Table of Contents
प्रोद्भवन निधि बाय एंड होल्ड रणनीति अपनाएं और की तुलना में बेहतर रिटर्न देने पर ध्यान केंद्रित करेंबैंक सावधि जमा। ये फंड एक क्रेडिट-जोखिम लेते हैं और उच्च प्रतिफल उत्पन्न करने के लिए थोड़ी कम-रेटेड प्रतिभूतियों में निवेश करते हैं। प्रोद्भवन निधि से भी रिटर्न मिल सकता हैराजधानी लाभ, लेकिन यह उनके कुल रिटर्न का एक छोटा सा हिस्सा होता है।
प्रोद्भवन निधि उन निवेशकों के लिए एक आदर्श निवेश विकल्प है, जो ब्याज दर के उतार-चढ़ाव के बारे में एक दृष्टिकोण रखते हैं। प्रोद्भवन निधि, आदर्श रूप से ब्याज अर्जित करने पर केंद्रित हैआय द्वारा ऑफ़र किए गए कूपन के संदर्भ मेंबांड. ये एक प्रकार के हैंडेट फंड जो आमतौर पर शॉर्ट से मीडियम मैच्योरिटी पेपर्स में निवेश करते हैं। परिपक्वता तक प्रतिभूतियों को रखने पर ध्यान केंद्रित करते हुए ये पेपर मध्य से उच्च गुणवत्ता वाले होते हैं।
प्रोद्भवन निधि बढ़ती ब्याज दरों के प्रभावों से पूरी तरह से प्रतिरक्षित नहीं हैं, खासकर जब वृद्धि तेज और तेज हो, लेकिन प्रभाव अवधि निधियों की तुलना में बहुत कम है।
ये फंड उन निवेशकों के लिए उपयुक्त हैं जो स्थिर रिटर्न की इच्छा रखते हैं। लेकिन, एकइन्वेस्टर ब्याज दरों पर नजर रखनी चाहिए और फंड के प्रदर्शन पर भी पैनी नजर रखनी चाहिए। कम से कम 1-3 साल की अवधि के लिए प्रोद्भवन फंड में निवेश करने की सलाह दी जाती है।
प्रोद्भवन फंडों में वांछनीय स्थिर रिटर्न प्राप्त करने के लिए, किसी को कुछ स्तर का जोखिम उठाने की आवश्यकता होती है क्योंकि ये फंड न्यूनतम उतार-चढ़ाव कर सकते हैं। फिर भी, प्रोद्भवन फंड की रणनीति रिटर्न में अधिक अनुमानित है। इसलिए, रूढ़िवादी भूख वाले निवेशक इस फंड में निवेश कर सकते हैं। इसके अलावा, अच्छा रिटर्न प्राप्त करने के लिए, प्रोद्भवन फंडों में लंबी अवधि के लिए निवेशित रहने की सलाह दी जाएगी।
Talk to our investment specialist
The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. IDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 12 Jan 16. It is a fund with Moderate risk and has given a Below is the key information for IDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns. BNP Paribas Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 8 Nov 08. It is a fund with Moderate risk and has given a Below is the key information for BNP Paribas Corporate Bond Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDFC Corporate Bond Fund Growth ₹17.3676
↑ 0.02 ₹13,744 1.7 3.4 7.1 5 6.8 7.21% 1M 2D 1M 6D ICICI Prudential Corporate Bond Fund Growth ₹26.9325
↑ 0.03 ₹26,051 2 3.6 8.1 5.9 7.6 8.02% 1Y 11M 23D 3Y 11M 12D BNP Paribas Corporate Bond Fund Growth ₹24.7014
↑ 0.03 ₹144 2.3 3.8 7.8 4.5 7 7.55% 3Y 10M 10D 5Y 5M 16D Franklin India Corporate Debt Fund Growth ₹89.0871
↑ 0.11 ₹739 1.8 3.4 6.8 4.9 6.5 7.63% 1Y 2M 1D 1Y 4M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 24 1. IDFC Corporate Bond Fund
CAGR/Annualized
return of 7% since its launch. Return for 2023 was 6.8% , 2022 was 2.6% and 2021 was 3.7% . IDFC Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (28 Mar 24) ₹17.3676 ↑ 0.02 (0.14 %) Net Assets (Cr) ₹13,744 on 29 Feb 24 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.6 Sharpe Ratio 0.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹10,888 28 Feb 21 ₹11,821 28 Feb 22 ₹12,464 28 Feb 23 ₹12,807 29 Feb 24 ₹13,726 Returns for IDFC Corporate Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 7.1% 3 Year 5% 5 Year 6.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 2.6% 2021 3.7% 2020 11.6% 2019 8.5% 2018 6.3% 2017 6.2% 2016 2015 2014 Fund Manager information for IDFC Corporate Bond Fund
Name Since Tenure Suyash Choudhary 28 Jul 21 2.59 Yr. Gautam Kaul 1 Dec 21 2.25 Yr. Sreejith Balasubramanian 31 Aug 23 0.5 Yr. Data below for IDFC Corporate Bond Fund as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 60.29% Debt 39.43% Other 0.28% Debt Sector Allocation
Sector Value Cash Equivalent 53.81% Corporate 29.79% Government 16.12% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -7% ₹950 Cr 95,000,000 364 DTB 14032024
Sovereign Bonds | -6% ₹798 Cr 80,000,000 National Housing Bank
Debentures | -5% ₹665 Cr 66,500,000 Export Import Bank Of India
Debentures | -4% ₹565 Cr 56,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹541 Cr 54,200,000 Small Industries Development Bank Of India
Debentures | -4% ₹524 Cr 52,500,000 Rural Electrification Corporation Limited
Debentures | -4% ₹506 Cr 51,000,000 Export Import Bank Of India
Debentures | -2% ₹314 Cr 31,500,000 Larsen And Toubro Limited
Debentures | -2% ₹299 Cr 30,000,000
↑ 2,500,000 Ntpc Limited
Debentures | -2% ₹289 Cr 29,000,000 2. ICICI Prudential Corporate Bond Fund
CAGR/Annualized
return of 7% since its launch. Ranked 7 in Corporate Bond
category. Return for 2023 was 7.6% , 2022 was 4.5% and 2021 was 4.1% . ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (28 Mar 24) ₹26.9325 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹26,051 on 29 Feb 24 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 8.02% Effective Maturity 3 Years 11 Months 12 Days Modified Duration 1 Year 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹11,038 28 Feb 21 ₹11,972 28 Feb 22 ₹12,528 28 Feb 23 ₹13,169 29 Feb 24 ₹14,213 Returns for ICICI Prudential Corporate Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 24 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.6% 1 Year 8.1% 3 Year 5.9% 5 Year 7.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 4.5% 2021 4.1% 2020 10.4% 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% 2015 8.8% 2014 9.4% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 0.11 Yr. Ritesh Lunawat 22 Jan 24 0.11 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 6.64% Debt 93.13% Other 0.23% Debt Sector Allocation
Sector Value Corporate 57.08% Government 36% Cash Equivalent 6.64% Securitized 0.05% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹2,905 Cr 288,652,050
↑ 65,000,000 8.25% Govt Stock 2033
Sovereign Bonds | -10% ₹2,591 Cr 256,071,700 National Bank For Agriculture And Rural Development
Debentures | -3% ₹855 Cr 86,000 HDFC Bank Limited
Debentures | -3% ₹696 Cr 7,000 HDFC Bank Limited
Debentures | -3% ₹647 Cr 65,000 Small Industries Development Bank Of India
Debentures | -2% ₹634 Cr 6,400 Small Industries Development Bank Of India
Debentures | -2% ₹623 Cr 6,250 Bharat Petroleum Corporation Limited
Debentures | -2% ₹594 Cr 59,500 Power Finance Corporation Ltd.
Debentures | -2% ₹545 Cr 5,500 LIC Housing Finance Limited
Debentures | -2% ₹520 Cr 5,000
↑ 5,000 3. BNP Paribas Corporate Bond Fund
CAGR/Annualized
return of 6.1% since its launch. Ranked 24 in Corporate Bond
category. Return for 2023 was 7% , 2022 was 1.6% and 2021 was 2.2% . BNP Paribas Corporate Bond Fund
Growth Launch Date 8 Nov 08 NAV (28 Mar 24) ₹24.7014 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹144 on 29 Feb 24 Category Debt - Corporate Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.87 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL) Yield to Maturity 7.55% Effective Maturity 5 Years 5 Months 16 Days Modified Duration 3 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹10,156 28 Feb 21 ₹10,843 28 Feb 22 ₹11,251 28 Feb 23 ₹11,452 29 Feb 24 ₹12,358 Returns for BNP Paribas Corporate Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 24 Duration Returns 1 Month 0.7% 3 Month 2.3% 6 Month 3.8% 1 Year 7.8% 3 Year 4.5% 5 Year 4.2% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 1.6% 2021 2.2% 2020 9.9% 2019 0.9% 2018 5.2% 2017 6.7% 2016 10.8% 2015 7.2% 2014 10.8% Fund Manager information for BNP Paribas Corporate Bond Fund
Name Since Tenure Mayank Prakash 23 Aug 17 6.53 Yr. Jay Sheth 1 Sep 23 0.5 Yr. Data below for BNP Paribas Corporate Bond Fund as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 4.31% Debt 95.44% Other 0.25% Debt Sector Allocation
Sector Value Government 51.02% Corporate 44.43% Cash Equivalent 4.31% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2029
Sovereign Bonds | -10% ₹15 Cr 1,500,000 Indian Railway Finance Corporation Limited
Debentures | -8% ₹11 Cr 110 Export Import Bank Of India
Debentures | -7% ₹10 Cr 100 Hindustan Petroleum Corporation Limited
Debentures | -7% ₹10 Cr 100 Power Finance Corporation Ltd.
Debentures | -7% ₹10 Cr 1,000 Sundaram Bnp Paribas Home Finance Limited
Debentures | -7% ₹10 Cr 1,000 Tata Capital Limited
Debentures | -7% ₹10 Cr 1,000 HDFC Bank Limited
Debentures | -7% ₹10 Cr 100 GAil (India) Limited
Debentures | -7% ₹10 Cr 100 Power Grid Corporation Of India Limited
Debentures | -6% ₹9 Cr 1,000 4. Franklin India Corporate Debt Fund
CAGR/Annualized
return of 8.5% since its launch. Ranked 22 in Corporate Bond
category. Return for 2023 was 6.5% , 2022 was 3.2% and 2021 was 3.8% . Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (28 Mar 24) ₹89.0871 ↑ 0.11 (0.12 %) Net Assets (Cr) ₹739 on 29 Feb 24 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.78 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.63% Effective Maturity 1 Year 4 Months 13 Days Modified Duration 1 Year 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 28 Feb 19 ₹10,000 29 Feb 20 ₹11,131 28 Feb 21 ₹11,750 28 Feb 22 ₹12,308 28 Feb 23 ₹12,720 29 Feb 24 ₹13,609 Returns for Franklin India Corporate Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.8% 3 Year 4.9% 5 Year 6.2% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% 2014 13% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 0.4 Yr. Data below for Franklin India Corporate Debt Fund as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 10.92% Debt 88.82% Other 0.26% Debt Sector Allocation
Sector Value Government 47.38% Corporate 41.43% Cash Equivalent 10.92% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export Import Bank Of India
Debentures | -9% ₹68 Cr 650 India (Republic of)
- | -8% ₹61 Cr 6,500,000 Nuclear Power Corporation Of India Limited
Debentures | -7% ₹54 Cr 5,000 Small Industries Development Bank Of India
Debentures | -7% ₹51 Cr 500 HDFC Bank Limited
Debentures | -7% ₹50 Cr 500 National Housing Bank
Debentures | -7% ₹50 Cr 500 National Bank For Agriculture And Rural Development
Debentures | -7% ₹49 Cr 500 7.37% Govt Stock 2028
Sovereign Bonds | -6% ₹47 Cr 4,500,000
↑ 2,000,000 Rural Electrification Corporation Limited
Debentures | -4% ₹27 Cr 250 Rec Limited
Debentures | -4% ₹27 Cr 250
चूंकि ये फंड अपने पैसे को लंबी अवधि के लिए कंपनियों में निवेश करते हैं, इसलिए निवेशक ब्याज आय का लाभ उठा सकते हैं जो वे उत्पन्न करते हैं।
चूंकि प्रोद्भवन फंड छोटे से मध्यम अवधि के बांड में निवेश करते हैं, वे ब्याज दर जोखिम से ज्यादा प्रभावित नहीं होते हैं।
ये फंड किसके द्वारा क्रेडिट जोखिम उठाते हैंनिवेश कमजोर क्रेडिट रेटिंग वाली कंपनियों में, लेकिन अधिक मजबूत व्यावसायिक संभावनाएं। ये फंड इस विश्वास में क्रेडिट जोखिम लेते हैं कि कंपनी अच्छा करेगी और सुधार करेगीक्रेडिट अंक तत्काल भविष्य में।
प्रोद्भवन फंड का कराधान डेट फंड की तरह ही है। यदि फंड की होल्डिंग अवधि 36 महीने से कम है, तो इसे अल्पकालिक निवेश के रूप में वर्गीकृत किया जाता है और इन पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है। और, अगर 36 महीने से अधिक समय तक फंड रखना चाहते हैं, तो इसे दीर्घकालिक निवेश के रूप में वर्गीकृत किया जाता है और इंडेक्सेशन लाभ के साथ 20% कर लगाया जाता है।
Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।
अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें
Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!