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4 बेस्ट परफॉर्मिंग इक्विटी सेविंग्स म्यूचुअल फंड्स 2022 | Fincash.com

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4 बेस्ट परफॉर्मिंग इक्विटी सेविंग्स फंड्स 2022

Updated on May 15, 2024 , 9275 views

इक्विटी सेविंग फंड की हाइब्रिड श्रेणी के अंतर्गत आते हैंम्यूचुअल फंड्स. यह नवीनतम प्रकार हैपरिसंपत्ति आवंटन 2014 के अंत में पेश किए गए म्यूचुअल फंड। इक्विटी सेविंग फंड आर्बिट्रेज, इक्विटी और डेट में निवेश करते हैं। यह फंड अपनी कुल संपत्ति का कम से कम 65 प्रतिशत इक्विटी में (ज्यादातर आर्बिट्रेज में) और बाकी डेट इंस्ट्रूमेंट्स में निवेश करेगा, लेकिन डेट में न्यूनतम निवेश 10 प्रतिशत होना चाहिए। इक्विटी सेविंग फंड उन निवेशकों के बीच लोकप्रिय हो रहे हैं जो इक्विटी में निवेश करना चाहते हैं लेकिन साथ ही सुरक्षित रहना चाहते हैं। तो, आइए निवेश करने के लिए सबसे अच्छा प्रदर्शन करने वाले कुछ इक्विटी सेविंग फंडों के साथ इस फंड के बारे में जानें।

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इक्विटी सेविंग फंड्स के बारे में एक सिंहावलोकन

इक्विटी सेविंग फंड स्थिर उत्पन्न करना चाहते हैंआय द्वारानिवेश ऋण उपकरणों में और इक्विटी निवेश के माध्यम से संभावित रूप से उच्च रिटर्न का लक्ष्य है। इस प्रकार, ये फंड जोखिम और रिटर्न दोनों के बीच संतुलन समीकरण के रूप में कार्य करते हैं।

आदर्श रूप से, आर्बिट्राज नकद और डेरिवेटिव में शेयरों की कीमतों में अंतर का लाभ उठाता हैमंडी. डेरिवेटिव का उपयोग शुद्ध इक्विटी एक्सपोजर को कम करता है (यानी, आदर्श रूप से 20-40 प्रतिशत, हालांकि यह फंड से फंड में भिन्न हो सकता है) और आमतौर पर सुरक्षा करता हैइन्वेस्टर अस्थिर रिटर्न से।

चूंकि, इक्विटी सेविंग फंड्स में इक्विटी एक्सपोजर का 65 प्रतिशत (डेरिवेटिव पर विचार किए बिना) होता है, उन्हें इसके तहत माना जाता हैइक्विटी म्यूचुअल फंड कर लगाना। इक्विटी सेविंग फंड को रूढ़िवादी निवेशकों के लिए एक आदर्श निवेश विकल्प माना जाता है जो छोटी अवधि के लिए यानी 1-3 साल के लिए निवेश करना चाहते हैं।

इन फंडों में निवेश करने की योजना बना रहे निवेशकों को एकसिप मार्ग के रूप में यह बाजार के समय की चिंता को समाप्त करता है। पद-निवृत्ति आप आवधिक अंतराल पर पूर्व-निर्धारित निकासी को सक्षम करने के लिए SWP (सिस्टमैटिक विदड्रॉल प्लान) विकल्प का उपयोग कर सकते हैं।

शीर्ष 4 सर्वश्रेष्ठ इक्विटी बचत निधि वित्तीय वर्ष 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
L&T Equity Savings Fund Growth ₹30.1736
↑ 0.19
₹230712.922.61311.417
Principal Equity Savings Fund Growth ₹63.5284
↑ 0.20
₹7423.99.319.112.512.315.3
Kotak Equity Savings Fund Growth ₹23.9213
↑ 0.12
₹4,8132.710.719.212.311.115.7
HDFC Equity Savings Fund Growth ₹60.653
↑ 0.10
₹3,9942.19.817.311.510.713.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 24
*ऊपर सर्वश्रेष्ठ की सूची हैइक्विटी बचत ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़. पर छाँटा गयापिछले 3 साल का रिटर्न.

1. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 46 in Equity Savings category.  Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund
Growth
Launch Date 18 Oct 11
NAV (17 May 24) ₹30.1736 ↑ 0.19   (0.62 %)
Net Assets (Cr) ₹230 on 31 Mar 24
Category Hybrid - Equity Savings
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio 2.97
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,990
30 Apr 21₹11,558
30 Apr 22₹12,921
30 Apr 23₹13,541
30 Apr 24₹16,684

L&T Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 3.3%
3 Month 7%
6 Month 12.9%
1 Year 22.6%
3 Year 13%
5 Year 11.4%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 17%
2022 2%
2021 16.1%
2020 10.8%
2019 3.7%
2018 -0.6%
2017 13.8%
2016 4.6%
2015 5.1%
2014 21.2%
Fund Manager information for L&T Equity Savings Fund
NameSinceTenure
Mahesh Chhabria15 Jul 230.71 Yr.
Praveen Ayathan1 Oct 230.5 Yr.
Cheenu Gupta2 Jul 212.75 Yr.
Sonal Gupta1 Oct 230.5 Yr.
Abhishek Gupta1 Apr 240 Yr.
Hitesh Gondhia1 Oct 230.5 Yr.

Data below for L&T Equity Savings Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash38.16%
Equity42.38%
Debt19.46%
Equity Sector Allocation
SectorValue
Industrials26.2%
Consumer Cyclical9.48%
Financial Services8.64%
Technology8.34%
Basic Materials7.12%
Consumer Defensive5.62%
Health Care4.24%
Real Estate1.94%
Energy0.45%
Communication Services0.42%
Utility0.36%
Debt Sector Allocation
SectorValue
Cash Equivalent32.82%
Government19.46%
Corporate5.34%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Future on Bharat Electronics Ltd
Derivatives | -
7%-₹15 Cr
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 23 | BEL
7%₹15 Cr746,700
5.22% Govt Stock 2025
Sovereign Bonds | -
6%₹15 Cr1,499,000
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Mar 22 | 532432
6%₹13 Cr114,100
Future on United Spirits Ltd
Derivatives | -
6%-₹13 Cr
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 23 | HDFCBANK
6%₹13 Cr88,550
Future on HDFC Bank Ltd
Derivatives | -
6%-₹13 Cr
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 22 | LT
5%₹12 Cr33,000
↑ 20,700
6.18% Govt Stock 2024
Sovereign Bonds | -
4%₹10 Cr1,000,000
7.06% Govt Stock 2028
Sovereign Bonds | -
4%₹9 Cr900,000

2. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 38 in Equity Savings category.  Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund
Growth
Launch Date 23 May 02
NAV (17 May 24) ₹63.5284 ↑ 0.20   (0.31 %)
Net Assets (Cr) ₹742 on 29 Feb 24
Category Hybrid - Equity Savings
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.36
Sharpe Ratio 2.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,828
30 Apr 21₹12,253
30 Apr 22₹13,959
30 Apr 23₹14,632
30 Apr 24₹17,677

Principal Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 2%
3 Month 3.9%
6 Month 9.3%
1 Year 19.1%
3 Year 12.5%
5 Year 12.3%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 15.3%
2022 4.1%
2021 18.2%
2020 14.6%
2019 5.1%
2018 1.6%
2017 15%
2016 5.5%
2015 3.6%
2014 12.8%
Fund Manager information for Principal Equity Savings Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 222.25 Yr.
Sudhir Kedia29 Oct 194.43 Yr.
Rohit Seksaria1 Jan 222.25 Yr.

Data below for Principal Equity Savings Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash47.45%
Equity38.79%
Debt13.76%
Other0.01%
Equity Sector Allocation
SectorValue
Financial Services26.4%
Consumer Cyclical8.68%
Energy7.87%
Industrials7.53%
Technology6.28%
Health Care5.23%
Consumer Defensive4.47%
Basic Materials3.46%
Communication Services0.58%
Utility0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent46.3%
Government10.85%
Corporate4.06%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFCBANK
7%₹56 Cr387,363
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
7%₹54 Cr180,250
Future on Reliance Industries Ltd
Derivatives | -
6%-₹43 Cr144,250
↑ 144,250
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
5%₹39 Cr360,800
Hdfc Bank Limited April 2024
Derivatives | -
5%-₹38 Cr262,900
↑ 262,900
Sundaram Liquid Dir Gr
Investment Fund | -
5%₹35 Cr164,347
↑ 164,347
Future on ICICI Bank Ltd
Derivatives | -
4%-₹28 Cr254,800
↑ 254,800
Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY
4%₹28 Cr185,100
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹26 Cr249,000
364 DTB 02052025
Sovereign Bonds | -
3%₹24 Cr2,500,000
↑ 2,500,000

3. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch.  Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% .

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund
Growth
Launch Date 13 Oct 14
NAV (17 May 24) ₹23.9213 ↑ 0.12   (0.51 %)
Net Assets (Cr) ₹4,813 on 31 Mar 24
Category Hybrid - Equity Savings
AMC Kotak Mahindra Asset Management Co Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.94
Sharpe Ratio 2.87
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,030
30 Apr 21₹11,742
30 Apr 22₹13,040
30 Apr 23₹13,941
30 Apr 24₹16,675

Kotak Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 1.7%
3 Month 2.7%
6 Month 10.7%
1 Year 19.2%
3 Year 12.3%
5 Year 11.1%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 15.7%
2022 6.8%
2021 11.1%
2020 10.4%
2019 7.8%
2018 4.2%
2017 14%
2016 6.5%
2015 6.4%
2014
Fund Manager information for Kotak Equity Savings Fund
NameSinceTenure
Abhishek Bisen13 Oct 149.47 Yr.
Devender Singhal1 Apr 213 Yr.
Hiten Shah3 Oct 194.5 Yr.
Arjun Khanna30 Apr 221.92 Yr.

Data below for Kotak Equity Savings Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash57.31%
Equity33.5%
Debt7.68%
Other1.51%
Equity Sector Allocation
SectorValue
Financial Services23.46%
Consumer Cyclical9.73%
Basic Materials5.4%
Industrials5.31%
Consumer Defensive5.18%
Energy4.75%
Utility3.9%
Health Care3.07%
Technology2.94%
Communication Services1.83%
Real Estate0.63%
Debt Sector Allocation
SectorValue
Cash Equivalent48.1%
Government8.46%
Corporate8.44%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK
6%₹305 Cr2,104,906
HDFC Bank Ltd.-APR2024
Derivatives | -
5%-₹233 Cr1,597,200
↑ 1,597,200
Kotak Liquid Dir Gr
Investment Fund | -
5%₹231 Cr472,817
ICICI Bank Ltd.-APR2024
Derivatives | -
5%-₹223 Cr2,026,500
↑ 2,026,500
Kotak Money Market Dir Gr
Investment Fund | -
5%₹222 Cr539,363
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK
5%₹222 Cr2,026,500
↓ -151,200
India (Republic of)
- | -
4%₹197 Cr20,000,000
↑ 20,000,000
Adani Port and Special Economic Zone Ltd.-APR2024
Derivatives | -
4%-₹190 Cr1,406,400
↑ 1,406,400
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 19 | 532921
4%₹189 Cr1,406,400
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI
3%₹154 Cr121,913

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 12 in Equity Savings category.  Return for 2023 was 13.8% , 2022 was 6% and 2021 was 16.8% .

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund
Growth
Launch Date 17 Sep 04
NAV (17 May 24) ₹60.653 ↑ 0.10   (0.17 %)
Net Assets (Cr) ₹3,994 on 31 Mar 24
Category Hybrid - Equity Savings
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 2.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,423
30 Apr 21₹11,643
30 Apr 22₹13,095
30 Apr 23₹13,929
30 Apr 24₹16,424

HDFC Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 1.2%
3 Month 2.1%
6 Month 9.8%
1 Year 17.3%
3 Year 11.5%
5 Year 10.7%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 13.8%
2022 6%
2021 16.8%
2020 8.8%
2019 5.8%
2018 0.9%
2017 16.5%
2016 14.1%
2015 2%
2014 15.7%
Fund Manager information for HDFC Equity Savings Fund
NameSinceTenure
Anil Bamboli17 Sep 0419.55 Yr.
Arun Agarwal17 Sep 0419.55 Yr.
Srinivasan Ramamurthy14 Dec 212.3 Yr.
Nirman Morakhia15 Feb 231.13 Yr.
Dhruv Muchhal22 Jun 230.78 Yr.

Data below for HDFC Equity Savings Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash41.35%
Equity33.03%
Debt25.62%
Equity Sector Allocation
SectorValue
Financial Services22.54%
Consumer Cyclical11.72%
Industrials8.6%
Health Care5.31%
Basic Materials4.45%
Consumer Defensive3.53%
Energy3.26%
Utility2.89%
Technology2.66%
Communication Services1.77%
Debt Sector Allocation
SectorValue
Cash Equivalent41.35%
Government12.26%
Corporate11.61%
Securitized1.75%
Credit Quality
RatingValue
AA25.54%
AAA74.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
9%₹341 Cr2,353,450
↑ 110,000
Future on HDFC Bank Ltd
Derivatives | -
6%-₹248 Cr
State Bank of India (Financial Services)
Equity, Since 30 Sep 12 | SBIN
5%₹191 Cr2,544,500
↓ -69,000
Future on Titan Co Ltd
Derivatives | -
4%-₹150 Cr
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN
4%₹149 Cr391,125
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MARUTI
3%₹133 Cr105,400
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK
3%₹124 Cr1,134,300
Future on Maruti Suzuki India Ltd
Derivatives | -
3%-₹116 Cr
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹110 Cr11,000,000
Future on State Bank of India
Derivatives | -
3%-₹109 Cr

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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