इक्विटी सेविंग फंड की हाइब्रिड श्रेणी के अंतर्गत आते हैंम्यूचुअल फंड्स. यह नवीनतम प्रकार हैपरिसंपत्ति आवंटन 2014 के अंत में पेश किए गए म्यूचुअल फंड। इक्विटी सेविंग फंड आर्बिट्रेज, इक्विटी और डेट में निवेश करते हैं। यह फंड अपनी कुल संपत्ति का कम से कम 65 प्रतिशत इक्विटी में (ज्यादातर आर्बिट्रेज में) और बाकी डेट इंस्ट्रूमेंट्स में निवेश करेगा, लेकिन डेट में न्यूनतम निवेश 10 प्रतिशत होना चाहिए। इक्विटी सेविंग फंड उन निवेशकों के बीच लोकप्रिय हो रहे हैं जो इक्विटी में निवेश करना चाहते हैं लेकिन साथ ही सुरक्षित रहना चाहते हैं। तो, आइए निवेश करने के लिए सबसे अच्छा प्रदर्शन करने वाले कुछ इक्विटी सेविंग फंडों के साथ इस फंड के बारे में जानें।
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इक्विटी सेविंग फंड स्थिर उत्पन्न करना चाहते हैंआय द्वारानिवेश ऋण उपकरणों में और इक्विटी निवेश के माध्यम से संभावित रूप से उच्च रिटर्न का लक्ष्य है। इस प्रकार, ये फंड जोखिम और रिटर्न दोनों के बीच संतुलन समीकरण के रूप में कार्य करते हैं।
आदर्श रूप से, आर्बिट्राज नकद और डेरिवेटिव में शेयरों की कीमतों में अंतर का लाभ उठाता हैमंडी. डेरिवेटिव का उपयोग शुद्ध इक्विटी एक्सपोजर को कम करता है (यानी, आदर्श रूप से 20-40 प्रतिशत, हालांकि यह फंड से फंड में भिन्न हो सकता है) और आमतौर पर सुरक्षा करता हैइन्वेस्टर अस्थिर रिटर्न से।
चूंकि, इक्विटी सेविंग फंड्स में इक्विटी एक्सपोजर का 65 प्रतिशत (डेरिवेटिव पर विचार किए बिना) होता है, उन्हें इसके तहत माना जाता हैइक्विटी म्यूचुअल फंड कर लगाना। इक्विटी सेविंग फंड को रूढ़िवादी निवेशकों के लिए एक आदर्श निवेश विकल्प माना जाता है जो छोटी अवधि के लिए यानी 1-3 साल के लिए निवेश करना चाहते हैं।
इन फंडों में निवेश करने की योजना बना रहे निवेशकों को एकसिप मार्ग के रूप में यह बाजार के समय की चिंता को समाप्त करता है। पद-निवृत्ति आप आवधिक अंतराल पर पूर्व-निर्धारित निकासी को सक्षम करने के लिए SWP (सिस्टमैटिक विदड्रॉल प्लान) विकल्प का उपयोग कर सकते हैं।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Kotak Equity Savings Fund Growth ₹26.2458
↑ 0.02 ₹8,452 1.9 8.6 3 11.3 11.4 11.7 Edelweiss Equity Savings Fund Growth ₹25.4123
↑ 0.03 ₹750 2.4 7.6 6.7 11 10.7 13.4 SBI Equity Savings Fund Growth ₹23.7907
↑ 0.08 ₹5,738 0.4 8.2 4.1 10.7 11.5 12 HDFC Equity Savings Fund Growth ₹65.795 ₹5,674 0.6 6.6 2.8 10 12 10.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25 Research Highlights & Commentary of 4 Funds showcased
Commentary Kotak Equity Savings Fund Edelweiss Equity Savings Fund SBI Equity Savings Fund HDFC Equity Savings Fund Point 1 Highest AUM (₹8,452 Cr). Bottom quartile AUM (₹750 Cr). Upper mid AUM (₹5,738 Cr). Lower mid AUM (₹5,674 Cr). Point 2 Established history (10+ yrs). Established history (10+ yrs). Established history (10+ yrs). Oldest track record among peers (20 yrs). Point 3 Not Rated. Not Rated. Not Rated. Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 11.40% (lower mid). 5Y return: 10.72% (bottom quartile). 5Y return: 11.52% (upper mid). 5Y return: 11.99% (top quartile). Point 6 3Y return: 11.34% (top quartile). 3Y return: 11.04% (upper mid). 3Y return: 10.74% (lower mid). 3Y return: 10.00% (bottom quartile). Point 7 1Y return: 2.99% (lower mid). 1Y return: 6.66% (top quartile). 1Y return: 4.05% (upper mid). 1Y return: 2.77% (bottom quartile). Point 8 1M return: 1.27% (top quartile). 1M return: 0.93% (upper mid). 1M return: -0.26% (bottom quartile). 1M return: 0.44% (lower mid). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: -0.43 (lower mid). Sharpe: 0.18 (top quartile). Sharpe: -0.20 (upper mid). Sharpe: -0.58 (bottom quartile). Kotak Equity Savings Fund
Edelweiss Equity Savings Fund
SBI Equity Savings Fund
HDFC Equity Savings Fund
इक्विटी बचत
ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़
. पर छाँटा गयापिछले 3 साल का रिटर्न
.
The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on (Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Research Highlights for Edelweiss Equity Savings Fund Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation
through a moderate exposure in equity. Research Highlights for SBI Equity Savings Fund Below is the key information for SBI Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. Research Highlights for HDFC Equity Savings Fund Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on 1. Kotak Equity Savings Fund
Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (02 Sep 25) ₹26.2458 ↑ 0.02 (0.08 %) Net Assets (Cr) ₹8,452 on 31 Jul 25 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.75 Sharpe Ratio -0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,625 31 Aug 22 ₹12,483 31 Aug 23 ₹13,743 31 Aug 24 ₹16,701 31 Aug 25 ₹17,126 Returns for Kotak Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Sep 25 Duration Returns 1 Month 1.3% 3 Month 1.9% 6 Month 8.6% 1 Year 3% 3 Year 11.3% 5 Year 11.4% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.7% 2023 15.7% 2022 6.8% 2021 11.1% 2020 10.4% 2019 7.8% 2018 4.2% 2017 14% 2016 6.5% 2015 6.4% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 10.89 Yr. Devender Singhal 1 Apr 21 4.42 Yr. Hiten Shah 3 Oct 19 5.92 Yr. Data below for Kotak Equity Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 48.01% Equity 35.97% Debt 15.12% Other 0.9% Equity Sector Allocation
Sector Value Financial Services 18.82% Consumer Cyclical 10.86% Communication Services 10.45% Basic Materials 5.58% Industrials 4.93% Energy 3.83% Utility 3.72% Consumer Defensive 3.57% Technology 3.02% Health Care 0.8% Real Estate 0.38% Debt Sector Allocation
Sector Value Cash Equivalent 46.83% Corporate 9.17% Government 7.13% Credit Quality
Rating Value AA 11.35% AAA 88.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 30 Apr 24 | SBIN7% ₹565 Cr 7,090,789
↑ 4,196,538 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL6% ₹477 Cr 2,492,355 Kotak Liquid Dir Gr
Investment Fund | -5% ₹439 Cr 820,551 Bharti Airtel Ltd-AUG2025
Derivatives | -4% -₹328 Cr 1,708,575
↑ 1,708,575 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348164% ₹328 Cr 9,028,198
↓ -2,238,900 Cnx Nifty-Aug2025
- | -4% -₹298 Cr 120,000
↑ 120,000 STATE BANK OF INDIA-AUG2025
Derivatives | -3% -₹237 Cr 2,952,750
↑ 2,952,750 National Bank For Agriculture And Rural Development
Debentures | -3% ₹229 Cr 22,500 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹222 Cr 175,988 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE3% ₹217 Cr 1,557,452 2. Edelweiss Equity Savings Fund
Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (02 Sep 25) ₹25.4123 ↑ 0.03 (0.10 %) Net Assets (Cr) ₹750 on 31 Jul 25 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,908 31 Aug 22 ₹12,212 31 Aug 23 ₹13,282 31 Aug 24 ₹15,622 31 Aug 25 ₹16,615 Returns for Edelweiss Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Sep 25 Duration Returns 1 Month 0.9% 3 Month 2.4% 6 Month 7.6% 1 Year 6.7% 3 Year 11% 5 Year 10.7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 12.9% 2022 3.2% 2021 11.7% 2020 13% 2019 7% 2018 3.8% 2017 15.1% 2016 4.6% 2015 5.3% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Bhavesh Jain 1 Oct 21 3.92 Yr. Bharat Lahoti 18 Sep 17 7.96 Yr. Rahul Dedhia 1 Jul 24 1.17 Yr. Pranavi Kulkarni 1 Aug 24 1.08 Yr. Data below for Edelweiss Equity Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 58.87% Equity 26.61% Debt 14.5% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 18.61% Basic Materials 10.44% Energy 7.34% Consumer Cyclical 6.32% Communication Services 5.73% Industrials 4.85% Health Care 4.36% Technology 2.88% Consumer Defensive 1.95% Utility 1.78% Real Estate 1.53% Debt Sector Allocation
Sector Value Cash Equivalent 56.99% Government 9.5% Corporate 6.89% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE6% ₹44 Cr 316,751 Future on UPL Ltd
Derivatives | -5% -₹36 Cr 506,770
↑ 126,015 Edelweiss Low Duration Dir Gr
Investment Fund | -5% ₹35 Cr 340,264
↑ 340,264 Future on Reliance Industries Ltd
Derivatives | -5% -₹34 Cr 245,500 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK5% ₹34 Cr 168,207 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹26 Cr 2,500,000 Hdb Financial Services Limited
Debentures | -3% ₹25 Cr 2,500,000 UPL Ltd Ordinary Shares (Partly Paid Rs.1) (Basic Materials)
Equity, Since 31 Dec 24 | 8902093% ₹25 Cr 489,155
↑ 126,015 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹23 Cr 122,295 Future on HDFC Bank Ltd
Derivatives | -3% -₹23 Cr 112,200 3. SBI Equity Savings Fund
SBI Equity Savings Fund
Growth Launch Date 27 May 15 NAV (01 Sep 25) ₹23.7907 ↑ 0.08 (0.33 %) Net Assets (Cr) ₹5,738 on 31 Jul 25 Category Hybrid - Equity Savings AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 1.28 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹12,369 31 Aug 22 ₹12,746 31 Aug 23 ₹14,426 31 Aug 24 ₹16,656 31 Aug 25 ₹17,274 Returns for SBI Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Sep 25 Duration Returns 1 Month -0.3% 3 Month 0.4% 6 Month 8.2% 1 Year 4.1% 3 Year 10.7% 5 Year 11.5% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 12% 2023 17.5% 2022 1.9% 2021 13.2% 2020 11.9% 2019 9.4% 2018 -0.5% 2017 14.6% 2016 6.2% 2015 Fund Manager information for SBI Equity Savings Fund
Name Since Tenure Neeraj Kumar 27 May 15 10.27 Yr. Nidhi Chawla 1 Jan 22 3.67 Yr. Mohit Jain 15 May 25 0.3 Yr. Pradeep Kesavan 1 Jan 24 1.67 Yr. Vandna Soni 1 Jan 24 1.67 Yr. Data below for SBI Equity Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 30.83% Equity 49.79% Debt 19.38% Equity Sector Allocation
Sector Value Financial Services 24.03% Consumer Cyclical 11.47% Basic Materials 9.83% Industrials 9.57% Real Estate 6.06% Energy 5.65% Health Care 2.24% Consumer Defensive 1.47% Utility 1.47% Communication Services 0.73% Technology 0.07% Debt Sector Allocation
Sector Value Cash Equivalent 29.98% Corporate 15.12% Government 5.12% Credit Quality
Rating Value AA 35.1% AAA 64.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK9% ₹514 Cr 2,548,950
↓ -179,600 Future on HDFC Bank Ltd
Derivatives | -5% -₹311 Cr 1,533,950
↑ 70,400 Reliance Industries Ltd (Energy)
Equity, Since 31 May 15 | RELIANCE5% ₹303 Cr 2,181,662 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK3% ₹184 Cr 930,800
↓ -60,000 Bharti Telecom Limited
Debentures | -3% ₹156 Cr 15,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 16 | LT2% ₹133 Cr 365,275 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | ICICIBANK2% ₹132 Cr 894,200 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹130 Cr 12,500,000 Cube Highways Trust (Industrials)
Equity, Since 30 Apr 23 | 5438992% ₹118 Cr 9,000,000 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY2% ₹117 Cr 2,947,558 4. HDFC Equity Savings Fund
HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (02 Sep 25) ₹65.795 Net Assets (Cr) ₹5,674 on 31 Jul 25 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio -0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹12,618 31 Aug 22 ₹13,307 31 Aug 23 ₹14,520 31 Aug 24 ₹17,197 31 Aug 25 ₹17,629 Returns for HDFC Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Sep 25 Duration Returns 1 Month 0.4% 3 Month 0.6% 6 Month 6.6% 1 Year 2.8% 3 Year 10% 5 Year 12% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% 2015 2% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 20.97 Yr. Arun Agarwal 17 Sep 04 20.97 Yr. Srinivasan Ramamurthy 14 Dec 21 3.72 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Nandita Menezes 29 Mar 25 0.43 Yr. Data below for HDFC Equity Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 40.97% Equity 37.29% Debt 21.74% Equity Sector Allocation
Sector Value Financial Services 23.76% Consumer Cyclical 8.47% Energy 7.35% Industrials 6.12% Health Care 5.7% Technology 5% Basic Materials 3.31% Consumer Defensive 2.96% Utility 2.32% Communication Services 2.05% Real Estate 1.61% Debt Sector Allocation
Sector Value Cash Equivalent 39.25% Corporate 12.65% Government 10.82% Credit Quality
Rating Value AA 8.67% AAA 91.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK9% ₹523 Cr 2,593,450 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK7% ₹411 Cr 2,771,900
↑ 700,000 Future on HDFC Bank Ltd
Derivatives | -6% -₹334 Cr Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE6% ₹332 Cr 2,388,500 Future on ICICI Bank Ltd
Derivatives | -4% -₹232 Cr Future on Reliance Industries Ltd
Derivatives | -4% -₹229 Cr Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 16 | SUNPHARMA3% ₹182 Cr 1,068,350
↑ 350,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY3% ₹170 Cr 1,129,600 Future on Titan Co Ltd
Derivatives | -3% -₹161 Cr Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹160 Cr 479,325
Research Highlights for Kotak Equity Savings Fund