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इक्विटी सेविंग फंड की हाइब्रिड श्रेणी के अंतर्गत आते हैंम्यूचुअल फंड्स. यह नवीनतम प्रकार हैपरिसंपत्ति आवंटन 2014 के अंत में पेश किए गए म्यूचुअल फंड। इक्विटी सेविंग फंड आर्बिट्रेज, इक्विटी और डेट में निवेश करते हैं। यह फंड अपनी कुल संपत्ति का कम से कम 65 प्रतिशत इक्विटी में (ज्यादातर आर्बिट्रेज में) और बाकी डेट इंस्ट्रूमेंट्स में निवेश करेगा, लेकिन डेट में न्यूनतम निवेश 10 प्रतिशत होना चाहिए। इक्विटी सेविंग फंड उन निवेशकों के बीच लोकप्रिय हो रहे हैं जो इक्विटी में निवेश करना चाहते हैं लेकिन साथ ही सुरक्षित रहना चाहते हैं। तो, आइए निवेश करने के लिए सबसे अच्छा प्रदर्शन करने वाले कुछ इक्विटी सेविंग फंडों के साथ इस फंड के बारे में जानें।
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इक्विटी सेविंग फंड स्थिर उत्पन्न करना चाहते हैंआय द्वारानिवेश ऋण उपकरणों में और इक्विटी निवेश के माध्यम से संभावित रूप से उच्च रिटर्न का लक्ष्य है। इस प्रकार, ये फंड जोखिम और रिटर्न दोनों के बीच संतुलन समीकरण के रूप में कार्य करते हैं।
आदर्श रूप से, आर्बिट्राज नकद और डेरिवेटिव में शेयरों की कीमतों में अंतर का लाभ उठाता हैमंडी. डेरिवेटिव का उपयोग शुद्ध इक्विटी एक्सपोजर को कम करता है (यानी, आदर्श रूप से 20-40 प्रतिशत, हालांकि यह फंड से फंड में भिन्न हो सकता है) और आमतौर पर सुरक्षा करता हैइन्वेस्टर अस्थिर रिटर्न से।
चूंकि, इक्विटी सेविंग फंड्स में इक्विटी एक्सपोजर का 65 प्रतिशत (डेरिवेटिव पर विचार किए बिना) होता है, उन्हें इसके तहत माना जाता हैइक्विटी म्यूचुअल फंड कर लगाना। इक्विटी सेविंग फंड को रूढ़िवादी निवेशकों के लिए एक आदर्श निवेश विकल्प माना जाता है जो छोटी अवधि के लिए यानी 1-3 साल के लिए निवेश करना चाहते हैं।
इन फंडों में निवेश करने की योजना बना रहे निवेशकों को एकसिप मार्ग के रूप में यह बाजार के समय की चिंता को समाप्त करता है। पद-निवृत्ति आप आवधिक अंतराल पर पूर्व-निर्धारित निकासी को सक्षम करने के लिए SWP (सिस्टमैटिक विदड्रॉल प्लान) विकल्प का उपयोग कर सकते हैं।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T Equity Savings Fund Growth ₹31.836
↑ 0.28 ₹344 6.3 14.6 23.7 12.7 12.8 17 Kotak Equity Savings Fund Growth ₹24.8914
↑ 0.04 ₹6,077 5.4 9.6 19.2 12.5 11.9 15.7 Principal Equity Savings Fund Growth ₹66.0389
↑ 0.17 ₹841 4.5 10.2 17.2 11.9 12.8 15.3 HDFC Equity Savings Fund Growth ₹62.904
↑ 0.08 ₹4,620 4.3 8.1 17.1 10.9 11.4 13.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 24 इक्विटी बचत
ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़
. पर छाँटा गयापिछले 3 साल का रिटर्न
.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized
return of 9.4% since its launch. Ranked 46 in Equity Savings
category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (24 Jul 24) ₹31.836 ↑ 0.28 (0.88 %) Net Assets (Cr) ₹344 on 30 Jun 24 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio 2.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,471 30 Jun 21 ₹12,328 30 Jun 22 ₹12,712 30 Jun 23 ₹14,370 30 Jun 24 ₹17,823 Returns for L&T Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 0.3% 3 Month 6.3% 6 Month 14.6% 1 Year 23.7% 3 Year 12.7% 5 Year 12.8% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 17% 2022 2% 2021 16.1% 2020 10.8% 2019 3.7% 2018 -0.6% 2017 13.8% 2016 4.6% 2015 5.1% 2014 21.2% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Kapil Punjabi 1 May 24 0.16 Yr. Mahesh Chhabria 15 Jul 23 0.96 Yr. Praveen Ayathan 1 Oct 23 0.75 Yr. Cheenu Gupta 2 Jul 21 3 Yr. Sonal Gupta 1 Oct 23 0.75 Yr. Abhishek Gupta 1 Apr 24 0.25 Yr. Hitesh Gondhia 1 Oct 23 0.75 Yr. Data below for L&T Equity Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 8.58% Equity 71.09% Debt 20.33% Equity Sector Allocation
Sector Value Industrials 33.98% Financial Services 10.02% Consumer Cyclical 7.66% Basic Materials 6.44% Consumer Defensive 4.06% Technology 3.76% Real Estate 3.32% Health Care 1.22% Energy 0.31% Utility 0.29% Debt Sector Allocation
Sector Value Government 12.84% Corporate 11.13% Cash Equivalent 4.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 23 | BEL8% ₹27 Cr 871,700
↑ 125,000 Polycab India Ltd (Industrials)
Equity, Since 30 Jun 24 | POLYCAB5% ₹18 Cr 26,625
↑ 26,625 5.22% Govt Stock 2025
Sovereign Bonds | -4% ₹15 Cr 1,499,000 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SAIL4% ₹12 Cr 832,000 Rural Electrification Corporation Limited
Debentures | -3% ₹11 Cr 108 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Mar 22 | UNITDSPR3% ₹11 Cr 84,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 22 | LT3% ₹10 Cr 29,000
↓ -4,000 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹10 Cr 1,000,000
↑ 500,000 6.18% Govt Stock 2024
Sovereign Bonds | -3% ₹10 Cr 1,000,000 National Housing Bank
Debentures | -3% ₹10 Cr 1,000 2. Kotak Equity Savings Fund
CAGR/Annualized
return of 9.8% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (24 Jul 24) ₹24.8914 ↑ 0.04 (0.15 %) Net Assets (Cr) ₹6,077 on 30 Jun 24 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.94 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,222 30 Jun 21 ₹12,071 30 Jun 22 ₹12,753 30 Jun 23 ₹14,350 30 Jun 24 ₹17,069 Returns for Kotak Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 1.7% 3 Month 5.4% 6 Month 9.6% 1 Year 19.2% 3 Year 12.5% 5 Year 11.9% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.7% 2022 6.8% 2021 11.1% 2020 10.4% 2019 7.8% 2018 4.2% 2017 14% 2016 6.5% 2015 6.4% 2014 Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 9.72 Yr. Devender Singhal 1 Apr 21 3.25 Yr. Hiten Shah 3 Oct 19 4.75 Yr. Arjun Khanna 30 Apr 22 2.17 Yr. Data below for Kotak Equity Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 57.99% Equity 34.9% Debt 5.96% Other 1.14% Equity Sector Allocation
Sector Value Financial Services 22.85% Consumer Cyclical 8.83% Basic Materials 5.69% Consumer Defensive 5.29% Communication Services 5.22% Energy 5.07% Industrials 4.92% Utility 4.19% Technology 2.54% Health Care 1.19% Real Estate 0.48% Debt Sector Allocation
Sector Value Cash Equivalent 54.78% Corporate 6.52% Government 2.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK9% ₹540 Cr 3,204,756
↑ 1,000,000 Kotak Liquid Dir Gr
Investment Fund | -5% ₹285 Cr 574,519 HDFC Bank Ltd.-JUL2024
Derivatives | -4% -₹245 Cr 1,447,050
↑ 1,447,050 Adani Port and Special Economic Zone Ltd.-JUL2024
Derivatives | -4% -₹237 Cr 1,594,400
↑ 1,594,400 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 19 | ADANIPORTS4% ₹236 Cr 1,594,400 Kotak Money Market Dir Gr
Investment Fund | -4% ₹226 Cr 539,363 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL3% ₹198 Cr 1,374,155
↑ 259,350 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹156 Cr 129,863
↑ 14,400 Bharti Airtel Ltd-JUL2024
Derivatives | -3% -₹156 Cr 1,073,025
↑ 1,073,025 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE2% ₹133 Cr 424,476
↑ 100,000 3. Principal Equity Savings Fund
CAGR/Annualized
return of 8.9% since its launch. Ranked 38 in Equity Savings
category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (24 Jul 24) ₹66.0389 ↑ 0.17 (0.26 %) Net Assets (Cr) ₹841 on 30 Jun 24 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 2.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,039 30 Jun 21 ₹12,806 30 Jun 22 ₹13,432 30 Jun 23 ₹15,214 30 Jun 24 ₹18,022 Returns for Principal Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 1.2% 3 Month 4.5% 6 Month 10.2% 1 Year 17.2% 3 Year 11.9% 5 Year 12.8% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.3% 2022 4.1% 2021 18.2% 2020 14.6% 2019 5.1% 2018 1.6% 2017 15% 2016 5.5% 2015 3.6% 2014 12.8% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 2.5 Yr. Sudhir Kedia 29 Oct 19 4.67 Yr. Rohit Seksaria 1 Jan 22 2.5 Yr. Data below for Principal Equity Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 46.15% Equity 41.51% Debt 12.34% Equity Sector Allocation
Sector Value Financial Services 27.65% Consumer Cyclical 11.04% Energy 8.1% Technology 7.72% Industrials 7.04% Communication Services 6.21% Health Care 5.44% Basic Materials 4.42% Consumer Defensive 3.31% Utility 0.4% Real Estate 0.35% Debt Sector Allocation
Sector Value Cash Equivalent 46.15% Government 9.39% Corporate 2.95% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFCBANK8% ₹71 Cr 424,213
↓ -59,400 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹56 Cr 180,250 Future on HDFC Bank Ltd
Derivatives | -6% -₹51 Cr 299,750
↓ -59,400 Future on Reliance Industries Ltd
Derivatives | -5% -₹45 Cr 144,250 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL4% ₹35 Cr 239,850 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | INDUSINDBK4% ₹34 Cr 232,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY4% ₹32 Cr 205,100 Future on IndusInd Bank Ltd
Derivatives | -3% -₹29 Cr 198,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANK3% ₹27 Cr 210,875
↓ -47,500 Infosys Limited July 2024
Derivatives | -3% -₹26 Cr 166,800
↑ 166,800 4. HDFC Equity Savings Fund
CAGR/Annualized
return of 9.7% since its launch. Ranked 12 in Equity Savings
category. Return for 2023 was 13.8% , 2022 was 6% and 2021 was 16.8% . HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (24 Jul 24) ₹62.904 ↑ 0.08 (0.13 %) Net Assets (Cr) ₹4,620 on 30 Jun 24 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio 2.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,510 30 Jun 21 ₹12,225 30 Jun 22 ₹12,559 30 Jun 23 ₹14,147 30 Jun 24 ₹16,617 Returns for HDFC Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Jul 24 Duration Returns 1 Month 1.5% 3 Month 4.3% 6 Month 8.1% 1 Year 17.1% 3 Year 10.9% 5 Year 11.4% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% 2015 2% 2014 15.7% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 19.8 Yr. Arun Agarwal 17 Sep 04 19.8 Yr. Srinivasan Ramamurthy 14 Dec 21 2.55 Yr. Nirman Morakhia 15 Feb 23 1.38 Yr. Dhruv Muchhal 22 Jun 23 1.03 Yr. Data below for HDFC Equity Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 41.16% Equity 33.26% Debt 25.57% Equity Sector Allocation
Sector Value Financial Services 21.53% Consumer Cyclical 10.74% Industrials 8.54% Consumer Defensive 5.54% Health Care 5.06% Basic Materials 4.38% Energy 2.96% Utility 2.91% Technology 2.58% Communication Services 1.9% Debt Sector Allocation
Sector Value Cash Equivalent 41.16% Corporate 11.97% Government 11.94% Securitized 1.67% Credit Quality
Rating Value AA 21.33% AAA 78.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK9% ₹420 Cr 2,493,450
↑ 100,000 Future on HDFC Bank Ltd
Derivatives | -6% -₹287 Cr United Spirits Ltd (Consumer Defensive)
Equity, Since 30 Nov 16 | UNITDSPR4% ₹173 Cr 1,354,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK4% ₹164 Cr 1,365,400 Future on United Spirits Ltd
Derivatives | -3% -₹144 Cr Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MARUTI3% ₹136 Cr 113,400
↑ 5,000 Future on Titan Co Ltd
Derivatives | -3% -₹136 Cr Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹135 Cr 396,900 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 16 | AXISBANK3% ₹133 Cr 1,052,500 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹132 Cr 13,100,000
↑ 1,500,000