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4 बेस्ट परफॉर्मिंग इक्विटी सेविंग्स म्यूचुअल फंड्स 2022 | Fincash.com

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4 बेस्ट परफॉर्मिंग इक्विटी सेविंग्स फंड्स 2022

Updated on September 18, 2023 , 8845 views

इक्विटी सेविंग फंड की हाइब्रिड श्रेणी के अंतर्गत आते हैंम्यूचुअल फंड्स. यह नवीनतम प्रकार हैपरिसंपत्ति आवंटन 2014 के अंत में पेश किए गए म्यूचुअल फंड। इक्विटी सेविंग फंड आर्बिट्रेज, इक्विटी और डेट में निवेश करते हैं। यह फंड अपनी कुल संपत्ति का कम से कम 65 प्रतिशत इक्विटी में (ज्यादातर आर्बिट्रेज में) और बाकी डेट इंस्ट्रूमेंट्स में निवेश करेगा, लेकिन डेट में न्यूनतम निवेश 10 प्रतिशत होना चाहिए। इक्विटी सेविंग फंड उन निवेशकों के बीच लोकप्रिय हो रहे हैं जो इक्विटी में निवेश करना चाहते हैं लेकिन साथ ही सुरक्षित रहना चाहते हैं। तो, आइए निवेश करने के लिए सबसे अच्छा प्रदर्शन करने वाले कुछ इक्विटी सेविंग फंडों के साथ इस फंड के बारे में जानें।

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इक्विटी सेविंग फंड्स के बारे में एक सिंहावलोकन

इक्विटी सेविंग फंड स्थिर उत्पन्न करना चाहते हैंआय द्वारानिवेश ऋण उपकरणों में और इक्विटी निवेश के माध्यम से संभावित रूप से उच्च रिटर्न का लक्ष्य है। इस प्रकार, ये फंड जोखिम और रिटर्न दोनों के बीच संतुलन समीकरण के रूप में कार्य करते हैं।

आदर्श रूप से, आर्बिट्राज नकद और डेरिवेटिव में शेयरों की कीमतों में अंतर का लाभ उठाता हैमंडी. डेरिवेटिव का उपयोग शुद्ध इक्विटी एक्सपोजर को कम करता है (यानी, आदर्श रूप से 20-40 प्रतिशत, हालांकि यह फंड से फंड में भिन्न हो सकता है) और आमतौर पर सुरक्षा करता हैइन्वेस्टर अस्थिर रिटर्न से।

चूंकि, इक्विटी सेविंग फंड्स में इक्विटी एक्सपोजर का 65 प्रतिशत (डेरिवेटिव पर विचार किए बिना) होता है, उन्हें इसके तहत माना जाता हैइक्विटी म्यूचुअल फंड कर लगाना। इक्विटी सेविंग फंड को रूढ़िवादी निवेशकों के लिए एक आदर्श निवेश विकल्प माना जाता है जो छोटी अवधि के लिए यानी 1-3 साल के लिए निवेश करना चाहते हैं।

इन फंडों में निवेश करने की योजना बना रहे निवेशकों को एकसिप मार्ग के रूप में यह बाजार के समय की चिंता को समाप्त करता है। पद-निवृत्ति आप आवधिक अंतराल पर पूर्व-निर्धारित निकासी को सक्षम करने के लिए SWP (सिस्टमैटिक विदड्रॉल प्लान) विकल्प का उपयोग कर सकते हैं।

शीर्ष 4 सर्वश्रेष्ठ इक्विटी बचत निधि वित्तीय वर्ष 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
Principal Equity Savings Fund Growth ₹56.5788
↑ 0.00
₹5395.89.811.113.79.84.1
HDFC Equity Savings Fund Growth ₹53.964
↑ 0.06
₹2,8444.47.59.812.98.66
SBI Equity Savings Fund Growth ₹19.5138
↑ 0.06
₹2,4476.711.212.712.58.71.9
L&T Equity Savings Fund Growth ₹25.6587
↑ 0.09
₹1604.29.210.812.47.82
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 23
*ऊपर सर्वश्रेष्ठ की सूची हैइक्विटी बचत ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़. पर छाँटा गयापिछले 3 साल का रिटर्न.

1. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 38 in Equity Savings category.  Return for 2022 was 4.1% , 2021 was 18.2% and 2020 was 14.6% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund
Growth
Launch Date 23 May 02
NAV (22 Aug 23) ₹56.5788 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹539 on 31 Jul 23
Category Hybrid - Equity Savings
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.36
Sharpe Ratio 0.95
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 18₹10,000
31 Aug 19₹10,058
31 Aug 20₹10,750
31 Aug 21₹13,502
31 Aug 22₹14,463
31 Aug 23₹15,913

Principal Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.7%
3 Month 5.8%
6 Month 9.8%
1 Year 11.1%
3 Year 13.7%
5 Year 9.8%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.1%
2021 18.2%
2020 14.6%
2019 5.1%
2018 1.6%
2017 15%
2016 5.5%
2015 3.6%
2014 12.8%
2013 1.2%
Fund Manager information for Principal Equity Savings Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 221.66 Yr.
Sudhir Kedia29 Oct 193.84 Yr.
Rohit Seksaria1 Jan 221.66 Yr.

Data below for Principal Equity Savings Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash45.7%
Equity43.2%
Debt11.11%
Equity Sector Allocation
SectorValue
Financial Services24.92%
Technology9.86%
Consumer Cyclical9.34%
Industrials7.24%
Health Care5.59%
Consumer Defensive5.13%
Basic Materials4.08%
Energy2.88%
Communication Services0.59%
Debt Sector Allocation
SectorValue
Cash Equivalent45.7%
Government6.88%
Corporate4.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFCBANK
8%₹44 Cr280,663
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
5%₹29 Cr302,700
Hdfc Bank Limited September 2023
Derivatives | -
4%-₹25 Cr156,200
↑ 156,200
Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY
4%₹24 Cr165,900
Tech Mahindra Ltd (Technology)
Equity, Since 31 Dec 21 | 532755
3%₹19 Cr160,600
Future on ICICI Bank Ltd
Derivatives | -
3%-₹19 Cr196,700
Infosys Limited September 2023
Derivatives | -
3%-₹18 Cr127,600
↑ 127,600
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR
3%₹18 Cr72,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
3%₹17 Cr69,250
↑ 33,250
State Bank of India (Financial Services)
Equity, Since 30 Jun 16 | SBIN
3%₹16 Cr293,500

2. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 12 in Equity Savings category.  Return for 2022 was 6% , 2021 was 16.8% and 2020 was 8.8% .

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund
Growth
Launch Date 17 Sep 04
NAV (22 Aug 23) ₹53.964 ↑ 0.06   (0.11 %)
Net Assets (Cr) ₹2,844 on 31 Jul 23
Category Hybrid - Equity Savings
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 1.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 18₹10,000
31 Aug 19₹10,063
31 Aug 20₹10,354
31 Aug 21₹13,065
31 Aug 22₹13,778
31 Aug 23₹15,034

HDFC Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.5%
3 Month 4.4%
6 Month 7.5%
1 Year 9.8%
3 Year 12.9%
5 Year 8.6%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2022 6%
2021 16.8%
2020 8.8%
2019 5.8%
2018 0.9%
2017 16.5%
2016 14.1%
2015 2%
2014 15.7%
2013 6.8%
Fund Manager information for HDFC Equity Savings Fund
NameSinceTenure
Anil Bamboli17 Sep 0418.97 Yr.
Arun Agarwal17 Sep 0418.97 Yr.
Srinivasan Ramamurthy14 Dec 211.71 Yr.
Nirman Morakhia15 Feb 230.54 Yr.
Dhruv Muchhal22 Jun 230.19 Yr.

Data below for HDFC Equity Savings Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash36.38%
Equity36.99%
Debt26.63%
Equity Sector Allocation
SectorValue
Financial Services18.28%
Consumer Cyclical10.45%
Industrials9.11%
Health Care6.43%
Basic Materials5.59%
Consumer Defensive5.03%
Energy3.61%
Technology2.74%
Utility2.65%
Communication Services1.88%
Debt Sector Allocation
SectorValue
Cash Equivalent36.38%
Government13.25%
Corporate11.52%
Securitized1.86%
Credit Quality
RatingValue
AA19.87%
AAA80.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 30 Sep 12 | SBIN
5%₹137 Cr2,441,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
4%₹128 Cr815,450
↑ 247,500
7.1% Govt Stock 2029
Sovereign Bonds | -
4%₹110 Cr11,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK
4%₹109 Cr1,134,300
↑ 5,600
Future on Titan Co Ltd
Derivatives | -
4%-₹108 Cr
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN
4%₹108 Cr346,875
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MARUTI
3%₹99 Cr99,400
Future on Maruti Suzuki India Ltd
Derivatives | -
3%-₹86 Cr
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 15 | LT
2%₹74 Cr273,100
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 16 | 532215
2%₹63 Cr650,000

3. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

SBI Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 27 May 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.5% since its launch.  Return for 2022 was 1.9% , 2021 was 13.2% and 2020 was 11.9% .

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund
Growth
Launch Date 27 May 15
NAV (22 Aug 23) ₹19.5138 ↑ 0.06   (0.31 %)
Net Assets (Cr) ₹2,447 on 31 Jul 23
Category Hybrid - Equity Savings
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 1.19
Sharpe Ratio 1.24
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 18₹10,000
31 Aug 19₹10,022
31 Aug 20₹10,657
31 Aug 21₹13,182
31 Aug 22₹13,584
31 Aug 23₹15,374

SBI Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 1.4%
3 Month 6.7%
6 Month 11.2%
1 Year 12.7%
3 Year 12.5%
5 Year 8.7%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 1.9%
2021 13.2%
2020 11.9%
2019 9.4%
2018 -0.5%
2017 14.6%
2016 6.2%
2015
2014
2013
Fund Manager information for SBI Equity Savings Fund
NameSinceTenure
Neeraj Kumar27 May 158.27 Yr.
Nidhi Chawla1 Jan 221.66 Yr.
Mansi Sajeja1 Jul 212.17 Yr.

Data below for SBI Equity Savings Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash39.43%
Equity38.68%
Debt21.88%
Equity Sector Allocation
SectorValue
Financial Services21.46%
Industrials14.64%
Consumer Cyclical12.01%
Basic Materials5.57%
Consumer Defensive3.07%
Communication Services3%
Technology2.64%
Health Care2.19%
Energy1.97%
Real Estate0.71%
Utility0.16%
Debt Sector Allocation
SectorValue
Cash Equivalent36.83%
Corporate17.02%
Government7.47%
Credit Quality
RatingValue
AA38.48%
AAA61.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | ICICIBANK
6%₹170 Cr1,771,000
7.38% Govt Stock 2027
Sovereign Bonds | -
6%₹161 Cr16,000,000
Future on HDFC Bank Ltd
Derivatives | -
4%-₹123 Cr779,350
↑ 259,050
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK
4%₹122 Cr779,350
↑ 259,050
Future on ICICI Bank Ltd
Derivatives | -
4%-₹100 Cr1,036,000
↑ 1,036,000
Future on Kotak Mahindra Bank Ltd
Derivatives | -
2%-₹60 Cr337,200
↑ 113,200
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK
2%₹59 Cr337,200
↑ 113,200
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 16 | LT
2%₹59 Cr219,400
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 May 15 | MARUTI
2%₹58 Cr58,106
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹50 Cr500

4. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 46 in Equity Savings category.  Return for 2022 was 2% , 2021 was 16.1% and 2020 was 10.8% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund
Growth
Launch Date 18 Oct 11
NAV (22 Aug 23) ₹25.6587 ↑ 0.09   (0.35 %)
Net Assets (Cr) ₹160 on 31 Jul 23
Category Hybrid - Equity Savings
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio 1.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 18₹10,000
31 Aug 19₹9,680
31 Aug 20₹10,150
31 Aug 21₹12,817
31 Aug 22₹13,217
31 Aug 23₹14,664

L&T Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.6%
3 Month 4.2%
6 Month 9.2%
1 Year 10.8%
3 Year 12.4%
5 Year 7.8%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2022 2%
2021 16.1%
2020 10.8%
2019 3.7%
2018 -0.6%
2017 13.8%
2016 4.6%
2015 5.1%
2014 21.2%
2013 3.5%
Fund Manager information for L&T Equity Savings Fund
NameSinceTenure
Mahesh Chhabria15 Jul 230.13 Yr.
Cheenu Gupta2 Jul 212.17 Yr.

Data below for L&T Equity Savings Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash11.43%
Equity72.67%
Debt15.89%
Equity Sector Allocation
SectorValue
Consumer Cyclical14.44%
Financial Services13.8%
Industrials13.58%
Basic Materials11.48%
Consumer Defensive8.65%
Technology8.54%
Communication Services1.16%
Health Care0.68%
Energy0.34%
Debt Sector Allocation
SectorValue
Government15.89%
Corporate6.16%
Cash Equivalent5.27%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.22% Govt Stock 2025
Sovereign Bonds | -
9%₹15 Cr1,499,000
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Mar 22 | MCDOWELL-N
7%₹11 Cr114,100
6.18% Govt Stock 2024
Sovereign Bonds | -
6%₹10 Cr1,000,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Aug 21 | 500034
3%₹5 Cr7,500
Pidilite Industries Ltd (Basic Materials)
Equity, Since 31 May 23 | PIDILITIND
3%₹5 Cr21,250
Ambuja Cements Ltd (Basic Materials)
Equity, Since 30 Apr 22 | 500425
3%₹5 Cr120,600
Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 500530
3%₹5 Cr2,600
↓ -550
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 21 | 500850
3%₹4 Cr103,888
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 500493
3%₹4 Cr38,000
↑ 38,000
National Aluminium Co Ltd (Basic Materials)
Equity, Since 30 Nov 21 | 532234
3%₹4 Cr420,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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