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6 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022

Updated on April 15, 2025 , 3414 views

टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।

निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।

इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।

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बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata India Tax Savings Fund Growth	₹41.5516 ↑ 0.60	₹4,053	-2.3	-8.5	9.2	13.6	22.7	19.5
IDFC Tax Advantage (ELSS) Fund Growth	₹143.679 ↑ 2.16	₹6,232	0.7	-7.2	4.2	12.9	28.1	13.1
L&T Tax Advantage Fund Growth	₹124.049 ↑ 1.28	₹3,604	-3.4	-9.5	11.3	16.1	23.5	33
Principal Tax Savings Fund Growth	₹480.587 ↑ 6.74	₹1,212	1.5	-4.7	8.4	13.3	23.7	15.8
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Invesco India Tax Plan Growth	₹117.52 ↑ 0.97	₹2,483	-4	-9.1	8.5	13.7	21.9	25.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 25

*1000 करोड़ से 10 के बीच शुद्ध संपत्ति वाले टैक्स सेविंग म्यूचुअल फंड की सूची,000 करोड़।

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (17 Apr 25)	₹41.5516 ↑ 0.60 (1.46 %)
Net Assets (Cr)	₹4,053 on 28 Feb 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	-0.19
Information Ratio	-0.07
Alpha Ratio	3.07
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,724
31 Mar 22	₹20,336
31 Mar 23	₹20,326
31 Mar 24	₹27,013
31 Mar 25	₹29,622

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	6.1%
3 Month	-2.3%
6 Month	-8.5%
1 Year	9.2%
3 Year	13.6%
5 Year	22.7%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%
2014	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.21 Yr.
Tejas Gutka	9 Mar 21	3.98 Yr.

Data below for Tata India Tax Savings Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	32.98%
Consumer Cyclical	15.28%
Industrials	12.78%
Technology	7.77%
Basic Materials	7.15%
Energy	5.32%
Communication Services	3.91%
Health Care	3.49%
Utility	2.65%
Real Estate	2.39%
Consumer Defensive	1.48%

Asset Allocation

Asset Class	Value
Cash	4.81%
Equity	95.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹299 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹256 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	5%	₹196 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹162 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹150 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	4%	₹148 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹132 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹111 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹107 Cr	3,451,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Mar 22 \| 500034	2%	₹91 Cr	107,000

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.8% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (17 Apr 25)	₹143.679 ↑ 2.16 (1.53 %)
Net Assets (Cr)	₹6,232 on 28 Feb 25
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.61
Information Ratio	0.05
Alpha Ratio	-2.68
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹19,952
31 Mar 22	₹26,175
31 Mar 23	₹26,363
31 Mar 24	₹36,708
31 Mar 25	₹37,731

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	6%
3 Month	0.7%
6 Month	-7.2%
1 Year	4.2%
3 Year	12.9%
5 Year	28.1%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	13.1%
2022	28.3%
2021	4.2%
2020	49.2%
2019	18.7%
2018	1.9%
2017	-9.4%
2016	53.4%
2015	0.4%
2014	6.9%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	8.37 Yr.
Ritika Behera	7 Oct 23	1.4 Yr.
Gaurav Satra	10 Jun 24	0.72 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	31.46%
Technology	8.99%
Basic Materials	8.87%
Consumer Defensive	8.17%
Consumer Cyclical	8.12%
Health Care	7.38%
Energy	6.87%
Industrials	6.12%
Communication Services	3.08%
Utility	2.17%
Real Estate	1.34%

Asset Allocation

Asset Class	Value
Cash	7.41%
Equity	92.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	8%	₹494 Cr	2,850,000 ↑ 150,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	6%	₹372 Cr	3,100,000 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	5%	₹325 Cr	2,700,000 ↓ -300,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	5%	₹284 Cr	2,800,000 ↑ 100,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	4%	₹235 Cr	675,000 ↑ 75,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	4%	₹228 Cr	1,350,000 ↓ -50,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹157 Cr	1,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	2%	₹143 Cr	750,000 ↑ 200,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	2%	₹128 Cr	1,500,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	2%	₹128 Cr	150,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.1% since its launch. Ranked 7 in ELSS category. Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (17 Apr 25)	₹124.049 ↑ 1.28 (1.04 %)
Net Assets (Cr)	₹3,604 on 28 Feb 25
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.04
Information Ratio	0.32
Alpha Ratio	7.41
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,157
31 Mar 22	₹20,223
31 Mar 23	₹19,900
31 Mar 24	₹27,682
31 Mar 25	₹31,345

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	6.9%
3 Month	-3.4%
6 Month	-9.5%
1 Year	11.3%
3 Year	16.1%
5 Year	23.5%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33%
2022	28.4%
2021	-3%
2020	30.3%
2019	13.5%
2018	4.6%
2017	-8.1%
2016	42.3%
2015	8.1%
2014	2.9%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	2.26 Yr.
Sonal Gupta	21 Jul 21	3.61 Yr.
Abhishek Gupta	1 Mar 24	1 Yr.

Data below for L&T Tax Advantage Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	24.8%
Consumer Cyclical	19.28%
Industrials	16.35%
Technology	11.48%
Basic Materials	6.73%
Health Care	5.79%
Energy	4.26%
Consumer Defensive	3.25%
Utility	3.16%
Communication Services	2.03%
Real Estate	1.44%

Asset Allocation

Asset Class	Value
Cash	1.39%
Equity	98.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	6%	₹201 Cr	1,162,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	4%	₹139 Cr	1,155,500
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹131 Cr	774,900
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹114 Cr	951,812
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	3%	₹95 Cr	301,450
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	2%	₹80 Cr	1,291,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	2%	₹73 Cr	467,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	2%	₹71 Cr	133,000 ↓ -27,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	2%	₹70 Cr	3,150,000
State Bank of India (Financial Services) Equity, Since 31 Jan 19 \| SBIN	2%	₹68 Cr	984,432

4. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (17 Apr 25)	₹480.587 ↑ 6.74 (1.42 %)
Net Assets (Cr)	₹1,212 on 28 Feb 25
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.26
Sharpe Ratio	-0.34
Information Ratio	-0.29
Alpha Ratio	0.68
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,162
31 Mar 22	₹21,396
31 Mar 23	₹21,311
31 Mar 24	₹29,041
31 Mar 25	₹30,850

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	7.1%
3 Month	1.5%
6 Month	-4.7%
1 Year	8.4%
3 Year	13.3%
5 Year	23.7%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.8%
2022	24.5%
2021	4.3%
2020	32.1%
2019	18.9%
2018	2.5%
2017	-9.2%
2016	48.8%
2015	6.2%
2014	2.7%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	5.42 Yr.
Rohit Seksaria	1 Jan 22	3.25 Yr.

Data below for Principal Tax Savings Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	32.55%
Industrials	11.74%
Consumer Cyclical	10.61%
Technology	8.27%
Health Care	6.81%
Consumer Defensive	5.77%
Energy	5.37%
Basic Materials	5.31%
Communication Services	4.95%
Utility	1.37%

Asset Allocation

Asset Class	Value
Cash	6.71%
Equity	93.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹112 Cr	644,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹89 Cr	737,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹52 Cr	434,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹52 Cr	306,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹42 Cr	134,000 ↑ 19,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹37 Cr	532,000 ↑ 88,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	3%	₹32 Cr	311,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Oct 22 \| INDIGO	2%	₹28 Cr	63,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jan 14 \| 532538	2%	₹27 Cr	27,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	2%	₹25 Cr	221,000 ↓ -62,000

5. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,787

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.4% since its launch. Ranked 17 in ELSS category. Return for 2024 was 25.2% , 2023 was 30.9% and 2022 was -7.7% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (17 Apr 25)	₹117.52 ↑ 0.97 (0.83 %)
Net Assets (Cr)	₹2,483 on 28 Feb 25
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	-0.25
Information Ratio	-0.29
Alpha Ratio	2.6
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,599
31 Mar 22	₹19,855
31 Mar 23	₹18,491
31 Mar 24	₹26,109
31 Mar 25	₹28,196

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	7.3%
3 Month	-4%
6 Month	-9.1%
1 Year	8.5%
3 Year	13.7%
5 Year	21.9%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.2%
2022	30.9%
2021	-7.7%
2020	32.6%
2019	19.2%
2018	9.4%
2017	-1.3%
2016	35.7%
2015	3.4%
2014	5.8%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.49 Yr.
Dhimant Kothari	29 Mar 18	6.93 Yr.

Data below for Invesco India Tax Plan as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	24.73%
Consumer Cyclical	17.09%
Industrials	15.73%
Technology	11.8%
Health Care	10.1%
Consumer Defensive	6.21%
Basic Materials	6%
Energy	3.02%
Communication Services	2.08%
Utility	1.7%
Real Estate	0.72%

Asset Allocation

Asset Class	Value
Cash	0.82%
Equity	99.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	7%	₹175 Cr	1,012,536 ↓ -60,367
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	4%	₹102 Cr	844,199 ↓ -368,382
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	4%	₹99 Cr	972,099
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 23 \| TCS	3%	₹66 Cr	189,981 ↓ -79,126
Metro Brands Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| 543426	2%	₹62 Cr	553,399 ↓ -7,797
LTIMindtree Ltd (Technology) Equity, Since 30 Sep 24 \| LTIM	2%	₹60 Cr	129,520 ↑ 13,789
Infosys Ltd (Technology) Equity, Since 31 Dec 19 \| INFY	2%	₹60 Cr	357,766 ↓ -43,464
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Aug 22 \| DIXON	2%	₹60 Cr	43,113
Home First Finance Co India Ltd --- (Financial Services) Equity, Since 31 Mar 23 \| HOMEFIRST	2%	₹58 Cr	565,548 ↓ -52,985
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| EICHERMOT	2%	₹56 Cr	117,657 ↑ 50,186

इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग

आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:

विवरण	कर योजना (ईएलएसएस)	नो टैक्स प्लानिंग
कुल योगआय	8,00,000	8,00,000
कराधान से छूट	1,50,000	शून्य
कुलकरदायी आय	6,50,000	8,00,000
भुगतान किया जाने वाला कर	32,500	62,500
सहेजी गई राशि	30,000	शून्य

इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।

टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ

टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:

इक्विटी रिटर्न

चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।

एसआईपी लाभ

एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।

सबसे छोटी लॉक-इन अवधि

ELSS में 3 साल की लॉक-इन अवधि होती है, जो कि अन्य सभी टैक्स सेविंग इंस्ट्रूमेंट्स में सबसे छोटी लॉक-इन अवधि है।

ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?

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यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।