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6 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022

Updated on March 18, 2023 , 2393 views

टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।

निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।

इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।

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बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2022 (%)
IDFC Tax Advantage (ELSS) Fund Growth	₹97.471 ↑ 0.61	₹4,024	-3.8	-2.9	1.8	35.5	11.6	4.2
Tata India Tax Savings Fund Growth	₹27.8413 ↑ 0.25	₹3,078	-6.7	-4.8	0.9	24.9	10.5	5.9
L&T Tax Advantage Fund Growth	₹76.5562 ↑ 0.46	₹3,007	-3.6	-4.6	-1.4	23.1	7.1	-3
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Kotak Tax Saver Fund Growth	₹73.335 ↑ 0.51	₹3,167	-4.4	-2.8	3.6	27.2	13	6.9
Sundaram Diversified Equity Fund Growth	₹146.302 ↑ 1.09	₹1,623	-5.7	-6.2	1.9	25.3	8.2	4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Mar 23

*1000 करोड़ से 10 के बीच शुद्ध संपत्ति वाले टैक्स सेविंग म्यूचुअल फंड की सूची,000 करोड़।

1. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.4% since its launch. Ranked 3 in ELSS category. Return for 2022 was 4.2% , 2021 was 49.2% and 2020 was 18.7% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (21 Mar 23)	₹97.471 ↑ 0.61 (0.63 %)
Net Assets (Cr)	₹4,024 on 28 Feb 23
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	0.05
Information Ratio	0.74
Alpha Ratio	1.94
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 18	₹10,000
28 Feb 19	₹8,871
29 Feb 20	₹9,006
28 Feb 21	₹12,724
28 Feb 22	₹15,945
28 Feb 23	₹16,776

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

Duration	Returns
1 Month	-2.9%
3 Month	-3.8%
6 Month	-2.9%
1 Year	1.8%
3 Year	35.5%
5 Year	11.6%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%
2014	42.2%
2013	15%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	6.29 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 28 Feb 23

Equity Sector Allocation

Sector	Value
Financial Services	26.83%
Consumer Cyclical	15.59%
Industrials	12.6%
Technology	9.99%
Basic Materials	9.74%
Health Care	6.34%
Consumer Defensive	3.89%
Energy	3.65%
Communication Services	2.67%
Utility	1.49%

Asset Allocation

Asset Class	Value
Cash	7.21%
Equity	92.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	8%	₹316 Cr	3,800,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	5%	₹207 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	5%	₹194 Cr	3,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	4%	₹168 Cr	1,050,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	4%	₹147 Cr	625,000 ↑ 25,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	3%	₹122 Cr	1,400,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 May 20 \| TATAMOTORS	3%	₹118 Cr	2,600,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 20 \| M&M	3%	₹110 Cr	800,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹108 Cr	1,400,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	2%	₹93 Cr	1,600,000 ↓ -100,000

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 1 in ELSS category. Return for 2022 was 5.9% , 2021 was 30.4% and 2020 was 11.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (21 Mar 23)	₹27.8413 ↑ 0.25 (0.89 %)
Net Assets (Cr)	₹3,078 on 28 Feb 23
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.08
Information Ratio	-0.49
Alpha Ratio	2.71
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 18	₹10,000
28 Feb 19	₹9,537
29 Feb 20	₹10,412
28 Feb 21	₹13,291
28 Feb 22	₹15,346
28 Feb 23	₹16,201

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

Duration	Returns
1 Month	-4.1%
3 Month	-6.7%
6 Month	-4.8%
1 Year	0.9%
3 Year	24.9%
5 Year	10.5%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%
2014
2013

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Tejas Gutka	9 Mar 21	1.9 Yr.

Data below for Tata India Tax Savings Fund as on 28 Feb 23

Equity Sector Allocation

Sector	Value
Financial Services	35.7%
Industrials	17.88%
Technology	9.03%
Consumer Cyclical	8.54%
Health Care	5.67%
Basic Materials	5.39%
Communication Services	5.32%
Energy	5.11%
Utility	2.44%
Consumer Defensive	2.35%
Real Estate	1.22%

Asset Allocation

Asset Class	Value
Cash	1.35%
Equity	98.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹209 Cr	1,305,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹193 Cr	2,325,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	6%	₹178 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	5%	₹159 Cr	675,000
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 30 Jun 17 \| HDFC	5%	₹151 Cr	575,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹138 Cr	2,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	4%	₹128 Cr	1,465,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹88 Cr	1,140,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹83 Cr	390,000
INOX Leisure Ltd (Communication Services) Equity, Since 30 Nov 21 \| INOXLEISUR	2%	₹74 Cr	1,470,000 ↑ 150,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.7% since its launch. Ranked 7 in ELSS category. Return for 2022 was -3% , 2021 was 30.3% and 2020 was 13.5% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (21 Mar 23)	₹76.5562 ↑ 0.46 (0.61 %)
Net Assets (Cr)	₹3,007 on 28 Feb 23
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	-0.13
Information Ratio	-0.8
Alpha Ratio	-0.62
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 18	₹10,000
28 Feb 19	₹8,872
29 Feb 20	₹9,409
28 Feb 21	₹11,676
28 Feb 22	₹13,496
28 Feb 23	₹13,767

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

Duration	Returns
1 Month	-3.2%
3 Month	-3.6%
6 Month	-4.6%
1 Year	-1.4%
3 Year	23.1%
5 Year	7.1%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	-3%
2021	30.3%
2020	13.5%
2019	4.6%
2018	-8.1%
2017	42.3%
2016	8.1%
2015	2.9%
2014	44.8%
2013	6.8%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	25 Nov 22	0.19 Yr.
Cheenu Gupta	2 Jul 21	1.59 Yr.

Data below for L&T Tax Advantage Fund as on 28 Feb 23

Equity Sector Allocation

Sector	Value
Financial Services	31.48%
Consumer Cyclical	18.53%
Technology	12.84%
Industrials	12.84%
Consumer Defensive	7.26%
Basic Materials	6.43%
Health Care	3.41%
Energy	2.97%
Utility	1.91%
Real Estate	0.96%

Asset Allocation

Asset Class	Value
Cash	1.35%
Equity	98.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	7%	₹203 Cr	2,442,000 ↓ -177,900
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	6%	₹183 Cr	1,140,100
State Bank of India (Financial Services) Equity, Since 31 Jan 19 \| SBIN	6%	₹174 Cr	3,140,300
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	5%	₹141 Cr	919,900 ↓ -103,900
Indian Hotels Co Ltd (Consumer Cyclical) Equity, Since 31 Oct 21 \| 500850	4%	₹128 Cr	4,240,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	4%	₹114 Cr	538,300
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	4%	₹111 Cr	236,700 ↓ -39,700
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 Jul 22 \| HINDUNILVR	4%	₹108 Cr	419,300
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹90 Cr	383,700
KPIT Technologies Ltd (Technology) Equity, Since 30 Sep 21 \| KPITTECH	3%	₹81 Cr	1,059,800

4. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 18	₹10,000
28 Feb 19	₹9,805
29 Feb 20	₹10,176
28 Feb 21	₹13,439

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.2% since its launch. Ranked 19 in ELSS category. Return for 2022 was 6.9% , 2021 was 33.2% and 2020 was 14.9% .

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (21 Mar 23)	₹73.335 ↑ 0.51 (0.70 %)
Net Assets (Cr)	₹3,167 on 28 Feb 23
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	0.16
Information Ratio	-0.08
Alpha Ratio	3.8
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 18	₹10,000
28 Feb 19	₹9,988
29 Feb 20	₹11,135
28 Feb 21	₹14,116
28 Feb 22	₹16,778
28 Feb 23	₹17,932

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

Duration	Returns
1 Month	-2.1%
3 Month	-4.4%
6 Month	-2.8%
1 Year	3.6%
3 Year	27.2%
5 Year	13%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	6.9%
2021	33.2%
2020	14.9%
2019	12.7%
2018	-3.8%
2017	33.8%
2016	7.5%
2015	1.5%
2014	56.6%
2013	-6.3%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	7.44 Yr.

Data below for Kotak Tax Saver Fund as on 28 Feb 23

Equity Sector Allocation

Sector	Value
Financial Services	27%
Industrials	17.08%
Basic Materials	15.35%
Consumer Cyclical	10.94%
Consumer Defensive	9.69%
Technology	6.27%
Health Care	4.16%
Energy	3.74%
Utility	2.12%
Communication Services	1.79%

Asset Allocation

Asset Class	Value
Cash	1.84%
Equity	98.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹216 Cr	2,600,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹166 Cr	3,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 13 \| 532215	5%	₹157 Cr	1,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 14 \| LT	4%	₹127 Cr	600,000 ↑ 25,000
Infosys Ltd (Technology) Equity, Since 31 Dec 05 \| INFY	4%	₹123 Cr	800,000
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 06 \| RELIANCE	4%	₹118 Cr	500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| MARUTI	4%	₹111 Cr	125,000 ↑ 10,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 21 \| ITC	3%	₹109 Cr	3,100,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 28 Feb 18 \| 532286	3%	₹79 Cr	1,350,000
SRF Ltd (Basic Materials) Equity, Since 30 Apr 16 \| SRF	2%	₹79 Cr	360,000

6. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch. Ranked 14 in ELSS category. Return for 2022 was 4% , 2021 was 31.5% and 2020 was 9.9% .

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund Growth
Launch Date	22 Nov 99
NAV (21 Mar 23)	₹146.302 ↑ 1.09 (0.75 %)
Net Assets (Cr)	₹1,623 on 28 Feb 23
Category	Equity - ELSS
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	0.05
Information Ratio	-0.73
Alpha Ratio	2.02
Min Investment	500
Min SIP Investment	250
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 18	₹10,000
28 Feb 19	₹9,110
29 Feb 20	₹9,518
28 Feb 21	₹11,662
28 Feb 22	₹13,662
28 Feb 23	₹14,366

Sundaram Diversified Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

Duration	Returns
1 Month	-4.1%
3 Month	-5.7%
6 Month	-6.2%
1 Year	1.9%
3 Year	25.3%
5 Year	8.2%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4%
2021	31.5%
2020	9.9%
2019	6.2%
2018	-10.6%
2017	38.4%
2016	6.8%
2015	3.1%
2014	45.7%
2013	1.4%

Fund Manager information for Sundaram Diversified Equity Fund

Name	Since	Tenure
Sudhir Kedia	1 Jan 22	1.08 Yr.
Rohit Seksaria	24 Feb 21	1.94 Yr.

Data below for Sundaram Diversified Equity Fund as on 28 Feb 23

Equity Sector Allocation

Sector	Value
Financial Services	35.03%
Industrials	15.67%
Technology	11.7%
Consumer Cyclical	11.51%
Energy	6%
Consumer Defensive	4.87%
Basic Materials	4.15%
Health Care	2.89%
Communication Services	1.7%
Real Estate	1.1%

Asset Allocation

Asset Class	Value
Cash	5.21%
Equity	94.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| ICICIBANK	7%	₹118 Cr	1,424,000 ↓ -101,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 12 \| RELIANCE	6%	₹100 Cr	426,000 ↑ 84,405
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 13 \| HDFCBANK	6%	₹98 Cr	611,000 ↓ -103,000
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	5%	₹87 Cr	570,000
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 31 Jul 19 \| HDFC	4%	₹71 Cr	272,000
State Bank of India (Financial Services) Equity, Since 31 Aug 20 \| SBIN	4%	₹67 Cr	1,207,000 ↓ -183,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 20 \| TCS	3%	₹55 Cr	165,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	3%	₹55 Cr	628,000 ↓ -111,000
Polycab India Ltd (Industrials) Equity, Since 31 Jan 22 \| POLYCAB	3%	₹51 Cr	175,000 ↓ -16,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 Jan 22 \| 500477	3%	₹51 Cr	3,409,000 ↓ -680,762

इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग

आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:

विवरण	कर योजना (ईएलएसएस)	नो टैक्स प्लानिंग
कुल योगआय	8,00,000	8,00,000
कराधान से छूट	1,50,000	शून्य
कुलकरदायी आय	6,50,000	8,00,000
भुगतान किया जाने वाला कर	32,500	62,500
सहेजी गई राशि	30,000	शून्य

इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।

टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ

टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:

इक्विटी रिटर्न

चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।

एसआईपी लाभ

एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।

सबसे छोटी लॉक-इन अवधि

ELSS में 3 साल की लॉक-इन अवधि होती है, जो कि अन्य सभी टैक्स सेविंग इंस्ट्रूमेंट्स में सबसे छोटी लॉक-इन अवधि है।

ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?

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यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।