+91-22-489139096 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022
टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।
निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।
इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।
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बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स
The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Research Highlights for Invesco India Tax Plan Below is the key information for Invesco India Tax Plan Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Bandhan Tax Advantage (ELSS) Fund Growth ₹155.958
↓ -0.60 ₹6,899 3.8 6.9 3.9 15.3 23.7 13.1 Tata India Tax Savings Fund Growth ₹45.4821
↓ -0.33 ₹4,472 3.4 8.9 2.4 15.3 20.2 19.5 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Sundaram Diversified Equity Fund Growth ₹224.986
↓ -1.09 ₹1,461 1.7 6.6 5.8 12.9 19 12 Kotak Tax Saver Fund Growth ₹117.011
↓ -0.84 ₹6,201 1.4 6.2 1.5 15.4 20.5 21.8 Invesco India Tax Plan Growth ₹127.67
↓ -1.24 ₹2,787 2.4 7.7 1.2 17.3 18.9 25.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Bandhan Tax Advantage (ELSS) Fund Tata India Tax Savings Fund HDFC Long Term Advantage Fund Sundaram Diversified Equity Fund Kotak Tax Saver Fund Invesco India Tax Plan Point 1 Highest AUM (₹6,899 Cr). Upper mid AUM (₹4,472 Cr). Bottom quartile AUM (₹1,318 Cr). Bottom quartile AUM (₹1,461 Cr). Upper mid AUM (₹6,201 Cr). Lower mid AUM (₹2,787 Cr). Point 2 Established history (16+ yrs). Established history (11+ yrs). Established history (24+ yrs). Oldest track record among peers (25 yrs). Established history (19+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 23.68% (top quartile). 5Y return: 20.19% (upper mid). 5Y return: 17.39% (bottom quartile). 5Y return: 19.02% (lower mid). 5Y return: 20.45% (upper mid). 5Y return: 18.92% (bottom quartile). Point 6 3Y return: 15.34% (bottom quartile). 3Y return: 15.35% (lower mid). 3Y return: 20.64% (top quartile). 3Y return: 12.86% (bottom quartile). 3Y return: 15.41% (upper mid). 3Y return: 17.25% (upper mid). Point 7 1Y return: 3.89% (upper mid). 1Y return: 2.44% (lower mid). 1Y return: 35.51% (top quartile). 1Y return: 5.81% (upper mid). 1Y return: 1.46% (bottom quartile). 1Y return: 1.21% (bottom quartile). Point 8 Alpha: -3.02 (bottom quartile). Alpha: -1.62 (bottom quartile). Alpha: 1.75 (top quartile). Alpha: 1.24 (upper mid). Alpha: -0.41 (lower mid). Alpha: 1.58 (upper mid). Point 9 Sharpe: -0.87 (bottom quartile). Sharpe: -0.71 (bottom quartile). Sharpe: 2.27 (top quartile). Sharpe: -0.52 (upper mid). Sharpe: -0.63 (lower mid). Sharpe: -0.52 (upper mid). Point 10 Information ratio: 0.02 (upper mid). Information ratio: -0.22 (bottom quartile). Information ratio: -0.15 (lower mid). Information ratio: -0.68 (bottom quartile). Information ratio: 0.04 (upper mid). Information ratio: 0.36 (top quartile). Bandhan Tax Advantage (ELSS) Fund
Tata India Tax Savings Fund
HDFC Long Term Advantage Fund
Sundaram Diversified Equity Fund
Kotak Tax Saver Fund
Invesco India Tax Plan
1. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (31 Oct 25) ₹155.958 ↓ -0.60 (-0.38 %) Net Assets (Cr) ₹6,899 on 31 Aug 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio -0.87 Information Ratio 0.02 Alpha Ratio -3.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹18,019 31 Oct 22 ₹18,859 31 Oct 23 ₹21,481 31 Oct 24 ₹27,851 31 Oct 25 ₹28,935 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 4.1% 3 Month 3.8% 6 Month 6.9% 1 Year 3.9% 3 Year 15.3% 5 Year 23.7% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.95 Yr. Ritika Behera 7 Oct 23 1.99 Yr. Gaurav Satra 10 Jun 24 1.31 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 33.36% Consumer Cyclical 10.42% Technology 10.33% Basic Materials 8.91% Consumer Defensive 8.34% Energy 7.46% Health Care 5.55% Industrials 4.69% Communication Services 2.71% Real Estate 2.05% Utility 1.99% Asset Allocation
Asset Class Value Cash 4.17% Equity 95.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹542 Cr 5,700,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE6% ₹450 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹337 Cr 2,500,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK4% ₹279 Cr 1,400,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹274 Cr 950,000
↑ 25,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322153% ₹215 Cr 1,900,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹208 Cr 2,388,280 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹195 Cr 1,350,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO3% ₹178 Cr 325,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹169 Cr 900,000 2. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (31 Oct 25) ₹45.4821 ↓ -0.33 (-0.72 %) Net Assets (Cr) ₹4,472 on 31 Aug 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.71 Information Ratio -0.22 Alpha Ratio -1.62 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹15,587 31 Oct 22 ₹16,344 31 Oct 23 ₹17,842 31 Oct 24 ₹24,487 31 Oct 25 ₹25,083 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 4% 3 Month 3.4% 6 Month 8.9% 1 Year 2.4% 3 Year 15.3% 5 Year 20.2% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 3.79 Yr. Data below for Tata India Tax Savings Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 33.88% Consumer Cyclical 14.67% Industrials 14.31% Basic Materials 7.06% Technology 6.03% Energy 5.29% Communication Services 4.18% Health Care 3.19% Real Estate 2.59% Utility 2.58% Consumer Defensive 1.83% Asset Allocation
Asset Class Value Cash 4.39% Equity 95.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹328 Cr 3,450,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹286 Cr 2,125,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹184 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹178 Cr 2,040,000
↓ -135,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL4% ₹177 Cr 940,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹167 Cr 1,160,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹147 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹129 Cr 352,147 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹117 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON2% ₹108 Cr 10,200,000 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹16,669
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (31 Oct 25) ₹224.986 ↓ -1.09 (-0.48 %) Net Assets (Cr) ₹1,461 on 31 Aug 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio -0.52 Information Ratio -0.68 Alpha Ratio 1.24 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹15,703 31 Oct 22 ₹16,615 31 Oct 23 ₹17,857 31 Oct 24 ₹22,577 31 Oct 25 ₹23,888 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 3.5% 3 Month 1.7% 6 Month 6.6% 1 Year 5.8% 3 Year 12.9% 5 Year 19% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 12% 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Rohit Seksaria 24 Feb 21 4.6 Yr. Bharath Subramanian 2 Jun 25 0.33 Yr. Data below for Sundaram Diversified Equity Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 22.93% Consumer Cyclical 12.8% Consumer Defensive 10.1% Industrials 10.01% Basic Materials 8.81% Health Care 7.73% Energy 7.55% Technology 7.19% Utility 5.95% Communication Services 4.04% Asset Allocation
Asset Class Value Cash 2.9% Equity 97.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK9% ₹123 Cr 1,294,318
↓ -153,682 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE6% ₹81 Cr 592,000
↑ 65,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK5% ₹79 Cr 583,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹58 Cr 310,165
↑ 54,165 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322154% ₹57 Cr 505,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹52 Cr 595,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY4% ₹51 Cr 352,000
↑ 14,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT4% ₹50 Cr 138,000 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC3% ₹49 Cr 1,210,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 5325383% ₹39 Cr 32,000 5. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (31 Oct 25) ₹117.011 ↓ -0.84 (-0.71 %) Net Assets (Cr) ₹6,201 on 31 Aug 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.63 Information Ratio 0.04 Alpha Ratio -0.41 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹15,354 31 Oct 22 ₹16,495 31 Oct 23 ₹18,383 31 Oct 24 ₹24,993 31 Oct 25 ₹25,357 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 2.8% 3 Month 1.4% 6 Month 6.2% 1 Year 1.5% 3 Year 15.4% 5 Year 20.5% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 10.11 Yr. Data below for Kotak Tax Saver Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 30.3% Consumer Cyclical 11.2% Industrials 10.97% Technology 10.04% Basic Materials 9.77% Energy 6.77% Consumer Defensive 5.01% Health Care 4.61% Communication Services 4.29% Utility 4.1% Asset Allocation
Asset Class Value Cash 2.96% Equity 97.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK9% ₹571 Cr 6,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹350 Cr 2,599,780 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN4% ₹236 Cr 2,700,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹233 Cr 1,239,286 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY3% ₹216 Cr 1,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322153% ₹192 Cr 1,700,000
↓ -50,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | 5327553% ₹189 Cr 1,350,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325553% ₹170 Cr 5,000,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO3% ₹166 Cr 3,750,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | 5008253% ₹165 Cr 275,000
↑ 25,000 6. Invesco India Tax Plan
Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (31 Oct 25) ₹127.67 ↓ -1.24 (-0.96 %) Net Assets (Cr) ₹2,787 on 31 Aug 25 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.52 Information Ratio 0.36 Alpha Ratio 1.58 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹15,728 31 Oct 22 ₹14,757 31 Oct 23 ₹16,596 31 Oct 24 ₹23,503 31 Oct 25 ₹23,788 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 25 Duration Returns 1 Month 3% 3 Month 2.4% 6 Month 7.7% 1 Year 1.2% 3 Year 17.3% 5 Year 18.9% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.2% 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 5.08 Yr. Deepesh Kashyap 1 Jul 25 0.25 Yr. Data below for Invesco India Tax Plan as on 31 Aug 25
Equity Sector Allocation
Sector Value Consumer Cyclical 25.22% Financial Services 20.44% Industrials 16.07% Technology 11.56% Health Care 8.58% Basic Materials 5.19% Real Estate 5.05% Consumer Defensive 3.69% Communication Services 2.18% Utility 1.36% Asset Allocation
Asset Class Value Cash 0.66% Equity 99.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY5% ₹152 Cr 1,056,000
↑ 90,520 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK5% ₹148 Cr 1,554,903
↓ -173,259 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5000343% ₹91 Cr 911,349 LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM3% ₹87 Cr 167,960 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP3% ₹74 Cr 99,306
↑ 6,306 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434263% ₹74 Cr 570,000
↓ -34,789 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | JUBLFOOD2% ₹69 Cr 1,116,348 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK2% ₹69 Cr 509,425
↓ -79,631 Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY2% ₹69 Cr 1,622,012
↓ -181,321 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Sep 24 | BECTORFOOD2% ₹68 Cr 540,000
इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग
आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:
| विवरण | कर योजना (ईएलएसएस) | नो टैक्स प्लानिंग |
|---|---|---|
| कुल योगआय | 8,00,000 | 8,00,000 |
| कराधान से छूट | 1,50,000 | शून्य |
| कुलकरदायी आय | 6,50,000 | 8,00,000 |
| भुगतान किया जाने वाला कर | 32,500 | 62,500 |
| सहेजी गई राशि | 30,000 | शून्य |
इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।
टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ
टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:
इक्विटी रिटर्न
चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।
एसआईपी लाभ
एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।
सबसे छोटी लॉक-इन अवधि
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