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6 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022 | Fincash.com

फिनकैश »म्यूचुअल फंड्स »बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स

6 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022

Updated on March 18, 2023 , 2393 views

टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।

निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।

इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।

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Tax-Savings

बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
IDFC Tax Advantage (ELSS) Fund Growth ₹97.471
↑ 0.61
₹4,024-3.8-2.91.835.511.64.2
Tata India Tax Savings Fund Growth ₹27.8413
↑ 0.25
₹3,078-6.7-4.80.924.910.55.9
L&T Tax Advantage Fund Growth ₹76.5562
↑ 0.46
₹3,007-3.6-4.6-1.423.17.1-3
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,3181.215.435.520.617.4
Kotak Tax Saver Fund Growth ₹73.335
↑ 0.51
₹3,167-4.4-2.83.627.2136.9
Sundaram Diversified Equity Fund Growth ₹146.302
↑ 1.09
₹1,623-5.7-6.21.925.38.24
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Mar 23
*1000 करोड़ से 10 के बीच शुद्ध संपत्ति वाले टैक्स सेविंग म्यूचुअल फंड की सूची,000 करोड़।

1. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.4% since its launch.  Ranked 3 in ELSS category.  Return for 2022 was 4.2% , 2021 was 49.2% and 2020 was 18.7% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (21 Mar 23) ₹97.471 ↑ 0.61   (0.63 %)
Net Assets (Cr) ₹4,024 on 28 Feb 23
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 0.05
Information Ratio 0.74
Alpha Ratio 1.94
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹8,871
29 Feb 20₹9,006
28 Feb 21₹12,724
28 Feb 22₹15,945
28 Feb 23₹16,776

IDFC Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

DurationReturns
1 Month -2.9%
3 Month -3.8%
6 Month -2.9%
1 Year 1.8%
3 Year 35.5%
5 Year 11.6%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 49.2%
2020 18.7%
2019 1.9%
2018 -9.4%
2017 53.4%
2016 0.4%
2015 6.9%
2014 42.2%
2013 15%
Fund Manager information for IDFC Tax Advantage (ELSS) Fund
NameSinceTenure
Daylynn Pinto20 Oct 166.29 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services26.83%
Consumer Cyclical15.59%
Industrials12.6%
Technology9.99%
Basic Materials9.74%
Health Care6.34%
Consumer Defensive3.89%
Energy3.65%
Communication Services2.67%
Utility1.49%
Asset Allocation
Asset ClassValue
Cash7.21%
Equity92.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK
8%₹316 Cr3,800,000
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
5%₹207 Cr1,350,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN
5%₹194 Cr3,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
4%₹168 Cr1,050,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
4%₹147 Cr625,000
↑ 25,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 532215
3%₹122 Cr1,400,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 20 | TATAMOTORS
3%₹118 Cr2,600,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M
3%₹110 Cr800,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
3%₹108 Cr1,400,000
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
2%₹93 Cr1,600,000
↓ -100,000

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch.  Ranked 1 in ELSS category.  Return for 2022 was 5.9% , 2021 was 30.4% and 2020 was 11.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (21 Mar 23) ₹27.8413 ↑ 0.25   (0.89 %)
Net Assets (Cr) ₹3,078 on 28 Feb 23
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio 0.08
Information Ratio -0.49
Alpha Ratio 2.71
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,537
29 Feb 20₹10,412
28 Feb 21₹13,291
28 Feb 22₹15,346
28 Feb 23₹16,201

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

DurationReturns
1 Month -4.1%
3 Month -6.7%
6 Month -4.8%
1 Year 0.9%
3 Year 24.9%
5 Year 10.5%
10 Year
15 Year
Since launch 12.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 5.9%
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
2014
2013
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Tejas Gutka9 Mar 211.9 Yr.

Data below for Tata India Tax Savings Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services35.7%
Industrials17.88%
Technology9.03%
Consumer Cyclical8.54%
Health Care5.67%
Basic Materials5.39%
Communication Services5.32%
Energy5.11%
Utility2.44%
Consumer Defensive2.35%
Real Estate1.22%
Asset Allocation
Asset ClassValue
Cash1.35%
Equity98.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
7%₹209 Cr1,305,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
6%₹193 Cr2,325,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
6%₹178 Cr1,160,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
5%₹159 Cr675,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC
5%₹151 Cr575,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
4%₹138 Cr2,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
4%₹128 Cr1,465,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
3%₹88 Cr1,140,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹83 Cr390,000
INOX Leisure Ltd (Communication Services)
Equity, Since 30 Nov 21 | INOXLEISUR
2%₹74 Cr1,470,000
↑ 150,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.7% since its launch.  Ranked 7 in ELSS category.  Return for 2022 was -3% , 2021 was 30.3% and 2020 was 13.5% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (21 Mar 23) ₹76.5562 ↑ 0.46   (0.61 %)
Net Assets (Cr) ₹3,007 on 28 Feb 23
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio -0.13
Information Ratio -0.8
Alpha Ratio -0.62
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹8,872
29 Feb 20₹9,409
28 Feb 21₹11,676
28 Feb 22₹13,496
28 Feb 23₹13,767

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

DurationReturns
1 Month -3.2%
3 Month -3.6%
6 Month -4.6%
1 Year -1.4%
3 Year 23.1%
5 Year 7.1%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
2014 44.8%
2013 6.8%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Gautam Bhupal25 Nov 220.19 Yr.
Cheenu Gupta2 Jul 211.59 Yr.

Data below for L&T Tax Advantage Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services31.48%
Consumer Cyclical18.53%
Technology12.84%
Industrials12.84%
Consumer Defensive7.26%
Basic Materials6.43%
Health Care3.41%
Energy2.97%
Utility1.91%
Real Estate0.96%
Asset Allocation
Asset ClassValue
Cash1.35%
Equity98.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK
7%₹203 Cr2,442,000
↓ -177,900
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
6%₹183 Cr1,140,100
State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN
6%₹174 Cr3,140,300
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
5%₹141 Cr919,900
↓ -103,900
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 500850
4%₹128 Cr4,240,500
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
4%₹114 Cr538,300
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
4%₹111 Cr236,700
↓ -39,700
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 22 | HINDUNILVR
4%₹108 Cr419,300
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
3%₹90 Cr383,700
KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH
3%₹81 Cr1,059,800

4. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch.  Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,805
29 Feb 20₹10,176
28 Feb 21₹13,439

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.2% since its launch.  Ranked 19 in ELSS category.  Return for 2022 was 6.9% , 2021 was 33.2% and 2020 was 14.9% .

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund
Growth
Launch Date 23 Nov 05
NAV (21 Mar 23) ₹73.335 ↑ 0.51   (0.70 %)
Net Assets (Cr) ₹3,167 on 28 Feb 23
Category Equity - ELSS
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.16
Information Ratio -0.08
Alpha Ratio 3.8
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,988
29 Feb 20₹11,135
28 Feb 21₹14,116
28 Feb 22₹16,778
28 Feb 23₹17,932

Kotak Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

DurationReturns
1 Month -2.1%
3 Month -4.4%
6 Month -2.8%
1 Year 3.6%
3 Year 27.2%
5 Year 13%
10 Year
15 Year
Since launch 12.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 6.9%
2021 33.2%
2020 14.9%
2019 12.7%
2018 -3.8%
2017 33.8%
2016 7.5%
2015 1.5%
2014 56.6%
2013 -6.3%
Fund Manager information for Kotak Tax Saver Fund
NameSinceTenure
Harsha Upadhyaya25 Aug 157.44 Yr.

Data below for Kotak Tax Saver Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services27%
Industrials17.08%
Basic Materials15.35%
Consumer Cyclical10.94%
Consumer Defensive9.69%
Technology6.27%
Health Care4.16%
Energy3.74%
Utility2.12%
Communication Services1.79%
Asset Allocation
Asset ClassValue
Cash1.84%
Equity98.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹216 Cr2,600,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
5%₹166 Cr3,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 532215
5%₹157 Cr1,800,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT
4%₹127 Cr600,000
↑ 25,000
Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY
4%₹123 Cr800,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 06 | RELIANCE
4%₹118 Cr500,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MARUTI
4%₹111 Cr125,000
↑ 10,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 21 | ITC
3%₹109 Cr3,100,000
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 28 Feb 18 | 532286
3%₹79 Cr1,350,000
SRF Ltd (Basic Materials)
Equity, Since 30 Apr 16 | SRF
2%₹79 Cr360,000

6. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 14 in ELSS category.  Return for 2022 was 4% , 2021 was 31.5% and 2020 was 9.9% .

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund
Growth
Launch Date 22 Nov 99
NAV (21 Mar 23) ₹146.302 ↑ 1.09   (0.75 %)
Net Assets (Cr) ₹1,623 on 28 Feb 23
Category Equity - ELSS
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.1
Sharpe Ratio 0.05
Information Ratio -0.73
Alpha Ratio 2.02
Min Investment 500
Min SIP Investment 250
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,110
29 Feb 20₹9,518
28 Feb 21₹11,662
28 Feb 22₹13,662
28 Feb 23₹14,366

Sundaram Diversified Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 23

DurationReturns
1 Month -4.1%
3 Month -5.7%
6 Month -6.2%
1 Year 1.9%
3 Year 25.3%
5 Year 8.2%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4%
2021 31.5%
2020 9.9%
2019 6.2%
2018 -10.6%
2017 38.4%
2016 6.8%
2015 3.1%
2014 45.7%
2013 1.4%
Fund Manager information for Sundaram Diversified Equity Fund
NameSinceTenure
Sudhir Kedia1 Jan 221.08 Yr.
Rohit Seksaria24 Feb 211.94 Yr.

Data below for Sundaram Diversified Equity Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services35.03%
Industrials15.67%
Technology11.7%
Consumer Cyclical11.51%
Energy6%
Consumer Defensive4.87%
Basic Materials4.15%
Health Care2.89%
Communication Services1.7%
Real Estate1.1%
Asset Allocation
Asset ClassValue
Cash5.21%
Equity94.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK
7%₹118 Cr1,424,000
↓ -101,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE
6%₹100 Cr426,000
↑ 84,405
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK
6%₹98 Cr611,000
↓ -103,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY
5%₹87 Cr570,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 19 | HDFC
4%₹71 Cr272,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
4%₹67 Cr1,207,000
↓ -183,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS
3%₹55 Cr165,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215
3%₹55 Cr628,000
↓ -111,000
Polycab India Ltd (Industrials)
Equity, Since 31 Jan 22 | POLYCAB
3%₹51 Cr175,000
↓ -16,000
Ashok Leyland Ltd (Industrials)
Equity, Since 31 Jan 22 | 500477
3%₹51 Cr3,409,000
↓ -680,762

इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग

आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:

विवरण कर योजना (ईएलएसएस) नो टैक्स प्लानिंग
कुल योगआय 8,00,000 8,00,000
कराधान से छूट 1,50,000 शून्य
कुलकरदायी आय 6,50,000 8,00,000
भुगतान किया जाने वाला कर 32,500 62,500
सहेजी गई राशि 30,000 शून्य

इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।

टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ

टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:

इक्विटी रिटर्न

चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।

एसआईपी लाभ

एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।

सबसे छोटी लॉक-इन अवधि

ELSS में 3 साल की लॉक-इन अवधि होती है, जो कि अन्य सभी टैक्स सेविंग इंस्ट्रूमेंट्स में सबसे छोटी लॉक-इन अवधि है।

ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?

  1. Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।

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  3. Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!

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Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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