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6 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022

Updated on July 22, 2024 , 2976 views

टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।

निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।

इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।

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बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata India Tax Savings Fund Growth	₹43.3951 ↑ 0.14	₹4,551	12.4	18.9	32.8	19.7	19.6	24
IDFC Tax Advantage (ELSS) Fund Growth	₹153.537 ↑ 0.89	₹6,856	9.8	17.1	32	20.2	23.4	28.3
L&T Tax Advantage Fund Growth	₹129.498 ↑ 1.06	₹4,257	13.9	26.1	44.1	19.7	20	28.4
Principal Tax Savings Fund Growth	₹492.217 ↑ 0.81	₹1,355	8.7	19.1	29.7	18.5	19.8	24.5
BOI AXA Tax Advantage Fund Growth	₹171.69 ↑ 1.56	₹1,428	10	24.2	53	22.2	29	34.8
Invesco India Tax Plan Growth	₹123.34 ↑ 0.62	₹2,847	13	19.6	40.5	16.8	20.6	30.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 24

*1000 करोड़ से 10 के बीच शुद्ध संपत्ति वाले टैक्स सेविंग म्यूचुअल फंड की सूची,000 करोड़।

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (24 Jul 24)	₹43.3951 ↑ 0.14 (0.31 %)
Net Assets (Cr)	₹4,551 on 30 Jun 24
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	2.02
Information Ratio	-0.01
Alpha Ratio	-2.86
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹8,557
30 Jun 21	₹13,163
30 Jun 22	₹13,502
30 Jun 23	₹16,652
30 Jun 24	₹22,717

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	2.7%
3 Month	12.4%
6 Month	18.9%
1 Year	32.8%
3 Year	19.7%
5 Year	19.6%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%
2014

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	2.54 Yr.
Tejas Gutka	9 Mar 21	3.31 Yr.

Data below for Tata India Tax Savings Fund as on 30 Jun 24

Equity Sector Allocation

Sector	Value
Financial Services	30.65%
Industrials	15.68%
Consumer Cyclical	15.24%
Basic Materials	7.53%
Technology	7.28%
Energy	5.53%
Communication Services	4.59%
Utility	3.47%
Health Care	2.89%
Real Estate	2.86%
Consumer Defensive	1.81%

Asset Allocation

Asset Class	Value
Cash	2.48%
Equity	97.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹290 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹255 Cr	2,125,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	5%	₹211 Cr	675,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹185 Cr	2,175,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹182 Cr	1,160,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| AXISBANK	4%	₹164 Cr	1,300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹136 Cr	940,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| NTPC	3%	₹131 Cr	3,451,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹129 Cr	6,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹125 Cr	352,147

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch. Ranked 3 in ELSS category. Return for 2023 was 28.3% , 2022 was 4.2% and 2021 was 49.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (24 Jul 24)	₹153.537 ↑ 0.89 (0.58 %)
Net Assets (Cr)	₹6,856 on 30 Jun 24
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	2.25
Information Ratio	0.09
Alpha Ratio	0.41
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹8,220
30 Jun 21	₹15,067
30 Jun 22	₹15,376
30 Jun 23	₹19,621
30 Jun 24	₹26,285

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	3.1%
3 Month	9.8%
6 Month	17.1%
1 Year	32%
3 Year	20.2%
5 Year	23.4%
10 Year
15 Year
Since launch	19.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%
2014	42.2%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	7.7 Yr.
Ritika Behera	7 Oct 23	0.73 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 30 Jun 24

Equity Sector Allocation

Sector	Value
Financial Services	26.78%
Consumer Cyclical	11.76%
Industrials	10.81%
Technology	9.32%
Health Care	8.61%
Basic Materials	8.17%
Consumer Defensive	7.93%
Energy	6.28%
Communication Services	3.22%
Utility	3.03%
Real Estate	1.58%

Asset Allocation

Asset Class	Value
Cash	2.5%
Equity	97.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	6%	₹404 Cr	2,400,000 ↑ 50,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	5%	₹360 Cr	1,150,000 ↑ 50,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	5%	₹360 Cr	3,000,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| AXISBANK	4%	₹291 Cr	2,300,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹219 Cr	1,400,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹173 Cr	1,200,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| JINDALSTEL	2%	₹157 Cr	1,500,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| NTPC	2%	₹151 Cr	4,000,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Aug 17 \| CGPOWER	2%	₹148 Cr	2,100,000 ↓ -100,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 20 \| CIPLA	2%	₹133 Cr	900,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (24 Jul 24)	₹129.498 ↑ 1.06 (0.83 %)
Net Assets (Cr)	₹4,257 on 30 Jun 24
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	2.67
Information Ratio	0.15
Alpha Ratio	6.79
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹8,729
30 Jun 21	₹13,442
30 Jun 22	₹12,685
30 Jun 23	₹16,315
30 Jun 24	₹23,717

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	1%
3 Month	13.9%
6 Month	26.1%
1 Year	44.1%
3 Year	19.7%
5 Year	20%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.4%
2022	-3%
2021	30.3%
2020	13.5%
2019	4.6%
2018	-8.1%
2017	42.3%
2016	8.1%
2015	2.9%
2014	44.8%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	1.6 Yr.
Sonal Gupta	21 Jul 21	2.95 Yr.
Abhishek Gupta	1 Mar 24	0.33 Yr.

Data below for L&T Tax Advantage Fund as on 30 Jun 24

Equity Sector Allocation

Sector	Value
Financial Services	23.38%
Industrials	22.31%
Consumer Cyclical	16.44%
Technology	10%
Basic Materials	5.79%
Energy	5.1%
Health Care	4.49%
Utility	3.81%
Consumer Defensive	3.01%
Real Estate	2.88%
Communication Services	1.58%

Asset Allocation

Asset Class	Value
Cash	1.19%
Equity	98.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	5%	₹196 Cr	1,162,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	4%	₹168 Cr	537,600
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	3%	₹139 Cr	1,155,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	3%	₹120 Cr	337,305 ↓ -28,095
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	2%	₹99 Cr	233,900
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	2%	₹97 Cr	622,100
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| TRENT	2%	₹97 Cr	177,820
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Apr 22 \| CGPOWER	2%	₹93 Cr	1,320,583 ↓ -128,717
KPIT Technologies Ltd (Technology) Equity, Since 30 Sep 21 \| KPITTECH	2%	₹90 Cr	553,200 ↓ -56,200
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Dec 21 \| CHOLAFIN	2%	₹87 Cr	612,000

4. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.4% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (24 Jul 24)	₹492.217 ↑ 0.81 (0.16 %)
Net Assets (Cr)	₹1,355 on 30 Jun 24
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	2.06
Information Ratio	-0.35
Alpha Ratio	-1.66
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹8,760
30 Jun 21	₹13,931
30 Jun 22	₹14,282
30 Jun 23	₹17,621
30 Jun 24	₹23,307

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	2.2%
3 Month	8.7%
6 Month	19.1%
1 Year	29.7%
3 Year	18.5%
5 Year	19.8%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.5%
2022	4.3%
2021	32.1%
2020	18.9%
2019	2.5%
2018	-9.2%
2017	48.8%
2016	6.2%
2015	2.7%
2014	49.4%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	4.68 Yr.
Rohit Seksaria	1 Jan 22	2.5 Yr.

Data below for Principal Tax Savings Fund as on 30 Jun 24

Equity Sector Allocation

Sector	Value
Financial Services	31.48%
Industrials	12.04%
Consumer Cyclical	10.43%
Technology	9.35%
Consumer Defensive	8.06%
Health Care	7.35%
Energy	6.77%
Communication Services	5.42%
Basic Materials	4.91%
Real Estate	0.5%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	96.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	8%	₹102 Cr	606,077
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	6%	₹86 Cr	274,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹79 Cr	661,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹49 Cr	313,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| AXISBANK	3%	₹39 Cr	311,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹38 Cr	444,000
Force Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 500033	3%	₹35 Cr	39,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹34 Cr	96,021 ↑ 7,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	2%	₹30 Cr	200,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	2%	₹30 Cr	283,000

5. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.3% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (24 Jul 24)	₹171.69 ↑ 1.56 (0.92 %)
Net Assets (Cr)	₹1,428 on 30 Jun 24
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.49
Sharpe Ratio	3.05
Information Ratio	0.71
Alpha Ratio	11.3
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,045
30 Jun 21	₹17,570
30 Jun 22	₹16,756
30 Jun 23	₹21,185
30 Jun 24	₹33,488

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	0.8%
3 Month	10%
6 Month	24.2%
1 Year	53%
3 Year	22.2%
5 Year	29%
10 Year
15 Year
Since launch	20.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%
2014	44%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	2.18 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Jun 24

Equity Sector Allocation

Sector	Value
Financial Services	26.16%
Industrials	20.51%
Basic Materials	15.71%
Consumer Cyclical	11.96%
Energy	6.05%
Technology	5.54%
Utility	4.25%
Consumer Defensive	3.95%
Health Care	3.52%
Real Estate	1.93%

Asset Allocation

Asset Class	Value
Cash	0.38%
Equity	99.59%
Debt	0.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹64 Cr	752,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	4%	₹55 Cr	1,211,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	4%	₹53 Cr	99,900
Oil India Ltd (Energy) Equity, Since 31 Mar 23 \| OIL	4%	₹51 Cr	702,000
Canara Bank (Financial Services) Equity, Since 31 Aug 22 \| CANBK	3%	₹42 Cr	3,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹38 Cr	223,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| NTPC	3%	₹36 Cr	955,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	2%	₹36 Cr	114,000
Bank of Baroda (Financial Services) Equity, Since 31 Oct 22 \| BANKBARODA	2%	₹35 Cr	1,286,338
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| UNOMINDA	2%	₹32 Cr	290,000

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 17 in ELSS category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (24 Jul 24)	₹123.34 ↑ 0.62 (0.51 %)
Net Assets (Cr)	₹2,847 on 30 Jun 24
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	2.47
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹9,291
30 Jun 21	₹14,453
30 Jun 22	₹13,506
30 Jun 23	₹16,676
30 Jun 24	₹23,442

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jul 24

Duration	Returns
1 Month	3.2%
3 Month	13%
6 Month	19.6%
1 Year	40.5%
3 Year	16.8%
5 Year	20.6%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.9%
2022	-7.7%
2021	32.6%
2020	19.2%
2019	9.4%
2018	-1.3%
2017	35.7%
2016	3.4%
2015	5.8%
2014	54.3%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	3.83 Yr.
Dhimant Kothari	29 Mar 18	6.26 Yr.

Data below for Invesco India Tax Plan as on 30 Jun 24

Equity Sector Allocation

Sector	Value
Financial Services	26.8%
Industrials	14.72%
Consumer Cyclical	11.02%
Health Care	10.96%
Technology	8.58%
Basic Materials	8.13%
Consumer Defensive	7.32%
Energy	6.75%
Utility	2.75%
Communication Services	0.97%
Real Estate	0.6%

Asset Allocation

Asset Class	Value
Cash	1.41%
Equity	98.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	7%	₹198 Cr	1,174,298 ↑ 51,094
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 17 \| RELIANCE	6%	₹167 Cr	533,999 ↑ 25,367
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	5%	₹138 Cr	1,153,505
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 23 \| TCS	4%	₹112 Cr	285,619 ↑ 6,764
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Dec 22 \| UNITDSPR	3%	₹76 Cr	597,710 ↑ 162,451
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹71 Cr	564,075
Bharat Electronics Ltd (Industrials) Equity, Since 30 Nov 22 \| BEL	2%	₹69 Cr	2,268,970
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| DIVISLAB	2%	₹60 Cr	130,399
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MOTHERSON	2%	₹58 Cr	3,056,285 ↓ -657,792
Clean Science and Technology Ltd (Basic Materials) Equity, Since 31 May 23 \| 543318	2%	₹57 Cr	395,319

इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग

आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:

विवरण	कर योजना (ईएलएसएस)	नो टैक्स प्लानिंग
कुल योगआय	8,00,000	8,00,000
कराधान से छूट	1,50,000	शून्य
कुलकरदायी आय	6,50,000	8,00,000
भुगतान किया जाने वाला कर	32,500	62,500
सहेजी गई राशि	30,000	शून्य

इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।

टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ

टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:

इक्विटी रिटर्न

चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।

एसआईपी लाभ

एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।

सबसे छोटी लॉक-इन अवधि

ELSS में 3 साल की लॉक-इन अवधि होती है, जो कि अन्य सभी टैक्स सेविंग इंस्ट्रूमेंट्स में सबसे छोटी लॉक-इन अवधि है।

ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?

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यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।