Table of Contents

6 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022

Updated on April 22, 2024 , 2876 views

टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।

निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।

इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।

Ready to Invest?
Talk to our investment specialist

बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
IDFC Tax Advantage (ELSS) Fund Growth	₹139.526 ↑ 0.44	₹6,253	6.1	19.8	39.1	23	19.9	28.3
Tata India Tax Savings Fund Growth	₹38.5971 ↑ 0.14	₹4,028	5.7	19.1	35	19.4	16.4	24
L&T Tax Advantage Fund Growth	₹113.431 ↑ 0.72	₹3,674	9.8	26.8	44.1	19.7	16.2	28.4
Principal Tax Savings Fund Growth	₹453.204 ↑ 1.28	₹1,222	8.8	20.2	36.7	20.8	16.7	24.5
BOI AXA Tax Advantage Fund Growth	₹156.03 ↑ 0.97	₹1,210	12.9	36.4	55.4	25.4	25.5	34.8
Invesco India Tax Plan Growth	₹109.19 ↑ 0.39	₹2,530	5.9	22	43.4	18.1	16.6	30.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 24

*1000 करोड़ से 10 के बीच शुद्ध संपत्ति वाले टैक्स सेविंग म्यूचुअल फंड की सूची,000 करोड़।

1. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.8% since its launch. Ranked 3 in ELSS category. Return for 2023 was 28.3% , 2022 was 4.2% and 2021 was 49.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (24 Apr 24)	₹139.526 ↑ 0.44 (0.32 %)
Net Assets (Cr)	₹6,253 on 31 Mar 24
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	2.84
Information Ratio	0.62
Alpha Ratio	3.83
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹6,585
31 Mar 21	₹13,138
31 Mar 22	₹17,235
31 Mar 23	₹17,359
31 Mar 24	₹24,171

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 24

Duration	Returns
1 Month	2.4%
3 Month	6.1%
6 Month	19.8%
1 Year	39.1%
3 Year	23%
5 Year	19.9%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%
2014	42.2%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	7.45 Yr.
Ritika Behera	7 Oct 23	0.48 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	26.43%
Consumer Cyclical	13.05%
Industrials	10.19%
Technology	9.11%
Health Care	8.33%
Consumer Defensive	8.12%
Basic Materials	7.43%
Energy	6.62%
Communication Services	2.93%
Utility	2.88%
Real Estate	0.73%

Asset Allocation

Asset Class	Value
Cash	4.18%
Equity	95.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	6%	₹358 Cr	3,400,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	5%	₹330 Cr	2,350,000 ↑ 150,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	5%	₹321 Cr	1,100,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹237 Cr	2,200,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	4%	₹234 Cr	1,400,000
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	3%	₹180 Cr	2,400,000 ↑ 100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	2%	₹143 Cr	1,275,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 May 20 \| TATAMOTORS	2%	₹143 Cr	1,500,000 ↓ -300,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| 532555	2%	₹134 Cr	4,000,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	2%	₹132 Cr	321,877

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (24 Apr 24)	₹38.5971 ↑ 0.14 (0.37 %)
Net Assets (Cr)	₹4,028 on 31 Mar 24
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	2.14
Information Ratio	-0.58
Alpha Ratio	-4.3
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,609
31 Mar 21	₹12,726
31 Mar 22	₹15,474
31 Mar 23	₹15,466
31 Mar 24	₹20,554

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 24

Duration	Returns
1 Month	4%
3 Month	5.7%
6 Month	19.1%
1 Year	35%
3 Year	19.4%
5 Year	16.4%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%
2014

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	2.29 Yr.
Tejas Gutka	9 Mar 21	3.07 Yr.

Data below for Tata India Tax Savings Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	31.74%
Industrials	15.11%
Consumer Cyclical	12.08%
Technology	8.77%
Basic Materials	6.86%
Energy	4.91%
Health Care	4.47%
Communication Services	4.31%
Utility	3.73%
Real Estate	2.48%
Consumer Defensive	2.11%

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	96.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	8%	₹303 Cr	2,160,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹245 Cr	2,325,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	5%	₹197 Cr	675,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	5%	₹194 Cr	1,160,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹187 Cr	2,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹140 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹122 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹116 Cr	3,451,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹106 Cr	940,000
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 20 \| HCLTECH	2%	₹85 Cr	510,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (24 Apr 24)	₹113.431 ↑ 0.72 (0.63 %)
Net Assets (Cr)	₹3,674 on 31 Mar 24
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	2.71
Information Ratio	-0.39
Alpha Ratio	3.01
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,284
31 Mar 21	₹12,498
31 Mar 22	₹14,731
31 Mar 23	₹14,495
31 Mar 24	₹20,164

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 24

Duration	Returns
1 Month	6.8%
3 Month	9.8%
6 Month	26.8%
1 Year	44.1%
3 Year	19.7%
5 Year	16.2%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.4%
2022	-3%
2021	30.3%
2020	13.5%
2019	4.6%
2018	-8.1%
2017	42.3%
2016	8.1%
2015	2.9%
2014	44.8%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	1.35 Yr.
Sonal Gupta	21 Jul 21	2.7 Yr.
Abhishek Gupta	1 Mar 24	0.08 Yr.

Data below for L&T Tax Advantage Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Industrials	25.99%
Financial Services	21.92%
Consumer Cyclical	17.6%
Technology	10.36%
Energy	6.29%
Health Care	5%
Utility	3.6%
Real Estate	3.48%
Basic Materials	2.66%
Consumer Defensive	1.56%
Communication Services	0.95%

Asset Allocation

Asset Class	Value
Cash	0.58%
Equity	99.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	5%	₹200 Cr	574,100
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	4%	₹157 Cr	537,600
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	4%	₹136 Cr	971,700 ↓ -257,600
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	3%	₹122 Cr	1,155,500
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	3%	₹121 Cr	140,600 ↓ -10,500
Bharat Electronics Ltd (Industrials) Equity, Since 31 May 22 \| BEL	3%	₹112 Cr	5,485,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Apr 22 \| 500093	3%	₹110 Cr	2,486,300
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹104 Cr	622,100
KPIT Technologies Ltd (Technology) Equity, Since 30 Sep 21 \| KPITTECH	3%	₹104 Cr	662,200 ↓ -113,400
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	2%	₹81 Cr	4,906,800 ↑ 1,912,400

4. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (24 Apr 24)	₹453.204 ↑ 1.28 (0.28 %)
Net Assets (Cr)	₹1,222 on 29 Feb 24
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	2.17
Information Ratio	-0.28
Alpha Ratio	-2.44
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,274
31 Mar 21	₹12,485
31 Mar 22	₹15,564
31 Mar 23	₹15,503
31 Mar 24	₹21,126

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 24

Duration	Returns
1 Month	3.8%
3 Month	8.8%
6 Month	20.2%
1 Year	36.7%
3 Year	20.8%
5 Year	16.7%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.5%
2022	4.3%
2021	32.1%
2020	18.9%
2019	2.5%
2018	-9.2%
2017	48.8%
2016	6.2%
2015	2.7%
2014	49.4%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	4.42 Yr.
Rohit Seksaria	1 Jan 22	2.25 Yr.

Data below for Principal Tax Savings Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	32.53%
Technology	11.35%
Consumer Cyclical	11.13%
Industrials	9.07%
Health Care	8.39%
Consumer Defensive	8.27%
Energy	6.55%
Basic Materials	5.47%
Communication Services	2.62%
Real Estate	0.42%

Asset Allocation

Asset Class	Value
Cash	4.18%
Equity	95.82%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	7%	₹85 Cr	606,077
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	7%	₹80 Cr	274,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹70 Cr	661,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹52 Cr	313,000
Force Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 500033	3%	₹38 Cr	56,000 ↓ -3,013
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	3%	₹37 Cr	233,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	3%	₹33 Cr	311,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹33 Cr	444,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 May 21 \| TATAMOTORS	2%	₹27 Cr	288,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 14 \| TCS	2%	₹25 Cr	61,324

5. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.9% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (24 Apr 24)	₹156.03 ↑ 0.97 (0.63 %)
Net Assets (Cr)	₹1,210 on 31 Mar 24
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.49
Sharpe Ratio	3
Information Ratio	0.75
Alpha Ratio	7.1
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹8,986
31 Mar 21	₹15,681
31 Mar 22	₹19,443
31 Mar 23	₹19,377
31 Mar 24	₹29,944

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 24

Duration	Returns
1 Month	5.8%
3 Month	12.9%
6 Month	36.4%
1 Year	55.4%
3 Year	25.4%
5 Year	25.5%
10 Year
15 Year
Since launch	19.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%
2014	44%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	1.93 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	25.25%
Industrials	10.47%
Consumer Cyclical	9.03%
Health Care	8.58%
Basic Materials	8.09%
Energy	7.7%
Technology	5.05%
Utility	3.86%
Consumer Defensive	2.52%
Real Estate	1.36%

Asset Allocation

Asset Class	Value
Cash	15.6%
Equity	81.91%
Debt	2.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹46 Cr	620,000 ↓ -160,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹39 Cr	280,000
Canara Bank (Financial Services) Equity, Since 31 Aug 22 \| 532483	3%	₹39 Cr	695,000 ↓ -200,000
Oil India Ltd (Energy) Equity, Since 31 Mar 23 \| OIL	3%	₹38 Cr	702,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	3%	₹38 Cr	130,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 22 \| SUNPHARMA	3%	₹34 Cr	217,000
Bank of Baroda (Financial Services) Equity, Since 31 Oct 22 \| 532134	3%	₹33 Cr	1,236,338 ↓ -413,662
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹31 Cr	920,000 ↓ -118,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 22 \| LT	3%	₹29 Cr	82,800
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹28 Cr	3,000,000

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 17 in ELSS category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (24 Apr 24)	₹109.19 ↑ 0.39 (0.36 %)
Net Assets (Cr)	₹2,530 on 31 Mar 24
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	2.86
Information Ratio	-0.66
Alpha Ratio	4.05
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,885
31 Mar 21	₹13,088
31 Mar 22	₹15,655
31 Mar 23	₹14,580
31 Mar 24	₹20,586

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Apr 24

Duration	Returns
1 Month	4.6%
3 Month	5.9%
6 Month	22%
1 Year	43.4%
3 Year	18.1%
5 Year	16.6%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.9%
2022	-7.7%
2021	32.6%
2020	19.2%
2019	9.4%
2018	-1.3%
2017	35.7%
2016	3.4%
2015	5.8%
2014	54.3%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	3.58 Yr.
Dhimant Kothari	29 Mar 18	6.01 Yr.

Data below for Invesco India Tax Plan as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	26.77%
Consumer Cyclical	12.31%
Industrials	11.22%
Technology	11.06%
Health Care	9.93%
Basic Materials	7.27%
Consumer Defensive	6.25%
Utility	5.33%
Energy	5.24%
Communication Services	2.58%
Real Estate	1.28%

Asset Allocation

Asset Class	Value
Cash	0.75%
Equity	99.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	5%	₹133 Cr	1,261,235
Infosys Ltd (Technology) Equity, Since 31 Dec 19 \| INFY	5%	₹121 Cr	722,543
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 17 \| RELIANCE	4%	₹113 Cr	385,239
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	3%	₹87 Cr	618,355
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 23 \| TCS	3%	₹77 Cr	188,066
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹71 Cr	656,279
Anand Rathi Wealth Ltd (Financial Services) Equity, Since 31 Dec 21 \| 543415	3%	₹67 Cr	182,065
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| INDUSINDBK	2%	₹63 Cr	429,280 ↑ 91,293
Bank of Baroda (Financial Services) Equity, Since 30 Sep 22 \| 532134	2%	₹58 Cr	2,166,901 ↑ 754,026
Gujarat State Petronet Ltd (Utilities) Equity, Since 30 Nov 22 \| 532702	2%	₹57 Cr	1,552,742

इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग

आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:

विवरण	कर योजना (ईएलएसएस)	नो टैक्स प्लानिंग
कुल योगआय	8,00,000	8,00,000
कराधान से छूट	1,50,000	शून्य
कुलकरदायी आय	6,50,000	8,00,000
भुगतान किया जाने वाला कर	32,500	62,500
सहेजी गई राशि	30,000	शून्य

इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।

टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ

टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:

इक्विटी रिटर्न

चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।

एसआईपी लाभ

एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।

सबसे छोटी लॉक-इन अवधि

ELSS में 3 साल की लॉक-इन अवधि होती है, जो कि अन्य सभी टैक्स सेविंग इंस्ट्रूमेंट्स में सबसे छोटी लॉक-इन अवधि है।

ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?

Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।

अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें

Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!

शुरू हो जाओ

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।