+91-22-489139096 बेस्ट परफॉर्मिंग टैक्स सेविंग म्यूचुअल फंड्स 2022
टैक्स सीजन नजदीक है, इसमें निवेश करने वाले निवेशकईएलएसएस हमेशा उन फंडों को देखें जो इनमें सबसे अच्छा प्रदर्शन कर रहे हैंमंडी. चूंकि, कई निवेशकों को इतने सारे फंडों में से एक फंड चुनना मुश्किल लगता है, हम यहां ईएलएसएस श्रेणी में कुछ सर्वश्रेष्ठ प्रदर्शन करने वालों का सुझाव दे रहे हैं।
निवेशक इन फंडों में निवेश कर सकते हैं और हर साल INR 1.5 लाख तक बचा सकते हैंधारा 80सी काआयकर अधिनियम 1961। ईएलएसएस योजनाओं में न्यूनतम 3 वर्ष की लॉक-इन अवधि होती है। हमारी अनुशंसित सर्वोत्तम प्रदर्शन कर बचतम्यूचुअल फंड्स एयूएम जैसे कुछ महत्वपूर्ण मापदंडों को पूरा करके सावधानीपूर्वक शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, आदि।
इस प्रकार, निवेशक आसानी से अपनी कर बचत की योजना बना सकते हैंनिवेश इन निधियों में।
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बेस्ट परफॉर्मिंग टैक्स सेविंग म्युचुअल फंड्स
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Research Highlights for Bandhan Tax Advantage (ELSS) Fund Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Tata India Tax Savings Fund Growth ₹41.5664
↑ 0.83 ₹4,674 -10.2 -6.6 0.1 14.6 12.6 4.9 Bandhan Tax Advantage (ELSS) Fund Growth ₹141.108
↑ 2.29 ₹7,056 -11.2 -7.6 -1 13.4 13.9 8 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Kotak Tax Saver Fund Growth ₹105.506
↑ 2.59 ₹6,355 -10.1 -8.9 -1.7 13.2 12.7 1.8 BOI AXA Tax Advantage Fund Growth ₹149.16
↑ 2.77 ₹1,384 -6.8 -6.6 -2 16.3 14 -3.5 Sundaram Diversified Equity Fund Growth ₹199.829
↑ 3.36 ₹1,392 -12 -9.7 -2.8 11.3 10.8 7.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Tata India Tax Savings Fund Bandhan Tax Advantage (ELSS) Fund HDFC Long Term Advantage Fund Kotak Tax Saver Fund BOI AXA Tax Advantage Fund Sundaram Diversified Equity Fund Point 1 Upper mid AUM (₹4,674 Cr). Highest AUM (₹7,056 Cr). Bottom quartile AUM (₹1,318 Cr). Upper mid AUM (₹6,355 Cr). Bottom quartile AUM (₹1,384 Cr). Lower mid AUM (₹1,392 Cr). Point 2 Established history (11+ yrs). Established history (17+ yrs). Established history (25+ yrs). Established history (20+ yrs). Established history (17+ yrs). Oldest track record among peers (26 yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 12.61% (bottom quartile). 5Y return: 13.86% (upper mid). 5Y return: 17.39% (top quartile). 5Y return: 12.73% (lower mid). 5Y return: 14.04% (upper mid). 5Y return: 10.83% (bottom quartile). Point 6 3Y return: 14.61% (upper mid). 3Y return: 13.41% (lower mid). 3Y return: 20.64% (top quartile). 3Y return: 13.16% (bottom quartile). 3Y return: 16.29% (upper mid). 3Y return: 11.26% (bottom quartile). Point 7 1Y return: 0.14% (upper mid). 1Y return: -1.02% (upper mid). 1Y return: 35.51% (top quartile). 1Y return: -1.70% (lower mid). 1Y return: -1.98% (bottom quartile). 1Y return: -2.81% (bottom quartile). Point 8 Alpha: 2.29 (top quartile). Alpha: -0.03 (bottom quartile). Alpha: 1.75 (upper mid). Alpha: 0.71 (upper mid). Alpha: 0.34 (bottom quartile). Alpha: 0.62 (lower mid). Point 9 Sharpe: 1.18 (upper mid). Sharpe: 0.99 (bottom quartile). Sharpe: 2.27 (top quartile). Sharpe: 1.06 (upper mid). Sharpe: 0.92 (bottom quartile). Sharpe: 1.04 (lower mid). Point 10 Information ratio: -0.21 (upper mid). Information ratio: -0.45 (bottom quartile). Information ratio: -0.15 (upper mid). Information ratio: -0.36 (lower mid). Information ratio: 0.10 (top quartile). Information ratio: -1.13 (bottom quartile). Tata India Tax Savings Fund
Bandhan Tax Advantage (ELSS) Fund
HDFC Long Term Advantage Fund
Kotak Tax Saver Fund
BOI AXA Tax Advantage Fund
Sundaram Diversified Equity Fund
1. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (24 Mar 26) ₹41.5664 ↑ 0.83 (2.04 %) Net Assets (Cr) ₹4,674 on 28 Feb 26 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 1.18 Information Ratio -0.21 Alpha Ratio 2.29 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,546 28 Feb 23 ₹12,189 29 Feb 24 ₹16,029 28 Feb 25 ₹16,422 28 Feb 26 ₹19,638 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26 Duration Returns 1 Month -9.6% 3 Month -10.2% 6 Month -6.6% 1 Year 0.1% 3 Year 14.6% 5 Year 12.6% 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 19.5% 2022 24% 2021 5.9% 2020 30.4% 2019 11.9% 2018 13.6% 2017 -8.4% 2016 46% 2015 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 4.21 Yr. Data below for Tata India Tax Savings Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 34.89% Industrials 14.23% Consumer Cyclical 13.29% Basic Materials 6.89% Health Care 5.67% Energy 5.14% Communication Services 4.84% Technology 4.77% Utility 2.82% Real Estate 1.93% Consumer Defensive 0.94% Asset Allocation
Asset Class Value Cash 4.59% Equity 95.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹304 Cr 3,425,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹290 Cr 2,100,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN5% ₹245 Cr 2,040,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901575% ₹226 Cr 1,426,428 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹188 Cr 1,350,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹151 Cr 352,147 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹136 Cr 10,200,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | NTPC3% ₹132 Cr 3,451,000 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | CUMMINSIND2% ₹113 Cr 230,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY2% ₹106 Cr 816,081
↓ -75,000 2. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (24 Mar 26) ₹141.108 ↑ 2.29 (1.65 %) Net Assets (Cr) ₹7,056 on 28 Feb 26 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.99 Information Ratio -0.45 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,531 28 Feb 23 ₹13,184 29 Feb 24 ₹18,397 28 Feb 25 ₹17,986 28 Feb 26 ₹20,751 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26 Duration Returns 1 Month -9% 3 Month -11.2% 6 Month -7.6% 1 Year -1% 3 Year 13.4% 5 Year 13.9% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 13.1% 2022 28.3% 2021 4.2% 2020 49.2% 2019 18.7% 2018 1.9% 2017 -9.4% 2016 53.4% 2015 0.4% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 9.36 Yr. Ritika Behera 7 Oct 23 2.4 Yr. Gaurav Satra 10 Jun 24 1.72 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 33.81% Consumer Cyclical 9.68% Basic Materials 8.62% Consumer Defensive 8.33% Technology 8.14% Energy 7.71% Health Care 6.21% Industrials 5.01% Communication Services 2.61% Utility 2.55% Real Estate 1.95% Asset Allocation
Asset Class Value Cash 5.38% Equity 94.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹542 Cr 6,100,000
↑ 100,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹460 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹372 Cr 2,700,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK5% ₹328 Cr 7,900,000
↑ 400,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS3% ₹224 Cr 850,000
↓ -250,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | AXISBANK3% ₹208 Cr 1,500,000 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JINDALSTEL2% ₹168 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN2% ₹162 Cr 1,350,000
↓ -350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹151 Cr 801,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | MARUTI2% ₹149 Cr 100,000 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (24 Mar 26) ₹105.506 ↑ 2.59 (2.51 %) Net Assets (Cr) ₹6,355 on 28 Feb 26 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio 1.06 Information Ratio -0.36 Alpha Ratio 0.71 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,885 28 Feb 23 ₹12,703 29 Feb 24 ₹17,234 28 Feb 25 ₹17,133 28 Feb 26 ₹20,098 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26 Duration Returns 1 Month -9.4% 3 Month -10.1% 6 Month -8.9% 1 Year -1.7% 3 Year 13.2% 5 Year 12.7% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 1.8% 2023 21.8% 2022 23.6% 2021 6.9% 2020 33.2% 2019 14.9% 2018 12.7% 2017 -3.8% 2016 33.8% 2015 7.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 10.52 Yr. Data below for Kotak Tax Saver Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 32.92% Consumer Cyclical 12.09% Industrials 10.8% Basic Materials 9.33% Technology 8.24% Energy 6.81% Health Care 5.37% Communication Services 5.21% Consumer Defensive 4.56% Utility 4.26% Asset Allocation
Asset Class Value Cash 0.4% Equity 99.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK8% ₹533 Cr 6,000,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN6% ₹379 Cr 3,150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹317 Cr 2,300,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹228 Cr 1,215,714
↑ 35,714 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | TECHM3% ₹183 Cr 1,350,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY3% ₹179 Cr 1,378,553 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | NTPC3% ₹178 Cr 4,670,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | HEROMOTOCO3% ₹171 Cr 300,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | BRITANNIA3% ₹171 Cr 285,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT3% ₹165 Cr 386,500 5. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (24 Mar 26) ₹149.16 ↑ 2.77 (1.89 %) Net Assets (Cr) ₹1,384 on 28 Feb 26 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio 0.92 Information Ratio 0.1 Alpha Ratio 0.34 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,206 28 Feb 23 ₹12,558 29 Feb 24 ₹19,130 28 Feb 25 ₹17,525 28 Feb 26 ₹20,796 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26 Duration Returns 1 Month -7.5% 3 Month -6.8% 6 Month -6.6% 1 Year -2% 3 Year 16.3% 5 Year 14% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.5% 2023 21.6% 2022 34.8% 2021 -1.3% 2020 41.5% 2019 31.2% 2018 14.6% 2017 -16.3% 2016 57.7% 2015 -1.2% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.84 Yr. Data below for BOI AXA Tax Advantage Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 22.16% Industrials 16.61% Basic Materials 10.05% Consumer Cyclical 7.27% Consumer Defensive 7.16% Utility 5.51% Technology 3.94% Communication Services 3.19% Energy 2.27% Health Care 1.86% Real Estate 0.11% Asset Allocation
Asset Class Value Cash 18.39% Equity 80.13% Debt 1.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹56 Cr 470,000
↓ -194,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹46 Cr 335,000
↓ -20,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹45 Cr 510,000
↑ 72,468 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹44 Cr 235,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹42 Cr 1,340,000
↑ 220,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹41 Cr 105,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | NTPC3% ₹36 Cr 955,000 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | COROMANDEL3% ₹35 Cr 157,000 HEG Ltd (Industrials)
Equity, Since 31 Dec 22 | HEG2% ₹34 Cr 580,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Apr 25 | ADANIPORTS2% ₹33 Cr 214,000 6. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (24 Mar 26) ₹199.829 ↑ 3.36 (1.71 %) Net Assets (Cr) ₹1,392 on 28 Feb 26 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 1.04 Information Ratio -1.13 Alpha Ratio 0.62 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,715 28 Feb 23 ₹12,319 29 Feb 24 ₹15,839 28 Feb 25 ₹15,912 28 Feb 26 ₹18,386 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 26 Duration Returns 1 Month -10.8% 3 Month -12% 6 Month -9.7% 1 Year -2.8% 3 Year 11.3% 5 Year 10.8% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 12% 2022 23.3% 2021 4% 2020 31.5% 2019 9.9% 2018 6.2% 2017 -10.6% 2016 38.4% 2015 6.8% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Rohit Seksaria 24 Feb 21 5.01 Yr. Data below for Sundaram Diversified Equity Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 28.17% Consumer Cyclical 12.73% Industrials 10.31% Utility 9.16% Energy 8.64% Basic Materials 7.41% Technology 7.14% Consumer Defensive 6.93% Health Care 4.91% Communication Services 3.24% Real Estate 0.42% Asset Allocation
Asset Class Value Cash 0.95% Equity 99.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK7% ₹102 Cr 1,147,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE5% ₹76 Cr 545,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK5% ₹73 Cr 529,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK5% ₹65 Cr 470,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN5% ₹64 Cr 530,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY4% ₹52 Cr 400,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | 5000333% ₹48 Cr 19,735 NTPC Ltd (Utilities)
Equity, Since 31 Oct 24 | NTPC3% ₹46 Cr 1,215,766 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹45 Cr 240,000
↓ -70,165 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT3% ₹44 Cr 103,000
इक्विटी लिंक्ड सेविंग स्कीम में टैक्स सेविंग
आइए ईएलएसएस के साथ और उसके बिना कर बचत की तुलना करके कर लाभों की जांच करें:
| विवरण | कर योजना (ईएलएसएस) | नो टैक्स प्लानिंग |
|---|---|---|
| कुल योगआय | 8,00,000 | 8,00,000 |
| कराधान से छूट | 1,50,000 | शून्य |
| कुलकरदायी आय | 6,50,000 | 8,00,000 |
| भुगतान किया जाने वाला कर | 32,500 | 62,500 |
| सहेजी गई राशि | 30,000 | शून्य |
इसलिए, ईएलएसएस में निवेश करके बचाई गई कुल राशि INR 30,000 है।
टैक्स सेविंग म्यूचुअल फंड में निवेश के लाभ
टैक्स बेनिफिट्स के साथ, ELSS आपको निम्नलिखित फायदे भी प्रदान करता है:
इक्विटी रिटर्न
चूंकि ईएलएसएस इक्विटी और टैक्स सेविंग का एक संयोजन है, इसलिए शेयर बाजार के बढ़ने के साथ-साथ आप जो पैसा निवेश करते हैं वह बढ़ता है। तो, निवेशक इक्विटी बाजार से भी रिटर्न कमा सकते हैं। इसलिए, ईएलएसएस भी लंबी अवधि के लिए धन सृजन का एक तरीका है।
एसआईपी लाभ
एकमुश्त राशि का निवेश करने के बजाय, निवेशक मासिक निवेश करके एक आसान रास्ता चुन सकते हैं aसिप. एसआईपी के साथ, कोई भी कम से कम 500 रुपये का निवेश कर सकता है, जिससे यह निवेशकों के लिए सबसे किफायती टैक्स-प्लानिंग और निवेश का माध्यम बन जाता है।
सबसे छोटी लॉक-इन अवधि
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