फ्रैंकलिन टेम्पलटन म्यूचुअल फंड 2022 द्वारा 6 सर्वश्रेष्ठ डेट फंड

Updated on January 20, 2026 , 8454 views

डेट फंड फ्रैंकलिन टेम्पलटन द्वारा पेश किए गए का उद्देश्य इष्टतम रिटर्न प्रदान करना हैनिवेश उच्च गुणवत्ता वाली सरकारी प्रतिभूतियों में। डेट फंड के जरिए निवेशक अपनी शॉर्ट से लेकर मिड टर्म तक आसानी से प्लान कर सकते हैंवित्तीय लक्ष्यों. योजनाएँ जैसेलिक्विड फंड, अल्ट्राशॉर्ट टर्म फंड्स और फ्रैंकलिन टेम्पलटन द्वारा शॉर्ट टर्म फंड किसी के वित्तीय लक्ष्यों को पूरा करने में मदद करता है।

निवेश करने की योजना बना रहे निवेशक नीचे दिए गए टॉप 7 में से फंड चुन सकते हैंसर्वश्रेष्ठ ऋण निधि द्वाराफ्रैंकलिन टेम्पलटन म्यूचुअल फंड. इन फंडों को एयूएम जैसे कुछ महत्वपूर्ण मानकों को पूरा करके शॉर्टलिस्ट किया गया है।नहीं हैं, पिछले प्रदर्शन, पोर्टफोलियो की औसत परिपक्वता, अवधि, आदि।

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फ्रैंकलिन टेम्पलटन म्यूचुअल फंड में निवेश क्यों करें?

एकइन्वेस्टर a . के माध्यम से कम से कम INR 500 की राशि के साथ ऋण योजनाओं में निवेश कर सकते हैंसिप और INR 5,000 एकमुश्त राशि निवेश के माध्यम से
डेट फंड्स को रेगुलर जेनरेट करने के लिए एक आदर्श निवेश माना जाता हैआय. उदाहरण के लिए, लाभांश भुगतान चुनना नियमित आय का एक विकल्प हो सकता है।
चूंकि, डेट फंड बड़े पैमाने पर सरकारी प्रतिभूतियों, कॉर्पोरेट ऋण और अन्य प्रतिभूतियों जैसे ट्रेजरी बिल आदि में निवेश करते हैं, वे इक्विटी से प्रभावित नहीं होते हैं।मंडी अस्थिरता।

बेस्ट फ्रैंकलिन टेम्पलटन डेट फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Savings Fund Growth	₹51.937 ↑ 0.03	₹3,830	1.4	2.8	7.3	7.4	7.4	6.21%	3M 4D	3M 11D
Franklin India Corporate Debt Fund Growth	₹102.76 ↑ 0.09	₹1,338	0.9	2.2	8.6	7.6	9.1	7.12%	2Y 5M 23D	5Y 10M 10D
Franklin India Banking And PSU Debt Fund Growth	₹23.1679 ↑ 0.02	₹485	0.9	2.4	7.3	7.3	7.9	6.89%	2Y 8M 1D	6Y 1M 10D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Franklin India Government Securities Fund Growth	₹59.5304 ↑ 0.07	₹187	0.7	0.6	4.9	6	5.5	7.43%	7Y 9M 18D	25Y 4M 20D
Franklin India Credit Risk Fund Growth	₹25.3348 ↑ 0.04	₹104	2.9	5	7.5	11		0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Franklin India Savings Fund	Franklin India Corporate Debt Fund	Franklin India Banking And PSU Debt Fund	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Franklin India Government Securities Fund	Franklin India Credit Risk Fund
Point 1	Highest AUM (₹3,830 Cr).	Upper mid AUM (₹1,338 Cr).	Upper mid AUM (₹485 Cr).	Lower mid AUM (₹297 Cr).	Bottom quartile AUM (₹187 Cr).	Bottom quartile AUM (₹104 Cr).
Point 2	Established history (23+ yrs).	Oldest track record among peers (28 yrs).	Established history (11+ yrs).	Established history (18+ yrs).	Established history (24+ yrs).	Established history (14+ yrs).
Point 3	Top rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 7.26% (bottom quartile).	1Y return: 8.61% (upper mid).	1Y return: 7.32% (lower mid).	1Y return: 13.69% (top quartile).	1Y return: 4.91% (bottom quartile).	1Y return: 7.45% (upper mid).
Point 6	1M return: 0.42% (lower mid).	1M return: 0.24% (bottom quartile).	1M return: 0.18% (bottom quartile).	1M return: 0.59% (upper mid).	1M return: 0.47% (upper mid).	1M return: 0.91% (top quartile).
Point 7	Sharpe: 2.75 (top quartile).	Sharpe: 1.29 (lower mid).	Sharpe: 1.34 (upper mid).	Sharpe: 2.57 (upper mid).	Sharpe: -0.13 (bottom quartile).	Sharpe: 0.29 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.21% (lower mid).	Yield to maturity (debt): 7.12% (upper mid).	Yield to maturity (debt): 6.89% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.43% (top quartile).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 0.26 yrs (upper mid).	Modified duration: 2.48 yrs (lower mid).	Modified duration: 2.67 yrs (bottom quartile).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 7.80 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

Franklin India Savings Fund

Highest AUM (₹3,830 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.26% (bottom quartile).
1M return: 0.42% (lower mid).
Sharpe: 2.75 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.21% (lower mid).
Modified duration: 0.26 yrs (upper mid).

Franklin India Corporate Debt Fund

Upper mid AUM (₹1,338 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 8.61% (upper mid).
1M return: 0.24% (bottom quartile).
Sharpe: 1.29 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 2.48 yrs (lower mid).

Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹485 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.32% (lower mid).
1M return: 0.18% (bottom quartile).
Sharpe: 1.34 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.89% (upper mid).
Modified duration: 2.67 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (upper mid).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Franklin India Government Securities Fund

Bottom quartile AUM (₹187 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.91% (bottom quartile).
1M return: 0.47% (upper mid).
Sharpe: -0.13 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.43% (top quartile).
Modified duration: 7.80 yrs (bottom quartile).

Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (upper mid).
1M return: 0.91% (top quartile).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

1. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Research Highlights for Franklin India Savings Fund

Highest AUM (₹3,830 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.26% (bottom quartile).
1M return: 0.42% (lower mid).
Sharpe: 2.75 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.21% (lower mid).
Modified duration: 0.26 yrs (upper mid).
Average maturity: 0.28 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding 364 Days Tbill (Md 05/03/2026) (~5.8%).

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund Growth
Launch Date	11 Feb 02
NAV (22 Jan 26)	₹51.937 ↑ 0.03 (0.05 %)
Net Assets (Cr)	₹3,830 on 31 Dec 25
Category	Debt - Money Market
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.3
Sharpe Ratio	2.75
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.21%
Effective Maturity	3 Months 11 Days
Modified Duration	3 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,358
31 Dec 22	₹10,815
31 Dec 23	₹11,601
31 Dec 24	₹12,490
31 Dec 25	₹13,419

Franklin India Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	2.8%
1 Year	7.3%
3 Year	7.4%
5 Year	6.1%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.7%
2022	7.3%
2021	4.4%
2020	3.6%
2019	6%
2018	8.5%
2017	7.5%
2016	7.2%
2015	8.1%

Fund Manager information for Franklin India Savings Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.24 Yr.
Rohan Maru	10 Oct 24	1.23 Yr.
Chandni Gupta	30 Apr 24	1.67 Yr.

Data below for Franklin India Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	97.78%
Debt	1.97%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	43.66%
Corporate	35.37%
Government	20.73%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 Days Tbill (Md 05/03/2026) Sovereign Bonds \| -	6%	₹223 Cr	22,500,000
Canara Bank Domestic Bonds \| -	5%	₹198 Cr	4,000
364 DTB 22012026 Sovereign Bonds \| -	5%	₹173 Cr	17,316,500 ↑ 4,500,000
Punjab National Bank Domestic Bonds \| -	3%	₹104 Cr	2,100 ↑ 2,100
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹74 Cr	1,500
Union Bank of India Domestic Bonds \| -	2%	₹71 Cr	1,500 ↑ 1,500
Punjab National Bank Domestic Bonds \| -	1%	₹50 Cr	1,000
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	1%	₹50 Cr	5,000,000
Indian Bank Domestic Bonds \| -	1%	₹49 Cr	1,000
08.39 RJ UDAY 2026 Domestic Bonds \| -	1%	₹29 Cr	2,860,000

2. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

Upper mid AUM (₹1,338 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 8.61% (upper mid).
1M return: 0.24% (bottom quartile).
Sharpe: 1.29 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 2.48 yrs (lower mid).
Average maturity: 5.86 yrs (lower mid).
Exit load: 0-1 Years (0.5%),1 Years and above(NIL).
Higher exposure to Financial Services vs peer median.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~109%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~6.5%).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund Growth
Launch Date	23 Jun 97
NAV (22 Jan 26)	₹102.76 ↑ 0.09 (0.08 %)
Net Assets (Cr)	₹1,338 on 31 Dec 25
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0.79
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	7.12%
Effective Maturity	5 Years 10 Months 10 Days
Modified Duration	2 Years 5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,378
31 Dec 22	₹10,707
31 Dec 23	₹11,408
31 Dec 24	₹12,278
31 Dec 25	₹13,392

Franklin India Corporate Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	0.9%
6 Month	2.2%
1 Year	8.6%
3 Year	7.6%
5 Year	6%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.1%
2023	7.6%
2022	6.5%
2021	3.2%
2020	3.8%
2019	9%
2018	9.2%
2017	7.5%
2016	7.7%
2015	9%

Fund Manager information for Franklin India Corporate Debt Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.24 Yr.
Anuj Tagra	7 Mar 24	1.82 Yr.
Chandni Gupta	7 Mar 24	1.82 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Debt	109.34%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	60.65%
Government	48.69%

Credit Quality

Rating	Value
AA	6.82%
AAA	93.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	6%	₹87 Cr	9,029,500 ↓ -500,000
Poonawalla Fincorp Limited Debentures \| -	6%	₹81 Cr	8,000
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹78 Cr	7,500
RJ Corp Limited Debentures \| -	4%	₹55 Cr	5,467
Sikka Ports & Terminals Limited Debentures \| -	4%	₹52 Cr	500
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹52 Cr	5,000
Rec Limited Debentures \| -	4%	₹51 Cr	9,000
Small Industries Development Bank Of India Debentures \| -	4%	₹50 Cr	500
Embassy Office Parks Reit Debentures \| -	4%	₹50 Cr	5,000
Jubilant Beverages Limited Debentures \| -	3%	₹46 Cr	4,269

3. Franklin India Banking And PSU Debt Fund

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹485 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.32% (lower mid).
1M return: 0.18% (bottom quartile).
Sharpe: 1.34 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.89% (upper mid).
Modified duration: 2.67 yrs (bottom quartile).
Average maturity: 6.11 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~109%).
High-quality debt (AAA/AA ~100%).
Largest holding Rec Limited (~7.0%).

Below is the key information for Franklin India Banking And PSU Debt Fund

Franklin India Banking And PSU Debt Fund Growth
Launch Date	25 Apr 14
NAV (22 Jan 26)	₹23.1679 ↑ 0.02 (0.09 %)
Net Assets (Cr)	₹485 on 31 Dec 25
Category	Debt - Banking & PSU Debt
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	1.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.89%
Effective Maturity	6 Years 1 Month 10 Days
Modified Duration	2 Years 8 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,369
31 Dec 22	₹10,708
31 Dec 23	₹11,440
31 Dec 24	₹12,322
31 Dec 25	₹13,297

Franklin India Banking And PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Banking And PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	0.9%
6 Month	2.4%
1 Year	7.3%
3 Year	7.3%
5 Year	5.9%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.7%
2022	6.8%
2021	3.3%
2020	3.7%
2019	9.1%
2018	11.2%
2017	6.9%
2016	6.3%
2015	9.7%

Fund Manager information for Franklin India Banking And PSU Debt Fund

Name	Since	Tenure
Anuj Tagra	7 Mar 24	1.82 Yr.
Chandni Gupta	7 Mar 24	1.82 Yr.
Sandeep Manam	18 Oct 21	4.21 Yr.

Data below for Franklin India Banking And PSU Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Debt	109.19%
Other	0.42%

Debt Sector Allocation

Sector	Value
Government	56.84%
Corporate	52.36%

Credit Quality

Rating	Value
AA	3.83%
AAA	96.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Rec Limited Debentures \| -	7%	₹34 Cr	6,000
India Infrastructure Finance Company Limited Debentures \| -	7%	₹32 Cr	3,000
Axis Bank Limited Debentures \| -	6%	₹27 Cr	250 ↑ 250
Power Finance Corporation Limited Debentures \| -	6%	₹27 Cr	2,500
ICICI Bank Limited Debentures \| -	5%	₹26 Cr	25
Housing And Urban Development Corporation Limited Debentures \| -	5%	₹26 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹26 Cr	2,500
7.24% Govt Stock 2055 Sovereign Bonds \| -	5%	₹26 Cr	2,500,000 ↑ 2,500,000
Uttarakhand (Government of) 7.3% - \| -	5%	₹25 Cr	2,500,000
Small Industries Development Bank Of India Debentures \| -	5%	₹25 Cr	250

4. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Research Highlights for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (upper mid).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).
Average maturity: 1.04 yrs (upper mid).
Exit load: NIL.

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth
Launch Date	18 Dec 07
NAV (07 Aug 22)	₹34.9131 ↑ 0.04 (0.11 %)
Net Assets (Cr)	₹297 on 31 Jul 22
Category	Debt - Ultrashort Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity	1 Year 15 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,185

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Purchase not allowed

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	5.9%
1 Year	13.7%
3 Year	8.8%
5 Year	8.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Name	Since	Tenure

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Franklin India Government Securities Fund

(Erstwhile Franklin India Government Securities Fund - Long Term Plan)

Aims to invest exclusively in government securities of Zero credit or default risk

Research Highlights for Franklin India Government Securities Fund

Bottom quartile AUM (₹187 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.91% (bottom quartile).
1M return: 0.47% (upper mid).
Sharpe: -0.13 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.43% (top quartile).
Modified duration: 7.80 yrs (bottom quartile).
Average maturity: 25.39 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~143%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~51.0%).
Top-3 holdings concentration ~73.1%.

Below is the key information for Franklin India Government Securities Fund

Franklin India Government Securities Fund Growth
Launch Date	7 Dec 01
NAV (22 Jan 26)	₹59.5304 ↑ 0.07 (0.12 %)
Net Assets (Cr)	₹187 on 31 Dec 25
Category	Debt - Government Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.14
Sharpe Ratio	-0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.43%
Effective Maturity	25 Years 4 Months 20 Days
Modified Duration	7 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,214
31 Dec 22	₹10,468
31 Dec 23	₹11,047
31 Dec 24	₹11,858
31 Dec 25	₹12,507

Franklin India Government Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Franklin India Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	0.5%
3 Month	0.7%
6 Month	0.6%
1 Year	4.9%
3 Year	6%
5 Year	4.7%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	7.3%
2022	5.5%
2021	2.5%
2020	2.1%
2019	8.5%
2018	8%
2017	4.3%
2016	0.1%
2015	15.7%

Fund Manager information for Franklin India Government Securities Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.24 Yr.
Anuj Tagra	7 Mar 24	1.82 Yr.

Data below for Franklin India Government Securities Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Debt	142.95%

Debt Sector Allocation

Sector	Value
Government	142.95%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	51%	₹95 Cr	9,929,400 ↑ 1,100,000
Jammu & Kashmir (Government of) 7.82% - \| -	11%	₹21 Cr	2,000,000
Uttarakhand (Government of) 7.3% - \| -	11%	₹20 Cr	2,000,000
07.73 AP Sdl 2032 Sovereign Bonds \| -	8%	₹16 Cr	1,500,000
07.86 HR Sdl 2032 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
07.17% RJ Sdl 2032 Sovereign Bonds \| -	3%	₹5 Cr	500,000
7.09% Govt Stock 2074 Sovereign Bonds \| -	3%	₹5 Cr	500,000 ↓ -2,000,000
Uttarakhand (Government of) 7.64% - \| -	3%	₹5 Cr	468,680 ↑ 468,680
Bihar (Government of) 7.65% - \| -	2%	₹3 Cr	312,440 ↑ 312,440
07.32% Chattisgarh Sdl Sovereign Bonds \| -	0%	₹1 Cr	52,560

6. Franklin India Credit Risk Fund

(Erstwhile Franklin India Corporate Bond Opportunities Fund)

The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

Research Highlights for Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (upper mid).
1M return: 0.91% (top quartile).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).
Average maturity: 0.00 yrs (top quartile).
Exit load: 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL).

Below is the key information for Franklin India Credit Risk Fund

Franklin India Credit Risk Fund Growth
Launch Date	30 Nov 11
NAV (11 Jun 23)	₹25.3348 ↑ 0.04 (0.14 %)
Net Assets (Cr)	₹104 on 15 Jul 23
Category	Debt - Credit Risk
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.04
Sharpe Ratio	0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL)
Yield to Maturity	0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,380
31 Dec 22	₹12,125

Franklin India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Purchase not allowed

Returns for Franklin India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 26

Duration	Returns
1 Month	0.9%
3 Month	2.9%
6 Month	5%
1 Year	7.5%
3 Year	11%
5 Year	7%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Credit Risk Fund

Name	Since	Tenure

Data below for Franklin India Credit Risk Fund as on 15 Jul 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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