वित्तीय वर्ष समाप्त होने के साथ, यह आपकी शुरुआत करने का समय हैकर योजना. भारत में इतने सारे टैक्स बचत विकल्पों के साथ,ईएलएसएस सबसे अच्छा खड़ा है क्योंकि वे कर बचत से परे लाभ प्रदान करते हैं।
ईएलएसएस या इक्विटी लिंक्ड सेविंग स्कीम 3 साल की लॉक-इन अवधि के साथ आती है, जो अन्य सभी टैक्स सेविंग्स की तुलना में सबसे कम होल्डिंग है। द्वारानिवेश ईएलएसएस में, कोई व्यक्ति INR 1,50 तक की कटौती प्राप्त कर सकता है,000 उनके कर योग्य . सेआय के अनुसारधारा 80सी काआयकर कार्य। चूंकि, ईएलएसएस फंड इक्विटी में विविधतापूर्ण होते हैं और फंड का एक बड़ा हिस्सा इक्विटी और संबंधित उत्पादों में निवेश किया जाता है, वे इक्विटी रिटर्न भी प्रदान करते हैं। इसका मतलब है कि निवेशक अपने निवेश पर इक्विटी रिटर्न भी अर्जित कर सकते हैं।

इससे पहले कि हम इस योजना की कुछ अन्य महत्वपूर्ण विशेषताओं को देखें, आइए सर्वोत्तम ईएलएसएस कर बचत की जाँच करेंम्यूचुअल फंड्स 2022 - 2023 के लिए।
ईएलएसएस के अन्य प्रमुख लाभ हैं:
बजट 2018 के अनुसार, ईएलएसएस लंबी अवधि को आकर्षित करेगाराजधानी लाभ (LTCG)। लंबी अवधि के तहत निवेशकों पर 10% (बिना इंडेक्सेशन के) कर लगाया जाएगापूंजी लाभ कर। INR 1 लाख तक का लाभ कर मुक्त है। INR 1 लाख से अधिक के लाभ पर 10% की दर से कर लागू होता है।
लेने सेसिप मार्ग, निवेशक INR 500 जितनी कम राशि का निवेश कर सकते हैं। यह एक व्यक्ति कोपैसे बचाएं हर महीने एकमुश्त के बजाय।
चूंकि ये म्यूचुअल फंड इक्विटी से संबंधित उपकरणों में निवेश करते हैं, इसलिए आपके द्वारा निवेश किया गया पैसा स्टॉक के रूप में बढ़ता हैमंडी उगता है। इसलिए, ईएलएसएस फंड में लाभ अधिक है।
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Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Motilal Oswal Long Term Equity Fund Growth ₹53.6046
↓ -0.55 ₹3,969 10.2 1.7 15.5 24.9 19.4 -9.1 HDFC Tax Saver Fund Growth ₹1,334.69
↓ -8.82 ₹14,615 ☆☆ -6.3 -8.5 -2.1 17.4 18 10.3 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 ☆☆☆ 1.2 15.4 35.5 20.6 17.4 Nippon India Tax Saver Fund (ELSS) Growth ₹128.63
↓ -1.27 ₹13,422 ☆☆☆ 0.6 -2.2 5.6 17.3 15.5 6 JM Tax Gain Fund Growth ₹47.2082
↓ -0.33 ₹196 ☆☆☆ -0.3 -6 4.5 17.9 15.4 2.5 BOI AXA Tax Advantage Fund Growth ₹162.84
↓ -2.18 ₹1,260 ☆☆☆ 2.8 0.3 8.4 16.7 14.7 -3.5 Franklin India Taxshield Growth ₹1,391.11
↓ -12.42 ₹5,684 ☆☆ -4.3 -7.6 -2.8 15.6 14.7 2.1 Tata India Tax Savings Fund Growth ₹44.9268
↓ -0.43 ₹4,091 ☆☆☆☆☆ 0.7 -1.2 7.5 15.6 14.3 4.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Apr 26 Research Highlights & Commentary of 8 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund HDFC Tax Saver Fund HDFC Long Term Advantage Fund Nippon India Tax Saver Fund (ELSS) JM Tax Gain Fund BOI AXA Tax Advantage Fund Franklin India Taxshield Tata India Tax Savings Fund Point 1 Lower mid AUM (₹3,969 Cr). Highest AUM (₹14,615 Cr). Lower mid AUM (₹1,318 Cr). Top quartile AUM (₹13,422 Cr). Bottom quartile AUM (₹196 Cr). Bottom quartile AUM (₹1,260 Cr). Upper mid AUM (₹5,684 Cr). Upper mid AUM (₹4,091 Cr). Point 2 Established history (11+ yrs). Oldest track record among peers (30 yrs). Established history (25+ yrs). Established history (20+ yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (27+ yrs). Established history (11+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 3★ (top quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.42% (top quartile). 5Y return: 17.98% (top quartile). 5Y return: 17.39% (upper mid). 5Y return: 15.47% (upper mid). 5Y return: 15.37% (lower mid). 5Y return: 14.74% (lower mid). 5Y return: 14.73% (bottom quartile). 5Y return: 14.29% (bottom quartile). Point 6 3Y return: 24.91% (top quartile). 3Y return: 17.41% (upper mid). 3Y return: 20.64% (top quartile). 3Y return: 17.29% (lower mid). 3Y return: 17.91% (upper mid). 3Y return: 16.73% (lower mid). 3Y return: 15.57% (bottom quartile). 3Y return: 15.63% (bottom quartile). Point 7 1Y return: 15.50% (top quartile). 1Y return: -2.14% (bottom quartile). 1Y return: 35.51% (top quartile). 1Y return: 5.57% (lower mid). 1Y return: 4.49% (lower mid). 1Y return: 8.37% (upper mid). 1Y return: -2.77% (bottom quartile). 1Y return: 7.54% (upper mid). Point 8 Alpha: 1.62 (upper mid). Alpha: -1.80 (lower mid). Alpha: 1.75 (top quartile). Alpha: 0.39 (upper mid). Alpha: -2.80 (bottom quartile). Alpha: -1.23 (lower mid). Alpha: -4.06 (bottom quartile). Alpha: 1.67 (top quartile). Point 9 Sharpe: -0.25 (top quartile). Sharpe: -0.60 (lower mid). Sharpe: 2.27 (top quartile). Sharpe: -0.45 (upper mid). Sharpe: -0.68 (bottom quartile). Sharpe: -0.57 (lower mid). Sharpe: -0.77 (bottom quartile). Sharpe: -0.37 (upper mid). Point 10 Information ratio: 0.55 (top quartile). Information ratio: 0.86 (top quartile). Information ratio: -0.15 (bottom quartile). Information ratio: 0.55 (upper mid). Information ratio: 0.32 (upper mid). Information ratio: 0.25 (lower mid). Information ratio: 0.30 (lower mid). Information ratio: -0.09 (bottom quartile). Motilal Oswal Long Term Equity Fund
HDFC Tax Saver Fund
HDFC Long Term Advantage Fund
Nippon India Tax Saver Fund (ELSS)
JM Tax Gain Fund
BOI AXA Tax Advantage Fund
Franklin India Taxshield
Tata India Tax Savings Fund
*ऊपर ईएलएसएस की सूची है -इक्विटी म्यूचुअल फंड के बीच शुद्ध संपत्ति होना100 - 15000 पिछले 3 वर्षों से करोड़ और प्रबंध संपत्ति। पिछले 5 वर्षों के रिटर्न के आधार पर क्रमबद्धवार्षिक/सीएजीआर आधार.
आम तौर पर, ईएलएसएस म्यूचुअल फंड उन सभी प्रकार के निवेशकों के लिए उपयुक्त होते हैं जो टैक्स प्लानिंग और पैसे बचाने के लिए बाजार से जुड़े जोखिम लेने के इच्छुक हैं। कोई भी व्यक्ति अपने जीवन में किसी भी समय ईएलएसएस फंड में निवेश कर सकता है। हालांकि, आपके करियर के शुरुआती चरण के दौरान टैक्स सेविंग ईएलएसएस फंड में निवेश करने का सुझाव दिया जाता है ताकि आपका पैसा समय के साथ बढ़े और आपको बेहतर रिटर्न मिले।
इसलिए, टैक्स बचाएं और एक ही समय में निवेश करके अच्छा रिटर्न अर्जित करेंबेस्ट एल्स फंड्स. निवेशकों को पता होना चाहिए कि ईएलएसएस फंड में निवेश की गई राशि 3 साल के लिए लॉक है।
निवेशक ईएलएसएस म्यूचुअल फंड में एसआईपी (सिस्टमेटिक) के एकमुश्त (वन टाइम) के रूप में निवेश कर सकते हैंनिवेश योजना) शुरुआती लोगों को सलाह दी जाती है कि वे आम तौर पर एसआईपी का उपयोग करके निवेश करें क्योंकि यह उनके लिए बेहतर अनुकूल है।
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The fund plans to provide long term growth of capital. Research Highlights for HDFC Tax Saver Fund Below is the key information for HDFC Tax Saver Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s
investment objective shall be achieved. Research Highlights for Nippon India Tax Saver Fund (ELSS) Below is the key information for Nippon India Tax Saver Fund (ELSS) Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Research Highlights for Franklin India Taxshield Below is the key information for Franklin India Taxshield Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (30 Apr 26) ₹53.6046 ↓ -0.55 (-1.01 %) Net Assets (Cr) ₹3,969 on 31 Mar 26 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.25 Information Ratio 0.55 Alpha Ratio 1.62 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,377 30 Apr 23 ₹12,465 30 Apr 24 ₹19,931 30 Apr 25 ₹21,029 30 Apr 26 ₹24,290 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 17% 3 Month 10.2% 6 Month 1.7% 1 Year 15.5% 3 Year 24.9% 5 Year 19.4% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 -9.1% 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 2.31 Yr. Ankit Agarwal 16 Mar 26 0.04 Yr. Rakesh Shetty 22 Nov 22 3.36 Yr. Atul Mehra 1 Oct 24 1.5 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 28.67% Industrials 26.59% Consumer Cyclical 12.9% Basic Materials 11.92% Technology 11.78% Health Care 4.53% Real Estate 2.9% Asset Allocation
Asset Class Value Cash 0.71% Equity 99.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX8% ₹310 Cr 1,296,040 Piramal Finance Ltd (Financial Services)
Equity, Since 30 Sep 25 | PIRAMALFIN6% ₹238 Cr 1,298,583
↓ -220,000 Jain Resource Recycling Ltd (Basic Materials)
Equity, Since 31 Oct 25 | JAINREC6% ₹229 Cr 5,011,074
↑ 268,009 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS5% ₹213 Cr 215,645
↑ 31,279 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | 5442775% ₹195 Cr 627,718
↑ 43,739 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER5% ₹181 Cr 276,357
↑ 17,351 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE5% ₹180 Cr 1,221,228
↑ 295,191 Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 30 Nov 25 | GROWW4% ₹176 Cr 11,710,407
↑ 768,996 Ather Energy Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | ATHERENERG4% ₹174 Cr 2,301,469
↑ 170,179 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 25 | 5333984% ₹173 Cr 546,874 2. HDFC Tax Saver Fund
HDFC Tax Saver Fund
Growth Launch Date 31 Mar 96 NAV (30 Apr 26) ₹1,334.69 ↓ -8.82 (-0.66 %) Net Assets (Cr) ₹14,615 on 31 Mar 26 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.6 Information Ratio 0.86 Alpha Ratio -1.8 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹12,600 30 Apr 23 ₹14,123 30 Apr 24 ₹20,596 30 Apr 25 ₹23,358 30 Apr 26 ₹22,859 Returns for HDFC Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 6.5% 3 Month -6.3% 6 Month -8.5% 1 Year -2.1% 3 Year 17.4% 5 Year 18% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 10.3% 2024 21.3% 2023 33.2% 2022 10.5% 2021 35.3% 2020 5.8% 2019 3.7% 2018 -10.9% 2017 38.7% 2016 7.6% Fund Manager information for HDFC Tax Saver Fund
Name Since Tenure Amar Kalkundrikar 8 Dec 25 0.31 Yr. Dhruv Muchhal 22 Jun 23 2.78 Yr. Data below for HDFC Tax Saver Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 44.47% Consumer Cyclical 16.78% Technology 6.46% Health Care 6.21% Industrials 5.57% Basic Materials 4.75% Communication Services 4.22% Energy 3.97% Consumer Defensive 3.89% Utility 1.98% Asset Allocation
Asset Class Value Cash 1.41% Equity 98.29% Debt 0.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK9% ₹1,517 Cr 11,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | HDFCBANK9% ₹1,474 Cr 16,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK7% ₹1,227 Cr 8,863,395
↓ -1,680,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE6% ₹917 Cr 4,500,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 06 | SBIN5% ₹841 Cr 7,000,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI5% ₹817 Cr 550,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK4% ₹727 Cr 17,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹639 Cr 3,400,000 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | BAJAJ-AUTO3% ₹474 Cr 475,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹465 Cr 3,350,000 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Nippon India Tax Saver Fund (ELSS)
Nippon India Tax Saver Fund (ELSS)
Growth Launch Date 21 Sep 05 NAV (30 Apr 26) ₹128.63 ↓ -1.27 (-0.98 %) Net Assets (Cr) ₹13,422 on 31 Mar 26 Category Equity - ELSS AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.45 Information Ratio 0.55 Alpha Ratio 0.39 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹12,091 30 Apr 23 ₹12,721 30 Apr 24 ₹18,392 30 Apr 25 ₹19,443 30 Apr 26 ₹20,525 Returns for Nippon India Tax Saver Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 10.1% 3 Month 0.6% 6 Month -2.2% 1 Year 5.6% 3 Year 17.3% 5 Year 15.5% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 6% 2024 17.6% 2023 28.6% 2022 6.9% 2021 37.6% 2020 -0.4% 2019 1.5% 2018 -20.7% 2017 46% 2016 4.2% Fund Manager information for Nippon India Tax Saver Fund (ELSS)
Name Since Tenure Rupesh Patel 1 Jul 21 4.75 Yr. Ritesh Rathod 19 Aug 24 1.62 Yr. Kinjal Desai 25 May 18 7.86 Yr. Amber Singhania 11 Mar 26 0.06 Yr. Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 35.52% Consumer Cyclical 11.88% Industrials 10.62% Consumer Defensive 9.56% Utility 8.01% Health Care 6.01% Energy 5.94% Communication Services 4.91% Technology 4.55% Basic Materials 2.61% Asset Allocation
Asset Class Value Cash 0.38% Equity 99.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK7% ₹1,001 Cr 8,300,000 HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹892 Cr 12,200,000
↑ 1,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 20 | 5322154% ₹569 Cr 4,900,000
↓ -200,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 19 | 5325554% ₹519 Cr 14,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 20 | RELIANCE4% ₹491 Cr 3,650,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 13 | SBIN4% ₹480 Cr 4,900,000
↓ -200,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 20 | INFY4% ₹475 Cr 3,800,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL3% ₹408 Cr 2,290,000
↑ 2,290,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | MOTHERSON3% ₹403 Cr 38,319,861 TVS Holdings Ltd (Consumer Cyclical)
Equity, Since 30 Jun 13 | 5200563% ₹396 Cr 284,018 5. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (30 Apr 26) ₹47.2082 ↓ -0.33 (-0.70 %) Net Assets (Cr) ₹196 on 31 Mar 26 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.68 Information Ratio 0.32 Alpha Ratio -2.8 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,727 30 Apr 23 ₹12,473 30 Apr 24 ₹18,958 30 Apr 25 ₹19,566 30 Apr 26 ₹20,443 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 11.9% 3 Month -0.3% 6 Month -6% 1 Year 4.5% 3 Year 17.9% 5 Year 15.4% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2025 2.5% 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.5 Yr. Asit Bhandarkar 31 Dec 21 4.25 Yr. Ruchi Fozdar 4 Oct 24 1.49 Yr. Deepak Gupta 11 Apr 25 0.97 Yr. Data below for JM Tax Gain Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 28.74% Consumer Cyclical 16.59% Industrials 11.66% Technology 9.81% Basic Materials 9.25% Health Care 8.13% Consumer Defensive 3.8% Energy 3.43% Real Estate 3.21% Communication Services 2.85% Asset Allocation
Asset Class Value Cash 2.52% Equity 97.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK4% ₹9 Cr 98,262 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹8 Cr 18,447
↓ -1,200 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE3% ₹7 Cr 53,400 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹7 Cr 48,500 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | KARURVYSYA3% ₹6 Cr 199,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 32,950 Lupin Ltd (Healthcare)
Equity, Since 31 May 25 | LUPIN3% ₹6 Cr 25,000 Travel Food Services Ltd (Consumer Cyclical)
Equity, Since 31 Jul 25 | TRAVELFOOD3% ₹6 Cr 45,598
↓ -4,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jul 25 | POLYCAB3% ₹6 Cr 6,500 Vedanta Ltd (Basic Materials)
Equity, Since 31 Oct 25 | VEDL2% ₹5 Cr 75,500 6. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (30 Apr 26) ₹162.84 ↓ -2.18 (-1.32 %) Net Assets (Cr) ₹1,260 on 31 Mar 26 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.57 Information Ratio 0.25 Alpha Ratio -1.23 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,716 30 Apr 23 ₹12,504 30 Apr 24 ₹19,421 30 Apr 25 ₹18,353 30 Apr 26 ₹19,890 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 11.5% 3 Month 2.8% 6 Month 0.3% 1 Year 8.4% 3 Year 16.7% 5 Year 14.7% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 -3.5% 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.93 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 25.9% Industrials 17.39% Basic Materials 16.84% Consumer Cyclical 9.84% Consumer Defensive 7.41% Utility 5.12% Technology 4.11% Communication Services 3.33% Energy 2.4% Health Care 1.99% Real Estate 0.1% Asset Allocation
Asset Class Value Cash 5.44% Equity 94.43% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹56 Cr 850,000
↑ 610,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹54 Cr 552,000
↑ 82,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹42 Cr 235,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹40 Cr 335,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹40 Cr 114,000
↑ 9,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹39 Cr 1,041,000
↑ 86,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹37 Cr 510,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹37 Cr 142,759
↓ -7,241 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | UNOMINDA3% ₹34 Cr 330,439
↑ 96,628 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹32 Cr 1,120,000
↓ -220,000 7. Franklin India Taxshield
Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (30 Apr 26) ₹1,391.11 ↓ -12.42 (-0.88 %) Net Assets (Cr) ₹5,684 on 31 Mar 26 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.77 Information Ratio 0.3 Alpha Ratio -4.06 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹12,016 30 Apr 23 ₹12,878 30 Apr 24 ₹18,738 30 Apr 25 ₹20,446 30 Apr 26 ₹19,879 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 7.7% 3 Month -4.3% 6 Month -7.6% 1 Year -2.8% 3 Year 15.6% 5 Year 14.7% 10 Year 15 Year Since launch 20% Historical performance (Yearly) on absolute basis
Year Returns 2025 2.1% 2024 22.4% 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 9.92 Yr. Rajasa Kakulavarapu 1 Dec 23 2.33 Yr. Data below for Franklin India Taxshield as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 33.98% Industrials 14.59% Consumer Cyclical 9.16% Technology 8.19% Basic Materials 6.77% Consumer Defensive 6.34% Health Care 4.38% Utility 3.84% Communication Services 3.5% Energy 3.2% Real Estate 1.32% Asset Allocation
Asset Class Value Cash 4.71% Equity 95.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK9% ₹579 Cr 6,520,834 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK7% ₹455 Cr 3,297,903 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT6% ₹378 Cr 883,853 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK5% ₹343 Cr 2,477,634 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN5% ₹340 Cr 2,833,344 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY4% ₹244 Cr 1,876,441 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL3% ₹224 Cr 1,192,303
↓ -229,268 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK3% ₹207 Cr 4,981,055 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹205 Cr 1,472,922 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH3% ₹203 Cr 1,462,587 8. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (30 Apr 26) ₹44.9268 ↓ -0.43 (-0.95 %) Net Assets (Cr) ₹4,091 on 31 Mar 26 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.37 Information Ratio -0.09 Alpha Ratio 1.67 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,893 30 Apr 23 ₹12,613 30 Apr 24 ₹16,992 30 Apr 25 ₹18,134 30 Apr 26 ₹19,502 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26 Duration Returns 1 Month 10.8% 3 Month 0.7% 6 Month -1.2% 1 Year 7.5% 3 Year 15.6% 5 Year 14.3% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.9% 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 4.29 Yr. Data below for Tata India Tax Savings Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 34.54% Industrials 13.63% Consumer Cyclical 13% Basic Materials 7.18% Health Care 6.4% Communication Services 6.22% Energy 5.77% Technology 5.29% Utility 3.13% Real Estate 1.84% Consumer Defensive 1.06% Asset Allocation
Asset Class Value Cash 1.95% Equity 98.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL6% ₹254 Cr 1,426,428
↑ 1,426,428 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹253 Cr 2,100,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK6% ₹251 Cr 3,425,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN5% ₹200 Cr 2,040,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹181 Cr 1,350,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹128 Cr 3,451,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹123 Cr 352,147 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹107 Cr 10,200,000 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5004803% ₹104 Cr 230,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY2% ₹102 Cr 816,081
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Research Highlights for Motilal Oswal Long Term Equity Fund