Table of Contents
4 बेस्ट टैक्स सेविंग ईएलएसएस म्यूचुअल फंड FY 22 - 23
ईएलएसएस (इक्विटी लिंक्ड सेविंग स्कीम) सबसे अच्छे टैक्स सेविंग विकल्पों में से एक है जो आपको बहुत सारा पैसा बचाने में मदद करता हैआयकर कमाई के साथराजधानी निवेश पर सराहना।
टैक्स सेविंग ईएलएसएस फंड INR 1,50 तक कर छूट की अनुमति देते हैं,000 अंतर्गतधारा 80सी कीआय कर अधिनियम। इसलिए, द्वारानिवेश इन टैक्स सेविंग मेंम्यूचुअल फंड्स, यहां तक कि 30% के उच्चतम टैक्स ब्रैकेट में निवेशक भी अच्छे रिटर्न अर्जित करने के साथ-साथ किसी विशेष वित्तीय वर्ष के लिए लगभग INR 46,000 की कर छूट का लाभ उठा सकते हैं।
ईएलएसएस हैंमंडी-लिंक्ड निवेश, आपको इन फंडों में समझदारी से निवेश करने का सुझाव दिया जाता है ताकि लंबी अवधि के नुकसान और जोखिम से बचा जा सके।
ईएलएसएस फंड में निवेश के लाभ FY 22 - 23
- ईएलएसएस म्यूचुअल फंड INR 1,50,000 तक कर छूट प्रदान करते हैं।
- रिटर्न अन्य द्वारा दिए गए रिटर्न की तुलना में बहुत अधिक हैटैक्स सेविंग निवेश विकल्प।
- ईएलएसएस में 3 साल की सबसे कम लॉक-इन अवधि होती है, जो कि अन्य टैक्स सेविंग निवेशों की तुलना में काफी कम है।
- ईएलएसएस फंड के माध्यम से निवेश करने का विकल्प प्रदान करते हैंसिप, इसलिए निवेशक मासिक रूप से छोटी मात्रा में निवेश करके अपने ईएलएसएस निवेश को आसानी से प्रबंधित कर सकते हैं।
उपरोक्त सभी कारक ईएलएसएस को सबसे अच्छे टैक्स सेविंग विकल्पों में से एक बनाते हैं।
यदि आप निवेश करने की योजना बना रहे हैं, तो SIP (Systematic .)निवेश योजना) उसमे से एकपैसे निवेश करने के सर्वोत्तम तरीके ईएलएसएस में। नियमित निवेश की आदत आपके पोर्टफोलियो को अनुशासित और संतुलित रखती है। साथ ही कर कैलेंडर के अंतिम समय में एकमुश्त राशि की व्यवस्था करने का झंझट भी समाप्त हो जाता है। SIP में आप निवेश की रकम को फिक्स कर सकते हैं, जो कम से कम रु. 500, और एक तारीख जब आपका पैसा आपसे स्वतः कट जाएगाबैंक ईएलएसएस फंड में खाता।
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शीर्ष 4 सर्वश्रेष्ठ प्रदर्शन करने वाले टैक्स सेविंग ईएलएसएस म्यूचुअल फंड
To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. ICICI Prudential Long Term Equity Fund (Tax Saving) is a Equity - ELSS fund was launched on 19 Aug 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Since launch (%) ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹817.97
↓ -1.82 ₹13,549 -10 -13.9 6.2 13.1 20.6 16.4 18.8 Canara Robeco Equity Tax Saver Growth ₹153.11
↓ -0.50 ₹8,376 -14.3 -15.3 4.7 12.1 19.7 17.5 18.5 BOI AXA Tax Advantage Fund Growth ₹139.86
↓ -0.40 ₹1,330 -21 -18.9 -2.4 14.5 21.7 21.6 17.9 IDFC Tax Advantage (ELSS) Fund Growth ₹134.647
↓ -0.43 ₹6,620 -11.9 -15.4 0.4 13.2 24 13.1 17.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 25 100 करोड़ लॉन्च / स्थापना के बाद से वार्षिक रिटर्न पर क्रमबद्ध।1. ICICI Prudential Long Term Equity Fund (Tax Saving)
CAGR/Annualized return of 18.8% since its launch. Ranked 30 in ELSS category. Return for 2024 was 16.4% , 2023 was 23.2% and 2022 was 2.3% . ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (13 Mar 25) ₹817.97 ↓ -1.82 (-0.22 %) Net Assets (Cr) ₹13,549 on 31 Jan 25 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.87 Sharpe Ratio 0.42 Information Ratio -0.32 Alpha Ratio 1.89 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹13,203 28 Feb 22 ₹15,688 28 Feb 23 ₹15,983 29 Feb 24 ₹21,595 28 Feb 25 ₹22,155 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25 Duration Returns 1 Month -3.4% 3 Month -10% 6 Month -13.9% 1 Year 6.2% 3 Year 13.1% 5 Year 20.6% Since launch 18.8% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 16.4% 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 1.45 Yr. Sharmila D’mello 31 Jul 22 2.59 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 31.89% Consumer Cyclical 16.04% Health Care 11.71% Industrials 7.85% Consumer Defensive 7.45% Communication Services 6.57% Energy 5.33% Technology 4.59% Utility 3.36% Basic Materials 3.06% Real Estate 1.02% Asset Allocation
Asset Class Value Cash 1.12% Equity 98.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK9% ₹1,243 Cr 9,918,908 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK8% ₹1,044 Cr 6,147,320
↑ 202,269 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI6% ₹754 Cr 612,703 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹718 Cr 1,958,000
↓ -18,622 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL5% ₹697 Cr 4,284,654
↓ -126,501 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA5% ₹640 Cr 3,672,417
↑ 165,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322154% ₹548 Cr 5,558,385 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹548 Cr 1,535,066 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY4% ₹514 Cr 2,731,994
↓ -60,450 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE3% ₹462 Cr 3,650,000 2. Canara Robeco Equity Tax Saver
CAGR/Annualized return of 18.5% since its launch. Ranked 36 in ELSS category. Return for 2024 was 17.5% , 2023 was 23.7% and 2022 was -0.2% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (13 Mar 25) ₹153.11 ↓ -0.50 (-0.33 %) Net Assets (Cr) ₹8,376 on 31 Jan 25 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.45 Information Ratio -0.66 Alpha Ratio 2.22 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹13,450 28 Feb 22 ₹15,988 28 Feb 23 ₹16,182 29 Feb 24 ₹21,349 28 Feb 25 ₹21,577 Returns for Canara Robeco Equity Tax Saver
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25 Duration Returns 1 Month -3.6% 3 Month -14.3% 6 Month -15.3% 1 Year 4.7% 3 Year 12.1% 5 Year 19.7% Since launch 18.5% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 23.7% 2022 -0.2% 2021 35.1% 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 3.68 Yr. Shridatta Bhandwaldar 1 Oct 19 5.42 Yr. Data below for Canara Robeco Equity Tax Saver as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 26.61% Consumer Cyclical 14.6% Industrials 11.29% Technology 9.8% Health Care 6.28% Consumer Defensive 6.27% Basic Materials 5.79% Energy 5.47% Utility 3.95% Communication Services 3.58% Real Estate 1.97% Asset Allocation
Asset Class Value Cash 4.39% Equity 95.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK7% ₹575 Cr 3,387,584 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹542 Cr 4,326,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY5% ₹406 Cr 2,161,310 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE4% ₹299 Cr 2,362,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹263 Cr 1,615,000
↓ -175,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹228 Cr 639,369 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | 5000342% ₹196 Cr 247,950 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN2% ₹193 Cr 2,495,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325552% ₹183 Cr 5,650,988 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 21 | 5325382% ₹155 Cr 135,000 3. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 17.9% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (13 Mar 25) ₹139.86 ↓ -0.40 (-0.29 %) Net Assets (Cr) ₹1,330 on 31 Jan 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 0.11 Information Ratio 0.27 Alpha Ratio -1.68 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹13,503 28 Feb 22 ₹16,481 28 Feb 23 ₹16,957 29 Feb 24 ₹25,831 28 Feb 25 ₹23,664 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25 Duration Returns 1 Month -3.6% 3 Month -21% 6 Month -18.9% 1 Year -2.4% 3 Year 14.5% 5 Year 21.7% Since launch 17.9% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.84 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 25.81% Technology 16.35% Industrials 15.67% Basic Materials 14.33% Utility 6.62% Consumer Cyclical 4.9% Health Care 4.29% Consumer Defensive 3.79% Real Estate 2.87% Communication Services 1.35% Energy 1.1% Asset Allocation
Asset Class Value Cash 2.91% Equity 97.08% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹65 Cr 839,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹60 Cr 355,000
↓ -85,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹60 Cr 1,353,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹53 Cr 63,800
↑ 8,700 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹40 Cr 165,620 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Dec 23 | DIXON3% ₹36 Cr 24,000
↑ 6,000 Swan Energy Ltd (Industrials)
Equity, Since 29 Feb 24 | SWANENERGY3% ₹36 Cr 650,000
↑ 50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹36 Cr 285,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | 5407553% ₹35 Cr 850,696 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN3% ₹34 Cr 2,984,515 4. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (13 Mar 25) ₹134.647 ↓ -0.43 (-0.32 %) Net Assets (Cr) ₹6,620 on 31 Jan 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio -0.01 Information Ratio -0.33 Alpha Ratio -3.14 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹14,128 28 Feb 22 ₹17,704 28 Feb 23 ₹18,627 29 Feb 24 ₹25,992 28 Feb 25 ₹25,410 Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25 Duration Returns 1 Month -3.2% 3 Month -11.9% 6 Month -15.4% 1 Year 0.4% 3 Year 13.2% 5 Year 24% Since launch 17.4% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.37 Yr. Ritika Behera 7 Oct 23 1.4 Yr. Gaurav Satra 10 Jun 24 0.72 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 29.96% Technology 10.03% Consumer Defensive 9.16% Basic Materials 8.85% Consumer Cyclical 8.12% Industrials 7.37% Health Care 7.13% Energy 6.53% Communication Services 3.04% Utility 2.05% Real Estate 1.56% Asset Allocation
Asset Class Value Cash 6.19% Equity 93.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK7% ₹459 Cr 2,700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK6% ₹376 Cr 3,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE6% ₹367 Cr 2,900,000
↑ 200,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹266 Cr 2,700,000
↑ 100,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY4% ₹263 Cr 1,400,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹247 Cr 600,000
↑ 100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹163 Cr 1,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 24 | LT2% ₹143 Cr 400,000
↑ 50,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | MARUTI2% ₹123 Cr 100,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Aug 17 | 5000932% ₹121 Cr 1,900,000
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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