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वित्त वर्ष 22 - 23 के लिए शीर्ष 5 सर्वश्रेष्ठ टैक्स सेविंग ईएलएसएस म्यूचुअल फंड
बेस्ट एल्स फंड्स या इक्विटी लिंक्ड सेविंग्स स्कीम (टैक्स सेविंग) इक्विटी डायवर्सिफाइड हैंम्यूचुअल फंड्स प्रदान करने के लिए मुख्य रूप से इक्विटी से जुड़े उपकरणों (जैसे शेयर और स्टॉक) में निवेश करते हैंमंडी-लिंक्ड रिटर्न। आमतौर पर, फंड कॉर्पस का 80% इक्विटी में और शेष डेट इंस्ट्रूमेंट्स में निवेश किया जाता है।
श्रेष्ठईएलएसएस फंड को टैक्स सेविंग म्यूचुअल फंड के रूप में भी जाना जाता है क्योंकि वे कर लाभ प्रदान करते हैंधारा 80सी काआयकर कार्य। इसके अलावा, ईएलएसएस म्यूचुअल फंड ओपन-एंडेड हैं, जिसका अर्थ है कि निवेशक जब चाहें इन फंडों में सदस्यता ले सकते हैं।
हालांकि, इससे पहलेनिवेश इन टैक्स सेविंग म्युचुअल फंडों में, सर्वश्रेष्ठ ईएलएसएस फंडों की सूची पर विचार करने का सुझाव दिया गया है।
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वित्त वर्ष 22 - 23 में निवेश करने के लिए शीर्ष 5 ईएलएसएस फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 BOI AXA Tax Advantage Fund Growth ₹113.96
↑ 0.25 ₹841 10.6 17.3 19.1 24.2 14.8 -1.3 PGIM India Tax Savings Fund Growth ₹27.17
↑ 0.10 ₹557 7.1 12.6 15.2 23.7 13.3 4.7 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹21.6743
↑ 0.07 ₹649 9.6 14.4 14.9 24.5 12.6 2 Principal Tax Savings Fund Growth ₹379.456
↑ 0.41 ₹1,090 10 14.9 14.8 23 11.8 4.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22
To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on "The primary objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to
avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. However, there is no assurance that the investment objective
shall be realize" PGIM India Tax Savings Fund is a Equity - ELSS fund was launched on 11 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Mahindra Mutual Fund Kar Bachat Yojana is a Equity - ELSS fund was launched on 18 Oct 16. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on 1. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,445 31 Aug 20 ₹9,580 31 Aug 21 ₹15,168
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 13 in ELSS category. Return for 2022 was -1.3% , 2021 was 41.5% and 2020 was 31.2% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (22 Aug 23) ₹113.96 ↑ 0.25 (0.22 %) Net Assets (Cr) ₹841 on 31 Jul 23 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.49 Sharpe Ratio 1.32 Information Ratio 0.33 Alpha Ratio 5.62 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,612 31 Aug 20 ₹10,360 31 Aug 21 ₹17,548 31 Aug 22 ₹17,437 31 Aug 23 ₹20,231 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 1.8% 3 Month 10.6% 6 Month 17.3% 1 Year 19.1% 3 Year 24.2% 5 Year 14.8% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% 2013 9.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 1.35 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 34.39% Industrials 13.46% Basic Materials 9.36% Consumer Cyclical 8.78% Consumer Defensive 8.62% Health Care 8.02% Utility 5.61% Technology 4.23% Energy 3.57% Real Estate 3.23% Asset Allocation
Asset Class Value Cash 0.66% Equity 99.28% Debt 0.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹42 Cr 740,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹41 Cr 264,000
↓ -62,000 Bank of Baroda (Financial Services)
Equity, Since 31 Oct 22 | 5321344% ₹31 Cr 1,650,000
↑ 525,000 Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 23 | 5328103% ₹29 Cr 1,110,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324833% ₹29 Cr 895,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹28 Cr 1,260,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹25 Cr 260,000
↓ -65,000 Union Bank of India (Financial Services)
Equity, Since 31 Dec 22 | UNIONBANK3% ₹23 Cr 2,725,875
↑ 1,135,875 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 22 | SUNPHARMA3% ₹22 Cr 201,000
↑ 24,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE3% ₹22 Cr 91,009 3. PGIM India Tax Savings Fund
CAGR/Annualized return of 13.9% since its launch. Return for 2022 was 4.7% , 2021 was 37.5% and 2020 was 17.9% . PGIM India Tax Savings Fund
Growth Launch Date 11 Dec 15 NAV (22 Aug 23) ₹27.17 ↑ 0.10 (0.37 %) Net Assets (Cr) ₹557 on 31 Jul 23 Category Equity - ELSS AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 2.52 Sharpe Ratio 1.1 Information Ratio 0.14 Alpha Ratio 2.51 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,313 31 Aug 20 ₹9,633 31 Aug 21 ₹15,231 31 Aug 22 ₹16,354 31 Aug 23 ₹18,483 Returns for PGIM India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -0.8% 3 Month 7.1% 6 Month 12.6% 1 Year 15.2% 3 Year 23.7% 5 Year 13.3% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.7% 2021 37.5% 2020 17.9% 2019 8.2% 2018 -6.4% 2017 39.3% 2016 1.7% 2015 2014 2013 Fund Manager information for PGIM India Tax Savings Fund
Name Since Tenure Bhupesh Kalyani 1 Apr 23 0.42 Yr. Vinay Paharia 1 Apr 23 0.42 Yr. Anandha Padmanabhan Anjeneyan 1 Apr 23 0.42 Yr. Ojasvi Khicha 1 Apr 23 0.42 Yr. Data below for PGIM India Tax Savings Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 32.38% Consumer Cyclical 10.92% Consumer Defensive 8.68% Technology 8.34% Industrials 7.4% Basic Materials 7.16% Health Care 6.93% Energy 6.62% Utility 3.13% Communication Services 2.01% Real Estate 0.84% Asset Allocation
Asset Class Value Cash 4.74% Equity 95.09% Debt 0.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK8% ₹45 Cr 274,264
↑ 86,772 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | ICICIBANK7% ₹41 Cr 411,594
↑ 57,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE7% ₹37 Cr 144,750 Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY5% ₹27 Cr 198,329
↑ 37,200 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5322154% ₹21 Cr 218,000 ITC Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 Aug 17 | ITC3% ₹19 Cr 400,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 23 | KOTAKBANK3% ₹16 Cr 84,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 17 | LT3% ₹14 Cr 52,664
↓ -43,000 Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Apr 23 | TORNTPHARM2% ₹12 Cr 60,976 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 22 | EQUITASBNK2% ₹12 Cr 1,262,500 4. Mahindra Mutual Fund Kar Bachat Yojana
CAGR/Annualized return of 11.9% since its launch. Return for 2022 was 2% , 2021 was 39.4% and 2020 was 14.1% . Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (22 Aug 23) ₹21.6743 ↑ 0.07 (0.33 %) Net Assets (Cr) ₹649 on 31 Jul 23 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.48 Sharpe Ratio 1.02 Information Ratio 0.4 Alpha Ratio 1.89 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,870 31 Aug 20 ₹9,234 31 Aug 21 ₹15,052 31 Aug 22 ₹15,847 31 Aug 23 ₹18,058 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 0.4% 3 Month 9.6% 6 Month 14.4% 1 Year 14.9% 3 Year 24.5% 5 Year 12.6% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 2014 2013 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 2.7 Yr. Fatema Pacha 16 Oct 20 2.88 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 31.37% Consumer Cyclical 14.18% Technology 12.29% Industrials 11.37% Basic Materials 11.11% Consumer Defensive 5.13% Energy 4.92% Health Care 3.73% Utility 2.14% Real Estate 1.59% Asset Allocation
Asset Class Value Cash 2.17% Equity 97.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK8% ₹55 Cr 349,876 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK8% ₹50 Cr 519,620
↑ 45,500 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY5% ₹35 Cr 243,807 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE5% ₹32 Cr 134,154 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | 5322154% ₹28 Cr 289,631 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 31 May 19 | TCS3% ₹22 Cr 65,286
↑ 6,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5000343% ₹20 Cr 27,900
↑ 2,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI3% ₹17 Cr 17,376 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT3% ₹17 Cr 63,071 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 28 Feb 21 | 5325552% ₹14 Cr 636,000 5. Principal Tax Savings Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 8 in ELSS category. Return for 2022 was 4.3% , 2021 was 32.1% and 2020 was 18.9% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (22 Aug 23) ₹379.456 ↑ 0.41 (0.11 %) Net Assets (Cr) ₹1,090 on 31 Jul 23 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 0.97 Information Ratio 0.1 Alpha Ratio 1.47 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,643 31 Aug 20 ₹9,119 31 Aug 21 ₹14,128 31 Aug 22 ₹15,360 31 Aug 23 ₹17,234 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 0.2% 3 Month 10% 6 Month 14.9% 1 Year 14.8% 3 Year 23% 5 Year 11.8% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% 2013 8.5% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 3.84 Yr. Rohit Seksaria 1 Jan 22 1.67 Yr. Data below for Principal Tax Savings Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 34.66% Industrials 11.55% Consumer Cyclical 11.04% Technology 9.77% Consumer Defensive 9.04% Health Care 7.04% Energy 6.08% Basic Materials 4.08% Communication Services 2.6% Real Estate 0.48% Asset Allocation
Asset Class Value Cash 3.65% Equity 96.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹95 Cr 606,077 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE6% ₹66 Cr 274,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹63 Cr 661,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹48 Cr 333,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN4% ₹46 Cr 823,000 Polycab India Ltd (Industrials)
Equity, Since 30 Nov 20 | POLYCAB3% ₹34 Cr 67,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹30 Cr 311,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA2% ₹26 Cr 233,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR2% ₹24 Cr 95,000 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 30 Apr 14 | TCS2% ₹21 Cr 62,000
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