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वित्त वर्ष 22 - 23 के लिए शीर्ष 5 सर्वश्रेष्ठ टैक्स सेविंग ईएलएसएस म्यूचुअल फंड
बेस्ट एल्स फंड्स या इक्विटी लिंक्ड सेविंग्स स्कीम (टैक्स सेविंग) इक्विटी डायवर्सिफाइड हैंम्यूचुअल फंड्स प्रदान करने के लिए मुख्य रूप से इक्विटी से जुड़े उपकरणों (जैसे शेयर और स्टॉक) में निवेश करते हैंमंडी-लिंक्ड रिटर्न। आमतौर पर, फंड कॉर्पस का 80% इक्विटी में और शेष डेट इंस्ट्रूमेंट्स में निवेश किया जाता है।
श्रेष्ठईएलएसएस फंड को टैक्स सेविंग म्यूचुअल फंड के रूप में भी जाना जाता है क्योंकि वे कर लाभ प्रदान करते हैंधारा 80सी काआयकर कार्य। इसके अलावा, ईएलएसएस म्यूचुअल फंड ओपन-एंडेड हैं, जिसका अर्थ है कि निवेशक जब चाहें इन फंडों में सदस्यता ले सकते हैं।
हालांकि, इससे पहलेनिवेश इन टैक्स सेविंग म्युचुअल फंडों में, सर्वश्रेष्ठ ईएलएसएस फंडों की सूची पर विचार करने का सुझाव दिया गया है।
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वित्त वर्ष 22 - 23 में निवेश करने के लिए शीर्ष 5 ईएलएसएस फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Tax Advantage Fund Growth ₹158.68
↑ 1.94 ₹1,320 12.2 -2.2 -0.1 22.1 26.9 21.6 Principal Tax Savings Fund Growth ₹498.812
↑ 0.74 ₹1,288 8.3 4.4 9.1 18.7 25.2 15.8 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹28.2686
↑ 0.10 ₹895 11.4 5.5 9.6 19.1 25 12.3 PGIM India Tax Savings Fund Growth ₹34.69
↑ 0.08 ₹741 9.2 5.6 13.6 16.9 24.7 15.6 Sundaram Diversified Equity Fund Growth ₹216.103
↑ 0.21 ₹1,428 7.9 4.2 9.2 17.1 23.5 12 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Mahindra Mutual Fund Kar Bachat Yojana is a Equity - ELSS fund was launched on 18 Oct 16. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on "The primary objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to
avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. However, there is no assurance that the investment objective
shall be realize" PGIM India Tax Savings Fund is a Equity - ELSS fund was launched on 11 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Tax Savings Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on 1. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18.6% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (16 May 25) ₹158.68 ↑ 1.94 (1.24 %) Net Assets (Cr) ₹1,320 on 31 Mar 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.21 Information Ratio 0.26 Alpha Ratio -5.05 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹16,084 30 Apr 22 ₹18,845 30 Apr 23 ₹20,112 30 Apr 24 ₹31,238 30 Apr 25 ₹29,521 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 6.9% 3 Month 12.2% 6 Month -2.2% 1 Year -0.1% 3 Year 22.1% 5 Year 26.9% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.01 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 26.06% Basic Materials 15.61% Industrials 15.18% Technology 11.98% Utility 6.77% Consumer Cyclical 5.09% Consumer Defensive 4.01% Health Care 3.65% Real Estate 2.62% Communication Services 1.98% Energy 1.31% Asset Allocation
Asset Class Value Cash 5.72% Equity 94.27% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002955% ₹65 Cr 1,412,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹65 Cr 355,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹65 Cr 839,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹53 Cr 65,600 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹41 Cr 305,000
↑ 20,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹39 Cr 158,900
↓ -2,571 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹36 Cr 86,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹34 Cr 955,000 REC Ltd (Financial Services)
Equity, Since 30 Sep 23 | 5329552% ₹32 Cr 741,000
↑ 121,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Dec 23 | DIXON2% ₹32 Cr 24,000 2. Principal Tax Savings Fund
CAGR/Annualized return of 16% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (16 May 25) ₹498.812 ↑ 0.74 (0.15 %) Net Assets (Cr) ₹1,288 on 31 Mar 25 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.02 Information Ratio -0.26 Alpha Ratio -0.34 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹15,168 30 Apr 22 ₹18,540 30 Apr 23 ₹19,428 30 Apr 24 ₹26,470 30 Apr 25 ₹28,044 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 5.3% 3 Month 8.3% 6 Month 4.4% 1 Year 9.1% 3 Year 18.7% 5 Year 25.2% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.8% 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 5.51 Yr. Rohit Seksaria 1 Jan 22 3.33 Yr. Data below for Principal Tax Savings Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 32.79% Industrials 12.06% Consumer Cyclical 10.9% Health Care 6.9% Technology 6.68% Basic Materials 5.68% Consumer Defensive 5.67% Energy 5.47% Communication Services 5.18% Utility 1.94% Asset Allocation
Asset Class Value Cash 6.17% Equity 93.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹118 Cr 644,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹99 Cr 737,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹55 Cr 434,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT4% ₹47 Cr 134,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY3% ₹43 Cr 276,000
↓ -30,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹41 Cr 532,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹34 Cr 311,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Oct 22 | INDIGO2% ₹32 Cr 62,000
↓ -1,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | 5325382% ₹31 Cr 27,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901572% ₹29 Cr 221,000 3. Mahindra Mutual Fund Kar Bachat Yojana
CAGR/Annualized return of 12.8% since its launch. Return for 2024 was 12.3% , 2023 was 25.8% and 2022 was 2% . Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (16 May 25) ₹28.2686 ↑ 0.10 (0.37 %) Net Assets (Cr) ₹895 on 31 Mar 25 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.02 Information Ratio -0.54 Alpha Ratio -0.4 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹15,133 30 Apr 22 ₹18,470 30 Apr 23 ₹19,515 30 Apr 24 ₹26,238 30 Apr 25 ₹27,559 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 6.6% 3 Month 11.4% 6 Month 5.5% 1 Year 9.6% 3 Year 19.1% 5 Year 25% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 25.8% 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.36 Yr. Fatema Pacha 16 Oct 20 4.54 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 35.94% Consumer Cyclical 15.5% Industrials 8.89% Technology 8.13% Basic Materials 7.75% Consumer Defensive 7.08% Energy 5.59% Communication Services 4.31% Health Care 3.26% Utility 2% Asset Allocation
Asset Class Value Cash 1.54% Equity 98.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK9% ₹86 Cr 446,000
↓ -29,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK9% ₹82 Cr 575,120 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE6% ₹52 Cr 367,708
↑ 35,400 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | 5322154% ₹37 Cr 315,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT4% ₹34 Cr 102,761 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY4% ₹33 Cr 222,498
↑ 35,150 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS3% ₹32 Cr 93,476
↑ 22,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL3% ₹29 Cr 157,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹27 Cr 116,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN3% ₹24 Cr 308,000
↓ -58,000 4. PGIM India Tax Savings Fund
CAGR/Annualized return of 14.1% since its launch. Return for 2024 was 15.6% , 2023 was 19.5% and 2022 was 4.7% . PGIM India Tax Savings Fund
Growth Launch Date 11 Dec 15 NAV (16 May 25) ₹34.69 ↑ 0.08 (0.23 %) Net Assets (Cr) ₹741 on 31 Mar 25 Category Equity - ELSS AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 0.19 Information Ratio -0.7 Alpha Ratio 2.29 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹15,500 30 Apr 22 ₹19,295 30 Apr 23 ₹20,385 30 Apr 24 ₹25,270 30 Apr 25 ₹27,648 Returns for PGIM India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 6.2% 3 Month 9.2% 6 Month 5.6% 1 Year 13.6% 3 Year 16.9% 5 Year 24.7% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.6% 2023 19.5% 2022 4.7% 2021 37.5% 2020 17.9% 2019 8.2% 2018 -6.4% 2017 39.3% 2016 1.7% 2015 Fund Manager information for PGIM India Tax Savings Fund
Name Since Tenure Bhupesh Kalyani 1 Apr 23 2.08 Yr. Vinay Paharia 1 Apr 23 2.08 Yr. Utsav Mehta 15 Apr 24 1.04 Yr. Vivek Sharma 15 Apr 24 1.04 Yr. Data below for PGIM India Tax Savings Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 29.76% Industrials 11.49% Consumer Cyclical 10.88% Health Care 10.71% Technology 10.07% Basic Materials 6.76% Energy 6.5% Consumer Defensive 6.07% Communication Services 4.13% Real Estate 0.46% Asset Allocation
Asset Class Value Cash 3.03% Equity 96.84% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK9% ₹68 Cr 355,514 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | ICICIBANK9% ₹67 Cr 469,764 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE7% ₹50 Cr 353,591 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 19 | BHARTIARTL4% ₹28 Cr 148,605 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 23 | DIXON3% ₹20 Cr 12,000 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 23 | ICICIGI2% ₹19 Cr 98,882 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 23 | KOTAKBANK2% ₹19 Cr 84,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 24 | TCS2% ₹18 Cr 53,406 Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY2% ₹18 Cr 122,500 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 21 | 5325382% ₹17 Cr 14,185 5. Sundaram Diversified Equity Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 14 in ELSS category. Return for 2024 was 12% , 2023 was 23.3% and 2022 was 4% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (16 May 25) ₹216.103 ↑ 0.21 (0.10 %) Net Assets (Cr) ₹1,428 on 31 Mar 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio -0.05 Information Ratio -0.67 Alpha Ratio -1.4 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹15,105 30 Apr 22 ₹18,099 30 Apr 23 ₹19,254 30 Apr 24 ₹24,818 30 Apr 25 ₹26,412 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 5.2% 3 Month 7.9% 6 Month 4.2% 1 Year 9.2% 3 Year 17.1% 5 Year 23.5% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 12% 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 3.33 Yr. Rohit Seksaria 24 Feb 21 4.18 Yr. Data below for Sundaram Diversified Equity Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 34.2% Industrials 11.39% Consumer Cyclical 10.87% Health Care 6.94% Technology 6.81% Consumer Defensive 6.07% Basic Materials 6.05% Energy 5.78% Communication Services 5.51% Utility 2% Asset Allocation
Asset Class Value Cash 3.86% Equity 96.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK9% ₹132 Cr 724,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK8% ₹119 Cr 883,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE5% ₹64 Cr 504,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT4% ₹55 Cr 156,446 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹49 Cr 280,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY3% ₹48 Cr 306,000
↓ -58,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322153% ₹46 Cr 419,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹46 Cr 595,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Oct 22 | INDIGO3% ₹38 Cr 74,000
↓ -9,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 5325383% ₹37 Cr 32,000
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