आदित्य बिड़ला सन लाइफ म्यूचुअल फंड 2022 द्वारा शीर्ष 4 सर्वश्रेष्ठ डेट फंड

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आदित्य बिड़ला सन लाइफ म्यूचुअल फंड 2022 द्वारा 4 सर्वश्रेष्ठ डेट फंड

Updated on May 18, 2025 , 20121 views

निवेशक जो अपने पैसे को सुरक्षित रखना चाहते हैं, डेट फंड द्वाराबिरला सन लाइफ म्यूचुअल फंड आपके लिए सबसे अच्छा है। ये फंड भी उच्च प्रदान करते हैंलिक्विडिटी कर-कुशल रिटर्न के साथ। डेट फंड सरकारी प्रतिभूतियों (जी-सेक), ट्रेजरी बिल, जैसे डेट निवेशों के मिश्रण में निवेश करते हैं।मुद्रा बाजार उपकरण, आदि। ये फंड विभिन्न परिपक्वता की ऋण प्रतिभूतियों में निवेश करते हैं, प्रत्येक सुरक्षा की एक निश्चित परिपक्वता तिथि और ब्याज दर होती है। इस प्रकार, डेट फंड की तुलना में कम जोखिम वाला निवेश हैइक्विटी फ़ंड.

बिरला सन लाइफम्यूचुअल फंड आम तौर पर जैसे उपकरणों में निवेश करता हैबांड प्रतिष्ठित भारतीय कंपनियों और भारत सरकार द्वारा जारी प्रतिभूतियां, जिन्हें अपेक्षाकृत सुरक्षित माना जाता है।

इस प्रकार जो निवेशक नियमित कमाई करना चाहते हैंआय इन सूचीबद्ध शीर्ष 4 . में आदर्श रूप से निवेश कर सकते हैंसर्वश्रेष्ठ ऋण निधि बिड़ला सन लाइफ म्यूचुअल फंड द्वारा। इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया गया है।नहीं हैं, पिछले रिटर्न, पोर्टफोलियो की क्रेडिट गुणवत्ता, औसत परिपक्वता, आदि।

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ABSL डेट फंड में निवेश क्यों करें?

निवेशक जो अल्पकालिक हासिल करने की योजना बना रहे हैंवित्तीय लक्ष्योंऐसे में डेट फंड एक अच्छा विकल्प हो सकता है। अनुशंसितडेट फंड इस योजना के लिए साधन अल्पकालिक हैं, अल्ट्रा-शॉर्ट टर्म डेट फंड्स यालिक्विड फंड. छोटी अवधि के निवेश में, आपको सुरक्षा और तरलता सुनिश्चित करने की आवश्यकता होती है जो कि डेट फंडों द्वारा अच्छी तरह से पेश की जाती है।
चूंकि, डेट फंड बड़े पैमाने पर सरकारी प्रतिभूतियों, कॉर्पोरेट ऋण और अन्य प्रतिभूतियों जैसे ट्रेजरी बिल आदि में निवेश करते हैं, वे इक्विटी से प्रभावित नहीं होते हैं।मंडी अस्थिरता।
निवेशक इससे बेहतर रिटर्न कमा सकते हैंबैंक बचत खाता मेंलिक्विड फंड. यदि आप अल्पावधि में अच्छा रिटर्न अर्जित करना चाहते हैं तो ये फंड अत्यधिक अनुशंसित हैं।
नियमित आय उत्पन्न करने के लिए डेट फंड को एक आदर्श निवेश माना जाता है। उदाहरण के लिए, लाभांश भुगतान चुनना नियमित आय का एक विकल्प हो सकता है।

बेस्ट आदित्य बिड़ला सन लाइफ डेट म्यूचुअल फंड्स

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth	₹113.102 ↑ 0.11	₹25,884	3.6	5.5	10.3	8.2	8.5	7.03%	3Y 7M 28D	5Y 2M 12D
Aditya Birla Sun Life Savings Fund Growth	₹544.453 ↑ 0.14	₹17,263	2.3	4.1	8.1	7.3	7.9	7.27%	5M 16D	6M 14D
Aditya Birla Sun Life Money Manager Fund Growth	₹367.693 ↑ 0.14	₹27,171	2.3	4.1	8.1	7.4	7.8	6.91%	7M 24D	7M 24D
Aditya Birla Sun Life Medium Term Plan Growth	₹39.7244 ↑ 0.04	₹2,338	3.5	7.8	14.9	14.8	10.5	7.68%	3Y 7M 6D	4Y 9M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 25

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (20 May 25)	₹113.102 ↑ 0.11 (0.10 %)
Net Assets (Cr)	₹25,884 on 30 Apr 25
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.5
Sharpe Ratio	2.52
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.03%
Effective Maturity	5 Years 2 Months 12 Days
Modified Duration	3 Years 7 Months 28 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,953
30 Apr 22	₹11,391
30 Apr 23	₹12,032
30 Apr 24	₹12,897
30 Apr 25	₹14,200

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

Duration	Returns
1 Month	1.1%
3 Month	3.6%
6 Month	5.5%
1 Year	10.3%
3 Year	8.2%
5 Year	7.1%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.3%
2022	4.1%
2021	4%
2020	11.9%
2019	9.6%
2018	7%
2017	6.5%
2016	10.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	4.05 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	4.03%
Debt	95.71%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	64.72%
Government	30.99%
Cash Equivalent	4.03%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	7%	₹1,766 Cr	169,161,700 ↓ -17,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹864 Cr	82,500,000 ↓ -38,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹794 Cr	75,324,100 ↓ -9,500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹749 Cr	74,550
Small Industries Development Bank Of India Debentures \| -	2%	₹602 Cr	6,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹561 Cr	55,000
7.48% National Bank For Agriculture And Rural Development Debentures \| -	2%	₹558 Cr	55,000 ↑ 55,000
Bajaj Finance Limited Debentures \| -	2%	₹458 Cr	45,000
Reliance Utilities And Power Private Limited Debentures \| -	2%	₹442 Cr	44,000 ↑ 44,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹415 Cr	41,000

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (20 May 25)	₹544.453 ↑ 0.14 (0.03 %)
Net Assets (Cr)	₹17,263 on 30 Apr 25
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	2.71
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.27%
Effective Maturity	6 Months 14 Days
Modified Duration	5 Months 16 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,651
30 Apr 22	₹11,083
30 Apr 23	₹11,715
30 Apr 24	₹12,595
30 Apr 25	₹13,598

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

Duration	Returns
1 Month	0.8%
3 Month	2.3%
6 Month	4.1%
1 Year	8.1%
3 Year	7.3%
5 Year	6.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.87 Yr.
Kaustubh Gupta	15 Jul 11	13.8 Yr.
Monika Gandhi	22 Mar 21	4.11 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	39.41%
Debt	60.27%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	66.69%
Cash Equivalent	20.4%
Government	12.6%

Credit Quality

Rating	Value
AA	39.1%
AAA	60.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram Finance Company Limited Debentures \| -	4%	₹606 Cr	60,000
Nirma Limited Debentures \| -	3%	₹488 Cr	48,500
364 DTB Sovereign Bonds \| -	3%	₹474 Cr	47,500,000
Small Industries Development Bank of India Debentures \| -	3%	₹424 Cr	9,000
Aditya BSL Liquid Dir Gr Investment Fund \| -	2%	₹351 Cr	8,342,533 ↑ 564,007
182 DTB 29082025 Sovereign Bonds \| -	2%	₹342 Cr	35,000,000 ↑ 35,000,000
Mankind Pharma Ltd Debentures \| -	2%	₹308 Cr	30,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹304 Cr	30,000 ↑ 30,000
Avanse Financial Services Ltd 9.40% Debentures \| -	2%	₹301 Cr	30,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹271 Cr	27,000

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 7 in Money Market category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (20 May 25)	₹367.693 ↑ 0.14 (0.04 %)
Net Assets (Cr)	₹27,171 on 30 Apr 25
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.67
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.91%
Effective Maturity	7 Months 24 Days
Modified Duration	7 Months 24 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,560
30 Apr 22	₹10,971
30 Apr 23	₹11,632
30 Apr 24	₹12,517
30 Apr 25	₹13,517

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

Duration	Returns
1 Month	0.7%
3 Month	2.3%
6 Month	4.1%
1 Year	8.1%
3 Year	7.4%
5 Year	6.1%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	13.8 Yr.
Anuj Jain	22 Mar 21	4.11 Yr.
Mohit Sharma	1 Apr 17	8.09 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	89.38%
Debt	10.39%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	45.15%
Corporate	41.43%
Government	13.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 29082025 Sovereign Bonds \| -	4%	₹1,125 Cr	115,000,000 ↑ 115,000,000
91 Days Tbill Sovereign Bonds \| -	2%	₹499 Cr	50,000,000
182 Days Tbill Sovereign Bonds \| -	1%	₹293 Cr	30,000,000
Bank of Baroda Debentures \| -	1%	₹290 Cr	6,000 ↑ 6,000
7.59% Govt Stock 2026 Sovereign Bonds \| -	1%	₹232 Cr	23,000,000
08.16 KA Sdl 2025 Sovereign Bonds \| -	1%	₹182 Cr	18,000,000
AU Small Finance Bank Ltd. Debentures \| -	0%	₹140 Cr	3,000
08.14 KA Sdl 2025 Sovereign Bonds \| -	0%	₹131 Cr	13,000,000
08.53 Up SDL 2026 Sovereign Bonds \| -	0%	₹127 Cr	12,500,000
07.89 GJ Sdl 2025 Sovereign Bonds \| -	0%	₹100 Cr	10,000,000

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 6 in Medium term Bond category. Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (20 May 25)	₹39.7244 ↑ 0.04 (0.10 %)
Net Assets (Cr)	₹2,338 on 30 Apr 25
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	3.38
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.68%
Effective Maturity	4 Years 9 Months 29 Days
Modified Duration	3 Years 7 Months 6 Days
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹11,757
30 Apr 22	₹12,748
30 Apr 23	₹15,615
30 Apr 24	₹16,612
30 Apr 25	₹19,032

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹221,713.
Net Profit of ₹41,713 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

Duration	Returns
1 Month	1.2%
3 Month	3.5%
6 Month	7.8%
1 Year	14.9%
3 Year	14.8%
5 Year	13.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.67 Yr.
Mohit Sharma	6 Aug 20	4.74 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	4.63%
Equity	4.35%
Debt	90.78%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	57.77%
Government	33.01%
Cash Equivalent	4.63%

Credit Quality

Rating	Value
A	2.36%
AA	39.52%
AAA	55.71%
BBB	2.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	15%	₹346 Cr	33,000,000 ↓ -8,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹133 Cr	12,696,700
Small Industries Development Bank Of India Debentures \| -	4%	₹102 Cr	10,000 ↑ 10,000
Nuvama Wealth Finance Ltd Debentures \| -	4%	₹95 Cr	9,500 ↑ 9,500
National Bank For Financing Infrastructure And Development Debentures \| -	3%	₹72 Cr	7,000
360 One Prime Ltd. 9.4% Debentures \| -	3%	₹65 Cr	6,500
SK Finance Limited Debentures \| -	3%	₹65 Cr	6,500
Narayana Hrudayalaya Limited Debentures \| -	3%	₹61 Cr	6,000
JSW Energy Ltd 8.75% Debentures \| -	3%	₹61 Cr	6,000
Vedanta Limited Debentures \| -	3%	₹60 Cr	6,000

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Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।