आदित्य बिड़ला सन लाइफ म्यूचुअल फंड 2022 द्वारा 6 सर्वश्रेष्ठ बैलेंस्ड फंड

Updated on August 8, 2025 , 4717 views

लंबे समय से, संतुलितम्यूचुअल फंड्स निवेशकों को शानदार रिटर्न दिया है और उन्हें पूरा करने में मदद की हैवित्तीय लक्ष्यों. हाइब्रिड फंड के नाम से जाने जाने वाले ये फंड डेट और दोनों में पैसा लगाते हैंइक्विटी फ़ंड.बैलेंस्ड फंड आम तौर पर इक्विटी में अपनी पोर्टफोलियो संपत्ति का 65 - 75% तक और शेष निश्चित में रखता हैआय प्रतिभूतियां।

बिरला सन लाइफ म्यूचुअल फंड में सबसे पुरानी संतुलित योजनाओं में से कुछ रखती हैमंडी. उदाहरण के लिए, आदित्य बिड़ला सन लाइफ इक्विटी हाइब्रिड 95 फंड शानदार ट्रैक रिकॉर्ड वाली सबसे पुरानी बैलेंस्ड फंड योजनाओं में से एक है। 10 से अधिक वर्षों से, फंड ने बाजार में लगातार अच्छा प्रदर्शन किया है।

निवेशक जो इसके साथ निवेश करना चाहते हैंएएमसी, यहां बिड़ला सन लाइफ म्यूचुअल फंड द्वारा शीर्ष 6 सर्वश्रेष्ठ संतुलित फंड हैं। एयूएम जैसे कुछ महत्वपूर्ण मानकों को पूरा करके इन फंडों को शॉर्टलिस्ट किया जाता है।नहीं हैं, पिछले प्रदर्शन, आदि।

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ABSL फंड में निवेश क्यों करें?

दोनों का सर्वश्रेष्ठ

बैलेंस्ड फंड कम अस्थिर होते हैं। वे इक्विटी और . दोनों का सर्वोत्तम प्रदान करते हैंडेट फंड इक्विटी घटक के माध्यम से उच्च रिटर्न और ऋण घटक के माध्यम से स्थिरता सुनिश्चित करना।

कम/मध्य जोखिम, उच्च रिटर्न

परआधार आस्तियों के आवंटन में, संतुलित निधियों पर प्रतिफल जोखिम समायोजित किया जाता है। द्वारानिवेश मेंछोटी टोपी तथामध्यम दर्जे की कंपनियों के शेयर स्टॉक, इक्विटी लाभ बहुत अधिक हैं और संबंधित जोखिमफ़ैक्टर ऋण निवेश द्वारा नियंत्रित किया जाता है।

बेस्ट बिड़ला सन लाइफ बैलेंस्ड म्यूचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
Aditya Birla Sun Life Regular Savings Fund Growth	₹66.8618 ↓ -0.15	₹1,450	2.2	5.2	8	9	11.1	10.5	Hybrid Debt
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth	₹1,491.63 ↓ -12.19	₹7,650	2.6	3.9	2.2	12.4	16.2	15.3	Hybrid Equity
Aditya Birla Sun Life Arbitrage Fund Growth	₹26.7332 ↑ 0.03	₹20,646	1.4	3.3	6.8	7	5.6	7.5	Arbitrage
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹104.77 ↓ -0.63	₹8,034	2.2	5.4	5.3	12.6	13.7	13	Dynamic Allocation
Aditya Birla Sun Life Equity Savings Fund Growth	₹22.02	₹689	2.3	4.6	7	8.8	9.8	8.2	Equity Savings
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Regular Savings Fund	Aditya Birla Sun Life Equity Hybrid 95 Fund	Aditya Birla Sun Life Arbitrage Fund	Aditya Birla Sun Life Balanced Advantage Fund	Aditya Birla Sun Life Equity Savings Fund
Point 1	Bottom quartile AUM (₹1,450 Cr).	Lower mid AUM (₹7,650 Cr).	Highest AUM (₹20,646 Cr).	Upper mid AUM (₹8,034 Cr).	Bottom quartile AUM (₹689 Cr).
Point 2	Established history (21+ yrs).	Oldest track record among peers (30 yrs).	Established history (16+ yrs).	Established history (25+ yrs).	Established history (10+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.07% (lower mid).	5Y return: 16.22% (top quartile).	5Y return: 5.61% (bottom quartile).	5Y return: 13.69% (upper mid).	5Y return: 9.78% (bottom quartile).
Point 6	3Y return: 9.03% (lower mid).	3Y return: 12.40% (upper mid).	3Y return: 6.97% (bottom quartile).	3Y return: 12.57% (top quartile).	3Y return: 8.84% (bottom quartile).
Point 7	1Y return: 7.99% (top quartile).	1Y return: 2.22% (bottom quartile).	1Y return: 6.78% (lower mid).	1Y return: 5.28% (bottom quartile).	1Y return: 7.00% (upper mid).
Point 8	1M return: -0.51% (lower mid).	1M return: -3.52% (bottom quartile).	1M return: 0.51% (top quartile).	1M return: -2.75% (bottom quartile).	1M return: -0.27% (upper mid).
Point 9	Alpha: 0.78 (top quartile).	Alpha: -0.50 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.71 (upper mid).	Sharpe: 0.04 (bottom quartile).	Sharpe: 0.91 (top quartile).	Sharpe: 0.34 (bottom quartile).	Sharpe: 0.41 (lower mid).

Aditya Birla Sun Life Regular Savings Fund

Bottom quartile AUM (₹1,450 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.07% (lower mid).
3Y return: 9.03% (lower mid).
1Y return: 7.99% (top quartile).
1M return: -0.51% (lower mid).
Alpha: 0.78 (top quartile).
Sharpe: 0.71 (upper mid).

Aditya Birla Sun Life Equity Hybrid 95 Fund

Lower mid AUM (₹7,650 Cr).
Oldest track record among peers (30 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.22% (top quartile).
3Y return: 12.40% (upper mid).
1Y return: 2.22% (bottom quartile).
1M return: -3.52% (bottom quartile).
Alpha: -0.50 (bottom quartile).
Sharpe: 0.04 (bottom quartile).

Aditya Birla Sun Life Arbitrage Fund

Highest AUM (₹20,646 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
5Y return: 5.61% (bottom quartile).
3Y return: 6.97% (bottom quartile).
1Y return: 6.78% (lower mid).
1M return: 0.51% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.91 (top quartile).

Aditya Birla Sun Life Balanced Advantage Fund

Upper mid AUM (₹8,034 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.69% (upper mid).
3Y return: 12.57% (top quartile).
1Y return: 5.28% (bottom quartile).
1M return: -2.75% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.34 (bottom quartile).

Aditya Birla Sun Life Equity Savings Fund

Bottom quartile AUM (₹689 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.78% (bottom quartile).
3Y return: 8.84% (bottom quartile).
1Y return: 7.00% (upper mid).
1M return: -0.27% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.41 (lower mid).

1. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Research Highlights for Aditya Birla Sun Life Regular Savings Fund

Bottom quartile AUM (₹1,450 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.07% (lower mid).
3Y return: 9.03% (lower mid).
1Y return: 7.99% (top quartile).
1M return: -0.51% (lower mid).
Alpha: 0.78 (top quartile).
Sharpe: 0.71 (upper mid).
Information ratio: 0.10 (top quartile).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Cholamandalam Investment And Finance Company Limited (~3.8%).

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund Growth
Launch Date	22 May 04
NAV (08 Aug 25)	₹66.8618 ↓ -0.15 (-0.23 %)
Net Assets (Cr)	₹1,450 on 15 Jul 25
Category	Hybrid - Hybrid Debt
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.71
Information Ratio	0.1
Alpha Ratio	0.78
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹12,266
31 Jul 22	₹13,083
31 Jul 23	₹14,152
31 Jul 24	₹15,830
31 Jul 25	₹17,094

Aditya Birla Sun Life Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-0.5%
3 Month	2.2%
6 Month	5.2%
1 Year	8%
3 Year	9%
5 Year	11.1%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	9.6%
2022	5.3%
2021	13.4%
2020	9.2%
2019	5.8%
2018	-2.2%
2017	15.5%
2016	13.1%
2015	5.4%

Fund Manager information for Aditya Birla Sun Life Regular Savings Fund

Name	Since	Tenure
Mohit Sharma	31 Oct 24	0.75 Yr.
Harshil Suvarnkar	22 Mar 21	4.36 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 15 Jul 25

Asset Allocation

Asset Class	Value
Cash	6.44%
Equity	23.64%
Debt	69.59%
Other	0.33%

Equity Sector Allocation

Sector	Value
Financial Services	7.66%
Health Care	2.7%
Industrials	2.37%
Technology	2.35%
Basic Materials	1.8%
Consumer Cyclical	1.73%
Real Estate	1.7%
Communication Services	1.2%
Consumer Defensive	1.1%
Energy	0.77%
Utility	0.26%

Debt Sector Allocation

Sector	Value
Corporate	43.51%
Government	28.44%
Cash Equivalent	4.08%

Credit Quality

Rating	Value
AA	19.6%
AAA	80.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cholamandalam Investment And Finance Company Limited Debentures \| -	4%	₹56 Cr	5,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹31 Cr	300
LIC Housing Finance Ltd Debentures \| -	2%	₹31 Cr	3,000
Nuvama Wealth Finance Limited Debentures \| -	2%	₹30 Cr	3,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| HDFCBANK	2%	₹30 Cr	150,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	2%	₹26 Cr	185,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹26 Cr	250
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹26 Cr	2,500
Bharti Telecom Limited Debentures \| -	2%	₹26 Cr	2,500
Jubilant Bevco Limited Debentures \| -	2%	₹26 Cr	2,500

2. Aditya Birla Sun Life Equity Hybrid 95 Fund

(Erstwhile Aditya Birla Sun Life Balanced 95 Fund)

An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Research Highlights for Aditya Birla Sun Life Equity Hybrid 95 Fund

Lower mid AUM (₹7,650 Cr).
Oldest track record among peers (30 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.22% (top quartile).
3Y return: 12.40% (upper mid).
1Y return: 2.22% (bottom quartile).
1M return: -3.52% (bottom quartile).
Alpha: -0.50 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.02 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~80%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~6.7%).

Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Aditya Birla Sun Life Equity Hybrid 95 Fund Growth
Launch Date	10 Feb 95
NAV (08 Aug 25)	₹1,491.63 ↓ -12.19 (-0.81 %)
Net Assets (Cr)	₹7,650 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	0.04
Information Ratio	0.02
Alpha Ratio	-0.5
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,592
31 Jul 22	₹14,927
31 Jul 23	₹16,735
31 Jul 24	₹21,621
31 Jul 25	₹21,925

Aditya Birla Sun Life Equity Hybrid 95 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.5%
3 Month	2.6%
6 Month	3.9%
1 Year	2.2%
3 Year	12.4%
5 Year	16.2%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.3%
2023	21.3%
2022	-1.7%
2021	24.2%
2020	11.7%
2019	4.8%
2018	-5%
2017	25.9%
2016	8.9%
2015	3.4%

Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Name	Since	Tenure
Chanchal Khandelwal	17 Feb 23	2.45 Yr.
Harshil Suvarnkar	22 Mar 21	4.36 Yr.
Dhaval Joshi	21 Nov 22	2.69 Yr.

Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	1.68%
Equity	79.55%
Debt	18.76%

Equity Sector Allocation

Sector	Value
Financial Services	25.1%
Consumer Cyclical	11.02%
Industrials	9.61%
Technology	7.49%
Health Care	6.03%
Basic Materials	5.55%
Consumer Defensive	4.72%
Energy	4.18%
Communication Services	3.09%
Utility	1.5%
Real Estate	1.28%

Debt Sector Allocation

Sector	Value
Corporate	12.54%
Government	6.19%
Cash Equivalent	1.71%

Credit Quality

Rating	Value
AA	18.76%
AAA	81.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 13 \| 532174	7%	₹510 Cr	3,528,915 ↓ -71,103
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| HDFCBANK	6%	₹471 Cr	2,351,642
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹319 Cr	2,128,812
Infosys Ltd (Technology) Equity, Since 31 May 11 \| INFY	3%	₹260 Cr	1,625,179
Bharti Airtel Ltd (Communication Services) Equity, Since 15 Aug 21 \| BHARTIARTL	3%	₹236 Cr	1,176,340
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	2%	₹176 Cr	1,467,860
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 23 \| LT	2%	₹161 Cr	439,235 ↓ -20,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 15 Jul 22 \| M&M	2%	₹158 Cr	496,602
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹157 Cr	15,500 ↑ 5,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 15 Feb 22 \| SUNPHARMA	2%	₹145 Cr	865,275

3. Aditya Birla Sun Life Arbitrage Fund

(Erstwhile Aditya Birla Sun Life Enhanced Arbitrage Fund)

An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments. Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).

Research Highlights for Aditya Birla Sun Life Arbitrage Fund

Highest AUM (₹20,646 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
5Y return: 5.61% (bottom quartile).
3Y return: 6.97% (bottom quartile).
1Y return: 6.78% (lower mid).
1M return: 0.51% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.91 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~89%).
High-quality debt (AAA/AA ~100%).
Largest holding Aditya BSL Money Mgr Dir Gr (~11.1%).

Below is the key information for Aditya Birla Sun Life Arbitrage Fund

Aditya Birla Sun Life Arbitrage Fund Growth
Launch Date	24 Jul 09
NAV (08 Aug 25)	₹26.7332 ↑ 0.03 (0.10 %)
Net Assets (Cr)	₹20,646 on 30 Jun 25
Category	Hybrid - Arbitrage
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.01
Sharpe Ratio	0.91
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-30 Days (0.5%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,403
31 Jul 22	₹10,724
31 Jul 23	₹11,398
31 Jul 24	₹12,279
31 Jul 25	₹13,131

Aditya Birla Sun Life Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Aditya Birla Sun Life Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3.3%
1 Year	6.8%
3 Year	7%
5 Year	5.6%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	7.1%
2022	4.1%
2021	3.8%
2020	4.1%
2019	6.2%
2018	6%
2017	5.6%
2016	6.5%
2015	7.6%

Fund Manager information for Aditya Birla Sun Life Arbitrage Fund

Name	Since	Tenure
Lovelish Solanki	15 Dec 14	10.63 Yr.
Mohit Sharma	3 Mar 25	0.41 Yr.

Data below for Aditya Birla Sun Life Arbitrage Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	89.07%
Debt	11.18%
Other	0.05%

Equity Sector Allocation

Sector	Value
Financial Services	20.99%
Basic Materials	7.58%
Energy	7.52%
Industrials	6.77%
Consumer Cyclical	5.9%
Technology	4.53%
Consumer Defensive	4.5%
Health Care	3.92%
Utility	3.81%
Communication Services	3.44%
Real Estate	0.94%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.57%
Corporate	17.73%
Government	3.95%

Credit Quality

Rating	Value
AA	7.43%
AAA	92.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Money Mgr Dir Gr Investment Fund \| -	11%	₹2,286 Cr	60,833,961 ↑ 8,020,574
Aditya BSL FRF Dir Gr Investment Fund \| -	6%	₹1,331 Cr	37,135,768
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	4%	₹792 Cr	5,276,500 ↑ 47,500
Future on HDFC Bank Ltd Derivatives \| -	3%	-₹637 Cr	3,148,850 ↑ 3,148,850
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 21 \| HDFCBANK	3%	₹627 Cr	3,134,450 ↑ 649,550
Reliance_(31/07/2025) Derivatives \| -	3%	-₹548 Cr	3,630,500 ↑ 2,715,000
Future on ICICI Bank Ltd Derivatives \| -	3%	-₹545 Cr	3,756,900 ↑ 3,756,900
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 24 \| 532174	3%	₹543 Cr	3,756,900 ↑ 58,800
Future on Axis Bank Ltd Derivatives \| -	2%	-₹364 Cr	3,021,875 ↑ 3,021,875
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| 532215	2%	₹362 Cr	3,021,875 ↑ 153,125

4. Aditya Birla Sun Life Balanced Advantage Fund

The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.

Research Highlights for Aditya Birla Sun Life Balanced Advantage Fund

Upper mid AUM (₹8,034 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.69% (upper mid).
3Y return: 12.57% (top quartile).
1Y return: 5.28% (bottom quartile).
1M return: -2.75% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~3.8%).

Below is the key information for Aditya Birla Sun Life Balanced Advantage Fund

Aditya Birla Sun Life Balanced Advantage Fund Growth
Launch Date	25 Apr 00
NAV (08 Aug 25)	₹104.77 ↓ -0.63 (-0.60 %)
Net Assets (Cr)	₹8,034 on 30 Jun 25
Category	Hybrid - Dynamic Allocation
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.34
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹12,986
31 Jul 22	₹13,304
31 Jul 23	₹15,084
31 Jul 24	₹18,487
31 Jul 25	₹19,405

Aditya Birla Sun Life Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Aditya Birla Sun Life Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-2.7%
3 Month	2.2%
6 Month	5.4%
1 Year	5.3%
3 Year	12.6%
5 Year	13.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13%
2023	16.5%
2022	4.2%
2021	13.4%
2020	15.4%
2019	8.1%
2018	0.7%
2017	15.2%
2016	16.3%
2015	3.6%

Fund Manager information for Aditya Birla Sun Life Balanced Advantage Fund

Name	Since	Tenure
Harish Krishnan	31 Oct 24	0.75 Yr.
Lovelish Solanki	9 Oct 19	5.82 Yr.
Mohit Sharma	1 Apr 17	8.34 Yr.

Data below for Aditya Birla Sun Life Balanced Advantage Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	4.5%
Equity	77.52%
Debt	17.99%

Equity Sector Allocation

Sector	Value
Financial Services	22.19%
Industrials	8.8%
Basic Materials	8.11%
Consumer Cyclical	7.45%
Technology	6.8%
Consumer Defensive	6.2%
Health Care	5.16%
Energy	4.86%
Real Estate	2.57%
Utility	2.31%
Communication Services	1.47%

Debt Sector Allocation

Sector	Value
Corporate	11.33%
Government	6.02%
Cash Equivalent	5.13%

Credit Quality

Rating	Value
AA	27.97%
AAA	72.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	4%	₹304 Cr	2,103,108
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	4%	₹303 Cr	1,512,492
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 18 \| RELIANCE	3%	₹275 Cr	1,829,773
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| KOTAKBANK	3%	₹235 Cr	1,087,810
Infosys Ltd (Technology) Equity, Since 31 Dec 07 \| INFY	3%	₹201 Cr	1,257,937
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹188 Cr	18,000,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	2%	₹153 Cr	904,313 ↑ 45,974
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹146 Cr	12,660
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| 532215	2%	₹134 Cr	1,117,945
Nifty_(31/07/2025) - \| -	2%	₹128 Cr	49,950 ↑ 49,950

5. Aditya Birla Sun Life Equity Savings Fund

To provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Equity Savings Fund

Bottom quartile AUM (₹689 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.78% (bottom quartile).
3Y return: 8.84% (bottom quartile).
1Y return: 7.00% (upper mid).
1M return: -0.27% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.41 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~57%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for Aditya Birla Sun Life Equity Savings Fund

Aditya Birla Sun Life Equity Savings Fund Growth
Launch Date	28 Nov 14
NAV (08 Aug 25)	₹22.02
Net Assets (Cr)	₹689 on 30 Jun 25
Category	Hybrid - Equity Savings
AMC	Birla Sun Life Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	0.41
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹12,392
31 Jul 22	₹12,465
31 Jul 23	₹13,632
31 Jul 24	₹15,158
31 Jul 25	₹16,156

Aditya Birla Sun Life Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Aditya Birla Sun Life Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-0.3%
3 Month	2.3%
6 Month	4.6%
1 Year	7%
3 Year	8.8%
5 Year	9.8%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	11.6%
2022	-1%
2021	12.8%
2020	11%
2019	7.8%
2018	-1.7%
2017	17.3%
2016	7.6%
2015	3.8%

Fund Manager information for Aditya Birla Sun Life Equity Savings Fund

Name	Since	Tenure
Atul Penkar	31 Oct 24	0.75 Yr.
Lovelish Solanki	27 Sep 24	0.84 Yr.
Harshil Suvarnkar	22 Mar 21	4.36 Yr.

Data below for Aditya Birla Sun Life Equity Savings Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	56.95%
Equity	24.19%
Debt	17.26%
Other	1.61%

Equity Sector Allocation

Sector	Value
Financial Services	25.67%
Industrials	8.99%
Energy	8.65%
Consumer Cyclical	6.5%
Basic Materials	4.61%
Real Estate	4.43%
Technology	3.19%
Utility	2.83%
Health Care	2.43%
Consumer Defensive	1.93%
Communication Services	0.82%

Debt Sector Allocation

Sector	Value
Cash Equivalent	54.91%
Government	15.2%
Corporate	4.1%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 14 \| HDFCBANK	8%	₹57 Cr	284,829 ↑ 6,743
Future on HDFC Bank Ltd Derivatives \| -	6%	-₹41 Cr	204,050 ↑ 204,050
Aditya BSL Money Mgr Dir Gr Investment Fund \| -	6%	₹39 Cr	1,046,731
Reliance Industries Ltd (Energy) Equity, Since 31 May 20 \| RELIANCE	5%	₹35 Cr	235,818 ↑ 6,006
Future on GMR Airports Ltd Derivatives \| -	4%	-₹25 Cr	2,957,400 ↑ 2,957,400
GMR Airports Ltd (Industrials) Equity, Since 31 Jan 22 \| GMRAIRPORT	4%	₹25 Cr	2,957,400 ↑ 9,900
Reliance_(31/07/2025) Derivatives \| -	4%	-₹25 Cr	164,000 ↑ 164,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Jul 23 \| ADANIPORTS	4%	₹25 Cr	169,855 ↑ 1,029
State Bank of India (Financial Services) Equity, Since 15 Aug 21 \| SBIN	4%	₹24 Cr	295,697 ↑ 3,405
Future on Adani Ports & Special Economic Zone Ltd Derivatives \| -	3%	-₹24 Cr	161,975 ↑ 161,975

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