म्यूचुअल फंड कैलकुलेटर

म्यूचुअल फंड एक पेशेवर रूप से प्रबंधित निवेश योजना है। यह एक परिसंपत्ति प्रबंधन कंपनी द्वारा चलाया जाता है (एएमसी) जो खुदरा निवेशकों के लिए मध्यस्थ की तरह काम करता है। एएमसी बड़ी संख्या में निवेशकों से पैसा इकट्ठा करती है और इसे इक्विटी शेयरों में निवेश करती है,बांड,मुद्रा बाजार उपकरण और अन्य प्रकार की प्रतिभूतियां। म्यूचुअल फंड खरीदना एक बड़े पिज्जा का छोटा टुकड़ा खरीदने जैसा है। प्रत्येकइन्वेस्टर, बदले में, फंड में उसकी निवेशित राशि के अनुपात में एक विशिष्ट संख्या में इकाइयाँ सौंपी जाती हैं। निवेशक को इकाई धारक के रूप में जाना जाता है। यूनिट धारक लाभ, हानि साझा करता है,आय और फंड का खर्च फंड में उसके निवेश के अनुपात में।

म्यूचुअल फंड कैलकुलेटर क्या है?

म्युचुअल फंड कैलकुलेटर हमारे लिए ब्याज रिटर्न की गणना करने में हमारी मदद करता हैसिप नीचे दिए गए फिनकैश म्यूचुअल फंड कैलकुलेटर की मदद से निवेश या एकमुश्त निवेश।

म्यूचुअल फंड कैलकुलेटर कैसे काम करता है?

क्या आपकी म्यूचुअल फंड स्कीम आपकी उम्मीद के मुताबिक रिटर्न दे रही है? क्या आप सोच रहे हैं कि व्यक्तिगत लक्ष्य प्राप्ति में SIP की कितनी राशि आपकी मदद करेगी? हमारे म्युचुअल फंड कैलकुलेटर का उपयोग करके अपने उत्तर प्राप्त करें! म्यूचुअल फंड कैलकुलेटर आपके निवेश क्षितिज के अनुसार फंड रिटर्न की गणना करके आपको परिपक्वता पर निवेश मूल्य देगा। आप एसआईपी/एकमुश्त, निवेश की राशि, एसआईपी की आवृत्ति, रिटर्न की अपेक्षित दर और एसआईपी की अवधि जैसे कैलकुलेटर के चर को समायोजित कर सकते हैं।

निवेश की प्रकृति (एसआईपी / एकमुश्त)

मूल रूप से दो तरीके हैंनिवेश अपने पसंदीदा में पैसाम्यूचुअल फंड्स. आप एसआईपी या एकमुश्त मार्ग से जा सकते हैं

1. एकमुश्त निवेश

एकमुश्त के तहत, आप अपने फंड का एक बड़ा हिस्सा अपनी पसंद की म्यूचुअल फंड स्कीम में निवेश करते हैं। यह आम तौर पर तब होता है जब आप किसी संपत्ति की बिक्री या से बड़ी राशि प्राप्त करते हैंनिवृत्ति लाभ। लेकिन एकमुश्त निवेश में अधिक जोखिम शामिल होता है। इसलिए हमेशा SIP के माध्यम से जाने की सलाह दी जाती है

2. व्यवस्थित निवेश योजना (एसआईपी)

एक एसआईपी के तहत, आप निर्देश देते हैंबैंक कटौती करने के लिए? आपके द्वारा निर्धारित राशिबचत खाता हर महीने और इसे उक्त म्यूचुअल फंड योजना में निवेश करें। इस तरह, आप इकाई में प्रवेश करने के सही समय की चिंता किए बिना लगातार इकाइयाँ खरीद सकते हैंमंडी. आपको रुपये की औसत लागत का लाभ मिलता है और इसका आनंद लेंकंपाउंडिंग की शक्ति

कैलकुलेटर के प्रकार

एकमुश्त कैलकुलेटर

एसआईपी कैलकुलेटर

2022 के लिए शीर्ष फंड

*1 साल के प्रदर्शन के आधार पर सर्वश्रेष्ठ फंड।

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 31 in Sectoral category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (16 Apr 24)	₹29.7208 ↑ 0.10 (0.33 %)
Net Assets (Cr)	₹1,763 on 29 Feb 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.52
Sharpe Ratio	2.85
Information Ratio	-0.88
Alpha Ratio	-6.95
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,245
31 Mar 21	₹10,059
31 Mar 22	₹12,594
31 Mar 23	₹14,369
31 Mar 24	₹26,864

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 24

Duration	Returns
1 Month	10%
3 Month	17.5%
6 Month	46.7%
1 Year	94.5%
3 Year	41.5%
5 Year	23.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%
2014	41.5%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Richard D'souza	1 Aug 14	9.67 Yr.

Data below for SBI PSU Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	36.97%
Utility	19.35%
Industrials	12.44%
Energy	12.3%
Basic Materials	12.24%

Asset Allocation

Asset Class	Value
Cash	6.7%
Equity	93.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	10%	₹170 Cr	2,277,500
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	8%	₹146 Cr	4,343,244 ↑ 1,500,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	7%	₹128 Cr	4,535,554 ↑ 1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹91 Cr	3,455,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| 540530	5%	₹83 Cr	4,350,000
RITES Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 22 \| RITES	4%	₹73 Cr	930,000 ↑ 235,000
Indian Oil Corp Ltd (Energy) Equity, Since 31 Aug 15 \| IOC	4%	₹71 Cr	4,281,804 ↑ 3,000,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jul 23 \| 500103	4%	₹68 Cr	3,000,000
NHPC Ltd (Utilities) Equity, Since 31 Jan 24 \| NHPC	4%	₹67 Cr	7,600,000 ↑ 4,100,000
Punjab National Bank (Financial Services) Equity, Since 31 Dec 19 \| 532461	4%	₹66 Cr	5,425,000

2. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 33 in Sectoral category. Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (16 Apr 24)	₹57.29 ↑ 0.33 (0.58 %)
Net Assets (Cr)	₹842 on 29 Feb 24
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.46
Sharpe Ratio	3.35
Information Ratio	-0.94
Alpha Ratio	1.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹8,584
31 Mar 21	₹12,144
31 Mar 22	₹14,910
31 Mar 23	₹16,919
31 Mar 24	₹31,021

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 24

Duration	Returns
1 Month	8.6%
3 Month	16.4%
6 Month	45.4%
1 Year	87.3%
3 Year	39.3%
5 Year	26.7%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%
2014	54.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	3.87 Yr.

Data below for Invesco India PSU Equity Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Utility	27.18%
Industrials	25.7%
Financial Services	25.62%
Energy	19.79%

Asset Allocation

Asset Class	Value
Cash	1.71%
Equity	98.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹78 Cr	3,801,222 ↑ 62,232
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	9%	₹76 Cr	2,254,157 ↑ 16,754
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹73 Cr	975,626 ↓ -5,256
Coal India Ltd (Energy) Equity, Since 31 Aug 23 \| COALINDIA	8%	₹67 Cr	1,526,429 ↓ -106,386
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	7%	₹60 Cr	2,126,667 ↑ 477,183
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	6%	₹50 Cr	833,087
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹49 Cr	157,644
NHPC Ltd (Utilities) Equity, Since 31 Oct 22 \| NHPC	6%	₹48 Cr	5,435,618 ↑ 144,875
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹38 Cr	1,431,527
Container Corporation of India Ltd (Industrials) Equity, Since 31 Mar 17 \| CONCOR	4%	₹38 Cr	386,333

3. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2023 was 55.4% , 2022 was 19.3% and 2021 was 43.2% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (16 Apr 24)	₹42.413 ↑ 0.10 (0.23 %)
Net Assets (Cr)	₹1,607 on 29 Feb 24
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.56
Sharpe Ratio	4.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹5,234
31 Mar 21	₹9,084
31 Mar 22	₹11,372
31 Mar 23	₹13,231
31 Mar 24	₹23,733

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 24

Duration	Returns
1 Month	6.1%
3 Month	10.2%
6 Month	29%
1 Year	79.7%
3 Year	39.9%
5 Year	19.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%
2014	73.9%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	0.22 Yr.
Dhruv Muchhal	22 Jun 23	0.78 Yr.

Data below for HDFC Infrastructure Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Industrials	39.92%
Financial Services	19.36%
Basic Materials	8.4%
Energy	6.79%
Utility	4.35%
Communication Services	3.49%
Consumer Cyclical	2.68%
Technology	1.83%
Real Estate	1.18%

Asset Allocation

Asset Class	Value
Cash	10.58%
Equity	88.01%
Debt	1.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹113 Cr	1,075,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	6%	₹97 Cr	1,500,000 ↓ -113,625
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	5%	₹83 Cr	1,900,000 ↓ -265,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	5%	₹73 Cr	209,762
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	4%	₹70 Cr	2,084,125
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹66 Cr	683,608
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹56 Cr	500,000 ↑ 360,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	3%	₹56 Cr	400,000 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	3%	₹53 Cr	704,361
Inox Wind Ltd (Industrials) Equity, Since 31 Oct 23 \| INOXWIND	3%	₹42 Cr	700,000 ↓ -266,489

म्यूचुअल फंड क्या है?