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Inspiring Investment Tricks to Learn from Holi

Updated on October 9, 2026 , 1079 views

Holi is one of the several Indian festivals that celebrate the obliteration of evil. However, the only thing that differentiates this festival from others is the joy of colours. Each year, people get together to dunk one another in varying colours, eat sweets, exchange gifts, and spend time with friends and family. However, if you observe it closely, this festival can teach a variety of investment tricks and lessons to those who wish to double their money and increase their wealth. With this post, let’s navigate through some inspiring investment tricks that you can learn from Holi.

Inspiring Investment Tricks to Learn from Holi

Investing Lessons to Learn from Holi

1. Decorate your portfolio just like a colour plate

Holi is a festival that you cannot play with merely one colour. For it to be vibrant and enjoyable, you must have a collection of different colours, right? Just like that, when you are Investing in the Market, you must diversify and invest the money in different stocks. It is one of the best ways to balance profit and risk in the Portfolio. Through diversification, you can even expand the exposure in such a way that you don’t restrict yourself to one asset type. This practise majorly decreases the Volatility of the portfolio over a time period.

2. Get rid of high-risk assets to triumph over evil

As it is widely known, Holi celebrates triumph over evil. On the EVE of Holi, Hindus light Holika, which is symbolic of the evil sister of Hiranyakashyap, who perished in the fire. She sat in the fire with Hiranyakashyap’s son – Prahalad – who came out of the fire without a scratch. In a similar way, make sure you evaluate your portfolio and eradicate all the evils of it. Here, evil is symbolic of high-risk stocks and investments that don’t serve anything substantial to you and are only damaging your growth.

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3. Practise caution to stay safe

Holi can be enjoyed at its best by ensuring that you are safe. Whether it is about selecting an organic colour that will be environment-friendly or staying away from ruckus-creating people. Even when relishing sweets and drinks, you must keep the intake moderate so as not to regret it later. Talking about the share market, make sure you exercise safety and caution. Think twice before putting your money into anything. Match your investments with your risk appetite. Keep a distance from stocks and investments that might bite you later in the long run.

4. Catch up the way you’d with your close ones

Whether you are running behind your friends and family to colour them well or catching up with old pals after years, this one is a good lesson for both Holi and investments. Experts recommend catching up with all the investments you have made so far. Review them periodically to see how they are performing. The way you will catch up on things happening in your close ones’ lives and ensure they are doing good; you must assess your investments in a way to see whether they are helping you meet your investment objectives or not.

5. Eradicate the major burden of your life

As mentioned above, the eve of Holi celebrates the victory of good over evil. Just like how demoness Holika was gotten rid of, you must make sure that you eradicate the burden from your life as well. Now, as an investor, debt could be a major drawback, holding you off from making better investment options. Monthly loan EMIs and credit card payments, if not handled efficiently, can wreak havoc on your entire financial planning. So, taking the inspiration from Holi, burn all the poor debt responsibilities you are walking around with. And the money you will ultimately save should be strategically invested in the market.

6. Keep the backup of colours for emergency

The enthusiasm and zeal of this festival prevail if you play and take accurate precautions as well. Ideally, you should avoid anything that can be hazardous and have a backup of all the colours in case you are short of them, and someone unexpectedly comes to colour you up. In a similar fashion, life continues to throw curveballs our way, which could be unexpected and hazardous to our financial health. Considering the uncertainties all around, it is essential to create an emergency fund. This backup should have sufficient funds to cover 12-24 months’ worth of monthly expenses, including EMIs. This will be a safety net during emergencies.

7. Use the stuff lying aside

If having a steady Income is good, saving an amount each month from it is even better. However, if you have savings lying idle in the account, it simply means you are not using the money to its utmost potential. You would have heard about the advice where experts ask you to - make money work for you, right? Unfortunately, not many people are competent enough to make it happen. So, if you have a significant amount lying just like that, use it to invest to ensure you get some return on the savings. You can start investing as low as Rs. 100 or Rs. 500 with Systematic Investment plan (SIP).

A systematic Investment plan is one of the best ways of Investing your money. SIP’s start the process of wealth creation where a small amount of money is invested over regular intervals of time and this investment being invested in the stock Market generates returns over time.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP World Gold Fund Growth ₹57.6624
↑ 0.60
₹1,828 500 17.2-7.524.757.327.7167.1
DSP US Flexible Equity Fund Growth ₹95.5255
↑ 0.16
₹1,270 500 3.518.733.629.818.633.8
Kotak Global Emerging Market Fund Growth ₹39.873
↓ -0.61
₹1,730 1,000 2.114.732.127.311.939.1
Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹95.7489
↓ -1.45
₹5,955 500 4.22017.123.810.611.4
Invesco India Feeder- Invesco Global Equity Income Fund Growth ₹37.1232
↑ 0.44
₹312 500 -0.810.115.423.116.123.8
IDBI Diversified Equity Fund Growth ₹37.99
↑ 0.14
₹382 500 10.213.213.522.712
Franklin Asian Equity Fund Growth ₹44.0426
↑ 0.22
₹996 500 -1.416.627.922.77.823.7
Nippon India Japan Equity Fund Growth ₹28.4162
↓ -0.03
₹353 100 413.827.922.710.319.8
Aditya Birla Sun Life International Equity Fund - Plan A Growth ₹53.4014
↓ -0.29
₹328 1,000 1.912.716.722.61234.7
IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05
₹655 500 9.212.515.421.912.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP World Gold FundDSP US Flexible Equity FundKotak Global Emerging Market Fund Franklin India Feeder - Franklin U S Opportunities FundInvesco India Feeder- Invesco Global Equity Income FundIDBI Diversified Equity FundFranklin Asian Equity FundNippon India Japan Equity FundAditya Birla Sun Life International Equity Fund - Plan AIDBI India Top 100 Equity Fund
Point 1Top quartile AUM (₹1,828 Cr).Upper mid AUM (₹1,270 Cr).Upper mid AUM (₹1,730 Cr).Highest AUM (₹5,955 Cr).Bottom quartile AUM (₹312 Cr).Lower mid AUM (₹382 Cr).Upper mid AUM (₹996 Cr).Bottom quartile AUM (₹353 Cr).Bottom quartile AUM (₹328 Cr).Lower mid AUM (₹655 Cr).
Point 2Oldest track record among peers (19 yrs).Established history (14+ yrs).Established history (19+ yrs).Established history (14+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (18+ yrs).Established history (12+ yrs).Established history (18+ yrs).Established history (14+ yrs).
Point 3Rating: 3★ (upper mid).Top rated.Rating: 3★ (lower mid).Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 5★ (top quartile).Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 27.71% (top quartile).5Y return: 18.61% (top quartile).5Y return: 11.85% (lower mid).5Y return: 10.62% (bottom quartile).5Y return: 16.13% (upper mid).5Y return: 12.03% (upper mid).5Y return: 7.79% (bottom quartile).5Y return: 10.32% (bottom quartile).5Y return: 12.02% (lower mid).5Y return: 12.61% (upper mid).
Point 63Y return: 57.28% (top quartile).3Y return: 29.76% (top quartile).3Y return: 27.27% (upper mid).3Y return: 23.84% (upper mid).3Y return: 23.06% (upper mid).3Y return: 22.73% (lower mid).3Y return: 22.72% (lower mid).3Y return: 22.71% (bottom quartile).3Y return: 22.57% (bottom quartile).3Y return: 21.88% (bottom quartile).
Point 71Y return: 24.73% (upper mid).1Y return: 33.59% (top quartile).1Y return: 32.10% (top quartile).1Y return: 17.08% (lower mid).1Y return: 15.41% (bottom quartile).1Y return: 13.54% (bottom quartile).1Y return: 27.87% (upper mid).1Y return: 27.86% (upper mid).1Y return: 16.73% (lower mid).1Y return: 15.39% (bottom quartile).
Point 8Alpha: 4.18 (top quartile).Alpha: -7.01 (bottom quartile).Alpha: -6.20 (bottom quartile).Alpha: -3.26 (lower mid).Alpha: 0.00 (upper mid).Alpha: -1.07 (upper mid).Alpha: 0.00 (upper mid).Alpha: -4.23 (lower mid).Alpha: -10.40 (bottom quartile).Alpha: 2.11 (top quartile).
Point 9Sharpe: 1.25 (upper mid).Sharpe: 1.42 (top quartile).Sharpe: 1.39 (upper mid).Sharpe: 0.58 (bottom quartile).Sharpe: 1.04 (lower mid).Sharpe: 1.01 (bottom quartile).Sharpe: 1.39 (top quartile).Sharpe: 1.34 (upper mid).Sharpe: 1.03 (bottom quartile).Sharpe: 1.09 (lower mid).
Point 10Information ratio: -1.01 (lower mid).Information ratio: -0.07 (upper mid).Information ratio: -0.83 (lower mid).Information ratio: -1.35 (bottom quartile).Information ratio: 0.00 (top quartile).Information ratio: -0.53 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: -1.01 (bottom quartile).Information ratio: -1.42 (bottom quartile).Information ratio: 0.14 (top quartile).

DSP World Gold Fund

  • Top quartile AUM (₹1,828 Cr).
  • Oldest track record among peers (19 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.71% (top quartile).
  • 3Y return: 57.28% (top quartile).
  • 1Y return: 24.73% (upper mid).
  • Alpha: 4.18 (top quartile).
  • Sharpe: 1.25 (upper mid).
  • Information ratio: -1.01 (lower mid).

DSP US Flexible Equity Fund

  • Upper mid AUM (₹1,270 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.61% (top quartile).
  • 3Y return: 29.76% (top quartile).
  • 1Y return: 33.59% (top quartile).
  • Alpha: -7.01 (bottom quartile).
  • Sharpe: 1.42 (top quartile).
  • Information ratio: -0.07 (upper mid).

Kotak Global Emerging Market Fund

  • Upper mid AUM (₹1,730 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 11.85% (lower mid).
  • 3Y return: 27.27% (upper mid).
  • 1Y return: 32.10% (top quartile).
  • Alpha: -6.20 (bottom quartile).
  • Sharpe: 1.39 (upper mid).
  • Information ratio: -0.83 (lower mid).

Franklin India Feeder - Franklin U S Opportunities Fund

  • Highest AUM (₹5,955 Cr).
  • Established history (14+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 10.62% (bottom quartile).
  • 3Y return: 23.84% (upper mid).
  • 1Y return: 17.08% (lower mid).
  • Alpha: -3.26 (lower mid).
  • Sharpe: 0.58 (bottom quartile).
  • Information ratio: -1.35 (bottom quartile).

Invesco India Feeder- Invesco Global Equity Income Fund

  • Bottom quartile AUM (₹312 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 16.13% (upper mid).
  • 3Y return: 23.06% (upper mid).
  • 1Y return: 15.41% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.04 (lower mid).
  • Information ratio: 0.00 (top quartile).

IDBI Diversified Equity Fund

  • Lower mid AUM (₹382 Cr).
  • Established history (12+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.03% (upper mid).
  • 3Y return: 22.73% (lower mid).
  • 1Y return: 13.54% (bottom quartile).
  • Alpha: -1.07 (upper mid).
  • Sharpe: 1.01 (bottom quartile).
  • Information ratio: -0.53 (upper mid).

Franklin Asian Equity Fund

  • Upper mid AUM (₹996 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 7.79% (bottom quartile).
  • 3Y return: 22.72% (lower mid).
  • 1Y return: 27.87% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.39 (top quartile).
  • Information ratio: 0.00 (upper mid).

Nippon India Japan Equity Fund

  • Bottom quartile AUM (₹353 Cr).
  • Established history (12+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 10.32% (bottom quartile).
  • 3Y return: 22.71% (bottom quartile).
  • 1Y return: 27.86% (upper mid).
  • Alpha: -4.23 (lower mid).
  • Sharpe: 1.34 (upper mid).
  • Information ratio: -1.01 (bottom quartile).

Aditya Birla Sun Life International Equity Fund - Plan A

  • Bottom quartile AUM (₹328 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 12.02% (lower mid).
  • 3Y return: 22.57% (bottom quartile).
  • 1Y return: 16.73% (lower mid).
  • Alpha: -10.40 (bottom quartile).
  • Sharpe: 1.03 (bottom quartile).
  • Information ratio: -1.42 (bottom quartile).

IDBI India Top 100 Equity Fund

  • Lower mid AUM (₹655 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (upper mid).
  • 3Y return: 21.88% (bottom quartile).
  • 1Y return: 15.39% (bottom quartile).
  • Alpha: 2.11 (top quartile).
  • Sharpe: 1.09 (lower mid).
  • Information ratio: 0.14 (top quartile).
*Above is list of best SIP funds having AUM/Net Assets above 300 Crore. Sorted on Last 3 Year Return.

Conclusion

Believe it or not, you can learn something fundamental from things around you, especially Indian festivals. You just need a vigilant eye and look at the right places to learn better. In each part, Holi has share market investment tips to offer. Make sure you are observant enough to discover them and keep learning from them.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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