യുടിഐ മ്യൂച്വൽ ഫണ്ട്ഒപ്റ്റിമൽ റിട്ടേൺ നേടാനുള്ള ഏറ്റവും നല്ല മാർഗമാണ് ഡെറ്റ് ഫണ്ടുകൾ. ഫണ്ട് അക്രുവൽ സൃഷ്ടിക്കാൻ ലക്ഷ്യമിടുന്നുവരുമാനം വഴിനിക്ഷേപിക്കുന്നു പ്രധാനമായും ഇൻപണ വിപണി ഉപകരണങ്ങൾ.
പോലുള്ള നിരവധി സ്കീമുകളിൽ നിന്ന് നിങ്ങൾക്ക് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാംലിക്വിഡ് ഫണ്ടുകൾ, അൾട്രാഹ്രസ്വകാല ഫണ്ടുകൾ, ഹ്രസ്വകാല ഫണ്ടുകൾ,ഗിൽറ്റ് ഫണ്ടുകൾ, തുടങ്ങിയവ.ഡെറ്റ് ഫണ്ട് ലിക്വിഡ്, അൾട്രാ ഷോർട്ട്, ഷോർട്ട് ടേം ഫണ്ടുകൾ പോലെയുള്ള സ്കീമുകൾ നിങ്ങളുടെ ഹ്രസ്വവും മധ്യകാലവും ആസൂത്രണം ചെയ്യുന്നതിനുള്ള മികച്ച മാർഗമാണ്സാമ്പത്തിക ലക്ഷ്യങ്ങൾ. നിക്ഷേപം നടത്താൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് താഴെ ലിസ്റ്റ് ചെയ്തിട്ടുള്ള മികച്ച 8-ൽ നിന്ന് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാംമികച്ച ഡെറ്റ് ഫണ്ടുകൾ യുടിഐ വഴിമ്യൂച്വൽ ഫണ്ട്. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി പക്വത, ദൈർഘ്യം മുതലായവ.
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യുടിഐ മ്യൂച്വൽ ഫണ്ടിന്റെ സുരക്ഷയ്ക്കായി എപ്പോഴും പരിശ്രമിക്കുന്നുനിക്ഷേപകൻന്റെ പണവും അതിനായിമൂലധനം വിവേകത്തോടെ നിക്ഷേപിക്കുന്നതിലൂടെയുള്ള അഭിനന്ദനം.
യുടിഐ മ്യൂച്വൽ ഫണ്ട് അവരുടെ നിക്ഷേപകർക്ക് അവരുടെ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് സ്ഥിരമായ വരുമാനം നൽകാൻ എപ്പോഴും കഠിനമായി പരിശ്രമിക്കുന്നു.
നിക്ഷേപകർക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് അക്കൗണ്ട് എപ്പോൾ വേണമെങ്കിലും ഓൺലൈനിൽ എവിടെയും നിരീക്ഷിക്കാനും ആക്സസ് ചെയ്യാനും കഴിയും. കൂടാതെ, ഫണ്ട് ഹൗസുമായുള്ള ഇടപാടും ആശയവിനിമയ പ്രക്രിയയും തടസ്സരഹിതവും ഉപയോക്തൃ സൗഹൃദവുമാണ്.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Banking & PSU Debt Fund Growth ₹22.3163
↑ 0.01 ₹813 1.4 4.2 8 7.5 7.6 6.61% 1Y 8M 12D 1Y 11M 8D UTI Dynamic Bond Fund Growth ₹31.1358
↑ 0.05 ₹463 0.2 2.5 5.8 7 8.6 7.15% 7Y 1M 28D 15Y 3M 7D UTI Money Market Fund Growth ₹3,139.6
↑ 1.10 ₹19,496 1.5 3.8 7.8 7.6 7.7 6.22% 5M 27D 5M 28D UTI Treasury Advantage Fund Growth ₹3,610.42
↑ 0.86 ₹3,125 1.5 3.9 7.8 7.5 7.7 6.69% 11M 12D 1Y 1M 10D UTI Short Term Income Fund Growth ₹32.224
↑ 0.03 ₹3,251 1.2 3.8 7.7 7.5 7.9 6.82% 2Y 6M 11D 3Y 2M 19D UTI Ultra Short Term Fund Growth ₹4,303.82
↑ 1.55 ₹4,181 1.4 3.3 7 6.9 7.2 6.4% 4M 28D 5M 19D UTI Bond Fund Growth ₹73.729
↑ 0.14 ₹324 0.2 2.3 5.8 7.2 8.5 7.2% 5Y 5M 8D 9Y 3M 25D UTI Gilt Fund Growth ₹62.8459
↑ 0.20 ₹565 -0.2 1.2 4.6 7.1 8.9 7.27% 9Y 10M 13D 26Y 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25 Research Highlights & Commentary of 8 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Short Term Income Fund UTI Ultra Short Term Fund UTI Bond Fund UTI Gilt Fund Point 1 Lower mid AUM (₹813 Cr). Bottom quartile AUM (₹463 Cr). Highest AUM (₹19,496 Cr). Upper mid AUM (₹3,125 Cr). Upper mid AUM (₹3,251 Cr). Top quartile AUM (₹4,181 Cr). Bottom quartile AUM (₹324 Cr). Lower mid AUM (₹565 Cr). Point 2 Established history (11+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (22+ yrs). Oldest track record among peers (27 yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.98% (top quartile). 1Y return: 5.83% (lower mid). 1Y return: 7.80% (top quartile). 1Y return: 7.78% (upper mid). 1Y return: 7.68% (upper mid). 1Y return: 6.96% (lower mid). 1Y return: 5.76% (bottom quartile). 1Y return: 4.57% (bottom quartile). Point 6 1M return: 0.64% (lower mid). 1M return: 1.07% (top quartile). 1M return: 0.51% (bottom quartile). 1M return: 0.56% (lower mid). 1M return: 0.66% (upper mid). 1M return: 0.48% (bottom quartile). 1M return: 0.99% (upper mid). 1M return: 1.70% (top quartile). Point 7 Sharpe: 1.46 (upper mid). Sharpe: -0.08 (lower mid). Sharpe: 3.22 (top quartile). Sharpe: 2.55 (top quartile). Sharpe: 1.20 (lower mid). Sharpe: 1.96 (upper mid). Sharpe: -0.10 (bottom quartile). Sharpe: -0.44 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.61% (lower mid). Yield to maturity (debt): 7.15% (upper mid). Yield to maturity (debt): 6.22% (bottom quartile). Yield to maturity (debt): 6.69% (lower mid). Yield to maturity (debt): 6.82% (upper mid). Yield to maturity (debt): 6.40% (bottom quartile). Yield to maturity (debt): 7.20% (top quartile). Yield to maturity (debt): 7.27% (top quartile). Point 10 Modified duration: 1.70 yrs (upper mid). Modified duration: 7.16 yrs (bottom quartile). Modified duration: 0.49 yrs (top quartile). Modified duration: 0.95 yrs (upper mid). Modified duration: 2.53 yrs (lower mid). Modified duration: 0.41 yrs (top quartile). Modified duration: 5.44 yrs (lower mid). Modified duration: 9.87 yrs (bottom quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Short Term Income Fund
UTI Ultra Short Term Fund
UTI Bond Fund
UTI Gilt Fund
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on 1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (01 Oct 25) ₹22.3163 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹813 on 31 Aug 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 1.46 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.61% Effective Maturity 1 Year 11 Months 8 Days Modified Duration 1 Year 8 Months 12 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,397 30 Sep 22 ₹11,347 30 Sep 23 ₹12,110 30 Sep 24 ₹13,056 30 Sep 25 ₹14,094 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 4.2% 1 Year 8% 3 Year 7.5% 5 Year 7.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.75 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 5.26% Debt 94.41% Other 0.33% Debt Sector Allocation
Sector Value Corporate 54.74% Government 39.67% Cash Equivalent 5.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹92 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 Export Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 National Housing Bank
Debentures | -4% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹30 Cr 3,000 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (01 Oct 25) ₹31.1358 ↑ 0.05 (0.16 %) Net Assets (Cr) ₹463 on 31 Aug 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio -0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.15% Effective Maturity 15 Years 3 Months 7 Days Modified Duration 7 Years 1 Month 28 Days Sub Cat. Dynamic Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,218 30 Sep 22 ₹12,253 30 Sep 23 ₹12,998 30 Sep 24 ₹14,160 30 Sep 25 ₹14,980 Returns for UTI Dynamic Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 1.1% 3 Month 0.2% 6 Month 2.5% 1 Year 5.8% 3 Year 7% 5 Year 8.4% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 6.2% 2022 10.1% 2021 10.8% 2020 5.9% 2019 -3.9% 2018 5.2% 2017 4.2% 2016 14.9% 2015 6.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.4 Yr. Data below for UTI Dynamic Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 3.49% Debt 96.2% Other 0.31% Debt Sector Allocation
Sector Value Government 65.7% Corporate 30.5% Cash Equivalent 3.49% Credit Quality
Rating Value AA 3.4% AAA 96.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -13% ₹60 Cr 600,000,000
↓ -250,000,000 6.33% Govt Stock 2035
Sovereign Bonds | -13% ₹59 Cr 600,000,000
↑ 500,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹35 Cr 350,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -6% ₹26 Cr 250,000,000 Power Finance Corporation Limited
Debentures | -6% ₹26 Cr 2,500 Small Industries Development Bank Of India
Debentures | -5% ₹25 Cr 2,500 LIC Housing Finance Ltd
Debentures | -5% ₹25 Cr 2,500 Bajaj Finance Limited
Debentures | -5% ₹25 Cr 2,500 Indian Railway Finance Corporation Limited
Debentures | -5% ₹25 Cr 2,500 Ntpc Limited
Debentures | -5% ₹25 Cr 2,500 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (01 Oct 25) ₹3,139.6 ↑ 1.10 (0.04 %) Net Assets (Cr) ₹19,496 on 31 Aug 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.22 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.22% Effective Maturity 5 Months 28 Days Modified Duration 5 Months 27 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,388 30 Sep 22 ₹10,818 30 Sep 23 ₹11,611 30 Sep 24 ₹12,502 30 Sep 25 ₹13,476 Returns for UTI Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.8% 1 Year 7.8% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.75 Yr. Amit Sharma 7 Jul 17 8.16 Yr. Data below for UTI Money Market Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 85.47% Debt 14.27% Other 0.27% Debt Sector Allocation
Sector Value Corporate 51.94% Cash Equivalent 25.02% Government 22.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -2% ₹487 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹486 Cr 5,000,000,000 182 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹468 Cr 4,750,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹243 Cr 2,500,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹196 Cr 2,000,000,000 364 DTB 27022026
Sovereign Bonds | -1% ₹195 Cr 2,000,000,000 HDFC Bank Ltd.
Debentures | -1% ₹145 Cr 1,500,000,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹145 Cr 1,500,000,000 India (Republic of)
- | -1% ₹118 Cr 1,206,770,000 Goi 15.12.2025 Gov
Sovereign Bonds | -1% ₹104 Cr 1,053,040,000 4. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (01 Oct 25) ₹3,610.42 ↑ 0.86 (0.02 %) Net Assets (Cr) ₹3,125 on 31 Aug 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 2.55 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.69% Effective Maturity 1 Year 1 Month 10 Days Modified Duration 11 Months 12 Days Sub Cat. Low Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,922 30 Sep 22 ₹11,355 30 Sep 23 ₹12,151 30 Sep 24 ₹13,073 30 Sep 25 ₹14,091 Returns for UTI Treasury Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.9% 1 Year 7.8% 3 Year 7.5% 5 Year 7.1% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.1% 2022 4.5% 2021 9% 2020 7.3% 2019 -4.2% 2018 7.3% 2017 7% 2016 8.9% 2015 8.8% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.75 Yr. Data below for UTI Treasury Advantage Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 21.73% Debt 77.97% Other 0.3% Debt Sector Allocation
Sector Value Corporate 69.72% Government 17.58% Cash Equivalent 12.4% Credit Quality
Rating Value AA 16.44% AAA 83.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Limited
Debentures | -5% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 Treasury Bills
Sovereign Bonds | -4% ₹123 Cr 1,250,000,000 Embassy Office Parks Reit
Debentures | -4% ₹120 Cr 1,200 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Rec Limited
Debentures | -3% ₹101 Cr 10,000 Sikka Ports & Terminals Limited
Debentures | -3% ₹100 Cr 1,000 182 Days Tbill Red 29-01-2026
Sovereign Bonds | -3% ₹93 Cr 950,000,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹73 Cr 750,000,000 5. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (01 Oct 25) ₹32.224 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹3,251 on 31 Aug 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.82% Effective Maturity 3 Years 2 Months 19 Days Modified Duration 2 Years 6 Months 11 Days Sub Cat. Short term Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,981 30 Sep 22 ₹11,319 30 Sep 23 ₹12,081 30 Sep 24 ₹13,055 30 Sep 25 ₹14,051 Returns for UTI Short Term Income Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.7% 3 Month 1.2% 6 Month 3.8% 1 Year 7.7% 3 Year 7.5% 5 Year 7% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.4 Yr. Sudhir Agarwal 25 Oct 12 12.86 Yr. Data below for UTI Short Term Income Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 15% Debt 84.73% Other 0.27% Debt Sector Allocation
Sector Value Corporate 63.57% Government 30.05% Cash Equivalent 6.11% Credit Quality
Rating Value AA 7.75% AAA 92.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -10% ₹309 Cr 3,050,000,000 National Housing Bank
Debentures | -5% ₹178 Cr 17,500 Small Industries Development Bank Of India
Debentures | -5% ₹178 Cr 17,500 LIC Housing Finance Ltd
Debentures | -5% ₹177 Cr 1,750 Power Finance Corporation Limited
Debentures | -5% ₹177 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹142 Cr 14,000 Export Import Bank Of India
Debentures | -4% ₹127 Cr 12,500 Bajaj Finance Limited
Debentures | -2% ₹76 Cr 7,500 Kotak Mahindra Prime Limited
Debentures | -2% ₹76 Cr 750 National Bank For Agriculture And Rural Development
Debentures | -2% ₹76 Cr 7,500 6. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (01 Oct 25) ₹4,303.82 ↑ 1.55 (0.04 %) Net Assets (Cr) ₹4,181 on 31 Aug 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 1.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 5 Months 19 Days Modified Duration 4 Months 28 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,642 30 Sep 22 ₹11,025 30 Sep 23 ₹11,752 30 Sep 24 ₹12,590 30 Sep 25 ₹13,465 Returns for UTI Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.3% 1 Year 7% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jan 25 0.61 Yr. Data below for UTI Ultra Short Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 58.86% Debt 40.84% Other 0.3% Debt Sector Allocation
Sector Value Corporate 57.66% Cash Equivalent 33.19% Government 8.85% Credit Quality
Rating Value AA 15.73% AAA 84.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -2% ₹101 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹101 Cr 10,000 LIC Housing Finance Ltd
Debentures | -2% ₹100 Cr 1,000 182 Days Tbill
Sovereign Bonds | -2% ₹100 Cr 1,000,000,000 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -2% ₹100 Cr 1,000,000,000 Cp Jsw Energy Ltd.
Debentures | -2% ₹97 Cr 1,000,000,000
↑ 1,000,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹75 Cr 7,500 Bajaj Housing Finance Limited
Debentures | -2% ₹75 Cr 750 Small Industries Development Bank Of India
Debentures | -2% ₹75 Cr 750 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹75 Cr 750
↑ 750 7. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (01 Oct 25) ₹73.729 ↑ 0.14 (0.19 %) Net Assets (Cr) ₹324 on 31 Aug 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 9 Years 3 Months 25 Days Modified Duration 5 Years 5 Months 8 Days Sub Cat. Medium to Long term Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,096 30 Sep 22 ₹12,037 30 Sep 23 ₹12,860 30 Sep 24 ₹13,989 30 Sep 25 ₹14,788 Returns for UTI Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 1% 3 Month 0.2% 6 Month 2.3% 1 Year 5.8% 3 Year 7.2% 5 Year 8.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 2.38 Yr. Data below for UTI Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 3.23% Debt 96.48% Other 0.29% Debt Sector Allocation
Sector Value Government 63.06% Corporate 33.42% Cash Equivalent 3.23% Credit Quality
Rating Value AA 11.42% AAA 88.58% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -37% ₹120 Cr 1,190,000,000 LIC Housing Finance Ltd
Debentures | -8% ₹25 Cr 250 Hdb Financial Services Limited
Debentures | -8% ₹25 Cr 250 Indian Railway Finance Corporation Limited
Debentures | -8% ₹25 Cr 2,500 7.08% A P Sgl Mat - 26/03/2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 07.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/2030
Sovereign Bonds | -6% ₹20 Cr 20
↑ 20 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -4% ₹14 Cr 15 Bajaj Finance Limited
Debentures | -2% ₹7 Cr 700 8. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (01 Oct 25) ₹62.8459 ↑ 0.20 (0.31 %) Net Assets (Cr) ₹565 on 31 Aug 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.27% Effective Maturity 26 Years 4 Days Modified Duration 9 Years 10 Months 13 Days Sub Cat. Government Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,453 30 Sep 22 ₹10,591 30 Sep 23 ₹11,314 30 Sep 24 ₹12,421 30 Sep 25 ₹12,971 Returns for UTI Gilt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Oct 25 Duration Returns 1 Month 1.7% 3 Month -0.2% 6 Month 1.2% 1 Year 4.6% 3 Year 7.1% 5 Year 5.4% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% 2015 6.1% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.4 Yr. Data below for UTI Gilt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 5.36% Debt 94.64% Debt Sector Allocation
Sector Value Government 94.64% Cash Equivalent 5.36% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -37% ₹211 Cr 2,100,000,000
↓ -500,000,000 6.33% Govt Stock 2035
Sovereign Bonds | -17% ₹99 Cr 1,000,000,000
↑ 1,000,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -12% ₹67 Cr 650,000,000
↓ -100,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -9% ₹52 Cr 550,000,000 7.34% Sdl ASsam - 05/03/2035
Sovereign Bonds | -5% ₹30 Cr 300,000,000 07.32% Chattisgarh Sdl
Sovereign Bonds | -5% ₹30 Cr 300,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹25 Cr 250,000,000
↓ -150,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -4% ₹20 Cr 200,000,000 Net Current Assets
Net Current Assets | -5% ₹29 Cr Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -0% ₹1 Cr 00
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Research Highlights for UTI Banking & PSU Debt Fund