2019 ലെ നിക്ഷേപത്തിനുള്ള മികച്ച ELSS മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on September 28, 2025 , 913 views

മികച്ച ഫണ്ട് ഫണ്ടുകൾ അല്ലെങ്കിൽ ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ്സ് സ്കീമുകൾ ഇക്വിറ്റി വൈവിധ്യവൽക്കരിക്കപ്പെട്ടിരിക്കുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ മാർക്കറ്റ്-ലിങ്ക്ഡ് റിട്ടേണുകൾ നൽകുന്നതിന് ഇക്വിറ്റി-ലിങ്ക്ഡ് ഉപകരണങ്ങളിൽ (ഷെയറുകളും സ്റ്റോക്കുകളും പോലുള്ളവ) പ്രധാനമായും നിക്ഷേപം നടത്തുന്നു. സാധാരണഗതിയിൽ, ഫണ്ട് കോർപ്പസിന്റെ 80% ഇക്വിറ്റിയിലും ബാക്കി കടം ഉപകരണങ്ങളിലും നിക്ഷേപിക്കുന്നു. മികച്ചത്ELSS നികുതി ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നതിനാൽ ഫണ്ടുകൾ ടാക്സ് സേവിംഗ് മ്യൂച്വൽ ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്നുവകുപ്പ് 80 സി ന്റെആദായ നികുതി പ്രവർത്തിക്കുക. 2019 ലെ മികച്ച ഫണ്ടുകൾ അവരുടെ പ്രകടനമനുസരിച്ച് ചുവടെ പട്ടികപ്പെടുത്തിയിരിക്കുന്നു.

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മികച്ച 10 ELSS ഫണ്ടുകൾ 2019 പ്രകടനത്തെ അടിസ്ഥാനമാക്കി

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
Motilal Oswal Long Term Equity Fund Growth	₹51.6522 ↑ 0.40	₹4,223	47.7	37	1.8	32.1	8.8
JM Tax Gain Fund Growth	₹48.498 ↑ 0.56	₹210	29	30.9	0.5	32.2	18.3
SBI Magnum Tax Gain Fund Growth	₹431.679 ↑ 3.36	₹29,937	27.7	40	6.9	31	18.9
Invesco India Tax Plan Growth	₹124.58 ↑ 0.65	₹2,787	25.2	30.9	-7.7	32.6	19.2
DSP Tax Saver Fund Growth	₹138.091 ↑ 0.98	₹16,475	23.9	30	4.5	35.1	15
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹94.1568 ↑ 0.59	₹897	23.6	31.3	-2.1	23.6	17.8
LIC MF Tax Plan Growth	₹151.608 ↑ 1.14	₹1,082	22.6	26.3	-1.6	26.2	8.9
Franklin India Taxshield Growth	₹1,456.21 ↑ 13.18	₹6,537	22.4	31.2	5.4	36.7	9.8
Kotak Tax Saver Fund Growth	₹114.617 ↑ 0.81	₹6,201	21.8	23.6	6.9	33.2	14.9
BOI AXA Tax Advantage Fund Growth	₹157.8 ↑ 0.78	₹1,355	21.6	34.8	-1.3	41.5	31.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	JM Tax Gain Fund	SBI Magnum Tax Gain Fund	Invesco India Tax Plan	DSP Tax Saver Fund	BNP Paribas Long Term Equity Fund (ELSS)	LIC MF Tax Plan	Franklin India Taxshield	Kotak Tax Saver Fund	BOI AXA Tax Advantage Fund
Point 1	Upper mid AUM (₹4,223 Cr).	Bottom quartile AUM (₹210 Cr).	Highest AUM (₹29,937 Cr).	Lower mid AUM (₹2,787 Cr).	Top quartile AUM (₹16,475 Cr).	Bottom quartile AUM (₹897 Cr).	Bottom quartile AUM (₹1,082 Cr).	Upper mid AUM (₹6,537 Cr).	Upper mid AUM (₹6,201 Cr).	Lower mid AUM (₹1,355 Cr).
Point 2	Established history (10+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (19+ yrs).	Oldest track record among peers (26 yrs).	Established history (26+ yrs).	Established history (19+ yrs).	Established history (16+ yrs).
Point 3	Not Rated.	Rating: 3★ (top quartile).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.84% (top quartile).	5Y return: 22.78% (upper mid).	5Y return: 24.83% (top quartile).	5Y return: 18.50% (bottom quartile).	5Y return: 23.41% (upper mid).	5Y return: 18.41% (bottom quartile).	5Y return: 18.21% (bottom quartile).	5Y return: 23.74% (upper mid).	5Y return: 20.35% (lower mid).	5Y return: 20.98% (lower mid).
Point 6	3Y return: 25.28% (top quartile).	3Y return: 19.94% (upper mid).	3Y return: 24.15% (top quartile).	3Y return: 17.44% (lower mid).	3Y return: 19.59% (upper mid).	3Y return: 17.95% (lower mid).	3Y return: 14.61% (bottom quartile).	3Y return: 18.56% (upper mid).	3Y return: 16.06% (bottom quartile).	3Y return: 17.06% (bottom quartile).
Point 7	1Y return: -6.18% (lower mid).	1Y return: -8.55% (bottom quartile).	1Y return: -5.96% (upper mid).	1Y return: -5.99% (upper mid).	1Y return: -5.09% (top quartile).	1Y return: -4.68% (top quartile).	1Y return: -5.25% (upper mid).	1Y return: -6.03% (lower mid).	1Y return: -7.13% (bottom quartile).	1Y return: -10.30% (bottom quartile).
Point 8	Alpha: 7.18 (top quartile).	Alpha: -3.68 (bottom quartile).	Alpha: -2.40 (bottom quartile).	Alpha: 1.58 (upper mid).	Alpha: -1.92 (lower mid).	Alpha: 1.95 (top quartile).	Alpha: -0.42 (upper mid).	Alpha: -1.19 (lower mid).	Alpha: -0.41 (upper mid).	Alpha: -5.42 (bottom quartile).
Point 9	Sharpe: -0.26 (top quartile).	Sharpe: -0.85 (bottom quartile).	Sharpe: -0.83 (bottom quartile).	Sharpe: -0.52 (upper mid).	Sharpe: -0.75 (lower mid).	Sharpe: -0.47 (top quartile).	Sharpe: -0.62 (upper mid).	Sharpe: -0.69 (lower mid).	Sharpe: -0.63 (upper mid).	Sharpe: -0.85 (bottom quartile).
Point 10	Information ratio: 0.80 (upper mid).	Information ratio: 0.80 (upper mid).	Information ratio: 2.12 (top quartile).	Information ratio: 0.36 (lower mid).	Information ratio: 0.99 (upper mid).	Information ratio: 0.48 (lower mid).	Information ratio: -0.14 (bottom quartile).	Information ratio: 1.11 (top quartile).	Information ratio: 0.04 (bottom quartile).	Information ratio: 0.24 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,223 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.84% (top quartile).
3Y return: 25.28% (top quartile).
1Y return: -6.18% (lower mid).
Alpha: 7.18 (top quartile).
Sharpe: -0.26 (top quartile).
Information ratio: 0.80 (upper mid).

JM Tax Gain Fund

Bottom quartile AUM (₹210 Cr).
Established history (17+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.78% (upper mid).
3Y return: 19.94% (upper mid).
1Y return: -8.55% (bottom quartile).
Alpha: -3.68 (bottom quartile).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.80 (upper mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.83% (top quartile).
3Y return: 24.15% (top quartile).
1Y return: -5.96% (upper mid).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

Invesco India Tax Plan

Lower mid AUM (₹2,787 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.50% (bottom quartile).
3Y return: 17.44% (lower mid).
1Y return: -5.99% (upper mid).
Alpha: 1.58 (upper mid).
Sharpe: -0.52 (upper mid).
Information ratio: 0.36 (lower mid).

DSP Tax Saver Fund

Top quartile AUM (₹16,475 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.41% (upper mid).
3Y return: 19.59% (upper mid).
1Y return: -5.09% (top quartile).
Alpha: -1.92 (lower mid).
Sharpe: -0.75 (lower mid).
Information ratio: 0.99 (upper mid).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹897 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.41% (bottom quartile).
3Y return: 17.95% (lower mid).
1Y return: -4.68% (top quartile).
Alpha: 1.95 (top quartile).
Sharpe: -0.47 (top quartile).
Information ratio: 0.48 (lower mid).

LIC MF Tax Plan

Bottom quartile AUM (₹1,082 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.21% (bottom quartile).
3Y return: 14.61% (bottom quartile).
1Y return: -5.25% (upper mid).
Alpha: -0.42 (upper mid).
Sharpe: -0.62 (upper mid).
Information ratio: -0.14 (bottom quartile).

Franklin India Taxshield

Upper mid AUM (₹6,537 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.74% (upper mid).
3Y return: 18.56% (upper mid).
1Y return: -6.03% (lower mid).
Alpha: -1.19 (lower mid).
Sharpe: -0.69 (lower mid).
Information ratio: 1.11 (top quartile).

Kotak Tax Saver Fund

Upper mid AUM (₹6,201 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.35% (lower mid).
3Y return: 16.06% (bottom quartile).
1Y return: -7.13% (bottom quartile).
Alpha: -0.41 (upper mid).
Sharpe: -0.63 (upper mid).
Information ratio: 0.04 (bottom quartile).

BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,355 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.98% (lower mid).
3Y return: 17.06% (bottom quartile).
1Y return: -10.30% (bottom quartile).
Alpha: -5.42 (bottom quartile).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.24 (bottom quartile).

മികച്ച പ്രകടനം മികച്ച ELSS ഫണ്ടുകൾ

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,223 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.84% (top quartile).
3Y return: 25.28% (top quartile).
1Y return: -6.18% (lower mid).
Alpha: 7.18 (top quartile).
Sharpe: -0.26 (top quartile).
Information ratio: 0.80 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Eternal Ltd (~6.7%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (01 Oct 25)	₹51.6522 ↑ 0.40 (0.78 %)
Net Assets (Cr)	₹4,223 on 31 Aug 25
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	-0.26
Information Ratio	0.8
Alpha Ratio	7.18
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,651
30 Sep 22	₹16,046
30 Sep 23	₹20,191
30 Sep 24	₹33,630
30 Sep 25	₹31,553

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	3.3%
3 Month	-4.1%
6 Month	12.2%
1 Year	-6.2%
3 Year	25.3%
5 Year	25.8%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.7%
2023	37%
2022	1.8%
2021	32.1%
2020	8.8%
2019	13.2%
2018	-8.7%
2017	44%
2016	12.5%
2015

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	1.73 Yr.
Rakesh Shetty	22 Nov 22	2.78 Yr.
Atul Mehra	1 Oct 24	0.92 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	31.75%
Financial Services	18.72%
Consumer Cyclical	18.07%
Technology	13.51%
Basic Materials	5.57%
Real Estate	4.35%
Health Care	3.36%
Communication Services	1.59%
Consumer Defensive	1.34%

Asset Allocation

Asset Class	Value
Cash	1.75%
Equity	98.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	7%	₹282 Cr	8,970,581
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	5%	₹192 Cr	259,208 ↑ 10,770
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Oct 23 \| PRESTIGE	4%	₹184 Cr	1,176,224 ↓ -55,632
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Jun 23 \| KAYNES	4%	₹177 Cr	289,593
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	4%	₹176 Cr	516,106 ↑ 29,061
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	4%	₹175 Cr	240,350
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| 543396	4%	₹152 Cr	1,256,967 ↑ 285,421
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 23 \| BDL	3%	₹147 Cr	1,022,957 ↓ -33,358
Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials) Equity, Since 28 Feb 23 \| FLUOROCHEM	3%	₹147 Cr	430,073
Piramal Enterprises Ltd (Financial Services) Equity, Since 31 Jul 24 \| PEL	3%	₹143 Cr	1,279,233 ↑ 110,849

2. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹210 Cr).
Established history (17+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.78% (upper mid).
3Y return: 19.94% (upper mid).
1Y return: -8.55% (bottom quartile).
Alpha: -3.68 (bottom quartile).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.80 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~4.5%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (01 Oct 25)	₹48.498 ↑ 0.56 (1.16 %)
Net Assets (Cr)	₹210 on 31 Aug 25
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	-0.86
Information Ratio	0.8
Alpha Ratio	-3.68
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,728
30 Sep 22	₹16,173
30 Sep 23	₹19,887
30 Sep 24	₹30,515
30 Sep 25	₹27,906

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.2%
3 Month	-2.1%
6 Month	7.3%
1 Year	-8.5%
3 Year	19.9%
5 Year	22.8%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	29%
2023	30.9%
2022	0.5%
2021	32.2%
2020	18.3%
2019	14.9%
2018	-4.6%
2017	42.6%
2016	5.2%
2015	-0.6%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.92 Yr.
Asit Bhandarkar	31 Dec 21	3.67 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Tax Gain Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	27.82%
Consumer Cyclical	14.26%
Technology	13.8%
Industrials	11.84%
Basic Materials	10.96%
Health Care	7.23%
Consumer Defensive	4.02%
Energy	3.46%
Communication Services	2.77%
Real Estate	1.52%
Utility	0.91%

Asset Allocation

Asset Class	Value
Cash	1.41%
Equity	98.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	4%	₹9 Cr	98,262
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	4%	₹8 Cr	56,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹7 Cr	20,647 ↓ -8,300
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	3%	₹7 Cr	53,400
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	3%	₹7 Cr	55,500
Syrma SGS Technology Ltd (Technology) Equity, Since 31 May 25 \| SYRMA	3%	₹6 Cr	84,750 ↑ 7,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| CREDITACC	3%	₹6 Cr	41,601
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	30,700
Shaily Engineering Plastics Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 501423	3%	₹6 Cr	25,500
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Mar 25 \| GODFRYPHLP	3%	₹5 Cr	4,945

3. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Highest AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.83% (top quartile).
3Y return: 24.15% (top quartile).
1Y return: -5.96% (upper mid).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.1%).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (01 Oct 25)	₹431.679 ↑ 3.36 (0.78 %)
Net Assets (Cr)	₹29,937 on 31 Aug 25
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.83
Information Ratio	2.12
Alpha Ratio	-2.4
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,587
30 Sep 22	₹15,841
30 Sep 23	₹20,867
30 Sep 24	₹32,232
30 Sep 25	₹30,312

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	-3.5%
6 Month	4.8%
1 Year	-6%
3 Year	24.1%
5 Year	24.8%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.7%
2023	40%
2022	6.9%
2021	31%
2020	18.9%
2019	4%
2018	-8.3%
2017	33%
2016	2.1%
2015	3.2%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Dinesh Balachandran	10 Sep 16	8.98 Yr.

Data below for SBI Magnum Tax Gain Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	28.34%
Basic Materials	10.65%
Consumer Cyclical	10.07%
Energy	8.8%
Technology	8.02%
Industrials	7.77%
Health Care	7.71%
Consumer Defensive	4.51%
Utility	4.28%
Communication Services	2.99%
Real Estate	1.05%

Asset Allocation

Asset Class	Value
Cash	5.81%
Equity	94.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	9%	₹2,720 Cr	28,586,506
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	5%	₹1,530 Cr	11,275,148
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	3%	₹1,037 Cr	7,416,237
Cipla Ltd (Healthcare) Equity, Since 31 Jul 18 \| CIPLA	3%	₹969 Cr	6,098,542
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	3%	₹958 Cr	62,000,000
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹877 Cr	21,414,825
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| M&M	3%	₹805 Cr	2,515,083
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	3%	₹749 Cr	9,335,639
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	2%	₹716 Cr	3,650,000
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| TORNTPOWER	2%	₹689 Cr	5,610,813

4. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Research Highlights for Invesco India Tax Plan

Lower mid AUM (₹2,787 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.50% (bottom quartile).
3Y return: 17.44% (lower mid).
1Y return: -5.99% (upper mid).
Alpha: 1.58 (upper mid).
Sharpe: -0.52 (upper mid).
Information ratio: 0.36 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~5.9%).

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (01 Oct 25)	₹124.58 ↑ 0.65 (0.52 %)
Net Assets (Cr)	₹2,787 on 31 Aug 25
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	-0.52
Information Ratio	0.36
Alpha Ratio	1.58
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,635
30 Sep 22	₹14,430
30 Sep 23	₹17,124
30 Sep 24	₹24,860
30 Sep 25	₹23,370

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	-3.1%
6 Month	8.2%
1 Year	-6%
3 Year	17.4%
5 Year	18.5%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.2%
2023	30.9%
2022	-7.7%
2021	32.6%
2020	19.2%
2019	9.4%
2018	-1.3%
2017	35.7%
2016	3.4%
2015	5.8%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	5 Yr.
Deepesh Kashyap	1 Jul 25	0.17 Yr.

Data below for Invesco India Tax Plan as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	24.46%
Financial Services	22.27%
Industrials	15.7%
Technology	10.95%
Health Care	8.73%
Basic Materials	4.93%
Real Estate	4.91%
Consumer Defensive	3.94%
Communication Services	2.24%
Utility	1.55%

Asset Allocation

Asset Class	Value
Cash	0.32%
Equity	99.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	6%	₹164 Cr	1,728,162
Infosys Ltd (Technology) Equity, Since 31 Dec 19 \| INFY	5%	₹142 Cr	965,480
LTIMindtree Ltd (Technology) Equity, Since 30 Sep 24 \| LTIM	3%	₹86 Cr	167,960
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	3%	₹82 Cr	589,056
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	3%	₹80 Cr	911,349
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive) Equity, Since 30 Sep 24 \| BECTORFOOD	3%	₹75 Cr	540,000 ↑ 133,287
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	3%	₹74 Cr	1,803,333
Blue Star Ltd (Industrials) Equity, Since 31 Jan 24 \| BLUESTARCO	3%	₹72 Cr	381,886
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Nov 22 \| APOLLOHOSP	3%	₹71 Cr	93,000 ↑ 40,055
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| JUBLFOOD	3%	₹70 Cr	1,116,348 ↑ 60,000

5. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Top quartile AUM (₹16,475 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.41% (upper mid).
3Y return: 19.59% (upper mid).
1Y return: -5.09% (top quartile).
Alpha: -1.92 (lower mid).
Sharpe: -0.75 (lower mid).
Information ratio: 0.99 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~7.0%).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (01 Oct 25)	₹138.091 ↑ 0.98 (0.71 %)
Net Assets (Cr)	₹16,475 on 31 Aug 25
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	-0.75
Information Ratio	0.99
Alpha Ratio	-1.92
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,003
30 Sep 22	₹16,738
30 Sep 23	₹20,189
30 Sep 24	₹30,165
30 Sep 25	₹28,628

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1.8%
3 Month	-3.5%
6 Month	4.5%
1 Year	-5.1%
3 Year	19.6%
5 Year	23.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.9%
2023	30%
2022	4.5%
2021	35.1%
2020	15%
2019	14.8%
2018	-7.6%
2017	36.3%
2016	11.3%
2015	4.4%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	10.14 Yr.

Data below for DSP Tax Saver Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	36.98%
Health Care	10.52%
Consumer Cyclical	9.73%
Basic Materials	8.92%
Technology	8.79%
Consumer Defensive	5.33%
Industrials	5.17%
Communication Services	4.67%
Energy	4.33%
Utility	3.64%

Asset Allocation

Asset Class	Value
Cash	1.93%
Equity	98.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	7%	₹1,147 Cr	12,050,366
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	7%	₹1,109 Cr	13,819,830 ↑ 769,098
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	6%	₹1,023 Cr	7,317,696
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	6%	₹986 Cr	6,706,545 ↑ 1,558,481
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	5%	₹832 Cr	7,961,062
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	3%	₹498 Cr	2,634,816
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹487 Cr	2,482,802 ↑ 420,372
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹412 Cr	1,286,941
Cipla Ltd (Healthcare) Equity, Since 30 Apr 23 \| CIPLA	2%	₹400 Cr	2,514,972
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Nov 22 \| HINDUNILVR	2%	₹398 Cr	1,495,324

6. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹897 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.41% (bottom quartile).
3Y return: 17.95% (lower mid).
1Y return: -4.68% (top quartile).
Alpha: 1.95 (top quartile).
Sharpe: -0.47 (top quartile).
Information ratio: 0.48 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~7.0%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (01 Oct 25)	₹94.1568 ↑ 0.59 (0.63 %)
Net Assets (Cr)	₹897 on 31 Aug 25
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	-0.47
Information Ratio	0.48
Alpha Ratio	1.95
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,921
30 Sep 22	₹14,187
30 Sep 23	₹16,531
30 Sep 24	₹24,426
30 Sep 25	₹23,282

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.3%
3 Month	-2.7%
6 Month	6.5%
1 Year	-4.7%
3 Year	18%
5 Year	18.4%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.6%
2023	31.3%
2022	-2.1%
2021	23.6%
2020	17.8%
2019	14.3%
2018	-9.3%
2017	42.3%
2016	-6.6%
2015	7.7%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	3.47 Yr.
Pratish Krishnan	14 Mar 22	3.47 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.26%
Consumer Cyclical	15.13%
Industrials	11.52%
Technology	10.42%
Health Care	8.05%
Basic Materials	7.16%
Consumer Defensive	5.23%
Energy	3.87%
Utility	3.11%
Communication Services	3.05%

Asset Allocation

Asset Class	Value
Cash	3.17%
Equity	96.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	7%	₹62 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	6%	₹57 Cr	411,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹35 Cr	255,800
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Infosys Ltd (Technology) Equity, Since 29 Feb 24 \| INFY	3%	₹25 Cr	173,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 543320	3%	₹25 Cr	790,813
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹23 Cr	62,520 ↑ 13,500
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	2%	₹22 Cr	278,000 ↑ 35,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| RADICO	2%	₹21 Cr	73,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	2%	₹21 Cr	10,866

7. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Bottom quartile AUM (₹1,082 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.21% (bottom quartile).
3Y return: 14.61% (bottom quartile).
1Y return: -5.25% (upper mid).
Alpha: -0.42 (upper mid).
Sharpe: -0.62 (upper mid).
Information ratio: -0.14 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (01 Oct 25)	₹151.608 ↑ 1.14 (0.76 %)
Net Assets (Cr)	₹1,082 on 31 Aug 25
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.62
Information Ratio	-0.14
Alpha Ratio	-0.42
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,437
30 Sep 22	₹15,335
30 Sep 23	₹17,495
30 Sep 24	₹24,364
30 Sep 25	₹23,085

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1%
3 Month	-3.1%
6 Month	3.2%
1 Year	-5.2%
3 Year	14.6%
5 Year	18.2%
10 Year
15 Year
Since launch	11%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%
2015	-3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Yogesh Patil	1 Jul 24	1.17 Yr.
Dikshit Mittal	31 Jul 23	2.09 Yr.

Data below for LIC MF Tax Plan as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.39%
Consumer Cyclical	17.86%
Industrials	15.62%
Consumer Defensive	10.24%
Health Care	7.33%
Basic Materials	7.02%
Technology	6.7%
Energy	2.19%
Communication Services	1.31%
Real Estate	0.25%

Asset Allocation

Asset Class	Value
Cash	2.08%
Equity	97.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	8%	₹87 Cr	916,422
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹84 Cr	604,329
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹63 Cr	777,563
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| AXISBANK	3%	₹36 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹30 Cr	210,855
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	2%	₹26 Cr	320,605
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	2%	₹25 Cr	68,942
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹25 Cr	131,363
Trent Ltd (Consumer Cyclical) Equity, Since 31 Mar 20 \| TRENT	2%	₹24 Cr	45,143
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Jul 23 \| GRASIM	2%	₹22 Cr	80,412

8. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield

Upper mid AUM (₹6,537 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.74% (upper mid).
3Y return: 18.56% (upper mid).
1Y return: -6.03% (lower mid).
Alpha: -1.19 (lower mid).
Sharpe: -0.69 (lower mid).
Information ratio: 1.11 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding ICICI Bank Ltd (~9.7%).

Below is the key information for Franklin India Taxshield

Franklin India Taxshield Growth
Launch Date	10 Apr 99
NAV (01 Oct 25)	₹1,456.21 ↑ 13.18 (0.91 %)
Net Assets (Cr)	₹6,537 on 31 Aug 25
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	-0.69
Information Ratio	1.11
Alpha Ratio	-1.19
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,151
30 Sep 22	₹17,405
30 Sep 23	₹21,285
30 Sep 24	₹30,870
30 Sep 25	₹29,009

Franklin India Taxshield SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.2%
3 Month	-4.2%
6 Month	4.9%
1 Year	-6%
3 Year	18.6%
5 Year	23.7%
10 Year
15 Year
Since launch	20.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.4%
2023	31.2%
2022	5.4%
2021	36.7%
2020	9.8%
2019	5.1%
2018	-3%
2017	29.1%
2016	4.7%
2015	4%

Fund Manager information for Franklin India Taxshield

Name	Since	Tenure
R. Janakiraman	2 May 16	9.34 Yr.
Rajasa Kakulavarapu	1 Dec 23	1.75 Yr.

Data below for Franklin India Taxshield as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	30.2%
Consumer Cyclical	12.11%
Industrials	12.02%
Technology	8.57%
Health Care	7.02%
Basic Materials	5.82%
Consumer Defensive	5.38%
Communication Services	5.22%
Utility	4.91%
Energy	3.06%
Real Estate	1.78%

Asset Allocation

Asset Class	Value
Cash	3.93%
Equity	96.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	10%	₹636 Cr	4,546,914
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	9%	₹621 Cr	6,520,834
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	5%	₹318 Cr	883,853
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	4%	₹287 Cr	1,517,753
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	4%	₹283 Cr	1,922,741
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| AXISBANK	4%	₹235 Cr	2,252,948
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 543320	4%	₹235 Cr	7,500,000
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	3%	₹213 Cr	1,462,587
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹200 Cr	1,472,922
Grasim Industries Ltd (Basic Materials) Equity, Since 30 Jun 11 \| GRASIM	3%	₹190 Cr	685,013

9. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Upper mid AUM (₹6,201 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.35% (lower mid).
3Y return: 16.06% (bottom quartile).
1Y return: -7.13% (bottom quartile).
Alpha: -0.41 (upper mid).
Sharpe: -0.63 (upper mid).
Information ratio: 0.04 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~9.2%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (01 Oct 25)	₹114.617 ↑ 0.81 (0.71 %)
Net Assets (Cr)	₹6,201 on 31 Aug 25
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.63
Information Ratio	0.04
Alpha Ratio	-0.41
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,635
30 Sep 22	₹16,153
30 Sep 23	₹19,388
30 Sep 24	₹27,190
30 Sep 25	₹25,252

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1.2%
3 Month	-3.4%
6 Month	6.9%
1 Year	-7.1%
3 Year	16.1%
5 Year	20.4%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.8%
2023	23.6%
2022	6.9%
2021	33.2%
2020	14.9%
2019	12.7%
2018	-3.8%
2017	33.8%
2016	7.5%
2015	1.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	10.03 Yr.

Data below for Kotak Tax Saver Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.67%
Industrials	12.79%
Consumer Cyclical	10.84%
Technology	10.25%
Basic Materials	9.87%
Energy	6.23%
Utility	5.69%
Consumer Defensive	4.84%
Communication Services	4.38%
Health Care	4.31%

Asset Allocation

Asset Class	Value
Cash	1.12%
Equity	98.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	9%	₹571 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹363 Cr	2,599,780
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	4%	₹234 Cr	1,239,286
Infosys Ltd (Technology) Equity, Since 31 Dec 05 \| INFY	4%	₹220 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹217 Cr	2,700,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| TECHM	3%	₹200 Cr	1,350,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 13 \| AXISBANK	3%	₹183 Cr	1,750,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| NTPC	3%	₹164 Cr	5,000,000
Bosch Ltd (Consumer Cyclical) Equity, Since 28 Feb 23 \| BOSCHLTD	3%	₹160 Cr	40,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| BRITANNIA	2%	₹146 Cr	250,000

10. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,355 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.98% (lower mid).
3Y return: 17.06% (bottom quartile).
1Y return: -10.30% (bottom quartile).
Alpha: -5.42 (bottom quartile).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.24 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Vedanta Ltd (~4.4%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (01 Oct 25)	₹157.8 ↑ 0.78 (0.50 %)
Net Assets (Cr)	₹1,355 on 31 Aug 25
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.85
Information Ratio	0.24
Alpha Ratio	-5.42
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,581
30 Sep 22	₹16,155
30 Sep 23	₹19,818
30 Sep 24	₹28,886
30 Sep 25	₹25,911

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1.7%
3 Month	-3.7%
6 Month	4.8%
1 Year	-10.3%
3 Year	17.1%
5 Year	21%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.6%
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	3.35 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	22.09%
Industrials	19.52%
Basic Materials	16.48%
Utility	8.47%
Technology	7.27%
Consumer Defensive	7.05%
Consumer Cyclical	6.05%
Health Care	2.85%
Communication Services	2.8%
Real Estate	2.64%
Energy	1.36%

Asset Allocation

Asset Class	Value
Cash	3.42%
Equity	96.57%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| VEDL	4%	₹59 Cr	1,412,000
Coforge Ltd (Technology) Equity, Since 30 Jun 23 \| COFORGE	4%	₹57 Cr	328,000
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹53 Cr	664,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹46 Cr	330,000 ↑ 100,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| ITC	3%	₹46 Cr	1,120,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹45 Cr	105,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹42 Cr	437,532
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹40 Cr	285,350 ↓ -32,450
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹38 Cr	201,000 ↑ 15,000
Prudent Corporate Advisory Services Ltd (Financial Services) Equity, Since 31 Oct 23 \| 543527	3%	₹37 Cr	132,407

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തി. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് ഒരു ഉറപ്പുമില്ല. നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് ദയവായി സ്കീം വിവര പ്രമാണം ഉപയോഗിച്ച് പരിശോധിക്കുക.