SIP 2022-നുള്ള മികച്ച 5 ബാലൻസ്ഡ് ഇക്വിറ്റി ഫണ്ടുകൾ

Updated on October 20, 2025 , 5446 views

ബാലൻസ്ഡ് ഫണ്ട് ഇക്വിറ്റിയിലും ഡെറ്റ് ഇൻസ്ട്രുമെന്റിലും നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്കിടയിൽ ഏറ്റവും ഇഷ്ടപ്പെട്ട തിരഞ്ഞെടുപ്പാണ്. ഈ ഫണ്ടുകൾ ഇക്വിറ്റിയും കടവും തമ്മിലുള്ള സന്തുലിതാവസ്ഥ കൈവരിക്കുന്നതിനുള്ള ഒരു വഴി നൽകുന്നു. ഇക്വിറ്റി-ഓറിയന്റഡ് ബാലൻസ്ഡ് ഫണ്ടുകൾക്ക് അവരുടെ കോർപ്പസിന്റെ വലിയൊരു ഭാഗം (കുറഞ്ഞത് 65%) ഓഹരികളിൽ നിക്ഷേപിച്ചിട്ടുണ്ട്. റിട്ടേൺ ആസ്വദിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് ഈ ഫണ്ടുകൾ ഏറ്റവും അനുയോജ്യമാണ്, എന്നാൽ ഒരു സുരക്ഷാ തലയണ. ഇക്വിറ്റികളിൽ നിക്ഷേപം ആരംഭിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് അവരുടെ പോർട്ട്ഫോളിയോയിൽ ബാലൻസ്ഡ് ഫണ്ടുകൾ ചേർക്കാവുന്നതാണ്. ഈ ഫണ്ടുകൾക്ക് മറ്റുള്ളവയേക്കാൾ ചാഞ്ചാട്ടം കുറവാണ്ഇക്വിറ്റി ഫണ്ടുകൾ അവരുടെ ആദായം എന്നതിനേക്കാൾ ഉയർന്നതാണ്കടം മ്യൂച്വൽ ഫണ്ട്. മികച്ച ഫലങ്ങൾക്കായി, നിക്ഷേപകർക്ക് ഈ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്ത മികച്ച ബാലൻസ്ഡ് ഇക്വിറ്റി ഫണ്ടുകൾ പരിഗണിക്കാംSIP നിക്ഷേപം.

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FY 22 - 23 SIP നിക്ഷേപത്തിനായുള്ള മികച്ച 5 മികച്ച ബാലൻസ്ഡ് ഇക്വിറ്റി ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Equity Hybrid Fund Growth	₹123.012 ↑ 0.25	₹804	500	0.8	6.5	-3.3	20.9	21.3	27
ICICI Prudential Equity and Debt Fund Growth	₹408.72 ↑ 1.42	₹45,168	100	4.4	8.7	7.6	20.3	26.7	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.07 ↑ 0.14	₹1,253	1,000	-1.6	8.3	-2.3	19.1	22.4	25.8
UTI Hybrid Equity Fund Growth	₹408.654 ↑ 1.44	₹6,302	500	0.2	5.7	1.4	16.9	19.8	19.7
DSP Equity and Bond Fund Growth	₹363.387 ↑ 1.05	₹11,333	500	0.9	4.7	3.8	16.6	17.1	17.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Equity Hybrid Fund	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	UTI Hybrid Equity Fund	DSP Equity and Bond Fund
Point 1	Bottom quartile AUM (₹804 Cr).	Highest AUM (₹45,168 Cr).	Bottom quartile AUM (₹1,253 Cr).	Lower mid AUM (₹6,302 Cr).	Upper mid AUM (₹11,333 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (25+ yrs).	Established history (9+ yrs).	Established history (30+ yrs).	Established history (26+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Not Rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.31% (lower mid).	5Y return: 26.71% (top quartile).	5Y return: 22.43% (upper mid).	5Y return: 19.79% (bottom quartile).	5Y return: 17.07% (bottom quartile).
Point 6	3Y return: 20.94% (top quartile).	3Y return: 20.30% (upper mid).	3Y return: 19.09% (lower mid).	3Y return: 16.90% (bottom quartile).	3Y return: 16.65% (bottom quartile).
Point 7	1Y return: -3.30% (bottom quartile).	1Y return: 7.62% (top quartile).	1Y return: -2.28% (bottom quartile).	1Y return: 1.42% (lower mid).	1Y return: 3.84% (upper mid).
Point 8	1M return: 0.30% (bottom quartile).	1M return: 1.09% (top quartile).	1M return: -1.25% (bottom quartile).	1M return: 0.59% (upper mid).	1M return: 0.55% (lower mid).
Point 9	Alpha: -8.63 (bottom quartile).	Alpha: 2.96 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -2.11 (bottom quartile).	Alpha: 1.18 (upper mid).
Point 10	Sharpe: -1.21 (bottom quartile).	Sharpe: -0.29 (top quartile).	Sharpe: -0.64 (lower mid).	Sharpe: -0.80 (bottom quartile).	Sharpe: -0.47 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.31% (lower mid).
3Y return: 20.94% (top quartile).
1Y return: -3.30% (bottom quartile).
1M return: 0.30% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹45,168 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.71% (top quartile).
3Y return: 20.30% (upper mid).
1Y return: 7.62% (top quartile).
1M return: 1.09% (top quartile).
Alpha: 2.96 (top quartile).
Sharpe: -0.29 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.43% (upper mid).
3Y return: 19.09% (lower mid).
1Y return: -2.28% (bottom quartile).
1M return: -1.25% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).

UTI Hybrid Equity Fund

Lower mid AUM (₹6,302 Cr).
Established history (30+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.79% (bottom quartile).
3Y return: 16.90% (bottom quartile).
1Y return: 1.42% (lower mid).
1M return: 0.59% (upper mid).
Alpha: -2.11 (bottom quartile).
Sharpe: -0.80 (bottom quartile).

DSP Equity and Bond Fund

Upper mid AUM (₹11,333 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.07% (bottom quartile).
3Y return: 16.65% (bottom quartile).
1Y return: 3.84% (upper mid).
1M return: 0.55% (lower mid).
Alpha: 1.18 (upper mid).
Sharpe: -0.47 (upper mid).

*മുകളിൽ മികച്ചവയുടെ ലിസ്റ്റ്ബാലൻസ്ഡ് ഇക്വിറ്റി മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉള്ള ഫണ്ടുകൾ100 കോടി. ക്രമീകരിച്ചുകഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേൺ.

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.31% (lower mid).
3Y return: 20.94% (top quartile).
1Y return: -3.30% (bottom quartile).
1M return: 0.30% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).
Information ratio: 1.05 (lower mid).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (20 Oct 25)	₹123.012 ↑ 0.25 (0.21 %)
Net Assets (Cr)	₹804 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-1.21
Information Ratio	1.05
Alpha Ratio	-8.63
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,449
30 Sep 22	₹15,020
30 Sep 23	₹19,312
30 Sep 24	₹28,357
30 Sep 25	₹26,181

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.3%
3 Month	0.8%
6 Month	6.5%
1 Year	-3.3%
3 Year	20.9%
5 Year	21.3%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.92 Yr.
Asit Bhandarkar	31 Dec 21	3.67 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.09%
Equity	77.82%
Debt	19.09%

Equity Sector Allocation

Sector	Value
Financial Services	18.42%
Technology	15.22%
Industrials	13.57%
Consumer Cyclical	12.44%
Basic Materials	6.15%
Communication Services	4.23%
Health Care	3.9%
Consumer Defensive	3.9%

Debt Sector Allocation

Sector	Value
Corporate	12.13%
Government	8.77%
Cash Equivalent	1.29%

Credit Quality

Rating	Value
AA	4.81%
AAA	95.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹34 Cr	180,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹32 Cr	88,520
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹29 Cr	300,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| TECHM	3%	₹27 Cr	185,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹26 Cr	77,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹25 Cr	5,950,865
6.33% Govt Stock 2035 Sovereign Bonds \| -	3%	₹25 Cr	2,575,000 ↑ 425,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	3%	₹24 Cr	275,040 ↓ -15,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹24 Cr	170,114
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹23 Cr	31,000 ↓ -5,000

2. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Highest AUM (₹45,168 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.71% (top quartile).
3Y return: 20.30% (upper mid).
1Y return: 7.62% (top quartile).
1M return: 1.09% (top quartile).
Alpha: 2.96 (top quartile).
Sharpe: -0.29 (top quartile).
Information ratio: 2.18 (top quartile).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (20 Oct 25)	₹408.72 ↑ 1.42 (0.35 %)
Net Assets (Cr)	₹45,168 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.29
Information Ratio	2.18
Alpha Ratio	2.96
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,108
30 Sep 22	₹18,313
30 Sep 23	₹22,518
30 Sep 24	₹31,014
30 Sep 25	₹31,641

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.1%
3 Month	4.4%
6 Month	8.7%
1 Year	7.6%
3 Year	20.3%
5 Year	26.7%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	9.74 Yr.
Manish Banthia	19 Sep 13	11.96 Yr.
Mittul Kalawadia	29 Dec 20	4.68 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Sri Sharma	30 Apr 21	4.34 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.
Nitya Mishra	4 Nov 24	0.82 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	7.77%
Equity	74.08%
Debt	18.11%

Equity Sector Allocation

Sector	Value
Financial Services	18.94%
Consumer Cyclical	11.62%
Energy	7.74%
Health Care	6.16%
Industrials	6.04%
Utility	5.85%
Consumer Defensive	5.31%
Technology	4.91%
Communication Services	2.99%
Real Estate	2.53%
Basic Materials	2.01%

Debt Sector Allocation

Sector	Value
Government	11.04%
Corporate	10.1%
Cash Equivalent	4.77%

Credit Quality

Rating	Value
A	1.8%
AA	19.72%
AAA	78.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	6%	₹2,559 Cr	18,309,865
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| NTPC	5%	₹2,443 Cr	74,574,915
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	5%	₹2,082 Cr	15,337,752 ↑ 505,147
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,957 Cr	12,270,395 ↑ 546,638
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	4%	₹1,844 Cr	19,375,904
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	4%	₹1,825 Cr	1,234,017 ↓ -481,400
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| AXISBANK	4%	₹1,624 Cr	15,534,275
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| DMART	3%	₹1,470 Cr	3,090,730
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| TVSMOTOR	3%	₹1,315 Cr	4,012,393 ↓ -242,952
Infosys Ltd (Technology) Equity, Since 30 Jun 16 \| INFY	3%	₹1,247 Cr	8,488,013 ↑ 996,000

3. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.43% (upper mid).
3Y return: 19.09% (lower mid).
1Y return: -2.28% (bottom quartile).
1M return: -1.25% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (20 Oct 25)	₹38.07 ↑ 0.14 (0.37 %)
Net Assets (Cr)	₹1,253 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,366
30 Sep 22	₹16,236
30 Sep 23	₹20,318
30 Sep 24	₹28,324
30 Sep 25	₹27,059

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	-1.2%
3 Month	-1.6%
6 Month	8.3%
1 Year	-2.3%
3 Year	19.1%
5 Year	22.4%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.55 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	15.75%
Equity	69.96%
Debt	14.29%

Equity Sector Allocation

Sector	Value
Basic Materials	15.61%
Financial Services	13.44%
Industrials	11.7%
Technology	8.23%
Health Care	8.11%
Consumer Cyclical	7.11%
Consumer Defensive	4.14%
Utility	0.88%
Energy	0.73%

Debt Sector Allocation

Sector	Value
Corporate	10.98%
Government	10.71%
Cash Equivalent	8.35%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	4%	₹46 Cr	264,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹43 Cr	566,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	3%	₹35 Cr	273,000 ↑ 48,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹32 Cr	1,580,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| GLENMARK	2%	₹29 Cr	150,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	2%	₹29 Cr	222,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹28 Cr	160,000 ↑ 15,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Aug 22 \| JKCEMENT	2%	₹26 Cr	38,000 ↑ 6,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹26 Cr	180,000 ↑ 21,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹25 Cr	138,000

4. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Lower mid AUM (₹6,302 Cr).
Established history (30+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.79% (bottom quartile).
3Y return: 16.90% (bottom quartile).
1Y return: 1.42% (lower mid).
1M return: 0.59% (upper mid).
Alpha: -2.11 (bottom quartile).
Sharpe: -0.80 (bottom quartile).
Information ratio: 1.47 (upper mid).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (20 Oct 25)	₹408.654 ↑ 1.44 (0.35 %)
Net Assets (Cr)	₹6,302 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.8
Information Ratio	1.47
Alpha Ratio	-2.11
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,433
30 Sep 22	₹15,599
30 Sep 23	₹18,685
30 Sep 24	₹25,473
30 Sep 25	₹24,636

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	0.2%
6 Month	5.7%
1 Year	1.4%
3 Year	16.9%
5 Year	19.8%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.7%
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.95 Yr.
Sunil Patil	5 Feb 18	7.57 Yr.

Data below for UTI Hybrid Equity Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	1.77%
Equity	69.86%
Debt	28.37%

Equity Sector Allocation

Sector	Value
Financial Services	22.17%
Technology	7.37%
Consumer Cyclical	7.27%
Industrials	5.24%
Consumer Defensive	4.84%
Basic Materials	4.84%
Health Care	4.83%
Energy	4.66%
Communication Services	4.39%
Real Estate	2.67%
Utility	1.58%

Debt Sector Allocation

Sector	Value
Government	19.13%
Corporate	9%
Cash Equivalent	2.01%

Credit Quality

Rating	Value
AA	1%
AAA	99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹404 Cr	4,250,446 ↓ -76,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹331 Cr	2,368,644 ↓ -50,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹222 Cr	1,509,346 ↑ 80,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹184 Cr	4,489,969 ↑ 325,863
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹172 Cr	1,265,588 ↑ 180,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹169 Cr	1,700,000,000 ↓ -500,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹149 Cr	1,514,590,000 ↑ 264,590,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹135 Cr	1,325,000,000 ↓ -100,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹125 Cr	1,200,000,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹121 Cr	4,859,730 ↑ 650,000

5. DSP Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

Research Highlights for DSP Equity and Bond Fund

Upper mid AUM (₹11,333 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.07% (bottom quartile).
3Y return: 16.65% (bottom quartile).
1Y return: 3.84% (upper mid).
1M return: 0.55% (lower mid).
Alpha: 1.18 (upper mid).
Sharpe: -0.47 (upper mid).
Information ratio: 0.86 (bottom quartile).

Below is the key information for DSP Equity and Bond Fund

DSP Equity and Bond Fund Growth
Launch Date	27 May 99
NAV (20 Oct 25)	₹363.387 ↑ 1.05 (0.29 %)
Net Assets (Cr)	₹11,333 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.47
Information Ratio	0.86
Alpha Ratio	1.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,796
30 Sep 22	₹14,162
30 Sep 23	₹16,680
30 Sep 24	₹22,122
30 Sep 25	₹22,003

DSP Equity and Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	0.9%
6 Month	4.7%
1 Year	3.8%
3 Year	16.6%
5 Year	17.1%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	25.3%
2022	-2.7%
2021	24.2%
2020	17%
2019	14.2%
2018	-5.1%
2017	27.6%
2016	8.3%
2015	4.8%

Fund Manager information for DSP Equity and Bond Fund

Name	Since	Tenure
Abhishek Singh	1 Mar 24	1.5 Yr.
Shantanu Godambe	1 Aug 24	1.08 Yr.

Data below for DSP Equity and Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	5.61%
Equity	67.25%
Debt	27.13%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	29%
Health Care	9.36%
Consumer Cyclical	8.88%
Technology	5.04%
Consumer Defensive	4.97%
Utility	4.18%
Basic Materials	2.87%
Communication Services	1.23%
Industrials	0.87%
Energy	0.85%

Debt Sector Allocation

Sector	Value
Government	21.48%
Corporate	5.65%
Cash Equivalent	5.61%

Credit Quality

Rating	Value
AA	8.36%
AAA	91.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 14 \| HDFCBANK	7%	₹813 Cr	8,541,164
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 15 \| ICICIBANK	5%	₹543 Cr	3,882,861
7.81% Govt Stock 2033 Sovereign Bonds \| -	4%	₹456 Cr	42,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| M&M	4%	₹421 Cr	1,317,286
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 24 \| SBILIFE	4%	₹417 Cr	2,312,135
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| AXISBANK	3%	₹345 Cr	3,299,888 ↑ 530,875
Cipla Ltd (Healthcare) Equity, Since 31 May 24 \| CIPLA	3%	₹343 Cr	2,156,479
8.17% Govt Stock 2044 Sovereign Bonds \| -	3%	₹341 Cr	30,000,000 ↓ -2,500,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	3%	₹338 Cr	1,725,817 ↑ 457,735
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹333 Cr	34,500,000 ↑ 16,000,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.