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2022 मध्ये गुंतवणुकीसाठी 11 सर्वोत्तम परफॉर्मिंग टॅक्स सेव्हिंग (ELSS) म्युच्युअल फंड

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11 सर्वोत्तम कर बचत ELSS म्युच्युअल फंड 2022

Updated on June 7, 2025 , 22008 views

सर्वोत्तम elss फंड किंवा इक्विटी लिंक्ड बचत योजना इक्विटी वैविध्यपूर्ण आहेतम्युच्युअल फंड जे प्रदान करण्यासाठी इक्विटी-लिंक्ड साधनांमध्ये (जसे की शेअर्स आणि स्टॉक) गुंतवणूक करतातबाजार- लिंक्ड रिटर्न आणि थेट कर वाचविण्यात मदतउत्पन्न. सामान्यतः, फंड कॉर्पसपैकी 80% इक्विटीमध्ये आणि उर्वरित कर्ज साधनांमध्ये गुंतवले जाते.

ELSS फंडांना टॅक्स सेव्हिंग म्युच्युअल फंड म्हणूनही ओळखले जाते कारण ते अंतर्गत कर लाभ देतातकलम 80C याआयकर कायदा. शिवाय, ELSS म्युच्युअल फंड हे ओपन-एंडेड आहेत, याचा अर्थ गुंतवणूकदार त्यांना पाहिजे तेव्हा या फंडांमध्ये सदस्यत्व घेऊ शकतात.

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ELSS फंडात कोण गुंतवणूक करू शकते?

साधारणपणे, ELSS म्युच्युअल फंड सर्व प्रकारच्या गुंतवणूकदारांसाठी योग्य असतात जे बाजाराशी संबंधित जोखीम घेण्यास इच्छुक असतात.कर नियोजन आणि पैशांची बचत. कोणीही त्यांच्या आयुष्यातील कोणत्याही वेळी ELSS फंडांमध्ये गुंतवणूक करू शकतो. तथापि, तुमच्या करिअरच्या सुरुवातीच्या काळात कर बचत ELSS फंडांमध्ये गुंतवणूक करण्याचे सुचवले आहे जेणेकरून तुमचे पैसे कालांतराने वाढतील आणि तुम्हाला चांगले परतावा मिळेल.

म्हणून, कर वाचवा आणि एकाच वेळी चांगले परतावा मिळवागुंतवणूक सर्वोत्तम ELSS फंडांमध्ये. गुंतवणूकदारांनी हे लक्षात ठेवले पाहिजे की ELSS फंडांमध्ये गुंतवलेली रक्कम 3 वर्षांसाठी लॉक केलेली आहे.

गुंतवणूकदार ELSS म्युच्युअल फंडात एकरकमी (एक वेळ) गुंतवणूक करू शकतातSIP (पद्धतशीरगुंतवणूक योजना). नवशिक्यांसाठी सल्ला दिला जातो की साधारणपणे SIP वापरून गुंतवणूक करावी कारण ते त्यांच्यासाठी अधिक योग्य आहे.

इतर कर बचत पर्याय?

ELSS प्रमाणेच कलम 80c अंतर्गत इतर पर्यायांमध्ये हे समाविष्ट आहे:जीवन विमा प्रीमियम,कर बचत मुदत ठेवी,पीपीएफ,NSC,ईपीएफ, युनिट लिंक्ड इक्विटी योजना (युलिप). कलम 80c अंतर्गत बचतीची एकत्रित मर्यादा प्रत्येक आर्थिक वर्षासाठी 1.5 लाख इतकी मर्यादित आहे हे एखाद्याला माहित असले पाहिजे.

आर्थिक वर्ष 22 - 23 मधील गुंतवणुकीसाठी शीर्ष 11 सर्वोत्तम कामगिरी करणारे ELSS म्युच्युअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata India Tax Savings Fund Growth ₹44.5365
↑ 0.27
₹4,40512.6-2.11019.22319.5
L&T Tax Advantage Fund Growth ₹135.327
↑ 1.04
₹3,91714.4-2.911.223.22433
Principal Tax Savings Fund Growth ₹507.299
↑ 2.20
₹1,32812.10.27.618.223.315.8
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,3181.215.435.520.617.4
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹4859.715.116.920.810
Invesco India Tax Plan Growth ₹127.13
↑ 0.74
₹2,72113.9-3.811.220.322.125.2
BNP Paribas Long Term Equity Fund (ELSS) Growth ₹94.9158
↑ 0.52
₹88612.5-3.59.620.821.223.6
Sundaram Diversified Equity Fund Growth ₹219.691
↑ 0.97
₹1,46511.8-0.27.216.521.912
JM Tax Gain Fund Growth ₹48.076
↑ 0.28
₹18911-5.3622.826.129
BOI AXA Tax Advantage Fund Growth ₹163.29
↑ 1.79
₹1,32414.3-7.20.522.626.521.6
UTI Long Term Equity Fund Growth ₹207.222
↑ 0.91
₹3,68912.7-0.86.417.221.213.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 25

*वर शीर्ष यादी आहेELSS (इक्विटी लिंक्ड सेव्हिंग स्कीम) पेक्षा जास्त एयूएम/निव्वळ मालमत्ता असलेली500 कोटी आणि निधीचे वय >= ३ वर्षे.

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15% since its launch.  Ranked 1 in ELSS category.  Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (09 Jun 25) ₹44.5365 ↑ 0.27   (0.62 %)
Net Assets (Cr) ₹4,405 on 30 Apr 25
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio 0.07
Information Ratio -0.08
Alpha Ratio 0.83
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹16,250
31 May 22₹17,665
31 May 23₹19,848
31 May 24₹26,082
31 May 25₹28,948

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 7.5%
3 Month 12.6%
6 Month -2.1%
1 Year 10%
3 Year 19.2%
5 Year 23%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 24%
2022 5.9%
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Sailesh Jain16 Dec 213.46 Yr.
Tejas Gutka9 Mar 214.23 Yr.

Data below for Tata India Tax Savings Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services34.65%
Consumer Cyclical14.48%
Industrials12.7%
Basic Materials6.86%
Technology6.65%
Energy5.57%
Communication Services4.29%
Health Care3.63%
Utility2.78%
Real Estate2.27%
Consumer Defensive1.24%
Asset Allocation
Asset ClassValue
Cash4.87%
Equity95.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
8%₹332 Cr1,725,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
7%₹303 Cr2,125,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹190 Cr1,350,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
4%₹175 Cr940,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
4%₹174 Cr1,160,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
4%₹172 Cr2,175,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
3%₹154 Cr1,300,000
NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 532555
3%₹122 Cr3,451,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹118 Cr352,147
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Mar 22 | 500034
2%₹92 Cr107,000

2. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 7 in ELSS category.  Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (09 Jun 25) ₹135.327 ↑ 1.04   (0.77 %)
Net Assets (Cr) ₹3,917 on 30 Apr 25
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 0.13
Information Ratio 0.39
Alpha Ratio 2
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹16,072
31 May 22₹16,614
31 May 23₹19,190
31 May 24₹26,811
31 May 25₹29,875

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 10.4%
3 Month 14.4%
6 Month -2.9%
1 Year 11.2%
3 Year 23.2%
5 Year 24%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33%
2023 28.4%
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Sonal Gupta21 Jul 213.86 Yr.
Abhishek Gupta1 Mar 241.25 Yr.

Data below for L&T Tax Advantage Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services26.16%
Consumer Cyclical18.76%
Industrials16.95%
Technology10.59%
Basic Materials5.95%
Health Care5.84%
Energy4.51%
Consumer Defensive3.35%
Utility3.26%
Communication Services2.22%
Real Estate1.47%
Asset Allocation
Asset ClassValue
Cash0.65%
Equity99.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
6%₹224 Cr1,162,500
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK
4%₹165 Cr1,155,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
3%₹134 Cr951,812
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
3%₹116 Cr774,900
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
3%₹101 Cr301,450
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
2%₹87 Cr467,000
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN
2%₹79 Cr1,291,500
State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN
2%₹78 Cr984,432
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
2%₹73 Cr3,150,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
2%₹71 Cr133,000

3. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 8 in ELSS category.  Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (09 Jun 25) ₹507.299 ↑ 2.20   (0.44 %)
Net Assets (Cr) ₹1,328 on 30 Apr 25
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio 0.01
Information Ratio -0.17
Alpha Ratio -0.25
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹16,668
31 May 22₹18,355
31 May 23₹20,598
31 May 24₹26,948
31 May 25₹29,401

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 5.8%
3 Month 12.1%
6 Month 0.2%
1 Year 7.6%
3 Year 18.2%
5 Year 23.3%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.8%
2023 24.5%
2022 4.3%
2021 32.1%
2020 18.9%
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Rohit Seksaria1 Jan 223.41 Yr.
Bharath Subramanian2 Jun 250 Yr.

Data below for Principal Tax Savings Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services32.69%
Consumer Cyclical10.72%
Industrials10.28%
Health Care7.63%
Consumer Defensive7.47%
Basic Materials6.66%
Technology6.35%
Energy5.8%
Communication Services4.78%
Utility1.91%
Asset Allocation
Asset ClassValue
Cash5.68%
Equity94.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
9%₹124 Cr644,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
8%₹105 Cr737,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
5%₹61 Cr434,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹43 Cr366,000
↑ 55,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹42 Cr126,000
↓ -8,000
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹42 Cr532,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
3%₹41 Cr276,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | ITC
3%₹40 Cr951,000
↑ 372,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | 532538
2%₹31 Cr27,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR
2%₹29 Cr125,000
↑ 30,000

4. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch.  Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹17,522

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 21 in ELSS category. .

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund
Growth
Launch Date 10 Sep 13
NAV (28 Jul 23) ₹43.39 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹485 on 30 Jun 23
Category Equity - ELSS
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 1.21
Information Ratio -1.13
Alpha Ratio 1.78
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹14,542
31 May 22₹15,597
31 May 23₹17,892

IDBI Equity Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 3.1%
3 Month 9.7%
6 Month 15.1%
1 Year 16.9%
3 Year 20.8%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Equity Advantage Fund
NameSinceTenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch.  Ranked 17 in ELSS category.  Return for 2024 was 25.2% , 2023 was 30.9% and 2022 was -7.7% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan
Growth
Launch Date 29 Dec 06
NAV (09 Jun 25) ₹127.13 ↑ 0.74   (0.59 %)
Net Assets (Cr) ₹2,721 on 30 Apr 25
Category Equity - ELSS
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.08
Information Ratio 0.02
Alpha Ratio 1.42
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹16,334
31 May 22₹16,560
31 May 23₹18,212
31 May 24₹24,910
31 May 25₹27,808

Invesco India Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 9%
3 Month 13.9%
6 Month -3.8%
1 Year 11.2%
3 Year 20.3%
5 Year 22.1%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.2%
2023 30.9%
2022 -7.7%
2021 32.6%
2020 19.2%
2019 9.4%
2018 -1.3%
2017 35.7%
2016 3.4%
2015 5.8%
Fund Manager information for Invesco India Tax Plan
NameSinceTenure
Amit Nigam3 Sep 204.74 Yr.
Dhimant Kothari29 Mar 187.18 Yr.

Data below for Invesco India Tax Plan as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services24.16%
Consumer Cyclical18.07%
Industrials15.67%
Technology11.15%
Health Care9.95%
Basic Materials5.94%
Consumer Defensive5.71%
Energy3.41%
Communication Services2.31%
Utility1.79%
Real Estate1.02%
Asset Allocation
Asset ClassValue
Cash0.84%
Equity99.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK
7%₹195 Cr1,012,536
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
4%₹99 Cr693,204
↓ -25,733
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
4%₹95 Cr805,531
↓ -166,568
Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY
3%₹79 Cr529,552
↑ 119,733
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 500034
3%₹72 Cr83,586
↑ 7,032
Home First Finance Co India Ltd --- (Financial Services)
Equity, Since 31 Mar 23 | HOMEFIRST
3%₹71 Cr579,833
↑ 14,285
Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 543426
3%₹69 Cr648,682
LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM
2%₹65 Cr142,248
↑ 8,724
Poly Medicure Ltd (Healthcare)
Equity, Since 30 Jun 24 | POLYMED
2%₹64 Cr249,456
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | EICHERMOT
2%₹63 Cr113,084
↓ -4,573

7. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 22 in ELSS category.  Return for 2024 was 23.6% , 2023 was 31.3% and 2022 was -2.1% .

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS)
Growth
Launch Date 5 Jan 06
NAV (09 Jun 25) ₹94.9158 ↑ 0.52   (0.55 %)
Net Assets (Cr) ₹886 on 30 Apr 25
Category Equity - ELSS
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.29
Sharpe Ratio 0.06
Information Ratio 0.33
Alpha Ratio 0.59
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹15,407
31 May 22₹15,618
31 May 23₹17,419
31 May 24₹24,435
31 May 25₹26,806

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 7.2%
3 Month 12.5%
6 Month -3.5%
1 Year 9.6%
3 Year 20.8%
5 Year 21.2%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.6%
2023 31.3%
2022 -2.1%
2021 23.6%
2020 17.8%
2019 14.3%
2018 -9.3%
2017 42.3%
2016 -6.6%
2015 7.7%
Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
NameSinceTenure
Sanjay Chawla14 Mar 223.22 Yr.
Pratish Krishnan14 Mar 223.22 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services29.59%
Industrials11.15%
Consumer Cyclical9.94%
Technology9.44%
Health Care8.21%
Basic Materials7.12%
Consumer Defensive7.07%
Energy4.5%
Utility3.31%
Communication Services3.21%
Asset Allocation
Asset ClassValue
Cash6.44%
Equity93.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
7%₹63 Cr328,160
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK
7%₹59 Cr411,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE
5%₹40 Cr284,200
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL
3%₹28 Cr152,566
↓ -8,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY
3%₹26 Cr173,000
↑ 20,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 24 | KOTAKBANK
3%₹23 Cr104,000
Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Aug 23 | POWERINDIA
2%₹21 Cr14,266
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 24 | 500271
2%₹21 Cr158,000
State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN
2%₹19 Cr243,000
Sagility India Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY
2%₹19 Cr4,551,400

8. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch.  Ranked 14 in ELSS category.  Return for 2024 was 12% , 2023 was 23.3% and 2022 was 4% .

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund
Growth
Launch Date 22 Nov 99
NAV (09 Jun 25) ₹219.691 ↑ 0.97   (0.45 %)
Net Assets (Cr) ₹1,465 on 30 Apr 25
Category Equity - ELSS
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.16
Sharpe Ratio 0.04
Information Ratio -0.57
Alpha Ratio 0.24
Min Investment 500
Min SIP Investment 250
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹16,418
31 May 22₹17,999
31 May 23₹20,417
31 May 24₹25,391
31 May 25₹27,686

Sundaram Diversified Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 5.6%
3 Month 11.8%
6 Month -0.2%
1 Year 7.2%
3 Year 16.5%
5 Year 21.9%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12%
2023 23.3%
2022 4%
2021 31.5%
2020 9.9%
2019 6.2%
2018 -10.6%
2017 38.4%
2016 6.8%
2015 3.1%
Fund Manager information for Sundaram Diversified Equity Fund
NameSinceTenure
Rohit Seksaria24 Feb 214.27 Yr.
Bharath Subramanian2 Jun 250 Yr.

Data below for Sundaram Diversified Equity Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services34.02%
Consumer Cyclical10.76%
Industrials9.1%
Health Care7.71%
Consumer Defensive7.7%
Basic Materials7.06%
Technology6.49%
Energy6.15%
Communication Services4.75%
Utility1.97%
Asset Allocation
Asset ClassValue
Cash4.28%
Equity95.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK
10%₹139 Cr724,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK
9%₹126 Cr883,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE
5%₹71 Cr504,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215
3%₹50 Cr419,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
3%₹48 Cr256,000
↓ -24,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹47 Cr595,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT
3%₹46 Cr138,000
↓ -18,446
Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY
3%₹46 Cr306,000
ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC
3%₹45 Cr1,046,000
↑ 376,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 532538
3%₹37 Cr32,000

9. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 18 in ELSS category.  Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (09 Jun 25) ₹48.076 ↑ 0.28   (0.58 %)
Net Assets (Cr) ₹189 on 30 Apr 25
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio -0.11
Information Ratio 0.6
Alpha Ratio -2.15
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹17,163
31 May 22₹18,477
31 May 23₹21,370
31 May 24₹31,000
31 May 25₹32,810

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 8.3%
3 Month 11%
6 Month -5.3%
1 Year 6%
3 Year 22.8%
5 Year 26.1%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29%
2023 30.9%
2022 0.5%
2021 32.2%
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 240.66 Yr.
Asit Bhandarkar31 Dec 213.42 Yr.
Ruchi Fozdar4 Oct 240.66 Yr.
Deepak Gupta11 Apr 250.14 Yr.

Data below for JM Tax Gain Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services29%
Consumer Cyclical13.65%
Basic Materials13.62%
Industrials11.55%
Technology9.09%
Health Care8.2%
Consumer Defensive5.61%
Communication Services3.03%
Utility1.22%
Energy1.12%
Real Estate1.02%
Asset Allocation
Asset ClassValue
Cash2.89%
Equity97.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
6%₹11 Cr77,975
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
5%₹10 Cr28,947
↑ 14,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
5%₹9 Cr49,131
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
4%₹7 Cr45,965
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI
3%₹6 Cr4,706
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹6 Cr72,900
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹6 Cr30,700
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 532977
3%₹5 Cr6,300
↓ -1,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC
3%₹5 Cr43,600
OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE
2%₹5 Cr28,195

10. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.7% since its launch.  Ranked 13 in ELSS category.  Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (09 Jun 25) ₹163.29 ↑ 1.79   (1.11 %)
Net Assets (Cr) ₹1,324 on 30 Apr 25
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio -0.5
Information Ratio 0.14
Alpha Ratio -10.46
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹17,501
31 May 22₹18,420
31 May 23₹21,380
31 May 24₹32,943
31 May 25₹32,512

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 10.5%
3 Month 14.3%
6 Month -7.2%
1 Year 0.5%
3 Year 22.6%
5 Year 26.5%
10 Year
15 Year
Since launch 18.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.6%
2023 34.8%
2022 -1.3%
2021 41.5%
2020 31.2%
2019 14.6%
2018 -16.3%
2017 57.7%
2016 -1.2%
2015 2.1%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 223.1 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services27.55%
Industrials17.65%
Basic Materials15.91%
Technology8.64%
Utility6.77%
Consumer Defensive5.29%
Consumer Cyclical5.17%
Health Care3.9%
Communication Services2.62%
Real Estate2.61%
Energy1.44%
Asset Allocation
Asset ClassValue
Cash1.5%
Equity98.5%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
5%₹68 Cr355,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
5%₹66 Cr839,000
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 500295
4%₹59 Cr1,412,000
Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE
4%₹48 Cr65,600
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL
4%₹47 Cr105,000
↑ 19,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
4%₹47 Cr329,000
↑ 24,000
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Dec 23 | DIXON
3%₹39 Cr24,000
Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 543349
3%₹36 Cr317,800
Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | 506395
3%₹35 Cr157,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL
3%₹35 Cr186,000
↑ 35,000

11. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 29 in ELSS category.  Return for 2024 was 13.9% , 2023 was 24.3% and 2022 was -3.5% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund
Growth
Launch Date 15 Dec 99
NAV (09 Jun 25) ₹207.222 ↑ 0.91   (0.44 %)
Net Assets (Cr) ₹3,689 on 30 Apr 25
Category Equity - ELSS
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.9
Sharpe Ratio 0.07
Information Ratio -0.69
Alpha Ratio 0.84
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹16,462
31 May 22₹17,447
31 May 23₹19,219
31 May 24₹24,561
31 May 25₹26,816

UTI Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 6.7%
3 Month 12.7%
6 Month -0.8%
1 Year 6.4%
3 Year 17.2%
5 Year 21.2%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.9%
2023 24.3%
2022 -3.5%
2021 33.1%
2020 20.2%
2019 10.4%
2018 -6.5%
2017 33.1%
2016 3.3%
2015 2.6%
Fund Manager information for UTI Long Term Equity Fund
NameSinceTenure
Vishal Chopda30 Aug 195.76 Yr.

Data below for UTI Long Term Equity Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services31.15%
Consumer Cyclical12.8%
Technology9.23%
Industrials8.35%
Consumer Defensive7.59%
Health Care5.63%
Basic Materials5.28%
Communication Services5.23%
Energy4.8%
Utility3.78%
Real Estate2.48%
Asset Allocation
Asset ClassValue
Cash3.67%
Equity96.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK
9%₹350 Cr1,817,216
↑ 55,081
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
9%₹315 Cr2,204,011
↓ -140,813
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
5%₹182 Cr1,210,185
↑ 39,278
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL
5%₹174 Cr935,713
↓ -192,731
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
4%₹145 Cr1,032,483
↑ 338,979
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 532215
4%₹139 Cr1,172,385
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034
3%₹123 Cr142,034
↑ 6,565
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Sep 19 | 540376
3%₹99 Cr236,069
↓ -2,371
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | CHOLAFIN
2%₹89 Cr597,218
↑ 32,107
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
2%₹89 Cr72,268
↑ 4,010


ELSS SIP कॅल्क्युलेटर

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

ELSS मधील गुंतवणूक पद्धती

ELSS मध्ये SIP (सिस्टमॅटिक इन्व्हेस्टमेंट प्लॅन).

टॅक्स सेव्हिंग म्युच्युअल फंड (ईएलएसएस) मध्ये गुंतवणुकीसाठी एसआयपी हा एक गुंतवणुकीचा मार्ग म्हणून निवडू शकतो कारण दरमहा ठराविक रक्कम गुंतवली जाते.

खालील नमुन्यात दाखवल्याप्रमाणे-

महिना रक्कम मोड
एप्रिल 12,500 SIP मे 12,500 SIP
जून 12,500 SIP जुलै 12,500 SIP
ऑगस्ट 12,500 SIP सप्टेंबर 12,500 SIP
ऑक्टोबर 12,500 SIP नोव्हेंबर 12,500 SIP
डिसेंबर 12,500 SIP जानेवारी 12,500 SIP
फेब्रुवारी 12,500 SIP मार्च 12,500 SIP
एकूण १,५०,000

एसआयपी पद्धतीद्वारे गुंतवणूक करताना रुपयाच्या सरासरी किंमतीचे एसआयपी फायदे मिळतात कारण ते दर महिन्याला खरेदी विखुरतात आणि गुंतवणुक विशिष्ट किंमतीऐवजी सरासरी किमतीवर केली जाते जी लम्पसम गुंतवणुकीच्या बाबतीत असू शकते.

ELSS मध्ये एकरकमी गुंतवणूक

ULIP, NSC, PF/EPF सारख्या इतर कर बचत साधनांमध्ये बचत होत असल्याने,विमा (सेक्टर 80c अंतर्गत) इतर उपकरणे वजा केल्यानंतर कर वाचवण्यासाठी आवश्यक असलेली रक्कम ठरवू शकते आणि वर्षभरात किंवा आर्थिक वर्षाच्या शेवटी (जानेवारी-मार्च) एक वेळ लंपसम खरेदी म्हणून गुंतवणूक करू शकते.

सर्वोत्तम कर बचत ELSS फंडांमध्ये गुंतवणूक करण्यासाठी टिपा

  • आर्थिक वर्ष संपत असताना नव्हे तर आर्थिक वर्षाच्या सुरुवातीला (म्हणजे एप्रिलमध्ये) SIP (सिस्टिमॅटिक इन्व्हेस्टमेंट प्लॅन) द्वारे सर्वोत्तम ELSS फंडांमध्ये गुंतवणूक करा.

  • सर्वोत्कृष्ट ELSS फंडांच्या यादीमधून काळजीपूर्वक ELSS म्युच्युअल फंड निवडा आणि दरवर्षी इतर कर बचत करणार्‍या ELSS फंडांमध्ये जाण्याऐवजी वर्षभरासाठी गुंतवणूक करा.

  • 5-7 वर्षे गुंतवणूक केल्यावर चांगला ELSS परतावा मिळू शकतो, त्यामुळे एकदा पैसे काढू नका असे सुचवले जाते.लॉक-इन 3 वर्षांनी संपेल. अधिक चांगले परतावा मिळविण्यासाठी ते दीर्घ कालावधीसाठी धरून पहा.

  • जर तुम्ही जोखीम-प्रतिरोधक असालगुंतवणूकदार आणि कमी-अस्थिर फंड हवा आहे, लार्ज-कॅप म्युच्युअल फंडात गुंतवणूक करण्याचा विचार करा.

ईएलएसएस फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?

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Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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Kruti, posted on 23 Nov 18 9:57 PM

Nice article. Highly recommended for guys who are looking to save tax under section 80c.

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