11 सर्वोत्तम कर बचत ELSS म्युच्युअल फंड 2022

Updated on August 31, 2025 , 22249 views

सर्वोत्तम elss फंड किंवा इक्विटी लिंक्ड बचत योजना इक्विटी वैविध्यपूर्ण आहेतम्युच्युअल फंड जे प्रदान करण्यासाठी इक्विटी-लिंक्ड साधनांमध्ये (जसे की शेअर्स आणि स्टॉक) गुंतवणूक करतातबाजार- लिंक्ड रिटर्न आणि थेट कर वाचविण्यात मदतउत्पन्न. सामान्यतः, फंड कॉर्पसपैकी 80% इक्विटीमध्ये आणि उर्वरित कर्ज साधनांमध्ये गुंतवले जाते.

ELSS फंडांना टॅक्स सेव्हिंग म्युच्युअल फंड म्हणूनही ओळखले जाते कारण ते अंतर्गत कर लाभ देतातकलम 80C याआयकर कायदा. शिवाय, ELSS म्युच्युअल फंड हे ओपन-एंडेड आहेत, याचा अर्थ गुंतवणूकदार त्यांना पाहिजे तेव्हा या फंडांमध्ये सदस्यत्व घेऊ शकतात.

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ELSS फंडात कोण गुंतवणूक करू शकते?

साधारणपणे, ELSS म्युच्युअल फंड सर्व प्रकारच्या गुंतवणूकदारांसाठी योग्य असतात जे बाजाराशी संबंधित जोखीम घेण्यास इच्छुक असतात.कर नियोजन आणि पैशांची बचत. कोणीही त्यांच्या आयुष्यातील कोणत्याही वेळी ELSS फंडांमध्ये गुंतवणूक करू शकतो. तथापि, तुमच्या करिअरच्या सुरुवातीच्या काळात कर बचत ELSS फंडांमध्ये गुंतवणूक करण्याचे सुचवले आहे जेणेकरून तुमचे पैसे कालांतराने वाढतील आणि तुम्हाला चांगले परतावा मिळेल.

म्हणून, कर वाचवा आणि एकाच वेळी चांगले परतावा मिळवागुंतवणूक सर्वोत्तम ELSS फंडांमध्ये. गुंतवणूकदारांनी हे लक्षात ठेवले पाहिजे की ELSS फंडांमध्ये गुंतवलेली रक्कम 3 वर्षांसाठी लॉक केलेली आहे.

गुंतवणूकदार ELSS म्युच्युअल फंडात एकरकमी (एक वेळ) गुंतवणूक करू शकतातSIP (पद्धतशीरगुंतवणूक योजना). नवशिक्यांसाठी सल्ला दिला जातो की साधारणपणे SIP वापरून गुंतवणूक करावी कारण ते त्यांच्यासाठी अधिक योग्य आहे.

इतर कर बचत पर्याय?

ELSS प्रमाणेच कलम 80c अंतर्गत इतर पर्यायांमध्ये हे समाविष्ट आहे:जीवन विमा प्रीमियम,कर बचत मुदत ठेवी,पीपीएफ,NSC,ईपीएफ, युनिट लिंक्ड इक्विटी योजना (युलिप). कलम 80c अंतर्गत बचतीची एकत्रित मर्यादा प्रत्येक आर्थिक वर्षासाठी 1.5 लाख इतकी मर्यादित आहे हे एखाद्याला माहित असले पाहिजे.

आर्थिक वर्ष 22 - 23 मधील गुंतवणुकीसाठी शीर्ष 11 सर्वोत्तम कामगिरी करणारे ELSS म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Tata India Tax Savings Fund Growth	₹43.3196 ↓ -0.02	₹4,595	-0.8	13.1	-4.8	14.6	19	19.5
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	9.7	15.1	16.9	20.8	10
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹94.0367 ↓ -0.10	₹911	0.5	15.2	-1.2	17.3	18	23.6
Invesco India Tax Plan Growth	₹125.22 ↑ 0.20	₹2,822	0.4	16.6	-2.3	16.8	18.6	25.2
Sundaram Diversified Equity Fund Growth	₹220.409 ↑ 0.18	₹1,489	2	14.5	-0.6	12.7	18.4	12
JM Tax Gain Fund Growth	₹48.3313 ↑ 0.13	₹207	2.7	15.3	-6.6	19.5	22.5	29
BOI AXA Tax Advantage Fund Growth	₹156.8 ↑ 0.46	₹1,397	-1.6	16.2	-10.6	16.6	21.1	21.6
Edelweiss Long Term Equity Fund Growth	₹108.07 ↓ -0.07	₹416	0.1	14.3	-4.5	15	18.4	20
UTI Long Term Equity Fund Growth	₹202.674 ↓ -0.12	₹3,732	-0.2	12.6	-6	12	17.4	13.9
LIC MF Tax Plan Growth	₹150.745 ↑ 0.04	₹1,115	0.1	11.8	-2.8	14.3	17.9	22.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 11 Funds showcased

Commentary	Tata India Tax Savings Fund	HDFC Long Term Advantage Fund	IDBI Equity Advantage Fund	BNP Paribas Long Term Equity Fund (ELSS)	Invesco India Tax Plan	Sundaram Diversified Equity Fund	JM Tax Gain Fund	BOI AXA Tax Advantage Fund	Edelweiss Long Term Equity Fund	UTI Long Term Equity Fund	LIC MF Tax Plan
Point 1	Highest AUM (₹4,595 Cr).	Lower mid AUM (₹1,318 Cr).	Bottom quartile AUM (₹485 Cr).	Lower mid AUM (₹911 Cr).	Upper mid AUM (₹2,822 Cr).	Upper mid AUM (₹1,489 Cr).	Bottom quartile AUM (₹207 Cr).	Upper mid AUM (₹1,397 Cr).	Bottom quartile AUM (₹416 Cr).	Top quartile AUM (₹3,732 Cr).	Lower mid AUM (₹1,115 Cr).
Point 2	Established history (10+ yrs).	Established history (24+ yrs).	Established history (11+ yrs).	Established history (19+ yrs).	Established history (18+ yrs).	Established history (25+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Established history (25+ yrs).	Oldest track record among peers (26 yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (top quartile).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.01% (upper mid).	5Y return: 17.39% (bottom quartile).	5Y return: 9.97% (bottom quartile).	5Y return: 18.05% (lower mid).	5Y return: 18.62% (upper mid).	5Y return: 18.43% (upper mid).	5Y return: 22.46% (top quartile).	5Y return: 21.14% (top quartile).	5Y return: 18.40% (lower mid).	5Y return: 17.43% (bottom quartile).	5Y return: 17.95% (lower mid).
Point 6	3Y return: 14.56% (lower mid).	3Y return: 20.64% (top quartile).	3Y return: 20.84% (top quartile).	3Y return: 17.35% (upper mid).	3Y return: 16.85% (upper mid).	3Y return: 12.71% (bottom quartile).	3Y return: 19.52% (upper mid).	3Y return: 16.60% (lower mid).	3Y return: 14.95% (lower mid).	3Y return: 12.05% (bottom quartile).	3Y return: 14.32% (bottom quartile).
Point 7	1Y return: -4.75% (lower mid).	1Y return: 35.51% (top quartile).	1Y return: 16.92% (top quartile).	1Y return: -1.20% (upper mid).	1Y return: -2.26% (upper mid).	1Y return: -0.64% (upper mid).	1Y return: -6.58% (bottom quartile).	1Y return: -10.56% (bottom quartile).	1Y return: -4.46% (lower mid).	1Y return: -5.98% (bottom quartile).	1Y return: -2.76% (lower mid).
Point 8	Alpha: 0.24 (lower mid).	Alpha: 1.75 (upper mid).	Alpha: 1.78 (upper mid).	Alpha: 2.76 (top quartile).	Alpha: 1.86 (top quartile).	Alpha: 1.18 (upper mid).	Alpha: -3.85 (bottom quartile).	Alpha: -6.31 (bottom quartile).	Alpha: -0.14 (lower mid).	Alpha: -2.27 (bottom quartile).	Alpha: 0.86 (lower mid).
Point 9	Sharpe: -0.42 (lower mid).	Sharpe: 2.27 (top quartile).	Sharpe: 1.21 (top quartile).	Sharpe: -0.25 (upper mid).	Sharpe: -0.35 (upper mid).	Sharpe: -0.35 (upper mid).	Sharpe: -0.70 (bottom quartile).	Sharpe: -0.74 (bottom quartile).	Sharpe: -0.45 (lower mid).	Sharpe: -0.59 (bottom quartile).	Sharpe: -0.37 (lower mid).
Point 10	Information ratio: -0.22 (lower mid).	Information ratio: -0.15 (lower mid).	Information ratio: -1.13 (bottom quartile).	Information ratio: 0.26 (upper mid).	Information ratio: 0.28 (upper mid).	Information ratio: -0.76 (bottom quartile).	Information ratio: 0.62 (top quartile).	Information ratio: 0.33 (top quartile).	Information ratio: -0.26 (lower mid).	Information ratio: -0.89 (bottom quartile).	Information ratio: -0.12 (upper mid).

Tata India Tax Savings Fund

Highest AUM (₹4,595 Cr).
Established history (10+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.01% (upper mid).
3Y return: 14.56% (lower mid).
1Y return: -4.75% (lower mid).
Alpha: 0.24 (lower mid).
Sharpe: -0.42 (lower mid).
Information ratio: -0.22 (lower mid).

HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (top quartile).
1Y return: 16.92% (top quartile).
Alpha: 1.78 (upper mid).
Sharpe: 1.21 (top quartile).
Information ratio: -1.13 (bottom quartile).

BNP Paribas Long Term Equity Fund (ELSS)

Lower mid AUM (₹911 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.05% (lower mid).
3Y return: 17.35% (upper mid).
1Y return: -1.20% (upper mid).
Alpha: 2.76 (top quartile).
Sharpe: -0.25 (upper mid).
Information ratio: 0.26 (upper mid).

Invesco India Tax Plan

Upper mid AUM (₹2,822 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.62% (upper mid).
3Y return: 16.85% (upper mid).
1Y return: -2.26% (upper mid).
Alpha: 1.86 (top quartile).
Sharpe: -0.35 (upper mid).
Information ratio: 0.28 (upper mid).

Sundaram Diversified Equity Fund

Upper mid AUM (₹1,489 Cr).
Established history (25+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 18.43% (upper mid).
3Y return: 12.71% (bottom quartile).
1Y return: -0.64% (upper mid).
Alpha: 1.18 (upper mid).
Sharpe: -0.35 (upper mid).
Information ratio: -0.76 (bottom quartile).

JM Tax Gain Fund

Bottom quartile AUM (₹207 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.46% (top quartile).
3Y return: 19.52% (upper mid).
1Y return: -6.58% (bottom quartile).
Alpha: -3.85 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: 0.62 (top quartile).

BOI AXA Tax Advantage Fund

Upper mid AUM (₹1,397 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.14% (top quartile).
3Y return: 16.60% (lower mid).
1Y return: -10.56% (bottom quartile).
Alpha: -6.31 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: 0.33 (top quartile).

Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹416 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.40% (lower mid).
3Y return: 14.95% (lower mid).
1Y return: -4.46% (lower mid).
Alpha: -0.14 (lower mid).
Sharpe: -0.45 (lower mid).
Information ratio: -0.26 (lower mid).

UTI Long Term Equity Fund

Top quartile AUM (₹3,732 Cr).
Established history (25+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.43% (bottom quartile).
3Y return: 12.05% (bottom quartile).
1Y return: -5.98% (bottom quartile).
Alpha: -2.27 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.89 (bottom quartile).

LIC MF Tax Plan

Lower mid AUM (₹1,115 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.95% (lower mid).
3Y return: 14.32% (bottom quartile).
1Y return: -2.76% (lower mid).
Alpha: 0.86 (lower mid).
Sharpe: -0.37 (lower mid).
Information ratio: -0.12 (upper mid).

*वर शीर्ष यादी आहेELSS (इक्विटी लिंक्ड सेव्हिंग स्कीम) पेक्षा जास्त एयूएम/निव्वळ मालमत्ता असलेली500 कोटी आणि निधीचे वय >= ३ वर्षे.

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Highest AUM (₹4,595 Cr).
Established history (10+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.01% (upper mid).
3Y return: 14.56% (lower mid).
1Y return: -4.75% (lower mid).
Alpha: 0.24 (lower mid).
Sharpe: -0.42 (lower mid).
Information ratio: -0.22 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~7.6%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (02 Sep 25)	₹43.3196 ↓ -0.02 (-0.04 %)
Net Assets (Cr)	₹4,595 on 31 Jul 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.42
Information Ratio	-0.22
Alpha Ratio	0.24
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,061
31 Aug 22	₹16,262
31 Aug 23	₹18,541
31 Aug 24	₹25,478
31 Aug 25	₹24,048

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	-0.4%
3 Month	-0.8%
6 Month	13.1%
1 Year	-4.8%
3 Year	14.6%
5 Year	19%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Rahul Singh	1 Jul 25	0.17 Yr.
Sailesh Jain	16 Dec 21	3.71 Yr.

Data below for Tata India Tax Savings Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	34.15%
Industrials	14.5%
Consumer Cyclical	13.87%
Basic Materials	7.14%
Technology	6.27%
Energy	5.27%
Communication Services	4.22%
Health Care	3.38%
Utility	2.51%
Real Estate	2.4%
Consumer Defensive	1.76%

Asset Allocation

Asset Class	Value
Cash	4.55%
Equity	95.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	8%	₹348 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	7%	₹315 Cr	2,125,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹188 Cr	1,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	4%	₹180 Cr	940,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹175 Cr	1,160,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹173 Cr	2,175,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹139 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹128 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹115 Cr	3,451,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	2%	₹99 Cr	10,200,000

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,833

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

Research Highlights for IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (top quartile).
1Y return: 16.92% (top quartile).
Alpha: 1.78 (upper mid).
Sharpe: 1.21 (top quartile).
Information ratio: -1.13 (bottom quartile).

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund Growth
Launch Date	10 Sep 13
NAV (28 Jul 23)	₹43.39 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹485 on 30 Jun 23
Category	Equity - ELSS
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.39
Sharpe Ratio	1.21
Information Ratio	-1.13
Alpha Ratio	1.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,807
31 Aug 22	₹15,699

IDBI Equity Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	3.1%
3 Month	9.7%
6 Month	15.1%
1 Year	16.9%
3 Year	20.8%
5 Year	10%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Equity Advantage Fund

Name	Since	Tenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Lower mid AUM (₹911 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.05% (lower mid).
3Y return: 17.35% (upper mid).
1Y return: -1.20% (upper mid).
Alpha: 2.76 (top quartile).
Sharpe: -0.25 (upper mid).
Information ratio: 0.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (02 Sep 25)	₹94.0367 ↓ -0.10 (-0.10 %)
Net Assets (Cr)	₹911 on 31 Jul 25
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	-0.26
Information Ratio	0.26
Alpha Ratio	2.76
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,455
31 Aug 22	₹14,440
31 Aug 23	₹16,207
31 Aug 24	₹23,529
31 Aug 25	₹22,976

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.7%
3 Month	0.5%
6 Month	15.2%
1 Year	-1.2%
3 Year	17.3%
5 Year	18%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.6%
2023	31.3%
2022	-2.1%
2021	23.6%
2020	17.8%
2019	14.3%
2018	-9.3%
2017	42.3%
2016	-6.6%
2015	7.7%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	3.47 Yr.
Pratish Krishnan	14 Mar 22	3.47 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	30.28%
Consumer Cyclical	13.48%
Industrials	11.51%
Technology	9.46%
Health Care	8.36%
Basic Materials	7.13%
Consumer Defensive	5.78%
Energy	3.9%
Utility	3.19%
Communication Services	3.05%

Asset Allocation

Asset Class	Value
Cash	3.86%
Equity	96.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	7%	₹66 Cr	328,160
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	7%	₹61 Cr	411,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹36 Cr	255,800 ↓ -28,400
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹28 Cr	144,966 ↓ -7,600
Infosys Ltd (Technology) Equity, Since 29 Feb 24 \| INFY	3%	₹26 Cr	173,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 543320	3%	₹24 Cr	790,813
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	2%	₹22 Cr	10,866 ↓ -1,200
Sagility India Ltd (Healthcare) Equity, Since 30 Nov 24 \| SAGILITY	2%	₹21 Cr	4,551,400
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹21 Cr	113,300
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| RADICO	2%	₹20 Cr	73,000

5. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Research Highlights for Invesco India Tax Plan

Upper mid AUM (₹2,822 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.62% (upper mid).
3Y return: 16.85% (upper mid).
1Y return: -2.26% (upper mid).
Alpha: 1.86 (top quartile).
Sharpe: -0.35 (upper mid).
Information ratio: 0.28 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~6.2%).

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (02 Sep 25)	₹125.22 ↑ 0.20 (0.16 %)
Net Assets (Cr)	₹2,822 on 31 Jul 25
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	-0.35
Information Ratio	0.28
Alpha Ratio	1.86
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,217
31 Aug 22	₹15,065
31 Aug 23	₹17,000
31 Aug 24	₹24,482
31 Aug 25	₹23,511

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	1.6%
3 Month	0.4%
6 Month	16.6%
1 Year	-2.3%
3 Year	16.8%
5 Year	18.6%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.2%
2023	30.9%
2022	-7.7%
2021	32.6%
2020	19.2%
2019	9.4%
2018	-1.3%
2017	35.7%
2016	3.4%
2015	5.8%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	5 Yr.
Deepesh Kashyap	1 Jul 25	0.17 Yr.

Data below for Invesco India Tax Plan as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	23.32%
Consumer Cyclical	23.25%
Industrials	15.06%
Technology	10.96%
Health Care	8.23%
Basic Materials	5.51%
Real Estate	4.56%
Consumer Defensive	3.4%
Communication Services	2.31%
Utility	1.79%
Energy	0.9%

Asset Allocation

Asset Class	Value
Cash	0.72%
Equity	99.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	6%	₹174 Cr	864,081 ↓ -24,380
Infosys Ltd (Technology) Equity, Since 31 Dec 19 \| INFY	5%	₹146 Cr	965,480
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	3%	₹87 Cr	589,056 ↓ -13,746
LTIMindtree Ltd (Technology) Equity, Since 30 Sep 24 \| LTIM	3%	₹86 Cr	167,960 ↑ 22,533
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹80 Cr	911,349 ↑ 32,339
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	3%	₹73 Cr	1,803,333
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| JUBLFOOD	2%	₹69 Cr	1,056,348 ↑ 201,275
Home First Finance Co India Ltd --- (Financial Services) Equity, Since 31 Mar 23 \| HOMEFIRST	2%	₹69 Cr	567,634 ↓ -874
Metro Brands Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| 543426	2%	₹67 Cr	542,046 ↓ -106,636
Blue Star Ltd (Industrials) Equity, Since 31 Jan 24 \| BLUESTARCO	2%	₹66 Cr	381,886

6. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Research Highlights for Sundaram Diversified Equity Fund

Upper mid AUM (₹1,489 Cr).
Established history (25+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 18.43% (upper mid).
3Y return: 12.71% (bottom quartile).
1Y return: -0.64% (upper mid).
Alpha: 1.18 (upper mid).
Sharpe: -0.35 (upper mid).
Information ratio: -0.76 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~86%).
Largest holding HDFC Bank Ltd (~9.8%).

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund Growth
Launch Date	22 Nov 99
NAV (02 Sep 25)	₹220.409 ↑ 0.18 (0.08 %)
Net Assets (Cr)	₹1,489 on 31 Jul 25
Category	Equity - ELSS
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.16
Sharpe Ratio	-0.35
Information Ratio	-0.76
Alpha Ratio	1.18
Min Investment	500
Min SIP Investment	250
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,550
31 Aug 22	₹16,618
31 Aug 23	₹18,450
31 Aug 24	₹23,890
31 Aug 25	₹23,542

Sundaram Diversified Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	2%
6 Month	14.5%
1 Year	-0.6%
3 Year	12.7%
5 Year	18.4%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12%
2023	23.3%
2022	4%
2021	31.5%
2020	9.9%
2019	6.2%
2018	-10.6%
2017	38.4%
2016	6.8%
2015	3.1%

Fund Manager information for Sundaram Diversified Equity Fund

Name	Since	Tenure
Rohit Seksaria	24 Feb 21	4.52 Yr.
Bharath Subramanian	2 Jun 25	0.25 Yr.

Data below for Sundaram Diversified Equity Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	29.04%
Consumer Cyclical	13.47%
Consumer Defensive	7.3%
Energy	6.49%
Basic Materials	6.38%
Industrials	5.93%
Health Care	5.49%
Technology	5.44%
Communication Services	3.29%
Utility	3.19%

Asset Allocation

Asset Class	Value
Cash	13.97%
Equity	86.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 13 \| HDFCBANK	10%	₹146 Cr	724,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| ICICIBANK	9%	₹131 Cr	883,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 12 \| RELIANCE	5%	₹70 Cr	504,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	4%	₹54 Cr	505,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 18 \| LT	3%	₹50 Cr	138,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹49 Cr	256,000
State Bank of India (Financial Services) Equity, Since 31 Aug 20 \| SBIN	3%	₹47 Cr	595,000
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	3%	₹46 Cr	306,000
ITC Ltd (Consumer Defensive) Equity, Since 28 Feb 23 \| ITC	3%	₹43 Cr	1,046,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Apr 19 \| 532538	3%	₹39 Cr	32,000

7. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹207 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.46% (top quartile).
3Y return: 19.52% (upper mid).
1Y return: -6.58% (bottom quartile).
Alpha: -3.85 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: 0.62 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Larsen & Toubro Ltd (~5.1%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (02 Sep 25)	₹48.3313 ↑ 0.13 (0.27 %)
Net Assets (Cr)	₹207 on 31 Jul 25
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	-0.7
Information Ratio	0.62
Alpha Ratio	-3.85
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,997
31 Aug 22	₹16,497
31 Aug 23	₹19,708
31 Aug 24	₹30,143
31 Aug 25	₹27,753

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	2.7%
3 Month	2.7%
6 Month	15.3%
1 Year	-6.6%
3 Year	19.5%
5 Year	22.5%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	29%
2023	30.9%
2022	0.5%
2021	32.2%
2020	18.3%
2019	14.9%
2018	-4.6%
2017	42.6%
2016	5.2%
2015	-0.6%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.92 Yr.
Asit Bhandarkar	31 Dec 21	3.67 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Tax Gain Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	27.77%
Consumer Cyclical	13.43%
Technology	13.34%
Industrials	13.14%
Basic Materials	12.93%
Health Care	7.59%
Energy	3.59%
Communication Services	2.84%
Consumer Defensive	2.18%
Real Estate	1.1%
Utility	0.95%

Asset Allocation

Asset Class	Value
Cash	1.1%
Equity	98.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	5%	₹11 Cr	28,947
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	5%	₹10 Cr	49,131
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	4%	₹8 Cr	56,000 ↓ -14,000
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	4%	₹7 Cr	53,400
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	3%	₹6 Cr	55,500
Syrma SGS Technology Ltd (Technology) Equity, Since 31 May 25 \| SYRMA	3%	₹6 Cr	77,750 ↓ -23,250
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	30,700
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	3%	₹6 Cr	28,195
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| CREDITACC	3%	₹5 Cr	41,601 ↓ -1,999
Infosys Ltd (Technology) Equity, Since 31 Aug 18 \| INFY	2%	₹5 Cr	32,965

8. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Upper mid AUM (₹1,397 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.14% (top quartile).
3Y return: 16.60% (lower mid).
1Y return: -10.56% (bottom quartile).
Alpha: -6.31 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: 0.33 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Vedanta Ltd (~4.3%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (02 Sep 25)	₹156.8 ↑ 0.46 (0.29 %)
Net Assets (Cr)	₹1,397 on 31 Jul 25
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.74
Information Ratio	0.33
Alpha Ratio	-6.31
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,938
31 Aug 22	₹16,830
31 Aug 23	₹19,528
31 Aug 24	₹30,041
31 Aug 25	₹26,317

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.6%
3 Month	-1.6%
6 Month	16.2%
1 Year	-10.6%
3 Year	16.6%
5 Year	21.1%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.6%
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	3.35 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	23.14%
Industrials	20.4%
Basic Materials	16.82%
Utility	8.32%
Technology	7.07%
Consumer Defensive	7.03%
Consumer Cyclical	4.77%
Health Care	3%
Real Estate	2.65%
Communication Services	2.55%
Energy	1.35%

Asset Allocation

Asset Class	Value
Cash	2.88%
Equity	97.11%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	4%	₹60 Cr	1,412,000
Coforge Ltd (Technology) Equity, Since 30 Jun 23 \| COFORGE	4%	₹57 Cr	328,000
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹53 Cr	664,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹48 Cr	105,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| ITC	3%	₹46 Cr	1,120,000 ↑ 685,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹44 Cr	218,766
Coromandel International Ltd (Basic Materials) Equity, Since 31 Jan 23 \| 506395	3%	₹42 Cr	157,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹42 Cr	317,800
Prudent Corporate Advisory Services Ltd (Financial Services) Equity, Since 31 Oct 23 \| 543527	3%	₹39 Cr	132,407
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 25 \| 500425	3%	₹38 Cr	634,000 ↑ 48,000

9. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹416 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.40% (lower mid).
3Y return: 14.95% (lower mid).
1Y return: -4.46% (lower mid).
Alpha: -0.14 (lower mid).
Sharpe: -0.45 (lower mid).
Information ratio: -0.26 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund Growth
Launch Date	30 Dec 08
NAV (02 Sep 25)	₹108.07 ↓ -0.07 (-0.06 %)
Net Assets (Cr)	₹416 on 31 Jul 25
Category	Equity - ELSS
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	-0.45
Information Ratio	-0.26
Alpha Ratio	-0.14
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,182
31 Aug 22	₹15,649
31 Aug 23	₹17,580
31 Aug 24	₹24,794
31 Aug 25	₹23,424

Edelweiss Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	0.1%
6 Month	14.3%
1 Year	-4.5%
3 Year	15%
5 Year	18.4%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20%
2023	26.8%
2022	-0.1%
2021	30.4%
2020	13.7%
2019	9.2%
2018	-9.1%
2017	37.7%
2016	-1.1%
2015	6.7%

Fund Manager information for Edelweiss Long Term Equity Fund

Name	Since	Tenure
Ashwani Agarwalla	1 Aug 23	2.09 Yr.
Trideep Bhattacharya	1 Aug 23	2.09 Yr.
Raj Koradia	1 Aug 24	1.08 Yr.

Data below for Edelweiss Long Term Equity Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	35.61%
Technology	10.99%
Consumer Cyclical	10.12%
Industrials	8.76%
Health Care	8.58%
Energy	6.09%
Consumer Defensive	5.14%
Basic Materials	4.94%
Communication Services	3.87%
Utility	2.43%
Real Estate	1.27%

Asset Allocation

Asset Class	Value
Cash	2.21%
Equity	97.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| HDFCBANK	8%	₹31 Cr	155,348 ↓ -5,250
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 15 \| RELIANCE	5%	₹19 Cr	139,249
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 17 \| ICICIBANK	5%	₹19 Cr	126,563 ↓ -7,140
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹16 Cr	84,003
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 15 \| LT	3%	₹12 Cr	33,431
State Bank of India (Financial Services) Equity, Since 31 May 18 \| SBIN	3%	₹12 Cr	149,214
BSE Ltd (Financial Services) Equity, Since 31 Mar 24 \| BSE	2%	₹10 Cr	40,851
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	2%	₹9 Cr	59,889
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 22 \| BEL	2%	₹8 Cr	219,943
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| M&M	2%	₹8 Cr	24,276

10. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

Research Highlights for UTI Long Term Equity Fund

Top quartile AUM (₹3,732 Cr).
Established history (25+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.43% (bottom quartile).
3Y return: 12.05% (bottom quartile).
1Y return: -5.98% (bottom quartile).
Alpha: -2.27 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.89 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.9%).

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (02 Sep 25)	₹202.674 ↓ -0.12 (-0.06 %)
Net Assets (Cr)	₹3,732 on 31 Jul 25
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.6
Information Ratio	-0.89
Alpha Ratio	-2.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,896
31 Aug 22	₹16,143
31 Aug 23	₹17,481
31 Aug 24	₹23,980
31 Aug 25	₹22,378

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.7%
3 Month	-0.2%
6 Month	12.6%
1 Year	-6%
3 Year	12%
5 Year	17.4%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.9%
2023	24.3%
2022	-3.5%
2021	33.1%
2020	20.2%
2019	10.4%
2018	-6.5%
2017	33.1%
2016	3.3%
2015	2.6%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.21 Yr.

Data below for UTI Long Term Equity Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	33.32%
Consumer Cyclical	13.73%
Technology	10.16%
Industrials	8.95%
Health Care	6.9%
Communication Services	6.26%
Consumer Defensive	6.24%
Energy	4.6%
Utility	3.62%
Basic Materials	3.33%
Real Estate	2.26%

Asset Allocation

Asset Class	Value
Cash	0.63%
Equity	99.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	10%	₹368 Cr	1,825,000 ↓ -50,389
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	8%	₹281 Cr	1,900,000 ↓ -100,000
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹183 Cr	1,210,185
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	5%	₹172 Cr	900,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| KOTAKBANK	4%	₹139 Cr	700,000 ↑ 340,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	4%	₹138 Cr	990,000 ↓ -10,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| 532215	3%	₹129 Cr	1,210,000 ↑ 37,615
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	3%	₹101 Cr	1,150,000 ↓ -145,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 13 \| 532755	2%	₹88 Cr	600,000 ↑ 100,000
Tata Steel Ltd (Basic Materials) Equity, Since 29 Feb 24 \| TATASTEEL	2%	₹87 Cr	5,535,778

11. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Lower mid AUM (₹1,115 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.95% (lower mid).
3Y return: 14.32% (bottom quartile).
1Y return: -2.76% (lower mid).
Alpha: 0.86 (lower mid).
Sharpe: -0.37 (lower mid).
Information ratio: -0.12 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (02 Sep 25)	₹150.745 ↑ 0.04 (0.03 %)
Net Assets (Cr)	₹1,115 on 31 Jul 25
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.37
Information Ratio	-0.12
Alpha Ratio	0.86
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,142
31 Aug 22	₹15,616
31 Aug 23	₹17,490
31 Aug 24	₹23,971
31 Aug 25	₹23,032

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	-0.7%
3 Month	0.1%
6 Month	11.8%
1 Year	-2.8%
3 Year	14.3%
5 Year	17.9%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%
2015	-3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Yogesh Patil	1 Jul 24	1.17 Yr.
Dikshit Mittal	31 Jul 23	2.09 Yr.

Data below for LIC MF Tax Plan as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	29.82%
Consumer Cyclical	16.78%
Industrials	15.95%
Consumer Defensive	9.95%
Health Care	7.34%
Basic Materials	7.34%
Technology	6.63%
Energy	2.19%
Communication Services	1.31%
Real Estate	0.25%

Asset Allocation

Asset Class	Value
Cash	2.44%
Equity	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	8%	₹92 Cr	458,211
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹90 Cr	604,329
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹69 Cr	777,563 ↑ 87,146
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	3%	₹37 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹30 Cr	210,855
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	2%	₹26 Cr	320,605
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	2%	₹25 Cr	68,942
PI Industries Ltd (Basic Materials) Equity, Since 31 Jan 23 \| PIIND	2%	₹23 Cr	54,004
Infosys Ltd (Technology) Equity, Since 31 Oct 14 \| INFY	2%	₹23 Cr	151,614
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹23 Cr	131,363

ELSS SIP कॅल्क्युलेटर

Know Your SIP Returns

Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189 Invest Now

ELSS मधील गुंतवणूक पद्धती

ELSS मध्ये SIP (सिस्टमॅटिक इन्व्हेस्टमेंट प्लॅन).

टॅक्स सेव्हिंग म्युच्युअल फंड (ईएलएसएस) मध्ये गुंतवणुकीसाठी एसआयपी हा एक गुंतवणुकीचा मार्ग म्हणून निवडू शकतो कारण दरमहा ठराविक रक्कम गुंतवली जाते.

खालील नमुन्यात दाखवल्याप्रमाणे-

महिना	रक्कम	मोड
एप्रिल	12,500	SIP	मे	12,500	SIP
जून	12,500	SIP	जुलै	12,500	SIP
ऑगस्ट	12,500	SIP	सप्टेंबर	12,500	SIP
ऑक्टोबर	12,500	SIP	नोव्हेंबर	12,500	SIP
डिसेंबर	12,500	SIP	जानेवारी	12,500	SIP
फेब्रुवारी	12,500	SIP	मार्च	12,500	SIP
एकूण				`१,५०,000`

एसआयपी पद्धतीद्वारे गुंतवणूक करताना रुपयाच्या सरासरी किंमतीचे एसआयपी फायदे मिळतात कारण ते दर महिन्याला खरेदी विखुरतात आणि गुंतवणुक विशिष्ट किंमतीऐवजी सरासरी किमतीवर केली जाते जी लम्पसम गुंतवणुकीच्या बाबतीत असू शकते.

ELSS मध्ये एकरकमी गुंतवणूक

ULIP, NSC, PF/EPF सारख्या इतर कर बचत साधनांमध्ये बचत होत असल्याने,विमा (सेक्टर 80c अंतर्गत) इतर उपकरणे वजा केल्यानंतर कर वाचवण्यासाठी आवश्यक असलेली रक्कम ठरवू शकते आणि वर्षभरात किंवा आर्थिक वर्षाच्या शेवटी (जानेवारी-मार्च) एक वेळ लंपसम खरेदी म्हणून गुंतवणूक करू शकते.

सर्वोत्तम कर बचत ELSS फंडांमध्ये गुंतवणूक करण्यासाठी टिपा

आर्थिक वर्ष संपत असताना नव्हे तर आर्थिक वर्षाच्या सुरुवातीला (म्हणजे एप्रिलमध्ये) SIP (सिस्टिमॅटिक इन्व्हेस्टमेंट प्लॅन) द्वारे सर्वोत्तम ELSS फंडांमध्ये गुंतवणूक करा.
सर्वोत्कृष्ट ELSS फंडांच्या यादीमधून काळजीपूर्वक ELSS म्युच्युअल फंड निवडा आणि दरवर्षी इतर कर बचत करणार्‍या ELSS फंडांमध्ये जाण्याऐवजी वर्षभरासाठी गुंतवणूक करा.
5-7 वर्षे गुंतवणूक केल्यावर चांगला ELSS परतावा मिळू शकतो, त्यामुळे एकदा पैसे काढू नका असे सुचवले जाते.लॉक-इन 3 वर्षांनी संपेल. अधिक चांगले परतावा मिळविण्यासाठी ते दीर्घ कालावधीसाठी धरून पहा.
जर तुम्ही जोखीम-प्रतिरोधक असालगुंतवणूकदार आणि कमी-अस्थिर फंड हवा आहे, लार्ज-कॅप म्युच्युअल फंडात गुंतवणूक करण्याचा विचार करा.

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Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.