सामान्य शब्दात,सर्वोत्तम लिक्विड फंड (मनी मार्केट फंड) कर्ज आहेतम्युच्युअल फंड किंवा त्याऐवजी पैसाबाजार म्युच्युअल फंड फक्त गुंतवणुकीच्या कालावधीत फरक आहे. मनी मार्केट फंड अतिशय लहान मनी मार्केट साधनांमध्ये गुंतवणूक करतात जसे कीठेव प्रमाणपत्र, ट्रेझरी बिले, व्यावसायिक कागदपत्रे इ.
या फंडांचा गुंतवणुकीचा कालावधी खूपच लहान असतो, साधारणपणे काही दिवसांपासून ते काही आठवड्यांपर्यंत (तो एक दिवसही असू शकतो!). ची सरासरी अवशिष्ट परिपक्वतालिक्विड फंड 91 दिवसांपेक्षा कमी आहे कारण ते सिक्युरिटीजमध्ये गुंतवणूक करतात ज्यांची वैयक्तिकरित्या 91 दिवसांपर्यंत परिपक्वता असते.
अल्पकालीन असल्यानेकर्ज निधी, हे फंड अल्प कालावधीसाठी कमी-जोखीम गुंतवणुकीसाठी शोधत असलेल्या गुंतवणूकदारांसाठी अत्यंत योग्य आहेत. सर्वोत्कृष्ट लिक्विड फंडांचा कमी मॅच्युरिटी कालावधी निधी व्यवस्थापकांना पूर्ण करण्यास मदत करतोविमोचन गुंतवणूकदारांची मागणी सहज. बाजारात, विविध मनी मार्केट फंड गुंतवणूक उपलब्ध आहेत.
मनी मार्केटमधील रोखे तुलनेने कमी धोका असतात
मनी मार्केट फंड हे सर्व म्युच्युअल फंड गुंतवणुकीसाठी सुरक्षित आणि सुरक्षित मानले जातात
मनी मार्केट फंड लक्षात घेता, मनी मार्केट खात्यात गुंतवणूक करणे सोपे आहे.गुंतवणूक म्युच्युअल फंडाद्वारे गुंतवणूकदार त्यांच्या सोयीनुसार खाते उघडू शकतात, ठेवी आणि पैसे काढू शकतात.
मनी मार्केट फंड हा सर्व म्युच्युअल फंड गुंतवणुकीतील सर्वात कमी अस्थिर प्रकारांपैकी एक मानला जातो
मनी मार्केट फंडांची कामगिरी रिझर्व्हने ठरवलेल्या व्याजदरांशी जवळून जोडलेली असतेबँक भारताचे, दसेंट्रल बँक ऑफ इंडिया. म्हणून, जेव्हा RBI बाजारात दर वाढवते, तेव्हा उत्पन्न वाढते आणि मनी मार्केट फंड चांगला परतावा देण्यास सक्षम असतात.
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मनी मार्केट फंड या उद्देशाने मनी मार्केट साधनांमध्ये गुंतवणूक करतोअर्पण चांगला परतावा (व्याजउत्पन्न) आणि ठेवणेनाही चढउतार किमान.
मनी मार्केट एक एक्सचेंज आहे जिथे रोख आणि रोख-समतुल्य साधनांचा व्यापार होतो. मनी मार्केटमध्ये व्यापार करण्यात येणार्या साधनांची परिपक्वता असते जी एका रात्रीपासून ते एका वर्षापर्यंत बदलू शकते. भारतातील मनी मार्केटची काही प्रमुख साधने येथे आहेत:
भारत सरकार 365 दिवसांपर्यंत निधी उभारण्यासाठी ट्रेझरी बिल जारी करते. हे सरकारद्वारे जारी केले जात असल्याने ते अतिशय सुरक्षित मानले जातात. तथापि, कमी जोखीम देखील कमी परताव्यात अनुवादित करतात जे ट्रेझरी बिलांच्या बाबतीतही होते. टी-बिलवरील परतावा इतर मनी मार्केट साधनांपेक्षा कमी आहे.
सीडी ही मुदत ठेव आहे जी अनुसूचित व्यावसायिक बँकांद्वारे ऑफर केली जाते ज्यांना मुदतपूर्व पूर्ततेचा पर्याय नाही. सीडी आणि मधील प्राथमिक फरकएफडी सीडी मुक्तपणे वाटाघाटी आहेत.
अल्प-मुदतीची कर्जे सुलभ करण्यासाठी बँक आणि RBI यांच्यात पुनर्खरेदी करार केला जातो. हे दोन बँकांमध्ये देखील केले जाऊ शकते.
उच्च क्रेडिट रेटिंग असलेल्या कंपन्या आणि वित्तीय संस्था ए जारी करू शकतातवाणिज्यिक दस्तावेज जी अल्पकालीन, असुरक्षित प्रॉमिसरी नोट आहे. हे अशा संस्थांना त्यांच्या अल्प-मुदतीच्या कर्ज स्रोतांमध्ये विविधता आणण्याची परवानगी देते. रिडेम्प्शन चालू असताना CP सहसा सवलतीच्या दराने जारी केले जातातदर्शनी मूल्य. दगुंतवणूकदार फरक कमावतो.
To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile Tata Liquid Fund) To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Money Market Fund Below is the key information for Tata Money Market Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Research Highlights for Aditya Birla Sun Life Money Manager Fund Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile Kotak Floater Short Term Fund) To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives. Research Highlights for Kotak Money Market Scheme Below is the key information for Kotak Money Market Scheme Returns up to 1 year are on (Erstwhile IDFC Money Manager Fund - Treasury Plan) Seek to generate stable returns with a low risk strategy by creating a portfolio that is substantially invested in good quality floating rate debt or money market
instruments, fixed rate debt or money market instruments swapped for floating
returns and fixed rate debt and money market instruments. However, there can
be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Money Manager Fund Below is the key information for Bandhan Money Manager Fund Returns up to 1 year are on (Erstwhile Franklin India Savings Plus Fund Retail Option) Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Research Highlights for Franklin India Savings Fund Below is the key information for Franklin India Savings Fund Returns up to 1 year are on The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Money Market Fund Below is the key information for ICICI Prudential Money Market Fund Returns up to 1 year are on (Erstwhile HDFC Cash Management Fund - Savings Plan) To generate optimal returns while maintaining safety and
high liquidity. Research Highlights for HDFC Money Market Fund Below is the key information for HDFC Money Market Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Money Market Fund Growth ₹3,305.43
↑ 2.43 ₹17,557 0.4 1.9 3.3 6.3 7.5 7.58% 6M 20D 6M 20D Tata Money Market Fund Growth ₹5,059.35
↑ 3.57 ₹32,150 0.4 1.8 3.3 6.3 7.4 7.79% 7M 1D 7M 1D Aditya Birla Sun Life Money Manager Fund Growth ₹396.44
↑ 0.28 ₹27,383 0.4 1.9 3.4 6.3 7.4 6.95% 6M 25D 6M 29D Kotak Money Market Scheme Growth ₹4,811.17
↑ 3.43 ₹28,762 0.4 1.8 3.3 6.3 7.4 7.71% 7M 6D 7M 6D Bandhan Money Manager Fund Growth ₹43.1727
↑ 0.03 ₹14,466 0.4 1.8 3.3 6.2 7.3 7.75% 7M 21D 7M 21D Franklin India Savings Fund Growth ₹53.7416
↑ 0.04 ₹3,920 0.4 1.8 3.2 6.2 7.4 7.76% 4M 28D 6M 25D ICICI Prudential Money Market Fund Growth ₹406.513
↑ 0.29 ₹31,085 0.4 1.8 3.2 6.2 7.4 7.7% 6M 29D 7M 16D HDFC Money Market Fund Growth ₹6,122.45
↑ 4.33 ₹28,095 0.4 1.8 3.3 6.2 7.4 7.71% 6M 15D 7M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26 Research Highlights & Commentary of 8 Funds showcased
Commentary UTI Money Market Fund Tata Money Market Fund Aditya Birla Sun Life Money Manager Fund Kotak Money Market Scheme Bandhan Money Manager Fund Franklin India Savings Fund ICICI Prudential Money Market Fund HDFC Money Market Fund Point 1 Lower mid AUM (₹17,557 Cr). Highest AUM (₹32,150 Cr). Lower mid AUM (₹27,383 Cr). Upper mid AUM (₹28,762 Cr). Bottom quartile AUM (₹14,466 Cr). Bottom quartile AUM (₹3,920 Cr). Top quartile AUM (₹31,085 Cr). Upper mid AUM (₹28,095 Cr). Point 2 Established history (17+ yrs). Established history (23+ yrs). Established history (20+ yrs). Established history (23+ yrs). Established history (23+ yrs). Established history (24+ yrs). Established history (20+ yrs). Oldest track record among peers (26 yrs). Point 3 Rating: 4★ (top quartile). Rating: 3★ (lower mid). Top rated. Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.30% (top quartile). 1Y return: 6.26% (top quartile). 1Y return: 6.26% (upper mid). 1Y return: 6.26% (upper mid). 1Y return: 6.24% (lower mid). 1Y return: 6.24% (lower mid). 1Y return: 6.23% (bottom quartile). 1Y return: 6.23% (bottom quartile). Point 6 1M return: 0.44% (top quartile). 1M return: 0.44% (upper mid). 1M return: 0.43% (upper mid). 1M return: 0.42% (bottom quartile). 1M return: 0.41% (bottom quartile). 1M return: 0.44% (top quartile). 1M return: 0.43% (lower mid). 1M return: 0.42% (lower mid). Point 7 Sharpe: 0.81 (upper mid). Sharpe: 0.82 (top quartile). Sharpe: 0.69 (bottom quartile). Sharpe: 0.75 (lower mid). Sharpe: 0.81 (top quartile). Sharpe: 0.76 (upper mid). Sharpe: 0.72 (bottom quartile). Sharpe: 0.73 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.58% (bottom quartile). Yield to maturity (debt): 7.79% (top quartile). Yield to maturity (debt): 6.95% (bottom quartile). Yield to maturity (debt): 7.71% (upper mid). Yield to maturity (debt): 7.75% (upper mid). Yield to maturity (debt): 7.76% (top quartile). Yield to maturity (debt): 7.70% (lower mid). Yield to maturity (debt): 7.71% (lower mid). Point 10 Modified duration: 0.56 yrs (upper mid). Modified duration: 0.59 yrs (lower mid). Modified duration: 0.57 yrs (upper mid). Modified duration: 0.60 yrs (bottom quartile). Modified duration: 0.64 yrs (bottom quartile). Modified duration: 0.41 yrs (top quartile). Modified duration: 0.58 yrs (lower mid). Modified duration: 0.54 yrs (top quartile). UTI Money Market Fund
Tata Money Market Fund
Aditya Birla Sun Life Money Manager Fund
Kotak Money Market Scheme
Bandhan Money Manager Fund
Franklin India Savings Fund
ICICI Prudential Money Market Fund
HDFC Money Market Fund
1. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (03 Aug 26) ₹3,305.43 ↑ 2.43 (0.07 %) Net Assets (Cr) ₹17,557 on 30 Jun 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.81 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 6 Months 20 Days Modified Duration 6 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,385 31 Jul 23 ₹11,121 31 Jul 24 ₹11,962 31 Jul 25 ₹12,929 31 Jul 26 ₹13,736 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 3.3% 1 Year 6.3% 3 Year 7.3% 5 Year 6.6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.67 Yr. Amit Sharma 7 Jul 17 9.07 Yr. Data below for UTI Money Market Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 89.45% Debt 10.24% Other 0.32% Debt Sector Allocation
Sector Value Corporate 48.45% Cash Equivalent 33.24% Government 18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹657 Cr 6,629,850,000 Indusind Bank Ltd.
Debentures | -2% ₹340 Cr 3,500,000,000 Tbill
Sovereign Bonds | -2% ₹298 Cr 3,000,000,000 Tbill
Sovereign Bonds | -2% ₹298 Cr 3,000,000,000 5.74% Govt Stock 2026
Sovereign Bonds | -2% ₹280 Cr 2,800,000,000 UCO Bank
Domestic Bonds | -1% ₹234 Cr 2,500,000,000
↑ 2,500,000,000 Tbill
Sovereign Bonds | -1% ₹199 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -1% ₹192 Cr 2,000,000,000 Indian Overseas Bank
Debentures | -1% ₹192 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -1% ₹192 Cr 2,000,000,000 2. Tata Money Market Fund
Tata Money Market Fund
Growth Launch Date 22 May 03 NAV (03 Aug 26) ₹5,059.35 ↑ 3.57 (0.07 %) Net Assets (Cr) ₹32,150 on 30 Jun 26 Category Debt - Money Market AMC Tata Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.44 Sharpe Ratio 0.82 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 7 Months 1 Day Modified Duration 7 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,375 31 Jul 23 ₹11,103 31 Jul 24 ₹11,944 31 Jul 25 ₹12,900 31 Jul 26 ₹13,701 Returns for Tata Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.3% 1 Year 6.3% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.4% 2021 4.8% 2020 3.9% 2019 6.4% 2018 8.1% 2017 -0.1% 2016 6.7% 2015 7.6% Fund Manager information for Tata Money Market Fund
Name Since Tenure Amit Somani 16 Oct 13 12.8 Yr. Harsh Dave 1 Jun 26 0.17 Yr. Data below for Tata Money Market Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 86.52% Debt 13.18% Other 0.3% Debt Sector Allocation
Sector Value Corporate 47.46% Cash Equivalent 33.43% Government 18.8% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹1,411 Cr 142,500,000 India (Republic of)
- | -3% ₹912 Cr 93,500,000
↑ 93,500,000 Indian Bank
Domestic Bonds | -2% ₹766 Cr 15,500
↓ -4,000 Axis Bank Ltd.
Debentures | -2% ₹718 Cr 15,000 Indian Overseas Bank
Debentures | -2% ₹670 Cr 14,000 Equitas Small Finance Bank Ltd.
Debentures | -2% ₹571 Cr 12,000 India (Republic of)
- | -2% ₹535 Cr 55,000,000
↑ 55,000,000 7.86% Karnataka Sdl 2027
Sovereign Bonds | -1% ₹491 Cr 48,500,000 Tbill
Sovereign Bonds | -1% ₹446 Cr 45,000,000 India (Republic of)
- | -1% ₹401 Cr 40,500,000 3. Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (03 Aug 26) ₹396.44 ↑ 0.28 (0.07 %) Net Assets (Cr) ₹27,383 on 30 Jun 26 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 0.69 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.95% Effective Maturity 6 Months 29 Days Modified Duration 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,381 31 Jul 23 ₹11,117 31 Jul 24 ₹11,961 31 Jul 25 ₹12,918 31 Jul 26 ₹13,720 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 3.4% 1 Year 6.3% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.8% 2022 7.4% 2021 4.8% 2020 3.8% 2019 6.6% 2018 8% 2017 7.9% 2016 6.8% 2015 7.7% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 15.06 Yr. Anuj Jain 22 Mar 21 5.36 Yr. Mohit Sharma 1 Apr 17 9.34 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 65.54% Debt 34.46% Debt Sector Allocation
Sector Value Corporate 55.48% Cash Equivalent 32.51% Government 12.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indusind Bank Ltd.
Debentures | -5% ₹1,393 Cr 29,000 Indusind Bank Ltd.
Debentures | -4% ₹1,112 Cr 22,900 Axis Bank Ltd.
Debentures | -3% ₹922 Cr 19,000 Federal Bank Ltd.
Debentures | -3% ₹911 Cr 19,000 Gujarat State Development Loans
Sovereign Bonds | -3% ₹797 Cr 79,327,600 Karur Vysya Bank Ltd.
Debentures | -2% ₹479 Cr 10,000 Tbill
Sovereign Bonds | -1% ₹396 Cr 40,000,000 Indian Bank
Domestic Bonds | -1% ₹392 Cr 8,000
↑ 8,000 7.49% Gujarat Sgs 2026
Sovereign Bonds | -1% ₹326 Cr 32,500,000 7.43% Gujarat Sgs 2027
Sovereign Bonds | -1% ₹247 Cr 24,500,000 4. Kotak Money Market Scheme
Kotak Money Market Scheme
Growth Launch Date 14 Jul 03 NAV (03 Aug 26) ₹4,811.17 ↑ 3.43 (0.07 %) Net Assets (Cr) ₹28,762 on 30 Jun 26 Category Debt - Money Market AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.71% Effective Maturity 7 Months 6 Days Modified Duration 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,386 31 Jul 23 ₹11,108 31 Jul 24 ₹11,943 31 Jul 25 ₹12,897 31 Jul 26 ₹13,697 Returns for Kotak Money Market Scheme
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.3% 1 Year 6.3% 3 Year 7.2% 5 Year 6.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.3% 2021 4.9% 2020 3.7% 2019 5.7% 2018 8% 2017 7.7% 2016 6.7% 2015 7.7% Fund Manager information for Kotak Money Market Scheme
Name Since Tenure Deepak Agrawal 1 Nov 06 19.76 Yr. Manu Sharma 1 Nov 22 3.75 Yr. Data below for Kotak Money Market Scheme as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 92.2% Debt 7.48% Other 0.32% Debt Sector Allocation
Sector Value Corporate 45.8% Cash Equivalent 34.83% Government 19.05% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹1,338 Cr 135,000,000 Tbill
Sovereign Bonds | -3% ₹992 Cr 100,000,000 Tbill
Sovereign Bonds | -3% ₹745 Cr 75,000,000 Indusind Bank Ltd.
Debentures | -2% ₹721 Cr 75,000 Punjab National Bank
Debentures | -2% ₹482 Cr 50,000 06/08/2026 Maturing 182 DTB
Sovereign Bonds | -1% ₹399 Cr 40,000,000 Tbill
Sovereign Bonds | -1% ₹372 Cr 37,500,000 Federal Bank Ltd.
Debentures | -1% ₹361 Cr 37,500 India (Republic of)
- | -1% ₹249 Cr 25,000,000 Karur Vysya Bank Ltd.
Debentures | -1% ₹240 Cr 25,000 5. Bandhan Money Manager Fund
Bandhan Money Manager Fund
Growth Launch Date 18 Feb 03 NAV (03 Aug 26) ₹43.1727 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹14,466 on 30 Jun 26 Category Debt - Money Market AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.58 Sharpe Ratio 0.81 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.75% Effective Maturity 7 Months 21 Days Modified Duration 7 Months 21 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,304 31 Jul 23 ₹10,949 31 Jul 24 ₹11,691 31 Jul 25 ₹12,612 31 Jul 26 ₹13,391 Returns for Bandhan Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.3% 1 Year 6.2% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.2% 2022 6.7% 2021 4% 2020 2.9% 2019 5% 2018 6.7% 2017 6.2% 2016 6% 2015 8.1% Fund Manager information for Bandhan Money Manager Fund
Name Since Tenure Gautam Kaul 1 Dec 21 4.67 Yr. Brijesh Shah 12 Jul 21 5.05 Yr. Data below for Bandhan Money Manager Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 82.81% Debt 16.9% Other 0.29% Debt Sector Allocation
Sector Value Corporate 47.65% Cash Equivalent 31.08% Government 20.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.74% Govt Stock 2026
Sovereign Bonds | -3% ₹469 Cr 46,901,500
↓ -6,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹334 Cr 35,000,000 Tbill
Sovereign Bonds | -2% ₹323 Cr 32,500,000
↓ -55,000,000 Canara Bank
Domestic Bonds | -2% ₹304 Cr 32,500,000
↑ 32,500,000 8.15% Govt Stock 2026
Sovereign Bonds | -2% ₹217 Cr 21,500,000 ICICI Bank Ltd.
Debentures | -1% ₹191 Cr 20,000,000 Axis Bank Ltd.
Debentures | -1% ₹144 Cr 15,000,000
↑ 10,000,000 7.08% Karnataka Sdl 2026
Sovereign Bonds | -1% ₹106 Cr 10,500,000 Tbill
Sovereign Bonds | -1% ₹99 Cr 10,000,000 HDFC Bank Ltd.
Debentures | -1% ₹96 Cr 10,000,000 6. Franklin India Savings Fund
Franklin India Savings Fund
Growth Launch Date 11 Feb 02 NAV (03 Aug 26) ₹53.7416 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹3,920 on 30 Jun 26 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.3 Sharpe Ratio 0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.76% Effective Maturity 6 Months 25 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,347 31 Jul 23 ₹11,051 31 Jul 24 ₹11,873 31 Jul 25 ₹12,831 31 Jul 26 ₹13,624 Returns for Franklin India Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.2% 1 Year 6.2% 3 Year 7.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.3% 2021 4.4% 2020 3.6% 2019 6% 2018 8.5% 2017 7.5% 2016 7.2% 2015 8.1% Fund Manager information for Franklin India Savings Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.82 Yr. Rohan Maru 10 Oct 24 1.81 Yr. Chandni Gupta 30 Apr 24 2.25 Yr. Data below for Franklin India Savings Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 87.11% Debt 12.62% Other 0.28% Debt Sector Allocation
Sector Value Cash Equivalent 39.13% Corporate 36.25% Government 24.34% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.67% Uttarpradesh Sdl 2027
Sovereign Bonds | -10% ₹387 Cr 37,500,000
↓ -2,500,000 Axis Bank Ltd.
Debentures | -2% ₹97 Cr 2,000 17/07/2026 Maturing 182 DTB
Sovereign Bonds | -1% ₹35 Cr 3,500,000
↑ 3,500,000 Tbill
Sovereign Bonds | -1% ₹25 Cr 2,500,000
↑ 2,500,000 Corporate Debt Market Development Fund Class A2
- | -0% ₹11 Cr 9,359
↑ 367 7.78% Telangana Sdl 2027
Sovereign Bonds | -0% ₹10 Cr 1,000,000 7.88% Punjab SDL 2027
Sovereign Bonds | -0% ₹5 Cr 500,000
↑ 500,000 7.14% Punjab SDL 2027
Sovereign Bonds | -0% ₹5 Cr 500,000 6.88% Westbengal Sdl 2026
Sovereign Bonds | -0% ₹5 Cr 500,000 Bajaj Housing Finance Limited
Commercial Paper | -7% ₹287 Cr 6,000 7. ICICI Prudential Money Market Fund
ICICI Prudential Money Market Fund
Growth Launch Date 9 Mar 06 NAV (03 Aug 26) ₹406.513 ↑ 0.29 (0.07 %) Net Assets (Cr) ₹31,085 on 30 Jun 26 Category Debt - Money Market AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.32 Sharpe Ratio 0.72 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.7% Effective Maturity 7 Months 16 Days Modified Duration 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,368 31 Jul 23 ₹11,098 31 Jul 24 ₹11,933 31 Jul 25 ₹12,893 31 Jul 26 ₹13,689 Returns for ICICI Prudential Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.2% 1 Year 6.2% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.4% 2021 4.7% 2020 3.7% 2019 6.2% 2018 7.9% 2017 7.7% 2016 6.7% 2015 7.7% Fund Manager information for ICICI Prudential Money Market Fund
Name Since Tenure Manish Banthia 12 Jun 23 3.14 Yr. Nikhil Kabra 3 Aug 16 10 Yr. Data below for ICICI Prudential Money Market Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 81.92% Debt 17.81% Other 0.27% Debt Sector Allocation
Sector Value Corporate 51.46% Cash Equivalent 24.19% Government 24.08% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.33% Govt Stock 2026
Sovereign Bonds | -5% ₹1,809 Cr 180,000,000 India (Republic of)
- | -4% ₹1,222 Cr 125,000,000 India (Republic of)
- | -1% ₹487 Cr 50,000,000
↑ 50,000,000 Bank of India Ltd.
Debentures | -1% ₹479 Cr 10,000 India (Republic of)
- | -1% ₹391 Cr 40,000,000 Indusind Bank Ltd.
Debentures | -1% ₹310 Cr 6,500 India (Republic of)
- | -1% ₹246 Cr 25,000,000 India (Republic of)
- | -1% ₹236 Cr 24,000,000 7.39% Tamilnadu SDL 2026
Sovereign Bonds | -0% ₹171 Cr 17,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -0% ₹143 Cr 3,000
↑ 3,000 8. HDFC Money Market Fund
HDFC Money Market Fund
Growth Launch Date 18 Nov 99 NAV (03 Aug 26) ₹6,122.45 ↑ 4.33 (0.07 %) Net Assets (Cr) ₹28,095 on 30 Jun 26 Category Debt - Money Market AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Low Expense Ratio 0.4 Sharpe Ratio 0.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.71% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 15 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,373 31 Jul 23 ₹11,094 31 Jul 24 ₹11,922 31 Jul 25 ₹12,873 31 Jul 26 ₹13,668 Returns for HDFC Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.3% 1 Year 6.2% 3 Year 7.2% 5 Year 6.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.3% 2021 4.7% 2020 3.8% 2019 6.5% 2018 8.1% 2017 7.4% 2016 6.5% 2015 7.5% Fund Manager information for HDFC Money Market Fund
Name Since Tenure Praveen Jain 31 Aug 24 1.92 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Money Market Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 80.19% Debt 19.5% Other 0.31% Debt Sector Allocation
Sector Value Corporate 47.47% Cash Equivalent 38.07% Government 14.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Overseas Bank
Debentures | -3% ₹959 Cr 20,000 Punjab & Sind Bank
Debentures | -2% ₹622 Cr 13,000 Tbill
Sovereign Bonds | -2% ₹498 Cr 50,000,000 India (Republic of)
- | -2% ₹488 Cr 50,000,000 UCO Bank
Domestic Bonds | -2% ₹468 Cr 10,000
↑ 10,000 Canara Bank
Domestic Bonds | -2% ₹468 Cr 10,000
↑ 10,000 Axis Bank Ltd.
Debentures | -2% ₹455 Cr 9,500 Tbill
Sovereign Bonds | -1% ₹447 Cr 45,000,000 Bank of India Ltd.
Debentures | -1% ₹432 Cr 9,000 Tbill
Sovereign Bonds | -1% ₹429 Cr 43,000,000
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