म्युच्युअल फंड डायरेक्ट योजना नेहमीच फायदेशीर असते का?

Updated on August 1, 2026 , 5706 views

प्रत्येक म्युच्युअल फंड योजना जी मालमत्ता व्यवस्थापन कंपनी (AMC) ऑफरमध्ये म्युच्युअल फंड डायरेक्ट प्लॅन आणि म्युच्युअल फंड रेग्युलर प्लॅन असे दोन प्रकार आहेत. या दोन्ही योजना अॅसेट अंडर मॅनेजमेंट (एयूएम), पोर्टफोलिओ रचना आणि अगदी फंड व्यवस्थापकांच्या बाबतीत एकसारख्या आहेत. तथापि, कीघटक जे या दोन्ही योजनांमध्ये फरक करतात ते खर्चाचे प्रमाण आहे; म्युच्युअल फंड डायरेक्ट प्लॅनचे खर्चाचे प्रमाण नियमित योजनेच्या तुलनेत कमी असते. परिणामी, थेट योजनेच्या नफ्याची टक्केवारी जास्त आहे. तथापि, असे म्हणतात की,दिसणे त्याचप्रमाणे फसवे आहे; तुम्हाला असे वाटते का; म्युच्युअल फंड डायरेक्ट योजना नेहमीच फायदेशीर असते? तर, कोणती योजना प्रत्यक्षात फायदेशीर आहे हे आपण या लेखाद्वारे पाहूया. आमचे खालील उदाहरण वास्तविक-जीवन डेटा, वास्तविक खर्च, खर्च गुणोत्तर आणि वास्तविक गुंतवणूक वापरणे आहे. विश्लेषणावरून असे दिसून येते की नियमित योजना थेट पेक्षा चांगल्या असतात, तथापि, आम्ही काय सांगू इच्छितो की खर्चातील फरक खर्चाच्या गुणोत्तरांच्या बाबतीत कमी असला तरी, एक चांगलाआर्थिक नियोजक दीर्घ कालावधीसाठी चांगली सेवा दिल्यास हा फरक निरर्थक वाटेल. याशिवाय, गेल्या काही वर्षांत चांगली फंड निवड तुम्हाला अतिरिक्त ०.५% किंवा अगदी १% पी.ए. नियमित प्लॅनमध्ये दिलेला अतिरिक्त खर्च ओव्हरसावली करेल.

म्युच्युअल फंड डायरेक्ट प्लॅन म्हणजे काय?

म्युच्युअल फंड डायरेक्ट प्लॅन द्वारे विकले जातेनोंदणीकृत गुंतवणूक सल्लागार (RIAs) म्युच्युअल फंड कंपनी व्यतिरिक्त. आधी सांगितल्याप्रमाणे, म्युच्युअल फंड डायरेक्ट प्लॅनचे खर्चाचे प्रमाण नियमित योजनांच्या तुलनेत कमी आहे.

यामुळे हे फंड अधिक नफा मिळवण्यास सक्षम आहेत जे किंचित जास्त द्वारे परावर्तित होतातनाही नियमित योजनांच्या तुलनेत. म्युच्युअल फंड डायरेक्ट प्लॅन्समध्ये, AMC गुंतवणूकदारांना कोणतेही कमिशन देत नाही.

नियमित योजना म्हणजे काय?

म्युच्युअल फंडाची नियमित योजना ही सामान्य म्युच्युअल फंड योजना असते जी तुम्ही मध्यस्थ जसे की ब्रोकरकडून खरेदी करता,आर्थिक सल्लागार,वितरक इ. नियमित योजनेत, मालमत्ता व्यवस्थापन कंपनी या मध्यस्थांना त्यांच्या योजना विकण्यासाठी कमिशन देते जी योजना व्यवस्थापित करण्यासाठी पुन्हा खर्च म्हणून जोडली जाते. परिणामी, नियमित म्युच्युअल फंड योजनांमध्ये थेट प्लॅनपेक्षा किंचित जास्त खर्चाचे प्रमाण असते.

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म्युच्युअल फंड गुंतवणूक: म्युच्युअल फंड थेट योजना चांगली आहे की नाही?

जेव्हा आपण गुंतवणुकीबद्दल बोलतो तेव्हा ते समजून घेतले पाहिजेपरतावा हा खर्चाचा परिणाम आहे याचा अर्थ; जास्त खर्च परतावा कमी आणि उलट. तसेच लोकांनी हे समजून घेतले पाहिजेकाहीही मोफत मिळत नाही. म्हणून, खालील मुद्द्यांच्या मदतीने, म्युच्युअल फंड थेट योजनांपेक्षा नियमित योजना कशा फायदेशीर ठरतात हे समजून घेऊ.

लोकांची संख्या नेहमीम्युच्युअल फंडात गुंतवणूक करा काही किंवा इतर मध्यस्थांद्वारे. लोकगुंतवणूक मध्ये RIAs द्वारेम्युच्युअल फंड त्यांना शुल्क भरावे लागेल. लोकांनी म्युच्युअल फंडामध्ये त्यांच्यामार्फत व्यवहार केले नसले तरीही ही फी भरावी लागते, हे वार्षिक शुल्कासारखे आहे. हे शुल्क एकतर मासिक, वार्षिक, व्यवहार-आधारित शुल्क इत्यादी भरले जाऊ शकते. त्यामुळे, या शुल्क आकारल्यामुळे गुंतवणूकदारांना कमी प्रमाणात नफा मिळू शकतो कारण हे खर्च पाईचा वाटा खाऊन टाकतात.कमाई.

तर, ही संकल्पना उदाहरणाच्या सहाय्याने समजून घेऊ.

चित्रण:

समजा, एखाद्या व्यक्तीला 1,00 रुपये हवे आहेत,000 रुपये मध्येडीएसपी ब्लॅकरॉक संधी निधी. ती RIA मार्फत थेट योजनेत किंवा वितरकामार्फत नियमित योजनेत गुंतवणूक करण्याचा पर्याय म्हणून. या योजनेचा मागील तीन वर्षांचा सरासरी परतावा 17.90% आहे. थेट योजनेसाठी आणि 16.93% p.a. 13 सप्टेंबर 2017 रोजीच्या नियमित योजनेसाठी. येथे, व्यक्तीने दोन RIAs A आणि B आणि गुंतवणुकीसाठी एक ऑनलाइन पोर्टल निवडले आहे. गृहीत धरा, RIA A INR 2,000 वार्षिक शुल्क आकारते तर RIA B INR 1,200 वार्षिक शुल्क आकारते. व्यक्तींनी या शुल्काची रक्कम RIA ला आगाऊ भरणे आवश्यक आहेआधार. दुसरीकडे, ऑनलाइन म्युच्युअल फंड वितरक कोणतेही शुल्क आकारत नाहीत. तर, गुंतवणुकदारांसाठी कोणते गुंतवणुकीचे चॅनल अधिक चांगले आहे ते आपण मोजू आणि तपासू.

या योजनांचे विश्लेषण खालील तक्त्यामध्ये दर्शविले आहे.

डीएसपी ब्लॅकरॉक संधी निधी	म्युच्युअल फंड डायरेक्ट प्लॅन RIA A	म्युच्युअल फंड डायरेक्ट प्लॅन RIA B	म्युच्युअल फंड नियमित योजना वितरक
प्रारंभिक गुंतवणूक रक्कम (A)	१,००,०००	१,००,०००	१,००,०००
कमी: वर्ष 1 (B) साठी वार्षिक शुल्क	2,000	1,200	0
वर्ष 1 (C) (A-B) मध्ये शुल्कानंतरची निव्वळ रक्कम	९८,०००	९८,८००	१,००,०००
निव्वळ रकमेवर परतावा (D) (17.90%)# थेट योजनेसाठी आणि (16.93%)# नियमित योजनेसाठी	१७,५४२	१७,६८५	१६,९३०
वर्ष 1 च्या शेवटी एकूण रक्कम (C+D) (E)	१,१५,५४२	१,१६,४८५	१,१६,९३०
कमी: वर्ष 2 (F) साठी वार्षिक शुल्क	2,000	1,200	0
वर्ष 2 (G) (E-F) मध्ये शुल्कानंतर निव्वळ रक्कम	१,१३,५४२	१,१५,२८५	१,१६,९३०
निव्वळ रकमेवर परतावा (D) (17.90%)# थेट योजनेसाठी आणि (16.93%)# नियमित योजनेसाठी	20,324	20,636	१९,७९७
वर्ष 2 च्या शेवटी एकूण रक्कम (I) (G+H)	१,३३,८६६	१,३५,९२१	१,३६,७२७
कमी: वर्ष ३ (जे) साठी वार्षिक शुल्क	2,000	1,200	0
वर्ष 2 (K) (I-J) मध्ये शुल्कानंतरची निव्वळ रक्कम	१,३१,८६६	१,३४,७२१	१,३६,७२७
निव्वळ रकमेवर परतावा (D) (17.90%)# थेट योजनेसाठी आणि (16.93%)# नियमित योजनेसाठी	२३,६०४	24,116	२३,१४८
वर्ष 3 च्या शेवटी एकूण रक्कम (M) (K+L)	१,५५,४७०	१,५८,८३७	१,५९,८७५

#13 सप्टेंबर'17 रोजी.अशा प्रकारे, वरील सारणीवरून आपण असा निष्कर्ष काढू शकतो की; रेग्युलर प्लॅनमध्ये गुंतवणूक करून लोक डायरेक्ट प्लॅनच्या तुलनेत अधिक कमाई करू शकतात.

म्युच्युअल फंड डायरेक्ट प्लॅनपेक्षा म्युच्युअल फंड नियमित योजना का निवडावी?

लोक थेट फंडाच्या तुलनेत नियमित म्युच्युअल फंड का निवडू शकतात याची इतरही अनेक कारणे आहेत. त्यापैकी काहींमध्ये प्रत्येक फंड हाऊससाठी स्वतंत्र नोंदणी प्रक्रिया, पोर्टफोलिओचे स्वयं-पुनर्संतुलन, योजनांचे स्वयं-विश्लेषण इत्यादींचा समावेश आहे. तर, थेट योजनांच्या तुलनेत वितरकांमार्फत नियमित म्युच्युअल फंड निवडणे फायदेशीर का ठरते ते पाहू.

एका छत्राखाली योजनांची संख्या

तुम्ही शोधलेल्या आणि तुमच्या गुंतवणूक प्रोफाइलसाठी योग्य असलेल्या पाच वेगवेगळ्या थेट योजनांमध्ये गुंतवणूक करण्याचे तुम्ही ठरवता. म्हणून, तुम्हाला त्या पाच वेगवेगळ्या फंड हाऊसच्या वेबसाइटला भेट द्यावी लागेल आणि म्युच्युअल फंड योजनेत गुंतवणूक करावी लागेल. त्यानंतर तुम्हाला प्रत्येक गुंतवणुकीचा स्वतंत्रपणे मागोवा ठेवावा लागेल आणि त्यांचे तपशील स्वतंत्रपणे संग्रहित करावे लागतील. कालांतराने, गुंतवणुकीची संख्या जसजशी वाढेल, तसतसे रेकॉर्ड वाढतील आणि त्रास वाढेल. त्यामुळे, अशा अडचणी टाळण्यासाठी, म्युच्युअल फंड वितरकामार्फत गुंतवणूक करणे सोपे जाईल; एका प्लॅटफॉर्मवर तुम्हाला अनेक योजना मिळू शकतात ज्या तुम्ही तुमच्या गरजेनुसार निवडू शकता.

ऑनलाइन म्युच्युअल फंड नियमित योजना गुंतवणूक

तंत्रज्ञानातील प्रगतीमुळे लोक गुंतवणूक करू शकतातम्युच्युअल फंड ऑनलाइन कुठूनही आणि कधीही. याशिवाय, ते त्यांच्या सोयीनुसार विविध योजनांमध्ये गुंतवणूक करू शकतात. ऑनलाइन मोडद्वारे, लोक सोप्या चरणांमध्ये त्यांचे पैसे गुंतवू शकतात आणि रिडीम करू शकतात, विविध फंड हाऊसेसद्वारे ऑफर केलेल्या प्रत्येक योजनेचे तपशीलवार विश्लेषण तपासू शकतात, त्यांच्या पोर्टफोलिओचा मागोवा ठेवू शकतात इत्यादी.

आता, जसजसे आपण शेवटाकडे जात आहोत, तसतसे आपण एका महत्त्वाच्या प्रश्नाचे उत्तर देऊया, तो म्हणजे कोणती म्युच्युअल फंड योजना चांगली आहे? याचे उत्तर देण्यासाठी, असे म्हणता येईल की योग्य सल्लागार निवडण्याऐवजी योजना योग्य नाही. वरील उदाहरणावरून नियमित योजना थेट योजनांपेक्षा अधिक फायदेशीर असल्याचे दर्शवित असताना, आमचे मत असे आहे की एखाद्याने योग्य आर्थिक नियोजकासह भागीदारी करणे आवश्यक आहे. दीर्घकाळात याची खात्री करण्यासाठीगुंतवणूकदार फायदे एक विवेकी सल्लागार गुंतवणूकदारांना प्रभावी मार्गाने मार्गदर्शन करेल जेणेकरून गुंतवणूकदार त्यांच्या गुंतवणुकीवर जास्तीत जास्त रक्कम कमावतील. याव्यतिरिक्त, तो/ती हे देखील सुनिश्चित करेल की गुंतवणूक संपत्ती निर्मितीसाठी मार्ग मोकळा करेल.

टॉप परफॉर्मिंग डायरेक्ट इक्विटी फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Franklin India Opportunities Fund - Direct Growth	₹291.058 ↑ 0.72	₹9,192	6	4.1	4.4	21.9	19.7	4.4
Franklin Build India Fund - Direct Growth	₹169.546 ↑ 1.78	₹3,256	-0.7	1.5	5.2	20.7	20.7	4.8
Franklin Asian Equity Fund - Direct Growth	₹48.7841 ↑ 0.13	₹979	9.8	15.6	43.4	20.3	8.8	24.7
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth	₹101.312 ↑ 0.61	₹6,081	1.6	9.3	14.2	20.2	9.8	12.4
Franklin India Prima Fund - Direct Growth	₹3,257.9 ↑ 50.87	₹12,490	8.4	6.1	7	19	15.4	2.4
Sundaram SMILE Fund - Direct Growth	₹327.181 ↑ 6.27	₹3,872	9.1	14.6	16.5	18.9	17.5	1.5
IDBI Small Cap Fund - Direct Growth	₹38.2621 ↑ 0.36	₹743	10.5	19	13.8	18.6	18.1	-12.1
DSP Micro Cap Fund - Direct Growth	₹246.848 ↑ 2.37	₹19,635	10.2	16.5	14.9	18.2	17.4	-1.9
Edelweiss Economic Resurgence Fund - Direct Growth	₹46.715 ↑ 0.74	₹3,484	5.6	1.8	8.8	17.1	14.5	7
Franklin India Smaller Companies Fund - Direct Growth	₹204.53 ↑ 2.92	₹14,336	5.3	11.9	6.1	15.9	17.2	-7.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin India Opportunities Fund - Direct	Franklin Build India Fund - Direct	Franklin Asian Equity Fund - Direct	Franklin India Feeder - Franklin U S Opportunities Fund - Direct	Franklin India Prima Fund - Direct	Sundaram SMILE Fund - Direct	IDBI Small Cap Fund - Direct	DSP Micro Cap Fund - Direct	Edelweiss Economic Resurgence Fund - Direct	Franklin India Smaller Companies Fund - Direct
Point 1	Upper mid AUM (₹9,192 Cr).	Bottom quartile AUM (₹3,256 Cr).	Bottom quartile AUM (₹979 Cr).	Upper mid AUM (₹6,081 Cr).	Upper mid AUM (₹12,490 Cr).	Lower mid AUM (₹3,872 Cr).	Bottom quartile AUM (₹743 Cr).	Highest AUM (₹19,635 Cr).	Lower mid AUM (₹3,484 Cr).	Top quartile AUM (₹14,336 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (9+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 19.73% (top quartile).	5Y return: 20.66% (top quartile).	5Y return: 8.78% (bottom quartile).	5Y return: 9.82% (bottom quartile).	5Y return: 15.42% (lower mid).	5Y return: 17.49% (upper mid).	5Y return: 18.15% (upper mid).	5Y return: 17.43% (upper mid).	5Y return: 14.53% (bottom quartile).	5Y return: 17.16% (lower mid).
Point 6	3Y return: 21.92% (top quartile).	3Y return: 20.67% (top quartile).	3Y return: 20.34% (upper mid).	3Y return: 20.16% (upper mid).	3Y return: 19.01% (upper mid).	3Y return: 18.90% (lower mid).	3Y return: 18.58% (lower mid).	3Y return: 18.22% (bottom quartile).	3Y return: 17.08% (bottom quartile).	3Y return: 15.94% (bottom quartile).
Point 7	1Y return: 4.40% (bottom quartile).	1Y return: 5.19% (bottom quartile).	1Y return: 43.35% (top quartile).	1Y return: 14.16% (upper mid).	1Y return: 7.02% (lower mid).	1Y return: 16.54% (top quartile).	1Y return: 13.80% (upper mid).	1Y return: 14.85% (upper mid).	1Y return: 8.76% (lower mid).	1Y return: 6.12% (bottom quartile).
Point 8	Alpha: 5.47 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: -2.87 (bottom quartile).	Alpha: -6.08 (bottom quartile).	Alpha: 9.99 (top quartile).	Alpha: 10.57 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 1.58 (upper mid).	Alpha: 0.26 (upper mid).
Point 9	Sharpe: 0.00 (lower mid).	Sharpe: 0.01 (lower mid).	Sharpe: 1.58 (top quartile).	Sharpe: 1.09 (top quartile).	Sharpe: -0.31 (bottom quartile).	Sharpe: 0.30 (upper mid).	Sharpe: 0.32 (upper mid).	Sharpe: 0.23 (upper mid).	Sharpe: -0.22 (bottom quartile).	Sharpe: -0.11 (bottom quartile).
Point 10	Information ratio: 1.70 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.96 (bottom quartile).	Information ratio: -0.44 (bottom quartile).	Information ratio: 0.04 (upper mid).	Information ratio: -0.02 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 1.08 (top quartile).	Information ratio: -0.48 (bottom quartile).

Franklin India Opportunities Fund - Direct

Upper mid AUM (₹9,192 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.73% (top quartile).
3Y return: 21.92% (top quartile).
1Y return: 4.40% (bottom quartile).
Alpha: 5.47 (upper mid).
Sharpe: 0.00 (lower mid).
Information ratio: 1.70 (top quartile).

Franklin Build India Fund - Direct

Bottom quartile AUM (₹3,256 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.66% (top quartile).
3Y return: 20.67% (top quartile).
1Y return: 5.19% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.01 (lower mid).
Information ratio: 0.00 (upper mid).

Franklin Asian Equity Fund - Direct

Bottom quartile AUM (₹979 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 8.78% (bottom quartile).
3Y return: 20.34% (upper mid).
1Y return: 43.35% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.58 (top quartile).
Information ratio: 0.00 (upper mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Upper mid AUM (₹6,081 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.82% (bottom quartile).
3Y return: 20.16% (upper mid).
1Y return: 14.16% (upper mid).
Alpha: -2.87 (bottom quartile).
Sharpe: 1.09 (top quartile).
Information ratio: -0.96 (bottom quartile).

Franklin India Prima Fund - Direct

Upper mid AUM (₹12,490 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.42% (lower mid).
3Y return: 19.01% (upper mid).
1Y return: 7.02% (lower mid).
Alpha: -6.08 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: -0.44 (bottom quartile).

Sundaram SMILE Fund - Direct

Lower mid AUM (₹3,872 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.49% (upper mid).
3Y return: 18.90% (lower mid).
1Y return: 16.54% (top quartile).
Alpha: 9.99 (top quartile).
Sharpe: 0.30 (upper mid).
Information ratio: 0.04 (upper mid).

IDBI Small Cap Fund - Direct

Bottom quartile AUM (₹743 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.15% (upper mid).
3Y return: 18.58% (lower mid).
1Y return: 13.80% (upper mid).
Alpha: 10.57 (top quartile).
Sharpe: 0.32 (upper mid).
Information ratio: -0.02 (lower mid).

DSP Micro Cap Fund - Direct

Highest AUM (₹19,635 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.43% (upper mid).
3Y return: 18.22% (bottom quartile).
1Y return: 14.85% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.23 (upper mid).
Information ratio: 0.00 (lower mid).

Edelweiss Economic Resurgence Fund - Direct

Lower mid AUM (₹3,484 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.53% (bottom quartile).
3Y return: 17.08% (bottom quartile).
1Y return: 8.76% (lower mid).
Alpha: 1.58 (upper mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: 1.08 (top quartile).

Franklin India Smaller Companies Fund - Direct

Top quartile AUM (₹14,336 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.16% (lower mid).
3Y return: 15.94% (bottom quartile).
1Y return: 6.12% (bottom quartile).
Alpha: 0.26 (upper mid).
Sharpe: -0.11 (bottom quartile).
Information ratio: -0.48 (bottom quartile).

1. Franklin India Opportunities Fund - Direct

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund - Direct

Upper mid AUM (₹9,192 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.73% (top quartile).
3Y return: 21.92% (top quartile).
1Y return: 4.40% (bottom quartile).
Alpha: 5.47 (upper mid).
Sharpe: 0.00 (lower mid).
Information ratio: 1.70 (top quartile).

Below is the key information for Franklin India Opportunities Fund - Direct

Franklin India Opportunities Fund - Direct Growth
Launch Date	1 Jan 13
NAV (31 Jul 26)	₹291.058 ↑ 0.72 (0.25 %)
Net Assets (Cr)	₹9,192 on 30 Jun 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.54
Sharpe Ratio	0
Information Ratio	1.7
Alpha Ratio	5.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,096
31 Jul 23	₹13,577
31 Jul 24	₹23,213
31 Jul 25	₹23,570
31 Jul 26	₹24,607

Franklin India Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Franklin India Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	0.5%
3 Month	6%
6 Month	4.1%
1 Year	4.4%
3 Year	21.9%
5 Year	19.7%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.4%
2024	39.2%
2023	54.9%
2022	-1.2%
2021	30.6%
2020	28.7%
2019	6.1%
2018	-9.4%
2017	36.8%
2016	5%

Fund Manager information for Franklin India Opportunities Fund - Direct

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	4.48 Yr.
R. Janakiraman	1 Apr 13	13.34 Yr.
Sandeep Manam	18 Oct 21	4.79 Yr.

Data below for Franklin India Opportunities Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	22.72%
Industrials	19.1%
Technology	10.61%
Health Care	10.55%
Consumer Cyclical	8.77%
Basic Materials	8.74%
Energy	4.32%
Communication Services	3.75%
Utility	2.9%

Asset Allocation

Asset Class	Value
Cash	8.52%
Equity	91.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Nov 25 \| HAL	6%	₹565 Cr	1,290,170
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	5%	₹466 Cr	4,537,073 ↑ 1,567,349
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹397 Cr	3,070,606
Amphenol Corp Class A (Technology) Equity, Since 31 Jul 25 \| APH	4%	₹391 Cr	234,384
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	4%	₹386 Cr	3,703,959
AIA Engineering Ltd (Industrials) Equity, Since 30 Nov 25 \| AIAENG	4%	₹326 Cr	641,410 ↑ 73,973
Syrma SGS Technology Ltd (Technology) Equity, Since 31 May 24 \| SYRMA	4%	₹324 Cr	2,319,712 ↑ 290,361
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Jul 22 \| KIRLOSENG	3%	₹305 Cr	1,288,353
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| APLAPOLLO	3%	₹297 Cr	1,662,735
Mankind Pharma Ltd (Healthcare) Equity, Since 31 Jul 25 \| MANKIND	3%	₹290 Cr	1,138,424

2. Franklin Build India Fund - Direct

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund - Direct

Bottom quartile AUM (₹3,256 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.66% (top quartile).
3Y return: 20.67% (top quartile).
1Y return: 5.19% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.01 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Build India Fund - Direct

Franklin Build India Fund - Direct Growth
Launch Date	1 Jan 13
NAV (03 Aug 26)	₹169.546 ↑ 1.78 (1.06 %)
Net Assets (Cr)	₹3,256 on 30 Jun 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	0.98
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,047
31 Jul 23	₹15,235
31 Jul 24	₹25,817
31 Jul 25	₹25,114
31 Jul 26	₹25,846

Franklin Build India Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Franklin Build India Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	-1.2%
3 Month	-0.7%
6 Month	1.5%
1 Year	5.2%
3 Year	20.7%
5 Year	20.7%
10 Year
15 Year
Since launch	20.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.8%
2024	29.1%
2023	52.7%
2022	12.4%
2021	47.4%
2020	6.5%
2019	7.2%
2018	-9.5%
2017	45.1%
2016	9.9%

Fund Manager information for Franklin Build India Fund - Direct

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.79 Yr.
Kiran Sebastian	7 Feb 22	4.48 Yr.
Sandeep Manam	18 Oct 21	4.79 Yr.

Data below for Franklin Build India Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	39.49%
Utility	16.59%
Financial Services	13.87%
Energy	11.35%
Basic Materials	5.96%
Communication Services	4.95%
Real Estate	2.32%
Technology	1.24%
Consumer Cyclical	1.16%

Asset Allocation

Asset Class	Value
Cash	3.07%
Equity	96.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹300 Cr	725,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	7%	₹225 Cr	420,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	5%	₹168 Cr	1,300,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹164 Cr	4,600,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹160 Cr	6,825,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹135 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹131 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹130 Cr	1,625,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹125 Cr	4,350,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	4%	₹120 Cr	3,100,000

3. Franklin Asian Equity Fund - Direct

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund - Direct

Bottom quartile AUM (₹979 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 8.78% (bottom quartile).
3Y return: 20.34% (upper mid).
1Y return: 43.35% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.58 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Asian Equity Fund - Direct

Franklin Asian Equity Fund - Direct Growth
Launch Date	1 Jan 13
NAV (03 Aug 26)	₹48.7841 ↑ 0.13 (0.26 %)
Net Assets (Cr)	₹979 on 30 Jun 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.67
Sharpe Ratio	1.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹8,416
31 Jul 23	₹9,045
31 Jul 24	₹9,610
31 Jul 25	₹10,942
31 Jul 26	₹15,417

Franklin Asian Equity Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Franklin Asian Equity Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	-2.7%
3 Month	9.8%
6 Month	15.6%
1 Year	43.4%
3 Year	20.3%
5 Year	8.8%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	24.7%
2024	15.4%
2023	1.7%
2022	-13.8%
2021	-5.2%
2020	26.6%
2019	28.8%
2018	-13.1%
2017	36.5%
2016	8%

Fund Manager information for Franklin Asian Equity Fund - Direct

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.7 Yr.
Shyam Sriram	26 Sep 24	1.76 Yr.

Data below for Franklin Asian Equity Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Technology	34.62%
Consumer Cyclical	13.28%
Financial Services	10.88%
Industrials	9.52%
Health Care	6.6%
Real Estate	4.16%
Communication Services	3.12%
Utility	2.75%
Basic Materials	2.66%
Consumer Defensive	1.84%
Energy	1.77%

Asset Allocation

Asset Class	Value
Cash	8.78%
Equity	91.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 31 Mar 09 \| 2330	10%	₹93 Cr	130,000 ↑ 16,000
Samsung Electronics Co Ltd (Technology) Equity, Since 31 Mar 08 \| 005930	8%	₹74 Cr	36,110 ↑ 5,243
SK Hynix Inc (Technology) Equity, Since 30 Jun 20 \| 000660	6%	₹62 Cr	3,839 ↑ 617
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIBANK	3%	₹31 Cr	226,594 ↑ 35,479
Yageo Corp (Technology) Equity, Since 30 Jun 25 \| 2327	2%	₹24 Cr	71,000 ↓ -15,000
MediaTek Inc (Technology) Equity, Since 31 Aug 20 \| 2454	2%	₹24 Cr	19,000
Tencent Holdings Ltd (Communication Services) Equity, Since 31 Jul 14 \| 00700	2%	₹22 Cr	42,700 ↑ 8,300
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| TORNTPHARM	2%	₹21 Cr	45,546 ↑ 11,319
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 17 \| OBEROIRLTY	2%	₹20 Cr	114,827 ↑ 27,678
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| HDFCBANK	2%	₹20 Cr	249,009 ↑ 24,504

4. Franklin India Feeder - Franklin U S Opportunities Fund - Direct

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Upper mid AUM (₹6,081 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.82% (bottom quartile).
3Y return: 20.16% (upper mid).
1Y return: 14.16% (upper mid).
Alpha: -2.87 (bottom quartile).
Sharpe: 1.09 (top quartile).
Information ratio: -0.96 (bottom quartile).

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth
Launch Date	2 Jan 13
NAV (31 Jul 26)	₹101.312 ↑ 0.61 (0.60 %)
Net Assets (Cr)	₹6,081 on 30 Jun 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	0.59
Sharpe Ratio	1.09
Information Ratio	-0.96
Alpha Ratio	-2.87
Min Investment
Min SIP Investment
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹8,036
31 Jul 23	₹9,208
31 Jul 24	₹11,662
31 Jul 25	₹13,996
31 Jul 26	₹15,977

Franklin India Feeder - Franklin U S Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Purchase not allowed

Returns for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	-4.8%
3 Month	1.6%
6 Month	9.3%
1 Year	14.2%
3 Year	20.2%
5 Year	9.8%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	12.4%
2024	28.4%
2023	39.3%
2022	-29.6%
2021	19.1%
2020	46.6%
2019	35.4%
2018	7.4%
2017	19.2%
2016	0%

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.79 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Technology	45.33%
Communication Services	11.42%
Industrials	10.26%
Consumer Cyclical	9.88%
Health Care	7.51%
Financial Services	1.95%
Basic Materials	1.43%
Utility	0.94%
Consumer Defensive	0.54%

Asset Allocation

Asset Class	Value
Cash	5.69%
Equity	92.12%
Other	0.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	96%	₹5,836 Cr	5,367,218 ↑ 17,370
Call, Cash & Other Assets CBLO \| -	4%	₹245 Cr

5. Franklin India Prima Fund - Direct

The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective.

Research Highlights for Franklin India Prima Fund - Direct

Upper mid AUM (₹12,490 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.42% (lower mid).
3Y return: 19.01% (upper mid).
1Y return: 7.02% (lower mid).
Alpha: -6.08 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: -0.44 (bottom quartile).

Below is the key information for Franklin India Prima Fund - Direct

Franklin India Prima Fund - Direct Growth
Launch Date	1 Jan 13
NAV (03 Aug 26)	₹3,257.9 ↑ 50.87 (1.59 %)
Net Assets (Cr)	₹12,490 on 30 Jun 26
Category	Equity - Mid Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	-0.31
Information Ratio	-0.44
Alpha Ratio	-6.08
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,089
31 Jul 23	₹12,549
31 Jul 24	₹19,466
31 Jul 25	₹19,764
31 Jul 26	₹20,485

Franklin India Prima Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Franklin India Prima Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	3%
3 Month	8.4%
6 Month	6.1%
1 Year	7%
3 Year	19%
5 Year	15.4%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2.4%
2024	32.9%
2023	38%
2022	3%
2021	33.7%
2020	18.8%
2019	4.5%
2018	-8.5%
2017	41.1%
2016	9.5%

Fund Manager information for Franklin India Prima Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	15.5 Yr.
Sandeep Manam	18 Oct 21	4.79 Yr.
Akhil Kalluri	7 Feb 22	4.48 Yr.

Data below for Franklin India Prima Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	24.17%
Industrials	17.18%
Consumer Cyclical	13.58%
Basic Materials	10.22%
Health Care	9.72%
Technology	7.6%
Real Estate	5.92%
Communication Services	3.15%
Utility	2.05%
Consumer Defensive	1.72%
Energy	0.98%

Asset Allocation

Asset Class	Value
Cash	3.73%
Equity	96.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| FEDERALBNK	3%	₹341 Cr	10,324,683
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| IDFCFIRSTB	2%	₹293 Cr	36,893,177
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| M&MFIN	2%	₹266 Cr	8,413,356 ↑ 1,000,000
Mankind Pharma Ltd (Healthcare) Equity, Since 28 Feb 26 \| MANKIND	2%	₹262 Cr	1,029,108
Biocon Ltd (Healthcare) Equity, Since 30 Jun 25 \| BIOCON	2%	₹260 Cr	6,219,684
Balkrishna Industries Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| BALKRISIND	2%	₹256 Cr	1,175,000
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 22 \| PRESTIGE	2%	₹255 Cr	1,631,918
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 28 Feb 22 \| TIINDIA	2%	₹253 Cr	836,172
Ipca Laboratories Ltd (Healthcare) Equity, Since 30 Nov 20 \| 524494	2%	₹251 Cr	1,473,633
Mphasis Ltd (Technology) Equity, Since 30 Sep 20 \| 526299	2%	₹249 Cr	1,152,885

6. Sundaram SMILE Fund - Direct

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram SMILE Fund - Direct

Lower mid AUM (₹3,872 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.49% (upper mid).
3Y return: 18.90% (lower mid).
1Y return: 16.54% (top quartile).
Alpha: 9.99 (top quartile).
Sharpe: 0.30 (upper mid).
Information ratio: 0.04 (upper mid).

Below is the key information for Sundaram SMILE Fund - Direct

Sundaram SMILE Fund - Direct Growth
Launch Date	1 Jan 13
NAV (03 Aug 26)	₹327.181 ↑ 6.27 (1.95 %)
Net Assets (Cr)	₹3,872 on 30 Jun 26
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.85
Sharpe Ratio	0.3
Information Ratio	0.04
Alpha Ratio	9.99
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,413
31 Jul 23	₹13,479
31 Jul 24	₹19,420
31 Jul 25	₹19,822
31 Jul 26	₹22,208

Sundaram SMILE Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram SMILE Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	1.7%
3 Month	9.1%
6 Month	14.6%
1 Year	16.5%
3 Year	18.9%
5 Year	17.5%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.5%
2024	20.4%
2023	46.9%
2022	-0.9%
2021	62%
2020	27.4%
2019	-5.2%
2018	-28.6%
2017	56.7%
2016	0.1%

Fund Manager information for Sundaram SMILE Fund - Direct

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	3.75 Yr.
Shalav Saket	20 Mar 26	0.36 Yr.

Data below for Sundaram SMILE Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	20.36%
Industrials	20.15%
Consumer Cyclical	19.97%
Health Care	11.67%
Basic Materials	7.92%
Technology	4.48%
Communication Services	4.08%
Consumer Defensive	2.4%
Real Estate	2.06%
Utility	1.02%

Asset Allocation

Asset Class	Value
Cash	5.09%
Equity	94.11%
Debt	0.79%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
MTAR Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| MTARTECH	5%	₹202 Cr	264,884
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| RATEGAIN	4%	₹138 Cr	1,534,556
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	3%	₹132 Cr	1,681,362
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| SJS	3%	₹128 Cr	577,256
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| ETERNAL	3%	₹107 Cr	4,056,832 ↑ 442,358
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹99 Cr	957,209
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	2%	₹94 Cr	660,211 ↑ 53,608
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	2%	₹92 Cr	97,466 ↓ -8,099
Neuland Laboratories Ltd (Healthcare) Equity, Since 31 Dec 24 \| 524558	2%	₹83 Cr	44,855
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	2%	₹82 Cr	4,443,809

7. IDBI Small Cap Fund - Direct

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI Small Cap Fund - Direct

Bottom quartile AUM (₹743 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.15% (upper mid).
3Y return: 18.58% (lower mid).
1Y return: 13.80% (upper mid).
Alpha: 10.57 (top quartile).
Sharpe: 0.32 (upper mid).
Information ratio: -0.02 (lower mid).

Below is the key information for IDBI Small Cap Fund - Direct

IDBI Small Cap Fund - Direct Growth
Launch Date	21 Jun 17
NAV (03 Aug 26)	₹38.2621 ↑ 0.36 (0.95 %)
Net Assets (Cr)	₹743 on 30 Jun 26
Category	Equity - Small Cap
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.03
Sharpe Ratio	0.32
Information Ratio	-0.02
Alpha Ratio	10.57
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,426
31 Jul 23	₹14,076
31 Jul 24	₹22,172
31 Jul 25	₹20,895
31 Jul 26	₹23,196

IDBI Small Cap Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for IDBI Small Cap Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	0.3%
3 Month	10.5%
6 Month	19%
1 Year	13.8%
3 Year	18.6%
5 Year	18.1%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-12.1%
2024	41.5%
2023	34.7%
2022	3.4%
2021	66.3%
2020	20.1%
2019	-3%
2018	-12.6%
2017
2016

Fund Manager information for IDBI Small Cap Fund - Direct

Name	Since	Tenure
Dikshit Mittal	24 Jul 25	1.02 Yr.

Data below for IDBI Small Cap Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	23.79%
Consumer Cyclical	18.71%
Basic Materials	14.76%
Financial Services	12.22%
Consumer Defensive	9.96%
Technology	6.67%
Health Care	6.4%
Real Estate	1.43%
Utility	1.02%
Communication Services	0.89%

Asset Allocation

Asset Class	Value
Cash	4.17%
Equity	95.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 30 Sep 25 \| 500655	5%	₹36 Cr	54,623 ↓ -3,838
Avalon Technologies Ltd (Technology) Equity, Since 31 Aug 23 \| AVALON	4%	₹29 Cr	162,956 ↓ -4,889
Manorama Industries Ltd (Consumer Defensive) Equity, Since 31 Dec 24 \| 541974	3%	₹24 Cr	142,461
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Sep 19 \| NAVINFLUOR	3%	₹23 Cr	29,286
Allied Blenders and Distillers Ltd (Consumer Defensive) Equity, Since 31 Jul 24 \| ABDL	3%	₹22 Cr	326,615
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 28 Feb 21 \| KIRLOSENG	3%	₹19 Cr	78,792
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Aug 25 \| SCHNEIDER	2%	₹18 Cr	133,576
Arvind Fashions Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| ARVINDFASN	2%	₹18 Cr	374,775 ↑ 13,091
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	2%	₹17 Cr	201,146 ↓ -32,069
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 31 May 26 \| TMPV	2%	₹14 Cr	408,034 ↑ 200,288

8. DSP Micro Cap Fund - Direct

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

Research Highlights for DSP Micro Cap Fund - Direct

Highest AUM (₹19,635 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.43% (upper mid).
3Y return: 18.22% (bottom quartile).
1Y return: 14.85% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.23 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for DSP Micro Cap Fund - Direct

DSP Micro Cap Fund - Direct Growth
Launch Date	1 Jan 13
NAV (03 Aug 26)	₹246.848 ↑ 2.37 (0.97 %)
Net Assets (Cr)	₹19,635 on 30 Jun 26
Category	Equity - Small Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.83
Sharpe Ratio	0.23
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,766
31 Jul 23	₹13,920
31 Jul 24	₹19,568
31 Jul 25	₹20,172
31 Jul 26	₹22,469

DSP Micro Cap Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for DSP Micro Cap Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	1.7%
3 Month	10.2%
6 Month	16.5%
1 Year	14.9%
3 Year	18.2%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-1.9%
2024	26.7%
2023	42.5%
2022	1.4%
2021	60.3%
2020	34.3%
2019	1.6%
2018	-25.1%
2017	43.4%
2016	13.6%

Fund Manager information for DSP Micro Cap Fund - Direct

Name	Since	Tenure
Vinit Sambre	21 Jun 10	16.12 Yr.

Data below for DSP Micro Cap Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	32.82%
Industrials	16.54%
Basic Materials	13.9%
Health Care	9.25%
Financial Services	8.12%
Consumer Defensive	5.91%
Technology	1.74%
Communication Services	0.41%

Asset Allocation

Asset Class	Value
Cash	11.3%
Equity	88.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Thangamayil Jewellery Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| THANGAMAYL	5%	₹945 Cr	1,476,966 ↓ -16,654
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	4%	₹831 Cr	3,516,559 ↓ -246,307
Lumax Auto Technologies Ltd (Consumer Cyclical) Equity, Since 30 Jun 18 \| LUMAXTECH	4%	₹818 Cr	5,333,347 ↓ -4,094
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| SANSERA	3%	₹566 Cr	1,770,029
Welspun Corp Ltd (Basic Materials) Equity, Since 31 Mar 21 \| 532144	2%	₹457 Cr	3,000,722 ↓ -411,066
SPR Auto Technologies Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| SHRIPISTON	2%	₹453 Cr	1,081,165
Dodla Dairy Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| DODLA	2%	₹421 Cr	3,750,000
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Dec 22 \| JUBLINGREA	2%	₹389 Cr	6,390,514 ↓ -580,163
Triveni Engineering & Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| 532356	2%	₹372 Cr	8,810,488
LT Foods Ltd (Consumer Defensive) Equity, Since 31 Dec 17 \| 532783	2%	₹367 Cr	10,000,000

9. Edelweiss Economic Resurgence Fund - Direct

The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for Edelweiss Economic Resurgence Fund - Direct

Lower mid AUM (₹3,484 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.53% (bottom quartile).
3Y return: 17.08% (bottom quartile).
1Y return: 8.76% (lower mid).
Alpha: 1.58 (upper mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: 1.08 (top quartile).

Below is the key information for Edelweiss Economic Resurgence Fund - Direct

Edelweiss Economic Resurgence Fund - Direct Growth
Launch Date	3 Feb 15
NAV (03 Aug 26)	₹46.715 ↑ 0.74 (1.60 %)
Net Assets (Cr)	₹3,484 on 30 Jun 26
Category	Equity - Multi Cap
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0.44
Sharpe Ratio	-0.23
Information Ratio	1.08
Alpha Ratio	1.58
Min Investment
Min SIP Investment
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,621
31 Jul 23	₹12,770
31 Jul 24	₹18,821
31 Jul 25	₹18,634
31 Jul 26	₹19,774

Edelweiss Economic Resurgence Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Purchase not allowed

Returns for Edelweiss Economic Resurgence Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	2.9%
3 Month	5.6%
6 Month	1.8%
1 Year	8.8%
3 Year	17.1%
5 Year	14.5%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7%
2024	27.4%
2023	31.4%
2022	2.4%
2021	37.1%
2020	16.4%
2019	10.3%
2018	-3.6%
2017	47.9%
2016	1.2%

Fund Manager information for Edelweiss Economic Resurgence Fund - Direct

Name	Since	Tenure
Ashwani Agarwalla	15 Jun 22	4.13 Yr.
Trideep Bhattacharya	1 Oct 21	4.83 Yr.
Raj Koradia	1 Aug 24	2 Yr.

Data below for Edelweiss Economic Resurgence Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	35.01%
Industrials	13.27%
Consumer Cyclical	12.84%
Health Care	7.7%
Basic Materials	7.52%
Consumer Defensive	5.8%
Technology	4.76%
Energy	4.28%
Utility	3.5%
Communication Services	1.84%
Real Estate	1.36%

Asset Allocation

Asset Class	Value
Cash	1.07%
Equity	98.93%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	6%	₹208 Cr	1,516,075 ↑ 48,350
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	6%	₹197 Cr	2,468,392
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	4%	₹143 Cr	344,864 ↑ 10,998
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 17 \| RELIANCE	4%	₹123 Cr	952,404 ↑ 157,549
NTPC Ltd (Utilities) Equity, Since 31 Oct 22 \| 532555	3%	₹105 Cr	2,938,389 ↑ 8,723
State Bank of India (Financial Services) Equity, Since 31 Aug 18 \| SBIN	3%	₹90 Cr	881,230 ↑ 28,103
Tata Steel Ltd (Basic Materials) Equity, Since 31 May 25 \| TATASTEEL	2%	₹79 Cr	4,195,668 ↑ 133,806
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 25 \| 532215	2%	₹67 Cr	500,739 ↑ 238,224
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	2%	₹64 Cr	345,860 ↑ 11,030
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| M&M	2%	₹64 Cr	208,706 ↑ 59,380

10. Franklin India Smaller Companies Fund - Direct

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Research Highlights for Franklin India Smaller Companies Fund - Direct

Top quartile AUM (₹14,336 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.16% (lower mid).
3Y return: 15.94% (bottom quartile).
1Y return: 6.12% (bottom quartile).
Alpha: 0.26 (upper mid).
Sharpe: -0.11 (bottom quartile).
Information ratio: -0.48 (bottom quartile).

Below is the key information for Franklin India Smaller Companies Fund - Direct

Franklin India Smaller Companies Fund - Direct Growth
Launch Date	1 Jan 13
NAV (03 Aug 26)	₹204.53 ↑ 2.92 (1.45 %)
Net Assets (Cr)	₹14,336 on 30 Jun 26
Category	Equity - Small Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.92
Sharpe Ratio	-0.11
Information Ratio	-0.48
Alpha Ratio	0.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,542
31 Jul 23	₹14,462
31 Jul 24	₹22,786
31 Jul 25	₹21,318
31 Jul 26	₹21,958

Franklin India Smaller Companies Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Franklin India Smaller Companies Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	1.2%
3 Month	5.3%
6 Month	11.9%
1 Year	6.1%
3 Year	15.9%
5 Year	17.2%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-7.6%
2024	24.2%
2023	53.5%
2022	4.4%
2021	57.7%
2020	19.7%
2019	-4%
2018	-16.4%
2017	45.3%
2016	11.5%

Fund Manager information for Franklin India Smaller Companies Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	15.5 Yr.
Sandeep Manam	18 Oct 21	4.79 Yr.
Akhil Kalluri	8 Sep 22	3.9 Yr.

Data below for Franklin India Smaller Companies Fund - Direct as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	22.46%
Consumer Cyclical	18.31%
Financial Services	17.28%
Health Care	10.18%
Basic Materials	9.87%
Technology	9.73%
Consumer Defensive	3.37%
Real Estate	3.26%
Utility	3.08%

Asset Allocation

Asset Class	Value
Cash	2.45%
Equity	97.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 30 Nov 22 \| KIRLOSENG	3%	₹387 Cr	1,638,600
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 20 \| EQUITASBNK	3%	₹362 Cr	48,064,081
Kajaria Ceramics Ltd (Industrials) Equity, Since 30 Apr 25 \| 500233	2%	₹348 Cr	2,871,241
Syrma SGS Technology Ltd (Technology) Equity, Since 31 Aug 22 \| SYRMA	2%	₹332 Cr	2,378,902 ↓ -650,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 30 Sep 19 \| ERIS	2%	₹320 Cr	2,233,791
PNB Housing Finance Ltd (Financial Services) Equity, Since 30 Sep 24 \| PNBHOUSING	2%	₹283 Cr	2,721,134
Pine Labs Ltd (Technology) Equity, Since 30 Nov 25 \| PINELABS	2%	₹282 Cr	18,013,252 ↑ 4,000,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Nov 25 \| HAL	2%	₹269 Cr	615,000 ↑ 80,000
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Jun 14 \| 532929	2%	₹258 Cr	5,158,254 ↑ 12
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 23 \| ASTERDM	2%	₹257 Cr	3,281,339 ↓ -150,000

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