fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

फिन्कॅश »म्युच्युअल फंड »डेबिट फंड मधील सर्वोत्तम थेट योजना

डेब्ट म्युच्युअल फंडामधील सर्वोत्तम थेट योजना

Updated on August 3, 2025 , 1072 views

म्युच्युअल फंड नियमित आणि थेट दोन योजना देते. बर्‍याच वर्षांपासून नियमित योजनांचा पर्याय असताना, २०१ the मध्ये पहिली थेट योजना सुरू झाली. परंतु, थेट योजना आपल्या वैशिष्ट्यांमुळे आणि फायद्यामुळे नवीन गुंतवणूकदारांमध्ये मोठ्या प्रमाणात लोकप्रियता मिळवित आहेत. जरी, सध्या थेट योजना केवळ मर्यादित व्यासपीठाद्वारे उपलब्ध आहेत, परंतु त्याची मागणी पाहता अनेक वाहिन्या थेट योजना आणत आहेत. ज्या गुंतवणूकदारांना गुंतवणूक करायची आहेडेबिट फंड थेट योजना निवडून, काही सर्वोत्तम थेट पेन्स कर्ज फंडांसह थेट निधी, कर्ज फंडांची थोडक्यात माहिती काय आहे याची एक झलक येथे दिली आहे.

Direct-debt-Funds

डायरेक्ट फंड तुमच्यासाठी का आहेत?

नियमित फंडांपेक्षा थेट म्युच्युअल फंड कंपनीकडून कर्वी / आरटीए सारख्या मर्यादित माध्यमांद्वारे थेट निधी उपलब्ध होतो.कॅममर्यादित थर्ड पार्टी सिक्युरिटीज मध्यस्थ आणि फंड हाऊसचे अधिकृत स्थानिक प्रतिनिधी सल्लागार किंवा मध्यस्थ यांच्या मदतीशिवाय स्वतंत्रपणे गुंतवणूक आणि गुंतवणूकीचा मागोवा घेणारे गुंतवणूकदार फंड हाऊसमधून थेट योजनांमध्ये गुंतवणूक करू शकतात.

डायरेक्ट फंडमध्ये नियमित फंडांसारखे कोणतेही खर्च शुल्क नसते. नाही म्हणूनवितरक शुल्क / व्यवहार शुल्क इत्यादी, प्रत्यक्ष योजनांचे खर्च प्रमाण कमी आहे. परताव्यावरही हा परिणाम. डायरेक्ट म्युच्युअल फंडाचे खर्च प्रमाण कमी असल्याने ते नियमित योजनांपेक्षा किंचित जास्त असू शकतात - ते 0.5 टक्के ते 1.5 टक्के जास्त. गुंतवणूकदार थेट निधी निवडण्याचे हे एक कारण आहे.

तद्वतच, एकगुंतवणूकदार ज्याला म्युच्युअल फंड गुंतवणूकीचा अनुभव असेल आणि बाजारातील हालचालींबद्दल योग्य ज्ञान असेल त्यांनी थेट योजनांना प्राधान्य दिले पाहिजे. ज्याला खात्री नाही अशा नवीन गुंतवणूकदारधोका भूक आणि बाजाराने आदर्शपणे प्राधान्य दिले पाहिजेम्युच्युअल फंड नियमित योजनांसह.

डेट फंड गुंतवणूक समजून घेणे

डेबिट फंड हा म्युच्युअल फंडाचा एक प्रकार आहे जो प्रामुख्याने निश्चित उत्पन्न सिक्युरिटीजमध्ये गुंतवणूक करतोबाँड, सरकारी सिक्युरिटीज, ट्रेझरी बिले इत्यादी. जर आपण कर्ज फंडांचे वर्गीकरण पाहिले तर त्यांची परिपक्वता- अल्प, मध्यम आणि दीर्घ मुदतीसाठी वर्गीकरण केले जाते. यामुळे ज्या गुंतवणूकदारांना कर्ज फंडांमध्ये गुंतवणूक करायची आहे त्यांना परवडणारे अनेक पर्याय उपलब्ध आहेत.

ज्यांना गुंतवणूकीमध्ये जास्त जोखीम घ्यायची नाही किंवा ज्यांना टाळायचे आहे त्यांच्यासाठी डेबिट फंड हा एक चांगला पर्याय आहेगुंतवणूक अत्यंत अस्थिर मध्येइक्विटी फंड. हे फंड नियमित आणि स्थिर उत्पन्न देतात, तथापि, इक्विटी फंडांच्या तुलनेत परतावा कमी असतो.

मॅच्युरिटीनुसार कर्ज फंडाचे प्रकार

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

सर्वोत्कृष्ट कर्ज म्युच्युअल फंड डायरेक्ट प्लॅन

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth ₹109.16
↑ 0.02
₹9442.26.510.78.36.98.2
Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.3061
↑ 0.00
₹9,18525.59.98.46.98.7
Reliance Dynamic Bond Fund - Direct Growth ₹40.4036
↓ -0.08
₹4,6371.25.19.68.66.19.4
UTI Short Term Income Fund - Direct Growth ₹34.1185
↑ 0.00
₹3,2811.94.99.18.27.68.4
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹51.5077
↑ 0.00
₹15,3222.14.98.98.46.98.5
Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.7001
↑ 0.00
₹54324.98.97.76.28.1
UTI Treasury Advantage Fund - Direct Growth ₹3,636.53
↑ 0.74
₹3,0021.94.38.37.57.27.8
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹52.3153
↑ 0.01
₹3,4411.94.38.27.667.8
UTI Money Market Fund - Direct Growth ₹3,149.86
↑ 0.70
₹18,3541.94.38.27.76.27.8
Edelweiss Bond Fund - Direct Growth ₹31.6283
↑ 0.01
₹2,0341.94.38.17.45.97.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 25

1. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch.  Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹109.16 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹944 on 30 Jun 25
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.24
Sharpe Ratio 1.95
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 6.85%
Effective Maturity 5 Years 11 Months 23 Days
Modified Duration 3 Years 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,659
31 Jul 22₹10,998
31 Jul 23₹11,721
31 Jul 24₹12,604
31 Jul 25₹13,956

Franklin India Income Builder Account - Plan A - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.7%
3 Month 2.2%
6 Month 6.5%
1 Year 10.7%
3 Year 8.3%
5 Year 6.9%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 7.1%
2022 3.7%
2021 4.3%
2020 9.7%
2019 9.8%
2018 8.1%
2017 8.3%
2016 9.7%
2015 9.3%
Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
NameSinceTenure
Rahul Goswami6 Oct 231.82 Yr.
Anuj Tagra7 Mar 241.4 Yr.
Chandni Gupta7 Mar 241.4 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash4.75%
Debt95%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate68.85%
Government26.15%
Cash Equivalent4.75%
Credit Quality
RatingValue
AA18.1%
AAA81.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹97 Cr9,679,500
↑ 6,091,700
Jubilant Bevco Limited
Debentures | -
6%₹68 Cr6,576
HDFC Bank Limited
Debentures | -
5%₹61 Cr60
↑ 60
National Bank For Agriculture And Rural Development
Debentures | -
5%₹54 Cr5,000
↑ 3,500
Small Industries Development Bank Of India
Debentures | -
4%₹53 Cr500
Pipeline Infrastructure Limited
Debentures | -
4%₹52 Cr5,000
Summit Digitel Infrastructure Limited
Debentures | -
4%₹52 Cr5,000
Sikka Ports & Terminals Limited
Debentures | -
4%₹51 Cr500
Embassy Office Parks Reit
Debentures | -
4%₹51 Cr5,000
Rec Limited
Debentures | -
4%₹50 Cr9,000

2. Axis Corporate Debt Opportunities Fund - Direct

The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized.

Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% .

Below is the key information for Axis Corporate Debt Opportunities Fund - Direct

Axis Corporate Debt Opportunities Fund - Direct
Growth
Launch Date 13 Jul 17
NAV (05 Aug 25) ₹18.3061 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹9,185 on 30 Jun 25
Category Debt - Corporate Bond
AMC Axis Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.27
Sharpe Ratio 2.3
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.7%
Effective Maturity 3 Years 9 Months
Modified Duration 2 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,587
31 Jul 22₹10,977
31 Jul 23₹11,772
31 Jul 24₹12,714
31 Jul 25₹13,974

Axis Corporate Debt Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Corporate Debt Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.6%
3 Month 2%
6 Month 5.5%
1 Year 9.9%
3 Year 8.4%
5 Year 6.9%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 7.5%
2022 4.4%
2021 4.4%
2020 12.4%
2019 6.9%
2018 8.8%
2017
2016
2015
Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
NameSinceTenure
Devang Shah13 Jul 178.06 Yr.
Hardik Shah31 Jan 223.5 Yr.

Data below for Axis Corporate Debt Opportunities Fund - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash7.85%
Debt91.89%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate62.21%
Government29.14%
Cash Equivalent8.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
4%₹418 Cr40,016,700
↓ -4,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹373 Cr35,500,000
↓ -15,000,000
Bajaj Housing Finance Limited
Debentures | -
3%₹250 Cr25,000
↑ 15,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹250 Cr24,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹204 Cr20,000
↑ 20,000
Small Industries Development Bank Of India
Debentures | -
2%₹179 Cr17,500
↑ 7,500
Small Industries Development Bank Of India
Debentures | -
2%₹174 Cr17,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹164 Cr16,000
↑ 7,500
Indian Railway Finance Corporation Limited
Debentures | -
2%₹163 Cr1,550
↑ 600
Rec Limited
Debentures | -
2%₹150 Cr15,000
↑ 5,000

3. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹40.4036 ↓ -0.08   (-0.19 %)
Net Assets (Cr) ₹4,637 on 30 Jun 25
Category Debt - Dynamic Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio 1.86
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.53%
Effective Maturity 4 Years 11 Months 16 Days
Modified Duration 4 Years 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,241
31 Jul 22₹10,490
31 Jul 23₹11,338
31 Jul 24₹12,270
31 Jul 25₹13,493

Reliance Dynamic Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.3%
3 Month 1.2%
6 Month 5.1%
1 Year 9.6%
3 Year 8.6%
5 Year 6.1%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.4%
2023 7.1%
2022 2.8%
2021 3.2%
2020 11.9%
2019 9.2%
2018 5.5%
2017 3.8%
2016 14.7%
2015 6.4%
Fund Manager information for Reliance Dynamic Bond Fund - Direct
NameSinceTenure
Vivek Sharma25 Jun 205.1 Yr.
Pranay Sinha31 Mar 214.34 Yr.
Kinjal Desai25 May 187.19 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash2.68%
Debt97.01%
Other0.31%
Debt Sector Allocation
SectorValue
Government97.01%
Cash Equivalent2.68%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.83 MH Sdl 2030
Sovereign Bonds | -
7%₹310 Cr29,400,000
07.78 MH Sgs 2030
Sovereign Bonds | -
6%₹255 Cr24,100,200
07.04 Tn SDL 2030
Sovereign Bonds | -
5%₹236 Cr23,078,300
7.17% Govt Stock 2030
Sovereign Bonds | -
4%₹172 Cr16,500,000
07.70 MH Sgs 2030
Sovereign Bonds | -
3%₹142 Cr13,500,000
07.76 MH Sgs 2030
Sovereign Bonds | -
3%₹132 Cr12,500,000
07.02 Tn SDL 2030
Sovereign Bonds | -
3%₹128 Cr12,500,000
07.86 MH Sdl 2030
Sovereign Bonds | -
3%₹116 Cr11,000,000
7.32% Govt Stock 2030
Sovereign Bonds | -
3%₹116 Cr11,000,000
06.65 GJ Sdl 2030
Sovereign Bonds | -
2%₹113 Cr11,200,000

4. UTI Short Term Income Fund - Direct

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% .

Below is the key information for UTI Short Term Income Fund - Direct

UTI Short Term Income Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹34.1185 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹3,281 on 30 Jun 25
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.33
Sharpe Ratio 2.29
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.76%
Effective Maturity 3 Years 3 Months 11 Days
Modified Duration 2 Years 7 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,523
31 Jul 22₹11,382
31 Jul 23₹12,230
31 Jul 24₹13,204
31 Jul 25₹14,409

UTI Short Term Income Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Short Term Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.9%
1 Year 9.1%
3 Year 8.2%
5 Year 7.6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 7.6%
2022 4.4%
2021 9%
2020 11%
2019 -3.5%
2018 6.6%
2017 6.6%
2016 10.6%
2015 8.9%
Fund Manager information for UTI Short Term Income Fund - Direct
NameSinceTenure
Anurag Mittal8 Apr 250.31 Yr.
Sudhir Agarwal25 Oct 1212.77 Yr.

Data below for UTI Short Term Income Fund - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash10.01%
Debt89.77%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate65.05%
Government28.97%
Cash Equivalent5.77%
Credit Quality
RatingValue
AA9.59%
AAA90.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
9%₹314 Cr3,050,000,000
National Housing Bank
Debentures | -
5%₹179 Cr17,500
Small Industries Development Bank Of India
Debentures | -
5%₹179 Cr17,500
LIC Housing Finance Ltd
Debentures | -
5%₹179 Cr1,750
Power Finance Corporation Limited
Debentures | -
5%₹178 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
4%₹143 Cr14,000
↑ 5,000
Axis Bank Ltd.
Debentures | -
4%₹142 Cr1,500,000,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹127 Cr12,500
Export Import Bank Of India
Debentures | -
4%₹127 Cr12,500
Mankind Pharma Limited
Debentures | -
3%₹102 Cr10,000

5. HDFC Floating Rate Income Fund - Short Term Plan - Direct

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments.

HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch.  Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% .

Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹51.5077 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹15,322 on 30 Jun 25
Category Debt - Floating Rate
AMC HDFC Asset Management Company Limited
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.25
Sharpe Ratio 3
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 7.05%
Effective Maturity 4 Years 8 Months 26 Days
Modified Duration 1 Year 8 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,619
31 Jul 22₹10,979
31 Jul 23₹11,845
31 Jul 24₹12,830
31 Jul 25₹13,976

HDFC Floating Rate Income Fund - Short Term Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.9%
1 Year 8.9%
3 Year 8.4%
5 Year 6.9%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.9%
2022 4.8%
2021 4.4%
2020 9.4%
2019 8.7%
2018 7.4%
2017 7%
2016 9.1%
2015 8.9%
Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
NameSinceTenure
Shobhit Mehrotra23 Oct 0717.79 Yr.
Dhruv Muchhal22 Jun 232.11 Yr.

Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash3.54%
Debt96.18%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate49.92%
Government46.26%
Cash Equivalent3.54%
Credit Quality
RatingValue
AA16.46%
AAA83.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.99% Govt Stock 2034
Sovereign Bonds | -
16%₹2,440 Cr238,500,000
7.81% Govt Stock 2033
Sovereign Bonds | -
8%₹1,265 Cr121,641,200
6.63% Govt Stock 2031
Sovereign Bonds | -
6%₹947 Cr92,500,000
Jubilant Beverages Limited
Debentures | -
3%₹448 Cr43,600
Aadhar Housing Finance Limited
Debentures | -
2%₹356 Cr35,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹332 Cr32,500
↑ 7,500
Power Finance Corporation Limited
Debentures | -
2%₹253 Cr25,000
Power Finance Corporation Limited
Debentures | -
1%₹231 Cr22,500
Housing And Urban Development Corporation Limited
Debentures | -
1%₹224 Cr22,500
Bajaj Housing Finance Limited
Debentures | -
1%₹204 Cr20,000

6. Franklin India Banking And PSU Debt Fund - Direct

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% .

Below is the key information for Franklin India Banking And PSU Debt Fund - Direct

Franklin India Banking And PSU Debt Fund - Direct
Growth
Launch Date 25 Apr 14
NAV (05 Aug 25) ₹23.7001 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹543 on 30 Jun 25
Category Debt - Banking & PSU Debt
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.19
Sharpe Ratio 2.18
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 6.67%
Effective Maturity 6 Years 1 Month 28 Days
Modified Duration 3 Years 3 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,453
31 Jul 22₹10,784
31 Jul 23₹11,499
31 Jul 24₹12,369
31 Jul 25₹13,477

Franklin India Banking And PSU Debt Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Banking And PSU Debt Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 4.9%
1 Year 8.9%
3 Year 7.7%
5 Year 6.2%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.6%
2021 4%
2020 9.5%
2019 11.6%
2018 7.3%
2017 6.8%
2016 10.2%
2015 7.9%
Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
NameSinceTenure
Anuj Tagra7 Mar 241.4 Yr.
Chandni Gupta7 Mar 241.4 Yr.
Sandeep Manam18 Oct 213.79 Yr.

Data below for Franklin India Banking And PSU Debt Fund - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash12.64%
Debt86.99%
Other0.37%
Debt Sector Allocation
SectorValue
Corporate72.15%
Government21.11%
Cash Equivalent6.37%
Credit Quality
RatingValue
AA14.39%
AAA85.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India Infrastructure Finance Company Limited
Debentures | -
10%₹53 Cr5,000
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹42 Cr4,204,600
↑ 2,116,700
Jubilant Bevco Limited
Debentures | -
7%₹40 Cr3,847
Rec Limited
Debentures | -
6%₹33 Cr6,000
Small Industries Development Bank Of India
Debentures | -
5%₹26 Cr250
Power Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
State Bank Of India
Debentures | -
5%₹26 Cr250
Power Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
Housing And Urban Development Corporation Limited
Debentures | -
5%₹25 Cr2,500
ICICI Bank Limited
Debentures | -
5%₹25 Cr25

7. UTI Treasury Advantage Fund - Direct

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch.  Return for 2024 was 7.8% , 2023 was 7.2% and 2022 was 4.6% .

Below is the key information for UTI Treasury Advantage Fund - Direct

UTI Treasury Advantage Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹3,636.53 ↑ 0.74   (0.02 %)
Net Assets (Cr) ₹3,002 on 30 Jun 25
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.34
Sharpe Ratio 3.17
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 1 Year 7 Days
Modified Duration 10 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,437
31 Jul 22₹11,367
31 Jul 23₹12,143
31 Jul 24₹13,035
31 Jul 25₹14,117

UTI Treasury Advantage Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Treasury Advantage Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.3%
1 Year 8.3%
3 Year 7.5%
5 Year 7.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.2%
2022 4.6%
2021 9.1%
2020 7.4%
2019 -4.1%
2018 7.5%
2017 7.2%
2016 9.1%
2015 8.9%
Fund Manager information for UTI Treasury Advantage Fund - Direct
NameSinceTenure
Anurag Mittal1 Dec 213.67 Yr.

Data below for UTI Treasury Advantage Fund - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash33.9%
Debt65.81%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate64.58%
Cash Equivalent24.66%
Government10.47%
Credit Quality
RatingValue
AA17.82%
AAA82.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Finance Corporation Limited
Debentures | -
5%₹149 Cr1,500
182 Days Tbill
Sovereign Bonds | -
5%₹149 Cr1,500,000,000
↓ -1,500,000,000
Bajaj Housing Finance Limited
Debentures | -
4%₹126 Cr1,250
National Bank For Agriculture And Rural Development
Debentures | -
3%₹102 Cr10,000
Rec Limited
Debentures | -
3%₹102 Cr10,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹101 Cr10,000
Sikka Ports & Terminals Limited
Debentures | -
3%₹100 Cr1,000
↑ 500
Shriram Finance Limited
Debentures | -
3%₹91 Cr9,000
Nirma Limited
Debentures | -
2%₹76 Cr7,500
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹73 Cr750,000,000
↑ 750,000,000

8. Franklin India Savings Plus Fund Retail Option - Direct

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.6% .

Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct

Franklin India Savings Plus Fund Retail Option - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹52.3153 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹3,441 on 30 Jun 25
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.11
Sharpe Ratio 3.41
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.46%
Effective Maturity 8 Months 26 Days
Modified Duration 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,382
31 Jul 22₹10,759
31 Jul 23₹11,512
31 Jul 24₹12,387
31 Jul 25₹13,406

Franklin India Savings Plus Fund Retail Option - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Savings Plus Fund Retail Option - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.3%
1 Year 8.2%
3 Year 7.6%
5 Year 6%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.6%
2021 3.7%
2020 6.2%
2019 8.6%
2018 7.7%
2017 7.3%
2016 8.5%
2015 9%
Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
NameSinceTenure
Rahul Goswami6 Oct 231.82 Yr.
Rohan Maru10 Oct 240.81 Yr.
Chandni Gupta30 Apr 241.25 Yr.

Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash86.64%
Debt13.13%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent43.01%
Corporate32.44%
Government24.33%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -
5%₹217 Cr22,500,000
182 Days Tbill
Sovereign Bonds | -
3%₹110 Cr11,000,000
↑ 11,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹72 Cr1,500
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -
1%₹48 Cr5,000,000
HDFC Bank Ltd.
Debentures | -
1%₹48 Cr1,000
Indian Bank
Domestic Bonds | -
1%₹48 Cr1,000
Punjab National Bank
Domestic Bonds | -
1%₹48 Cr1,000
08.39 RJ UDAY 2026
Domestic Bonds | -
1%₹30 Cr2,860,000
Bank of Baroda
Debentures | -
1%₹24 Cr500
Corporate Debt Market Development Fund Class A2
Investment Fund | -
0%₹9 Cr8,236
↑ 2,464

9. UTI Money Market Fund - Direct

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Return for 2024 was 7.8% , 2023 was 7.5% and 2022 was 5% .

Below is the key information for UTI Money Market Fund - Direct

UTI Money Market Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹3,149.86 ↑ 0.70   (0.02 %)
Net Assets (Cr) ₹18,354 on 30 Jun 25
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Low
Expense Ratio 0.18
Sharpe Ratio 3.5
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.3%
Effective Maturity 7 Months 13 Days
Modified Duration 7 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,407
31 Jul 22₹10,817
31 Jul 23₹11,592
31 Jul 24₹12,478
31 Jul 25₹13,498

UTI Money Market Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for UTI Money Market Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.3%
1 Year 8.2%
3 Year 7.7%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.5%
2022 5%
2021 3.8%
2020 6.1%
2019 8.1%
2018 7.9%
2017 6.8%
2016 7.8%
2015 8.5%
Fund Manager information for UTI Money Market Fund - Direct
NameSinceTenure
Anurag Mittal1 Dec 213.67 Yr.
Amit Sharma7 Jul 178.07 Yr.

Data below for UTI Money Market Fund - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash79.43%
Debt20.35%
Other0.21%
Debt Sector Allocation
SectorValue
Corporate50.43%
Cash Equivalent27.13%
Government22.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -
2%₹483 Cr5,000,000,000
364 DTB 19mar2026
Sovereign Bonds | -
2%₹482 Cr5,000,000,000
India (Republic of)
- | -
2%₹464 Cr4,750,000,000
HDFC Bank Ltd.
Debentures | -
2%₹401 Cr4,250,000,000
↓ -750,000,000
Axis Bank Ltd.
Debentures | -
1%₹285 Cr3,000,000,000
↑ 3,000,000,000
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -
1%₹241 Cr2,500,000,000
Gs CG 12/12/2025 - (Strips) Tb
Sovereign Bonds | -
1%₹221 Cr2,255,700,000
↑ 2,255,700,000
364 DTB 12022026
Sovereign Bonds | -
1%₹194 Cr2,000,000,000
364 DTB 27022026
Sovereign Bonds | -
1%₹193 Cr2,000,000,000
HDFC Bank Ltd.
Debentures | -
1%₹192 Cr2,000,000,000
↑ 2,000,000,000

10. Edelweiss Bond Fund - Direct

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized.

Edelweiss Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Return for 2024 was 7.7% , 2023 was 7.2% and 2022 was 4.3% .

Below is the key information for Edelweiss Bond Fund - Direct

Edelweiss Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (05 Aug 25) ₹31.6283 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹2,034 on 30 Jun 25
Category Debt - Dynamic Bond
AMC Edelweiss Asset Management Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.3
Sharpe Ratio 3.38
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.2%
Effective Maturity 8 Months 8 Days
Modified Duration 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,377
31 Jul 22₹10,737
31 Jul 23₹11,444
31 Jul 24₹12,297
31 Jul 25₹13,292

Edelweiss Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Edelweiss Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.3%
1 Year 8.1%
3 Year 7.4%
5 Year 5.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.2%
2022 4.3%
2021 3.7%
2020 7.2%
2019 13.4%
2018 6.6%
2017 3.6%
2016 10.5%
2015 7.9%
Fund Manager information for Edelweiss Bond Fund - Direct
NameSinceTenure
Pranavi Kulkarni23 Nov 213.69 Yr.
Hetul Raval1 Jul 241.08 Yr.

Data below for Edelweiss Bond Fund - Direct as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash60.43%
Debt39.34%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate48.73%
Cash Equivalent25.99%
Government25.04%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bank of Baroda
Debentures | -
5%₹120 Cr12,500,000
Union Bank of India
Domestic Bonds | -
5%₹118 Cr12,500,000
↑ 5,000,000
Export-Import Bank of India
Domestic Bonds | -
4%₹95 Cr10,000,000
India (Republic of)
- | -
3%₹72 Cr7,500,000
HDFC Bank Ltd.
Debentures | -
3%₹72 Cr7,500,000
Punjab National Bank
Domestic Bonds | -
3%₹72 Cr7,500,000
Axis Bank Ltd.
Debentures | -
3%₹71 Cr7,500,000
↑ 5,000,000
India (Republic of)
- | -
2%₹49 Cr5,000,000
364 DTB 19mar2026
Sovereign Bonds | -
2%₹48 Cr5,000,000
Axis Bank Ltd.
Debentures | -
2%₹47 Cr5,000,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक आहे हे सुनिश्चित करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या शुद्धतेबद्दल कोणतीही हमी दिलेली नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
How helpful was this page ?
Rated 5, based on 1 reviews.
POST A COMMENT