युनायटेड किंगडम-आधारित NRI भारतात गुंतवणुकीसाठी म्युच्युअल फंड

Updated on August 1, 2026 , 12276 views

युनायटेड किंगडम (यूके) हा भारताचा एक महत्त्वाचा व्यापार भागीदार आहे, कारण यूके-आधारित अनेक अनिवासी भारतीय (NRI) भारतात गुंतवणूक करतात. तसेच, भारत ही जगातील सर्वात वेगाने वाढणारी अर्थव्यवस्था आहे, ती परदेशातील हजारो NRI गुंतवणूकदारांना आकर्षित करते.

यूकेमध्ये राहणारे अनेक अनिवासी भारतीय डेट आणि इक्विटीमध्ये गुंतवणूक करतातबाजार चांगले उत्पन्न मिळविण्यासाठी.म्युच्युअल फंड उच्च कमाई करण्याचा एक उत्तम पर्याय आहेउत्पन्न पारंपारिक गुंतवणुकीच्या तुलनेत. तुम्ही MF मध्ये जितके जास्त वेळ गुंतवाल तितके चांगले परतावा मिळण्याची शक्यता जास्त असते.

सहसा, यूकेमध्ये राहणारे अनिवासी भारतीय त्यांच्या दीर्घकालीन योजना आखतातआर्थिक उद्दिष्टे जसेसेवानिवृत्ती द्वारेगुंतवणूक भारतातील म्युच्युअल फंडांमध्ये. यूकेमध्ये राहणारे गुंतवणूकदार जे म्युच्युअल फंड गुंतवणुकीची योजना आखत आहेत, फंडाबाबत निर्णय घेण्यापूर्वी तुम्हाला नेहमीच पहिली गोष्ट करायची असते- गुंतवणुकीची कालमर्यादा निश्चित करणे. उदाहरणार्थ, जर तुम्हाला तीन वर्ष किंवा त्यापेक्षा कमी कालावधीत पैसे हवे असतीलकॉल करा ते अल्पकालीन. जर तुम्ही तीन ते पाच वर्षांच्या दरम्यान गुंतवणूकीची पूर्तता करणार असाल तर त्यास मध्य-मुदती म्हणा आणि पाच वर्षांपेक्षा जास्त केव्हाही दीर्घकालीन म्हणा.

यूके स्थित अनिवासी भारतीय ज्यांना हवे आहेम्युच्युअल फंडात गुंतवणूक करा भारतात काही महत्त्वाची मार्गदर्शक तत्त्वे आणि नियम आहेत ज्यांची गुंतवणूक सुरू करण्यासाठी त्यांचे पालन करणे आवश्यक आहे.

यूकेमध्ये राहणाऱ्या अनिवासी भारतीयांसाठी म्युच्युअल फंड गुंतवणूक

भारतातील म्युच्युअल फंडामध्ये गुंतवणूक करण्यासाठी खालीलपैकी कोणतेही खाते भारतीयासह उघडणे आवश्यक आहेबँक:

NRE खाते

हे अनिवासी बाह्य (NRE) खाते आहे जे बचत, चालू, निश्चित किंवाआवर्ती ठेव. तुम्हाला या खात्यात परकीय चलन जमा करावे लागेल. भारतीय चलन जमा करण्यास सक्षम होण्यासाठी, तुम्ही NRO खाते उघडणे आवश्यक आहे. NRE खात्यातील व्यवहाराच्या रकमेवर कोणतीही कमाल मर्यादा नाही.

NRO खाते

एनआरओ किंवा अनिवासी सामान्य खाते बचत किंवा चालू खात्याच्या स्वरूपात आहे जे अनिवासी भारतीयांसाठी भारतात कमावलेले त्यांचे उत्पन्न व्यवस्थापित करण्यासाठी आहे. एनआरओ खात्यात, परकीय चलन जमा झाल्यानंतर त्याचे भारतीय रुपयात रूपांतर होते. एनआरओ खाते दुसऱ्या अनिवासी भारतीय तसेच निवासी भारतीय (जवळचे नातेवाईक) यांच्यासोबत संयुक्तपणे ठेवता येते.

FCNR खाते

याचा अर्थ परकीय चलन नॉन-रिपेट्रिएबल खाते ठेवी. या खात्यात अनिवासी भारतीय त्यांचे पैसे पाठवू शकतातकमाई कॅनेडियन $, US$, युरो, AU$, येन आणि पाउंड सारख्या सहा चलनांपैकी एकात. इतर FCNR किंवा NRE खात्यांमधून निधी हस्तांतरित केला जाऊ शकतो. FCNR मध्ये, मुद्दल आणि व्याज कोणताही कर जमा करत नाही.

एकदा तुम्ही यापैकी कोणतेही खाते उघडल्यानंतर, तुम्हाला तुमचे KYC (तुमच्या ग्राहकाला जाणून घ्या) यशस्वीरित्या पूर्ण करणे आवश्यक आहे, KYC नियमांनुसार, जे सेट केले आहे.सेबी (भारतीय सिक्युरिटीज एक्सचेंज बोर्ड). कोणीही सेबी-नोंदणीकृत इंटरमीडिएटसह त्यांचे केवायसी पूर्ण करू शकतो.

यूके अनिवासी भारतीयांसाठी म्युच्युअल फंडांमध्ये गुंतवणूक करण्यासाठी KYC प्रक्रिया

तुमची केवायसी प्रक्रिया यशस्वीपणे पूर्ण करण्यासाठी, यूके अनिवासी भारतीयांनी काही महत्त्वाच्या पायऱ्या पूर्ण करणे आणि कागदपत्रे सादर करणे आवश्यक आहे जसे की:

a केवायसी फॉर्म

एनआरआयने सबमिट करणे आवश्यक आहेकेवायसी फॉर्म SEBI नोंदणीकृत इंटरमीडिएटमध्ये भरलेल्या सर्व आवश्यक तपशीलांसह. दस्तऐवज कुरियर / पोस्टाने इंटरमीडिएटला पाठवले जाऊ शकतात.

b कागदपत्रे

खालील आवश्यक कागदपत्रे सादर करणे आवश्यक आहे:

परदेशात पत्ता पुरावा
भारतीय रहिवासी पत्ता पुरावा
अलीकडचे छायाचित्र
पासपोर्टची प्रत

मर्चंट नेव्हीमधील अनिवासी भारतीयांच्या बाबतीत, नाविकाची घोषणा किंवा सतत डिस्चार्ज प्रमाणपत्राची प्रमाणित प्रत सबमिट करणे आवश्यक आहे.

वि. प्रमाणपत्र

एनआरआय किंवा पीआयओ (भारतीय मूळ व्यक्ती) वरील कागदपत्रे भारतात नोंदणीकृत अनुसूचित व्यावसायिक बँकांच्या परदेशातील शाखांचे अधिकृत अधिकारी, न्यायाधीश, न्यायालयीन दंडाधिकारी, सार्वजनिक नोटरी किंवा देशातील भारतीय दूतावास/वाणिज्य दूतावास जनरल यांच्याकडून प्रमाणित करून घेऊ शकतात. स्थित आहेत.

d वैयक्तिक पडताळणीमध्ये (IPV)

सेबीच्या नियमांनुसार, केवायसी प्रक्रियेसाठी IPV अनिवार्य आहे. इंटरमीडिएटने एनआरआय/पीआयओचे आयपीव्ही केले पाहिजे.

कृपया लक्षात घ्या की सबमिट करताना वरील सर्व कागदपत्रे/पुरावे इंग्रजी भाषेत असावेत.

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अनिवासी भारतीय (NRI) म्युच्युअल फंड कर आकारणी

भांडवल आर्थिक वर्ष 2017-18 (आकलन वर्ष 2018-19) साठी NRI म्युच्युअल फंड गुंतवणुकीवरील लाभ कर दर खालीलप्रमाणे आहेत:

अनिवासी भारतीयम्युच्युअल फंडांवर कर आकारणी-भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)

म्युच्युअल फंड योजनेचे प्रकार	शॉर्ट टर्म कॅपिटल गेन (STCG)	दीर्घकालीन भांडवली नफा (LTCG)
इक्विटी फंड- एसटीसीजी- एक वर्षापेक्षा कमी किंवा त्यापेक्षा कमी ठेवलेल्या युनिट्स, एलटीसीजी- एक वर्षापेक्षा जास्त ठेवलेल्या युनिट्स	१५%	शून्य
नॉन-इक्विटी फंड- STCG- 3 वर्षे किंवा त्यापेक्षा कमी कालावधीसाठी ठेवलेल्या युनिट्स, LTCG- 3 वर्षांहून अधिक काळ ठेवलेल्या युनिट्स	व्यक्तीनुसारआयकर कंस	सूचीबद्ध निधीवर - 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय)

लाभांशांवर म्युच्युअल फंड कर आकारणी

इक्विटी फंडांवर लाभांश: इक्विटी फंडासाठी युनिटधारकाच्या हातात मिळणारा लाभांश पूर्णपणे करमुक्त असतो. लाभांश देखील करमुक्त आहेAMC.
कर्ज निधीवर लाभांश: AMC ला लाभांश वितरण कर (DDT) 28.84% त्याच्या युनिट-धारकांना हे लाभांश उत्पन्न वितरित करण्यापूर्वी भरावे लागेल. लाभांश मिळकत अकर्ज निधी युनिट धारक देखील करमुक्त आहे.

खाली AY 2018-19 साठी अनिवासी भारतीयांकडून MF विमोचनांवर लागू होणारा TDS दर आहे.

म्युच्युअल फंडांवर एनआरआय कर- भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)

अनिवासी भारतीय आणि टीडीएस दरानुसार म्युच्युअल फंड विमोचन	STCG आणि TDS दर	LTCG आणि TDS दर
MF योजनेचा प्रकार
इक्विटी ओरिएंटेड फंड	१५%	शून्य
कर्ज निधी	३०%	सूचीबद्ध फंडांवर- 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय)

युनायटेड किंगडममधील लोकप्रिय शहरे

UK मधील काही सर्वात लोकप्रिय शहरे जिथे तुम्हाला सर्वात जास्त भारतीय आढळतात ते आहेत:

लंडन
एडिनबर्ग
मँचेस्टर
बर्मिंगहॅम
केंब्रिज
ऑक्सफर्ड

यूके अनिवासी भारतीयांसाठी गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
Franklin India Short Term Income Plan - Retail Plan Growth	192.1	192.1	192.1	47.3	32.5		Short term Bond
DSP World Gold Fund Growth	-15.4	-20.4	59.7	41.2	21.4	167.1	Global
SBI Gold Fund Growth	-5.1	-6.2	43.2	32.2	22.8	71.5	Gold
ICICI Prudential Regular Gold Savings Fund Growth	-5.2	-6.7	42.8	32	22.7	72	Gold
HDFC Gold Fund Growth	-5.1	-6.7	42.7	31.9	22.7	71.3	Gold
Nippon India Gold Savings Fund Growth	-5.1	-6.5	42.5	31.9	22.6	71.2	Gold
IDBI Gold Fund Growth	-4.9	-6.3	42.1	31.9	22.7	79	Gold
Aditya Birla Sun Life Gold Fund Growth	-5	-6.4	42.9	31.9	22.5	72	Gold
Kotak Gold Fund Growth	-5.2	-6.3	42.9	31.8	22.4	70.4	Gold
Axis Gold Fund Growth	-5.2	-6.6	42.7	31.8	22.8	69.8	Gold
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin India Short Term Income Plan - Retail Plan	DSP World Gold Fund	SBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	HDFC Gold Fund	Nippon India Gold Savings Fund	IDBI Gold Fund	Aditya Birla Sun Life Gold Fund	Kotak Gold Fund	Axis Gold Fund
Point 1	Bottom quartile AUM (₹13 Cr).	Bottom quartile AUM (₹1,433 Cr).	Highest AUM (₹15,294 Cr).	Upper mid AUM (₹6,265 Cr).	Top quartile AUM (₹11,019 Cr).	Upper mid AUM (₹6,854 Cr).	Bottom quartile AUM (₹757 Cr).	Lower mid AUM (₹1,648 Cr).	Upper mid AUM (₹6,422 Cr).	Lower mid AUM (₹2,828 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (18+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (13+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (14+ yrs).
Point 3	Rating: 2★ (upper mid).	Top rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Not Rated.	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	1Y return: 192.10% (top quartile).	5Y return: 21.39% (bottom quartile).	5Y return: 22.83% (top quartile).	5Y return: 22.75% (upper mid).	5Y return: 22.70% (lower mid).	5Y return: 22.65% (lower mid).	5Y return: 22.73% (upper mid).	5Y return: 22.55% (bottom quartile).	5Y return: 22.45% (bottom quartile).	5Y return: 22.78% (upper mid).
Point 6	1M return: 192.10% (top quartile).	3Y return: 41.18% (top quartile).	3Y return: 32.23% (upper mid).	3Y return: 32.02% (upper mid).	3Y return: 31.95% (upper mid).	3Y return: 31.91% (lower mid).	3Y return: 31.86% (lower mid).	3Y return: 31.86% (bottom quartile).	3Y return: 31.85% (bottom quartile).	3Y return: 31.84% (bottom quartile).
Point 7	Sharpe: -90.89 (bottom quartile).	1Y return: 59.69% (top quartile).	1Y return: 43.17% (upper mid).	1Y return: 42.78% (lower mid).	1Y return: 42.66% (lower mid).	1Y return: 42.54% (bottom quartile).	1Y return: 42.14% (bottom quartile).	1Y return: 42.90% (upper mid).	1Y return: 42.92% (upper mid).	1Y return: 42.66% (bottom quartile).
Point 8	Information ratio: -2.42 (bottom quartile).	Alpha: 2.12 (top quartile).	1M return: -2.56% (bottom quartile).	1M return: -2.71% (bottom quartile).	1M return: -2.53% (upper mid).	1M return: -2.55% (lower mid).	1M return: -2.37% (upper mid).	1M return: -2.50% (upper mid).	1M return: -2.54% (lower mid).	1M return: -3.00% (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (top quartile).	Sharpe: 1.22 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Information ratio: -0.50 (bottom quartile).	Sharpe: 1.29 (upper mid).	Sharpe: 1.22 (upper mid).	Sharpe: 1.28 (upper mid).	Sharpe: 1.19 (bottom quartile).	Sharpe: 1.22 (lower mid).	Sharpe: 1.20 (bottom quartile).	Sharpe: 1.38 (top quartile).	Sharpe: 1.35 (top quartile).

Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (top quartile).
Modified duration: 0.00 yrs (top quartile).

DSP World Gold Fund

Bottom quartile AUM (₹1,433 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.39% (bottom quartile).
3Y return: 41.18% (top quartile).
1Y return: 59.69% (top quartile).
Alpha: 2.12 (top quartile).
Sharpe: 1.22 (lower mid).
Information ratio: -0.50 (bottom quartile).

SBI Gold Fund

Highest AUM (₹15,294 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.83% (top quartile).
3Y return: 32.23% (upper mid).
1Y return: 43.17% (upper mid).
1M return: -2.56% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.29 (upper mid).

ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹6,265 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.75% (upper mid).
3Y return: 32.02% (upper mid).
1Y return: 42.78% (lower mid).
1M return: -2.71% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.22 (upper mid).

HDFC Gold Fund

Top quartile AUM (₹11,019 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.70% (lower mid).
3Y return: 31.95% (upper mid).
1Y return: 42.66% (lower mid).
1M return: -2.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.28 (upper mid).

Nippon India Gold Savings Fund

Upper mid AUM (₹6,854 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.65% (lower mid).
3Y return: 31.91% (lower mid).
1Y return: 42.54% (bottom quartile).
1M return: -2.55% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.19 (bottom quartile).

IDBI Gold Fund

Bottom quartile AUM (₹757 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.73% (upper mid).
3Y return: 31.86% (lower mid).
1Y return: 42.14% (bottom quartile).
1M return: -2.37% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.22 (lower mid).

Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,648 Cr).
Established history (14+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.55% (bottom quartile).
3Y return: 31.86% (bottom quartile).
1Y return: 42.90% (upper mid).
1M return: -2.50% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.20 (bottom quartile).

Kotak Gold Fund

Upper mid AUM (₹6,422 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.45% (bottom quartile).
3Y return: 31.85% (bottom quartile).
1Y return: 42.92% (upper mid).
1M return: -2.54% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.38 (top quartile).

Axis Gold Fund

Lower mid AUM (₹2,828 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.78% (upper mid).
3Y return: 31.84% (bottom quartile).
1Y return: 42.66% (bottom quartile).
1M return: -3.00% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.35 (top quartile).

*निधीची यादी मागील ३ वर्षांच्या रिटर्न्सवर उतरत्या क्रमाने आधारित आहे.

1. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Research Highlights for Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (top quartile).
Modified duration: 0.00 yrs (top quartile).
Average maturity: 0.00 yrs (top quartile).
Exit load: 0-1 Years (0.5%),1 Years and above(NIL).

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan Growth
Launch Date	31 Jan 02
NAV (02 May 25)	₹15,041.3 ↑ 0.11 (0.00 %)
Net Assets (Cr)	₹13 on 31 Mar 25
Category	Debt - Short term Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0
Sharpe Ratio	-90.89
Information Ratio	-2.42
Alpha Ratio	-6.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

Date	Value

Franklin India Short Term Income Plan - Retail Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹287,982.
Net Profit of ₹107,982 Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	192.1%
3 Month	192.1%
6 Month	192.1%
1 Year	192.1%
3 Year	47.3%
5 Year	32.5%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Short Term Income Plan - Retail Plan

Name	Since	Tenure

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,433 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.39% (bottom quartile).
3Y return: 41.18% (top quartile).
1Y return: 59.69% (top quartile).
Alpha: 2.12 (top quartile).
Sharpe: 1.22 (lower mid).
Information ratio: -0.50 (bottom quartile).
Top sector: Basic Materials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~93%).
Largest holding BGF World Gold I2 (~67.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (31 Jul 26)	₹48.8787 ↓ -1.55 (-3.07 %)
Net Assets (Cr)	₹1,433 on 30 Jun 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.22
Information Ratio	-0.5
Alpha Ratio	2.12
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹7,373
31 Jul 23	₹9,366
31 Jul 24	₹11,150
31 Jul 25	₹16,504
31 Jul 26	₹26,355

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-0.8%
3 Month	-15.4%
6 Month	-20.4%
1 Year	59.7%
3 Year	41.2%
5 Year	21.4%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Gold Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.85%

Asset Allocation

Asset Class	Value
Cash	5.2%
Equity	93.02%
Debt	0.01%
Other	1.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹960 Cr	983,452 ↓ -21,591
VanEck Gold Miners ETF - \| GDX	29%	₹409 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	5%	₹67 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹4 Cr

3. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹15,294 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.83% (top quartile).
3Y return: 32.23% (upper mid).
1Y return: 43.17% (upper mid).
1M return: -2.56% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.29 (upper mid).
Information ratio: 0.00 (top quartile).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.1%).
Top-3 holdings concentration ~100.8%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (03 Aug 26)	₹41.3323 ↑ 0.06 (0.15 %)
Net Assets (Cr)	₹15,294 on 30 Jun 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,500
31 Jul 23	₹12,058
31 Jul 24	₹13,968
31 Jul 25	₹19,487
31 Jul 26	₹27,752

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-2.6%
3 Month	-5.1%
6 Month	-6.2%
1 Year	43.2%
3 Year	32.2%
5 Year	22.8%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.42 Yr.

Data below for SBI Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.52%
Other	98.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹15,308 Cr	1,280,181,221 ↑ 33,495,027
Net Receivable / Payable CBLO \| -	0%	-₹60 Cr
Treps CBLO/Reverse Repo \| -	0%	₹46 Cr

4. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹6,265 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.75% (upper mid).
3Y return: 32.02% (upper mid).
1Y return: 42.78% (lower mid).
1M return: -2.71% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.22 (upper mid).
Information ratio: 0.00 (top quartile).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~100.0%).
Top-3 holdings concentration ~100.8%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (03 Aug 26)	₹43.6482 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹6,265 on 30 Jun 26
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,447
31 Jul 23	₹11,981
31 Jul 24	₹13,891
31 Jul 25	₹19,373
31 Jul 26	₹27,543

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-2.7%
3 Month	-5.2%
6 Month	-6.7%
1 Year	42.8%
3 Year	32%
5 Year	22.7%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	19.5%
2022	13.5%
2021	12.7%
2020	-5.4%
2019	26.6%
2018	22.7%
2017	7.4%
2016	0.8%
2015	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.85 Yr.
Nishit Patel	29 Dec 20	5.59 Yr.
Ashwini Bharucha	1 Nov 25	0.75 Yr.
Venus Ahuja	1 Nov 25	0.75 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.78%
Other	98.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹6,263 Cr	521,478,692 ↑ 6,803,176
Treps CBLO/Reverse Repo \| -	0%	₹28 Cr
Net Current Assets Net Current Assets \| -	0%	-₹25 Cr

5. HDFC Gold Fund

To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).

Research Highlights for HDFC Gold Fund

Top quartile AUM (₹11,019 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.70% (lower mid).
3Y return: 31.95% (upper mid).
1Y return: 42.66% (lower mid).
1M return: -2.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.28 (upper mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding HDFC Gold ETF (~100.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for HDFC Gold Fund

HDFC Gold Fund Growth
Launch Date	24 Oct 11
NAV (03 Aug 26)	₹42.117 ↑ 0.06 (0.15 %)
Net Assets (Cr)	₹11,019 on 30 Jun 26
Category	Gold - Gold
AMC	HDFC Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	1.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,458
31 Jul 23	₹12,010
31 Jul 24	₹13,961
31 Jul 25	₹19,359
31 Jul 26	₹27,490

HDFC Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-2.5%
3 Month	-5.1%
6 Month	-6.7%
1 Year	42.7%
3 Year	31.9%
5 Year	22.7%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.3%
2023	18.9%
2022	14.1%
2021	12.7%
2020	-5.5%
2019	27.5%
2018	21.7%
2017	6.6%
2016	2.8%
2015	10.1%

Fund Manager information for HDFC Gold Fund

Name	Since	Tenure
Arun Agarwal	15 Feb 23	3.46 Yr.
Nandita Menezes	29 Mar 25	1.34 Yr.

Data below for HDFC Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.39%
Other	98.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	100%	₹11,019 Cr	920,080,937 ↑ 7,410,000
Treps - Tri-Party Repo CBLO/Reverse Repo \| -	0%	₹16 Cr
Net Current Assets Net Current Assets \| -	0%	-₹16 Cr

6. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

Upper mid AUM (₹6,854 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.65% (lower mid).
3Y return: 31.91% (lower mid).
1Y return: 42.54% (bottom quartile).
1M return: -2.55% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.19 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding Nippon India ETF Gold BeES (~100.0%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Growth
Launch Date	7 Mar 11
NAV (03 Aug 26)	₹53.9306 ↑ 0.07 (0.13 %)
Net Assets (Cr)	₹6,854 on 30 Jun 26
Category	Gold - Gold
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.35
Sharpe Ratio	1.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,465
31 Jul 23	₹11,992
31 Jul 24	₹13,843
31 Jul 25	₹19,321
31 Jul 26	₹27,423

Nippon India Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-2.6%
3 Month	-5.1%
6 Month	-6.5%
1 Year	42.5%
3 Year	31.9%
5 Year	22.6%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.2%
2023	19%
2022	14.3%
2021	12.3%
2020	-5.5%
2019	26.6%
2018	22.5%
2017	6%
2016	1.7%
2015	11.6%

Fund Manager information for Nippon India Gold Savings Fund

Name	Since	Tenure
Himanshu Mange	23 Dec 23	2.61 Yr.

Data below for Nippon India Gold Savings Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.49%
Other	98.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India ETF Gold BeES - \| -	100%	₹6,854 Cr	590,975,572 ↑ 3,912,000
Triparty Repo CBLO/Reverse Repo \| -	0%	₹18 Cr
Net Current Assets Net Current Assets \| -	0%	-₹18 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr

7. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹757 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.73% (upper mid).
3Y return: 31.86% (lower mid).
1Y return: 42.14% (bottom quartile).
1M return: -2.37% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.22 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~99.9%).
Top-3 holdings concentration ~100.9%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (03 Aug 26)	₹36.5645 ↑ 0.11 (0.31 %)
Net Assets (Cr)	₹757 on 30 Jun 26
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,431
31 Jul 23	₹12,037
31 Jul 24	₹14,109
31 Jul 25	₹19,450
31 Jul 26	₹27,534

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-2.4%
3 Month	-4.9%
6 Month	-6.3%
1 Year	42.1%
3 Year	31.9%
5 Year	22.7%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	2.16 Yr.
Sasikant Aravamuthan	1 Jul 26	0.08 Yr.

Data below for IDBI Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.82%
Other	98.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	100%	₹757 Cr	59,884,200 ↑ 1,110,000
Treps CBLO/Reverse Repo \| -	1%	₹4 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹4 Cr

8. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,648 Cr).
Established history (14+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.55% (bottom quartile).
3Y return: 31.86% (bottom quartile).
1Y return: 42.90% (upper mid).
1M return: -2.50% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.20 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.0%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (03 Aug 26)	₹40.9749 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹1,648 on 30 Jun 26
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	1.2
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,548
31 Jul 23	₹12,046
31 Jul 24	₹13,896
31 Jul 25	₹19,398
31 Jul 26	₹27,564

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-2.5%
3 Month	-5%
6 Month	-6.4%
1 Year	42.9%
3 Year	31.9%
5 Year	22.5%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	18.7%
2022	14.5%
2021	12.3%
2020	-5%
2019	26%
2018	21.3%
2017	6.8%
2016	1.6%
2015	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Mehul Dama	7 Jul 26	0.07 Yr.
Priya Sridhar	31 Dec 24	1.58 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.47%
Other	98.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,648 Cr	133,583,381 ↑ 507,000
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹4 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	0%	₹4 Cr

9. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Upper mid AUM (₹6,422 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.45% (bottom quartile).
3Y return: 31.85% (bottom quartile).
1Y return: 42.92% (upper mid).
1M return: -2.54% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.38 (top quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~99.9%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Growth
Launch Date	25 Mar 11
NAV (03 Aug 26)	₹54.1751 ↑ 0.10 (0.19 %)
Net Assets (Cr)	₹6,422 on 30 Jun 26
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,434
31 Jul 23	₹11,908
31 Jul 24	₹13,751
31 Jul 25	₹19,186
31 Jul 26	₹27,240

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-2.5%
3 Month	-5.2%
6 Month	-6.3%
1 Year	42.9%
3 Year	31.8%
5 Year	22.4%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	70.4%
2023	18.9%
2022	13.9%
2021	11.7%
2020	-4.7%
2019	26.6%
2018	24.1%
2017	7.3%
2016	2.5%
2015	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	15.36 Yr.
Jeetu Sonar	1 Oct 22	3.83 Yr.

Data below for Kotak Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹6,413 Cr	547,838,125 ↑ 5,300,000
Triparty Repo CBLO/Reverse Repo \| -	0%	₹23 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹13 Cr

10. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Lower mid AUM (₹2,828 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.78% (upper mid).
3Y return: 31.84% (bottom quartile).
1Y return: 42.66% (bottom quartile).
1M return: -3.00% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.35 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.1%).
Top-3 holdings concentration ~100.6%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (03 Aug 26)	₹41.0149 ↑ 0.09 (0.22 %)
Net Assets (Cr)	₹2,828 on 30 Jun 26
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,512
31 Jul 23	₹12,108
31 Jul 24	₹14,013
31 Jul 25	₹19,436
31 Jul 26	₹27,568

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

Duration	Returns
1 Month	-3%
3 Month	-5.2%
6 Month	-6.6%
1 Year	42.7%
3 Year	31.8%
5 Year	22.8%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	69.8%
2023	19.2%
2022	14.7%
2021	12.5%
2020	-4.7%
2019	26.9%
2018	23.1%
2017	8.3%
2016	0.7%
2015	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.73 Yr.
Pratik Tibrewal	1 Feb 25	1.49 Yr.

Data below for Axis Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.76%
Other	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,830 Cr	242,317,058 ↑ 3,630,000
Net Receivables / (Payables) CBLO \| -	0%	-₹9 Cr
Clearing Corporation Of India Ltd CBLO \| -	0%	₹7 Cr

यूके-आधारित अनिवासी भारतीय दुहेरी कर कसे टाळू शकतात?

दुहेरी कर म्हणजे जेथे अनिवासी भारतीय दुहेरी कर आकारणीच्या अधीन आहे- एकदा भारतात आणि पुन्हा ते राहत असलेल्या देशात. यूकेमध्ये राहणार्‍या अनिवासी भारतीयासाठी, दुप्पट पैसे देऊन वाचवले जाऊ शकतेकर. भारताचा UK सोबत दुहेरी कर टाळण्याचा करार (DTAA) आहे.

समजा, UK मधील NRIs भारतातील इक्विटी गुंतवणुकीतून STCGs (शॉर्ट टर्म कॅपिटल गेन) करतात, तर ते भारतात 15 टक्के कर भरतात. परंतु, यूकेमध्ये अशा नफ्याचा दर 25 टक्के असल्यास, गुंतवणूकदारांना फक्त यूकेमधील दरातील फरकासाठी कर भरावा लागेल.

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