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Table of Contents
- ऑस्ट्रेलियात राहणाऱ्या अनिवासी भारतीयांसाठी खाती
- म्युच्युअल फंडामध्ये गुंतवणूक करण्यासाठी ऑस्ट्रेलिया अनिवासी भारतीयांसाठी KYC प्रक्रिया
- अनिवासी भारतीय (NRI) साठी म्युच्युअल फंड कर आकारणी
- ऑस्ट्रेलियातील लोकप्रिय शहरे
- ऑस्ट्रेलिया-आधारित अनिवासी भारतीयांसाठी सर्वोत्तम म्युच्युअल फंड
- म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?
Top 10 Funds
ऑस्ट्रेलिया-आधारित NRI भारतात गुंतवणुकीसाठी म्युच्युअल फंड
अनेक वर्षांपासून 5 टक्क्यांहून अधिक GDP वाढीसह भारत ही जगातील सर्वात वेगाने वाढणारी अर्थव्यवस्था आहे, त्यामुळे ते परदेशातील हजारो NRI गुंतवणूकदारांना आकर्षित करते. जगबँक आणि IMF ने 2018 आणि 2019 मध्ये भारताचा GDP अनुक्रमे 7.4 टक्के आणि 7.8 टक्के वाढण्याचा अंदाज व्यक्त केला आहे. सध्या भारत जगातील पाचव्या क्रमांकाचा देश आहेअर्थव्यवस्था $2.7 ट्रिलियन GDP वर.
ऑस्ट्रेलियात राहणारे अनिवासी भारतीय (एनआरआय) त्यांच्या गुंतवणुकीची योजना करू शकतातम्युच्युअल फंड भारत दीर्घकाळात इष्टतम परतावा मिळवण्यासाठी. ऑस्ट्रेलिया-आधारित अनिवासी भारतीय म्युच्युअल फंडांद्वारे भारतातील स्टॉकमध्ये गुंतवणूक करू शकतातगुंतवणूक मध्येइक्विटी फंड. तुमची उद्दिष्टे असल्यास इक्विटी दीर्घकालीन गुंतवणुकीसाठी आदर्श आहेतसेवानिवृत्ती, घर खरेदी करणे किंवा तुम्हाला फक्त संपत्ती निर्माण करायची असेल तर हे फंड एक आदर्श पर्याय असू शकतात. आणि जर तुम्हाला बँक बचत खात्यांपेक्षा जास्त परतावा मिळवायचा असेल तर अल्प मुदतीसाठी डेट फंडात गुंतवणूक करण्याचा सल्ला दिला जातो. गुंतवणूक करण्यापूर्वी, एखाद्याने नेहमी त्यांच्या जोखीम क्षमतेत प्रवेश केला पाहिजे.
ज्यांना ऑस्ट्रेलियास्थित अनिवासी भारतीय हवे आहेतम्युच्युअल फंडात गुंतवणूक करा भारतात काही महत्त्वाची मार्गदर्शक तत्त्वे आणि नियम आहेत ज्यांची गुंतवणूक सुरू करण्यासाठी त्यांचे पालन करणे आवश्यक आहे.
ऑस्ट्रेलियात राहणाऱ्या अनिवासी भारतीयांसाठी खाती
भारतात म्युच्युअल फंडामध्ये गुंतवणूक करण्यासाठी खालीलपैकी कोणतेही खाते भारतीय बँकेत उघडणे आवश्यक आहे:
NRE खाते
हे अनिवासी बाह्य (NRE) खाते आहे जे बचत, चालू, निश्चित किंवाआवर्ती ठेव. तुम्हाला या खात्यात परकीय चलन जमा करावे लागेल. भारतीय चलन जमा करण्यास सक्षम होण्यासाठी, तुम्ही NRO खाते उघडणे आवश्यक आहे. NRE खात्यातील व्यवहाराच्या रकमेवर कोणतीही कमाल मर्यादा नाही.
NRO खाते
एनआरओ किंवा अनिवासी सामान्य खाते बचत किंवा चालू खात्याच्या स्वरूपात आहे जे अनिवासी भारतीयांना त्यांचे व्यवस्थापन करण्यासाठी आहेउत्पन्न भारतात कमावले. एनआरओ खात्यात, परकीय चलन जमा झाल्यानंतर त्याचे भारतीय रुपयात रूपांतर होते. एनआरओ खाते दुसऱ्या अनिवासी भारतीय तसेच निवासी भारतीय (जवळचे नातेवाईक) यांच्यासोबत संयुक्तपणे ठेवता येते.
FCNR खाते
याचा अर्थ परकीय चलन नॉन-रिपेट्रिएबल खाते ठेवी. या खात्यात अनिवासी भारतीय त्यांचे पैसे पाठवू शकतातकमाई कॅनेडियन $, US$, युरो, AU$, येन आणि पाउंड सारख्या सहा चलनांपैकी एकात. इतर FCNR किंवा NRE खात्यांमधून निधी हस्तांतरित केला जाऊ शकतो. FCNR मध्ये, मुद्दल आणि व्याज कोणताही कर जमा करत नाही.
एकदा तुम्ही यापैकी कोणतेही खाते उघडल्यानंतर, तुम्हाला तुमचे KYC (तुमच्या ग्राहकाला जाणून घ्या) यशस्वीरित्या पूर्ण करणे आवश्यक आहे, KYC नियमांनुसार, जे सेट केले आहे.सेबी (भारतीय सिक्युरिटीज एक्सचेंज बोर्ड). कोणीही सेबी-नोंदणीकृत इंटरमीडिएटसह त्यांचे केवायसी पूर्ण करू शकतो.
म्युच्युअल फंडामध्ये गुंतवणूक करण्यासाठी ऑस्ट्रेलिया अनिवासी भारतीयांसाठी KYC प्रक्रिया
तुमची KYC प्रक्रिया यशस्वीपणे पूर्ण करण्यासाठी, ऑस्ट्रेलिया अनिवासी भारतीयांनी काही महत्त्वाच्या पायऱ्या पूर्ण करणे आणि कागदपत्रे सादर करणे आवश्यक आहे जसे की:
a केवायसी फॉर्म
एनआरआयने सबमिट करणे आवश्यक आहेकेवायसी फॉर्म SEBI नोंदणीकृत इंटरमीडिएटमध्ये भरलेल्या सर्व आवश्यक तपशीलांसह. दस्तऐवज कुरियर / पोस्टाने इंटरमीडिएटला पाठवले जाऊ शकतात.
b कागदपत्रे
खालील आवश्यक कागदपत्रे सादर करणे आवश्यक आहे:
- परदेशात पत्ता पुरावा
- भारतीय रहिवासी पत्ता पुरावा
- अलीकडचे छायाचित्र
- पासपोर्टची प्रत
मर्चंट नेव्हीमधील अनिवासी भारतीयांच्या बाबतीत, नाविकाची घोषणा किंवा सतत डिस्चार्ज प्रमाणपत्राची प्रमाणित प्रत सबमिट करणे आवश्यक आहे.
वि. प्रमाणपत्र
अनिवासी भारतीय किंवा पीआयओ (भारतीय मूळ व्यक्ती) वरील कागदपत्रे भारतात नोंदणीकृत अनुसूचित व्यावसायिक बँकांच्या परदेशातील शाखांचे अधिकृत अधिकारी, न्यायाधीश, न्यायालयीन दंडाधिकारी, सार्वजनिक नोटरी किंवा देशातील भारतीय दूतावास/वाणिज्य दूतावास जनरल यांच्याकडून प्रमाणित करून घेऊ शकतात. स्थित आहेत.
d वैयक्तिक पडताळणीमध्ये (IPV)
सेबीच्या नियमांनुसार, केवायसी प्रक्रियेसाठी IPV अनिवार्य आहे. इंटरमीडिएटने एनआरआय/पीआयओचे आयपीव्ही केले पाहिजे.
कृपया लक्षात घ्या की सबमिट करताना वरील सर्व कागदपत्रे/पुरावे इंग्रजी भाषेत असावेत.
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अनिवासी भारतीय (NRI) साठी म्युच्युअल फंड कर आकारणी
भांडवल आर्थिक वर्ष 2017-18 (आकलन वर्ष 2018-19) साठी NRI म्युच्युअल फंड गुंतवणुकीवरील लाभ कर दर खालीलप्रमाणे आहेत:
अनिवासी भारतीयम्युच्युअल फंडांवर कर आकारणी-भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)
| म्युच्युअल फंड योजनेचे प्रकार | शॉर्ट टर्म कॅपिटल गेन (STCG) | दीर्घकालीन भांडवली नफा (LTCG) |
|---|---|---|
| इक्विटी फंड- एसटीसीजी- एका वर्षापेक्षा कमी किंवा त्यापेक्षा कमी ठेवलेल्या युनिट्स, एलटीसीजी- एक वर्षापेक्षा जास्त ठेवलेल्या युनिट्स | १५% | शून्य |
| नॉन-इक्विटी फंड- STCG- 3 वर्षे किंवा त्यापेक्षा कमी कालावधीसाठी ठेवलेल्या युनिट्स, LTCG- 3 वर्षांहून अधिक काळ ठेवलेल्या युनिट्स | व्यक्तीनुसारआयकर कंस | सूचीबद्ध निधीवर - 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय) |
लाभांशांवर म्युच्युअल फंड कर आकारणी
इक्विटी फंडांवर लाभांश: इक्विटी फंडासाठी युनिटधारकाच्या हातात मिळणारा लाभांश पूर्णपणे करमुक्त असतो. लाभांश देखील करमुक्त आहेAMC.
कर्ज निधीवर लाभांश: AMC ला लाभांश वितरण कर (DDT) 28.84% त्याच्या युनिट-धारकांना हे लाभांश उत्पन्न वितरित करण्यापूर्वी भरावे लागेल. लाभांश मिळकत अकर्ज निधी युनिट धारक देखील करमुक्त आहे.
खाली AY 2018-19 साठी अनिवासी भारतीयांकडून MF विमोचनांवर लागू होणारा TDS दर आहे.
म्युच्युअल फंडांवर एनआरआय कर- भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)
| अनिवासी भारतीय आणि टीडीएस दरानुसार म्युच्युअल फंड विमोचन | STCG आणि TDS दर | LTCG आणि TDS दर |
|---|---|---|
| MF योजनेचा प्रकार | ||
| इक्विटी ओरिएंटेड फंड | १५% | शून्य |
| कर्ज निधी | ३०% | सूचीबद्ध फंडांवर- 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय) |
ऑस्ट्रेलियातील लोकप्रिय शहरे
ऑस्ट्रेलियातील काही सर्वात लोकप्रिय शहरे जिथे तुम्हाला सर्वाधिक भारतीय आढळतात ते आहेत:
- सिडनी
- मेलबर्न
- ब्रिस्बेन
- पर्थ
- अॅडलेड
ऑस्ट्रेलिया-आधारित अनिवासी भारतीयांसाठी सर्वोत्तम म्युच्युअल फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Sundaram Rural and Consumption Fund Growth ₹93.9662
↓ -0.03 ₹1,445 2.2 -2.9 12.5 18.2 21.9 20.1 UTI Dynamic Bond Fund Growth ₹30.9419
↑ 0.07 ₹447 3.5 5.2 10.5 9.8 9.1 8.6 UTI Banking & PSU Debt Fund Growth ₹21.6967
↑ 0.02 ₹785 2.9 4.5 8.9 9.2 7.4 7.6 L&T India Value Fund Growth ₹102.69
↓ -0.10 ₹12,600 3 -4.7 6.6 21.9 29.6 25.9 L&T Emerging Businesses Fund Growth ₹74.4416
↑ 0.17 ₹13,334 -2.8 -12.6 -1.4 18.2 35 28.5 BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 ₹588 -4.6 -2.6 19.3 17.3 13.6 L&T Flexi Bond Fund Growth ₹29.7919
↑ 0.11 ₹158 4.1 6 11.7 7.6 6 8.7 UTI Gilt Fund Growth ₹63.4105
↑ 0.23 ₹733 4.1 6 11.6 8 6.1 8.9 Sundaram Mid Cap Fund Growth ₹1,279.1
↑ 2.96 ₹11,333 2.4 -5.6 11.6 22.4 29.1 32 UTI Regular Savings Fund Growth ₹68.5271
↑ 0.10 ₹1,648 3.4 3.1 11.3 10 12.4 11.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25
(Erstwhile Sundaram Rural India Fund) The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India. Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Rural and Consumption Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets. L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a Below is the key information for L&T India Value Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on (Erstwhile BNP Paribas Dividend Yield Fund) The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are
defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Multi Cap Fund Returns up to 1 year are on To generate reasonable returns through a diversified portfolio of fixed income securities. L&T Flexi Bond Fund is a Debt - Dynamic Bond fund was launched on 30 Aug 06. It is a fund with Moderate risk and has given a Below is the key information for L&T Flexi Bond Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile Sundaram Select Midcap Fund) To achieve capital appreciation by investing
in diversified stocks that are generally termed
as mid-caps. Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Mid Cap Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on 1. Sundaram Rural and Consumption Fund
CAGR/Annualized return of 12.5% since its launch. Ranked 2 in Sectoral category. Return for 2024 was 20.1% , 2023 was 30.2% and 2022 was 9.3% . Sundaram Rural and Consumption Fund
Growth Launch Date 12 May 06 NAV (29 Apr 25) ₹93.9662 ↓ -0.03 (-0.04 %) Net Assets (Cr) ₹1,445 on 31 Mar 25 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 0.2 Information Ratio -0.12 Alpha Ratio 2.24 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹15,527 31 Mar 22 ₹17,531 31 Mar 23 ₹18,574 31 Mar 24 ₹25,538 31 Mar 25 ₹27,904 Returns for Sundaram Rural and Consumption Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 5.7% 3 Month 2.2% 6 Month -2.9% 1 Year 12.5% 3 Year 18.2% 5 Year 21.9% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.1% 2022 30.2% 2021 9.3% 2020 19.3% 2019 13.5% 2018 2.7% 2017 -7.8% 2016 38.7% 2015 21.1% 2014 6.3% Fund Manager information for Sundaram Rural and Consumption Fund
Name Since Tenure Ratish Varier 1 Jan 22 3.25 Yr. Data below for Sundaram Rural and Consumption Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Consumer Cyclical 40.18% Consumer Defensive 31.35% Communication Services 13.42% Health Care 3.62% Financial Services 2.99% Basic Materials 1.56% Real Estate 1.43% Asset Allocation
Asset Class Value Cash 5.44% Equity 94.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL11% ₹163 Cr 939,519 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC8% ₹123 Cr 2,991,251 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M7% ₹104 Cr 390,720
↑ 5,228 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR5% ₹79 Cr 350,212 Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN5% ₹72 Cr 235,289 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI5% ₹67 Cr 58,511 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | UNITDSPR4% ₹64 Cr 453,496 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | 5433204% ₹61 Cr 3,000,962 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jul 22 | APOLLOHOSP4% ₹52 Cr 79,027
↑ 16,374 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5230253% ₹49 Cr 245,560 2. UTI Dynamic Bond Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% . UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (29 Apr 25) ₹30.9419 ↑ 0.07 (0.24 %) Net Assets (Cr) ₹447 on 31 Mar 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 8 Years 14 Days Modified Duration 5 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,684 31 Mar 22 ₹11,866 31 Mar 23 ₹13,300 31 Mar 24 ₹14,296 31 Mar 25 ₹15,455 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.9% 3 Month 3.5% 6 Month 5.2% 1 Year 10.5% 3 Year 9.8% 5 Year 9.1% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.6% 2022 6.2% 2021 10.1% 2020 10.8% 2019 5.9% 2018 -3.9% 2017 5.2% 2016 4.2% 2015 14.9% 2014 6.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0 Yr. Data below for UTI Dynamic Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 10.29% Debt 89.4% Other 0.3% Debt Sector Allocation
Sector Value Government 65.34% Corporate 24.07% Cash Equivalent 10.29% Credit Quality
Rating Value AA 1.22% AAA 98.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -24% ₹113 Cr 1,100,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -20% ₹93 Cr 900,000,000 Small Industries Development Bank Of India
Debentures | -9% ₹41 Cr 4,000 National Bank For Agriculture And Rural Development
Debentures | -9% ₹41 Cr 4,000 Rec Limited
Debentures | -9% ₹40 Cr 4,000 Power Finance Corporation Ltd.
Debentures | -6% ₹26 Cr 2,500 Chhattisgarh (Government of) 7.32%
- | -4% ₹21 Cr 200,000,000 Assam (Government of) 7.34%
- | -4% ₹21 Cr 200,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹16 Cr 150,000,000 Mankind Pharma Ltd
Debentures | -1% ₹5 Cr 500 3. UTI Banking & PSU Debt Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (29 Apr 25) ₹21.6967 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹785 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 1.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 2 Years 4 Months 24 Days Modified Duration 2 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,675 31 Mar 22 ₹11,056 31 Mar 23 ₹12,276 31 Mar 24 ₹13,144 31 Mar 25 ₹14,168 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.3% 3 Month 2.9% 6 Month 4.5% 1 Year 8.9% 3 Year 9.2% 5 Year 7.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% 2014 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.33 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.44% Debt 96.23% Other 0.33% Debt Sector Allocation
Sector Value Corporate 52.95% Government 43.28% Cash Equivalent 3.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -12% ₹92 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Export-Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -5% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹30 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 250 4. L&T India Value Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 4 in Value category. Return for 2024 was 25.9% , 2023 was 39.4% and 2022 was 5.2% . L&T India Value Fund
Growth Launch Date 8 Jan 10 NAV (29 Apr 25) ₹102.69 ↓ -0.10 (-0.10 %) Net Assets (Cr) ₹12,600 on 31 Mar 25 Category Equity - Value AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.12 Information Ratio 1.09 Alpha Ratio 1.43 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹18,444 31 Mar 22 ₹23,293 31 Mar 23 ₹24,451 31 Mar 24 ₹36,953 31 Mar 25 ₹39,739 Returns for L&T India Value Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 4.4% 3 Month 3% 6 Month -4.7% 1 Year 6.6% 3 Year 21.9% 5 Year 29.6% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.9% 2022 39.4% 2021 5.2% 2020 40.3% 2019 14.6% 2018 4.6% 2017 -11.4% 2016 41.3% 2015 8.1% 2014 12.9% Fund Manager information for L&T India Value Fund
Name Since Tenure Venugopal Manghat 24 Nov 12 12.36 Yr. Gautam Bhupal 1 Oct 23 1.5 Yr. Sonal Gupta 1 Oct 23 1.5 Yr. Data below for L&T India Value Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 32.38% Basic Materials 14.58% Industrials 11.4% Consumer Cyclical 9.43% Technology 7.83% Consumer Defensive 7.68% Real Estate 3.84% Energy 3.62% Utility 2.7% Communication Services 2.44% Health Care 1.83% Asset Allocation
Asset Class Value Cash 2.28% Equity 97.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | ICICIBANK5% ₹591 Cr 4,382,100 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | HDFCBANK4% ₹557 Cr 3,047,100 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN3% ₹348 Cr 4,516,900
↑ 834,500 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹340 Cr 9,497,371
↑ 909,171 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 20 | FEDERALBNK3% ₹335 Cr 17,361,100
↑ 1,297,200 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 15 | RELIANCE3% ₹322 Cr 2,522,806 Paradeep Phosphates Ltd (Basic Materials)
Equity, Since 30 Sep 23 | 5435303% ₹318 Cr 30,715,000
↑ 2,313,505 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Sep 23 | MCX3% ₹317 Cr 596,611
↓ -57,189 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL2% ₹307 Cr 1,771,600 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M2% ₹291 Cr 1,092,500 5. L&T Emerging Businesses Fund
CAGR/Annualized return of 20.1% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (29 Apr 25) ₹74.4416 ↑ 0.17 (0.23 %) Net Assets (Cr) ₹13,334 on 28 Feb 25 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.73 Sharpe Ratio -0.4 Information Ratio -0.11 Alpha Ratio 1.44 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,010 31 Mar 22 ₹29,870 31 Mar 23 ₹31,289 31 Mar 24 ₹46,026 31 Mar 25 ₹48,026 Returns for L&T Emerging Businesses Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.6% 3 Month -2.8% 6 Month -12.6% 1 Year -1.4% 3 Year 18.2% 5 Year 35% 10 Year 15 Year Since launch 20.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.5% 2022 46.1% 2021 1% 2020 77.4% 2019 15.5% 2018 -8.1% 2017 -13.7% 2016 66.5% 2015 10.2% 2014 12.3% Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 5.29 Yr. Cheenu Gupta 1 Oct 23 1.5 Yr. Sonal Gupta 1 Oct 23 1.5 Yr. Data below for L&T Emerging Businesses Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 26.11% Consumer Cyclical 15.8% Financial Services 13.58% Basic Materials 10.91% Technology 9.31% Health Care 5.7% Real Estate 4.71% Consumer Defensive 4.25% Energy 1.01% Asset Allocation
Asset Class Value Cash 6.28% Equity 93.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity Neuland Laboratories Limited
Equity, Since 31 Jan 24 | -2% ₹339 Cr 280,946
↓ -11,533 Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 5000402% ₹313 Cr 1,595,574 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL2% ₹312 Cr 3,445,300
↑ 158,403 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | FEDERALBNK2% ₹300 Cr 15,544,000
↑ 2,257,421 Time Technoplast Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | TIMETECHNO2% ₹284 Cr 6,810,500 Suven Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 20 | SUVENPHAR2% ₹265 Cr 2,298,085 Sumitomo Chemical India Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Oct 20 | SUMICHEM2% ₹261 Cr 4,672,221 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 20 | AMBER2% ₹257 Cr 356,138 KFin Technologies Ltd (Technology)
Equity, Since 31 Aug 24 | KFINTECH2% ₹250 Cr 2,429,736 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | 5900032% ₹249 Cr 11,912,400 6. BNP Paribas Multi Cap Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 18 in Multi Cap category. . BNP Paribas Multi Cap Fund
Growth Launch Date 15 Sep 05 NAV (13 Mar 22) ₹73.5154 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹588 on 31 Jan 22 Category Equity - Multi Cap AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio 2.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,201 Returns for BNP Paribas Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month -4.4% 3 Month -4.6% 6 Month -2.6% 1 Year 19.3% 3 Year 17.3% 5 Year 13.6% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for BNP Paribas Multi Cap Fund
Name Since Tenure Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. L&T Flexi Bond Fund
CAGR/Annualized return of 6% since its launch. Ranked 4 in Dynamic Bond category. Return for 2024 was 8.7% , 2023 was 6.5% and 2022 was 2.6% . L&T Flexi Bond Fund
Growth Launch Date 30 Aug 06 NAV (29 Apr 25) ₹29.7919 ↑ 0.11 (0.38 %) Net Assets (Cr) ₹158 on 31 Jan 25 Category Debt - Dynamic Bond AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.77 Sharpe Ratio 0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 1,000 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.1% Effective Maturity 16 Years 11 Months 26 Days Modified Duration 8 Years 3 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,553 31 Mar 22 ₹10,851 31 Mar 23 ₹11,308 31 Mar 24 ₹12,157 31 Mar 25 ₹13,256 Returns for L&T Flexi Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.1% 3 Month 4.1% 6 Month 6% 1 Year 11.7% 3 Year 7.6% 5 Year 6% 10 Year 15 Year Since launch 6% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.7% 2022 6.5% 2021 2.6% 2020 1% 2019 10.8% 2018 9.5% 2017 6.1% 2016 2.9% 2015 14.8% 2014 7.5% Fund Manager information for L&T Flexi Bond Fund
Name Since Tenure Shriram Ramanathan 2 Feb 15 10.16 Yr. Mahesh Chhabria 1 May 24 0.92 Yr. Data below for L&T Flexi Bond Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 1.76% Debt 97.85% Other 0.39% Debt Sector Allocation
Sector Value Government 83.22% Corporate 14.63% Cash Equivalent 1.76% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -21% ₹31 Cr 3,000,000
↓ -1,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -17% ₹26 Cr 2,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -14% ₹21 Cr 2,000,000
↑ 500,000 7.34% Govt Stock 2064
Sovereign Bonds | -11% ₹16 Cr 1,500,000 Rec Limited
Debentures | -8% ₹12 Cr 110
↑ 110 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹11 Cr 1,000,000 7.4% Power Finance Corporation Limited**
Debentures | -7% ₹10 Cr 1,000 7.21% Gujarat Sdl 05mar2035
Sovereign Bonds | -7% ₹10 Cr 1,000,000
↑ 1,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -3% ₹5 Cr 500,000 State Government Securities (15/01/2035)
Sovereign Bonds | -3% ₹5 Cr 500,000
↑ 500,000 8. UTI Gilt Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% . UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (29 Apr 25) ₹63.4105 ↑ 0.23 (0.37 %) Net Assets (Cr) ₹733 on 31 Mar 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.87% Effective Maturity 20 Years 2 Months 26 Days Modified Duration 9 Years 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,655 31 Mar 22 ₹10,944 31 Mar 23 ₹11,478 31 Mar 24 ₹12,397 31 Mar 25 ₹13,483 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.2% 3 Month 4.1% 6 Month 6% 1 Year 11.6% 3 Year 8% 5 Year 6.1% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.9% 2022 6.7% 2021 2.9% 2020 2.3% 2019 10.3% 2018 11.8% 2017 6.3% 2016 4.3% 2015 15.5% 2014 6.1% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0 Yr. Data below for UTI Gilt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 4.57% Debt 95.43% Debt Sector Allocation
Sector Value Government 95.43% Cash Equivalent 4.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -42% ₹313 Cr 3,050,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹122 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -14% ₹103 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹48 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -4% ₹32 Cr 300,000,000 Chhattisgarh (Government of) 7.32%
- | -4% ₹31 Cr 300,000,000 Assam (Government of) 7.34%
- | -4% ₹31 Cr 300,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹26 Cr 250,000,000 Net Current Assets
Net Current Assets | -4% ₹31 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 9. Sundaram Mid Cap Fund
CAGR/Annualized return of 23.8% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% . Sundaram Mid Cap Fund
Growth Launch Date 30 Jul 02 NAV (29 Apr 25) ₹1,279.1 ↑ 2.96 (0.23 %) Net Assets (Cr) ₹11,333 on 31 Mar 25 Category Equity - Mid Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.8 Sharpe Ratio 0.34 Information Ratio 0.15 Alpha Ratio 3.95 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,480 31 Mar 22 ₹21,162 31 Mar 23 ₹21,693 31 Mar 24 ₹33,395 31 Mar 25 ₹37,537 Returns for Sundaram Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 3.6% 3 Month 2.4% 6 Month -5.6% 1 Year 11.6% 3 Year 22.4% 5 Year 29.1% 10 Year 15 Year Since launch 23.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 32% 2022 40.4% 2021 4.8% 2020 37.5% 2019 11.8% 2018 -0.3% 2017 -15.4% 2016 40.8% 2015 11.3% 2014 11.2% Fund Manager information for Sundaram Mid Cap Fund
Name Since Tenure S. Bharath 24 Feb 21 4.1 Yr. Ratish Varier 24 Feb 21 4.1 Yr. Data below for Sundaram Mid Cap Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Consumer Cyclical 19.15% Financial Services 17.27% Industrials 13.7% Health Care 10.83% Basic Materials 10.45% Technology 6.89% Consumer Defensive 4.11% Real Estate 3.61% Communication Services 3.57% Utility 2.04% Energy 1.91% Asset Allocation
Asset Class Value Cash 6.46% Equity 93.53% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sundaram Liquid Dir Gr
Investment Fund | -4% ₹454 Cr 1,980,541
↑ 1,749,177 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 17 | 5004803% ₹388 Cr 1,270,127 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK3% ₹371 Cr 19,247,362 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 10 | 5063953% ₹346 Cr 1,747,182 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL2% ₹281 Cr 6,016,821 Lupin Ltd (Healthcare)
Equity, Since 31 Jan 23 | 5002572% ₹274 Cr 1,350,321 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 21 | 5328432% ₹271 Cr 3,879,249 Persistent Systems Ltd (Technology)
Equity, Since 30 Apr 22 | PERSISTENT2% ₹267 Cr 484,892 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 24 | M&MFIN2% ₹244 Cr 8,612,119
↑ 133,252 Marico Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | 5316422% ₹235 Cr 3,599,583
↑ 201,312 10. UTI Regular Savings Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 10 in Hybrid Debt category. Return for 2024 was 11.6% , 2023 was 11.3% and 2022 was 3.3% . UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (29 Apr 25) ₹68.5271 ↑ 0.10 (0.15 %) Net Assets (Cr) ₹1,648 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,291 31 Mar 22 ₹13,785 31 Mar 23 ₹14,209 31 Mar 24 ₹16,186 31 Mar 25 ₹17,838 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.1% 3 Month 3.4% 6 Month 3.1% 1 Year 11.3% 3 Year 10% 5 Year 12.4% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.6% 2022 11.3% 2021 3.3% 2020 13.2% 2019 10.2% 2018 2.8% 2017 3.4% 2016 12.5% 2015 8.9% 2014 7.1% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 3.23 Yr. Jaydeep Bhowal 17 Apr 23 1.96 Yr. Data below for UTI Regular Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 2.89% Equity 23.52% Debt 73.32% Other 0.27% Equity Sector Allocation
Sector Value Financial Services 7.97% Consumer Cyclical 2.83% Technology 2.63% Basic Materials 2.12% Health Care 1.93% Communication Services 1.47% Energy 1.39% Industrials 1.37% Consumer Defensive 0.82% Utility 0.65% Real Estate 0.35% Debt Sector Allocation
Sector Value Government 43.91% Corporate 29.41% Cash Equivalent 2.89% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹258 Cr 2,500,000,000
↓ -500,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹127 Cr 1,250,000,000
↓ -250,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹78 Cr 750,000,000 Rural Electrification Corporation Limited
Debentures | -5% ₹77 Cr 7,500 Power Finance Corporation Ltd.
Debentures | -5% ₹77 Cr 7,500 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹53 Cr 500,000,000 HDFC Bank Limited
Debentures | -3% ₹52 Cr 5,000 West Bengal (Government of) 7.28%
- | -3% ₹51 Cr 500,000,000
↑ 500,000,000 7.29% West Bengal State Development Loans (12/03/2038)
Sovereign Bonds | -3% ₹51 Cr 500,000,000
↑ 500,000,000 LIC Housing Finance Limited
Debentures | -3% ₹51 Cr 500
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