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मलेशियामध्ये राहणाऱ्या अनिवासी भारतीयांसाठी म्युच्युअल फंड गुंतवणूक
म्युच्युअल फंडात गुंतवणूक करण्यासाठी एनआरआयसाठी केवायसी प्रक्रिया
अनिवासी भारतीय (NRI) म्युच्युअल फंड कर आकारणी
- लाभांशांवर म्युच्युअल फंड कर आकारणी
मलेशिया-आधारित-एनआरआयसाठी गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड
म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?
Top 10 Funds

मलेशिया-आधारित NRI भारतात गुंतवणूक करण्यासाठी म्युच्युअल फंड

Updated on June 10, 2025 , 2067 views

मलेशियामध्ये राहणारे अनेक अनिवासी भारतीय डेट आणि इक्विटीमध्ये गुंतवणूक करतातबाजार चांगले उत्पन्न मिळविण्यासाठी.म्युच्युअल फंड उच्च कमाई करण्याचा एक उत्तम पर्याय आहेउत्पन्न पारंपारिक गुंतवणुकीच्या तुलनेत. तुम्ही MF मध्ये जितके जास्त वेळ गुंतवाल तितके चांगले परतावा मिळण्याची शक्यता जास्त असते.

सहसा, मलेशियामध्ये राहणारे अनिवासी भारतीय त्यांच्या दीर्घकालीन योजना आखतातआर्थिक उद्दिष्टे जसेसेवानिवृत्ती द्वारेगुंतवणूक भारतातील म्युच्युअल फंडांमध्ये. मलेशियामध्ये राहणारे गुंतवणूकदार जे म्युच्युअल फंड गुंतवणुकीची योजना आखत आहेत, फंडाबाबत निर्णय घेण्यापूर्वी तुम्हाला पहिली गोष्ट करायची आहे- गुंतवणुकीची कालमर्यादा निश्चित करणे. उदाहरणार्थ, जर तुम्हाला तीन वर्ष किंवा त्यापेक्षा कमी कालावधीत पैसे हवे असतीलकॉल करा ते अल्पकालीन. जर तुम्ही तीन ते पाच वर्षांच्या दरम्यान गुंतवणूकीची पूर्तता करणार असाल तर त्यास मध्य-मुदती म्हणा आणि पाच वर्षांपेक्षा जास्त केव्हाही दीर्घकालीन म्हणा.

मलेशियास्थित अनिवासी भारतीय ज्यांना हवे आहेम्युच्युअल फंडात गुंतवणूक करा भारतात काही महत्त्वाची मार्गदर्शक तत्त्वे आणि नियम आहेत ज्यांची गुंतवणूक सुरू करण्यासाठी त्यांचे पालन करणे आवश्यक आहे.

मलेशियामध्ये राहणाऱ्या अनिवासी भारतीयांसाठी म्युच्युअल फंड गुंतवणूक

भारतातील म्युच्युअल फंडामध्ये गुंतवणूक करण्यासाठी खालीलपैकी कोणतेही खाते भारतीयासह उघडणे आवश्यक आहेबँक:

NRE खाते

हे अनिवासी बाह्य (NRE) खाते आहे जे बचत, चालू, निश्चित किंवाआवर्ती ठेव. तुम्हाला या खात्यात परकीय चलन जमा करावे लागेल. भारतीय चलन जमा करण्यास सक्षम होण्यासाठी, तुम्ही NRO खाते उघडणे आवश्यक आहे. NRE खात्यातील व्यवहाराच्या रकमेवर कोणतीही कमाल मर्यादा नाही.

NRO खाते

एनआरओ किंवा अनिवासी सामान्य खाते बचत किंवा चालू खात्याच्या स्वरूपात आहे जे अनिवासी भारतीयांसाठी भारतात कमावलेले त्यांचे उत्पन्न व्यवस्थापित करण्यासाठी आहे. एनआरओ खात्यात, परकीय चलन जमा झाल्यानंतर त्याचे भारतीय रुपयात रूपांतर होते. एनआरओ खाते दुसऱ्या अनिवासी भारतीय तसेच निवासी भारतीय (जवळचे नातेवाईक) यांच्यासोबत संयुक्तपणे ठेवता येते.

FCNR खाते

याचा अर्थ परकीय चलन नॉन-रिपेट्रिएबल खाते ठेवी. या खात्यात अनिवासी भारतीय त्यांचे पैसे पाठवू शकतातकमाई कॅनेडियन $, US$, युरो, AU$, येन आणि पाउंड सारख्या सहा चलनांपैकी एकात. इतर FCNR किंवा NRE खात्यांमधून निधी हस्तांतरित केला जाऊ शकतो. FCNR मध्ये, मुद्दल आणि व्याज कोणताही कर जमा करत नाही.

एकदा तुम्ही यापैकी कोणतेही खाते उघडल्यानंतर, तुम्हाला तुमचे KYC (तुमच्या ग्राहकाला जाणून घ्या) यशस्वीरित्या पूर्ण करणे आवश्यक आहे, KYC नियमांनुसार, जे सेट केले आहे.सेबी (भारतीय सिक्युरिटीज एक्सचेंज बोर्ड). कोणीही सेबी-नोंदणीकृत इंटरमीडिएटसह त्यांचे केवायसी पूर्ण करू शकतो.

म्युच्युअल फंडात गुंतवणूक करण्यासाठी एनआरआयसाठी केवायसी प्रक्रिया

तुमची केवायसी प्रक्रिया यशस्वीपणे पूर्ण करण्यासाठी, मलेशियास्थित-एनआरआयना काही महत्त्वाच्या पायऱ्या पूर्ण करणे आणि कागदपत्रे सादर करणे आवश्यक आहे जसे की:

a केवायसी फॉर्म

एनआरआयने सबमिट करणे आवश्यक आहेकेवायसी फॉर्म SEBI नोंदणीकृत इंटरमीडिएटमध्ये भरलेल्या सर्व आवश्यक तपशीलांसह. दस्तऐवज कुरियर / पोस्टाने इंटरमीडिएटला पाठवले जाऊ शकतात.

b कागदपत्रे

खालील आवश्यक कागदपत्रे सादर करणे आवश्यक आहे:

परदेशात पत्ता पुरावा
भारतीय रहिवासी पत्ता पुरावा
अलीकडचे छायाचित्र
पासपोर्टची प्रत

मर्चंट नेव्हीमध्ये अनिवासी भारतीयांच्या बाबतीत, नाविकांची घोषणा किंवा सतत डिस्चार्ज प्रमाणपत्राची प्रमाणित प्रत सबमिट करणे आवश्यक आहे.

वि. प्रमाणपत्र

एनआरआय किंवा पीआयओ (भारतीय मूळ व्यक्ती) वरील कागदपत्रे भारतात नोंदणीकृत अनुसूचित व्यावसायिक बँकांच्या परदेशातील शाखांचे अधिकृत अधिकारी, न्यायाधीश, न्यायालयीन दंडाधिकारी, सार्वजनिक नोटरी किंवा देशातील भारतीय दूतावास/वाणिज्य दूतावास जनरल यांच्याकडून प्रमाणित करून घेऊ शकतात. स्थित आहेत.

d वैयक्तिक पडताळणीमध्ये (IPV)

सेबीच्या नियमांनुसार, केवायसी प्रक्रियेसाठी IPV अनिवार्य आहे. इंटरमीडिएटने एनआरआय/पीआयओचे आयपीव्ही केले पाहिजे.

कृपया लक्षात घ्या की सबमिट करताना वरील सर्व कागदपत्रे/पुरावे इंग्रजी भाषेत असावेत.

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अनिवासी भारतीय (NRI) म्युच्युअल फंड कर आकारणी

भांडवल आर्थिक वर्ष 2017-18 (आकलन वर्ष 2018-19) साठी NRI म्युच्युअल फंड गुंतवणुकीवरील लाभ कर दर खालीलप्रमाणे आहेत:

अनिवासी भारतीयम्युच्युअल फंडांवर कर आकारणी-भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)

म्युच्युअल फंड योजनेचे प्रकार	शॉर्ट टर्म कॅपिटल गेन (STCG)	दीर्घकालीन भांडवली नफा (LTCG)
इक्विटी फंड- एसटीसीजी- एक वर्षापेक्षा कमी किंवा त्यापेक्षा कमी ठेवलेल्या युनिट्स, एलटीसीजी- एक वर्षापेक्षा जास्त ठेवलेल्या युनिट्स	१५%	शून्य
नॉन-इक्विटी फंड- STCG- 3 वर्षे किंवा त्यापेक्षा कमी कालावधीसाठी ठेवलेल्या युनिट्स, LTCG- 3 वर्षांहून अधिक काळ ठेवलेल्या युनिट्स	व्यक्तीनुसारआयकर कंस	सूचीबद्ध निधीवर - 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय)

लाभांशांवर म्युच्युअल फंड कर आकारणी

इक्विटी फंडांवर लाभांश: इक्विटी फंडासाठी युनिटधारकाच्या हातात मिळणारा लाभांश पूर्णपणे करमुक्त असतो. लाभांश देखील करमुक्त आहेAMC.
कर्ज निधीवर लाभांश: AMC ला हा लाभांश उत्पन्न त्याच्या युनिट-धारकांना वितरित करण्यापूर्वी 28.84% चा लाभांश वितरण कर (DDT) भरावा लागतो. लाभांश मिळकत अकर्ज निधी युनिट धारक देखील करमुक्त आहे.

खाली AY 2018-19 साठी अनिवासी भारतीयांकडून MF विमोचनांवर लागू होणारा TDS दर आहे.

म्युच्युअल फंडांवर एनआरआय कर- भांडवली नफा कर दर- आर्थिक वर्ष 2017/2018 (AY- 2018-19)

अनिवासी भारतीय आणि टीडीएस दरानुसार म्युच्युअल फंड विमोचन	STCG आणि TDS दर	LTCG आणि TDS दर
MF योजनेचा प्रकार
इक्विटी ओरिएंटेड फंड	१५%	शून्य
कर्ज निधी	३०%	सूचीबद्ध फंडांवर- 20% (इंडेक्सेशनसह), असूचीबद्ध फंड- 10% (इंडेक्सेशनशिवाय)

मलेशिया-आधारित-एनआरआयसाठी गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
UTI Dynamic Bond Fund Growth	₹31.0244 ↓ -0.01	₹465	3.3	4.5	9.2	7.3	8.7	8.6	Dynamic Bond
UTI Banking & PSU Debt Fund Growth	₹21.957 ↓ -0.03	₹792	3.4	4.9	9.1	7.7	7.2	7.6	Banking & PSU Debt
Sundaram Rural and Consumption Fund Growth	₹95.6926 ↓ -1.31	₹1,532	11	-2.9	7	21	21.3	20.1	Sectoral
L&T India Value Fund Growth	₹109.731 ↓ -1.41	₹13,095	18.3	-2	5.2	28	30	25.9	Value
L&T Emerging Businesses Fund Growth	₹82.0745 ↓ -1.33	₹14,737	19.5	-10.2	0.5	25	36	28.5	Small Cap
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6		Multi Cap
L&T Flexi Bond Fund Growth	₹29.6502 ↓ -0.02	₹168	3.2	4.5	9.3	7.5	5.5	8.7	Dynamic Bond
Sundaram Mid Cap Fund Growth	₹1,360.12 ↓ -21.40	₹11,690	17.4	-3.7	9.2	28.4	29.6	32	Mid Cap
UTI Regular Savings Fund Growth	₹69.2139 ↓ -0.19	₹1,666	5.2	3	9.2	11.2	11.9	11.6	Hybrid Debt
UTI Bond Fund Growth	₹73.4175 ↑ 0.02	₹329	3.1	4.4	9.1	7.7	8.4	8.5	Medium to Long term
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Jun 25

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (12 Jun 25)	₹31.0244 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹465 on 30 Apr 25
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	1.65
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.61%
Effective Maturity	7 Years 9 Months
Modified Duration	5 Years 4 Months 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹10,375
31 May 22	₹12,298
31 May 23	₹13,033
31 May 24	₹13,915
31 May 25	₹15,299

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	0.5%
3 Month	3.3%
6 Month	4.5%
1 Year	9.2%
3 Year	7.3%
5 Year	8.7%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.2%
2022	10.1%
2021	10.8%
2020	5.9%
2019	-3.9%
2018	5.2%
2017	4.2%
2016	14.9%
2015	6.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Pankaj Pathak	8 Apr 25	0.15 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	14.23%
Debt	85.48%
Other	0.3%

Debt Sector Allocation

Sector	Value
Government	61.62%
Corporate	23.86%
Cash Equivalent	14.23%

Credit Quality

Rating	Value
AA	1.22%
AAA	98.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	20%	₹94 Cr	900,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	16%	₹78 Cr	750,000,000 ↓ -500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	9%	₹41 Cr	4,000
Small Industries Development Bank Of India Debentures \| -	9%	₹41 Cr	4,000
Rec Limited Debentures \| -	9%	₹41 Cr	4,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹26 Cr	2,500
7.17% Indian Railway Finance Corporation Limited** Debentures \| -	5%	₹25 Cr	2,500 ↑ 2,500
Chhattisgarh (Government of) 7.32% - \| -	4%	₹21 Cr	200,000,000
Assam (Government of) 7.34% - \| -	4%	₹21 Cr	200,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹11 Cr	100,000,000 ↑ 100,000,000

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund Growth
Launch Date	3 Feb 14
NAV (12 Jun 25)	₹21.957 ↓ -0.03 (-0.12 %)
Net Assets (Cr)	₹792 on 30 Apr 25
Category	Debt - Banking & PSU Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.55
Sharpe Ratio	2.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.75%
Effective Maturity	2 Years 3 Months 25 Days
Modified Duration	2 Years 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹10,510
31 May 22	₹11,376
31 May 23	₹12,215
31 May 24	₹12,975
31 May 25	₹14,168

UTI Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	1.2%
3 Month	3.4%
6 Month	4.9%
1 Year	9.1%
3 Year	7.7%
5 Year	7.2%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%
2016	11.7%
2015	8.6%

Fund Manager information for UTI Banking & PSU Debt Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.5 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	3.52%
Debt	96.15%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	52.89%
Government	43.26%
Cash Equivalent	3.52%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	12%	₹93 Cr	900,000,000
Axis Bank Limited Debentures \| -	7%	₹56 Cr	550
Export-Import Bank Of India Debentures \| -	6%	₹51 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹51 Cr	5,000
Power Finance Corporation Limited Debentures \| -	5%	₹41 Cr	400
Rural Electrification Corporation Limited Debentures \| -	5%	₹36 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹31 Cr	300
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹31 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹26 Cr	250

3. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.6% since its launch. Ranked 2 in Sectoral category. Return for 2024 was 20.1% , 2023 was 30.2% and 2022 was 9.3% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (12 Jun 25)	₹95.6926 ↓ -1.31 (-1.35 %)
Net Assets (Cr)	₹1,532 on 30 Apr 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	0.35
Information Ratio	0.04
Alpha Ratio	2.45
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹14,623
31 May 22	₹15,788
31 May 23	₹18,483
31 May 24	₹23,865
31 May 25	₹27,091

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	-0.2%
3 Month	11%
6 Month	-2.9%
1 Year	7%
3 Year	21%
5 Year	21.3%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%
2015	6.3%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	3.41 Yr.

Data below for Sundaram Rural and Consumption Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	41.43%
Consumer Defensive	32.99%
Communication Services	11.61%
Health Care	3.6%
Financial Services	2.71%
Basic Materials	1.52%
Real Estate	1.42%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	95.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	10%	₹147 Cr	789,519 ↓ -150,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	8%	₹127 Cr	2,991,251
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	7%	₹114 Cr	390,720
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	7%	₹103 Cr	440,212 ↑ 90,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹80 Cr	235,289
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	5%	₹72 Cr	58,511
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Dec 18 \| UNITDSPR	5%	₹71 Cr	453,496
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	5%	₹70 Cr	3,000,962
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	4%	₹55 Cr	79,027
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 523025	3%	₹49 Cr	245,560

4. L&T India Value Fund

To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets.

L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.8% since its launch. Ranked 4 in Value category. Return for 2024 was 25.9% , 2023 was 39.4% and 2022 was 5.2% .

Below is the key information for L&T India Value Fund

L&T India Value Fund Growth
Launch Date	8 Jan 10
NAV (12 Jun 25)	₹109.731 ↓ -1.41 (-1.27 %)
Net Assets (Cr)	₹13,095 on 30 Apr 25
Category	Equity - Value
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.02
Information Ratio	1.24
Alpha Ratio	-0.02
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,462
31 May 22	₹18,966
31 May 23	₹22,533
31 May 24	₹35,094
31 May 25	₹37,847

L&T India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for L&T India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	5.5%
3 Month	18.3%
6 Month	-2%
1 Year	5.2%
3 Year	28%
5 Year	30%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.9%
2023	39.4%
2022	5.2%
2021	40.3%
2020	14.6%
2019	4.6%
2018	-11.4%
2017	41.3%
2016	8.1%
2015	12.9%

Fund Manager information for L&T India Value Fund

Name	Since	Tenure
Venugopal Manghat	24 Nov 12	12.52 Yr.
Sonal Gupta	1 Oct 23	1.67 Yr.

Data below for L&T India Value Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	32.83%
Basic Materials	15.02%
Consumer Cyclical	10.55%
Industrials	9.69%
Consumer Defensive	8.47%
Technology	7.2%
Energy	4.05%
Real Estate	3.85%
Utility	2.57%
Communication Services	2.52%
Health Care	1.86%

Asset Allocation

Asset Class	Value
Cash	0.81%
Equity	99.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 11 \| ICICIBANK	5%	₹625 Cr	4,382,100
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| HDFCBANK	4%	₹587 Cr	3,047,100
Paradeep Phosphates Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 543530	3%	₹442 Cr	30,715,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 15 \| RELIANCE	3%	₹389 Cr	2,769,911 ↑ 247,105
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 May 24 \| GODFRYPHLP	3%	₹377 Cr	464,350 ↑ 64,971
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Sep 23 \| MCX	3%	₹366 Cr	596,611
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹356 Cr	4,516,900
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 20 \| FEDERALBNK	3%	₹341 Cr	17,361,100
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹337 Cr	9,497,371
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹330 Cr	1,771,600

5. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 20.9% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (12 Jun 25)	₹82.0745 ↓ -1.33 (-1.59 %)
Net Assets (Cr)	₹14,737 on 30 Apr 25
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.73
Sharpe Ratio	-0.3
Information Ratio	-0.1
Alpha Ratio	-0.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹21,275
31 May 22	₹25,707
31 May 23	₹31,323
31 May 24	₹46,528
31 May 25	₹48,396

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	8.6%
3 Month	19.5%
6 Month	-10.2%
1 Year	0.5%
3 Year	25%
5 Year	36%
10 Year
15 Year
Since launch	20.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.5%
2023	46.1%
2022	1%
2021	77.4%
2020	15.5%
2019	-8.1%
2018	-13.7%
2017	66.5%
2016	10.2%
2015	12.3%

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.46 Yr.
Sonal Gupta	1 Oct 23	1.67 Yr.

Data below for L&T Emerging Businesses Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Industrials	26.56%
Consumer Cyclical	15.68%
Financial Services	15.22%
Basic Materials	10.89%
Technology	9.44%
Health Care	7.99%
Real Estate	4.93%
Consumer Defensive	4.43%
Energy	0.97%

Asset Allocation

Asset Class	Value
Cash	3.89%
Equity	96.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| KPRMILL	2%	₹351 Cr	3,518,200 ↑ 72,900
Neuland Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| 524558	2%	₹313 Cr	261,377 ↑ 261,377
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 30 Sep 22 \| 500040	2%	₹306 Cr	1,595,574
The Federal Bank Ltd (Financial Services) Equity, Since 30 Sep 22 \| FEDERALBNK	2%	₹306 Cr	15,544,000
KFin Technologies Ltd (Technology) Equity, Since 31 Aug 24 \| KFINTECH	2%	₹291 Cr	2,429,736
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 24 \| NAM-INDIA	2%	₹284 Cr	4,446,300 ↑ 355,900
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	2%	₹279 Cr	455,150 ↑ 50,216
Cohance Lifesciences Ltd (Healthcare) Equity, Since 31 Mar 20 \| SUVENPHAR	2%	₹261 Cr	2,298,085
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| 590003	2%	₹260 Cr	11,912,400
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	2%	₹259 Cr	2,566,200

6. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 18 in Multi Cap category. .

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹16,206

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. L&T Flexi Bond Fund

To generate reasonable returns through a diversified portfolio of fixed income securities.

L&T Flexi Bond Fund is a Debt - Dynamic Bond fund was launched on 30 Aug 06. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6% since its launch. Ranked 4 in Dynamic Bond category. Return for 2024 was 8.7% , 2023 was 6.5% and 2022 was 2.6% .

Below is the key information for L&T Flexi Bond Fund

L&T Flexi Bond Fund Growth
Launch Date	30 Aug 06
NAV (12 Jun 25)	₹29.6502 ↓ -0.02 (-0.07 %)
Net Assets (Cr)	₹168 on 30 Apr 25
Category	Debt - Dynamic Bond
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.77
Sharpe Ratio	1.62
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	1,000
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	6.71%
Effective Maturity	19 Years 8 Months 26 Days
Modified Duration	9 Years 2 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹10,359
31 May 22	₹10,509
31 May 23	₹11,176
31 May 24	₹11,943
31 May 25	₹13,214

L&T Flexi Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for L&T Flexi Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	0.1%
3 Month	3.2%
6 Month	4.5%
1 Year	9.3%
3 Year	7.5%
5 Year	5.5%
10 Year
15 Year
Since launch	6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	6.5%
2022	2.6%
2021	1%
2020	10.8%
2019	9.5%
2018	6.1%
2017	2.9%
2016	14.8%
2015	7.5%

Fund Manager information for L&T Flexi Bond Fund

Name	Since	Tenure
Shriram Ramanathan	2 Feb 15	10.33 Yr.
Mahesh Chhabria	1 May 24	1.08 Yr.

Data below for L&T Flexi Bond Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	1.18%
Debt	98.47%
Other	0.35%

Debt Sector Allocation

Sector	Value
Government	91.24%
Corporate	7.23%
Cash Equivalent	1.18%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	19%	₹31 Cr	3,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	16%	₹26 Cr	2,500,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	16%	₹26 Cr	2,450,000 ↑ 2,450,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	14%	₹24 Cr	2,200,000 ↑ 700,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	13%	₹22 Cr	2,000,000
Rec Limited Debentures \| -	7%	₹12 Cr	110
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹11 Cr	1,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹5 Cr	500,000
State Government Securities (15/01/2035) Sovereign Bonds \| -	3%	₹5 Cr	500,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹3 Cr	248,700 ↑ 248,700

8. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (12 Jun 25)	₹1,360.12 ↓ -21.40 (-1.55 %)
Net Assets (Cr)	₹11,690 on 30 Apr 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	0.25
Information Ratio	0.1
Alpha Ratio	4.46
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,030
31 May 22	₹18,572
31 May 23	₹21,946
31 May 24	₹33,545
31 May 25	₹37,990

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	5.1%
3 Month	17.4%
6 Month	-3.7%
1 Year	9.2%
3 Year	28.4%
5 Year	29.6%
10 Year
15 Year
Since launch	24%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.27 Yr.
Ratish Varier	24 Feb 21	4.27 Yr.

Data below for Sundaram Mid Cap Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	18.11%
Financial Services	16.95%
Industrials	13.46%
Health Care	10.85%
Basic Materials	10.56%
Technology	6.46%
Consumer Defensive	4.33%
Real Estate	3.73%
Communication Services	2.57%
Utility	2.11%
Energy	1.94%

Asset Allocation

Asset Class	Value
Cash	8.92%
Equity	91.08%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹387 Cr	1,747,182
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹379 Cr	19,247,362
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹368 Cr	1,270,127
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	3%	₹311 Cr	6,016,821
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	2%	₹283 Cr	1,350,321
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹266 Cr	3,879,249
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹258 Cr	484,892
Marico Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| 531642	2%	₹256 Cr	3,599,583
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	2%	₹238 Cr	9,072,077 ↑ 459,958
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹231 Cr	4,081,771 ↓ -202,003

9. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch. Ranked 10 in Hybrid Debt category. Return for 2024 was 11.6% , 2023 was 11.3% and 2022 was 3.3% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund Growth
Launch Date	16 Dec 03
NAV (12 Jun 25)	₹69.2139 ↓ -0.19 (-0.28 %)
Net Assets (Cr)	₹1,666 on 30 Apr 25
Category	Hybrid - Hybrid Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	0.82
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹12,173
31 May 22	₹13,111
31 May 23	₹14,250
31 May 24	₹16,099
31 May 25	₹17,861

UTI Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	1.7%
3 Month	5.2%
6 Month	3%
1 Year	9.2%
3 Year	11.2%
5 Year	11.9%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.6%
2023	11.3%
2022	3.3%
2021	13.2%
2020	10.2%
2019	2.8%
2018	3.4%
2017	12.5%
2016	8.9%
2015	7.1%

Fund Manager information for UTI Regular Savings Fund

Name	Since	Tenure
Amit Premchandani	8 Jan 22	3.4 Yr.
Jaydeep Bhowal	17 Apr 23	2.12 Yr.

Data below for UTI Regular Savings Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	2.23%
Equity	23.81%
Debt	73.69%
Other	0.27%

Equity Sector Allocation

Sector	Value
Financial Services	8.33%
Consumer Cyclical	3.21%
Technology	2.5%
Health Care	1.96%
Basic Materials	1.84%
Communication Services	1.55%
Energy	1.45%
Industrials	1.39%
Utility	0.66%
Consumer Defensive	0.57%
Real Estate	0.36%

Debt Sector Allocation

Sector	Value
Government	44.28%
Corporate	29.4%
Cash Equivalent	2.23%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹262 Cr	2,500,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹131 Cr	1,270,000,000 ↑ 20,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹79 Cr	750,000,000
Rural Electrification Corporation Limited Debentures \| -	5%	₹78 Cr	7,500
Power Finance Corporation Ltd. Debentures \| -	5%	₹78 Cr	7,500
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹54 Cr	500,000,000
West Bengal (Government of) 7.28% - \| -	3%	₹52 Cr	500,000,000
HDFC Bank Limited Debentures \| -	3%	₹52 Cr	5,000
7.29% West Bengal State Development Loans (12/03/2038) Sovereign Bonds \| -	3%	₹52 Cr	500,000,000
LIC Housing Finance Limited Debentures \| -	3%	₹51 Cr	500

10. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (12 Jun 25)	₹73.4175 ↑ 0.02 (0.02 %)
Net Assets (Cr)	₹329 on 30 Apr 25
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	1.8
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.92%
Effective Maturity	9 Years 9 Months 4 Days
Modified Duration	6 Years 4 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹10,400
31 May 22	₹12,044
31 May 23	₹12,994
31 May 24	₹13,730
31 May 25	₹15,140

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

Duration	Returns
1 Month	0.2%
3 Month	3.1%
6 Month	4.4%
1 Year	9.1%
3 Year	7.7%
5 Year	8.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	6.4%
2022	9.9%
2021	9.4%
2020	1.1%
2019	-5.8%
2018	4%
2017	3.6%
2016	13.9%
2015	6.3%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Sunil Patil	17 Apr 23	2.12 Yr.

Data below for UTI Bond Fund as on 30 Apr 25

Asset Allocation

Asset Class	Value
Cash	5.45%
Debt	94.29%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	63.92%
Corporate	30.37%
Cash Equivalent	5.45%

Credit Quality

Rating	Value
AA	11.36%
AAA	88.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	38%	₹125 Cr	1,190,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹26 Cr	250,000,000
7.08% Andhra Pradesh State Development Loans (26/03/2037) Sovereign Bonds \| -	8%	₹26 Cr	250,000,000
LIC Housing Finance Limited Debentures \| -	8%	₹26 Cr	250
7.17% Indian Railway Finance Corporation Limited** Debentures \| -	8%	₹25 Cr	2,500
Hdb Financial Services Ltd. Debentures \| -	8%	₹25 Cr	250
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹15 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	4%	₹15 Cr	15
07.78 RJ Sdl 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000

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