8 ਸਰਬੋਤਮ ELSS ਟੈਕਸ ਬਚਤ ਮਿਉਚੁਅਲ ਫੰਡ 2022

Updated on May 29, 2026 , 65670 views

ਵਿੱਤੀ ਸਾਲ ਦੇ ਅੰਤ ਵਿੱਚ ਆਉਣ ਦੇ ਨਾਲ, ਇਹ ਤੁਹਾਡੀ ਸ਼ੁਰੂਆਤ ਕਰਨ ਦਾ ਸਮਾਂ ਹੈਟੈਕਸ ਯੋਜਨਾਬੰਦੀ. ਭਾਰਤ ਵਿੱਚ ਟੈਕਸ ਬਚਤ ਦੇ ਬਹੁਤ ਸਾਰੇ ਵਿਕਲਪਾਂ ਦੇ ਨਾਲ,ELSS ਸਭ ਤੋਂ ਵਧੀਆ ਹੈ ਕਿਉਂਕਿ ਉਹ ਟੈਕਸ ਬੱਚਤਾਂ ਤੋਂ ਇਲਾਵਾ ਲਾਭ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ।

ELSS ਜਾਂ ਇਕੁਇਟੀ ਲਿੰਕਡ ਸੇਵਿੰਗ ਸਕੀਮਾਂ 3 ਸਾਲਾਂ ਦੀ ਲੌਕ-ਇਨ ਪੀਰੀਅਡ ਨਾਲ ਆਉਂਦੀਆਂ ਹਨ, ਜੋ ਬਾਕੀ ਸਾਰੀਆਂ ਟੈਕਸ ਬੱਚਤਾਂ ਦੇ ਮੁਕਾਬਲੇ ਸਭ ਤੋਂ ਛੋਟੀ ਹੋਲਡਿੰਗ ਹੈ। ਨਾਲਨਿਵੇਸ਼ ELSS ਵਿੱਚ, ਕੋਈ INR 1,50 ਤੱਕ ਕਟੌਤੀਆਂ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦਾ ਹੈ,000 ਉਹਨਾਂ ਦੇ ਟੈਕਸਯੋਗ ਤੋਂਆਮਦਨ ਦੇ ਅਨੁਸਾਰਧਾਰਾ 80C ਦੇਆਮਦਨ ਟੈਕਸ ਐਕਟ. ਜਿਵੇਂ ਕਿ, ELSS ਫੰਡ ਇਕੁਇਟੀ ਅਤੇ ਸਬੰਧਤ ਉਤਪਾਦਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੇ ਜਾ ਰਹੇ ਫੰਡ ਦੇ ਇੱਕ ਵੱਡੇ ਹਿੱਸੇ ਦੇ ਨਾਲ ਇਕੁਇਟੀ ਵਿਭਿੰਨਤਾ ਵਾਲੇ ਹੁੰਦੇ ਹਨ, ਉਹ ਇਕੁਇਟੀ ਰਿਟਰਨ ਵੀ ਪ੍ਰਦਾਨ ਕਰਦੇ ਹਨ। ਇਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਇਕੁਇਟੀ ਰਿਟਰਨ ਵੀ ਕਮਾ ਸਕਦੇ ਹਨ।

ਇਸ ਤੋਂ ਪਹਿਲਾਂ ਕਿ ਅਸੀਂ ਇਸ ਸਕੀਮ ਦੀਆਂ ਕੁਝ ਹੋਰ ਮਹੱਤਵਪੂਰਨ ਵਿਸ਼ੇਸ਼ਤਾਵਾਂ ਨੂੰ ਵੇਖੀਏ, ਆਓ ਸਭ ਤੋਂ ਵਧੀਆ ELSS ਟੈਕਸ ਬੱਚਤ ਦੀ ਜਾਂਚ ਕਰੀਏਮਿਉਚੁਅਲ ਫੰਡ 2022 - 2023 ਲਈ।

ਟੈਕਸ ਬਚਤ ਲਈ ELSS ਕਿਉਂ ਚੁਣੋ?

ELSS ਦੇ ਹੋਰ ਮੁੱਖ ਫਾਇਦੇ ਹਨ:

ਟੈਕਸ ਮੁਕਤ ਰਿਟਰਨ

ਬਜਟ 2018 ਦੇ ਅਨੁਸਾਰ, ELSS ਲੰਬੇ ਸਮੇਂ ਲਈ ਆਕਰਸ਼ਿਤ ਕਰੇਗਾਪੂੰਜੀ ਲਾਭ (LTCG)। ਲੰਬੇ ਸਮੇਂ ਦੇ ਤਹਿਤ ਨਿਵੇਸ਼ਕਾਂ 'ਤੇ 10% (ਬਿਨਾਂ ਸੂਚਕਾਂਕ ਦੇ) ਟੈਕਸ ਲਗਾਇਆ ਜਾਵੇਗਾਪੂੰਜੀ ਲਾਭ ਟੈਕਸ INR 1 ਲੱਖ ਤੱਕ ਦੇ ਲਾਭ ਟੈਕਸ ਮੁਕਤ ਹਨ। INR 1 ਲੱਖ ਤੋਂ ਵੱਧ ਦੇ ਲਾਭਾਂ 'ਤੇ 10% ਟੈਕਸ ਲਾਗੂ ਹੁੰਦਾ ਹੈ।

ਘੱਟੋ-ਘੱਟ ਨਿਵੇਸ਼ ਦੀ ਰਕਮ

ਲੈ ਕੇ ਏSIP ਰੂਟ, ਨਿਵੇਸ਼ਕ INR 500 ਤੋਂ ਘੱਟ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ। ਇਹ ਕਿਸੇ ਵਿਅਕਤੀ ਨੂੰ ਕਰਨ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈਪੈਸੇ ਬਚਾਓ ਇੱਕਮੁਸ਼ਤ ਦੀ ਬਜਾਏ ਹਰ ਮਹੀਨੇ।

ਇਕੁਇਟੀ ਰਿਟਰਨ

ਕਿਉਂਕਿ ਇਹ ਮਿਉਚੁਅਲ ਫੰਡ ਇਕੁਇਟੀ-ਸਬੰਧਤ ਯੰਤਰਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ, ਤੁਹਾਡੇ ਦੁਆਰਾ ਨਿਵੇਸ਼ ਕੀਤਾ ਪੈਸਾ ਸਟਾਕ ਦੇ ਰੂਪ ਵਿੱਚ ਵਧਦਾ ਹੈਬਜ਼ਾਰ ਵਧਦਾ ਹੈ ਇਸ ਲਈ, ELSS ਫੰਡਾਂ ਵਿੱਚ ਲਾਭ ਵਧੇਰੇ ਹਨ।

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ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ELSS ਟੈਕਸ ਸੇਵਿੰਗ ਮਿਉਚੁਅਲ ਫੰਡ

Fund	NAV	Net Assets (Cr)	Rating	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹53.539 ↓ -0.35	₹4,659	Not Rated	10.7	3.4	4	22.6	18.3	-9.1
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	☆☆☆	1.2	15.4	35.5	20.6	17.4
JM Tax Gain Fund Growth	₹47.9203 ↓ -0.36	₹220	☆☆☆	1.5	-5.7	2.1	16.3	14.4	2.5
Nippon India Tax Saver Fund (ELSS) Growth	₹128.736 ↓ -1.61	₹14,742	☆☆☆	-0.8	-2.6	1.6	16.1	14.3	6
BOI AXA Tax Advantage Fund Growth	₹160.73 ↓ -1.83	₹1,403	☆☆☆	0.3	-0.8	0.7	15.4	13.5	-3.5
Tata India Tax Savings Fund Growth	₹45.0308 ↓ -0.54	₹4,519	☆☆☆☆☆	-1.7	-3	3.1	14.7	13.2	4.9
Franklin India Taxshield Growth	₹1,379.99 ↓ -15.58	₹6,106	☆☆	-4.8	-8.8	-6	14.1	13.1	2.1
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹95.9696 ↓ -1.02	₹887	☆☆☆	-0.8	-4.4	2.8	16.6	12.6	4.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 May 26

Research Highlights & Commentary of 8 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	HDFC Long Term Advantage Fund	JM Tax Gain Fund	Nippon India Tax Saver Fund (ELSS)	BOI AXA Tax Advantage Fund	Tata India Tax Savings Fund	Franklin India Taxshield	BNP Paribas Long Term Equity Fund (ELSS)
Point 1	Upper mid AUM (₹4,659 Cr).	Lower mid AUM (₹1,318 Cr).	Bottom quartile AUM (₹220 Cr).	Highest AUM (₹14,742 Cr).	Lower mid AUM (₹1,403 Cr).	Upper mid AUM (₹4,519 Cr).	Top quartile AUM (₹6,106 Cr).	Bottom quartile AUM (₹887 Cr).
Point 2	Established history (11+ yrs).	Established history (25+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Oldest track record among peers (27 yrs).	Established history (20+ yrs).
Point 3	Not Rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 18.32% (top quartile).	5Y return: 17.39% (top quartile).	5Y return: 14.43% (upper mid).	5Y return: 14.27% (upper mid).	5Y return: 13.53% (lower mid).	5Y return: 13.16% (lower mid).	5Y return: 13.06% (bottom quartile).	5Y return: 12.60% (bottom quartile).
Point 6	3Y return: 22.56% (top quartile).	3Y return: 20.64% (top quartile).	3Y return: 16.35% (upper mid).	3Y return: 16.06% (lower mid).	3Y return: 15.41% (lower mid).	3Y return: 14.69% (bottom quartile).	3Y return: 14.08% (bottom quartile).	3Y return: 16.58% (upper mid).
Point 7	1Y return: 4.00% (top quartile).	1Y return: 35.51% (top quartile).	1Y return: 2.15% (lower mid).	1Y return: 1.55% (lower mid).	1Y return: 0.71% (bottom quartile).	1Y return: 3.12% (upper mid).	1Y return: -6.02% (bottom quartile).	1Y return: 2.78% (upper mid).
Point 8	Alpha: 11.45 (top quartile).	Alpha: 1.75 (lower mid).	Alpha: 1.02 (bottom quartile).	Alpha: 1.23 (lower mid).	Alpha: 4.27 (top quartile).	Alpha: 3.49 (upper mid).	Alpha: -7.09 (bottom quartile).	Alpha: 2.00 (upper mid).
Point 9	Sharpe: 0.48 (top quartile).	Sharpe: 2.27 (top quartile).	Sharpe: 0.03 (bottom quartile).	Sharpe: 0.07 (lower mid).	Sharpe: 0.22 (upper mid).	Sharpe: 0.18 (upper mid).	Sharpe: -0.45 (bottom quartile).	Sharpe: 0.12 (lower mid).
Point 10	Information ratio: 0.80 (top quartile).	Information ratio: -0.15 (bottom quartile).	Information ratio: 0.53 (upper mid).	Information ratio: 0.71 (top quartile).	Information ratio: 0.26 (lower mid).	Information ratio: 0.09 (lower mid).	Information ratio: 0.08 (bottom quartile).	Information ratio: 0.66 (upper mid).

Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,659 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.32% (top quartile).
3Y return: 22.56% (top quartile).
1Y return: 4.00% (top quartile).
Alpha: 11.45 (top quartile).
Sharpe: 0.48 (top quartile).
Information ratio: 0.80 (top quartile).

HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (lower mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

JM Tax Gain Fund

Bottom quartile AUM (₹220 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.43% (upper mid).
3Y return: 16.35% (upper mid).
1Y return: 2.15% (lower mid).
Alpha: 1.02 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: 0.53 (upper mid).

Nippon India Tax Saver Fund (ELSS)

Highest AUM (₹14,742 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.27% (upper mid).
3Y return: 16.06% (lower mid).
1Y return: 1.55% (lower mid).
Alpha: 1.23 (lower mid).
Sharpe: 0.07 (lower mid).
Information ratio: 0.71 (top quartile).

BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.53% (lower mid).
3Y return: 15.41% (lower mid).
1Y return: 0.71% (bottom quartile).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (lower mid).

Tata India Tax Savings Fund

Upper mid AUM (₹4,519 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.16% (lower mid).
3Y return: 14.69% (bottom quartile).
1Y return: 3.12% (upper mid).
Alpha: 3.49 (upper mid).
Sharpe: 0.18 (upper mid).
Information ratio: 0.09 (lower mid).

Franklin India Taxshield

Top quartile AUM (₹6,106 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.06% (bottom quartile).
3Y return: 14.08% (bottom quartile).
1Y return: -6.02% (bottom quartile).
Alpha: -7.09 (bottom quartile).
Sharpe: -0.45 (bottom quartile).
Information ratio: 0.08 (bottom quartile).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹887 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.60% (bottom quartile).
3Y return: 16.58% (upper mid).
1Y return: 2.78% (upper mid).
Alpha: 2.00 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.66 (upper mid).

*ਉੱਪਰ ELSS ਦੀ ਸੂਚੀ ਹੈ -ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿਚਕਾਰ ਸ਼ੁੱਧ ਸੰਪਤੀ ਹੋਣ100 - 15000 ਪਿਛਲੇ 3 ਸਾਲਾਂ ਤੋਂ ਕਰੋੜ ਅਤੇ ਸੰਪਤੀਆਂ ਦਾ ਪ੍ਰਬੰਧਨ। ਪਿਛਲੇ 5 ਸਾਲਾਂ ਦੇ ਰਿਟਰਨਾਂ 'ਤੇ ਛਾਂਟੀ ਕੀਤੀ ਗਈਸਾਲਾਨਾ/ਸੀ.ਏ.ਜੀ.ਆਰ ਆਧਾਰ.

ELSS ਫੰਡ ਵਿੱਚ ਕੌਣ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ?

ਆਮ ਤੌਰ 'ਤੇ, ELSS ਮਿਉਚੁਅਲ ਫੰਡ ਹਰ ਕਿਸਮ ਦੇ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਢੁਕਵੇਂ ਹੁੰਦੇ ਹਨ ਜੋ ਟੈਕਸ ਯੋਜਨਾਬੰਦੀ ਅਤੇ ਪੈਸੇ ਦੀ ਬੱਚਤ ਲਈ ਮਾਰਕੀਟ ਨਾਲ ਜੁੜੇ ਜੋਖਮ ਲੈਣ ਲਈ ਤਿਆਰ ਹੁੰਦੇ ਹਨ। ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਆਪਣੇ ਜੀਵਨ ਦੇ ਕਿਸੇ ਵੀ ਸਮੇਂ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਹਾਲਾਂਕਿ, ਤੁਹਾਡੇ ਕੈਰੀਅਰ ਦੇ ਸ਼ੁਰੂਆਤੀ ਪੜਾਅ ਦੌਰਾਨ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਸੁਝਾਅ ਦਿੱਤਾ ਜਾਂਦਾ ਹੈ ਤਾਂ ਜੋ ਸਮੇਂ ਦੇ ਨਾਲ ਤੁਹਾਡਾ ਪੈਸਾ ਵਧੇ ਅਤੇ ਤੁਸੀਂ ਬਿਹਤਰ ਰਿਟਰਨ ਕਮਾ ਸਕੋ।

ਇਸ ਲਈ, ਟੈਕਸ ਬਚਾਓ ਅਤੇ ਨਿਵੇਸ਼ ਕਰਕੇ ਇੱਕੋ ਸਮੇਂ ਦੋਵਾਂ ਵਿੱਚ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਓਸਰਬੋਤਮ ਐਲਐਸ ਫੰਡ. ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਪਤਾ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ ਕਿ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ 3 ਸਾਲਾਂ ਲਈ ਬੰਦ ਹੈ।

ਨਿਵੇਸ਼ਕ ELSS ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ SIP (ਸਿਸਟਮੈਟਿਕ) ਦੇ ਇੱਕਮੁਸ਼ਤ (ਇਕ ਵਾਰ) ਵਜੋਂ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨਨਿਵੇਸ਼ ਯੋਜਨਾ). ਸ਼ੁਰੂਆਤ ਕਰਨ ਵਾਲਿਆਂ ਨੂੰ ਇਹ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਕਿ ਉਹ ਆਮ ਤੌਰ 'ਤੇ SIP ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਨਿਵੇਸ਼ ਕਰਨ ਕਿਉਂਕਿ ਇਹ ਉਨ੍ਹਾਂ ਲਈ ਬਿਹਤਰ ਹੈ।

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,659 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.32% (top quartile).
3Y return: 22.56% (top quartile).
1Y return: 4.00% (top quartile).
Alpha: 11.45 (top quartile).
Sharpe: 0.48 (top quartile).
Information ratio: 0.80 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Multi Commodity Exchange of India Ltd (~7.8%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (29 May 26)	₹53.539 ↓ -0.35 (-0.64 %)
Net Assets (Cr)	₹4,659 on 30 Apr 26
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	0.48
Information Ratio	0.8
Alpha Ratio	11.45
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,370
31 May 23	₹12,438
31 May 24	₹19,062
31 May 25	₹22,165
31 May 26	₹22,886

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	-1.1%
3 Month	10.7%
6 Month	3.4%
1 Year	4%
3 Year	22.6%
5 Year	18.3%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	47.7%
2022	37%
2021	1.8%
2020	32.1%
2019	8.8%
2018	13.2%
2017	-8.7%
2016	44%
2015	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	2.39 Yr.
Ankit Agarwal	16 Mar 26	0.12 Yr.
Rakesh Shetty	22 Nov 22	3.44 Yr.
Atul Mehra	1 Oct 24	1.58 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	28.67%
Industrials	26.59%
Consumer Cyclical	12.9%
Basic Materials	11.92%
Technology	11.78%
Health Care	4.53%
Real Estate	2.9%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	8%	₹310 Cr	1,296,040
Piramal Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| PIRAMALFIN	6%	₹238 Cr	1,298,583 ↓ -220,000
Jain Resource Recycling Ltd (Basic Materials) Equity, Since 31 Oct 25 \| JAINREC	6%	₹229 Cr	5,011,074 ↑ 268,009
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	5%	₹213 Cr	215,645 ↑ 31,279
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	5%	₹195 Cr	627,718 ↑ 43,739
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	5%	₹181 Cr	276,357 ↑ 17,351
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	5%	₹180 Cr	1,221,228 ↑ 295,191
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 30 Nov 25 \| GROWW	4%	₹176 Cr	11,710,407 ↑ 768,996
Ather Energy Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| ATHERENERG	4%	₹174 Cr	2,301,469 ↑ 170,179
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Jun 25 \| 533398	4%	₹173 Cr	546,874

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (lower mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹220 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.43% (upper mid).
3Y return: 16.35% (upper mid).
1Y return: 2.15% (lower mid).
Alpha: 1.02 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: 0.53 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~3.7%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (29 May 26)	₹47.9203 ↓ -0.36 (-0.75 %)
Net Assets (Cr)	₹220 on 30 Apr 26
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	0.03
Information Ratio	0.53
Alpha Ratio	1.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,765
31 May 23	₹12,451
31 May 24	₹18,062
31 May 25	₹19,117
31 May 26	₹19,514

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	0.8%
3 Month	1.5%
6 Month	-5.7%
1 Year	2.1%
3 Year	16.3%
5 Year	14.4%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	29%
2022	30.9%
2021	0.5%
2020	32.2%
2019	18.3%
2018	14.9%
2017	-4.6%
2016	42.6%
2015	5.2%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.58 Yr.
Asit Bhandarkar	31 Dec 21	4.33 Yr.
Ruchi Fozdar	4 Oct 24	1.57 Yr.
Deepak Gupta	11 Apr 25	1.05 Yr.

Data below for JM Tax Gain Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	27.31%
Consumer Cyclical	16.83%
Technology	10.39%
Industrials	9.65%
Basic Materials	8.99%
Health Care	8.6%
Consumer Defensive	3.73%
Energy	3.67%
Real Estate	3.12%
Communication Services	3%
Utility	1.04%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	96.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	4%	₹7 Cr	98,262
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	4%	₹7 Cr	53,400
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹6 Cr	18,447
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	32,950
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	3%	₹6 Cr	48,500
Lupin Ltd (Healthcare) Equity, Since 31 May 25 \| 500257	3%	₹6 Cr	25,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 590003	3%	₹6 Cr	199,000
Travel Food Services Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| TRAVELFOOD	3%	₹5 Cr	41,598 ↓ -4,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Oct 25 \| 500295	3%	₹5 Cr	75,500
Jindal Steel Ltd (Basic Materials) Equity, Since 30 Apr 25 \| 532286	2%	₹5 Cr	41,300

4. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Highest AUM (₹14,742 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.27% (upper mid).
3Y return: 16.06% (lower mid).
1Y return: 1.55% (lower mid).
Alpha: 1.23 (lower mid).
Sharpe: 0.07 (lower mid).
Information ratio: 0.71 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~7.1%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (29 May 26)	₹128.736 ↓ -1.61 (-1.24 %)
Net Assets (Cr)	₹14,742 on 30 Apr 26
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	0.07
Information Ratio	0.71
Alpha Ratio	1.23
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,975
31 May 23	₹12,347
31 May 24	₹17,562
31 May 25	₹19,045
31 May 26	₹19,343

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	-0.9%
3 Month	-0.8%
6 Month	-2.6%
1 Year	1.6%
3 Year	16.1%
5 Year	14.3%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	17.6%
2022	28.6%
2021	6.9%
2020	37.6%
2019	-0.4%
2018	1.5%
2017	-20.7%
2016	46%
2015	4.2%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.84 Yr.
Ritesh Rathod	19 Aug 24	1.7 Yr.
Kinjal Desai	25 May 18	7.94 Yr.
Amber Singhania	11 Mar 26	0.14 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	34.58%
Consumer Cyclical	11.81%
Industrials	11.13%
Consumer Defensive	9.96%
Utility	7.89%
Health Care	6.06%
Energy	5.52%
Technology	4.37%
Communication Services	4.34%
Basic Materials	2.6%

Asset Allocation

Asset Class	Value
Cash	1.74%
Equity	98.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	7%	₹1,049 Cr	8,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹941 Cr	12,200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	4%	₹621 Cr	4,900,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| 532555	4%	₹559 Cr	14,000,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	4%	₹524 Cr	4,900,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	3%	₹486 Cr	3,400,000 ↓ -250,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹464 Cr	38,319,861
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	3%	₹449 Cr	3,800,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	3%	₹432 Cr	2,290,000
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| 532810	3%	₹409 Cr	9,111,111

5. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Lower mid AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.53% (lower mid).
3Y return: 15.41% (lower mid).
1Y return: 0.71% (bottom quartile).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~4.5%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (29 May 26)	₹160.73 ↓ -1.83 (-1.13 %)
Net Assets (Cr)	₹1,403 on 30 Apr 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.22
Information Ratio	0.26
Alpha Ratio	4.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,526
31 May 23	₹12,217
31 May 24	₹18,824
31 May 25	₹18,578
31 May 26	₹18,770

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	-2.6%
3 Month	0.3%
6 Month	-0.8%
1 Year	0.7%
3 Year	15.4%
5 Year	13.5%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	21.6%
2022	34.8%
2021	-1.3%
2020	41.5%
2019	31.2%
2018	14.6%
2017	-16.3%
2016	57.7%
2015	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	4.01 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	25.57%
Industrials	19.91%
Basic Materials	15.58%
Consumer Cyclical	9.77%
Consumer Defensive	6.46%
Utility	5.23%
Technology	3.43%
Communication Services	3.16%
Energy	2.3%
Health Care	1.89%
Real Estate	0.1%

Asset Allocation

Asset Class	Value
Cash	3.56%
Equity	96.32%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹62 Cr	584,286 ↑ 32,286
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	4%	₹49 Cr	114,000
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 31 Jul 25 \| QPOWER	3%	₹45 Cr	324,293
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹44 Cr	235,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹42 Cr	335,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹42 Cr	1,041,000
Power Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 26 \| 532810	3%	₹40 Cr	885,000 ↑ 85,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹39 Cr	510,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	3%	₹37 Cr	224,000 ↑ 10,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹37 Cr	142,759

6. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,519 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.16% (lower mid).
3Y return: 14.69% (bottom quartile).
1Y return: 3.12% (upper mid).
Alpha: 3.49 (upper mid).
Sharpe: 0.18 (upper mid).
Information ratio: 0.09 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~6.2%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (29 May 26)	₹45.0308 ↓ -0.54 (-1.19 %)
Net Assets (Cr)	₹4,519 on 30 Apr 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.18
Information Ratio	0.09
Alpha Ratio	3.49
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,871
31 May 23	₹12,215
31 May 24	₹16,051
31 May 25	₹17,815
31 May 26	₹18,393

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	-0.7%
3 Month	-1.7%
6 Month	-3%
1 Year	3.1%
3 Year	14.7%
5 Year	13.2%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.37 Yr.

Data below for Tata India Tax Savings Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	34.54%
Industrials	13.63%
Consumer Cyclical	13%
Basic Materials	7.18%
Health Care	6.4%
Communication Services	6.22%
Energy	5.77%
Technology	5.29%
Utility	3.13%
Real Estate	1.84%
Consumer Defensive	1.06%

Asset Allocation

Asset Class	Value
Cash	1.95%
Equity	98.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	6%	₹254 Cr	1,426,428 ↑ 1,426,428
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹253 Cr	2,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹251 Cr	3,425,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹200 Cr	2,040,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹181 Cr	1,350,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹128 Cr	3,451,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹123 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹107 Cr	10,200,000
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| 500480	3%	₹104 Cr	230,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	2%	₹102 Cr	816,081

7. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield

Top quartile AUM (₹6,106 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.06% (bottom quartile).
3Y return: 14.08% (bottom quartile).
1Y return: -6.02% (bottom quartile).
Alpha: -7.09 (bottom quartile).
Sharpe: -0.45 (bottom quartile).
Information ratio: 0.08 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.4%).

Below is the key information for Franklin India Taxshield

Franklin India Taxshield Growth
Launch Date	10 Apr 99
NAV (29 May 26)	₹1,379.99 ↓ -15.58 (-1.12 %)
Net Assets (Cr)	₹6,106 on 30 Apr 26
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	-0.45
Information Ratio	0.08
Alpha Ratio	-7.09
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,837
31 May 23	₹12,385
31 May 24	₹17,551
31 May 25	₹19,446
31 May 26	₹18,325

Franklin India Taxshield SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	-1.7%
3 Month	-4.8%
6 Month	-8.8%
1 Year	-6%
3 Year	14.1%
5 Year	13.1%
10 Year
15 Year
Since launch	19.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.1%
2023	22.4%
2022	31.2%
2021	5.4%
2020	36.7%
2019	9.8%
2018	5.1%
2017	-3%
2016	29.1%
2015	4.7%

Fund Manager information for Franklin India Taxshield

Name	Since	Tenure
R. Janakiraman	2 May 16	10 Yr.
Rajasa Kakulavarapu	1 Dec 23	2.42 Yr.

Data below for Franklin India Taxshield as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	32.37%
Industrials	14.07%
Technology	8.8%
Consumer Cyclical	8.76%
Basic Materials	8.01%
Consumer Defensive	5.94%
Health Care	4.71%
Utility	4.33%
Communication Services	3.57%
Energy	3.48%
Real Estate	1.24%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	95.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	8%	₹477 Cr	6,520,834
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	7%	₹398 Cr	3,297,903
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	5%	₹302 Cr	860,648 ↓ -23,205
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	5%	₹288 Cr	2,477,634
State Bank of India (Financial Services) Equity, Since 31 Aug 15 \| SBIN	5%	₹277 Cr	2,833,344
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	4%	₹235 Cr	1,876,441
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	4%	₹203 Cr	1,139,052 ↓ -53,251
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹198 Cr	1,472,922
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	3%	₹196 Cr	1,462,587
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Nov 17 \| KOTAKBANK	3%	₹176 Cr	4,981,055

8. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹887 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.60% (bottom quartile).
3Y return: 16.58% (upper mid).
1Y return: 2.78% (upper mid).
Alpha: 2.00 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.66 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.7%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (29 May 26)	₹95.9696 ↓ -1.02 (-1.05 %)
Net Assets (Cr)	₹887 on 30 Apr 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	0.12
Information Ratio	0.66
Alpha Ratio	2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,137
31 May 23	₹11,306
31 May 24	₹15,860
31 May 25	₹17,399
31 May 26	₹17,853

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 26

Duration	Returns
1 Month	-0.6%
3 Month	-0.8%
6 Month	-4.4%
1 Year	2.8%
3 Year	16.6%
5 Year	12.6%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	4.13 Yr.
Pratish Krishnan	14 Mar 22	4.13 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	30.18%
Consumer Cyclical	14.98%
Industrials	13.06%
Technology	9.45%
Basic Materials	8.65%
Health Care	5.51%
Energy	4.55%
Consumer Defensive	4.26%
Communication Services	3.08%
Utility	1.42%

Asset Allocation

Asset Class	Value
Cash	4.84%
Equity	95.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	6%	₹51 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	5%	₹42 Cr	329,900
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	5%	₹40 Cr	281,800
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	3%	₹30 Cr	278,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹29 Cr	8,766
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| 500103	3%	₹29 Cr	821,380
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹24 Cr	60,000
Cummins India Ltd (Industrials) Equity, Since 28 Feb 25 \| 500480	3%	₹24 Cr	45,502
Hindalco Industries Ltd (Basic Materials) Equity, Since 28 Feb 25 \| HINDALCO	3%	₹23 Cr	220,000

ELSS SIP ਕੈਲਕੁਲੇਟਰ

Know Your SIP Returns

Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189 Invest Now

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