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8 ਸਰਬੋਤਮ ELSS ਟੈਕਸ ਬਚਤ ਮਿਉਚੁਅਲ ਫੰਡ 2022

Updated on September 2, 2025 , 65089 views

ਵਿੱਤੀ ਸਾਲ ਦੇ ਅੰਤ ਵਿੱਚ ਆਉਣ ਦੇ ਨਾਲ, ਇਹ ਤੁਹਾਡੀ ਸ਼ੁਰੂਆਤ ਕਰਨ ਦਾ ਸਮਾਂ ਹੈਟੈਕਸ ਯੋਜਨਾਬੰਦੀ. ਭਾਰਤ ਵਿੱਚ ਟੈਕਸ ਬਚਤ ਦੇ ਬਹੁਤ ਸਾਰੇ ਵਿਕਲਪਾਂ ਦੇ ਨਾਲ,ELSS ਸਭ ਤੋਂ ਵਧੀਆ ਹੈ ਕਿਉਂਕਿ ਉਹ ਟੈਕਸ ਬੱਚਤਾਂ ਤੋਂ ਇਲਾਵਾ ਲਾਭ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ।

ELSS ਜਾਂ ਇਕੁਇਟੀ ਲਿੰਕਡ ਸੇਵਿੰਗ ਸਕੀਮਾਂ 3 ਸਾਲਾਂ ਦੀ ਲੌਕ-ਇਨ ਪੀਰੀਅਡ ਨਾਲ ਆਉਂਦੀਆਂ ਹਨ, ਜੋ ਬਾਕੀ ਸਾਰੀਆਂ ਟੈਕਸ ਬੱਚਤਾਂ ਦੇ ਮੁਕਾਬਲੇ ਸਭ ਤੋਂ ਛੋਟੀ ਹੋਲਡਿੰਗ ਹੈ। ਨਾਲਨਿਵੇਸ਼ ELSS ਵਿੱਚ, ਕੋਈ INR 1,50 ਤੱਕ ਕਟੌਤੀਆਂ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦਾ ਹੈ,000 ਉਹਨਾਂ ਦੇ ਟੈਕਸਯੋਗ ਤੋਂਆਮਦਨ ਦੇ ਅਨੁਸਾਰਧਾਰਾ 80C ਦੇਆਮਦਨ ਟੈਕਸ ਐਕਟ. ਜਿਵੇਂ ਕਿ, ELSS ਫੰਡ ਇਕੁਇਟੀ ਅਤੇ ਸਬੰਧਤ ਉਤਪਾਦਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੇ ਜਾ ਰਹੇ ਫੰਡ ਦੇ ਇੱਕ ਵੱਡੇ ਹਿੱਸੇ ਦੇ ਨਾਲ ਇਕੁਇਟੀ ਵਿਭਿੰਨਤਾ ਵਾਲੇ ਹੁੰਦੇ ਹਨ, ਉਹ ਇਕੁਇਟੀ ਰਿਟਰਨ ਵੀ ਪ੍ਰਦਾਨ ਕਰਦੇ ਹਨ। ਇਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਇਕੁਇਟੀ ਰਿਟਰਨ ਵੀ ਕਮਾ ਸਕਦੇ ਹਨ।

ELSS

ਇਸ ਤੋਂ ਪਹਿਲਾਂ ਕਿ ਅਸੀਂ ਇਸ ਸਕੀਮ ਦੀਆਂ ਕੁਝ ਹੋਰ ਮਹੱਤਵਪੂਰਨ ਵਿਸ਼ੇਸ਼ਤਾਵਾਂ ਨੂੰ ਵੇਖੀਏ, ਆਓ ਸਭ ਤੋਂ ਵਧੀਆ ELSS ਟੈਕਸ ਬੱਚਤ ਦੀ ਜਾਂਚ ਕਰੀਏਮਿਉਚੁਅਲ ਫੰਡ 2022 - 2023 ਲਈ।

ਟੈਕਸ ਬਚਤ ਲਈ ELSS ਕਿਉਂ ਚੁਣੋ?

ELSS ਦੇ ਹੋਰ ਮੁੱਖ ਫਾਇਦੇ ਹਨ:

ਟੈਕਸ ਮੁਕਤ ਰਿਟਰਨ

ਬਜਟ 2018 ਦੇ ਅਨੁਸਾਰ, ELSS ਲੰਬੇ ਸਮੇਂ ਲਈ ਆਕਰਸ਼ਿਤ ਕਰੇਗਾਪੂੰਜੀ ਲਾਭ (LTCG)। ਲੰਬੇ ਸਮੇਂ ਦੇ ਤਹਿਤ ਨਿਵੇਸ਼ਕਾਂ 'ਤੇ 10% (ਬਿਨਾਂ ਸੂਚਕਾਂਕ ਦੇ) ਟੈਕਸ ਲਗਾਇਆ ਜਾਵੇਗਾਪੂੰਜੀ ਲਾਭ ਟੈਕਸ INR 1 ਲੱਖ ਤੱਕ ਦੇ ਲਾਭ ਟੈਕਸ ਮੁਕਤ ਹਨ। INR 1 ਲੱਖ ਤੋਂ ਵੱਧ ਦੇ ਲਾਭਾਂ 'ਤੇ 10% ਟੈਕਸ ਲਾਗੂ ਹੁੰਦਾ ਹੈ।

ਘੱਟੋ-ਘੱਟ ਨਿਵੇਸ਼ ਦੀ ਰਕਮ

ਲੈ ਕੇ ਏSIP ਰੂਟ, ਨਿਵੇਸ਼ਕ INR 500 ਤੋਂ ਘੱਟ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ। ਇਹ ਕਿਸੇ ਵਿਅਕਤੀ ਨੂੰ ਕਰਨ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈਪੈਸੇ ਬਚਾਓ ਇੱਕਮੁਸ਼ਤ ਦੀ ਬਜਾਏ ਹਰ ਮਹੀਨੇ।

ਇਕੁਇਟੀ ਰਿਟਰਨ

ਕਿਉਂਕਿ ਇਹ ਮਿਉਚੁਅਲ ਫੰਡ ਇਕੁਇਟੀ-ਸਬੰਧਤ ਯੰਤਰਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ, ਤੁਹਾਡੇ ਦੁਆਰਾ ਨਿਵੇਸ਼ ਕੀਤਾ ਪੈਸਾ ਸਟਾਕ ਦੇ ਰੂਪ ਵਿੱਚ ਵਧਦਾ ਹੈਬਜ਼ਾਰ ਵਧਦਾ ਹੈ ਇਸ ਲਈ, ELSS ਫੰਡਾਂ ਵਿੱਚ ਲਾਭ ਵਧੇਰੇ ਹਨ।

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ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ELSS ਟੈਕਸ ਸੇਵਿੰਗ ਮਿਉਚੁਅਲ ਫੰਡ

FundNAVNet Assets (Cr)Rating3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Motilal Oswal Long Term Equity Fund Growth ₹50.861
↓ -0.37
₹4,402Not Rated-1.622.1-2.624.52547.7
Franklin India Taxshield Growth ₹1,454.62
↓ -0.50
₹6,706-0.712-3.518.323.222.4
Bandhan Tax Advantage (ELSS) Fund Growth ₹150.259
↓ -0.28
₹6,9740.912.7-51522.913.1
JM Tax Gain Fund Growth ₹48.5877
↓ -0.06
₹2073.314.7-5.919.722.929
BOI AXA Tax Advantage Fund Growth ₹156.51
↓ -1.19
₹1,397-1.814.2-10.316.521.421.6
Kotak Tax Saver Fund Growth ₹114.312
↓ -0.25
₹6,3550.515.1-4.115.621.121.8
ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹932.7
↓ -1.56
₹14,4032.216-0.516.220.716.4
Mahindra Mutual Fund Kar Bachat Yojana Growth ₹28.4658
↑ 0.07
₹953Not Rated1.514.9-214.320.512.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 25

Research Highlights & Commentary of 8 Funds showcased

CommentaryMotilal Oswal Long Term Equity FundFranklin India TaxshieldBandhan Tax Advantage (ELSS) FundJM Tax Gain FundBOI AXA Tax Advantage FundKotak Tax Saver FundICICI Prudential Long Term Equity Fund (Tax Saving)Mahindra Mutual Fund Kar Bachat Yojana
Point 1Lower mid AUM (₹4,402 Cr).Upper mid AUM (₹6,706 Cr).Top quartile AUM (₹6,974 Cr).Bottom quartile AUM (₹207 Cr).Lower mid AUM (₹1,397 Cr).Upper mid AUM (₹6,355 Cr).Highest AUM (₹14,403 Cr).Bottom quartile AUM (₹953 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (16+ yrs).Established history (19+ yrs).Established history (26+ yrs).Established history (8+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Top rated.Rating: 3★ (top quartile).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 2★ (lower mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 25.04% (top quartile).5Y return: 23.19% (top quartile).5Y return: 22.92% (upper mid).5Y return: 22.86% (upper mid).5Y return: 21.37% (lower mid).5Y return: 21.07% (lower mid).5Y return: 20.65% (bottom quartile).5Y return: 20.55% (bottom quartile).
Point 63Y return: 24.47% (top quartile).3Y return: 18.30% (upper mid).3Y return: 15.00% (bottom quartile).3Y return: 19.73% (top quartile).3Y return: 16.53% (upper mid).3Y return: 15.61% (lower mid).3Y return: 16.21% (lower mid).3Y return: 14.29% (bottom quartile).
Point 71Y return: -2.60% (upper mid).1Y return: -3.48% (upper mid).1Y return: -5.02% (lower mid).1Y return: -5.87% (bottom quartile).1Y return: -10.34% (bottom quartile).1Y return: -4.08% (lower mid).1Y return: -0.51% (top quartile).1Y return: -1.97% (top quartile).
Point 8Alpha: 11.36 (top quartile).Alpha: 0.15 (upper mid).Alpha: -3.48 (lower mid).Alpha: -3.85 (bottom quartile).Alpha: -6.31 (bottom quartile).Alpha: -1.90 (lower mid).Alpha: 2.69 (top quartile).Alpha: -1.44 (upper mid).
Point 9Sharpe: 0.04 (top quartile).Sharpe: -0.42 (upper mid).Sharpe: -0.74 (bottom quartile).Sharpe: -0.70 (lower mid).Sharpe: -0.74 (bottom quartile).Sharpe: -0.55 (lower mid).Sharpe: -0.24 (top quartile).Sharpe: -0.55 (upper mid).
Point 10Information ratio: 0.92 (top quartile).Information ratio: 1.22 (top quartile).Information ratio: -0.12 (bottom quartile).Information ratio: 0.62 (upper mid).Information ratio: 0.33 (upper mid).Information ratio: 0.07 (lower mid).Information ratio: -0.11 (lower mid).Information ratio: -0.64 (bottom quartile).

Motilal Oswal Long Term Equity Fund

  • Lower mid AUM (₹4,402 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.04% (top quartile).
  • 3Y return: 24.47% (top quartile).
  • 1Y return: -2.60% (upper mid).
  • Alpha: 11.36 (top quartile).
  • Sharpe: 0.04 (top quartile).
  • Information ratio: 0.92 (top quartile).

Franklin India Taxshield

  • Upper mid AUM (₹6,706 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.19% (top quartile).
  • 3Y return: 18.30% (upper mid).
  • 1Y return: -3.48% (upper mid).
  • Alpha: 0.15 (upper mid).
  • Sharpe: -0.42 (upper mid).
  • Information ratio: 1.22 (top quartile).

Bandhan Tax Advantage (ELSS) Fund

  • Top quartile AUM (₹6,974 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.92% (upper mid).
  • 3Y return: 15.00% (bottom quartile).
  • 1Y return: -5.02% (lower mid).
  • Alpha: -3.48 (lower mid).
  • Sharpe: -0.74 (bottom quartile).
  • Information ratio: -0.12 (bottom quartile).

JM Tax Gain Fund

  • Bottom quartile AUM (₹207 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.86% (upper mid).
  • 3Y return: 19.73% (top quartile).
  • 1Y return: -5.87% (bottom quartile).
  • Alpha: -3.85 (bottom quartile).
  • Sharpe: -0.70 (lower mid).
  • Information ratio: 0.62 (upper mid).

BOI AXA Tax Advantage Fund

  • Lower mid AUM (₹1,397 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.37% (lower mid).
  • 3Y return: 16.53% (upper mid).
  • 1Y return: -10.34% (bottom quartile).
  • Alpha: -6.31 (bottom quartile).
  • Sharpe: -0.74 (bottom quartile).
  • Information ratio: 0.33 (upper mid).

Kotak Tax Saver Fund

  • Upper mid AUM (₹6,355 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.07% (lower mid).
  • 3Y return: 15.61% (lower mid).
  • 1Y return: -4.08% (lower mid).
  • Alpha: -1.90 (lower mid).
  • Sharpe: -0.55 (lower mid).
  • Information ratio: 0.07 (lower mid).

ICICI Prudential Long Term Equity Fund (Tax Saving)

  • Highest AUM (₹14,403 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.65% (bottom quartile).
  • 3Y return: 16.21% (lower mid).
  • 1Y return: -0.51% (top quartile).
  • Alpha: 2.69 (top quartile).
  • Sharpe: -0.24 (top quartile).
  • Information ratio: -0.11 (lower mid).

Mahindra Mutual Fund Kar Bachat Yojana

  • Bottom quartile AUM (₹953 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 20.55% (bottom quartile).
  • 3Y return: 14.29% (bottom quartile).
  • 1Y return: -1.97% (top quartile).
  • Alpha: -1.44 (upper mid).
  • Sharpe: -0.55 (upper mid).
  • Information ratio: -0.64 (bottom quartile).

*ਉੱਪਰ ELSS ਦੀ ਸੂਚੀ ਹੈ -ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿਚਕਾਰ ਸ਼ੁੱਧ ਸੰਪਤੀ ਹੋਣ100 - 15000 ਪਿਛਲੇ 3 ਸਾਲਾਂ ਤੋਂ ਕਰੋੜ ਅਤੇ ਸੰਪਤੀਆਂ ਦਾ ਪ੍ਰਬੰਧਨ। ਪਿਛਲੇ 5 ਸਾਲਾਂ ਦੇ ਰਿਟਰਨਾਂ 'ਤੇ ਛਾਂਟੀ ਕੀਤੀ ਗਈਸਾਲਾਨਾ/ਸੀ.ਏ.ਜੀ.ਆਰ ਆਧਾਰ.

ELSS ਫੰਡ ਵਿੱਚ ਕੌਣ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ?

ਆਮ ਤੌਰ 'ਤੇ, ELSS ਮਿਉਚੁਅਲ ਫੰਡ ਹਰ ਕਿਸਮ ਦੇ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਢੁਕਵੇਂ ਹੁੰਦੇ ਹਨ ਜੋ ਟੈਕਸ ਯੋਜਨਾਬੰਦੀ ਅਤੇ ਪੈਸੇ ਦੀ ਬੱਚਤ ਲਈ ਮਾਰਕੀਟ ਨਾਲ ਜੁੜੇ ਜੋਖਮ ਲੈਣ ਲਈ ਤਿਆਰ ਹੁੰਦੇ ਹਨ। ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਆਪਣੇ ਜੀਵਨ ਦੇ ਕਿਸੇ ਵੀ ਸਮੇਂ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਹਾਲਾਂਕਿ, ਤੁਹਾਡੇ ਕੈਰੀਅਰ ਦੇ ਸ਼ੁਰੂਆਤੀ ਪੜਾਅ ਦੌਰਾਨ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਸੁਝਾਅ ਦਿੱਤਾ ਜਾਂਦਾ ਹੈ ਤਾਂ ਜੋ ਸਮੇਂ ਦੇ ਨਾਲ ਤੁਹਾਡਾ ਪੈਸਾ ਵਧੇ ਅਤੇ ਤੁਸੀਂ ਬਿਹਤਰ ਰਿਟਰਨ ਕਮਾ ਸਕੋ।

ਇਸ ਲਈ, ਟੈਕਸ ਬਚਾਓ ਅਤੇ ਨਿਵੇਸ਼ ਕਰਕੇ ਇੱਕੋ ਸਮੇਂ ਦੋਵਾਂ ਵਿੱਚ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਓਸਰਬੋਤਮ ਐਲਐਸ ਫੰਡ. ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਪਤਾ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ ਕਿ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ 3 ਸਾਲਾਂ ਲਈ ਬੰਦ ਹੈ।

ਨਿਵੇਸ਼ਕ ELSS ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ SIP (ਸਿਸਟਮੈਟਿਕ) ਦੇ ਇੱਕਮੁਸ਼ਤ (ਇਕ ਵਾਰ) ਵਜੋਂ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨਨਿਵੇਸ਼ ਯੋਜਨਾ). ਸ਼ੁਰੂਆਤ ਕਰਨ ਵਾਲਿਆਂ ਨੂੰ ਇਹ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਕਿ ਉਹ ਆਮ ਤੌਰ 'ਤੇ SIP ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਨਿਵੇਸ਼ ਕਰਨ ਕਿਉਂਕਿ ਇਹ ਉਨ੍ਹਾਂ ਲਈ ਬਿਹਤਰ ਹੈ।

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

  • Lower mid AUM (₹4,402 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.04% (top quartile).
  • 3Y return: 24.47% (top quartile).
  • 1Y return: -2.60% (upper mid).
  • Alpha: 11.36 (top quartile).
  • Sharpe: 0.04 (top quartile).
  • Information ratio: 0.92 (top quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding Eternal Ltd (~6.3%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund
Growth
Launch Date 21 Jan 15
NAV (04 Sep 25) ₹50.861 ↓ -0.37   (-0.73 %)
Net Assets (Cr) ₹4,402 on 31 Jul 25
Category Equity - ELSS
AMC Motilal Oswal Asset Management Co. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.65
Sharpe Ratio 0.04
Information Ratio 0.92
Alpha Ratio 11.36
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,372
31 Aug 22₹16,008
31 Aug 23₹19,372
31 Aug 24₹31,421
31 Aug 25₹29,948

Motilal Oswal Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -2.1%
3 Month -1.6%
6 Month 22.1%
1 Year -2.6%
3 Year 24.5%
5 Year 25%
10 Year
15 Year
Since launch 16.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 47.7%
2023 37%
2022 1.8%
2021 32.1%
2020 8.8%
2019 13.2%
2018 -8.7%
2017 44%
2016 12.5%
2015
Fund Manager information for Motilal Oswal Long Term Equity Fund
NameSinceTenure
Ajay Khandelwal11 Dec 231.73 Yr.
Rakesh Shetty22 Nov 222.78 Yr.
Atul Mehra1 Oct 240.92 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Industrials31.5%
Financial Services22.55%
Consumer Cyclical17.85%
Technology11.38%
Basic Materials5.89%
Real Estate4.55%
Health Care3.01%
Communication Services1.57%
Asset Allocation
Asset ClassValue
Cash1.68%
Equity98.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
6%₹276 Cr8,970,581
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE
5%₹200 Cr1,231,856
↑ 176,651
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER
4%₹191 Cr240,350
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX
4%₹191 Cr248,438
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES
4%₹179 Cr289,593
↓ -8,158
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Dec 23 | BDL
4%₹171 Cr1,056,315
Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM
4%₹155 Cr430,073
↑ 12,083
Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON
3%₹152 Cr24,702,337
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL
3%₹147 Cr3,832,775
↓ -117,225
Piramal Enterprises Ltd (Financial Services)
Equity, Since 31 Jul 24 | 500302
3%₹146 Cr1,168,384

2. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield

  • Upper mid AUM (₹6,706 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.19% (top quartile).
  • 3Y return: 18.30% (upper mid).
  • 1Y return: -3.48% (upper mid).
  • Alpha: 0.15 (upper mid).
  • Sharpe: -0.42 (upper mid).
  • Information ratio: 1.22 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding ICICI Bank Ltd (~10.0%).

Below is the key information for Franklin India Taxshield

Franklin India Taxshield
Growth
Launch Date 10 Apr 99
NAV (04 Sep 25) ₹1,454.62 ↓ -0.50   (-0.03 %)
Net Assets (Cr) ₹6,706 on 31 Jul 25
Category Equity - ELSS
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio -0.43
Information Ratio 1.22
Alpha Ratio 0.15
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹15,868
31 Aug 22₹17,069
31 Aug 23₹19,970
31 Aug 24₹29,191
31 Aug 25₹27,899

Franklin India Taxshield SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -0.7%
3 Month -0.7%
6 Month 12%
1 Year -3.5%
3 Year 18.3%
5 Year 23.2%
10 Year
15 Year
Since launch 20.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 22.4%
2023 31.2%
2022 5.4%
2021 36.7%
2020 9.8%
2019 5.1%
2018 -3%
2017 29.1%
2016 4.7%
2015 4%
Fund Manager information for Franklin India Taxshield
NameSinceTenure
R. Janakiraman2 May 169.34 Yr.
Rajasa Kakulavarapu1 Dec 231.75 Yr.

Data below for Franklin India Taxshield as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services30.67%
Consumer Cyclical11.95%
Industrials11.91%
Technology8.54%
Health Care6.9%
Basic Materials5.56%
Consumer Defensive5.13%
Utility4.96%
Communication Services4.88%
Energy3.05%
Real Estate1.83%
Asset Allocation
Asset ClassValue
Cash4.61%
Equity95.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
10%₹674 Cr4,546,914
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK
10%₹658 Cr3,260,417
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT
5%₹321 Cr883,853
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL
4%₹291 Cr1,517,753
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
4%₹290 Cr1,922,741
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
4%₹241 Cr2,252,948
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 543320
3%₹231 Cr7,500,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH
3%₹215 Cr1,462,587
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
3%₹205 Cr1,472,922
Grasim Industries Ltd (Basic Materials)
Equity, Since 30 Jun 11 | GRASIM
3%₹188 Cr685,013

3. Bandhan Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for Bandhan Tax Advantage (ELSS) Fund

  • Top quartile AUM (₹6,974 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.92% (upper mid).
  • 3Y return: 15.00% (bottom quartile).
  • 1Y return: -5.02% (lower mid).
  • Alpha: -3.48 (lower mid).
  • Sharpe: -0.74 (bottom quartile).
  • Information ratio: -0.12 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding HDFC Bank Ltd (~8.2%).

Below is the key information for Bandhan Tax Advantage (ELSS) Fund

Bandhan Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (04 Sep 25) ₹150.259 ↓ -0.28   (-0.18 %)
Net Assets (Cr) ₹6,974 on 31 Jul 25
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio -0.74
Information Ratio -0.12
Alpha Ratio -3.48
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,881
31 Aug 22₹18,545
31 Aug 23₹22,104
31 Aug 24₹29,535
31 Aug 25₹27,817

Bandhan Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Bandhan Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 0.4%
3 Month 0.9%
6 Month 12.7%
1 Year -5%
3 Year 15%
5 Year 22.9%
10 Year
15 Year
Since launch 17.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.1%
2023 28.3%
2022 4.2%
2021 49.2%
2020 18.7%
2019 1.9%
2018 -9.4%
2017 53.4%
2016 0.4%
2015 6.9%
Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
NameSinceTenure
Daylynn Pinto20 Oct 168.87 Yr.
Ritika Behera7 Oct 231.9 Yr.
Gaurav Satra10 Jun 241.23 Yr.

Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services32.99%
Consumer Cyclical10.27%
Basic Materials9.49%
Technology8.81%
Consumer Defensive8.62%
Energy7.52%
Health Care6.17%
Industrials4.97%
Communication Services2.47%
Real Estate2.14%
Utility1.85%
Asset Allocation
Asset ClassValue
Cash4.42%
Equity95.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
8%₹575 Cr2,850,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
7%₹459 Cr3,300,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK
5%₹370 Cr2,500,000
↓ -200,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS
4%₹273 Cr900,000
↑ 50,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK
4%₹267 Cr1,350,000
↑ 200,001
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
3%₹204 Cr1,350,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 532215
3%₹203 Cr1,900,000
↓ -600,001
State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN
3%₹190 Cr2,388,280
↑ 1,563,280
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
2%₹172 Cr900,000
↓ -100,000
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO
2%₹149 Cr350,000

4. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

  • Bottom quartile AUM (₹207 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.86% (upper mid).
  • 3Y return: 19.73% (top quartile).
  • 1Y return: -5.87% (bottom quartile).
  • Alpha: -3.85 (bottom quartile).
  • Sharpe: -0.70 (lower mid).
  • Information ratio: 0.62 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Larsen & Toubro Ltd (~5.1%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (04 Sep 25) ₹48.5877 ↓ -0.06   (-0.13 %)
Net Assets (Cr) ₹207 on 31 Jul 25
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio -0.7
Information Ratio 0.62
Alpha Ratio -3.85
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹15,997
31 Aug 22₹16,497
31 Aug 23₹19,708
31 Aug 24₹30,143
31 Aug 25₹27,753

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 2.3%
3 Month 3.3%
6 Month 14.7%
1 Year -5.9%
3 Year 19.7%
5 Year 22.9%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29%
2023 30.9%
2022 0.5%
2021 32.2%
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 240.92 Yr.
Asit Bhandarkar31 Dec 213.67 Yr.
Ruchi Fozdar4 Oct 240.91 Yr.
Deepak Gupta11 Apr 250.39 Yr.

Data below for JM Tax Gain Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services27.77%
Consumer Cyclical13.43%
Technology13.34%
Industrials13.14%
Basic Materials12.93%
Health Care7.59%
Energy3.59%
Communication Services2.84%
Consumer Defensive2.18%
Real Estate1.1%
Utility0.95%
Asset Allocation
Asset ClassValue
Cash1.1%
Equity98.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
5%₹11 Cr28,947
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
5%₹10 Cr49,131
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
4%₹8 Cr56,000
↓ -14,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE
4%₹7 Cr53,400
One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 543396
3%₹6 Cr55,500
Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 25 | SYRMA
3%₹6 Cr77,750
↓ -23,250
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹6 Cr30,700
OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE
3%₹6 Cr28,195
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC
3%₹5 Cr41,601
↓ -1,999
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
2%₹5 Cr32,965

5. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

  • Lower mid AUM (₹1,397 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.37% (lower mid).
  • 3Y return: 16.53% (upper mid).
  • 1Y return: -10.34% (bottom quartile).
  • Alpha: -6.31 (bottom quartile).
  • Sharpe: -0.74 (bottom quartile).
  • Information ratio: 0.33 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Vedanta Ltd (~4.3%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (04 Sep 25) ₹156.51 ↓ -1.19   (-0.75 %)
Net Assets (Cr) ₹1,397 on 31 Jul 25
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio -0.74
Information Ratio 0.33
Alpha Ratio -6.31
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,938
31 Aug 22₹16,830
31 Aug 23₹19,528
31 Aug 24₹30,041
31 Aug 25₹26,317

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -0.2%
3 Month -1.8%
6 Month 14.2%
1 Year -10.3%
3 Year 16.5%
5 Year 21.4%
10 Year
15 Year
Since launch 18.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.6%
2023 34.8%
2022 -1.3%
2021 41.5%
2020 31.2%
2019 14.6%
2018 -16.3%
2017 57.7%
2016 -1.2%
2015 2.1%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 223.35 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services23.14%
Industrials20.4%
Basic Materials16.82%
Utility8.32%
Technology7.07%
Consumer Defensive7.03%
Consumer Cyclical4.77%
Health Care3%
Real Estate2.65%
Communication Services2.55%
Energy1.35%
Asset Allocation
Asset ClassValue
Cash2.88%
Equity97.11%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 500295
4%₹60 Cr1,412,000
Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE
4%₹57 Cr328,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
4%₹53 Cr664,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL
3%₹48 Cr105,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC
3%₹46 Cr1,120,000
↑ 685,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
3%₹44 Cr218,766
Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | 506395
3%₹42 Cr157,000
Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 543349
3%₹42 Cr317,800
Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 543527
3%₹39 Cr132,407
Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Mar 25 | 500425
3%₹38 Cr634,000
↑ 48,000

6. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

  • Upper mid AUM (₹6,355 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.07% (lower mid).
  • 3Y return: 15.61% (lower mid).
  • 1Y return: -4.08% (lower mid).
  • Alpha: -1.90 (lower mid).
  • Sharpe: -0.55 (lower mid).
  • Information ratio: 0.07 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund
Growth
Launch Date 23 Nov 05
NAV (04 Sep 25) ₹114.312 ↓ -0.25   (-0.21 %)
Net Assets (Cr) ₹6,355 on 31 Jul 25
Category Equity - ELSS
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.76
Sharpe Ratio -0.55
Information Ratio 0.07
Alpha Ratio -1.9
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹15,711
31 Aug 22₹16,822
31 Aug 23₹19,433
31 Aug 24₹26,968
31 Aug 25₹25,486

Kotak Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -0.4%
3 Month 0.5%
6 Month 15.1%
1 Year -4.1%
3 Year 15.6%
5 Year 21.1%
10 Year
15 Year
Since launch 13.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.8%
2023 23.6%
2022 6.9%
2021 33.2%
2020 14.9%
2019 12.7%
2018 -3.8%
2017 33.8%
2016 7.5%
2015 1.5%
Fund Manager information for Kotak Tax Saver Fund
NameSinceTenure
Harsha Upadhyaya25 Aug 1510.03 Yr.

Data below for Kotak Tax Saver Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services30.04%
Industrials12.83%
Consumer Cyclical10.34%
Basic Materials10.18%
Technology10.04%
Energy6.51%
Utility5.73%
Consumer Defensive4.75%
Communication Services4.52%
Health Care4.43%
Asset Allocation
Asset ClassValue
Cash0.63%
Equity99.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK
10%₹605 Cr3,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹385 Cr2,599,780
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL
4%₹237 Cr1,239,286
Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY
4%₹226 Cr1,500,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
3%₹215 Cr2,700,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | 532755
3%₹198 Cr1,350,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 532215
3%₹187 Cr1,750,000
NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 532555
3%₹167 Cr5,000,000
Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | 500530
3%₹162 Cr40,000
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO
2%₹157 Cr3,750,000

7. ICICI Prudential Long Term Equity Fund (Tax Saving)

To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies.

Research Highlights for ICICI Prudential Long Term Equity Fund (Tax Saving)

  • Highest AUM (₹14,403 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.65% (bottom quartile).
  • 3Y return: 16.21% (lower mid).
  • 1Y return: -0.51% (top quartile).
  • Alpha: 2.69 (top quartile).
  • Sharpe: -0.24 (top quartile).
  • Information ratio: -0.11 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~8.5%).

Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving)

ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth
Launch Date 19 Aug 99
NAV (04 Sep 25) ₹932.7 ↓ -1.56   (-0.17 %)
Net Assets (Cr) ₹14,403 on 31 Jul 25
Category Equity - ELSS
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.72
Sharpe Ratio -0.24
Information Ratio -0.11
Alpha Ratio 2.69
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹15,853
31 Aug 22₹16,372
31 Aug 23₹18,401
31 Aug 24₹25,498
31 Aug 25₹25,279

ICICI Prudential Long Term Equity Fund (Tax Saving) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 1.4%
3 Month 2.2%
6 Month 16%
1 Year -0.5%
3 Year 16.2%
5 Year 20.7%
10 Year
15 Year
Since launch 19%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.4%
2023 23.2%
2022 2.3%
2021 33.7%
2020 13.6%
2019 8.8%
2018 0.5%
2017 26%
2016 3.9%
2015 4.3%
Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
NameSinceTenure
Mittul Kalawadia18 Sep 231.96 Yr.
Sharmila D’mello31 Jul 223.09 Yr.

Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services29.77%
Consumer Cyclical16.32%
Health Care12.41%
Industrials8.39%
Energy6.66%
Consumer Defensive6.14%
Communication Services5.35%
Utility4.21%
Basic Materials4.19%
Technology3.81%
Real Estate1.26%
Asset Allocation
Asset ClassValue
Cash1.5%
Equity98.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK
8%₹1,221 Cr8,240,391
↓ -315,139
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK
7%₹1,044 Cr5,173,934
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA
6%₹837 Cr4,905,969
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 540376
5%₹729 Cr1,708,453
Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE
5%₹721 Cr5,185,136
↑ 1,295,347
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
5%₹711 Cr6,652,223
↑ 650,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI
5%₹688 Cr545,897
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT
4%₹596 Cr1,638,689
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
4%₹593 Cr3,100,000
NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | 532555
4%₹563 Cr16,848,196

8. Mahindra Mutual Fund Kar Bachat Yojana

The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

Research Highlights for Mahindra Mutual Fund Kar Bachat Yojana

  • Bottom quartile AUM (₹953 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 20.55% (bottom quartile).
  • 3Y return: 14.29% (bottom quartile).
  • 1Y return: -1.97% (top quartile).
  • Alpha: -1.44 (upper mid).
  • Sharpe: -0.55 (upper mid).
  • Information ratio: -0.64 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Mutual Fund Kar Bachat Yojana
Growth
Launch Date 18 Oct 16
NAV (04 Sep 25) ₹28.4658 ↑ 0.07   (0.24 %)
Net Assets (Cr) ₹953 on 31 Jul 25
Category Equity - ELSS
AMC Mahindra Asset Management Company Pvt. Ltd.
Rating Not Rated
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio -0.55
Information Ratio -0.64
Alpha Ratio -1.44
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,300
31 Aug 22₹17,162
31 Aug 23₹19,556
31 Aug 24₹25,990
31 Aug 25₹25,063

Mahindra Mutual Fund Kar Bachat Yojana SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Mahindra Mutual Fund Kar Bachat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 0.6%
3 Month 1.5%
6 Month 14.9%
1 Year -2%
3 Year 14.3%
5 Year 20.5%
10 Year
15 Year
Since launch 12.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.3%
2023 25.8%
2022 2%
2021 39.4%
2020 14.1%
2019 4.5%
2018 -9.8%
2017 24.8%
2016
2015
Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
NameSinceTenure
Manish Lodha21 Dec 204.7 Yr.
Fatema Pacha16 Oct 204.88 Yr.

Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services33.93%
Consumer Cyclical14.42%
Technology9.55%
Industrials9.51%
Basic Materials7.34%
Consumer Defensive7.29%
Energy4.95%
Health Care4.88%
Communication Services3.83%
Utility2.09%
Asset Allocation
Asset ClassValue
Cash2.22%
Equity97.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK
9%₹90 Cr446,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK
9%₹85 Cr575,120
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE
5%₹47 Cr339,000
↓ -28,708
Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY
5%₹43 Cr286,000
↑ 30,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT
4%₹37 Cr102,761
State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN
3%₹30 Cr373,000
↑ 30,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR
3%₹29 Cr116,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS
3%₹28 Cr93,476
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | 532215
3%₹28 Cr260,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 500034
3%₹26 Cr290,000
↑ 50,000

ELSS SIP ਕੈਲਕੁਲੇਟਰ

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

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