With plastic money being prevalent around the world, the use of these cards, such as credit and debit cards, is increasing with every passing day. Out of all the available options, credit cards are most in demand.
Keeping in mind the benefits that these cards offer, you can easily shop before and pay later. Apart from that, there are plenty of discounts, gifts, vouchers, rewards, cashback and more provided by these cards.
If you don’t own one yet, read this post ahead and find out how you can apply for credit card with ease.
Courtesy of the upsurging demand for credit cards, financial institutions and banks have made it now easier for people to apply online. Thus, if you have access to internet banking, applying for a credit card will be a task that can be accomplished in a few minutes. Follow these steps to know more:
Within a few days, you get a credit card delivered to your house. It is as simple as that.
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Although the eligibility factors depend upon multiple things and may also vary as per the bank, the below-mentioned ones are the basic requirements you must fulfil to apply for a credit card.
Again, just like eligibility, the types of documents required also depend upon the bank you are choosing. However, the basic would be income proof, address proof and ID proof.
You can submit any of the ones mentioned below.
|For Salaried Individuals||For Self-Employed Individuals|
|Passport, Voter’s ID, Aadhar Card, PAN Card||Voter’s ID, aadhaar card, PAN Card, Passport|
|Employment Letter, Recent Salary Slip, Salary Certificate||Telephone Bill, Electricity Bill, Aadhar Card|
|Telephone Bill, Electricity Bill, Aadhar Card||Passport, Recent ITR statement, Certified Financials|
If you wish to apply for an HDFC Bank Credit card, simply follow these steps:
A representative from HDFC will contact you to take the HDFC Credit Card application ahead.
SBI is one of the leading banks of the country. If you already have an SBI account, you can apply for its credit card with ease. Here is the procedure for the same:
A representative from SBI will contact you to take the procedure ahead.
The Kisan Credit Card (KCC) is a credit scheme that was introduced back in 1998 by all of the major Indian banks. Prepared by the National Bank for Agriculture and Rural
Development (NABARD), the objective behind this scheme is to offer loans for an agricultural requirement.
So, if you belong to this category, follow these steps to PM Kisan credit card online apply:
A representative from the bank will contact you to take the procedure ahead.
If you wish to know about ICICI Bank Credit Card apply process, follow these steps:
An ICICI representative will give you a call to take the process further.
If you have not heard about this card yet, now is the time to get familiar. Flipkart Axis Bank Credit Card brings an entire world where you can avail cashback with every transaction that you make.
Along with that, you can also shop across varying categories to acquire ultimate discounts. Although you can apply for this card through Flipkart phone app; if not, here is the alternate method.
Following this, a representative will contact you for further procedure.
Initially, the Amazon Pay credit card was only for chosen customers who got the invitation to apply. This invitation came in the form of an email or a push notification to those who were ICICI customers and used the mobile application of Amazon. Now, if you match the eligibility criteria, you can easily apply for this card.
First, you get a ready-to-use digital card; then, a physical one is dispatched to you. However, you can also visit the ICICI Bank website to apply for this card.
There is another alternate method for the same:
If you are an existing RBL bank customer, applying for this credit card will be a seamless procedure. Simply follow these steps to move ahead.
Applying for Kotak’s credit card is a game of a few seconds. The mentioned below steps will help you out:
Your application will be submitted, and you will be contacted shortly.
Definitely, Bank of Baroda is a well-known financial institution in the country. Here is how you can apply for the credit card:
After that, your application will be submitted, and the process of availing of a credit card will begin.
A. Usually, a credit score that is above 650 is considered an idea to apply for a credit card.
A. Yes, it is. However, in such a scenario, you must have a significant inflow of cash into your bank account each month to be eligible for a credit card.
A. You can have as many credit cards as you want. However, it should depend upon your spending behaviour and financial ability. Generally, to keep things in control, it is recommended to have not more than two cards.
A. Certain banks and financial institutes do offer credit cards to those who have a bad financial score. However, for that to happen, you may have to provide Collateral security.
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