Citibank is one of the largest foreign direct investors in financial services in the country. Citibank has its fair amount of Market share in investment banking, credit cards, transaction services, Capital markets, risk management, retail banking, etc.
Over the years, Citi has played a prominent role in establishing important market intermediaries such as credit bureau, depositories, clearing and payment institutions. The Bank also established Citicorp Overseas Software Ltd. and Iflex Solutions Ltd, which has contributed to lay the foundation of the Indian software Industry.
Out of all their product offerings, Citi Bank Credit Card is amongst the most preferred by the masses. Whether you are planning to go on a vacation or shop for your household needs, Citi credit card is your perfect companion. This article will guide you to pick the best credit cards by the Citi bank so that you can enrich your experience and cater to all your financial needs.
Best Citi Credit Cards
Citi Bank Credit cards are known for the number of benefits, rewards points and exclusive services. The bank offers you the fast, convenient and easy way of making payments.
Below table lists the best credit cards offered by Citi Bank-
Earn 10,000 miles on spending Rs. 1,000 or more for the first time within a period of 60 days
Get 3000 miles bonus on card renewal
Enjoy 10 miles for every Rs 100 spent on airline transactions
Get 100 miles points on spending every Rs. 45
Avail the freedom of evergreen miles that never expires
Here's your dual benefits - If you are a Frequent Flyer Program (FFP) member of any airline, then you can book a ticket using your Citi PremierMiles Card and earn miles on the ticket purchased. Also get regular FFP Miles for flying that airline
2. Citi Prestige Credit Card
As a welcome gift, enjoy 10,000 bonus miles and benefits worth Rs 10,000 from Taj Group or ITC Hotels, annually
Enjoy Taj Epicure Plus and Inner Circle Gold membership
Get 1 reward point every time you spend Rs. 100 domestically
Avail complimentary night stay on booking a minimum consecutive four night stay at any hotel or resort
Enjoy complimentary golf rounds & golf lessons at select golf courses in India
Earn 2 reward points every time you spend Rs. 100 abroad
Unlimited priority pass lounge access at more than 800 airports
Additionally, avail complimentary unlimited priority pass lounge access for both primary and add-on cardmembers
Looking for Credit Card? Get Best Cards Online
Best Citi Credit Cards for Fuel
1. IndianOil Citi Titanium Credit Card
Get up to 15% discount at all the participating restaurants
Earn 4 Points on Rs. 150 spent on fuel purchase at any Indian Oil Retail Outlet
Earn 2 Points on Rs. 150 spent at grocery and supermarkets
Earn 1 Point on Rs. 150 spent on shopping and dining
Redeem the earned reward points across Indian Oil Retail Outlets and purchase fuel for free
2. IndianOil Citi Platinum Credit Card
Enjoy welcome rewards of 250 Turbo Points on your first spend within 30 days of card issuance
Get up to 15% savings across all partner restaurants
Earn 4 Points on Rs. 150 of fuel purchases at any of the authorized IndianOil Retail Outlets across the country
Earn 2 Points on Rs 150 at grocery and supermarkets
Get deals and discounts locally and in over 90 countries
1 Turbo Point = Re. 1 of free fuel. You can redeem your Turbo points instantly via SMS for free
Best Citi Credit Card for Shopping and Cashback
1. Citibank Rewards Domestic Credit Card
Get upto 2500 welcome reward points
Dining privileges of up to 15% at all partner restaurants
Earn 1000 bonus points on the spending of Rs. 1000 made within a period of 60 days
Earn 10 reward points for every Rs 125 you spend on apparel and department stores
Enjoy over 6000 offers of movies, entertainment, shopping, dining and so on
The reward points can be redeemed for in-store shopping, cashback, air miles, gift vouchers, etc
2. First Citizen Citibank Titanium Credit Card
Get 2 shoppers stop vouchers worth Rs 250
Get 7 Points per Rs 100 spent at Shoppers Stop for partner brands
Redeem Shoppers Stop vouchers worth Rs.500 on shoppersstop.com when online purchases worth Rs.2,500+ are made
Get Home Stop vouchers worth Rs 500
The bank waives off the annual fee for purchases of Rs.30,000 and above done with the credit card. For purchases below Rs.30,000, the annual fee charged is Rs.500
For every Rs.100 spent, 1 First Citizen point will be given
How to Apply for Citi Credit Card?
There are two modes of application for a Citi Bank credit card-
Go to the company’s official website
Choose the type of credit card you wish to apply based on your requirement after going through its features
Click on the ‘Apply Online’ option
An OTP (One Time Password) is sent to your registered mobile phone. Use this OTP to proceed
Enter your personal details
Select Apply, and proceed further
The bank representative will get in touch and complete the further procedure.
You can apply offline by simply visiting the nearest Citi Bank and meeting the credit card representative. The representative will help you complete the application and choose the appropriate card. Your eligibility is checked based on which will receive your credit card.
Following are the documents required to get a Citi Bank credit card-
An identity proof issued by the government of India like Voter ID, driving license, aadhaar card, passport, ration card, etc.
You will be receiving the credit card statement every month. The statement will contain all the records and transactions of your previous month. You will receive the statement either via courier or through an email based on the option you’ve chosen. The credit card statement needs to be checked thoroughly.
Citi Credit Card Customer Care Number
Citi bank provides a 24x7 Helpline. You can contact the Citi Bank customer care by dialing 1860 210 2484.
Disclaimer: All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
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