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Top Citi Bank Credit Cards 2024

Updated on February 22, 2024 , 19843 views

Citibank is one of the largest foreign direct investors in financial services in the country. Citibank has its fair amount of Market share in investment banking, credit cards, transaction services, Capital markets, risk management, retail banking, etc.

Citi Credit Card

Over the years, Citi has played a prominent role in establishing important market intermediaries such as credit bureau, depositories, clearing and payment institutions. The Bank also established Citicorp Overseas Software Ltd. and Iflex Solutions Ltd, which has contributed to lay the foundation of the Indian software Industry.

Out of all their product offerings, Citi Bank Credit Card is amongst the most preferred by the masses. Whether you are planning to go on a vacation or shop for your household needs, Citi credit card is your perfect companion. This article will guide you to pick the best credit cards by the Citi bank so that you can enrich your experience and cater to all your financial needs.

Best Citi Credit Cards

Citi Bank Credit cards are known for the number of benefits, rewards points and exclusive services. The bank offers you the fast, convenient and easy way of making payments.

Below table lists the best credit cards offered by Citi Bank-

Card Name Annual Fee Benefits
Citi Prestige Credit Card Rs. 20000 Travel & premium
Citi PremierMiles Credit Card Rs. 3000 Travel & Premium
Citi Rewards Card Rs. 1000 Rewards
First Citizen Citibank Titanium Credit Card Rs. 500 Shopping

Best Citi Credit Cards for Travel

1. Citi PremierMiles Card

  • Get the mega welcome gift of 10,000 Miles
  • Earn 10,000 miles on spending Rs. 1,000 or more for the first time within a period of 60 days
  • Get 3000 miles bonus on card renewal
  • Enjoy 10 miles for every Rs 100 spent on airline transactions
  • Get 100 miles points on spending every Rs. 45
  • Avail the freedom of evergreen miles that never expires
  • Here's your dual benefits - If you are a Frequent Flyer Program (FFP) member of any airline, then you can book a ticket using your Citi PremierMiles Card and earn miles on the ticket purchased. Also get regular FFP Miles for flying that airline

2. Citi Prestige Credit Card

  • As a welcome gift, enjoy 10,000 bonus miles and benefits worth Rs 10,000 from Taj Group or ITC Hotels, annually
  • Enjoy Taj Epicure Plus and Inner Circle Gold membership
  • Get 1 reward point every time you spend Rs. 100 domestically
  • Avail complimentary night stay on booking a minimum consecutive four night stay at any hotel or resort
  • Enjoy complimentary golf rounds & golf lessons at select golf courses in India
  • Earn 2 reward points every time you spend Rs. 100 abroad
  • Unlimited priority pass lounge access at more than 800 airports
  • Additionally, avail complimentary unlimited priority pass lounge access for both primary and add-on cardmembers

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Best Citi Credit Cards for Fuel

1. IndianOil Citi Titanium Credit Card

  • Get up to 15% discount at all the participating restaurants
  • Earn 4 Points on Rs. 150 spent on fuel purchase at any Indian Oil Retail Outlet
  • Earn 2 Points on Rs. 150 spent at grocery and supermarkets
  • Earn 1 Point on Rs. 150 spent on shopping and dining
  • Redeem the earned reward points across Indian Oil Retail Outlets and purchase fuel for free

2. IndianOil Citi Platinum Credit Card

  • Enjoy welcome rewards of 250 Turbo Points on your first spend within 30 days of card issuance
  • Get up to 15% savings across all partner restaurants
  • Earn 4 Points on Rs. 150 of fuel purchases at any of the authorized IndianOil Retail Outlets across the country
  • Earn 2 Points on Rs 150 at grocery and supermarkets
  • Get deals and discounts locally and in over 90 countries
  • 1 Turbo Point = Re. 1 of free fuel. You can redeem your Turbo points instantly via SMS for free

Best Citi Credit Card for Shopping and Cashback

1. Citibank Rewards Domestic Credit Card

  • Get upto 2500 welcome reward points
  • Dining privileges of up to 15% at all partner restaurants
  • Earn 1000 bonus points on the spending of Rs. 1000 made within a period of 60 days
  • Earn 10 reward points for every Rs 125 you spend on apparel and department stores
  • Enjoy over 6000 offers of movies, entertainment, shopping, dining and so on
  • The reward points can be redeemed for in-store shopping, cashback, air miles, gift vouchers, etc

2. First Citizen Citibank Titanium Credit Card

  • Get 2 shoppers stop vouchers worth Rs 250
  • Get 7 Points per Rs 100 spent at Shoppers Stop for partner brands
  • Redeem Shoppers Stop vouchers worth Rs.500 on when online purchases worth Rs.2,500+ are made
  • Get Home Stop vouchers worth Rs 500
  • The bank waives off the annual fee for purchases of Rs.30,000 and above done with the credit card. For purchases below Rs.30,000, the annual fee charged is Rs.500
  • For every Rs.100 spent, 1 First Citizen point will be given

How to Apply for Citi Credit Card?

There are two modes of application for a Citi Bank credit card-


  • Go to the company’s official website
  • Choose the type of credit card you wish to apply based on your requirement after going through its features
  • Click on the ‘Apply Online’ option
  • An OTP (One Time Password) is sent to your registered mobile phone. Use this OTP to proceed
  • Enter your personal details
  • Select Apply, and proceed further

The bank representative will get in touch and complete the further procedure.


You can apply offline by simply visiting the nearest Citi Bank and meeting the credit card representative. The representative will help you complete the application and choose the appropriate card. Your eligibility is checked based on which will receive your credit card.

Documents Required

Following are the documents required to get a Citi Bank credit card-

  • An identity proof issued by the government of India like Voter ID, driving license, aadhaar card, passport, ration card, etc.
  • Proof of Income
  • Address proof
  • PAN Card
  • Passport size photograph

Citi Credit Card Statement

You will be receiving the credit card statement every month. The statement will contain all the records and transactions of your previous month. You will receive the statement either via courier or through an email based on the option you’ve chosen. The credit card statement needs to be checked thoroughly.

Citi Credit Card Customer Care Number

Citi bank provides a 24x7 Helpline. You can contact the Citi Bank customer care by dialing 1860 210 2484.

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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