10 ఉత్తమ LIC మ్యూచువల్ ఫండ్ పథకాలు 2022

Updated on November 25, 2025 , 43372 views

భారతదేశం యొక్క ప్రీమియర్ బ్రాండ్ యొక్క అనుబంధ సంస్థగా,LIC మ్యూచువల్ ఫండ్ ఆస్తి నిర్వహణ రంగంలో గుర్తింపు పొందిన ఆటగాళ్లలో ఒకరు. ఫండ్ హౌస్ విస్తృతంగా అందిస్తుందిపరిధి మ్యూచువల్ ఫండ్ పథకాలుసంత. వంటి ఎంపికల నుండి పెట్టుబడిదారులు ఎంచుకోవచ్చుఈక్విటీ ఫండ్స్,రుణ నిధి,లిక్విడ్ ఫండ్స్,హైబ్రిడ్ ఫండ్, మొదలైనవి

ఆదర్శవంతంగా, మీరు మీ పెట్టుబడి లక్ష్యాలకు సంబంధించి మీ అవసరాలకు బాగా సరిపోయే ఫండ్‌ను ఎంచుకోవాలి. చాలా కాలం -టర్మ్ ప్లాన్, ఈక్విటీలు ఉత్తమంగా సరిపోతాయి, స్వల్పకాలానికి మీరు ప్రాధాన్యత ఇవ్వవచ్చుపెట్టుబడి పెడుతున్నారు అప్పులలోమ్యూచువల్ ఫండ్స్. పెట్టుబడి పెట్టడంలో అత్యుత్తమ భాగాలలో ఒకటిLIC మ్యూచువల్ ఫండ్ అనేది మార్కెట్ ట్రెండ్‌లను అంచనా వేసే బలమైన రిస్క్ మేనేజ్‌మెంట్ టీమ్‌ను కలిగి ఉంది మరియు తదనుగుణంగా మీ పోర్ట్‌ఫోలియోను బ్యాలెన్స్ చేయడంలో సహాయపడుతుంది. పెట్టుబడి పెట్టడానికి ప్లాన్ చేసే పెట్టుబడిదారులు దిగువ జాబితా చేయబడిన టాప్ 10 ఉత్తమ LIC మ్యూచువల్ ఫండ్ పథకాల నుండి ఫండ్‌ను ఎంచుకోవచ్చు.

AUM వంటి నిర్దిష్ట పారామితులను చేపట్టడం ద్వారా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మొదలైనవి.

ఎల్‌ఐసీ మ్యూచువల్ ఫండ్ ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?

Fincash.comలో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.

మీ రిజిస్ట్రేషన్ మరియు KYC ప్రక్రియను పూర్తి చేయండి

పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!

ప్రారంభించడానికి

ఉత్తమ LIC మ్యూచువల్ ఫండ్ పథకాలు

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
LIC MF Infrastructure Fund Growth	₹49.7181 ↑ 0.08	₹1,054	5,000	1,000	3.8	2.6	-2	27	28	9.5	47.8
LIC MF Large and Midcap Fund Growth	₹39.2244 ↑ 0.02	₹3,152	5,000	1,000	3.5	2.6	0.6	16.7	17.8	13.6	27.9
LIC MF Multi Cap Fund Growth	₹103.687 ↓ -0.32	₹1,075	5,000	1,000	6	11	3.3	15.6	14.5	10.1	18.8
LIC MF Tax Plan Growth	₹154.285 ↓ -0.12	₹1,114	500	500	2.2	2.2	0.7	15.3	15.8	11.1	22.6
LIC MF Equity Hybrid Fund Growth	₹201.307 ↑ 0.37	₹537	5,000	1,000	3.8	3.7	4.4	13.1	11.9	8.7	17
LIC MF Banking & Financial Services Fund Growth	₹22.4728 ↓ -0.01	₹285	5,000	1,000	9.6	9.5	13.9	12.6	14.3	7.9	0.5
LIC MF Index Fund Nifty Growth	₹144.801 ↑ 0.05	₹346	5,000	1,000	5.9	6	8.2	12.3	15.1	12.8	8.8
LIC MF Large Cap Fund Growth	₹57.7682 ↑ 0.05	₹1,499	5,000	1,000	4.1	3.6	4.9	11.8	13.4	10.6	14.2
LIC MF Index Fund Sensex Growth	₹160.267 ↑ 0.20	₹92	5,000	1,000	5.9	5.5	6.9	11.4	14.3	13.3	8.2
LIC MF Childrens Fund Growth	₹33.0605 ↓ -0.01	₹16	5,000	1,000	3.5	3.1	-1.7	10.7	10.8	5.1	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	LIC MF Infrastructure Fund	LIC MF Large and Midcap Fund	LIC MF Multi Cap Fund	LIC MF Tax Plan	LIC MF Equity Hybrid Fund	LIC MF Banking & Financial Services Fund	LIC MF Index Fund Nifty	LIC MF Large Cap Fund	LIC MF Index Fund Sensex	LIC MF Childrens Fund
Point 1	Upper mid AUM (₹1,054 Cr).	Highest AUM (₹3,152 Cr).	Upper mid AUM (₹1,075 Cr).	Upper mid AUM (₹1,114 Cr).	Lower mid AUM (₹537 Cr).	Bottom quartile AUM (₹285 Cr).	Lower mid AUM (₹346 Cr).	Top quartile AUM (₹1,499 Cr).	Bottom quartile AUM (₹92 Cr).	Bottom quartile AUM (₹16 Cr).
Point 2	Established history (17+ yrs).	Established history (10+ yrs).	Oldest track record among peers (26 yrs).	Established history (26+ yrs).	Established history (26+ yrs).	Established history (10+ yrs).	Established history (23+ yrs).	Established history (26+ yrs).	Established history (23+ yrs).	Established history (24+ yrs).
Point 3	Not Rated.	Not Rated.	Top rated.	Rating: 1★ (upper mid).	Rating: 2★ (top quartile).	Not Rated.	Rating: 1★ (upper mid).	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 28.01% (top quartile).	5Y return: 17.77% (top quartile).	5Y return: 14.55% (upper mid).	5Y return: 15.85% (upper mid).	5Y return: 11.91% (bottom quartile).	5Y return: 14.32% (lower mid).	5Y return: 15.13% (upper mid).	5Y return: 13.41% (bottom quartile).	5Y return: 14.29% (lower mid).	5Y return: 10.84% (bottom quartile).
Point 6	3Y return: 26.97% (top quartile).	3Y return: 16.69% (top quartile).	3Y return: 15.56% (upper mid).	3Y return: 15.27% (upper mid).	3Y return: 13.10% (upper mid).	3Y return: 12.57% (lower mid).	3Y return: 12.30% (lower mid).	3Y return: 11.83% (bottom quartile).	3Y return: 11.42% (bottom quartile).	3Y return: 10.73% (bottom quartile).
Point 7	1Y return: -2.04% (bottom quartile).	1Y return: 0.58% (bottom quartile).	1Y return: 3.26% (lower mid).	1Y return: 0.68% (lower mid).	1Y return: 4.40% (upper mid).	1Y return: 13.88% (top quartile).	1Y return: 8.16% (top quartile).	1Y return: 4.92% (upper mid).	1Y return: 6.87% (upper mid).	1Y return: -1.67% (bottom quartile).
Point 8	Alpha: -6.32 (bottom quartile).	Alpha: -4.20 (bottom quartile).	Alpha: -2.69 (upper mid).	Alpha: -2.74 (lower mid).	1M return: -0.11% (lower mid).	Alpha: -3.10 (lower mid).	1M return: 0.89% (upper mid).	Alpha: -1.57 (upper mid).	1M return: 1.05% (top quartile).	1M return: 0.01% (lower mid).
Point 9	Sharpe: -0.04 (upper mid).	Sharpe: -0.15 (bottom quartile).	Sharpe: -0.13 (lower mid).	Sharpe: -0.18 (bottom quartile).	Alpha: -1.89 (upper mid).	Sharpe: 0.41 (top quartile).	Alpha: -1.06 (top quartile).	Sharpe: -0.03 (upper mid).	Alpha: -1.15 (top quartile).	Alpha: -7.08 (bottom quartile).
Point 10	Information ratio: 0.40 (top quartile).	Information ratio: -0.54 (lower mid).	Information ratio: -0.23 (upper mid).	Information ratio: -0.27 (upper mid).	Sharpe: -0.05 (lower mid).	Information ratio: -0.44 (lower mid).	Sharpe: 0.07 (top quartile).	Information ratio: -0.92 (bottom quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.33 (bottom quartile).

LIC MF Infrastructure Fund

Upper mid AUM (₹1,054 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 28.01% (top quartile).
3Y return: 26.97% (top quartile).
1Y return: -2.04% (bottom quartile).
Alpha: -6.32 (bottom quartile).
Sharpe: -0.04 (upper mid).
Information ratio: 0.40 (top quartile).

LIC MF Large and Midcap Fund

Highest AUM (₹3,152 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.77% (top quartile).
3Y return: 16.69% (top quartile).
1Y return: 0.58% (bottom quartile).
Alpha: -4.20 (bottom quartile).
Sharpe: -0.15 (bottom quartile).
Information ratio: -0.54 (lower mid).

LIC MF Multi Cap Fund

Upper mid AUM (₹1,075 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.55% (upper mid).
3Y return: 15.56% (upper mid).
1Y return: 3.26% (lower mid).
Alpha: -2.69 (upper mid).
Sharpe: -0.13 (lower mid).
Information ratio: -0.23 (upper mid).

LIC MF Tax Plan

Upper mid AUM (₹1,114 Cr).
Established history (26+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.85% (upper mid).
3Y return: 15.27% (upper mid).
1Y return: 0.68% (lower mid).
Alpha: -2.74 (lower mid).
Sharpe: -0.18 (bottom quartile).
Information ratio: -0.27 (upper mid).

LIC MF Equity Hybrid Fund

Lower mid AUM (₹537 Cr).
Established history (26+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 11.91% (bottom quartile).
3Y return: 13.10% (upper mid).
1Y return: 4.40% (upper mid).
1M return: -0.11% (lower mid).
Alpha: -1.89 (upper mid).
Sharpe: -0.05 (lower mid).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹285 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.32% (lower mid).
3Y return: 12.57% (lower mid).
1Y return: 13.88% (top quartile).
Alpha: -3.10 (lower mid).
Sharpe: 0.41 (top quartile).
Information ratio: -0.44 (lower mid).

LIC MF Index Fund Nifty

Lower mid AUM (₹346 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.13% (upper mid).
3Y return: 12.30% (lower mid).
1Y return: 8.16% (top quartile).
1M return: 0.89% (upper mid).
Alpha: -1.06 (top quartile).
Sharpe: 0.07 (top quartile).

LIC MF Large Cap Fund

Top quartile AUM (₹1,499 Cr).
Established history (26+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.41% (bottom quartile).
3Y return: 11.83% (bottom quartile).
1Y return: 4.92% (upper mid).
Alpha: -1.57 (upper mid).
Sharpe: -0.03 (upper mid).
Information ratio: -0.92 (bottom quartile).

LIC MF Index Fund Sensex

Bottom quartile AUM (₹92 Cr).
Established history (23+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.29% (lower mid).
3Y return: 11.42% (bottom quartile).
1Y return: 6.87% (upper mid).
1M return: 1.05% (top quartile).
Alpha: -1.15 (top quartile).
Sharpe: 0.01 (upper mid).

LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.84% (bottom quartile).
3Y return: 10.73% (bottom quartile).
1Y return: -1.67% (bottom quartile).
1M return: 0.01% (lower mid).
Alpha: -7.08 (bottom quartile).
Sharpe: -0.33 (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Upper mid AUM (₹1,054 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 28.01% (top quartile).
3Y return: 26.97% (top quartile).
1Y return: -2.04% (bottom quartile).
Alpha: -6.32 (bottom quartile).
Sharpe: -0.04 (upper mid).
Information ratio: 0.40 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Shakti Pumps (India) Ltd (~5.4%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (27 Nov 25)	₹49.7181 ↑ 0.08 (0.17 %)
Net Assets (Cr)	₹1,054 on 31 Oct 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.04
Information Ratio	0.4
Alpha Ratio	-6.32
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,982
31 Oct 22	₹18,599
31 Oct 23	₹23,073
31 Oct 24	₹39,075
31 Oct 25	₹39,641

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-1.5%
3 Month	3.8%
6 Month	2.6%
1 Year	-2%
3 Year	27%
5 Year	28%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.12 Yr.
Mahesh Bendre	1 Jul 24	1.34 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	46.67%
Basic Materials	10.73%
Consumer Cyclical	7.92%
Financial Services	7.74%
Utility	5.33%
Technology	4.46%
Real Estate	3.56%
Health Care	3.4%
Communication Services	3.11%
Energy	0.98%

Asset Allocation

Asset Class	Value
Cash	5.56%
Equity	94.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹57 Cr	693,857
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹44 Cr	109,584
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹34 Cr	769,765
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532955	3%	₹34 Cr	911,009
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹34 Cr	286,134 ↓ -24,481
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹34 Cr	44,149
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹32 Cr	94,287
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹28 Cr	93,633 ↑ 13,500
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| 500480	3%	₹27 Cr	62,276
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹27 Cr	319,302

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

Highest AUM (₹3,152 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.77% (top quartile).
3Y return: 16.69% (top quartile).
1Y return: 0.58% (bottom quartile).
Alpha: -4.20 (bottom quartile).
Sharpe: -0.15 (bottom quartile).
Information ratio: -0.54 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.1%).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund Growth
Launch Date	25 Feb 15
NAV (27 Nov 25)	₹39.2244 ↑ 0.02 (0.04 %)
Net Assets (Cr)	₹3,152 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.15
Information Ratio	-0.54
Alpha Ratio	-4.2
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,483
31 Oct 22	₹15,848
31 Oct 23	₹16,901
31 Oct 24	₹24,567
31 Oct 25	₹25,022

LIC MF Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.5%
3 Month	3.5%
6 Month	2.6%
1 Year	0.6%
3 Year	16.7%
5 Year	17.8%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.9%
2023	26.7%
2022	-2.3%
2021	33.3%
2020	14.1%
2019	10.9%
2018	-5%
2017	40.1%
2016	13.2%
2015

Fund Manager information for LIC MF Large and Midcap Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.12 Yr.
Dikshit Mittal	1 Jun 23	2.42 Yr.

Data below for LIC MF Large and Midcap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	24.4%
Industrials	19.99%
Consumer Cyclical	15.34%
Basic Materials	8.31%
Health Care	7.24%
Technology	6.9%
Consumer Defensive	6.17%
Communication Services	2.52%
Utility	2.39%
Energy	2%
Real Estate	1.52%

Asset Allocation

Asset Class	Value
Cash	3.23%
Equity	96.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	5%	₹161 Cr	1,629,382
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹146 Cr	1,082,678
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	3%	₹108 Cr	1,312,479
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 23 \| KOTAKBANK	2%	₹75 Cr	355,421
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 500655	2%	₹66 Cr	193,087
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 20 \| RELIANCE	2%	₹63 Cr	424,022
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 18 \| TCS	2%	₹63 Cr	205,366
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 25 \| APOLLOHOSP	2%	₹62 Cr	80,314
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	2%	₹60 Cr	1,608,375
Bharat Electronics Ltd (Industrials) Equity, Since 30 Apr 23 \| BEL	2%	₹59 Cr	1,382,230

3. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

Upper mid AUM (₹1,075 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.55% (upper mid).
3Y return: 15.56% (upper mid).
1Y return: 3.26% (lower mid).
Alpha: -2.69 (upper mid).
Sharpe: -0.13 (lower mid).
Information ratio: -0.23 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~6.2%).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund Growth
Launch Date	15 Feb 99
NAV (27 Nov 25)	₹103.687 ↓ -0.32 (-0.31 %)
Net Assets (Cr)	₹1,075 on 31 Oct 25
Category	Equity - Multi Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.14
Information Ratio	-0.23
Alpha Ratio	-2.69
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,145
31 Oct 22	₹14,144
31 Oct 23	₹15,815
31 Oct 24	₹21,139
31 Oct 25	₹21,622

LIC MF Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.3%
3 Month	6%
6 Month	11%
1 Year	3.3%
3 Year	15.6%
5 Year	14.5%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	28.8%
2022	-2.6%
2021	20.2%
2020	10.4%
2019	13.7%
2018	-7.7%
2017	25.7%
2016	2.2%
2015	-7.7%

Fund Manager information for LIC MF Multi Cap Fund

Name	Since	Tenure
Nikhil Rungta	1 Jul 24	1.33 Yr.
Jaiprakash Toshniwal	31 Jul 23	2.26 Yr.

Data below for LIC MF Multi Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	27.8%
Industrials	19.21%
Technology	10.83%
Consumer Cyclical	10.81%
Health Care	10%
Consumer Defensive	6.18%
Basic Materials	5.05%
Communication Services	2.61%
Real Estate	2.21%

Asset Allocation

Asset Class	Value
Cash	5.3%
Equity	94.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 18 \| HDFCBANK	6%	₹66 Cr	671,005 ↑ 40,248
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 24 \| KOTAKBANK	4%	₹44 Cr	208,859
Apollo Micro Systems Ltd Ordinary Shares (Industrials) Equity, Since 30 Jun 25 \| APOLLO	4%	₹44 Cr	1,754,386
Allied Blenders and Distillers Ltd (Consumer Defensive) Equity, Since 31 Jul 24 \| ABDL	3%	₹34 Cr	518,870
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| CREDITACC	3%	₹29 Cr	206,626
Shriram Finance Ltd (Financial Services) Equity, Since 31 May 24 \| SHRIRAMFIN	3%	₹29 Cr	383,329 ↓ -59,056
VA Tech Wabag Ltd (Industrials) Equity, Since 30 Nov 23 \| 533269	2%	₹26 Cr	187,100
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Oct 24 \| TORNTPHARM	2%	₹26 Cr	73,446 ↑ 11,210
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 25 \| APOLLOHOSP	2%	₹24 Cr	30,600
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Jun 25 \| INDIGO	2%	₹23 Cr	41,722

4. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Upper mid AUM (₹1,114 Cr).
Established history (26+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.85% (upper mid).
3Y return: 15.27% (upper mid).
1Y return: 0.68% (lower mid).
Alpha: -2.74 (lower mid).
Sharpe: -0.18 (bottom quartile).
Information ratio: -0.27 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (27 Nov 25)	₹154.285 ↓ -0.12 (-0.08 %)
Net Assets (Cr)	₹1,114 on 31 Oct 25
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.18
Information Ratio	-0.27
Alpha Ratio	-2.74
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,081
31 Oct 22	₹15,220
31 Oct 23	₹16,621
31 Oct 24	₹22,492
31 Oct 25	₹23,113

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-1%
3 Month	2.2%
6 Month	2.2%
1 Year	0.7%
3 Year	15.3%
5 Year	15.8%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%
2015	-3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Yogesh Patil	1 Jul 24	1.33 Yr.
Dikshit Mittal	31 Jul 23	2.26 Yr.

Data below for LIC MF Tax Plan as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	30.27%
Consumer Cyclical	18.27%
Industrials	15.66%
Consumer Defensive	9.78%
Health Care	7.09%
Basic Materials	6.9%
Technology	6.71%
Energy	2.34%
Communication Services	1.29%

Asset Allocation

Asset Class	Value
Cash	1.67%
Equity	98.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	8%	₹90 Cr	916,422
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	7%	₹81 Cr	604,329
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹64 Cr	777,563
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	4%	₹42 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹36 Cr	210,855
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹30 Cr	320,605
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	2%	₹28 Cr	68,942
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹25 Cr	131,363
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| EICHERMOT	2%	₹24 Cr	33,738
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Jul 23 \| GRASIM	2%	₹23 Cr	80,412

5. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

Lower mid AUM (₹537 Cr).
Established history (26+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 11.91% (bottom quartile).
3Y return: 13.10% (upper mid).
1Y return: 4.40% (upper mid).
1M return: -0.11% (lower mid).
Alpha: -1.89 (upper mid).
Sharpe: -0.05 (lower mid).
Information ratio: 0.05 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund Growth
Launch Date	3 Feb 99
NAV (27 Nov 25)	₹201.307 ↑ 0.37 (0.18 %)
Net Assets (Cr)	₹537 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.28
Sharpe Ratio	-0.05
Information Ratio	0.05
Alpha Ratio	-1.89
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Hybrid Equity

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,165
31 Oct 22	₹13,069
31 Oct 23	₹13,969
31 Oct 24	₹18,154
31 Oct 25	₹19,001

LIC MF Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.1%
3 Month	3.8%
6 Month	3.7%
1 Year	4.4%
3 Year	13.1%
5 Year	11.9%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17%
2023	19.3%
2022	-2.2%
2021	15.5%
2020	9.6%
2019	13.5%
2018	-4.5%
2017	20.4%
2016	5.5%
2015	-6.8%

Fund Manager information for LIC MF Equity Hybrid Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jul 24	1.34 Yr.
Karan Doshi	6 Sep 21	4.15 Yr.
Pratik Shroff	26 Sep 23	2.1 Yr.

Data below for LIC MF Equity Hybrid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	3.21%
Equity	75.25%
Debt	21.52%

Equity Sector Allocation

Sector	Value
Financial Services	21.75%
Industrials	11.43%
Consumer Cyclical	9.11%
Technology	8.94%
Consumer Defensive	7.98%
Health Care	7.15%
Basic Materials	2.97%
Energy	2.15%
Communication Services	2.04%
Utility	0.99%
Real Estate	0.74%

Debt Sector Allocation

Sector	Value
Government	17.59%
Corporate	3.95%
Cash Equivalent	3.21%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	6%	₹30 Cr	302,480 ↑ 32,710
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| ICICIBANK	4%	₹23 Cr	168,875 ↑ 15,528
07.70 Kt Gs 2033 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	2%	₹12 Cr	83,721
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	2%	₹12 Cr	98,902
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 25 \| KOTAKBANK	2%	₹12 Cr	55,755 ↑ 7,528
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	2%	₹12 Cr	77,806 ↓ -15,460
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹11 Cr	1,098,400
NLc India Limited Debentures \| -	2%	₹11 Cr	100

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹285 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.32% (lower mid).
3Y return: 12.57% (lower mid).
1Y return: 13.88% (top quartile).
Alpha: -3.10 (lower mid).
Sharpe: 0.41 (top quartile).
Information ratio: -0.44 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~22.1%).
Top-3 holdings concentration ~41.5%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (27 Nov 25)	₹22.4728 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹285 on 31 Oct 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	0.41
Information Ratio	-0.44
Alpha Ratio	-3.1
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,254
31 Oct 22	₹16,274
31 Oct 23	₹17,936
31 Oct 24	₹20,520
31 Oct 25	₹22,894

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	2%
3 Month	9.6%
6 Month	9.5%
1 Year	13.9%
3 Year	12.6%
5 Year	14.3%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%
2015

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	4.16 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	93.87%
Technology	2.64%
Consumer Cyclical	2.26%

Asset Allocation

Asset Class	Value
Cash	1.24%
Equity	98.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	22%	₹63 Cr	638,376 ↑ 60,885
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	12%	₹35 Cr	257,998
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	7%	₹20 Cr	166,028
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	7%	₹19 Cr	90,147
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	5%	₹13 Cr	143,886
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	4%	₹12 Cr	402,877
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	4%	₹10 Cr	118,687
Shriram Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| SHRIRAMFIN	3%	₹9 Cr	124,916 ↓ -11,613
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| 532810	3%	₹9 Cr	218,047
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹9 Cr	61,586

7. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

Lower mid AUM (₹346 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.13% (upper mid).
3Y return: 12.30% (lower mid).
1Y return: 8.16% (top quartile).
1M return: 0.89% (upper mid).
Alpha: -1.06 (top quartile).
Sharpe: 0.07 (top quartile).
Information ratio: -15.94 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~12.8%).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty Growth
Launch Date	14 Nov 02
NAV (27 Nov 25)	₹144.801 ↑ 0.05 (0.04 %)
Net Assets (Cr)	₹346 on 31 Oct 25
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.07
Information Ratio	-15.94
Alpha Ratio	-1.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,120
31 Oct 22	₹15,470
31 Oct 23	₹16,355
31 Oct 24	₹20,756
31 Oct 25	₹22,097

LIC MF Index Fund Nifty SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.9%
3 Month	5.9%
6 Month	6%
1 Year	8.2%
3 Year	12.3%
5 Year	15.1%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.8%
2023	19.8%
2022	4.7%
2021	23.8%
2020	14.7%
2019	12.6%
2018	2.6%
2017	28.6%
2016	2.7%
2015	-4.1%

Fund Manager information for LIC MF Index Fund Nifty

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.08 Yr.

Data below for LIC MF Index Fund Nifty as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	0.1%
Equity	99.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	13%	₹44 Cr	447,812 ↑ 1,623
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 12 \| RELIANCE	9%	₹30 Cr	198,527 ↑ 757
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| ICICIBANK	8%	₹28 Cr	209,234 ↑ 763
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹16 Cr	79,827 ↑ 202
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹16 Cr	105,610 ↑ 360
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹14 Cr	34,304 ↓ -04
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| ITC	3%	₹12 Cr	280,772 ↓ -700
State Bank of India (Financial Services) Equity, Since 30 Apr 09 \| SBIN	3%	₹11 Cr	121,046 ↑ 464
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| 532215	3%	₹10 Cr	83,795 ↑ 134
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 05 \| TCS	3%	₹9 Cr	29,720 ↓ -116

8. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

Top quartile AUM (₹1,499 Cr).
Established history (26+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.41% (bottom quartile).
3Y return: 11.83% (bottom quartile).
1Y return: 4.92% (upper mid).
Alpha: -1.57 (upper mid).
Sharpe: -0.03 (upper mid).
Information ratio: -0.92 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~9.3%).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund Growth
Launch Date	3 Feb 99
NAV (27 Nov 25)	₹57.7682 ↑ 0.05 (0.08 %)
Net Assets (Cr)	₹1,499 on 31 Oct 25
Category	Equity - Large Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.03
Information Ratio	-0.92
Alpha Ratio	-1.57
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large Cap

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,179
31 Oct 22	₹14,863
31 Oct 23	₹15,162
31 Oct 24	₹19,869
31 Oct 25	₹20,798

LIC MF Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.4%
3 Month	4.1%
6 Month	3.6%
1 Year	4.9%
3 Year	11.8%
5 Year	13.4%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	16.9%
2022	-1.6%
2021	23.8%
2020	13.8%
2019	15%
2018	0.7%
2017	26.8%
2016	2.3%
2015	-2.6%

Fund Manager information for LIC MF Large Cap Fund

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.08 Yr.
Nikhil Rungta	1 Jul 24	1.34 Yr.

Data below for LIC MF Large Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	31.25%
Consumer Cyclical	13.57%
Industrials	11.86%
Consumer Defensive	8.21%
Energy	6.52%
Technology	5.54%
Basic Materials	5.52%
Health Care	5.18%
Utility	4.51%
Communication Services	4.21%

Asset Allocation

Asset Class	Value
Cash	3.16%
Equity	96.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	9%	₹139 Cr	1,411,966
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	7%	₹108 Cr	801,959
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	7%	₹98 Cr	657,318
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 07 \| LT	5%	₹76 Cr	187,361
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹63 Cr	307,339
Infosys Ltd (Technology) Equity, Since 31 Dec 09 \| INFY	4%	₹52 Cr	353,988 ↓ -25,842
ITC Ltd (Consumer Defensive) Equity, Since 31 May 23 \| ITC	3%	₹45 Cr	1,064,972
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹44 Cr	471,282
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	2%	₹37 Cr	902,801
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	2%	₹35 Cr	286,620

9. LIC MF Index Fund Sensex

Research Highlights for LIC MF Index Fund Sensex

Bottom quartile AUM (₹92 Cr).
Established history (23+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.29% (lower mid).
3Y return: 11.42% (bottom quartile).
1Y return: 6.87% (upper mid).
1M return: 1.05% (top quartile).
Alpha: -1.15 (top quartile).
Sharpe: 0.01 (upper mid).
Information ratio: -9.83 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~15.1%).

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex Growth
Launch Date	14 Nov 02
NAV (27 Nov 25)	₹160.267 ↑ 0.20 (0.13 %)
Net Assets (Cr)	₹92 on 31 Oct 25
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	0.01
Information Ratio	-9.83
Alpha Ratio	-1.15
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,928
31 Oct 22	₹15,309
31 Oct 23	₹16,156
31 Oct 24	₹20,100
31 Oct 25	₹21,260

LIC MF Index Fund Sensex SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1%
3 Month	5.9%
6 Month	5.5%
1 Year	6.9%
3 Year	11.4%
5 Year	14.3%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	19%
2022	4.6%
2021	21.9%
2020	15.9%
2019	14.6%
2018	5.6%
2017	27.4%
2016	1.6%
2015	-5.4%

Fund Manager information for LIC MF Index Fund Sensex

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.08 Yr.

Data below for LIC MF Index Fund Sensex as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	0.22%
Equity	99.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹14 Cr	140,423 ↓ -760
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 09 \| RELIANCE	10%	₹9 Cr	62,596 ↓ -190
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| 532174	10%	₹9 Cr	66,051 ↓ -772
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	6%	₹5 Cr	25,356 ↑ 251
Infosys Ltd (Technology) Equity, Since 31 Mar 09 \| INFY	5%	₹5 Cr	33,021 ↓ -214
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 09 \| LT	5%	₹4 Cr	10,795 ↑ 113
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 11 \| ITC	4%	₹4 Cr	88,867 ↓ -1,360
State Bank of India (Financial Services) Equity, Since 31 Mar 09 \| SBIN	4%	₹4 Cr	38,384 ↑ 720
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532215	4%	₹3 Cr	26,337 ↑ 133
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| KOTAKBANK	3%	₹3 Cr	13,593 ↑ 298

10. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.84% (bottom quartile).
3Y return: 10.73% (bottom quartile).
1Y return: -1.67% (bottom quartile).
1M return: 0.01% (lower mid).
Alpha: -7.08 (bottom quartile).
Sharpe: -0.33 (bottom quartile).
Information ratio: -0.31 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~87%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.38% Govt Stock 2027 (~10.1%).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund Growth
Launch Date	21 Nov 01
NAV (27 Nov 25)	₹33.0605 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹16 on 31 Oct 25
Category	Solutions - Childrens Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	-0.33
Information Ratio	-0.31
Alpha Ratio	-7.08
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,258
31 Oct 22	₹13,312
31 Oct 23	₹14,522
31 Oct 24	₹18,378
31 Oct 25	₹18,180

LIC MF Childrens Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0%
3 Month	3.5%
6 Month	3.1%
1 Year	-1.7%
3 Year	10.7%
5 Year	10.8%
10 Year
15 Year
Since launch	5.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	22.1%
2022	-1%
2021	15.5%
2020	12.4%
2019	13.2%
2018	-8%
2017	14.1%
2016	9.7%
2015	-1.2%

Fund Manager information for LIC MF Childrens Fund

Name	Since	Tenure
Nikhil Rungta	1 Jul 24	1.34 Yr.
Pratik Shroff	26 Sep 23	2.1 Yr.

Data below for LIC MF Childrens Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	2.53%
Equity	87.34%
Debt	10.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	10%	₹2 Cr	150,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1 Cr	7,098
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	3%	₹1 Cr	4,370
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 21 \| LT	3%	₹0 Cr	1,055
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| MARUTI	3%	₹0 Cr	242 ↓ -47
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	2%	₹0 Cr	2,884
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| KOTAKBANK	2%	₹0 Cr	1,842
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	2%	₹0 Cr	9,334 ↓ -3,968
Arvind Fashions Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ARVINDFASN	2%	₹0 Cr	7,203
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| M&M	2%	₹0 Cr	976

తరచుగా అడిగే ప్రశ్నలు

1. LIC మ్యూచువల్ ఫండ్ ప్రస్తుత విలువ ఎంత?

జ: LIC మ్యూచువల్ ఫండ్ వద్ద ప్రస్తుతం రూ.289.57 కోట్ల ఆపరేటివ్ ఫండ్స్ ఉన్నాయి. మీరు LIC మ్యూచువల్ ఫండ్ కింద ఇరవై రెండు వేర్వేరు పథకాలలో పెట్టుబడి పెట్టవచ్చు. మీరు పెట్టుబడి పెట్టాలనుకుంటున్న డబ్బుపై ఆధారపడి, మీరు నిర్దిష్ట పథకాన్ని ఎంచుకోవచ్చు.

2. LIC MFలో నేను పెట్టుబడి పెట్టడానికి ఏ డాక్యుమెంట్లు అవసరం?

జ: LIC మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టడానికి, మీకు మీ వంటి గుర్తింపు రుజువు అవసరంపాన్ కార్డ్ మరియు చిరునామా రుజువు, మీ ఆధార్ కార్డ్ లేదా పాస్‌పోర్ట్ కాపీ. మీరు కూడా సమర్పించవలసి ఉంటుందిబ్యాంక్ వివరాలు.

3. LIC మ్యూచువల్ ఫండ్స్ KYC కంప్లైంట్ ఉందా?

జ: అవును. అందువల్ల, అన్ని KYC కంప్లైంట్ డాక్యుమెంట్‌లతో పాటు, మీరు సరిగ్గా పూరించిన వాటిని సమర్పించాలిKYC ఫారమ్ LIC మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం ప్రారంభించడానికి.

4. నేను ఆన్‌లైన్‌లో ఎల్‌ఐసి మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టవచ్చా?

జ: అవును, మీరు చేయవచ్చు - అధికారిక వెబ్‌సైట్‌కి లాగిన్ అవ్వండి మరియు మీరే నమోదు చేసుకోండి. మీరు ఖాతా తెరవడానికి మరియు మీరే నమోదు చేసుకోవడానికి అన్ని KYC సంబంధిత పత్రాలను అప్‌లోడ్ చేయాలి. రిజిస్ట్రేషన్ ప్రక్రియ పూర్తయిన తర్వాత, మీరు పెట్టుబడిని ప్రారంభించవచ్చు.

5. LIC మ్యూచువల్ ఫండ్ టాక్స్ ప్లాన్ అంటే ఏమిటి?

జ: పెట్టుబడిదారులు సంపదను పెంచుకోవడానికి మరియు అదే సమయంలో పన్ను రాయితీలను పొందేందుకు ఈ ప్లాన్ రూపొందించబడిందిసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం లేదా 1961. ఇది ఓపెన్-ఎండ్ ఈక్విటీ లింక్డ్పన్ను ఆదా పథకం. ఇది కేవలం 3 సంవత్సరాల అత్యల్ప లాక్-ఇన్ వ్యవధిని కూడా కలిగి ఉంది.

Ready to Invest?
Talk to our investment specialist

6. LIC MF లార్జ్ మరియు మిడ్-క్యాప్ ఫండ్స్ పనితీరు ఎలా ఉంది?

జ: LIC MF లార్జ్ మరియు మిడ్ క్యాప్ సెగ్మెంట్ స్థిరమైన రాబడిని చూపింది8.03% గత మూడు సంవత్సరాలలో. వార్షికంగా, ఇది రిటర్న్‌లను డెలివరీ చేసింది12.86%. పెద్ద మరియుమిడ్ క్యాప్ విభాగంలో, LIC MF లార్జ్ మరియు మిడ్ క్యాప్ మ్యూచువల్ ఫండ్ ఇతర మ్యూచువల్ ఫండ్ల కంటే మెరుగైన పనితీరును కనబరిచాయి.

7. నేను LIC మ్యూచువల్ ఫండ్ బ్యాంకింగ్ మరియు PSU డెట్ గురించి తెలుసుకోవాలనుకుంటున్నాను?

జ: ఎల్‌ఐసి మ్యూచువల్ ఫండ్ బ్యాంకింగ్ మరియు పిఎస్‌యు డెట్‌లు మితమైన నష్టాన్ని కలిగి ఉంటాయి, ఎందుకంటే ఇందులో ప్రధానంగా డిబెంచర్లు మరియు మునిసిపల్ ఉంటాయిబాండ్లు. దీనికి నిష్క్రమణ లోడ్ మరియు తక్కువ ఖర్చు నిష్పత్తి కూడా లేదు, ఇది 0.28%. అయితే, LIC మ్యూచువల్ ఫండ్ బ్యాంకింగ్ మరియు PSU రుణాల సగటు మెచ్యూరిటీ వయస్సు మూడు సంవత్సరాలు.

8. LIC మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టేటప్పుడు నేను ఏమి గుర్తుంచుకోవాలి?

జ: మీరు ఎల్‌ఐసి మ్యూచువల్ ఫండ్స్‌లో ఇన్వెస్ట్ చేసినప్పుడు, మీరు చేయడానికి సిద్ధంగా ఉన్న పెట్టుబడి మొత్తాన్ని మరియు మీరు ఆశించే రాబడిని పరిగణనలోకి తీసుకోవాలి. మీరు మీపై చెల్లించాల్సిన పన్నును కూడా పరిగణనలోకి తీసుకుంటే మంచిదిసంపాదన. మీరు ఈ అంశాలన్నింటినీ పరిశీలించిన తర్వాత, మీరు నిర్దిష్ట LIC మ్యూచువల్ ఫండ్ రకాన్ని ఎంచుకోవచ్చు.

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.