USA/కెనడా-ఆధారిత NRIలు భారతదేశంలో పెట్టుబడి పెట్టడానికి అనుమతించే మ్యూచువల్ ఫండ్ హౌస్‌లు

Updated on January 4, 2026 , 45961 views

USA మరియు కెనడాలో ఉన్న NRIలు కొన్నింటిలో మాత్రమే పెట్టుబడి పెట్టగలరుమ్యూచువల్ ఫండ్ హౌసెస్ భారతదేశం లో. అనేక AMCలు (అసెట్ మేనేజ్‌మెంట్ కంపెనీలు) భారతదేశంలో USA లేదా కెనడాలో ఉన్న NRIల నుండి పెట్టుబడులను ఇంకా అనుమతించలేదు. ఎందుకంటే USA ద్వారా విదేశీ ఖాతా పన్ను వర్తింపు చట్టం (FATCA). అయినప్పటికీ, NRI డబ్బును పెట్టుబడి పెట్టడానికి ప్లాన్ చేయగల కొన్ని ప్రముఖ AMCలు ఉన్నాయి. ఇక్కడ మేము ఒక NRI కోసం KYC ప్రక్రియను కూడా పరిశీలిస్తాముమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టండి భారతదేశంలో, NRE, NRO, FCNR ఖాతాతో పాటుఅత్యుత్తమ పనితీరు కనబరుస్తున్న మ్యూచువల్ ఫండ్స్ మంచి లాభాలు సంపాదించడానికి పెట్టుబడి పెట్టడానికి.

AMCలు కెనడా/USA NRIల నుండి పెట్టుబడిని అంగీకరిస్తాయి

FATCA అమల్లోకి వచ్చినప్పటి నుండి, చాలా AMCలు US మరియు కెనడాలో ఉన్న NRIల నుండి పెట్టుబడులను స్వీకరించడం ఆపివేసాయి, ఎందుకంటే ఇది AMCల వైపు చాలా వ్రాతపని మరియు సమ్మతిని కలిగి ఉంది.

ప్రవాస భారతీయులు (NRIలు)తో సహా US పౌరులకు సంబంధించిన లావాదేవీల వివరాలను US ప్రభుత్వంతో పంచుకోవడానికి అన్ని ఆర్థిక సంస్థలకు విదేశీ ఖాతా పన్ను వర్తింపు చట్టం తప్పనిసరి. US పౌరులు ఎలాంటి పన్ను ఎగవేతలకు పాల్పడకుండా చూసేందుకు ఇది ఉద్దేశించబడిందిఆదాయం విదేశాలలో ఉత్పత్తి చేయబడింది. 2015 సంవత్సరంలో, భారతదేశం FATCAని అమలు చేయడం మరియు అంతర్జాతీయ పన్ను సమ్మతిని మెరుగుపరచడం కోసం యునైటెడ్ స్టేట్ ఆఫ్ అమెరికాతో ఇంటర్-గవర్నమెంటల్ అగ్రిమెంట్ (IGA)పై సంతకం చేసింది.

FATCA కింద, మ్యూచువల్ ఫండ్ హౌస్‌ల వంటి అన్ని ఆర్థిక సంస్థలు,భీమా సంస్థలు, బ్యాంకులు తమ క్లయింట్ సమాచారాన్ని భారత ప్రభుత్వానికి అందించాలి, అది US/కెనడియన్ ప్రభుత్వంతో మరింత భాగస్వామ్యం చేయబడుతుంది.

అయినప్పటికీ, US/కెనడాలోని NRIల స్థావరాల నుండి పెట్టుబడులను అంగీకరించే కొన్ని మ్యూచువల్ ఫండ్ హౌస్‌లు ఉన్నాయి:

ఈ AMCలో ప్రతి ఒక్కటి US లేదా కెనడా ఆధారిత NRIల నుండి పెట్టుబడులను అంగీకరించడానికి భిన్నమైన షరతును కలిగి ఉంటాయి. వీటిలో కొన్ని ఫండ్ హౌస్‌లు పేపర్ అప్లికేషన్ ఫారమ్‌లలో మాత్రమే పెట్టుబడులను అంగీకరిస్తాయి, అయితే కొన్ని NSE NMFII లేదా BSE STARMF ప్లాట్‌ఫారమ్ మొదలైన వాటి ద్వారా ఆన్‌లైన్ దరఖాస్తును అంగీకరించవచ్చు.

భారతదేశంలో పెట్టుబడుల కోసం NRE, NRO, FCNR ఖాతాలు

పెట్టుబడి పెట్టడానికిమ్యూచువల్ ఫండ్స్ భారతదేశంలో ఒక భారతీయుడితో కింది ఖాతాలలో దేనినైనా తెరవాలిబ్యాంక్:

NRE ఖాతా

ఇది నాన్-రెసిడెంట్ ఎక్స్‌టర్నల్ (NRE) ఖాతా, ఇది పొదుపులు, కరెంట్, స్థిర లేదారికరింగ్ డిపాజిట్. మీరు ఈ ఖాతాలో విదేశీ కరెన్సీని డిపాజిట్ చేయాలి. భారతీయ కరెన్సీని డిపాజిట్ చేయడానికి, మీరు తప్పనిసరిగా NRO ఖాతాను తెరవాలి. NRE ఖాతాలో లావాదేవీ మొత్తంపై గరిష్ట పరిమితి లేదు.

NRO ఖాతా

NRO లేదా నాన్-రెసిడెంట్ ఆర్డినరీ ఖాతా అనేది పొదుపు లేదా కరెంట్ ఖాతా రూపంలో ఉంటుంది, ఇది NRIలు భారతదేశంలో సంపాదించిన ఆదాయాన్ని నిర్వహించడానికి ఉద్దేశించబడింది. NRO ఖాతాలో, విదేశీ కరెన్సీ డిపాజిట్ అయిన తర్వాత భారతీయ రూపాయిలోకి మార్చబడుతుంది. ఒక NRO ఖాతాను మరొక NRI మరియు నివాసి భారతీయులు (సమీప బంధువులు)తో సంయుక్తంగా నిర్వహించవచ్చు.

FCNR ఖాతా

ఇది ఫారిన్ కరెన్సీ నాన్-రిపాట్రియబుల్ ఖాతా డిపాజిట్లను సూచిస్తుంది. ఈ ఖాతాలో, ఎన్‌ఆర్‌ఐలు తమ చెల్లింపులు చేయవచ్చుసంపాదన కెనడియన్ $, US$, యూరో, AU$, యెన్ మరియు పౌండ్ వంటి ఆరు కరెన్సీలలో ఒకటి. ఇతర FCNR లేదా NRE ఖాతాల నుండి నిధులను బదిలీ చేయవచ్చు. FCNRలో, అసలు మరియు వడ్డీకి ఎలాంటి పన్ను ఉండదు.

మీరు ఈ ఖాతాలలో దేనినైనా తెరిచిన తర్వాత, మీరు సెట్ చేసిన KYC నిబంధనల ప్రకారం మీ KYC (మీ కస్టమర్‌ను తెలుసుకోండి)ని విజయవంతంగా పూర్తి చేయాలిSEBI (సెక్యూరిటీస్ ఎక్స్ఛేంజ్ బోర్డ్ ఆఫ్ ఇండియా). సెబీ-రిజిస్టర్డ్ ఇంటర్మీడియట్‌లలో దేనితోనైనా వారి KYCని పూర్తి చేయవచ్చు.

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NRIలు మ్యూచువల్ ఫండ్లలో పెట్టుబడి పెట్టడానికి KYC విధానం

మీ KYC విధానాన్ని విజయవంతంగా పూర్తి చేయడానికి, NRIలు కొన్ని ముఖ్యమైన దశలను పూర్తి చేయాలి మరియు ఇలాంటి పత్రాలను అందించాలి:

a. KYC ఫారమ్

ఒక NRI సమర్పించవలసి ఉంటుందిKYC ఫారమ్ సెబీ రిజిస్టర్డ్ ఇంటర్మీడియట్‌కు అవసరమైన అన్ని వివరాలతో నింపబడి ఉంటుంది. పత్రాలను కొరియర్/పోస్ట్ ద్వారా ఇంటర్మీడియట్‌కు పంపవచ్చు.

బి. పత్రాలు

సమర్పించాల్సిన అవసరమైన పత్రాలు క్రిందివి:

విదేశీ చిరునామా రుజువు
భారతీయ నివాసి చిరునామా రుజువు
ఇటీవలి ఫోటో
పాస్పోర్ట్ కాపీ

మర్చంట్ నేవీలోని NRIల విషయంలో, మెరైనర్ డిక్లరేషన్ లేదా కంటిన్యూయస్ డిశ్చార్జ్ సర్టిఫికేట్ యొక్క ధృవీకరించబడిన కాపీని తప్పనిసరిగా సమర్పించాలి.

vs. సర్టిఫికేట్

NRIలు లేదా PIOలు (భారత మూలాల వ్యక్తి) పైన పేర్కొన్న డాక్యుమెంట్‌లను భారతదేశంలో నమోదు చేసుకున్న షెడ్యూల్డ్ వాణిజ్య బ్యాంకుల విదేశీ శాఖల అధీకృత అధికారులు, న్యాయమూర్తి, కోర్టు మేజిస్ట్రేట్, పబ్లిక్ నోటరీలు లేదా దేశంలోని భారత రాయబార కార్యాలయం/కాన్సులేట్ జనరల్ ద్వారా ధృవీకరించవచ్చు. ఉన్నాయి.

డి. వ్యక్తిగత ధృవీకరణలో (IPV)

SEBI నిబంధనల ప్రకారం, KYC ప్రక్రియకు IPV తప్పనిసరి. ఇంటర్మీడియట్ NRIలు/PIOల IPVని నిర్వహించాలి.

సమర్పించేటప్పుడు పైన పేర్కొన్న అన్ని పత్రాలు/రుజువులు ఆంగ్ల భాషలో ఉండాలని దయచేసి గమనించండి.

US/కెనడా NRIల కోసం అత్యుత్తమ పనితీరు కనబరుస్తున్న మ్యూచువల్ ఫండ్‌లు

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
UTI Transportation & Logistics Fund Growth	3	14.2	20.3	26.5	23.1	19.5	Sectoral
Sundaram Mid Cap Fund Growth	3.1	4.1	5.7	25.2	21.9	4.1	Mid Cap
UTI Healthcare Fund Growth	-0.3	-0.7	-1	24.8	14.8	-3.1	Sectoral
UTI Core Equity Fund Growth	5.8	3.1	8.9	22.7	21.4	7.4	Large & Mid Cap
Sundaram Infrastructure Advantage Fund Growth	2.3	1	5.4	22.5	22.1	4.1	Sectoral
Sundaram Global Advantage Fund Growth	6.5	16.5	24.6	21.9	13.4	23.9	Global
UTI Dividend Yield Fund Growth	3.5	2.4	6.8	21.5	18	5.3	Dividend Yield
BNP Paribas Mid Cap Fund Growth	4.2	4.4	5	21.4	20.5	2.5	Mid Cap
Sundaram Small Cap Fund Growth	0.8	0.4	2	20.9	21.8	0.4	Small Cap
UTI Multi Asset Fund Growth	5.4	6.7	11.4	20.4	15	11.1	Multi Asset
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Transportation & Logistics Fund	Sundaram Mid Cap Fund	UTI Healthcare Fund	UTI Core Equity Fund	Sundaram Infrastructure Advantage Fund	Sundaram Global Advantage Fund	UTI Dividend Yield Fund	BNP Paribas Mid Cap Fund	Sundaram Small Cap Fund	UTI Multi Asset Fund
Point 1	Upper mid AUM (₹4,067 Cr).	Highest AUM (₹13,345 Cr).	Bottom quartile AUM (₹1,126 Cr).	Upper mid AUM (₹5,498 Cr).	Bottom quartile AUM (₹961 Cr).	Bottom quartile AUM (₹149 Cr).	Upper mid AUM (₹3,936 Cr).	Lower mid AUM (₹2,320 Cr).	Lower mid AUM (₹3,450 Cr).	Top quartile AUM (₹6,551 Cr).
Point 2	Established history (21+ yrs).	Established history (23+ yrs).	Oldest track record among peers (26 yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (top quartile).	Top rated.	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.11% (top quartile).	5Y return: 21.87% (upper mid).	5Y return: 14.81% (bottom quartile).	5Y return: 21.39% (upper mid).	5Y return: 22.10% (top quartile).	5Y return: 13.41% (bottom quartile).	5Y return: 18.00% (lower mid).	5Y return: 20.53% (lower mid).	5Y return: 21.80% (upper mid).	5Y return: 15.02% (bottom quartile).
Point 6	3Y return: 26.53% (top quartile).	3Y return: 25.18% (top quartile).	3Y return: 24.78% (upper mid).	3Y return: 22.72% (upper mid).	3Y return: 22.45% (upper mid).	3Y return: 21.94% (lower mid).	3Y return: 21.48% (lower mid).	3Y return: 21.40% (bottom quartile).	3Y return: 20.86% (bottom quartile).	3Y return: 20.40% (bottom quartile).
Point 7	1Y return: 20.32% (top quartile).	1Y return: 5.66% (lower mid).	1Y return: -1.03% (bottom quartile).	1Y return: 8.89% (upper mid).	1Y return: 5.35% (lower mid).	1Y return: 24.62% (top quartile).	1Y return: 6.77% (upper mid).	1Y return: 4.96% (bottom quartile).	1Y return: 1.96% (bottom quartile).	1Y return: 11.41% (upper mid).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -1.35 (upper mid).	Alpha: -2.38 (lower mid).	Alpha: -1.49 (lower mid).	Alpha: -6.82 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -4.55 (bottom quartile).	Alpha: -3.13 (bottom quartile).	Alpha: 4.26 (top quartile).	1M return: 0.68% (bottom quartile).
Point 9	Sharpe: 0.72 (top quartile).	Sharpe: 0.09 (upper mid).	Sharpe: -0.22 (bottom quartile).	Sharpe: 0.08 (upper mid).	Sharpe: -0.01 (lower mid).	Sharpe: 1.27 (top quartile).	Sharpe: -0.25 (bottom quartile).	Sharpe: -0.03 (lower mid).	Sharpe: -0.13 (bottom quartile).	Alpha: 0.00 (upper mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.15 (upper mid).	Information ratio: -0.11 (lower mid).	Information ratio: 0.79 (top quartile).	Information ratio: -0.12 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.84 (top quartile).	Information ratio: -0.86 (bottom quartile).	Information ratio: -0.14 (bottom quartile).	Sharpe: 0.48 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,067 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 23.11% (top quartile).
3Y return: 26.53% (top quartile).
1Y return: 20.32% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.72 (top quartile).
Information ratio: 0.00 (upper mid).

Sundaram Mid Cap Fund

Highest AUM (₹13,345 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.87% (upper mid).
3Y return: 25.18% (top quartile).
1Y return: 5.66% (lower mid).
Alpha: -1.35 (upper mid).
Sharpe: 0.09 (upper mid).
Information ratio: 0.15 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,126 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 14.81% (bottom quartile).
3Y return: 24.78% (upper mid).
1Y return: -1.03% (bottom quartile).
Alpha: -2.38 (lower mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: -0.11 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹5,498 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.39% (upper mid).
3Y return: 22.72% (upper mid).
1Y return: 8.89% (upper mid).
Alpha: -1.49 (lower mid).
Sharpe: 0.08 (upper mid).
Information ratio: 0.79 (top quartile).

Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹961 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.10% (top quartile).
3Y return: 22.45% (upper mid).
1Y return: 5.35% (lower mid).
Alpha: -6.82 (bottom quartile).
Sharpe: -0.01 (lower mid).
Information ratio: -0.12 (bottom quartile).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹149 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 13.41% (bottom quartile).
3Y return: 21.94% (lower mid).
1Y return: 24.62% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.27 (top quartile).
Information ratio: 0.00 (upper mid).

UTI Dividend Yield Fund

Upper mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.00% (lower mid).
3Y return: 21.48% (lower mid).
1Y return: 6.77% (upper mid).
Alpha: -4.55 (bottom quartile).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.84 (top quartile).

BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,320 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 20.53% (lower mid).
3Y return: 21.40% (bottom quartile).
1Y return: 4.96% (bottom quartile).
Alpha: -3.13 (bottom quartile).
Sharpe: -0.03 (lower mid).
Information ratio: -0.86 (bottom quartile).

Sundaram Small Cap Fund

Lower mid AUM (₹3,450 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.80% (upper mid).
3Y return: 20.86% (bottom quartile).
1Y return: 1.96% (bottom quartile).
Alpha: 4.26 (top quartile).
Sharpe: -0.13 (bottom quartile).
Information ratio: -0.14 (bottom quartile).

UTI Multi Asset Fund

Top quartile AUM (₹6,551 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.02% (bottom quartile).
3Y return: 20.40% (bottom quartile).
1Y return: 11.41% (upper mid).
1M return: 0.68% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (upper mid).

*ఫండ్‌ల జాబితా అవరోహణ క్రమంలో గత 3 సంవత్సరాల రాబడిపై ఆధారపడి ఉంటుంది.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,067 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 23.11% (top quartile).
3Y return: 26.53% (top quartile).
1Y return: 20.32% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.72 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~15.2%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (07 Jan 26)	₹300.287 ↓ -1.20 (-0.40 %)
Net Assets (Cr)	₹4,067 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,434
31 Dec 22	₹14,261
31 Dec 23	₹19,972
31 Dec 24	₹23,705
31 Dec 25	₹28,333

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.8%
3 Month	3%
6 Month	14.2%
1 Year	20.3%
3 Year	26.5%
5 Year	23.1%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.2 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.03%
Industrials	13.97%

Asset Allocation

Asset Class	Value
Cash	5.41%
Equity	94.43%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹620 Cr	1,649,386 ↑ 45,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹411 Cr	258,455 ↓ -3,121
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹376 Cr	532,652 ↓ -21,875
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹255 Cr	8,494,093
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹211 Cr	357,935
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹202 Cr	327,739
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	5%	₹193 Cr	212,504
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹165 Cr	711,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹163 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹142 Cr	403,430

2. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

Highest AUM (₹13,345 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.87% (upper mid).
3Y return: 25.18% (top quartile).
1Y return: 5.66% (lower mid).
Alpha: -1.35 (upper mid).
Sharpe: 0.09 (upper mid).
Information ratio: 0.15 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Cummins India Ltd (~4.2%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (07 Jan 26)	₹1,446.96 ↑ 3.44 (0.24 %)
Net Assets (Cr)	₹13,345 on 30 Nov 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.09
Information Ratio	0.15
Alpha Ratio	-1.35
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,749
31 Dec 22	₹14,414
31 Dec 23	₹20,231
31 Dec 24	₹26,707
31 Dec 25	₹27,800

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.9%
3 Month	3.1%
6 Month	4.1%
1 Year	5.7%
3 Year	25.2%
5 Year	21.9%
10 Year
15 Year
Since launch	23.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.1%
2023	32%
2022	40.4%
2021	4.8%
2020	37.5%
2019	11.8%
2018	-0.3%
2017	-15.4%
2016	40.8%
2015	11.3%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.77 Yr.
Ratish Varier	24 Feb 21	4.77 Yr.

Data below for Sundaram Mid Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	21.47%
Consumer Cyclical	15.93%
Industrials	14.16%
Health Care	10.33%
Basic Materials	9.51%
Technology	6.13%
Consumer Defensive	6.1%
Real Estate	3.71%
Communication Services	2.49%
Utility	2.32%
Energy	2.11%

Asset Allocation

Asset Class	Value
Cash	5.72%
Equity	94.26%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| CUMMINSIND	4%	₹554 Cr	1,237,533 ↓ -36,220
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	3%	₹440 Cr	11,843,703 ↓ -77,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| COROMANDEL	3%	₹412 Cr	1,731,201 ↑ 18,600
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| GVT&D	3%	₹334 Cr	1,158,576 ↓ -20,966
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| FORTIS	2%	₹330 Cr	3,592,166
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	2%	₹306 Cr	11,865,970
Sundaram Liquid Dir Gr Investment Fund \| -	2%	₹305 Cr	1,279,167 ↑ 1,047,803
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| 539437	2%	₹304 Cr	37,978,844
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	2%	₹292 Cr	1,527,449 ↑ 37,662
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	2%	₹285 Cr	5,641,735 ↑ 76,401

3. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,126 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 14.81% (bottom quartile).
3Y return: 24.78% (upper mid).
1Y return: -1.03% (bottom quartile).
Alpha: -2.38 (lower mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: -0.11 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.8%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (07 Jan 26)	₹289.606 ↑ 1.23 (0.43 %)
Net Assets (Cr)	₹1,126 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.22
Information Ratio	-0.11
Alpha Ratio	-2.38
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,908
31 Dec 22	₹10,441
31 Dec 23	₹14,430
31 Dec 24	₹20,614
31 Dec 25	₹19,965

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	-0.3%
6 Month	-0.7%
1 Year	-1%
3 Year	24.8%
5 Year	14.8%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.59 Yr.

Data below for UTI Healthcare Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Health Care	97.71%
Basic Materials	1.03%

Asset Allocation

Asset Class	Value
Cash	1.25%
Equity	98.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹110 Cr	600,000 ↓ -50,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| AJANTPHARM	6%	₹73 Cr	285,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| LUPIN	6%	₹67 Cr	319,570
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| GLENMARK	4%	₹46 Cr	235,028 ↓ -9,972
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹42 Cr	335,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹39 Cr	221,162 ↑ 8,021
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹39 Cr	53,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹39 Cr	68,000 ↓ -4,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹38 Cr	67,014
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| CIPLA	3%	₹38 Cr	250,000 ↓ -30,000

4. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,498 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.39% (upper mid).
3Y return: 22.72% (upper mid).
1Y return: 8.89% (upper mid).
Alpha: -1.49 (lower mid).
Sharpe: 0.08 (upper mid).
Information ratio: 0.79 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (07 Jan 26)	₹188.913 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹5,498 on 30 Nov 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	0.08
Information Ratio	0.79
Alpha Ratio	-1.49
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,076
31 Dec 22	₹14,720
31 Dec 23	₹19,789
31 Dec 24	₹25,171
31 Dec 25	₹27,036

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.2%
3 Month	5.8%
6 Month	3.1%
1 Year	8.9%
3 Year	22.7%
5 Year	21.4%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.55 Yr.

Data below for UTI Core Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	28.65%
Consumer Cyclical	10.88%
Technology	10.31%
Industrials	8.28%
Energy	8.18%
Basic Materials	7.56%
Health Care	7.5%
Consumer Defensive	5.78%
Communication Services	4.75%
Real Estate	2.67%
Utility	1.93%

Asset Allocation

Asset Class	Value
Cash	3.52%
Equity	96.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹307 Cr	3,049,721
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹198 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	4%	₹197 Cr	1,264,187 ↑ 45,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹175 Cr	1,116,380
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹150 Cr	5,833,275
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹144 Cr	3,559,906
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	2%	₹136 Cr	2,584,841
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹133 Cr	3,705,761 ↓ -245,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹132 Cr	5,273,655
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹123 Cr	3,074,620

5. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹961 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.10% (top quartile).
3Y return: 22.45% (upper mid).
1Y return: 5.35% (lower mid).
Alpha: -6.82 (bottom quartile).
Sharpe: -0.01 (lower mid).
Information ratio: -0.12 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Bharti Airtel Ltd (~9.1%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (07 Jan 26)	₹97.6193 ↓ -0.13 (-0.13 %)
Net Assets (Cr)	₹961 on 30 Nov 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.37
Sharpe Ratio	-0.01
Information Ratio	-0.12
Alpha Ratio	-6.82
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,950
31 Dec 22	₹15,265
31 Dec 23	₹21,625
31 Dec 24	₹26,778
31 Dec 25	₹27,887

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.4%
3 Month	2.3%
6 Month	1%
1 Year	5.4%
3 Year	22.5%
5 Year	22.1%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.1%
2023	23.8%
2022	41.7%
2021	2.1%
2020	49.5%
2019	10.4%
2018	2.2%
2017	-21.9%
2016	55.5%
2015	-0.5%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Clyton Fernandes	10 Dec 25	0 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	39.12%
Energy	11.86%
Communication Services	11.63%
Utility	11.42%
Consumer Cyclical	6.86%
Basic Materials	6.12%
Financial Services	4.13%
Real Estate	2.19%
Technology	1.09%
Health Care	0.95%

Asset Allocation

Asset Class	Value
Cash	4.62%
Equity	95.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	9%	₹87 Cr	415,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	9%	₹85 Cr	210,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	8%	₹80 Cr	510,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| NTPC	5%	₹44 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹32 Cr	28,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹28 Cr	675,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| POWERGRID	2%	₹22 Cr	800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 19 \| BPCL	2%	₹21 Cr	575,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	2%	₹20 Cr	145,000
State Bank of India (Financial Services) Equity, Since 28 Feb 22 \| SBIN	2%	₹20 Cr	200,000

6. Sundaram Global Advantage Fund

To achieve capital appreciation by investing in units of overseas mutual funds and exchange traded funds, domestic money market instruments. Income generation may only be a secondary objective.

Research Highlights for Sundaram Global Advantage Fund

Bottom quartile AUM (₹149 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 13.41% (bottom quartile).
3Y return: 21.94% (lower mid).
1Y return: 24.62% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.27 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Sundaram Global Brand Master (~97.6%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Sundaram Global Advantage Fund

Sundaram Global Advantage Fund Growth
Launch Date	24 Aug 07
NAV (06 Jan 26)	₹40.7376 ↑ 0.21 (0.52 %)
Net Assets (Cr)	₹149 on 30 Nov 25
Category	Equity - Global
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	1.07
Sharpe Ratio	1.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,849
31 Dec 22	₹10,022
31 Dec 23	₹13,043
31 Dec 24	₹14,757
31 Dec 25	₹18,285

Sundaram Global Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Sundaram Global Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	2.6%
3 Month	6.5%
6 Month	16.5%
1 Year	24.6%
3 Year	21.9%
5 Year	13.4%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.9%
2023	13.1%
2022	30.1%
2021	-15.4%
2020	18.5%
2019	21.4%
2018	17.6%
2017	-8.1%
2016	19.8%
2015	12.8%

Fund Manager information for Sundaram Global Advantage Fund

Name	Since	Tenure
Pathanjali Srinivasan	1 Apr 24	1.67 Yr.

Data below for Sundaram Global Advantage Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Technology	34.25%
Consumer Cyclical	20.59%
Financial Services	14.97%
Communication Services	13.27%
Consumer Defensive	9.95%
Industrials	4.53%

Asset Allocation

Asset Class	Value
Cash	2.45%
Equity	97.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sundaram Global Brand Master Investment Fund \| -	98%	₹145 Cr	8,905,340 ↑ 186,770
Treps CBLO/Reverse Repo \| -	3%	₹4 Cr
Cash And Other Net Current Assets CBLO \| -	0%	₹0 Cr

7. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.00% (lower mid).
3Y return: 21.48% (lower mid).
1Y return: 6.77% (upper mid).
Alpha: -4.55 (bottom quartile).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.84 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.1%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (07 Jan 26)	₹183.413 ↓ -0.16 (-0.09 %)
Net Assets (Cr)	₹3,936 on 30 Nov 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.25
Information Ratio	0.84
Alpha Ratio	-4.55
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,884
31 Dec 22	₹13,145
31 Dec 23	₹17,803
31 Dec 24	₹22,197
31 Dec 25	₹23,381

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.6%
3 Month	3.5%
6 Month	2.4%
1 Year	6.8%
3 Year	21.5%
5 Year	18%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.04 Yr.

Data below for UTI Dividend Yield Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	28.87%
Technology	14.67%
Consumer Cyclical	11.04%
Health Care	8.64%
Energy	6.13%
Consumer Defensive	6.06%
Industrials	5.66%
Utility	5.45%
Real Estate	4.19%
Communication Services	3.71%
Basic Materials	3.61%

Asset Allocation

Asset Class	Value
Cash	0.45%
Equity	99.03%
Debt	0.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹358 Cr	3,550,000 ↓ -75,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹208 Cr	1,500,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| TECHM	4%	₹140 Cr	925,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹137 Cr	1,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹134 Cr	860,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹133 Cr	625,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹122 Cr	325,000 ↓ -22,678
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹120 Cr	570,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹105 Cr	2,600,000 ↑ 100,000
Knowledge Realty Trust Units (Real Estate) -, Since 31 Aug 25 \| 544481	3%	₹103 Cr	8,658,197 ↓ -58,862

8. BNP Paribas Mid Cap Fund

The Investment objective of the scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in the middle and small capitalization segment, defi ned as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic style of management and entrepreneurial fl air. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,320 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 20.53% (lower mid).
3Y return: 21.40% (bottom quartile).
1Y return: 4.96% (bottom quartile).
Alpha: -3.13 (bottom quartile).
Sharpe: -0.03 (lower mid).
Information ratio: -0.86 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding GE Vernova T&D India Ltd (~3.1%).

Below is the key information for BNP Paribas Mid Cap Fund

BNP Paribas Mid Cap Fund Growth
Launch Date	2 May 06
NAV (07 Jan 26)	₹106.469 ↑ 0.29 (0.27 %)
Net Assets (Cr)	₹2,320 on 30 Nov 25
Category	Equity - Mid Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.03
Information Ratio	-0.86
Alpha Ratio	-3.13
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,149
31 Dec 22	₹14,814
31 Dec 23	₹19,639
31 Dec 24	₹25,245
31 Dec 25	₹25,864

BNP Paribas Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for BNP Paribas Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	2.2%
3 Month	4.2%
6 Month	4.4%
1 Year	5%
3 Year	21.4%
5 Year	20.5%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	28.5%
2022	32.6%
2021	4.7%
2020	41.5%
2019	23.1%
2018	5.2%
2017	-17.5%
2016	49%
2015	-1.2%

Fund Manager information for BNP Paribas Mid Cap Fund

Name	Since	Tenure
Pratish Krishnan	29 Nov 25	0.01 Yr.
Himanshu Singh	21 Oct 24	1.11 Yr.

Data below for BNP Paribas Mid Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	22.17%
Consumer Cyclical	18.16%
Industrials	14.23%
Health Care	14.04%
Basic Materials	11.86%
Technology	6.62%
Energy	3.19%
Real Estate	2.25%
Consumer Defensive	2.19%
Communication Services	1.81%

Asset Allocation

Asset Class	Value
Cash	3.47%
Equity	96.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| GVT&D	3%	₹72 Cr	250,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	3%	₹70 Cr	800,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 22 \| POWERINDIA	3%	₹66 Cr	30,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 23 \| 543390	3%	₹64 Cr	350,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jan 24 \| BHEL	3%	₹58 Cr	2,000,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Apr 23 \| NAVINFLUOR	2%	₹57 Cr	100,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Oct 22 \| PHOENIXLTD	2%	₹52 Cr	300,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| FEDERALBNK	2%	₹52 Cr	2,000,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 24 \| HINDPETRO	2%	₹50 Cr	1,100,000
Escorts Kubota Ltd (Industrials) Equity, Since 31 Oct 22 \| ESCORTS	2%	₹46 Cr	120,000

9. Sundaram Small Cap Fund

(Erstwhile Sundaram SMILE Fund)

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram Small Cap Fund

Lower mid AUM (₹3,450 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.80% (upper mid).
3Y return: 20.86% (bottom quartile).
1Y return: 1.96% (bottom quartile).
Alpha: 4.26 (top quartile).
Sharpe: -0.13 (bottom quartile).
Information ratio: -0.14 (bottom quartile).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~3.2%).

Below is the key information for Sundaram Small Cap Fund

Sundaram Small Cap Fund Growth
Launch Date	15 Feb 05
NAV (07 Jan 26)	₹263.184 ↑ 0.28 (0.11 %)
Net Assets (Cr)	₹3,450 on 30 Nov 25
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	-0.13
Information Ratio	-0.14
Alpha Ratio	4.26
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹16,035
31 Dec 22	₹15,696
31 Dec 23	₹22,805
31 Dec 24	₹27,155
31 Dec 25	₹27,262

Sundaram Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Sundaram Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	0.8%
6 Month	0.4%
1 Year	2%
3 Year	20.9%
5 Year	21.8%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.4%
2023	19.1%
2022	45.3%
2021	-2.1%
2020	60.3%
2019	26.2%
2018	-6.1%
2017	-29.2%
2016	55.6%
2015	-0.1%

Fund Manager information for Sundaram Small Cap Fund

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	3.08 Yr.

Data below for Sundaram Small Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	20.39%
Financial Services	19.4%
Industrials	18.92%
Health Care	12.01%
Basic Materials	8.75%
Communication Services	5.1%
Technology	4.57%
Consumer Defensive	2.57%
Real Estate	2.33%
Utility	1.03%

Asset Allocation

Asset Class	Value
Cash	4.6%
Equity	95.36%
Debt	0.04%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	3%	₹112 Cr	1,681,362
MTAR Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| MTARTECH	3%	₹109 Cr	430,300 ↑ 30,400
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	3%	₹105 Cr	431,921
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	3%	₹102 Cr	1,434,521
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	3%	₹99 Cr	140,821
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹98 Cr	577,256
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹96 Cr	933,628 ↑ 18,860
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	3%	₹95 Cr	569,587 ↑ 39,551
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹86 Cr	953,608
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	2%	₹85 Cr	4,603,530

10. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Top quartile AUM (₹6,551 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.02% (bottom quartile).
3Y return: 20.40% (bottom quartile).
1Y return: 11.41% (upper mid).
1M return: 0.68% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~12.3%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (07 Jan 26)	₹79.9831 ↑ 0.12 (0.15 %)
Net Assets (Cr)	₹6,551 on 30 Nov 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,180
31 Dec 22	₹11,673
31 Dec 23	₹15,076
31 Dec 24	₹18,198
31 Dec 25	₹20,215

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.7%
3 Month	5.4%
6 Month	6.7%
1 Year	11.4%
3 Year	20.4%
5 Year	15%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	20.7%
2022	29.1%
2021	4.4%
2020	11.8%
2019	13.1%
2018	3.9%
2017	-0.5%
2016	17.1%
2015	7.3%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	4.05 Yr.
Jaydeep Bhowal	1 Oct 24	1.17 Yr.

Data below for UTI Multi Asset Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	7.73%
Equity	68.27%
Debt	11.82%
Other	12.18%

Equity Sector Allocation

Sector	Value
Financial Services	16.04%
Technology	11.92%
Consumer Defensive	9.37%
Consumer Cyclical	7.68%
Basic Materials	6.16%
Industrials	5.61%
Health Care	4.33%
Energy	3.13%
Communication Services	3.08%
Real Estate	3%

Debt Sector Allocation

Sector	Value
Government	9.04%
Cash Equivalent	7.72%
Corporate	2.79%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	12%	₹805 Cr	76,018,936
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	3%	₹177 Cr	1,132,192 ↑ 115,255
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹172 Cr	4,253,690 ↑ 83,865
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| ASIANPAINT	2%	₹151 Cr	524,991 ↑ 28,672
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	2%	₹149 Cr	1,519,927 ↑ 157,362
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹142 Cr	677,566 ↓ -10,759
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹141 Cr	1,119,520 ↑ 73,323
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	2%	₹137 Cr	1,364,459 ↓ -4,163
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹135 Cr	431,841
Coal India Ltd (Energy) Equity, Since 31 Oct 22 \| COALINDIA	2%	₹126 Cr	3,341,545 ↑ 606,406

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.