USA/కెనడా-ఆధారిత NRIలు భారతదేశంలో పెట్టుబడి పెట్టడానికి అనుమతించే మ్యూచువల్ ఫండ్ హౌస్‌లు

Updated on November 4, 2025 , 45817 views

USA మరియు కెనడాలో ఉన్న NRIలు కొన్నింటిలో మాత్రమే పెట్టుబడి పెట్టగలరుమ్యూచువల్ ఫండ్ హౌసెస్ భారతదేశం లో. అనేక AMCలు (అసెట్ మేనేజ్‌మెంట్ కంపెనీలు) భారతదేశంలో USA లేదా కెనడాలో ఉన్న NRIల నుండి పెట్టుబడులను ఇంకా అనుమతించలేదు. ఎందుకంటే USA ద్వారా విదేశీ ఖాతా పన్ను వర్తింపు చట్టం (FATCA). అయినప్పటికీ, NRI డబ్బును పెట్టుబడి పెట్టడానికి ప్లాన్ చేయగల కొన్ని ప్రముఖ AMCలు ఉన్నాయి. ఇక్కడ మేము ఒక NRI కోసం KYC ప్రక్రియను కూడా పరిశీలిస్తాముమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టండి భారతదేశంలో, NRE, NRO, FCNR ఖాతాతో పాటుఅత్యుత్తమ పనితీరు కనబరుస్తున్న మ్యూచువల్ ఫండ్స్ మంచి లాభాలు సంపాదించడానికి పెట్టుబడి పెట్టడానికి.

AMCలు కెనడా/USA NRIల నుండి పెట్టుబడిని అంగీకరిస్తాయి

FATCA అమల్లోకి వచ్చినప్పటి నుండి, చాలా AMCలు US మరియు కెనడాలో ఉన్న NRIల నుండి పెట్టుబడులను స్వీకరించడం ఆపివేసాయి, ఎందుకంటే ఇది AMCల వైపు చాలా వ్రాతపని మరియు సమ్మతిని కలిగి ఉంది.

ప్రవాస భారతీయులు (NRIలు)తో సహా US పౌరులకు సంబంధించిన లావాదేవీల వివరాలను US ప్రభుత్వంతో పంచుకోవడానికి అన్ని ఆర్థిక సంస్థలకు విదేశీ ఖాతా పన్ను వర్తింపు చట్టం తప్పనిసరి. US పౌరులు ఎలాంటి పన్ను ఎగవేతలకు పాల్పడకుండా చూసేందుకు ఇది ఉద్దేశించబడిందిఆదాయం విదేశాలలో ఉత్పత్తి చేయబడింది. 2015 సంవత్సరంలో, భారతదేశం FATCAని అమలు చేయడం మరియు అంతర్జాతీయ పన్ను సమ్మతిని మెరుగుపరచడం కోసం యునైటెడ్ స్టేట్ ఆఫ్ అమెరికాతో ఇంటర్-గవర్నమెంటల్ అగ్రిమెంట్ (IGA)పై సంతకం చేసింది.

FATCA కింద, మ్యూచువల్ ఫండ్ హౌస్‌ల వంటి అన్ని ఆర్థిక సంస్థలు,భీమా సంస్థలు, బ్యాంకులు తమ క్లయింట్ సమాచారాన్ని భారత ప్రభుత్వానికి అందించాలి, అది US/కెనడియన్ ప్రభుత్వంతో మరింత భాగస్వామ్యం చేయబడుతుంది.

అయినప్పటికీ, US/కెనడాలోని NRIల స్థావరాల నుండి పెట్టుబడులను అంగీకరించే కొన్ని మ్యూచువల్ ఫండ్ హౌస్‌లు ఉన్నాయి:

ఈ AMCలో ప్రతి ఒక్కటి US లేదా కెనడా ఆధారిత NRIల నుండి పెట్టుబడులను అంగీకరించడానికి భిన్నమైన షరతును కలిగి ఉంటాయి. వీటిలో కొన్ని ఫండ్ హౌస్‌లు పేపర్ అప్లికేషన్ ఫారమ్‌లలో మాత్రమే పెట్టుబడులను అంగీకరిస్తాయి, అయితే కొన్ని NSE NMFII లేదా BSE STARMF ప్లాట్‌ఫారమ్ మొదలైన వాటి ద్వారా ఆన్‌లైన్ దరఖాస్తును అంగీకరించవచ్చు.

భారతదేశంలో పెట్టుబడుల కోసం NRE, NRO, FCNR ఖాతాలు

పెట్టుబడి పెట్టడానికిమ్యూచువల్ ఫండ్స్ భారతదేశంలో ఒక భారతీయుడితో కింది ఖాతాలలో దేనినైనా తెరవాలిబ్యాంక్:

NRE ఖాతా

ఇది నాన్-రెసిడెంట్ ఎక్స్‌టర్నల్ (NRE) ఖాతా, ఇది పొదుపులు, కరెంట్, స్థిర లేదారికరింగ్ డిపాజిట్. మీరు ఈ ఖాతాలో విదేశీ కరెన్సీని డిపాజిట్ చేయాలి. భారతీయ కరెన్సీని డిపాజిట్ చేయడానికి, మీరు తప్పనిసరిగా NRO ఖాతాను తెరవాలి. NRE ఖాతాలో లావాదేవీ మొత్తంపై గరిష్ట పరిమితి లేదు.

NRO ఖాతా

NRO లేదా నాన్-రెసిడెంట్ ఆర్డినరీ ఖాతా అనేది పొదుపు లేదా కరెంట్ ఖాతా రూపంలో ఉంటుంది, ఇది NRIలు భారతదేశంలో సంపాదించిన ఆదాయాన్ని నిర్వహించడానికి ఉద్దేశించబడింది. NRO ఖాతాలో, విదేశీ కరెన్సీ డిపాజిట్ అయిన తర్వాత భారతీయ రూపాయిలోకి మార్చబడుతుంది. ఒక NRO ఖాతాను మరొక NRI మరియు నివాసి భారతీయులు (సమీప బంధువులు)తో సంయుక్తంగా నిర్వహించవచ్చు.

FCNR ఖాతా

ఇది ఫారిన్ కరెన్సీ నాన్-రిపాట్రియబుల్ ఖాతా డిపాజిట్లను సూచిస్తుంది. ఈ ఖాతాలో, ఎన్‌ఆర్‌ఐలు తమ చెల్లింపులు చేయవచ్చుసంపాదన కెనడియన్ $, US$, యూరో, AU$, యెన్ మరియు పౌండ్ వంటి ఆరు కరెన్సీలలో ఒకటి. ఇతర FCNR లేదా NRE ఖాతాల నుండి నిధులను బదిలీ చేయవచ్చు. FCNRలో, అసలు మరియు వడ్డీకి ఎలాంటి పన్ను ఉండదు.

మీరు ఈ ఖాతాలలో దేనినైనా తెరిచిన తర్వాత, మీరు సెట్ చేసిన KYC నిబంధనల ప్రకారం మీ KYC (మీ కస్టమర్‌ను తెలుసుకోండి)ని విజయవంతంగా పూర్తి చేయాలిSEBI (సెక్యూరిటీస్ ఎక్స్ఛేంజ్ బోర్డ్ ఆఫ్ ఇండియా). సెబీ-రిజిస్టర్డ్ ఇంటర్మీడియట్‌లలో దేనితోనైనా వారి KYCని పూర్తి చేయవచ్చు.

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NRIలు మ్యూచువల్ ఫండ్లలో పెట్టుబడి పెట్టడానికి KYC విధానం

మీ KYC విధానాన్ని విజయవంతంగా పూర్తి చేయడానికి, NRIలు కొన్ని ముఖ్యమైన దశలను పూర్తి చేయాలి మరియు ఇలాంటి పత్రాలను అందించాలి:

a. KYC ఫారమ్

ఒక NRI సమర్పించవలసి ఉంటుందిKYC ఫారమ్ సెబీ రిజిస్టర్డ్ ఇంటర్మీడియట్‌కు అవసరమైన అన్ని వివరాలతో నింపబడి ఉంటుంది. పత్రాలను కొరియర్/పోస్ట్ ద్వారా ఇంటర్మీడియట్‌కు పంపవచ్చు.

బి. పత్రాలు

సమర్పించాల్సిన అవసరమైన పత్రాలు క్రిందివి:

విదేశీ చిరునామా రుజువు
భారతీయ నివాసి చిరునామా రుజువు
ఇటీవలి ఫోటో
పాస్పోర్ట్ కాపీ

మర్చంట్ నేవీలోని NRIల విషయంలో, మెరైనర్ డిక్లరేషన్ లేదా కంటిన్యూయస్ డిశ్చార్జ్ సర్టిఫికేట్ యొక్క ధృవీకరించబడిన కాపీని తప్పనిసరిగా సమర్పించాలి.

vs. సర్టిఫికేట్

NRIలు లేదా PIOలు (భారత మూలాల వ్యక్తి) పైన పేర్కొన్న డాక్యుమెంట్‌లను భారతదేశంలో నమోదు చేసుకున్న షెడ్యూల్డ్ వాణిజ్య బ్యాంకుల విదేశీ శాఖల అధీకృత అధికారులు, న్యాయమూర్తి, కోర్టు మేజిస్ట్రేట్, పబ్లిక్ నోటరీలు లేదా దేశంలోని భారత రాయబార కార్యాలయం/కాన్సులేట్ జనరల్ ద్వారా ధృవీకరించవచ్చు. ఉన్నాయి.

డి. వ్యక్తిగత ధృవీకరణలో (IPV)

SEBI నిబంధనల ప్రకారం, KYC ప్రక్రియకు IPV తప్పనిసరి. ఇంటర్మీడియట్ NRIలు/PIOల IPVని నిర్వహించాలి.

సమర్పించేటప్పుడు పైన పేర్కొన్న అన్ని పత్రాలు/రుజువులు ఆంగ్ల భాషలో ఉండాలని దయచేసి గమనించండి.

US/కెనడా NRIల కోసం అత్యుత్తమ పనితీరు కనబరుస్తున్న మ్యూచువల్ ఫండ్‌లు

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
Sundaram Mid Cap Fund Growth	4.8	13.5	4	23.7	26	32	Mid Cap
UTI Healthcare Fund Growth	1.5	8.3	-0.2	23.1	17.5	42.9	Sectoral
UTI Transportation & Logistics Fund Growth	9.5	18.5	11.5	23	26.2	18.7	Sectoral
Sundaram Global Advantage Fund Growth	9.5	22.8	27.3	22.6	14	13.1	Global
Sundaram Infrastructure Advantage Fund Growth	3.1	11.2	1.4	21.6	26.9	23.8	Sectoral
UTI Core Equity Fund Growth	3.9	8.3	2.2	21	24.8	27.2	Large & Mid Cap
Sundaram Small Cap Fund Growth	5	14.6	-0.4	20.7	26.9	19.1	Small Cap
UTI Dividend Yield Fund Growth	3	6.6	-1.3	19.9	21	24.7	Dividend Yield
UTI Infrastructure Fund Growth	3.1	6.7	0.8	19.4	25.1	18.5	Sectoral
UTI Multi Asset Fund Growth	5	6.9	7.1	19.4	15.7	20.7	Multi Asset
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Sundaram Mid Cap Fund	UTI Healthcare Fund	UTI Transportation & Logistics Fund	Sundaram Global Advantage Fund	Sundaram Infrastructure Advantage Fund	UTI Core Equity Fund	Sundaram Small Cap Fund	UTI Dividend Yield Fund	UTI Infrastructure Fund	UTI Multi Asset Fund
Point 1	Highest AUM (₹12,501 Cr).	Bottom quartile AUM (₹1,119 Cr).	Upper mid AUM (₹3,741 Cr).	Bottom quartile AUM (₹130 Cr).	Bottom quartile AUM (₹935 Cr).	Upper mid AUM (₹4,861 Cr).	Lower mid AUM (₹3,282 Cr).	Upper mid AUM (₹3,794 Cr).	Lower mid AUM (₹2,108 Cr).	Top quartile AUM (₹5,941 Cr).
Point 2	Established history (23+ yrs).	Oldest track record among peers (26 yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 1★ (lower mid).	Rating: 3★ (top quartile).	Rating: 2★ (lower mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 26.04% (upper mid).	5Y return: 17.53% (bottom quartile).	5Y return: 26.20% (upper mid).	5Y return: 13.97% (bottom quartile).	5Y return: 26.93% (top quartile).	5Y return: 24.82% (lower mid).	5Y return: 26.87% (top quartile).	5Y return: 21.01% (lower mid).	5Y return: 25.12% (upper mid).	5Y return: 15.65% (bottom quartile).
Point 6	3Y return: 23.68% (top quartile).	3Y return: 23.14% (top quartile).	3Y return: 22.98% (upper mid).	3Y return: 22.62% (upper mid).	3Y return: 21.65% (upper mid).	3Y return: 20.96% (lower mid).	3Y return: 20.75% (lower mid).	3Y return: 19.92% (bottom quartile).	3Y return: 19.37% (bottom quartile).	3Y return: 19.36% (bottom quartile).
Point 7	1Y return: 4.01% (upper mid).	1Y return: -0.16% (bottom quartile).	1Y return: 11.54% (top quartile).	1Y return: 27.28% (top quartile).	1Y return: 1.44% (lower mid).	1Y return: 2.15% (upper mid).	1Y return: -0.35% (bottom quartile).	1Y return: -1.27% (bottom quartile).	1Y return: 0.79% (lower mid).	1Y return: 7.06% (upper mid).
Point 8	Alpha: 2.99 (top quartile).	Alpha: 0.79 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.29 (upper mid).	Alpha: -2.00 (bottom quartile).	Alpha: 0.97 (top quartile).	Alpha: -4.47 (bottom quartile).	Alpha: -5.39 (bottom quartile).	1M return: 1.83% (upper mid).
Point 9	Sharpe: -0.33 (upper mid).	Sharpe: -0.15 (top quartile).	Sharpe: -0.33 (upper mid).	Sharpe: 0.81 (top quartile).	Sharpe: -0.48 (lower mid).	Sharpe: -0.69 (bottom quartile).	Sharpe: -0.47 (upper mid).	Sharpe: -0.93 (bottom quartile).	Sharpe: -0.84 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 10	Information ratio: 0.22 (upper mid).	Information ratio: 0.10 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.07 (bottom quartile).	Information ratio: 0.89 (top quartile).	Information ratio: -0.47 (bottom quartile).	Information ratio: 0.84 (top quartile).	Information ratio: -0.46 (bottom quartile).	Sharpe: -0.52 (lower mid).

Sundaram Mid Cap Fund

Highest AUM (₹12,501 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.04% (upper mid).
3Y return: 23.68% (top quartile).
1Y return: 4.01% (upper mid).
Alpha: 2.99 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.22 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 17.53% (bottom quartile).
3Y return: 23.14% (top quartile).
1Y return: -0.16% (bottom quartile).
Alpha: 0.79 (upper mid).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 26.20% (upper mid).
3Y return: 22.98% (upper mid).
1Y return: 11.54% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (upper mid).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹130 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 13.97% (bottom quartile).
3Y return: 22.62% (upper mid).
1Y return: 27.28% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.81 (top quartile).
Information ratio: 0.00 (lower mid).

Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹935 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 26.93% (top quartile).
3Y return: 21.65% (upper mid).
1Y return: 1.44% (lower mid).
Alpha: 0.29 (upper mid).
Sharpe: -0.48 (lower mid).
Information ratio: -0.07 (bottom quartile).

UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.82% (lower mid).
3Y return: 20.96% (lower mid).
1Y return: 2.15% (upper mid).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.69 (bottom quartile).
Information ratio: 0.89 (top quartile).

Sundaram Small Cap Fund

Lower mid AUM (₹3,282 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 26.87% (top quartile).
3Y return: 20.75% (lower mid).
1Y return: -0.35% (bottom quartile).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (upper mid).
Information ratio: -0.47 (bottom quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.01% (lower mid).
3Y return: 19.92% (bottom quartile).
1Y return: -1.27% (bottom quartile).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 25.12% (upper mid).
3Y return: 19.37% (bottom quartile).
1Y return: 0.79% (lower mid).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (bottom quartile).

UTI Multi Asset Fund

Top quartile AUM (₹5,941 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.65% (bottom quartile).
3Y return: 19.36% (bottom quartile).
1Y return: 7.06% (upper mid).
1M return: 1.83% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (lower mid).

*ఫండ్‌ల జాబితా అవరోహణ క్రమంలో గత 3 సంవత్సరాల రాబడిపై ఆధారపడి ఉంటుంది.

1. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

Highest AUM (₹12,501 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.04% (upper mid).
3Y return: 23.68% (top quartile).
1Y return: 4.01% (upper mid).
Alpha: 2.99 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.22 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Cummins India Ltd (~4.0%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (06 Nov 25)	₹1,427.9 ↓ -18.18 (-1.26 %)
Net Assets (Cr)	₹12,501 on 31 Aug 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.33
Information Ratio	0.22
Alpha Ratio	2.99
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,282
31 Oct 22	₹17,269
31 Oct 23	₹20,504
31 Oct 24	₹31,197
31 Oct 25	₹33,101

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	1.9%
3 Month	4.8%
6 Month	13.5%
1 Year	4%
3 Year	23.7%
5 Year	26%
10 Year
15 Year
Since launch	23.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.6 Yr.
Ratish Varier	24 Feb 21	4.6 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	19.58%
Consumer Cyclical	17.35%
Industrials	14.8%
Health Care	11.72%
Basic Materials	10.47%
Consumer Defensive	6.31%
Technology	5.48%
Real Estate	3.58%
Utility	2.52%
Energy	2.16%
Communication Services	2.15%

Asset Allocation

Asset Class	Value
Cash	3.85%
Equity	96.13%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	4%	₹500 Cr	1,273,753 ↓ -16,374
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹385 Cr	1,712,601
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	3%	₹368 Cr	3,791,187 ↓ -88,062
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	3%	₹349 Cr	1,179,542
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	3%	₹328 Cr	11,920,703
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	2%	₹300 Cr	1,569,363
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Oct 21 \| HINDPETRO	2%	₹272 Cr	6,144,382
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹270 Cr	3,602,269 ↓ -324,199
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| IDFCFIRSTB	2%	₹262 Cr	37,611,985 ↑ 1,979,784
Marico Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| 531642	2%	₹255 Cr	3,660,354 ↑ 161,343

2. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 17.53% (bottom quartile).
3Y return: 23.14% (top quartile).
1Y return: -0.16% (bottom quartile).
Alpha: 0.79 (upper mid).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.6%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (06 Nov 25)	₹290.718 ↓ -2.11 (-0.72 %)
Net Assets (Cr)	₹1,119 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.15
Information Ratio	0.1
Alpha Ratio	0.79
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,799
31 Oct 22	₹12,052
31 Oct 23	₹14,059
31 Oct 24	₹22,392
31 Oct 25	₹22,840

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	8.3%
1 Year	-0.2%
3 Year	23.1%
5 Year	17.5%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.42 Yr.

Data below for UTI Healthcare Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Health Care	97.9%
Basic Materials	1.07%

Asset Allocation

Asset Class	Value
Cash	1.02%
Equity	98.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹105 Cr	661,016
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹60 Cr	250,000 ↑ 7,327
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	5%	₹60 Cr	400,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	5%	₹52 Cr	270,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹44 Cr	69,320 ↓ -719
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹41 Cr	210,000 ↓ -10,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| 500124	4%	₹41 Cr	335,000 ↓ -25,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹40 Cr	199,297
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹39 Cr	53,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	4%	₹39 Cr	72,000

3. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 26.20% (upper mid).
3Y return: 22.98% (upper mid).
1Y return: 11.54% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.6%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (06 Nov 25)	₹289.418 ↓ -1.66 (-0.57 %)
Net Assets (Cr)	₹3,741 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,108
31 Oct 22	₹17,833
31 Oct 23	₹20,381
31 Oct 24	₹29,022
31 Oct 25	₹33,393

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	-1.2%
3 Month	9.5%
6 Month	18.5%
1 Year	11.5%
3 Year	23%
5 Year	26.2%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.03 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.22%
Industrials	14.63%

Asset Allocation

Asset Class	Value
Cash	5.98%
Equity	93.85%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹540 Cr	1,575,675
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	11%	₹423 Cr	264,013
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	10%	₹388 Cr	554,527 ↓ -30,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹263 Cr	8,074,415
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹217 Cr	387,991
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	5%	₹184 Cr	212,504 ↓ -27,282
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹179 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹152 Cr	586,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹151 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹139 Cr	403,430 ↑ 13,058

4. Sundaram Global Advantage Fund

To achieve capital appreciation by investing in units of overseas mutual funds and exchange traded funds, domestic money market instruments. Income generation may only be a secondary objective.

Research Highlights for Sundaram Global Advantage Fund

Bottom quartile AUM (₹130 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 13.97% (bottom quartile).
3Y return: 22.62% (upper mid).
1Y return: 27.28% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.81 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Sundaram Global Brand Master (~96.1%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Sundaram Global Advantage Fund

Sundaram Global Advantage Fund Growth
Launch Date	24 Aug 07
NAV (04 Nov 25)	₹38.6514 ↓ -0.55 (-1.39 %)
Net Assets (Cr)	₹130 on 31 Aug 25
Category	Equity - Global
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	1.07
Sharpe Ratio	0.81
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,513
31 Oct 22	₹11,165
31 Oct 23	₹13,260
31 Oct 24	₹16,118
31 Oct 25	₹20,447

Sundaram Global Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Sundaram Global Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	1.5%
3 Month	9.5%
6 Month	22.8%
1 Year	27.3%
3 Year	22.6%
5 Year	14%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.1%
2023	30.1%
2022	-15.4%
2021	18.5%
2020	21.4%
2019	17.6%
2018	-8.1%
2017	19.8%
2016	12.8%
2015	-14.2%

Fund Manager information for Sundaram Global Advantage Fund

Name	Since	Tenure
Pathanjali Srinivasan	1 Apr 24	1.5 Yr.

Data below for Sundaram Global Advantage Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	34.68%
Consumer Cyclical	19.7%
Financial Services	14.92%
Communication Services	13%
Consumer Defensive	9.38%
Industrials	4.41%

Asset Allocation

Asset Class	Value
Cash	3.9%
Equity	96.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sundaram Global Brand Master Investment Fund \| -	96%	₹133 Cr	8,533,787 ↑ 250,563
Treps CBLO/Reverse Repo \| -	4%	₹6 Cr
Cash And Other Net Current Assets CBLO \| -	0%	₹0 Cr

5. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹935 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 26.93% (top quartile).
3Y return: 21.65% (upper mid).
1Y return: 1.44% (lower mid).
Alpha: 0.29 (upper mid).
Sharpe: -0.48 (lower mid).
Information ratio: -0.07 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Bharti Airtel Ltd (~8.3%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (06 Nov 25)	₹97.1596 ↓ -1.03 (-1.05 %)
Net Assets (Cr)	₹935 on 31 Aug 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.37
Sharpe Ratio	-0.48
Information Ratio	-0.07
Alpha Ratio	0.29
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,987
31 Oct 22	₹18,815
31 Oct 23	₹22,229
31 Oct 24	₹33,153
31 Oct 25	₹34,240

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	2.1%
3 Month	3.1%
6 Month	11.2%
1 Year	1.4%
3 Year	21.6%
5 Year	26.9%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.8%
2023	41.7%
2022	2.1%
2021	49.5%
2020	10.4%
2019	2.2%
2018	-21.9%
2017	55.5%
2016	-0.5%
2015	4.8%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Ashish Aggarwal	1 Jan 22	3.75 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.82%
Utility	12.1%
Energy	11.07%
Communication Services	10.6%
Consumer Cyclical	7.92%
Basic Materials	7.4%
Financial Services	3.93%
Real Estate	2.24%
Technology	0.69%

Asset Allocation

Asset Class	Value
Cash	5.23%
Equity	94.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	8%	₹78 Cr	415,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	8%	₹77 Cr	210,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	8%	₹72 Cr	525,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	5%	₹46 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹34 Cr	28,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹27 Cr	675,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| 532898	2%	₹22 Cr	800,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	2%	₹20 Cr	145,000 ↓ -5,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 19 \| 500547	2%	₹20 Cr	575,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	2%	₹19 Cr	64,000 ↓ -3,000

6. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.82% (lower mid).
3Y return: 20.96% (lower mid).
1Y return: 2.15% (upper mid).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.69 (bottom quartile).
Information ratio: 0.89 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (06 Nov 25)	₹182.199 ↓ -1.01 (-0.55 %)
Net Assets (Cr)	₹4,861 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.69
Information Ratio	0.89
Alpha Ratio	-2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,416
31 Oct 22	₹17,785
31 Oct 23	₹20,801
31 Oct 24	₹30,618
31 Oct 25	₹31,681

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	2.1%
3 Month	3.9%
6 Month	8.3%
1 Year	2.2%
3 Year	21%
5 Year	24.8%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.38 Yr.

Data below for UTI Core Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.29%
Consumer Cyclical	11.04%
Technology	9.66%
Health Care	8.5%
Basic Materials	8.43%
Industrials	8.14%
Energy	7.34%
Consumer Defensive	5.59%
Communication Services	5.03%
Real Estate	2.42%
Utility	2.14%

Asset Allocation

Asset Class	Value
Cash	2.42%
Equity	97.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹299 Cr	3,145,126 ↓ -80,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹192 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹160 Cr	1,113,187 ↑ 45,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹142 Cr	1,039,401 ↑ 64,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹133 Cr	3,304,906 ↑ 155,027
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹120 Cr	2,584,841 ↑ 76,426
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹116 Cr	6,023,475
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹116 Cr	3,950,761
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹114 Cr	4,778,248 ↑ 75,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹107 Cr	3,821,220 ↑ 101,204

7. Sundaram Small Cap Fund

(Erstwhile Sundaram SMILE Fund)

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram Small Cap Fund

Lower mid AUM (₹3,282 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 26.87% (top quartile).
3Y return: 20.75% (lower mid).
1Y return: -0.35% (bottom quartile).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (upper mid).
Information ratio: -0.47 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~3.6%).

Below is the key information for Sundaram Small Cap Fund

Sundaram Small Cap Fund Growth
Launch Date	15 Feb 05
NAV (06 Nov 25)	₹264.526 ↓ -3.29 (-1.23 %)
Net Assets (Cr)	₹3,282 on 31 Aug 25
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	-0.47
Information Ratio	-0.47
Alpha Ratio	0.97
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹18,619
31 Oct 22	₹19,219
31 Oct 23	₹24,060
31 Oct 24	₹33,312
31 Oct 25	₹33,850

Sundaram Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Sundaram Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	1.3%
3 Month	5%
6 Month	14.6%
1 Year	-0.4%
3 Year	20.7%
5 Year	26.9%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.1%
2023	45.3%
2022	-2.1%
2021	60.3%
2020	26.2%
2019	-6.1%
2018	-29.2%
2017	55.6%
2016	-0.1%
2015	7.8%

Fund Manager information for Sundaram Small Cap Fund

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	2.92 Yr.

Data below for Sundaram Small Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	21.13%
Industrials	18.55%
Financial Services	18.08%
Health Care	12.08%
Basic Materials	7.98%
Communication Services	5.47%
Technology	4.45%
Consumer Defensive	2.7%
Real Estate	2.41%
Utility	1.14%

Asset Allocation

Asset Class	Value
Cash	5.89%
Equity	93.99%
Debt	0.11%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	4%	₹119 Cr	1,898,655
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	3%	₹103 Cr	530,036
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	3%	₹96 Cr	140,821
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	3%	₹95 Cr	431,921
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹93 Cr	641,783 ↓ -7,163
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹92 Cr	899,463
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	3%	₹91 Cr	1,407,678
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹86 Cr	991,559
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| UJJIVANSFB	2%	₹77 Cr	16,665,062
Sundaram Liquid Dir Gr Investment Fund \| -	2%	₹75 Cr	317,556 ↑ 317,556

8. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.01% (lower mid).
3Y return: 19.92% (bottom quartile).
1Y return: -1.27% (bottom quartile).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.0%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (06 Nov 25)	₹178.272 ↓ -1.17 (-0.65 %)
Net Assets (Cr)	₹3,794 on 31 Aug 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.93
Information Ratio	0.84
Alpha Ratio	-4.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,094
31 Oct 22	₹15,465
31 Oct 23	₹17,872
31 Oct 24	₹26,645
31 Oct 25	₹26,966

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	0.5%
3 Month	3%
6 Month	6.6%
1 Year	-1.3%
3 Year	19.9%
5 Year	21%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.88 Yr.

Data below for UTI Dividend Yield Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	26.28%
Technology	13.29%
Consumer Cyclical	12.42%
Health Care	9.07%
Consumer Defensive	7.04%
Industrials	6.65%
Energy	6.32%
Utility	5.89%
Real Estate	4.27%
Basic Materials	3.96%
Communication Services	3.5%

Asset Allocation

Asset Class	Value
Cash	0.76%
Equity	98.7%
Debt	0.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹345 Cr	3,625,000 ↑ 25,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹195 Cr	1,450,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹130 Cr	650,000 ↑ 25,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹127 Cr	910,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹124 Cr	860,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹122 Cr	1,400,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹119 Cr	347,678 ↓ -2,322
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹107 Cr	570,000
Knowledge Realty Trust Units (Real Estate) -, Since 31 Aug 25 \| 544481	3%	₹101 Cr	8,717,059
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹90 Cr	3,200,000

9. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 25.12% (upper mid).
3Y return: 19.37% (bottom quartile).
1Y return: 0.79% (lower mid).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharti Airtel Ltd (~13.6%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (06 Nov 25)	₹144.023 ↓ -0.99 (-0.68 %)
Net Assets (Cr)	₹2,108 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.84
Information Ratio	-0.46
Alpha Ratio	-5.39
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,311
31 Oct 22	₹18,702
31 Oct 23	₹21,732
31 Oct 24	₹31,552
31 Oct 25	₹32,248

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	2.5%
3 Month	3.1%
6 Month	6.7%
1 Year	0.8%
3 Year	19.4%
5 Year	25.1%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4.08 Yr.
Deepesh Agarwal	16 Jun 25	0.29 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	39.26%
Communication Services	14.53%
Energy	14%
Utility	10.98%
Basic Materials	7.36%
Financial Services	5.5%
Real Estate	2.68%
Consumer Cyclical	2.05%
Technology	0.54%
Health Care	0.07%

Asset Allocation

Asset Class	Value
Cash	3.03%
Equity	96.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	14%	₹290 Cr	1,545,731
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹208 Cr	568,954
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	7%	₹145 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	6%	₹137 Cr	1,006,357 ↑ 38,810
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹107 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹96 Cr	170,972
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹67 Cr	2,795,493
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹64 Cr	457,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹60 Cr	533,167
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 22 \| 500547	2%	₹52 Cr	1,524,998

10. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Top quartile AUM (₹5,941 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.65% (bottom quartile).
3Y return: 19.36% (bottom quartile).
1Y return: 7.06% (upper mid).
1M return: 1.83% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~12.3%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (06 Nov 25)	₹77.1423 ↓ -0.06 (-0.08 %)
Net Assets (Cr)	₹5,941 on 31 Aug 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,073
31 Oct 22	₹12,357
31 Oct 23	₹14,384
31 Oct 24	₹19,580
31 Oct 25	₹21,197

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 25

Duration	Returns
1 Month	1.8%
3 Month	5%
6 Month	6.9%
1 Year	7.1%
3 Year	19.4%
5 Year	15.7%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%
2015	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	3.89 Yr.
Jaydeep Bhowal	1 Oct 24	1 Yr.

Data below for UTI Multi Asset Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	8.59%
Equity	68.48%
Debt	10.76%
Other	12.17%

Equity Sector Allocation

Sector	Value
Financial Services	15.55%
Technology	12.08%
Consumer Defensive	9.09%
Health Care	7.17%
Basic Materials	7.11%
Consumer Cyclical	4.87%
Industrials	3.27%
Real Estate	3.15%
Communication Services	3.09%
Energy	2.88%
Utility	0.04%

Debt Sector Allocation

Sector	Value
Cash Equivalent	8.56%
Government	7.81%
Corporate	2.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	12%	₹749 Cr	76,977,316
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| ICICIBANK	3%	₹208 Cr	1,545,991 ↓ -29,029
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	3%	₹189 Cr	1,004,792 ↑ 25,809
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹160 Cr	3,973,216 ↑ 592,526
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	2%	₹149 Cr	1,571,082 ↑ 518
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	2%	₹147 Cr	1,016,194 ↑ 61,972
Bajaj Finserv Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532978	2%	₹140 Cr	700,240 ↑ 133,471
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 24 \| HCLTECH	2%	₹132 Cr	951,398 ↑ 72,246
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 29 Feb 24 \| SUNPHARMA	2%	₹129 Cr	811,981 ↓ -37,173
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹124 Cr	430,486 ↑ 37,386

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.