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Top Dynamic Bond Gilt Funds Rated by FINCASH for 2025 - 2026

Updated on July 5, 2025 , 533 views

Dynamic bond Gilt Funds is a category of Debt fund. The fund invests in fixed Income securities consisting of varying maturity periods. Here, the major role is of the fund manager who decides on which funds they need to invest based on their perception of the interest rate scenario. According to their viewpoint about the interest rate movement, they invest in funds across various maturity periods of debt instruments. Hence, investors who are puzzled about the interest rate scenario can ideally prefer Investing in this fund.

Here are the best Dynamic Bond Gilt Funds that you could choose while investing in this fund.

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Top Rated Dynamic Bond Gilt Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity	Exit Load
Nippon India Gilt Securities Fund Growth	₹38.1186 ↑ 0.02	₹2,068	0.4	3.7	7.9	7.6	8.9	6.72%	9Y 29D	21Y 7M 6D	0-15 Days (0.25%),15 Days and above(NIL)
SBI Magnum Gilt Fund Growth	₹66.1797 ↑ 0.03	₹12,573	0.5	4	8.2	8.2	8.9	6.76%	10Y 4M 20D	24Y 10M 28D	NIL
UTI Gilt Fund Growth	₹63.0372 ↑ 0.03	₹670	0.8	4.2	8.5	7.8	8.9	6.64%	9Y 4M 24D	21Y 4D	NIL
Aditya Birla Sun Life Government Securities Fund Growth	₹81.06 ↑ 0.04	₹2,463	-0.1	3.2	7.4	7.4	9.1	6.85%	11Y 4M 24D	28Y 9M 14D	0-90 Days (0.5%),90 Days and above(NIL)
ICICI Prudential Gilt Fund Growth	₹103.449 ↑ 0.04	₹7,347	2	5.3	9.6	8.9	8.2	6.45%	3Y 6M	9Y 4M 17D	NIL
DSP BlackRock Government Securities Fund Growth	₹95.8464 ↑ 0.03	₹1,904	0.2	3.6	7.9	8	10.1	6.7%	10Y 5M 23D	27Y 9M 25D	0-7 Days (0.1%),7 Days and above(NIL)
L&T Gilt Fund Growth	₹66.1697 ↑ 0.04	₹283	0.3	3.5	7.2	6.6	8.2	6.71%	10Y 3M 4D	23Y 4M 6D	NIL
IDFC Government Securities Fund - Investment Plan Growth	₹35.2158 ↑ 0.03	₹3,143	-0.2	2.9	6.9	7.6	10.6	6.9%	11Y 10M 28D	28Y 22D	NIL
TATA Gilt Securities Fund Growth	₹78.7405 ↑ 0.02	₹1,159	1.5	4.9	9	7.8	8.3	6.42%	7Y 4M 2D	13Y 1M 6D	0-180 Days (0.5%),180 Days and above(NIL)
HDFC Gilt Fund Growth	₹55.6312 ↑ 0.03	₹3,058	1.1	4.4	9	7.8	8.7	6.59%	8Y 7M 6D	17Y 9M 4D	NIL
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jul 25

Why Are These Top Performers?

Fincash has employed the following parameters for shortlisting the top performing funds:

Past Returns: Return analysis of last 3 years.
Parameters & Weights: Information ratio with some modifications for our ratings and rankings.
Qualitative & Quantitative Analysis: Quantitative measures like Average Maturity, Credit Quality, Expense Ratio, Sharpe Ratio, Sortino Ratio, Alpa, including fund age and the size of the fund has been considered. Qualitative analysis like the reputation of the fund along with the fund manager is one of the important parameters that you would see in the listed funds.
Asset Size: The minimum AUM criteria for debt Mutual Funds are INR 100 Crores with some exceptions at times for new funds that are doing well in the Market.
Performance with Respect to Benchmark: Peer average.

Smart Tips to Invest in Dynamic Bond Gilt Funds

Some of the important tips to consider while investing in dynamic bond gilt funds are:

Investment Tenure: Investors planning to invest in dynamic bond gilt funds should stay invested for minimum 3-5 years.
Invest via a SIP: SIP or Systematic Investment plan is the most efficient way to invest in a Mutual Fund. They not only provide a systematic way of investing, but also ensures regular investment growth. You can invest in a SIP with an amount as low as INR 500.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.