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Top 5 Best Long Term Bond Funds 2022
Looking for the best long term bond funds? These are funds for investors who are looking for mid to long term Investment plan, typically for 3-5 years. Long term bond funds mainly invest in G-secs and corporate Bonds that have medium to long maturity period.
These funds are sensitive to interest rate changes and can be more volatile compared to other debt categories.
Interest Rates & Price in Long Term Bonds
Interest rates & prices of the debt securities have an inverse relationship, that means they move in opposite directions. For example, a falling interest rate is good for bond funds. During the interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.
As a decrease in the interest rates causes a rise in the price of long-term securities, it is advisable to invest in long term debt funds when the interest rates are expected to ease down. Investors who want to invest for a longer duration (i.e., 3 years & above), and can take some level of risk, should ideally invest in this scheme.
Moreover, investors who are comfortable with fluctuating interest rates in the Market can go ahead with these investments. Here are the top 10 best long term bond funds for 2022.
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Top 5 Best Long Term Bond Funds 2022
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2021 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹70.3563
↑ 0.01 ₹600 5,000 1,000 -1.9 -2.7 -1.7 4.3 0.4 7.56% 7Y 2M 5D 11Y 3M 14D Nippon India Income Fund Growth ₹71.3124
↓ -0.03 ₹226 5,000 100 -1.1 -1.2 0.2 4.9 1.2 6.15% 6Y 4D 8Y 2M 19D UTI Bond Fund Growth ₹58.828
↓ -0.04 ₹296 1,000 500 6.5 6.1 15.4 5.9 9.4 5.98% 4Y 1M 17D 7Y 6M 7D Tata Income Fund Growth ₹65.5691
↓ 0.00 ₹50 5,000 500 -1.9 -1.8 -0.2 5.3 2.2 7.09% 4Y 22D 5Y 7M 17D LIC MF Bond Fund Growth ₹57.2962
↓ -0.05 ₹103 5,000 1,000 -1.1 -1 -0.1 4.3 1.3 6.3% 4Y 11D 5Y 5M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Long Term Bond Fund is a Debt - Longterm Bond fund was launched on 9 Jul 98. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Nippon India Income Fund is a Debt - Medium to Long term fund was launched on 1 Jan 98. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile TATA Long Term Debt Fund ) To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of safety and capital appreciation. Tata Income Fund is a Debt - Medium to Long term fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a Below is the key information for Tata Income Fund Returns up to 1 year are on LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Bond Fund is a Debt - Medium to Long term fund was launched on 15 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for LIC MF Bond Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 12 in Longterm Bond category. Return for 2021 was 0.4% , 2020 was 11% and 2019 was 12.1% . ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (24 Jun 22) ₹70.3563 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹600 on 31 May 22 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.96 Sharpe Ratio -1.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 11 Years 3 Months 14 Days Modified Duration 7 Years 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,182 31 May 19 ₹11,478 31 May 20 ₹13,118 31 May 21 ₹13,475 31 May 22 ₹13,183 Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22 Duration Returns 1 Month 0.2% 3 Month -1.9% 6 Month -2.7% 1 Year -1.7% 3 Year 4.3% 5 Year 5.2% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 0.4% 2020 11% 2019 12.1% 2018 6.8% 2017 4.1% 2016 15.7% 2015 5.1% 2014 16.9% 2013 0.9% 2012 10.2% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 19 Sep 13 8.7 Yr. Anuj Tagra 29 Dec 20 1.42 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 31 May 22
Asset Allocation
Asset Class Value Cash 7.55% Debt 92.45% Debt Sector Allocation
Sector Value Government 83.12% Corporate 9.33% Cash Equivalent 7.55% Credit Quality
Rating Value AA 10.67% AAA 89.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.67% Govt Stock 2035
Sovereign Bonds | -62% ₹381 Cr 40,871,430
↓ -4,729,660 6.54% Govt Stock 2032
Sovereign Bonds | -20% ₹122 Cr 12,833,750
↑ 8,101,800 The Great Eastern Shipping Company Limited
Debentures | -9% ₹57 Cr 586 Indian Railway Finance Corporation Limited
Debentures | -0% ₹2 Cr 21 07.67 TN UDAY 2023
Domestic Bonds | -0% ₹2 Cr 182,200 Indian Railway Finance Corporation Limited
Debentures | -0% ₹1 Cr 06 National Bank For Agriculture And Rural Development
Debentures | -0% ₹0 Cr 01 Treps
CBLO/Reverse Repo | -9% ₹52 Cr Net Current Assets
Net Current Assets | -1% -₹6 Cr 6.1% Govt Stock 2031
Sovereign Bonds | -₹0 Cr 00
↓ -601,800 2. Nippon India Income Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 28 in Medium to Long term category. Return for 2021 was 1.2% , 2020 was 10.5% and 2019 was 11.4% . Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (24 Jun 22) ₹71.3124 ↓ -0.03 (-0.04 %) Net Assets (Cr) ₹226 on 31 May 22 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.77 Sharpe Ratio -1.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.15% Effective Maturity 8 Years 2 Months 19 Days Modified Duration 6 Years 4 Days Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,114 31 May 19 ₹11,305 31 May 20 ₹12,731 31 May 21 ₹13,206 31 May 22 ₹13,293 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22 Duration Returns 1 Month -0.5% 3 Month -1.1% 6 Month -1.2% 1 Year 0.2% 3 Year 4.9% 5 Year 5.3% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 1.2% 2020 10.5% 2019 11.4% 2018 6.1% 2017 2.4% 2016 13.8% 2015 5.1% 2014 14.8% 2013 2.8% 2012 11.1% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 2.33 Yr. Kinjal Desai 25 May 18 4.02 Yr. Data below for Nippon India Income Fund as on 31 May 22
Asset Allocation
Asset Class Value Cash 17.04% Debt 82.96% Debt Sector Allocation
Sector Value Government 74.43% Cash Equivalent 17.04% Corporate 8.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 4.68% Govt Stock 2034
Sovereign Bonds | -34% ₹78 Cr 8,000,000 5.74% Govt Stock 2026
Sovereign Bonds | -21% ₹48 Cr 5,000,000 5.53% Govt Stock 2033
Sovereign Bonds | -19% ₹45 Cr 4,500,000 Bharat Sanchar Nigam Limited
Debentures | -9% ₹20 Cr 210 5.79% Govt Stock 2030
Sovereign Bonds | -0% ₹0 Cr 40,200 7.57% Govt Stock 2033
Sovereign Bonds | -0% ₹0 Cr 14,400 6.45% Govt Stock 2029
Sovereign Bonds | -0% ₹0 Cr 800 5.77% Govt Stock 2030
Sovereign Bonds | -0% ₹0 Cr 700 7.26% Govt Stock 2029
Sovereign Bonds | -0% ₹0 Cr 600 08.19 RJ UDAY 2026
Domestic Bonds | -0% ₹0 Cr 90 3. UTI Bond Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2021 was 9.4% , 2020 was 1.1% and 2019 was -5.8% . UTI Bond Fund
Growth Launch Date 4 May 98 NAV (24 Jun 22) ₹58.828 ↓ -0.04 (-0.07 %) Net Assets (Cr) ₹296 on 31 May 22 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0 Sharpe Ratio 1.17 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.98% Effective Maturity 7 Years 6 Months 7 Days Modified Duration 4 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,217 31 May 19 ₹10,347 31 May 20 ₹9,675 31 May 21 ₹10,062 31 May 22 ₹11,652 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22 Duration Returns 1 Month -0.3% 3 Month 6.5% 6 Month 6.1% 1 Year 15.4% 3 Year 5.9% 5 Year 2.7% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% 2014 15.6% 2013 4% 2012 10.5% Fund Manager information for UTI Bond Fund
Name Since Tenure Amandeep Chopra 31 Jan 12 10.34 Yr. Data below for UTI Bond Fund as on 31 May 22
Asset Allocation
Asset Class Value Cash 8.78% Debt 91.22% Debt Sector Allocation
Sector Value Government 87.12% Cash Equivalent 8.78% Corporate 4.1% Credit Quality
Rating Value AA 9.71% AAA 80.78% Below B 9.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.54% Govt Stock 2032
Sovereign Bonds | -19% ₹57 Cr 600,000,000
↑ 200,000,000 6.1% Govt Stock 2031
Sovereign Bonds | -15% ₹46 Cr 500,000,000 5.53% Govt Stock 2033
Sovereign Bonds | -15% ₹45 Cr 450,000,000 5.22% Govt Stock 2025
Sovereign Bonds | -11% ₹33 Cr 350,000,000 182 Dtb 10112022
Sovereign Bonds | -8% ₹24 Cr 250,000,000
↑ 250,000,000 Punjab National Bank
Debentures | -5% ₹15 Cr 150 Food Corporation Of India
Debentures | -5% ₹14 Cr 150 6.67% Govt Stock 2035
Sovereign Bonds | -5% ₹14 Cr 150,000,000 Piramal Capital & Housing Finance Limited
Debentures | -3% ₹10 Cr 123,219 182 Dtb 29092022
Sovereign Bonds | -3% ₹10 Cr 100,000,000 4. Tata Income Fund
CAGR/Annualized return of 7.8% since its launch. Return for 2021 was 2.2% , 2020 was 11.6% and 2019 was 9.1% . Tata Income Fund
Growth Launch Date 28 Apr 97 NAV (24 Jun 22) ₹65.5691 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹50 on 31 May 22 Category Debt - Medium to Long term AMC Tata Asset Management Limited Rating Risk Moderate Expense Ratio 1.86 Sharpe Ratio -1.6 Information Ratio -1.26 Alpha Ratio -1.07 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.09% Effective Maturity 5 Years 7 Months 17 Days Modified Duration 4 Years 22 Days Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,142 31 May 19 ₹10,903 31 May 20 ₹12,087 31 May 21 ₹12,833 31 May 22 ₹12,838 Returns for Tata Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22 Duration Returns 1 Month 0.1% 3 Month -1.9% 6 Month -1.8% 1 Year -0.2% 3 Year 5.3% 5 Year 4.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 2.2% 2020 11.6% 2019 9.1% 2018 2.8% 2017 4.1% 2016 11.4% 2015 6.9% 2014 13% 2013 7.2% 2012 10.4% Fund Manager information for Tata Income Fund
Name Since Tenure Akhil Mittal 2 Jun 14 8 Yr. Data below for Tata Income Fund as on 31 May 22
Asset Allocation
Asset Class Value Cash 13.76% Debt 86.24% Debt Sector Allocation
Sector Value Government 60.23% Corporate 26.01% Cash Equivalent 13.76% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Ltd.
Debentures | -11% ₹5 Cr 50 Indian Railway Finance Corporation Limited
Debentures | -10% ₹5 Cr 50 Sbi Cards And Payment Services Limited
Debentures | -10% ₹5 Cr 50 Rec Limited
Debentures | -10% ₹5 Cr 50 Ntpc Limited
Debentures | -10% ₹5 Cr 50 National Highways Authority Of India
Debentures | -10% ₹5 Cr 50 5.15 11/9/2025 12:00:00 Am
Sovereign Bonds | -9% ₹5 Cr 500,000 6.1 7/12/2031 12:00:00 Am
Sovereign Bonds | -9% ₹5 Cr 500,000 LIC Housing Finance Limited
Debentures | -6% ₹3 Cr 30 7.69 6/17/2043 12:00:00 Am
Sovereign Bonds | -1% ₹1 Cr 71,000 5. LIC MF Bond Fund
CAGR/Annualized return of 7.8% since its launch. Return for 2021 was 1.3% , 2020 was 8.8% and 2019 was 9.7% . LIC MF Bond Fund
Growth Launch Date 15 Sep 99 NAV (24 Jun 22) ₹57.2962 ↓ -0.05 (-0.09 %) Net Assets (Cr) ₹103 on 31 May 22 Category Debt - Medium to Long term AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk Moderate Expense Ratio 1.01 Sharpe Ratio -2.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.3% Effective Maturity 5 Years 5 Months 1 Day Modified Duration 4 Years 11 Days Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,117 31 May 19 ₹11,109 31 May 20 ₹12,343 31 May 21 ₹12,764 31 May 22 ₹12,716 Returns for LIC MF Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22 Duration Returns 1 Month 0% 3 Month -1.1% 6 Month -1% 1 Year -0.1% 3 Year 4.3% 5 Year 4.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 1.3% 2020 8.8% 2019 9.7% 2018 4.9% 2017 2.2% 2016 12.3% 2015 5.6% 2014 12.4% 2013 4.1% 2012 8.9% Fund Manager information for LIC MF Bond Fund
Name Since Tenure Marzban Irani 10 Aug 16 5.81 Yr. Sanjay Pawar 1 Jan 22 0.41 Yr. Data below for LIC MF Bond Fund as on 31 May 22
Asset Allocation
Asset Class Value Cash 33.15% Debt 66.85% Debt Sector Allocation
Sector Value Government 66.85% Cash Equivalent 33.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.54% Govt Stock 2032
Sovereign Bonds | -55% ₹56 Cr 5,800,000
↑ 5,500,000 91 Dtb 02062022
Sovereign Bonds | -10% ₹10 Cr 1,000,000 91 Dtb 11082022
Sovereign Bonds | -10% ₹10 Cr 1,000,000
↑ 1,000,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹5 Cr 50 5.74% Govt Stock 2026
Sovereign Bonds | -5% ₹5 Cr 500,000
↓ -4,000,000 5.63% Govt Stock 2026
Sovereign Bonds | -2% ₹2 Cr 194,500
↓ -1,500,000 7.32% Govt Stock 2024
Sovereign Bonds | -1% ₹1 Cr 100,000 07.98 GJ Sdl 2026
Sovereign Bonds | -1% ₹1 Cr 53,800 Treps
CBLO/Reverse Repo | -13% ₹13 Cr Net Receivables / (Payables)
Net Current Assets | -0% ₹0 Cr
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