Top 5 Best Long Term Bond Funds 2026

Updated on March 19, 2026 , 13906 views

Looking for the best long term bond funds? These are funds for investors who are looking for mid to long term Investment plan, typically for 3-5 years. Long term bond funds mainly invest in G-secs and corporate Bonds that have medium to long maturity period.

These funds are sensitive to interest rate changes and can be more volatile compared to other debt categories.

Interest Rates & Price in Long Term Bonds

Interest rates & prices of the debt securities have an inverse relationship, that means they move in opposite directions. For example, a falling interest rate is good for bond funds. During the interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.

As a decrease in the interest rates causes a rise in the price of long-term securities, it is advisable to invest in long term debt funds when the interest rates are expected to ease down. Investors who want to invest for a longer duration (i.e., 3 years & above), and can take some level of risk, should ideally invest in this scheme.

Moreover, investors who are comfortable with fluctuating interest rates in the market can go ahead with these investments. Here are the top 10 best long term bond funds for 2026.

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Fund Selection Methodology used to find 5 funds

Category: Debt
Sub-category: Medium%20to%20Long%20term, Longterm%20Bond
Sorted On : Modified duration (high to low)
Tags: fcpro
No Of Funds: 5

Top 5 Best Long Term Bond Funds 2026

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Long Term Bond Fund Growth	₹89.8959 ↓ -0.18	₹955	5,000	1,000	-0.4	0.1	2.1	6.6	5.1	7.57%	11Y 1M 6D	29Y 2M 1D
Nippon India Income Fund Growth	₹90.7712 ↓ -0.09	₹387	5,000	100	0.5	1.5	3.4	6.3	4.9	7.19%	6Y 7M 10D	13Y 4M 6D
ICICI Prudential Bond Fund Growth	₹41.1124 ↓ -0.03	₹2,768	5,000	1,000	0.4	1.8	4.9	7.3	6.7	7.27%	6Y 6M 7D	16Y 7M 13D
Aditya Birla Sun Life Income Fund Growth	₹126.786 ↓ -0.19	₹1,966	1,000	1,000	0.2	1	3.2	6.2	5.1	7.23%	6Y 6M	14Y 4M 6D
Kotak Bond Fund Growth	₹77.6692 ↓ -0.13	₹1,908	5,000	1,000	0.1	1	3.5	6.3	5.4	7.42%	6Y 5M 26D	12Y 7M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Mar 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Long Term Bond Fund	Nippon India Income Fund	ICICI Prudential Bond Fund	Aditya Birla Sun Life Income Fund	Kotak Bond Fund
Point 1	Bottom quartile AUM (₹955 Cr).	Bottom quartile AUM (₹387 Cr).	Highest AUM (₹2,768 Cr).	Upper mid AUM (₹1,966 Cr).	Lower mid AUM (₹1,908 Cr).
Point 2	Established history (27+ yrs).	Established history (28+ yrs).	Established history (17+ yrs).	Oldest track record among peers (30 yrs).	Established history (26+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 2.06% (bottom quartile).	1Y return: 3.35% (lower mid).	1Y return: 4.90% (top quartile).	1Y return: 3.22% (bottom quartile).	1Y return: 3.51% (upper mid).
Point 6	1M return: -0.28% (bottom quartile).	1M return: 0.33% (top quartile).	1M return: 0.20% (upper mid).	1M return: -0.09% (lower mid).	1M return: -0.27% (bottom quartile).
Point 7	Sharpe: -0.13 (lower mid).	Sharpe: -0.27 (bottom quartile).	Sharpe: 0.20 (top quartile).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.12 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.57% (top quartile).	Yield to maturity (debt): 7.19% (bottom quartile).	Yield to maturity (debt): 7.27% (lower mid).	Yield to maturity (debt): 7.23% (bottom quartile).	Yield to maturity (debt): 7.42% (upper mid).
Point 10	Modified duration: 11.10 yrs (bottom quartile).	Modified duration: 6.61 yrs (bottom quartile).	Modified duration: 6.52 yrs (lower mid).	Modified duration: 6.50 yrs (upper mid).	Modified duration: 6.49 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

Bottom quartile AUM (₹955 Cr).
Established history (27+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 2.06% (bottom quartile).
1M return: -0.28% (bottom quartile).
Sharpe: -0.13 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.57% (top quartile).
Modified duration: 11.10 yrs (bottom quartile).

Nippon India Income Fund

Bottom quartile AUM (₹387 Cr).
Established history (28+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.35% (lower mid).
1M return: 0.33% (top quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.19% (bottom quartile).
Modified duration: 6.61 yrs (bottom quartile).

ICICI Prudential Bond Fund

Highest AUM (₹2,768 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.90% (top quartile).
1M return: 0.20% (upper mid).
Sharpe: 0.20 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.27% (lower mid).
Modified duration: 6.52 yrs (lower mid).

Aditya Birla Sun Life Income Fund

Upper mid AUM (₹1,966 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 3.22% (bottom quartile).
1M return: -0.09% (lower mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.23% (bottom quartile).
Modified duration: 6.50 yrs (upper mid).

Kotak Bond Fund

Lower mid AUM (₹1,908 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.51% (upper mid).
1M return: -0.27% (bottom quartile).
Sharpe: -0.12 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.42% (upper mid).
Modified duration: 6.49 yrs (top quartile).

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1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

Bottom quartile AUM (₹955 Cr).
Established history (27+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 2.06% (bottom quartile).
1M return: -0.28% (bottom quartile).
Sharpe: -0.13 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.57% (top quartile).
Modified duration: 11.10 yrs (bottom quartile).
Average maturity: 29.17 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund Growth
Launch Date	9 Jul 98
NAV (20 Mar 26)	₹89.8959 ↓ -0.18 (-0.20 %)
Net Assets (Cr)	₹955 on 15 Mar 26
Category	Debt - Longterm Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.95
Sharpe Ratio	-0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.57%
Effective Maturity	29 Years 2 Months 1 Day
Modified Duration	11 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,382
28 Feb 23	₹10,556
29 Feb 24	₹11,530
28 Feb 25	₹12,447
28 Feb 26	₹13,085

ICICI Prudential Long Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-0.3%
3 Month	-0.4%
6 Month	0.1%
1 Year	2.1%
3 Year	6.6%
5 Year	5.1%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.1%
2023	10.1%
2022	6.8%
2021	1.3%
2020	0.4%
2019	11%
2018	12.1%
2017	6.8%
2016	4.1%
2015	15.7%

Fund Manager information for ICICI Prudential Long Term Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	2.1 Yr.
Raunak Surana	22 Jan 24	2.1 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	2.04%
Debt	97.62%
Other	0.34%

Debt Sector Allocation

Sector	Value
Government	97.62%
Cash Equivalent	2.04%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Gs 2064 Sovereign Bonds \| -	38%	₹373 Cr	37,701,500
6.90% Gs 2065 Sovereign Bonds \| -	11%	₹111 Cr	11,800,000
7.13% Maharashtra Sgs 2048 Sovereign Bonds \| -	7%	₹72 Cr	7,500,000
7.12% Maharashtra Sgs 2038 Sovereign Bonds \| -	5%	₹48 Cr	4,960,700
7.16% Maharashtra Sgs 2050 Sovereign Bonds \| -	5%	₹48 Cr	5,000,000
7.15% Maharashtra Sgs 2049 Sovereign Bonds \| -	5%	₹48 Cr	5,000,000
7.24% Gs 2055 Sovereign Bonds \| -	4%	₹40 Cr	4,038,300
6.48% Gs 2035 Sovereign Bonds \| -	3%	₹32 Cr	3,231,700
7.56% Rajasthan Sgs 2041 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
7.51% Madhyapradesh Sgs 2048 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000

2. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

Bottom quartile AUM (₹387 Cr).
Established history (28+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.35% (lower mid).
1M return: 0.33% (top quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.19% (bottom quartile).
Modified duration: 6.61 yrs (bottom quartile).
Average maturity: 13.35 yrs (upper mid).
Exit load: 0-15 Days (0.25%),15 Days and above(NIL).

Below is the key information for Nippon India Income Fund

Nippon India Income Fund Growth
Launch Date	1 Jan 98
NAV (20 Mar 26)	₹90.7712 ↓ -0.09 (-0.10 %)
Net Assets (Cr)	₹387 on 28 Feb 26
Category	Debt - Medium to Long term
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	-0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	7.19%
Effective Maturity	13 Years 4 Months 6 Days
Modified Duration	6 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,386
28 Feb 23	₹10,790
29 Feb 24	₹11,696
28 Feb 25	₹12,502
28 Feb 26	₹13,111

Nippon India Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	0.3%
3 Month	0.5%
6 Month	1.5%
1 Year	3.4%
3 Year	6.3%
5 Year	5.4%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	8.1%
2022	6.8%
2021	3.3%
2020	1.2%
2019	10.5%
2018	11.4%
2017	6.1%
2016	2.4%
2015	13.8%

Fund Manager information for Nippon India Income Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	6.08 Yr.
Kinjal Desai	25 May 18	7.77 Yr.
Lokesh Maru	5 Sep 25	0.48 Yr.
Divya Sharma	5 Sep 25	0.48 Yr.

Data below for Nippon India Income Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	5.31%
Debt	94.38%
Other	0.32%

Debt Sector Allocation

Sector	Value
Government	86.59%
Corporate	7.78%
Cash Equivalent	5.31%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.30% Gs 2053 Sovereign Bonds \| -	17%	₹65 Cr	6,500,000
Maharashtra (Government of) 7.48% - \| -	13%	₹50 Cr	5,000,000 ↑ 5,000,000
7.09% Gs 2054 Sovereign Bonds \| -	9%	₹34 Cr	3,500,000
7.03% Tamilnadu SDL 2030 Sovereign Bonds \| -	8%	₹30 Cr	3,000,000
7.6% Uttarpradesh Sgs 2037 Sovereign Bonds \| -	8%	₹30 Cr	3,000,000
Indian Railway Finance Corporation Limited Debentures \| -	7%	₹26 Cr	5,000
7.93% Uttarpradesh Sdl 2030 Sovereign Bonds \| -	7%	₹26 Cr	2,500,000
Small Industries Development Bank Of India Debentures \| -	7%	₹25 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹25 Cr	2,500
6.79% Andhra Sgs 2036 Sovereign Bonds \| -	6%	₹24 Cr	2,500,000

3. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

Highest AUM (₹2,768 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.90% (top quartile).
1M return: 0.20% (upper mid).
Sharpe: 0.20 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.27% (lower mid).
Modified duration: 6.52 yrs (lower mid).
Average maturity: 16.62 yrs (bottom quartile).
Exit load: 0-6 Months (1%),6 Months and above(NIL).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund Growth
Launch Date	18 Aug 08
NAV (20 Mar 26)	₹41.1124 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹2,768 on 15 Mar 26
Category	Debt - Medium to Long term
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.03
Sharpe Ratio	0.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity	7.27%
Effective Maturity	16 Years 7 Months 13 Days
Modified Duration	6 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,446
28 Feb 23	₹10,841
29 Feb 24	₹11,788
28 Feb 25	₹12,727
28 Feb 26	₹13,537

ICICI Prudential Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	0.2%
3 Month	0.4%
6 Month	1.8%
1 Year	4.9%
3 Year	7.3%
5 Year	6.1%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	8.6%
2022	7.7%
2021	3.1%
2020	2.9%
2019	11.5%
2018	10.9%
2017	4.6%
2016	5.3%
2015	11.3%

Fund Manager information for ICICI Prudential Bond Fund

Name	Since	Tenure
Darshil Dedhia	22 Jan 24	2.1 Yr.
Rohit Lakhotia	12 Jun 23	2.72 Yr.

Data below for ICICI Prudential Bond Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	27.91%
Debt	71.78%
Other	0.31%

Debt Sector Allocation

Sector	Value
Government	45.05%
Cash Equivalent	27.91%
Corporate	26.73%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Gs 2064 Sovereign Bonds \| -	13%	₹388 Cr	39,206,000
6.90% Gs 2065 Sovereign Bonds \| -	11%	₹331 Cr	35,300,000
6.68% Gs 2040 Sovereign Bonds \| -	4%	₹126 Cr	12,996,300
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹118 Cr	11,650
HDFC Bank Limited Debentures \| -	4%	₹108 Cr	1,100
Bank of Baroda Debentures \| -	3%	₹94 Cr	2,000
Punjab National Bank Domestic Bonds \| -	3%	₹94 Cr	2,000
7.24% Gs 2055 Sovereign Bonds \| -	3%	₹84 Cr	8,538,300
Pipeline Infrastructure Limited Debentures \| -	3%	₹76 Cr	7,400
7.16% Maharashtra Sgs 2050 Sovereign Bonds \| -	2%	₹72 Cr	7,500,000

4. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

Upper mid AUM (₹1,966 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 3.22% (bottom quartile).
1M return: -0.09% (lower mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.23% (bottom quartile).
Modified duration: 6.50 yrs (upper mid).
Average maturity: 14.35 yrs (lower mid).
Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund Growth
Launch Date	21 Oct 95
NAV (20 Mar 26)	₹126.786 ↓ -0.19 (-0.15 %)
Net Assets (Cr)	₹1,966 on 28 Feb 26
Category	Debt - Medium to Long term
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.03
Sharpe Ratio	-0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.23%
Effective Maturity	14 Years 4 Months 6 Days
Modified Duration	6 Years 6 Months

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,677
28 Feb 23	₹10,929
29 Feb 24	₹11,790
28 Feb 25	₹12,639
28 Feb 26	₹13,292

Aditya Birla Sun Life Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-0.1%
3 Month	0.2%
6 Month	1%
1 Year	3.2%
3 Year	6.2%
5 Year	5.7%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.1%
2023	8.4%
2022	6.6%
2021	2.4%
2020	4%
2019	12.8%
2018	9.5%
2017	5.1%
2016	2.8%
2015	14.4%

Fund Manager information for Aditya Birla Sun Life Income Fund

Name	Since	Tenure
Bhupesh Bameta	6 Aug 20	5.57 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	5.37%
Debt	94.29%
Other	0.33%

Debt Sector Allocation

Sector	Value
Government	69.93%
Corporate	24.37%
Cash Equivalent	5.37%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Gs 2064 Sovereign Bonds \| -	18%	₹355 Cr	35,819,900
6.48% Gs 2035 Sovereign Bonds \| -	8%	₹153 Cr	15,500,000 ↑ 11,000,000
7.25% Gs 2063 Sovereign Bonds \| -	7%	₹134 Cr	13,656,100
Tata Capital Housing Finance Limited Debentures \| -	4%	₹74 Cr	7,500
6.68% Gs 2040 Sovereign Bonds \| -	4%	₹73 Cr	7,600,000 ↑ 1,500,000
Housing And Urban Development Corporation Limited Debentures \| -	4%	₹73 Cr	7,500
Tata Capital Housing Finance Limited Debentures \| -	3%	₹50 Cr	5,000
National Bank for Agriculture and Rural Development 7.27% Domestic Bonds \| -	3%	₹50 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹50 Cr	5,000
Power Grid Corporation Of India Limited Debentures \| -	2%	₹49 Cr	5,000

5. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bond Fund

Lower mid AUM (₹1,908 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.51% (upper mid).
1M return: -0.27% (bottom quartile).
Sharpe: -0.12 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.42% (upper mid).
Modified duration: 6.49 yrs (top quartile).
Average maturity: 12.62 yrs (top quartile).
Exit load: 0-3 Months (0.2%),3 Months and above(NIL).

Below is the key information for Kotak Bond Fund

Kotak Bond Fund Growth
Launch Date	25 Nov 99
NAV (20 Mar 26)	₹77.6692 ↓ -0.13 (-0.17 %)
Net Assets (Cr)	₹1,908 on 28 Feb 26
Category	Debt - Medium to Long term
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	1.65
Sharpe Ratio	-0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity	7.42%
Effective Maturity	12 Years 7 Months 13 Days
Modified Duration	6 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,490
28 Feb 23	₹10,693
29 Feb 24	₹11,576
28 Feb 25	₹12,385
28 Feb 26	₹13,054

Kotak Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-0.3%
3 Month	0.1%
6 Month	1%
1 Year	3.5%
3 Year	6.3%
5 Year	5.3%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.4%
2023	8.2%
2022	6.8%
2021	1.7%
2020	2.4%
2019	12.3%
2018	10.3%
2017	5.2%
2016	0.9%
2015	14.3%

Fund Manager information for Kotak Bond Fund

Name	Since	Tenure
Abhishek Bisen	15 Apr 08	17.89 Yr.

Data below for Kotak Bond Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	5.81%
Equity	4.26%
Debt	89.62%
Other	0.32%

Debt Sector Allocation

Sector	Value
Government	69.23%
Corporate	27.78%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.24% Gs 2055 Sovereign Bonds \| -	10%	₹183 Cr	18,500,000 ↑ 3,000,000
6.90% Gs 2065 Sovereign Bonds \| -	8%	₹159 Cr	17,000,000
National Housing Bank Debentures \| -	7%	₹137 Cr	14,000
Tamil Nadu (Government of) 0.0712% - \| -	7%	₹125 Cr	12,500,000 ↑ 12,500,000
7.09% Gs 2054 Sovereign Bonds \| -	5%	₹97 Cr	10,000,000
6.98% Gujarat Sgs 2032 Sovereign Bonds \| -	5%	₹95 Cr	9,521,820
7.39% Tamilnadu Sgs 2034 Sovereign Bonds \| -	4%	₹85 Cr	8,500,000
7.52% Bihar Sgs 2036 Sovereign Bonds \| -	4%	₹80 Cr	8,000,000
7.45% Bihar Sgs 2034 Sovereign Bonds \| -	4%	₹80 Cr	8,000,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	4%	₹75 Cr	75

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.