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Top 5 Best Long Term Bond Funds 2025

Updated on August 28, 2025 , 13426 views

Looking for the best long term bond funds? These are funds for investors who are looking for mid to long term Investment plan, typically for 3-5 years. Long term bond funds mainly invest in G-secs and corporate Bonds that have medium to long maturity period.

Long-term-bond-funds

These funds are sensitive to interest rate changes and can be more volatile compared to other debt categories.

Interest Rates & Price in Long Term Bonds

Interest rates & prices of the debt securities have an inverse relationship, that means they move in opposite directions. For example, a falling interest rate is good for bond funds. During the interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.

As a decrease in the interest rates causes a rise in the price of long-term securities, it is advisable to invest in long term debt funds when the interest rates are expected to ease down. Investors who want to invest for a longer duration (i.e., 3 years & above), and can take some level of risk, should ideally invest in this scheme.

Moreover, investors who are comfortable with fluctuating interest rates in the Market can go ahead with these investments. Here are the top 10 best long term bond funds for 2025.

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Top 5 Best Long Term Bond Funds 2025

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Bond Fund Growth ₹88.5888
↓ -0.32
₹1,169 5,000 1,000 -32.35.7710.17.02%9Y 2M 26D24Y 4M 24D
Bandhan Bond Fund Long Term Plan Growth ₹63.8749
↓ -0.31
₹494 5,000 1,000 -21.63.65.57.96.73%6Y 8M 16D12Y 8M 1D
HDFC Income Fund Growth ₹57.7197
↓ -0.18
₹954 5,000 300 -2.12.75.76.696.67%6Y 8M 1D12Y 7D
Aditya Birla Sun Life Income Fund Growth ₹124.618
↓ -0.18
₹2,056 1,000 1,000 -1.72.85.76.68.46.97%6Y 7M 17D14Y 8M 12D
Nippon India Income Fund Growth ₹88.5807
↓ -0.16
₹435 5,000 100 -2.12.14.76.78.16.75%6Y 6M 25D14Y 11M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Long Term Bond FundBandhan Bond Fund Long Term PlanHDFC Income FundAditya Birla Sun Life Income FundNippon India Income Fund
Point 1Upper mid AUM (₹1,169 Cr).Bottom quartile AUM (₹494 Cr).Lower mid AUM (₹954 Cr).Highest AUM (₹2,056 Cr).Bottom quartile AUM (₹435 Cr).
Point 2Established history (27+ yrs).Established history (25+ yrs).Established history (24+ yrs).Oldest track record among peers (29 yrs).Established history (27+ yrs).
Point 3Top rated.Not Rated.Rating: 2★ (lower mid).Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 5.65% (lower mid).1Y return: 3.65% (bottom quartile).1Y return: 5.66% (upper mid).1Y return: 5.69% (top quartile).1Y return: 4.75% (bottom quartile).
Point 61M return: -2.16% (bottom quartile).1M return: -1.43% (lower mid).1M return: -1.38% (upper mid).1M return: -1.17% (top quartile).1M return: -1.47% (bottom quartile).
Point 7Sharpe: 0.69 (top quartile).Sharpe: -0.20 (bottom quartile).Sharpe: 0.53 (upper mid).Sharpe: 0.46 (lower mid).Sharpe: 0.25 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.02% (top quartile).Yield to maturity (debt): 6.73% (bottom quartile).Yield to maturity (debt): 6.67% (bottom quartile).Yield to maturity (debt): 6.97% (upper mid).Yield to maturity (debt): 6.75% (lower mid).
Point 10Modified duration: 9.24 yrs (bottom quartile).Modified duration: 6.71 yrs (bottom quartile).Modified duration: 6.67 yrs (lower mid).Modified duration: 6.63 yrs (upper mid).Modified duration: 6.57 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

  • Upper mid AUM (₹1,169 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.65% (lower mid).
  • 1M return: -2.16% (bottom quartile).
  • Sharpe: 0.69 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.02% (top quartile).
  • Modified duration: 9.24 yrs (bottom quartile).

Bandhan Bond Fund Long Term Plan

  • Bottom quartile AUM (₹494 Cr).
  • Established history (25+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 3.65% (bottom quartile).
  • 1M return: -1.43% (lower mid).
  • Sharpe: -0.20 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.73% (bottom quartile).
  • Modified duration: 6.71 yrs (bottom quartile).

HDFC Income Fund

  • Lower mid AUM (₹954 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.66% (upper mid).
  • 1M return: -1.38% (upper mid).
  • Sharpe: 0.53 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.67% (bottom quartile).
  • Modified duration: 6.67 yrs (lower mid).

Aditya Birla Sun Life Income Fund

  • Highest AUM (₹2,056 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.69% (top quartile).
  • 1M return: -1.17% (top quartile).
  • Sharpe: 0.46 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.97% (upper mid).
  • Modified duration: 6.63 yrs (upper mid).

Nippon India Income Fund

  • Bottom quartile AUM (₹435 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.75% (bottom quartile).
  • 1M return: -1.47% (bottom quartile).
  • Sharpe: 0.25 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.75% (lower mid).
  • Modified duration: 6.57 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

  • Upper mid AUM (₹1,169 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.65% (lower mid).
  • 1M return: -2.16% (bottom quartile).
  • Sharpe: 0.69 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.02% (top quartile).
  • Modified duration: 9.24 yrs (bottom quartile).
  • Average maturity: 24.40 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (29 Aug 25) ₹88.5888 ↓ -0.32   (-0.36 %)
Net Assets (Cr) ₹1,169 on 31 Jul 25
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio 0.69
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.02%
Effective Maturity 24 Years 4 Months 24 Days
Modified Duration 9 Years 2 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,049
31 Jul 22₹10,067
31 Jul 23₹10,818
31 Jul 24₹11,745
31 Jul 25₹12,802

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -2.2%
3 Month -3%
6 Month 2.3%
1 Year 5.7%
3 Year 7%
5 Year 5.1%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.1%
2023 6.8%
2022 1.3%
2021 0.4%
2020 11%
2019 12.1%
2018 6.8%
2017 4.1%
2016 15.7%
2015 5.1%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure
Manish Banthia22 Jan 241.52 Yr.
Raunak Surana22 Jan 241.52 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash12.72%
Debt87.01%
Other0.27%
Debt Sector Allocation
SectorValue
Government72.79%
Corporate14.22%
Cash Equivalent12.72%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
33%₹391 Cr37,701,500
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹98 Cr10,000,000
↑ 5,000,000
Maharashtra (Government of)
- | -
6%₹75 Cr7,500,000
↑ 7,500,000
The Great Eastern Shipping Company Limited
Debentures | -
5%₹54 Cr536
LIC Housing Finance Ltd
Debentures | -
4%₹51 Cr500
7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -
4%₹50 Cr4,960,700
Maharashtra (Government of)
- | -
4%₹50 Cr5,000,000
↑ 5,000,000
Maharashtra (Government of)
- | -
4%₹50 Cr5,000,000
↑ 5,000,000
7.14% Maharashtra SDL 2039
Sovereign Bonds | -
3%₹40 Cr4,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹35 Cr3,500,000

2. Bandhan Bond Fund Long Term Plan

(Erstwhile IDFC Super Saver Income Fund - Investment Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

Research Highlights for Bandhan Bond Fund Long Term Plan

  • Bottom quartile AUM (₹494 Cr).
  • Established history (25+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 3.65% (bottom quartile).
  • 1M return: -1.43% (lower mid).
  • Sharpe: -0.20 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.73% (bottom quartile).
  • Modified duration: 6.71 yrs (bottom quartile).
  • Average maturity: 12.67 yrs (upper mid).
  • Exit load: 0-365 Days (1%),365 Days and above(NIL).

Below is the key information for Bandhan Bond Fund Long Term Plan

Bandhan Bond Fund Long Term Plan
Growth
Launch Date 14 Jul 00
NAV (29 Aug 25) ₹63.8749 ↓ -0.31   (-0.48 %)
Net Assets (Cr) ₹494 on 31 Jul 25
Category Debt - Longterm Bond
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 1.98
Sharpe Ratio -0.2
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 6.73%
Effective Maturity 12 Years 8 Months 1 Day
Modified Duration 6 Years 8 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,202
31 Jul 22₹10,250
31 Jul 23₹10,801
31 Jul 24₹11,593
31 Jul 25₹12,291

Bandhan Bond Fund Long Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Bandhan Bond Fund Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -1.4%
3 Month -2%
6 Month 1.6%
1 Year 3.6%
3 Year 5.5%
5 Year 4.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6%
2022 0.6%
2021 1.2%
2020 11.8%
2019 10.4%
2018 6.6%
2017 3.1%
2016 12.9%
2015 5.9%
Fund Manager information for Bandhan Bond Fund Long Term Plan
NameSinceTenure
Suyash Choudhary15 Oct 1014.8 Yr.
Brijesh Shah10 Jun 241.14 Yr.

Data below for Bandhan Bond Fund Long Term Plan as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash16.57%
Debt83.14%
Other0.29%
Debt Sector Allocation
SectorValue
Government64.23%
Corporate30.55%
Cash Equivalent4.94%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
52%₹256 Cr24,700,000
National Bank For Agriculture And Rural Development
Debentures | -
10%₹50 Cr5,000,000
Tata Capital Limited
Debentures | -
9%₹43 Cr4,200,000
Bajaj Housing Finance Limited
Debentures | -
5%₹25 Cr2,500,000
Axis Bank Ltd.
Debentures | -
5%₹24 Cr2,500,000
7.02% Govt Stock 2031
Sovereign Bonds | -
1%₹5 Cr500,000
↑ 100,000
6.1% Govt Stock 2031
Sovereign Bonds | -
1%₹5 Cr500,000
↑ 500,000
Rec Limited
Debentures | -
0%₹2 Cr200,000
Corporate Debt Market Development Fund Class A2
Investment Fund | -
0%₹1 Cr1,254
6.79% Govt Stock 2027
Sovereign Bonds | -
0%₹1 Cr100,000

3. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

Research Highlights for HDFC Income Fund

  • Lower mid AUM (₹954 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.66% (upper mid).
  • 1M return: -1.38% (upper mid).
  • Sharpe: 0.53 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.67% (bottom quartile).
  • Modified duration: 6.67 yrs (lower mid).
  • Average maturity: 12.02 yrs (top quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).

Below is the key information for HDFC Income Fund

HDFC Income Fund
Growth
Launch Date 11 Sep 00
NAV (29 Aug 25) ₹57.7197 ↓ -0.18   (-0.30 %)
Net Assets (Cr) ₹954 on 31 Jul 25
Category Debt - Medium to Long term
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio 0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.67%
Effective Maturity 12 Years 7 Days
Modified Duration 6 Years 8 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,296
31 Jul 22₹10,293
31 Jul 23₹10,942
31 Jul 24₹11,824
31 Jul 25₹12,782

HDFC Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -1.4%
3 Month -2.1%
6 Month 2.7%
1 Year 5.7%
3 Year 6.6%
5 Year 5%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 6.1%
2022 0.9%
2021 2.1%
2020 9.3%
2019 8.7%
2018 3.6%
2017 1.3%
2016 14.5%
2015 5.3%
Fund Manager information for HDFC Income Fund
NameSinceTenure
Shobhit Mehrotra11 Sep 0717.9 Yr.
Dhruv Muchhal22 Jun 232.11 Yr.

Data below for HDFC Income Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash6.71%
Equity0.43%
Debt92.6%
Other0.27%
Debt Sector Allocation
SectorValue
Government77.85%
Corporate14.75%
Cash Equivalent6.71%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
19%₹178 Cr17,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
11%₹107 Cr10,000,000
7.54% Govt Stock 2036
Sovereign Bonds | -
11%₹102 Cr9,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
7%₹68 Cr6,500,000
↓ -1,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹41 Cr4,000,000
Ntpc Limited
Debentures | -
3%₹26 Cr250
6.92% Govt Stock 2039
Sovereign Bonds | -
3%₹26 Cr2,500,000
6.63% Govt Stock 2031
Sovereign Bonds | -
3%₹26 Cr2,500,000
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹26 Cr2,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹25 Cr250

4. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

  • Highest AUM (₹2,056 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.69% (top quartile).
  • 1M return: -1.17% (top quartile).
  • Sharpe: 0.46 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.97% (upper mid).
  • Modified duration: 6.63 yrs (upper mid).
  • Average maturity: 14.70 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (29 Aug 25) ₹124.618 ↓ -0.18   (-0.14 %)
Net Assets (Cr) ₹2,056 on 31 Jul 25
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio 0.46
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.97%
Effective Maturity 14 Years 8 Months 12 Days
Modified Duration 6 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,411
31 Jul 22₹10,667
31 Jul 23₹11,374
31 Jul 24₹12,212
31 Jul 25₹13,174

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -1.2%
3 Month -1.7%
6 Month 2.8%
1 Year 5.7%
3 Year 6.6%
5 Year 5.8%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 6.6%
2022 2.4%
2021 4%
2020 12.8%
2019 9.5%
2018 5.1%
2017 2.8%
2016 14.4%
2015 4.6%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 204.99 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash4.33%
Debt95.38%
Other0.29%
Debt Sector Allocation
SectorValue
Government61.87%
Corporate33.95%
Cash Equivalent3.89%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
19%₹409 Cr39,409,900
↓ -6,500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
6%₹127 Cr12,406,100
↓ -500,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹100 Cr10,000
Housing And Urban Development Corporation Limited
Debentures | -
3%₹75 Cr7,500
Tata Capital Housing Finance Limited
Debentures | -
3%₹75 Cr7,500
Housing And Urban Development Corporation Limited
Debentures | -
3%₹75 Cr7,500
Maharashtra (Government of)
- | -
3%₹65 Cr6,500,000
↑ 4,000,000
Maharashtra (Government of)
- | -
3%₹58 Cr5,729,200
Larsen And Toubro Limited
Debentures | -
3%₹55 Cr5,500
Power Finance Corporation Limited
Debentures | -
2%₹51 Cr5,000

5. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

  • Bottom quartile AUM (₹435 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.75% (bottom quartile).
  • 1M return: -1.47% (bottom quartile).
  • Sharpe: 0.25 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.75% (lower mid).
  • Modified duration: 6.57 yrs (top quartile).
  • Average maturity: 14.97 yrs (bottom quartile).
  • Exit load: 0-15 Days (0.25%),15 Days and above(NIL).

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (29 Aug 25) ₹88.5807 ↓ -0.16   (-0.18 %)
Net Assets (Cr) ₹435 on 31 Jul 25
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio 0.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.75%
Effective Maturity 14 Years 11 Months 19 Days
Modified Duration 6 Years 6 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,172
31 Jul 22₹10,277
31 Jul 23₹11,122
31 Jul 24₹11,965
31 Jul 25₹12,834

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -1.5%
3 Month -2.1%
6 Month 2.1%
1 Year 4.7%
3 Year 6.7%
5 Year 5.2%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 6.8%
2022 3.3%
2021 1.2%
2020 10.5%
2019 11.4%
2018 6.1%
2017 2.4%
2016 13.8%
2015 5.1%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 205.5 Yr.
Kinjal Desai25 May 187.19 Yr.

Data below for Nippon India Income Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash14.78%
Debt84.82%
Other0.4%
Debt Sector Allocation
SectorValue
Government73.06%
Corporate17.48%
Cash Equivalent9.06%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.09% Govt Stock 2054
Sovereign Bonds | -
23%₹101 Cr10,000,000
↑ 1,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
19%₹83 Cr8,000,000
7.12% State Government Of Maharashtra 2036
Sovereign Bonds | -
9%₹41 Cr4,000,000
7.1% Govt Stock 2029
Sovereign Bonds | -
6%₹26 Cr2,500,000
Small Industries Development Bank Of India
Debentures | -
6%₹26 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹25 Cr2,500
06.95 HR Sdl 2033
Sovereign Bonds | -
6%₹25 Cr2,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
2%₹10 Cr1,000,000
Power Finance Corporation Limited
Debentures | -
2%₹10 Cr100
Hdb Financial Services Limited
Debentures | -
2%₹10 Cr100

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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GAURAV, posted on 3 Dec 18 3:04 AM

Good read to know about bond mutual funds

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