+91-22-48913909Top 5 Best Low Risk Mutual Funds to Invest in 2026
Generally, a newbie to investment or a senior citizen who wants to secure their funds look for low-risk Mutual Funds. When an investor wants to invest in a low-risk mutual funds it's usually because he needs to secure his money or earn optimal returns in a short duration.
So, if you are one of those you can read more
What are Low Risk Investment Funds?
Many investors look forward to Investing in mutual funds as these offer higher returns and also are more tax efficient than other instruments like fixed deposits. But, when it comes to risk-averse investors, these are investors who are looking for secure returns and can’t tolerate risk in investments. Also, a risk-averse investor won’t prefer investing in equities, as they are highly risky funds.
Debt funds are suited for risk-averse or even a newbie investor who is willing to invest in Mutual Funds. As debt funds invest in government Bonds, Money market funds, etc., they are relatively safer. There are various types of debt funds like Liquid Funds, ultra-short term funds, short term funds, dynamic bonds, gilts funds, etc., that vary in risks. Long term debt funds are risky funds, thus investors with a low-risk appetite should avoid investing in these funds.
Liquid funds and ultra-short term funds are the lowest risky funds that’s aims at generating optimal returns for a short duration. Thus a newbies investor who wants to earn good returns on their idle money within a shorter tenure can invest here.
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Best Low Risk Mutual Funds FY 26 - 27
Fund Selection Methodology used to find 5 funds
Liquid Funds
Liquid funds invest in securities that have a low maturity period, usually less than 91 days. These funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional Bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Investors who want risk-free investment can ideally prefer investing in these funds. Here are the top 5 Best Liquid Funds.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity PGIM India Insta Cash Fund Growth ₹361.622
↑ 0.06 ₹612 1.7 3.3 6.3 6.9 6.5 6.57% 1M 10D 1M 10D Indiabulls Liquid Fund Growth ₹2,685.93
↑ 0.37 ₹262 1.7 3.3 6.3 6.9 6.6 6.13% 1M 1D 1M 1D JM Liquid Fund Growth ₹75.6945
↑ 0.01 ₹2,147 1.7 3.2 6.2 6.8 6.4 6.43% 26D 27D Axis Liquid Fund Growth ₹3,094.33
↑ 0.51 ₹56,168 1.7 3.4 6.3 7 6.6 6.23% 1M 5D 1M 5D Aditya Birla Sun Life Liquid Fund Growth ₹447.634
↑ 0.07 ₹47,520 1.7 3.3 6.3 6.9 6.5 7.01% 1M 17D 1M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jul 26 Research Highlights & Commentary of 5 Funds showcased
Commentary PGIM India Insta Cash Fund Indiabulls Liquid Fund JM Liquid Fund Axis Liquid Fund Aditya Birla Sun Life Liquid Fund Point 1 Bottom quartile AUM (₹612 Cr). Bottom quartile AUM (₹262 Cr). Lower mid AUM (₹2,147 Cr). Highest AUM (₹56,168 Cr). Upper mid AUM (₹47,520 Cr). Point 2 Established history (18+ yrs). Established history (14+ yrs). Oldest track record among peers (28 yrs). Established history (16+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.30% (lower mid). 1Y return: 6.28% (bottom quartile). 1Y return: 6.16% (bottom quartile). 1Y return: 6.35% (top quartile). 1Y return: 6.31% (upper mid). Point 6 1M return: 0.67% (lower mid). 1M return: 0.66% (bottom quartile). 1M return: 0.66% (bottom quartile). 1M return: 0.68% (upper mid). 1M return: 0.68% (top quartile). Point 7 Sharpe: 2.23 (lower mid). Sharpe: 2.32 (upper mid). Sharpe: 1.80 (bottom quartile). Sharpe: 2.39 (top quartile). Sharpe: 2.20 (bottom quartile). Point 8 Information ratio: 0.62 (upper mid). Information ratio: 0.76 (top quartile). Information ratio: -0.49 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.57% (upper mid). Yield to maturity (debt): 6.13% (bottom quartile). Yield to maturity (debt): 6.43% (lower mid). Yield to maturity (debt): 6.23% (bottom quartile). Yield to maturity (debt): 7.01% (top quartile). Point 10 Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.09 yrs (upper mid). Modified duration: 0.07 yrs (top quartile). Modified duration: 0.10 yrs (lower mid). Modified duration: 0.13 yrs (bottom quartile). PGIM India Insta Cash Fund
Indiabulls Liquid Fund
JM Liquid Fund
Axis Liquid Fund
Aditya Birla Sun Life Liquid Fund
Ultra Short Term Funds
These funds invest in a combination of debt instruments like treasury bills, commercial papers, certificate of deposits, and corporate bonds. The funds have a lower residual maturity, ranging from 6 months to 1 year. Ultra Short Term fund offer good returns with very less market Volatility. Newbie investors who are looking for better returns than Liquid Funds should prefer investing in these funds, as they provide better returns than liquid funds. Here are the top 5 best ultra-short term funds.
(Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Research Highlights for Invesco India Ultra Short Term Fund Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP Money Manager Fund Below is the key information for DSP Money Manager Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Research Highlights for Aditya Birla Sun Life Savings Fund Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Canara Robeco Treasury Advantage Fund) To generate income/capital appreciation through a low risk strategy by investment in Money Market Instruments (MMI). However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Ultra Short Term Fund Below is the key information for Canara Robeco Ultra Short Term Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹584.716
↑ 0.09 ₹19,611 1.9 3.2 6.4 7.3 7.4 7.98% 5M 16D 6M 25D UTI Ultra Short Term Fund Growth ₹4,497.94
↑ 0.23 ₹3,997 1.8 3.1 5.9 6.7 6.6 0% BOI AXA Ultra Short Duration Fund Growth ₹3,354.55
↑ 0.05 ₹140 1.8 3.2 5.9 6.4 6.5 6.64% 4M 24D 4M 28D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D ICICI Prudential Ultra Short Term Fund Growth ₹29.5096
↑ 0.00 ₹16,002 1.9 3.3 6.3 7.1 7.1 7.79% 5M 8D 6M 11D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jul 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund UTI Ultra Short Term Fund BOI AXA Ultra Short Duration Fund Indiabulls Ultra Short Term Fund ICICI Prudential Ultra Short Term Fund Point 1 Highest AUM (₹19,611 Cr). Lower mid AUM (₹3,997 Cr). Bottom quartile AUM (₹140 Cr). Bottom quartile AUM (₹18 Cr). Upper mid AUM (₹16,002 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (14+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 6.37% (top quartile). 1Y return: 5.89% (lower mid). 1Y return: 5.87% (bottom quartile). 1Y return: 4.17% (bottom quartile). 1Y return: 6.28% (upper mid). Point 6 1M return: 1.05% (top quartile). 1M return: 0.92% (lower mid). 1M return: 0.91% (bottom quartile). 1M return: 0.24% (bottom quartile). 1M return: 1.01% (upper mid). Point 7 Sharpe: 0.52 (lower mid). Sharpe: -0.21 (bottom quartile). Sharpe: -0.18 (bottom quartile). Sharpe: 0.98 (top quartile). Sharpe: 0.53 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.98% (top quartile). Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 6.64% (lower mid). Yield to maturity (debt): 3.23% (bottom quartile). Yield to maturity (debt): 7.79% (upper mid). Point 10 Modified duration: 0.46 yrs (bottom quartile). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.40 yrs (lower mid). Modified duration: 0.00 yrs (upper mid). Modified duration: 0.44 yrs (bottom quartile). Aditya Birla Sun Life Savings Fund
UTI Ultra Short Term Fund
BOI AXA Ultra Short Duration Fund
Indiabulls Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
1. Invesco India Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (03 Jul 26) ₹2,867.8 ↓ -0.07 (0.00 %) Net Assets (Cr) ₹1,197 on 31 May 26 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.53% Effective Maturity 5 Months 6 Days Modified Duration 5 Months 3 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,305 30 Jun 23 ₹10,923 30 Jun 24 ₹11,699 30 Jun 25 ₹12,580 30 Jun 26 ₹13,349 Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jul 26 Duration Returns 1 Month 1% 3 Month 1.9% 6 Month 3.3% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.8% 2024 7.5% 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 6.41 Yr. Vikas Garg 27 Jul 21 4.85 Yr. Data below for Invesco India Ultra Short Term Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 69.91% Debt 29.78% Other 0.31% Debt Sector Allocation
Sector Value Corporate 59.52% Cash Equivalent 27.41% Government 12.76% Credit Quality
Rating Value AA 16.84% AAA 83.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -4% ₹50 Cr 5,000,000 17/09/2026 Maturing 364 DTB
Sovereign Bonds | -4% ₹49 Cr 5,000,000 TVS Credit Services Limited
Debentures | -3% ₹40 Cr 4,000,000 Federal Bank Ltd.
Debentures | -3% ₹39 Cr 4,000,000
↑ 4,000,000 India (Republic of)
- | -3% ₹35 Cr 3,500,000
↑ 3,500,000 Tbill
Sovereign Bonds | -3% ₹34 Cr 3,500,000 Manappuram Finance Limited
Debentures | -2% ₹28 Cr 2,800,000 Piramal Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 Sundaram Home Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 2. DSP Money Manager Fund
DSP Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (03 Jul 26) ₹3,613.39 ↑ 0.34 (0.01 %) Net Assets (Cr) ₹4,711 on 31 May 26 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1.02 Sharpe Ratio -0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration 5 Months 9 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,298 30 Jun 23 ₹10,905 30 Jun 24 ₹11,653 30 Jun 25 ₹12,509 30 Jun 26 ₹13,241 Returns for DSP Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jul 26 Duration Returns 1 Month 1% 3 Month 1.9% 6 Month 3.1% 1 Year 5.9% 3 Year 6.7% 5 Year 5.8% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.7% 2024 6.9% 2023 6.7% 2022 4.1% 2021 2.9% 2020 4.7% 2019 7.3% 2018 5% 2017 6% 2016 7.5% Fund Manager information for DSP Money Manager Fund
Name Since Tenure Karan Mundhra 31 May 21 5 Yr. Shalini Vasanta 1 Jan 25 1.41 Yr. Data below for DSP Money Manager Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 70.03% Debt 29.65% Other 0.32% Debt Sector Allocation
Sector Value Corporate 66.11% Cash Equivalent 21.43% Government 12.15% Credit Quality
Rating Value AA 23.59% AAA 76.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹212 Cr 20,000
↓ -2,000 Godrej Properties Limited
Debentures | -3% ₹134 Cr 12,500 5.74% Govt Stock 2026
Sovereign Bonds | -3% ₹130 Cr 13,000,000
↑ 13,000,000 Tbill
Sovereign Bonds | -2% ₹98 Cr 10,000,000
↑ 10,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹79 Cr 7,500 Aadhar Housing Finance Limited
Debentures | -2% ₹78 Cr 7,200 LIC Housing Finance Ltd
Debentures | -2% ₹77 Cr 750
↑ 500 Union Bank of India
Debentures | -1% ₹70 Cr 1,500
↑ 1,500 Nuvama Wealth Finance Limited
Debentures | -1% ₹53 Cr 5,000 Cholamandalam Investment And Finance Company Limited
Debentures | -1% ₹53 Cr 5,000 3. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (03 Jul 26) ₹4,286.34 ↑ 0.61 (0.01 %) Net Assets (Cr) ₹10,938 on 31 May 26 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.83% Effective Maturity 7 Months 3 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,630 30 Jun 23 ₹11,288 30 Jun 24 ₹12,068 30 Jun 25 ₹12,962 30 Jun 26 ₹13,764 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jul 26 Duration Returns 1 Month 1% 3 Month 1.9% 6 Month 3.3% 1 Year 6.2% 3 Year 6.9% 5 Year 6.6% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.8% 2024 7.2% 2023 6.7% 2022 4.6% 2021 7.8% 2020 4.9% 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 12.67 Yr. Kinjal Desai 25 May 18 8.02 Yr. Akshay Sharma 1 Dec 22 3.5 Yr. Amber Singhania 11 Mar 26 0.22 Yr. Data below for Nippon India Ultra Short Duration Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 48.82% Debt 50.9% Other 0.28% Debt Sector Allocation
Sector Value Corporate 66.96% Cash Equivalent 19.51% Government 13.25% Credit Quality
Rating Value AA 29.3% AAA 70.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -3% ₹394 Cr 40,000,000 India (Republic of)
- | -2% ₹272 Cr 27,500,000
↑ 27,500,000 Tbill
Sovereign Bonds | -2% ₹246 Cr 25,000,000 Vedanta Limited
Debentures | -2% ₹240 Cr 24,000 Indigrid Infrastructure Trust
Debentures | -2% ₹240 Cr 2,400 TATA Communications Limited
Debentures | -2% ₹225 Cr 22,500 Bajaj Housing Finance Limited
Debentures | -2% ₹200 Cr 2,000
↑ 2,000 Aadhar Housing Finance Limited
Debentures | -2% ₹200 Cr 20,000 Embassy Office Parks Reit
Debentures | -2% ₹199 Cr 2,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹188 Cr 4,000 4. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (03 Jul 26) ₹584.716 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹19,611 on 31 May 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.98% Effective Maturity 6 Months 25 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,384 30 Jun 23 ₹11,065 30 Jun 24 ₹11,889 30 Jun 25 ₹12,852 30 Jun 26 ₹13,668 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jul 26 Duration Returns 1 Month 1.1% 3 Month 1.9% 6 Month 3.2% 1 Year 6.4% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.96 Yr. Kaustubh Gupta 15 Jul 11 14.89 Yr. Monika Gandhi 22 Mar 21 5.2 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 28.11% Debt 71.56% Other 0.33% Debt Sector Allocation
Sector Value Corporate 70.53% Government 19.93% Cash Equivalent 9.22% Credit Quality
Rating Value AA 32.23% AAA 67.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹982 Cr 100,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹743 Cr 15,800 Shriram Finance Limited
Debentures | -3% ₹607 Cr 60,000 HDFC Bank Ltd.
Debentures | -3% ₹537 Cr 11,000 Bharti Telecom Limited
Debentures | -2% ₹395 Cr 40,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹388 Cr 39,000 Muthoot Finance Limited
Debentures | -2% ₹348 Cr 35,000 Vedanta Limited
Debentures | -2% ₹326 Cr 32,500 Mankind Pharma Limited
Debentures | -2% ₹321 Cr 32,000 Avanse Financial Services Limited
Debentures | -1% ₹300 Cr 30,000 5. Canara Robeco Ultra Short Term Fund
Canara Robeco Ultra Short Term Fund
Growth Launch Date 14 Jul 08 NAV (03 Jul 26) ₹4,028.08 ↑ 0.21 (0.01 %) Net Assets (Cr) ₹529 on 31 May 26 Category Debt - Ultrashort Bond AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆ Risk Low Expense Ratio 0.94 Sharpe Ratio -0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.67% Effective Maturity 5 Months 16 Days Modified Duration 4 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,274 30 Jun 23 ₹10,869 30 Jun 24 ₹11,574 30 Jun 25 ₹12,402 30 Jun 26 ₹13,121 Returns for Canara Robeco Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jul 26 Duration Returns 1 Month 0.9% 3 Month 1.9% 6 Month 3.1% 1 Year 5.8% 3 Year 6.5% 5 Year 5.6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 6.8% 2023 6.4% 2022 3.9% 2021 2.6% 2020 4.5% 2019 6.6% 2018 6.1% 2017 5.7% 2016 7.3% Fund Manager information for Canara Robeco Ultra Short Term Fund
Name Since Tenure Bhupesh Kalyani 1 Apr 26 0.16 Yr. Avnish Jain 1 Apr 22 4.17 Yr. Data below for Canara Robeco Ultra Short Term Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 64.08% Debt 35.58% Other 0.34% Debt Sector Allocation
Sector Value Corporate 57.69% Cash Equivalent 27.9% Government 14.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -8% ₹45 Cr 4,500 Kotak Mahindra Prime Limited
Debentures | -5% ₹25 Cr 2,500 Rec Limited
Debentures | -5% ₹25 Cr 2,500 Power Finance Corporation Limited
Debentures | -5% ₹25 Cr 250 Small Industries Development Bank Of India
Debentures | -5% ₹25 Cr 2,500 LIC Housing Finance Ltd
Debentures | -5% ₹25 Cr 250 Power Finance Corporation Limited
Debentures | -4% ₹20 Cr 2,000 Small Industries Development Bank Of India
Debentures | -4% ₹20 Cr 2,000 Tbill
Sovereign Bonds | -4% ₹20 Cr 2,000,000
↑ 2,000,000 23/07/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹15 Cr 1,500,000
Frequently Asked Questions
1. How can I choose the best fund?
A. The investment choice is based upon a variety of factors, like the fund managers, historical returns, fees and loads, investment style, investment objective, investment horizon and more. Thus, to pick the best fund, make sure you analyze every important factor cautiously before moving ahead.
2. What is the appropriate investment type that has the lowest risk?
A. Because of the unpredictable situation of the economy and the availability of varying investment options, it is quite difficult to evaluate a safe option. However, some of the options that you can consider include bank fixed deposits, municipal bonds, certificate of deposits, and more.
3. What is the use of a mutual fund calculator?
A. The mutual fund calculator offers an investment value at maturity by evaluating the returns according to the investment horizon. You can set different variables of the calculator, like duration, anticipated return rate, frequency, investment amount and more to figure out your benefits.
4. How much can I invest?
A. The amount mainly depends upon your requirements, budget and objectives of the investment. However, keep in mind that you only invest the surplus money, irrespective of the amount.
5. Is there a right time to invest?
A. There is no right time to invest. For better and best returns, it is recommended that you should start investing right away.
6. Do I need a bank account to invest in mutual funds?
A. Yes, it is necessary to have a bank account with KYC/cKYC, aadhaar card and PAN Card to invest in mutual funds.
7. Is it necessary to contact a fund manager?
A. Yes! When investing in mutual funds, experience plays a major role so as to generate good performance. The more the experience, the better will be the possibility of gaining the best returns. Thus, make sure that you get in touch with an experienced fund manager.
8. Can I withdraw my invested money?
A. Most of the schemes in a mutual fund are open-end schemes. This allows you to withdraw the entire invested amount at any point in time. However, there could be a few situations where you may experience restrictions.
9. Would I have to pay any penalty if I withdraw early?
A. If you have invested in open-end schemes, you may not have to pay the penalty. However, some schemes might not be as liquid as the others. So, you will have to re-check this factor before investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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It was very valuable useful messages messagesThankyou
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good information on funds. appreciated!!!