+91-22-48913909Top 5 Best Low Risk Mutual Funds to Invest in 2026
Generally, a newbie to investment or a senior citizen who wants to secure their funds look for low-risk Mutual Funds. When an investor wants to invest in a low-risk mutual funds it's usually because he needs to secure his money or earn optimal returns in a short duration.
So, if you are one of those you can read more
What are Low Risk Investment Funds?
Many investors look forward to Investing in mutual funds as these offer higher returns and also are more tax efficient than other instruments like fixed deposits. But, when it comes to risk-averse investors, these are investors who are looking for secure returns and can’t tolerate risk in investments. Also, a risk-averse investor won’t prefer investing in equities, as they are highly risky funds.
Debt funds are suited for risk-averse or even a newbie investor who is willing to invest in Mutual Funds. As debt funds invest in government Bonds, Money market funds, etc., they are relatively safer. There are various types of debt funds like Liquid Funds, ultra-short term funds, short term funds, dynamic bonds, gilts funds, etc., that vary in risks. Long term debt funds are risky funds, thus investors with a low-risk appetite should avoid investing in these funds.
Liquid funds and ultra-short term funds are the lowest risky funds that’s aims at generating optimal returns for a short duration. Thus a newbies investor who wants to earn good returns on their idle money within a shorter tenure can invest here.
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Best Low Risk Mutual Funds FY 26 - 27
Fund Selection Methodology used to find 5 funds
Liquid Funds
Liquid funds invest in securities that have a low maturity period, usually less than 91 days. These funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional Bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Investors who want risk-free investment can ideally prefer investing in these funds. Here are the top 5 Best Liquid Funds.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Indiabulls Liquid Fund Growth ₹2,623.14
↑ 0.46 ₹169 1.5 2.9 6.4 6.9 6.6 6.62% 1M 1M PGIM India Insta Cash Fund Growth ₹353.068
↑ 0.06 ₹546 1.5 2.9 6.3 6.9 6.5 6.43% 26D 29D JM Liquid Fund Growth ₹73.9645
↑ 0.01 ₹2,703 1.5 2.9 6.2 6.8 6.4 6.44% 1M 2D 1M 4D Axis Liquid Fund Growth ₹3,020.63
↑ 0.56 ₹39,028 1.5 3 6.4 7 6.6 6.5% 27D 30D Tata Liquid Fund Growth ₹4,271.8
↑ 0.72 ₹30,626 1.5 2.9 6.3 6.9 6.5 6.08% 1M 28D 1M 28D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Feb 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund Axis Liquid Fund Tata Liquid Fund Point 1 Bottom quartile AUM (₹169 Cr). Bottom quartile AUM (₹546 Cr). Lower mid AUM (₹2,703 Cr). Highest AUM (₹39,028 Cr). Upper mid AUM (₹30,626 Cr). Point 2 Established history (14+ yrs). Established history (18+ yrs). Oldest track record among peers (28 yrs). Established history (16+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.36% (upper mid). 1Y return: 6.33% (bottom quartile). 1Y return: 6.22% (bottom quartile). 1Y return: 6.36% (top quartile). 1Y return: 6.33% (lower mid). Point 6 1M return: 0.56% (top quartile). 1M return: 0.54% (bottom quartile). 1M return: 0.55% (lower mid). 1M return: 0.55% (upper mid). 1M return: 0.54% (bottom quartile). Point 7 Sharpe: 2.72 (bottom quartile). Sharpe: 2.89 (lower mid). Sharpe: 2.30 (bottom quartile). Sharpe: 3.16 (top quartile). Sharpe: 2.93 (upper mid). Point 8 Information ratio: -0.70 (bottom quartile). Information ratio: -0.09 (lower mid). Information ratio: -1.73 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Point 9 Yield to maturity (debt): 6.62% (top quartile). Yield to maturity (debt): 6.43% (bottom quartile). Yield to maturity (debt): 6.44% (lower mid). Yield to maturity (debt): 6.50% (upper mid). Yield to maturity (debt): 6.08% (bottom quartile). Point 10 Modified duration: 0.08 yrs (lower mid). Modified duration: 0.07 yrs (top quartile). Modified duration: 0.09 yrs (bottom quartile). Modified duration: 0.07 yrs (upper mid). Modified duration: 0.16 yrs (bottom quartile). Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
Axis Liquid Fund
Tata Liquid Fund
Ultra Short Term Funds
These funds invest in a combination of debt instruments like treasury bills, commercial papers, certificate of deposits, and corporate bonds. The funds have a lower residual maturity, ranging from 6 months to 1 year. Ultra Short Term fund offer good returns with very less market Volatility. Newbie investors who are looking for better returns than Liquid Funds should prefer investing in these funds, as they provide better returns than liquid funds. Here are the top 5 best ultra-short term funds.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on The Scheme seeks to generate reasonable returns commensurate with low risk from a portfolio constituted of money market and high quality debts Research Highlights for DSP Liquidity Fund Below is the key information for DSP Liquidity Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Liquid Fund Below is the key information for Axis Liquid Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹571.125
↑ 0.10 ₹22,857 1.3 3 7.1 7.4 7.4 6.81% 5M 19D 6M 11D UTI Ultra Short Term Fund Growth ₹4,398.1
↑ 0.72 ₹3,751 1.3 2.8 6.4 6.8 6.6 7.21% 4M 29D 5M 30D BOI AXA Ultra Short Duration Fund Growth ₹3,275.88
↑ 0.60 ₹168 1.2 2.7 6.2 6.4 6.5 6.91% 4M 17D 4M 20D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D ICICI Prudential Ultra Short Term Fund Growth ₹28.8174
↑ 0.00 ₹17,808 1.3 2.9 6.9 7.1 7.1 7.31% 5M 5D 6M 11D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Feb 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund UTI Ultra Short Term Fund BOI AXA Ultra Short Duration Fund Indiabulls Ultra Short Term Fund ICICI Prudential Ultra Short Term Fund Point 1 Highest AUM (₹22,857 Cr). Lower mid AUM (₹3,751 Cr). Bottom quartile AUM (₹168 Cr). Bottom quartile AUM (₹18 Cr). Upper mid AUM (₹17,808 Cr). Point 2 Oldest track record among peers (22 yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (14+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.15% (top quartile). 1Y return: 6.41% (lower mid). 1Y return: 6.20% (bottom quartile). 1Y return: 4.17% (bottom quartile). 1Y return: 6.86% (upper mid). Point 6 1M return: 0.62% (top quartile). 1M return: 0.57% (lower mid). 1M return: 0.55% (bottom quartile). 1M return: 0.24% (bottom quartile). 1M return: 0.60% (upper mid). Point 7 Sharpe: 2.17 (top quartile). Sharpe: 1.15 (lower mid). Sharpe: 0.49 (bottom quartile). Sharpe: 0.98 (bottom quartile). Sharpe: 2.06 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.81% (bottom quartile). Yield to maturity (debt): 7.21% (upper mid). Yield to maturity (debt): 6.91% (lower mid). Yield to maturity (debt): 3.23% (bottom quartile). Yield to maturity (debt): 7.31% (top quartile). Point 10 Modified duration: 0.47 yrs (bottom quartile). Modified duration: 0.41 yrs (lower mid). Modified duration: 0.38 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.43 yrs (bottom quartile). Aditya Birla Sun Life Savings Fund
UTI Ultra Short Term Fund
BOI AXA Ultra Short Duration Fund
Indiabulls Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,343 31 Jan 23 ₹10,873 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,391 31 Jan 23 ₹10,885 Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (27 Feb 26) ₹3,124.91 ↑ 0.58 (0.02 %) Net Assets (Cr) ₹1,843 on 31 Jan 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.73 Information Ratio 1.44 Alpha Ratio 0.07 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.42% Effective Maturity 1 Month 2 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,332 31 Jan 23 ₹10,867 31 Jan 24 ₹11,643 31 Jan 25 ₹12,506 31 Jan 26 ₹13,309 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3% 1 Year 6.4% 3 Year 7% 5 Year 5.9% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.46 Yr. Data below for BOI AXA Liquid Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 99.7% Other 0.3% Debt Sector Allocation
Sector Value Cash Equivalent 58.46% Corporate 38.54% Government 2.7% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -8% ₹148 Cr 15,000,000
↑ 15,000,000 Indian Bank
Certificate of Deposit | -5% ₹99 Cr 10,000,000 Union Bank of India
Domestic Bonds | -5% ₹99 Cr 10,000,000 HDFC Securities Limited
Commercial Paper | -4% ₹79 Cr 8,000,000 19/02/2026 Maturing 182 DTB
Sovereign Bonds | -4% ₹75 Cr 7,500,000
↑ 7,500,000 Bank Of Baroda
Certificate of Deposit | -4% ₹74 Cr 7,500,000 Canara Bank
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 2,500,000 State Bank Of India
Certificate of Deposit | -3% ₹64 Cr 6,500,000
↑ 6,500,000 Blue Star Ltd -
Commercial Paper | -3% ₹50 Cr 5,000,000 Icici Securities Primary Dealership Ltd
Commercial Paper | -3% ₹50 Cr 5,000,000 4. DSP Liquidity Fund
DSP Liquidity Fund
Growth Launch Date 23 Nov 05 NAV (27 Feb 26) ₹3,872.87 ↑ 0.70 (0.02 %) Net Assets (Cr) ₹16,616 on 31 Jan 26 Category Debt - Liquid Fund AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio 3.17 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,330 31 Jan 23 ₹10,854 31 Jan 24 ₹11,620 31 Jan 25 ₹12,475 31 Jan 26 ₹13,269 Returns for DSP Liquidity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3% 1 Year 6.3% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.4% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.5% 2017 7.4% 2016 6.6% 2015 7.6% Fund Manager information for DSP Liquidity Fund
Name Since Tenure Karan Mundhra 31 May 21 4.68 Yr. Shalini Vasanta 1 Aug 24 1.5 Yr. Kunal Khudania 1 Jan 26 0.08 Yr. Data below for DSP Liquidity Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 55.96% Corporate 41.39% Government 2.36% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps / Reverse Repo Investments
CBLO/Reverse Repo | -11% -₹1,845 Cr HDFC Bank Ltd.
Debentures | -5% ₹793 Cr 16,000 Tbill
Sovereign Bonds | -5% ₹770 Cr 77,500,000 5.63% Gs 2026
Sovereign Bonds | -4% ₹616 Cr 60,500,000
↑ 24,000,000 Small Industries Dev Bank Of India
Commercial Paper | -3% ₹574 Cr 11,500 HDFC Bank Limited
Certificate of Deposit | -3% ₹548 Cr 11,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹497 Cr 10,000 Punjab National Bank (18/03/2026)
Certificate of Deposit | -3% ₹496 Cr 10,000 Union Bank Of India
Certificate of Deposit | -3% ₹494 Cr 10,000
↑ 10,000 Bank Of Baroda
Certificate of Deposit | -3% ₹448 Cr 9,000 5. Axis Liquid Fund
Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (27 Feb 26) ₹3,020.63 ↑ 0.56 (0.02 %) Net Assets (Cr) ₹39,028 on 31 Jan 26 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 3.16 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 30 Days Modified Duration 27 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,333 31 Jan 23 ₹10,864 31 Jan 24 ₹11,639 31 Jan 25 ₹12,497 31 Jan 26 ₹13,296 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3% 1 Year 6.4% 3 Year 7% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7.1% 2021 4.9% 2020 3.3% 2019 4.3% 2018 6.6% 2017 7.5% 2016 6.7% 2015 7.6% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 13.25 Yr. Aditya Pagaria 13 Aug 16 9.48 Yr. Sachin Jain 3 Jul 23 2.59 Yr. Data below for Axis Liquid Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 73.04% Corporate 24.53% Government 2.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -7% ₹2,872 Cr 27/03/2026 Maturing 91 DTB
Sovereign Bonds | -4% ₹1,434 Cr 144,500,000 Export Import Bank Of India
Commercial Paper | -3% ₹1,197 Cr 24,000 19/02/2026 Maturing 91 DTB
Sovereign Bonds | -3% ₹1,150 Cr 115,307,200
↓ -15,500,000 Small Industries Dev Bank Of India
Commercial Paper | -3% ₹998 Cr 20,000 Small Industries Dev Bank Of India
Commercial Paper | -3% ₹996 Cr 20,000 Indian Bank (25/02/2026) **
Certificate of Deposit | -3% ₹996 Cr 20,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹992 Cr 20,000
↓ -500 HDFC Bank Ltd.
Debentures | -2% ₹967 Cr 19,500 Export Import Bank Of India
Commercial Paper | -2% ₹747 Cr 15,000
Frequently Asked Questions
1. How can I choose the best fund?
A. The investment choice is based upon a variety of factors, like the fund managers, historical returns, fees and loads, investment style, investment objective, investment horizon and more. Thus, to pick the best fund, make sure you analyze every important factor cautiously before moving ahead.
2. What is the appropriate investment type that has the lowest risk?
A. Because of the unpredictable situation of the economy and the availability of varying investment options, it is quite difficult to evaluate a safe option. However, some of the options that you can consider include bank fixed deposits, municipal bonds, certificate of deposits, and more.
3. What is the use of a mutual fund calculator?
A. The mutual fund calculator offers an investment value at maturity by evaluating the returns according to the investment horizon. You can set different variables of the calculator, like duration, anticipated return rate, frequency, investment amount and more to figure out your benefits.
4. How much can I invest?
A. The amount mainly depends upon your requirements, budget and objectives of the investment. However, keep in mind that you only invest the surplus money, irrespective of the amount.
5. Is there a right time to invest?
A. There is no right time to invest. For better and best returns, it is recommended that you should start investing right away.
6. Do I need a bank account to invest in mutual funds?
A. Yes, it is necessary to have a bank account with KYC/cKYC, aadhaar card and PAN Card to invest in mutual funds.
7. Is it necessary to contact a fund manager?
A. Yes! When investing in mutual funds, experience plays a major role so as to generate good performance. The more the experience, the better will be the possibility of gaining the best returns. Thus, make sure that you get in touch with an experienced fund manager.
8. Can I withdraw my invested money?
A. Most of the schemes in a mutual fund are open-end schemes. This allows you to withdraw the entire invested amount at any point in time. However, there could be a few situations where you may experience restrictions.
9. Would I have to pay any penalty if I withdraw early?
A. If you have invested in open-end schemes, you may not have to pay the penalty. However, some schemes might not be as liquid as the others. So, you will have to re-check this factor before investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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It was very valuable useful messages messagesThankyou
Very Good
good information on funds. appreciated!!!