+91-22-48913909Top 5 Best Low Risk Mutual Funds to Invest in 2026
Generally, a newbie to investment or a senior citizen who wants to secure their funds look for low-risk Mutual Funds. When an investor wants to invest in a low-risk mutual funds it's usually because he needs to secure his money or earn optimal returns in a short duration.
So, if you are one of those you can read more
What are Low Risk Investment Funds?
Many investors look forward to Investing in mutual funds as these offer higher returns and also are more tax efficient than other instruments like fixed deposits. But, when it comes to risk-averse investors, these are investors who are looking for secure returns and can’t tolerate risk in investments. Also, a risk-averse investor won’t prefer investing in equities, as they are highly risky funds.
Debt funds are suited for risk-averse or even a newbie investor who is willing to invest in Mutual Funds. As debt funds invest in government Bonds, Money market funds, etc., they are relatively safer. There are various types of debt funds like Liquid Funds, ultra-short term funds, short term funds, dynamic bonds, gilts funds, etc., that vary in risks. Long term debt funds are risky funds, thus investors with a low-risk appetite should avoid investing in these funds.
Liquid funds and ultra-short term funds are the lowest risky funds that’s aims at generating optimal returns for a short duration. Thus a newbies investor who wants to earn good returns on their idle money within a shorter tenure can invest here.
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Best Low Risk Mutual Funds FY 26 - 27
Fund Selection Methodology used to find 5 funds
Liquid Funds
Liquid funds invest in securities that have a low maturity period, usually less than 91 days. These funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional Bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Investors who want risk-free investment can ideally prefer investing in these funds. Here are the top 5 Best Liquid Funds.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity PGIM India Insta Cash Fund Growth ₹368.562
↑ 0.08 ₹1,438 1.5 3.2 6.4 6.8 6.5 6.15% 1M 10D 1M 10D Indiabulls Liquid Fund Growth ₹2,737.58
↑ 0.57 ₹301 1.5 3.2 6.4 6.8 6.6 6.4% 1M 18D 1M 18D JM Liquid Fund Growth ₹77.12
↑ 0.02 ₹1,701 1.5 3.1 6.3 6.7 6.4 6.12% 1M 8D 1M 11D Axis Liquid Fund Growth ₹3,153.67
↑ 0.74 ₹53,470 1.5 3.2 6.4 6.9 6.6 6.37% 1M 19D 1M 19D Invesco India Liquid Fund Growth ₹3,890.9
↑ 0.93 ₹22,395 1.5 3.2 6.4 6.8 6.5 6.35% 1M 17D 1M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26 Research Highlights & Commentary of 5 Funds showcased
Commentary PGIM India Insta Cash Fund Indiabulls Liquid Fund JM Liquid Fund Axis Liquid Fund Invesco India Liquid Fund Point 1 Bottom quartile AUM (₹1,438 Cr). Bottom quartile AUM (₹301 Cr). Lower mid AUM (₹1,701 Cr). Highest AUM (₹53,470 Cr). Upper mid AUM (₹22,395 Cr). Point 2 Established history (19+ yrs). Established history (15+ yrs). Oldest track record among peers (28 yrs). Established history (17+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.40% (upper mid). 1Y return: 6.38% (bottom quartile). 1Y return: 6.25% (bottom quartile). 1Y return: 6.44% (top quartile). 1Y return: 6.39% (lower mid). Point 6 1M return: 0.46% (upper mid). 1M return: 0.47% (top quartile). 1M return: 0.44% (bottom quartile). 1M return: 0.45% (lower mid). 1M return: 0.44% (bottom quartile). Point 7 Sharpe: 3.02 (bottom quartile). Sharpe: 3.19 (top quartile). Sharpe: 2.66 (bottom quartile). Sharpe: 3.18 (upper mid). Sharpe: 3.08 (lower mid). Point 8 Information ratio: 1.28 (upper mid). Information ratio: 1.47 (top quartile). Information ratio: 0.33 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.15% (bottom quartile). Yield to maturity (debt): 6.40% (top quartile). Yield to maturity (debt): 6.12% (bottom quartile). Yield to maturity (debt): 6.37% (upper mid). Yield to maturity (debt): 6.35% (lower mid). Point 10 Modified duration: 0.11 yrs (upper mid). Modified duration: 0.13 yrs (bottom quartile). Modified duration: 0.11 yrs (top quartile). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.13 yrs (lower mid). PGIM India Insta Cash Fund
Indiabulls Liquid Fund
JM Liquid Fund
Axis Liquid Fund
Invesco India Liquid Fund
Ultra Short Term Funds
These funds invest in a combination of debt instruments like treasury bills, commercial papers, certificate of deposits, and corporate bonds. The funds have a lower residual maturity, ranging from 6 months to 1 year. Ultra Short Term fund offer good returns with very less market Volatility. Newbie investors who are looking for better returns than Liquid Funds should prefer investing in these funds, as they provide better returns than liquid funds. Here are the top 5 best ultra-short term funds.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. Research Highlights for Mahindra Liquid Fund Below is the key information for Mahindra Liquid Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹594.806
↑ 0.12 ₹16,279 1.4 3.1 6.1 7.2 7.4 7.61% 6M 7D 7M 13D UTI Ultra Short Term Fund Growth ₹4,572.99
↑ 0.95 ₹3,017 1.3 3 5.8 6.6 6.6 7.29% 5M 10D 6M 15D BOI AXA Ultra Short Duration Fund Growth ₹3,405.76
↑ 0.50 ₹196 1.2 2.8 5.7 6.3 6.5 6.66% 5M 5D 5M 5D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D SBI Magnum Ultra Short Duration Fund Growth ₹6,468.79
↑ 1.19 ₹11,237 1.4 3.1 6.1 6.9 7 7.03% 3M 14D 5M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund UTI Ultra Short Term Fund BOI AXA Ultra Short Duration Fund Indiabulls Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Point 1 Highest AUM (₹16,279 Cr). Lower mid AUM (₹3,017 Cr). Bottom quartile AUM (₹196 Cr). Bottom quartile AUM (₹18 Cr). Upper mid AUM (₹11,237 Cr). Point 2 Established history (23+ yrs). Established history (23+ yrs). Established history (18+ yrs). Established history (14+ yrs). Oldest track record among peers (27 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Point 5 1Y return: 6.08% (top quartile). 1Y return: 5.79% (lower mid). 1Y return: 5.71% (bottom quartile). 1Y return: 4.17% (bottom quartile). 1Y return: 6.06% (upper mid). Point 6 1M return: 0.33% (upper mid). 1M return: 0.30% (lower mid). 1M return: 0.24% (bottom quartile). 1M return: 0.24% (bottom quartile). 1M return: 0.35% (top quartile). Point 7 Sharpe: 0.96 (upper mid). Sharpe: 0.65 (bottom quartile). Sharpe: 0.58 (bottom quartile). Sharpe: 0.98 (top quartile). Sharpe: 0.94 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.61% (top quartile). Yield to maturity (debt): 7.29% (upper mid). Yield to maturity (debt): 6.66% (bottom quartile). Yield to maturity (debt): 3.23% (bottom quartile). Yield to maturity (debt): 7.03% (lower mid). Point 10 Modified duration: 0.52 yrs (bottom quartile). Modified duration: 0.44 yrs (bottom quartile). Modified duration: 0.43 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.29 yrs (upper mid). Aditya Birla Sun Life Savings Fund
UTI Ultra Short Term Fund
BOI AXA Ultra Short Duration Fund
Indiabulls Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (30 Oct 26) ₹3,262.06 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹1,874 on 30 Sep 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.52 Information Ratio 2.55 Alpha Ratio 0.11 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.09% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,415 30 Sep 23 ₹11,134 30 Sep 24 ₹11,963 30 Sep 25 ₹12,784 30 Sep 26 ₹13,609 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.9% 5 Year 6.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 5.13 Yr. Data below for BOI AXA Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.7% Other 0.3% Debt Sector Allocation
Sector Value Cash Equivalent 45.61% Corporate 36.47% Government 17.61% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Certificate of Deposit | -6% ₹149 Cr 15,000,000 Repo
CBLO/Reverse Repo | -6% ₹149 Cr Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹100 Cr 10,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹99 Cr 10,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹75 Cr 7,500,000
↑ 7,500,000 India (Republic of)
- | -3% ₹75 Cr 7,500,000 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹75 Cr 7,500,000 Aditya Birla Housing Finance Ltd.
Commercial Paper | -3% ₹75 Cr 7,500,000 Canara Bank
Domestic Bonds | -3% ₹74 Cr 7,500,000 Indian Bank
Certificate of Deposit | -3% ₹74 Cr 7,500,000 4. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (30 Oct 26) ₹2,737.58 ↑ 0.57 (0.02 %) Net Assets (Cr) ₹301 on 30 Sep 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 3.19 Information Ratio 1.47 Alpha Ratio 0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,380 30 Sep 23 ₹11,061 30 Sep 24 ₹11,874 30 Sep 25 ₹12,687 30 Sep 26 ₹13,497 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 3.39 Yr. Wilfred Gonsalves 4 May 26 0.41 Yr. Data below for Indiabulls Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.75% Debt 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 72.47% Corporate 27.53% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo 16-Oct-26
CBLO/Reverse Repo | -20% ₹66 Cr Indian Bank
Certificate of Deposit | -8% ₹25 Cr 2,500,000
↑ 2,500,000 Ntpc Limited
Commercial Paper | -8% ₹25 Cr 2,500,000
↑ 2,500,000 Union Bank Of India
Certificate of Deposit | -8% ₹25 Cr 2,500,000
↑ 2,500,000 Small Industries Development Bank Of India
Certificate of Deposit | -8% ₹25 Cr 2,500,000
↑ 2,500,000 Bajaj Financial Securities Limited
Commercial Paper | -8% ₹25 Cr 2,500,000
↑ 2,500,000 HDFC Securities Limited
Debentures | -8% ₹25 Cr 2,500,000 Bank Of Baroda
Certificate of Deposit | -8% ₹25 Cr 2,500,000 Export-Import Bank Of India
Commercial Paper | -7% ₹24 Cr 2,400,000 Reliance Retail Ventures Ltd 11-Dec-2026**
Net Current Assets | -6% ₹20 Cr 2,000,000 5. Mahindra Liquid Fund
Mahindra Liquid Fund
Growth Launch Date 4 Jul 16 NAV (30 Oct 26) ₹1,841.87 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹1,041 on 30 Sep 26 Category Debt - Liquid Fund AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Low Expense Ratio 0.26 Sharpe Ratio 3.07 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.42% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,409 30 Sep 23 ₹11,127 30 Sep 24 ₹11,946 30 Sep 25 ₹12,758 30 Sep 26 ₹13,574 Returns for Mahindra Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 6.4% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 Fund Manager information for Mahindra Liquid Fund
Name Since Tenure Rahul Pal 4 Jul 16 10.25 Yr. Amit Garg 8 Jun 20 6.32 Yr. Data below for Mahindra Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 74.89% Corporate 14.57% Government 10.32% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹99 Cr 10,000,000 Reverse Repo
CBLO/Reverse Repo | -6% ₹87 Cr 8,723,136
↑ 8,723,136 Reliance Retail Ventures Limited 2026 **
Net Current Assets | -5% ₹74 Cr 7,500,000
↑ 7,500,000 Indian Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000 India (Republic of)
- | -3% ₹52 Cr 5,175,000
↑ 175,000 Rec Limited
Commercial Paper | -3% ₹50 Cr 5,000,000
↑ 5,000,000 Union Bank of India
Debentures | -3% ₹50 Cr 5,000,000 Small Industries Dev Bank Of India
Certificate of Deposit | -3% ₹50 Cr 5,000,000 Tata Realty And Infrastructure Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹50 Cr 5,000,000
↑ 5,000,000
Frequently Asked Questions
1. How can I choose the best fund?
A. The investment choice is based upon a variety of factors, like the fund managers, historical returns, fees and loads, investment style, investment objective, investment horizon and more. Thus, to pick the best fund, make sure you analyze every important factor cautiously before moving ahead.
2. What is the appropriate investment type that has the lowest risk?
A. Because of the unpredictable situation of the economy and the availability of varying investment options, it is quite difficult to evaluate a safe option. However, some of the options that you can consider include bank fixed deposits, municipal bonds, certificate of deposits, and more.
3. What is the use of a mutual fund calculator?
A. The mutual fund calculator offers an investment value at maturity by evaluating the returns according to the investment horizon. You can set different variables of the calculator, like duration, anticipated return rate, frequency, investment amount and more to figure out your benefits.
4. How much can I invest?
A. The amount mainly depends upon your requirements, budget and objectives of the investment. However, keep in mind that you only invest the surplus money, irrespective of the amount.
5. Is there a right time to invest?
A. There is no right time to invest. For better and best returns, it is recommended that you should start investing right away.
6. Do I need a bank account to invest in mutual funds?
A. Yes, it is necessary to have a bank account with KYC/cKYC, aadhaar card and PAN Card to invest in mutual funds.
7. Is it necessary to contact a fund manager?
A. Yes! When investing in mutual funds, experience plays a major role so as to generate good performance. The more the experience, the better will be the possibility of gaining the best returns. Thus, make sure that you get in touch with an experienced fund manager.
8. Can I withdraw my invested money?
A. Most of the schemes in a mutual fund are open-end schemes. This allows you to withdraw the entire invested amount at any point in time. However, there could be a few situations where you may experience restrictions.
9. Would I have to pay any penalty if I withdraw early?
A. If you have invested in open-end schemes, you may not have to pay the penalty. However, some schemes might not be as liquid as the others. So, you will have to re-check this factor before investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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It was very valuable useful messages messagesThankyou
Very Good
good information on funds. appreciated!!!