+91-22-48913909Top 5 Best Low Risk Mutual Funds to Invest in 2025
Generally, a newbie to investment or a senior citizen who wants to secure their funds look for low-risk Mutual Funds. When an investor wants to invest in a low-risk mutual funds it's usually because he needs to secure his money or earn optimal returns in a short duration.
So, if you are one of those you can read more
What are Low Risk Investment Funds?
Many investors look forward to Investing in mutual funds as these offer higher returns and also are more tax efficient than other instruments like fixed deposits. But, when it comes to risk-averse investors, these are investors who are looking for secure returns and can’t tolerate risk in investments. Also, a risk-averse investor won’t prefer investing in equities, as they are highly risky funds.
Debt fund are suited for risk-averse or even a newbie investor who is willing to invest in Mutual Funds. As debt funds invest in government Bonds, Money market funds, etc., they are relatively safer. There are various types of debt funds like Liquid Funds, ultra-short term funds, short term funds, dynamic bonds, gilts funds, etc., that vary in risks. long term debt funds are risky funds, thus investors with a low-risk appetite should avoid investing in these funds.
Liquid funds and ultra-short term funds are the lowest risky funds that’s aims at generating optimal returns for a short duration. Thus a newbies investor who wants to earn good returns on their idle money within a shorter tenure can invest here.
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Best Low Risk Mutual Funds FY 25 - 26
Liquid Funds
Liquid funds invest in securities that have a low maturity period, usually less than 91 days. These funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional Bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Investors who want risk-free investment can ideally prefer investing in these funds. Here are the top 5 Best Liquid Funds.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Indiabulls Liquid Fund Growth ₹2,597.59
↓ 0.00 ₹183 1.4 2.9 6.5 6.9 7.4 5.88% 1M 20D 1M 21D PGIM India Insta Cash Fund Growth ₹349.639
↑ 0.01 ₹557 1.4 2.9 6.5 6.9 7.3 5.96% 1M 11D 1M 13D JM Liquid Fund Growth ₹73.2551
↑ 0.00 ₹2,851 1.4 2.8 6.4 6.9 7.2 5.91% 1M 10D 1M 14D Axis Liquid Fund Growth ₹2,990.86
↓ -0.01 ₹37,358 1.4 2.9 6.6 7 7.4 5.98% 1M 9D 1M 12D Invesco India Liquid Fund Growth ₹3,691.87
↑ 0.17 ₹15,709 1.4 2.9 6.5 6.9 7.4 5.94% 1M 10D 1M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Dec 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund Axis Liquid Fund Invesco India Liquid Fund Point 1 Bottom quartile AUM (₹183 Cr). Bottom quartile AUM (₹557 Cr). Lower mid AUM (₹2,851 Cr). Highest AUM (₹37,358 Cr). Upper mid AUM (₹15,709 Cr). Point 2 Established history (14+ yrs). Established history (18+ yrs). Oldest track record among peers (28 yrs). Established history (16+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (upper mid). 1Y return: 6.52% (lower mid). 1Y return: 6.40% (bottom quartile). 1Y return: 6.55% (top quartile). 1Y return: 6.52% (bottom quartile). Point 6 1M return: 0.45% (lower mid). 1M return: 0.44% (bottom quartile). 1M return: 0.44% (bottom quartile). 1M return: 0.45% (upper mid). 1M return: 0.45% (top quartile). Point 7 Sharpe: 3.30 (upper mid). Sharpe: 3.19 (bottom quartile). Sharpe: 2.52 (bottom quartile). Sharpe: 3.40 (top quartile). Sharpe: 3.20 (lower mid). Point 8 Information ratio: -0.88 (bottom quartile). Information ratio: -0.18 (lower mid). Information ratio: -1.88 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Point 9 Yield to maturity (debt): 5.88% (bottom quartile). Yield to maturity (debt): 5.96% (upper mid). Yield to maturity (debt): 5.91% (bottom quartile). Yield to maturity (debt): 5.98% (top quartile). Yield to maturity (debt): 5.94% (lower mid). Point 10 Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.11 yrs (top quartile). Modified duration: 0.11 yrs (lower mid). Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
Axis Liquid Fund
Invesco India Liquid Fund
Ultra Short Term Funds
These funds invest in a combination of debt instruments like treasury bills, commercial papers, certificate of deposits, and corporate bonds. The funds have a lower residual maturity, ranging from 6 months to 1 year. Ultra Short Term fund offer good returns with very less Market Volatility. Newbie investors who are looking for better returns than Liquid Funds should prefer investing in these funds, as they provide better returns than liquid funds. Here are the top 5 best ultra-short term funds.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Research Highlights for Aditya Birla Sun Life Savings Fund Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹565.956
↓ -0.04 ₹24,129 1.5 3.1 7.4 7.5 7.9 6.66% 5M 23D 6M 18D UTI Ultra Short Term Fund Growth ₹4,360.1
↓ -0.27 ₹4,788 1.3 2.8 6.6 6.8 7.2 6.53% 5M 9D 6M 2D BOI AXA Ultra Short Duration Fund Growth ₹3,248.78
↓ -0.04 ₹166 1.3 2.7 6.4 6.4 6.7 6.24% 4M 6D 4M 13D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D ICICI Prudential Ultra Short Term Fund Growth ₹28.5565
↓ 0.00 ₹19,738 1.4 3 7.1 7.1 7.5 6.55% 4M 13D 5M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Dec 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund UTI Ultra Short Term Fund BOI AXA Ultra Short Duration Fund Indiabulls Ultra Short Term Fund ICICI Prudential Ultra Short Term Fund Point 1 Highest AUM (₹24,129 Cr). Lower mid AUM (₹4,788 Cr). Bottom quartile AUM (₹166 Cr). Bottom quartile AUM (₹18 Cr). Upper mid AUM (₹19,738 Cr). Point 2 Oldest track record among peers (22 yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (13+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.39% (top quartile). 1Y return: 6.65% (lower mid). 1Y return: 6.45% (bottom quartile). 1Y return: 4.17% (bottom quartile). 1Y return: 7.08% (upper mid). Point 6 1M return: 0.40% (upper mid). 1M return: 0.39% (lower mid). 1M return: 0.39% (bottom quartile). 1M return: 0.24% (bottom quartile). 1M return: 0.41% (top quartile). Point 7 Sharpe: 3.69 (top quartile). Sharpe: 1.99 (lower mid). Sharpe: 1.20 (bottom quartile). Sharpe: 0.98 (bottom quartile). Sharpe: 3.17 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.53% (lower mid). Yield to maturity (debt): 6.24% (bottom quartile). Yield to maturity (debt): 3.23% (bottom quartile). Yield to maturity (debt): 6.55% (upper mid). Point 10 Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.44 yrs (bottom quartile). Modified duration: 0.35 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.37 yrs (lower mid). Aditya Birla Sun Life Savings Fund
UTI Ultra Short Term Fund
BOI AXA Ultra Short Duration Fund
Indiabulls Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,335 30 Nov 22 ₹10,812 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,403 30 Nov 22 ₹10,847 Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (30 Dec 25) ₹565.956 ↓ -0.04 (-0.01 %) Net Assets (Cr) ₹24,129 on 15 Dec 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.69 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,392 30 Nov 22 ₹10,859 30 Nov 23 ₹11,636 30 Nov 24 ₹12,535 30 Nov 25 ₹13,491 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.46 Yr. Kaustubh Gupta 15 Jul 11 14.39 Yr. Monika Gandhi 22 Mar 21 4.7 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 48.92% Debt 50.85% Other 0.23% Debt Sector Allocation
Sector Value Corporate 49.49% Cash Equivalent 33.01% Government 17.27% Credit Quality
Rating Value AA 28.14% AAA 71.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹613 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹547 Cr 54,000
↑ 31,500 Nirma Limited
Debentures | -2% ₹486 Cr 48,500 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹376 Cr 37,500,000 Muthoot Finance Limited
Debentures | -1% ₹352 Cr 35,000 Bharti Telecom Limited
Debentures | -1% ₹350 Cr 35,000
↑ 35,000 Mankind Pharma Limited
Debentures | -1% ₹347 Cr 34,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹304 Cr 30,000
↑ 15,000 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹297 Cr 30,000 4. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (30 Dec 25) ₹3,093.96 ↑ 0.07 (0.00 %) Net Assets (Cr) ₹1,426 on 30 Nov 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.84 Information Ratio 1.15 Alpha Ratio 0.07 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.94% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,320 30 Nov 22 ₹10,799 30 Nov 23 ₹11,556 30 Nov 24 ₹12,418 30 Nov 25 ₹13,245 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 7% 5 Year 5.8% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.29 Yr. Data below for BOI AXA Liquid Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 99.62% Other 0.38% Debt Sector Allocation
Sector Value Cash Equivalent 54.05% Corporate 24.38% Government 21.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Repo
CBLO/Reverse Repo | -7% ₹101 Cr India (Republic of)
- | -7% ₹99 Cr 10,000,000
↑ 10,000,000 Bank of Baroda
Debentures | -7% ₹99 Cr 10,000,000
↓ -500,000 India (Republic of)
- | -5% ₹74 Cr 7,500,000
↑ 7,500,000 India (Republic of)
- | -4% ₹55 Cr 5,500,000
↑ 5,500,000 Indian Bank
Certificate of Deposit | -4% ₹50 Cr 5,000,000 Punjab National Bank
Certificate of Deposit | -4% ₹50 Cr 5,000,000 Bajaj Finance Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 Power Finance Corporation Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Canara Bank
Certificate of Deposit | -3% ₹50 Cr 5,000,000 5. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (30 Dec 25) ₹28.5565 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹19,738 on 30 Nov 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 3.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.55% Effective Maturity 5 Months 26 Days Modified Duration 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,401 30 Nov 22 ₹10,849 30 Nov 23 ₹11,599 30 Nov 24 ₹12,460 30 Nov 25 ₹13,360 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3% 1 Year 7.1% 3 Year 7.1% 5 Year 6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 9.05 Yr. Ritesh Lunawat 15 Jun 17 8.47 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 60.04% Debt 39.73% Other 0.23% Debt Sector Allocation
Sector Value Corporate 48.02% Cash Equivalent 38.64% Government 13.1% Credit Quality
Rating Value AA 16.09% AAA 79.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -3% ₹662 Cr 66,000 6.22% Govt Stock 2028
Sovereign Bonds | -3% ₹632 Cr 62,685,100
↓ -107,200 364 DTB 15012026
Sovereign Bonds | -3% ₹498 Cr 50,000,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹461 Cr 450 National Bank For Agriculture And Rural Development
Debentures | -2% ₹375 Cr 3,750 Small Industries Development Bank Of India
Debentures | -2% ₹351 Cr 35,000 Vedanta Limited
Debentures | -2% ₹301 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹277 Cr 27,500 Power Finance Corporation Limited
Debentures | -1% ₹230 Cr 2,300 LIC Housing Finance Ltd
Debentures | -1% ₹225 Cr 2,250
Frequently Asked Questions
1. How can I choose the best fund?
A. The investment choice is based upon a variety of factors, like the fund managers, historical returns, fees and loads, investment style, investment objective, investment horizon and more. Thus, to pick the best fund, make sure you analyze every important Factor cautiously before moving ahead.
2. What is the appropriate investment type that has the lowest risk?
A. Because of the unpredictable situation of the Economy and the availability of varying investment options, it is quite difficult to evaluate a safe option. However, some of the options that you can consider include bank fixed deposits, municipal bonds, certificate of deposits, and more.
3. What is the use of a mutual fund calculator?
A. The mutual fund calculator offers an investment value at maturity by evaluating the returns according to the investment horizon. You can set different variables of the calculator, like duration, anticipated return rate, frequency, investment amount and more to figure out your benefits.
4. How much can I invest?
A. The amount mainly depends upon your requirements, budget and objectives of the investment. However, keep in mind that you only invest the surplus money, irrespective of the amount.
5. Is there a right time to invest?
A. There is no right time to invest. For better and best returns, it is recommended that you should start investing right away.
6. Do I need a bank account to invest in mutual funds?
A. Yes, it is necessary to have a bank account with KYC/cKYC, aadhaar card and PAN Card to invest in mutual funds.
7. Is it necessary to contact a fund manager?
A. Yes! When investing in mutual funds, experience plays a major role so as to generate good performance. The more the experience, the better will be the possibility of gaining the best returns. Thus, make sure that you get in touch with an experienced fund manager.
8. Can I withdraw my invested money?
A. Most of the schemes in a mutual fund are open-end schemes. This allows you to withdraw the entire invested amount at any point in time. However, there could be a few situations where you may experience restrictions.
9. Would I have to pay any penalty if I withdraw early?
A. If you have invested in open-end schemes, you may not have to pay the penalty. However, some schemes might not be as liquid as the others. So, you will have to re-check this factor before investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Very Good
good information on funds. appreciated!!!