Table of Contents
- What are Low Risk Investment Funds?
- Best Low Risk Mutual Funds FY 23 - 24
- Frequently Asked Questions
- 1. How can I choose the best fund?
- 2. What is the appropriate investment type that has the lowest risk?
- 3. What is the use of a mutual fund calculator?
- 4. How much can I invest?
- 5. Is there a right time to invest?
- 6. Do I need a bank account to invest in mutual funds?
- 7. Is it necessary to contact a fund manager?
- 8. Can I withdraw my invested money?
- 9. Would I have to pay any penalty if I withdraw early?
Top 5 Debt - Liquid Fund Funds
Top 5 Best Low Risk Mutual Funds to Invest in 2023
Generally, a newbie to investment or a senior citizen who wants to secure their funds look for low-risk Mutual Funds. When an investor wants to invest in a low-risk mutual funds it's usually because he needs to secure his money or earn optimal returns in a short duration.
So, if you are one of those you can read more
What are Low Risk Investment Funds?
Many investors look forward to Investing in mutual funds as these offer higher returns and also are more tax efficient than other instruments like fixed deposits. But, when it comes to risk-averse investors, these are investors who are looking for secure returns and can’t tolerate risk in investments. Also, a risk-averse investor won’t prefer investing in equities, as they are highly risky funds.
Debt fund are suited for risk-averse or even a newbie investor who is willing to invest in Mutual Funds. As debt funds invest in government Bonds, Money market funds, etc., they are relatively safer. There are various types of debt funds like Liquid Funds, ultra-short term funds, short term funds, dynamic bonds, gilts funds, etc., that vary in risks. long term debt funds are risky funds, thus investors with a low-risk appetite should avoid investing in these funds.
Liquid funds and ultra-short term funds are the lowest risky funds that’s aims at generating optimal returns for a short duration. Thus a newbies investor who wants to earn good returns on their idle money within a shorter tenure can invest here.
Talk to our investment specialist
Best Low Risk Mutual Funds FY 23 - 24
Liquid Funds
Liquid funds invest in securities that have a low maturity period, usually less than 91 days. These funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional Bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Investors who want risk-free investment can ideally prefer investing in these funds. Here are the top 5 Best Liquid Funds.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Principal Cash Management Fund Growth ₹1,968.47
↑ 0.27 ₹4,170 1.6 3.2 5.6 4.1 4.8 7.03% 23D 21D PGIM India Insta Cash Fund Growth ₹290.272
↑ 0.04 ₹810 1.7 3.2 5.5 4.3 4.8 6.94% 19D 22D JM Liquid Fund Growth ₹60.9304
↑ 0.01 ₹1,427 1.6 3.2 5.5 4.2 4.8 7.06% 18D 19D Indiabulls Liquid Fund Growth ₹2,158.74
↑ 0.29 ₹213 1.6 3.1 5.3 4 4.6 6.92% 1M 4D 1M 6D Baroda Pioneer Liquid Fund Growth ₹2,567.02
↑ 0.50 ₹6,686 1.7 3.3 5.7 4.3 4.9 7.47% 1M 9D 1M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 23
Ultra Short Term Funds
These funds invest in a combination of debt instruments like treasury bills, commercial papers, certificate of deposits, and corporate bonds. The funds have a lower residual maturity, ranging from 6 months to 1 year. Ultra Short Term fund offer good returns with very less Market Volatility. Newbie investors who are looking for better returns than Liquid Funds should prefer investing in these funds, as they provide better returns than liquid funds. Here are the top 5 best ultra-short term funds.
To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Liquid Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Insta Cash Plus Fund) To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a Below is the key information for PGIM India Insta Cash Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹463.058
↑ 0.00 ₹14,457 1.7 3.2 5.3 5.7 4.8 7.83% 5M 19D 6M BOI AXA Ultra Short Duration Fund Growth ₹2,731.87
↑ 0.22 ₹118 1.5 3 4.9 4.5 4.4 7.39% 3M 4D 3M 11D UTI Ultra Short Term Fund Growth ₹3,625.45
↑ 0.36 ₹2,131 1.6 3 4.9 5.6 4.2 7.51% 4M 25D 4M 30D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D ICICI Prudential Ultra Short Term Fund Growth ₹23.5603
↑ 0.00 ₹12,447 1.6 3.1 5.2 5.4 4.5 7.81% 4M 28D 5M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 23 1. Baroda Pioneer Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 22 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (26 Mar 23) ₹2,567.02 ↑ 0.50 (0.02 %) Net Assets (Cr) ₹6,686 on 28 Feb 23 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio -0.73 Information Ratio -2.09 Alpha Ratio -0.14 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,756 29 Feb 20 ₹11,433 28 Feb 21 ₹11,864 28 Feb 22 ₹12,267 28 Feb 23 ₹12,927 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.3% 1 Year 5.7% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Mayank Prakash 21 Oct 22 0.28 Yr. Vikram Pamnani 14 Mar 22 0.89 Yr. Data below for Baroda Pioneer Liquid Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 76.06% Corporate 16.87% Government 7.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps 16-Feb-2023
CBLO/Reverse Repo | -33% ₹2,647 Cr Net Receivable / Payable
CBLO | -5% -₹399 Cr Indian Railway Finance Corporation Limited
Debentures | -4% ₹348 Cr 3,500
↑ 3,500 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹247 Cr 5,000 Axis Bank Limited
Certificate of Deposit | -3% ₹247 Cr 5,000 LIC Housing Finance Limited
Commercial Paper | -3% ₹246 Cr 5,000 Tata Capital Financial Services Limited
Commercial Paper | -3% ₹246 Cr 5,000
↑ 5,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -3% ₹246 Cr 5,000
↑ 5,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹245 Cr 5,000
↑ 5,000 Canara Bank
Certificate of Deposit | -3% ₹227 Cr 4,600
↑ 4,600 2. Aditya Birla Sun Life Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.3% . Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (24 Mar 23) ₹359.119 ↑ 0.03 (0.01 %) Net Assets (Cr) ₹28,072 on 28 Feb 23 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio -1.22 Information Ratio -3.94 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 1 Month 2 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,751 29 Feb 20 ₹11,435 28 Feb 21 ₹11,884 28 Feb 22 ₹12,281 28 Feb 23 ₹12,933 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.2% 1 Year 5.6% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.3% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 11.56 Yr. Kaustubh Gupta 15 Jul 11 11.56 Yr. Sanjay Pawar 1 Jul 22 0.59 Yr. Harshil Suvarnkar 9 Jun 21 1.65 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 71.75% Government 14.76% Corporate 13.49% Credit Quality
Rating Value AA 1.01% AAA 98.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 30032023
Sovereign Bonds | -26% ₹8,524 Cr 858,689,700 Net Receivables / (Payables)
CBLO | -6% -₹2,083 Cr Bank Of Maharashtra
Certificate of Deposit | -5% ₹1,744 Cr 35,000 Union Bank Of India
Certificate of Deposit | -5% ₹1,596 Cr 32,000 Reverse Repo
CBLO/Reverse Repo | -4% ₹1,315 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹1,016 Cr 20,500 Adani Ports And SPecial Economic Zone Limited
Commercial Paper | -3% ₹995 Cr 20,000 Hdfc Bank Limited (27/03/2023) #
Certificate of Deposit | -2% ₹794 Cr 8,000,000
↑ 8,000,000 IDFC First Bank Limited
Certificate of Deposit | -2% ₹747 Cr 15,000 Uco Bank
Certificate of Deposit | -2% ₹746 Cr 15,000 3. Canara Robeco Liquid
CAGR/Annualized return of 6.9% since its launch. Ranked 44 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.2% and 2020 was 3.7% . Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (26 Mar 23) ₹2,682.76 ↑ 0.52 (0.02 %) Net Assets (Cr) ₹2,548 on 28 Feb 23 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.14 Sharpe Ratio -1.13 Information Ratio -3.95 Alpha Ratio -0.16 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.19% Effective Maturity 1 Month 16 Days Modified Duration 1 Month 12 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,744 29 Feb 20 ₹11,392 28 Feb 21 ₹11,772 28 Feb 22 ₹12,161 28 Feb 23 ₹12,811 Returns for Canara Robeco Liquid
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.3% 1 Year 5.6% 3 Year 4% 5 Year 5.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.2% 2014 9% 2013 9.2% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Avnish Jain 1 Apr 22 0.84 Yr. Kunal Jain 18 Jul 22 0.54 Yr. Data below for Canara Robeco Liquid as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 87.45% Corporate 6.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -26% ₹917 Cr 182 DTB 28042023
Sovereign Bonds | -6% ₹197 Cr 20,000,000
↑ 20,000,000 India (Republic of)
- | -6% ₹197 Cr 20,000,000
↑ 20,000,000 Grasim Industries Limited
Debentures | -5% ₹175 Cr 1,750 Power Grid Corporation Of India Limited
Debentures | -5% ₹160 Cr 1,600
↑ 650 Net Receivables / (Payables)
CBLO | -4% ₹134 Cr Reliance Retail Ventures Limited
Commercial Paper | -3% ₹100 Cr 2,000 Bajaj Finance Limited
Commercial Paper | -3% ₹99 Cr 2,000
↑ 2,000 91 DTB 06042023
Sovereign Bonds | -3% ₹99 Cr 10,000,000
↑ 10,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹99 Cr 2,000
↑ 2,000 4. Axis Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.3% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (24 Mar 23) ₹2,479.89 ↑ 0.33 (0.01 %) Net Assets (Cr) ₹27,226 on 28 Feb 23 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio -0.93 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.23% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,754 29 Feb 20 ₹11,434 28 Feb 21 ₹11,881 28 Feb 22 ₹12,280 28 Feb 23 ₹12,937 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.3% 1 Year 5.6% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 10.25 Yr. Aditya Pagaria 13 Aug 16 6.47 Yr. Data below for Axis Liquid Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 84.94% Corporate 8.19% Government 4.6% Securitized 0.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -22% ₹6,772 Cr Punjab National Bank
Certificate of Deposit | -2% ₹748 Cr 15,000 TATA Steel Limited
Commercial Paper | -2% ₹747 Cr 15,000 Aditya Birla Finance Limited
Commercial Paper | -2% ₹746 Cr 15,000 182 DTB 28042023
Sovereign Bonds | -2% ₹740 Cr 75,000,000
↑ 75,000,000 Hindustan Zinc Limited
Commercial Paper | -2% ₹596 Cr 12,000
↑ 12,000 91 DTB 16032023
Sovereign Bonds | -2% ₹572 Cr 57,500,000
↓ -40,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹544 Cr 11,000 Reliance Industries Limited
CBLO/Reverse Repo | -2% ₹500 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹499 Cr 10,000 5. PGIM India Insta Cash Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% . PGIM India Insta Cash Fund
Growth Launch Date 5 Sep 07 NAV (24 Mar 23) ₹290.272 ↑ 0.04 (0.01 %) Net Assets (Cr) ₹810 on 28 Feb 23 Category Debt - Liquid Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio -1.75 Information Ratio -5.39 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 22 Days Modified Duration 19 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,757 29 Feb 20 ₹11,440 28 Feb 21 ₹11,879 28 Feb 22 ₹12,276 28 Feb 23 ₹12,925 Returns for PGIM India Insta Cash Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.2% 1 Year 5.5% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.1% Fund Manager information for PGIM India Insta Cash Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 0.39 Yr. Puneet Pal 16 Jul 22 0.55 Yr. Data below for PGIM India Insta Cash Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 84.75% Government 8.79% Corporate 6.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd.
CBLO | -27% ₹201 Cr Net Receivables / (Payables)
CBLO | -9% -₹69 Cr Redington Limited ** ^
Net Current Assets | -7% ₹50 Cr 5,000,000
↑ 5,000,000 91 DTB 16032023
Sovereign Bonds | -5% ₹40 Cr 4,000,000 Axis Securities Limited
Commercial Paper | -5% ₹35 Cr 3,500,000 Grasim Industries Limited
Debentures | -4% ₹30 Cr 3,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹29 Cr 2,900,000 08.39 RJ UDAY 2023
Domestic Bonds | -4% ₹27 Cr 2,700,000 Reliance Industries Limited
Debentures | -3% ₹25 Cr 2,500,000 Chennai Petroleum Corporation Ltd.
Debentures | -3% ₹25 Cr 2,500,000
↑ 2,500,000
Frequently Asked Questions
1. How can I choose the best fund?
A. The investment choice is based upon a variety of factors, like the fund managers, historical returns, fees and loads, investment style, investment objective, investment horizon and more. Thus, to pick the best fund, make sure you analyze every important Factor cautiously before moving ahead.
2. What is the appropriate investment type that has the lowest risk?
A. Because of the unpredictable situation of the Economy and the availability of varying investment options, it is quite difficult to evaluate a safe option. However, some of the options that you can consider include bank fixed deposits, municipal bonds, certificate of deposits, and more.
3. What is the use of a mutual fund calculator?
A. The mutual fund calculator offers an investment value at maturity by evaluating the returns according to the investment horizon. You can set different variables of the calculator, like duration, anticipated return rate, frequency, investment amount and more to figure out your benefits.
4. How much can I invest?
A. The amount mainly depends upon your requirements, budget and objectives of the investment. However, keep in mind that you only invest the surplus money, irrespective of the amount.
5. Is there a right time to invest?
A. There is no right time to invest. For better and best returns, it is recommended that you should start investing right away.
6. Do I need a bank account to invest in mutual funds?
A. Yes, it is necessary to have a bank account with KYC/cKYC, aadhaar card and PAN Card to invest in mutual funds.
7. Is it necessary to contact a fund manager?
A. Yes! When investing in mutual funds, experience plays a major role so as to generate good performance. The more the experience, the better will be the possibility of gaining the best returns. Thus, make sure that you get in touch with an experienced fund manager.
8. Can I withdraw my invested money?
A. Most of the schemes in a mutual fund are open-end schemes. This allows you to withdraw the entire invested amount at any point in time. However, there could be a few situations where you may experience restrictions.
9. Would I have to pay any penalty if I withdraw early?
A. If you have invested in open-end schemes, you may not have to pay the penalty. However, some schemes might not be as liquid as the others. So, you will have to re-check this factor before investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Very Good
good information on funds. appreciated!!!