+91-22-48913909Top 5 Best Low Risk Mutual Funds to Invest in 2026
Generally, a newbie to investment or a senior citizen who wants to secure their funds look for low-risk Mutual Funds. When an investor wants to invest in a low-risk mutual funds it's usually because he needs to secure his money or earn optimal returns in a short duration.
So, if you are one of those you can read more
What are Low Risk Investment Funds?
Many investors look forward to Investing in mutual funds as these offer higher returns and also are more tax efficient than other instruments like fixed deposits. But, when it comes to risk-averse investors, these are investors who are looking for secure returns and can’t tolerate risk in investments. Also, a risk-averse investor won’t prefer investing in equities, as they are highly risky funds.
Debt funds are suited for risk-averse or even a newbie investor who is willing to invest in Mutual Funds. As debt funds invest in government Bonds, Money market funds, etc., they are relatively safer. There are various types of debt funds like Liquid Funds, ultra-short term funds, short term funds, dynamic bonds, gilts funds, etc., that vary in risks. Long term debt funds are risky funds, thus investors with a low-risk appetite should avoid investing in these funds.
Liquid funds and ultra-short term funds are the lowest risky funds that’s aims at generating optimal returns for a short duration. Thus a newbies investor who wants to earn good returns on their idle money within a shorter tenure can invest here.
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Best Low Risk Mutual Funds FY 26 - 27
Fund Selection Methodology used to find 5 funds
Liquid Funds
Liquid funds invest in securities that have a low maturity period, usually less than 91 days. These funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional Bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Investors who want risk-free investment can ideally prefer investing in these funds. Here are the top 5 Best Liquid Funds.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Indiabulls Liquid Fund Growth ₹2,662.84
↑ 0.40 ₹271 1.6 3.1 6.1 6.9 6.6 6.13% 1M 1D 1M 1D PGIM India Insta Cash Fund Growth ₹358.44
↑ 0.05 ₹584 1.6 3.1 6.1 6.9 6.5 7.71% 1M 27D 2M 1D JM Liquid Fund Growth ₹75.0475
↑ 0.01 ₹2,835 1.5 3 6 6.8 6.4 7.11% 1M 23D 1M 27D Axis Liquid Fund Growth ₹3,066.88
↑ 0.48 ₹51,160 1.6 3.1 6.2 6.9 6.6 6.23% 1M 5D 1M 5D Invesco India Liquid Fund Growth ₹3,784.21
↑ 0.50 ₹16,549 1.6 3.1 6.1 6.9 6.5 7.46% 2M 6D 2M 6D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund Axis Liquid Fund Invesco India Liquid Fund Point 1 Bottom quartile AUM (₹271 Cr). Bottom quartile AUM (₹584 Cr). Lower mid AUM (₹2,835 Cr). Highest AUM (₹51,160 Cr). Upper mid AUM (₹16,549 Cr). Point 2 Established history (14+ yrs). Established history (18+ yrs). Oldest track record among peers (28 yrs). Established history (16+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.14% (upper mid). 1Y return: 6.14% (lower mid). 1Y return: 6.04% (bottom quartile). 1Y return: 6.19% (top quartile). 1Y return: 6.14% (bottom quartile). Point 6 1M return: 0.44% (top quartile). 1M return: 0.43% (upper mid). 1M return: 0.42% (bottom quartile). 1M return: 0.42% (lower mid). 1M return: 0.42% (bottom quartile). Point 7 Sharpe: 2.23 (lower mid). Sharpe: 2.13 (bottom quartile). Sharpe: 1.79 (bottom quartile). Sharpe: 2.32 (top quartile). Sharpe: 2.25 (upper mid). Point 8 Information ratio: 0.33 (upper mid). Information ratio: 0.45 (top quartile). Information ratio: -0.64 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.13% (bottom quartile). Yield to maturity (debt): 7.71% (top quartile). Yield to maturity (debt): 7.11% (lower mid). Yield to maturity (debt): 6.23% (bottom quartile). Yield to maturity (debt): 7.46% (upper mid). Point 10 Modified duration: 0.09 yrs (top quartile). Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.15 yrs (lower mid). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.18 yrs (bottom quartile). Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
Axis Liquid Fund
Invesco India Liquid Fund
Ultra Short Term Funds
These funds invest in a combination of debt instruments like treasury bills, commercial papers, certificate of deposits, and corporate bonds. The funds have a lower residual maturity, ranging from 6 months to 1 year. Ultra Short Term fund offer good returns with very less market Volatility. Newbie investors who are looking for better returns than Liquid Funds should prefer investing in these funds, as they provide better returns than liquid funds. Here are the top 5 best ultra-short term funds.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Liquid Below is the key information for Canara Robeco Liquid Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Liquid Fund Below is the key information for Axis Liquid Fund Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for Edelweiss Liquid Fund Below is the key information for Edelweiss Liquid Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹577.172
↑ 0.07 ₹19,985 1.2 2.5 6 7.1 7.4 7.45% 5M 26D 7M 2D UTI Ultra Short Term Fund Growth ₹4,446.17
↑ 0.47 ₹4,126 1.2 2.5 5.6 6.6 6.6 7.8% 6M 18D 7M 21D BOI AXA Ultra Short Duration Fund Growth ₹3,315.75
↓ -0.25 ₹154 1.3 2.6 5.5 6.3 6.5 6.64% 4M 24D 4M 28D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D ICICI Prudential Ultra Short Term Fund Growth ₹29.1371
↑ 0.00 ₹15,929 1.2 2.6 5.9 6.9 7.1 7.73% 5M 16D 6M 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund UTI Ultra Short Term Fund BOI AXA Ultra Short Duration Fund Indiabulls Ultra Short Term Fund ICICI Prudential Ultra Short Term Fund Point 1 Highest AUM (₹19,985 Cr). Lower mid AUM (₹4,126 Cr). Bottom quartile AUM (₹154 Cr). Bottom quartile AUM (₹18 Cr). Upper mid AUM (₹15,929 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (14+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 5.96% (top quartile). 1Y return: 5.57% (lower mid). 1Y return: 5.53% (bottom quartile). 1Y return: 4.17% (bottom quartile). 1Y return: 5.89% (upper mid). Point 6 1M return: 0.10% (lower mid). 1M return: 0.15% (upper mid). 1M return: 0.10% (bottom quartile). 1M return: 0.24% (top quartile). 1M return: 0.10% (bottom quartile). Point 7 Sharpe: 1.75 (top quartile). Sharpe: 0.54 (bottom quartile). Sharpe: 0.45 (bottom quartile). Sharpe: 0.98 (lower mid). Sharpe: 1.75 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.45% (lower mid). Yield to maturity (debt): 7.80% (top quartile). Yield to maturity (debt): 6.64% (bottom quartile). Yield to maturity (debt): 3.23% (bottom quartile). Yield to maturity (debt): 7.73% (upper mid). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.55 yrs (bottom quartile). Modified duration: 0.40 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.46 yrs (lower mid). Aditya Birla Sun Life Savings Fund
UTI Ultra Short Term Fund
BOI AXA Ultra Short Duration Fund
Indiabulls Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,351 30 Apr 23 ₹10,966 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Canara Robeco Liquid
Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (24 May 26) ₹3,315.87 ↑ 0.54 (0.02 %) Net Assets (Cr) ₹6,395 on 30 Apr 26 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.19 Sharpe Ratio 2.05 Information Ratio 0.81 Alpha Ratio -0.07 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.18% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,335 30 Apr 23 ₹10,957 30 Apr 24 ₹11,754 30 Apr 25 ₹12,614 30 Apr 26 ₹13,398 Returns for Canara Robeco Liquid
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.4% 2023 7% 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Bhupesh Kalyani 1 Apr 26 0.08 Yr. Avnish Jain 1 Apr 22 4.08 Yr. Data below for Canara Robeco Liquid as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 70.89% Corporate 18.97% Government 9.92% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -9% ₹584 Cr Indian Bank
Domestic Bonds | -8% ₹496 Cr 10,000 Export-Import Bank of India
Commercial Paper | -5% ₹298 Cr 6,000 National Bank For Agriculture And Rural Development
Commercial Paper | -5% ₹298 Cr 6,000 ICICI Securities Ltd
Commercial Paper | -5% ₹298 Cr 6,000 Treps
CBLO/Reverse Repo | -4% ₹252 Cr HDFC Bank Limited
Certificate of Deposit | -4% ₹249 Cr 5,000 Axis Bank Ltd.
Certificate of Deposit | -4% ₹249 Cr 5,000 Bank of India Ltd.
Debentures | -4% ₹249 Cr 5,000 TATA Capital Ltd Md
Commercial Paper | -4% ₹248 Cr 5,000 3. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,402 30 Apr 23 ₹10,984 Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Axis Liquid Fund
Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (22 May 26) ₹3,066.88 ↑ 0.48 (0.02 %) Net Assets (Cr) ₹51,160 on 15 Apr 26 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 2.32 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.23% Effective Maturity 1 Month 5 Days Modified Duration 1 Month 5 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,343 30 Apr 23 ₹10,964 30 Apr 24 ₹11,764 30 Apr 25 ₹12,625 30 Apr 26 ₹13,415 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 13.49 Yr. Aditya Pagaria 13 Aug 16 9.72 Yr. Sachin Jain 3 Jul 23 2.83 Yr. Data below for Axis Liquid Fund as on 15 Apr 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 71.7% Corporate 20.37% Government 7.74% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -9% ₹4,365 Cr India (Republic of)
- | -3% ₹1,736 Cr 175,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹1,735 Cr 35,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -3% ₹1,495 Cr 30,000
↑ 30,000 Tbill
Sovereign Bonds | -3% ₹1,492 Cr 150,000,000
↑ 50,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹1,289 Cr 26,000
↑ 26,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,245 Cr 25,000 India (Republic of)
- | -2% ₹1,227 Cr 123,560,400 Tata Steel Ltd.
Commercial Paper | -2% ₹993 Cr 20,000 Bank of Baroda
Debentures | -2% ₹990 Cr 20,000 5. Edelweiss Liquid Fund
Edelweiss Liquid Fund
Growth Launch Date 21 Sep 07 NAV (22 May 26) ₹3,522.19 ↑ 0.57 (0.02 %) Net Assets (Cr) ₹15,091 on 30 Apr 26 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 2.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.42% Effective Maturity 2 Months 8 Days Modified Duration 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,330 30 Apr 23 ₹10,926 30 Apr 24 ₹11,708 30 Apr 25 ₹12,559 30 Apr 26 ₹13,346 Returns for Edelweiss Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 6.9% 2022 4.7% 2021 3.2% 2020 4.1% 2019 6.6% 2018 7.4% 2017 6.6% 2016 6.8% Fund Manager information for Edelweiss Liquid Fund
Name Since Tenure Rahul Dedhia 11 Dec 17 8.39 Yr. Hetul Raval 22 Sep 25 0.6 Yr. Data below for Edelweiss Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.68% Other 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 58.78% Corporate 29.77% Government 11.13% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables/(Payables)
CBLO | -12% -₹1,061 Cr Axis Bank Ltd.
Debentures | -6% ₹565 Cr 57,500,000
↑ 57,500,000 Tbill
Sovereign Bonds | -5% ₹472 Cr 47,500,000 Indian Bank
Certificate of Deposit | -5% ₹444 Cr 45,000,000 India (Republic of)
- | -4% ₹346 Cr 35,000,000
↑ 35,000,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹345 Cr 35,000,000 Tbill
Sovereign Bonds | -4% ₹323 Cr 32,500,000 India (Republic of)
- | -3% ₹297 Cr 30,000,000
↑ 30,000,000 Canara Bank
Certificate of Deposit | -3% ₹296 Cr 30,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹295 Cr 30,000,000
↑ 30,000,000
Frequently Asked Questions
1. How can I choose the best fund?
A. The investment choice is based upon a variety of factors, like the fund managers, historical returns, fees and loads, investment style, investment objective, investment horizon and more. Thus, to pick the best fund, make sure you analyze every important factor cautiously before moving ahead.
2. What is the appropriate investment type that has the lowest risk?
A. Because of the unpredictable situation of the economy and the availability of varying investment options, it is quite difficult to evaluate a safe option. However, some of the options that you can consider include bank fixed deposits, municipal bonds, certificate of deposits, and more.
3. What is the use of a mutual fund calculator?
A. The mutual fund calculator offers an investment value at maturity by evaluating the returns according to the investment horizon. You can set different variables of the calculator, like duration, anticipated return rate, frequency, investment amount and more to figure out your benefits.
4. How much can I invest?
A. The amount mainly depends upon your requirements, budget and objectives of the investment. However, keep in mind that you only invest the surplus money, irrespective of the amount.
5. Is there a right time to invest?
A. There is no right time to invest. For better and best returns, it is recommended that you should start investing right away.
6. Do I need a bank account to invest in mutual funds?
A. Yes, it is necessary to have a bank account with KYC/cKYC, aadhaar card and PAN Card to invest in mutual funds.
7. Is it necessary to contact a fund manager?
A. Yes! When investing in mutual funds, experience plays a major role so as to generate good performance. The more the experience, the better will be the possibility of gaining the best returns. Thus, make sure that you get in touch with an experienced fund manager.
8. Can I withdraw my invested money?
A. Most of the schemes in a mutual fund are open-end schemes. This allows you to withdraw the entire invested amount at any point in time. However, there could be a few situations where you may experience restrictions.
9. Would I have to pay any penalty if I withdraw early?
A. If you have invested in open-end schemes, you may not have to pay the penalty. However, some schemes might not be as liquid as the others. So, you will have to re-check this factor before investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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It was very valuable useful messages messagesThankyou
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good information on funds. appreciated!!!