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Table of Contents
- Long Term Debt Funds- A Plan for Long Term Investment
- Returns and Risk
- Long Term Debt Funds Taxation
- How to Invest in Long Term Bond Funds?
- Best Long Term Bond Funds to Invest in 2021
- How to Invest in Long Term Bonds Online?
Top 10 Funds
- Nippon India Prime Debt Fund
- Aditya Birla Sun Life Corporate Bond Fund
- Franklin India Corporate Debt Fund
- HDFC Corporate Bond Fund
- Kotak Gilt Investment Fund - Provident Fund & Trust Plan
- Kotak Gilt Investment Fund - Regular Investment Plan
- ICICI Prudential Corporate Bond Fund
- IDFC Corporate Bond Fund
- Kotak Corporate Bond Fund Standard
- L&T Triple Ace Bond Fund
Long Term Debt Funds- When Should You Invest?
Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2021.
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Long Term Debt Funds- A Plan for Long Term Investment
Long term debt funds invest their major underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.
Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term Income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.
In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.
Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the market, should only prefer Investing in long term debt funds.
Returns and Risk
These funds are meant to give returns in excess of Bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.
Long Term Debt Funds Taxation
Tax implication on debt funds is computed in the following manner-
Short Term Capital Gains
If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.
Long Term Capital Gains
If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.
| Capital Gains | Investment Holding Gains | Taxation |
|---|---|---|
| Short Term Capital Gains | Less than 36 months | As per individual's tax slab |
| Long Term Capital Gains | More than 36 months | 20% with indexation benefits |
How to Invest in Long Term Bond Funds?
Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually Basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.
Best Long Term Bond Funds to Invest in 2021
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2020 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Nippon India Prime Debt Fund Growth ₹46.8985
↑ 0.01 ₹3,862 1,000 100 1.5 3.1 5.7 7.8 9.5 4.95% 1Y 7M 2D 2Y 14D Aditya Birla Sun Life Corporate Bond Fund Growth ₹88.6389
↑ 0.02 ₹24,413 1,000 100 1.4 2.8 5.2 9.2 11.9 4.74% 1Y 8M 19D 2Y 1M 2D Franklin India Corporate Debt Fund Growth ₹79.2522
↑ 0.02 ₹835 10,000 500 1.2 2.4 5 8.3 9 4.68% 2Y 11D 2Y 7M 2D HDFC Corporate Bond Fund Growth ₹25.7445
↓ 0.00 ₹27,568 5,000 500 1.6 2.9 5 9.3 11.8 5.09% 2Y 6M 3Y 10M 28D Kotak Gilt Investment Fund - Provident Fund & Trust Plan Growth ₹80.3235
↓ -0.12 ₹1,530 5,000 1,000 2.7 3.6 5 10 13.3 5.34% 2Y 9M 18D 11Y 2M 26D Kotak Gilt Investment Fund - Regular Investment Plan Growth ₹78.5128
↓ -0.12 ₹1,530 5,000 1,000 2.7 3.6 5 10 13.3 5.34% 2Y 9M 18D 11Y 2M 26D ICICI Prudential Corporate Bond Fund Growth ₹23.3412
↑ 0.00 ₹20,383 5,000 1,000 1.5 2.7 4.9 8.6 10.4 4.97% 2Y 5M 5D 5Y 6M 25D IDFC Corporate Bond Fund Growth ₹15.511
↑ 0.00 ₹21,012 5,000 1,000 1.5 2.9 4.9 8.5 11.6 4.85% 2Y 3M 4D 2Y 6M 22D Kotak Corporate Bond Fund Standard Growth ₹2,990.84
↑ 0.29 ₹10,336 5,000 1,000 1.6 2.8 4.8 8.2 9.7 5% 1Y 5M 12D 2Y 9M 22D L&T Triple Ace Bond Fund Growth ₹58.9324
↑ 0.05 ₹8,302 10,000 1,000 2.1 3 4.7 10.6 12.4 0% Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Oct 21
(Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on To generate risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government and/or reverse repos in such securities. Kotak Gilt Investment Fund - Provident Fund & Trust Plan is a Debt - Government Bond fund was launched on 11 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan Returns up to 1 year are on To generate risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government and/or reverse repos in such securities. Kotak Gilt Investment Fund - Regular Investment Plan is a Debt - Government Bond fund was launched on 29 Dec 98. It is a fund with Moderate risk and has given a Below is the key information for Kotak Gilt Investment Fund - Regular Investment Plan Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. IDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 12 Jan 16. It is a fund with Moderate risk and has given a Below is the key information for IDFC Corporate Bond Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on To generate regular and stable income for the unitholders of the Scheme. The corpus of the scheme would be invested primarily in debt market securities such as nonconvertible debentures, bonds issued by corporates, bank and government, commercial paper, certificate of deposits and other money market instruments. The scheme would invest predominantly in securities rated by the Credit Rating and Information Services of India Limited (CRISIL), or any other rating agency. L&T Triple Ace Bond Fund is a Debt - Corporate Bond fund was launched on 9 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for L&T Triple Ace Bond Fund Returns up to 1 year are on 1. Nippon India Prime Debt Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 20 in Corporate Bond category. Return for 2020 was 9.5% , 2019 was 7.8% and 2018 was 6.9% . Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (14 Oct 21) ₹46.8985 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,862 on 31 Aug 21 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 2.33 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 4.95% Effective Maturity 2 Years 14 Days Modified Duration 1 Year 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,742 30 Sep 18 ₹11,340 30 Sep 19 ₹12,282 30 Sep 20 ₹13,380 30 Sep 21 ₹14,232 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.2% 3 Month 1.5% 6 Month 3.1% 1 Year 5.7% 3 Year 7.8% 5 Year 7.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% 2014 9.3% 2013 8.5% 2012 9.8% 2011 9.2% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 1.58 Yr. Kinjal Desai 25 May 18 3.27 Yr. Data below for Nippon India Prime Debt Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 11.92% Debt 88.08% Debt Sector Allocation
Sector Value Corporate 58.46% Government 29.33% Cash Equivalent 11.92% Securitized 0.3% Credit Quality
Rating Value AA 10.33% AAA 89.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity Summit Digitel Infrastructure Private Limited
Debentures | -4% ₹155 Cr 1,550
↑ 1,000 Embassy Office Parks Reit
Debentures | -3% ₹131 Cr 1,050 8.62% Maharashtra SDL 2023
Sovereign Bonds | -3% ₹117 Cr 11,000,000 Bajaj Finance Limited
Debentures | -3% ₹108 Cr 1,050 Hindustan Petroleum Corporation Limited
Debentures | -3% ₹103 Cr 1,000 Indinfravit Trust
Debentures | -2% ₹100 Cr 1,000 State Bank Of India
Debentures | -2% ₹100 Cr 1,000 7.16% Govt Stock 2023
Sovereign Bonds | -2% ₹100 Cr 9,500,000 Telesonic Networks Limited
Debentures | -2% ₹95 Cr 950 National Highways Authority of India
Debentures | -2% ₹86 Cr 850 2. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9.3% since its launch. Ranked 1 in Corporate Bond category. Return for 2020 was 11.9% , 2019 was 9.6% and 2018 was 7% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (14 Oct 21) ₹88.6389 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹24,413 on 31 Aug 21 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 1.62 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 4.74% Effective Maturity 2 Years 1 Month 2 Days Modified Duration 1 Year 8 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,792 30 Sep 18 ₹11,310 30 Sep 19 ₹12,513 30 Sep 20 ₹13,909 30 Sep 21 ₹14,761 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.1% 3 Month 1.4% 6 Month 2.8% 1 Year 5.2% 3 Year 9.2% 5 Year 8% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% 2012 10.6% 2011 9.5% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 1 Apr 17 4.42 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 13.14% Debt 86.86% Debt Sector Allocation
Sector Value Corporate 49.88% Government 36.12% Cash Equivalent 13.08% Securitized 0.92% Credit Quality
Rating Value AA 4.85% AAA 95.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen and Toubro Limited
Debentures | -2% ₹536 Cr 5,150 GOVT STOCK
Sovereign Bonds | -2% ₹522 Cr 51,308,500
↑ 46,000,000 National Bank For Agriculture and Rural Development
Debentures | -2% ₹488 Cr 4,750 Reliance Industries Limited
Debentures | -2% ₹454 Cr 4,400
↓ -750 6.64% Govt Stock 2035
Sovereign Bonds | -2% ₹419 Cr 42,000,000
↑ 34,541,400 Reliance Industries Limited
Debentures | -2% ₹414 Cr 4,000 Sikka Ports & Terminals Limited
Debentures | -2% ₹380 Cr 3,650 Pipeline Infrastructure Private Limited
Debentures | -1% ₹349 Cr 3,233 Reliance Ports and Terminals Limited
Debentures | -1% ₹345 Cr 3,250 Embassy Office Parks REIT
Debentures | -1% ₹328 Cr 3,250 3. Franklin India Corporate Debt Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 22 in Corporate Bond category. Return for 2020 was 9% , 2019 was 9.2% and 2018 was 7.5% . Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (14 Oct 21) ₹79.2522 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹835 on 31 Aug 21 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.88 Sharpe Ratio 1.65 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 4.68% Effective Maturity 2 Years 7 Months 2 Days Modified Duration 2 Years 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,920 30 Sep 18 ₹11,424 30 Sep 19 ₹12,609 30 Sep 20 ₹13,732 30 Sep 21 ₹14,544 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.1% 3 Month 1.2% 6 Month 2.4% 1 Year 5% 3 Year 8.3% 5 Year 7.7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% 2014 13% 2013 7.5% 2012 12% 2011 9.9% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Sachin Padwal-Desai 25 Oct 18 2.85 Yr. Santosh Kamath 1 Aug 18 3.09 Yr. Umesh Sharma 25 Oct 18 2.85 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 12.94% Debt 87.06% Debt Sector Allocation
Sector Value Government 52.49% Corporate 34.76% Cash Equivalent 12.75% Credit Quality
Rating Value AA 3.63% AAA 96.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Food Corporation of India
Debentures | -7% ₹58 Cr 550 Reliance Ports and Terminals Limited
Debentures | -6% ₹53 Cr 500 Housing Development Finance Corporation Limited
Debentures | -6% ₹50 Cr 500 ONGC Petro Additions Limited
Debentures | -5% ₹44 Cr 430 7.17% Govt Stock 2028
Sovereign Bonds | -4% ₹32 Cr 3,000,000 ONGC Petro Additions Limited
Debentures | -3% ₹27 Cr 264 Power Finance Corporation Limited
Debentures | -3% ₹26 Cr 250 Rural Electrification Corporation Limited
Debentures | -3% ₹26 Cr 250 Rural Electrification Corporation Limited
Debentures | -3% ₹26 Cr 250 Indian Railway Finance Corporation Limited
Debentures | -3% ₹26 Cr 250 4. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.7% since its launch. Ranked 2 in Corporate Bond category. Return for 2020 was 11.8% , 2019 was 10.3% and 2018 was 6.5% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (14 Oct 21) ₹25.7445 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹27,568 on 31 Aug 21 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.58 Sharpe Ratio 1.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.09% Effective Maturity 3 Years 10 Months 28 Days Modified Duration 2 Years 6 Months Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,810 30 Sep 18 ₹11,237 30 Sep 19 ₹12,520 30 Sep 20 ₹13,879 30 Sep 21 ₹14,743 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.1% 3 Month 1.6% 6 Month 2.9% 1 Year 5% 3 Year 9.3% 5 Year 7.9% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% 2014 10.9% 2013 7.6% 2012 10.5% 2011 8.7% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 5.85 Yr. Sankalp Baid 22 Jan 21 0.61 Yr. Data below for HDFC Corporate Bond Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 9.86% Debt 90.14% Debt Sector Allocation
Sector Value Corporate 52.18% Government 37.82% Cash Equivalent 9.86% Securitized 0.14% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.97% Govt Stock 2026
Sovereign Bonds | -5% ₹1,261 Cr 120,000,000
↑ 20,000,000 GOVT STOCK
Sovereign Bonds | -3% ₹879 Cr 86,500,000 6.79% Govt Stock 2027
Sovereign Bonds | -3% ₹833 Cr 80,000,000
↑ 7,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹769 Cr 7,650 Ultratech Cement Limited
Debentures | -3% ₹747 Cr 7,500 Bajaj Finance Limited
Debentures | -3% ₹739 Cr 7,300 State Bank of India
Debentures | -2% ₹696 Cr 6,500 Housing Development Finance Corporation Limited
Debentures | -2% ₹613 Cr 5,993 Mangalore Refinery & Petrochemicals Ltd.
Debentures | -2% ₹577 Cr 5,720 Reliance Industries Limited
Debentures | -2% ₹564 Cr 5,000 5. Kotak Gilt Investment Fund - Provident Fund & Trust Plan
CAGR/Annualized return of 7.6% since its launch. Ranked 14 in Government Bond category. Return for 2020 was 13.3% , 2019 was 9.8% and 2018 was 7.4% . Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Growth Launch Date 11 Nov 03 NAV (14 Oct 21) ₹80.3235 ↓ -0.12 (-0.15 %) Net Assets (Cr) ₹1,530 on 31 Aug 21 Category Debt - Government Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.98 Sharpe Ratio 0.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.34% Effective Maturity 11 Years 2 Months 26 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,592 30 Sep 18 ₹10,588 30 Sep 19 ₹12,066 30 Sep 20 ₹13,351 30 Sep 21 ₹14,166 Returns for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.5% 3 Month 2.7% 6 Month 3.6% 1 Year 5% 3 Year 10% 5 Year 7.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 13.3% 2019 9.8% 2018 7.4% 2017 0.7% 2016 16.5% 2015 5.3% 2014 17.1% 2013 0.1% 2012 14.6% 2011 7.1% Fund Manager information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Name Since Tenure Abhishek Bisen 15 Apr 08 13.47 Yr. Data below for Kotak Gilt Investment Fund - Provident Fund & Trust Plan as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 3.84% Debt 96.16% Debt Sector Allocation
Sector Value Government 96.16% Cash Equivalent 3.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity GOVT STOCK
Sovereign Bonds | -55% ₹923 Cr 90,772,000
↑ 9,000,000 6.64% Govt Stock 2035
Sovereign Bonds | -12% ₹199 Cr 20,000,000
↓ -2,000,000 7.88% CG SDL 2027
Sovereign Bonds | -6% ₹108 Cr 10,000,000 7.62% AP SDL 2027
Sovereign Bonds | -3% ₹53 Cr 5,000,000 07.42% WB SDL 2026
Sovereign Bonds | -2% ₹32 Cr 3,000,000 6.67% Govt Stock 2050
Sovereign Bonds | -2% ₹29 Cr 2,997,375
↓ -4,500,000 7.92% WB SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000
↑ 2,500,000 7.80% KL SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000 7.74% TN SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000 7.59% GJ SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000
↑ 2,500,000 6. Kotak Gilt Investment Fund - Regular Investment Plan
CAGR/Annualized return of 9.5% since its launch. Ranked 15 in Government Bond category. Return for 2020 was 13.3% , 2019 was 9.8% and 2018 was 7.4% . Kotak Gilt Investment Fund - Regular Investment Plan
Growth Launch Date 29 Dec 98 NAV (14 Oct 21) ₹78.5128 ↓ -0.12 (-0.15 %) Net Assets (Cr) ₹1,530 on 31 Aug 21 Category Debt - Government Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.98 Sharpe Ratio 0.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.34% Effective Maturity 11 Years 2 Months 26 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,592 30 Sep 18 ₹10,588 30 Sep 19 ₹12,066 30 Sep 20 ₹13,351 30 Sep 21 ₹14,166 Returns for Kotak Gilt Investment Fund - Regular Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.5% 3 Month 2.7% 6 Month 3.6% 1 Year 5% 3 Year 10% 5 Year 7.1% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 13.3% 2019 9.8% 2018 7.4% 2017 0.7% 2016 16.5% 2015 5.3% 2014 17.1% 2013 0.1% 2012 14.6% 2011 7% Fund Manager information for Kotak Gilt Investment Fund - Regular Investment Plan
Name Since Tenure Abhishek Bisen 15 Apr 08 13.47 Yr. Data below for Kotak Gilt Investment Fund - Regular Investment Plan as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 3.84% Debt 96.16% Debt Sector Allocation
Sector Value Government 96.16% Cash Equivalent 3.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity GOVT STOCK
Sovereign Bonds | -55% ₹923 Cr 90,772,000
↑ 9,000,000 6.64% Govt Stock 2035
Sovereign Bonds | -12% ₹199 Cr 20,000,000
↓ -2,000,000 7.88% CG SDL 2027
Sovereign Bonds | -6% ₹108 Cr 10,000,000 7.62% AP SDL 2027
Sovereign Bonds | -3% ₹53 Cr 5,000,000 07.42% WB SDL 2026
Sovereign Bonds | -2% ₹32 Cr 3,000,000 6.67% Govt Stock 2050
Sovereign Bonds | -2% ₹29 Cr 2,997,375
↓ -4,500,000 7.92% WB SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000
↑ 2,500,000 7.80% KL SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000 7.74% TN SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000 7.59% GJ SDL 2027
Sovereign Bonds | -2% ₹27 Cr 2,500,000
↑ 2,500,000 7. ICICI Prudential Corporate Bond Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 7 in Corporate Bond category. Return for 2020 was 10.4% , 2019 was 9.9% and 2018 was 6.4% . ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (14 Oct 21) ₹23.3412 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹20,383 on 31 Aug 21 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.97% Effective Maturity 5 Years 6 Months 25 Days Modified Duration 2 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,768 30 Sep 18 ₹11,272 30 Sep 19 ₹12,397 30 Sep 20 ₹13,681 30 Sep 21 ₹14,492 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.2% 3 Month 1.5% 6 Month 2.7% 1 Year 4.9% 3 Year 8.6% 5 Year 7.6% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2020 10.4% 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% 2015 8.8% 2014 9.4% 2013 8.5% 2012 9% 2011 -0.9% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Rahul Goswami 16 Oct 17 3.88 Yr. Anuj Tagra 2 Mar 20 1.5 Yr. Chandni Gupta 3 Aug 16 5.08 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 20.72% Debt 79.28% Debt Sector Allocation
Sector Value Government 44.59% Corporate 34.46% Cash Equivalent 20.72% Securitized 0.23% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity GOVT STOCK
Sovereign Bonds | -7% ₹1,397 Cr 137,371,700 6.76% Govt Stock 2061
Sovereign Bonds | -4% ₹871 Cr 89,259,080 Housing Development Finance Corporation Limited
Debentures | -4% ₹779 Cr 7,740
↑ 1,000 6.67% Govt Stock 2050
Sovereign Bonds | -3% ₹710 Cr 73,500,000 Housing Development Finance Corporation Limited
Debentures | -3% ₹661 Cr 6,570
↑ 450 National Bank For Agriculture And Rural Development
Debentures | -3% ₹653 Cr 6,500 National Highways Authority of India
Debentures | -3% ₹650 Cr 6,434
↑ 1,450 Hdb Financial Services Limited
Debentures | -2% ₹519 Cr 5,180 Pipeline Infrastructure Private Limited
Debentures | -2% ₹390 Cr 3,619 Food Corporation Of India
Debentures | -2% ₹388 Cr 3,950 8. IDFC Corporate Bond Fund
CAGR/Annualized return of 7.9% since its launch. Return for 2020 was 11.6% , 2019 was 8.5% and 2018 was 6.3% . IDFC Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (14 Oct 21) ₹15.511 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹21,012 on 31 Aug 21 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.58 Sharpe Ratio 1.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.85% Effective Maturity 2 Years 6 Months 22 Days Modified Duration 2 Years 3 Months 4 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,765 30 Sep 18 ₹11,215 30 Sep 19 ₹12,287 30 Sep 20 ₹13,530 30 Sep 21 ₹14,358 Returns for IDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0% 3 Month 1.5% 6 Month 2.9% 1 Year 4.9% 3 Year 8.5% 5 Year 7.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 11.6% 2019 8.5% 2018 6.3% 2017 6.2% 2016 2015 2014 2013 2012 2011 Fund Manager information for IDFC Corporate Bond Fund
Name Since Tenure Anurag Mittal 12 Jan 16 5.64 Yr. Data below for IDFC Corporate Bond Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 4.19% Debt 95.81% Debt Sector Allocation
Sector Value Government 48.99% Corporate 46.79% Cash Equivalent 4.19% Securitized 0.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.22% GOI 2025
Sovereign Bonds | -19% ₹4,080 Cr 408,000,000 Reliance Industries Limited
Debentures | -7% ₹1,398 Cr 135,000,000 National Bank For Agriculture and Rural Development
Debentures | -4% ₹832 Cr 80,500,000 REC Limited
Debentures | -4% ₹793 Cr 76,000,000 Larsen and Toubro Limited
Debentures | -3% ₹723 Cr 70,000,000 Housing Development Finance Corporation Limited
Debentures | -3% ₹622 Cr 61,500,000 Power Finance Corporation Limited
Debentures | -3% ₹614 Cr 57,900,000 National Housing Bank
Debentures | -3% ₹595 Cr 56,500,000 7.32% Govt Stock 2024
Sovereign Bonds | -3% ₹580 Cr 54,500,000 National Bank For Agriculture and Rural Development
Debentures | -2% ₹485 Cr 47,000,000 9. Kotak Corporate Bond Fund Standard
CAGR/Annualized return of 8.1% since its launch. Ranked 15 in Corporate Bond category. Return for 2020 was 9.7% , 2019 was 9.6% and 2018 was 7.5% . Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (14 Oct 21) ₹2,990.84 ↑ 0.29 (0.01 %) Net Assets (Cr) ₹10,336 on 31 Aug 21 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 1.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5% Effective Maturity 2 Years 9 Months 22 Days Modified Duration 1 Year 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,785 30 Sep 18 ₹11,431 30 Sep 19 ₹12,593 30 Sep 20 ₹13,773 30 Sep 21 ₹14,538 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.3% 3 Month 1.6% 6 Month 2.8% 1 Year 4.8% 3 Year 8.2% 5 Year 7.7% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% 2014 11.3% 2013 6.2% 2012 9.4% 2011 8.9% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 31 Jan 15 6.59 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 6.9% Debt 93.1% Debt Sector Allocation
Sector Value Corporate 49.69% Government 44.34% Cash Equivalent 5.97% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.59% Govt Stock 2026
Sovereign Bonds | -7% ₹742 Cr 69,000,000 GOVT STOCK
Sovereign Bonds | -6% ₹652 Cr 64,149,160 National Bank For Agriculture And Rural Development
Debentures | -5% ₹527 Cr 5,250
↓ -500 Power Finance Corporation Ltd.
Debentures | -5% ₹476 Cr 4,750 Bajaj Finance Limited
Debentures | -3% ₹307 Cr 3,050 Rural Electrification Corporation Limited
Debentures | -3% ₹306 Cr 3,000 Food Corporation of India
Debentures | -3% ₹293 Cr 2,850 Axis Bank Limited
Debentures | -2% ₹240 Cr 2,250 National Bank For Agriculture and Rural Development
Debentures | -2% ₹234 Cr 2,200
↑ 500 Nabha Power Limited
Debentures | -2% ₹229 Cr 2,250 10. L&T Triple Ace Bond Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 39 in Corporate Bond category. Return for 2020 was 12.4% , 2019 was 12.6% and 2018 was 6% . L&T Triple Ace Bond Fund
Growth Launch Date 9 Jun 97 NAV (14 Oct 21) ₹58.9324 ↑ 0.05 (0.08 %) Net Assets (Cr) ₹8,302 on 31 Aug 21 Category Debt - Corporate Bond AMC L&T Investment Management Ltd Rating ☆ Risk Moderate Expense Ratio 0.62 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹10,000 30 Sep 17 ₹10,373 30 Sep 18 ₹10,546 30 Sep 19 ₹12,068 30 Sep 20 ₹13,500 30 Sep 21 ₹14,347 Returns for L&T Triple Ace Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21 Duration Returns 1 Month 0.2% 3 Month 2.1% 6 Month 3% 1 Year 4.7% 3 Year 10.6% 5 Year 7.4% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 12.4% 2019 12.6% 2018 6% 2017 1.6% 2016 12.4% 2015 4.5% 2014 12.6% 2013 3.9% 2012 10.2% 2011 6.5% Fund Manager information for L&T Triple Ace Bond Fund
Name Since Tenure Shriram Ramanathan 30 Jun 14 7.18 Yr. Jalpan Shah 3 Apr 17 4.41 Yr. Data below for L&T Triple Ace Bond Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 4.49% Debt 95.51% Debt Sector Allocation
Sector Value Government 85.23% Corporate 10.28% Cash Equivalent 4.49% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.17% Govt Stock 2028
Sovereign Bonds | -10% ₹857 Cr 80,000,000
↑ 5,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -9% ₹798 Cr 75,000,000
↑ 5,000,000 7.26% Govt Stock 2029
Sovereign Bonds | -8% ₹698 Cr 65,000,000
↑ 5,000,000 Indian Oil Corporation Limited
Debentures | -5% ₹400 Cr 3,569
↑ 819 Power Grid Corporation of India Limited
Debentures | -4% ₹358 Cr 3,200 NTPC Limited
Debentures | -4% ₹350 Cr 3,300 Indian Railway Finance Corporation Limited
Debentures | -4% ₹325 Cr 3,000 HDFC Bank Limited
Debentures | -3% ₹287 Cr 2,450 National Bank For Agriculture and Rural Development
Debentures | -3% ₹269 Cr 2,550
↑ 300 National Highways Authority of India
Debentures | -3% ₹243 Cr 2,300
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