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Table of Contents
- Long Term Debt Funds- A Plan for Long Term Investment
- Returns and Risk
- Long Term Debt Funds Taxation
- How to Invest in Long Term Bond Funds?
- Best Long Term Bond Funds to Invest in 2020
- How to Invest in Long Term Bonds Online?
Top 10 Funds
- IDFC Government Securities Fund - Investment Plan
- L&T Triple Ace Bond Fund
- DSP BlackRock Government Securities Fund
- ICICI Prudential Gilt Fund
- Sundaram Corporate Bond Fund
- SBI Magnum Gilt Fund
- HDFC Corporate Bond Fund
- Aditya Birla Sun Life Corporate Bond Fund
- Nippon India Gilt Securities Fund
- IDFC Corporate Bond Fund
Long Term Debt Funds- When Should You Invest?
Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2020.
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Long Term Debt Funds- A Plan for Long Term Investment
Long term debt funds invest their major underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.
Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.
In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.
Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the market, should only prefer Investing in long term debt funds.
Returns and Risk
These funds are meant to give returns in excess of bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.
Long Term Debt Funds Taxation
Tax implication on debt funds is computed in the following manner-
Short Term Capital Gains
If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.
Long Term Capital Gains
If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.
| Capital Gains | Investment Holding Gains | Taxation |
|---|---|---|
| Short Term Capital Gains | Less than 36 months | As per individual's tax slab |
| Long Term Capital Gains | More than 36 months | 20% with indexation benefits |
How to Invest in Long Term Bond Funds?
Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.
Best Long Term Bond Funds to Invest in 2020
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2019 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDFC Government Securities Fund - Investment Plan Growth ₹27.3029
↑ 0.08 ₹858 5,000 1,000 8.2 11.6 14.4 10 13.3 6.48% 6Y 10M 2D 9Y 7M 17D L&T Triple Ace Bond Fund Growth ₹55.9987
↑ 0.23 ₹3,314 10,000 1,000 9.2 9.9 13.7 10 12.6 7.26% 5Y 4M 10D 7Y 9M DSP BlackRock Government Securities Fund Growth ₹72.1771
↑ 0.15 ₹1,036 1,000 500 7.4 10.5 13.7 9.4 12.5 6.41% 6Y 7M 2D 9Y 5M 16D ICICI Prudential Gilt Fund Growth ₹76.331
↑ 0.18 ₹1,988 5,000 1,000 8.2 10.6 13.5 8.5 10.8 0% Sundaram Corporate Bond Fund Growth ₹30.3281
↑ 0.03 ₹1,050 5,000 250 6.1 7.5 13.1 8.5 11.3 6.48% 2Y 7M 7D 2Y 10M 16D SBI Magnum Gilt Fund Growth ₹49.4627
↑ 0.10 ₹2,433 5,000 500 7.1 9.6 12.6 8.8 13.1 0% HDFC Corporate Bond Fund Growth ₹24.1812
↑ 0.06 ₹14,518 5,000 500 6.8 8.2 12.4 9.2 10.3 6.91% 2Y 10M 2D 3Y 9M 11D Aditya Birla Sun Life Corporate Bond Fund Growth ₹82.9363
↑ 0.14 ₹17,648 1,000 100 6.7 8 12.4 9.2 9.6 0% Nippon India Gilt Securities Fund Growth ₹29.9028
↑ 0.08 ₹1,250 5,000 100 7 9.7 12.4 9.5 12.4 6.19% 6Y 7M 2D 9Y 5M 19D IDFC Corporate Bond Fund Growth ₹14.6078
↑ 0.02 ₹14,084 5,000 1,000 7.2 8.2 12.3 8.5 8.5 6.81% 3Y 1M 10D 3Y 8M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 20
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a Below is the key information for IDFC Government Securities Fund - Investment Plan Returns up to 1 year are on To generate regular and stable income for the unitholders of the Scheme. The corpus of the scheme would be invested primarily in debt market securities such as nonconvertible debentures, bonds issued by corporates, bank and government, commercial paper, certificate of deposits and other money market instruments. The scheme would invest predominantly in securities rated by the Credit Rating and Information Services of India Limited (CRISIL), or any other rating agency. L&T Triple Ace Bond Fund is a Debt - Corporate Bond fund was launched on 9 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for L&T Triple Ace Bond Fund Returns up to 1 year are on The Scheme aims to generate returns through investments in Central Govt Securities. DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Government Securities Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Long Term Gilt Fund) To generate income through investment in Gilts of various maturities. ICICI Prudential Gilt Fund is a Debt - Government Bond fund was launched on 19 Aug 99. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Gilt Fund Returns up to 1 year are on (Erstwhile Sundaram Flexible Fund-Flexible Income Plan) To generate reasonable returns by creating a portfolio
comprising substantially of fixed income instruments and
money market instruments by keeping the interest rate risk
of the fund low. Sundaram Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 30 Dec 04. It is a fund with Moderately Low risk and has given a Below is the key information for Sundaram Corporate Bond Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Nippon India Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Gilt Securities Fund Returns up to 1 year are on The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. IDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 12 Jan 16. It is a fund with Moderate risk and has given a Below is the key information for IDFC Corporate Bond Fund Returns up to 1 year are on 1. IDFC Government Securities Fund - Investment Plan
CAGR/Annualized return of 9% since its launch. Ranked 14 in Government Bond category. Return for 2019 was 13.3% , 2018 was 7.8% and 2017 was 3.1% . IDFC Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (10 Jul 20) ₹27.3029 ↑ 0.08 (0.29 %) Net Assets (Cr) ₹858 on 30 Apr 20 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.05 Sharpe Ratio 3.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.48% Effective Maturity 9 Years 7 Months 17 Days Modified Duration 6 Years 10 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,890 30 Jun 17 ₹12,464 30 Jun 18 ₹12,308 30 Jun 19 ₹14,198 30 Jun 20 ₹16,418 Returns for IDFC Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 2% 3 Month 8.2% 6 Month 11.6% 1 Year 14.4% 3 Year 10% 5 Year 10.5% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% 2015 6% 2014 16.5% 2013 6.3% 2012 13% 2011 9.9% 2010 4% Fund Manager information for IDFC Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 9.72 Yr. Data below for IDFC Government Securities Fund - Investment Plan as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 1.36% Debt 98.64% Debt Sector Allocation
Sector Value Government 98.64% Cash Equivalent 1.36% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2031
Sovereign Bonds | -28% ₹300 Cr 28,900,000
↓ -800,000 6.79% Govt Stock 2027
Sovereign Bonds | -25% ₹271 Cr 25,800,000
↑ 25,800,000 6.97% Govt Stock 2026
Sovereign Bonds | -23% ₹244 Cr 22,900,000
↑ 22,900,000 GOVT STOCK
Sovereign Bonds | -13% ₹135 Cr 13,100,000
↑ 13,100,000 GOVT STOCK
Sovereign Bonds | -10% ₹101 Cr 9,400,000
↑ 9,400,000 Net Current Assets
Net Current Assets | -1% ₹10 Cr Triparty Repo
CBLO/Reverse Repo | -0% ₹3 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹1 Cr 7.17% Govt Stock 2028
Sovereign Bonds | -0% ₹0 Cr 6,300 2. L&T Triple Ace Bond Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 39 in Corporate Bond category. Return for 2019 was 12.6% , 2018 was 6% and 2017 was 1.6% . L&T Triple Ace Bond Fund
Growth Launch Date 9 Jun 97 NAV (10 Jul 20) ₹55.9987 ↑ 0.23 (0.41 %) Net Assets (Cr) ₹3,314 on 30 Apr 20 Category Debt - Corporate Bond AMC L&T Investment Management Ltd Rating ☆ Risk Moderate Expense Ratio 0.66 Sharpe Ratio 2.72 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.26% Effective Maturity 7 Years 9 Months Modified Duration 5 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,854 30 Jun 17 ₹11,581 30 Jun 18 ₹11,933 30 Jun 19 ₹13,327 30 Jun 20 ₹15,258 Returns for L&T Triple Ace Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 2.6% 3 Month 9.2% 6 Month 9.9% 1 Year 13.7% 3 Year 10% 5 Year 9% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2019 12.6% 2018 6% 2017 1.6% 2016 12.4% 2015 4.5% 2014 12.6% 2013 3.9% 2012 10.2% 2011 6.5% 2010 3.7% Fund Manager information for L&T Triple Ace Bond Fund
Name Since Tenure Shriram Ramanathan 30 Jun 14 6.01 Yr. Jalpan Shah 3 Apr 17 3.25 Yr. Data below for L&T Triple Ace Bond Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 10.26% Debt 89.74% Debt Sector Allocation
Sector Value Government 69.73% Corporate 20.01% Cash Equivalent 10.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -7% ₹270 Cr 2,450 Export-Import Bank Of India
Debentures | -6% ₹221 Cr 2,100 (A) Tri Party Repo Dealing System (Treps)/Reverse Repo
CBLO/Reverse Repo | -5% ₹203 Cr NTPC LIMITED
Debentures | -5% ₹188 Cr 1,800 (B) Net Receivables/(Payables)
Net Current Assets | -5% ₹178 Cr 7.26% Govt Stock 2029
Sovereign Bonds | -4% ₹161 Cr 15,000,000
↑ 15,000,000 National Highways Authority Of India
Debentures | -4% ₹158 Cr 1,450
↓ -08 NTPC Limited
Debentures | -4% ₹158 Cr 1,430
↑ 600 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Debentures | -4% ₹141 Cr 1,300 Export-Import Bank Of India
Debentures | -3% ₹123 Cr 1,150 3. DSP BlackRock Government Securities Fund
CAGR/Annualized return of 10% since its launch. Ranked 9 in Government Bond category. Return for 2019 was 12.5% , 2018 was 7.4% and 2017 was 1.4% . DSP BlackRock Government Securities Fund
Growth Launch Date 30 Sep 99 NAV (10 Jul 20) ₹72.1771 ↑ 0.15 (0.20 %) Net Assets (Cr) ₹1,036 on 30 Apr 20 Category Debt - Government Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 3.35 Information Ratio 4.51 Alpha Ratio 8.52 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-7 Days (0.1%),7 Days and above(NIL) Yield to Maturity 6.41% Effective Maturity 9 Years 5 Months 16 Days Modified Duration 6 Years 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,928 30 Jun 17 ₹12,397 30 Jun 18 ₹12,327 30 Jun 19 ₹14,009 30 Jun 20 ₹16,101 Returns for DSP BlackRock Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 1.2% 3 Month 7.4% 6 Month 10.5% 1 Year 13.7% 3 Year 9.4% 5 Year 10% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2019 12.5% 2018 7.4% 2017 1.4% 2016 15.3% 2015 6.2% 2014 15% 2013 1.3% 2012 9% 2011 3.6% 2010 5% Fund Manager information for DSP BlackRock Government Securities Fund
Name Since Tenure Vikram Chopra 17 Jul 16 3.96 Yr. Saurabh Bhatia 1 Mar 18 2.33 Yr. Data below for DSP BlackRock Government Securities Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 3.88% Debt 96.12% Debt Sector Allocation
Sector Value Government 96.12% Cash Equivalent 3.88% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26% Govt Stock 2029
Sovereign Bonds | -43% ₹507 Cr 45,950,000
↑ 10,000,000 GOVT STOCK
Sovereign Bonds | -31% ₹367 Cr 32,000,000
↑ 500,000 7.95% Govt Stock 2032
Sovereign Bonds | -10% ₹121 Cr 10,500,000
↑ 10,500,000 6.68% Govt Stock 2031
Sovereign Bonds | -9% ₹105 Cr 10,000,000
↑ 500,000 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -7% ₹79 Cr Net Receivables/Payables
Net Current Assets | -3% -₹36 Cr 7.06% Govt Stock 2046
Sovereign Bonds | -2% ₹27 Cr 2,500,000
↑ 2,500,000 Cash Margin
Net Current Assets | -0% ₹2 Cr 4. ICICI Prudential Gilt Fund
CAGR/Annualized return of 10.2% since its launch. Ranked 5 in Government Bond category. Return for 2019 was 10.8% , 2018 was 6.8% and 2017 was 2.1% . ICICI Prudential Gilt Fund
Growth Launch Date 19 Aug 99 NAV (10 Jul 20) ₹76.331 ↑ 0.18 (0.24 %) Net Assets (Cr) ₹1,988 on 30 Apr 20 Category Debt - Government Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 3.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹11,141 30 Jun 17 ₹12,804 30 Jun 18 ₹12,779 30 Jun 19 ₹14,185 30 Jun 20 ₹16,226 Returns for ICICI Prudential Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 1.3% 3 Month 8.2% 6 Month 10.6% 1 Year 13.5% 3 Year 8.5% 5 Year 10.2% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.8% 2018 6.8% 2017 2.1% 2016 18.2% 2015 5.5% 2014 18% 2013 0.3% 2012 11% 2011 5.9% 2010 5.3% Fund Manager information for ICICI Prudential Gilt Fund
Name Since Tenure Rahul Goswami 27 Sep 12 7.76 Yr. Anuj Tagra 30 Oct 13 6.67 Yr. Data below for ICICI Prudential Gilt Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 3.4% Debt 96.6% Debt Sector Allocation
Sector Value Government 96.6% Cash Equivalent 3.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity GOVT STOCK
Sovereign Bonds | -40% ₹1,136 Cr 102,200,000
↓ -5,000,000 GOVT STOCK
Sovereign Bonds | -18% ₹513 Cr 49,700,000
↑ 48,300,000 GOVT STOCK
Sovereign Bonds | -14% ₹407 Cr 37,500,000
↑ 10,000,000 6.19% Govt Stock 2034
Sovereign Bonds | -10% ₹286 Cr 28,500,000
↑ 28,500,000 7.16% Govt Stock 2050
Sovereign Bonds | -6% ₹172 Cr 16,000,000
↓ -2,500,000 5.79% Govt Stock 2030
Sovereign Bonds | -3% ₹100 Cr 10,000,000
↑ 10,000,000 07.95 JK SDL 2030
Sovereign Bonds | -2% ₹72 Cr 6,500,000 08.31 RJ SDL 2027
Sovereign Bonds | -2% ₹66 Cr 6,000,000 Treps
CBLO/Reverse Repo | -2% ₹63 Cr Net Current Assets
Net Current Assets | -1% ₹34 Cr 5. Sundaram Corporate Bond Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 15 in Corporate Bond category. Return for 2019 was 11.3% , 2018 was 4.8% and 2017 was 5.4% . Sundaram Corporate Bond Fund
Growth Launch Date 30 Dec 04 NAV (10 Jul 20) ₹30.3281 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹1,050 on 30 Apr 20 Category Debt - Corporate Bond AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.87 Sharpe Ratio 3.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 250 Exit Load NIL Yield to Maturity 6.48% Effective Maturity 2 Years 10 Months 16 Days Modified Duration 2 Years 7 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,975 30 Jun 17 ₹12,166 30 Jun 18 ₹12,411 30 Jun 19 ₹13,657 30 Jun 20 ₹15,449 Returns for Sundaram Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 2.4% 3 Month 6.1% 6 Month 7.5% 1 Year 13.1% 3 Year 8.5% 5 Year 9.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 11.3% 2018 4.8% 2017 5.4% 2016 11.7% 2015 8.7% 2014 14.9% 2013 -0.3% 2012 8.7% 2011 5.7% 2010 4.3% Fund Manager information for Sundaram Corporate Bond Fund
Name Since Tenure Dwijendra Srivastava 1 Jun 12 8.09 Yr. Sandeep Agarwal 1 Jun 12 8.09 Yr. Data below for Sundaram Corporate Bond Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 1.37% Debt 98.63% Debt Sector Allocation
Sector Value Government 60.37% Corporate 38.27% Cash Equivalent 1.37% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.42% TN SDL 2023
Sovereign Bonds | -5% ₹55 Cr 5,000,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Debentures | -4% ₹44 Cr 400 Reliance Industries Limited
Debentures | -4% ₹41 Cr 400 LIC HOUSING FINANCE LIMITED
Debentures | -4% ₹38 Cr 350 National Bank For Agriculture And Rural Development
Debentures | -3% ₹36 Cr 350
↑ 350 Rural Electrification Corporation Limited
Debentures | -3% ₹36 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -3% ₹36 Cr 350 LIC Housing Finance Limited
Debentures | -3% ₹32 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -3% ₹31 Cr 300
↑ 250 Housing And Urban Development Corporation Limited (Hudco)
Debentures | -3% ₹31 Cr 300
↑ 100 6. SBI Magnum Gilt Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 3 in Government Bond category. Return for 2019 was 13.1% , 2018 was 5.1% and 2017 was 3.9% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (10 Jul 20) ₹49.4627 ↑ 0.10 (0.21 %) Net Assets (Cr) ₹2,433 on 30 Apr 20 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.07 Sharpe Ratio 3.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,944 30 Jun 17 ₹12,754 30 Jun 18 ₹12,623 30 Jun 19 ₹14,304 30 Jun 20 ₹16,271 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 1.1% 3 Month 7.1% 6 Month 9.6% 1 Year 12.6% 3 Year 8.8% 5 Year 10.2% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% 2014 19.9% 2013 6.4% 2012 11% 2011 5.8% 2010 4.7% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Dinesh Ahuja 1 Feb 11 9.42 Yr. Data below for SBI Magnum Gilt Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 2.51% Debt 97.49% Debt Sector Allocation
Sector Value Government 97.49% Cash Equivalent 2.51% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity GOVT STOCK
Sovereign Bonds | -45% ₹1,240 Cr 111,500,000
↑ 26,000,000 7.26% Govt Stock 2029
Sovereign Bonds | -22% ₹613 Cr 57,000,000
↓ -6,000,000 7.16% Govt Stock 2050
Sovereign Bonds | -11% ₹314 Cr 29,200,000
↑ 5,200,000 7.17% Govt Stock 2028
Sovereign Bonds | -11% ₹293 Cr 27,500,000
↓ -5,000,000 6.79% Govt Stock 2029
Sovereign Bonds | -5% ₹125 Cr 12,000,000 Treps
CBLO/Reverse Repo | -2% ₹58 Cr 8.24% Govt Stock 2033
Sovereign Bonds | -2% ₹52 Cr 4,500,000 5.79% Govt Stock 2030
Sovereign Bonds | -1% ₹34 Cr 3,393,030
↑ 3,393,030 Net Receivable / Payable
CBLO | -0% ₹11 Cr GOVT STOCK
Sovereign Bonds | -0% ₹10 Cr 1,000,000
↑ 603,190 7. HDFC Corporate Bond Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2019 was 10.3% , 2018 was 6.5% and 2017 was 6.5% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (10 Jul 20) ₹24.1812 ↑ 0.06 (0.26 %) Net Assets (Cr) ₹14,518 on 30 Apr 20 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 3.92 Information Ratio -0.14 Alpha Ratio 1.13 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.91% Effective Maturity 3 Years 9 Months 11 Days Modified Duration 2 Years 10 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,903 30 Jun 17 ₹11,968 30 Jun 18 ₹12,514 30 Jun 19 ₹13,763 30 Jun 20 ₹15,460 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 2.7% 3 Month 6.8% 6 Month 8.2% 1 Year 12.4% 3 Year 9.2% 5 Year 9.3% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% 2014 10.9% 2013 7.6% 2012 10.5% 2011 8.7% 2010 Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 4.68 Yr. Chirag Dagli 31 Jul 19 0.92 Yr. Data below for HDFC Corporate Bond Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 11.03% Debt 88.97% Debt Sector Allocation
Sector Value Corporate 57.33% Government 36.71% Cash Equivalent 5.76% Securitized 0.2% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.59% Govt Stock 2026
Sovereign Bonds | -5% ₹762 Cr 70,000,000
↑ 20,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -5% ₹734 Cr 70,000,000
↓ -5,000,000 State Bank Of India
Debentures | -4% ₹694 Cr 6,500 Reliance Industries Limited
Debentures | -3% ₹551 Cr 5,000 LIC HOUSING FINANCE LIMITED
Debentures | -3% ₹530 Cr 5,000 Housing Development Finance Corporation Limited
Debentures | -3% ₹506 Cr 5,000
↑ 5,000 Export-Import Bank Of India
Certificate of Deposit | -3% ₹430 Cr 50,000
↑ 50,000 Housing Development Finance Corporation Limited
Debentures | -3% ₹429 Cr 4,143 6.97% Govt Stock 2026
Sovereign Bonds | -3% ₹425 Cr 40,000,000
↓ -7,500,000 LIC Housing Finance Limited
Debentures | -3% ₹420 Cr 4,000 8. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9.5% since its launch. Ranked 1 in Corporate Bond category. Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (10 Jul 20) ₹82.9363 ↑ 0.14 (0.17 %) Net Assets (Cr) ₹17,648 on 30 Apr 20 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.39 Sharpe Ratio 5.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,932 30 Jun 17 ₹11,951 30 Jun 18 ₹12,555 30 Jun 19 ₹13,769 30 Jun 20 ₹15,436 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 2.6% 3 Month 6.7% 6 Month 8% 1 Year 12.4% 3 Year 9.2% 5 Year 9.2% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% 2012 10.6% 2011 9.5% 2010 3.8% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Maneesh Dangi 1 Apr 17 3.25 Yr. Kaustubh Gupta 1 Apr 17 3.25 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 2.69% Debt 97.31% Debt Sector Allocation
Sector Value Corporate 51.44% Government 45.5% Cash Equivalent 2.69% Securitized 0.37% Credit Quality
Rating Value AA 1.61% AAA 98.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity GOVT STOCK
Sovereign Bonds | -5% ₹920 Cr 82,747,600
↓ -8,500,000 GOVT STOCK
Sovereign Bonds | -5% ₹897 Cr 87,000,000
↑ 10,500,000 Reliance Industries Limited
Debentures | -3% ₹499 Cr 4,900
↑ 1,050 National Bank For Agriculture And Rural Development
Debentures | -3% ₹485 Cr 4,700 MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Debentures | -3% ₹454 Cr 4,450 Reliance Industries Limited
Debentures | -2% ₹422 Cr 4,081
↑ 1,250 Larsen And Toubro Limited
Debentures | -2% ₹416 Cr 4,050
↑ 2,050 Power Finance Corporation Ltd.
Debentures | -2% ₹413 Cr 4,050 Rural Electrification Corporation Limited
Debentures | -2% ₹406 Cr 4,000 Housing Development Finance Corporation Limited
Debentures | -2% ₹403 Cr 4,000
↑ 4,000 9. Nippon India Gilt Securities Fund
CAGR/Annualized return of 9.6% since its launch. Ranked 2 in Government Bond category. Return for 2019 was 12.4% , 2018 was 8% and 2017 was 3.4% . Nippon India Gilt Securities Fund
Growth Launch Date 22 Aug 08 NAV (10 Jul 20) ₹29.9028 ↑ 0.08 (0.26 %) Net Assets (Cr) ₹1,250 on 30 Apr 20 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.61 Sharpe Ratio 3.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.19% Effective Maturity 9 Years 5 Months 19 Days Modified Duration 6 Years 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹11,049 30 Jun 17 ₹12,741 30 Jun 18 ₹12,744 30 Jun 19 ₹14,610 30 Jun 20 ₹16,582 Returns for Nippon India Gilt Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 1.6% 3 Month 7% 6 Month 9.7% 1 Year 12.4% 3 Year 9.5% 5 Year 10.7% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2019 12.4% 2018 8% 2017 3.4% 2016 17% 2015 6.2% 2014 18.6% 2013 3.3% 2012 13% 2011 4.7% 2010 3.2% Fund Manager information for Nippon India Gilt Securities Fund
Name Since Tenure Prashant Pimple 30 Mar 09 11.26 Yr. Kinjal Desai 16 Jul 18 1.96 Yr. Data below for Nippon India Gilt Securities Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 4.71% Debt 95.29% Debt Sector Allocation
Sector Value Government 95.29% Cash Equivalent 4.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26% Govt Stock 2029
Sovereign Bonds | -26% ₹366 Cr 34,000,000
↑ 2,500,000 GOVT STOCK
Sovereign Bonds | -22% ₹306 Cr 27,500,000
↓ -3,500,000 GOVT STOCK
Sovereign Bonds | -15% ₹205 Cr 19,000,000
↑ 9,000,000 7.17% Govt Stock 2028
Sovereign Bonds | -14% ₹197 Cr 18,500,000
↓ -13,000,000 8.13% Govt Stock 2045
Sovereign Bonds | -7% ₹100 Cr 8,500,000
↑ 8,500,000 7.61% Govt Stock 2030
Sovereign Bonds | -4% ₹55 Cr 5,000,000 7.88% GS 2030
Sovereign Bonds | -3% ₹39 Cr 3,500,000 Triparty Repo
CBLO/Reverse Repo | -3% ₹37 Cr 8.17% Govt Stock 2044
Sovereign Bonds | -2% ₹29 Cr 2,500,000
↑ 2,500,000 Net Current Assets
Net Current Assets | -2% ₹28 Cr 10. IDFC Corporate Bond Fund
CAGR/Annualized return of 8.8% since its launch. Return for 2019 was 8.5% , 2018 was 6.3% and 2017 was 6.2% . IDFC Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (10 Jul 20) ₹14.6078 ↑ 0.02 (0.16 %) Net Assets (Cr) ₹14,084 on 30 Apr 20 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.54 Sharpe Ratio 5.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 3 Years 8 Months 26 Days Modified Duration 3 Years 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,366 30 Jun 17 ₹11,355 30 Jun 18 ₹11,886 30 Jun 19 ₹12,913 30 Jun 20 ₹14,390 Returns for IDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 20 Duration Returns 1 Month 3% 3 Month 7.2% 6 Month 8.2% 1 Year 12.3% 3 Year 8.5% 5 Year 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.5% 2018 6.3% 2017 6.2% 2016 2015 2014 2013 2012 2011 2010 Fund Manager information for IDFC Corporate Bond Fund
Name Since Tenure Anurag Mittal 12 Jan 16 4.47 Yr. Data below for IDFC Corporate Bond Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 3.35% Debt 96.65% Debt Sector Allocation
Sector Value Corporate 58.59% Government 37.81% Cash Equivalent 3.57% Securitized 0.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Limited
Debentures | -8% ₹1,230 Cr 121,500,000
↑ 121,500,000 National Housing Bank
Debentures | -7% ₹1,116 Cr 107,000,000 Rec Limited
Debentures | -5% ₹787 Cr 80,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹773 Cr 75,000,000 Housing Development Finance Corporation Limited
Debentures | -5% ₹749 Cr 73,500,000 Larsen And Toubro Limited
Debentures | -5% ₹710 Cr 70,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹487 Cr 47,020,000 Housing Development Finance Corporation Limited
Debentures | -3% ₹426 Cr 42,000,000
↑ 9,500,000 LIC Housing Finance Limited
Debentures | -2% ₹352 Cr 33,600,000
↑ 2,500,000 Net Current Assets
Net Current Assets | -2% ₹350 Cr
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