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Long Term Debt Funds | Best Long Term Debt Funds - Fincash.com

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Long Term Debt Funds- When Should You Invest?

Updated on November 27, 2022 , 7518 views

Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2022.

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Long Term Debt Funds- A Plan for Long Term Investment

Long term debt funds invest their major Underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.

long-term-debt-funds

Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term Income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.

In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.

Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the Market, should only prefer Investing in long term debt funds.

Returns and Risk

These funds are meant to give returns in excess of Bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.

Long Term Debt Funds Taxation

Tax implication on debt funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

How to Invest in Long Term Bond Funds?

Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually Basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.

Best Long Term Bond Funds to Invest in 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Nippon India Prime Debt Fund Growth ₹49.021
↑ 0.01
₹1,527 1,000 100 1.43.24.16.24.77.78%1Y 9M 11D2Y 1M 13D
ICICI Prudential Corporate Bond Fund Growth ₹24.4464
↑ 0.01
₹14,910 5,000 100 1.63.346.34.17.34%10M 17D4Y 7M 17D
SBI Magnum Gilt Fund Growth ₹53.9422
↓ -0.03
₹3,853 5,000 500 2.34.13.96.336.26%1Y 5M 19D2Y 22D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹92.3382
↑ 0.01
₹12,603 1,000 100 1.33.13.76.547.66%1Y 4M 17D2Y 3M 7D
Kotak Corporate Bond Fund Standard Growth ₹3,102.79
↓ -0.11
₹8,661 5,000 1,000 1.32.73.45.63.87.45%1Y 2M 16D3Y 1M 13D
Sundaram Corporate Bond Fund Growth ₹33.2733
↑ 0.01
₹1,047 5,000 250 1.22.53.25.83.57.27%6M 8D6M 22D
HDFC Corporate Bond Fund Growth ₹26.6432
↓ 0.00
₹21,473 5,000 300 1.23.136.13.97.41%2Y 4M 27D4Y 9M 15D
Franklin India Corporate Debt Fund Growth ₹81.8436
↓ 0.00
₹764 10,000 500 12.52.95.23.87.14%1Y 5M 19D1Y 8M 19D
Canara Robeco Corporate Bond Fund Growth ₹18.2749
↑ 0.00
₹201 5,000 1,000 12.32.64.92.87.31%1Y 7M 26D1Y 11M 25D
Invesco India Corporate Bond Fund Growth ₹2,621.81
↑ 0.05
₹2,165 5,000 100 1.12.52.65.33.47.28%1Y 6M 25D1Y 9M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22

1. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 20 in Corporate Bond category.  Return for 2021 was 4.7% , 2020 was 9.5% and 2019 was 7.8% .

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund
Growth
Launch Date 14 Sep 00
NAV (29 Nov 22) ₹49.021 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹1,527 on 31 Oct 22
Category Debt - Corporate Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.63
Sharpe Ratio -0.68
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.78%
Effective Maturity 2 Years 1 Month 13 Days
Modified Duration 1 Year 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,558
31 Oct 19₹11,464
31 Oct 20₹12,535
31 Oct 21₹13,185
31 Oct 22₹13,673

Nippon India Prime Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.8%
3 Month 1.4%
6 Month 3.2%
1 Year 4.1%
3 Year 6.2%
5 Year 6.5%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.7%
2020 9.5%
2019 7.8%
2018 6.9%
2017 6.6%
2016 9.1%
2015 8.7%
2014 9.3%
2013 8.5%
2012 9.8%
Fund Manager information for Nippon India Prime Debt Fund
NameSinceTenure
Vivek Sharma1 Feb 202.75 Yr.
Kinjal Desai25 May 184.44 Yr.

Data below for Nippon India Prime Debt Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash6.48%
Debt93.52%
Debt Sector Allocation
SectorValue
Corporate61.12%
Government32.07%
Cash Equivalent6.48%
Securitized0.33%
Credit Quality
RatingValue
AA13.01%
AAA86.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Summit Digitel Infrastructure Limited
Debentures | -
6%₹90 Cr950
08.39 RJ UDAY 2025
Domestic Bonds | -
5%₹78 Cr7,728,000
Shriram City Union Finance Limited
Debentures | -
5%₹76 Cr750
State Bank Of India
Debentures | -
4%₹62 Cr650
Grasim Industries Limited
Debentures | -
4%₹55 Cr550
08.21 HR UDAY 2026
Domestic Bonds | -
3%₹52 Cr5,180,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 5,000,000
Mahindra And Mahindra Limited
Debentures | -
3%₹50 Cr500
Small Industries Development Bank Of India
Debentures | -
3%₹49 Cr500
Indinfravit TRust
Debentures | -
3%₹49 Cr500

2. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 7 in Corporate Bond category.  Return for 2021 was 4.1% , 2020 was 10.4% and 2019 was 9.9% .

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund
Growth
Launch Date 11 Aug 09
NAV (29 Nov 22) ₹24.4464 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹14,910 on 15 Nov 22
Category Debt - Corporate Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.58
Sharpe Ratio -0.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.34%
Effective Maturity 4 Years 7 Months 17 Days
Modified Duration 10 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,485
31 Oct 19₹11,593
31 Oct 20₹12,812
31 Oct 21₹13,408
31 Oct 22₹13,940

ICICI Prudential Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 3.3%
1 Year 4%
3 Year 6.3%
5 Year 6.9%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.1%
2020 10.4%
2019 9.9%
2018 6.4%
2017 6.3%
2016 9.8%
2015 8.8%
2014 9.4%
2013 8.5%
2012 9%
Fund Manager information for ICICI Prudential Corporate Bond Fund
NameSinceTenure
Rahul Goswami16 Oct 175.05 Yr.
Anuj Tagra2 Mar 202.67 Yr.
Chandni Gupta3 Aug 166.25 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 15 Nov 22

Asset Allocation
Asset ClassValue
Cash8.13%
Debt91.87%
Debt Sector Allocation
SectorValue
Corporate58.18%
Government33.47%
Cash Equivalent8.13%
Securitized0.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.42% Govt Stock 2033
Sovereign Bonds | -
18%₹2,650 Cr265,821,700
Reliance Industries Limited
Debentures | -
9%₹1,352 Cr13,250
4.93% Govt Stock 2028
Sovereign Bonds | -
5%₹790 Cr80,354,723
↑ 4,000,000
5.38% Govt Stock 2034
Sovereign Bonds | -
5%₹709 Cr72,217,650
Housing Development Finance Corporation Ltd
Debentures | -
5%₹700 Cr7,000
Small Industries Development Bank Of India
Debentures | -
4%₹632 Cr6,400
Small Industries Development Bank of India
Debentures | -
4%₹526 Cr5,250
↑ 5,250
Hdb Financial Services Limited
Debentures | -
3%₹520 Cr5,180
Pipeline Infrastructure Limited
Debentures | -
2%₹368 Cr3,619
Rec Limited
Debentures | -
2%₹365 Cr3,650

3. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 3 in Government Bond category.  Return for 2021 was 3% , 2020 was 11.7% and 2019 was 13.1% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund
Growth
Launch Date 30 Dec 00
NAV (29 Nov 22) ₹53.9422 ↓ -0.03   (-0.05 %)
Net Assets (Cr) ₹3,853 on 31 Oct 22
Category Debt - Government Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio -0.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.26%
Effective Maturity 2 Years 22 Days
Modified Duration 1 Year 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,089
31 Oct 19₹11,613
31 Oct 20₹13,018
31 Oct 21₹13,439
31 Oct 22₹13,892

SBI Magnum Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1%
3 Month 2.3%
6 Month 4.1%
1 Year 3.9%
3 Year 6.3%
5 Year 7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3%
2020 11.7%
2019 13.1%
2018 5.1%
2017 3.9%
2016 16.3%
2015 7.3%
2014 19.9%
2013 6.4%
2012 11%
Fund Manager information for SBI Magnum Gilt Fund
NameSinceTenure
Dinesh Ahuja1 Feb 1111.76 Yr.

Data below for SBI Magnum Gilt Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash71.68%
Debt28.32%
Debt Sector Allocation
SectorValue
Cash Equivalent71.68%
Government28.32%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
19%₹739 Cr75,000,000
↑ 75,000,000
91 DTB 08122022
Sovereign Bonds | -
11%₹407 Cr41,082,000
364 Dtb 17112022
Sovereign Bonds | -
10%₹398 Cr40,000,000
↑ 40,000,000
91 DTB 05012023
Sovereign Bonds | -
6%₹247 Cr25,000,000
↑ 25,000,000
6.84% Govt Stock 2022
Sovereign Bonds | -
5%₹200 Cr20,000,000
182 Dtb 01122022
Sovereign Bonds | -
5%₹174 Cr17,500,000
91 DTB 12012023
Sovereign Bonds | -
4%₹172 Cr17,500,000
↑ 17,500,000
5.74% Govt Stock 2026
Sovereign Bonds | -
4%₹156 Cr16,500,000
91 DTB 03112022
Sovereign Bonds | -
4%₹150 Cr15,000,000
182 Dtb 24112022
Sovereign Bonds | -
4%₹149 Cr15,000,000
↑ 15,000,000

4. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2021 was 4% , 2020 was 11.9% and 2019 was 9.6% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (29 Nov 22) ₹92.3382 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹12,603 on 31 Oct 22
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.46
Sharpe Ratio -0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.66%
Effective Maturity 2 Years 3 Months 7 Days
Modified Duration 1 Year 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,512
31 Oct 19₹11,647
31 Oct 20₹12,994
31 Oct 21₹13,613
31 Oct 22₹14,082

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.8%
3 Month 1.3%
6 Month 3.1%
1 Year 3.7%
3 Year 6.5%
5 Year 7.2%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 211.56 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash11%
Debt89%
Debt Sector Allocation
SectorValue
Corporate56.77%
Government33.62%
Cash Equivalent7.92%
Securitized1.7%
Credit Quality
RatingValue
AA3.1%
AAA96.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.38% Govt Stock 2034
Sovereign Bonds | -
4%₹517 Cr52,637,700
↓ -2,742,800
Sikka Ports & Terminals Limited
Debentures | -
3%₹364 Cr3,650
Bajaj Housing Finance Limited
Debentures | -
3%₹344 Cr3,525
Sikka Ports & Terminals Limited
Debentures | -
3%₹326 Cr3,250
7.27% Govt Stock 2026
Sovereign Bonds | -
2%₹251 Cr25,243,290
↓ -500,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹240 Cr2,500
Power Finance Corporation Ltd.
Debentures | -
2%₹229 Cr2,300
5.63% Govt Stock 2026
Sovereign Bonds | -
2%₹228 Cr24,062,000
↓ -11,500,000
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹222 Cr2,350
Embassy Office Parks Reit
Debentures | -
2%₹221 Cr2,250

5. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 15 in Corporate Bond category.  Return for 2021 was 3.8% , 2020 was 9.7% and 2019 was 9.6% .

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard
Growth
Launch Date 21 Sep 07
NAV (29 Nov 22) ₹3,102.79 ↓ -0.11   (0.00 %)
Net Assets (Cr) ₹8,661 on 15 Nov 22
Category Debt - Corporate Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.46
Sharpe Ratio -1.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.45%
Effective Maturity 3 Years 1 Month 13 Days
Modified Duration 1 Year 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,626
31 Oct 19₹11,748
31 Oct 20₹12,843
31 Oct 21₹13,428
31 Oct 22₹13,828

Kotak Corporate Bond Fund Standard SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 2.7%
1 Year 3.4%
3 Year 5.6%
5 Year 6.8%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 9.7%
2019 9.6%
2018 7.5%
2017 6.9%
2016 9.4%
2015 8.8%
2014 11.3%
2013 6.2%
2012 9.4%
Fund Manager information for Kotak Corporate Bond Fund Standard
NameSinceTenure
Deepak Agrawal31 Jan 157.76 Yr.
Vihag Mishra30 Apr 220.51 Yr.
Manu Sharma1 Nov 220 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 15 Nov 22

Asset Allocation
Asset ClassValue
Cash9.9%
Debt90.1%
Debt Sector Allocation
SectorValue
Corporate67.59%
Government26.68%
Cash Equivalent5.73%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.42% Govt Stock 2033
Sovereign Bonds | -
8%₹671 Cr67,332,660
Power Finance Corporation Ltd.
Debentures | -
6%₹472 Cr4,700
Power Finance Corporation Ltd.
Debentures | -
3%₹296 Cr3,000
Housing Development Finance Corporation Ltd
Debentures | -
3%₹250 Cr2,500
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹246 Cr2,600
Bajaj Finance Limited
Debentures | -
3%₹237 Cr2,450
Rural Electrification Corporation Limited
Debentures | -
2%₹211 Cr2,100
6.42% Govt Stock 2031
Sovereign Bonds | -
2%₹200 Cr20,007,000
Bajaj Finance Limited
Debentures | -
2%₹198 Cr2,050
Sikka Ports & Terminals Limited
Debentures | -
2%₹192 Cr2,000

6. Sundaram Corporate Bond Fund

(Erstwhile Sundaram Flexible Fund-Flexible Income Plan)

To generate reasonable returns by creating a portfolio comprising substantially of fixed income instruments and money market instruments by keeping the interest rate risk of the fund low.

Sundaram Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 30 Dec 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 15 in Corporate Bond category.  Return for 2021 was 3.5% , 2020 was 11% and 2019 was 11.3% .

Below is the key information for Sundaram Corporate Bond Fund

Sundaram Corporate Bond Fund
Growth
Launch Date 30 Dec 04
NAV (29 Nov 22) ₹33.2733 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹1,047 on 31 Oct 22
Category Debt - Corporate Bond
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.53
Sharpe Ratio -1.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 250
Exit Load NIL
Yield to Maturity 7.27%
Effective Maturity 6 Months 22 Days
Modified Duration 6 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,134
31 Oct 19₹11,496
31 Oct 20₹12,703
31 Oct 21₹13,241
31 Oct 22₹13,646

Sundaram Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Sundaram Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.6%
3 Month 1.2%
6 Month 2.5%
1 Year 3.2%
3 Year 5.8%
5 Year 6.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.5%
2020 11%
2019 11.3%
2018 4.8%
2017 5.4%
2016 11.7%
2015 8.7%
2014 14.9%
2013 -0.3%
2012 8.7%
Fund Manager information for Sundaram Corporate Bond Fund
NameSinceTenure
Dwijendra Srivastava31 Jul 1012.26 Yr.
Sandeep Agarwal1 Jun 1210.42 Yr.

Data below for Sundaram Corporate Bond Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash18.59%
Debt81.41%
Debt Sector Allocation
SectorValue
Corporate46.24%
Government44.52%
Cash Equivalent9.25%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
08.42 Tn SDL 2023
Sovereign Bonds | -
5%₹50 Cr5,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹50 Cr500
Housing And Urban Development Corporation Limited
Debentures | -
5%₹49 Cr500
Hindustan Petroleum Corporation Limited
Debentures | -
5%₹49 Cr500
Housing Development Finance Corporation Ltd
Debentures | -
4%₹41 Cr400
Reliance Industries Limited
Debentures | -
3%₹35 Cr350
LIC Housing Finance Limited
Debentures | -
3%₹35 Cr350
National Housing Bank
Debentures | -
3%₹30 Cr300
09.25 MH Sdl 2023
Sovereign Bonds | -
2%₹25 Cr2,500,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹25 Cr250

7. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 2 in Corporate Bond category.  Return for 2021 was 3.9% , 2020 was 11.8% and 2019 was 10.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (29 Nov 22) ₹26.6432 ↓ 0.00   (-0.02 %)
Net Assets (Cr) ₹21,473 on 31 Oct 22
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio -1.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.41%
Effective Maturity 4 Years 9 Months 15 Days
Modified Duration 2 Years 4 Months 27 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,424
31 Oct 19₹11,645
31 Oct 20₹12,967
31 Oct 21₹13,578
31 Oct 22₹13,936

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.8%
3 Month 1.2%
6 Month 3.1%
1 Year 3%
3 Year 6.1%
5 Year 7%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.9%
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
2014 10.9%
2013 7.6%
2012 10.5%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 157.02 Yr.
Priya Ranjan1 May 220.5 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash3.61%
Debt96.39%
Debt Sector Allocation
SectorValue
Government54.44%
Corporate41.77%
Cash Equivalent3.61%
Securitized0.18%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.97% Govt Stock 2026
Sovereign Bonds | -
7%₹1,477 Cr150,000,000
7.42% Govt Stock 2033
Sovereign Bonds | -
5%₹1,097 Cr110,000,000
5.38% Govt Stock 2034
Sovereign Bonds | -
5%₹1,006 Cr102,500,000
↑ 2,500,000
4.93% Govt Stock 2028
Sovereign Bonds | -
5%₹983 Cr100,000,000
↑ 1,500,000
6.79% Govt Stock 2027
Sovereign Bonds | -
4%₹794 Cr81,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹743 Cr7,650
Ultratech Cement Limited
Debentures | -
3%₹725 Cr7,500
Bajaj Finance Limited
Debentures | -
3%₹711 Cr7,300
State Bank Of India
Debentures | -
3%₹649 Cr6,500
Mangalore Refinery And Petrochemicals Limited
Debentures | -
3%₹547 Cr5,720

8. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 22 in Corporate Bond category.  Return for 2021 was 3.8% , 2020 was 9% and 2019 was 9.2% .

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund
Growth
Launch Date 23 Jun 97
NAV (29 Nov 22) ₹81.8436 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹764 on 31 Oct 22
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.85
Sharpe Ratio -1.58
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 7.14%
Effective Maturity 1 Year 8 Months 19 Days
Modified Duration 1 Year 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,465
31 Oct 19₹11,649
31 Oct 20₹12,668
31 Oct 21₹13,247
31 Oct 22₹13,590

Franklin India Corporate Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.7%
3 Month 1%
6 Month 2.5%
1 Year 2.9%
3 Year 5.2%
5 Year 6.4%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 9%
2019 9.2%
2018 7.5%
2017 7.7%
2016 9%
2015 8.4%
2014 13%
2013 7.5%
2012 12%
Fund Manager information for Franklin India Corporate Debt Fund
NameSinceTenure
Sachin Padwal-Desai25 Oct 184.02 Yr.
Santosh Kamath1 Aug 184.25 Yr.
Umesh Sharma25 Oct 184.02 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash9.7%
Debt90.3%
Debt Sector Allocation
SectorValue
Government50.85%
Corporate39.45%
Cash Equivalent9.7%
Credit Quality
RatingValue
AA3.72%
AAA96.28%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.74% Govt Stock 2026
Sovereign Bonds | -
13%₹97 Cr10,000,000
Food Corporation Of India
Debentures | -
8%₹58 Cr550
Housing Development Finance Corporation Ltd
Debentures | -
7%₹53 Cr500
Sikka Ports & Terminals Limited
Debentures | -
7%₹52 Cr500
Ntpc Limited
Debentures | -
7%₹51 Cr500
7.38% Govt Stock 2027
Sovereign Bonds | -
7%₹51 Cr5,000,000
National Bank For Agriculture And Rural Development
Debentures | -
7%₹50 Cr500
National Highways Authority Of India
Debentures | -
3%₹27 Cr250
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹26 Cr250
Rural Electrification Corporation Limited
Debentures | -
3%₹26 Cr250

9. Canara Robeco Corporate Bond Fund

(Erstwhile Canara Robeco Medium Term Opportunities Fund)

The investment objective of the scheme is to generate income and capital appreciation through a portfolio constituted of medium term debt instruments and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 7 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 51 in Corporate Bond category.  Return for 2021 was 2.8% , 2020 was 9.6% and 2019 was 9.4% .

Below is the key information for Canara Robeco Corporate Bond Fund

Canara Robeco Corporate Bond Fund
Growth
Launch Date 7 Feb 14
NAV (29 Nov 22) ₹18.2749 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹201 on 15 Nov 22
Category Debt - Corporate Bond
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Moderate
Expense Ratio 1.02
Sharpe Ratio -1.97
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.31%
Effective Maturity 1 Year 11 Months 25 Days
Modified Duration 1 Year 7 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,305
31 Oct 19₹11,406
31 Oct 20₹12,493
31 Oct 21₹12,903
31 Oct 22₹13,190

Canara Robeco Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Canara Robeco Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.7%
3 Month 1%
6 Month 2.3%
1 Year 2.6%
3 Year 4.9%
5 Year 5.8%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 9.6%
2019 9.4%
2018 5.3%
2017 5.3%
2016 9.6%
2015 7.6%
2014
2013
2012
Fund Manager information for Canara Robeco Corporate Bond Fund
NameSinceTenure
Suman Prasad18 Jul 220.29 Yr.
Avnish Jain7 Feb 148.74 Yr.

Data below for Canara Robeco Corporate Bond Fund as on 15 Nov 22

Asset Allocation
Asset ClassValue
Cash14.11%
Debt85.89%
Debt Sector Allocation
SectorValue
Government46.8%
Corporate39.09%
Cash Equivalent14.11%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
7%₹15 Cr150
Rec Limited
Debentures | -
7%₹15 Cr150
7.38% Govt Stock 2027
Sovereign Bonds | -
7%₹15 Cr1,500,000
Small Industries Development Bank Of India
Debentures | -
7%₹15 Cr150
09.41 KL Sdl 2024
Sovereign Bonds | -
5%₹10 Cr1,000,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹10 Cr100
Ntpc Limited
Debentures | -
5%₹10 Cr100
Power Finance Corporation Ltd.
Debentures | -
5%₹10 Cr100
LIC Housing Finance Limited
Debentures | -
5%₹10 Cr100
National Housing Bank
Debentures | -
5%₹10 Cr100

10. Invesco India Corporate Bond Fund

(Erstwhile Invesco India Active Income Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective.

Invesco India Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 2 Aug 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 27 in Corporate Bond category.  Return for 2021 was 3.4% , 2020 was 10.1% and 2019 was 11.1% .

Below is the key information for Invesco India Corporate Bond Fund

Invesco India Corporate Bond Fund
Growth
Launch Date 2 Aug 07
NAV (29 Nov 22) ₹2,621.81 ↑ 0.05   (0.00 %)
Net Assets (Cr) ₹2,165 on 15 Nov 22
Category Debt - Corporate Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.63
Sharpe Ratio -1.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.28%
Effective Maturity 1 Year 9 Months 18 Days
Modified Duration 1 Year 6 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,002
31 Oct 19₹11,256
31 Oct 20₹12,354
31 Oct 21₹12,842
31 Oct 22₹13,128

Invesco India Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.8%
3 Month 1.1%
6 Month 2.5%
1 Year 2.6%
3 Year 5.3%
5 Year 5.9%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.4%
2020 10.1%
2019 11.1%
2018 4%
2017 1.8%
2016 14.1%
2015 5.2%
2014 9.9%
2013 5.6%
2012 10.5%
Fund Manager information for Invesco India Corporate Bond Fund
NameSinceTenure
Krishna Cheemalapati16 Dec 201.87 Yr.
Vikas Garg26 Sep 202.1 Yr.

Data below for Invesco India Corporate Bond Fund as on 15 Nov 22

Asset Allocation
Asset ClassValue
Cash10.82%
Debt89.18%
Debt Sector Allocation
SectorValue
Corporate52.22%
Government38.09%
Cash Equivalent9.69%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.22% Govt Stock 2025
Sovereign Bonds | -
6%₹131 Cr13,800,000
Mahindra And Mahindra Limited
Debentures | -
5%₹100 Cr10,000,000
Small Industries Development Bank Of India
Debentures | -
5%₹99 Cr10,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -
5%₹95 Cr9,500,000
↑ 2,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
4%₹77 Cr7,500,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹75 Cr7,500,000
Sikka Ports & Terminals Limited
Debentures | -
3%₹63 Cr6,500,000
Power Finance Corporation Ltd.
Debentures | -
3%₹56 Cr5,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹55 Cr5,500,000
↑ 1,000,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹50 Cr5,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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