fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
Long Term Debt Funds | Best Long Term Debt Funds - Fincash.com

Fincash » Mutual Funds » Long Term Debt Funds

Long Term Debt Funds- When Should You Invest?

Updated on October 19, 2020 , 1230 views

Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2020.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Long Term Debt Funds- A Plan for Long Term Investment

Long term debt funds invest their major underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.

long-term-debt-funds

Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.

In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.

Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the market, should only prefer Investing in long term debt funds.

Returns and Risk

These funds are meant to give returns in excess of bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.

Long Term Debt Funds Taxation

Tax implication on debt funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

How to Invest in Long Term Bond Funds?

Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.

Best Long Term Bond Funds to Invest in 2020

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
IDFC Government Securities Fund - Investment Plan Growth ₹27.5509
↑ 0.02
₹1,596 5,000 1,000 16.213.810.313.36.14%5Y 7M 2D7Y 3M 25D
L&T Triple Ace Bond Fund Growth ₹56.4956
↑ 0.07
₹5,301 10,000 1,000 0.86.413.69.612.66.61%5Y 7M 17D7Y 10M 6D
ICICI Prudential Gilt Fund Growth ₹76.7589
↑ 0.10
₹4,203 5,000 1,000 0.35.712.88.810.86.2%7Y 10M 20D12Y 8M 8D
DSP BlackRock Government Securities Fund Growth ₹72.7995
↑ 0.07
₹549 1,000 500 15.612.59.612.56.09%7Y 5M 23D12Y 7M 13D
Axis Gilt Fund Growth ₹19.5542
↑ 0.03
₹140 5,000 1,000 1.44.712.38.8126.07%7Y 3M 18D10Y 6M
SBI Magnum Gilt Fund Growth ₹49.7361
↑ 0.05
₹3,693 5,000 500 0.74.811.98.913.16.37%8Y 8M 12D14Y 14D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹84.4909
↑ 0.01
₹20,645 1,000 100 1.76.811.99.19.65.59%2Y 7M 10D3Y 3M 14D
HDFC Corporate Bond Fund Growth ₹24.5678
↑ 0.00
₹20,526 5,000 500 1.56.511.8910.35.76%3Y 3M 29D4Y 7M 10D
Aditya Birla Sun Life Government Securities Fund Growth ₹62.9081
↑ 0.05
₹574 1,000 1,000 0.9511.68.8116.35%6Y 10M 10D9Y 9M 22D
Kotak Gilt Investment Fund - Provident Fund & Trust Plan Growth ₹76.523
↑ 0.09
₹840 5,000 1,000 0.53.911.68.49.86.37%8Y 10M 13D14Y 6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 20

1. IDFC Government Securities Fund - Investment Plan

IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized.

IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 14 in Government Bond category.  Return for 2019 was 13.3% , 2018 was 7.8% and 2017 was 3.1% .

Below is the key information for IDFC Government Securities Fund - Investment Plan

IDFC Government Securities Fund - Investment Plan
Growth
Launch Date 3 Dec 08
NAV (21 Oct 20) ₹27.5509 ↑ 0.02   (0.09 %)
Net Assets (Cr) ₹1,596 on 30 Sep 20
Category Debt - Government Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.05
Sharpe Ratio 1.76
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.14%
Effective Maturity 7 Years 3 Months 25 Days
Modified Duration 5 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹10,984
30 Sep 17₹11,924
30 Sep 18₹11,897
30 Sep 19₹13,938
30 Sep 20₹15,701

IDFC Government Securities Fund - Investment Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for IDFC Government Securities Fund - Investment Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.9%
3 Month 1%
6 Month 6.2%
1 Year 13.8%
3 Year 10.3%
5 Year 9.8%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.3%
2018 7.8%
2017 3.1%
2016 13.9%
2015 6%
2014 16.5%
2013 6.3%
2012 13%
2011 9.9%
2010 4%
Fund Manager information for IDFC Government Securities Fund - Investment Plan
NameSinceTenure
Suyash Choudhary15 Oct 109.97 Yr.

Data below for IDFC Government Securities Fund - Investment Plan as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash2.05%
Debt97.95%
Debt Sector Allocation
SectorValue
Government97.95%
Cash Equivalent2.05%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2027
Sovereign Bonds | -
51%₹813 Cr77,800,000
↑ 1,600,000
7.26% Govt Stock 2029
Sovereign Bonds | -
43%₹686 Cr64,200,000
↑ 11,100,000
6.97% Govt Stock 2026
Sovereign Bonds | -
4%₹65 Cr6,100,000
↑ 6,100,000
7.17% Govt Stock 2028
Sovereign Bonds | -
0%₹0 Cr6,300
↓ -25,600,000
Net Current Assets
Net Current Assets | -
2%₹28 Cr
Triparty Repo
CBLO/Reverse Repo | -
0%₹3 Cr
Cash Margin - Ccil
CBLO/Reverse Repo | -
0%₹2 Cr

2. L&T Triple Ace Bond Fund

To generate regular and stable income for the unitholders of the Scheme. The corpus of the scheme would be invested primarily in debt market securities such as nonconvertible debentures, bonds issued by corporates, bank and government, commercial paper, certificate of deposits and other money market instruments. The scheme would invest predominantly in securities rated by the Credit Rating and Information Services of India Limited (CRISIL), or any other rating agency.

L&T Triple Ace Bond Fund is a Debt - Corporate Bond fund was launched on 9 Jun 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 39 in Corporate Bond category.  Return for 2019 was 12.6% , 2018 was 6% and 2017 was 1.6% .

Below is the key information for L&T Triple Ace Bond Fund

L&T Triple Ace Bond Fund
Growth
Launch Date 9 Jun 97
NAV (21 Oct 20) ₹56.4956 ↑ 0.07   (0.12 %)
Net Assets (Cr) ₹5,301 on 30 Sep 20
Category Debt - Corporate Bond
AMC L&T Investment Management Ltd
Rating
Risk Moderate
Expense Ratio 0.63
Sharpe Ratio 1.6
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.61%
Effective Maturity 7 Years 10 Months 6 Days
Modified Duration 5 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹10,945
30 Sep 17₹11,354
30 Sep 18₹11,543
30 Sep 19₹13,208
30 Sep 20₹14,776

L&T Triple Ace Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for L&T Triple Ace Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.4%
3 Month 0.8%
6 Month 6.4%
1 Year 13.6%
3 Year 9.6%
5 Year 8.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.6%
2018 6%
2017 1.6%
2016 12.4%
2015 4.5%
2014 12.6%
2013 3.9%
2012 10.2%
2011 6.5%
2010 3.7%
Fund Manager information for L&T Triple Ace Bond Fund
NameSinceTenure
Shriram Ramanathan30 Jun 146.26 Yr.
Jalpan Shah3 Apr 173.5 Yr.

Data below for L&T Triple Ace Bond Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash6.06%
Debt93.94%
Debt Sector Allocation
SectorValue
Government80.93%
Corporate13.01%
Cash Equivalent6.06%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2028
Sovereign Bonds | -
8%₹431 Cr40,000,000
↑ 40,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
7%₹379 Cr35,000,000
↑ 5,000,000
6.45% Govt Stock 2029
Sovereign Bonds | -
7%₹369 Cr35,000,000
↑ 10,000,000
HDFC Bank Limited
Debentures | -
5%₹287 Cr2,450
NTPC Limited
Debentures | -
4%₹238 Cr2,250
↑ 2,250
Export-Import Bank of India
Debentures | -
4%₹221 Cr2,100
↑ 2,100
Export-Import Bank of India
Debentures | -
3%₹179 Cr1,650
↑ 1,650
Power Grid Corporation of India Limited
Debentures | -
3%₹174 Cr1,550
↑ 1,550
NTPC Limited
Debentures | -
3%₹174 Cr1,500
National Highways Authority of India
Debentures | -
3%₹164 Cr1,450
↑ 1,450

3. ICICI Prudential Gilt Fund

(Erstwhile ICICI Prudential Long Term Gilt Fund)

To generate income through investment in Gilts of various maturities.

ICICI Prudential Gilt Fund is a Debt - Government Bond fund was launched on 19 Aug 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 10.1% since its launch.  Ranked 5 in Government Bond category.  Return for 2019 was 10.8% , 2018 was 6.8% and 2017 was 2.1% .

Below is the key information for ICICI Prudential Gilt Fund

ICICI Prudential Gilt Fund
Growth
Launch Date 19 Aug 99
NAV (21 Oct 20) ₹76.7589 ↑ 0.10   (0.13 %)
Net Assets (Cr) ₹4,203 on 30 Sep 20
Category Debt - Government Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.05
Sharpe Ratio 1.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.2%
Effective Maturity 12 Years 8 Months 8 Days
Modified Duration 7 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,358
30 Sep 17₹12,196
30 Sep 18₹12,407
30 Sep 19₹13,846
30 Sep 20₹15,494

ICICI Prudential Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for ICICI Prudential Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.1%
3 Month 0.3%
6 Month 5.7%
1 Year 12.8%
3 Year 8.8%
5 Year 9.3%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.8%
2018 6.8%
2017 2.1%
2016 18.2%
2015 5.5%
2014 18%
2013 0.3%
2012 11%
2011 5.9%
2010 5.3%
Fund Manager information for ICICI Prudential Gilt Fund
NameSinceTenure
Rahul Goswami27 Sep 128.01 Yr.
Anuj Tagra30 Oct 136.92 Yr.

Data below for ICICI Prudential Gilt Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash1.32%
Debt98.68%
Debt Sector Allocation
SectorValue
Government98.68%
Cash Equivalent1.32%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
42%₹1,767 Cr180,000,000
↑ 8,500,000
5.77% GOI 2030
Sovereign Bonds | -
35%₹1,456 Cr148,300,000
↑ 800,000
7.19% Govt Stock 2060
Sovereign Bonds | -
5%₹217 Cr20,500,000
7.57% Govt Stock 2033
Sovereign Bonds | -
5%₹206 Cr18,800,000
↓ -9,000,000
8.33% Govt Stock 2026
Sovereign Bonds | -
3%₹112 Cr10,000,000
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹72 Cr6,500,000
08.31 RJ SDL 2027
Sovereign Bonds | -
2%₹65 Cr6,000,000
GOVT STOCK
Sovereign Bonds | -
1%₹58 Cr6,000,000
↑ 6,000,000
6.79% Govt Stock 2029
Sovereign Bonds | -
1%₹52 Cr5,000,000
↑ 5,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -
1%₹48 Cr4,500,000
↓ -500,000

4. DSP BlackRock Government Securities Fund

The Scheme aims to generate returns through investments in Central Govt Securities.

DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.9% since its launch.  Ranked 9 in Government Bond category.  Return for 2019 was 12.5% , 2018 was 7.4% and 2017 was 1.4% .

Below is the key information for DSP BlackRock Government Securities Fund

DSP BlackRock Government Securities Fund
Growth
Launch Date 30 Sep 99
NAV (21 Oct 20) ₹72.7995 ↑ 0.07   (0.10 %)
Net Assets (Cr) ₹549 on 30 Sep 20
Category Debt - Government Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.12
Sharpe Ratio 1.63
Information Ratio -0.18
Alpha Ratio 0.35
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-7 Days (0.1%),7 Days and above(NIL)
Yield to Maturity 6.09%
Effective Maturity 12 Years 7 Months 13 Days
Modified Duration 7 Years 5 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,195
30 Sep 17₹11,951
30 Sep 18₹11,978
30 Sep 19₹13,905
30 Sep 20₹15,554

DSP BlackRock Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for DSP BlackRock Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.3%
3 Month 1%
6 Month 5.6%
1 Year 12.5%
3 Year 9.6%
5 Year 9.5%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.5%
2018 7.4%
2017 1.4%
2016 15.3%
2015 6.2%
2014 15%
2013 1.3%
2012 9%
2011 3.6%
2010 5%
Fund Manager information for DSP BlackRock Government Securities Fund
NameSinceTenure
Vikram Chopra17 Jul 164.21 Yr.
Saurabh Bhatia1 Mar 182.59 Yr.

Data below for DSP BlackRock Government Securities Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash1.44%
Debt98.56%
Debt Sector Allocation
SectorValue
Government98.56%
Cash Equivalent1.44%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.77% GOI 2030
Sovereign Bonds | -
53%₹292 Cr29,450,000
↑ 7,950,000
7.26% Govt Stock 2029
Sovereign Bonds | -
21%₹114 Cr10,500,000
↑ 10,500,000
6.79% Govt Stock 2027
Sovereign Bonds | -
13%₹70 Cr6,500,000
↑ 6,500,000
6.8% Govt Stock 2060
Sovereign Bonds | -
12%₹66 Cr6,500,000
↑ 6,500,000
Cash Margin
Net Current Assets | -
1%₹4 Cr
Net Receivables/Payables
Net Current Assets | -
1%₹3 Cr
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
0%₹1 Cr

5. Axis Gilt Fund

(Erstwhile Axis Constant Maturity 10 Year Fund)

To generate returns similar to that of 10 year government bonds.

Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 16 in Government Bond category.  Return for 2019 was 12% , 2018 was 5.3% and 2017 was 1.4% .

Below is the key information for Axis Gilt Fund

Axis Gilt Fund
Growth
Launch Date 23 Jan 12
NAV (21 Oct 20) ₹19.5542 ↑ 0.03   (0.16 %)
Net Assets (Cr) ₹140 on 30 Sep 20
Category Debt - Government Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.66
Sharpe Ratio 1.56
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.07%
Effective Maturity 10 Years 6 Months
Modified Duration 7 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,114
30 Sep 17₹11,769
30 Sep 18₹11,703
30 Sep 19₹13,473
30 Sep 20₹14,957

Axis Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Axis Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.5%
3 Month 1.4%
6 Month 4.7%
1 Year 12.3%
3 Year 8.8%
5 Year 8.6%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12%
2018 5.3%
2017 1.4%
2016 13.7%
2015 6.3%
2014 15%
2013 -0.6%
2012
2011
2010
Fund Manager information for Axis Gilt Fund
NameSinceTenure
Devang Shah5 Nov 127.91 Yr.
Kaustubh Sule4 Sep 200.07 Yr.

Data below for Axis Gilt Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash3.56%
Debt96.44%
Debt Sector Allocation
SectorValue
Government96.44%
Cash Equivalent3.56%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.77% GOI 2030
Sovereign Bonds | -
45%₹64 Cr6,500,000
↑ 2,000,000
6.19% Govt Stock 2034
Sovereign Bonds | -
36%₹50 Cr5,100,000
↓ -1,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
8%₹11 Cr1,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -
4%₹5 Cr500,000
↑ 500,000
8.18% HR SDL Spl 2024
Domestic Bonds | -
4%₹5 Cr500,000
Clearing Corporation Of India Ltd
CBLO | -
3%₹4 Cr
Net Receivables / (Payables)
Net Current Assets | -
1%₹1 Cr

6. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 3 in Government Bond category.  Return for 2019 was 13.1% , 2018 was 5.1% and 2017 was 3.9% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund
Growth
Launch Date 30 Dec 00
NAV (21 Oct 20) ₹49.7361 ↑ 0.05   (0.10 %)
Net Assets (Cr) ₹3,693 on 30 Sep 20
Category Debt - Government Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.07
Sharpe Ratio 1.54
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.37%
Effective Maturity 14 Years 14 Days
Modified Duration 8 Years 8 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,088
30 Sep 17₹12,194
30 Sep 18₹12,136
30 Sep 19₹14,011
30 Sep 20₹15,524

SBI Magnum Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.4%
3 Month 0.7%
6 Month 4.8%
1 Year 11.9%
3 Year 8.9%
5 Year 9.5%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.1%
2018 5.1%
2017 3.9%
2016 16.3%
2015 7.3%
2014 19.9%
2013 6.4%
2012 11%
2011 5.8%
2010 4.7%
Fund Manager information for SBI Magnum Gilt Fund
NameSinceTenure
Dinesh Ahuja1 Feb 119.67 Yr.

Data below for SBI Magnum Gilt Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash1.53%
Debt98.47%
Debt Sector Allocation
SectorValue
Government98.47%
Cash Equivalent1.53%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
59%₹2,180 Cr222,000,000
↑ 94,000,000
7.57% Govt Stock 2033
Sovereign Bonds | -
18%₹673 Cr61,500,000
↓ -55,500,000
6.45% Govt Stock 2029
Sovereign Bonds | -
13%₹470 Cr46,000,000
↓ -2,000,000
7.16% Govt Stock 2050
Sovereign Bonds | -
7%₹254 Cr24,200,000
↓ -5,000,000
5.77% GOI 2030
Sovereign Bonds | -
2%₹59 Cr6,000,000
↑ 6,000,000
Net Receivable / Payable
CBLO | -
1%₹33 Cr
Treps
CBLO/Reverse Repo | -
1%₹24 Cr

7. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (21 Oct 20) ₹84.4909 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹20,645 on 30 Sep 20
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.39
Sharpe Ratio 2.72
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.59%
Effective Maturity 3 Years 3 Months 14 Days
Modified Duration 2 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹10,974
30 Sep 17₹11,844
30 Sep 18₹12,412
30 Sep 19₹13,731
30 Sep 20₹15,263

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.4%
3 Month 1.7%
6 Month 6.8%
1 Year 11.9%
3 Year 9.1%
5 Year 9%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
2011 9.5%
2010 3.8%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Maneesh Dangi1 Apr 173.5 Yr.
Kaustubh Gupta1 Apr 173.5 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash3.8%
Debt96.2%
Debt Sector Allocation
SectorValue
Corporate54.52%
Government41.51%
Cash Equivalent3.8%
Securitized0.18%
Credit Quality
RatingValue
AA2.48%
AAA97.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.24% Govt Stock 2027
Sovereign Bonds | -
3%₹564 Cr50,500,000
↑ 8,000,000
Larsen and Toubro Limited
Debentures | -
3%₹539 Cr5,150
↑ 5,150
Reliance Industries Limited
Debentures | -
3%₹538 Cr5,150
National Bank For Agriculture and Rural Development
Debentures | -
2%₹488 Cr4,700
↑ 4,700
Power Finance Corporation Limited
Debentures | -
2%₹423 Cr4,050
↑ 4,050
Rural Electrification Corporation Limited
Debentures | -
2%₹417 Cr4,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹417 Cr4,050
Reliance Industries Limited
Debentures | -
2%₹416 Cr4,000
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹389 Cr35,000,000
↑ 1,500,000
Reliance Industries Limited
Debentures | -
2%₹376 Cr3,581

8. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 2 in Corporate Bond category.  Return for 2019 was 10.3% , 2018 was 6.5% and 2017 was 6.5% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (21 Oct 20) ₹24.5678 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹20,526 on 30 Sep 20
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 2.18
Information Ratio 0.19
Alpha Ratio 0.59
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.76%
Effective Maturity 4 Years 7 Months 10 Days
Modified Duration 3 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,027
30 Sep 17₹11,920
30 Sep 18₹12,391
30 Sep 19₹13,805
30 Sep 20₹15,304

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.4%
3 Month 1.5%
6 Month 6.5%
1 Year 11.8%
3 Year 9%
5 Year 9.1%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
2014 10.9%
2013 7.6%
2012 10.5%
2011 8.7%
2010
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 154.93 Yr.
Chirag Dagli31 Jul 191.17 Yr.

Data below for HDFC Corporate Bond Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash4.05%
Debt95.95%
Debt Sector Allocation
SectorValue
Corporate49.72%
Government46.06%
Cash Equivalent4.05%
Securitized0.17%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2027
Sovereign Bonds | -
10%₹2,089 Cr200,000,000
↑ 13,500,000
6.97% Govt Stock 2026
Sovereign Bonds | -
5%₹953 Cr90,000,000
↓ -15,000,000
7.59% Govt Stock 2026
Sovereign Bonds | -
3%₹705 Cr65,000,000
↓ -500,000
State Bank of India
Debentures | -
3%₹698 Cr6,500
↑ 6,500
Housing Development Finance Corporation Limited
Debentures | -
3%₹631 Cr5,993
Reliance Industries Limited
Debentures | -
3%₹566 Cr5,000
LIC Housing Finance Limited
Debentures | -
3%₹537 Cr5,000
↑ 5,000
Housing Development Finance Corporation Limited
Debentures | -
3%₹515 Cr5,000
LIC Housing Finance Limited
Debentures | -
2%₹425 Cr4,000
National Highways Authority of India
Debentures | -
2%₹407 Cr3,750
↑ 3,750

9. Aditya Birla Sun Life Government Securities Fund

(Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan)

An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 4 in Government Bond category.  Return for 2019 was 11% , 2018 was 6.9% and 2017 was 4.4% .

Below is the key information for Aditya Birla Sun Life Government Securities Fund

Aditya Birla Sun Life Government Securities Fund
Growth
Launch Date 12 Oct 99
NAV (21 Oct 20) ₹62.9081 ↑ 0.05   (0.08 %)
Net Assets (Cr) ₹574 on 30 Sep 20
Category Debt - Government Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.17
Sharpe Ratio 1.39
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 6.35%
Effective Maturity 9 Years 9 Months 22 Days
Modified Duration 6 Years 10 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,298
30 Sep 17₹12,334
30 Sep 18₹12,287
30 Sep 19₹14,166
30 Sep 20₹15,646

Aditya Birla Sun Life Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Aditya Birla Sun Life Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.6%
3 Month 0.9%
6 Month 5%
1 Year 11.6%
3 Year 8.8%
5 Year 9.6%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11%
2018 6.9%
2017 4.4%
2016 16.7%
2015 5.7%
2014 19.9%
2013 3.5%
2012 11.4%
2011 9.8%
2010 2.5%
Fund Manager information for Aditya Birla Sun Life Government Securities Fund
NameSinceTenure
Pranay Sinha1 Apr 173.5 Yr.
Bhupesh Bameta6 Aug 200.15 Yr.

Data below for Aditya Birla Sun Life Government Securities Fund as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash1.38%
Debt98.62%
Debt Sector Allocation
SectorValue
Government98.62%
Cash Equivalent1.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
21%₹123 Cr12,500,000
↑ 12,500,000
6.45% Govt Stock 2029
Sovereign Bonds | -
19%₹107 Cr10,500,000
↓ -3,000,000
7.88% GS 2030
Sovereign Bonds | -
16%₹94 Cr8,500,000
↑ 3,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
14%₹78 Cr7,353,200
↑ 5,500,000
6.79% Govt Stock 2027
Sovereign Bonds | -
6%₹37 Cr3,500,000
↓ -3,500,000
8.24% Govt Stock 2027
Sovereign Bonds | -
6%₹33 Cr3,000,000
↑ 500,000
5.79% Govt Stock 2030
Sovereign Bonds | -
5%₹30 Cr3,000,000
↓ -6,000,000
5.77% GOI 2030
Sovereign Bonds | -
4%₹25 Cr2,500,000
↑ 2,500,000
07.65 UP SDL 2030
Sovereign Bonds | -
4%₹21 Cr2,000,000
7.40% Govt Stock 2035
Sovereign Bonds | -
2%₹11 Cr1,000,000

10. Kotak Gilt Investment Fund - Provident Fund & Trust Plan

To generate risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government and/or reverse repos in such securities.

Kotak Gilt Investment Fund - Provident Fund & Trust Plan is a Debt - Government Bond fund was launched on 11 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 14 in Government Bond category.  Return for 2019 was 9.8% , 2018 was 7.4% and 2017 was 0.7% .

Below is the key information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan

Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Growth
Launch Date 11 Nov 03
NAV (21 Oct 20) ₹76.523 ↑ 0.09   (0.11 %)
Net Assets (Cr) ₹840 on 30 Sep 20
Category Debt - Government Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 0.98
Sharpe Ratio 1.36
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.37%
Effective Maturity 14 Years 6 Months 7 Days
Modified Duration 8 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 15₹10,000
30 Sep 16₹11,241
30 Sep 17₹11,907
30 Sep 18₹11,902
30 Sep 19₹13,564
30 Sep 20₹15,008

Kotak Gilt Investment Fund - Provident Fund & Trust Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Kotak Gilt Investment Fund - Provident Fund & Trust Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20

DurationReturns
1 Month 1.2%
3 Month 0.5%
6 Month 3.9%
1 Year 11.6%
3 Year 8.4%
5 Year 8.6%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.8%
2018 7.4%
2017 0.7%
2016 16.5%
2015 5.3%
2014 17.1%
2013 0.1%
2012 14.6%
2011 7.1%
2010 5.2%
Fund Manager information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
NameSinceTenure
Abhishek Bisen15 Apr 0812.47 Yr.

Data below for Kotak Gilt Investment Fund - Provident Fund & Trust Plan as on 30 Sep 20

Asset Allocation
Asset ClassValue
Cash2.18%
Debt97.82%
Debt Sector Allocation
SectorValue
Government97.82%
Cash Equivalent2.18%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
38%₹317 Cr32,336,800
↓ -13,764,100
5.77% GOI 2030
Sovereign Bonds | -
32%₹269 Cr27,421,800
↓ -500,000
7.16% Govt Stock 2050
Sovereign Bonds | -
12%₹100 Cr9,500,000
↑ 9,500,000
07.05 HR SDL 2040
Sovereign Bonds | -
7%₹56 Cr5,500,000
↑ 5,500,000
GOVT STOCK
Sovereign Bonds | -
5%₹39 Cr4,000,000
↑ 4,000,000
06.97 KA SDL 2031
Sovereign Bonds | -
4%₹33 Cr3,303,700
↑ 3,303,700
06.68 HR SDL 2039
Sovereign Bonds | -
1%₹6 Cr661,100
7.80% GOI Floating Rate Bonds 2020
Sovereign Bonds | -
1%₹5 Cr500,000
↑ 500,000
06.78 KA SDL 2032
Sovereign Bonds | -
0%₹1 Cr97,100
↑ 97,100
Net Current Assets/(Liabilities)
Net Current Assets | -
1%₹7 Cr

How to Invest in Long Term Bonds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 5, based on 1 reviews.
POST A COMMENT