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Long Term Debt Funds | Best Long Term Debt Funds - Fincash.com

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Long Term Debt Funds- When Should You Invest?

Updated on October 13, 2021 , 4331 views

Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2021.

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Long Term Debt Funds- A Plan for Long Term Investment

Long term debt funds invest their major underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.

long-term-debt-funds

Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term Income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.

In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.

Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the market, should only prefer Investing in long term debt funds.

Returns and Risk

These funds are meant to give returns in excess of Bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.

Long Term Debt Funds Taxation

Tax implication on debt funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

How to Invest in Long Term Bond Funds?

Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually Basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.

Best Long Term Bond Funds to Invest in 2021

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Nippon India Prime Debt Fund Growth ₹46.8985
↑ 0.01
₹3,862 1,000 100 1.53.15.77.89.54.95%1Y 7M 2D2Y 14D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹88.6389
↑ 0.02
₹24,413 1,000 100 1.42.85.29.211.94.74%1Y 8M 19D2Y 1M 2D
Franklin India Corporate Debt Fund Growth ₹79.2522
↑ 0.02
₹835 10,000 500 1.22.458.394.68%2Y 11D2Y 7M 2D
HDFC Corporate Bond Fund Growth ₹25.7445
↓ 0.00
₹27,568 5,000 500 1.62.959.311.85.09%2Y 6M3Y 10M 28D
Kotak Gilt Investment Fund - Provident Fund & Trust Plan Growth ₹80.3235
↓ -0.12
₹1,530 5,000 1,000 2.73.651013.35.34%2Y 9M 18D11Y 2M 26D
Kotak Gilt Investment Fund - Regular Investment Plan Growth ₹78.5128
↓ -0.12
₹1,530 5,000 1,000 2.73.651013.35.34%2Y 9M 18D11Y 2M 26D
ICICI Prudential Corporate Bond Fund Growth ₹23.3412
↑ 0.00
₹20,383 5,000 1,000 1.52.74.98.610.44.97%2Y 5M 5D5Y 6M 25D
IDFC Corporate Bond Fund Growth ₹15.511
↑ 0.00
₹21,012 5,000 1,000 1.52.94.98.511.64.85%2Y 3M 4D2Y 6M 22D
Kotak Corporate Bond Fund Standard Growth ₹2,990.84
↑ 0.29
₹10,336 5,000 1,000 1.62.84.88.29.75%1Y 5M 12D2Y 9M 22D
L&T Triple Ace Bond Fund Growth ₹58.9324
↑ 0.05
₹8,302 10,000 1,000 2.134.710.612.40%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Oct 21

1. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 20 in Corporate Bond category.  Return for 2020 was 9.5% , 2019 was 7.8% and 2018 was 6.9% .

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund
Growth
Launch Date 14 Sep 00
NAV (14 Oct 21) ₹46.8985 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹3,862 on 31 Aug 21
Category Debt - Corporate Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 2.33
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 4.95%
Effective Maturity 2 Years 14 Days
Modified Duration 1 Year 7 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,742
30 Sep 18₹11,340
30 Sep 19₹12,282
30 Sep 20₹13,380
30 Sep 21₹14,232

Nippon India Prime Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.2%
3 Month 1.5%
6 Month 3.1%
1 Year 5.7%
3 Year 7.8%
5 Year 7.2%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 9.5%
2019 7.8%
2018 6.9%
2017 6.6%
2016 9.1%
2015 8.7%
2014 9.3%
2013 8.5%
2012 9.8%
2011 9.2%
Fund Manager information for Nippon India Prime Debt Fund
NameSinceTenure
Vivek Sharma1 Feb 201.58 Yr.
Kinjal Desai25 May 183.27 Yr.

Data below for Nippon India Prime Debt Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash11.92%
Debt88.08%
Debt Sector Allocation
SectorValue
Corporate58.46%
Government29.33%
Cash Equivalent11.92%
Securitized0.3%
Credit Quality
RatingValue
AA10.33%
AAA89.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Summit Digitel Infrastructure Private Limited
Debentures | -
4%₹155 Cr1,550
↑ 1,000
Embassy Office Parks Reit
Debentures | -
3%₹131 Cr1,050
8.62% Maharashtra SDL 2023
Sovereign Bonds | -
3%₹117 Cr11,000,000
Bajaj Finance Limited
Debentures | -
3%₹108 Cr1,050
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹103 Cr1,000
Indinfravit Trust
Debentures | -
2%₹100 Cr1,000
State Bank Of India
Debentures | -
2%₹100 Cr1,000
7.16% Govt Stock 2023
Sovereign Bonds | -
2%₹100 Cr9,500,000
Telesonic Networks Limited
Debentures | -
2%₹95 Cr950
National Highways Authority of India
Debentures | -
2%₹86 Cr850

2. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2020 was 11.9% , 2019 was 9.6% and 2018 was 7% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (14 Oct 21) ₹88.6389 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹24,413 on 31 Aug 21
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.45
Sharpe Ratio 1.62
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 4.74%
Effective Maturity 2 Years 1 Month 2 Days
Modified Duration 1 Year 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,792
30 Sep 18₹11,310
30 Sep 19₹12,513
30 Sep 20₹13,909
30 Sep 21₹14,761

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.1%
3 Month 1.4%
6 Month 2.8%
1 Year 5.2%
3 Year 9.2%
5 Year 8%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
2011 9.5%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta1 Apr 174.42 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash13.14%
Debt86.86%
Debt Sector Allocation
SectorValue
Corporate49.88%
Government36.12%
Cash Equivalent13.08%
Securitized0.92%
Credit Quality
RatingValue
AA4.85%
AAA95.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen and Toubro Limited
Debentures | -
2%₹536 Cr5,150
GOVT STOCK
Sovereign Bonds | -
2%₹522 Cr51,308,500
↑ 46,000,000
National Bank For Agriculture and Rural Development
Debentures | -
2%₹488 Cr4,750
Reliance Industries Limited
Debentures | -
2%₹454 Cr4,400
↓ -750
6.64% Govt Stock 2035
Sovereign Bonds | -
2%₹419 Cr42,000,000
↑ 34,541,400
Reliance Industries Limited
Debentures | -
2%₹414 Cr4,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹380 Cr3,650
Pipeline Infrastructure Private Limited
Debentures | -
1%₹349 Cr3,233
Reliance Ports and Terminals Limited
Debentures | -
1%₹345 Cr3,250
Embassy Office Parks REIT
Debentures | -
1%₹328 Cr3,250

3. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 22 in Corporate Bond category.  Return for 2020 was 9% , 2019 was 9.2% and 2018 was 7.5% .

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund
Growth
Launch Date 23 Jun 97
NAV (14 Oct 21) ₹79.2522 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹835 on 31 Aug 21
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.88
Sharpe Ratio 1.65
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 4.68%
Effective Maturity 2 Years 7 Months 2 Days
Modified Duration 2 Years 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,920
30 Sep 18₹11,424
30 Sep 19₹12,609
30 Sep 20₹13,732
30 Sep 21₹14,544

Franklin India Corporate Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.1%
3 Month 1.2%
6 Month 2.4%
1 Year 5%
3 Year 8.3%
5 Year 7.7%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 9%
2019 9.2%
2018 7.5%
2017 7.7%
2016 9%
2015 8.4%
2014 13%
2013 7.5%
2012 12%
2011 9.9%
Fund Manager information for Franklin India Corporate Debt Fund
NameSinceTenure
Sachin Padwal-Desai25 Oct 182.85 Yr.
Santosh Kamath1 Aug 183.09 Yr.
Umesh Sharma25 Oct 182.85 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash12.94%
Debt87.06%
Debt Sector Allocation
SectorValue
Government52.49%
Corporate34.76%
Cash Equivalent12.75%
Credit Quality
RatingValue
AA3.63%
AAA96.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Food Corporation of India
Debentures | -
7%₹58 Cr550
Reliance Ports and Terminals Limited
Debentures | -
6%₹53 Cr500
Housing Development Finance Corporation Limited
Debentures | -
6%₹50 Cr500
ONGC Petro Additions Limited
Debentures | -
5%₹44 Cr430
7.17% Govt Stock 2028
Sovereign Bonds | -
4%₹32 Cr3,000,000
ONGC Petro Additions Limited
Debentures | -
3%₹27 Cr264
Power Finance Corporation Limited
Debentures | -
3%₹26 Cr250
Rural Electrification Corporation Limited
Debentures | -
3%₹26 Cr250
Rural Electrification Corporation Limited
Debentures | -
3%₹26 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
3%₹26 Cr250

4. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 2 in Corporate Bond category.  Return for 2020 was 11.8% , 2019 was 10.3% and 2018 was 6.5% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (14 Oct 21) ₹25.7445 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹27,568 on 31 Aug 21
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.58
Sharpe Ratio 1.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.09%
Effective Maturity 3 Years 10 Months 28 Days
Modified Duration 2 Years 6 Months

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,810
30 Sep 18₹11,237
30 Sep 19₹12,520
30 Sep 20₹13,879
30 Sep 21₹14,743

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.1%
3 Month 1.6%
6 Month 2.9%
1 Year 5%
3 Year 9.3%
5 Year 7.9%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
2014 10.9%
2013 7.6%
2012 10.5%
2011 8.7%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 155.85 Yr.
Sankalp Baid22 Jan 210.61 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash9.86%
Debt90.14%
Debt Sector Allocation
SectorValue
Corporate52.18%
Government37.82%
Cash Equivalent9.86%
Securitized0.14%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.97% Govt Stock 2026
Sovereign Bonds | -
5%₹1,261 Cr120,000,000
↑ 20,000,000
GOVT STOCK
Sovereign Bonds | -
3%₹879 Cr86,500,000
6.79% Govt Stock 2027
Sovereign Bonds | -
3%₹833 Cr80,000,000
↑ 7,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹769 Cr7,650
Ultratech Cement Limited
Debentures | -
3%₹747 Cr7,500
Bajaj Finance Limited
Debentures | -
3%₹739 Cr7,300
State Bank of India
Debentures | -
2%₹696 Cr6,500
Housing Development Finance Corporation Limited
Debentures | -
2%₹613 Cr5,993
Mangalore Refinery & Petrochemicals Ltd.
Debentures | -
2%₹577 Cr5,720
Reliance Industries Limited
Debentures | -
2%₹564 Cr5,000

5. Kotak Gilt Investment Fund - Provident Fund & Trust Plan

To generate risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government and/or reverse repos in such securities.

Kotak Gilt Investment Fund - Provident Fund & Trust Plan is a Debt - Government Bond fund was launched on 11 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 14 in Government Bond category.  Return for 2020 was 13.3% , 2019 was 9.8% and 2018 was 7.4% .

Below is the key information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan

Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Growth
Launch Date 11 Nov 03
NAV (14 Oct 21) ₹80.3235 ↓ -0.12   (-0.15 %)
Net Assets (Cr) ₹1,530 on 31 Aug 21
Category Debt - Government Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 0.98
Sharpe Ratio 0.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.34%
Effective Maturity 11 Years 2 Months 26 Days
Modified Duration 2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,592
30 Sep 18₹10,588
30 Sep 19₹12,066
30 Sep 20₹13,351
30 Sep 21₹14,166

Kotak Gilt Investment Fund - Provident Fund & Trust Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Kotak Gilt Investment Fund - Provident Fund & Trust Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.5%
3 Month 2.7%
6 Month 3.6%
1 Year 5%
3 Year 10%
5 Year 7.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 13.3%
2019 9.8%
2018 7.4%
2017 0.7%
2016 16.5%
2015 5.3%
2014 17.1%
2013 0.1%
2012 14.6%
2011 7.1%
Fund Manager information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
NameSinceTenure
Abhishek Bisen15 Apr 0813.47 Yr.

Data below for Kotak Gilt Investment Fund - Provident Fund & Trust Plan as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash3.84%
Debt96.16%
Debt Sector Allocation
SectorValue
Government96.16%
Cash Equivalent3.84%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
55%₹923 Cr90,772,000
↑ 9,000,000
6.64% Govt Stock 2035
Sovereign Bonds | -
12%₹199 Cr20,000,000
↓ -2,000,000
7.88% CG SDL 2027
Sovereign Bonds | -
6%₹108 Cr10,000,000
7.62% AP SDL 2027
Sovereign Bonds | -
3%₹53 Cr5,000,000
07.42% WB SDL 2026
Sovereign Bonds | -
2%₹32 Cr3,000,000
6.67% Govt Stock 2050
Sovereign Bonds | -
2%₹29 Cr2,997,375
↓ -4,500,000
7.92% WB SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
↑ 2,500,000
7.80% KL SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
7.74% TN SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
7.59% GJ SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
↑ 2,500,000

6. Kotak Gilt Investment Fund - Regular Investment Plan

To generate risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government and/or reverse repos in such securities.

Kotak Gilt Investment Fund - Regular Investment Plan is a Debt - Government Bond fund was launched on 29 Dec 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch.  Ranked 15 in Government Bond category.  Return for 2020 was 13.3% , 2019 was 9.8% and 2018 was 7.4% .

Below is the key information for Kotak Gilt Investment Fund - Regular Investment Plan

Kotak Gilt Investment Fund - Regular Investment Plan
Growth
Launch Date 29 Dec 98
NAV (14 Oct 21) ₹78.5128 ↓ -0.12   (-0.15 %)
Net Assets (Cr) ₹1,530 on 31 Aug 21
Category Debt - Government Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 0.98
Sharpe Ratio 0.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.34%
Effective Maturity 11 Years 2 Months 26 Days
Modified Duration 2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,592
30 Sep 18₹10,588
30 Sep 19₹12,066
30 Sep 20₹13,351
30 Sep 21₹14,166

Kotak Gilt Investment Fund - Regular Investment Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Kotak Gilt Investment Fund - Regular Investment Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.5%
3 Month 2.7%
6 Month 3.6%
1 Year 5%
3 Year 10%
5 Year 7.1%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 13.3%
2019 9.8%
2018 7.4%
2017 0.7%
2016 16.5%
2015 5.3%
2014 17.1%
2013 0.1%
2012 14.6%
2011 7%
Fund Manager information for Kotak Gilt Investment Fund - Regular Investment Plan
NameSinceTenure
Abhishek Bisen15 Apr 0813.47 Yr.

Data below for Kotak Gilt Investment Fund - Regular Investment Plan as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash3.84%
Debt96.16%
Debt Sector Allocation
SectorValue
Government96.16%
Cash Equivalent3.84%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
55%₹923 Cr90,772,000
↑ 9,000,000
6.64% Govt Stock 2035
Sovereign Bonds | -
12%₹199 Cr20,000,000
↓ -2,000,000
7.88% CG SDL 2027
Sovereign Bonds | -
6%₹108 Cr10,000,000
7.62% AP SDL 2027
Sovereign Bonds | -
3%₹53 Cr5,000,000
07.42% WB SDL 2026
Sovereign Bonds | -
2%₹32 Cr3,000,000
6.67% Govt Stock 2050
Sovereign Bonds | -
2%₹29 Cr2,997,375
↓ -4,500,000
7.92% WB SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
↑ 2,500,000
7.80% KL SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
7.74% TN SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
7.59% GJ SDL 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
↑ 2,500,000

7. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 7 in Corporate Bond category.  Return for 2020 was 10.4% , 2019 was 9.9% and 2018 was 6.4% .

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund
Growth
Launch Date 11 Aug 09
NAV (14 Oct 21) ₹23.3412 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹20,383 on 31 Aug 21
Category Debt - Corporate Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.59
Sharpe Ratio 1.71
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.97%
Effective Maturity 5 Years 6 Months 25 Days
Modified Duration 2 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,768
30 Sep 18₹11,272
30 Sep 19₹12,397
30 Sep 20₹13,681
30 Sep 21₹14,492

ICICI Prudential Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.2%
3 Month 1.5%
6 Month 2.7%
1 Year 4.9%
3 Year 8.6%
5 Year 7.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.4%
2019 9.9%
2018 6.4%
2017 6.3%
2016 9.8%
2015 8.8%
2014 9.4%
2013 8.5%
2012 9%
2011 -0.9%
Fund Manager information for ICICI Prudential Corporate Bond Fund
NameSinceTenure
Rahul Goswami16 Oct 173.88 Yr.
Anuj Tagra2 Mar 201.5 Yr.
Chandni Gupta3 Aug 165.08 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash20.72%
Debt79.28%
Debt Sector Allocation
SectorValue
Government44.59%
Corporate34.46%
Cash Equivalent20.72%
Securitized0.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
7%₹1,397 Cr137,371,700
6.76% Govt Stock 2061
Sovereign Bonds | -
4%₹871 Cr89,259,080
Housing Development Finance Corporation Limited
Debentures | -
4%₹779 Cr7,740
↑ 1,000
6.67% Govt Stock 2050
Sovereign Bonds | -
3%₹710 Cr73,500,000
Housing Development Finance Corporation Limited
Debentures | -
3%₹661 Cr6,570
↑ 450
National Bank For Agriculture And Rural Development
Debentures | -
3%₹653 Cr6,500
National Highways Authority of India
Debentures | -
3%₹650 Cr6,434
↑ 1,450
Hdb Financial Services Limited
Debentures | -
2%₹519 Cr5,180
Pipeline Infrastructure Private Limited
Debentures | -
2%₹390 Cr3,619
Food Corporation Of India
Debentures | -
2%₹388 Cr3,950

8. IDFC Corporate Bond Fund

The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised.

IDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 12 Jan 16. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Return for 2020 was 11.6% , 2019 was 8.5% and 2018 was 6.3% .

Below is the key information for IDFC Corporate Bond Fund

IDFC Corporate Bond Fund
Growth
Launch Date 12 Jan 16
NAV (14 Oct 21) ₹15.511 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹21,012 on 31 Aug 21
Category Debt - Corporate Bond
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.58
Sharpe Ratio 1.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.85%
Effective Maturity 2 Years 6 Months 22 Days
Modified Duration 2 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,765
30 Sep 18₹11,215
30 Sep 19₹12,287
30 Sep 20₹13,530
30 Sep 21₹14,358

IDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for IDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0%
3 Month 1.5%
6 Month 2.9%
1 Year 4.9%
3 Year 8.5%
5 Year 7.4%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.6%
2019 8.5%
2018 6.3%
2017 6.2%
2016
2015
2014
2013
2012
2011
Fund Manager information for IDFC Corporate Bond Fund
NameSinceTenure
Anurag Mittal12 Jan 165.64 Yr.

Data below for IDFC Corporate Bond Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash4.19%
Debt95.81%
Debt Sector Allocation
SectorValue
Government48.99%
Corporate46.79%
Cash Equivalent4.19%
Securitized0.03%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.22% GOI 2025
Sovereign Bonds | -
19%₹4,080 Cr408,000,000
Reliance Industries Limited
Debentures | -
7%₹1,398 Cr135,000,000
National Bank For Agriculture and Rural Development
Debentures | -
4%₹832 Cr80,500,000
REC Limited
Debentures | -
4%₹793 Cr76,000,000
Larsen and Toubro Limited
Debentures | -
3%₹723 Cr70,000,000
Housing Development Finance Corporation Limited
Debentures | -
3%₹622 Cr61,500,000
Power Finance Corporation Limited
Debentures | -
3%₹614 Cr57,900,000
National Housing Bank
Debentures | -
3%₹595 Cr56,500,000
7.32% Govt Stock 2024
Sovereign Bonds | -
3%₹580 Cr54,500,000
National Bank For Agriculture and Rural Development
Debentures | -
2%₹485 Cr47,000,000

9. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 15 in Corporate Bond category.  Return for 2020 was 9.7% , 2019 was 9.6% and 2018 was 7.5% .

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard
Growth
Launch Date 21 Sep 07
NAV (14 Oct 21) ₹2,990.84 ↑ 0.29   (0.01 %)
Net Assets (Cr) ₹10,336 on 31 Aug 21
Category Debt - Corporate Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 1.32
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5%
Effective Maturity 2 Years 9 Months 22 Days
Modified Duration 1 Year 5 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,785
30 Sep 18₹11,431
30 Sep 19₹12,593
30 Sep 20₹13,773
30 Sep 21₹14,538

Kotak Corporate Bond Fund Standard SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.3%
3 Month 1.6%
6 Month 2.8%
1 Year 4.8%
3 Year 8.2%
5 Year 7.7%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 9.7%
2019 9.6%
2018 7.5%
2017 6.9%
2016 9.4%
2015 8.8%
2014 11.3%
2013 6.2%
2012 9.4%
2011 8.9%
Fund Manager information for Kotak Corporate Bond Fund Standard
NameSinceTenure
Deepak Agrawal31 Jan 156.59 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash6.9%
Debt93.1%
Debt Sector Allocation
SectorValue
Corporate49.69%
Government44.34%
Cash Equivalent5.97%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.59% Govt Stock 2026
Sovereign Bonds | -
7%₹742 Cr69,000,000
GOVT STOCK
Sovereign Bonds | -
6%₹652 Cr64,149,160
National Bank For Agriculture And Rural Development
Debentures | -
5%₹527 Cr5,250
↓ -500
Power Finance Corporation Ltd.
Debentures | -
5%₹476 Cr4,750
Bajaj Finance Limited
Debentures | -
3%₹307 Cr3,050
Rural Electrification Corporation Limited
Debentures | -
3%₹306 Cr3,000
Food Corporation of India
Debentures | -
3%₹293 Cr2,850
Axis Bank Limited
Debentures | -
2%₹240 Cr2,250
National Bank For Agriculture and Rural Development
Debentures | -
2%₹234 Cr2,200
↑ 500
Nabha Power Limited
Debentures | -
2%₹229 Cr2,250

10. L&T Triple Ace Bond Fund

To generate regular and stable income for the unitholders of the Scheme. The corpus of the scheme would be invested primarily in debt market securities such as nonconvertible debentures, bonds issued by corporates, bank and government, commercial paper, certificate of deposits and other money market instruments. The scheme would invest predominantly in securities rated by the Credit Rating and Information Services of India Limited (CRISIL), or any other rating agency.

L&T Triple Ace Bond Fund is a Debt - Corporate Bond fund was launched on 9 Jun 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 39 in Corporate Bond category.  Return for 2020 was 12.4% , 2019 was 12.6% and 2018 was 6% .

Below is the key information for L&T Triple Ace Bond Fund

L&T Triple Ace Bond Fund
Growth
Launch Date 9 Jun 97
NAV (14 Oct 21) ₹58.9324 ↑ 0.05   (0.08 %)
Net Assets (Cr) ₹8,302 on 31 Aug 21
Category Debt - Corporate Bond
AMC L&T Investment Management Ltd
Rating
Risk Moderate
Expense Ratio 0.62
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,373
30 Sep 18₹10,546
30 Sep 19₹12,068
30 Sep 20₹13,500
30 Sep 21₹14,347

L&T Triple Ace Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for L&T Triple Ace Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 0.2%
3 Month 2.1%
6 Month 3%
1 Year 4.7%
3 Year 10.6%
5 Year 7.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 12.4%
2019 12.6%
2018 6%
2017 1.6%
2016 12.4%
2015 4.5%
2014 12.6%
2013 3.9%
2012 10.2%
2011 6.5%
Fund Manager information for L&T Triple Ace Bond Fund
NameSinceTenure
Shriram Ramanathan30 Jun 147.18 Yr.
Jalpan Shah3 Apr 174.41 Yr.

Data below for L&T Triple Ace Bond Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash4.49%
Debt95.51%
Debt Sector Allocation
SectorValue
Government85.23%
Corporate10.28%
Cash Equivalent4.49%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2028
Sovereign Bonds | -
10%₹857 Cr80,000,000
↑ 5,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
9%₹798 Cr75,000,000
↑ 5,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
8%₹698 Cr65,000,000
↑ 5,000,000
Indian Oil Corporation Limited
Debentures | -
5%₹400 Cr3,569
↑ 819
Power Grid Corporation of India Limited
Debentures | -
4%₹358 Cr3,200
NTPC Limited
Debentures | -
4%₹350 Cr3,300
Indian Railway Finance Corporation Limited
Debentures | -
4%₹325 Cr3,000
HDFC Bank Limited
Debentures | -
3%₹287 Cr2,450
National Bank For Agriculture and Rural Development
Debentures | -
3%₹269 Cr2,550
↑ 300
National Highways Authority of India
Debentures | -
3%₹243 Cr2,300

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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