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Table of Contents
- Long Term Debt Funds- A Plan for Long Term Investment
- Returns and Risk
- Long Term Debt Funds Taxation
- How to Invest in Long Term Bond Funds?
- Best Long Term Bond Funds to Invest in 2023
- How to Invest in Long Term Bonds Online?
Top 10 Funds
- ICICI Prudential Gilt Fund
- SBI Magnum Gilt Fund
- ICICI Prudential Corporate Bond Fund
- UTI Gilt Fund
- Nippon India Prime Debt Fund
- Aditya Birla Sun Life Corporate Bond Fund
- TATA Gilt Securities Fund
- Sundaram Corporate Bond Fund
- DSP BlackRock Government Securities Fund
- Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Long Term Debt Funds- When Should You Invest?
Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2023.
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Long Term Debt Funds- A Plan for Long Term Investment
Long term debt funds invest their major Underlying asset in debt instruments like corporate Debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.
Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term Income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.
In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the Portfolio’s average maturity low.
Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the Market, should only prefer Investing in long term debt funds.
Returns and Risk
These funds are meant to give returns in excess of Bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.
Long Term Debt Funds Taxation
Tax implication on debt funds is computed in the following manner-
Short Term Capital Gains
If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.
Long Term Capital Gains
If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.
| Capital Gains | Investment Holding Gains | Taxation |
|---|---|---|
| Short Term Capital Gains | Less than 36 months | As per individual's tax slab |
| Long Term Capital Gains | More than 36 months | 20% with indexation benefits |
How to Invest in Long Term Bond Funds?
Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually Basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.
Best Long Term Bond Funds to Invest in 2023
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Gilt Fund Growth ₹85.0375
↑ 0.03 ₹2,693 5,000 1,000 1.5 3 5.7 6.3 3.7 7.56% 1Y 7M 6D 8Y 8M 19D SBI Magnum Gilt Fund Growth ₹55.0026
↑ 0.08 ₹4,301 5,000 500 1.6 3.7 5.6 6 4.2 7.45% 6Y 4M 10D 11Y 9M 11D ICICI Prudential Corporate Bond Fund Growth ₹24.8993
↓ -0.01 ₹16,998 5,000 100 1.5 3.2 5.5 6.8 4.5 7.98% 1Y 1M 17D 4Y 5M 16D UTI Gilt Fund Growth ₹52.7494
↑ 0.06 ₹517 5,000 500 1.5 3.3 5 5.1 2.9 7.05% 3Y 8M 26D 5Y 3M 18D Nippon India Prime Debt Fund Growth ₹49.9613
↑ 0.01 ₹1,702 1,000 100 1.5 3.5 4.8 6.5 4.3 7.92% 2Y 7M 24D 3Y 4M 6D Aditya Birla Sun Life Corporate Bond Fund Growth ₹94.1193
↑ 0.02 ₹12,121 1,000 100 1.5 3.4 4.6 7.2 4.1 8% 1Y 8M 23D 2Y 2M 1D TATA Gilt Securities Fund Growth ₹65.5714
↑ 0.10 ₹256 5,000 500 1.9 3 4.6 4.3 2.4 7.6% 6Y 3M 7D 9Y 7M 6D Sundaram Corporate Bond Fund Growth ₹33.9516
↑ 0.01 ₹996 5,000 250 1.6 3.1 4.3 6.8 3.7 7.49% 2M 23D 2M 30D DSP BlackRock Government Securities Fund Growth ₹79.4213
↑ 0.10 ₹430 1,000 500 1.5 3.2 4.2 5.6 2.7 7.39% 3Y 25D 5Y 2M 26D Kotak Gilt Investment Fund - Provident Fund & Trust Plan Growth ₹83.342
↑ 0.07 ₹1,699 5,000 1,000 1.6 3.3 4.2 5.5 2.4 8% 2Y 6M 7D 8Y 6M Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 23
(Erstwhile ICICI Prudential Long Term Gilt Fund) To generate income through investment in Gilts of various maturities. ICICI Prudential Gilt Fund is a Debt - Government Bond fund was launched on 19 Aug 99. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Gilt Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the
importance of capital preservation. TATA Gilt Securities Fund is a Debt - Government Bond fund was launched on 6 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for TATA Gilt Securities Fund Returns up to 1 year are on (Erstwhile Sundaram Flexible Fund-Flexible Income Plan) To generate reasonable returns by creating a portfolio
comprising substantially of fixed income instruments and
money market instruments by keeping the interest rate risk
of the fund low. Sundaram Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 30 Dec 04. It is a fund with Moderately Low risk and has given a Below is the key information for Sundaram Corporate Bond Fund Returns up to 1 year are on The Scheme aims to generate returns through investments in Central Govt Securities. DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Government Securities Fund Returns up to 1 year are on To generate risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government and/or reverse repos in such securities. Kotak Gilt Investment Fund - Provident Fund & Trust Plan is a Debt - Government Bond fund was launched on 11 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan Returns up to 1 year are on 1. ICICI Prudential Gilt Fund
CAGR/Annualized return of 9.5% since its launch. Ranked 5 in Government Bond category. Return for 2022 was 3.7% , 2021 was 3.8% and 2020 was 12.6% . ICICI Prudential Gilt Fund
Growth Launch Date 19 Aug 99 NAV (24 Mar 23) ₹85.0375 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹2,693 on 28 Feb 23 Category Debt - Government Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.17 Sharpe Ratio -0.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 8 Years 8 Months 19 Days Modified Duration 1 Year 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,883 29 Feb 20 ₹12,345 28 Feb 21 ₹13,365 28 Feb 22 ₹13,990 28 Feb 23 ₹14,664 Returns for ICICI Prudential Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3% 1 Year 5.7% 3 Year 6.3% 5 Year 7.7% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.7% 2021 3.8% 2020 12.6% 2019 10.8% 2018 6.8% 2017 2.1% 2016 18.2% 2015 5.5% 2014 18% 2013 0.3% Fund Manager information for ICICI Prudential Gilt Fund
Name Since Tenure Rahul Goswami 27 Sep 12 10.35 Yr. Anuj Tagra 30 Oct 13 9.26 Yr. Data below for ICICI Prudential Gilt Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 11.18% Debt 88.82% Debt Sector Allocation
Sector Value Government 88.82% Cash Equivalent 11.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -47% ₹1,257 Cr 126,471,700 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -20% ₹522 Cr 52,554,710
↓ -9,833,000 7.01 10/4/2028 12:00:00 Am
Sovereign Bonds | -18% ₹471 Cr 47,866,299 7.69 10/30/2034 12:00:00 Am
Sovereign Bonds | -4% ₹98 Cr 10,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -1% ₹15 Cr 1,557,300
↑ 1,557,300 8.03% GOI FCI SPL BONDS 2024
Domestic Bonds | -0% ₹3 Cr 250,000 08.05 RJ Sdl 2025feb
Sovereign Bonds | -0% ₹1 Cr 56,000 Treps
CBLO/Reverse Repo | -8% ₹226 Cr Net Current Assets
Net Current Assets | -3% ₹72 Cr 2. SBI Magnum Gilt Fund
CAGR/Annualized return of 8% since its launch. Ranked 3 in Government Bond category. Return for 2022 was 4.2% , 2021 was 3% and 2020 was 11.7% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (24 Mar 23) ₹55.0026 ↑ 0.08 (0.14 %) Net Assets (Cr) ₹4,301 on 28 Feb 23 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio -0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 11 Years 9 Months 11 Days Modified Duration 6 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,714 29 Feb 20 ₹12,427 28 Feb 21 ₹13,358 28 Feb 22 ₹13,920 28 Feb 23 ₹14,525 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 1.2% 3 Month 1.6% 6 Month 3.7% 1 Year 5.6% 3 Year 6% 5 Year 7.8% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.2% 2021 3% 2020 11.7% 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% 2014 19.9% 2013 6.4% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Dinesh Ahuja 1 Feb 11 12.01 Yr. Data below for SBI Magnum Gilt Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 16.52% Debt 83.48% Debt Sector Allocation
Sector Value Government 83.48% Cash Equivalent 16.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1 4/18/2029 12:00:00 Am
Sovereign Bonds | -25% ₹1,043 Cr 105,500,000
↑ 105,500,000 7.4 9/19/2062 12:00:00 Am
Sovereign Bonds | -11% ₹459 Cr 46,000,000
↑ 2,500,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -10% ₹426 Cr 42,500,000
↑ 42,500,000 7.41 12/19/2036 12:00:00 Am
Sovereign Bonds | -10% ₹420 Cr 42,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -10% ₹398 Cr 40,000,000
↑ 40,000,000 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -7% ₹308 Cr 31,000,000
↑ 12,000,000 5.63 4/12/2026 12:00:00 Am
Sovereign Bonds | -4% ₹186 Cr 19,500,000
↓ -70,500,000 7.36 9/12/2052 12:00:00 Am
Sovereign Bonds | -4% ₹149 Cr 15,000,000 7.54 5/23/2036 12:00:00 Am
Sovereign Bonds | -2% ₹103 Cr 10,200,000
↓ -38,000,000 Treps
CBLO/Reverse Repo | -15% ₹635 Cr 3. ICICI Prudential Corporate Bond Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 7 in Corporate Bond category. Return for 2022 was 4.5% , 2021 was 4.1% and 2020 was 10.4% . ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (24 Mar 23) ₹24.8993 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹16,998 on 28 Feb 23 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.58 Sharpe Ratio -0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.98% Effective Maturity 4 Years 5 Months 16 Days Modified Duration 1 Year 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,690 29 Feb 20 ₹11,799 28 Feb 21 ₹12,798 28 Feb 22 ₹13,392 28 Feb 23 ₹14,078 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 5.5% 3 Year 6.8% 5 Year 7% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.5% 2021 4.1% 2020 10.4% 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% 2015 8.8% 2014 9.4% 2013 8.5% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Rahul Goswami 16 Oct 17 5.3 Yr. Anuj Tagra 2 Mar 20 2.92 Yr. Chandni Gupta 3 Aug 16 6.5 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 8.24% Debt 91.76% Debt Sector Allocation
Sector Value Corporate 54.1% Government 37.5% Cash Equivalent 8.24% Securitized 0.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -16% ₹2,694 Cr 271,071,700
↑ 1,000,000 Reliance Industries Limited
Debentures | -8% ₹1,340 Cr 13,250 7.01 10/4/2028 12:00:00 Am
Sovereign Bonds | -5% ₹791 Cr 80,354,723 7.69 10/30/2034 12:00:00 Am
Sovereign Bonds | -4% ₹704 Cr 72,217,650 Housing Development Finance Corporation Ltd
Debentures | -4% ₹697 Cr 7,000 Small Industries Development Bank Of India
Debentures | -4% ₹634 Cr 6,400 Small Industries Development Bank Of India
Debentures | -4% ₹601 Cr 6,000 Hdb Financial Services Limited
Debentures | -3% ₹519 Cr 5,180 Bajaj Finance Limited
Debentures | -3% ₹500 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹398 Cr 40,000 4. UTI Gilt Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2022 was 2.9% , 2021 was 2.3% and 2020 was 10.3% . UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (24 Mar 23) ₹52.7494 ↑ 0.06 (0.12 %) Net Assets (Cr) ₹517 on 28 Feb 23 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio -1.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.05% Effective Maturity 5 Years 3 Months 18 Days Modified Duration 3 Years 8 Months 26 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,768 29 Feb 20 ₹12,334 28 Feb 21 ₹13,084 28 Feb 22 ₹13,509 28 Feb 23 ₹14,030 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 1% 3 Month 1.5% 6 Month 3.3% 1 Year 5% 3 Year 5.1% 5 Year 7% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% 2015 6.1% 2014 19.8% 2013 4% Fund Manager information for UTI Gilt Fund
Name Since Tenure Sudhir Agarwal 1 Dec 21 1.17 Yr. Data below for UTI Gilt Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 37.3% Debt 62.7% Debt Sector Allocation
Sector Value Government 62.7% Cash Equivalent 37.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -29% ₹149 Cr 1,500,000,000
↓ -650,000,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -24% ₹125 Cr 1,250,000,000
↑ 500,000,000 182 DTB 23032023
Sovereign Bonds | -12% ₹60 Cr 600,000,000
↑ 250,000,000 91 DTB 16032023
Sovereign Bonds | -10% ₹50 Cr 500,000,000 07.94 HR Sdl 2034
Sovereign Bonds | -5% ₹26 Cr 250,000,000 7.64% MP Sdl 2033
Sovereign Bonds | -5% ₹25 Cr 250,000,000
↑ 250,000,000 Net Current Assets
Net Current Assets | -16% ₹82 Cr Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -0% ₹1 Cr 00 364 Dtb 11052023
Sovereign Bonds | -₹0 Cr 00
↓ -500,000,000 364 Dtb 02032023
Sovereign Bonds | -₹0 Cr 00
↓ -250,000,000 5. Nippon India Prime Debt Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 20 in Corporate Bond category. Return for 2022 was 4.3% , 2021 was 4.7% and 2020 was 9.5% . Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (24 Mar 23) ₹49.9613 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹1,702 on 28 Feb 23 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.63 Sharpe Ratio -0.95 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.92% Effective Maturity 3 Years 4 Months 6 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,738 29 Feb 20 ₹11,637 28 Feb 21 ₹12,493 28 Feb 22 ₹13,193 28 Feb 23 ₹13,755 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 0.7% 3 Month 1.5% 6 Month 3.5% 1 Year 4.8% 3 Year 6.5% 5 Year 6.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% 2014 9.3% 2013 8.5% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 3 Yr. Kinjal Desai 25 May 18 4.69 Yr. Akshay Sharma 1 Dec 22 0.17 Yr. Data below for Nippon India Prime Debt Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 6.91% Debt 93.09% Debt Sector Allocation
Sector Value Corporate 63.93% Government 29.16% Cash Equivalent 6.91% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Capital Housing Finance Limited
Debentures | -6% ₹95 Cr 1,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -5% ₹90 Cr 9,000,000 Summit Digitel Infrastructure Limited
Debentures | -5% ₹82 Cr 850 08.39 RJ UDAY 2025
Domestic Bonds | -5% ₹79 Cr 7,728,000 Bajaj Finance Limited
Debentures | -4% ₹75 Cr 750 LIC Housing Finance Limited
Debentures | -4% ₹75 Cr 750 National Bank For Agriculture And Rural Development
Debentures | -4% ₹75 Cr 750 State Bank Of India
Debentures | -4% ₹62 Cr 650 Tata Capital Financial Services Limited
Debentures | -3% ₹50 Cr 500 Power Finance Corporation Ltd.
Debentures | -3% ₹50 Cr 500 6. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2022 was 4.1% , 2021 was 4% and 2020 was 11.9% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (24 Mar 23) ₹94.1193 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹12,121 on 28 Feb 23 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.46 Sharpe Ratio -0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 8% Effective Maturity 2 Years 2 Months 1 Day Modified Duration 1 Year 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,766 29 Feb 20 ₹11,871 28 Feb 21 ₹12,963 28 Feb 22 ₹13,657 28 Feb 23 ₹14,252 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.4% 1 Year 4.6% 3 Year 7.2% 5 Year 7.3% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 1.81 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 9.08% Debt 90.92% Debt Sector Allocation
Sector Value Corporate 57.3% Government 31.85% Cash Equivalent 8.99% Securitized 1.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -5% ₹560 Cr 56,308,500
↑ 14,500,000 Sikka Ports & Terminals Limited
Debentures | -3% ₹364 Cr 3,650 Bajaj Housing Finance Limited
Debentures | -3% ₹346 Cr 3,525 Sikka Ports & Terminals Limited
Debentures | -3% ₹325 Cr 3,250 7.69 10/30/2034 12:00:00 Am
Sovereign Bonds | -3% ₹314 Cr 32,137,700 HDFC Bank Limited
Debentures | -2% ₹278 Cr 280
↓ -170 7.27 4/8/2026 12:00:00 Am
Sovereign Bonds | -2% ₹250 Cr 25,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹249 Cr 2,500 Sikka Ports & Terminals Limited
Debentures | -2% ₹241 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -2% ₹224 Cr 2,250 7. TATA Gilt Securities Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 11 in Government Bond category. Return for 2022 was 2.4% , 2021 was 0.8% and 2020 was 9.9% . TATA Gilt Securities Fund
Growth Launch Date 6 Sep 99 NAV (24 Mar 23) ₹65.5714 ↑ 0.10 (0.15 %) Net Assets (Cr) ₹256 on 28 Feb 23 Category Debt - Government Bond AMC Tata Asset Management Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio -1.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-180 Days (0.5%),180 Days and above(NIL) Yield to Maturity 7.6% Effective Maturity 9 Years 7 Months 6 Days Modified Duration 6 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,710 29 Feb 20 ₹12,069 28 Feb 21 ₹12,561 28 Feb 22 ₹12,950 28 Feb 23 ₹13,391 Returns for TATA Gilt Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 1.1% 3 Month 1.9% 6 Month 3% 1 Year 4.6% 3 Year 4.3% 5 Year 6% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 2.4% 2021 0.8% 2020 9.9% 2019 9.7% 2018 4.9% 2017 2.7% 2016 13.4% 2015 5.9% 2014 17.7% 2013 5.2% Fund Manager information for TATA Gilt Securities Fund
Name Since Tenure Akhil Mittal 1 Mar 22 0.92 Yr. Data below for TATA Gilt Securities Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 27.84% Debt 72.16% Debt Sector Allocation
Sector Value Government 72.16% Cash Equivalent 27.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.41 12/19/2036 12:00:00 Am
Sovereign Bonds | -26% ₹66 Cr 6,602,000
↑ 5,102,000 5.74 11/15/2026 12:00:00 Am
Sovereign Bonds | -19% ₹48 Cr 5,000,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -10% ₹25 Cr 2,500,000
↑ 2,500,000 91 DTB 16022023
Sovereign Bonds | -10% ₹25 Cr 2,500,000
↑ 2,500,000 7.26 2/6/2033 12:00:00 Am
Sovereign Bonds | -10% ₹25 Cr 2,500,000
↑ 2,500,000 07.81 GJ Sgs 2032
Sovereign Bonds | -4% ₹10 Cr 1,000,000 07.99 KL Sdl 2025
Sovereign Bonds | -2% ₹5 Cr 500,000 09.79 MH Sdl 2023
Sovereign Bonds | -1% ₹2 Cr 217,000 08.62 MH Sdl 2023
Sovereign Bonds | -1% ₹2 Cr 195,000 09.77 GA Sdl 2024
Sovereign Bonds | -1% ₹2 Cr 190,000 8. Sundaram Corporate Bond Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 15 in Corporate Bond category. Return for 2022 was 3.7% , 2021 was 3.5% and 2020 was 11% . Sundaram Corporate Bond Fund
Growth Launch Date 30 Dec 04 NAV (24 Mar 23) ₹33.9516 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹996 on 28 Feb 23 Category Debt - Corporate Bond AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.53 Sharpe Ratio -1.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 250 Exit Load NIL Yield to Maturity 7.49% Effective Maturity 2 Months 30 Days Modified Duration 2 Months 23 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,631 29 Feb 20 ₹11,958 28 Feb 21 ₹12,912 28 Feb 22 ₹13,539 28 Feb 23 ₹14,081 Returns for Sundaram Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.1% 1 Year 4.3% 3 Year 6.8% 5 Year 7% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.7% 2021 3.5% 2020 11% 2019 11.3% 2018 4.8% 2017 5.4% 2016 11.7% 2015 8.7% 2014 14.9% 2013 -0.3% Fund Manager information for Sundaram Corporate Bond Fund
Name Since Tenure Dwijendra Srivastava 31 Jul 10 12.51 Yr. Sandeep Agarwal 1 Jun 12 10.68 Yr. Data below for Sundaram Corporate Bond Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 58.95% Debt 41.05% Debt Sector Allocation
Sector Value Cash Equivalent 54.18% Government 23.8% Corporate 22.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 08.42 Tn SDL 2023
Sovereign Bonds | -5% ₹50 Cr 5,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹50 Cr 500 Housing And Urban Development Corporation Limited
Debentures | -5% ₹50 Cr 500 Housing Development Finance Corporation Ltd
Debentures | -4% ₹40 Cr 400 Reliance Industries Limited
Debentures | -3% ₹35 Cr 350 LIC Housing Finance Limited
Debentures | -3% ₹35 Cr 350 National Housing Bank
Debentures | -3% ₹30 Cr 300 09.25 MH Sdl 2023
Sovereign Bonds | -2% ₹25 Cr 2,500,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹25 Cr 250 LIC Housing Finance Limited
Debentures | -2% ₹25 Cr 250 9. DSP BlackRock Government Securities Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 9 in Government Bond category. Return for 2022 was 2.7% , 2021 was 3.1% and 2020 was 13.1% . DSP BlackRock Government Securities Fund
Growth Launch Date 30 Sep 99 NAV (24 Mar 23) ₹79.4213 ↑ 0.10 (0.13 %) Net Assets (Cr) ₹430 on 28 Feb 23 Category Debt - Government Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.07 Sharpe Ratio -1.33 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-7 Days (0.1%),7 Days and above(NIL) Yield to Maturity 7.39% Effective Maturity 5 Years 2 Months 26 Days Modified Duration 3 Years 25 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,948 29 Feb 20 ₹12,658 28 Feb 21 ₹13,651 28 Feb 22 ₹14,290 28 Feb 23 ₹14,746 Returns for DSP BlackRock Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 1% 3 Month 1.5% 6 Month 3.2% 1 Year 4.2% 3 Year 5.6% 5 Year 8% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 2.7% 2021 3.1% 2020 13.1% 2019 12.5% 2018 7.4% 2017 1.4% 2016 15.3% 2015 6.2% 2014 15% 2013 1.3% Fund Manager information for DSP BlackRock Government Securities Fund
Name Since Tenure Vikram Chopra 17 Jul 16 6.55 Yr. Laukik Bagwe 17 Jul 21 1.55 Yr. Data below for DSP BlackRock Government Securities Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 5.42% Debt 94.58% Debt Sector Allocation
Sector Value Government 94.58% Cash Equivalent 5.42% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -36% ₹154 Cr 15,000,000
↑ 12,500,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -36% ₹152 Cr 15,000,000
↓ -5,000,000 7.1 4/18/2029 12:00:00 Am
Sovereign Bonds | -12% ₹51 Cr 5,000,000
↑ 5,000,000 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -11% ₹46 Cr 4,500,000 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -28% ₹121 Cr Net Receivables/Payables
CBLO | -24% -₹101 Cr Cash Margin
Net Current Assets | -1% ₹4 Cr 91 DTB 16022023
Sovereign Bonds | -₹0 Cr 00
↓ -5,000,000 10. Kotak Gilt Investment Fund - Provident Fund & Trust Plan
CAGR/Annualized return of 7.2% since its launch. Ranked 14 in Government Bond category. Return for 2022 was 2.4% , 2021 was 2.2% and 2020 was 13.3% . Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Growth Launch Date 11 Nov 03 NAV (24 Mar 23) ₹83.342 ↑ 0.07 (0.09 %) Net Assets (Cr) ₹1,699 on 28 Feb 23 Category Debt - Government Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.98 Sharpe Ratio -1.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 8% Effective Maturity 8 Years 6 Months Modified Duration 2 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,891 29 Feb 20 ₹12,292 28 Feb 21 ₹13,234 28 Feb 22 ₹13,806 28 Feb 23 ₹14,244 Returns for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month 1% 3 Month 1.6% 6 Month 3.3% 1 Year 4.2% 3 Year 5.5% 5 Year 7.2% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 2.4% 2021 2.2% 2020 13.3% 2019 9.8% 2018 7.4% 2017 0.7% 2016 16.5% 2015 5.3% 2014 17.1% 2013 0.1% Fund Manager information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Name Since Tenure Abhishek Bisen 15 Apr 08 14.81 Yr. Vihag Mishra 30 Apr 22 0.76 Yr. Data below for Kotak Gilt Investment Fund - Provident Fund & Trust Plan as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 3.05% Debt 96.95% Debt Sector Allocation
Sector Value Government 96.95% Cash Equivalent 3.05% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -45% ₹723 Cr 72,772,000 7.41 12/19/2036 12:00:00 Am
Sovereign Bonds | -15% ₹235 Cr 23,500,000
↑ 23,500,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -11% ₹175 Cr 17,410,470
↓ -4,200,000 7.1 4/18/2029 12:00:00 Am
Sovereign Bonds | -6% ₹94 Cr 9,500,000
↓ -10,000,000 7.69 12/7/2031 12:00:00 Am
Sovereign Bonds | -5% ₹75 Cr 7,500,000 GS CG 22/2/2028 - (STRIPS) Strips
Sovereign Bonds | -3% ₹41 Cr 5,882,000 GS CG 22/8/2029 - (STRIPS) Strips
Sovereign Bonds | -2% ₹40 Cr 6,375,000 7.69 10/30/2034 12:00:00 Am
Sovereign Bonds | -2% ₹39 Cr 4,000,000 GS CG 22/2/2029 - (STRIPS) Strips
Sovereign Bonds | -2% ₹38 Cr 5,875,000 GS CG 22/8/2028 - (STRIPS) Strips
Sovereign Bonds | -2% ₹26 Cr 3,868,000
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