fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
Long Term Debt Funds | Best Long Term Debt Funds - Fincash.com

Fincash » Mutual Funds » Long Term Debt Funds

Long Term Debt Funds- When Should You Invest?

Updated on May 15, 2022 , 5832 views

Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2022.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Long Term Debt Funds- A Plan for Long Term Investment

Long term debt funds invest their major Underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.

long-term-debt-funds

Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term Income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.

In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.

Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the Market, should only prefer Investing in long term debt funds.

Returns and Risk

These funds are meant to give returns in excess of Bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.

Long Term Debt Funds Taxation

Tax implication on debt funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

How to Invest in Long Term Bond Funds?

Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually Basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.

Best Long Term Bond Funds to Invest in 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Nippon India Prime Debt Fund Growth ₹47.3954
↑ 0.02
₹2,387 1,000 100 -0.30.83.46.44.75.92%1Y 9M 11D2Y 3M
ICICI Prudential Corporate Bond Fund Growth ₹23.594
↑ 0.01
₹16,858 5,000 100 0.10.63.27.14.15.7%1Y 4M 17D4Y 5M 16D
Kotak Corporate Bond Fund Standard Growth ₹3,012.34
↑ 2.56
₹11,677 5,000 1,000 -0.30.52.96.53.85.23%1Y 1M 17D2Y 4M 28D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹89.3017
↑ 0.04
₹15,461 1,000 100 -0.40.52.87.445.78%1Y 8M 12D2Y 9M
Sundaram Corporate Bond Fund Growth ₹32.4178
↑ 0.01
₹1,109 5,000 250 -0.10.72.77.53.55%1Y 1M 4D1Y 2M 14D
ICICI Prudential Gilt Fund Growth ₹80.3742
↑ 0.01
₹2,268 5,000 1,000 -0.3-1.12.47.93.85.62%2Y 5M 5D9Y 2M 26D
Franklin India Corporate Debt Fund Growth ₹79.7244
↑ 0.03
₹790 10,000 500 -0.40.42.46.43.84.8%1Y 2M 12D1Y 4M 28D
HDFC Corporate Bond Fund Growth ₹25.7937
↑ 0.01
₹23,610 5,000 300 -0.9-0.22.47.23.95.73%2Y 7M 7D4Y 6M 16D
Invesco India Corporate Bond Fund Growth ₹2,552.97
↑ 1.48
₹3,049 5,000 100 -0.8026.73.45.44%1Y 9M2Y 4D
IDFC Corporate Bond Fund Growth ₹15.5064
↑ 0.01
₹17,740 5,000 1,000 -1.1-0.226.53.75.34%1Y 9M 7D1Y 11M 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 22

1. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 20 in Corporate Bond category.  Return for 2021 was 4.7% , 2020 was 9.5% and 2019 was 7.8% .

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund
Growth
Launch Date 14 Sep 00
NAV (17 May 22) ₹47.3954 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹2,387 on 31 Mar 22
Category Debt - Corporate Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 2.18
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.92%
Effective Maturity 2 Years 3 Months
Modified Duration 1 Year 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,638
30 Apr 19₹11,472
30 Apr 20₹12,280
30 Apr 21₹13,341
30 Apr 22₹13,940

Nippon India Prime Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.4%
3 Month -0.3%
6 Month 0.8%
1 Year 3.4%
3 Year 6.4%
5 Year 6.6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.7%
2020 9.5%
2019 7.8%
2018 6.9%
2017 6.6%
2016 9.1%
2015 8.7%
2014 9.3%
2013 8.5%
2012 9.8%
Fund Manager information for Nippon India Prime Debt Fund
NameSinceTenure
Vivek Sharma1 Feb 202.25 Yr.
Kinjal Desai25 May 183.94 Yr.

Data below for Nippon India Prime Debt Fund as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash12.64%
Debt87.36%
Debt Sector Allocation
SectorValue
Corporate51.03%
Government37.13%
Cash Equivalent11.63%
Securitized0.21%
Credit Quality
RatingValue
AA13.45%
AAA86.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hindustan Petroleum Corporation Limited
Debentures | -
5%₹152 Cr1,500
Summit Digitel Infrastructure Private Limited
Debentures | -
4%₹118 Cr1,200
08.62 MH Sdl 2023
Sovereign Bonds | -
4%₹113 Cr11,000,000
Power Finance Corporation Ltd.
Debentures | -
3%₹100 Cr1,000
↑ 1,000
Indinfravit Trust
Debentures | -
3%₹99 Cr1,000
State Bank Of India
Debentures | -
3%₹99 Cr1,000
Indian Oil Corporation Ltd. 5.84%
Domestic Bonds | -
3%₹90 Cr900
↑ 900
National Bank For Agriculture And Rural Development
Debentures | -
3%₹77 Cr750
↑ 500
Shriram City Union Finance Limited
Debentures | -
3%₹75 Cr750
Rural Electrification Corporation Limited
Debentures | -
3%₹75 Cr750
↑ 750

2. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 7 in Corporate Bond category.  Return for 2021 was 4.1% , 2020 was 10.4% and 2019 was 9.9% .

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund
Growth
Launch Date 11 Aug 09
NAV (17 May 22) ₹23.594 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹16,858 on 31 Mar 22
Category Debt - Corporate Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.59
Sharpe Ratio 0.81
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.7%
Effective Maturity 4 Years 5 Months 16 Days
Modified Duration 1 Year 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,585
30 Apr 19₹11,414
30 Apr 20₹12,491
30 Apr 21₹13,597
30 Apr 22₹14,112

ICICI Prudential Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month 0.1%
3 Month 0.1%
6 Month 0.6%
1 Year 3.2%
3 Year 7.1%
5 Year 7%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.1%
2020 10.4%
2019 9.9%
2018 6.4%
2017 6.3%
2016 9.8%
2015 8.8%
2014 9.4%
2013 8.5%
2012 9%
Fund Manager information for ICICI Prudential Corporate Bond Fund
NameSinceTenure
Rahul Goswami16 Oct 174.54 Yr.
Anuj Tagra2 Mar 202.16 Yr.
Chandni Gupta3 Aug 165.75 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash10.29%
Debt89.71%
Debt Sector Allocation
SectorValue
Corporate50.53%
Government38.94%
Cash Equivalent10.29%
Securitized0.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
14%₹2,307 Cr231,321,700
↑ 250,000
Reliance Industries Limited
Debentures | -
9%₹1,393 Cr13,500
National Bank For Agriculture And Rural Development
Debentures | -
5%₹800 Cr8,000
Housing Development Finance Corporation Limited
Debentures | -
4%₹696 Cr7,000
6.1% Govt Stock 2031
Sovereign Bonds | -
4%₹575 Cr62,292,500
↓ -5,000,000
Hdb Financial Services Limited
Debentures | -
3%₹518 Cr5,180
4.93% Govt Stock 2028
Sovereign Bonds | -
3%₹499 Cr50,671,000
↑ 30,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
3%₹492 Cr52,626,180
↓ -16,333,320
Pipeline Infrastructure Limited
Debentures | -
2%₹380 Cr3,619
Rec Limited
Debentures | -
2%₹352 Cr3,500

3. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 15 in Corporate Bond category.  Return for 2021 was 3.8% , 2020 was 9.7% and 2019 was 9.6% .

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard
Growth
Launch Date 21 Sep 07
NAV (17 May 22) ₹3,012.34 ↑ 2.56   (0.09 %)
Net Assets (Cr) ₹11,677 on 31 Mar 22
Category Debt - Corporate Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 1.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.23%
Effective Maturity 2 Years 4 Months 28 Days
Modified Duration 1 Year 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,663
30 Apr 19₹11,547
30 Apr 20₹12,571
30 Apr 21₹13,593
30 Apr 22₹14,130

Kotak Corporate Bond Fund Standard SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.4%
3 Month -0.3%
6 Month 0.5%
1 Year 2.9%
3 Year 6.5%
5 Year 6.9%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 9.7%
2019 9.6%
2018 7.5%
2017 6.9%
2016 9.4%
2015 8.8%
2014 11.3%
2013 6.2%
2012 9.4%
Fund Manager information for Kotak Corporate Bond Fund Standard
NameSinceTenure
Deepak Agrawal31 Jan 157.25 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash13.32%
Debt86.68%
Debt Sector Allocation
SectorValue
Corporate54.54%
Government38.4%
Cash Equivalent7.06%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
6%₹609 Cr61,172,660
Power Finance Corporation Ltd.
Debentures | -
5%₹474 Cr4,700
Bajaj Finance Limited
Debentures | -
3%₹301 Cr3,050
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹253 Cr2,600
Housing Development Finance Corporation Limited
Debentures | -
3%₹251 Cr2,500
182 Dtb 15092022
Sovereign Bonds | -
3%₹246 Cr25,000,000
↓ -25,000,000
4.81% Govt Stock 2031
Sovereign Bonds | -
2%₹226 Cr22,667,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹219 Cr2,250
Rural Electrification Corporation Limited
Debentures | -
2%₹212 Cr2,100
Power Finance Corporation Ltd.
Debentures | -
2%₹201 Cr2,000

4. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2021 was 4% , 2020 was 11.9% and 2019 was 9.6% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (17 May 22) ₹89.3017 ↑ 0.04   (0.05 %)
Net Assets (Cr) ₹15,461 on 31 Mar 22
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.45
Sharpe Ratio 1.63
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.78%
Effective Maturity 2 Years 9 Months
Modified Duration 1 Year 8 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,601
30 Apr 19₹11,496
30 Apr 20₹12,646
30 Apr 21₹13,851
30 Apr 22₹14,405

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.5%
3 Month -0.4%
6 Month 0.5%
1 Year 2.8%
3 Year 7.4%
5 Year 7.3%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 211.05 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash8.47%
Debt91.53%
Debt Sector Allocation
SectorValue
Corporate52.97%
Government37.13%
Cash Equivalent8.47%
Securitized1.43%
Credit Quality
RatingValue
AA5.58%
AAA94.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
3%₹466 Cr46,808,500
Bajaj Housing Finance Limited
Debentures | -
3%₹398 Cr4,000
Sikka Ports & Terminals Limited
Debentures | -
2%₹371 Cr3,650
Sikka Ports & Terminals Limited
Debentures | -
2%₹335 Cr3,250
National Bank For Agriculture And Rural Development
Debentures | -
2%₹328 Cr3,250
4.68% Govt Stock 2034
Sovereign Bonds | -
2%₹320 Cr32,880,500
Power Finance Corporation Ltd.
Debentures | -
2%₹274 Cr2,700
7.27% Govt Stock 2026
Sovereign Bonds | -
2%₹269 Cr26,318,800
Power Finance Corporation Ltd.
Debentures | -
2%₹254 Cr2,500
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹249 Cr2,500

5. Sundaram Corporate Bond Fund

(Erstwhile Sundaram Flexible Fund-Flexible Income Plan)

To generate reasonable returns by creating a portfolio comprising substantially of fixed income instruments and money market instruments by keeping the interest rate risk of the fund low.

Sundaram Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 30 Dec 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 15 in Corporate Bond category.  Return for 2021 was 3.5% , 2020 was 11% and 2019 was 11.3% .

Below is the key information for Sundaram Corporate Bond Fund

Sundaram Corporate Bond Fund
Growth
Launch Date 30 Dec 04
NAV (17 May 22) ₹32.4178 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹1,109 on 15 Apr 22
Category Debt - Corporate Bond
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.51
Sharpe Ratio 0.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 250
Exit Load NIL
Yield to Maturity 5%
Effective Maturity 1 Year 2 Months 14 Days
Modified Duration 1 Year 1 Month 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,414
30 Apr 19₹11,240
30 Apr 20₹12,529
30 Apr 21₹13,623
30 Apr 22₹14,109

Sundaram Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Sundaram Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.4%
3 Month -0.1%
6 Month 0.7%
1 Year 2.7%
3 Year 7.5%
5 Year 6.9%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.5%
2020 11%
2019 11.3%
2018 4.8%
2017 5.4%
2016 11.7%
2015 8.7%
2014 14.9%
2013 -0.3%
2012 8.7%
Fund Manager information for Sundaram Corporate Bond Fund
NameSinceTenure
Dwijendra Srivastava31 Jul 1011.76 Yr.
Sandeep Agarwal1 Jun 129.92 Yr.

Data below for Sundaram Corporate Bond Fund as on 15 Apr 22

Asset Allocation
Asset ClassValue
Cash15.41%
Debt84.59%
Debt Sector Allocation
SectorValue
Government52.44%
Corporate35.72%
Cash Equivalent11.84%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
08.42 Tn SDL 2023
Sovereign Bonds | -
5%₹52 Cr5,000,000
Housing And Urban Development Corporation Limited
Debentures | -
5%₹50 Cr500
Hindustan Petroleum Corporation Limited
Debentures | -
4%₹49 Cr500
Housing Development Finance Corporation Ltd
Debentures | -
4%₹47 Cr450
Housing And Urban Development Corporation Limited
Debentures | -
4%₹41 Cr400
Reliance Industries Limited
Debentures | -
3%₹35 Cr350
LIC Housing Finance Limited
Debentures | -
3%₹35 Cr350
LIC Housing Finance Limited
Debentures | -
3%₹31 Cr300
National Housing Bank
Debentures | -
3%₹30 Cr300
09.25 MH Sdl 2023
Sovereign Bonds | -
2%₹26 Cr2,500,000

6. ICICI Prudential Gilt Fund

(Erstwhile ICICI Prudential Long Term Gilt Fund)

To generate income through investment in Gilts of various maturities.

ICICI Prudential Gilt Fund is a Debt - Government Bond fund was launched on 19 Aug 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 5 in Government Bond category.  Return for 2021 was 3.8% , 2020 was 12.6% and 2019 was 10.8% .

Below is the key information for ICICI Prudential Gilt Fund

ICICI Prudential Gilt Fund
Growth
Launch Date 19 Aug 99
NAV (17 May 22) ₹80.3742 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹2,268 on 31 Mar 22
Category Debt - Government Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.18
Sharpe Ratio 0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.62%
Effective Maturity 9 Years 2 Months 26 Days
Modified Duration 2 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,508
30 Apr 19₹11,309
30 Apr 20₹13,012
30 Apr 21₹13,868
30 Apr 22₹14,303

ICICI Prudential Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month 0.1%
3 Month -0.3%
6 Month -1.1%
1 Year 2.4%
3 Year 7.9%
5 Year 7.2%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 12.6%
2019 10.8%
2018 6.8%
2017 2.1%
2016 18.2%
2015 5.5%
2014 18%
2013 0.3%
2012 11%
Fund Manager information for ICICI Prudential Gilt Fund
NameSinceTenure
Rahul Goswami27 Sep 129.6 Yr.
Anuj Tagra30 Oct 138.51 Yr.

Data below for ICICI Prudential Gilt Fund as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash15.64%
Debt84.36%
Debt Sector Allocation
SectorValue
Government84.36%
Cash Equivalent15.64%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
47%₹1,144 Cr114,721,700
6.54% Govt Stock 2032
Sovereign Bonds | -
12%₹304 Cr31,916,250
↑ 15,000,000
4.93% Govt Stock 2028
Sovereign Bonds | -
12%₹295 Cr30,000,000
↑ 30,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
10%₹247 Cr26,415,860
↓ -16,333,340
182 Dtb 09062022
Sovereign Bonds | -
4%₹99 Cr10,000,000
91 Dtb 30062022
Sovereign Bonds | -
3%₹74 Cr7,500,000
6.1% Govt Stock 2031
Sovereign Bonds | -
3%₹63 Cr6,882,500
6.45% Govt Stock 2029
Sovereign Bonds | -
0%₹12 Cr1,250,000
8.03% GOI FCI SPL BONDS 2024
Domestic Bonds | -
0%₹3 Cr250,000
06.88 Ts SDL 2025
Sovereign Bonds | -
0%₹2 Cr200,000

7. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 22 in Corporate Bond category.  Return for 2021 was 3.8% , 2020 was 9% and 2019 was 9.2% .

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund
Growth
Launch Date 23 Jun 97
NAV (17 May 22) ₹79.7244 ↑ 0.03   (0.04 %)
Net Assets (Cr) ₹790 on 31 Mar 22
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.88
Sharpe Ratio 0.68
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 4.8%
Effective Maturity 1 Year 4 Months 28 Days
Modified Duration 1 Year 2 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,679
30 Apr 19₹11,532
30 Apr 20₹12,428
30 Apr 21₹13,580
30 Apr 22₹14,041

Franklin India Corporate Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.5%
3 Month -0.4%
6 Month 0.4%
1 Year 2.4%
3 Year 6.4%
5 Year 6.7%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 9%
2019 9.2%
2018 7.5%
2017 7.7%
2016 9%
2015 8.4%
2014 13%
2013 7.5%
2012 12%
Fund Manager information for Franklin India Corporate Debt Fund
NameSinceTenure
Sachin Padwal-Desai25 Oct 183.52 Yr.
Santosh Kamath1 Aug 183.75 Yr.
Umesh Sharma25 Oct 183.52 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash15.8%
Debt84.2%
Debt Sector Allocation
SectorValue
Government54.69%
Corporate29.72%
Cash Equivalent15.6%
Credit Quality
RatingValue
AA3.77%
AAA96.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Food Corporation Of India
Debentures | -
7%₹57 Cr550
Sikka Ports & Terminals Limited
Debentures | -
7%₹52 Cr500
Housing Development Finance Corporation Ltd
Debentures | -
7%₹51 Cr500
Ntpc Limited
Debentures | -
6%₹51 Cr500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹49 Cr500
↑ 500
182 Dtb 29092022
Sovereign Bonds | -
6%₹49 Cr5,000,000
Sundaram Finance Limited
Debentures | -
4%₹31 Cr250
Rural Electrification Corporation Limited
Debentures | -
3%₹26 Cr250
↑ 250
Rec Limited
Debentures | -
3%₹25 Cr250
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹25 Cr250

8. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 2 in Corporate Bond category.  Return for 2021 was 3.9% , 2020 was 11.8% and 2019 was 10.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (17 May 22) ₹25.7937 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹23,610 on 31 Mar 22
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.58
Sharpe Ratio 1.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 5.73%
Effective Maturity 4 Years 6 Months 16 Days
Modified Duration 2 Years 7 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,580
30 Apr 19₹11,456
30 Apr 20₹12,637
30 Apr 21₹13,816
30 Apr 22₹14,320

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.5%
3 Month -0.9%
6 Month -0.2%
1 Year 2.4%
3 Year 7.2%
5 Year 7.2%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.9%
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
2014 10.9%
2013 7.6%
2012 10.5%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 156.51 Yr.
Sankalp Baid22 Jan 211.27 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash5.51%
Debt94.49%
Debt Sector Allocation
SectorValue
Corporate49.21%
Government45.12%
Cash Equivalent5.51%
Securitized0.17%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.97% Govt Stock 2026
Sovereign Bonds | -
7%₹1,514 Cr150,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
5%₹1,248 Cr125,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
5%₹1,080 Cr108,500,000
↓ -1,500,000
4.68% Govt Stock 2034
Sovereign Bonds | -
4%₹802 Cr82,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹756 Cr7,650
Ultratech Cement Limited
Debentures | -
3%₹739 Cr7,500
Bajaj Finance Limited
Debentures | -
3%₹725 Cr7,300
State Bank Of India
Debentures | -
3%₹672 Cr6,500
4.93% Govt Stock 2028
Sovereign Bonds | -
3%₹591 Cr60,000,000
Mangalore Refinery And Petrochemicals Limited
Debentures | -
2%₹564 Cr5,720

9. Invesco India Corporate Bond Fund

(Erstwhile Invesco India Active Income Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective.

Invesco India Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 2 Aug 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 27 in Corporate Bond category.  Return for 2021 was 3.4% , 2020 was 10.1% and 2019 was 11.1% .

Below is the key information for Invesco India Corporate Bond Fund

Invesco India Corporate Bond Fund
Growth
Launch Date 2 Aug 07
NAV (17 May 22) ₹2,552.97 ↑ 1.48   (0.06 %)
Net Assets (Cr) ₹3,049 on 15 Apr 22
Category Debt - Corporate Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.25
Sharpe Ratio 0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.44%
Effective Maturity 2 Years 4 Days
Modified Duration 1 Year 9 Months

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,207
30 Apr 19₹10,997
30 Apr 20₹12,071
30 Apr 21₹13,115
30 Apr 22₹13,534

Invesco India Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.7%
3 Month -0.8%
6 Month 0%
1 Year 2%
3 Year 6.7%
5 Year 5.9%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.4%
2020 10.1%
2019 11.1%
2018 4%
2017 1.8%
2016 14.1%
2015 5.2%
2014 9.9%
2013 5.6%
2012 10.5%
Fund Manager information for Invesco India Corporate Bond Fund
NameSinceTenure
Krishna Cheemalapati16 Dec 201.37 Yr.
Vikas Garg26 Sep 201.59 Yr.

Data below for Invesco India Corporate Bond Fund as on 15 Apr 22

Asset Allocation
Asset ClassValue
Cash17.87%
Debt82.13%
Debt Sector Allocation
SectorValue
Corporate53.68%
Government29.23%
Cash Equivalent17.09%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.22% Govt Stock 2025
Sovereign Bonds | -
6%₹183 Cr18,800,000
↑ 2,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹98 Cr10,000,000
↑ 2,500,000
Sikka Ports & Terminals Limited
Debentures | -
3%₹84 Cr8,500,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹80 Cr7,500,000
Power Finance Corporation Ltd.
Debentures | -
3%₹79 Cr7,500,000
Mahindra And Mahindra Limited
Debentures | -
3%₹76 Cr7,500,000
06.30 RJ Sdl 2023
Sovereign Bonds | -
3%₹76 Cr7,500,000
Indian Oil Corporation Ltd. 5.84%
Domestic Bonds | -
3%₹75 Cr7,500,000
↑ 7,500,000
Housing Development Finance Corporation Ltd
Debentures | -
3%₹75 Cr7,500,000
Rural Electrification Corporation Limited
Debentures | -
3%₹75 Cr7,500,000

10. IDFC Corporate Bond Fund

The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised.

IDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 12 Jan 16. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Return for 2021 was 3.7% , 2020 was 11.6% and 2019 was 8.5% .

Below is the key information for IDFC Corporate Bond Fund

IDFC Corporate Bond Fund
Growth
Launch Date 12 Jan 16
NAV (17 May 22) ₹15.5064 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹17,740 on 31 Mar 22
Category Debt - Corporate Bond
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.58
Sharpe Ratio 0.95
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.34%
Effective Maturity 1 Year 11 Months 26 Days
Modified Duration 1 Year 9 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,576
30 Apr 19₹11,399
30 Apr 20₹12,331
30 Apr 21₹13,526
30 Apr 22₹13,992

IDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for IDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22

DurationReturns
1 Month -0.8%
3 Month -1.1%
6 Month -0.2%
1 Year 2%
3 Year 6.5%
5 Year 6.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.7%
2020 11.6%
2019 8.5%
2018 6.3%
2017 6.2%
2016
2015
2014
2013
2012
Fund Manager information for IDFC Corporate Bond Fund
NameSinceTenure
Suyash Choudhary28 Jul 210.76 Yr.
Gautam Kaul1 Dec 210.41 Yr.

Data below for IDFC Corporate Bond Fund as on 31 Mar 22

Asset Allocation
Asset ClassValue
Cash4.83%
Debt95.17%
Debt Sector Allocation
SectorValue
Corporate49.6%
Government46.65%
Cash Equivalent3.72%
Securitized0.03%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.22% Govt Stock 2025
Sovereign Bonds | -
16%₹2,858 Cr294,000,000
Reliance Industries Limited
Debentures | -
6%₹1,065 Cr105,000,000
Rec Limited
Debentures | -
4%₹769 Cr76,000,000
Larsen And Toubro Limited
Debentures | -
4%₹710 Cr70,000,000
Power Finance Corporation Ltd.
Debentures | -
4%₹699 Cr67,900,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹664 Cr65,500,000
National Housing Bank
Debentures | -
3%₹526 Cr51,500,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹399 Cr39,500,000
Rec Limited
Debentures | -
2%₹397 Cr39,000,000
Housing Development Finance Corporation Ltd
Debentures | -
2%₹365 Cr36,500,000

How to Invest in Long Term Bonds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 5, based on 1 reviews.
POST A COMMENT