+91-22-62820123
Table of Contents
- Long Term Debt Funds- A Plan for Long Term Investment
- Returns and Risk
- Long Term Debt Funds Taxation
- How to Invest in Long Term Bond Funds?
- Best Long Term Bond Funds to Invest in 2020
- How to Invest in Long Term Bonds Online?
Top 10 Funds
- IDFC Government Securities Fund - Investment Plan
- L&T Triple Ace Bond Fund
- ICICI Prudential Gilt Fund
- DSP BlackRock Government Securities Fund
- Axis Gilt Fund
- SBI Magnum Gilt Fund
- Aditya Birla Sun Life Corporate Bond Fund
- HDFC Corporate Bond Fund
- Aditya Birla Sun Life Government Securities Fund
- Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Long Term Debt Funds- When Should You Invest?
Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2020.
Talk to our investment specialist
Long Term Debt Funds- A Plan for Long Term Investment
Long term debt funds invest their major underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.
Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.
In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.
Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the market, should only prefer Investing in long term debt funds.
Returns and Risk
These funds are meant to give returns in excess of bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.
Long Term Debt Funds Taxation
Tax implication on debt funds is computed in the following manner-
Short Term Capital Gains
If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.
Long Term Capital Gains
If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.
| Capital Gains | Investment Holding Gains | Taxation |
|---|---|---|
| Short Term Capital Gains | Less than 36 months | As per individual's tax slab |
| Long Term Capital Gains | More than 36 months | 20% with indexation benefits |
How to Invest in Long Term Bond Funds?
Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.
Best Long Term Bond Funds to Invest in 2020
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2019 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDFC Government Securities Fund - Investment Plan Growth ₹27.5509
↑ 0.02 ₹1,596 5,000 1,000 1 6.2 13.8 10.3 13.3 6.14% 5Y 7M 2D 7Y 3M 25D L&T Triple Ace Bond Fund Growth ₹56.4956
↑ 0.07 ₹5,301 10,000 1,000 0.8 6.4 13.6 9.6 12.6 6.61% 5Y 7M 17D 7Y 10M 6D ICICI Prudential Gilt Fund Growth ₹76.7589
↑ 0.10 ₹4,203 5,000 1,000 0.3 5.7 12.8 8.8 10.8 6.2% 7Y 10M 20D 12Y 8M 8D DSP BlackRock Government Securities Fund Growth ₹72.7995
↑ 0.07 ₹549 1,000 500 1 5.6 12.5 9.6 12.5 6.09% 7Y 5M 23D 12Y 7M 13D Axis Gilt Fund Growth ₹19.5542
↑ 0.03 ₹140 5,000 1,000 1.4 4.7 12.3 8.8 12 6.07% 7Y 3M 18D 10Y 6M SBI Magnum Gilt Fund Growth ₹49.7361
↑ 0.05 ₹3,693 5,000 500 0.7 4.8 11.9 8.9 13.1 6.37% 8Y 8M 12D 14Y 14D Aditya Birla Sun Life Corporate Bond Fund Growth ₹84.4909
↑ 0.01 ₹20,645 1,000 100 1.7 6.8 11.9 9.1 9.6 5.59% 2Y 7M 10D 3Y 3M 14D HDFC Corporate Bond Fund Growth ₹24.5678
↑ 0.00 ₹20,526 5,000 500 1.5 6.5 11.8 9 10.3 5.76% 3Y 3M 29D 4Y 7M 10D Aditya Birla Sun Life Government Securities Fund Growth ₹62.9081
↑ 0.05 ₹574 1,000 1,000 0.9 5 11.6 8.8 11 6.35% 6Y 10M 10D 9Y 9M 22D Kotak Gilt Investment Fund - Provident Fund & Trust Plan Growth ₹76.523
↑ 0.09 ₹840 5,000 1,000 0.5 3.9 11.6 8.4 9.8 6.37% 8Y 10M 13D 14Y 6M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 20
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a Below is the key information for IDFC Government Securities Fund - Investment Plan Returns up to 1 year are on To generate regular and stable income for the unitholders of the Scheme. The corpus of the scheme would be invested primarily in debt market securities such as nonconvertible debentures, bonds issued by corporates, bank and government, commercial paper, certificate of deposits and other money market instruments. The scheme would invest predominantly in securities rated by the Credit Rating and Information Services of India Limited (CRISIL), or any other rating agency. L&T Triple Ace Bond Fund is a Debt - Corporate Bond fund was launched on 9 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for L&T Triple Ace Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Long Term Gilt Fund) To generate income through investment in Gilts of various maturities. ICICI Prudential Gilt Fund is a Debt - Government Bond fund was launched on 19 Aug 99. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Gilt Fund Returns up to 1 year are on The Scheme aims to generate returns through investments in Central Govt Securities. DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Government Securities Fund Returns up to 1 year are on (Erstwhile Axis Constant Maturity 10 Year Fund) To generate returns similar to that of 10 year government bonds. Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a Below is the key information for Axis Gilt Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan) An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities. Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Government Securities Fund Returns up to 1 year are on To generate risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government and/or reverse repos in such securities. Kotak Gilt Investment Fund - Provident Fund & Trust Plan is a Debt - Government Bond fund was launched on 11 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan Returns up to 1 year are on 1. IDFC Government Securities Fund - Investment Plan
CAGR/Annualized return of 8.9% since its launch. Ranked 14 in Government Bond category. Return for 2019 was 13.3% , 2018 was 7.8% and 2017 was 3.1% . IDFC Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (21 Oct 20) ₹27.5509 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹1,596 on 30 Sep 20 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.05 Sharpe Ratio 1.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.14% Effective Maturity 7 Years 3 Months 25 Days Modified Duration 5 Years 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,984 30 Sep 17 ₹11,924 30 Sep 18 ₹11,897 30 Sep 19 ₹13,938 30 Sep 20 ₹15,701 Returns for IDFC Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.9% 3 Month 1% 6 Month 6.2% 1 Year 13.8% 3 Year 10.3% 5 Year 9.8% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% 2015 6% 2014 16.5% 2013 6.3% 2012 13% 2011 9.9% 2010 4% Fund Manager information for IDFC Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 9.97 Yr. Data below for IDFC Government Securities Fund - Investment Plan as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 2.05% Debt 97.95% Debt Sector Allocation
Sector Value Government 97.95% Cash Equivalent 2.05% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2027
Sovereign Bonds | -51% ₹813 Cr 77,800,000
↑ 1,600,000 7.26% Govt Stock 2029
Sovereign Bonds | -43% ₹686 Cr 64,200,000
↑ 11,100,000 6.97% Govt Stock 2026
Sovereign Bonds | -4% ₹65 Cr 6,100,000
↑ 6,100,000 7.17% Govt Stock 2028
Sovereign Bonds | -0% ₹0 Cr 6,300
↓ -25,600,000 Net Current Assets
Net Current Assets | -2% ₹28 Cr Triparty Repo
CBLO/Reverse Repo | -0% ₹3 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹2 Cr 2. L&T Triple Ace Bond Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 39 in Corporate Bond category. Return for 2019 was 12.6% , 2018 was 6% and 2017 was 1.6% . L&T Triple Ace Bond Fund
Growth Launch Date 9 Jun 97 NAV (21 Oct 20) ₹56.4956 ↑ 0.07 (0.12 %) Net Assets (Cr) ₹5,301 on 30 Sep 20 Category Debt - Corporate Bond AMC L&T Investment Management Ltd Rating ☆ Risk Moderate Expense Ratio 0.63 Sharpe Ratio 1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.61% Effective Maturity 7 Years 10 Months 6 Days Modified Duration 5 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,945 30 Sep 17 ₹11,354 30 Sep 18 ₹11,543 30 Sep 19 ₹13,208 30 Sep 20 ₹14,776 Returns for L&T Triple Ace Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.4% 3 Month 0.8% 6 Month 6.4% 1 Year 13.6% 3 Year 9.6% 5 Year 8.4% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2019 12.6% 2018 6% 2017 1.6% 2016 12.4% 2015 4.5% 2014 12.6% 2013 3.9% 2012 10.2% 2011 6.5% 2010 3.7% Fund Manager information for L&T Triple Ace Bond Fund
Name Since Tenure Shriram Ramanathan 30 Jun 14 6.26 Yr. Jalpan Shah 3 Apr 17 3.5 Yr. Data below for L&T Triple Ace Bond Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 6.06% Debt 93.94% Debt Sector Allocation
Sector Value Government 80.93% Corporate 13.01% Cash Equivalent 6.06% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.17% Govt Stock 2028
Sovereign Bonds | -8% ₹431 Cr 40,000,000
↑ 40,000,000 7.26% Govt Stock 2029
Sovereign Bonds | -7% ₹379 Cr 35,000,000
↑ 5,000,000 6.45% Govt Stock 2029
Sovereign Bonds | -7% ₹369 Cr 35,000,000
↑ 10,000,000 HDFC Bank Limited
Debentures | -5% ₹287 Cr 2,450 NTPC Limited
Debentures | -4% ₹238 Cr 2,250
↑ 2,250 Export-Import Bank of India
Debentures | -4% ₹221 Cr 2,100
↑ 2,100 Export-Import Bank of India
Debentures | -3% ₹179 Cr 1,650
↑ 1,650 Power Grid Corporation of India Limited
Debentures | -3% ₹174 Cr 1,550
↑ 1,550 NTPC Limited
Debentures | -3% ₹174 Cr 1,500 National Highways Authority of India
Debentures | -3% ₹164 Cr 1,450
↑ 1,450 3. ICICI Prudential Gilt Fund
CAGR/Annualized return of 10.1% since its launch. Ranked 5 in Government Bond category. Return for 2019 was 10.8% , 2018 was 6.8% and 2017 was 2.1% . ICICI Prudential Gilt Fund
Growth Launch Date 19 Aug 99 NAV (21 Oct 20) ₹76.7589 ↑ 0.10 (0.13 %) Net Assets (Cr) ₹4,203 on 30 Sep 20 Category Debt - Government Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.05 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.2% Effective Maturity 12 Years 8 Months 8 Days Modified Duration 7 Years 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,358 30 Sep 17 ₹12,196 30 Sep 18 ₹12,407 30 Sep 19 ₹13,846 30 Sep 20 ₹15,494 Returns for ICICI Prudential Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.1% 3 Month 0.3% 6 Month 5.7% 1 Year 12.8% 3 Year 8.8% 5 Year 9.3% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.8% 2018 6.8% 2017 2.1% 2016 18.2% 2015 5.5% 2014 18% 2013 0.3% 2012 11% 2011 5.9% 2010 5.3% Fund Manager information for ICICI Prudential Gilt Fund
Name Since Tenure Rahul Goswami 27 Sep 12 8.01 Yr. Anuj Tagra 30 Oct 13 6.92 Yr. Data below for ICICI Prudential Gilt Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 1.32% Debt 98.68% Debt Sector Allocation
Sector Value Government 98.68% Cash Equivalent 1.32% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.19% Govt Stock 2034
Sovereign Bonds | -42% ₹1,767 Cr 180,000,000
↑ 8,500,000 5.77% GOI 2030
Sovereign Bonds | -35% ₹1,456 Cr 148,300,000
↑ 800,000 7.19% Govt Stock 2060
Sovereign Bonds | -5% ₹217 Cr 20,500,000 7.57% Govt Stock 2033
Sovereign Bonds | -5% ₹206 Cr 18,800,000
↓ -9,000,000 8.33% Govt Stock 2026
Sovereign Bonds | -3% ₹112 Cr 10,000,000 8.15% Govt Stock 2026
Sovereign Bonds | -2% ₹72 Cr 6,500,000 08.31 RJ SDL 2027
Sovereign Bonds | -2% ₹65 Cr 6,000,000 GOVT STOCK
Sovereign Bonds | -1% ₹58 Cr 6,000,000
↑ 6,000,000 6.79% Govt Stock 2029
Sovereign Bonds | -1% ₹52 Cr 5,000,000
↑ 5,000,000 7.27% Govt Stock 2026
Sovereign Bonds | -1% ₹48 Cr 4,500,000
↓ -500,000 4. DSP BlackRock Government Securities Fund
CAGR/Annualized return of 9.9% since its launch. Ranked 9 in Government Bond category. Return for 2019 was 12.5% , 2018 was 7.4% and 2017 was 1.4% . DSP BlackRock Government Securities Fund
Growth Launch Date 30 Sep 99 NAV (21 Oct 20) ₹72.7995 ↑ 0.07 (0.10 %) Net Assets (Cr) ₹549 on 30 Sep 20 Category Debt - Government Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.12 Sharpe Ratio 1.63 Information Ratio -0.18 Alpha Ratio 0.35 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-7 Days (0.1%),7 Days and above(NIL) Yield to Maturity 6.09% Effective Maturity 12 Years 7 Months 13 Days Modified Duration 7 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,195 30 Sep 17 ₹11,951 30 Sep 18 ₹11,978 30 Sep 19 ₹13,905 30 Sep 20 ₹15,554 Returns for DSP BlackRock Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.3% 3 Month 1% 6 Month 5.6% 1 Year 12.5% 3 Year 9.6% 5 Year 9.5% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 12.5% 2018 7.4% 2017 1.4% 2016 15.3% 2015 6.2% 2014 15% 2013 1.3% 2012 9% 2011 3.6% 2010 5% Fund Manager information for DSP BlackRock Government Securities Fund
Name Since Tenure Vikram Chopra 17 Jul 16 4.21 Yr. Saurabh Bhatia 1 Mar 18 2.59 Yr. Data below for DSP BlackRock Government Securities Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 1.44% Debt 98.56% Debt Sector Allocation
Sector Value Government 98.56% Cash Equivalent 1.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.77% GOI 2030
Sovereign Bonds | -53% ₹292 Cr 29,450,000
↑ 7,950,000 7.26% Govt Stock 2029
Sovereign Bonds | -21% ₹114 Cr 10,500,000
↑ 10,500,000 6.79% Govt Stock 2027
Sovereign Bonds | -13% ₹70 Cr 6,500,000
↑ 6,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -12% ₹66 Cr 6,500,000
↑ 6,500,000 Cash Margin
Net Current Assets | -1% ₹4 Cr Net Receivables/Payables
Net Current Assets | -1% ₹3 Cr Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -0% ₹1 Cr 5. Axis Gilt Fund
CAGR/Annualized return of 8% since its launch. Ranked 16 in Government Bond category. Return for 2019 was 12% , 2018 was 5.3% and 2017 was 1.4% . Axis Gilt Fund
Growth Launch Date 23 Jan 12 NAV (21 Oct 20) ₹19.5542 ↑ 0.03 (0.16 %) Net Assets (Cr) ₹140 on 30 Sep 20 Category Debt - Government Bond AMC Axis Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 0.66 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.07% Effective Maturity 10 Years 6 Months Modified Duration 7 Years 3 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,114 30 Sep 17 ₹11,769 30 Sep 18 ₹11,703 30 Sep 19 ₹13,473 30 Sep 20 ₹14,957 Returns for Axis Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.5% 3 Month 1.4% 6 Month 4.7% 1 Year 12.3% 3 Year 8.8% 5 Year 8.6% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2019 12% 2018 5.3% 2017 1.4% 2016 13.7% 2015 6.3% 2014 15% 2013 -0.6% 2012 2011 2010 Fund Manager information for Axis Gilt Fund
Name Since Tenure Devang Shah 5 Nov 12 7.91 Yr. Kaustubh Sule 4 Sep 20 0.07 Yr. Data below for Axis Gilt Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 3.56% Debt 96.44% Debt Sector Allocation
Sector Value Government 96.44% Cash Equivalent 3.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.77% GOI 2030
Sovereign Bonds | -45% ₹64 Cr 6,500,000
↑ 2,000,000 6.19% Govt Stock 2034
Sovereign Bonds | -36% ₹50 Cr 5,100,000
↓ -1,000,000 7.26% Govt Stock 2029
Sovereign Bonds | -8% ₹11 Cr 1,000,000 7.27% Govt Stock 2026
Sovereign Bonds | -4% ₹5 Cr 500,000
↑ 500,000 8.18% HR SDL Spl 2024
Domestic Bonds | -4% ₹5 Cr 500,000 Clearing Corporation Of India Ltd
CBLO | -3% ₹4 Cr Net Receivables / (Payables)
Net Current Assets | -1% ₹1 Cr 6. SBI Magnum Gilt Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 3 in Government Bond category. Return for 2019 was 13.1% , 2018 was 5.1% and 2017 was 3.9% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (21 Oct 20) ₹49.7361 ↑ 0.05 (0.10 %) Net Assets (Cr) ₹3,693 on 30 Sep 20 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.07 Sharpe Ratio 1.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.37% Effective Maturity 14 Years 14 Days Modified Duration 8 Years 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,088 30 Sep 17 ₹12,194 30 Sep 18 ₹12,136 30 Sep 19 ₹14,011 30 Sep 20 ₹15,524 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.4% 3 Month 0.7% 6 Month 4.8% 1 Year 11.9% 3 Year 8.9% 5 Year 9.5% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% 2014 19.9% 2013 6.4% 2012 11% 2011 5.8% 2010 4.7% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Dinesh Ahuja 1 Feb 11 9.67 Yr. Data below for SBI Magnum Gilt Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 1.53% Debt 98.47% Debt Sector Allocation
Sector Value Government 98.47% Cash Equivalent 1.53% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.19% Govt Stock 2034
Sovereign Bonds | -59% ₹2,180 Cr 222,000,000
↑ 94,000,000 7.57% Govt Stock 2033
Sovereign Bonds | -18% ₹673 Cr 61,500,000
↓ -55,500,000 6.45% Govt Stock 2029
Sovereign Bonds | -13% ₹470 Cr 46,000,000
↓ -2,000,000 7.16% Govt Stock 2050
Sovereign Bonds | -7% ₹254 Cr 24,200,000
↓ -5,000,000 5.77% GOI 2030
Sovereign Bonds | -2% ₹59 Cr 6,000,000
↑ 6,000,000 Net Receivable / Payable
CBLO | -1% ₹33 Cr Treps
CBLO/Reverse Repo | -1% ₹24 Cr 7. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 1 in Corporate Bond category. Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (21 Oct 20) ₹84.4909 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹20,645 on 30 Sep 20 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.39 Sharpe Ratio 2.72 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.59% Effective Maturity 3 Years 3 Months 14 Days Modified Duration 2 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,974 30 Sep 17 ₹11,844 30 Sep 18 ₹12,412 30 Sep 19 ₹13,731 30 Sep 20 ₹15,263 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.4% 3 Month 1.7% 6 Month 6.8% 1 Year 11.9% 3 Year 9.1% 5 Year 9% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% 2012 10.6% 2011 9.5% 2010 3.8% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Maneesh Dangi 1 Apr 17 3.5 Yr. Kaustubh Gupta 1 Apr 17 3.5 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 3.8% Debt 96.2% Debt Sector Allocation
Sector Value Corporate 54.52% Government 41.51% Cash Equivalent 3.8% Securitized 0.18% Credit Quality
Rating Value AA 2.48% AAA 97.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.24% Govt Stock 2027
Sovereign Bonds | -3% ₹564 Cr 50,500,000
↑ 8,000,000 Larsen and Toubro Limited
Debentures | -3% ₹539 Cr 5,150
↑ 5,150 Reliance Industries Limited
Debentures | -3% ₹538 Cr 5,150 National Bank For Agriculture and Rural Development
Debentures | -2% ₹488 Cr 4,700
↑ 4,700 Power Finance Corporation Limited
Debentures | -2% ₹423 Cr 4,050
↑ 4,050 Rural Electrification Corporation Limited
Debentures | -2% ₹417 Cr 4,000 Housing Development Finance Corporation Limited
Debentures | -2% ₹417 Cr 4,050 Reliance Industries Limited
Debentures | -2% ₹416 Cr 4,000 8.15% Govt Stock 2026
Sovereign Bonds | -2% ₹389 Cr 35,000,000
↑ 1,500,000 Reliance Industries Limited
Debentures | -2% ₹376 Cr 3,581 8. HDFC Corporate Bond Fund
CAGR/Annualized return of 9.1% since its launch. Ranked 2 in Corporate Bond category. Return for 2019 was 10.3% , 2018 was 6.5% and 2017 was 6.5% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (21 Oct 20) ₹24.5678 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹20,526 on 30 Sep 20 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 2.18 Information Ratio 0.19 Alpha Ratio 0.59 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.76% Effective Maturity 4 Years 7 Months 10 Days Modified Duration 3 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,027 30 Sep 17 ₹11,920 30 Sep 18 ₹12,391 30 Sep 19 ₹13,805 30 Sep 20 ₹15,304 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.4% 3 Month 1.5% 6 Month 6.5% 1 Year 11.8% 3 Year 9% 5 Year 9.1% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% 2014 10.9% 2013 7.6% 2012 10.5% 2011 8.7% 2010 Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 4.93 Yr. Chirag Dagli 31 Jul 19 1.17 Yr. Data below for HDFC Corporate Bond Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 4.05% Debt 95.95% Debt Sector Allocation
Sector Value Corporate 49.72% Government 46.06% Cash Equivalent 4.05% Securitized 0.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2027
Sovereign Bonds | -10% ₹2,089 Cr 200,000,000
↑ 13,500,000 6.97% Govt Stock 2026
Sovereign Bonds | -5% ₹953 Cr 90,000,000
↓ -15,000,000 7.59% Govt Stock 2026
Sovereign Bonds | -3% ₹705 Cr 65,000,000
↓ -500,000 State Bank of India
Debentures | -3% ₹698 Cr 6,500
↑ 6,500 Housing Development Finance Corporation Limited
Debentures | -3% ₹631 Cr 5,993 Reliance Industries Limited
Debentures | -3% ₹566 Cr 5,000 LIC Housing Finance Limited
Debentures | -3% ₹537 Cr 5,000
↑ 5,000 Housing Development Finance Corporation Limited
Debentures | -3% ₹515 Cr 5,000 LIC Housing Finance Limited
Debentures | -2% ₹425 Cr 4,000 National Highways Authority of India
Debentures | -2% ₹407 Cr 3,750
↑ 3,750 9. Aditya Birla Sun Life Government Securities Fund
CAGR/Annualized return of 9.1% since its launch. Ranked 4 in Government Bond category. Return for 2019 was 11% , 2018 was 6.9% and 2017 was 4.4% . Aditya Birla Sun Life Government Securities Fund
Growth Launch Date 12 Oct 99 NAV (21 Oct 20) ₹62.9081 ↑ 0.05 (0.08 %) Net Assets (Cr) ₹574 on 30 Sep 20 Category Debt - Government Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.17 Sharpe Ratio 1.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 6.35% Effective Maturity 9 Years 9 Months 22 Days Modified Duration 6 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,298 30 Sep 17 ₹12,334 30 Sep 18 ₹12,287 30 Sep 19 ₹14,166 30 Sep 20 ₹15,646 Returns for Aditya Birla Sun Life Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.6% 3 Month 0.9% 6 Month 5% 1 Year 11.6% 3 Year 8.8% 5 Year 9.6% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 11% 2018 6.9% 2017 4.4% 2016 16.7% 2015 5.7% 2014 19.9% 2013 3.5% 2012 11.4% 2011 9.8% 2010 2.5% Fund Manager information for Aditya Birla Sun Life Government Securities Fund
Name Since Tenure Pranay Sinha 1 Apr 17 3.5 Yr. Bhupesh Bameta 6 Aug 20 0.15 Yr. Data below for Aditya Birla Sun Life Government Securities Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 1.38% Debt 98.62% Debt Sector Allocation
Sector Value Government 98.62% Cash Equivalent 1.38% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.19% Govt Stock 2034
Sovereign Bonds | -21% ₹123 Cr 12,500,000
↑ 12,500,000 6.45% Govt Stock 2029
Sovereign Bonds | -19% ₹107 Cr 10,500,000
↓ -3,000,000 7.88% GS 2030
Sovereign Bonds | -16% ₹94 Cr 8,500,000
↑ 3,000,000 7.17% Govt Stock 2028
Sovereign Bonds | -14% ₹78 Cr 7,353,200
↑ 5,500,000 6.79% Govt Stock 2027
Sovereign Bonds | -6% ₹37 Cr 3,500,000
↓ -3,500,000 8.24% Govt Stock 2027
Sovereign Bonds | -6% ₹33 Cr 3,000,000
↑ 500,000 5.79% Govt Stock 2030
Sovereign Bonds | -5% ₹30 Cr 3,000,000
↓ -6,000,000 5.77% GOI 2030
Sovereign Bonds | -4% ₹25 Cr 2,500,000
↑ 2,500,000 07.65 UP SDL 2030
Sovereign Bonds | -4% ₹21 Cr 2,000,000 7.40% Govt Stock 2035
Sovereign Bonds | -2% ₹11 Cr 1,000,000 10. Kotak Gilt Investment Fund - Provident Fund & Trust Plan
CAGR/Annualized return of 7.7% since its launch. Ranked 14 in Government Bond category. Return for 2019 was 9.8% , 2018 was 7.4% and 2017 was 0.7% . Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Growth Launch Date 11 Nov 03 NAV (21 Oct 20) ₹76.523 ↑ 0.09 (0.11 %) Net Assets (Cr) ₹840 on 30 Sep 20 Category Debt - Government Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.98 Sharpe Ratio 1.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.37% Effective Maturity 14 Years 6 Months 7 Days Modified Duration 8 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,241 30 Sep 17 ₹11,907 30 Sep 18 ₹11,902 30 Sep 19 ₹13,564 30 Sep 20 ₹15,008 Returns for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 20 Duration Returns 1 Month 1.2% 3 Month 0.5% 6 Month 3.9% 1 Year 11.6% 3 Year 8.4% 5 Year 8.6% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.8% 2018 7.4% 2017 0.7% 2016 16.5% 2015 5.3% 2014 17.1% 2013 0.1% 2012 14.6% 2011 7.1% 2010 5.2% Fund Manager information for Kotak Gilt Investment Fund - Provident Fund & Trust Plan
Name Since Tenure Abhishek Bisen 15 Apr 08 12.47 Yr. Data below for Kotak Gilt Investment Fund - Provident Fund & Trust Plan as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 2.18% Debt 97.82% Debt Sector Allocation
Sector Value Government 97.82% Cash Equivalent 2.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.19% Govt Stock 2034
Sovereign Bonds | -38% ₹317 Cr 32,336,800
↓ -13,764,100 5.77% GOI 2030
Sovereign Bonds | -32% ₹269 Cr 27,421,800
↓ -500,000 7.16% Govt Stock 2050
Sovereign Bonds | -12% ₹100 Cr 9,500,000
↑ 9,500,000 07.05 HR SDL 2040
Sovereign Bonds | -7% ₹56 Cr 5,500,000
↑ 5,500,000 GOVT STOCK
Sovereign Bonds | -5% ₹39 Cr 4,000,000
↑ 4,000,000 06.97 KA SDL 2031
Sovereign Bonds | -4% ₹33 Cr 3,303,700
↑ 3,303,700 06.68 HR SDL 2039
Sovereign Bonds | -1% ₹6 Cr 661,100 7.80% GOI Floating Rate Bonds 2020
Sovereign Bonds | -1% ₹5 Cr 500,000
↑ 500,000 06.78 KA SDL 2032
Sovereign Bonds | -0% ₹1 Cr 97,100
↑ 97,100 Net Current Assets/(Liabilities)
Net Current Assets | -1% ₹7 Cr
How to Invest in Long Term Bonds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2020 Shepard Technologies Private Limited. All Rights Reserved