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Table of Contents
- Long Term Debt Funds- A Plan for Long Term Investment
- Returns and Risk
- Long Term Debt Funds Taxation
- How to Invest in Long Term Bond Funds?
- Best Long Term Bond Funds to Invest in 2022
- How to Invest in Long Term Bonds Online?
Top 10 Funds
- Nippon India Prime Debt Fund
- ICICI Prudential Corporate Bond Fund
- Kotak Corporate Bond Fund Standard
- Aditya Birla Sun Life Corporate Bond Fund
- Sundaram Corporate Bond Fund
- ICICI Prudential Gilt Fund
- Franklin India Corporate Debt Fund
- HDFC Corporate Bond Fund
- Invesco India Corporate Bond Fund
- IDFC Corporate Bond Fund
Long Term Debt Funds- When Should You Invest?
Long term debt funds are a type of Debt Mutual Funds that invest in corporate Bonds and government securities (g-secs) that have a long-term maturity period. The average maturity of these funds is in excess of 3 years, most of the times. That is why, these funds are suitable for investors who wish to make a mid to long term Investment plan i.e., typically for 3-5 years or even more. Let's understand how long term debt funds works and what are the best long term bonds funds to invest in 2022.
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Long Term Debt Funds- A Plan for Long Term Investment
Long term debt funds invest their major Underlying asset in debt instruments like corporate debentures, bonds and money market instruments & government securities with a higher maturity period. Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.
Long term debt funds are sensitive to changes in the interest rate and are more volatile than other categories of debt funds. Interest rates and prices of the debt instruments have an inverse relationship, which means that they move in opposite directions. For instance, a falling interest rate is good for debt funds or bond funds. Long term Income funds usually benefit when the interest rates are moving downwards. Moreover, during interest rate falls, the bond prices go up and this boost NAVs of the Debt fund schemes.
In a falling interest rate scenario, the average maturities of such bonds can go up to around 7-10 years. When the interest rates rise, they stock up lower tenured securities and keep the portfolio’s average maturity low.
Mostly, it is advisable to invest in long term bond funds when the interest rates are expected to ease down because a decrease in the interest rates causes a rise in the prices of long-term securities. Investors who are comfortable with fluctuating interest rates in the Market, should only prefer Investing in long term debt funds.
Returns and Risk
These funds are meant to give returns in excess of Bank fixed deposits. Furthermore, if held for more than three years, the returns are more tax efficient. But, on the risk side, these funds can get volatile when the interest rates suddenly change direction. In a sustained rising interest rate regime, these funds give modest returns as they cannot sell long-dated bonds and switch to shorter tenured scripts.
Long Term Debt Funds Taxation
Tax implication on debt funds is computed in the following manner-
Short Term Capital Gains
If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.
Long Term Capital Gains
If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.
| Capital Gains | Investment Holding Gains | Taxation |
|---|---|---|
| Short Term Capital Gains | Less than 36 months | As per individual's tax slab |
| Long Term Capital Gains | More than 36 months | 20% with indexation benefits |
How to Invest in Long Term Bond Funds?
Investors can invest in two ways— SIP or Lump sum. For average investors, SIP (Systematic Investment Plan) is the most viable option. It gives you a systematic option of investing monthly/quarterly/annually Basis. In a lump sum, investors have to invest a considerable amount as a one-time down payment in the scheme. The minimum investment amount for a lump sum is INR 5000, whereas for a SIP it is INR 500.
Best Long Term Bond Funds to Invest in 2022
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2021 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Nippon India Prime Debt Fund Growth ₹47.3954
↑ 0.02 ₹2,387 1,000 100 -0.3 0.8 3.4 6.4 4.7 5.92% 1Y 9M 11D 2Y 3M ICICI Prudential Corporate Bond Fund Growth ₹23.594
↑ 0.01 ₹16,858 5,000 100 0.1 0.6 3.2 7.1 4.1 5.7% 1Y 4M 17D 4Y 5M 16D Kotak Corporate Bond Fund Standard Growth ₹3,012.34
↑ 2.56 ₹11,677 5,000 1,000 -0.3 0.5 2.9 6.5 3.8 5.23% 1Y 1M 17D 2Y 4M 28D Aditya Birla Sun Life Corporate Bond Fund Growth ₹89.3017
↑ 0.04 ₹15,461 1,000 100 -0.4 0.5 2.8 7.4 4 5.78% 1Y 8M 12D 2Y 9M Sundaram Corporate Bond Fund Growth ₹32.4178
↑ 0.01 ₹1,109 5,000 250 -0.1 0.7 2.7 7.5 3.5 5% 1Y 1M 4D 1Y 2M 14D ICICI Prudential Gilt Fund Growth ₹80.3742
↑ 0.01 ₹2,268 5,000 1,000 -0.3 -1.1 2.4 7.9 3.8 5.62% 2Y 5M 5D 9Y 2M 26D Franklin India Corporate Debt Fund Growth ₹79.7244
↑ 0.03 ₹790 10,000 500 -0.4 0.4 2.4 6.4 3.8 4.8% 1Y 2M 12D 1Y 4M 28D HDFC Corporate Bond Fund Growth ₹25.7937
↑ 0.01 ₹23,610 5,000 300 -0.9 -0.2 2.4 7.2 3.9 5.73% 2Y 7M 7D 4Y 6M 16D Invesco India Corporate Bond Fund Growth ₹2,552.97
↑ 1.48 ₹3,049 5,000 100 -0.8 0 2 6.7 3.4 5.44% 1Y 9M 2Y 4D IDFC Corporate Bond Fund Growth ₹15.5064
↑ 0.01 ₹17,740 5,000 1,000 -1.1 -0.2 2 6.5 3.7 5.34% 1Y 9M 7D 1Y 11M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 22
(Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile Sundaram Flexible Fund-Flexible Income Plan) To generate reasonable returns by creating a portfolio
comprising substantially of fixed income instruments and
money market instruments by keeping the interest rate risk
of the fund low. Sundaram Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 30 Dec 04. It is a fund with Moderately Low risk and has given a Below is the key information for Sundaram Corporate Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Long Term Gilt Fund) To generate income through investment in Gilts of various maturities. ICICI Prudential Gilt Fund is a Debt - Government Bond fund was launched on 19 Aug 99. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Gilt Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Invesco India Active Income Fund) To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective. Invesco India Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 2 Aug 07. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Corporate Bond Fund Returns up to 1 year are on The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. IDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 12 Jan 16. It is a fund with Moderate risk and has given a Below is the key information for IDFC Corporate Bond Fund Returns up to 1 year are on 1. Nippon India Prime Debt Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 20 in Corporate Bond category. Return for 2021 was 4.7% , 2020 was 9.5% and 2019 was 7.8% . Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (17 May 22) ₹47.3954 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹2,387 on 31 Mar 22 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 2.18 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.92% Effective Maturity 2 Years 3 Months Modified Duration 1 Year 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,638 30 Apr 19 ₹11,472 30 Apr 20 ₹12,280 30 Apr 21 ₹13,341 30 Apr 22 ₹13,940 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.4% 3 Month -0.3% 6 Month 0.8% 1 Year 3.4% 3 Year 6.4% 5 Year 6.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% 2014 9.3% 2013 8.5% 2012 9.8% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 2.25 Yr. Kinjal Desai 25 May 18 3.94 Yr. Data below for Nippon India Prime Debt Fund as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 12.64% Debt 87.36% Debt Sector Allocation
Sector Value Corporate 51.03% Government 37.13% Cash Equivalent 11.63% Securitized 0.21% Credit Quality
Rating Value AA 13.45% AAA 86.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindustan Petroleum Corporation Limited
Debentures | -5% ₹152 Cr 1,500 Summit Digitel Infrastructure Private Limited
Debentures | -4% ₹118 Cr 1,200 08.62 MH Sdl 2023
Sovereign Bonds | -4% ₹113 Cr 11,000,000 Power Finance Corporation Ltd.
Debentures | -3% ₹100 Cr 1,000
↑ 1,000 Indinfravit Trust
Debentures | -3% ₹99 Cr 1,000 State Bank Of India
Debentures | -3% ₹99 Cr 1,000 Indian Oil Corporation Ltd. 5.84%
Domestic Bonds | -3% ₹90 Cr 900
↑ 900 National Bank For Agriculture And Rural Development
Debentures | -3% ₹77 Cr 750
↑ 500 Shriram City Union Finance Limited
Debentures | -3% ₹75 Cr 750 Rural Electrification Corporation Limited
Debentures | -3% ₹75 Cr 750
↑ 750 2. ICICI Prudential Corporate Bond Fund
CAGR/Annualized return of 7% since its launch. Ranked 7 in Corporate Bond category. Return for 2021 was 4.1% , 2020 was 10.4% and 2019 was 9.9% . ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (17 May 22) ₹23.594 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹16,858 on 31 Mar 22 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 0.81 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.7% Effective Maturity 4 Years 5 Months 16 Days Modified Duration 1 Year 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,585 30 Apr 19 ₹11,414 30 Apr 20 ₹12,491 30 Apr 21 ₹13,597 30 Apr 22 ₹14,112 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month 0.1% 3 Month 0.1% 6 Month 0.6% 1 Year 3.2% 3 Year 7.1% 5 Year 7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2021 4.1% 2020 10.4% 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% 2015 8.8% 2014 9.4% 2013 8.5% 2012 9% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Rahul Goswami 16 Oct 17 4.54 Yr. Anuj Tagra 2 Mar 20 2.16 Yr. Chandni Gupta 3 Aug 16 5.75 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 10.29% Debt 89.71% Debt Sector Allocation
Sector Value Corporate 50.53% Government 38.94% Cash Equivalent 10.29% Securitized 0.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.53% Govt Stock 2033
Sovereign Bonds | -14% ₹2,307 Cr 231,321,700
↑ 250,000 Reliance Industries Limited
Debentures | -9% ₹1,393 Cr 13,500 National Bank For Agriculture And Rural Development
Debentures | -5% ₹800 Cr 8,000 Housing Development Finance Corporation Limited
Debentures | -4% ₹696 Cr 7,000 6.1% Govt Stock 2031
Sovereign Bonds | -4% ₹575 Cr 62,292,500
↓ -5,000,000 Hdb Financial Services Limited
Debentures | -3% ₹518 Cr 5,180 4.93% Govt Stock 2028
Sovereign Bonds | -3% ₹499 Cr 50,671,000
↑ 30,000,000 6.67% Govt Stock 2035
Sovereign Bonds | -3% ₹492 Cr 52,626,180
↓ -16,333,320 Pipeline Infrastructure Limited
Debentures | -2% ₹380 Cr 3,619 Rec Limited
Debentures | -2% ₹352 Cr 3,500 3. Kotak Corporate Bond Fund Standard
CAGR/Annualized return of 7.8% since its launch. Ranked 15 in Corporate Bond category. Return for 2021 was 3.8% , 2020 was 9.7% and 2019 was 9.6% . Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (17 May 22) ₹3,012.34 ↑ 2.56 (0.09 %) Net Assets (Cr) ₹11,677 on 31 Mar 22 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 1.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.23% Effective Maturity 2 Years 4 Months 28 Days Modified Duration 1 Year 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,663 30 Apr 19 ₹11,547 30 Apr 20 ₹12,571 30 Apr 21 ₹13,593 30 Apr 22 ₹14,130 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.4% 3 Month -0.3% 6 Month 0.5% 1 Year 2.9% 3 Year 6.5% 5 Year 6.9% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% 2014 11.3% 2013 6.2% 2012 9.4% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 31 Jan 15 7.25 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 13.32% Debt 86.68% Debt Sector Allocation
Sector Value Corporate 54.54% Government 38.4% Cash Equivalent 7.06% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.53% Govt Stock 2033
Sovereign Bonds | -6% ₹609 Cr 61,172,660 Power Finance Corporation Ltd.
Debentures | -5% ₹474 Cr 4,700 Bajaj Finance Limited
Debentures | -3% ₹301 Cr 3,050 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹253 Cr 2,600 Housing Development Finance Corporation Limited
Debentures | -3% ₹251 Cr 2,500 182 Dtb 15092022
Sovereign Bonds | -3% ₹246 Cr 25,000,000
↓ -25,000,000 4.81% Govt Stock 2031
Sovereign Bonds | -2% ₹226 Cr 22,667,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹219 Cr 2,250 Rural Electrification Corporation Limited
Debentures | -2% ₹212 Cr 2,100 Power Finance Corporation Ltd.
Debentures | -2% ₹201 Cr 2,000 4. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9.1% since its launch. Ranked 1 in Corporate Bond category. Return for 2021 was 4% , 2020 was 11.9% and 2019 was 9.6% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (17 May 22) ₹89.3017 ↑ 0.04 (0.05 %) Net Assets (Cr) ₹15,461 on 31 Mar 22 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 1.63 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.78% Effective Maturity 2 Years 9 Months Modified Duration 1 Year 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,601 30 Apr 19 ₹11,496 30 Apr 20 ₹12,646 30 Apr 21 ₹13,851 30 Apr 22 ₹14,405 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.5% 3 Month -0.4% 6 Month 0.5% 1 Year 2.8% 3 Year 7.4% 5 Year 7.3% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% 2013 8.4% 2012 10.6% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 1.05 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 8.47% Debt 91.53% Debt Sector Allocation
Sector Value Corporate 52.97% Government 37.13% Cash Equivalent 8.47% Securitized 1.43% Credit Quality
Rating Value AA 5.58% AAA 94.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.53% Govt Stock 2033
Sovereign Bonds | -3% ₹466 Cr 46,808,500 Bajaj Housing Finance Limited
Debentures | -3% ₹398 Cr 4,000 Sikka Ports & Terminals Limited
Debentures | -2% ₹371 Cr 3,650 Sikka Ports & Terminals Limited
Debentures | -2% ₹335 Cr 3,250 National Bank For Agriculture And Rural Development
Debentures | -2% ₹328 Cr 3,250 4.68% Govt Stock 2034
Sovereign Bonds | -2% ₹320 Cr 32,880,500 Power Finance Corporation Ltd.
Debentures | -2% ₹274 Cr 2,700 7.27% Govt Stock 2026
Sovereign Bonds | -2% ₹269 Cr 26,318,800 Power Finance Corporation Ltd.
Debentures | -2% ₹254 Cr 2,500 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹249 Cr 2,500 5. Sundaram Corporate Bond Fund
CAGR/Annualized return of 7% since its launch. Ranked 15 in Corporate Bond category. Return for 2021 was 3.5% , 2020 was 11% and 2019 was 11.3% . Sundaram Corporate Bond Fund
Growth Launch Date 30 Dec 04 NAV (17 May 22) ₹32.4178 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹1,109 on 15 Apr 22 Category Debt - Corporate Bond AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.51 Sharpe Ratio 0.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 250 Exit Load NIL Yield to Maturity 5% Effective Maturity 1 Year 2 Months 14 Days Modified Duration 1 Year 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,414 30 Apr 19 ₹11,240 30 Apr 20 ₹12,529 30 Apr 21 ₹13,623 30 Apr 22 ₹14,109 Returns for Sundaram Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.4% 3 Month -0.1% 6 Month 0.7% 1 Year 2.7% 3 Year 7.5% 5 Year 6.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.5% 2020 11% 2019 11.3% 2018 4.8% 2017 5.4% 2016 11.7% 2015 8.7% 2014 14.9% 2013 -0.3% 2012 8.7% Fund Manager information for Sundaram Corporate Bond Fund
Name Since Tenure Dwijendra Srivastava 31 Jul 10 11.76 Yr. Sandeep Agarwal 1 Jun 12 9.92 Yr. Data below for Sundaram Corporate Bond Fund as on 15 Apr 22
Asset Allocation
Asset Class Value Cash 15.41% Debt 84.59% Debt Sector Allocation
Sector Value Government 52.44% Corporate 35.72% Cash Equivalent 11.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 08.42 Tn SDL 2023
Sovereign Bonds | -5% ₹52 Cr 5,000,000 Housing And Urban Development Corporation Limited
Debentures | -5% ₹50 Cr 500 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹49 Cr 500 Housing Development Finance Corporation Ltd
Debentures | -4% ₹47 Cr 450 Housing And Urban Development Corporation Limited
Debentures | -4% ₹41 Cr 400 Reliance Industries Limited
Debentures | -3% ₹35 Cr 350 LIC Housing Finance Limited
Debentures | -3% ₹35 Cr 350 LIC Housing Finance Limited
Debentures | -3% ₹31 Cr 300 National Housing Bank
Debentures | -3% ₹30 Cr 300 09.25 MH Sdl 2023
Sovereign Bonds | -2% ₹26 Cr 2,500,000 6. ICICI Prudential Gilt Fund
CAGR/Annualized return of 9.6% since its launch. Ranked 5 in Government Bond category. Return for 2021 was 3.8% , 2020 was 12.6% and 2019 was 10.8% . ICICI Prudential Gilt Fund
Growth Launch Date 19 Aug 99 NAV (17 May 22) ₹80.3742 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹2,268 on 31 Mar 22 Category Debt - Government Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.18 Sharpe Ratio 0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.62% Effective Maturity 9 Years 2 Months 26 Days Modified Duration 2 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,508 30 Apr 19 ₹11,309 30 Apr 20 ₹13,012 30 Apr 21 ₹13,868 30 Apr 22 ₹14,303 Returns for ICICI Prudential Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month 0.1% 3 Month -0.3% 6 Month -1.1% 1 Year 2.4% 3 Year 7.9% 5 Year 7.2% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.8% 2020 12.6% 2019 10.8% 2018 6.8% 2017 2.1% 2016 18.2% 2015 5.5% 2014 18% 2013 0.3% 2012 11% Fund Manager information for ICICI Prudential Gilt Fund
Name Since Tenure Rahul Goswami 27 Sep 12 9.6 Yr. Anuj Tagra 30 Oct 13 8.51 Yr. Data below for ICICI Prudential Gilt Fund as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 15.64% Debt 84.36% Debt Sector Allocation
Sector Value Government 84.36% Cash Equivalent 15.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.53% Govt Stock 2033
Sovereign Bonds | -47% ₹1,144 Cr 114,721,700 6.54% Govt Stock 2032
Sovereign Bonds | -12% ₹304 Cr 31,916,250
↑ 15,000,000 4.93% Govt Stock 2028
Sovereign Bonds | -12% ₹295 Cr 30,000,000
↑ 30,000,000 6.67% Govt Stock 2035
Sovereign Bonds | -10% ₹247 Cr 26,415,860
↓ -16,333,340 182 Dtb 09062022
Sovereign Bonds | -4% ₹99 Cr 10,000,000 91 Dtb 30062022
Sovereign Bonds | -3% ₹74 Cr 7,500,000 6.1% Govt Stock 2031
Sovereign Bonds | -3% ₹63 Cr 6,882,500 6.45% Govt Stock 2029
Sovereign Bonds | -0% ₹12 Cr 1,250,000 8.03% GOI FCI SPL BONDS 2024
Domestic Bonds | -0% ₹3 Cr 250,000 06.88 Ts SDL 2025
Sovereign Bonds | -0% ₹2 Cr 200,000 7. Franklin India Corporate Debt Fund
CAGR/Annualized return of 8.7% since its launch. Ranked 22 in Corporate Bond category. Return for 2021 was 3.8% , 2020 was 9% and 2019 was 9.2% . Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (17 May 22) ₹79.7244 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹790 on 31 Mar 22 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.88 Sharpe Ratio 0.68 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 4.8% Effective Maturity 1 Year 4 Months 28 Days Modified Duration 1 Year 2 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,679 30 Apr 19 ₹11,532 30 Apr 20 ₹12,428 30 Apr 21 ₹13,580 30 Apr 22 ₹14,041 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.5% 3 Month -0.4% 6 Month 0.4% 1 Year 2.4% 3 Year 6.4% 5 Year 6.7% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% 2014 13% 2013 7.5% 2012 12% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Sachin Padwal-Desai 25 Oct 18 3.52 Yr. Santosh Kamath 1 Aug 18 3.75 Yr. Umesh Sharma 25 Oct 18 3.52 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 15.8% Debt 84.2% Debt Sector Allocation
Sector Value Government 54.69% Corporate 29.72% Cash Equivalent 15.6% Credit Quality
Rating Value AA 3.77% AAA 96.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Food Corporation Of India
Debentures | -7% ₹57 Cr 550 Sikka Ports & Terminals Limited
Debentures | -7% ₹52 Cr 500 Housing Development Finance Corporation Ltd
Debentures | -7% ₹51 Cr 500 Ntpc Limited
Debentures | -6% ₹51 Cr 500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹49 Cr 500
↑ 500 182 Dtb 29092022
Sovereign Bonds | -6% ₹49 Cr 5,000,000 Sundaram Finance Limited
Debentures | -4% ₹31 Cr 250 Rural Electrification Corporation Limited
Debentures | -3% ₹26 Cr 250
↑ 250 Rec Limited
Debentures | -3% ₹25 Cr 250 Hindustan Petroleum Corporation Limited
Debentures | -3% ₹25 Cr 250 8. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 2 in Corporate Bond category. Return for 2021 was 3.9% , 2020 was 11.8% and 2019 was 10.3% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (17 May 22) ₹25.7937 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹23,610 on 31 Mar 22 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.58 Sharpe Ratio 1.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 5.73% Effective Maturity 4 Years 6 Months 16 Days Modified Duration 2 Years 7 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,580 30 Apr 19 ₹11,456 30 Apr 20 ₹12,637 30 Apr 21 ₹13,816 30 Apr 22 ₹14,320 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.5% 3 Month -0.9% 6 Month -0.2% 1 Year 2.4% 3 Year 7.2% 5 Year 7.2% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% 2014 10.9% 2013 7.6% 2012 10.5% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 6.51 Yr. Sankalp Baid 22 Jan 21 1.27 Yr. Data below for HDFC Corporate Bond Fund as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 5.51% Debt 94.49% Debt Sector Allocation
Sector Value Corporate 49.21% Government 45.12% Cash Equivalent 5.51% Securitized 0.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.97% Govt Stock 2026
Sovereign Bonds | -7% ₹1,514 Cr 150,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -5% ₹1,248 Cr 125,000,000 5.53% Govt Stock 2033
Sovereign Bonds | -5% ₹1,080 Cr 108,500,000
↓ -1,500,000 4.68% Govt Stock 2034
Sovereign Bonds | -4% ₹802 Cr 82,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹756 Cr 7,650 Ultratech Cement Limited
Debentures | -3% ₹739 Cr 7,500 Bajaj Finance Limited
Debentures | -3% ₹725 Cr 7,300 State Bank Of India
Debentures | -3% ₹672 Cr 6,500 4.93% Govt Stock 2028
Sovereign Bonds | -3% ₹591 Cr 60,000,000 Mangalore Refinery And Petrochemicals Limited
Debentures | -2% ₹564 Cr 5,720 9. Invesco India Corporate Bond Fund
CAGR/Annualized return of 6.5% since its launch. Ranked 27 in Corporate Bond category. Return for 2021 was 3.4% , 2020 was 10.1% and 2019 was 11.1% . Invesco India Corporate Bond Fund
Growth Launch Date 2 Aug 07 NAV (17 May 22) ₹2,552.97 ↑ 1.48 (0.06 %) Net Assets (Cr) ₹3,049 on 15 Apr 22 Category Debt - Corporate Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.25 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.44% Effective Maturity 2 Years 4 Days Modified Duration 1 Year 9 Months Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,207 30 Apr 19 ₹10,997 30 Apr 20 ₹12,071 30 Apr 21 ₹13,115 30 Apr 22 ₹13,534 Returns for Invesco India Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.7% 3 Month -0.8% 6 Month 0% 1 Year 2% 3 Year 6.7% 5 Year 5.9% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.4% 2020 10.1% 2019 11.1% 2018 4% 2017 1.8% 2016 14.1% 2015 5.2% 2014 9.9% 2013 5.6% 2012 10.5% Fund Manager information for Invesco India Corporate Bond Fund
Name Since Tenure Krishna Cheemalapati 16 Dec 20 1.37 Yr. Vikas Garg 26 Sep 20 1.59 Yr. Data below for Invesco India Corporate Bond Fund as on 15 Apr 22
Asset Allocation
Asset Class Value Cash 17.87% Debt 82.13% Debt Sector Allocation
Sector Value Corporate 53.68% Government 29.23% Cash Equivalent 17.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.22% Govt Stock 2025
Sovereign Bonds | -6% ₹183 Cr 18,800,000
↑ 2,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹98 Cr 10,000,000
↑ 2,500,000 Sikka Ports & Terminals Limited
Debentures | -3% ₹84 Cr 8,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹80 Cr 7,500,000 Power Finance Corporation Ltd.
Debentures | -3% ₹79 Cr 7,500,000 Mahindra And Mahindra Limited
Debentures | -3% ₹76 Cr 7,500,000 06.30 RJ Sdl 2023
Sovereign Bonds | -3% ₹76 Cr 7,500,000 Indian Oil Corporation Ltd. 5.84%
Domestic Bonds | -3% ₹75 Cr 7,500,000
↑ 7,500,000 Housing Development Finance Corporation Ltd
Debentures | -3% ₹75 Cr 7,500,000 Rural Electrification Corporation Limited
Debentures | -3% ₹75 Cr 7,500,000 10. IDFC Corporate Bond Fund
CAGR/Annualized return of 7.2% since its launch. Return for 2021 was 3.7% , 2020 was 11.6% and 2019 was 8.5% . IDFC Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (17 May 22) ₹15.5064 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹17,740 on 31 Mar 22 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.58 Sharpe Ratio 0.95 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.34% Effective Maturity 1 Year 11 Months 26 Days Modified Duration 1 Year 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹10,576 30 Apr 19 ₹11,399 30 Apr 20 ₹12,331 30 Apr 21 ₹13,526 30 Apr 22 ₹13,992 Returns for IDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 22 Duration Returns 1 Month -0.8% 3 Month -1.1% 6 Month -0.2% 1 Year 2% 3 Year 6.5% 5 Year 6.6% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.7% 2020 11.6% 2019 8.5% 2018 6.3% 2017 6.2% 2016 2015 2014 2013 2012 Fund Manager information for IDFC Corporate Bond Fund
Name Since Tenure Suyash Choudhary 28 Jul 21 0.76 Yr. Gautam Kaul 1 Dec 21 0.41 Yr. Data below for IDFC Corporate Bond Fund as on 31 Mar 22
Asset Allocation
Asset Class Value Cash 4.83% Debt 95.17% Debt Sector Allocation
Sector Value Corporate 49.6% Government 46.65% Cash Equivalent 3.72% Securitized 0.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.22% Govt Stock 2025
Sovereign Bonds | -16% ₹2,858 Cr 294,000,000 Reliance Industries Limited
Debentures | -6% ₹1,065 Cr 105,000,000 Rec Limited
Debentures | -4% ₹769 Cr 76,000,000 Larsen And Toubro Limited
Debentures | -4% ₹710 Cr 70,000,000 Power Finance Corporation Ltd.
Debentures | -4% ₹699 Cr 67,900,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹664 Cr 65,500,000 National Housing Bank
Debentures | -3% ₹526 Cr 51,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹399 Cr 39,500,000 Rec Limited
Debentures | -2% ₹397 Cr 39,000,000 Housing Development Finance Corporation Ltd
Debentures | -2% ₹365 Cr 36,500,000
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