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Best Mutual Funds to Invest in for Long Term

Updated on June 27, 2025 , 1852 views

If you are planning to make a long-term investment, then Mutual Funds are must to be considered! Mutual funds are a great investment option who wants to grow the value of their money over the long-run. Though, there is no such time frame for the duration of long-term, but it can be typically more than five years. So, let’s see some of the best mutual funds for long term investments.

Best Long Term Mutual Funds

A long-term investment is essential in a lot of ways. It helps in wealth creations, Retirement planning, and one can plan most of their Financial goals like buying house/car, child’s education, international trips, or any other assets. The most advised plan for the long-term is the equity mutual fund. These funds are known for its long-term wealth creation.

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Equities invest in shares and stocks of companies. The longer you invest in these funds, higher are the chances to earn good returns. But, one should always remember that with ‘high returns come high risk’, equities can be risky fund. Nevertheless, if planned well and for long-term, one can attain good returns and achieve their long-term goals.

Investing in Best Equity Mutual Funds can have many benefits like:

Diversification

With best Equity Funds investors can diversify their Portfolio through regularly investing. It means that they can invest in equity stocks of different economic sectors. There are many equity funds like large-cap, mid-cap, multi-cap, small cap, etc. So, even if a particular stock drops in value, the others may help in making up for that loss, depending on the Market situation.

Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in three days.

Dividend Income

Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

Best Mutual Funds to Invest in for Long Term

Best Multi Cap Equity Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Multicap 35 Fund Growth	₹62.8928 ↑ 0.15	₹13,023	500	10.3	-0.9	13.6	28.5	22.1	45.7
Mirae Asset India Equity Fund Growth	₹114.348 ↑ 0.47	₹39,530	1,000	8.9	6.3	7.4	17	19.6	12.7
Kotak Standard Multicap Fund Growth	₹86.907 ↑ 0.50	₹52,533	500	12.2	8.6	7	22.4	21.8	16.5
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	300	-4.6	-2.6	19.3	17.3	13.6
IDFC Focused Equity Fund Growth	₹87.959 ↑ 0.27	₹1,839	100	10.1	-1.4	11	22.4	21	30.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best ELSS (Tax Saving Mutual Funds)

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Tata India Tax Savings Fund Growth	₹44.9786 ↑ 0.19	₹4,582	500	9	1.8	4.8	21	22.5	19.5
IDFC Tax Advantage (ELSS) Fund Growth	₹154.326 ↑ 0.60	₹6,955	500	9	4.5	3	20.6	26.6	13.1
DSP BlackRock Tax Saver Fund Growth	₹141.979 ↑ 0.64	₹16,974	500	8.2	5	8	24.7	25.9	23.9
L&T Tax Advantage Fund Growth	₹136.443 ↑ 0.40	₹4,129	500	10.7	0.8	6.5	25.4	23.3	33
Aditya Birla Sun Life Tax Relief '96 Growth	₹61.5 ↑ 0.31	₹15,368	500	12.2	7.4	6.1	18.5	15.5	16.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best Large Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Bluechip Fund Growth	₹112.14 ↑ 0.65	₹69,763	100	8.7	7.4	8.2	22.9	23.9	16.9
Aditya Birla Sun Life Frontline Equity Fund Growth	₹538.37 ↑ 2.41	₹29,859	100	9.8	6.9	7.3	20.5	22.1	15.6
SBI Bluechip Fund Growth	₹94.288 ↑ 0.62	₹52,251	500	8.6	6.7	7.1	19.2	21.4	12.5
Nippon India Large Cap Fund Growth	₹92.0318 ↑ 0.42	₹41,750	100	10	5.7	7	25.5	26.4	18.2
Indiabulls Blue Chip Fund Growth	₹43.55 ↑ 0.26	₹128	500	10.2	5	1.3	18.6	18.5	12.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best Mid Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Mid Cap Fund Growth	₹1,386.46 ↑ 3.93	₹12,344	100	11.8	1.1	9.3	29.9	28.6	32
Kotak Emerging Equity Scheme Growth	₹136.115 ↑ 0.63	₹53,464	1,000	14.9	1.6	7.9	27.5	30.6	33.6
L&T Midcap Fund Growth	₹393.352 ↑ 1.51	₹11,470	500	16	-3	6.2	28.6	26.7	39.7
Taurus Discovery (Midcap) Fund Growth	₹123.77 ↑ 0.45	₹128	1,000	14.3	4.1	0.1	24.1	24	11.3
Edelweiss Mid Cap Fund Growth	₹103.036 ↑ 0.41	₹10,028	500	14.4	2.7	11.9	31.7	33.5	38.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best Small Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth	₹87.2422 ↑ 0.35	₹4,914	1,000	15.3	-0.8	1.3	23.5	28.3	21.5
SBI Small Cap Fund Growth	₹173.164 ↑ 0.73	₹34,028	500	10.6	-2.5	-0.6	21.3	28.6	24.1
L&T Emerging Businesses Fund Growth	₹83.2921 ↑ 0.16	₹16,061	500	14.4	-6	-1.3	26.6	34.7	28.5
DSP BlackRock Small Cap Fund Growth	₹201.003 ↑ 1.39	₹16,305	500	17.9	-0.1	9.5	26.2	32.4	25.6
HDFC Small Cap Fund Growth	₹139.685 ↑ 0.72	₹34,032	300	14.8	0.6	5.5	29.3	34	20.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best Sector Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Banking and Financial Services Fund Growth	₹136.85 ↑ 0.70	₹9,812	100	11.8	13.4	14.6	21.9	23.5	11.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹62.46 ↑ 0.33	₹3,515	1,000	12	12.9	11.4	23.1	23.5	8.7
Sundaram Rural and Consumption Fund Growth	₹98.4986 ↓ -0.01	₹1,548	100	10.5	0.9	8.7	22	21.3	20.1
Franklin Build India Fund Growth	₹143.084 ↑ 0.71	₹2,857	500	10.7	3.1	0	34.5	33.5	27.8
DSP BlackRock Natural Resources and New Energy Fund Growth	₹89.703 ↑ 1.50	₹1,292	500	6.4	4	-2	25.2	27.2	13.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best Focused Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Axis Focused 25 Fund Growth	₹56.3 ↑ 0.24	₹12,644	500	9.7	5.7	7.5	14.9	15.7	14.8
Aditya Birla Sun Life Focused Equity Fund Growth	₹145.129 ↑ 0.11	₹7,774	1,000	10	6.6	8.6	20.8	21.5	18.7
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	100	-5	8.5	24.5	17	17.3
HDFC Focused 30 Fund Growth	₹232.089 ↑ 0.93	₹19,578	300	8.3	7.5	10.7	27.6	29.4	24
DSP BlackRock Focus Fund Growth	₹55.202 ↑ 0.21	₹2,576	500	7.3	4.9	7.6	23.3	20.9	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best Value Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
L&T India Value Fund Growth	₹112.131 ↑ 0.52	₹13,325	500	13.9	4.1	4.8	30.1	29.4	25.9
Tata Equity PE Fund Growth	₹351.827 ↑ 0.12	₹8,506	150	8.9	0.9	0.2	24.6	23.8	21.7
JM Value Fund Growth	₹100.028 ↑ 0.53	₹1,089	500	12.8	-1	-2.3	30.2	28.5	25.1
HDFC Capital Builder Value Fund Growth	₹753.798 ↑ 2.60	₹7,140	300	12.1	5.7	7	24.9	25.9	20.7
Aditya Birla Sun Life Pure Value Fund Growth	₹127.579 ↑ 0.60	₹6,161	1,000	10	0.6	3.5	26.4	26.4	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

Best Dividend Yield Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Dividend Yield Equity Fund Growth	₹53.02 ↑ 0.20	₹5,401	100	7.9	7.8	7.7	28.2	30.9	21
Templeton India Equity Income Fund Growth	₹138.832 ↑ 0.79	₹2,373	500	4.9	0.2	2	20.9	27.2	20.4
Principal Dividend Yield Fund Growth	₹136.518 ↑ 0.60	₹895	500	6.1	0.5	0.6	20.2	22.1	15.7
UTI Dividend Yield Fund Growth	₹178.152 ↑ 0.70	₹4,010	500	7.9	2.4	5.9	24.3	23.8	24.7
Aditya Birla Sun Life Dividend Yield Fund Growth	₹450.34 ↑ 2.76	₹1,471	1,000	8.6	-0.3	1.7	26.6	25.1	18.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.