Table of Contents

Best Mutual Funds to Invest in for Long Term

Updated on June 5, 2025 , 1827 views

If you are planning to make a long-term investment, then Mutual Funds are must to be considered! Mutual funds are a great investment option who wants to grow the value of their money over the long-run. Though, there is no such time frame for the duration of long-term, but it can be typically more than five years. So, let’s see some of the best mutual funds for long term investments.

Best Long Term Mutual Funds

A long-term investment is essential in a lot of ways. It helps in wealth creations, Retirement planning, and one can plan most of their Financial goals like buying house/car, child’s education, international trips, or any other assets. The most advised plan for the long-term is the equity mutual fund. These funds are known for its long-term wealth creation.

Ready to Invest?
Talk to our investment specialist

Equities invest in shares and stocks of companies. The longer you invest in these funds, higher are the chances to earn good returns. But, one should always remember that with ‘high returns come high risk’, equities can be risky fund. Nevertheless, if planned well and for long-term, one can attain good returns and achieve their long-term goals.

Investing in Best Equity Mutual Funds can have many benefits like:

Diversification

With best Equity Funds investors can diversify their Portfolio through regularly investing. It means that they can invest in equity stocks of different economic sectors. There are many equity funds like large-cap, mid-cap, multi-cap, small cap, etc. So, even if a particular stock drops in value, the others may help in making up for that loss, depending on the Market situation.

Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in three days.

Dividend Income

Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

Best Mutual Funds to Invest in for Long Term

Best Multi Cap Equity Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Multicap 35 Fund Growth	₹60.5395 ↑ 0.44	₹12,418	500	10.6	-5.3	17.3	25.3	22.1	45.7
Mirae Asset India Equity Fund Growth	₹112.135 ↑ 1.09	₹38,892	1,000	11.3	0.2	11.5	15	19.9	12.7
Kotak Standard Multicap Fund Growth	₹84.909 ↑ 0.52	₹50,812	500	15.2	2.2	10.4	20	21.9	16.5
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	300	-4.6	-2.6	19.3	17.3	13.6
IDFC Focused Equity Fund Growth	₹87.373 ↑ 1.11	₹1,764	100	12.7	-4.2	18.1	21.3	21.3	30.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best ELSS (Tax Saving Mutual Funds)

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Tata India Tax Savings Fund Growth	₹44.2625 ↑ 0.46	₹4,405	500	11.8	-2.6	11.5	18.8	22.5	19.5
IDFC Tax Advantage (ELSS) Fund Growth	₹151.168 ↑ 1.65	₹6,806	500	10.8	-1.2	5.5	18.1	27.3	13.1
DSP BlackRock Tax Saver Fund Growth	₹139.428 ↑ 1.28	₹16,638	500	11.3	-0.7	13	22.6	26.2	23.9
L&T Tax Advantage Fund Growth	₹134.29 ↑ 1.20	₹3,917	500	13.5	-3.4	12.4	22.6	23.6	33
Aditya Birla Sun Life Tax Relief '96 Growth	₹60.11 ↑ 0.66	₹14,818	500	13.4	1.1	9.9	16.2	16	16.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best Large Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Bluechip Fund Growth	₹109.61 ↑ 0.96	₹68,034	100	11.5	1.5	11	20.5	23.6	16.9
Aditya Birla Sun Life Frontline Equity Fund Growth	₹525.01 ↑ 5.34	₹29,220	100	12	0.8	10.9	18	22.1	15.6
Nippon India Large Cap Fund Growth	₹90.2936 ↑ 0.86	₹39,677	100	12.6	0.5	10.7	23.1	26.4	18.2
SBI Bluechip Fund Growth	₹92.1069 ↑ 0.73	₹51,010	500	11.3	1.1	9.7	17.1	21.4	12.5
Indiabulls Blue Chip Fund Growth	₹42.41 ↑ 0.51	₹124	500	12.2	-2.5	4.4	16	18.4	12.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best Mid Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Mid Cap Fund Growth	₹1,373.83 ↑ 11.78	₹11,690	100	16.4	-1.8	14.2	28.3	29.7	32
Kotak Emerging Equity Scheme Growth	₹132.488 ↑ 0.76	₹49,646	1,000	16.8	-2.9	12.4	24.9	30.8	33.6
L&T Midcap Fund Growth	₹384.202 ↑ 3.31	₹10,724	500	18.9	-6.7	10.8	26.2	27.3	39.7
Taurus Discovery (Midcap) Fund Growth	₹122.67 ↑ 1.33	₹120	1,000	17.3	-2.2	4.1	21.5	24.6	11.3
Edelweiss Mid Cap Fund Growth	₹100.691 ↑ 0.98	₹9,242	500	17.7	-1.9	18.4	29.3	33.8	38.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best Small Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth	₹85.9379 ↑ 0.59	₹4,531	1,000	18.1	-4.9	7.9	21.8	29.1	21.5
L&T Emerging Businesses Fund Growth	₹82.2862 ↑ 0.99	₹14,737	500	17.2	-9.9	5.2	24.5	35.8	28.5
SBI Small Cap Fund Growth	₹170.073 ↑ 0.85	₹31,790	500	12.1	-6.8	3.3	19.2	29.2	24.1
DSP BlackRock Small Cap Fund Growth	₹197.106 ↓ -0.02	₹14,258	500	18.8	-3.5	17.1	23.8	33.6	25.6
HDFC Small Cap Fund Growth	₹137.037 ↑ 0.22	₹30,880	300	15.6	-5.1	9.9	26.8	34.6	20.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best Sector Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Banking and Financial Services Fund Growth	₹134.49 ↑ 1.79	₹9,375	100	15.5	7.9	20.6	19.6	24.4	11.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹61.43 ↑ 1.43	₹3,439	1,000	17.4	6.3	17.5	20.6	24.9	8.7
Sundaram Rural and Consumption Fund Growth	₹97.4485 ↑ 0.88	₹1,532	100	11.3	-2.2	11	21.2	21.6	20.1
Franklin Build India Fund Growth	₹140.934 ↑ 1.34	₹2,726	500	14.8	-2.8	5.8	32	33.4	27.8
IDFC Infrastructure Fund Growth	₹50.514 ↑ 0.00	₹1,577	100	16.9	-6.5	1.9	32.3	35.1	39.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best Focused Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Axis Focused 25 Fund Growth	₹55.32 ↑ 0.66	₹12,665	500	14	0.2	10.3	12.8	15.9	14.8
Aditya Birla Sun Life Focused Equity Fund Growth	₹141.728 ↑ 1.53	₹7,595	1,000	11.9	0.9	12.7	18.3	21.6	18.7
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	100	-5	8.5	24.5	17	17.3
HDFC Focused 30 Fund Growth	₹226.73 ↑ 1.90	₹18,560	300	10.3	2.3	13.8	25.4	29.7	24
DSP BlackRock Focus Fund Growth	₹54.366 ↑ 0.59	₹2,471	500	10.7	0.1	12.9	21.1	21.1	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best Value Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
L&T India Value Fund Growth	₹109.686 ↑ 1.19	₹13,095	500	16.7	-2.5	8.8	27.2	29.7	25.9
Tata Equity PE Fund Growth	₹347.351 ↑ 4.95	₹8,228	150	12	-3.8	5.6	22.7	24	21.7
JM Value Fund Growth	₹98.2158 ↑ 0.51	₹1,036	500	13.3	-6	3.8	27.9	28.7	25.1
HDFC Capital Builder Value Fund Growth	₹733.32 ↑ 7.28	₹7,116	300	13.7	-0.6	10.8	22.3	25.8	20.7
Aditya Birla Sun Life Pure Value Fund Growth	₹125.48 ↑ 1.44	₹5,826	1,000	13.3	-4.6	9.3	24	26.8	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

Best Dividend Yield Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Dividend Yield Equity Fund Growth	₹51.83 ↑ 0.49	₹5,231	100	10.4	1.5	10.6	25.3	31.6	21
Templeton India Equity Income Fund Growth	₹136.739 ↑ 0.22	₹2,338	500	5.5	-4.2	5.8	18.1	27.9	20.4
Principal Dividend Yield Fund Growth	₹134.465 ↑ 1.10	₹881	500	9.5	-4.6	4.5	18.1	22.2	15.7
UTI Dividend Yield Fund Growth	₹174.435 ↑ 1.50	₹3,928	500	9.3	-3.4	9.8	21	24.4	24.7
Aditya Birla Sun Life Dividend Yield Fund Growth	₹439.84 ↑ 2.21	₹1,416	1,000	9	-6.6	6.8	22.5	25.5	18.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

How to Invest in Mutual Funds Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.