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Best Mutual Funds to Invest in for Long Term

Updated on November 25, 2020 , 217 views

If you are planning to make a long-term investment, then Mutual Funds are must to be considered! Mutual funds are a great investment option who wants to grow the value of their money over the long-run. Though, there is no such time frame for the duration of long-term, but it can be typically more than five years. So, let’s see some of the best mutual funds for long term investments.

Best Long Term Mutual Funds

A long-term investment is essential in a lot of ways. It helps in wealth creations, Retirement planning, and one can plan most of their Financial goals like buying house/car, child’s education, international trips, or any other assets. The most advised plan for the long-term is the equity mutual fund. These funds are known for its long-term wealth creation.

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Equities invest in shares and stocks of companies. The longer you invest in these funds, higher are the chances to earn good returns. But, one should always remember that with ‘high returns come high risk’, equities can be risky fund. Nevertheless, if planned well and for long-term, one can attain good returns and achieve their long-term goals.

Investing in Best Equity Mutual Funds can have many benefits like:

Diversification

With best Equity Funds investors can diversify their portfolio through regularly investing. It means that they can invest in equity stocks of different economic sectors. There are many equity funds like large-cap, mid-cap, multi-cap, small cap, etc. So, even if a particular stock drops in value, the others may help in making up for that loss, depending on the market situation.

Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your bank account in three days.

Dividend Income

Investing into blue-chip companies may help investors earn a steady income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

Best Mutual Funds to Invest in for Long Term

Best Multi Cap Equity Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
Mirae Asset India Equity Fund Growth	₹57.669 ↓ -0.04	₹18,999	1,000	9.4	38.8	6.8	6.7	12.4	12.7
Kotak Standard Multicap Fund Growth	₹39.522 ↑ 0.07	₹29,807	500	11.5	35.3	6.1	6.1	11.5	12.3
Motilal Oswal Multicap 35 Fund Growth	₹28.2228 ↑ 0.02	₹11,015	500	9.1	36.5	4.7	2.3	10.2	7.9
IDFC Focused Equity Fund Growth	₹42.25 ↑ 0.25	₹1,399	100	6.6	36.7	10.7	1.9	10.5	8.9
Aditya Birla Sun Life Equity Fund Growth	₹828.49 ↑ 3.81	₹10,980	100	13.4	41.3	9.4	5.1	11.8	8.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best ELSS (Tax Saving Mutual Funds)

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
IDFC Tax Advantage (ELSS) Fund Growth	₹60.71 ↑ 0.56	₹2,235	500	10.3	46.5	10.5	1.9	9.7	1.9
Tata India Tax Savings Fund Growth	₹20.1445 ↑ 0.05	₹2,117	500	10.7	36.8	4.8	4.2	10.8	13.6
Principal Tax Savings Fund Growth	₹229.3 ↑ 0.23	₹408	500	10.9	38.9	10.8	1.6	10.2	2.5
L&T Tax Advantage Fund Growth	₹59.383 ↑ 0.42	₹3,109	500	11.4	37.5	8.1	2.1	9.7	4.6
DSP BlackRock Tax Saver Fund Growth	₹55.381 ↑ 0.20	₹6,325	500	11.2	37.2	7.9	5.4	11.5	14.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best Large Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
SBI Bluechip Fund Growth	₹45.082 ↑ 0.13	₹22,421	500	12.8	40.3	8.6	5.8	9.8	11.6
Aditya Birla Sun Life Frontline Equity Fund Growth	₹246.46 ↑ 0.14	₹17,274	100	11.2	37.6	6.2	4.1	9.2	7.6
ICICI Prudential Bluechip Fund Growth	₹46.65 ↓ -0.10	₹23,486	100	9.8	33.8	5.9	5.1	10.2	9.8
Essel Large Cap Equity Fund Growth	₹25.2549 ↓ 0.00	₹85	500	10.4	34.6	4.8	3.7	8.8	11.7
Indiabulls Blue Chip Fund Growth	₹23.15 ↑ 0.06	₹125	500	11.8	37.3	3.1	5.2	9.7	12
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best Mid Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
Taurus Discovery (Midcap) Fund Growth	₹52.15 ↑ 0.94	₹53	1,000	8.2	35.5	20.5	5.2	11.3	1.6
Kotak Emerging Equity Scheme Growth	₹47.172 ↑ 1.10	₹7,668	1,000	13.9	48.1	18.3	5.3	12.3	8.9
L&T Midcap Fund Growth	₹151.69 ↑ 3.70	₹5,776	500	10.4	40.3	15.3	1.3	11.1	-0.2
Sundaram Mid Cap Fund Growth	₹490.38 ↑ 14.27	₹5,243	100	11.2	42.5	8.1	-2.3	7.2	-0.3
DSP BlackRock Midcap Fund Growth	₹69.031 ↑ 1.45	₹8,407	500	11.5	41	22.5	7.3	13.2	9.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best Small Cap Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
SBI Small Cap Fund Growth	₹66.9168 ↑ 1.53	₹5,424	500	12.2	56.2	25	4.8	15.5	6.1
Aditya Birla Sun Life Small Cap Fund Growth	₹34.6093 ↑ 0.97	₹2,197	1,000	14.1	61.9	14.2	-7	6.4	-11.5
L&T Emerging Businesses Fund Growth	₹24.836 ↑ 0.63	₹5,271	500	12.3	55.1	10	-3.1	10	-8.1
DSP BlackRock Small Cap Fund Growth	₹67.262 ↑ 1.23	₹5,323	500	11.7	62	30	0.6	9.5	0.7
Nippon India Small Cap Fund Growth	₹46.6905 ↑ 1.16	₹9,392	100	9.3	56.9	22.2	1.6	11.4	-2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best Sector Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
Sundaram Rural and Consumption Fund Growth	₹45.2883 ↑ 0.92	₹1,428	100	8.6	32.3	7.4	1.7	11.4	2.7
DSP BlackRock Natural Resources and New Energy Fund Growth	₹33.841 ↑ 0.60	₹306	500	10.1	44	7.4	-2.3	14.1	4.4
IDFC Infrastructure Fund Growth	₹13.63 ↑ 0.18	₹471	100	7.8	36.4	-1.6	-10.7	3.9	-5.3
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹29.81 ↑ 0.14	₹1,563	1,000	23.8	63.7	-3.7	2.1	12.7	14.9
Franklin Build India Fund Growth	₹40.0863 ↓ -0.08	₹837	500	11.5	35.6	-4.5	-2.4	6.7	6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best Focused Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
Axis Focused 25 Fund Growth	₹34.49 ↑ 0.18	₹11,895	500	14.9	41.9	12.8	10.7	14.8	14.7
Aditya Birla Sun Life Focused Equity Fund Growth	₹67.1854 ↑ 0.19	₹4,092	1,000	10.7	35.4	7.9	5	9.7	11.3
Motilal Oswal Focused 25 Fund Growth	₹26.798 ↓ 0.00	₹1,340	500	13.8	35.8	12.9	8.4	11.3	17.1
Principal Focused Multicap Fund Growth	₹76.85 ↑ 0.21	₹586	100	11.6	34.1	12.5	7.8	11	11.8
Sundaram Select Focus Fund Growth	₹199.236 ↓ -0.16	₹1,047	100	8.2	28.7	3.6	6.9	10.4	15
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best Value Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
L&T India Value Fund Growth	₹39.028 ↑ 0.33	₹6,197	500	10.2	41.2	8.9	1	9.1	4.6
Tata Equity PE Fund Growth	₹146.963 ↑ 1.00	₹4,427	500	10.2	34.3	6.2	2	11.2	5.3
JM Value Fund Growth	₹35.7898 ↑ 0.22	₹108	500	13.8	40	6.5	2.8	11.5	11.9
IDFC Sterling Value Fund Growth	₹51.4 ↑ 0.87	₹2,626	100	12.5	58.2	8.9	-3.2	7.9	-6.2
Aditya Birla Sun Life Pure Value Fund Growth	₹50.5013 ↑ 0.85	₹3,723	1,000	9.9	42.8	7.9	-8.1	5.3	-10.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

Best Dividend Yield Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
Templeton India Equity Income Fund Growth	₹51.937 ↑ 0.22	₹808	500	11	40.2	13.3	3.3	9	5.3
Principal Dividend Yield Fund Growth	₹61.11 ↑ 0.33	₹166	500	9.3	33.1	12.5	5	11.9	4.4
ICICI Prudential Dividend Yield Equity Fund Growth	₹16.62 ↑ 0.22	₹153	100	6.9	35.2	5.6	-2.7	6.2	-2.9
Aditya Birla Sun Life Dividend Yield Fund Growth	₹177.19 ↑ 2.02	₹663	1,000	5.7	34	11.6	-0.3	5.5	3.5
UTI Dividend Yield Fund Growth	₹72.2033 ↑ 0.32	₹2,234	500	5.9	30.7	10.6	5.2	9.1	3.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.