Top 5 Mutual Funds to Invest in 2025

Updated on April 27, 2025 , 37438 views

Mutual Funds off late have become a popular mode of investment, and many investors are inclining towards Investing in it. Mutual Funds don’t only offer good returns, but also gives a systematic opportunity to achieve Financial goals, which is of one the reason for their popularity in recent times. However, in order to achieve the desired investment goal or to earn good returns, investing in the right fund is important. That’s why we are here! Investors planning to invest in Mutual Funds, we bring you some of the Best Performing Mutual Funds that you need to consider while investing. These funds have been shortlisted by undertaking important parameters like AUM, NAV, past performances, peer average returns, information ratio, etc.

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Top 5 Best Performing Mutual Funds in India

Best Equity Mutual Funds 2025

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Information Ratio	Sharpe Ratio
SBI PSU Fund Growth	₹31.1056 ↑ 0.03	₹4,789	5,000	500	8.5	-2.7	-1	31.9	31.6	23.5	-0.23	0.07
Invesco India PSU Equity Fund Growth	₹60.55 ↑ 0.46	₹1,217	5,000	500	8.8	-3.9	2	31.1	29.4	25.6	-0.47	0.06
Franklin India Opportunities Fund Growth	₹236.829 ↓ -0.05	₹6,047	5,000	500	1.1	-3.4	9.1	29.7	32.1	37.3	1.68	0.46
HDFC Infrastructure Fund Growth	₹44.772 ↓ -0.01	₹2,329	5,000	300	3.7	-5.2	0.8	29.1	34.9	23	0	-0.01
Nippon India Power and Infra Fund Growth	₹328.152 ↑ 0.56	₹6,849	5,000	100	3.8	-5.8	0.5	28.9	35.5	26.9	1.15	-0.05
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25
Note: Ratio's shown as on 31 Mar 25

Best Debt Funds 2025

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP BlackRock Credit Risk Fund Growth	₹48.7851 ↑ 0.05	₹207	15.5	17.6	22.4	14	7.8	7.81%	2Y 2M 8D	2Y 11M 12D
L&T Credit Risk Fund Growth	₹31.9813 ↑ 0.02	₹598	15.2	17.2	21.7	10.7	7.2	7.89%	2Y 2M 19D	2Y 11M 5D
Aditya Birla Sun Life Credit Risk Fund Growth	₹21.9746 ↑ 0.01	₹970	6.3	8.1	17.1	10.6	11.9	8.29%	2Y 5M 16D	3Y 9M 29D
Aditya Birla Sun Life Medium Term Plan Growth	₹39.3688 ↑ 0.05	₹2,206	5.1	7.1	14.5	14.3	10.5	7.89%	3Y 7M 17D	4Y 10M 24D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

Best Hybrid Funds 2025

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Equity Hybrid Fund Growth	₹115.929 ↓ -0.34	₹768	1.1	-7.2	2.6	20.7	27	27
HDFC Balanced Advantage Fund Growth	₹502.988 ↑ 0.07	₹90,375	4	0	7.8	20.1	25.6	16.7
ICICI Prudential Equity and Debt Fund Growth	₹380.27 ↓ -1.11	₹40,962	6.4	1.8	10.2	18.9	27.2	17.2
UTI Multi Asset Fund Growth	₹72.139 ↑ 0.15	₹5,285	3.2	0.2	8.7	18.6	17.9	20.7
ICICI Prudential Multi-Asset Fund Growth	₹734.723 ↑ 3.57	₹55,360	5.7	3.9	12.5	18.5	26.3	16.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

Best Gold Mutual Funds 2025

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI Gold Fund Growth	₹25.2271 ↑ 0.28	₹104	18	20.5	30.2	21.2	14	18.7
SBI Gold Fund Growth	₹28.2275 ↑ 0.27	₹3,582	17.7	20.6	29.6	21.1	13.4	19.6
ICICI Prudential Regular Gold Savings Fund Growth	₹29.9677 ↑ 0.41	₹1,909	17.9	20.9	30.6	21.1	13.3	19.5
Aditya Birla Sun Life Gold Fund Growth	₹28.1261 ↑ 0.36	₹555	17.8	20.8	29	21.1	13.1	18.7
HDFC Gold Fund Growth	₹28.9139 ↑ 0.36	₹3,558	18	20.8	30.3	21	13.3	18.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

Mutual Fund Types: Risk and Return

Before you invest, know the basic risk and average returns of the following Mutual Fund categories:

Mutual Fund Category	Average Return	Risk	Type of Risk
Equity Funds	2%-20%	High to Moderate	Volatility Risk, Performance Risk, Concentration Risk
Debt/Bonds	8-14%	Low to Moderate	Interest Rate Risk, Credit Risk
Money market funds	4%-8%	Low	Inflation Risk, Opportunity Loss
Balanced Fund	5-15%	Moderate	Higher exposure to Equity, Debt Holdings

Mutual Fund Calculator: Pre-Determine Your Investment Returns

A sip calculator is a smart tool that solves major queries of investors like ‘how much to invest’, ‘how much would I earn’, ‘how much would be my profit’, etc. A mutual fund calculator, more specifically, SIP calculator pre-determines your investment amount for the tenure you would like to invest for. It is also one of the best tools for effective financial planning. Whether one wants to plan to buy a car, house, plan for retirement, a child's higher education or any other financial goal, the SIP calculator can be used for the same. Here’s how the calculator works:

Illustration:

Monthly Investment: ₹ 2,000

Investment Period: 10 years

Total Amount Invested: ₹ 2,40,000

Long-term Inflation: 5% (approx)

Long-term Growth Rate: 14% (approx)

Expected Returns as per SIP Calculator: ₹ 4,98,585

All you need to do in a SIP calculator is enter some basic inputs like investment amount and period of investing (additional inputs like inflation and expected Market returns will give a more realistic picture). The output of these entries would be the final amount at maturity and gains made.

A similar calculation with a goal in mind can also be made to determine the amount one should invest to reach the goal. You have to choose a particular goal, like the ones below, and estimate the details using the goal calculator.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.