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Top 5 Mutual Funds to Invest in 2020

Updated on January 20, 2020 , 1674 views

Mutual Funds off late have become a popular mode of investment, and many investors are inclining towards Investing in it. Mutual Funds don’t only offer good returns, but also gives a systematic opportunity to achieve Financial goals, which is of one the reason for their popularity in recent times. However, in order to achieve the desired investment goal or to earn good returns, investing in the right fund is important. That’s why we are here! Investors planning to invest in Mutual Funds, we bring you some of the Best Performing Mutual Funds that you need to consider while investing. These funds have been shortlisted by undertaking important parameters like AUM, NAV, past performances, peer average returns, information ratio, etc.

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Top 5 Best Performing Mutual Funds in India

Best Equity Mutual Funds 2020

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)Information RatioSharpe Ratio
Franklin Asian Equity Fund Growth ₹25.1288
↓ -0.14
₹138 5,000 500 12.512.
DSP BlackRock US Flexible Equity Fund Growth ₹28.5028
↑ 0.10
₹272 1,000 500 8.813.420.713.612.227.5-0.931.66
Axis Focused 25 Fund Growth ₹31
↓ -0.15
₹9,110 5,000 1,000 4.11420.618.111.714.70.40.87
Kotak Equity Opportunities Fund Growth ₹133.493
↑ 1.59
₹2,928 5,000 1,000 1114.819.4139.913.2-0.40.8
DSP BlackRock Equity Opportunities Fund Growth ₹242.134
↑ 2.55
₹5,589 1,000 500 6.514.317.711.410.211.4-0.220.62
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 20
Note: Ratio's shown as on 31 Dec 19

Best Debt Funds 2020

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Plan Growth ₹25.0142
↑ 0.01
₹3,0712.6410.5710.28.24%4Y 25D6Y 4M 13D
HDFC Banking and PSU Debt Fund Growth ₹16.2397
↑ 0.01
₹4,8482.24.810.47.310.27.24%2Y 3M 29D3Y 18D
HDFC Corporate Bond Fund Growth ₹22.4239
↑ 0.02
₹12,3201.93.910.37.610.36.95%3Y 1M 17D4Y 2M 19D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹77.0196
↑ 0.03
₹17,5871.949. 7M 2D1Y 11M 23D
Aditya Birla Sun Life Savings Fund Growth ₹393.383
↑ 0.10
₹15,8471. 16D6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 20

Best Hybrid Funds 2020

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
ICICI Prudential MIP 25 Growth ₹45.6098
↓ -0.01
SBI Debt Hybrid Fund Growth ₹41.6363
↑ 0.08
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹769.95
↓ -2.78
Edelweiss Arbitrage Fund Growth ₹14.4045
↑ 0.01
Aditya Birla Sun Life Regular Savings Fund Growth ₹40.1835
↓ -0.02
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 20

Best Gold Mutual Funds 2020

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
Kotak World Gold Fund Growth ₹10.822
↓ -0.05
DSP BlackRock World Gold Fund Growth ₹14.5358
↑ 0.10
Invesco India Gold Fund Growth ₹12.5225
↓ 0.00
Aditya Birla Sun Life Gold Fund Growth ₹12.6738
↓ -0.02
SBI Gold Fund Growth ₹12.5309
↓ -0.06
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

Mutual Fund Types: Risk and Return

Before you invest, know the basic risk and average returns of the following Mutual Fund categories:

Mutual Fund Category Average Return Risk Type of Risk
Equity Funds 2%-20% High to Moderate Volatility Risk, Performance Risk, Concentration Risk
Debt/Bonds 8-14% Low to Moderate Interest Rate Risk, Credit Risk
Money market funds 4%-8% Low Inflation Risk, Opportunity Loss
Balanced Fund 5-15% Moderate Higher exposure to Equity, Debt Holdings

Mutual Fund Calculator: Pre-Determine Your Investment Returns

A sip calculator is a smart tool that solves major queries of investors like ‘how much to invest’, ‘how much would I earn’, ‘how much would be my profit’, etc. A mutual fund calculator, more specifically, SIP calculator pre-determines your investment amount for the tenure you would like to invest for. It is also one of the best tools for effective financial planning. Whether one wants to plan to buy a car, house, plan for retirement, a child's higher education or any other financial goal, the SIP calculator can be used for the same. Here’s how the calculator works:


Monthly Investment: ₹ 2,000

Investment Period: 10 years

Total Amount Invested: ₹ 2,40,000

Long-term Inflation: 5% (approx)

Long-term Growth Rate: 14% (approx)

Expected Returns as per SIP Calculator: ₹ 4,98,585


All you need to do in a SIP calculator is enter some basic inputs like investment amount and period of investing (additional inputs like inflation and expected market returns will give a more realistic picture). The output of these entries would be the final amount at maturity and gains made.

A similar calculation with a goal in mind can also be made to determine the amount one should invest to reach the goal. You have to choose a particular goal, like the ones below, and estimate the details using the goal calculator.


All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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