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Top 5 Mutual Funds 2022 -

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Top 5 Mutual Funds to Invest in 2022

Updated on November 27, 2022 , 31502 views

Mutual Funds off late have become a popular mode of investment, and many investors are inclining towards Investing in it. Mutual Funds don’t only offer good returns, but also gives a systematic opportunity to achieve Financial goals, which is of one the reason for their popularity in recent times. However, in order to achieve the desired investment goal or to earn good returns, investing in the right fund is important. That’s why we are here! Investors planning to invest in Mutual Funds, we bring you some of the Best Performing Mutual Funds that you need to consider while investing. These funds have been shortlisted by undertaking important parameters like AUM, NAV, past performances, peer average returns, information ratio, etc.

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Top 5 Best Performing Mutual Funds in India

Best Equity Mutual Funds 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)Information RatioSharpe Ratio
ICICI Prudential Technology Fund Growth ₹141.25
↑ 0.10
₹9,182 5,000 100 8.66.7-11.735.825.675.70.95-0.78
PGIM India Midcap Opportunities Fund Growth ₹44.84
↓ -0.42
₹7,257 5,000 1,000
Nippon India Small Cap Fund Growth ₹94.2284
↓ -0.42
₹22,844 5,000 100 6.620.91734.91674.31.40.59
Aditya Birla Sun Life Digital India Fund Growth ₹123.02
↑ 0.02
₹3,249 1,000 100 9.19.3-10.431.824.570.50.81-0.67
Kotak Small Cap Fund Growth ₹164.638
↓ -0.42
₹8,614 5,000 1,000 -
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22
Note: Ratio's shown as on 31 Oct 22

Best Debt Funds 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
BOI AXA Credit Risk Fund Growth ₹10.4996
↑ 0.00
₹1660.92.4142.613.89.46.85%10M 24D1Y 18D
Aditya Birla Sun Life Medium Term Plan Growth ₹31.3314
↓ -0.01
₹1,6131.619.224.5137.17.94%2Y 14D3Y 4M 20D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.811.90%1Y 15D
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹3620.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22

Best Hybrid Funds 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹23.03
↓ -0.15
ICICI Prudential Equity and Debt Fund Growth ₹244.86
↑ 0.22
ICICI Prudential Multi-Asset Fund Growth ₹478.415
↑ 0.89
HDFC Balanced Advantage Fund Growth ₹327.699
↓ -0.02
Kotak Equity Hybrid Fund Growth ₹42.187
↑ 0.02
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22

Best Gold Mutual Funds 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
Edelweiss Multi Asset Allocation Fund Growth ₹41.31
Axis Triple Advantage Fund Growth ₹29.9179
↑ 0.04
Axis Gold Fund Growth ₹15.9469
↓ -0.03
HDFC Gold Fund Growth ₹16.3776
↓ -0.04
SBI Gold Fund Growth ₹16.006
↑ 0.01
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22

Mutual Fund Types: Risk and Return

Before you invest, know the basic risk and average returns of the following Mutual Fund categories:

Mutual Fund Category Average Return Risk Type of Risk
Equity Funds 2%-20% High to Moderate Volatility Risk, Performance Risk, Concentration Risk
Debt/Bonds 8-14% Low to Moderate Interest Rate Risk, Credit Risk
Money market funds 4%-8% Low Inflation Risk, Opportunity Loss
Balanced Fund 5-15% Moderate Higher exposure to Equity, Debt Holdings

Mutual Fund Calculator: Pre-Determine Your Investment Returns

A sip calculator is a smart tool that solves major queries of investors like ‘how much to invest’, ‘how much would I earn’, ‘how much would be my profit’, etc. A mutual fund calculator, more specifically, SIP calculator pre-determines your investment amount for the tenure you would like to invest for. It is also one of the best tools for effective financial planning. Whether one wants to plan to buy a car, house, plan for retirement, a child's higher education or any other financial goal, the SIP calculator can be used for the same. Here’s how the calculator works:


Monthly Investment: ₹ 2,000

Investment Period: 10 years

Total Amount Invested: ₹ 2,40,000

Long-term Inflation: 5% (approx)

Long-term Growth Rate: 14% (approx)

Expected Returns as per SIP Calculator: ₹ 4,98,585


All you need to do in a SIP calculator is enter some basic inputs like investment amount and period of investing (additional inputs like inflation and expected Market returns will give a more realistic picture). The output of these entries would be the final amount at maturity and gains made.

A similar calculation with a goal in mind can also be made to determine the amount one should invest to reach the goal. You have to choose a particular goal, like the ones below, and estimate the details using the goal calculator.


All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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