Table of Contents
BSE SENSEX Growth Over Years
Why Equities are Good for Long-term?
Whenever we hear about equity investment, the first thing we hear is, equities are good for a long-term investment. However, various people do carry negative views with respect to equity investment. So, let us understand why and how equity is a good investment for long-term, the myths behind equity investment, and parameters to be checked while Investing in equity and the concept of Equity Funds.
Understanding SENSEX Past Performance
Now, let us focus on the performance of Sensex since its inception with the help of the graph given below.
(as on 3rd January, 2018, Source- BSE Limited)
The given graph of Sensex shows that there is an overall increase in since its inception in 1979. The date on which the data taken is as of January 03, 2018. Till date since 1979, the Compounded Annual Growth Rate (CAGR) is approximately 16.39%. However, it does not mean that Sensex has seen only upward movements. However, the biggest growth that Sensex has witnessed is between the period 1979-1994 when the markets grew from 100 to 3,927 points. People who had invested during this period would have earned considerable profits. In addition, these investors also did not face much negative returns as others did. Resultantly, these people would have definitely earned. The second best phase in which investors had earned returns were during 2003-2007, but the increase during this period was not as effective as the first phase.
So, do you think that the Market has always witnessed a good pace? It has also witnessed downturns. Some of the worst spells where the Sensex was showing a downturn were during September 1994 - 1999, 2000 - 2003, and 2008 - 2010. Any individual who would have invested during this period would have definitely been negative. However, again, if these investors would have held their investments long, they would have definitely earned profits. As we can see in the map, the downturn period is not much visible.
So, after understanding the myths about equity, let's now see how to select the stocks.
Common Myths Behind Equity Investment
As mentioned earlier, equity investment has a number of myths associated with it. So, let us look at some of the prevalent myths behind equity investment.
1. If a Stock Has Done Well in the Past, it will Do Well in the Future Too
The first myth which people believe while investing in shares is; if a company has done well in the past, it will also do well in the future. Though this thought can give some comfort level yet; it is not completely true. It’s because; a company’s success always depends on the environment in which it performs and whether it is able to adapt itself to the changing business conditions. If it is not able to do so then; the company will not be in a position, to perform in the future.
Therefore, people should conduct a self-analysis before investing in the shares of any company. They should check the company's past performance, its future potentials, the Industry conditions in which it performs, and other related parameters.
2. I am not Able to Earn Returns Faster Through Equities as it is Sheer Luck
The second presumption people feel is they cannot earn by equity investment as it is based on sheer luck. However, as mentioned in the earlier paragraph, people need to understand that the variation of average returns reduces with the increase in the holding tenure. This is because, in the long-term, the fluctuation of the short-term Volatility reduces and the chances of making losses are also lower. Resultantly, the variations in the Earnings start to decrease with the increase in the tenure. This concept is explained with the help of the table given below.
| Investing Tenure | Average Returns (%) | Deviation of Returns From Average (%) |
|---|---|---|
| 1 Year | 18 | ± 34 |
| 3 Year | 13 | ± 16% |
| 5 Year | 13 | ± 13% |
| 7 Year | 13 | ± 10% |
| 10 Year | 13 | ± 9% |
| 12 Year | 13 | ± 8% |
| 14 Year | 12 | ± 7% |
3. Only a Few are Earning in Share Markets as Equity Markets Are Volatile
It is one of the prevalent myths among individuals. A lot of people feel that they cannot earn by investing in shares. Individuals in a lot of instances feel; though the share markets are showing uptrend; yet I am not able to make my fortune. However, this isn’t true.
*One has to understand equity investing is a zero-sum game. Therefore, one person’s profit is another person’s loss. However, the outcome of whether you made a profit or ended up in a loss is decided upon the time you enter and exit the market. *
It would be again reiterated that, the key to success in equity investments is its long-term holding. One of the world’s renowned investor Warren Buffet built his empire not just because of investing. Instead, he has earned the wealth because of holding the investments for a long-term. In case of long-term investing, even a small sum of money invested gives a larger return. People who remain invested for a very long time can amass a fortune even with a small investment. The following graph shows how the probability of losses decreases with an increase in the investment tenure.
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How to Invest in Equities
It is the most important step. People while investing in equities need to stick to certain basic rules. Some of these rules are listed below as follows.
Invest in Stocks After its Complete Analysis & Don’t Follow Herd Behavior
The primary rule of investing is; invest in financial instruments that you understand and not the ones which you don’t. Hence, people should do a complete analysis of the shares in which they want to invest. They should go through its annual reports, check its future prospects and so on. Additionally, one should not be biased in their stock selection process.Also, many people do follow a herd behavior when it comes to investing, which should not be the case. It is not a good idea. People forming part of the herd, enter when the market is at its peak and sell when it forms a bottom. Therefore, be careful that you don’t buy the shares when all are entering a buy Call and do not sell when everyone goes on a selling spree.
Diversification is the Key to Success
The important role in the case of investing is diversification, which is the key to success as it helps to reduce the level of risk. As rightly quoted that “Don’t hatch all your eggs in one basket;” similarly your investment should be distributed across numerous stocks in a predefined ratio. Diversification, in this context, means that people investing the corpus in different shares of various companies with respect to capitalization, sectors, and other parameters. This is because there are situations where mid-cap shares tend to outperform large-cap shares. So, one needs to have a constant watch on how a share is performing.
Rebalance Your Portfolio Timely
It’s rightly said that, to err is human. Similarly, while investing in stock markets, many people do commit mistakes. The mistake in this context is investing in shares where you have bad deals. However, the most important part is to rectify the wrong investment by rebalancing your Portfolio. It is important to monitor your equity investment in a timely manner. This will help to identify which stocks to sell and which ones to retain. Rebalancing the portfolio always helps to get rid of the bad stocks and thereby people can earn more Income.
Thus, from the above pointers, it can be said that whenever you choose to invest in equities, you need to spend a lot of time in share markets rather than the market timing. Also, people should always understand the company before investing in its shares so that their investment money is safe and paves way for wealth creation.
Top 10 Equity Mutual Funds for Long Term Investments
*List of top funds managing assets for 5 years of above & have returneded best Annualized Returns (CAGR).
The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on (Erstwhile Sundaram Select Midcap Fund) To achieve capital appreciation by investing
in diversified stocks that are generally termed
as mid-caps. Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Mid Cap Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities. Aditya Birla Sun Life Equity Fund is a Equity - Multi Cap fund was launched on 27 Aug 98. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Equity Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Taxshield Returns up to 1 year are on The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of
companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or
partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no
assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends. Nippon India Banking Fund is a Equity - Sectoral fund was launched on 26 May 03. It is a fund with High risk and has given a Below is the key information for Nippon India Banking Fund Returns up to 1 year are on An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in ‘Mid-Cap’ Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a fund focused on large and liquid stocks. Aditya Birla Sun Life Midcap Fund is a Equity - Mid Cap fund was launched on 3 Oct 02. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Midcap Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. Value stocks are those, which have attractive valuations in relation to earnings or book value or current and/or future dividends. ICICI Prudential Value Discovery Fund is a Equity - Value fund was launched on 16 Aug 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Value Discovery Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on 1. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,901 31 Dec 19 ₹9,503 31 Dec 20 ₹11,623 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Sundaram Mid Cap Fund
CAGR/Annualized return of 23.2% since its launch. Ranked 13 in Mid Cap category. Return for 2022 was 4.8% , 2021 was 37.5% and 2020 was 11.8% . Sundaram Mid Cap Fund
Growth Launch Date 30 Jul 02 NAV (27 Jan 23) ₹713.727 ↓ -7.90 (-1.09 %) Net Assets (Cr) ₹7,320 on 31 Dec 22 Category Equity - Mid Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 0.07 Information Ratio -1.38 Alpha Ratio 0.66 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,459 31 Dec 19 ₹8,434 31 Dec 20 ₹9,429 31 Dec 21 ₹12,963 31 Dec 22 ₹13,590 Returns for Sundaram Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -3.8% 3 Month -4.6% 6 Month 3.4% 1 Year 4.6% 3 Year 13.1% 5 Year 5.8% 10 Year 15 Year Since launch 23.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 37.5% 2020 11.8% 2019 -0.3% 2018 -15.4% 2017 40.8% 2016 11.3% 2015 11.2% 2014 75% 2013 4.6% Fund Manager information for Sundaram Mid Cap Fund
Name Since Tenure S. Bharath 24 Feb 21 1.85 Yr. Ratish Varier 24 Feb 21 1.85 Yr. Data below for Sundaram Mid Cap Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 24.04% Consumer Cyclical 23.25% Industrials 14.04% Basic Materials 12.03% Health Care 8.03% Consumer Defensive 6.21% Technology 4.68% Utility 2.42% Communication Services 1.53% Real Estate 1.48% Energy 0.31% Asset Allocation
Asset Class Value Cash 1.98% Equity 98.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK3% ₹256 Cr 19,438,756 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 09 | SCHAEFFLER3% ₹243 Cr 907,518
↑ 15,340 Varun Beverages Ltd (Consumer Defensive)
Equity, Since 31 Oct 16 | VBL3% ₹228 Cr 1,824,823
↓ -146,644 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 21 | 5322153% ₹221 Cr 2,451,728 Bank of Baroda (Financial Services)
Equity, Since 31 Dec 20 | 5321343% ₹204 Cr 12,281,687 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 21 | SRTRANSFIN3% ₹202 Cr 1,499,413
↓ -6,671 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 06 | 5002513% ₹200 Cr 1,361,114 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 30 Jun 20 | CROMPTON2% ₹187 Cr 5,140,621 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Dec 14 | 5060762% ₹180 Cr 938,022
↓ -38,470 SRF Ltd (Basic Materials)
Equity, Since 31 Oct 20 | SRF2% ₹180 Cr 759,620
↓ -15,629 3. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,610 31 Dec 19 ₹10,581 31 Dec 20 ₹11,798 31 Dec 21 ₹15,911
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Aditya Birla Sun Life Equity Fund
CAGR/Annualized return of 21.2% since its launch. Ranked 16 in Multi Cap category. Return for 2022 was -1.1% , 2021 was 30.3% and 2020 was 16.1% . Aditya Birla Sun Life Equity Fund
Growth Launch Date 27 Aug 98 NAV (27 Jan 23) ₹1,100.37 ↓ -15.39 (-1.38 %) Net Assets (Cr) ₹16,192 on 31 Dec 22 Category Equity - Multi Cap AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.31 Information Ratio -0.75 Alpha Ratio -5.31 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,591 31 Dec 19 ₹10,409 31 Dec 20 ₹12,082 31 Dec 21 ₹15,740 31 Dec 22 ₹15,566 Returns for Aditya Birla Sun Life Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -3.4% 3 Month -3.4% 6 Month 4.2% 1 Year -1.1% 3 Year 12% 5 Year 8.1% 10 Year 15 Year Since launch 21.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.1% 2021 30.3% 2020 16.1% 2019 8.5% 2018 -4.1% 2017 33.5% 2016 15.2% 2015 2.9% 2014 56.6% 2013 7.1% Fund Manager information for Aditya Birla Sun Life Equity Fund
Name Since Tenure Anil Shah 3 Oct 12 10.25 Yr. Vinod Bhat 30 Jan 21 1.92 Yr. Data below for Aditya Birla Sun Life Equity Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 34.71% Technology 13.31% Health Care 12.45% Basic Materials 10.85% Consumer Cyclical 7.24% Communication Services 6.66% Consumer Defensive 5.8% Industrials 3.26% Energy 2.86% Utility 0.41% Real Estate 0.13% Asset Allocation
Asset Class Value Cash 1.98% Equity 98.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK10% ₹1,692 Cr 17,761,302
↓ -200,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY7% ₹1,161 Cr 7,103,615
↓ -200,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK7% ₹1,144 Cr 7,112,008 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL5% ₹819 Cr 9,648,456
↓ -111,097 HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 11 | HCLTECH4% ₹740 Cr 6,599,459
↓ -112,916 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 18 | SUNPHARMA4% ₹631 Cr 6,032,388
↑ 85,319 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5322154% ₹591 Cr 6,560,812
↑ 500,000 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 22 | APOLLOHOSP3% ₹558 Cr 1,180,124
↑ 80,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 May 16 | TATASTEEL3% ₹429 Cr 39,883,880
↑ 2,000,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000343% ₹429 Cr 637,953 5. Franklin India Taxshield
CAGR/Annualized return of 20.7% since its launch. Ranked 28 in ELSS category. Return for 2022 was 5.4% , 2021 was 36.7% and 2020 was 9.8% . Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (27 Jan 23) ₹877.065 ↓ -14.24 (-1.60 %) Net Assets (Cr) ₹4,908 on 31 Dec 22 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio 0.1 Information Ratio -0.15 Alpha Ratio 1.08 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,697 31 Dec 19 ₹10,195 31 Dec 20 ₹11,195 31 Dec 21 ₹15,303 31 Dec 22 ₹16,130 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -4% 3 Month -3.5% 6 Month 6.1% 1 Year 1.6% 3 Year 14.5% 5 Year 8.9% 10 Year 15 Year Since launch 20.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% 2014 56.9% 2013 6.1% Fund Manager information for Franklin India Taxshield
Name Since Tenure Anand Radhakrishnan 18 Oct 21 1.2 Yr. R. Janakiraman 2 May 16 6.67 Yr. Data below for Franklin India Taxshield as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 32.9% Technology 11.01% Industrials 10.62% Consumer Cyclical 9.8% Consumer Defensive 8.15% Basic Materials 7% Utility 5.37% Communication Services 5.33% Energy 3.26% Health Care 2.88% Asset Allocation
Asset Class Value Cash 3.67% Equity 96.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK9% ₹448 Cr 4,700,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK8% ₹418 Cr 2,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322157% ₹345 Cr 3,825,000
↓ -175,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY6% ₹327 Cr 2,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL5% ₹272 Cr 3,200,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹259 Cr 1,250,000
↓ -30,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN4% ₹181 Cr 3,000,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH3% ₹157 Cr 1,400,000
↓ -100,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | MCDOWELL-N3% ₹149 Cr 1,600,000 Grasim Industries Ltd (Basic Materials)
Equity, Since 30 Jun 11 | GRASIM3% ₹141 Cr 800,000 6. Nippon India Banking Fund
CAGR/Annualized return of 20.4% since its launch. Ranked 15 in Sectoral category. Return for 2022 was 20.7% , 2021 was 29.7% and 2020 was -10.6% . Nippon India Banking Fund
Growth Launch Date 26 May 03 NAV (27 Jan 23) ₹388.78 ↓ -10.47 (-2.62 %) Net Assets (Cr) ₹4,020 on 31 Dec 22 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio 0.8 Information Ratio 0.2 Alpha Ratio 9.4 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,878 31 Dec 19 ₹10,937 31 Dec 20 ₹9,781 31 Dec 21 ₹12,689 31 Dec 22 ₹15,314 Returns for Nippon India Banking Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -4.8% 3 Month -1.6% 6 Month 8.7% 1 Year 7.1% 3 Year 10.2% 5 Year 7% 10 Year 15 Year Since launch 20.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 20.7% 2021 29.7% 2020 -10.6% 2019 10.7% 2018 -1.2% 2017 44.1% 2016 11.5% 2015 -6% 2014 64.9% 2013 -10.4% Fund Manager information for Nippon India Banking Fund
Name Since Tenure Vinay Sharma 9 Apr 18 4.73 Yr. Kinjal Desai 25 May 18 4.61 Yr. Bhavik Dave 18 Jun 21 1.54 Yr. Akshay Sharma 1 Dec 22 0.08 Yr. Data below for Nippon India Banking Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 96.24% Asset Allocation
Asset Class Value Cash 3.22% Equity 96.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK11% ₹430 Cr 2,672,332
↓ -100,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹417 Cr 4,380,358
↓ -100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | 5322159% ₹347 Cr 3,855,216 State Bank of India (Financial Services)
Equity, Since 31 Mar 14 | SBIN8% ₹335 Cr 5,561,726
↓ -100,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Aug 21 | HDFC6% ₹228 Cr 845,000
↓ -225,000 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jul 20 | SBICARD4% ₹171 Cr 2,073,027
↑ 250,000 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 19 | INDUSINDBK4% ₹155 Cr 1,328,251 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Jun 21 | LICHSGFIN4% ₹155 Cr 4,000,000
↑ 500,000 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Jun 21 | EQUITASBNK4% ₹150 Cr 26,315,867
↑ 665,573 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 04 | FEDERALBNK3% ₹132 Cr 10,066,730
↓ -500,000 7. Aditya Birla Sun Life Midcap Fund
CAGR/Annualized return of 20.4% since its launch. Ranked 16 in Mid Cap category. Return for 2022 was -5.3% , 2021 was 50.4% and 2020 was 15.5% . Aditya Birla Sun Life Midcap Fund
Growth Launch Date 3 Oct 02 NAV (27 Jan 23) ₹436.37 ↓ -3.82 (-0.87 %) Net Assets (Cr) ₹3,481 on 31 Dec 22 Category Equity - Mid Cap AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio -0.63 Information Ratio -1.28 Alpha Ratio -9.73 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,396 31 Dec 19 ₹8,081 31 Dec 20 ₹9,337 31 Dec 21 ₹14,042 31 Dec 22 ₹13,293 Returns for Aditya Birla Sun Life Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -2.7% 3 Month -6.2% 6 Month -2.4% 1 Year -4.7% 3 Year 14.2% 5 Year 5.6% 10 Year 15 Year Since launch 20.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 -5.3% 2021 50.4% 2020 15.5% 2019 -3.7% 2018 -16% 2017 44.8% 2016 5.7% 2015 10.4% 2014 72.6% 2013 -2% Fund Manager information for Aditya Birla Sun Life Midcap Fund
Name Since Tenure Anil Shah 27 Apr 20 2.68 Yr. Data below for Aditya Birla Sun Life Midcap Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 19.28% Basic Materials 18.19% Consumer Cyclical 16.85% Industrials 14.37% Health Care 9.27% Technology 5.98% Utility 4.06% Consumer Defensive 3.68% Real Estate 2.37% Communication Services 2.05% Asset Allocation
Asset Class Value Cash 3.41% Equity 96.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 30 Sep 19 | FLUOROCHEM4% ₹160 Cr 457,307 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Dec 19 | CHOLAFIN4% ₹130 Cr 1,821,603 Mphasis Ltd (Technology)
Equity, Since 31 Mar 20 | 5262993% ₹111 Cr 548,427 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Aug 18 | 5063953% ₹109 Cr 1,167,738 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 16 | CROMPTON3% ₹106 Cr 2,912,243 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | FEDERALBNK3% ₹104 Cr 7,907,653 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5406113% ₹97 Cr 1,515,622 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 May 17 | 5328433% ₹96 Cr 3,319,435 AIA Engineering Ltd (Industrials)
Equity, Since 31 Mar 21 | AIAENG2% ₹89 Cr 330,294 Cummins India Ltd (Industrials)
Equity, Since 31 Jan 22 | 5004802% ₹88 Cr 619,671 8. SBI Technology Opportunities Fund
CAGR/Annualized return of 20.1% since its launch. Ranked 42 in Sectoral category. Return for 2022 was -15.5% , 2021 was 66.4% and 2020 was 47.3% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (27 Jan 23) ₹144.136 ↓ -0.72 (-0.50 %) Net Assets (Cr) ₹2,741 on 31 Dec 22 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.93 Information Ratio 0.78 Alpha Ratio 1.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹11,714 31 Dec 19 ₹13,148 31 Dec 20 ₹19,371 31 Dec 21 ₹32,238 31 Dec 22 ₹27,252 Returns for SBI Technology Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 3.4% 3 Month 5.2% 6 Month 11.2% 1 Year 0% 3 Year 26.8% 5 Year 20.7% 10 Year 15 Year Since launch 20.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -15.5% 2021 66.4% 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jan 22 1 Yr. Mohit Jain 1 Jan 22 1 Yr. Data below for SBI Technology Opportunities Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Technology 75.23% Communication Services 20.08% Consumer Cyclical 0.39% Health Care 0.21% Consumer Defensive 0.19% Industrials 0.14% Utility 0.04% Financial Services 0.02% Asset Allocation
Asset Class Value Cash 3.7% Equity 96.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY30% ₹850 Cr 5,200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS13% ₹373 Cr 1,100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL10% ₹280 Cr 3,300,000 NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA7% ₹200 Cr 157,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH7% ₹191 Cr 1,700,000 Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX6% ₹181 Cr 78,955
↓ -13,045 Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT5% ₹127 Cr 65,000
↓ -27,000 Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 5076854% ₹125 Cr 3,080,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 5327553% ₹89 Cr 830,000 Invesco QQQ Trust
- | QQQ3% ₹78 Cr 34,000 9. ICICI Prudential Value Discovery Fund
CAGR/Annualized return of 19.7% since its launch. Ranked 62 in Value category. Return for 2022 was 15% , 2021 was 38.5% and 2020 was 22.9% . ICICI Prudential Value Discovery Fund
Growth Launch Date 16 Aug 04 NAV (27 Jan 23) ₹276.74 ↓ -2.70 (-0.97 %) Net Assets (Cr) ₹27,515 on 31 Dec 22 Category Equity - Value AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.78 Information Ratio 1.02 Alpha Ratio 9.55 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,578 31 Dec 19 ₹9,635 31 Dec 20 ₹11,838 31 Dec 21 ₹16,398 31 Dec 22 ₹18,850 Returns for ICICI Prudential Value Discovery Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.2% 3 Month 2.5% 6 Month 11.3% 1 Year 11.3% 3 Year 23.8% 5 Year 12.9% 10 Year 15 Year Since launch 19.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 15% 2021 38.5% 2020 22.9% 2019 0.6% 2018 -4.2% 2017 23.8% 2016 4.6% 2015 5.4% 2014 73.8% 2013 8.3% Fund Manager information for ICICI Prudential Value Discovery Fund
Name Since Tenure Sankaran Naren 18 Jan 21 1.95 Yr. Dharmesh Kakkad 18 Jan 21 1.95 Yr. Sharmila D’mello 30 Jun 22 0.51 Yr. Data below for ICICI Prudential Value Discovery Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 23.53% Health Care 12.97% Energy 9.88% Consumer Cyclical 8.5% Technology 8.47% Communication Services 7.91% Utility 6.59% Consumer Defensive 4.52% Industrials 4.22% Basic Materials 3.34% Asset Allocation
Asset Class Value Cash 10.06% Equity 89.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 28 Feb 21 | 5003128% ₹2,326 Cr 164,874,829
↓ -4,092,550 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA7% ₹2,073 Cr 19,816,788
↑ 220,417 NTPC Ltd (Utilities)
Equity, Since 30 Sep 14 | 5325556% ₹1,740 Cr 101,059,085
↑ 472,103 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | ICICIBANK5% ₹1,317 Cr 13,823,168
↓ -2,220,255 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL4% ₹1,203 Cr 14,171,514
↓ -1,105,166 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 20 | 5322153% ₹949 Cr 10,533,261
↑ 4,603,200 Infosys Ltd (Technology)
Equity, Since 30 Sep 14 | INFY3% ₹945 Cr 5,777,745
↓ -1,627,200 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | HDFCBANK3% ₹920 Cr 5,716,826
↓ -247,510 State Bank of India (Financial Services)
Equity, Since 31 Jan 21 | SBIN3% ₹697 Cr 11,565,092
↓ -575,831 HCL Technologies Ltd (Technology)
Equity, Since 31 May 16 | HCLTECH3% ₹695 Cr 6,204,721
↓ -1,092,700 10. Motilal Oswal Midcap 30 Fund
CAGR/Annualized return of 19.7% since its launch. Ranked 27 in Mid Cap category. Return for 2022 was 10.7% , 2021 was 55.8% and 2020 was 9.3% . Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (27 Jan 23) ₹49.6086 ↓ -0.21 (-0.43 %) Net Assets (Cr) ₹3,627 on 31 Dec 22 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.46 Sharpe Ratio 0.39 Information Ratio -0.13 Alpha Ratio 6.26 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,730 31 Dec 19 ₹9,578 31 Dec 20 ₹10,470 31 Dec 21 ₹16,316 31 Dec 22 ₹18,063 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -1.2% 3 Month -4.5% 6 Month 7.7% 1 Year 10.3% 3 Year 20.5% 5 Year 13.2% 10 Year 15 Year Since launch 19.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% 2014 2013 Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Niket Shah 1 Jul 20 2.5 Yr. Ankush Sood 11 Nov 22 0.14 Yr. Rakesh Shetty 22 Nov 22 0.11 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Consumer Cyclical 23.02% Basic Materials 16.64% Industrials 15.82% Real Estate 10.67% Financial Services 9.54% Utility 6.21% Health Care 3.71% Asset Allocation
Asset Class Value Cash 15.84% Equity 84.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Mar 21 | 50009311% ₹398 Cr 14,250,000
↑ 1,250,000 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jul 20 | TIINDIA10% ₹374 Cr 1,350,000
↓ -350,000 Phoenix Mills Ltd (Real Estate)
Equity, Since 30 Apr 20 | 50310010% ₹364 Cr 2,497,177
↓ -236 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Aug 22 | 5004259% ₹314 Cr 5,500,000 Campus Activewear Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | 5435237% ₹240 Cr 5,337,790
↑ 36,976 Gujarat Gas Ltd (Utilities)
Equity, Since 30 Sep 21 | GUJGASLTD6% ₹227 Cr 4,552,364
↓ -1,444,067 Voltas Ltd (Industrials)
Equity, Since 31 Oct 17 | VOLTAS3% ₹115 Cr 1,400,000
↑ 400,000 Deepak Nitrite Ltd (Basic Materials)
Equity, Since 30 Sep 22 | DEEPAKNTR3% ₹112 Cr 513,083
↑ 13,083 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | 5406113% ₹109 Cr 1,700,000
↓ -500,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002513% ₹103 Cr 700,000
↑ 586,126
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