+91-22-48913909Top 4 Best Balanced Funds by ICICI Prudential Mutual Fund 2025
Balanced Funds, also known as a hybrid scheme aim to bridge the gap between equity and Debt fund. These funds are a combination of both debt and Equity Fund. It provides the twin benefits of growth from equity markets and regular Income from debt markets.
The Balanced Fund by icici mutual fund typically holds up to 65 – 75% of its Portfolio assets in equities and the balance in Fixed Income securities. Investors wanting to invest in these funds can choose from the below-listed top 4 Best Balanced Funds by ICICI Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, past performances, NAV, etc.
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Why Invest in ICICI Balanced Funds?
Best of Both
Balanced funds are less volatile. They offer the best of both equity and debt funds ensuring higher return through equity component and stability through the debt component.
Low/Mid Risk, High Return
On the Basis of allocation of assets, the returns on balanced funds are risk adjusted. By Investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk Factor is controlled by the debt investment.
Best Balanced Mutual Funds by ICICI MF
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential MIP 25 Growth ₹77.7561
↓ -0.03 ₹3,370 1.4 2.9 7.8 10.2 9.2 11.4 ICICI Prudential Equity and Debt Fund Growth ₹409.59
↓ -0.87 ₹49,223 3.1 3.8 12.5 19.6 22 17.2 ICICI Prudential Equity Arbitrage Fund Growth ₹35.2582
↑ 0.01 ₹32,623 1.5 2.8 6.4 7.1 5.8 7.6 ICICI Prudential Equity Savings Fund Growth ₹23.34
↓ -0.01 ₹17,573 2.7 3.6 8.4 9 8.8 8.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Dec 25 Research Highlights & Commentary of 4 Funds showcased
Commentary ICICI Prudential MIP 25 ICICI Prudential Equity and Debt Fund ICICI Prudential Equity Arbitrage Fund ICICI Prudential Equity Savings Fund Point 1 Bottom quartile AUM (₹3,370 Cr). Highest AUM (₹49,223 Cr). Upper mid AUM (₹32,623 Cr). Lower mid AUM (₹17,573 Cr). Point 2 Established history (21+ yrs). Oldest track record among peers (26 yrs). Established history (19+ yrs). Established history (11+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Point 5 5Y return: 9.19% (upper mid). 5Y return: 22.03% (top quartile). 5Y return: 5.84% (bottom quartile). 5Y return: 8.78% (lower mid). Point 6 3Y return: 10.18% (upper mid). 3Y return: 19.64% (top quartile). 3Y return: 7.06% (bottom quartile). 3Y return: 8.99% (lower mid). Point 7 1Y return: 7.78% (lower mid). 1Y return: 12.55% (top quartile). 1Y return: 6.41% (bottom quartile). 1Y return: 8.36% (upper mid). Point 8 1M return: -0.18% (lower mid). 1M return: -0.66% (bottom quartile). 1M return: 0.48% (top quartile). 1M return: 0.47% (upper mid). Point 9 Alpha: 0.00 (upper mid). Alpha: 4.08 (top quartile). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.61 (bottom quartile). Sharpe: 0.65 (lower mid). Sharpe: 0.89 (top quartile). Sharpe: 0.69 (upper mid). ICICI Prudential MIP 25
ICICI Prudential Equity and Debt Fund
ICICI Prudential Equity Arbitrage Fund
ICICI Prudential Equity Savings Fund
The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on (Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. Research Highlights for ICICI Prudential Equity and Debt Fund Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on The investment objective of Income Optimiser Plan under the scheme is to seek to generate low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio. Research Highlights for ICICI Prudential Equity Arbitrage Fund Below is the key information for ICICI Prudential Equity Arbitrage Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Equity Income Fund) The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme?s assets in equity and equity related instruments Research Highlights for ICICI Prudential Equity Savings Fund Below is the key information for ICICI Prudential Equity Savings Fund Returns up to 1 year are on 1. ICICI Prudential MIP 25
ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (26 Dec 25) ₹77.7561 ↓ -0.03 (-0.04 %) Net Assets (Cr) ₹3,370 on 15 Dec 25 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio 0.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹11,130 30 Nov 22 ₹11,815 30 Nov 23 ₹12,865 30 Nov 24 ₹14,551 30 Nov 25 ₹15,734 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month -0.2% 3 Month 1.4% 6 Month 2.9% 1 Year 7.8% 3 Year 10.2% 5 Year 9.2% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.4% 2023 11.4% 2022 5.1% 2021 9.9% 2020 10.9% 2019 9.6% 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Manish Banthia 19 Sep 13 12.21 Yr. Akhil Kakkar 22 Jan 24 1.86 Yr. Roshan Chutkey 2 May 22 3.59 Yr. Sharmila D’mello 31 Jul 22 3.34 Yr. Data below for ICICI Prudential MIP 25 as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 10.55% Equity 23.9% Debt 65.27% Other 0.29% Equity Sector Allocation
Sector Value Financial Services 6.62% Consumer Cyclical 3.75% Technology 2.18% Health Care 2.11% Communication Services 1.98% Real Estate 1.63% Industrials 1.52% Energy 1.37% Utility 1.26% Consumer Defensive 0.82% Basic Materials 0.61% Debt Sector Allocation
Sector Value Corporate 48.34% Government 22.76% Cash Equivalent 4.72% Credit Quality
Rating Value A 6.06% AA 30.31% AAA 43.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹141 Cr 15,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Manappuram Finance Ltd. **
Debentures | -3% ₹100 Cr 10,000
↑ 10,000 Adani Enterprises Limited
Debentures | -3% ₹99 Cr 10,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹80 Cr 800 6.54% Govt Stock 2034
Sovereign Bonds | -2% ₹75 Cr 7,409,560
↓ -9,165,190 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹75 Cr 7,275,880
↓ -500,000 Yes Bank Limited
Debentures | -2% ₹65 Cr 650 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹51 Cr 50 2. ICICI Prudential Equity and Debt Fund
ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (26 Dec 25) ₹409.59 ↓ -0.87 (-0.21 %) Net Assets (Cr) ₹49,223 on 30 Nov 25 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.6 Sharpe Ratio 0.65 Information Ratio 1.95 Alpha Ratio 4.08 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,156 30 Nov 22 ₹17,515 30 Nov 23 ₹20,852 30 Nov 24 ₹26,156 30 Nov 25 ₹29,290 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month -0.7% 3 Month 3.1% 6 Month 3.8% 1 Year 12.5% 3 Year 19.6% 5 Year 22% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.2% 2023 28.2% 2022 11.7% 2021 41.7% 2020 9% 2019 9.3% 2018 -1.9% 2017 24.8% 2016 13.7% 2015 2.1% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 9.99 Yr. Manish Banthia 19 Sep 13 12.21 Yr. Mittul Kalawadia 29 Dec 20 4.93 Yr. Akhil Kakkar 22 Jan 24 1.86 Yr. Sri Sharma 30 Apr 21 4.59 Yr. Sharmila D'Silva 31 Jul 22 3.34 Yr. Nitya Mishra 4 Nov 24 1.07 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 10.3% Equity 77.07% Debt 12.59% Equity Sector Allocation
Sector Value Financial Services 19.31% Consumer Cyclical 11.35% Energy 8.18% Health Care 7.17% Technology 6.03% Industrials 5.98% Consumer Defensive 5.8% Utility 5.35% Real Estate 2.89% Basic Materials 2.53% Communication Services 2.23% Debt Sector Allocation
Sector Value Corporate 8.78% Cash Equivalent 7.26% Government 6.89% Credit Quality
Rating Value A 1.15% AA 12.4% AAA 54.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK6% ₹3,189 Cr 22,962,853 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 22 | RELIANCE6% ₹2,907 Cr 18,543,909 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | NTPC5% ₹2,493 Cr 76,360,769
↑ 285,854 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA5% ₹2,468 Cr 13,476,970 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | HDFCBANK4% ₹2,189 Cr 21,722,693 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 21 | AXISBANK3% ₹1,466 Cr 11,459,322 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | TVSMOTOR3% ₹1,417 Cr 4,012,393 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | MARUTI3% ₹1,339 Cr 842,167 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY3% ₹1,270 Cr 8,138,013 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | DMART3% ₹1,267 Cr 3,170,463
↑ 207,683 3. ICICI Prudential Equity Arbitrage Fund
ICICI Prudential Equity Arbitrage Fund
Growth Launch Date 30 Dec 06 NAV (26 Dec 25) ₹35.2582 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹32,623 on 30 Nov 25 Category Hybrid - Arbitrage AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.9 Sharpe Ratio 0.89 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,409 30 Nov 22 ₹10,792 30 Nov 23 ₹11,567 30 Nov 24 ₹12,444 30 Nov 25 ₹13,250 Returns for ICICI Prudential Equity Arbitrage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.8% 1 Year 6.4% 3 Year 7.1% 5 Year 5.8% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.1% 2022 4.2% 2021 3.9% 2020 4.3% 2019 5.9% 2018 6.2% 2017 5.5% 2016 6.8% 2015 7.6% Fund Manager information for ICICI Prudential Equity Arbitrage Fund
Name Since Tenure Nikhil Kabra 29 Dec 20 4.93 Yr. Sharmila D'Silva 31 Jul 22 3.34 Yr. Darshil Dedhia 13 Sep 24 1.22 Yr. Ajaykumar Solanki 23 Aug 24 1.27 Yr. Archana Nair 1 Feb 24 1.83 Yr. Data below for ICICI Prudential Equity Arbitrage Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 97.66% Debt 2.79% Other 0.04% Equity Sector Allocation
Sector Value Financial Services 23.09% Consumer Cyclical 10.58% Basic Materials 8.61% Industrials 6.25% Energy 6.08% Consumer Defensive 5.29% Health Care 4.77% Technology 4.54% Communication Services 4% Utility 3.93% Real Estate 1.46% Debt Sector Allocation
Sector Value Cash Equivalent 87.5% Corporate 8.88% Government 4.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Money Market Dir Gr
Investment Fund | -15% ₹5,052 Cr 127,933,512 Future on HDFC Bank Ltd
Derivatives | -4% -₹1,452 Cr 14,324,750
↓ -1,214,950 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | HDFCBANK4% ₹1,443 Cr 14,324,750
↓ -1,214,950 Future on Reliance Industries Ltd
Derivatives | -3% -₹902 Cr 5,723,000
↓ -2,647,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 18 | RELIANCE3% ₹897 Cr 5,723,000
↓ -2,647,500 Future on Eternal Ltd
Derivatives | -3% -₹894 Cr 29,575,300
↑ 14,227,475 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 5433203% ₹888 Cr 29,575,300
↑ 14,227,475 Future on ITC Ltd
Derivatives | -3% -₹875 Cr 21,536,000
↑ 3,902,400 ITC Ltd (Consumer Defensive)
Equity, Since 31 May 23 | ITC3% ₹871 Cr 21,536,000
↑ 3,902,400 Future on Axis Bank Ltd
Derivatives | -3% -₹828 Cr 6,439,375
↑ 1,680,625 4. ICICI Prudential Equity Savings Fund
ICICI Prudential Equity Savings Fund
Growth Launch Date 5 Dec 14 NAV (26 Dec 25) ₹23.34 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹17,573 on 30 Nov 25 Category Hybrid - Equity Savings AMC ICICI Prudential Asset Management Company Limited Rating Risk Moderately High Expense Ratio 0.97 Sharpe Ratio 0.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹11,187 30 Nov 22 ₹12,035 30 Nov 23 ₹13,082 30 Nov 24 ₹14,350 30 Nov 25 ₹15,497 Returns for ICICI Prudential Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0.5% 3 Month 2.7% 6 Month 3.6% 1 Year 8.4% 3 Year 9% 5 Year 8.8% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 9.9% 2022 7.1% 2021 9.5% 2020 4.8% 2019 10.4% 2018 3.4% 2017 10.9% 2016 11.4% 2015 4% Fund Manager information for ICICI Prudential Equity Savings Fund
Name Since Tenure Manish Banthia 5 Dec 14 11 Yr. Ritesh Lunawat 29 Dec 20 4.92 Yr. Dharmesh Kakkad 23 Feb 21 4.77 Yr. Sri Sharma 30 Apr 21 4.59 Yr. Sharmila D'Silva 31 Jul 22 3.34 Yr. Ajaykumar Solanki 23 Aug 24 1.27 Yr. Archana Nair 1 Feb 24 1.83 Yr. Data below for ICICI Prudential Equity Savings Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 65.27% Equity 19.9% Debt 14.79% Other 0.04% Equity Sector Allocation
Sector Value Financial Services 19.15% Technology 11.24% Health Care 7.44% Basic Materials 6.83% Consumer Defensive 6.14% Energy 5.78% Consumer Cyclical 5.68% Industrials 3.73% Utility 3.1% Communication Services 2.37% Real Estate 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 60.07% Corporate 11.29% Government 8.7% Credit Quality
Rating Value AA 6.62% AAA 52.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Savings Dir Gr
Investment Fund | -9% ₹1,637 Cr 28,824,355 Future on HDFC Bank Ltd
Derivatives | -7% -₹1,294 Cr 12,767,700 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | HDFCBANK7% ₹1,286 Cr 12,767,700 Infosys Ltd (Technology)
Equity, Since 31 Dec 14 | INFY7% ₹1,153 Cr 7,390,139
↑ 346,887 ICICI Pru Money Market Dir Gr
Investment Fund | -7% ₹1,149 Cr 29,108,938 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 16 | RELIANCE5% ₹915 Cr 5,835,923
↓ -425,000 Future on Reliance Industries Ltd
Derivatives | -4% -₹756 Cr 5,091,000
↑ 300,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 15 | SUNPHARMA4% ₹659 Cr 3,600,083
↓ -346,850 Future on Infosys Ltd
Derivatives | -3% -₹575 Cr 3,681,200
↓ -910,000 Future on Kotak Mahindra Bank Ltd
Derivatives | -3% -₹511 Cr 2,389,200
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Research Highlights for ICICI Prudential MIP 25