Best performing Mutual Funds for December 2025

Updated on December 24, 2025 , 37690 views

Based on criteria below we have selected Best Performing Mutual Funds for December, 2025. We have filtered funds having minimum 100 Crores of assets under management from all categories.

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Criteria

AUM > 100 Crore's
Fund age > 1 Year
Funds from All Categories
Sorted on 1 month returns.
Categories of Funds
- Equity
- Debt
- Hybrid
- Gold
- global fund

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Top 11 Best Mutual Funds December 2025

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹54.7424 ↓ -0.15	₹1,689	1,000	500	25	24.5	74.9	173.4	50.7	23.2	15.9
DSP World Mining Fund Growth	₹27.0678 ↑ 0.20	₹181	1,000	500	21.1	21.7	56.6	81.2	18.4	17.1	-8.1
IDBI Gold Fund Growth	₹35.8841 ↑ 0.16	₹524	5,000	500	10.3	22.2	40.5	78.7	34.7	21.2	18.7
ICICI Prudential Regular Gold Savings Fund Growth	₹42.6223 ↑ 0.35	₹3,987	5,000	100	9.8	21.3	40.6	78.3	34.6	20.9	19.5
DSP World Energy Fund Growth	₹23.8248 ↑ 0.23	₹108	1,000	500	9.7	9.1	28.2	40.1	13.8	11.6	-6.8
Nippon India Gold Savings Fund Growth	₹52.6867 ↑ 0.51	₹4,849	5,000	100	9.7	21.2	40.6	77.9	34.3	20.7	19
Axis Gold Fund Growth	₹40.0022 ↑ 0.35	₹1,954	5,000	1,000	9.6	21.1	40.4	77	34.4	21	19.2
HDFC Gold Fund Growth	₹41.1226 ↑ 0.35	₹7,633	5,000	300	9.5	21.1	40.5	78.3	34.2	20.9	18.9
SBI Gold Fund Growth	₹40.2102 ↑ 0.32	₹9,324	5,000	500	9.5	21.1	40.5	77.9	34.6	21	19.6
Aditya Birla Sun Life Gold Fund Growth	₹39.9961 ↑ 0.36	₹1,136	100	100	9.4	21.2	40.8	78	34.3	20.9	18.7
Kotak Gold Fund Growth	₹52.7231 ↑ 0.43	₹4,811	5,000	1,000	9.2	21.1	40	76.8	33.9	20.6	18.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Dec 25

Research Highlights & Commentary of 11 Funds showcased

Commentary	DSP World Gold Fund	DSP World Mining Fund	IDBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	DSP World Energy Fund	Nippon India Gold Savings Fund	Axis Gold Fund	HDFC Gold Fund	SBI Gold Fund	Aditya Birla Sun Life Gold Fund	Kotak Gold Fund
Point 1	Lower mid AUM (₹1,689 Cr).	Bottom quartile AUM (₹181 Cr).	Bottom quartile AUM (₹524 Cr).	Upper mid AUM (₹3,987 Cr).	Bottom quartile AUM (₹108 Cr).	Upper mid AUM (₹4,849 Cr).	Lower mid AUM (₹1,954 Cr).	Top quartile AUM (₹7,633 Cr).	Highest AUM (₹9,324 Cr).	Lower mid AUM (₹1,136 Cr).	Upper mid AUM (₹4,811 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (16+ yrs).	Established history (13+ yrs).	Established history (14+ yrs).	Established history (16+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (13+ yrs).	Established history (14+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 1★ (bottom quartile).	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.24% (top quartile).	5Y return: 17.12% (bottom quartile).	5Y return: 21.19% (top quartile).	5Y return: 20.93% (upper mid).	5Y return: 11.58% (bottom quartile).	5Y return: 20.74% (lower mid).	5Y return: 20.95% (upper mid).	5Y return: 20.85% (lower mid).	5Y return: 20.98% (upper mid).	5Y return: 20.89% (lower mid).	5Y return: 20.62% (bottom quartile).
Point 6	3Y return: 50.72% (top quartile).	3Y return: 18.44% (bottom quartile).	3Y return: 34.72% (top quartile).	3Y return: 34.58% (upper mid).	3Y return: 13.78% (bottom quartile).	3Y return: 34.30% (lower mid).	3Y return: 34.41% (upper mid).	3Y return: 34.19% (lower mid).	3Y return: 34.64% (upper mid).	3Y return: 34.26% (lower mid).	3Y return: 33.93% (bottom quartile).
Point 7	1Y return: 173.36% (top quartile).	1Y return: 81.17% (top quartile).	1Y return: 78.72% (upper mid).	1Y return: 78.31% (upper mid).	1Y return: 40.13% (bottom quartile).	1Y return: 77.93% (lower mid).	1Y return: 77.00% (bottom quartile).	1Y return: 78.25% (upper mid).	1Y return: 77.86% (lower mid).	1Y return: 77.98% (lower mid).	1Y return: 76.83% (bottom quartile).
Point 8	Alpha: -4.29 (bottom quartile).	Alpha: 0.00 (lower mid).	1M return: 10.33% (upper mid).	1M return: 9.79% (upper mid).	Alpha: 0.00 (upper mid).	1M return: 9.69% (lower mid).	1M return: 9.62% (lower mid).	1M return: 9.53% (lower mid).	1M return: 9.47% (bottom quartile).	1M return: 9.37% (bottom quartile).	1M return: 9.20% (bottom quartile).
Point 9	Sharpe: 2.51 (bottom quartile).	Sharpe: 1.75 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Sharpe: 1.09 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (top quartile).
Point 10	Information ratio: -1.02 (bottom quartile).	Information ratio: 0.00 (lower mid).	Sharpe: 3.44 (lower mid).	Sharpe: 3.47 (lower mid).	Information ratio: 0.00 (upper mid).	Sharpe: 3.61 (top quartile).	Sharpe: 3.58 (upper mid).	Sharpe: 3.54 (lower mid).	Sharpe: 3.54 (upper mid).	Sharpe: 3.57 (upper mid).	Sharpe: 3.76 (top quartile).

DSP World Gold Fund

Lower mid AUM (₹1,689 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 23.24% (top quartile).
3Y return: 50.72% (top quartile).
1Y return: 173.36% (top quartile).
Alpha: -4.29 (bottom quartile).
Sharpe: 2.51 (bottom quartile).
Information ratio: -1.02 (bottom quartile).

DSP World Mining Fund

Bottom quartile AUM (₹181 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.12% (bottom quartile).
3Y return: 18.44% (bottom quartile).
1Y return: 81.17% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.75 (bottom quartile).
Information ratio: 0.00 (lower mid).

IDBI Gold Fund

Bottom quartile AUM (₹524 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.19% (top quartile).
3Y return: 34.72% (top quartile).
1Y return: 78.72% (upper mid).
1M return: 10.33% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.44 (lower mid).

ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹3,987 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.93% (upper mid).
3Y return: 34.58% (upper mid).
1Y return: 78.31% (upper mid).
1M return: 9.79% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.47 (lower mid).

DSP World Energy Fund

Bottom quartile AUM (₹108 Cr).
Established history (16+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 11.58% (bottom quartile).
3Y return: 13.78% (bottom quartile).
1Y return: 40.13% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.09 (bottom quartile).
Information ratio: 0.00 (upper mid).

Nippon India Gold Savings Fund

Upper mid AUM (₹4,849 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.74% (lower mid).
3Y return: 34.30% (lower mid).
1Y return: 77.93% (lower mid).
1M return: 9.69% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 3.61 (top quartile).

Axis Gold Fund

Lower mid AUM (₹1,954 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.95% (upper mid).
3Y return: 34.41% (upper mid).
1Y return: 77.00% (bottom quartile).
1M return: 9.62% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.58 (upper mid).

HDFC Gold Fund

Top quartile AUM (₹7,633 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.85% (lower mid).
3Y return: 34.19% (lower mid).
1Y return: 78.25% (upper mid).
1M return: 9.53% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.54 (lower mid).

SBI Gold Fund

Highest AUM (₹9,324 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.98% (upper mid).
3Y return: 34.64% (upper mid).
1Y return: 77.86% (lower mid).
1M return: 9.47% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.54 (upper mid).

Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,136 Cr).
Established history (13+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 20.89% (lower mid).
3Y return: 34.26% (lower mid).
1Y return: 77.98% (lower mid).
1M return: 9.37% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.57 (upper mid).

Kotak Gold Fund

Upper mid AUM (₹4,811 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.62% (bottom quartile).
3Y return: 33.93% (bottom quartile).
1Y return: 76.83% (bottom quartile).
1M return: 9.20% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 3.76 (top quartile).

*Below is the list of Top Mutual Funds for December, 2025 having Assets >= 100 Crore

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,689 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 23.24% (top quartile).
3Y return: 50.72% (top quartile).
1Y return: 173.36% (top quartile).
Alpha: -4.29 (bottom quartile).
Sharpe: 2.51 (bottom quartile).
Information ratio: -1.02 (bottom quartile).

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (23 Dec 25)	₹54.7424 ↓ -0.15 (-0.27 %)
Net Assets (Cr)	₹1,689 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	2.51
Information Ratio	-1.02
Alpha Ratio	-4.29
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,903
30 Nov 22	₹8,659
30 Nov 23	₹9,599
30 Nov 24	₹12,026
30 Nov 25	₹27,573

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	25%
3 Month	24.5%
6 Month	74.9%
1 Year	173.4%
3 Year	50.7%
5 Year	23.2%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Gold Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	93.58%

Asset Allocation

Asset Class	Value
Cash	3.5%
Equity	93.84%
Debt	0.01%
Other	2.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,246 Cr	1,278,985 ↓ -68,948
VanEck Gold Miners ETF - \| GDX	25%	₹427 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹24 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹181 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.12% (bottom quartile).
3Y return: 18.44% (bottom quartile).
1Y return: 81.17% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.75 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (23 Dec 25)	₹27.0678 ↑ 0.20 (0.73 %)
Net Assets (Cr)	₹181 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,339
30 Nov 22	₹14,572
30 Nov 23	₹13,637
30 Nov 24	₹14,706
30 Nov 25	₹21,988

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	21.1%
3 Month	21.7%
6 Month	56.6%
1 Year	81.2%
3 Year	18.4%
5 Year	17.1%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%
2015	-36%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Mining Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.07%
Energy	1.35%

Asset Allocation

Asset Class	Value
Cash	2.51%
Equity	97.49%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹180 Cr	193,620
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹1 Cr

3. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹524 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.19% (top quartile).
3Y return: 34.72% (top quartile).
1Y return: 78.72% (upper mid).
1M return: 10.33% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.44 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (26 Dec 25)	₹35.8841 ↑ 0.16 (0.44 %)
Net Assets (Cr)	₹524 on 30 Nov 25
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	3.44
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,703
30 Nov 22	₹10,588
30 Nov 23	₹12,417
30 Nov 24	₹14,975
30 Nov 25	₹24,232

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	10.3%
3 Month	22.2%
6 Month	40.5%
1 Year	78.7%
3 Year	34.7%
5 Year	21.2%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	14.8%
2022	12%
2021	-4%
2020	24.2%
2019	21.6%
2018	5.8%
2017	1.4%
2016	8.3%
2015	-8.7%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.5 Yr.

Data below for IDBI Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	2.64%
Other	97.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	99%	₹522 Cr	458,752 ↑ 27,800
Treps CBLO/Reverse Repo \| -	1%	₹4 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹1 Cr

4. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹3,987 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.93% (upper mid).
3Y return: 34.58% (upper mid).
1Y return: 78.31% (upper mid).
1M return: 9.79% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.47 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (26 Dec 25)	₹42.6223 ↑ 0.35 (0.82 %)
Net Assets (Cr)	₹3,987 on 30 Nov 25
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	3.47
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,688
30 Nov 22	₹10,449
30 Nov 23	₹12,281
30 Nov 24	₹14,858
30 Nov 25	₹24,046

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.8%
3 Month	21.3%
6 Month	40.6%
1 Year	78.3%
3 Year	34.6%
5 Year	20.9%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	13.5%
2022	12.7%
2021	-5.4%
2020	26.6%
2019	22.7%
2018	7.4%
2017	0.8%
2016	8.9%
2015	-5.1%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.19 Yr.
Nishit Patel	29 Dec 20	4.93 Yr.
Ashwini Bharucha	1 Nov 25	0.08 Yr.
Venus Ahuja	1 Nov 25	0.08 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.46%
Other	98.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹3,983 Cr	368,492,474 ↑ 3,839,372
Treps CBLO/Reverse Repo \| -	0%	₹16 Cr
Net Current Assets Net Current Assets \| -	0%	-₹12 Cr

5. DSP World Energy Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Energy Fund and BlackRock Global Funds – New Energy Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Energy Fund

Bottom quartile AUM (₹108 Cr).
Established history (16+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 11.58% (bottom quartile).
3Y return: 13.78% (bottom quartile).
1Y return: 40.13% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.09 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP World Energy Fund

DSP World Energy Fund Growth
Launch Date	14 Aug 09
NAV (23 Dec 25)	₹23.8248 ↑ 0.23 (0.95 %)
Net Assets (Cr)	₹108 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	1.18
Sharpe Ratio	1.09
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,143
30 Nov 22	₹12,108
30 Nov 23	₹12,395
30 Nov 24	₹13,059
30 Nov 25	₹16,818

DSP World Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for DSP World Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.7%
3 Month	9.1%
6 Month	28.2%
1 Year	40.1%
3 Year	13.8%
5 Year	11.6%
10 Year
15 Year
Since launch	5.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.8%
2023	12.9%
2022	-8.6%
2021	29.5%
2020	0%
2019	18.2%
2018	-11.3%
2017	-1.9%
2016	22.5%
2015	-20.9%

Fund Manager information for DSP World Energy Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Energy Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	35.94%
Technology	27.45%
Utility	24.1%
Basic Materials	8.12%

Asset Allocation

Asset Class	Value
Cash	4.39%
Equity	95.6%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF Sustainable Energy I2 Investment Fund \| -	99%	₹106 Cr	501,968 ↓ -3,718
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹1 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

6. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

Upper mid AUM (₹4,849 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.74% (lower mid).
3Y return: 34.30% (lower mid).
1Y return: 77.93% (lower mid).
1M return: 9.69% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 3.61 (top quartile).
Information ratio: 0.00 (top quartile).

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Growth
Launch Date	7 Mar 11
NAV (26 Dec 25)	₹52.6867 ↑ 0.51 (0.97 %)
Net Assets (Cr)	₹4,849 on 30 Nov 25
Category	Gold - Gold
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.35
Sharpe Ratio	3.61
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,653
30 Nov 22	₹10,445
30 Nov 23	₹12,267
30 Nov 24	₹14,786
30 Nov 25	₹23,972

Nippon India Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.7%
3 Month	21.2%
6 Month	40.6%
1 Year	77.9%
3 Year	34.3%
5 Year	20.7%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19%
2023	14.3%
2022	12.3%
2021	-5.5%
2020	26.6%
2019	22.5%
2018	6%
2017	1.7%
2016	11.6%
2015	-8.1%

Fund Manager information for Nippon India Gold Savings Fund

Name	Since	Tenure
Himanshu Mange	23 Dec 23	1.94 Yr.

Data below for Nippon India Gold Savings Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India ETF Gold BeES - \| -	100%	₹4,848 Cr	463,431,511 ↑ 9,277,000
Triparty Repo CBLO/Reverse Repo \| -	1%	₹27 Cr
Net Current Assets Net Current Assets \| -	1%	-₹26 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr
Cash Net Current Assets \| -	0%	₹0 Cr	00

7. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Lower mid AUM (₹1,954 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.95% (upper mid).
3Y return: 34.41% (upper mid).
1Y return: 77.00% (bottom quartile).
1M return: 9.62% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.58 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (26 Dec 25)	₹40.0022 ↑ 0.35 (0.88 %)
Net Assets (Cr)	₹1,954 on 30 Nov 25
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	3.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,776
30 Nov 22	₹10,573
30 Nov 23	₹12,492
30 Nov 24	₹15,037
30 Nov 25	₹24,261

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.6%
3 Month	21.1%
6 Month	40.4%
1 Year	77%
3 Year	34.4%
5 Year	21%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.2%
2023	14.7%
2022	12.5%
2021	-4.7%
2020	26.9%
2019	23.1%
2018	8.3%
2017	0.7%
2016	10.7%
2015	-11.9%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.06 Yr.
Pratik Tibrewal	1 Feb 25	0.83 Yr.

Data below for Axis Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.79%
Other	98.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹1,952 Cr	185,352,684 ↑ 7,180,362
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	0%	₹6 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹4 Cr

8. HDFC Gold Fund

To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).

Research Highlights for HDFC Gold Fund

Top quartile AUM (₹7,633 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.85% (lower mid).
3Y return: 34.19% (lower mid).
1Y return: 78.25% (upper mid).
1M return: 9.53% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.54 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Gold Fund

HDFC Gold Fund Growth
Launch Date	24 Oct 11
NAV (26 Dec 25)	₹41.1226 ↑ 0.35 (0.85 %)
Net Assets (Cr)	₹7,633 on 30 Nov 25
Category	Gold - Gold
AMC	HDFC Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	3.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,719
30 Nov 22	₹10,530
30 Nov 23	₹12,340
30 Nov 24	₹14,910
30 Nov 25	₹24,143

HDFC Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for HDFC Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.5%
3 Month	21.1%
6 Month	40.5%
1 Year	78.3%
3 Year	34.2%
5 Year	20.9%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.9%
2023	14.1%
2022	12.7%
2021	-5.5%
2020	27.5%
2019	21.7%
2018	6.6%
2017	2.8%
2016	10.1%
2015	-7.3%

Fund Manager information for HDFC Gold Fund

Name	Since	Tenure
Arun Agarwal	15 Feb 23	2.79 Yr.
Nandita Menezes	29 Mar 25	0.68 Yr.

Data below for HDFC Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.53%
Other	98.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	100%	₹7,632 Cr	707,335,417 ↑ 19,433,622
Treps - Tri-Party Repo CBLO/Reverse Repo \| -	0%	₹22 Cr
Net Current Assets Net Current Assets \| -	0%	-₹21 Cr

9. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹9,324 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.98% (upper mid).
3Y return: 34.64% (upper mid).
1Y return: 77.86% (lower mid).
1M return: 9.47% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.54 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (26 Dec 25)	₹40.2102 ↑ 0.32 (0.80 %)
Net Assets (Cr)	₹9,324 on 30 Nov 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	3.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,698
30 Nov 22	₹10,538
30 Nov 23	₹12,397
30 Nov 24	₹14,960
30 Nov 25	₹24,267

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.5%
3 Month	21.1%
6 Month	40.5%
1 Year	77.9%
3 Year	34.6%
5 Year	21%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%
2015	-8.1%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raviprakash Sharma	12 Sep 11	14.23 Yr.

Data below for SBI Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.55%
Other	98.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹9,323 Cr	864,580,590 ↑ 43,695,502
Treps CBLO/Reverse Repo \| -	0%	₹42 Cr
Net Receivable / Payable CBLO \| -	0%	-₹42 Cr

10. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,136 Cr).
Established history (13+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 20.89% (lower mid).
3Y return: 34.26% (lower mid).
1Y return: 77.98% (lower mid).
1M return: 9.37% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.57 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (26 Dec 25)	₹39.9961 ↑ 0.36 (0.91 %)
Net Assets (Cr)	₹1,136 on 30 Nov 25
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	3.57
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,699
30 Nov 22	₹10,501
30 Nov 23	₹12,347
30 Nov 24	₹14,876
30 Nov 25	₹24,055

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.4%
3 Month	21.2%
6 Month	40.8%
1 Year	78%
3 Year	34.3%
5 Year	20.9%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	14.5%
2022	12.3%
2021	-5%
2020	26%
2019	21.3%
2018	6.8%
2017	1.6%
2016	11.5%
2015	-7.2%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	0.92 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.32%
Other	98.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,137 Cr	102,475,557 ↑ 3,970,835
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹3 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	0%	₹2 Cr

11. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Upper mid AUM (₹4,811 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.62% (bottom quartile).
3Y return: 33.93% (bottom quartile).
1Y return: 76.83% (bottom quartile).
1M return: 9.20% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 3.76 (top quartile).
Information ratio: 0.00 (top quartile).

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Growth
Launch Date	25 Mar 11
NAV (26 Dec 25)	₹52.7231 ↑ 0.43 (0.82 %)
Net Assets (Cr)	₹4,811 on 30 Nov 25
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	3.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,788
30 Nov 22	₹10,506
30 Nov 23	₹12,325
30 Nov 24	₹14,831
30 Nov 25	₹23,984

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Dec 25

Duration	Returns
1 Month	9.2%
3 Month	21.1%
6 Month	40%
1 Year	76.8%
3 Year	33.9%
5 Year	20.6%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.9%
2023	13.9%
2022	11.7%
2021	-4.7%
2020	26.6%
2019	24.1%
2018	7.3%
2017	2.5%
2016	10.2%
2015	-8.4%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	14.7 Yr.
Jeetu Sonar	1 Oct 22	3.17 Yr.

Data below for Kotak Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.58%
Other	98.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹4,807 Cr	456,930,011 ↑ 6,383,298
Triparty Repo CBLO/Reverse Repo \| -	0%	₹10 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹7 Cr

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.