+91-22-48913909সেরা মানি মার্কেট মিউচুয়াল ফান্ড 2022
সাধারণ ভাষায়,সেরা তরল তহবিল (মানি মার্কেট ফান্ড) হয় ঋণযৌথ পুঁজি বা বরং অর্থবাজার মিউচুয়াল ফান্ডের মধ্যে পার্থক্য শুধুমাত্র বিনিয়োগের সময়কালের মধ্যে। মানি মার্কেট তহবিলগুলি খুব কম অর্থ বাজারের উপকরণগুলিতে বিনিয়োগ করে যেমনআমানতের সনদ পত্র, ট্রেজারি বিল, বাণিজ্যিক কাগজপত্র ইত্যাদি
এই তহবিলের বিনিয়োগের সময়কাল খুবই সংক্ষিপ্ত, সাধারণত কয়েক দিন থেকে কয়েক সপ্তাহ পর্যন্ত (এটি একদিনও হতে পারে!) গড় অবশিষ্ট পরিপক্কতাতরল তহবিল 91 দিনের কম কারণ তারা সিকিউরিটিজগুলিতে বিনিয়োগ করে যার স্বতন্ত্রভাবে 91 দিন পর্যন্ত মেয়াদ থাকে।
একটি স্বল্পমেয়াদী হচ্ছেঋণ তহবিল, এই তহবিলগুলি স্বল্প সময়ের জন্য স্বল্প-ঝুঁকির বিনিয়োগ খুঁজছেন এমন বিনিয়োগকারীদের জন্য অত্যন্ত উপযুক্ত। সর্বোত্তম তরল তহবিলের কম পরিপক্কতার সময় তহবিল পরিচালকদের পূরণ করতে সহায়তা করেমুক্তি সহজে বিনিয়োগকারীদের চাহিদা। বাজারে, বিভিন্ন মানি মার্কেট ফান্ড বিনিয়োগ পাওয়া যায়।
কেন মানি মার্কেট ফান্ডে বিনিয়োগ করবেন?
মুদ্রাবাজারে সিকিউরিটিজ তুলনামূলকভাবে কম ঝুঁকিপূর্ণ
মানি মার্কেট ফান্ডগুলিকে সমস্ত মিউচুয়াল ফান্ড বিনিয়োগের জন্য নিরাপদ এবং সুরক্ষিত বলে মনে করা হয়
মানি মার্কেট ফান্ড বিবেচনা করে, মানি মার্কেট অ্যাকাউন্টে বিনিয়োগ করা সহজ।বিনিয়োগ মিউচুয়াল ফান্ডের মাধ্যমে বিনিয়োগকারীরা তাদের সুবিধামত একটি অ্যাকাউন্ট খুলতে, আমানত করতে এবং উত্তোলন করতে পারে
মানি মার্কেট ফান্ডগুলিকে সমস্ত মিউচুয়াল ফান্ড বিনিয়োগের মধ্যে সবচেয়ে কম উদ্বায়ী ধরনের একটি হিসাবে বিবেচনা করা হয়
অর্থ বাজার তহবিলের কর্মক্ষমতা রিজার্ভ দ্বারা নির্ধারিত সুদের হারের সাথে ঘনিষ্ঠভাবে আবদ্ধব্যাংক ভারতের,সেন্ট্রাল ব্যাঙ্ক অফ ইন্ডিয়া. সুতরাং, যখন আরবিআই বাজারে হার বাড়ায়, ফলন বৃদ্ধি পায় এবং মানি মার্কেট ফান্ডগুলি ভাল রিটার্ন দিতে সক্ষম হয়।
Talk to our investment specialist
মানি মার্কেট ফান্ড কিভাবে কাজ করে?
একটি অর্থ বাজার তহবিল একটি উদ্দেশ্য নিয়ে অর্থ বাজারের উপকরণগুলিতে বিনিয়োগ করেনিবেদন ভাল আয় (সুদআয়) এবং রাখানা ওঠানামা ন্যূনতম।
মানি মার্কেট ইনস্ট্রুমেন্টের প্রকারভেদ
মানি মার্কেট হল একটি বিনিময় যেখানে নগদ এবং নগদ-সমতুল্য উপকরণের বাণিজ্য হয়। অর্থের বাজারে ব্যবসা করা হয় এমন যন্ত্রগুলির মেয়াদ আছে যা রাতারাতি থেকে এক বছরের মধ্যে পরিবর্তিত হতে পারে। এখানে ভারতের কিছু মূল অর্থ বাজারের উপকরণ রয়েছে:
1. ট্রেজারি বিল বা টি-বিল
ভারত সরকার 365 দিন পর্যন্ত তহবিল সংগ্রহের জন্য ট্রেজারি বিল জারি করে। যেহেতু এগুলি সরকার দ্বারা জারি করা হয়, তাই এগুলিকে খুব নিরাপদ বলে মনে করা হয়। যাইহোক, কম ঝুঁকিও কম রিটার্নে অনুবাদ করে যা ট্রেজারি বিলের ক্ষেত্রেও হয়। টি-বিলের আয় অন্যান্য অর্থ বাজারের উপকরণের তুলনায় কম।
2. জমা বা সিডি সার্টিফিকেট
একটি সিডি হল একটি মেয়াদী আমানত যা নির্ধারিত বাণিজ্যিক ব্যাঙ্কগুলি দ্বারা অফার করা হয় যার অকাল রিডেম্পশনের বিকল্প নেই৷ একটি সিডি এবং মধ্যে প্রাথমিক পার্থক্যFD যে সিডি অবাধে আলোচনা সাপেক্ষে হয়.
3. পুনঃক্রয় চুক্তি বা Repos
স্বল্পমেয়াদী ঋণের সুবিধার্থে একটি ব্যাঙ্ক এবং আরবিআইয়ের মধ্যে একটি পুনঃক্রয় চুক্তি করা হয়। এটি দুটি ব্যাংকের মধ্যেও করা যেতে পারে।
4. বাণিজ্যিক কাগজ বা CP
উচ্চ ক্রেডিট রেটিং সহ কোম্পানি এবং আর্থিক প্রতিষ্ঠানগুলি একটি ইস্যু করতে পারেবাণিজ্যিক কাগজ যা একটি স্বল্পমেয়াদী, অনিরাপদ প্রতিশ্রুতি নোট। এটি এই জাতীয় সংস্থাগুলিকে তাদের স্বল্পমেয়াদী ঋণের উত্সগুলিকে বৈচিত্র্যময় করার অনুমতি দেয়৷ CPs সাধারণত ছাড়ের হারে জারি করা হয় যখন রিডেম্পশন চালু থাকেপরিচিতি. দ্যবিনিয়োগকারী পার্থক্য অর্জন করে।
শীর্ষ 8 মানি মার্কেট মিউচুয়াল ফান্ড 2022
To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile Franklin India Savings Plus Fund Retail Option) Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Research Highlights for Franklin India Savings Fund Below is the key information for Franklin India Savings Fund Returns up to 1 year are on The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Money Market Fund Below is the key information for ICICI Prudential Money Market Fund Returns up to 1 year are on (Erstwhile Reliance Liquidity Fund) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Money Market Fund Below is the key information for Nippon India Money Market Fund Returns up to 1 year are on (Erstwhile Tata Liquid Fund) To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Money Market Fund Below is the key information for Tata Money Market Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Research Highlights for Aditya Birla Sun Life Money Manager Fund Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile Kotak Floater Short Term Fund) To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives. Research Highlights for Kotak Money Market Scheme Below is the key information for Kotak Money Market Scheme Returns up to 1 year are on (Erstwhile HDFC Cash Management Fund - Savings Plan) To generate optimal returns while maintaining safety and
high liquidity. Research Highlights for HDFC Money Market Fund Below is the key information for HDFC Money Market Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Money Market Fund Growth ₹3,186.68
↑ 0.52 ₹22,198 0.5 1.5 3 7.5 7.5 6.19% 4M 12D 4M 12D Franklin India Savings Fund Growth ₹51.8168
↑ 0.01 ₹4,422 0.5 1.5 3 7.4 7.4 6.17% 3M 14D 3M 22D ICICI Prudential Money Market Fund Growth ₹392.034
↑ 0.07 ₹35,579 0.5 1.5 3 7.4 7.4 6.15% 3M 17D 3M 25D Nippon India Money Market Fund Growth ₹4,287.56
↑ 0.64 ₹24,239 0.5 1.5 3 7.4 7.4 6.27% 4M 27D 5M 7D Tata Money Market Fund Growth ₹4,876.45
↑ 0.77 ₹41,197 0.5 1.5 3 7.4 7.4 0% Aditya Birla Sun Life Money Manager Fund Growth ₹382.191
↑ 0.05 ₹32,599 0.5 1.5 3 7.4 7.4 6.32% 5M 23D 5M 26D Kotak Money Market Scheme Growth ₹4,637.88
↑ 0.67 ₹37,667 0.5 1.5 3 7.4 7.4 6.2% 4M 24D 4M 24D HDFC Money Market Fund Growth ₹5,902.25
↑ 1.12 ₹37,517 0.5 1.5 2.9 7.4 7.4 6.19% 3M 20D 3M 27D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jan 26 Research Highlights & Commentary of 8 Funds showcased
Commentary UTI Money Market Fund Franklin India Savings Fund ICICI Prudential Money Market Fund Nippon India Money Market Fund Tata Money Market Fund Aditya Birla Sun Life Money Manager Fund Kotak Money Market Scheme HDFC Money Market Fund Point 1 Bottom quartile AUM (₹22,198 Cr). Bottom quartile AUM (₹4,422 Cr). Upper mid AUM (₹35,579 Cr). Lower mid AUM (₹24,239 Cr). Highest AUM (₹41,197 Cr). Lower mid AUM (₹32,599 Cr). Top quartile AUM (₹37,667 Cr). Upper mid AUM (₹37,517 Cr). Point 2 Established history (16+ yrs). Established history (23+ yrs). Established history (19+ yrs). Established history (20+ yrs). Established history (22+ yrs). Established history (20+ yrs). Established history (22+ yrs). Oldest track record among peers (26 yrs). Point 3 Rating: 4★ (top quartile). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.47% (top quartile). 1Y return: 7.43% (top quartile). 1Y return: 7.42% (upper mid). 1Y return: 7.42% (upper mid). 1Y return: 7.39% (lower mid). 1Y return: 7.37% (lower mid). 1Y return: 7.37% (bottom quartile). 1Y return: 7.35% (bottom quartile). Point 6 1M return: 0.49% (top quartile). 1M return: 0.49% (top quartile). 1M return: 0.49% (upper mid). 1M return: 0.47% (lower mid). 1M return: 0.46% (bottom quartile). 1M return: 0.46% (bottom quartile). 1M return: 0.47% (lower mid). 1M return: 0.48% (upper mid). Point 7 Sharpe: 3.06 (top quartile). Sharpe: 2.80 (bottom quartile). Sharpe: 2.82 (lower mid). Sharpe: 2.94 (upper mid). Sharpe: 2.94 (upper mid). Sharpe: 3.16 (top quartile). Sharpe: 2.87 (lower mid). Sharpe: 2.74 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.19% (upper mid). Yield to maturity (debt): 6.17% (lower mid). Yield to maturity (debt): 6.15% (bottom quartile). Yield to maturity (debt): 6.27% (top quartile). Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 6.32% (top quartile). Yield to maturity (debt): 6.20% (upper mid). Yield to maturity (debt): 6.19% (lower mid). Point 10 Modified duration: 0.37 yrs (lower mid). Modified duration: 0.29 yrs (top quartile). Modified duration: 0.30 yrs (upper mid). Modified duration: 0.41 yrs (bottom quartile). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.40 yrs (lower mid). Modified duration: 0.31 yrs (upper mid). UTI Money Market Fund
Franklin India Savings Fund
ICICI Prudential Money Market Fund
Nippon India Money Market Fund
Tata Money Market Fund
Aditya Birla Sun Life Money Manager Fund
Kotak Money Market Scheme
HDFC Money Market Fund
1. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (01 Jan 26) ₹3,186.68 ↑ 0.52 (0.02 %) Net Assets (Cr) ₹22,198 on 30 Nov 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.06 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.19% Effective Maturity 4 Months 12 Days Modified Duration 4 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,375 31 Dec 22 ₹10,885 31 Dec 23 ₹11,694 31 Dec 24 ₹12,599 31 Dec 25 ₹13,542 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.5% 3 Year 7.6% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4 Yr. Amit Sharma 7 Jul 17 8.41 Yr. Data below for UTI Money Market Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 77.2% Debt 22.56% Other 0.24% Debt Sector Allocation
Sector Value Corporate 50.63% Cash Equivalent 32.86% Government 16.27% Credit Quality
Rating Value A 0.45% AAA 99.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indusind Bank Ltd.
Debentures | -2% ₹533 Cr 5,500,000,000
↑ 5,500,000,000 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -2% ₹493 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹492 Cr 5,000,000,000 Union Bank of India
Domestic Bonds | -2% ₹389 Cr 4,000,000,000
↑ 4,000,000,000 Kotak Mahindra Bank Ltd.
Debentures | -1% ₹286 Cr 3,000,000,000
↑ 3,000,000,000 Small Industries Development Bank of India
Debentures | -1% ₹284 Cr 3,000,000,000
↑ 3,000,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹246 Cr 2,500,000,000 India (Republic of)
- | -1% ₹246 Cr 2,500,000,000
↑ 2,500,000,000 IDFC First Bank Ltd.
Debentures | -1% ₹243 Cr 2,500,000,000
↑ 2,500,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹198 Cr 2,000,000,000 2. Franklin India Savings Fund
Franklin India Savings Fund
Growth Launch Date 11 Feb 02 NAV (01 Jan 26) ₹51.8168 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹4,422 on 30 Nov 25 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.3 Sharpe Ratio 2.8 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.17% Effective Maturity 3 Months 22 Days Modified Duration 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,358 31 Dec 22 ₹10,815 31 Dec 23 ₹11,601 31 Dec 24 ₹12,490 31 Dec 25 ₹13,419 Returns for Franklin India Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.3% 2021 4.4% 2020 3.6% 2019 6% 2018 8.5% 2017 7.5% 2016 7.2% 2015 8.1% Fund Manager information for Franklin India Savings Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.16 Yr. Rohan Maru 10 Oct 24 1.14 Yr. Chandni Gupta 30 Apr 24 1.59 Yr. Data below for Franklin India Savings Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 98.44% Debt 1.33% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 52.25% Corporate 27.56% Government 19.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -5% ₹222 Cr 22,500,000 Canara Bank
Domestic Bonds | -5% ₹198 Cr 4,000 364 DTB 22012026
Sovereign Bonds | -3% ₹127 Cr 12,816,500 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹74 Cr 1,500 Punjab National Bank
Domestic Bonds | -1% ₹50 Cr 1,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹49 Cr 5,000,000 Indian Bank
Domestic Bonds | -1% ₹49 Cr 1,000 08.39 RJ UDAY 2026
Domestic Bonds | -1% ₹29 Cr 2,860,000 08.43 AS Sdl 2026
Sovereign Bonds | -1% ₹21 Cr 2,000,000 India (Republic of)
- | -0% ₹20 Cr 2,000,000 3. ICICI Prudential Money Market Fund
ICICI Prudential Money Market Fund
Growth Launch Date 9 Mar 06 NAV (01 Jan 26) ₹392.034 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹35,579 on 15 Dec 25 Category Debt - Money Market AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.32 Sharpe Ratio 2.82 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.15% Effective Maturity 3 Months 25 Days Modified Duration 3 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,369 31 Dec 22 ₹10,860 31 Dec 23 ₹11,659 31 Dec 24 ₹12,562 31 Dec 25 ₹13,495 Returns for ICICI Prudential Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.4% 2021 4.7% 2020 3.7% 2019 6.2% 2018 7.9% 2017 7.7% 2016 6.7% 2015 7.7% Fund Manager information for ICICI Prudential Money Market Fund
Name Since Tenure Manish Banthia 12 Jun 23 2.47 Yr. Nikhil Kabra 3 Aug 16 9.33 Yr. Data below for ICICI Prudential Money Market Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 90.4% Debt 9.37% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 43.59% Corporate 41.11% Government 15.07% Credit Quality
Rating Value AAA 98.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹2,304 Cr 233,500,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -4% ₹1,299 Cr 131,500,000 Bank of Baroda
Debentures | -2% ₹593 Cr 12,000 Bank of Baroda
Debentures | -1% ₹470 Cr 9,500 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -1% ₹346 Cr 35,000,000 364 DTB 15012026
Sovereign Bonds | -1% ₹299 Cr 30,000,000 India (Republic of)
- | -1% ₹249 Cr 25,000,000 Union Bank of India
Domestic Bonds | -1% ₹243 Cr 5,000 Bank of India Ltd.
Debentures | -1% ₹243 Cr 5,000 HDFC Bank Ltd.
Debentures | -1% ₹197 Cr 4,000 4. Nippon India Money Market Fund
Nippon India Money Market Fund
Growth Launch Date 16 Jun 05 NAV (01 Jan 26) ₹4,287.56 ↑ 0.64 (0.01 %) Net Assets (Cr) ₹24,239 on 15 Dec 25 Category Debt - Money Market AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.27% Effective Maturity 5 Months 7 Days Modified Duration 4 Months 27 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,379 31 Dec 22 ₹10,897 31 Dec 23 ₹11,698 31 Dec 24 ₹12,605 31 Dec 25 ₹13,542 Returns for Nippon India Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.8% 2022 7.4% 2021 5% 2020 3.8% 2019 6% 2018 8.1% 2017 7.9% 2016 6.6% 2015 7.6% Fund Manager information for Nippon India Money Market Fund
Name Since Tenure Kinjal Desai 16 Jul 18 7.38 Yr. Vikash Agarwal 14 Sep 24 1.21 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Money Market Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 87.41% Debt 12.35% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 53.41% Corporate 35.47% Government 10.88% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treasury Bill
Sovereign Bonds | -2% ₹440 Cr 45,000,000 Bank of Baroda
Debentures | -2% ₹365 Cr 7,500 Small Industries Development Bank of India
Debentures | -1% ₹284 Cr 6,000 364 DTB 27022026
Sovereign Bonds | -1% ₹247 Cr 25,000,000 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -1% ₹247 Cr 25,000,000 Bank of India Ltd.
Debentures | -1% ₹243 Cr 5,000 07.36 UK Gs 2033
Sovereign Bonds | -1% ₹229 Cr 22,783,400 Indian Bank
Domestic Bonds | -1% ₹222 Cr 4,500 Treasury Bills
Sovereign Bonds | -1% ₹197 Cr 20,000,000 Bank of India Ltd.
Debentures | -1% ₹195 Cr 4,000 5. Tata Money Market Fund
Tata Money Market Fund
Growth Launch Date 22 May 03 NAV (01 Jan 26) ₹4,876.45 ↑ 0.77 (0.02 %) Net Assets (Cr) ₹41,197 on 15 Dec 25 Category Debt - Money Market AMC Tata Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.44 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,393 31 Dec 22 ₹10,891 31 Dec 23 ₹11,693 31 Dec 24 ₹12,595 31 Dec 25 ₹13,528 Returns for Tata Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.4% 2021 4.8% 2020 3.9% 2019 6.4% 2018 8.1% 2017 -0.1% 2016 6.7% 2015 7.6% Fund Manager information for Tata Money Market Fund
Name Since Tenure Amit Somani 16 Oct 13 12.13 Yr. Data below for Tata Money Market Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 77.86% Debt 21.92% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 41.39% Corporate 39.88% Government 18.51% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -6% ₹2,361 Cr 236,000,000 Treasury Bill
Sovereign Bonds | -4% ₹1,548 Cr 162,500,000
↑ 162,500,000 Indian Bank
Domestic Bonds | -2% ₹953 Cr 20,000 Small Industries Development Bank of India
Debentures | -2% ₹945 Cr 20,000 Indusind Bank Ltd.
Debentures | -1% ₹583 Cr 12,000 Canara Bank
Domestic Bonds | -1% ₹546 Cr 11,000 364 DTB 19mar2026
Sovereign Bonds | -1% ₹493 Cr 50,000,000 India (Republic of)
- | -1% ₹375 Cr 38,000,000 Indusind Bank Ltd.
Debentures | -1% ₹292 Cr 6,000 Indusind Bank Ltd.
Debentures | -1% ₹247 Cr 5,000 6. Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (01 Jan 26) ₹382.191 ↑ 0.05 (0.01 %) Net Assets (Cr) ₹32,599 on 15 Dec 25 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 3.16 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.32% Effective Maturity 5 Months 26 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,384 31 Dec 22 ₹10,887 31 Dec 23 ₹11,695 31 Dec 24 ₹12,604 31 Dec 25 ₹13,536 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.8% 2022 7.4% 2021 4.8% 2020 3.8% 2019 6.6% 2018 8% 2017 7.9% 2016 6.8% 2015 7.7% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 14.39 Yr. Anuj Jain 22 Mar 21 4.7 Yr. Mohit Sharma 1 Apr 17 8.67 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 87.73% Debt 12.04% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 52.05% Corporate 34.34% Government 13.39% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -2% ₹770 Cr 77,000,000 India (Republic of)
- | -2% ₹495 Cr 50,000,000 India (Republic of)
- | -1% ₹383 Cr 40,000,000 07.49 GJ Sgs 2026
Sovereign Bonds | -1% ₹329 Cr 32,500,000 7.59% Govt Stock 2026
Sovereign Bonds | -1% ₹240 Cr 24,000,000 07.57 GJ Sgs 2026
Sovereign Bonds | -1% ₹239 Cr 23,500,000
↑ 23,500,000 Treasury Bill
Sovereign Bonds | -1% ₹238 Cr 25,000,000 Karur Vysya Bank Ltd.
Debentures | -1% ₹235 Cr 5,000
↑ 5,000 India (Republic of)
- | -1% ₹216 Cr 22,500,000 Union Bank of India
Domestic Bonds | -1% ₹195 Cr 4,000 7. Kotak Money Market Scheme
Kotak Money Market Scheme
Growth Launch Date 14 Jul 03 NAV (01 Jan 26) ₹4,637.88 ↑ 0.67 (0.01 %) Net Assets (Cr) ₹37,667 on 15 Dec 25 Category Debt - Money Market AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 2.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.2% Effective Maturity 4 Months 24 Days Modified Duration 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,368 31 Dec 22 ₹10,871 31 Dec 23 ₹11,666 31 Dec 24 ₹12,566 31 Dec 25 ₹13,494 Returns for Kotak Money Market Scheme
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.3% 2021 4.9% 2020 3.7% 2019 5.7% 2018 8% 2017 7.7% 2016 6.7% 2015 7.7% Fund Manager information for Kotak Money Market Scheme
Name Since Tenure Deepak Agrawal 1 Nov 06 19.1 Yr. Manu Sharma 1 Nov 22 3.08 Yr. Data below for Kotak Money Market Scheme as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 82.45% Debt 17.32% Other 0.23% Debt Sector Allocation
Sector Value Corporate 47.8% Cash Equivalent 35.9% Government 16.06% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -2% ₹881 Cr 90,000,000 Indusind Bank Ltd.
Debentures | -2% ₹680 Cr 70,000 364 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹660 Cr 67,500,000 364 Days Tbill Red 05-02-2026
Sovereign Bonds | -2% ₹645 Cr 65,000,000 India (Republic of)
- | -2% ₹592 Cr 60,000,000 364 DTB 29012026
Sovereign Bonds | -1% ₹497 Cr 50,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹492 Cr 50,000 Bank of Baroda
Debentures | -1% ₹487 Cr 50,000 Bank of India Ltd.
Debentures | -1% ₹487 Cr 50,000 Federal Bank Ltd.
Debentures | -1% ₹462 Cr 47,500
↓ -2,500 8. HDFC Money Market Fund
HDFC Money Market Fund
Growth Launch Date 18 Nov 99 NAV (01 Jan 26) ₹5,902.25 ↑ 1.12 (0.02 %) Net Assets (Cr) ₹37,517 on 30 Nov 25 Category Debt - Money Market AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Low Expense Ratio 0.4 Sharpe Ratio 2.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.19% Effective Maturity 3 Months 27 Days Modified Duration 3 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,378 31 Dec 22 ₹10,869 31 Dec 23 ₹11,659 31 Dec 24 ₹12,554 31 Dec 25 ₹13,478 Returns for HDFC Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 7.4% 3 Year 7.4% 5 Year 6.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 7.3% 2021 4.7% 2020 3.8% 2019 6.5% 2018 8.1% 2017 7.4% 2016 6.5% 2015 7.5% Fund Manager information for HDFC Money Market Fund
Name Since Tenure Praveen Jain 30 Aug 24 1.25 Yr. Dhruv Muchhal 22 Jun 23 2.44 Yr. Data below for HDFC Money Market Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 86.43% Debt 13.32% Other 0.25% Debt Sector Allocation
Sector Value Corporate 45.79% Cash Equivalent 36.95% Government 17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -3% ₹1,092 Cr 22,000 Punjab National Bank
Domestic Bonds | -2% ₹689 Cr 14,000 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -1% ₹494 Cr 50,000,000 Union Bank of India
Domestic Bonds | -1% ₹487 Cr 10,000 IDFC First Bank Ltd.
Debentures | -1% ₹484 Cr 10,000 07.35 GJ Sdl 2026
Sovereign Bonds | -1% ₹482 Cr 48,000,000 India (Republic of)
- | -1% ₹392 Cr 40,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹346 Cr 35,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹298 Cr 30,000,000 India (Republic of)
- | -1% ₹297 Cr 30,000,000
↑ 30,000,000
কিভাবে মানি মার্কেট ফান্ডে বিনিয়োগ করবেন?
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2026 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for UTI Money Market Fund