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সেরা মানি মার্কেট মিউচুয়াল ফান্ড 2022

Updated on May 17, 2025 , 43290 views

সাধারণ ভাষায়,সেরা তরল তহবিল (মানি মার্কেট ফান্ড) হয় ঋণযৌথ পুঁজি বা বরং অর্থবাজার মিউচুয়াল ফান্ডের মধ্যে পার্থক্য শুধুমাত্র বিনিয়োগের সময়কালের মধ্যে। মানি মার্কেট তহবিলগুলি খুব কম অর্থ বাজারের উপকরণগুলিতে বিনিয়োগ করে যেমনআমানতের সনদ পত্র, ট্রেজারি বিল, বাণিজ্যিক কাগজপত্র ইত্যাদি

এই তহবিলের বিনিয়োগের সময়কাল খুবই সংক্ষিপ্ত, সাধারণত কয়েক দিন থেকে কয়েক সপ্তাহ পর্যন্ত (এটি একদিনও হতে পারে!) গড় অবশিষ্ট পরিপক্কতাতরল তহবিল 91 দিনের কম কারণ তারা সিকিউরিটিজগুলিতে বিনিয়োগ করে যার স্বতন্ত্রভাবে 91 দিন পর্যন্ত মেয়াদ থাকে।

একটি স্বল্পমেয়াদী হচ্ছেঋণ তহবিল, এই তহবিলগুলি স্বল্প সময়ের জন্য স্বল্প-ঝুঁকির বিনিয়োগ খুঁজছেন এমন বিনিয়োগকারীদের জন্য অত্যন্ত উপযুক্ত। সর্বোত্তম তরল তহবিলের কম পরিপক্কতার সময় তহবিল পরিচালকদের পূরণ করতে সহায়তা করেমুক্তি সহজে বিনিয়োগকারীদের চাহিদা। বাজারে, বিভিন্ন মানি মার্কেট ফান্ড বিনিয়োগ পাওয়া যায়।

কেন মানি মার্কেট ফান্ডে বিনিয়োগ করবেন?

  • মুদ্রাবাজারে সিকিউরিটিজ তুলনামূলকভাবে কম ঝুঁকিপূর্ণ

  • মানি মার্কেট ফান্ডগুলিকে সমস্ত মিউচুয়াল ফান্ড বিনিয়োগের জন্য নিরাপদ এবং সুরক্ষিত বলে মনে করা হয়

  • মানি মার্কেট ফান্ড বিবেচনা করে, মানি মার্কেট অ্যাকাউন্টে বিনিয়োগ করা সহজ।বিনিয়োগ মিউচুয়াল ফান্ডের মাধ্যমে বিনিয়োগকারীরা তাদের সুবিধামত একটি অ্যাকাউন্ট খুলতে, আমানত করতে এবং উত্তোলন করতে পারে

  • মানি মার্কেট ফান্ডগুলিকে সমস্ত মিউচুয়াল ফান্ড বিনিয়োগের মধ্যে সবচেয়ে কম উদ্বায়ী ধরনের একটি হিসাবে বিবেচনা করা হয়

  • অর্থ বাজার তহবিলের কর্মক্ষমতা রিজার্ভ দ্বারা নির্ধারিত সুদের হারের সাথে ঘনিষ্ঠভাবে আবদ্ধব্যাংক ভারতের,সেন্ট্রাল ব্যাঙ্ক অফ ইন্ডিয়া. সুতরাং, যখন আরবিআই বাজারে হার বাড়ায়, ফলন বৃদ্ধি পায় এবং মানি মার্কেট ফান্ডগুলি ভাল রিটার্ন দিতে সক্ষম হয়।

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মানি মার্কেট ফান্ড কিভাবে কাজ করে?

একটি অর্থ বাজার তহবিল একটি উদ্দেশ্য নিয়ে অর্থ বাজারের উপকরণগুলিতে বিনিয়োগ করেনিবেদন ভাল আয় (সুদআয়) এবং রাখানা ওঠানামা ন্যূনতম।

মানি মার্কেট ইনস্ট্রুমেন্টের প্রকারভেদ

মানি মার্কেট হল একটি বিনিময় যেখানে নগদ এবং নগদ-সমতুল্য উপকরণের বাণিজ্য হয়। অর্থের বাজারে ব্যবসা করা হয় এমন যন্ত্রগুলির মেয়াদ আছে যা রাতারাতি থেকে এক বছরের মধ্যে পরিবর্তিত হতে পারে। এখানে ভারতের কিছু মূল অর্থ বাজারের উপকরণ রয়েছে:

1. ট্রেজারি বিল বা টি-বিল

ভারত সরকার 365 দিন পর্যন্ত তহবিল সংগ্রহের জন্য ট্রেজারি বিল জারি করে। যেহেতু এগুলি সরকার দ্বারা জারি করা হয়, তাই এগুলিকে খুব নিরাপদ বলে মনে করা হয়। যাইহোক, কম ঝুঁকিও কম রিটার্নে অনুবাদ করে যা ট্রেজারি বিলের ক্ষেত্রেও হয়। টি-বিলের আয় অন্যান্য অর্থ বাজারের উপকরণের তুলনায় কম।

2. জমা বা সিডি সার্টিফিকেট

একটি সিডি হল একটি মেয়াদী আমানত যা নির্ধারিত বাণিজ্যিক ব্যাঙ্কগুলি দ্বারা অফার করা হয় যার অকাল রিডেম্পশনের বিকল্প নেই৷ একটি সিডি এবং মধ্যে প্রাথমিক পার্থক্যFD যে সিডি অবাধে আলোচনা সাপেক্ষে হয়.

3. পুনঃক্রয় চুক্তি বা Repos

স্বল্পমেয়াদী ঋণের সুবিধার্থে একটি ব্যাঙ্ক এবং আরবিআইয়ের মধ্যে একটি পুনঃক্রয় চুক্তি করা হয়। এটি দুটি ব্যাংকের মধ্যেও করা যেতে পারে।

4. বাণিজ্যিক কাগজ বা CP

উচ্চ ক্রেডিট রেটিং সহ কোম্পানি এবং আর্থিক প্রতিষ্ঠানগুলি একটি ইস্যু করতে পারেবাণিজ্যিক কাগজ যা একটি স্বল্পমেয়াদী, অনিরাপদ প্রতিশ্রুতি নোট। এটি এই জাতীয় সংস্থাগুলিকে তাদের স্বল্পমেয়াদী ঋণের উত্সগুলিকে বৈচিত্র্যময় করার অনুমতি দেয়৷ CPs সাধারণত ছাড়ের হারে জারি করা হয় যখন রিডেম্পশন চালু থাকেপরিচিতি. দ্যবিনিয়োগকারী পার্থক্য অর্জন করে।

শীর্ষ 8 মানি মার্কেট মিউচুয়াল ফান্ড 2022

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Money Market Fund Growth ₹3,064.9
↑ 1.24 		₹17,8040.72.44.28.17.76.76%8M 17D8M 17D
Franklin India Savings Fund Growth ₹49.8725
↑ 0.02 		₹3,2770.72.44.28.17.76.71%8M 26D9M 14D
ICICI Prudential Money Market Fund Growth ₹377.175
↑ 0.14 		₹28,6440.72.44.28.17.76.74%8M 12D8M 30D
Nippon India Money Market Fund Growth ₹4,125.34
↑ 1.77 		₹17,7720.72.44.18.17.86.84%8M 16D9M 3D
Tata Money Market Fund Growth ₹4,693.41
↑ 1.99 		₹30,0650.72.44.28.17.76.81%8M 25D8M 26D
Aditya Birla Sun Life Money Manager Fund Growth ₹367.693
↑ 0.14 		₹27,1710.72.34.18.17.86.91%7M 24D7M 24D
Kotak Money Market Scheme Growth ₹4,463.58
↑ 1.59 		₹27,9770.72.44.18.17.76.8%8M 12D8M 16D
HDFC Money Market Fund Growth ₹5,682.19
↑ 2.37 		₹30,2730.72.44.18.17.76.8%8M 12D9M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 25

1. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 23 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (20 May 25) ₹3,064.9 ↑ 1.24   (0.04 %)
Net Assets (Cr) ₹17,804 on 30 Apr 25
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.27
Sharpe Ratio 2.53
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.76%
Effective Maturity 8 Months 17 Days
Modified Duration 8 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,524
30 Apr 22₹10,930
30 Apr 23₹11,593
30 Apr 24₹12,472
30 Apr 25₹13,478

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.2%
1 Year 8.1%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.4%
2022 4.9%
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 213.41 Yr.
Amit Sharma7 Jul 177.82 Yr.

Data below for UTI Money Market Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash84.74%
Debt15.01%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate47.08%
Cash Equivalent29.36%
Government23.31%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -		3%₹476 Cr5,000,000,000
364 DTB 19mar2026
Sovereign Bonds | -		3%₹475 Cr5,000,000,000
06.89 RJ Sdl 2025
Sovereign Bonds | -		2%₹306 Cr3,050,000,000
↑ 3,050,000,000
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -		1%₹238 Cr2,500,000,000
08.23 MH Sdl 2025
Sovereign Bonds | -		1%₹201 Cr2,000,000,000
↑ 900,000,000
364 DTB 12022026
Sovereign Bonds | -		1%₹191 Cr2,000,000,000
364 DTB 27022026
Sovereign Bonds | -		1%₹191 Cr2,000,000,000
AU Small Finance Bank Ltd.
Debentures | -		1%₹141 Cr1,500,000,000
Equitas Small Finance Bank Ltd.
Debentures | -		1%₹141 Cr1,500,000,000
08.28 KA Sdl 2026
Sovereign Bonds | -		1%₹102 Cr1,000,000,000

2. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 47 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.3% and 2022 was 4.4% .

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund
Growth
Launch Date 11 Feb 02
NAV (20 May 25) ₹49.8725 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹3,277 on 30 Apr 25
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating ☆☆☆
Risk Moderately Low
Expense Ratio 0.27
Sharpe Ratio 2.35
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.71%
Effective Maturity 9 Months 14 Days
Modified Duration 8 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,498
30 Apr 22₹10,873
30 Apr 23₹11,491
30 Apr 24₹12,345
30 Apr 25₹13,340

Franklin India Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.2%
1 Year 8.1%
3 Year 7.3%
5 Year 5.9%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.3%
2022 4.4%
2021 3.6%
2020 6%
2019 8.5%
2018 7.5%
2017 7.2%
2016 8.1%
2015 8.3%
Fund Manager information for Franklin India Savings Fund
NameSinceTenure
Rahul Goswami6 Oct 231.57 Yr.
Rohan Maru10 Oct 240.55 Yr.
Chandni Gupta30 Apr 241 Yr.

Data below for Franklin India Savings Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash83.84%
Debt15.94%
Other0.21%
Debt Sector Allocation
SectorValue
Corporate47.19%
Government31%
Cash Equivalent21.59%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -		7%₹214 Cr22,500,000
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -		5%₹142 Cr15,000,000
Kotak Mahindra Bank Ltd.
Debentures | -		2%₹71 Cr1,500
Indian Bank
Domestic Bonds | -		2%₹47 Cr1,000
Corporate Debt Market Development Fund Class A2
Investment Fund | -		0%₹6 Cr5,772
364 DTB 22012026
Sovereign Bonds | -		0%₹3 Cr316,500
91 Days Tbill Red 24-04-2025
Sovereign Bonds | -		0%₹0 Cr50,000
Export Import Bank Of India**
Certificate of Deposit | -		8%₹236 Cr5,000
HDFC Bank Limited
Certificate of Deposit | -		6%₹190 Cr4,000
Canara Bank
Certificate of Deposit | -		5%₹142 Cr3,000

3. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Money Market Fund is a Debt - Money Market fund was launched on 9 Mar 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 17 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund
Growth
Launch Date 9 Mar 06
NAV (20 May 25) ₹377.175 ↑ 0.14   (0.04 %)
Net Assets (Cr) ₹28,644 on 30 Apr 25
Category Debt - Money Market
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.32
Sharpe Ratio 2.39
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.74%
Effective Maturity 8 Months 30 Days
Modified Duration 8 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,536
30 Apr 22₹10,930
30 Apr 23₹11,579
30 Apr 24₹12,453
30 Apr 25₹13,454

ICICI Prudential Money Market Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.2%
1 Year 8.1%
3 Year 7.4%
5 Year 6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.4%
2022 4.7%
2021 3.7%
2020 6.2%
2019 7.9%
2018 7.7%
2017 6.7%
2016 7.7%
2015 8.3%
Fund Manager information for ICICI Prudential Money Market Fund
NameSinceTenure
Manish Banthia12 Jun 231.89 Yr.
Nikhil Kabra3 Aug 168.75 Yr.

Data below for ICICI Prudential Money Market Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash81.65%
Debt18.1%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate48.41%
Cash Equivalent27.26%
Government24.07%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -		7%₹1,897 Cr200,000,000
364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -		2%₹475 Cr50,000,000
364 DTB 19mar2026
Sovereign Bonds | -		2%₹474 Cr50,000,000
Bank of India Ltd.
Debentures | -		2%₹470 Cr10,000
Indian Bank
Domestic Bonds | -		1%₹235 Cr5,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -		1%₹235 Cr5,000
↑ 5,000
Muthoot Finance Ltd.
Debentures | -		1%₹188 Cr4,000
08.22 Tn SDL 2025dec
Sovereign Bonds | -		1%₹147 Cr14,500,000
364 DTB 22012026
Sovereign Bonds | -		1%₹143 Cr15,000,000
↑ 15,000,000
08.20 GJ Sdl 2025dec
Sovereign Bonds | -		1%₹142 Cr14,000,000

4. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 27 in Money Market category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 5% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund
Growth
Launch Date 16 Jun 05
NAV (20 May 25) ₹4,125.34 ↑ 1.77   (0.04 %)
Net Assets (Cr) ₹17,772 on 30 Apr 25
Category Debt - Money Market
AMC Nippon Life Asset Management Ltd.
Rating ☆☆☆
Risk Low
Expense Ratio 0.37
Sharpe Ratio 2.38
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.84%
Effective Maturity 9 Months 3 Days
Modified Duration 8 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,507
30 Apr 22₹10,916
30 Apr 23₹11,582
30 Apr 24₹12,460
30 Apr 25₹13,457

Nippon India Money Market Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.1%
1 Year 8.1%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 5%
2021 3.8%
2020 6%
2019 8.1%
2018 7.9%
2017 6.6%
2016 7.6%
2015 8.3%
Fund Manager information for Nippon India Money Market Fund
NameSinceTenure
Kinjal Desai16 Jul 186.8 Yr.
Vikash Agarwal14 Sep 240.63 Yr.

Data below for Nippon India Money Market Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash84.57%
Debt15.18%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate48.41%
Cash Equivalent29.05%
Government22.29%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Days Tbill
Sovereign Bonds | -		1%₹250 Cr25,500,000
364 DTB 27022026
Sovereign Bonds | -		1%₹238 Cr25,000,000
364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -		1%₹238 Cr25,000,000
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -		1%₹238 Cr25,000,000
Uttarakhand (Government of) 7.36%
- | -		1%₹210 Cr20,746,000
364 DTB 04122025
Sovereign Bonds | -		1%₹193 Cr20,000,000
08.69 Tn SDL 2026
Sovereign Bonds | -		1%₹153 Cr15,000,000
AU Small Finance Bank Ltd.
Debentures | -		1%₹140 Cr3,000
↑ 3,000
08.36 MH Sdl 2026
Sovereign Bonds | -		1%₹137 Cr13,500,000
Treasury Bills
Sovereign Bonds | -		1%₹110 Cr11,500,000

5. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 30 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Tata Money Market Fund

Tata Money Market Fund
Growth
Launch Date 22 May 03
NAV (20 May 25) ₹4,693.41 ↑ 1.99   (0.04 %)
Net Assets (Cr) ₹30,065 on 30 Apr 25
Category Debt - Money Market
AMC Tata Asset Management Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0
Sharpe Ratio 2.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.81%
Effective Maturity 8 Months 26 Days
Modified Duration 8 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,559
30 Apr 22₹10,967
30 Apr 23₹11,622
30 Apr 24₹12,500
30 Apr 25₹13,500

Tata Money Market Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.2%
1 Year 8.1%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.4%
2022 4.8%
2021 3.9%
2020 6.4%
2019 8.1%
2018 -0.1%
2017 6.7%
2016 7.6%
2015 8.3%
Fund Manager information for Tata Money Market Fund
NameSinceTenure
Amit Somani16 Oct 1311.55 Yr.

Data below for Tata Money Market Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash80.6%
Debt19.17%
Other0.23%
Debt Sector Allocation
SectorValue
Corporate47.15%
Cash Equivalent28.48%
Government24.14%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 DTB 19mar2026
Sovereign Bonds | -		3%₹998 Cr105,000,000
182 Days Tbill
Sovereign Bonds | -		3%₹958 Cr98,000,000
↓ -1,500,000
08.30 RJ Sdl 2026
Sovereign Bonds | -		2%₹532 Cr52,500,000
364 DTB 27022026
Sovereign Bonds | -		2%₹477 Cr50,000,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -		2%₹477 Cr10,000
182 Days Tbill
Sovereign Bonds | -		1%₹294 Cr30,000,000
Bank of Baroda
Debentures | -		1%₹236 Cr5,000
Kotak Mahindra Prime Ltd.
Debentures | -		1%₹236 Cr5,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -		1%₹236 Cr5,000
364 Days Tbill 2025
Sovereign Bonds | -		1%₹220 Cr22,500,000

6. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 7 in Money Market category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (20 May 25) ₹367.693 ↑ 0.14   (0.04 %)
Net Assets (Cr) ₹27,171 on 30 Apr 25
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk Low
Expense Ratio 0.34
Sharpe Ratio 2.67
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.91%
Effective Maturity 7 Months 24 Days
Modified Duration 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,560
30 Apr 22₹10,971
30 Apr 23₹11,632
30 Apr 24₹12,517
30 Apr 25₹13,517

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.3%
6 Month 4.1%
1 Year 8.1%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.8%
2021 3.8%
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1113.8 Yr.
Anuj Jain22 Mar 214.11 Yr.
Mohit Sharma1 Apr 178.09 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash89.38%
Debt10.39%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent45.15%
Corporate41.43%
Government13.2%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 29082025
Sovereign Bonds | -		4%₹1,125 Cr115,000,000
↑ 115,000,000
91 Days Tbill
Sovereign Bonds | -		2%₹499 Cr50,000,000
182 Days Tbill
Sovereign Bonds | -		1%₹293 Cr30,000,000
Bank of Baroda
Debentures | -		1%₹290 Cr6,000
↑ 6,000
7.59% Govt Stock 2026
Sovereign Bonds | -		1%₹232 Cr23,000,000
08.16 KA Sdl 2025
Sovereign Bonds | -		1%₹182 Cr18,000,000
AU Small Finance Bank Ltd.
Debentures | -		0%₹140 Cr3,000
08.14 KA Sdl 2025
Sovereign Bonds | -		0%₹131 Cr13,000,000
08.53 Up SDL 2026
Sovereign Bonds | -		0%₹127 Cr12,500,000
07.89 GJ Sdl 2025
Sovereign Bonds | -		0%₹100 Cr10,000,000

7. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Kotak Money Market Scheme is a Debt - Money Market fund was launched on 14 Jul 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 19 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.3% and 2022 was 4.9% .

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme
Growth
Launch Date 14 Jul 03
NAV (20 May 25) ₹4,463.58 ↑ 1.59   (0.04 %)
Net Assets (Cr) ₹27,977 on 30 Apr 25
Category Debt - Money Market
AMC Kotak Mahindra Asset Management Co Ltd
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.35
Sharpe Ratio 2.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.8%
Effective Maturity 8 Months 16 Days
Modified Duration 8 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,473
30 Apr 22₹10,876
30 Apr 23₹11,525
30 Apr 24₹12,392
30 Apr 25₹13,382

Kotak Money Market Scheme SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.1%
1 Year 8.1%
3 Year 7.3%
5 Year 6%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.3%
2022 4.9%
2021 3.7%
2020 5.7%
2019 8%
2018 7.7%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for Kotak Money Market Scheme
NameSinceTenure
Deepak Agrawal1 Nov 0618.51 Yr.
Manu Sharma1 Nov 222.5 Yr.

Data below for Kotak Money Market Scheme as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash80.91%
Debt18.83%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate48.24%
Cash Equivalent26.04%
Government25.47%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill Red 05-02-2026
Sovereign Bonds | -		2%₹620 Cr65,000,000
↑ 15,000,000
364 DTB 29012026
Sovereign Bonds | -		2%₹477 Cr50,000,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -		2%₹470 Cr50,000
364 DTB 04122025
Sovereign Bonds | -		1%₹385 Cr40,000,000
364 DTB 12022026
Sovereign Bonds | -		1%₹286 Cr30,000,000
364 Days Tbill Mat 200226
Sovereign Bonds | -		1%₹238 Cr25,000,000
364 DTB 27022026
Sovereign Bonds | -		1%₹238 Cr25,000,000
364 DTB 19mar2026
Sovereign Bonds | -		1%₹237 Cr25,000,000
Punjab National Bank
Domestic Bonds | -		1%₹235 Cr25,000
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -		1%₹213 Cr22,500,000

8. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

HDFC Money Market Fund is a Debt - Money Market fund was launched on 18 Nov 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 41 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.3% and 2022 was 4.7% .

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund
Growth
Launch Date 18 Nov 99
NAV (20 May 25) ₹5,682.19 ↑ 2.37   (0.04 %)
Net Assets (Cr) ₹30,273 on 30 Apr 25
Category Debt - Money Market
AMC HDFC Asset Management Company Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0.41
Sharpe Ratio 2.3
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.8%
Effective Maturity 9 Months
Modified Duration 8 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,548
30 Apr 22₹10,950
30 Apr 23₹11,596
30 Apr 24₹12,463
30 Apr 25₹13,456

HDFC Money Market Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.1%
1 Year 8.1%
3 Year 7.3%
5 Year 6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.3%
2022 4.7%
2021 3.8%
2020 6.5%
2019 8.1%
2018 7.4%
2017 6.5%
2016 7.5%
2015 8.3%
Fund Manager information for HDFC Money Market Fund
NameSinceTenure
Praveen Jain30 Aug 240.67 Yr.
Dhruv Muchhal22 Jun 231.86 Yr.

Data below for HDFC Money Market Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.8%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent78.39%
Corporate18.99%
Government2.42%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Union Bank of India
Domestic Bonds | -		3%₹520 Cr11,000
↑ 11,000
364 DTB 13032025
Sovereign Bonds | -		3%₹517 Cr55,000,000
↑ 55,000,000
India (Republic of)
- | -		1%₹291 Cr30,000,000
↑ 30,000,000
08.10 Up SDL 2025
Sovereign Bonds | -		1%₹242 Cr24,000,000
↑ 24,000,000
08.09 AP Sdl 2025
Sovereign Bonds | -		1%₹216 Cr21,500,000
↑ 21,500,000
07.38% MP Sdl 2025
Sovereign Bonds | -		1%₹200 Cr20,000,000
↑ 20,000,000
India (Republic of)
- | -		1%₹196 Cr20,000,000
↑ 20,000,000
182 DTB 05092024
Sovereign Bonds | -		1%₹195 Cr20,000,000
↑ 20,000,000
08.06 AP Sdl 2025
Sovereign Bonds | -		1%₹151 Cr15,000,000
↑ 15,000,000
08.97 KA Sdl 2024
Sovereign Bonds | -		1%₹151 Cr15,000,000
↑ 15,000,000

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