Principal Emerging Bluechip Fund and Motilal Oswal Multicap 35 Fund both form part of Diversified Funds. In simple terms, diversified funds are the schemes that invest in shares belonging to all Market cap categories. In other words, they invest in large-cap, mid-cap, and small cap stocks. Generally, the Asset Allocation of diversified Equity Funds consists of around 40-60% investment in large-cap stocks, 10-40% in mid-cap stocks, and a maximum of 10% in small-cap stocks. Sometimes, their small-cap investment can also be nil. Though Principal Emerging Bluechip Fund and Motilal Oswal Multicap 35 Fund both belong to the same category, nevertheless; there are numerous differences between them. So, let us understand these differences through this article.
Principal Emerging Bluechip Fund was launched on November 12, 2008. This scheme is offered and managed by Principal Mutual Fund. S&P BSE 250 Large Midcap Index is used by the scheme as a benchmark index to construct its Portfolio. Individuals seeking Capital growth in the long-term by Investing in shares of large & mid-cap companies can choose to invest in Principal Emerging Bluechip Fund. Mr. Dhimant Shah is the sole fund manager managing the Principal Emerging Bluechip Fund. As per the asset allocation objective of the scheme, it invests around 35-65% of its fund money in equity and equity-related instruments of large-cap and mid-cap companies respectively. Some of the constituents of Principal Emerging Bluechip Fund as of March 31, 2018, included IndusInd Bank Limited, AIA Engineering Limited, Ramkrishna Forgings Limited, and Aurobindo Pharma Limited.
Motilal Oswal Multicap 35 Fund (earlier known as Motilal Oswal MOSt Focused Multicap 35 Fund) was incepted in the month of April 2014. Motilal Oswal Mutual Fund manages and offers the Motilal Oswal Multicap 35 Fund. Attaining capital appreciation in the long-term tenure is the objective of Motilal Oswal Multicap 35 Fund. The scheme tries to attain this objective by investing in equity and equity-related instruments belonging to various sectors and market capitalization levels. The scheme uses Nifty 500 TRI Index as its base to build its portfolio. The fund managers managing the Motilal Oswal Multicap 35 Fund are Mr. Gautam Sinha Roy, Mr. Swapnil Mayekar and others. As on March 31, 2018, some of the holdings that form part of MOMFM 35 Fund include Maruti Suzuki India Limited, Eicher Motors Limited, Interglobe Aviation Limited, and United Spirits Limited.
The differences between Principal Emerging Bluechip Fund and Motilal Oswal Multicap 35 Fund are classified into four sections, namely, basics section, performance section, yearly performance section, and other details section. These sections are explained as follows.
Current NAV, Fincash Rating, and scheme category are some of the comparable elements that form part of this first section. To begin with the scheme category, it can be said that Principal Mutual Fund’s scheme and Motilal Oswal Mutual Fund’s scheme belong to the same category of Equity Diversified. The comparison of current NAV shows that there is a significant difference between the NAV of both the scheme. As on April 25, 2018, the NAV of Principal Emerging Bluechip Fund was around INR 109 while of Motilal Oswal Multicap 35 Fund was approximately INR 27. With respect to the comparison of Fincash Rating it can be concluded that both the schemes are rated as 5-Star schemes. The summary comparison of the basics section is as shown in the table given below.
Parameters Basics NAV Net Assets (Cr) Launch Date Rating Category Sub Cat. Category Rank Risk Expense Ratio Sharpe Ratio Information Ratio Alpha Ratio Benchmark Exit Load Mirae Asset Emerging Bluechip Fund
Growth
Fund Details ₹149.402 ↑ 1.25 (0.84 %) ₹40,554 on 31 Jul 25 9 Jul 10 Equity Large & Mid Cap Moderately High 1.16 -0.47 -1.32 -1.13 Not Available 0-1 Years (1%),1 Years and above(NIL) Motilal Oswal Multicap 35 Fund
Growth
Fund Details ₹62.6902 ↑ 0.11 (0.17 %) ₹13,727 on 31 Jul 25 28 Apr 14 ☆☆☆☆☆ Equity Multi Cap 5 Moderately High 1.77 0.11 0.8 10.18 Not Available 0-1 Years (1%),1 Years and above(NIL)
It is the second section in the comparison which analyzes the difference in the Compounded Annual Growth Rate or CAGR returns for various time intervals. These time intervals include 1 Month Return, 6 Month Return, 5 Year Return, and Return since Inception. The comparison of CAGR returns shows that both the scheme has almost generated same returns. However, at certain intervals, the performance for Principal Emerging Bluechip Fund is better while in other Motilal Oswal Multicap 35 Fund is better. The table given below summarizes the comparison of the performance section.
Parameters Performance 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since launch Mirae Asset Emerging Bluechip Fund
Growth
Fund Details 1.8% 2.8% 18.4% -3.2% 15.8% 20.5% 19.5% Motilal Oswal Multicap 35 Fund
Growth
Fund Details 2.6% 5.4% 17.9% 4.2% 23% 19.6% 17.6%
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It is the third section in the comparison that compares the absolute returns generated by both the schemes for a particular year. The analysis of yearly performance section shows that in most situations, Principal Emerging Bluechip Fund leads the race. The summary comparison of the yearly performance section is tabulated as follows.
Parameters Yearly Performance 2024 2023 2022 2021 2020 Mirae Asset Emerging Bluechip Fund
Growth
Fund Details 15.6% 29.3% -1.4% 39.1% 22.4% Motilal Oswal Multicap 35 Fund
Growth
Fund Details 45.7% 31% -3% 15.3% 10.3%
It is the last section in the comparison that includes elements such as AUM, minimum SIP and lumpsum investment, and others. The comparison of AUM reveals that there is a drastic difference between the AUM of both the schemes. As on March 31, 2018, the AUM of Motilal Oswal Multicap 35 Fund was around INR 12,213 Crores while of Principal Emerging Bluechip Fund was nearly INR 1,657 Crores. The lumpsum investment for both the schemes is same, that is, INR 5,000. However, the SIP investment for Principal’s scheme is INR 2,000 and for Motilal Oswal’s scheme is INR 1,000. The summary comparison of the other details section is as shown in the table given below.
Parameters Other Details Min SIP Investment Min Investment Fund Manager Mirae Asset Emerging Bluechip Fund
Growth
Fund Details ₹0 ₹5,000 Neelesh Surana - 15.16 Yr. Motilal Oswal Multicap 35 Fund
Growth
Fund Details ₹500 ₹5,000 Ajay Khandelwal - 0.92 Yr.
Mirae Asset Emerging Bluechip Fund
Growth
Fund Details Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,438 31 Aug 22 ₹16,721 31 Aug 23 ₹19,155 31 Aug 24 ₹26,629 31 Aug 25 ₹25,255 Motilal Oswal Multicap 35 Fund
Growth
Fund Details Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹14,206 31 Aug 22 ₹13,436 31 Aug 23 ₹15,316 31 Aug 24 ₹23,632 31 Aug 25 ₹24,334
Mirae Asset Emerging Bluechip Fund
Growth
Fund Details Asset Allocation
Asset Class Value Cash 0.96% Equity 99.04% Other 0% Equity Sector Allocation
Sector Value Financial Services 27.62% Consumer Cyclical 15.37% Health Care 11.83% Industrials 10.87% Technology 9.48% Basic Materials 7.27% Consumer Defensive 4.44% Communication Services 3.54% Energy 3.41% Utility 3.34% Real Estate 1.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 17 | HDFCBANK6% ₹2,438 Cr 12,079,234
↑ 350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5322154% ₹1,552 Cr 14,527,395 State Bank of India (Financial Services)
Equity, Since 30 Apr 18 | SBIN3% ₹1,250 Cr 15,696,896
↑ 3,097,244 Infosys Ltd (Technology)
Equity, Since 31 Jan 18 | INFY3% ₹1,055 Cr 6,991,754
↑ 1,300,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | ITC3% ₹1,018 Cr 24,715,652
↑ 3,750,000 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | ICICIBANK2% ₹1,012 Cr 6,834,631 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE2% ₹991 Cr 7,130,439
↑ 860,931 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT2% ₹939 Cr 2,581,937
↑ 125,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS2% ₹854 Cr 2,811,350
↑ 1,131,876 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 18 | MARUTI2% ₹729 Cr 578,432 Motilal Oswal Multicap 35 Fund
Growth
Fund Details Asset Allocation
Asset Class Value Cash 6.74% Equity 93.26% Equity Sector Allocation
Sector Value Technology 30.71% Industrials 20.55% Consumer Cyclical 16.57% Financial Services 9.39% Communication Services 8.31% Utility 5.9% Health Care 1.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE10% ₹1,400 Cr 8,005,911
↓ -119,089 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB10% ₹1,364 Cr 2,000,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 25 | DIXON10% ₹1,347 Cr 800,000
↑ 175,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL9% ₹1,189 Cr 20,000,000
↑ 2,000,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT9% ₹1,187 Cr 2,300,000
↑ 100,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | 5002517% ₹1,004 Cr 2,000,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 5000937% ₹893 Cr 13,499,862
↑ 1,249,862 Siemens Energy India Ltd (Utilities)
Equity, Since 30 Jun 25 | ENRIN6% ₹809 Cr 2,500,000
↑ 49,500 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN5% ₹722 Cr 5,000,000
↑ 500,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹720 Cr 4,999,500
Therefore, it can be said from the above-mentioned pointers that both the schemes differ on account of numerous parameters. As a consequence, individuals should be careful before choosing any of the schemes to invest. They should also check whether the scheme matches their investment criteria or not. Also, they should understand the modalities of the scheme thoroughly. This will help individuals to attain their objectives in a timely manner along with ensuring that their money is safe.
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