7 શ્રેષ્ઠ આક્રમક હાઇબ્રિડ મ્યુચ્યુઅલ ફંડ્સ 2022

Updated on October 31, 2025 , 27295 views

આક્રમકહાઇબ્રિડ ફંડ રોકાણકારો માટે યોગ્ય છે જેઓ તરફ ઝુકાવ કરવા માંગે છેરોકાણ માંઇક્વિટી ફંડ્સ, પરંતુ તે જ સમયે પોર્ટફોલિયોમાં સ્થિરતા ઇચ્છે છે. આ ફંડ ઇક્વિટી અને હાઇબ્રિડ ફંડ બંનેનું મિશ્રણ છે. પરંતુ, આ ફંડમાં ઇક્વિટી ઇન્સ્ટ્રુમેન્ટનો હિસ્સો વધુ હોવાથી, તેને આક્રમક હાઇબ્રિડ ફંડ તરીકે ઓળખવામાં આવે છે. રોકાણકારો કે જેમને આ કેટેગરીમાંથી સારા ફંડ્સ પસંદ કરવા માટે માર્ગદર્શિકાની જરૂર પડશે, અમે રોકાણ કરવા માટે કેટલાક શ્રેષ્ઠ આક્રમક હાઇબ્રિડ ફંડ્સને શોર્ટલિસ્ટ કર્યા છે.

આક્રમક હાઇબ્રિડ ફંડ્સ શું છે?

આક્રમક હાઇબ્રિડ ફંડ તેની કુલ સંપત્તિના લગભગ 65 થી 85 ટકા ઇક્વિટી-સંબંધિત સાધનોમાં અને લગભગ 20 થી 35 ટકા ડેટ સાધનોમાં રોકાણ કરશે. ફંડની મહત્તમ ફાળવણી ઇક્વિટીની હોવાથી, તેને હાઇબ્રિડ ઇક્વિટી ફંડ તરીકે પણ કહી શકાય.

આ ફંડમાં ડેટ ઇન્સ્ટ્રુમેન્ટનો એક ભાગ હોવાથી, તે શુદ્ધ ઇક્વિટી કરતાં પ્રમાણમાં ઓછા અસ્થિર છેમ્યુચ્યુઅલ ફંડ. જો કે, ઇક્વિટીમાં તેના કોર્પસના 65 ટકા (અથવા તેથી વધુ) રોકાણ કરતી સ્કીમને જોખમ-મુક્ત રોકાણ તરીકે ગણી શકાય નહીં.

કોણે રોકાણ કરવું જોઈએ?

એનરોકાણકાર જેઓ રોકાણમાં અમુક સ્તરના જોખમને સહન કરી શકે છે તેઓ આક્રમક હાઇબ્રિડ ફંડમાં રોકાણ કરવાનું વિચારી શકે છે. ઉપરાંત, એક રોકાણકાર જે ઇક્વિટીમાં રોકાણ કરવા માંગે છે, પરંતુ તે જ સમયે સુરક્ષિત માર્ગ અપનાવવા માંગે છે તે આ ફંડથી શરૂઆત કરી શકે છે.

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ટોચના 7 શ્રેષ્ઠ પ્રદર્શન કરનાર આક્રમક હાઇબ્રિડ ફંડ્સ 2022

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Equity Hybrid Fund Growth	₹123.234 ↑ 0.47	₹804	3.4	7.1	-1	20.1	21.1	27
ICICI Prudential Equity and Debt Fund Growth	₹408 ↑ 0.82	₹45,168	4.2	7	9.4	19.2	26.5	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.65 ↑ 0.24	₹1,253	2.7	9.8	1.7	19	22.6	25.8
UTI Hybrid Equity Fund Growth	₹412.163 ↑ 1.93	₹6,302	2	4.8	3.8	16.2	20.1	19.7
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
DSP Equity and Bond Fund Growth	₹362.319 ↑ 1.37	₹11,333	1	2.9	4.7	15.9	16.9	17.7
Bandhan Hybrid Equity Fund Growth	₹27.024 ↑ 0.05	₹1,139	4.2	10.7	10.2	15.6	18.2	21
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Nov 25

Research Highlights & Commentary of 7 Funds showcased

Commentary	JM Equity Hybrid Fund	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	UTI Hybrid Equity Fund	Sundaram Equity Hybrid Fund	DSP Equity and Bond Fund	Bandhan Hybrid Equity Fund
Point 1	Bottom quartile AUM (₹804 Cr).	Highest AUM (₹45,168 Cr).	Lower mid AUM (₹1,253 Cr).	Upper mid AUM (₹6,302 Cr).	Lower mid AUM (₹1,954 Cr).	Upper mid AUM (₹11,333 Cr).	Bottom quartile AUM (₹1,139 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (26+ yrs).	Established history (9+ yrs).	Established history (30+ yrs).	Established history (25+ yrs).	Established history (26+ yrs).	Established history (8+ yrs).
Point 3	Rating: 1★ (lower mid).	Top rated.	Not Rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 4★ (upper mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.14% (upper mid).	5Y return: 26.53% (top quartile).	5Y return: 22.61% (upper mid).	5Y return: 20.13% (lower mid).	5Y return: 14.20% (bottom quartile).	5Y return: 16.86% (bottom quartile).	5Y return: 18.24% (lower mid).
Point 6	3Y return: 20.13% (top quartile).	3Y return: 19.16% (upper mid).	3Y return: 19.03% (upper mid).	3Y return: 16.24% (lower mid).	3Y return: 16.03% (lower mid).	3Y return: 15.89% (bottom quartile).	3Y return: 15.60% (bottom quartile).
Point 7	1Y return: -0.97% (bottom quartile).	1Y return: 9.36% (upper mid).	1Y return: 1.68% (bottom quartile).	1Y return: 3.77% (lower mid).	1Y return: 27.10% (top quartile).	1Y return: 4.71% (lower mid).	1Y return: 10.25% (upper mid).
Point 8	1M return: 2.50% (lower mid).	1M return: 2.57% (upper mid).	1M return: 1.34% (bottom quartile).	1M return: 3.17% (upper mid).	1M return: 1.80% (bottom quartile).	1M return: 2.16% (lower mid).	1M return: 4.14% (top quartile).
Point 9	Alpha: -8.63 (bottom quartile).	Alpha: 2.96 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -2.11 (bottom quartile).	Alpha: 5.81 (top quartile).	Alpha: 1.18 (lower mid).	Alpha: 5.09 (upper mid).
Point 10	Sharpe: -1.21 (bottom quartile).	Sharpe: -0.29 (upper mid).	Sharpe: -0.64 (lower mid).	Sharpe: -0.80 (bottom quartile).	Sharpe: 2.64 (top quartile).	Sharpe: -0.47 (lower mid).	Sharpe: -0.19 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.14% (upper mid).
3Y return: 20.13% (top quartile).
1Y return: -0.97% (bottom quartile).
1M return: 2.50% (lower mid).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹45,168 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.53% (top quartile).
3Y return: 19.16% (upper mid).
1Y return: 9.36% (upper mid).
1M return: 2.57% (upper mid).
Alpha: 2.96 (upper mid).
Sharpe: -0.29 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.61% (upper mid).
3Y return: 19.03% (upper mid).
1Y return: 1.68% (bottom quartile).
1M return: 1.34% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,302 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.13% (lower mid).
3Y return: 16.24% (lower mid).
1Y return: 3.77% (lower mid).
1M return: 3.17% (upper mid).
Alpha: -2.11 (bottom quartile).
Sharpe: -0.80 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (lower mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (bottom quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

DSP Equity and Bond Fund

Upper mid AUM (₹11,333 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.86% (bottom quartile).
3Y return: 15.89% (bottom quartile).
1Y return: 4.71% (lower mid).
1M return: 2.16% (lower mid).
Alpha: 1.18 (lower mid).
Sharpe: -0.47 (lower mid).

Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹1,139 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.24% (lower mid).
3Y return: 15.60% (bottom quartile).
1Y return: 10.25% (upper mid).
1M return: 4.14% (top quartile).
Alpha: 5.09 (upper mid).
Sharpe: -0.19 (upper mid).

*આધારિત ભંડોળની યાદીસંપત્તિ >= 200 કરોડ & પર છટણી કરેલ3 વર્ષCAGR પરત.

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.14% (upper mid).
3Y return: 20.13% (top quartile).
1Y return: -0.97% (bottom quartile).
1M return: 2.50% (lower mid).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).
Information ratio: 1.05 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.2%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (03 Nov 25)	₹123.234 ↑ 0.47 (0.39 %)
Net Assets (Cr)	₹804 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-1.21
Information Ratio	1.05
Alpha Ratio	-8.63
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,990
31 Oct 22	₹15,284
31 Oct 23	₹18,649
31 Oct 24	₹26,799
31 Oct 25	₹26,437

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

Duration	Returns
1 Month	2.5%
3 Month	3.4%
6 Month	7.1%
1 Year	-1%
3 Year	20.1%
5 Year	21.1%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1 Yr.
Asit Bhandarkar	31 Dec 21	3.75 Yr.
Ruchi Fozdar	4 Oct 24	0.99 Yr.
Deepak Gupta	11 Apr 25	0.47 Yr.

Data below for JM Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.73%
Equity	77.96%
Debt	19.31%

Equity Sector Allocation

Sector	Value
Financial Services	20.87%
Technology	14.22%
Industrials	13.17%
Consumer Cyclical	12.45%
Basic Materials	6.37%
Health Care	3.84%
Communication Services	3.78%
Consumer Defensive	3.26%

Debt Sector Allocation

Sector	Value
Corporate	12.26%
Government	8.75%
Cash Equivalent	1.03%

Credit Quality

Rating	Value
AA	3.63%
AAA	96.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹33 Cr	350,000 ↑ 50,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹30 Cr	160,246 ↓ -19,754
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹28 Cr	5,950,865
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹27 Cr	275,040
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹26 Cr	77,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	3%	₹25 Cr	2,575,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	3%	₹25 Cr	68,000 ↓ -20,520
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹24 Cr	30,676 ↓ -324
6.68% Govt Stock 2040 Sovereign Bonds \| -	3%	₹23 Cr	2,300,000 ↑ 500,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| 532755	3%	₹21 Cr	150,000 ↓ -35,000

2. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Highest AUM (₹45,168 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.53% (top quartile).
3Y return: 19.16% (upper mid).
1Y return: 9.36% (upper mid).
1M return: 2.57% (upper mid).
Alpha: 2.96 (upper mid).
Sharpe: -0.29 (upper mid).
Information ratio: 2.18 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~74%).
High-quality debt (AAA/AA ~98%).
Largest holding NTPC Ltd (~5.6%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (03 Nov 25)	₹408 ↑ 0.82 (0.20 %)
Net Assets (Cr)	₹45,168 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.29
Information Ratio	2.18
Alpha Ratio	2.96
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,335
31 Oct 22	₹19,171
31 Oct 23	₹22,131
31 Oct 24	₹29,661
31 Oct 25	₹32,437

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

Duration	Returns
1 Month	2.6%
3 Month	4.2%
6 Month	7%
1 Year	9.4%
3 Year	19.2%
5 Year	26.5%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	9.82 Yr.
Manish Banthia	19 Sep 13	12.04 Yr.
Mittul Kalawadia	29 Dec 20	4.76 Yr.
Akhil Kakkar	22 Jan 24	1.69 Yr.
Sri Sharma	30 Apr 21	4.42 Yr.
Sharmila D’mello	31 Jul 22	3.17 Yr.
Nitya Mishra	4 Nov 24	0.91 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	7.43%
Equity	74.33%
Debt	18.2%

Equity Sector Allocation

Sector	Value
Financial Services	19.05%
Consumer Cyclical	11.67%
Energy	7.56%
Health Care	6.43%
Utility	6.04%
Industrials	5.56%
Technology	5.47%
Consumer Defensive	4.89%
Communication Services	2.98%
Real Estate	2.82%
Basic Materials	1.86%

Debt Sector Allocation

Sector	Value
Government	11.64%
Corporate	9.21%
Cash Equivalent	4.82%

Credit Quality

Rating	Value
A	1.81%
AA	18.2%
AAA	79.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	6%	₹2,590 Cr	76,074,915 ↑ 1,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	5%	₹2,468 Cr	18,309,865
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	5%	₹2,141 Cr	15,698,086 ↑ 360,334
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	5%	₹2,132 Cr	13,374,589 ↑ 1,104,194
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	4%	₹1,843 Cr	19,375,904
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	4%	₹1,673 Cr	14,784,275 ↓ -750,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	3%	₹1,447 Cr	902,767 ↓ -331,250
Infosys Ltd (Technology) Equity, Since 30 Jun 16 \| INFY	3%	₹1,404 Cr	9,738,013 ↑ 1,250,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,380 Cr	4,012,393
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	3%	₹1,326 Cr	2,962,780 ↓ -127,950

3. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.61% (upper mid).
3Y return: 19.03% (upper mid).
1Y return: 1.68% (bottom quartile).
1M return: 1.34% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding Jindal Stainless Ltd (~3.3%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (03 Nov 25)	₹38.65 ↑ 0.24 (0.62 %)
Net Assets (Cr)	₹1,253 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,377
31 Oct 22	₹16,399
31 Oct 23	₹19,834
31 Oct 24	₹27,484
31 Oct 25	₹27,773

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

Duration	Returns
1 Month	1.3%
3 Month	2.7%
6 Month	9.8%
1 Year	1.7%
3 Year	19%
5 Year	22.6%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.63 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	9.99%
Equity	75.31%
Debt	14.7%

Equity Sector Allocation

Sector	Value
Basic Materials	16.89%
Financial Services	15.55%
Industrials	13.77%
Health Care	9.78%
Consumer Cyclical	7.47%
Technology	6.12%
Consumer Defensive	4.16%
Utility	0.86%
Energy	0.72%

Debt Sector Allocation

Sector	Value
Government	10.88%
Corporate	8.81%
Cash Equivalent	5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹42 Cr	566,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	3%	₹37 Cr	288,000 ↑ 15,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹35 Cr	1,580,000
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| HINDCOPPER	3%	₹35 Cr	1,050,000
Indian Bank (Financial Services) Equity, Since 31 Aug 23 \| 532814	2%	₹31 Cr	419,000 ↑ 79,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹31 Cr	195,000 ↑ 57,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹31 Cr	180,000 ↑ 20,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| 532296	2%	₹29 Cr	150,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹29 Cr	196,000 ↑ 16,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	2%	₹27 Cr	222,000

4. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Upper mid AUM (₹6,302 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.13% (lower mid).
3Y return: 16.24% (lower mid).
1Y return: 3.77% (lower mid).
1M return: 3.17% (upper mid).
Alpha: -2.11 (bottom quartile).
Sharpe: -0.80 (bottom quartile).
Information ratio: 1.47 (upper mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.2%).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (03 Nov 25)	₹412.163 ↑ 1.93 (0.47 %)
Net Assets (Cr)	₹6,302 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.8
Information Ratio	1.47
Alpha Ratio	-2.11
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,379
31 Oct 22	₹15,930
31 Oct 23	₹18,065
31 Oct 24	₹24,111
31 Oct 25	₹25,019

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

Duration	Returns
1 Month	3.2%
3 Month	2%
6 Month	4.8%
1 Year	3.8%
3 Year	16.2%
5 Year	20.1%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.7%
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	16.03 Yr.
Sunil Patil	5 Feb 18	7.66 Yr.

Data below for UTI Hybrid Equity Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	1.78%
Equity	71.71%
Debt	26.51%

Equity Sector Allocation

Sector	Value
Financial Services	22.18%
Consumer Cyclical	7.75%
Technology	7.17%
Industrials	5.77%
Energy	5.47%
Basic Materials	5.02%
Health Care	4.98%
Consumer Defensive	4.76%
Communication Services	4.05%
Real Estate	2.96%
Utility	1.59%

Debt Sector Allocation

Sector	Value
Government	17.78%
Corporate	8.49%
Cash Equivalent	2.02%

Credit Quality

Rating	Value
AA	1.07%
AAA	98.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹393 Cr	4,127,946 ↓ -122,500
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹313 Cr	2,318,644 ↓ -50,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹225 Cr	1,559,346 ↑ 50,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹186 Cr	4,639,969 ↑ 150,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹186 Cr	1,363,588 ↑ 98,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹171 Cr	1,700,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹149 Cr	1,514,590,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹131 Cr	2,820,574
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹125 Cr	1,200,000,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| MARUTI	2%	₹120 Cr	74,858

5. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (lower mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (bottom quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,493

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. DSP Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

Research Highlights for DSP Equity and Bond Fund

Upper mid AUM (₹11,333 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.86% (bottom quartile).
3Y return: 15.89% (bottom quartile).
1Y return: 4.71% (lower mid).
1M return: 2.16% (lower mid).
Alpha: 1.18 (lower mid).
Sharpe: -0.47 (lower mid).
Information ratio: 0.86 (lower mid).
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.0%).

Below is the key information for DSP Equity and Bond Fund

DSP Equity and Bond Fund Growth
Launch Date	27 May 99
NAV (03 Nov 25)	₹362.319 ↑ 1.37 (0.38 %)
Net Assets (Cr)	₹11,333 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.47
Information Ratio	0.86
Alpha Ratio	1.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,410
31 Oct 22	₹14,002
31 Oct 23	₹15,755
31 Oct 24	₹20,814
31 Oct 25	₹21,795

DSP Equity and Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

Duration	Returns
1 Month	2.2%
3 Month	1%
6 Month	2.9%
1 Year	4.7%
3 Year	15.9%
5 Year	16.9%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	25.3%
2022	-2.7%
2021	24.2%
2020	17%
2019	14.2%
2018	-5.1%
2017	27.6%
2016	8.3%
2015	4.8%

Fund Manager information for DSP Equity and Bond Fund

Name	Since	Tenure
Abhishek Singh	1 Mar 24	1.59 Yr.
Shantanu Godambe	1 Aug 24	1.17 Yr.

Data below for DSP Equity and Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	69.42%
Debt	27.13%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	30.28%
Health Care	9.31%
Consumer Cyclical	9.07%
Consumer Defensive	5.25%
Technology	5.2%
Utility	4.3%
Basic Materials	2.87%
Communication Services	1.22%
Energy	1.09%
Industrials	0.83%

Debt Sector Allocation

Sector	Value
Government	21.49%
Corporate	5.64%
Cash Equivalent	3.44%

Credit Quality

Rating	Value
AA	8.09%
AAA	91.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 14 \| HDFCBANK	7%	₹812 Cr	8,541,164
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 15 \| ICICIBANK	5%	₹523 Cr	3,882,861
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| M&M	4%	₹451 Cr	1,317,286
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	4%	₹434 Cr	3,838,487 ↑ 538,599
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹429 Cr	43,500,000 ↑ 9,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	4%	₹428 Cr	2,148,818 ↑ 423,001
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 24 \| SBILIFE	4%	₹414 Cr	2,312,135
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	3%	₹345 Cr	8,602,900 ↑ 1,409,826
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| MOTHERSON	3%	₹336 Cr	31,801,866 ↑ 736,772
Infosys Ltd (Technology) Equity, Since 30 Jun 20 \| INFY	3%	₹334 Cr	2,316,228 ↑ 386,998

7. Bandhan Hybrid Equity Fund

(Erstwhile IDFC Balanced Fund)

The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹1,139 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.24% (lower mid).
3Y return: 15.60% (bottom quartile).
1Y return: 10.25% (upper mid).
1M return: 4.14% (top quartile).
Alpha: 5.09 (upper mid).
Sharpe: -0.19 (upper mid).
Information ratio: 0.52 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~79%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.4%).

Below is the key information for Bandhan Hybrid Equity Fund

Bandhan Hybrid Equity Fund Growth
Launch Date	30 Dec 16
NAV (03 Nov 25)	₹27.024 ↑ 0.05 (0.19 %)
Net Assets (Cr)	₹1,139 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.35
Sharpe Ratio	-0.19
Information Ratio	0.52
Alpha Ratio	5.09
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,773
31 Oct 22	₹14,963
31 Oct 23	₹16,069
31 Oct 24	₹20,964
31 Oct 25	₹23,112

Bandhan Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Bandhan Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Nov 25

Duration	Returns
1 Month	4.1%
3 Month	4.2%
6 Month	10.7%
1 Year	10.2%
3 Year	15.6%
5 Year	18.2%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21%
2023	20.4%
2022	-1.1%
2021	30.8%
2020	13.9%
2019	4.7%
2018	-3.8%
2017	16.2%
2016
2015

Fund Manager information for Bandhan Hybrid Equity Fund

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.18 Yr.
Brijesh Shah	10 Jun 24	1.31 Yr.
Prateek Poddar	7 Jun 24	1.32 Yr.
Ritika Behera	7 Oct 23	1.99 Yr.
Gaurav Satra	7 Jun 24	1.32 Yr.

Data below for Bandhan Hybrid Equity Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	1.79%
Equity	78.72%
Debt	19.49%

Equity Sector Allocation

Sector	Value
Financial Services	20.45%
Consumer Cyclical	12.78%
Technology	9.88%
Industrials	7.27%
Health Care	7.25%
Basic Materials	5%
Energy	4.09%
Utility	3.74%
Consumer Defensive	2.74%
Real Estate	2.56%
Communication Services	2.46%

Debt Sector Allocation

Sector	Value
Corporate	11.37%
Government	8.12%
Cash Equivalent	1.79%

Credit Quality

Rating	Value
AA	7.51%
AAA	92.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	5%	₹66 Cr	690,385 ↑ 3,973
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹53 Cr	5,200,000 ↓ -4,500,000
Tata Capital Limited Debentures \| -	4%	₹51 Cr	5,000,000 ↑ 5,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹50 Cr	367,407 ↑ 11,884
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| ICICIBANK	4%	₹48 Cr	357,416 ↑ 24,836
Bajaj Housing Finance Limited Debentures \| -	4%	₹45 Cr	4,500,000 ↑ 4,500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	3%	₹35 Cr	1,074,757 ↑ 50,623
NTPC Ltd (Utilities) Equity, Since 28 Feb 23 \| 532555	3%	₹31 Cr	924,096 ↑ 128,735
One97 Communications Ltd (Technology) Equity, Since 31 Oct 24 \| 543396	2%	₹28 Cr	247,015 ↑ 29,023
Infosys Ltd (Technology) Equity, Since 31 Jan 17 \| INFY	2%	₹27 Cr	190,056 ↑ 15,000

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Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.