Table of Contents
શ્રેષ્ઠ માધ્યમથી લાંબા ગાળાના ભંડોળ 2022
4 થી 7 વર્ષની વચ્ચે નાણાંનું રોકાણ કરવા ઈચ્છો છો, પરંતુ ઈચ્છતા નથીબજાર તમારા રોકાણને અસર કરવાની અસ્થિરતા? પછી અહીં એક ફંડ છે જે તમારે જોવાની જરૂર છે. મિડિયમ ટુ લોંગ ડ્યુરેશન ફંડ એ ડેટ ફંડનો એક પ્રકાર છે જે 4 થી 7 વર્ષની વચ્ચે મેકોલે સમયગાળો ધરાવે છે. તેથી, જો તમે મધ્યથી લાંબા ગાળે તમારી સંપત્તિમાંથી શ્રેષ્ઠ વળતર મેળવવા માંગતા હો, તો મધ્યમથી લાંબા ગાળાના ભંડોળ તમારા માટે એક આદર્શ ફંડ બની શકે છે.
મધ્યમથી લાંબા સમયગાળાના મ્યુચ્યુઅલ ફંડની ઝાંખી
મધ્યમથી લાંબા સમયગાળાના ફંડ્સ ડેટમાં રોકાણ કરે છે અનેમની માર્કેટ 4 થી 7 વર્ષ (મેકોલે અવધિ) વચ્ચેની સરેરાશ પરિપક્વતા ધરાવતા સાધનો. આ ફંડ્સ વધુ સારું વળતર આપી શકે છે, પરંતુ વ્યાજ દરમાં ફેરફાર માટે વધુ સંવેદનશીલ હોઈ શકે છે. જ્યારે વ્યાજ દર વધે છે ત્યારે બોન્ડની કિંમત ઘટે છે અને તેનાથી ઊલટું. જેમ કે આવા ડેટ ફંડ્સ વ્યાજ દરની વધઘટના સંપર્કમાં આવે છે, તે ની કિંમતોમાં ખલેલ પહોંચાડે છેઅંતર્ગત બોન્ડ ફંડ પોર્ટફોલિયોમાં.
જે રોકાણકારો મધ્યમથી લાંબા ગાળાના ફંડમાં રોકાણ કરવા માગે છે તેઓ અમુક સ્તરના જોખમને સહન કરવા સક્ષમ હોવા જોઈએ, કારણ કે આવા ડેટ ફંડ સંપૂર્ણપણે જોખમ-મુક્ત નથી. ડેટ ફંડ્સમાં ઓછી અવધિ, ટૂંકી અવધિ, મધ્યમ અવધિ, મધ્યમ-થી-લાંબા સમયગાળા અને લાંબા સમયગાળાના ભંડોળથી લઈને વિવિધ પરિપક્વતા યોજનાઓની પસંદગી હોય છે. ડેટ ફંડમાં તેમના રોકાણમાંથી શ્રેષ્ઠ લાભ મેળવવા માટે, રોકાણકારોએ તેમની પાકતી મુદતના આધારે રોકાણ નક્કી કરવું જરૂરી છે. જેમ કહ્યું, જો તમે એક વર્ષની સમયમર્યાદા જોઈ રહ્યા છોરોકાણ યોજના, પછી, ટૂંકી અવધિડેટ ફંડ આદર્શ રીતે અનુકૂળ થઈ શકે છે.
ડેટ મ્યુચ્યુઅલ ફંડમાં કરવેરા
ડેટ ફંડ્સ પર ટેક્સની સૂચિ નીચેની રીતે ગણવામાં આવે છે-
શોર્ટ ટર્મ કેપિટલ ગેન્સ
જો ડેટ ઇન્વેસ્ટમેન્ટનો હોલ્ડિંગ પિરિયડ 36 મહિના કરતાં ઓછો હોય, તો તેને ટૂંકા ગાળાના રોકાણ તરીકે વર્ગીકૃત કરવામાં આવે છે અને તેના પર વ્યક્તિના ટેક્સ સ્લેબ મુજબ કર લાદવામાં આવે છે.
લાંબા ગાળાના મૂડી લાભો
જો ડેટ રોકાણનો હોલ્ડિંગ સમયગાળો 36 મહિનાથી વધુ હોય, તો તેને લાંબા ગાળાના રોકાણ તરીકે વર્ગીકૃત કરવામાં આવે છે અને તેના પર ઇન્ડેક્સેશન લાભ સાથે 20% કર લાદવામાં આવે છે.
| પાટનગર લાભ થાય છે | રોકાણ હોલ્ડિંગ ગેન્સ | કરવેરા |
|---|---|---|
| ટુંકી મુદત નુંમૂડી વધારો | 36 મહિના કરતાં ઓછા | વ્યક્તિના ટેક્સ સ્લેબ મુજબ |
| લાંબા ગાળાના મૂડી લાભો | 36 મહિનાથી વધુ | ઇન્ડેક્સેશન લાભો સાથે 20% |
Talk to our investment specialist
નાણાકીય વર્ષ 22 - 23 ના ટોચના 11 શ્રેષ્ઠ પ્રદર્શન માધ્યમથી લાંબા ગાળાના ભંડોળ
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity LIC MF Bond Fund Growth 4.3 6.1 11.1 8.4 9 6.67% 5Y 9M 11D 7Y 8M 12D ICICI Prudential Bond Fund Growth 4.2 6.1 11 8.7 8.6 6.91% 6Y 4M 13D 12Y 9M 7D HDFC Income Fund Growth 4.6 6.3 10.9 8 9 6.66% 6Y 8M 1D 12Y 7D UTI Bond Fund Growth 4.3 6 10.7 7.9 8.5 6.92% 6Y 4M 2D 9Y 9M 4D Aditya Birla Sun Life Income Fund Growth 4.1 5.7 10.5 8 8.4 6.93% 6Y 8M 23D 15Y 8M 16D SBI Magnum Income Fund Growth 4 5.7 10.3 8.2 8.1 7.1% 6Y 8M 16D 11Y 7M 6D Kotak Bond Fund Growth 4.1 5.6 10.1 7.8 8.2 6.75% 6Y 5M 8D 12Y 4M 24D Nippon India Income Fund Growth 4 5.7 10.1 8.1 8.1 6.85% 6Y 3M 14Y 25D Canara Robeco Income Fund Growth 3.6 5 9.2 6.9 7.6 6.54% 6Y 5M 7D 13Y 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 25
LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Bond Fund is a Debt - Medium to Long term fund was launched on 15 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for LIC MF Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities ICICI Prudential Bond Fund is a Debt - Medium to Long term fund was launched on 18 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Aditya Birla Sun Life Income Fund is a Debt - Medium to Long term fund was launched on 21 Oct 95. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Kotak Bond Fund is a Debt - Medium to Long term fund was launched on 25 Nov 99. It is a fund with Moderate risk and has given a Below is the key information for Kotak Bond Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Nippon India Income Fund is a Debt - Medium to Long term fund was launched on 1 Jan 98. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Income Fund Returns up to 1 year are on (Erstwhile Canara Robeco Income) To generate income through investment in debt and money market securities of different maturity and issuers of different risk profiles. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Income Fund is a Debt - Medium to Long term fund was launched on 19 Sep 02. It is a fund with Moderate risk and has given a Below is the key information for Canara Robeco Income Fund Returns up to 1 year are on 1. LIC MF Bond Fund
CAGR/Annualized return of 7.9% since its launch. Return for 2024 was 9% , 2023 was 6.5% and 2022 was 2.8% . LIC MF Bond Fund
Growth Launch Date 15 Sep 99 NAV (21 May 25) ₹73.018 ↑ 0.16 (0.21 %) Net Assets (Cr) ₹198 on 30 Apr 25 Category Debt - Medium to Long term AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk Moderate Expense Ratio 1.04 Sharpe Ratio 1.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.67% Effective Maturity 7 Years 8 Months 12 Days Modified Duration 5 Years 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,493 30 Apr 22 ₹10,576 30 Apr 23 ₹11,291 30 Apr 24 ₹11,953 30 Apr 25 ₹13,271 Returns for LIC MF Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.1% 3 Month 4.3% 6 Month 6.1% 1 Year 11.1% 3 Year 8.4% 5 Year 5.7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.5% 2022 2.8% 2021 1.3% 2020 8.8% 2019 9.7% 2018 4.9% 2017 2.2% 2016 12.3% 2015 5.6% Fund Manager information for LIC MF Bond Fund
Name Since Tenure Marzban Irani 10 Aug 16 8.73 Yr. Pratik Shroff 26 Sep 23 1.6 Yr. Data below for LIC MF Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.68% Debt 95.07% Other 0.26% Debt Sector Allocation
Sector Value Government 84.2% Corporate 10.87% Cash Equivalent 4.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -22% ₹43 Cr 4,050,000 07.70 MH Sgs 2033
Sovereign Bonds | -18% ₹35 Cr 3,250,000
↓ -750,000 07.80 GJ Sdl 2032
Sovereign Bonds | -14% ₹27 Cr 2,500,000 07.64 MH Sgs 2032
Sovereign Bonds | -8% ₹16 Cr 1,500,000 07.71 MH Sdl 2033
Sovereign Bonds | -7% ₹14 Cr 1,250,000 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹13 Cr 1,250,000 HDFC Bank Limited
Debentures | -6% ₹11 Cr 100 Reliance Utilities And Power Private Limited
Debentures | -5% ₹10 Cr 1,000 7.12% State Government Of Maharashtra 2036
Sovereign Bonds | -5% ₹10 Cr 1,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹5 Cr 500,000 2. ICICI Prudential Bond Fund
CAGR/Annualized return of 8.7% since its launch. Ranked 19 in Medium to Long term category. Return for 2024 was 8.6% , 2023 was 7.7% and 2022 was 3.1% . ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (21 May 25) ₹40.5069 ↑ 0.05 (0.13 %) Net Assets (Cr) ₹2,858 on 30 Apr 25 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 6.91% Effective Maturity 12 Years 9 Months 7 Days Modified Duration 6 Years 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,884 30 Apr 22 ₹11,105 30 Apr 23 ₹11,825 30 Apr 24 ₹12,634 30 Apr 25 ₹14,046 Returns for ICICI Prudential Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.2% 3 Month 4.2% 6 Month 6.1% 1 Year 11% 3 Year 8.7% 5 Year 6.8% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.7% 2022 3.1% 2021 2.9% 2020 11.5% 2019 10.9% 2018 4.6% 2017 5.3% 2016 11.3% 2015 8.5% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Darshil Dedhia 22 Jan 24 1.27 Yr. Rohit Lakhotia 12 Jun 23 1.89 Yr. Data below for ICICI Prudential Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.98% Debt 95.72% Other 0.3% Debt Sector Allocation
Sector Value Government 64.38% Corporate 31.34% Cash Equivalent 3.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -26% ₹728 Cr 69,681,600
↓ -4,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -15% ₹416 Cr 39,206,000 7.81% Govt Stock 2033
Sovereign Bonds | -7% ₹210 Cr 20,245,450 LIC Housing Finance Limited
Debentures | -6% ₹164 Cr 1,600 HDFC Bank Limited
Debentures | -5% ₹135 Cr 13,200 Summit Digitel Infrastructure Ltd
Debentures | -4% ₹119 Cr 11,650 HDFC Bank Limited
Debentures | -4% ₹108 Cr 1,100 7.02% Govt Stock 2031
Sovereign Bonds | -3% ₹83 Cr 8,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹77 Cr 7,500,000 Pipeline Infrastructure Private Limited
Debentures | -3% ₹76 Cr 7,400 3. HDFC Income Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% . HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (21 May 25) ₹58.8807 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹930 on 30 Apr 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.66% Effective Maturity 12 Years 7 Days Modified Duration 6 Years 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,599 30 Apr 22 ₹10,716 30 Apr 23 ₹11,230 30 Apr 24 ₹11,908 30 Apr 25 ₹13,224 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.3% 3 Month 4.6% 6 Month 6.3% 1 Year 10.9% 3 Year 8% 5 Year 5.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 17.65 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Income Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 6.11% Debt 93.66% Other 0.23% Debt Sector Allocation
Sector Value Government 78.36% Corporate 14.82% Cash Equivalent 6.11% Securitized 0.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -22% ₹170 Cr 17,000,000 7.41% Govt Stock 2036
Sovereign Bonds | -13% ₹102 Cr 10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -13% ₹98 Cr 9,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹85 Cr 8,500,000
↑ 8,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -5% ₹35 Cr 3,500,000
↑ 3,500,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹25 Cr 2,500
↑ 2,500 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 6.68% Govt Stock 2031
Sovereign Bonds | -3% ₹24 Cr 2,500,000
↑ 1,000,000 Indigrid Infrastructure Trust
Debentures | -3% ₹23 Cr 230,000 4. UTI Bond Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% . UTI Bond Fund
Growth Launch Date 4 May 98 NAV (21 May 25) ₹74.1109 ↑ 0.14 (0.19 %) Net Assets (Cr) ₹329 on 30 Apr 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.92% Effective Maturity 9 Years 9 Months 4 Days Modified Duration 6 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,620 30 Apr 22 ₹11,504 30 Apr 23 ₹13,151 30 Apr 24 ₹13,866 30 Apr 25 ₹15,377 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.2% 3 Month 4.3% 6 Month 6% 1 Year 10.7% 3 Year 7.9% 5 Year 8.7% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 2.04 Yr. Data below for UTI Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.77% Debt 94.97% Other 0.26% Debt Sector Allocation
Sector Value Government 64.32% Corporate 30.64% Cash Equivalent 4.77% Credit Quality
Rating Value AA 11.46% AAA 88.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -38% ₹124 Cr 1,190,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹26 Cr 250,000,000 LIC Housing Finance Limited
Debentures | -8% ₹26 Cr 250 7.08% Andhra Pradesh State Development Loans (26/03/2037)
Sovereign Bonds | -8% ₹26 Cr 250,000,000 7.17% Indian Railway Finance Corporation Limited**
Debentures | -8% ₹25 Cr 2,500 Hdb Financial Services Ltd.
Debentures | -8% ₹25 Cr 250 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -4% ₹15 Cr 15 07.78 RJ Sdl 2033
Sovereign Bonds | -2% ₹5 Cr 50,000,000 5. Aditya Birla Sun Life Income Fund
CAGR/Annualized return of 9% since its launch. Ranked 26 in Medium to Long term category. Return for 2024 was 8.4% , 2023 was 6.6% and 2022 was 2.4% . Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (21 May 25) ₹126.711 ↑ 0.17 (0.13 %) Net Assets (Cr) ₹2,304 on 30 Apr 25 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio 1.7 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 15 Years 8 Months 16 Days Modified Duration 6 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,910 30 Apr 22 ₹11,305 30 Apr 23 ₹11,905 30 Apr 24 ₹12,571 30 Apr 25 ₹13,935 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.2% 3 Month 4.1% 6 Month 5.7% 1 Year 10.5% 3 Year 8% 5 Year 6.6% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% 2015 4.6% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 4.74 Yr. Data below for Aditya Birla Sun Life Income Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.6% Debt 96.14% Other 0.26% Debt Sector Allocation
Sector Value Government 59.92% Corporate 36.63% Cash Equivalent 3.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -23% ₹532 Cr 50,109,900
↓ -1,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -5% ₹114 Cr 10,906,100 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹97 Cr 9,231,100
↓ -2,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹93 Cr 9,000,000 7.48% National Bank For Agriculture And Rural Development
Debentures | -3% ₹76 Cr 7,500
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹76 Cr 7,500
↑ 7,500 Rec Limited
Debentures | -3% ₹76 Cr 7,500
↑ 7,500 Small Industries Development Bank Of India
Debentures | -3% ₹75 Cr 750 LIC Housing Finance Ltd
Debentures | -3% ₹61 Cr 600 Small Industries Development Bank Of India
Debentures | -3% ₹60 Cr 600 6. SBI Magnum Income Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 6 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3% . SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (21 May 25) ₹71.235 ↑ 0.10 (0.14 %) Net Assets (Cr) ₹1,942 on 30 Apr 25 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.1% Effective Maturity 11 Years 7 Months 6 Days Modified Duration 6 Years 8 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,906 30 Apr 22 ₹11,206 30 Apr 23 ₹11,911 30 Apr 24 ₹12,654 30 Apr 25 ₹13,963 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.2% 3 Month 4% 6 Month 5.7% 1 Year 10.3% 3 Year 8.2% 5 Year 6.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3% 2021 3.6% 2020 11.6% 2019 11.7% 2018 4.7% 2017 5.7% 2016 13.4% 2015 6% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.41 Yr. Data below for SBI Magnum Income Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.69% Debt 97.05% Other 0.26% Debt Sector Allocation
Sector Value Government 67.38% Corporate 29.67% Cash Equivalent 2.69% Credit Quality
Rating Value AA 32.82% AAA 67.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -34% ₹664 Cr 64,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -15% ₹294 Cr 27,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹176 Cr 16,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹96 Cr 9,000,000
↑ 4,000,000 Torrent Power Limited
Debentures | -4% ₹78 Cr 7,500 Godrej Properties Limited
Debentures | -4% ₹76 Cr 7,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹73 Cr 7,500 Indostar Capital Finance Ltd.
Debentures | -3% ₹59 Cr 5,900 Avanse Financial Services Ltd.
Debentures | -3% ₹55 Cr 5,500 Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)
Debentures | -3% ₹51 Cr 5,000 7. Kotak Bond Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 32 in Medium to Long term category. Return for 2024 was 8.2% , 2023 was 6.8% and 2022 was 1.7% . Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (21 May 25) ₹77.4407 ↑ 0.14 (0.18 %) Net Assets (Cr) ₹2,130 on 30 Apr 25 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.77 Sharpe Ratio 1.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 6.75% Effective Maturity 12 Years 4 Months 24 Days Modified Duration 6 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,679 30 Apr 22 ₹10,958 30 Apr 23 ₹11,555 30 Apr 24 ₹12,257 30 Apr 25 ₹13,520 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.1% 3 Month 4.1% 6 Month 5.6% 1 Year 10.1% 3 Year 7.8% 5 Year 6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.8% 2022 1.7% 2021 2.4% 2020 12.3% 2019 10.3% 2018 5.2% 2017 0.9% 2016 14.3% 2015 4.6% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 17.05 Yr. Data below for Kotak Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.29% Equity 0.32% Debt 95.12% Other 0.27% Debt Sector Allocation
Sector Value Government 72.34% Corporate 22.77% Cash Equivalent 4.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -16% ₹343 Cr 33,142,400 6.79% Govt Stock 2034
Sovereign Bonds | -15% ₹313 Cr 30,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹198 Cr 19,250,000
↓ -1,500,000 Punjab National Bank
Domestic Bonds | -9% ₹188 Cr 20,000 7.3% Govt Stock 2053
Sovereign Bonds | -8% ₹179 Cr 16,929,820 7.32% Govt Stock 2030
Sovereign Bonds | -7% ₹146 Cr 13,940,000 7.34% Govt Stock 2064
Sovereign Bonds | -6% ₹136 Cr 12,799,600
↓ -2,500,000 Power Finance Corporation Limited
Debentures | -2% ₹52 Cr 510,900 National Bank For Agriculture And Rural Development
Debentures | -2% ₹51 Cr 5,000 Gs CG 25/11/2032 - (Strips) Strips
Sovereign Bonds | -1% ₹29 Cr 4,679,400 8. Nippon India Income Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 28 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 6.8% and 2022 was 3.3% . Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (21 May 25) ₹90.4908 ↑ 0.09 (0.10 %) Net Assets (Cr) ₹428 on 30 Apr 25 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.5 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.85% Effective Maturity 14 Years 25 Days Modified Duration 6 Years 3 Months Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,458 30 Apr 22 ₹10,626 30 Apr 23 ₹11,316 30 Apr 24 ₹11,986 30 Apr 25 ₹13,242 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1.2% 3 Month 4% 6 Month 5.7% 1 Year 10.1% 3 Year 8.1% 5 Year 5.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.8% 2022 3.3% 2021 1.2% 2020 10.5% 2019 11.4% 2018 6.1% 2017 2.4% 2016 13.8% 2015 5.1% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.25 Yr. Kinjal Desai 25 May 18 6.94 Yr. Data below for Nippon India Income Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 21.11% Debt 78.64% Other 0.25% Debt Sector Allocation
Sector Value Government 63.15% Corporate 21.19% Cash Equivalent 15.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -20% ₹85 Cr 8,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -18% ₹78 Cr 7,500,000
↓ -1,500,000 7.12% State Government Of Maharashtra 2036
Sovereign Bonds | -10% ₹41 Cr 4,000,000 7.1% Govt Stock 2029
Sovereign Bonds | -6% ₹26 Cr 2,500,000 Tata Capital Limited
Debentures | -6% ₹26 Cr 25 Small Industries Development Bank Of India
Debentures | -6% ₹25 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹25 Cr 2,500 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹10 Cr 1,000,000 Power Finance Corporation Limited
Debentures | -2% ₹10 Cr 100 Indian Railway Finance Corporation Limited
Debentures | -1% ₹5 Cr 50 9. Canara Robeco Income Fund
CAGR/Annualized return of 7.9% since its launch. Return for 2024 was 7.6% , 2023 was 5.6% and 2022 was 1.6% . Canara Robeco Income Fund
Growth Launch Date 19 Sep 02 NAV (21 May 25) ₹55.805 ↑ 0.04 (0.06 %) Net Assets (Cr) ₹121 on 30 Apr 25 Category Debt - Medium to Long term AMC Canara Robeco Asset Management Co. Ltd. Rating Risk Moderate Expense Ratio 1.88 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.54% Effective Maturity 13 Years 10 Days Modified Duration 6 Years 5 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,669 30 Apr 22 ₹10,783 30 Apr 23 ₹11,330 30 Apr 24 ₹11,862 30 Apr 25 ₹13,014 Returns for Canara Robeco Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 25 Duration Returns 1 Month 1% 3 Month 3.6% 6 Month 5% 1 Year 9.2% 3 Year 6.9% 5 Year 5.1% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 5.6% 2022 1.6% 2021 1.9% 2020 10.1% 2019 10.3% 2018 5.2% 2017 3.5% 2016 12.7% 2015 5.6% Fund Manager information for Canara Robeco Income Fund
Name Since Tenure Avnish Jain 25 Jun 14 10.86 Yr. Kunal Jain 18 Jul 22 2.79 Yr. Data below for Canara Robeco Income Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 33.19% Debt 66.52% Other 0.29% Debt Sector Allocation
Sector Value Government 66.52% Cash Equivalent 33.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -18% ₹21 Cr 2,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -9% ₹11 Cr 1,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹11 Cr 1,000,000 Karnataka (Government of) 7.42%
- | -9% ₹11 Cr 1,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -9% ₹10 Cr 1,000,000
↑ 500,000 07.15 Tn SDL 2035
Sovereign Bonds | -9% ₹10 Cr 1,000,000 Export Import Bank Of India
Debentures | -8% ₹10 Cr 100 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹5 Cr 500,000
↑ 500,000 Treasury Bills
Sovereign Bonds | -1% ₹1 Cr CORPORATE DEBT MARKET DEVELOPMENT FUND CLASS A2
Investment Fund | -0% ₹0 Cr 315
મધ્યમથી લાંબા સમયગાળાના ભંડોળમાં કેવી રીતે રોકાણ કરવું?
Fincash.com પર આજીવન માટે મફત રોકાણ ખાતું ખોલો.
તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો
દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved