શ્રેષ્ઠ લાંબા ગાળાના બોન્ડ ફંડ શોધી રહ્યાં છો? આ એવા રોકાણકારો માટે ફંડ છે જેઓ મધ્યથી લાંબા ગાળાની શોધ કરી રહ્યા છેરોકાણ યોજના, સામાન્ય રીતે 3-5 વર્ષ માટે. લાંબા ગાળાના બોન્ડ ફંડ્સ મુખ્યત્વે જી-સેક અને કોર્પોરેટમાં રોકાણ કરે છેબોન્ડ જે મધ્યમથી લાંબી પરિપક્વતા અવધિ ધરાવે છે.

આ ફંડ્સ વ્યાજ દરમાં ફેરફાર પ્રત્યે સંવેદનશીલ હોય છે અને અન્ય ડેટ કેટેગરીની સરખામણીમાં વધુ અસ્થિર હોઈ શકે છે.
ડેટ સિક્યોરિટીઝના વ્યાજ દરો અને કિંમતો એક વ્યસ્ત સંબંધ ધરાવે છે, એટલે કે તેઓ વિરુદ્ધ દિશામાં આગળ વધે છે. ઉદાહરણ તરીકે, બોન્ડ ફંડ માટે વ્યાજ દરમાં ઘટાડો સારો છે. વ્યાજ દરમાં ઘટાડો દરમિયાન, બોન્ડના ભાવ વધે છે અને આ પ્રોત્સાહન આપે છેNAVs નાડેટ ફંડ યોજનાઓ
વ્યાજ દરોમાં ઘટાડો થવાથી લાંબા ગાળાની સિક્યોરિટીઝના ભાવમાં વધારો થાય છે, તેથી તેમાં રોકાણ કરવાની સલાહ આપવામાં આવે છે.લાંબા ગાળાના દેવું ભંડોળ જ્યારે વ્યાજદરમાં ઘટાડો થવાની ધારણા છે. રોકાણકારો કે જેઓ લાંબા ગાળા માટે રોકાણ કરવા માગે છે (એટલે કે, 3 વર્ષ અને તેથી વધુ), અને અમુક સ્તરનું જોખમ લઈ શકે છે, તેઓએ આદર્શ રીતે આ યોજનામાં રોકાણ કરવું જોઈએ.
તદુપરાંત, રોકાણકારો કે જેઓ વ્યાજ દરોમાં વધઘટ સાથે આરામદાયક છેબજાર આ રોકાણો સાથે આગળ વધી શકે છે. અહીં 2022 માટે ટોચના 10 શ્રેષ્ઠ લાંબા ગાળાના બોન્ડ ફંડ્સ છે.
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Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹90.0087
↑ 0.05 ₹897 5,000 1,000 0.1 -1.2 0.1 6.4 5.1 7.95% 10Y 9M 14D 29Y 5M 8D Aditya Birla Sun Life Income Fund Growth ₹127.169
↑ 0.03 ₹1,792 1,000 1,000 0.8 0.1 1.7 6 5.1 7.71% 6Y 7M 28D 15Y 10M 20D Nippon India Income Fund Growth ₹90.8824
↓ -0.02 ₹368 5,000 100 1 0.6 1.7 6 4.9 7.19% 6Y 7M 10D 13Y 4M 6D HDFC Income Fund Growth ₹59.1184
↓ -0.02 ₹820 5,000 300 0.9 0.6 1.8 6.3 5.5 7.48% 6Y 3M 4D 12Y 5M 26D Kotak Bond Fund Growth ₹77.9503
↓ -0.05 ₹1,878 5,000 1,000 0.7 0.4 2 6.2 5.4 7.69% 5Y 10M 28D 11Y 5M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Long Term Bond Fund Aditya Birla Sun Life Income Fund Nippon India Income Fund HDFC Income Fund Kotak Bond Fund Point 1 Lower mid AUM (₹897 Cr). Upper mid AUM (₹1,792 Cr). Bottom quartile AUM (₹368 Cr). Bottom quartile AUM (₹820 Cr). Highest AUM (₹1,878 Cr). Point 2 Established history (27+ yrs). Oldest track record among peers (30 yrs). Established history (28+ yrs). Established history (25+ yrs). Established history (26+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 0.08% (bottom quartile). 1Y return: 1.73% (lower mid). 1Y return: 1.72% (bottom quartile). 1Y return: 1.82% (upper mid). 1Y return: 1.98% (top quartile). Point 6 1M return: -0.02% (bottom quartile). 1M return: 0.21% (upper mid). 1M return: 0.13% (lower mid). 1M return: -0.03% (bottom quartile). 1M return: 0.24% (top quartile). Point 7 Sharpe: -1.21 (lower mid). Sharpe: -1.26 (bottom quartile). Sharpe: -1.28 (bottom quartile). Sharpe: -1.06 (upper mid). Sharpe: -1.05 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.95% (top quartile). Yield to maturity (debt): 7.71% (upper mid). Yield to maturity (debt): 7.19% (bottom quartile). Yield to maturity (debt): 7.48% (bottom quartile). Yield to maturity (debt): 7.69% (lower mid). Point 10 Modified duration: 10.79 yrs (bottom quartile). Modified duration: 6.66 yrs (bottom quartile). Modified duration: 6.61 yrs (lower mid). Modified duration: 6.26 yrs (upper mid). Modified duration: 5.91 yrs (top quartile). ICICI Prudential Long Term Bond Fund
Aditya Birla Sun Life Income Fund
Nippon India Income Fund
HDFC Income Fund
Kotak Bond Fund
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Bond Fund Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Income Fund Below is the key information for Nippon India Income Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Research Highlights for Kotak Bond Fund Below is the key information for Kotak Bond Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (17 Apr 26) ₹90.0087 ↑ 0.05 (0.05 %) Net Assets (Cr) ₹897 on 31 Mar 26 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.95 Sharpe Ratio -1.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.95% Effective Maturity 29 Years 5 Months 8 Days Modified Duration 10 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,185 31 Mar 23 ₹10,542 31 Mar 24 ₹11,452 31 Mar 25 ₹12,577 31 Mar 26 ₹12,501 Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0% 3 Month 0.1% 6 Month -1.2% 1 Year 0.1% 3 Year 6.4% 5 Year 4.9% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 10.1% 2022 6.8% 2021 1.3% 2020 0.4% 2019 11% 2018 12.1% 2017 6.8% 2016 4.1% 2015 15.7% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.19 Yr. Raunak Surana 22 Jan 24 2.19 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 3.18% Debt 96.45% Other 0.37% Debt Sector Allocation
Sector Value Government 96.45% Cash Equivalent 3.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -40% ₹358 Cr 37,701,500 6.9% Govt Stock 2065
Sovereign Bonds | -10% ₹87 Cr 9,800,000
↓ -2,000,000 7.13% Maharashtra Sgs 2048
Sovereign Bonds | -8% ₹69 Cr 7,500,000 7.12% Maharashtra Sgs 2038
Sovereign Bonds | -5% ₹47 Cr 4,960,700 7.15% Maharashtra Sgs 2049
Sovereign Bonds | -5% ₹46 Cr 5,000,000 7.16% Maharashtra Sgs 2050
Sovereign Bonds | -5% ₹46 Cr 5,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -4% ₹38 Cr 4,038,300 7.56% Rajasthan Sgs 2041
Sovereign Bonds | -3% ₹24 Cr 2,500,000 7.51% Madhyapradesh Sgs 2048
Sovereign Bonds | -3% ₹24 Cr 2,500,000 7.14% Maharashtra Sgs 2039
Sovereign Bonds | -3% ₹24 Cr 2,500,000 2. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (17 Apr 26) ₹127.169 ↑ 0.03 (0.02 %) Net Assets (Cr) ₹1,792 on 31 Mar 26 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.71% Effective Maturity 15 Years 10 Months 20 Days Modified Duration 6 Years 7 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,549 31 Mar 23 ₹10,872 31 Mar 24 ₹11,674 31 Mar 25 ₹12,677 31 Mar 26 ₹12,860 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.2% 3 Month 0.8% 6 Month 0.1% 1 Year 1.7% 3 Year 6% 5 Year 5.4% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.4% 2022 6.6% 2021 2.4% 2020 4% 2019 12.8% 2018 9.5% 2017 5.1% 2016 2.8% 2015 14.4% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 5.65 Yr. Data below for Aditya Birla Sun Life Income Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 5.41% Debt 94.23% Other 0.36% Debt Sector Allocation
Sector Value Government 70.02% Corporate 24.2% Cash Equivalent 5.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -21% ₹368 Cr 38,819,900
↑ 3,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -8% ₹147 Cr 15,656,100
↑ 2,000,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹73 Cr 7,500 Housing And Urban Development Corporation Limited
Debentures | -4% ₹72 Cr 7,500 7.44% Karnataka Sgs 2033
Sovereign Bonds | -3% ₹54 Cr 5,446,300
↑ 5,446,300 Tata Capital Housing Finance Limited
Debentures | -3% ₹50 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000 7.36% Karnataka Sgs 2034
Sovereign Bonds | -3% ₹49 Cr 5,000,000
↑ 5,000,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹48 Cr 5,000 6.84% Andhra Sgs 2038
Sovereign Bonds | -3% ₹46 Cr 5,000,000 3. Nippon India Income Fund
Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (17 Apr 26) ₹90.8824 ↓ -0.02 (-0.02 %) Net Assets (Cr) ₹368 on 31 Mar 26 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio -1.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.19% Effective Maturity 13 Years 4 Months 6 Days Modified Duration 6 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,275 31 Mar 23 ₹10,780 31 Mar 24 ₹11,618 31 Mar 25 ₹12,582 31 Mar 26 ₹12,777 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.1% 3 Month 1% 6 Month 0.6% 1 Year 1.7% 3 Year 6% 5 Year 5.2% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 8.1% 2022 6.8% 2021 3.3% 2020 1.2% 2019 10.5% 2018 11.4% 2017 6.1% 2016 2.4% 2015 13.8% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.16 Yr. Kinjal Desai 25 May 18 7.85 Yr. Amber Singhania 11 Mar 26 0.05 Yr. Data below for Nippon India Income Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 3.44% Debt 96.22% Other 0.33% Debt Sector Allocation
Sector Value Government 94.9% Cash Equivalent 3.44% Corporate 1.32% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Andhra Pradesh (Government of) 7.99%
- | -14% ₹50 Cr 5,000,000
↑ 5,000,000 Maharashtra State Development Loans
Sovereign Bonds | -13% ₹49 Cr 5,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹32 Cr 3,500,000 7.03% Tamilnadu SDL 2030
Sovereign Bonds | -8% ₹30 Cr 3,000,000 7.6% Uttarpradesh Sgs 2037
Sovereign Bonds | -8% ₹30 Cr 3,000,000 Indian Railway Finance Corporation Limited
Debentures | -7% ₹26 Cr 5,000 7.93% Uttarpradesh Sdl 2030
Sovereign Bonds | -7% ₹26 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -7% ₹25 Cr 2,500 6.68% Govt Stock 2040
Sovereign Bonds | -6% ₹23 Cr 2,500,000
↑ 2,500,000 6.79% Andhra Sgs 2036
Sovereign Bonds | -6% ₹23 Cr 2,500,000 4. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (17 Apr 26) ₹59.1184 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹820 on 31 Mar 26 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio -1.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.48% Effective Maturity 12 Years 5 Months 26 Days Modified Duration 6 Years 3 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,279 31 Mar 23 ₹10,536 31 Mar 24 ₹11,353 31 Mar 25 ₹12,320 31 Mar 26 ₹12,537 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0% 3 Month 0.9% 6 Month 0.6% 1 Year 1.8% 3 Year 6.3% 5 Year 4.9% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 9% 2022 6.1% 2021 0.9% 2020 2.1% 2019 9.3% 2018 8.7% 2017 3.6% 2016 1.3% 2015 14.5% Fund Manager information for HDFC Income Fund
Name Since Tenure Anupam Joshi 7 Mar 26 0.07 Yr. Dhruv Muchhal 22 Jun 23 2.78 Yr. Data below for HDFC Income Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 16.69% Equity 0.52% Debt 82.48% Other 0.31% Debt Sector Allocation
Sector Value Government 68.93% Cash Equivalent 16.69% Corporate 13.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -21% ₹183 Cr 19,030,000 7.18% Gs 2037
Sovereign Bonds | -11% ₹92 Cr 9,000,000 7.24% Gs 2055
Sovereign Bonds | -7% ₹58 Cr 6,000,000 7.23% Gs 2039
Sovereign Bonds | -5% ₹41 Cr 4,000,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 Goi Floating Rate Bond 2031
Sovereign Bonds | -3% ₹26 Cr 2,500,000 Goi Frb 2034
Sovereign Bonds | -3% ₹26 Cr 2,500,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹25 Cr 25 Bajaj Housing Finance Limited
Debentures | -3% ₹25 Cr 250 6.98% Gujarat Sgs 2032
Sovereign Bonds | -3% ₹25 Cr 2,500,000 5. Kotak Bond Fund
Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (17 Apr 26) ₹77.9503 ↓ -0.05 (-0.06 %) Net Assets (Cr) ₹1,878 on 31 Mar 26 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.65 Sharpe Ratio -1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 7.69% Effective Maturity 11 Years 5 Months 19 Days Modified Duration 5 Years 10 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,428 31 Mar 23 ₹10,749 31 Mar 24 ₹11,578 31 Mar 25 ₹12,508 31 Mar 26 ₹12,758 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.2% 3 Month 0.7% 6 Month 0.4% 1 Year 2% 3 Year 6.2% 5 Year 5.2% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.4% 2023 8.2% 2022 6.8% 2021 1.7% 2020 2.4% 2019 12.3% 2018 10.3% 2017 5.2% 2016 0.9% 2015 14.3% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 17.97 Yr. Data below for Kotak Bond Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 11.61% Equity 4.23% Debt 83.44% Other 0.71% Debt Sector Allocation
Sector Value Government 65.86% Corporate 27.62% Cash Equivalent 1.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -8% ₹142 Cr 16,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -7% ₹137 Cr 14,500,000 National Housing Bank
Debentures | -7% ₹135 Cr 14,000 Tamil Nadu (Government of) 0.0712%
- | -7% ₹123 Cr 12,500,000 6.98% Gujarat Sgs 2032
Sovereign Bonds | -5% ₹93 Cr 9,521,820 7.09% Govt Stock 2054
Sovereign Bonds | -5% ₹92 Cr 10,000,000 7.39% Tamilnadu Sgs 2034
Sovereign Bonds | -4% ₹84 Cr 8,500,000 7.45% Bihar Sgs 2034
Sovereign Bonds | -4% ₹79 Cr 8,000,000 7.52% Bihar Sgs 2036
Sovereign Bonds | -4% ₹78 Cr 8,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -4% ₹74 Cr 75
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