નાણાકીય વર્ષ 22 - 23 માટે ટોચના 5 શ્રેષ્ઠ ટેક્સ સેવિંગ ELSS મ્યુચ્યુઅલ ફંડ્સ

Updated on July 11, 2026 , 9837 views

શ્રેષ્ઠ elss ફંડ્સ અથવા ઇક્વિટી લિંક્ડ સેવિંગ્સ સ્કીમ્સ (ટેક્સ સેવિંગ) ઇક્વિટી ડાઇવર્સિફાઇડ છેમ્યુચ્યુઅલ ફંડ જે પ્રદાન કરવા માટે મોટાભાગે ઇક્વિટી-લિંક્ડ ઇન્સ્ટ્રુમેન્ટ્સ (જેમ કે શેર અને સ્ટોક) માં રોકાણ કરે છેબજાર- લિંક કરેલ વળતર. સામાન્ય રીતે, ફંડ કોર્પસનો 80% ઇક્વિટીમાં અને બાકીનો ડેટ સાધનોમાં રોકાણ કરવામાં આવે છે.

શ્રેષ્ઠELSS ફંડ્સને ટેક્સ સેવિંગ મ્યુચ્યુઅલ ફંડ્સ તરીકે પણ ઓળખવામાં આવે છે કારણ કે તે હેઠળ કર લાભો ઓફર કરે છેકલમ 80C નાઆવક વેરો એક્ટ. વધુમાં, ELSS મ્યુચ્યુઅલ ફંડ્સ ઓપન-એન્ડેડ છે, જેનો અર્થ છે કે રોકાણકારો જ્યારે ઈચ્છે ત્યારે આ ફંડ્સમાં સબ્સ્ક્રાઇબ કરી શકે છે.

જો કે, પહેલારોકાણ આ કર બચત મ્યુચ્યુઅલ ફંડ્સમાં, શ્રેષ્ઠ ELSS ફંડ્સની સૂચિ ધ્યાનમાં લેવાનું સૂચન કરવામાં આવે છે.

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નાણાકીય વર્ષ 22 - 23 માં રોકાણ કરવા માટે ટોચના 5 ELSS ફંડ્સ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹99.3698 ↑ 0.10	₹882	5.8	1.5	4.6	15.6	12.3	4.8
BOI AXA Tax Advantage Fund Growth	₹164.69 ↑ 0.22	₹1,380	4.2	4.9	2.2	14.5	12.2	-3.5
Edelweiss Long Term Equity Fund Growth	₹115.26 ↑ 0.31	₹436	5.7	1	4.4	13.6	12	6.7
LIC MF Tax Plan Growth	₹148.222 ↓ -0.03	₹978	5.4	-3.1	-3.4	10.3	10.3	0.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Long Term Advantage Fund	BNP Paribas Long Term Equity Fund (ELSS)	BOI AXA Tax Advantage Fund	Edelweiss Long Term Equity Fund	LIC MF Tax Plan
Point 1	Upper mid AUM (₹1,318 Cr).	Bottom quartile AUM (₹882 Cr).	Highest AUM (₹1,380 Cr).	Bottom quartile AUM (₹436 Cr).	Lower mid AUM (₹978 Cr).
Point 2	Established history (25+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.39% (top quartile).	5Y return: 12.25% (upper mid).	5Y return: 12.21% (lower mid).	5Y return: 12.02% (bottom quartile).	5Y return: 10.29% (bottom quartile).
Point 6	3Y return: 20.64% (top quartile).	3Y return: 15.58% (upper mid).	3Y return: 14.50% (lower mid).	3Y return: 13.64% (bottom quartile).	3Y return: 10.29% (bottom quartile).
Point 7	1Y return: 35.51% (top quartile).	1Y return: 4.61% (upper mid).	1Y return: 2.20% (bottom quartile).	1Y return: 4.38% (lower mid).	1Y return: -3.41% (bottom quartile).
Point 8	Alpha: 1.75 (upper mid).	Alpha: 1.65 (lower mid).	Alpha: 0.43 (bottom quartile).	Alpha: 2.87 (top quartile).	Alpha: -7.46 (bottom quartile).
Point 9	Sharpe: 2.27 (top quartile).	Sharpe: -0.10 (lower mid).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.04 (upper mid).	Sharpe: -0.64 (bottom quartile).
Point 10	Information ratio: -0.15 (bottom quartile).	Information ratio: 0.61 (top quartile).	Information ratio: 0.28 (upper mid).	Information ratio: 0.12 (lower mid).	Information ratio: -0.87 (bottom quartile).

HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹882 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.25% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 4.61% (upper mid).
Alpha: 1.65 (lower mid).
Sharpe: -0.10 (lower mid).
Information ratio: 0.61 (top quartile).

BOI AXA Tax Advantage Fund

Highest AUM (₹1,380 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.21% (lower mid).
3Y return: 14.50% (lower mid).
1Y return: 2.20% (bottom quartile).
Alpha: 0.43 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.28 (upper mid).

Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹436 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.02% (bottom quartile).
3Y return: 13.64% (bottom quartile).
1Y return: 4.38% (lower mid).
Alpha: 2.87 (top quartile).
Sharpe: -0.04 (upper mid).
Information ratio: 0.12 (lower mid).

LIC MF Tax Plan

Lower mid AUM (₹978 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.29% (bottom quartile).
3Y return: 10.29% (bottom quartile).
1Y return: -3.41% (bottom quartile).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: -0.87 (bottom quartile).

*250 કરોડથી વધુ નેટ અસ્કયામતો ધરાવતા અને શ્રેષ્ઠ સંપત્તિ ધરાવતા ELSS ટેક્સ બચત મ્યુચ્યુઅલ ફંડની યાદીCAGR છેલ્લા 5 વર્ષમાં વળતર

1. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹882 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.25% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 4.61% (upper mid).
Alpha: 1.65 (lower mid).
Sharpe: -0.10 (lower mid).
Information ratio: 0.61 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.6%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (13 Jul 26)	₹99.3698 ↑ 0.10 (0.10 %)
Net Assets (Cr)	₹882 on 31 May 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	-0.1
Information Ratio	0.61
Alpha Ratio	1.65
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,480
30 Jun 23	₹11,609
30 Jun 24	₹16,494
30 Jun 25	₹17,507
30 Jun 26	₹17,827

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	4%
3 Month	5.8%
6 Month	1.5%
1 Year	4.6%
3 Year	15.6%
5 Year	12.3%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.8%
2024	23.6%
2023	31.3%
2022	-2.1%
2021	23.6%
2020	17.8%
2019	14.3%
2018	-9.3%
2017	42.3%
2016	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	4.3 Yr.
Yash Mehta	1 May 26	0.16 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	28.78%
Industrials	15.65%
Consumer Cyclical	14.19%
Basic Materials	8.98%
Technology	7.08%
Health Care	6.37%
Energy	5.79%
Consumer Defensive	4.17%
Communication Services	3.01%
Utility	1.38%

Asset Allocation

Asset Class	Value
Cash	4.57%
Equity	95.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	5%	₹41 Cr	550,000 ↓ -106,320
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹37 Cr	281,800
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	4%	₹34 Cr	8,766
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	4%	₹32 Cr	330,000 ↑ 52,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	4%	₹31 Cr	250,000 ↓ -79,900
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| BHEL	3%	₹29 Cr	701,626 ↓ -119,754
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹26 Cr	65,000 ↑ 5,000
Hindalco Industries Ltd (Basic Materials) Equity, Since 28 Feb 25 \| HINDALCO	3%	₹25 Cr	220,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 24 \| NAVINFLUOR	3%	₹23 Cr	31,685

3. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Highest AUM (₹1,380 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.21% (lower mid).
3Y return: 14.50% (lower mid).
1Y return: 2.20% (bottom quartile).
Alpha: 0.43 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.28 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~4.1%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (13 Jul 26)	₹164.69 ↑ 0.22 (0.13 %)
Net Assets (Cr)	₹1,380 on 31 May 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.19
Information Ratio	0.28
Alpha Ratio	0.43
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,536
30 Jun 23	₹12,057
30 Jun 24	₹19,060
30 Jun 25	₹18,087
30 Jun 26	₹18,195

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	2.4%
3 Month	4.2%
6 Month	4.9%
1 Year	2.2%
3 Year	14.5%
5 Year	12.2%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.5%
2024	21.6%
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	4.18 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	24.72%
Industrials	19.59%
Basic Materials	16.92%
Consumer Cyclical	9.64%
Consumer Defensive	6.17%
Utility	5.36%
Technology	3.25%
Communication Services	3.11%
Health Care	2.76%
Energy	2.15%
Real Estate	0.11%

Asset Allocation

Asset Class	Value
Cash	3.61%
Equity	96.27%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹56 Cr	584,286
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹47 Cr	110,000 ↓ -4,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹45 Cr	142,759
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹43 Cr	235,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹42 Cr	335,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	3%	₹40 Cr	224,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| NTPC	3%	₹40 Cr	1,041,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹39 Cr	530,000 ↑ 20,000
Power Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 26 \| PFC	3%	₹38 Cr	885,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| UNOMINDA	3%	₹36 Cr	330,439

4. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹436 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.02% (bottom quartile).
3Y return: 13.64% (bottom quartile).
1Y return: 4.38% (lower mid).
Alpha: 2.87 (top quartile).
Sharpe: -0.04 (upper mid).
Information ratio: 0.12 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Reliance Industries Ltd (~4.7%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund Growth
Launch Date	30 Dec 08
NAV (13 Jul 26)	₹115.26 ↑ 0.31 (0.27 %)
Net Assets (Cr)	₹436 on 31 May 26
Category	Equity - ELSS
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	-0.04
Information Ratio	0.12
Alpha Ratio	2.87
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,948
30 Jun 23	₹12,323
30 Jun 24	₹16,960
30 Jun 25	₹17,754
30 Jun 26	₹17,814

Edelweiss Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	4.2%
3 Month	5.7%
6 Month	1%
1 Year	4.4%
3 Year	13.6%
5 Year	12%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	20%
2023	26.8%
2022	-0.1%
2021	30.4%
2020	13.7%
2019	9.2%
2018	-9.1%
2017	37.7%
2016	-1.1%

Fund Manager information for Edelweiss Long Term Equity Fund

Name	Since	Tenure
Ashwani Agarwalla	1 Aug 23	2.92 Yr.
Trideep Bhattacharya	1 Aug 23	2.92 Yr.
Raj Koradia	1 Aug 24	1.91 Yr.

Data below for Edelweiss Long Term Equity Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	35.37%
Consumer Cyclical	11.42%
Industrials	9.92%
Technology	9.15%
Energy	7.08%
Health Care	6.65%
Basic Materials	6.48%
Consumer Defensive	3.89%
Communication Services	3.52%
Utility	3.27%
Real Estate	1.02%

Asset Allocation

Asset Class	Value
Cash	2.23%
Equity	97.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 15 \| RELIANCE	5%	₹20 Cr	154,769
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| HDFCBANK	4%	₹19 Cr	249,864
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹15 Cr	84,003
BSE Ltd (Financial Services) Equity, Since 31 Mar 24 \| BSE	3%	₹14 Cr	34,841
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 15 \| LT	3%	₹14 Cr	33,431
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 17 \| ICICIBANK	3%	₹13 Cr	102,311
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Aug 24 \| MCX	3%	₹13 Cr	42,695
State Bank of India (Financial Services) Equity, Since 31 May 18 \| SBIN	2%	₹11 Cr	111,376
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| MUTHOOTFIN	2%	₹10 Cr	28,474
NTPC Ltd (Utilities) Equity, Since 31 Oct 22 \| NTPC	2%	₹9 Cr	243,851

5. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Lower mid AUM (₹978 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.29% (bottom quartile).
3Y return: 10.29% (bottom quartile).
1Y return: -3.41% (bottom quartile).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: -0.87 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding ICICI Bank Ltd (~7.8%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (13 Jul 26)	₹148.222 ↓ -0.03 (-0.02 %)
Net Assets (Cr)	₹978 on 31 May 26
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.64
Information Ratio	-0.87
Alpha Ratio	-7.46
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,843
30 Jun 23	₹12,322
30 Jun 24	₹16,467
30 Jun 25	₹17,361
30 Jun 26	₹16,332

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	4.6%
3 Month	5.4%
6 Month	-3.1%
1 Year	-3.4%
3 Year	10.3%
5 Year	10.3%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.8%
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.23 Yr.

Data below for LIC MF Tax Plan as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	30.26%
Consumer Cyclical	19.24%
Industrials	12.01%
Health Care	9.27%
Basic Materials	7.68%
Consumer Defensive	7.55%
Technology	4.19%
Energy	2.36%
Communication Services	2.17%

Asset Allocation

Asset Class	Value
Cash	5.27%
Equity	94.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹76 Cr	604,329
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	7%	₹68 Cr	916,422
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| AXISBANK	5%	₹44 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹32 Cr	210,855
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹31 Cr	320,605
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	3%	₹28 Cr	68,942
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Jul 23 \| GRASIM	3%	₹25 Cr	80,412
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| EICHERMOT	2%	₹24 Cr	33,738
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 30 Sep 23 \| 533293	2%	₹23 Cr	118,581 ↓ -57,517
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹21 Cr	131,363

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