નાણાકીય વર્ષ પૂરા થવા સાથે, તે તમારી શરૂઆત કરવાનો સમય છેટેક્સ પ્લાનિંગ. ભારતમાં ટેક્સ બચતના ઘણા વિકલ્પો સાથે,ELSS શ્રેષ્ઠ છે કારણ કે તેઓ કર બચત ઉપરાંત લાભો ઓફર કરે છે.
ELSS અથવા ઇક્વિટી લિંક્ડ સેવિંગ સ્કીમ્સ 3 વર્ષના લોક-ઇન સમયગાળા સાથે આવે છે, જે અન્ય તમામ ટેક્સ બચતની સરખામણીમાં સૌથી ટૂંકી હોલ્ડિંગ છે. દ્વારારોકાણ ELSS માં, વ્યક્તિ INR 1,50 સુધીની કપાત મેળવી શકે છે,000 તેમના કરપાત્રમાંથીઆવક મુજબકલમ 80C નાઆવક વેરો એક્ટ. જેમ કે, ELSS ફંડ ઇક્વિટી અને સંબંધિત ઉત્પાદનોમાં રોકાણ કરવામાં આવતા ફંડના મોટા ભાગ સાથે ઇક્વિટી વૈવિધ્યસભર છે, તેઓ ઇક્વિટી વળતર પણ આપે છે. આનો અર્થ એ છે કે રોકાણકારો તેમના રોકાણ પર ઇક્વિટી વળતર પણ મેળવી શકે છે.

આ સ્કીમની કેટલીક અન્ય મહત્વની વિશેષતાઓ જોઈએ તે પહેલાં, ચાલો શ્રેષ્ઠ ELSS ટેક્સ બચત તપાસીએમ્યુચ્યુઅલ ફંડ 2022 - 2023 માટે.
ELSS ના અન્ય મુખ્ય ફાયદાઓ છે:
બજેટ 2018 મુજબ, ELSS લાંબા ગાળા માટે આકર્ષિત થશેપાટનગર ગેન્સ (LTCG). રોકાણકારો પર લાંબા ગાળા માટે 10% (કોઈ ઇન્ડેક્સેશન વિના) ટેક્સ લાગશેમૂડી લાભ કર INR 1 લાખ સુધીના લાભો કરમુક્ત છે. INR 1 લાખથી વધુના નફા પર 10% ટેક્સ લાગુ થાય છે.
એ લઈનેSIP રૂટ, રોકાણકારો INR 500 જેટલી ઓછી રકમનું રોકાણ કરી શકે છે. આ વ્યક્તિને પરવાનગી આપે છેનાણાં બચાવવા એક સામટી રકમને બદલે દર મહિને.
આ મ્યુચ્યુઅલ ફંડ ઇક્વિટી-સંબંધિત સાધનોમાં રોકાણ કરે છે, તેથી તમે જે નાણાંનું રોકાણ કરો છો તે સ્ટોક તરીકે વધે છેબજાર વધે. તેથી, ELSS ફંડ્સમાં નફો વધારે છે.
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Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 ☆☆☆ 1.2 15.4 35.5 20.6 17.4 Motilal Oswal Long Term Equity Fund Growth ₹49.1407
↑ 0.10 ₹4,341 -8.6 -2.3 12.9 21.7 16.7 -9.1 Bandhan Tax Advantage (ELSS) Fund Growth ₹156.964
↑ 0.52 ₹7,333 ☆☆☆☆☆ -0.5 5.2 13.8 15.9 15.7 8 Franklin India Taxshield Growth ₹1,481.25
↑ 2.33 ₹6,693 ☆☆ -2.3 1.7 10.6 18.5 15.5 2.1 BOI AXA Tax Advantage Fund Growth ₹162
↑ 0.89 ₹1,402 ☆☆☆ -0.6 4.5 14.8 17.7 15.4 -3.5 JM Tax Gain Fund Growth ₹48.3427
↑ 0.30 ₹226 ☆☆☆ -5.1 2 10.9 18.9 15.1 2.5 Kotak Tax Saver Fund Growth ₹117.897
↑ 0.34 ₹6,452 ☆☆☆ -0.2 3.7 14.4 16.1 14.8 1.8 ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹952.16
↑ 3.04 ₹14,769 ☆☆ -1.9 3.3 13.6 16.9 14.1 9.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Long Term Advantage Fund Motilal Oswal Long Term Equity Fund Bandhan Tax Advantage (ELSS) Fund Franklin India Taxshield BOI AXA Tax Advantage Fund JM Tax Gain Fund Kotak Tax Saver Fund ICICI Prudential Long Term Equity Fund (Tax Saving) Point 1 Bottom quartile AUM (₹1,318 Cr). Lower mid AUM (₹4,341 Cr). Top quartile AUM (₹7,333 Cr). Upper mid AUM (₹6,693 Cr). Lower mid AUM (₹1,402 Cr). Bottom quartile AUM (₹226 Cr). Upper mid AUM (₹6,452 Cr). Highest AUM (₹14,769 Cr). Point 2 Established history (25+ yrs). Established history (11+ yrs). Established history (17+ yrs). Oldest track record among peers (26 yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (20+ yrs). Established history (26+ yrs). Point 3 Rating: 3★ (top quartile). Not Rated. Top rated. Rating: 2★ (lower mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.39% (top quartile). 5Y return: 16.66% (top quartile). 5Y return: 15.70% (upper mid). 5Y return: 15.53% (upper mid). 5Y return: 15.36% (lower mid). 5Y return: 15.10% (lower mid). 5Y return: 14.78% (bottom quartile). 5Y return: 14.07% (bottom quartile). Point 6 3Y return: 20.64% (top quartile). 3Y return: 21.71% (top quartile). 3Y return: 15.90% (bottom quartile). 3Y return: 18.49% (upper mid). 3Y return: 17.73% (lower mid). 3Y return: 18.89% (upper mid). 3Y return: 16.07% (bottom quartile). 3Y return: 16.90% (lower mid). Point 7 1Y return: 35.51% (top quartile). 1Y return: 12.93% (lower mid). 1Y return: 13.80% (upper mid). 1Y return: 10.62% (bottom quartile). 1Y return: 14.79% (top quartile). 1Y return: 10.93% (bottom quartile). 1Y return: 14.44% (upper mid). 1Y return: 13.60% (lower mid). Point 8 Alpha: 1.75 (top quartile). Alpha: -16.15 (bottom quartile). Alpha: 0.45 (upper mid). Alpha: -5.39 (lower mid). Alpha: -10.85 (bottom quartile). Alpha: -4.83 (upper mid). Alpha: -5.73 (lower mid). Alpha: 2.20 (top quartile). Point 9 Sharpe: 2.27 (top quartile). Sharpe: -0.43 (bottom quartile). Sharpe: 0.21 (upper mid). Sharpe: -0.22 (lower mid). Sharpe: -0.36 (bottom quartile). Sharpe: -0.15 (upper mid). Sharpe: -0.19 (lower mid). Sharpe: 0.36 (top quartile). Point 10 Information ratio: -0.15 (bottom quartile). Information ratio: 0.53 (top quartile). Information ratio: -0.08 (lower mid). Information ratio: 0.45 (upper mid). Information ratio: 0.01 (upper mid). Information ratio: 0.65 (top quartile). Information ratio: -0.35 (bottom quartile). Information ratio: -0.08 (lower mid). HDFC Long Term Advantage Fund
Motilal Oswal Long Term Equity Fund
Bandhan Tax Advantage (ELSS) Fund
Franklin India Taxshield
BOI AXA Tax Advantage Fund
JM Tax Gain Fund
Kotak Tax Saver Fund
ICICI Prudential Long Term Equity Fund (Tax Saving)
*ઉપર ELSS ની યાદી છે -ઇક્વિટી મ્યુચ્યુઅલ ફંડ્સ વચ્ચે ચોખ્ખી સંપત્તિ ધરાવે છે100 - 15000 કરોડ અને છેલ્લા 3 વર્ષથી સંપત્તિનું સંચાલન. છેલ્લા 5 વર્ષના રિટર્ન પર ક્રમાંકિતવાર્ષિક/CAGR આધાર.
સામાન્ય રીતે, ELSS મ્યુચ્યુઅલ ફંડ એવા તમામ પ્રકારના રોકાણકારો માટે યોગ્ય છે જેઓ કર આયોજન અને નાણાં બચાવવા માટે બજાર સાથે જોડાયેલા જોખમો લેવા તૈયાર હોય છે. કોઈપણ વ્યક્તિ તેમના જીવનના કોઈપણ સમયે ELSS ફંડમાં રોકાણ કરી શકે છે. જો કે, તમારી કારકિર્દીના પ્રારંભિક તબક્કા દરમિયાન કર બચત ELSS ફંડમાં રોકાણ કરવાનું સૂચન કરવામાં આવે છે જેથી કરીને સમય જતાં તમારા પૈસા વધે અને તમને વધુ સારું વળતર મળે.
તેથી, કર બચાવો અને એક જ સમયે રોકાણ કરીને સારું વળતર મેળવોશ્રેષ્ઠ elss ફંડ્સ. રોકાણકારોએ જાણવું જોઈએ કે ELSS ફંડમાં રોકાણ કરેલી રકમ 3 વર્ષ માટે લૉક છે.
રોકાણકારો ELSS મ્યુચ્યુઅલ ફંડમાં SIP (સિસ્ટમેટિક) ના એકમ (એક સમય) તરીકે રોકાણ કરી શકે છેરોકાણ યોજના). નવા નિશાળીયા માટે સલાહ આપવામાં આવે છે કે તેઓ સામાન્ય રીતે SIP નો ઉપયોગ કરીને રોકાણ કરે કારણ કે તે તેમના માટે વધુ યોગ્ય છે.
To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Long Term Equity Fund Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Research Highlights for Bandhan Tax Advantage (ELSS) Fund Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Research Highlights for Franklin India Taxshield Below is the key information for Franklin India Taxshield Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. Research Highlights for ICICI Prudential Long Term Equity Fund (Tax Saving) Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on 1. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (17 Feb 26) ₹49.1407 ↑ 0.10 (0.21 %) Net Assets (Cr) ₹4,341 on 31 Dec 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.43 Information Ratio 0.53 Alpha Ratio -16.15 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,265 31 Jan 23 ₹13,176 31 Jan 24 ₹19,252 31 Jan 25 ₹23,449 31 Jan 26 ₹23,990 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -1.7% 3 Month -8.6% 6 Month -2.3% 1 Year 12.9% 3 Year 21.7% 5 Year 16.7% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -9.1% 2023 47.7% 2022 37% 2021 1.8% 2020 32.1% 2019 8.8% 2018 13.2% 2017 -8.7% 2016 44% 2015 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 2.14 Yr. Rakesh Shetty 22 Nov 22 3.2 Yr. Atul Mehra 1 Oct 24 1.34 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 33.05% Industrials 22.97% Consumer Cyclical 16.09% Technology 9.79% Basic Materials 8.83% Real Estate 3.76% Health Care 2.64% Consumer Defensive 1.83% Asset Allocation
Asset Class Value Cash 1.03% Equity 98.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX8% ₹328 Cr 1,296,040 Piramal Finance Ltd (Financial Services)
Equity, Since 30 Sep 25 | PIRAMALFIN6% ₹244 Cr 1,401,921
↑ 113,688 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433205% ₹219 Cr 8,000,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 25 | MUTHOOTFIN5% ₹209 Cr 546,874 Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 30 Nov 25 | GROWW5% ₹194 Cr 10,941,411
↑ 797,603 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹185 Cr 102,631
↑ 2,310 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | 5442774% ₹163 Cr 583,979 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL4% ₹162 Cr 3,598,038 Jain Resource Recycling Ltd (Basic Materials)
Equity, Since 31 Oct 25 | JAINREC4% ₹159 Cr 3,870,864
↑ 1,023,142 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹157 Cr 1,077,437 3. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (17 Feb 26) ₹156.964 ↑ 0.52 (0.33 %) Net Assets (Cr) ₹7,333 on 31 Dec 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.21 Information Ratio -0.08 Alpha Ratio 0.45 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹14,912 31 Jan 23 ₹15,110 31 Jan 24 ₹20,293 31 Jan 25 ₹21,565 31 Jan 26 ₹23,272 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 1.1% 3 Month -0.5% 6 Month 5.2% 1 Year 13.8% 3 Year 15.9% 5 Year 15.7% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 13.1% 2022 28.3% 2021 4.2% 2020 49.2% 2019 18.7% 2018 1.9% 2017 -9.4% 2016 53.4% 2015 0.4% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 9.29 Yr. Ritika Behera 7 Oct 23 2.32 Yr. Gaurav Satra 10 Jun 24 1.65 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 33.66% Technology 11.58% Consumer Cyclical 10.12% Consumer Defensive 8.24% Basic Materials 8.23% Energy 7.28% Health Care 5.76% Industrials 4.09% Communication Services 3.12% Utility 2.33% Real Estate 2.01% Asset Allocation
Asset Class Value Cash 3.58% Equity 96.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹558 Cr 6,000,000
↑ 100,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹460 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹366 Cr 2,700,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS5% ₹344 Cr 1,100,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK4% ₹306 Cr 7,500,000
↑ 500,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹209 Cr 1,275,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | AXISBANK3% ₹206 Cr 1,500,000
↓ -400,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹183 Cr 1,700,000
↓ -600,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹158 Cr 801,000 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JINDALSTEL2% ₹153 Cr 1,350,000 4. Franklin India Taxshield
Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (17 Feb 26) ₹1,481.25 ↑ 2.33 (0.16 %) Net Assets (Cr) ₹6,693 on 31 Dec 25 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.22 Information Ratio 0.45 Alpha Ratio -5.39 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,755 31 Jan 23 ₹13,866 31 Jan 24 ₹19,216 31 Jan 25 ₹21,774 31 Jan 26 ₹22,785 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 0.5% 3 Month -2.3% 6 Month 1.7% 1 Year 10.6% 3 Year 18.5% 5 Year 15.5% 10 Year 15 Year Since launch 20.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.1% 2023 22.4% 2022 31.2% 2021 5.4% 2020 36.7% 2019 9.8% 2018 5.1% 2017 -3% 2016 29.1% 2015 4.7% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 9.76 Yr. Rajasa Kakulavarapu 1 Dec 23 2.17 Yr. Data below for Franklin India Taxshield as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 33.36% Industrials 13.55% Technology 10% Consumer Cyclical 9.37% Basic Materials 6.18% Consumer Defensive 6.08% Utility 5.05% Health Care 4.42% Communication Services 4.35% Energy 3.19% Real Estate 1.28% Asset Allocation
Asset Class Value Cash 3.17% Equity 96.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK9% ₹606 Cr 6,520,834 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK7% ₹447 Cr 3,297,903 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹348 Cr 883,853 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK5% ₹340 Cr 2,477,634 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY5% ₹308 Cr 1,876,441 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN5% ₹305 Cr 2,833,344 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL4% ₹280 Cr 1,421,571
↓ -50,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH4% ₹248 Cr 1,462,587 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹206 Cr 1,472,922 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5433203% ₹205 Cr 7,500,000 5. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (17 Feb 26) ₹162 ↑ 0.89 (0.55 %) Net Assets (Cr) ₹1,402 on 31 Dec 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.36 Information Ratio 0.01 Alpha Ratio -10.85 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,895 31 Jan 23 ₹13,855 31 Jan 24 ₹20,018 31 Jan 25 ₹21,539 31 Jan 26 ₹22,366 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 2.3% 3 Month -0.6% 6 Month 4.5% 1 Year 14.8% 3 Year 17.7% 5 Year 15.4% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.5% 2023 21.6% 2022 34.8% 2021 -1.3% 2020 41.5% 2019 31.2% 2018 14.6% 2017 -16.3% 2016 57.7% 2015 -1.2% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.77 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 23.83% Industrials 16.76% Basic Materials 14.44% Consumer Cyclical 7.15% Technology 5.52% Consumer Defensive 5.37% Utility 5.15% Communication Services 3.37% Energy 2.29% Health Care 1.77% Real Estate 0.12% Asset Allocation
Asset Class Value Cash 14.11% Equity 85.77% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹72 Cr 664,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL4% ₹49 Cr 105,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹48 Cr 355,000
↓ -50,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL3% ₹48 Cr 700,000
↓ -712,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹46 Cr 235,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹42 Cr 221,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹41 Cr 437,532 Indian Bank (Financial Services)
Equity, Since 31 Aug 23 | INDIANB3% ₹38 Cr 415,000
↑ 15,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹36 Cr 1,120,000 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | COROMANDEL3% ₹36 Cr 157,000 6. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (17 Feb 26) ₹48.3427 ↑ 0.30 (0.63 %) Net Assets (Cr) ₹226 on 31 Dec 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.15 Information Ratio 0.65 Alpha Ratio -4.83 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,461 31 Jan 23 ₹13,235 31 Jan 24 ₹18,640 31 Jan 25 ₹21,729 31 Jan 26 ₹22,357 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month -1.1% 3 Month -5.1% 6 Month 2% 1 Year 10.9% 3 Year 18.9% 5 Year 15.1% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.5% 2023 29% 2022 30.9% 2021 0.5% 2020 32.2% 2019 18.3% 2018 14.9% 2017 -4.6% 2016 42.6% 2015 5.2% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.34 Yr. Asit Bhandarkar 31 Dec 21 4.09 Yr. Ruchi Fozdar 4 Oct 24 1.33 Yr. Deepak Gupta 11 Apr 25 0.81 Yr. Data below for JM Tax Gain Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.42% Consumer Cyclical 15.57% Technology 11.47% Industrials 10.28% Basic Materials 8.65% Health Care 8.39% Consumer Defensive 3.74% Real Estate 3.59% Energy 3.45% Communication Services 3.01% Asset Allocation
Asset Class Value Cash 3.43% Equity 96.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK4% ₹9 Cr 98,262 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹8 Cr 19,647 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE3% ₹7 Cr 53,400 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹7 Cr 48,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 32,950
↑ 7,500 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5900033% ₹6 Cr 199,000 Max Financial Services Ltd (Financial Services)
Equity, Since 31 May 25 | MFSL3% ₹6 Cr 36,400 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI3% ₹6 Cr 3,956 CarTrade Tech Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | 5433333% ₹5 Cr 20,655
↑ 3,300 Lupin Ltd (Healthcare)
Equity, Since 31 May 25 | LUPIN2% ₹5 Cr 25,000 7. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (17 Feb 26) ₹117.897 ↑ 0.34 (0.28 %) Net Assets (Cr) ₹6,452 on 31 Dec 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.19 Information Ratio -0.35 Alpha Ratio -5.73 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,386 31 Jan 23 ₹13,841 31 Jan 24 ₹17,810 31 Jan 25 ₹20,206 31 Jan 26 ₹21,402 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 1.3% 3 Month -0.2% 6 Month 3.7% 1 Year 14.4% 3 Year 16.1% 5 Year 14.8% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2024 1.8% 2023 21.8% 2022 23.6% 2021 6.9% 2020 33.2% 2019 14.9% 2018 12.7% 2017 -3.8% 2016 33.8% 2015 7.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 10.45 Yr. Data below for Kotak Tax Saver Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 32.65% Consumer Cyclical 12.23% Technology 10.12% Industrials 9.75% Basic Materials 9.73% Energy 6.67% Health Care 4.9% Consumer Defensive 4.87% Communication Services 4.66% Utility 3.9% Asset Allocation
Asset Class Value Cash 0.53% Equity 99.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK9% ₹558 Cr 6,000,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN5% ₹339 Cr 3,150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹312 Cr 2,300,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | TECHM4% ₹235 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹232 Cr 1,180,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹226 Cr 1,378,553 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | BRITANNIA3% ₹167 Cr 285,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | NTPC3% ₹166 Cr 4,670,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | HEROMOTOCO3% ₹166 Cr 300,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | 5433203% ₹164 Cr 6,000,000 8. ICICI Prudential Long Term Equity Fund (Tax Saving)
ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (17 Feb 26) ₹952.16 ↑ 3.04 (0.32 %) Net Assets (Cr) ₹14,769 on 31 Dec 25 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 0.36 Information Ratio -0.08 Alpha Ratio 2.2 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,533 31 Jan 23 ₹13,498 31 Jan 24 ₹17,398 31 Jan 25 ₹19,494 31 Jan 26 ₹21,154 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22 Duration Returns 1 Month 0.4% 3 Month -1.9% 6 Month 3.3% 1 Year 13.6% 3 Year 16.9% 5 Year 14.1% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.9% 2023 16.4% 2022 23.2% 2021 2.3% 2020 33.7% 2019 13.6% 2018 8.8% 2017 0.5% 2016 26% 2015 3.9% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 2.38 Yr. Sharmila D’mello 31 Jul 22 3.51 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.91% Consumer Cyclical 17.16% Health Care 11.31% Industrials 8.33% Energy 7.26% Consumer Defensive 5.73% Basic Materials 5.03% Utility 4.53% Technology 4.08% Communication Services 3.92% Real Estate 1.4% Asset Allocation
Asset Class Value Cash 2.2% Equity 97.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK8% ₹1,134 Cr 8,371,978 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK7% ₹962 Cr 10,347,868 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | AXISBANK6% ₹875 Cr 6,388,192
↓ -134,286 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA6% ₹844 Cr 5,292,223
↑ 186,254 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE5% ₹769 Cr 5,513,578 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT5% ₹644 Cr 1,638,689 NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | NTPC4% ₹626 Cr 17,588,290
↓ -500,000 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | DMART4% ₹621 Cr 1,683,535 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Dec 22 | TVSMOTOR4% ₹576 Cr 1,567,366 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI4% ₹543 Cr 371,642
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Research Highlights for HDFC Long Term Advantage Fund