बेस्ट डिविडेंड पेइंग बैलेंस्ड म्यूचुअल फंड 2022

Updated on February 14, 2026 , 54779 views

बैलेंस्ड फंड हैंम्यूचुअल फंड्स जो अपनी संपत्ति का 65% से अधिक इक्विटी में निवेश करते हैं और शेष संपत्ति ऋण उपकरणों में अच्छे समग्र रिटर्न प्राप्त करने के लिए निवेश करते हैं। बैलेंस्ड म्युचुअल फंड उन निवेशकों के लिए फायदेमंद होते हैं जो एक लेने के इच्छुक हैंमंडी कुछ निश्चित रिटर्न की तलाश में भी जोखिम। इक्विटी और स्टॉक में निवेश की गई संपत्ति बाजार से जुड़े रिटर्न की पेशकश करती है जबकि डेट इंस्ट्रूमेंट में निवेश की गई संपत्ति निश्चित रिटर्न देती है। इक्विटी और डेट दोनों का संयोजन होने के कारण, निवेशकों को बहुत सावधान रहना चाहिए जबनिवेश इन निधियों में। इस प्रकार के म्युचुअल फंड में लाभांश विकल्प वास्तव में अच्छा हो सकता है क्योंकि वे रिटर्न उत्पन्न करते हैं और जब भी अधिशेष उत्पन्न होता है तो उनका भुगतान करते हैं, इस प्रकार इस प्रकार का विकल्प निवेशकों के लिए अच्छा है जो लगातार तलाश कर रहे हैंआय उनके निवेश से। वर्ष 2022 के लिए बैलेंस्ड म्यूचुअल फंड का भुगतान करने वाले कुछ बेहतरीन लाभांश नीचे दिए गए हैं:

टॉप बैलेंस्ड फंड के फायदे और नुकसान

लाभ

संपत्ति का 35-40% निवेश करके स्थिर रिटर्न प्रदान करता हैनिश्चित आय विकल्प।
इक्विटी में 60-65% संपत्ति का निवेश करके बाजार से जुड़े रिटर्न को प्रफुल्लित करता है।
मध्यम जोखिम लेने के इच्छुक रूढ़िवादी निवेशकों के लिए उपयुक्त।

नुकसान

इक्विटी में निवेश किया गया फंड अस्थिर होता है और इसमें उच्च जोखिम होता हैफ़ैक्टर.
संयुक्त रिटर्न (ऋण और दोनों का रिटर्न)इक्विटी म्यूचुअल फंड) लंबे समय में बहुत अच्छा रिटर्न नहीं दे सकता है।

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नियमित आय के लिए शीर्ष 6 लाभांश भुगतान संतुलित म्युचुअल फंड

Fund	NAV	Net Assets (Cr)	Rating	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Multi-Asset Fund Normal Dividend, Payout	₹35.8632 ↓ -0.38	₹78,179	☆☆	1.4	8.9	16.4	19.6	20	18.6
UTI Multi Asset Fund Normal Dividend, Payout	₹30.327 ↑ 0.14	₹6,720	☆	0.7	6.4	12.9	19.5	14	10.1
Edelweiss Multi Asset Allocation Fund Normal Dividend, Payout	₹65.04 ↑ 0.23	₹3,480	☆	-0.8	2.5	11.6	19	18.5	6
BOI AXA Mid and Small Cap Equity and Debt Fund Normal Dividend, Payout	₹32.04 ↑ 0.04	₹1,349	Not Rated	-0.3	1.9	14.3	18.5	18.2	-0.9
HDFC Balanced Advantage Fund Normal Dividend, Payout	₹38.446 ↑ 0.22	₹108,205	☆☆☆☆	-0.4	3.7	11.8	17.8	17	7.2
JM Equity Hybrid Fund Normal Dividend, Payout	₹33.0419 ↑ 0.10	₹785	☆	-3.2	0.6	6	17.4	14.6	-3.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Feb 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Multi-Asset Fund	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	HDFC Balanced Advantage Fund	JM Equity Hybrid Fund
Point 1	Upper mid AUM (₹78,179 Cr).	Upper mid AUM (₹6,720 Cr).	Lower mid AUM (₹3,480 Cr).	Bottom quartile AUM (₹1,349 Cr).	Highest AUM (₹108,205 Cr).	Bottom quartile AUM (₹785 Cr).
Point 2	Established history (22+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (9+ yrs).	Established history (25+ yrs).	Oldest track record among peers (30 yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 1★ (upper mid).	Rating: 1★ (lower mid).	Not Rated.	Top rated.	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.02% (top quartile).	5Y return: 13.99% (bottom quartile).	5Y return: 18.52% (upper mid).	5Y return: 18.20% (upper mid).	5Y return: 17.02% (lower mid).	5Y return: 14.64% (bottom quartile).
Point 6	3Y return: 19.63% (top quartile).	3Y return: 19.49% (upper mid).	3Y return: 19.02% (upper mid).	3Y return: 18.49% (lower mid).	3Y return: 17.76% (bottom quartile).	3Y return: 17.37% (bottom quartile).
Point 7	1Y return: 16.44% (top quartile).	1Y return: 12.93% (upper mid).	1Y return: 11.56% (bottom quartile).	1Y return: 14.33% (upper mid).	1Y return: 11.77% (lower mid).	1Y return: 5.99% (bottom quartile).
Point 8	1M return: 0.36% (upper mid).	1M return: -0.68% (bottom quartile).	1M return: 0.68% (upper mid).	1M return: 0.83% (top quartile).	1M return: 0.26% (lower mid).	1M return: -0.70% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -2.76 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -11.83 (bottom quartile).
Point 10	Sharpe: 1.86 (top quartile).	Sharpe: 0.46 (upper mid).	Sharpe: 0.04 (lower mid).	Sharpe: -0.29 (bottom quartile).	Sharpe: 0.09 (upper mid).	Sharpe: -0.65 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹78,179 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.02% (top quartile).
3Y return: 19.63% (top quartile).
1Y return: 16.44% (top quartile).
1M return: 0.36% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.86 (top quartile).

UTI Multi Asset Fund

Upper mid AUM (₹6,720 Cr).
Established history (17+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.99% (bottom quartile).
3Y return: 19.49% (upper mid).
1Y return: 12.93% (upper mid).
1M return: -0.68% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.46 (upper mid).

Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,480 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.52% (upper mid).
3Y return: 19.02% (upper mid).
1Y return: 11.56% (bottom quartile).
1M return: 0.68% (upper mid).
Alpha: -2.76 (bottom quartile).
Sharpe: 0.04 (lower mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,349 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.20% (upper mid).
3Y return: 18.49% (lower mid).
1Y return: 14.33% (upper mid).
1M return: 0.83% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹108,205 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.02% (lower mid).
3Y return: 17.76% (bottom quartile).
1Y return: 11.77% (lower mid).
1M return: 0.26% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.09 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹785 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.64% (bottom quartile).
3Y return: 17.37% (bottom quartile).
1Y return: 5.99% (bottom quartile).
1M return: -0.70% (bottom quartile).
Alpha: -11.83 (bottom quartile).
Sharpe: -0.65 (bottom quartile).

*ऊपर सर्वश्रेष्ठ की सूची हैलाभांश भुगतान संतुलित ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़. पर छाँटा गयापिछले 1 साल का रिटर्न.

1. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹78,179 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.02% (top quartile).
3Y return: 19.63% (top quartile).
1Y return: 16.44% (top quartile).
1M return: 0.36% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.86 (top quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
High-quality debt (AAA/AA ~99%).
Largest holding ICICI Pru Gold ETF (~9.1%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Normal Dividend, Payout
Launch Date	9 Jan 04
NAV (13 Feb 26)	₹35.8632 ↓ -0.38 (-1.05 %)
Net Assets (Cr)	₹78,179 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	1.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,176
31 Jan 23	₹15,819
31 Jan 24	₹20,087
31 Jan 25	₹23,301
31 Jan 26	₹27,034

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Feb 26

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	8.9%
1 Year	16.4%
3 Year	19.6%
5 Year	20%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.6%
2023	16.1%
2022	24.1%
2021	16.8%
2020	34.7%
2019	9.4%
2018	5.9%
2017	-4.3%
2016	28.1%
2015	12.5%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	14.01 Yr.
Manish Banthia	22 Jan 24	2.03 Yr.
Ihab Dalwai	3 Jun 17	8.67 Yr.
Akhil Kakkar	22 Jan 24	2.03 Yr.
Sri Sharma	30 Apr 21	4.76 Yr.
Gaurav Chikane	2 Aug 21	4.5 Yr.
Sharmila D'Silva	31 Jul 22	3.51 Yr.
Masoomi Jhurmarvala	4 Nov 24	1.24 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	17.14%
Equity	64.5%
Debt	8.61%
Other	9.75%

Equity Sector Allocation

Sector	Value
Financial Services	21.64%
Consumer Cyclical	11.89%
Consumer Defensive	6.97%
Industrials	6.24%
Technology	5.51%
Basic Materials	5.43%
Energy	4.1%
Health Care	3.53%
Utility	2.33%
Communication Services	1.97%
Real Estate	1.93%

Debt Sector Allocation

Sector	Value
Cash Equivalent	15.9%
Corporate	5.03%
Government	4.81%

Credit Quality

Rating	Value
A	1.28%
AA	17.26%
AAA	81.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	9%	₹7,375 Cr	528,202,636 ↑ 38,731,754
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹3,153 Cr	23,271,875
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	4%	₹2,932 Cr	31,556,280 ↑ 8,362,197
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹2,292 Cr	16,726,017 ↓ -950,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	3%	₹2,208 Cr	68,525,718 ↑ 19,307,692
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,142 Cr	15,349,805
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,842 Cr	11,225,639 ↓ -188,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,705 Cr	3,709,974 ↑ 1,141,295
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| BAJAJFINSV	2%	₹1,580 Cr	8,094,127 ↑ 2,792,657
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	2%	₹1,487 Cr	1,018,654 ↑ 100,000

2. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹6,720 Cr).
Established history (17+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.99% (bottom quartile).
3Y return: 19.49% (upper mid).
1Y return: 12.93% (upper mid).
1M return: -0.68% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.46 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~14.7%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Normal Dividend, Payout
Launch Date	21 Oct 08
NAV (16 Feb 26)	₹30.327 ↑ 0.14 (0.47 %)
Net Assets (Cr)	₹6,720 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.46
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,254
31 Jan 23	₹11,645
31 Jan 24	₹15,615
31 Jan 25	₹18,071
31 Jan 26	₹20,054

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Feb 26

Duration	Returns
1 Month	-0.7%
3 Month	0.7%
6 Month	6.4%
1 Year	12.9%
3 Year	19.5%
5 Year	14%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	20.7%
2022	29.1%
2021	4.4%
2020	11.8%
2019	12.9%
2018	2.7%
2017	-1.1%
2016	17.1%
2015	7.3%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	4.22 Yr.
Jaydeep Bhowal	1 Oct 24	1.33 Yr.

Data below for UTI Multi Asset Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	7.68%
Equity	68.24%
Debt	9.48%
Other	14.6%

Equity Sector Allocation

Sector	Value
Financial Services	15.97%
Technology	11.06%
Consumer Defensive	8.74%
Consumer Cyclical	8.66%
Industrials	5.58%
Basic Materials	4.97%
Health Care	4.22%
Real Estate	3.79%
Energy	3.27%
Communication Services	2.96%

Debt Sector Allocation

Sector	Value
Government	6.42%
Cash Equivalent	6.3%
Corporate	4.44%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	15%	₹1,009 Cr	75,949,369 ↓ -69,567
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	3%	₹185 Cr	1,716,730
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	3%	₹178 Cr	1,086,475 ↑ 30,677
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| ASIANPAINT	2%	₹158 Cr	650,377
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹152 Cr	1,142,201 ↑ 22,681
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	2%	₹149 Cr	4,622,966 ↑ 369,276
Coal India Ltd (Energy) Equity, Since 31 Oct 22 \| COALINDIA	2%	₹147 Cr	3,341,545
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹139 Cr	444,634 ↑ 12,793
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹137 Cr	697,974 ↑ 20,408
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| MARUTI	2%	₹130 Cr	89,156 ↑ 2,752

3. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,480 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.52% (upper mid).
3Y return: 19.02% (upper mid).
1Y return: 11.56% (bottom quartile).
1M return: 0.68% (upper mid).
Alpha: -2.76 (bottom quartile).
Sharpe: 0.04 (lower mid).
Information ratio: 2.14 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.8%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Normal Dividend, Payout
Launch Date	16 Jun 09
NAV (16 Feb 26)	₹65.04 ↑ 0.23 (0.35 %)
Net Assets (Cr)	₹3,480 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.04
Information Ratio	2.14
Alpha Ratio	-2.76
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,660
31 Jan 23	₹14,980
31 Jan 24	₹20,236
31 Jan 25	₹23,623
31 Jan 26	₹25,193

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Purchase not allowed

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Feb 26

Duration	Returns
1 Month	0.7%
3 Month	-0.8%
6 Month	2.5%
1 Year	11.6%
3 Year	19%
5 Year	18.5%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	23.7%
2022	31.2%
2021	10.4%
2020	34.7%
2019	22.7%
2018	14%
2017	1.1%
2016	33%
2015	6.5%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0.04 Yr.
Bhavesh Jain	14 Oct 15	10.31 Yr.
Bharat Lahoti	1 Oct 21	4.34 Yr.
Rahul Dedhia	1 Jul 24	1.59 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	9.82%
Equity	77.53%
Debt	12.63%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	24.64%
Consumer Cyclical	10.23%
Health Care	9.26%
Basic Materials	5.95%
Technology	5.78%
Communication Services	5.23%
Energy	4.53%
Industrials	4.4%
Consumer Defensive	2.9%
Utility	2.58%
Real Estate	0.53%

Debt Sector Allocation

Sector	Value
Corporate	9.57%
Cash Equivalent	7.75%
Government	5.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	5%	₹167 Cr	1,235,789 ↑ 125,000
Edelweiss Liquid Dir Gr Investment Fund \| -	5%	₹160 Cr	454,381 ↑ 454,381
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	4%	₹150 Cr	1,613,634
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹141 Cr	14,000,000
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	4%	₹136 Cr	1,264,882
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹115 Cr	583,607
Infosys Ltd (Technology) Equity, Since 31 May 15 \| INFY	3%	₹93 Cr	566,220
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	3%	₹90 Cr	647,748
NTPC Ltd (Utilities) Equity, Since 30 Nov 21 \| NTPC	3%	₹89 Cr	2,497,975
Aditya Birla Capital Limited Debentures \| -	2%	₹75 Cr	7,500,000

4. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,349 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.20% (upper mid).
3Y return: 18.49% (lower mid).
1Y return: 14.33% (upper mid).
1M return: 0.83% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~72%).
High-quality debt (AAA/AA ~100%).
Largest holding Hindustan Copper Ltd (~3.7%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Normal Dividend, Payout
Launch Date	20 Jul 16
NAV (16 Feb 26)	₹32.04 ↑ 0.04 (0.13 %)
Net Assets (Cr)	₹1,349 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹15,074
31 Jan 23	₹14,628
31 Jan 24	₹20,612
31 Jan 25	₹22,804
31 Jan 26	₹24,198

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Feb 26

Duration	Returns
1 Month	0.8%
3 Month	-0.3%
6 Month	1.9%
1 Year	14.3%
3 Year	18.5%
5 Year	18.2%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.9%
2023	25.8%
2022	33.7%
2021	-4.8%
2020	54.2%
2019	31.1%
2018	-4.7%
2017	-14.4%
2016	47.3%
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.96 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	14.93%
Equity	71.7%
Debt	13.38%

Equity Sector Allocation

Sector	Value
Basic Materials	16.1%
Financial Services	15.09%
Industrials	13.85%
Health Care	9.77%
Consumer Cyclical	8.98%
Technology	3.72%
Consumer Defensive	2.75%
Utility	0.94%
Energy	0.47%
Real Estate	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	10.12%
Government	9.58%
Corporate	8.61%

Credit Quality

Rating	Value
AA	0.7%
AAA	99.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| HINDCOPPER	4%	₹49 Cr	708,412 ↓ -392,588
Indian Bank (Financial Services) Equity, Since 31 Aug 23 \| INDIANB	3%	₹46 Cr	505,000
Abbott India Ltd (Healthcare) Equity, Since 31 Jan 23 \| ABBOTINDIA	3%	₹36 Cr	13,000 ↑ 4,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	3%	₹35 Cr	294,000 ↓ -20,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	3%	₹33 Cr	202,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	2%	₹33 Cr	400,000 ↓ -166,000
Bank of Maharashtra (Financial Services) Equity, Since 31 May 24 \| MAHABANK	2%	₹30 Cr	4,641,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| 540530	2%	₹30 Cr	1,580,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| GLENMARK	2%	₹30 Cr	150,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹30 Cr	196,000

5. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹108,205 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.02% (lower mid).
3Y return: 17.76% (bottom quartile).
1Y return: 11.77% (lower mid).
1M return: 0.26% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.5%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Normal Dividend, Payout
Launch Date	11 Sep 00
NAV (16 Feb 26)	₹38.446 ↑ 0.22 (0.57 %)
Net Assets (Cr)	₹108,205 on 31 Dec 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,217
31 Jan 23	₹14,918
31 Jan 24	₹20,486
31 Jan 25	₹22,552
31 Jan 26	₹24,268

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Feb 26

Duration	Returns
1 Month	0.3%
3 Month	-0.4%
6 Month	3.7%
1 Year	11.8%
3 Year	17.8%
5 Year	17%
10 Year
15 Year
Since launch	6.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	16.7%
2022	31.3%
2021	18.7%
2020	26.4%
2019	7%
2018	5%
2017	-11.7%
2016	22.6%
2015	-3.7%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.51 Yr.
Gopal Agrawal	29 Jul 22	3.51 Yr.
Arun Agarwal	6 Oct 22	3.32 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.51 Yr.
Dhruv Muchhal	22 Jun 23	2.61 Yr.
Nandita Menezes	29 Mar 25	0.84 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	5.6%
Equity	69.51%
Debt	24.9%

Equity Sector Allocation

Sector	Value
Financial Services	22.73%
Industrials	7.81%
Energy	7.42%
Consumer Cyclical	7.05%
Technology	6.71%
Health Care	4.24%
Utility	4.18%
Communication Services	3.14%
Basic Materials	2.2%
Consumer Defensive	2.2%
Real Estate	1.81%

Debt Sector Allocation

Sector	Value
Corporate	12.72%
Government	12.48%
Cash Equivalent	5.29%

Credit Quality

Rating	Value
AA	0.92%
AAA	99.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	4%	₹4,785 Cr	51,490,502 ↓ -6,318,200
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹4,369 Cr	32,244,463 ↓ -2,519,300
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹3,917 Cr	28,071,742 ↑ 99,000
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	4%	₹3,770 Cr	35,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹2,987 Cr	15,172,037 ↓ -1,582,317
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| AXISBANK	3%	₹2,717 Cr	19,825,582 ↓ -1,875
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	2%	₹2,669 Cr	16,266,004
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,587 Cr	6,579,083
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| NTPC	2%	₹2,261 Cr	63,500,000 ↓ -3,437,415
7.18% Gs 2033 Sovereign Bonds \| -	2%	₹2,243 Cr	218,533,300

6. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹785 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.64% (bottom quartile).
3Y return: 17.37% (bottom quartile).
1Y return: 5.99% (bottom quartile).
1M return: -0.70% (bottom quartile).
Alpha: -11.83 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.64 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Equity-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding Ujjivan Small Finance Bank Ltd Ordinary Shares (~4.7%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Normal Dividend, Payout
Launch Date	1 Apr 95
NAV (16 Feb 26)	₹33.0419 ↑ 0.10 (0.30 %)
Net Assets (Cr)	₹785 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-0.65
Information Ratio	0.64
Alpha Ratio	-11.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,731
31 Jan 23	₹13,411
31 Jan 24	₹19,573
31 Jan 25	₹21,726
31 Jan 26	₹22,011

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Feb 26

Duration	Returns
1 Month	-0.7%
3 Month	-3.2%
6 Month	0.6%
1 Year	6%
3 Year	17.4%
5 Year	14.6%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	27%
2022	33.8%
2021	8.1%
2020	22.9%
2019	30.5%
2018	-8.1%
2017	1.7%
2016	18.5%
2015	3%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.33 Yr.
Asit Bhandarkar	31 Dec 21	4.09 Yr.
Ruchi Fozdar	4 Oct 24	1.33 Yr.
Deepak Gupta	11 Apr 25	0.81 Yr.

Data below for JM Equity Hybrid Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	8.79%
Equity	72.79%
Debt	18.42%

Equity Sector Allocation

Sector	Value
Financial Services	25.96%
Technology	12.56%
Industrials	10.21%
Consumer Cyclical	9.98%
Health Care	4.26%
Communication Services	3.8%
Basic Materials	3.64%
Consumer Defensive	2.36%
Real Estate	0.03%

Debt Sector Allocation

Sector	Value
Corporate	15.78%
Government	9.02%
Cash Equivalent	2.4%

Credit Quality

Rating	Value
AA	9.56%
AAA	90.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	5%	₹36 Cr	5,474,365 ↓ -500,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	5%	₹35 Cr	139,380
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹33 Cr	350,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹31 Cr	78,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹29 Cr	145,246
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	4%	₹27 Cr	285,040
6.48% Gs 2035 Sovereign Bonds \| -	3%	₹20 Cr	2,075,000 ↓ -200,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| TECHM	3%	₹20 Cr	113,000
Coforge Ltd (Technology) Equity, Since 31 May 25 \| COFORGE	3%	₹19 Cr	116,000 ↓ -9,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 25 \| VEDL	3%	₹19 Cr	280,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।