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फिनकैश »म्यूचुअल फंड्स »सर्वश्रेष्ठ वित्तीय म्युचुअल फंड

सर्वश्रेष्ठ वित्तीय म्युचुअल फंड 2022

Updated on January 19, 2026 , 16214 views

एक वित्तीयम्यूचुअल फंड्स सेक्टर का एक हिस्सा हैंइक्विटी फ़ंड. इन फंडों को 'बैंकिंग और वित्तीय सेवा कोष' के रूप में भी जाना जाता है। इन निधियों का उद्देश्य उत्पन्न करना हैआय द्वारानिवेश बैंकिंग क्षेत्र और वित्तीय उद्योग को पूरा करने वाली कंपनियों के शेयरों/शेयरों में। तो, आइए निवेश करने के लिए सर्वोत्तम वित्तीय म्यूचुअल फंडों के साथ-साथ वित्तीय फंडों की भविष्य की संभावनाओं को समझें।

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भारत में वित्तीय म्युचुअल फंड

अगर हम जुलाई 2017 के आंकड़ों पर नजर डालें तोसेबी, बैंकिंग औरक्षेत्र निधि सबसे पसंदीदा थे। डेटा से पता चलता है किबैंक और वित्त- दो प्रमुख क्षेत्रों ने शेयर एयूएम में तेज उछाल दिखाया है।

SEBIbanksandfinancedata

जुलाई'17 के आंकड़ों के अनुसार, बैंकिंग क्षेत्र का एयूएम, जो कि अग्रणी क्षेत्र है, केवल छह महीनों में 20.9 प्रतिशत से बढ़कर 22.6 प्रतिशत हो गया है।

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शीर्ष प्रदर्शन करने वाला सर्वश्रेष्ठ वित्तीय म्युचुअल फंड FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹62.86
↓ -0.55 		₹3,694-0.11.620.115.414.417.5
ICICI Prudential Banking and Financial Services Fund Growth ₹134.87
↓ -1.57 		₹11,154-2.1-0.816.214.114.415.9
Invesco India Financial Services Fund Growth ₹142.72
↓ -1.48 		₹1,5990.81.718.720.216.515.1
UTI Banking and Financial Services Fund Growth ₹195.073
↓ -1.61 		₹1,382-0.8120.315.414.216.3
Sundaram Financial Services Opportunities Fund Growth ₹108.639
↓ -1.24 		₹1,6612.72.819.217.716.116.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Banking And Financial Services FundICICI Prudential Banking and Financial Services FundInvesco India Financial Services FundUTI Banking and Financial Services FundSundaram Financial Services Opportunities Fund
Point 1Upper mid AUM (₹3,694 Cr).Highest AUM (₹11,154 Cr).Bottom quartile AUM (₹1,599 Cr).Bottom quartile AUM (₹1,382 Cr).Lower mid AUM (₹1,661 Cr).
Point 2Established history (12+ yrs).Established history (17+ yrs).Established history (17+ yrs).Oldest track record among peers (21 yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 14.36% (bottom quartile).5Y return: 14.44% (lower mid).5Y return: 16.46% (top quartile).5Y return: 14.18% (bottom quartile).5Y return: 16.11% (upper mid).
Point 63Y return: 15.40% (bottom quartile).3Y return: 14.05% (bottom quartile).3Y return: 20.15% (top quartile).3Y return: 15.41% (lower mid).3Y return: 17.74% (upper mid).
Point 71Y return: 20.05% (upper mid).1Y return: 16.19% (bottom quartile).1Y return: 18.71% (bottom quartile).1Y return: 20.25% (top quartile).1Y return: 19.24% (lower mid).
Point 8Alpha: -1.32 (upper mid).Alpha: -0.56 (top quartile).Alpha: -4.92 (bottom quartile).Alpha: -2.74 (bottom quartile).Alpha: -2.54 (lower mid).
Point 9Sharpe: 0.84 (upper mid).Sharpe: 0.88 (top quartile).Sharpe: 0.59 (bottom quartile).Sharpe: 0.75 (lower mid).Sharpe: 0.73 (bottom quartile).
Point 10Information ratio: 0.25 (lower mid).Information ratio: 0.16 (bottom quartile).Information ratio: 0.79 (top quartile).Information ratio: 0.22 (bottom quartile).Information ratio: 0.60 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,694 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 14.36% (bottom quartile).
  • 3Y return: 15.40% (bottom quartile).
  • 1Y return: 20.05% (upper mid).
  • Alpha: -1.32 (upper mid).
  • Sharpe: 0.84 (upper mid).
  • Information ratio: 0.25 (lower mid).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,154 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.44% (lower mid).
  • 3Y return: 14.05% (bottom quartile).
  • 1Y return: 16.19% (bottom quartile).
  • Alpha: -0.56 (top quartile).
  • Sharpe: 0.88 (top quartile).
  • Information ratio: 0.16 (bottom quartile).

Invesco India Financial Services Fund

  • Bottom quartile AUM (₹1,599 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 16.46% (top quartile).
  • 3Y return: 20.15% (top quartile).
  • 1Y return: 18.71% (bottom quartile).
  • Alpha: -4.92 (bottom quartile).
  • Sharpe: 0.59 (bottom quartile).
  • Information ratio: 0.79 (top quartile).

UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,382 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 14.18% (bottom quartile).
  • 3Y return: 15.41% (lower mid).
  • 1Y return: 20.25% (top quartile).
  • Alpha: -2.74 (bottom quartile).
  • Sharpe: 0.75 (lower mid).
  • Information ratio: 0.22 (bottom quartile).

Sundaram Financial Services Opportunities Fund

  • Lower mid AUM (₹1,661 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 16.11% (upper mid).
  • 3Y return: 17.74% (upper mid).
  • 1Y return: 19.24% (lower mid).
  • Alpha: -2.54 (lower mid).
  • Sharpe: 0.73 (bottom quartile).
  • Information ratio: 0.60 (upper mid).

जब हम भारत के बैंकिंग और वित्त क्षेत्र के बारे में बात करते हैं, तो हमारे पास कई प्रमुख खिलाड़ी होते हैं जैसेआईसीआईसीआई बैंक लिमिटेड, एचडीएफसी बैंक लिमिटेड, भारतीय स्टेट बैंक, यस बैंक लिमिटेड, एक्सिस बैंक लिमिटेड, आदि। भारतीय बैंकिंग प्रणाली में 26 निजी क्षेत्र के बैंक, 27 सार्वजनिक क्षेत्र के बैंक, 1,574 शहरी सहकारी बैंक, 56 क्षेत्रीय ग्रामीण बैंक, 46 विदेशी बैंक शामिल हैं। और सहकारी ऋण संस्थानों के अलावा 93,913 ग्रामीण सहकारी बैंक।

बैंकिंग और वित्तीय उद्योग के भीतर काम करने वाली कंपनियां अत्यधिक विनियमित होती हैं। कई अच्छी कंपनियां वर्षों से लगातार प्रदर्शन और रिटर्न देने का लक्ष्य रखती हैं, इसके परिणामस्वरूप, यह उन निवेशकों के लिए आत्मविश्वास लाता है जो सेक्टर फंड में निवेश करने की योजना बना रहे हैं। हालांकि, ऐसे फंडों के जोखिम कारकों को हमेशा ध्यान में रखना चाहिए। ये फंड, कभी-कभी, दो चरम पर हो सकते हैं, वे अच्छा रिटर्न दे सकते हैं और कभी-कभी खराब प्रदर्शन भी कर सकते हैं। इसलिए, यह सलाह दी जाती है कि जो निवेशक ऐसे सेक्टर फंड में निवेश करने की योजना बना रहे हैं, उनके पास उच्च-जोखिम उठाने का माद्दा और लंबी अवधि के लिए निवेशित रहना चाहिए। आदर्श रूप से, किसी को ऐसे फंडों में विविधीकरण के उद्देश्य से निवेश करना चाहिए।

1. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,694 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 14.36% (bottom quartile).
  • 3Y return: 15.40% (bottom quartile).
  • 1Y return: 20.05% (upper mid).
  • Alpha: -1.32 (upper mid).
  • Sharpe: 0.84 (upper mid).
  • Information ratio: 0.25 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~17.0%).
  • Top-3 holdings concentration ~39.4%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (21 Jan 26) ₹62.86 ↓ -0.55   (-0.87 %)
Net Assets (Cr) ₹3,694 on 31 Dec 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.84
Information Ratio 0.25
Alpha Ratio -1.32
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,681
31 Dec 22₹13,020
31 Dec 23₹15,852
31 Dec 24₹17,234
31 Dec 25₹20,248

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -1.7%
3 Month -0.1%
6 Month 1.6%
1 Year 20.1%
3 Year 15.4%
5 Year 14.4%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 8.7%
2022 21.7%
2021 11.5%
2020 16.8%
2019 1.1%
2018 14.9%
2017 -2.4%
2016 47.6%
2015 15.7%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.36 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services97.16%
Technology1.05%
Asset Allocation
Asset ClassValue
Cash1.79%
Equity98.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532174		17%₹628 Cr4,677,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		15%₹536 Cr5,408,496
↓ -250,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215		8%₹292 Cr2,302,100
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034		6%₹211 Cr2,137,250
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		5%₹188 Cr1,918,689
↓ -700,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		4%₹156 Cr709,333
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611		4%₹134 Cr1,346,861
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN		3%₹119 Cr1,198,382
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹111 Cr565,076
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG		3%₹95 Cr521,504
↓ -60,084

2. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,154 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.44% (lower mid).
  • 3Y return: 14.05% (bottom quartile).
  • 1Y return: 16.19% (bottom quartile).
  • Alpha: -0.56 (top quartile).
  • Sharpe: 0.88 (top quartile).
  • Information ratio: 0.16 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~19.6%).
  • Top-3 holdings concentration ~44.2%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (21 Jan 26) ₹134.87 ↓ -1.57   (-1.15 %)
Net Assets (Cr) ₹11,154 on 31 Dec 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.88
Information Ratio 0.16
Alpha Ratio -0.56
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,346
31 Dec 22₹13,821
31 Dec 23₹16,291
31 Dec 24₹18,184
31 Dec 25₹21,071

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -2.3%
3 Month -2.1%
6 Month -0.8%
1 Year 16.2%
3 Year 14.1%
5 Year 14.4%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 11.6%
2022 17.9%
2021 11.9%
2020 23.5%
2019 -5.5%
2018 14.5%
2017 -0.4%
2016 45.1%
2015 21.1%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.93 Yr.
Sharmila D’mello30 Jun 223.51 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services94.59%
Health Care1.22%
Technology0.39%
Industrials0.31%
Asset Allocation
Asset ClassValue
Cash3.45%
Equity96.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		20%₹2,190 Cr22,093,730
↓ -200,998
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | 532174		17%₹1,885 Cr14,039,573
↓ -718,924
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		8%₹850 Cr8,650,456
↓ -7,500
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215		7%₹835 Cr6,575,273
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		6%₹614 Cr3,016,205
↓ -88,110
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		5%₹548 Cr2,488,791
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		4%₹393 Cr5,241,538
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹303 Cr1,546,688
↑ 191,642
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271		2%₹251 Cr1,499,801
↓ -149,360
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 25 | 543066		2%₹217 Cr2,522,560
↑ 2,439,946

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Research Highlights for Invesco India Financial Services Fund

  • Bottom quartile AUM (₹1,599 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 16.46% (top quartile).
  • 3Y return: 20.15% (top quartile).
  • 1Y return: 18.71% (bottom quartile).
  • Alpha: -4.92 (bottom quartile).
  • Sharpe: 0.59 (bottom quartile).
  • Information ratio: 0.79 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~17.9%).
  • Top-3 holdings concentration ~41.9%.

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund
Growth
Launch Date 14 Jul 08
NAV (21 Jan 26) ₹142.72 ↓ -1.48   (-1.03 %)
Net Assets (Cr) ₹1,599 on 31 Dec 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating ☆☆☆☆
Risk High
Expense Ratio 2.23
Sharpe Ratio 0.59
Information Ratio 0.79
Alpha Ratio -4.92
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,402
31 Dec 22₹12,863
31 Dec 23₹16,206
31 Dec 24₹19,422
31 Dec 25₹22,349

Invesco India Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -0.8%
3 Month 0.8%
6 Month 1.7%
1 Year 18.7%
3 Year 20.2%
5 Year 16.5%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.1%
2023 19.8%
2022 26%
2021 12.8%
2020 14%
2019 2.4%
2018 21.2%
2017 -0.3%
2016 45.2%
2015 10.4%
Fund Manager information for Invesco India Financial Services Fund
NameSinceTenure
Hiten Jain19 May 205.62 Yr.

Data below for Invesco India Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services96.3%
Technology0.99%
Health Care0.85%
Asset Allocation
Asset ClassValue
Cash1.86%
Equity98.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 532174		18%₹285 Cr2,125,794
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK		18%₹281 Cr2,838,202
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 22 | MCX		6%₹103 Cr92,142
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215		5%₹82 Cr645,964
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | 590003		4%₹62 Cr2,337,567
Shriram Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | SHRIRAMFIN		4%₹56 Cr562,890
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | CHOLAFIN		3%₹55 Cr325,622
Central Depository Services (India) Ltd (Financial Services)
Equity, Since 31 Aug 23 | CDSL		3%₹55 Cr381,194
ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC		3%₹49 Cr182,895
↑ 182,895
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | 533398		3%₹44 Cr116,186

4. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,382 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 14.18% (bottom quartile).
  • 3Y return: 15.41% (lower mid).
  • 1Y return: 20.25% (top quartile).
  • Alpha: -2.74 (bottom quartile).
  • Sharpe: 0.75 (lower mid).
  • Information ratio: 0.22 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~18.0%).
  • Top-3 holdings concentration ~42.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (21 Jan 26) ₹195.073 ↓ -1.61   (-0.82 %)
Net Assets (Cr) ₹1,382 on 31 Dec 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.2
Sharpe Ratio 0.75
Information Ratio 0.22
Alpha Ratio -2.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,427
31 Dec 22₹13,150
31 Dec 23₹15,720
31 Dec 24₹17,464
31 Dec 25₹20,313

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -0.7%
3 Month -0.8%
6 Month 1%
1 Year 20.3%
3 Year 15.4%
5 Year 14.2%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.3%
2023 11.1%
2022 19.5%
2021 15.1%
2020 14.3%
2019 -5.3%
2018 11.6%
2017 -6.8%
2016 43.5%
2015 13%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Amit Premchandani16 Jun 250.55 Yr.
Bhavesh Kanani12 Jan 260 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services97.19%
Technology1.04%
Asset Allocation
Asset ClassValue
Cash1.77%
Equity98.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | 532174		18%₹249 Cr1,852,344
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK		16%₹216 Cr2,175,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK		9%₹121 Cr550,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215		8%₹117 Cr925,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN		6%₹83 Cr850,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034		6%₹79 Cr800,000
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN		4%₹50 Cr500,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 590003		3%₹45 Cr1,700,000
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | 500271		3%₹40 Cr240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB		3%₹35 Cr6,534,317

5. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

  • Lower mid AUM (₹1,661 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 16.11% (upper mid).
  • 3Y return: 17.74% (upper mid).
  • 1Y return: 19.24% (lower mid).
  • Alpha: -2.54 (lower mid).
  • Sharpe: 0.73 (bottom quartile).
  • Information ratio: 0.60 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~18.6%).
  • Top-3 holdings concentration ~39.8%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund
Growth
Launch Date 10 Jun 08
NAV (21 Jan 26) ₹108.639 ↓ -1.24   (-1.13 %)
Net Assets (Cr) ₹1,661 on 31 Dec 25
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.12
Sharpe Ratio 0.73
Information Ratio 0.6
Alpha Ratio -2.54
Min Investment 100,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹11,534
31 Dec 22₹13,469
31 Dec 23₹17,661
31 Dec 24₹18,909
31 Dec 25₹22,112

Sundaram Financial Services Opportunities Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month 0.7%
3 Month 2.7%
6 Month 2.8%
1 Year 19.2%
3 Year 17.7%
5 Year 16.1%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.9%
2023 7.1%
2022 31.1%
2021 16.8%
2020 15.3%
2019 2.7%
2018 26.4%
2017 -3.7%
2016 33.3%
2015 12.8%
Fund Manager information for Sundaram Financial Services Opportunities Fund
NameSinceTenure
Rohit Seksaria30 Dec 178.01 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services97.43%
Asset Allocation
Asset ClassValue
Cash2.49%
Equity97.43%
Debt0.08%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK		19%₹309 Cr3,114,256
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 532174		11%₹190 Cr1,416,021
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 532215		10%₹162 Cr1,272,532
↓ -25,395
State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN		6%₹99 Cr1,003,469
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | 532978		5%₹81 Cr397,562
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Sep 23 | SHRIRAMFIN		5%₹77 Cr768,924
↓ -88,725
CSB Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Jun 20 | CSBBANK		4%₹74 Cr1,606,226
DCB Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | DCBBANK		4%₹73 Cr4,243,632
Bank of Baroda (Financial Services)
Equity, Since 29 Feb 24 | 532134		4%₹65 Cr2,208,626
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING		4%₹63 Cr665,351

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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