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एक वित्तीयम्यूचुअल फंड्स सेक्टर का एक हिस्सा हैंइक्विटी फ़ंड. इन फंडों को 'बैंकिंग और वित्तीय सेवा कोष' के रूप में भी जाना जाता है। इन निधियों का उद्देश्य उत्पन्न करना हैआय द्वारानिवेश बैंकिंग क्षेत्र और वित्तीय उद्योग को पूरा करने वाली कंपनियों के शेयरों/शेयरों में। तो, आइए निवेश करने के लिए सर्वोत्तम वित्तीय म्यूचुअल फंडों के साथ-साथ वित्तीय फंडों की भविष्य की संभावनाओं को समझें।
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अगर हम जुलाई 2017 के आंकड़ों पर नजर डालें तोसेबी, बैंकिंग औरक्षेत्र निधि सबसे पसंदीदा थे। डेटा से पता चलता है किबैंक और वित्त- दो प्रमुख क्षेत्रों ने शेयर एयूएम में तेज उछाल दिखाया है।
जुलाई'17 के आंकड़ों के अनुसार, बैंकिंग क्षेत्र का एयूएम, जो कि अग्रणी क्षेत्र है, केवल छह महीनों में 20.9 प्रतिशत से बढ़कर 22.6 प्रतिशत हो गया है।
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) ICICI Prudential Banking and Financial Services Fund Growth ₹123.39
↓ -0.70 ₹8,176 2.5 11.2 23.6 12.3 15 17.9 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹56.66
↓ -0.28 ₹3,271 0.5 8.4 17.9 12.3 15.1 21.7 Invesco India Financial Services Fund Growth ₹127.07
↓ -0.36 ₹978 2.9 12.2 35.2 16 17.5 26 UTI Banking and Financial Services Fund Growth ₹174.988
↑ 0.04 ₹1,150 2.5 9.9 25.5 13 14.2 19.5 Sundaram Financial Services Opportunities Fund Growth ₹98.515
↓ -0.47 ₹1,444 -0.8 7.8 25 17.1 18.2 31.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Oct 24
जब हम भारत के बैंकिंग और वित्त क्षेत्र के बारे में बात करते हैं, तो हमारे पास कई प्रमुख खिलाड़ी होते हैं जैसेआईसीआईसीआई बैंक लिमिटेड, एचडीएफसी बैंक लिमिटेड, भारतीय स्टेट बैंक, यस बैंक लिमिटेड, एक्सिस बैंक लिमिटेड, आदि। भारतीय बैंकिंग प्रणाली में 26 निजी क्षेत्र के बैंक, 27 सार्वजनिक क्षेत्र के बैंक, 1,574 शहरी सहकारी बैंक, 56 क्षेत्रीय ग्रामीण बैंक, 46 विदेशी बैंक शामिल हैं। और सहकारी ऋण संस्थानों के अलावा 93,913 ग्रामीण सहकारी बैंक।
बैंकिंग और वित्तीय उद्योग के भीतर काम करने वाली कंपनियां अत्यधिक विनियमित होती हैं। कई अच्छी कंपनियां वर्षों से लगातार प्रदर्शन और रिटर्न देने का लक्ष्य रखती हैं, इसके परिणामस्वरूप, यह उन निवेशकों के लिए आत्मविश्वास लाता है जो सेक्टर फंड में निवेश करने की योजना बना रहे हैं। हालांकि, ऐसे फंडों के जोखिम कारकों को हमेशा ध्यान में रखना चाहिए। ये फंड, कभी-कभी, दो चरम पर हो सकते हैं, वे अच्छा रिटर्न दे सकते हैं और कभी-कभी खराब प्रदर्शन भी कर सकते हैं। इसलिए, यह सलाह दी जाती है कि जो निवेशक ऐसे सेक्टर फंड में निवेश करने की योजना बना रहे हैं, उनके पास उच्च-जोखिम उठाने का माद्दा और लंबी अवधि के लिए निवेशित रहना चाहिए। आदर्श रूप से, किसी को ऐसे फंडों में विविधीकरण के उद्देश्य से निवेश करना चाहिए।
ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile Invesco India Banking Fund) The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services. Invesco India Financial Services Fund is a Equity - Sectoral fund was launched on 14 Jul 08. It is a fund with High risk and has given a Below is the key information for Invesco India Financial Services Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services. Sundaram Financial Services Opportunities Fund is a Equity - Sectoral fund was launched on 10 Jun 08. It is a fund with High risk and has given a Below is the key information for Sundaram Financial Services Opportunities Fund Returns up to 1 year are on 1. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized
return of 16.8% since its launch. Return for 2023 was 17.9% , 2022 was 11.9% and 2021 was 23.5% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (11 Oct 24) ₹123.39 ↓ -0.70 (-0.56 %) Net Assets (Cr) ₹8,176 on 31 Aug 24 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.98 Sharpe Ratio 1.54 Information Ratio 0.55 Alpha Ratio 5.6 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹7,800 30 Sep 21 ₹13,466 30 Sep 22 ₹13,340 30 Sep 23 ₹15,727 30 Sep 24 ₹20,125 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 0.5% 3 Month 2.5% 6 Month 11.2% 1 Year 23.6% 3 Year 12.3% 5 Year 15% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 17.9% 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% 2014 69% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 6.59 Yr. Sharmila D’mello 30 Jun 22 2.17 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 92.37% Technology 0.25% Industrials 0.21% Asset Allocation
Asset Class Value Cash 7.17% Equity 92.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | 50018023% ₹1,916 Cr 11,704,595
↑ 501,283 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | 53217419% ₹1,586 Cr 12,906,483 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | 5002476% ₹524 Cr 2,940,967 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322156% ₹495 Cr 4,214,404
↑ 1,006,462 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5407196% ₹485 Cr 2,623,644
↓ -95,423 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | 5407775% ₹374 Cr 5,065,853
↑ 89,030 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5000343% ₹260 Cr 361,247
↑ 79,552 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5407163% ₹257 Cr 1,199,865 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | 5001123% ₹241 Cr 2,948,819
↑ 205,278 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | 5321872% ₹171 Cr 1,197,797
↑ 26,669 2. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized
return of 17.4% since its launch. Ranked 3 in Sectoral
category. Return for 2023 was 21.7% , 2022 was 11.5% and 2021 was 16.8% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (11 Oct 24) ₹56.66 ↓ -0.28 (-0.49 %) Net Assets (Cr) ₹3,271 on 31 Aug 24 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio 1.06 Information Ratio 0.48 Alpha Ratio 2 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹7,758 30 Sep 21 ₹13,793 30 Sep 22 ₹13,460 30 Sep 23 ₹16,825 30 Sep 24 ₹20,677 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month -0.2% 3 Month 0.5% 6 Month 8.4% 1 Year 17.9% 3 Year 12.3% 5 Year 15.1% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 21.7% 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 9.02 Yr. Dhaval Joshi 21 Nov 22 1.78 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 95.01% Technology 3.29% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.3% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 53217419% ₹614 Cr 4,993,129 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 50018017% ₹546 Cr 3,336,948 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹226 Cr 1,927,100 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | 5001126% ₹192 Cr 2,351,492 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000345% ₹168 Cr 233,725 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN4% ₹121 Cr 377,916 Repco Home Finance Ltd (Financial Services)
Equity, Since 31 Dec 13 | 5353223% ₹110 Cr 2,095,955 Computer Age Management Services Ltd Ordinary Shares (Technology)
Equity, Since 31 Dec 23 | CAMS3% ₹108 Cr 252,692 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG3% ₹107 Cr 667,972 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK3% ₹100 Cr 1,446,861 3. Invesco India Financial Services Fund
CAGR/Annualized
return of 16.9% since its launch. Ranked 5 in Sectoral
category. Return for 2023 was 26% , 2022 was 12.8% and 2021 was 14% . Invesco India Financial Services Fund
Growth Launch Date 14 Jul 08 NAV (11 Oct 24) ₹127.07 ↓ -0.36 (-0.28 %) Net Assets (Cr) ₹978 on 31 Aug 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆ Risk High Expense Ratio 2.39 Sharpe Ratio 2.78 Information Ratio 1.01 Alpha Ratio 21.24 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹8,529 30 Sep 21 ₹13,851 30 Sep 22 ₹13,290 30 Sep 23 ₹16,062 30 Sep 24 ₹22,519 Returns for Invesco India Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 0.9% 3 Month 2.9% 6 Month 12.2% 1 Year 35.2% 3 Year 16% 5 Year 17.5% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 26% 2022 12.8% 2021 14% 2020 2.4% 2019 21.2% 2018 -0.3% 2017 45.2% 2016 10.4% 2015 -2.1% 2014 55.8% Fund Manager information for Invesco India Financial Services Fund
Name Since Tenure Dhimant Kothari 1 Jun 18 6.26 Yr. Hiten Jain 19 May 20 4.29 Yr. Data below for Invesco India Financial Services Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 93.52% Technology 2.87% Health Care 1.78% Asset Allocation
Asset Class Value Cash 1.82% Equity 98.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 53217420% ₹192 Cr 1,564,173 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | 50018010% ₹101 Cr 616,651
↑ 31,699 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322158% ₹76 Cr 645,964 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | 5001127% ₹68 Cr 838,841 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | 5417294% ₹37 Cr 82,644
↑ 71,313 PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5433904% ₹36 Cr 202,712
↓ -50 SBI Life Insurance Company Limited (Financial Services)
Equity, Since 31 Mar 20 | 5407194% ₹34 Cr 185,174 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | 5112433% ₹33 Cr 226,548 REC Ltd (Financial Services)
Equity, Since 31 Aug 23 | RECLTD3% ₹32 Cr 522,276 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | 5407163% ₹32 Cr 150,629 4. UTI Banking and Financial Services Fund
CAGR/Annualized
return of 15% since its launch. Ranked 20 in Sectoral
category. Return for 2023 was 19.5% , 2022 was 15.1% and 2021 was 14.3% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (11 Oct 24) ₹174.988 ↑ 0.04 (0.02 %) Net Assets (Cr) ₹1,150 on 31 Aug 24 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.28 Sharpe Ratio 1.35 Information Ratio 0.64 Alpha Ratio 6.31 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹7,374 30 Sep 21 ₹12,712 30 Sep 22 ₹12,574 30 Sep 23 ₹14,801 30 Sep 24 ₹19,164 Returns for UTI Banking and Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 2.2% 3 Month 2.5% 6 Month 9.9% 1 Year 25.5% 3 Year 13% 5 Year 14.2% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2023 19.5% 2022 15.1% 2021 14.3% 2020 -5.3% 2019 11.6% 2018 -6.8% 2017 43.5% 2016 13% 2015 -11.3% 2014 64% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 2.34 Yr. Data below for UTI Banking and Financial Services Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 96.84% Technology 2.04% Asset Allocation
Asset Class Value Cash 0.74% Equity 98.88% Debt 0.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | 50018020% ₹235 Cr 1,433,655 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | 53217414% ₹159 Cr 1,295,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | 5001125% ₹61 Cr 750,000
↑ 270,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN5% ₹56 Cr 174,136 HDFC Life Insurance Company Limited (Financial Services)
Equity, Since 31 Jul 24 | 5407774% ₹49 Cr 667,890
↑ 390,000 REC Ltd (Financial Services)
Equity, Since 30 Nov 23 | RECLTD4% ₹42 Cr 682,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322154% ₹41 Cr 350,000
↓ -360,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | KARURVYSYA3% ₹40 Cr 1,809,825 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jul 23 | 5407673% ₹36 Cr 538,368 India Shelter Finance Corporation Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5440443% ₹35 Cr 469,617 5. Sundaram Financial Services Opportunities Fund
CAGR/Annualized
return of 15% since its launch. Ranked 23 in Sectoral
category. Return for 2023 was 31.1% , 2022 was 16.8% and 2021 was 15.3% . Sundaram Financial Services Opportunities Fund
Growth Launch Date 10 Jun 08 NAV (11 Oct 24) ₹98.515 ↓ -0.47 (-0.47 %) Net Assets (Cr) ₹1,444 on 31 Aug 24 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.24 Sharpe Ratio 1.86 Information Ratio 1.84 Alpha Ratio 10.81 Min Investment 100,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹8,205 30 Sep 21 ₹13,842 30 Sep 22 ₹13,840 30 Sep 23 ₹17,925 30 Sep 24 ₹23,353 Returns for Sundaram Financial Services Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month -0.6% 3 Month -0.8% 6 Month 7.8% 1 Year 25% 3 Year 17.1% 5 Year 18.2% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.1% 2022 16.8% 2021 15.3% 2020 2.7% 2019 26.4% 2018 -3.7% 2017 33.3% 2016 12.8% 2015 -9% 2014 58% Fund Manager information for Sundaram Financial Services Opportunities Fund
Name Since Tenure Rohit Seksaria 30 Dec 17 6.68 Yr. Ashish Aggarwal 1 Jan 22 2.67 Yr. Data below for Sundaram Financial Services Opportunities Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 95.24% Asset Allocation
Asset Class Value Cash 4.76% Equity 95.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | 50018014% ₹199 Cr 1,215,731
↓ -334,234 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 5322159% ₹133 Cr 1,135,593 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 5321748% ₹117 Cr 955,075
↑ 7,504 State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | 5001125% ₹72 Cr 885,294 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Aug 22 | CHOLAHLDNG5% ₹69 Cr 431,376 ICICI Securities Ltd (Financial Services)
Equity, Since 30 Jun 24 | ISEC4% ₹64 Cr 778,252
↓ -11,200 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Sep 23 | SHRIRAMFIN4% ₹60 Cr 188,623 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | 5321874% ₹57 Cr 397,378
↑ 20,457 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 28 Feb 23 | 5432434% ₹55 Cr 6,736,696 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5000344% ₹54 Cr 74,802
↑ 31,542
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