Table of Contents
Top 10 Equity - Sectoral Funds
की दुनिया मेंनिवेश, ऐसे निवेशक हैं जो 'हाई-रिस्क हाई-रिटर्न' निवेश में दृढ़ता से विश्वास करते हैं। और ऐसे उच्च जोखिम लेने वालों के लिए,म्यूचुअल फंड्स होल्ड पर कुछ है - सेक्टर फंड! सेक्टर म्युचुअल फंड एक विशेष क्षेत्र में निवेश करते हैं जैसा कि उनके निवेश उद्देश्य द्वारा परिभाषित किया गया है। इंफ्रा, फार्मा, बैंकिंग जैसे कुछ क्षेत्र लगातार बढ़ रहे हैं और भविष्य के लिए सकारात्मक दृष्टिकोण रखते हैं। हालांकि ऐसे म्युचुअल फंड आपके पैसे को दोगुना या परेशान कर सकते हैं, लेकिन उच्च-जोखिम उठाने का माद्दा सेक्टर फंड में निवेश कर सकते हैं। इस लेख में, आपको 2022 में निवेश करने के लिए सर्वश्रेष्ठ सेक्टर म्यूचुअल फंड के साथ-साथ सेक्टर फंड के बारे में कुछ विस्तृत जानकारी मिलेगी।
सेक्टर फंड एक प्रकार का म्यूचुअल फंड है जो विशिष्ट क्षेत्रों की प्रतिभूतियों में निवेश करता हैअर्थव्यवस्था, जैसे बैंकिंग, दूरसंचार, एफएमसीजी, फार्मास्युटिकल, सूचना प्रौद्योगिकी (आईटी), और बुनियादी ढांचा। दूसरे शब्दों में, सेक्टर फंड आपके निवेशित धन को केवल विशिष्ट उद्योग या क्षेत्र तक सीमित कर देते हैं। उदाहरण के लिए, एक बैंकिंग क्षेत्र का फंड बैंकों में निवेश कर सकता है और एक फार्मा फंड केवल फार्मा कंपनियों के शेयरों में निवेश कर सकता है। इन फंडों के फंड मैनेजर उन कंपनियों के शेयरों में पैसा लगाते हैं जो में अच्छा प्रदर्शन कर रही हैंमंडी. इस तरह के निवेश का समग्र उद्देश्य उन क्षेत्रों में निवेश करना है जिनमें निकट भविष्य में उच्च विकास क्षमता है।
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अगर निवेश का समय सही हो तो ये फंड वास्तव में एक बड़ा लाभ कमा सकते हैं। किसी को पता होना चाहिए कि फंड में कब प्रवेश करना है और कब बाहर निकलना है। निवेशकों को बाजार के उन क्षेत्रों में निवेश करना चाहिए जहां वे भविष्य में विकास के बारे में आश्वस्त हों या देखें। मुख्य विचार किसी विशेष उद्योग और क्षेत्र के विकास पर टैप-इन करना है। सेक्टर फंड का अन्य लाभ व्यक्तिगत फर्म-विशिष्ट जोखिम से आपकी रक्षा करने की क्षमता है। व्यक्तिगत स्टॉक खरीदने के बजाय, सेक्टर फंड में निवेश यह सुनिश्चित करेगा कि कंपनी का खराब प्रदर्शन आपके पोर्टफोलियो को प्रभावित नहीं करेगा।
लेकिन, इससे पहले कि आप किसी सेक्टर म्यूचुअल फंड में निवेश करें, आपको इस बात पर भरोसा होना चाहिए कि आप क्यों मानते हैं कि निकट भविष्य में सेक्टर के अच्छे प्रदर्शन की संभावना है।
To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes. DSP BlackRock Natural Resources and New Energy Fund is a Equity - Sectoral fund was launched on 25 Apr 08. It is a fund with High risk and has given a Below is the key information for DSP BlackRock Natural Resources and New Energy Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund Returns up to 1 year are on (Erstwhile Sundaram Rural India Fund) The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India. Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Rural and Consumption Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms. Kotak Infrastructure & Economic Reform Fund is a Equity - Sectoral fund was launched on 25 Feb 08. It is a fund with High risk and has given a Below is the key information for Kotak Infrastructure & Economic Reform Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns Mirae Asset Great Consumer Fund is a Equity - Sectoral fund was launched on 29 Mar 11. It is a fund with High risk and has given a Below is the key information for Mirae Asset Great Consumer Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) DSP BlackRock Natural Resources and New Energy Fund Growth ₹61.859
↑ 0.60 ₹728 7.5 8 17.4 26.3 12.9 9.8 IDFC Infrastructure Fund Growth ₹31.358
↑ 0.32 ₹761 16.2 27 32.6 35.3 13.8 1.7 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹46.47
↑ 0.22 ₹2,860 9.9 20.4 21.4 26.6 8.4 11.5 Franklin Build India Fund Growth ₹86.9229
↑ 0.30 ₹1,486 15.6 23.6 31.8 34.9 16.1 11.2 Sundaram Rural and Consumption Fund Growth ₹72.2012
↑ 0.64 ₹1,242 14.3 19.6 17.8 20.4 10.5 9.3 Kotak Infrastructure & Economic Reform Fund Growth ₹44.981
↑ 0.16 ₹1,049 11.4 18.2 28.1 35.2 17.1 15.6 SBI Magnum COMMA Fund Growth ₹73.5504
↑ 0.59 ₹452 12.2 14.3 11.6 20.4 14.6 -6.6 SBI Consumption Opportunities Fund Growth ₹237.292
↑ 0.44 ₹1,507 10.5 16.5 19.2 30.7 14 13.9 Mirae Asset Great Consumer Fund Growth ₹68.736
↑ 0.56 ₹2,553 11.1 20.7 19.5 24.1 14.2 7.2 Nippon India Power and Infra Fund Growth ₹219.386
↑ 1.37 ₹2,485 16.8 27.3 37.9 32.2 16.6 10.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Aug 23 100 करोड़
.1. DSP BlackRock Natural Resources and New Energy Fund
CAGR/Annualized
return of 12.6% since its launch. Ranked 2 in Sectoral
category. Return for 2022 was 9.8% , 2021 was 42.8% and 2020 was 11.5% . DSP BlackRock Natural Resources and New Energy Fund
Growth Launch Date 25 Apr 08 NAV (21 Aug 23) ₹61.859 ↑ 0.60 (0.98 %) Net Assets (Cr) ₹728 on 31 Jul 23 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,109 31 Aug 20 ₹8,616 31 Aug 21 ₹15,091 31 Aug 22 ₹15,222 31 Aug 23 ₹18,025 Returns for DSP BlackRock Natural Resources and New Energy Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month -0.2% 3 Month 7.5% 6 Month 8% 1 Year 17.4% 3 Year 26.3% 5 Year 12.9% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 9.8% 2021 42.8% 2020 11.5% 2019 4.4% 2018 -15.3% 2017 43.1% 2016 43.1% 2015 -1.7% 2014 46.8% 2013 -5.7% Fund Manager information for DSP BlackRock Natural Resources and New Energy Fund
Name Since Tenure Rohit Singhania 1 Jul 12 11.18 Yr. Jay Kothari 1 Mar 13 10.51 Yr. Data below for DSP BlackRock Natural Resources and New Energy Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Basic Materials 40.99% Energy 30.52% Utility 12.06% Technology 3% Industrials 2.16% Consumer Defensive 0.21% Asset Allocation
Asset Class Value Cash 11.05% Equity 88.94% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO10% ₹70 Cr 1,519,608
↑ 39,279 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 5322869% ₹65 Cr 950,613 BGF Sustainable Energy I2
Investment Fund | -9% ₹65 Cr 413,047
↓ -266,394 BGF World Energy I2
Investment Fund | -8% ₹61 Cr 263,493
↑ 74,525 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL8% ₹57 Cr 4,623,621 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 08 | RELIANCE6% ₹43 Cr 179,041 NMDC Ltd (Basic Materials)
Equity, Since 30 Sep 18 | 5263716% ₹40 Cr 3,214,888 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003125% ₹37 Cr 2,108,202 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 08 | 5005474% ₹31 Cr 923,178 GAIL (India) Ltd (Utilities)
Equity, Since 31 Aug 20 | 5321554% ₹31 Cr 2,687,020
↓ -305,000 2. IDFC Infrastructure Fund
CAGR/Annualized
return of 9.6% since its launch. Ranked 1 in Sectoral
category. Return for 2022 was 1.7% , 2021 was 64.8% and 2020 was 6.3% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (22 Aug 23) ₹31.358 ↑ 0.32 (1.02 %) Net Assets (Cr) ₹761 on 31 Jul 23 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.44 Sharpe Ratio 2.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹7,910 31 Aug 20 ₹7,278 31 Aug 21 ₹13,988 31 Aug 22 ₹14,690 31 Aug 23 ₹18,945 Returns for IDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month 3.9% 3 Month 16.2% 6 Month 27% 1 Year 32.6% 3 Year 35.3% 5 Year 13.8% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% 2014 43.2% 2013 -10.8% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Sachin Relekar 8 Dec 20 2.73 Yr. Nishita Shah 31 Jul 23 0.09 Yr. Data below for IDFC Infrastructure Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 59.59% Basic Materials 18.04% Utility 11.32% Communication Services 4.75% Real Estate 1.47% Asset Allocation
Asset Class Value Cash 4.84% Equity 95.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT8% ₹65 Cr 239,119 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO7% ₹53 Cr 63,297 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS5% ₹40 Cr 466,186 ABB India Ltd (Industrials)
Equity, Since 31 Jul 21 | ABB5% ₹37 Cr 84,622
↓ -9,189 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL5% ₹35 Cr 2,664,600 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL5% ₹35 Cr 408,700 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT4% ₹32 Cr 96,880 Thermax Ltd (Industrials)
Equity, Since 30 Sep 19 | THERMAX4% ₹32 Cr 112,443
↓ -8,532 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT4% ₹31 Cr 431,238 Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 5327794% ₹29 Cr 442,900 3. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized
return of 17.2% since its launch. Ranked 3 in Sectoral
category. Return for 2022 was 11.5% , 2021 was 16.8% and 2020 was 1.1% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (22 Aug 23) ₹46.47 ↑ 0.22 (0.48 %) Net Assets (Cr) ₹2,860 on 31 Jul 23 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.13 Sharpe Ratio 1.35 Information Ratio 0.65 Alpha Ratio 7.74 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,861 31 Aug 20 ₹7,819 31 Aug 21 ₹12,773 31 Aug 22 ₹12,934 31 Aug 23 ₹15,242 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month -0.6% 3 Month 9.9% 6 Month 20.4% 1 Year 21.4% 3 Year 26.6% 5 Year 8.4% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% 2013 Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 8.02 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 95.66% Technology 0.52% Asset Allocation
Asset Class Value Cash 2.37% Equity 97.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK17% ₹477 Cr 3,036,948
↑ 560,448 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK14% ₹395 Cr 4,115,975 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322156% ₹165 Cr 1,699,645
↓ -200,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000345% ₹150 Cr 209,611 Poonawalla Fincorp Ltd (Financial Services)
Equity, Since 31 May 21 | POONAWALLA5% ₹140 Cr 3,357,221 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN5% ₹132 Cr 2,351,492
↓ -700,000 Repco Home Finance Ltd (Financial Services)
Equity, Since 31 Dec 13 | 5353223% ₹94 Cr 2,428,460 Cholamandalam Financial Holdings Ltd Shs Dematerialised (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG2% ₹66 Cr 667,972 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | FEDERALBNK2% ₹64 Cr 4,475,678
↓ -932,932 Bandhan Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | BANDHANBNK2% ₹64 Cr 2,795,710 4. Franklin Build India Fund
CAGR/Annualized
return of 16.8% since its launch. Ranked 4 in Sectoral
category. Return for 2022 was 11.2% , 2021 was 45.9% and 2020 was 5.4% . Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (22 Aug 23) ₹86.9229 ↑ 0.30 (0.34 %) Net Assets (Cr) ₹1,486 on 31 Jul 23 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.29 Sharpe Ratio 1.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,209 31 Aug 20 ₹8,468 31 Aug 21 ₹14,535 31 Aug 22 ₹16,351 31 Aug 23 ₹21,263 Returns for Franklin Build India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month 2.9% 3 Month 15.6% 6 Month 23.6% 1 Year 31.8% 3 Year 34.9% 5 Year 16.1% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 11.2% 2021 45.9% 2020 5.4% 2019 6% 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% 2014 93.8% 2013 6.1% Fund Manager information for Franklin Build India Fund
Name Since Tenure Ajay Argal 18 Oct 21 1.87 Yr. Kiran Sebastian 7 Feb 22 1.56 Yr. Sandeep Manam 18 Oct 21 1.87 Yr. Data below for Franklin Build India Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 41.98% Financial Services 15.72% Utility 12.77% Energy 7.19% Basic Materials 5.84% Consumer Cyclical 4.89% Communication Services 4.04% Real Estate 2.19% Technology 0.59% Asset Allocation
Asset Class Value Cash 4.8% Equity 95.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT10% ₹149 Cr 550,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 30 Nov 16 | 5325557% ₹101 Cr 4,600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK5% ₹81 Cr 845,000
↓ -30,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 5328985% ₹71 Cr 2,900,000 KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI4% ₹63 Cr 231,458
↓ -18,542 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL4% ₹61 Cr 710,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 5003124% ₹56 Cr 3,206,848
↑ 206,848 REC Ltd (Financial Services)
Equity, Since 30 Jun 23 | 5329554% ₹55 Cr 2,300,000 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 21 | KIRLOSENG4% ₹54 Cr 1,119,847
↓ -30,153 Ion Exchange (India) Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Nov 21 | IONEXCHANG4% ₹54 Cr 950,000 5. Sundaram Rural and Consumption Fund
CAGR/Annualized
return of 12.1% since its launch. Ranked 2 in Sectoral
category. Return for 2022 was 9.3% , 2021 was 19.3% and 2020 was 13.5% . Sundaram Rural and Consumption Fund
Growth Launch Date 12 May 06 NAV (22 Aug 23) ₹72.2012 ↑ 0.64 (0.89 %) Net Assets (Cr) ₹1,242 on 31 Jul 23 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.27 Sharpe Ratio 0.84 Information Ratio 0.16 Alpha Ratio 3.88 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,728 31 Aug 20 ₹9,132 31 Aug 21 ₹12,711 31 Aug 22 ₹14,292 31 Aug 23 ₹16,336 Returns for Sundaram Rural and Consumption Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month 2.1% 3 Month 14.3% 6 Month 19.6% 1 Year 17.8% 3 Year 20.4% 5 Year 10.5% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 9.3% 2021 19.3% 2020 13.5% 2019 2.7% 2018 -7.8% 2017 38.7% 2016 21.1% 2015 6.3% 2014 47.4% 2013 -0.6% Fund Manager information for Sundaram Rural and Consumption Fund
Name Since Tenure Ratish Varier 1 Jan 22 1.67 Yr. Ashish Aggarwal 1 Jan 22 1.67 Yr. Data below for Sundaram Rural and Consumption Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Consumer Cyclical 44.33% Consumer Defensive 32.25% Communication Services 10.45% Basic Materials 3.07% Financial Services 2.91% Health Care 1.81% Real Estate 1.22% Asset Allocation
Asset Class Value Cash 3.95% Equity 96.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR7% ₹93 Cr 371,782 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC7% ₹92 Cr 2,103,660 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL7% ₹87 Cr 3,444,054
↓ -57,651 Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN6% ₹79 Cr 255,389 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL6% ₹77 Cr 901,929 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M5% ₹64 Cr 405,619 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI5% ₹64 Cr 63,703 United Spirits Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 Dec 18 | MCDOWELL-N4% ₹57 Cr 564,432 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5230254% ₹45 Cr 123,246 Nestle India Ltd (Consumer Defensive)
Equity, Since 30 Jun 16 | NESTLEIND3% ₹43 Cr 19,417 6. Kotak Infrastructure & Economic Reform Fund
CAGR/Annualized
return of 10.2% since its launch. Ranked 6 in Sectoral
category. Return for 2022 was 15.6% , 2021 was 57.3% and 2020 was 3.4% . Kotak Infrastructure & Economic Reform Fund
Growth Launch Date 25 Feb 08 NAV (22 Aug 23) ₹44.981 ↑ 0.16 (0.36 %) Net Assets (Cr) ₹1,049 on 31 Jul 23 Category Equity - Sectoral AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk High Expense Ratio 2.12 Sharpe Ratio 2.43 Information Ratio 1.65 Alpha Ratio 13.82 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,012 31 Aug 20 ₹8,538 31 Aug 21 ₹14,712 31 Aug 22 ₹17,525 31 Aug 23 ₹21,974 Returns for Kotak Infrastructure & Economic Reform Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month 1.4% 3 Month 11.4% 6 Month 18.2% 1 Year 28.1% 3 Year 35.2% 5 Year 17.1% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 15.6% 2021 57.3% 2020 3.4% 2019 3.6% 2018 -19.6% 2017 45.3% 2016 9.2% 2015 -0.2% 2014 80.7% 2013 -6.7% Fund Manager information for Kotak Infrastructure & Economic Reform Fund
Name Since Tenure Harish Krishnan 31 Jan 15 8.59 Yr. Arjun Khanna 1 Mar 22 1.5 Yr. Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 45.79% Consumer Cyclical 13.07% Basic Materials 12.74% Utility 9.05% Energy 5.31% Communication Services 4.58% Real Estate 2.96% Asset Allocation
Asset Class Value Cash 4.88% Equity 95.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 15 | LT6% ₹61 Cr 225,000
↑ 27,500 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 15 | ULTRACEMCO4% ₹47 Cr 57,000
↑ 2,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL4% ₹47 Cr 545,000
↑ 20,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹45 Cr 187,500
↑ 20,000 AIA Engineering Ltd (Industrials)
Equity, Since 31 Jul 09 | AIAENG4% ₹42 Cr 114,000
↑ 1,500 Container Corporation of India Ltd (Industrials)
Equity, Since 30 Sep 12 | CONCOR4% ₹42 Cr 620,000
↑ 45,000 Indraprastha Gas Ltd (Utilities)
Equity, Since 30 Nov 17 | IGL4% ₹40 Cr 850,000
↑ 75,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Dec 11 | 5003873% ₹37 Cr 15,500
↑ 2,250 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Aug 17 | KPIL3% ₹36 Cr 552,500
↑ 32,500 Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 31 Aug 18 | MAHLIFE3% ₹35 Cr 620,000
↑ 20,000 7. SBI Magnum COMMA Fund
CAGR/Annualized
return of 11.7% since its launch. Ranked 9 in Sectoral
category. Return for 2022 was -6.6% , 2021 was 52% and 2020 was 23.9% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (22 Aug 23) ₹73.5504 ↑ 0.59 (0.80 %) Net Assets (Cr) ₹452 on 31 Jul 23 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 0.45 Information Ratio -0.89 Alpha Ratio -0.8 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,778 31 Aug 20 ₹10,788 31 Aug 21 ₹18,423 31 Aug 22 ₹18,101 31 Aug 23 ₹19,638 Returns for SBI Magnum COMMA Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month 5% 3 Month 12.2% 6 Month 14.3% 1 Year 11.6% 3 Year 20.4% 5 Year 14.6% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% 2014 31.5% 2013 -13.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Richard D'souza 1 Aug 14 9.09 Yr. Mohit Jain 30 Nov 17 5.75 Yr. Data below for SBI Magnum COMMA Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Basic Materials 51.49% Energy 12.66% Industrials 7.3% Consumer Cyclical 6.86% Utility 6.49% Consumer Defensive 5.61% Financial Services 0.55% Asset Allocation
Asset Class Value Cash 9.04% Equity 90.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL7% ₹34 Cr 2,776,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | KPRMILL7% ₹32 Cr 415,992 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Mar 20 | 5325556% ₹30 Cr 1,353,717 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | ULTRACEMCO6% ₹28 Cr 34,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE6% ₹26 Cr 107,366 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL6% ₹26 Cr 425,000 Neogen Chemicals Ltd (Basic Materials)
Equity, Since 30 Apr 19 | NEOGEN5% ₹25 Cr 147,080 Jindal Stainless Ltd (Basic Materials)
Equity, Since 30 Jun 23 | JSL5% ₹23 Cr 515,000 Hindustan Copper Ltd (Basic Materials)
Equity, Since 30 Apr 21 | 5135995% ₹22 Cr 1,403,400 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA5% ₹22 Cr 950,000
↑ 375,000 8. SBI Consumption Opportunities Fund
CAGR/Annualized
return of 15.7% since its launch. Ranked 11 in Sectoral
category. Return for 2022 was 13.9% , 2021 was 35.6% and 2020 was 13.9% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (21 Aug 23) ₹237.292 ↑ 0.44 (0.19 %) Net Assets (Cr) ₹1,507 on 31 Jul 23 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.31 Sharpe Ratio 1.64 Information Ratio 1.42 Alpha Ratio 11.68 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,489 31 Aug 20 ₹8,315 31 Aug 21 ₹12,805 31 Aug 22 ₹15,939 31 Aug 23 ₹19,148 Returns for SBI Consumption Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month 0.5% 3 Month 10.5% 6 Month 16.5% 1 Year 19.2% 3 Year 30.7% 5 Year 14% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% 2014 30.9% 2013 Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jun 11 12.26 Yr. Mohit Jain 30 Nov 17 5.76 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Consumer Defensive 40.05% Consumer Cyclical 38.72% Industrials 9.33% Communication Services 6.68% Technology 1.08% Health Care 0.16% Utility 0.03% Financial Services 0.01% Energy 0.01% Real Estate 0.01% Asset Allocation
Asset Class Value Cash 3.94% Equity 96.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR8% ₹127 Cr 506,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC7% ₹112 Cr 2,540,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET5% ₹76 Cr 1,370,000 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Apr 22 | BECTORFOOD4% ₹70 Cr 650,000 Procter & Gamble Hygiene and Health Care Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 30 Apr 21 | PGHH4% ₹61 Cr 38,000 United Spirits Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 Jan 23 | MCDOWELL-N4% ₹56 Cr 560,000 Go Fashion (India) Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5434013% ₹54 Cr 400,000 PVR INOX Ltd (Communication Services)
Equity, Since 31 Oct 22 | PVRINOX3% ₹52 Cr 290,000 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5329773% ₹51 Cr 110,000
↑ 72,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | HEROMOTOCO3% ₹48 Cr 165,000 9. Mirae Asset Great Consumer Fund
CAGR/Annualized
return of 16.8% since its launch. Ranked 7 in Sectoral
category. Return for 2022 was 7.2% , 2021 was 33% and 2020 was 11.2% . Mirae Asset Great Consumer Fund
Growth Launch Date 29 Mar 11 NAV (22 Aug 23) ₹68.736 ↑ 0.56 (0.82 %) Net Assets (Cr) ₹2,553 on 31 Jul 23 Category Equity - Sectoral AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.85 Sharpe Ratio 1.27 Information Ratio 1.07 Alpha Ratio 8.68 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,243 31 Aug 20 ₹9,927 31 Aug 21 ₹14,877 31 Aug 22 ₹16,459 31 Aug 23 ₹19,300 Returns for Mirae Asset Great Consumer Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month -0.2% 3 Month 11.1% 6 Month 20.7% 1 Year 19.5% 3 Year 24.1% 5 Year 14.2% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 7.2% 2021 33% 2020 11.2% 2019 8.6% 2018 1.9% 2017 51% 2016 2% 2015 3.8% 2014 42.7% 2013 9.9% Fund Manager information for Mirae Asset Great Consumer Fund
Name Since Tenure Ankit Jain 5 Oct 16 6.91 Yr. Siddhant Chhabria 21 Jun 21 2.2 Yr. Data below for Mirae Asset Great Consumer Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Consumer Cyclical 35.89% Consumer Defensive 31.39% Financial Services 8.73% Basic Materials 7.95% Industrials 5.56% Communication Services 4.64% Health Care 3.52% Asset Allocation
Asset Class Value Cash 2.32% Equity 97.68% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC8% ₹198 Cr 4,500,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Sep 15 | HINDUNILVR6% ₹158 Cr 630,000
↑ 40,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL5% ₹140 Cr 1,630,000
↑ 300,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | TITAN5% ₹130 Cr 420,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | MARUTI5% ₹117 Cr 117,000
↑ 10,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK4% ₹102 Cr 650,000
↑ 60,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 30 Nov 20 | MCDOWELL-N4% ₹96 Cr 955,000
↓ -85,000 Ceat Ltd (Consumer Cyclical)
Equity, Since 30 Nov 16 | CEATLTD3% ₹90 Cr 400,000
↑ 50,022 Nestle India Ltd (Consumer Defensive)
Equity, Since 31 Mar 18 | NESTLEIND3% ₹84 Cr 38,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 5322153% ₹78 Cr 800,000 10. Nippon India Power and Infra Fund
CAGR/Annualized
return of 17.4% since its launch. Ranked 13 in Sectoral
category. Return for 2022 was 10.9% , 2021 was 48.9% and 2020 was 10.8% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (22 Aug 23) ₹219.386 ↑ 1.37 (0.63 %) Net Assets (Cr) ₹2,485 on 31 Jul 23 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.23 Sharpe Ratio 2.52 Information Ratio 1.55 Alpha Ratio 17.26 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,632 31 Aug 20 ₹8,886 31 Aug 21 ₹14,399 31 Aug 22 ₹15,963 31 Aug 23 ₹21,696 Returns for Nippon India Power and Infra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 21 Aug 23 Duration Returns 1 Month 2.7% 3 Month 16.8% 6 Month 27.3% 1 Year 37.9% 3 Year 32.2% 5 Year 16.6% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% 2014 50.8% 2013 -14.6% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Sanjay Doshi 2 Jan 17 6.67 Yr. Kinjal Desai 25 May 18 5.27 Yr. Akshay Sharma 1 Dec 22 0.75 Yr. Data below for Nippon India Power and Infra Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 33.41% Utility 17.47% Basic Materials 10.45% Energy 9.14% Consumer Cyclical 6.28% Technology 6.22% Real Estate 5.76% Communication Services 4.54% Health Care 1.89% Asset Allocation
Asset Class Value Cash 4.83% Equity 95.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT7% ₹189 Cr 700,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 May 09 | 5325557% ₹187 Cr 8,500,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE7% ₹187 Cr 775,000
↑ 145,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 5005305% ₹130 Cr 70,000
↑ 20,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO5% ₹120 Cr 145,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL5% ₹116 Cr 1,350,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES4% ₹97 Cr 483,162
↓ -39,088 Sterling and Wilson Renewable Energy Ltd (Technology)
Equity, Since 31 Oct 21 | SWSOLAR3% ₹89 Cr 2,350,000 RITES Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 21 | RITES3% ₹87 Cr 1,730,000
↓ -1,089,658 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR3% ₹81 Cr 1,200,000
↑ 100,000
सेक्टर फंड में निवेश करने से पहले आपको कुछ चीजें जानने की जरूरत है:
म्यूचुअल फंड योजना के उद्देश्य को हमेशा उचित रूप से समझना चाहिए। उदाहरण के लिए, कुछ सेक्टर म्युचुअल फंड निर्दिष्ट क्षेत्र में पोर्टफोलियो का केवल 65 प्रतिशत तक निवेश करते हैं। यह किसी क्षेत्र में आपके जोखिम को कम कर सकता है और आपके द्वारा अपेक्षित प्रतिफल प्रदान नहीं करेगा।
जैसा कि वे कहते हैं, शेयर बाजार में धन बढ़ने के लिए, "बाजार में समय बाजार के समय से ज्यादा महत्वपूर्ण है।" लेकिन, जब सेक्टर म्यूचुअल फंड में पैसा बनाने की बात आती है, तो बाजार को समय के साथ सीखने की जरूरत है, खासकर सीमेंट जैसे चक्रीय क्षेत्रों में,बैंक, स्टील, आदि। उदाहरण के लिए, बैंकिंग स्टॉक अच्छा प्रदर्शन करते हैं जब ब्याज दरें कम होती हैं या गिरने की उम्मीद होती है। और वेकमजोर प्रदर्शन जब ब्याज दरें बढ़ रही हों। इसलिए, बैंकिंग फंड में अच्छा रिटर्न हासिल करने के लिए, किसी को ब्याज दर चक्र के सही मोड़ पर होना चाहिए।
आदर्श रूप से, एकइन्वेस्टर लेना चाहिएसिप इस तरह के फंडों के लिए एक एक्सपोजर बनाने का मार्ग, लेकिन किसी को एसआईपी को बंद कर देना चाहिए और सेक्टर म्यूचुअल फंड में बाहर निकलने की स्थिति को बंद कर देना चाहिए, जब सेक्टर के फंडामेंटल फीका या डूबने लगते हैं।
भिन्नविविध निधि, सेक्टर म्युचुअल फंड कम विविध हैं, इस प्रकार जोखिम का जोखिम तुलनात्मक रूप से अधिक है। सेक्टर फंड के आसपास का नुकसान अस्थिरता की उच्च दर है। यह निवेश की अपनी प्रकृति के कारण है। जब बाजार ऊपर की ओर बढ़ रहा होता है तो एक निवेशक को अत्यधिक लाभ प्राप्त होता है और जब उस विशेष क्षेत्र का बाजार बिगड़ रहा होता है तो उसे भारी नुकसान होता है।
डायवर्सिफाइड म्यूचुअल फंड की तुलना में सेक्टर म्यूचुअल फंड को पोर्टफोलियो में ज्यादा समय तक नहीं रखना चाहिए। आदर्श रूप से, जब किसी सेक्टर से अच्छा प्रदर्शन करने की उम्मीद की जाती है, तो ऐसे फंड को खरीदना चाहिए और फंड से बाहर निकलना शुरू हो जाने पर फंड से बाहर निकल जाना चाहिए। चूंकि ये फंड ज्यादातर चक्रीय होते हैं, इनका कार्यकाल आमतौर पर 3-5 साल का होता है। इस प्रकार, निवेशकों को यह जानने के लिए कुछ अच्छा समय बिताना चाहिए कि ऐसे फंडों से कब बाहर निकलना है।
सेक्टर फंड में निवेश करने वाले निवेशकों को यह समझना चाहिए कि फंड मैनेजर अपने निवेश विकल्पों में प्रतिबंधित है और किसी विशेष क्षेत्र में निवेश जारी रखना होगा, भले ही वह क्षेत्र बाजार में अच्छा प्रदर्शन नहीं कर रहा हो। जबकि, इक्विटी डायवर्सिफाइड फंड्स में, एक फंड मैनेजर इस तरह के किसी प्रतिबंध के लिए बाध्य नहीं होता है।
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सेक्टर फंड आपके पोर्टफोलियो को केंद्रित जोखिम के लिए उजागर करते हैं, वास्तव में, यदि आप अपने आप को व्यापार चक्रों के बराबर नहीं रखते हैं, तो यह आपको बहुत बड़ा नुकसान पहुंचा सकता है। दूसरी ओर, यदि आप सेक्टर के बुनियादी सिद्धांतों से अच्छी तरह वाकिफ हैं और ऐसे फंडों से जुड़ी अस्थिरता का आकलन करने की क्षमता रखते हैं, तो आप अच्छा लाभ कमा सकते हैं। हालांकि, सेक्टर फंड में निवेश करते समय हमेशा बहुत सावधान रहें और इसका सीमित हिस्सा ही निवेश करेंराजधानी!
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