2022 के लिए शीर्ष 10 सर्वश्रेष्ठ टाटा म्यूचुअल फंड योजनाएं

Updated on March 18, 2026 , 48861 views

भारत में सबसे मूल्यवान ब्रांडों में से एक द्वारा समर्थित,टाटा म्यूचुअल फंड अपने निरंतर प्रदर्शन और विश्व स्तरीय सेवा के साथ निवेशकों का विश्वास हासिल किया है। एक आक्रामक से सहीइन्वेस्टर एक रूढ़िवादी के लिएराजधानी बिल्डर, व्यवसायी या वेतनभोगी पेशेवर को, टाटाम्यूचुअल फंड प्रत्येक उपभोक्ता के लिए एक निवेश विकल्प प्रदान करता है।

एएमसी लगातार दीर्घकालिक परिणाम प्राप्त करने का लक्ष्य है। को पूरा करने के लिएवित्तीय लक्ष्यों निवेशकों के लिए, फंड हाउस विभिन्न लक्ष्य-आधारित फंड प्रदान करता है। निवेशक विभिन्न योजनाओं में निवेश कर सकते हैं जैसे- इक्विटी, डेट, बैलेंस्ड,लिक्विड फंड, कर बचत, आदि। निवेश करने की योजना बनाने वाला व्यक्ति नीचे सूचीबद्ध शीर्ष 10 सर्वश्रेष्ठ टाटा म्यूचुअल फंड योजनाओं में से एक फंड चुन सकता है।

इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया गया है।नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि।

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टाटा म्यूचुअल फंड में निवेश क्यों?

टाटा नाम एक विशाल मूल्य, विश्वास और विश्वसनीयता के साथ आता है। यह देश में एक उच्च इक्विटी प्राप्त है।
फंड प्रबंधन के साथ, टाटा म्यूचुअल फंड विशेषज्ञ वित्तीय सेवाएं प्रदान करता है। निवेशक कंपनी के भरोसे और लगातार रिकॉर्ड से आकर्षित होते हैं।
कंपनी के प्रदर्शन ने निवेशकों में अपने पैसे की सुरक्षा को लेकर एक विश्वास पैदा किया है। उच्च जोखिम के बावजूद, निवेशकों का दृढ़ विश्वास है कि धन का गलत प्रबंधन नहीं किया जाएगा।
समय के साथ धीरे-धीरे धन सृजन के लिए यह एक अच्छा विकल्प है।

सर्वश्रेष्ठ टाटा म्यूचुअल फंड योजनाएं

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
Tata India Tax Savings Fund Growth	₹42.0512 ↑ 0.20	₹4,674	500	500	-8.5	-6.4	3.9	15.1	12.6	13.4	4.9
Tata Equity PE Fund Growth	₹329.128 ↑ 1.94	₹8,774	5,000	150	-8.3	-6.2	3.7	17.8	14.9	17.5	3.7
Tata Retirement Savings Fund-Moderate Growth	₹59.0185 ↑ 0.01	₹2,069	5,000	150	-8.7	-9.4	1.1	13	9.6	13.1	1
Tata Retirement Savings Fund - Progressive Growth	₹58.7036 ↑ 0.04	₹2,014	5,000	150	-9.9	-11	0.3	13.9	9.8	13.1	-1.2
Tata Treasury Advantage Fund Growth	₹4,092.62 ↓ -0.91	₹2,572	5,000	500	1.2	2.7	6.7	7	5.9	7.1	7.2
Tata Liquid Fund Growth	₹4,284.95 ↑ 0.54	₹33,869	5,000	500	1.4	2.9	6.3	6.9	5.9	7	6.5
Tata Retirement Savings Fund - Conservative Growth	₹31.0629 ↓ -0.25	₹165	5,000	500	-2.7	-2.5	3.1	7.8	5.9	8.2	3.6
Tata Money Market Fund Growth	₹4,929.87 ↓ -0.36	₹33,999	5,000	500	1.3	2.8	6.9	7.4	6.3	6.7	7.4
TATA Short Term Bond Fund Growth	₹49.3167 ↓ -0.02	₹3,220	5,000	500	0.8	1.9	5.6	6.6	5.5	7	6.7
TATA Gilt Securities Fund Growth	₹77.8241 ↓ -0.21	₹1,170	5,000	500	-0.4	-0.2	1.7	5.9	5	8	4.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Mar 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Tata India Tax Savings Fund	Tata Equity PE Fund	Tata Retirement Savings Fund-Moderate	Tata Retirement Savings Fund - Progressive	Tata Treasury Advantage Fund	Tata Liquid Fund	Tata Retirement Savings Fund - Conservative	Tata Money Market Fund	TATA Short Term Bond Fund	TATA Gilt Securities Fund
Point 1	Upper mid AUM (₹4,674 Cr).	Upper mid AUM (₹8,774 Cr).	Lower mid AUM (₹2,069 Cr).	Bottom quartile AUM (₹2,014 Cr).	Lower mid AUM (₹2,572 Cr).	Top quartile AUM (₹33,869 Cr).	Bottom quartile AUM (₹165 Cr).	Highest AUM (₹33,999 Cr).	Upper mid AUM (₹3,220 Cr).	Bottom quartile AUM (₹1,170 Cr).
Point 2	Established history (11+ yrs).	Established history (21+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (14+ yrs).	Established history (22+ yrs).	Established history (23+ yrs).	Oldest track record among peers (26 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderately High.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	5Y return: 12.59% (top quartile).	5Y return: 14.90% (top quartile).	5Y return: 9.65% (upper mid).	5Y return: 9.78% (upper mid).	1Y return: 6.67% (top quartile).	1Y return: 6.26% (upper mid).	5Y return: 5.86% (bottom quartile).	1Y return: 6.91% (top quartile).	1Y return: 5.57% (upper mid).	1Y return: 1.70% (bottom quartile).
Point 6	3Y return: 15.07% (top quartile).	3Y return: 17.76% (top quartile).	3Y return: 13.00% (upper mid).	3Y return: 13.87% (upper mid).	1M return: 0.31% (upper mid).	1M return: 0.42% (top quartile).	3Y return: 7.78% (upper mid).	1M return: 0.35% (top quartile).	1M return: 0.05% (upper mid).	1M return: -0.31% (upper mid).
Point 7	1Y return: 3.90% (upper mid).	1Y return: 3.69% (lower mid).	1Y return: 1.07% (bottom quartile).	1Y return: 0.30% (bottom quartile).	Sharpe: 1.48 (upper mid).	Sharpe: 2.84 (top quartile).	1Y return: 3.09% (lower mid).	Sharpe: 2.38 (top quartile).	Sharpe: 0.33 (bottom quartile).	Sharpe: -0.15 (bottom quartile).
Point 8	Alpha: 2.29 (top quartile).	Alpha: 0.08 (top quartile).	1M return: -6.40% (lower mid).	1M return: -7.27% (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	1M return: -2.18% (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Sharpe: 1.18 (upper mid).	Sharpe: 1.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -5.84 (bottom quartile).	Yield to maturity (debt): 6.85% (upper mid).	Yield to maturity (debt): 6.21% (lower mid).	Alpha: 0.00 (lower mid).	Yield to maturity (debt): 6.64% (upper mid).	Yield to maturity (debt): 7.06% (top quartile).	Yield to maturity (debt): 7.24% (top quartile).
Point 10	Information ratio: -0.21 (bottom quartile).	Information ratio: 0.62 (top quartile).	Sharpe: 0.52 (lower mid).	Sharpe: 0.49 (lower mid).	Modified duration: 0.90 yrs (lower mid).	Modified duration: 0.10 yrs (lower mid).	Sharpe: 0.32 (bottom quartile).	Modified duration: 0.02 yrs (upper mid).	Modified duration: 1.99 yrs (bottom quartile).	Modified duration: 10.23 yrs (bottom quartile).

Tata India Tax Savings Fund

Upper mid AUM (₹4,674 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.59% (top quartile).
3Y return: 15.07% (top quartile).
1Y return: 3.90% (upper mid).
Alpha: 2.29 (top quartile).
Sharpe: 1.18 (upper mid).
Information ratio: -0.21 (bottom quartile).

Tata Equity PE Fund

Upper mid AUM (₹8,774 Cr).
Established history (21+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.90% (top quartile).
3Y return: 17.76% (top quartile).
1Y return: 3.69% (lower mid).
Alpha: 0.08 (top quartile).
Sharpe: 1.00 (upper mid).
Information ratio: 0.62 (top quartile).

Tata Retirement Savings Fund-Moderate

Lower mid AUM (₹2,069 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.65% (upper mid).
3Y return: 13.00% (upper mid).
1Y return: 1.07% (bottom quartile).
1M return: -6.40% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (lower mid).

Tata Retirement Savings Fund - Progressive

Bottom quartile AUM (₹2,014 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.78% (upper mid).
3Y return: 13.87% (upper mid).
1Y return: 0.30% (bottom quartile).
1M return: -7.27% (bottom quartile).
Alpha: -5.84 (bottom quartile).
Sharpe: 0.49 (lower mid).

Tata Treasury Advantage Fund

Lower mid AUM (₹2,572 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.67% (top quartile).
1M return: 0.31% (upper mid).
Sharpe: 1.48 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.85% (upper mid).
Modified duration: 0.90 yrs (lower mid).

Tata Liquid Fund

Top quartile AUM (₹33,869 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.26% (upper mid).
1M return: 0.42% (top quartile).
Sharpe: 2.84 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.21% (lower mid).
Modified duration: 0.10 yrs (lower mid).

Tata Retirement Savings Fund - Conservative

Bottom quartile AUM (₹165 Cr).
Established history (14+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 5.86% (bottom quartile).
3Y return: 7.78% (upper mid).
1Y return: 3.09% (lower mid).
1M return: -2.18% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.32 (bottom quartile).

Tata Money Market Fund

Highest AUM (₹33,999 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.91% (top quartile).
1M return: 0.35% (top quartile).
Sharpe: 2.38 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.64% (upper mid).
Modified duration: 0.02 yrs (upper mid).

TATA Short Term Bond Fund

Upper mid AUM (₹3,220 Cr).
Established history (23+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 5.57% (upper mid).
1M return: 0.05% (upper mid).
Sharpe: 0.33 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.06% (top quartile).
Modified duration: 1.99 yrs (bottom quartile).

TATA Gilt Securities Fund

Bottom quartile AUM (₹1,170 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 1.70% (bottom quartile).
1M return: -0.31% (upper mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.24% (top quartile).
Modified duration: 10.23 yrs (bottom quartile).

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,674 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.59% (top quartile).
3Y return: 15.07% (top quartile).
1Y return: 3.90% (upper mid).
Alpha: 2.29 (top quartile).
Sharpe: 1.18 (upper mid).
Information ratio: -0.21 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~6.5%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (20 Mar 26)	₹42.0512 ↑ 0.20 (0.48 %)
Net Assets (Cr)	₹4,674 on 28 Feb 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	1.18
Information Ratio	-0.21
Alpha Ratio	2.29
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,546
28 Feb 23	₹12,189
29 Feb 24	₹16,029
28 Feb 25	₹16,422
28 Feb 26	₹19,638

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-8.6%
3 Month	-8.5%
6 Month	-6.4%
1 Year	3.9%
3 Year	15.1%
5 Year	12.6%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.21 Yr.

Data below for Tata India Tax Savings Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	34.89%
Industrials	14.23%
Consumer Cyclical	13.29%
Basic Materials	6.89%
Health Care	5.67%
Energy	5.14%
Communication Services	4.84%
Technology	4.77%
Utility	2.82%
Real Estate	1.93%
Consumer Defensive	0.94%

Asset Allocation

Asset Class	Value
Cash	4.59%
Equity	95.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹304 Cr	3,425,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹290 Cr	2,100,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹245 Cr	2,040,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	5%	₹226 Cr	1,426,428
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹188 Cr	1,350,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹151 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹136 Cr	10,200,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| NTPC	3%	₹132 Cr	3,451,000
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| CUMMINSIND	2%	₹113 Cr	230,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	2%	₹106 Cr	816,081 ↓ -75,000

2. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Research Highlights for Tata Equity PE Fund

Upper mid AUM (₹8,774 Cr).
Established history (21+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.90% (top quartile).
3Y return: 17.76% (top quartile).
1Y return: 3.69% (lower mid).
Alpha: 0.08 (top quartile).
Sharpe: 1.00 (upper mid).
Information ratio: 0.62 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
Largest holding ICICI Bank Ltd (~8.5%).

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (20 Mar 26)	₹329.128 ↑ 1.94 (0.59 %)
Net Assets (Cr)	₹8,774 on 28 Feb 26
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	1
Information Ratio	0.62
Alpha Ratio	0.08
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,489
28 Feb 23	₹12,484
29 Feb 24	₹18,382
28 Feb 25	₹18,497
28 Feb 26	₹21,614

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-7.3%
3 Month	-8.3%
6 Month	-6.2%
1 Year	3.7%
3 Year	17.8%
5 Year	14.9%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	21.7%
2022	37%
2021	5.9%
2020	28%
2019	12.5%
2018	5.3%
2017	-7.1%
2016	39.4%
2015	16.2%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	9.92 Yr.

Data below for Tata Equity PE Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	40.38%
Energy	12.46%
Consumer Cyclical	8.7%
Communication Services	6.38%
Consumer Defensive	6.21%
Utility	5.61%
Basic Materials	5.05%
Technology	3.88%
Industrials	0.94%
Health Care	0.93%

Asset Allocation

Asset Class	Value
Cash	9.47%
Equity	90.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	8%	₹745 Cr	5,400,000 ↑ 540,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 24 \| SHRIRAMFIN	6%	₹531 Cr	4,923,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| BPCL	6%	₹517 Cr	13,410,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	5%	₹468 Cr	5,274,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Apr 24 \| INDUSTOWER	5%	₹434 Cr	9,528,707 ↓ -180,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	5%	₹419 Cr	10,080,000 ↑ 90,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| MUTHOOTFIN	5%	₹407 Cr	1,215,000 ↑ 117,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	4%	₹376 Cr	8,730,000 ↑ 360,000
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 31 Oct 24 \| 532892	4%	₹317 Cr	4,374,000 ↑ 216,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| NTPC	4%	₹309 Cr	8,100,000 ↑ 90,000

3. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund-Moderate

Lower mid AUM (₹2,069 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.65% (upper mid).
3Y return: 13.00% (upper mid).
1Y return: 1.07% (bottom quartile).
1M return: -6.40% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (lower mid).
Information ratio: 0.00 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.79% Gs 2034 (~6.1%).

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (20 Mar 26)	₹59.0185 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹2,069 on 28 Feb 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,027
28 Feb 23	₹11,268
29 Feb 24	₹14,509
28 Feb 25	₹15,202
28 Feb 26	₹16,886

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-6.4%
3 Month	-8.7%
6 Month	-9.4%
1 Year	1.1%
3 Year	13%
5 Year	9.6%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1%
2023	19.5%
2022	25.3%
2021	-1.9%
2020	20.5%
2019	15.1%
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.92 Yr.
Sonam Udasi	1 Apr 16	9.92 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	5.21%
Equity	81.21%
Debt	13.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Gs 2034 Sovereign Bonds \| -	6%	₹126 Cr	12,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹94 Cr	684,000 ↑ 108,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	4%	₹89 Cr	1,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	4%	₹80 Cr	576,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	4%	₹80 Cr	59,400 ↑ 3,613
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹71 Cr	261,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹59 Cr	2,412,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	3%	₹59 Cr	240,260
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹56 Cr	210,982 ↓ -9,518
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	2%	₹51 Cr	1,620,000

4. Tata Retirement Savings Fund - Progressive

Research Highlights for Tata Retirement Savings Fund - Progressive

Bottom quartile AUM (₹2,014 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.78% (upper mid).
3Y return: 13.87% (upper mid).
1Y return: 0.30% (bottom quartile).
1M return: -7.27% (bottom quartile).
Alpha: -5.84 (bottom quartile).
Sharpe: 0.49 (lower mid).
Information ratio: -0.55 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding ICICI Bank Ltd (~5.4%).

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive Growth
Launch Date	1 Nov 11
NAV (20 Mar 26)	₹58.7036 ↑ 0.04 (0.07 %)
Net Assets (Cr)	₹2,014 on 28 Feb 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	0.49
Information Ratio	-0.55
Alpha Ratio	-5.84
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,977
28 Feb 23	₹11,124
29 Feb 24	₹14,899
28 Feb 25	₹15,345
28 Feb 26	₹17,111

Tata Retirement Savings Fund - Progressive SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-7.3%
3 Month	-9.9%
6 Month	-11%
1 Year	0.3%
3 Year	13.9%
5 Year	9.8%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.2%
2023	21.7%
2022	29%
2021	-3.9%
2020	23.3%
2019	14.4%
2018	11.5%
2017	-6.1%
2016	49.1%
2015	3.1%

Fund Manager information for Tata Retirement Savings Fund - Progressive

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.92 Yr.
Sonam Udasi	1 Apr 16	9.92 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	4.86%
Equity	95.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹109 Cr	792,000 ↑ 126,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	5%	₹98 Cr	1,100,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	5%	₹92 Cr	68,400 ↑ 4,418
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	4%	₹90 Cr	648,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	4%	₹78 Cr	288,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	3%	₹68 Cr	277,260
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹67 Cr	2,718,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	3%	₹58 Cr	1,863,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹57 Cr	214,118 ↓ -10,482
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| NAM-INDIA	3%	₹56 Cr	603,000

5. Tata Treasury Advantage Fund

(Erstwhile Tata Ultra Short Term Fund)

The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Tata Treasury Advantage Fund

Lower mid AUM (₹2,572 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.67% (top quartile).
1M return: 0.31% (upper mid).
Sharpe: 1.48 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.85% (upper mid).
Modified duration: 0.90 yrs (lower mid).
Average maturity: 1.10 yrs (lower mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~50%).
High-quality debt (AAA/AA ~100%).
Largest holding Dlf Cyber City Developers Ltd (~3.6%).

Below is the key information for Tata Treasury Advantage Fund

Tata Treasury Advantage Fund Growth
Launch Date	6 Sep 05
NAV (20 Mar 26)	₹4,092.62 ↓ -0.91 (-0.02 %)
Net Assets (Cr)	₹2,572 on 15 Mar 26
Category	Debt - Low Duration
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	1.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.85%
Effective Maturity	1 Year 1 Month 4 Days
Modified Duration	10 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,403
28 Feb 23	₹10,862
29 Feb 24	₹11,640
28 Feb 25	₹12,495
28 Feb 26	₹13,354

Tata Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	0.3%
3 Month	1.2%
6 Month	2.7%
1 Year	6.7%
3 Year	7%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	7.4%
2022	6.9%
2021	4.1%
2020	3.6%
2019	7.5%
2018	2.2%
2017	7.5%
2016	6.9%
2015	8.5%

Fund Manager information for Tata Treasury Advantage Fund

Name	Since	Tenure
Akhil Mittal	2 Jun 14	11.75 Yr.

Data below for Tata Treasury Advantage Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	49.78%
Debt	49.93%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	60.77%
Cash Equivalent	22.47%
Government	16.47%

Credit Quality

Rating	Value
AA	5.41%
AAA	94.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Dlf Cyber City Developers Ltd Debentures \| -	4%	₹124 Cr	12,500
Poonawalla Fincorp Limited Debentures \| -	3%	₹100 Cr	10,000
Liquid Gold Series 18 Debentures \| -	3%	₹100 Cr	1,143 ↑ 1,143
TATA Communications Limited Debentures \| -	3%	₹99 Cr	10,000
7.8% Kerala SDL 2027 Sovereign Bonds \| -	3%	₹97 Cr	9,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹75 Cr	7,500
Adani Power Limited Debentures \| -	2%	₹75 Cr	7,500
Hdb Financial Services Limited Debentures \| -	2%	₹55 Cr	5,500
Can Fin Homes Limited Debentures \| -	1%	₹51 Cr	5,000
6.81% Maharashtra Sdl 2028 Sovereign Bonds \| -	1%	₹50 Cr	5,000,000

6. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Top quartile AUM (₹33,869 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.26% (upper mid).
1M return: 0.42% (top quartile).
Sharpe: 2.84 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.21% (lower mid).
Modified duration: 0.10 yrs (lower mid).
Average maturity: 0.10 yrs (upper mid).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Tbill (~5.2%).

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (20 Mar 26)	₹4,284.95 ↑ 0.54 (0.01 %)
Net Assets (Cr)	₹33,869 on 15 Mar 26
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	2.84
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.21%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,331
28 Feb 23	₹10,871
29 Feb 24	₹11,650
28 Feb 25	₹12,494
28 Feb 26	₹13,285

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	2.9%
1 Year	6.3%
3 Year	6.9%
5 Year	5.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	12.38 Yr.
Harsh Dave	1 Aug 24	1.58 Yr.

Data below for Tata Liquid Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.28%
Corporate	16.22%
Government	0.3%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tbill Sovereign Bonds \| -	5%	₹1,755 Cr	176,500,000 ↑ 1,500,000
(C) Treps CBLO/Reverse Repo \| -	5%	₹1,679 Cr
Small Industries Development Bank of India Commercial Paper \| -	4%	₹1,494 Cr	30,000
Indian Overseas Bank Debentures \| -	4%	₹1,469 Cr	29,500
National Bank for Agriculture and Rural Development Certificate of Deposit \| -	4%	₹1,221 Cr	24,500
02/04/2026 Maturing 364 DTB Sovereign Bonds \| -	3%	₹1,135 Cr	114,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹1,059 Cr	21,500 ↑ 21,500
Bajaj Financial Securities Limited Commercial Paper \| -	3%	₹990 Cr	20,000
National Bank For Agriculture & Rural Development Commercial Paper \| -	3%	₹985 Cr	20,000
Reliance Jio Infocomm Ltd. Commercial Paper \| -	3%	₹898 Cr	18,000

7. Tata Retirement Savings Fund - Conservative

Research Highlights for Tata Retirement Savings Fund - Conservative

Bottom quartile AUM (₹165 Cr).
Established history (14+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 5.86% (bottom quartile).
3Y return: 7.78% (upper mid).
1Y return: 3.09% (lower mid).
1M return: -2.18% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.32 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding 6.79% Gs 2034 (~20.9%).
Top-3 holdings concentration ~39.2%.

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative Growth
Launch Date	1 Nov 11
NAV (20 Mar 26)	₹31.0629 ↓ -0.25 (-0.81 %)
Net Assets (Cr)	₹165 on 15 Mar 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	0.32
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,527
28 Feb 23	₹10,687
29 Feb 24	₹12,170
28 Feb 25	₹12,724
28 Feb 26	₹13,633

Tata Retirement Savings Fund - Conservative SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-2.2%
3 Month	-2.7%
6 Month	-2.5%
1 Year	3.1%
3 Year	7.8%
5 Year	5.9%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.6%
2023	9.9%
2022	12.1%
2021	0.1%
2020	7.6%
2019	11.8%
2018	7.6%
2017	0.8%
2016	15.1%
2015	10.6%

Fund Manager information for Tata Retirement Savings Fund - Conservative

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.92 Yr.
Sonam Udasi	1 Apr 16	9.92 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	9.52%
Equity	27.81%
Debt	62.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Gs 2034 Sovereign Bonds \| -	21%	₹35 Cr	3,500,000
7.17% Gs 2030 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.38% Gs 2027 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.36% Gs 2052 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
7.27% Gs 2026 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹10 Cr	100
6.90% Gs 2065 Sovereign Bonds \| -	6%	₹9 Cr	1,000,000
8.24% Govt.Stock 2027 Sovereign Bonds \| -	3%	₹5 Cr	500,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹5 Cr	05
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	1%	₹2 Cr	18,000 ↑ 900

8. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Money Market Fund

Highest AUM (₹33,999 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.91% (top quartile).
1M return: 0.35% (top quartile).
Sharpe: 2.38 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.64% (upper mid).
Modified duration: 0.02 yrs (upper mid).
Average maturity: 0.02 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~79%).
High-quality debt (AAA/AA ~100%).
Largest holding 02/04/2026 Maturing 364 DTB (~5.4%).

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (20 Mar 26)	₹4,929.87 ↓ -0.36 (-0.01 %)
Net Assets (Cr)	₹33,999 on 15 Mar 26
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.44
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.64%
Effective Maturity	6 Days
Modified Duration	6 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,404
28 Feb 23	₹10,945
29 Feb 24	₹11,780
28 Feb 25	₹12,675
28 Feb 26	₹13,580

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	2.8%
1 Year	6.9%
3 Year	7.4%
5 Year	6.3%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.7%
2022	7.4%
2021	4.8%
2020	3.9%
2019	6.4%
2018	8.1%
2017	-0.1%
2016	6.7%
2015	7.6%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	12.38 Yr.

Data below for Tata Money Market Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	79.02%
Debt	20.71%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	47.77%
Corporate	42.87%
Government	9.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
02/04/2026 Maturing 364 DTB Sovereign Bonds \| -	5%	₹1,991 Cr	200,000,000
Indian Bank Domestic Bonds \| -	3%	₹963 Cr	20,000
Indian Overseas Bank Debentures \| -	3%	₹935 Cr	20,000 ↑ 20,000
Small Industries Development Bank of India Debentures \| -	2%	₹654 Cr	14,000 ↑ 14,000
Indian Overseas Bank Debentures \| -	2%	₹654 Cr	14,000 ↑ 14,000
Tbill Sovereign Bonds \| -	2%	₹630 Cr	63,500,000
Canara Bank Domestic Bonds \| -	2%	₹616 Cr	13,000 ↑ 13,000
Axis Bank Ltd. Debentures \| -	2%	₹616 Cr	13,000 ↑ 13,000
Tbill Sovereign Bonds \| -	2%	₹586 Cr	59,000,000
Equitas Small Finance Bank Ltd. Debentures \| -	2%	₹557 Cr	12,000 ↑ 12,000

9. TATA Short Term Bond Fund

To create a liquid portfolio of debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders.

Research Highlights for TATA Short Term Bond Fund

Upper mid AUM (₹3,220 Cr).
Established history (23+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 5.57% (upper mid).
1M return: 0.05% (upper mid).
Sharpe: 0.33 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.06% (top quartile).
Modified duration: 1.99 yrs (bottom quartile).
Average maturity: 2.41 yrs (bottom quartile).
Exit load: NIL.
Top sector: Industrials.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding National Housing Bank (~6.7%).

Below is the key information for TATA Short Term Bond Fund

TATA Short Term Bond Fund Growth
Launch Date	8 Aug 02
NAV (20 Mar 26)	₹49.3167 ↓ -0.02 (-0.05 %)
Net Assets (Cr)	₹3,220 on 15 Mar 26
Category	Debt - Short term Bond
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.2
Sharpe Ratio	0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Years 4 Months 28 Days
Modified Duration	1 Year 11 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,383
28 Feb 23	₹10,698
29 Feb 24	₹11,493
28 Feb 25	₹12,314
28 Feb 26	₹13,096

TATA Short Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for TATA Short Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	0%
3 Month	0.8%
6 Month	1.9%
1 Year	5.6%
3 Year	6.6%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	7.4%
2022	6.8%
2021	2.9%
2020	2.5%
2019	9.8%
2018	9%
2017	-0.2%
2016	5.6%
2015	9.2%

Fund Manager information for TATA Short Term Bond Fund

Name	Since	Tenure
Amit Somani	11 Jun 25	0.72 Yr.

Data below for TATA Short Term Bond Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	19.08%
Equity	0.03%
Debt	80.62%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	63.01%
Government	28.62%
Cash Equivalent	8.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	7%	₹252 Cr	25,000
7.32% Gs 2030 Sovereign Bonds \| -	6%	₹229 Cr	22,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	4%	₹150 Cr	15,000 ↑ 15,000
Bharti Telecom Limited Debentures \| -	4%	₹150 Cr	15,000
Bharti Telecom Limited Debentures \| -	3%	₹127 Cr	12,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹119 Cr	1,180
6.48% Gs 2035 Sovereign Bonds \| -	3%	₹108 Cr	10,966,000 ↑ 850,200
Small Industries Development Bank Of India Debentures \| -	3%	₹102 Cr	10,000
Power Finance Corporation Limited Debentures \| -	3%	₹101 Cr	1,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹101 Cr	10,000

10. TATA Gilt Securities Fund

To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the importance of capital preservation.

Research Highlights for TATA Gilt Securities Fund

Bottom quartile AUM (₹1,170 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 1.70% (bottom quartile).
1M return: -0.31% (upper mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.24% (top quartile).
Modified duration: 10.23 yrs (bottom quartile).
Average maturity: 25.20 yrs (bottom quartile).
Exit load: 0-180 Days (0.5%),180 Days and above(NIL).
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.24% Gs 2055 (~24.4%).
Top-3 holdings concentration ~59.3%.

Below is the key information for TATA Gilt Securities Fund

TATA Gilt Securities Fund Growth
Launch Date	6 Sep 99
NAV (20 Mar 26)	₹77.8241 ↓ -0.21 (-0.27 %)
Net Assets (Cr)	₹1,170 on 15 Mar 26
Category	Debt - Government Bond
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.48
Sharpe Ratio	-0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-180 Days (0.5%),180 Days and above(NIL)
Yield to Maturity	7.24%
Effective Maturity	25 Years 2 Months 12 Days
Modified Duration	10 Years 2 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,310
28 Feb 23	₹10,661
29 Feb 24	₹11,622
28 Feb 25	₹12,340
28 Feb 26	₹12,954

TATA Gilt Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for TATA Gilt Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26

Duration	Returns
1 Month	-0.3%
3 Month	-0.4%
6 Month	-0.2%
1 Year	1.7%
3 Year	5.9%
5 Year	5%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.7%
2023	8.3%
2022	7.5%
2021	2.4%
2020	0.8%
2019	9.9%
2018	9.7%
2017	4.9%
2016	2.7%
2015	13.4%

Fund Manager information for TATA Gilt Securities Fund

Name	Since	Tenure
Akhil Mittal	1 Mar 22	4 Yr.

Data below for TATA Gilt Securities Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	6.18%
Debt	93.82%

Debt Sector Allocation

Sector	Value
Government	93.82%
Cash Equivalent	6.18%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.24% Gs 2055 Sovereign Bonds \| -	24%	₹296 Cr	30,000,000
6.68% Gs 2040 Sovereign Bonds \| -	18%	₹213 Cr	22,000,000 ↑ 12,000,000
6.90% Gs 2065 Sovereign Bonds \| -	17%	₹211 Cr	22,500,000
7.09% Gs 2054 Sovereign Bonds \| -	16%	₹194 Cr	20,000,000
7.34% Gs 2064 Sovereign Bonds \| -	8%	₹99 Cr	10,000,000
6.98% Gujarat Sgs 2030 Sovereign Bonds \| -	4%	₹50 Cr	5,000,000
7.18% Gs 2033 Sovereign Bonds \| -	2%	₹26 Cr	2,500,000
7.10% Gs 2034 Sovereign Bonds \| -	2%	₹26 Cr	2,500,000
6.48% Gs 2035 Sovereign Bonds \| -	2%	₹25 Cr	2,500,000
Cash / Net Current Asset Net Current Assets \| -	5%	₹64 Cr

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