+91-22-48913909FD कैलकुलेटर - सावधि जमा कैलकुलेटर
सावधि जमा दीर्घकालिक निवेश उपकरण है जो निवेशकों की मदद करता हैपैसे बचाएं लंबी अवधि के लिए। निवेशक एक निश्चित अवधि चुन सकते हैं जिसके लिए जमा को रखा जाएगाबैंक. सामान्य रूप में,एफडी लंबी अवधि के धन सृजन की तलाश करने वालों के लिए निवेश बेहतर है क्योंकि वे बचत खातों की तुलना में उच्च ब्याज दरों की पेशकश करते हैं।
FD ब्याज़ की गणना कैसे की जाती है?
अधिकांश बैंकों में FD पर ब्याज तिमाही चक्रवृद्धि ब्याज होता है। इसके लिए सूत्र है:
ए = पी * (1+ आर/एन) ^ एन*टी , जहां
- मैं = ए - पी
- ए = परिपक्वता मूल्य
- पी = मूल राशि
- आर = ब्याज दर
- टी = वर्षों की संख्या
- एन = चक्रवृद्धि ब्याज आवृत्ति
- मैं = ब्याज अर्जित राशि
FD के लाभ
- FD के रूप में इस्तेमाल किया जा सकता हैसंपार्श्विक ऋण लेने के लिए। आप अपनी FD राशि पर 80-90% तक का ऋण ले सकते हैं
- जमाकर्ता आगे की सावधि जमा के लिए परिपक्वता के समय राशि को स्थानांतरित करना चुन सकता है।
- पैसा केवल एक बार जमा किया जा सकता है। एक बार जमा करने के बाद, खाते से पैसे निकालने पर जुर्माना लगेगा।
- FD स्कीम उन लोगों के लिए निवेश के अच्छे साधन हैं जिनके पास सरप्लस फंड है और वे इससे पैसा कमाना चाहते हैं।
Investment Amount:₹100,000 Interest Earned:₹28,930.22 Maturity Amount: ₹128,930.22सावधि जमा (FD) कैलकुलेटर
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FD पर टैक्स लाभ
अन्य व्यक्तिगत कर-बचत और निवेश साधनों की तरह, सावधि जमा योजनाएं भी आकर्षित करती हैंकरों. कुल ब्याज रुपये से अधिक होने पर FD से अर्जित रिटर्न पर 10% का TDS काटा जाता है। 10,000 एक ही वित्तीय वर्ष में।
आइए इसकी तुलना से करेंसिप योजना और आप देख सकते हैं कि लंबी अवधि के लिए एसआईपी अधिक फायदेमंद हैं। चूंकि इक्विटी से लंबी अवधि के लाभ कर-मुक्त हैं, इसलिए कोई भी एसआईपी जो इसमें निवेश करता हैईएलएसएस (इक्विटी लिंक्डम्यूचुअल फंड्स) भी एक वर्ष के बाद कर-मुक्त है।
*पिछले 1 साल के प्रदर्शन और फंड की उम्र> 1 साल के आधार पर फंड की सूची नीचे दी गई है।
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹62.8692
↓ -0.27 ₹1,769 500 0.4 34.8 134.1 50.2 26.5 167.1 DSP World Mining Fund Growth ₹34.8493
↑ 0.61 ₹171 500 10.1 46.1 115.9 29.7 17.1 79 Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth ₹28.6801
↑ 0.13 ₹188 1,000 19.6 39 75.3 28.9 10.6 41.1 DSP World Energy Fund Growth ₹30.7211
↑ 0.51 ₹104 500 15.3 33.3 71.2 20 14.2 39.2 Kotak Global Emerging Market Fund Growth ₹40.395
↑ 0.18 ₹935 1,000 17.3 35 68.5 28.6 12.3 39.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund DSP World Mining Fund Edelweiss Emerging Markets Opportunities Equity Off-shore Fund DSP World Energy Fund Kotak Global Emerging Market Fund Point 1 Highest AUM (₹1,769 Cr). Bottom quartile AUM (₹171 Cr). Lower mid AUM (₹188 Cr). Bottom quartile AUM (₹104 Cr). Upper mid AUM (₹935 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (16+ yrs). Established history (11+ yrs). Established history (16+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 26.54% (top quartile). 5Y return: 17.14% (upper mid). 5Y return: 10.63% (bottom quartile). 5Y return: 14.20% (lower mid). 5Y return: 12.28% (bottom quartile). Point 6 3Y return: 50.23% (top quartile). 3Y return: 29.72% (upper mid). 3Y return: 28.94% (lower mid). 3Y return: 20.00% (bottom quartile). 3Y return: 28.57% (bottom quartile). Point 7 1Y return: 134.05% (top quartile). 1Y return: 115.88% (upper mid). 1Y return: 75.29% (lower mid). 1Y return: 71.21% (bottom quartile). 1Y return: 68.48% (bottom quartile). Point 8 Alpha: 1.04 (upper mid). Alpha: 0.00 (lower mid). Alpha: 4.90 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: -0.92 (bottom quartile). Point 9 Sharpe: 2.16 (lower mid). Sharpe: 2.47 (upper mid). Sharpe: 2.06 (bottom quartile). Sharpe: 3.63 (top quartile). Sharpe: 1.75 (bottom quartile). Point 10 Information ratio: -0.83 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: -0.54 (lower mid). Information ratio: 0.00 (upper mid). Information ratio: -0.73 (bottom quartile). DSP World Gold Fund
DSP World Mining Fund
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
DSP World Energy Fund
Kotak Global Emerging Market Fund
2022 के लिए शीर्ष फंड
*1 साल के प्रदर्शन के आधार पर सर्वश्रेष्ठ फंड।
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may
constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. Research Highlights for DSP World Mining Fund Below is the key information for DSP World Mining Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (13 May 26) ₹62.8692 ↓ -0.27 (-0.42 %) Net Assets (Cr) ₹1,769 on 31 Mar 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 2.16 Information Ratio -0.83 Alpha Ratio 1.04 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹9,761 30 Apr 23 ₹9,973 30 Apr 24 ₹10,050 30 Apr 25 ₹15,157 30 Apr 26 ₹31,297 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 May 26 Duration Returns 1 Month -0.4% 3 Month 0.4% 6 Month 34.8% 1 Year 134.1% 3 Year 50.2% 5 Year 26.5% 10 Year 15 Year Since launch 10.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1 Yr. Data below for DSP World Gold Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Basic Materials 93.74% Asset Allocation
Asset Class Value Cash 4.22% Equity 93.74% Debt 0.01% Other 2.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -69% ₹1,216 Cr 1,063,805
↓ -39,784 VanEck Gold Miners ETF
- | GDX28% ₹498 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -3% ₹59 Cr Net Receivables/Payables
Net Current Assets | -0% -₹3 Cr 2. DSP World Mining Fund
DSP World Mining Fund
Growth Launch Date 29 Dec 09 NAV (13 May 26) ₹34.8493 ↑ 0.61 (1.79 %) Net Assets (Cr) ₹171 on 31 Mar 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.14 Sharpe Ratio 2.47 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,300 30 Apr 23 ₹10,973 30 Apr 24 ₹11,275 30 Apr 25 ₹10,728 30 Apr 26 ₹21,628 Returns for DSP World Mining Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 May 26 Duration Returns 1 Month 5.4% 3 Month 10.1% 6 Month 46.1% 1 Year 115.9% 3 Year 29.7% 5 Year 17.1% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 79% 2023 -8.1% 2022 0% 2021 12.2% 2020 18% 2019 34.9% 2018 21.5% 2017 -9.4% 2016 21.1% 2015 49.7% Fund Manager information for DSP World Mining Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1 Yr. Data below for DSP World Mining Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Basic Materials 92.27% Energy 0.95% Asset Allocation
Asset Class Value Cash 6.75% Equity 93.22% Debt 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Mining I2
Investment Fund | -97% ₹165 Cr 143,137 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹6 Cr Net Receivables/Payables
Net Current Assets | -0% ₹0 Cr
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Research Highlights for DSP World Gold Fund