Table of Contents
एसडब्ल्यूपी कैलकुलेटर एक ऐसा उपकरण है जो व्यक्तियों को यह गणना करने में मदद करता है कि उनका एसडब्ल्यूपी निवेश अवधि के दौरान कैसा रहेगा। SWP या सिस्टमैटिक विदड्रॉअल प्लान, यूनिट्स को रिडीम करने या इनमें निवेश करने की एक तकनीक हैम्यूचुअल फंड्स. एसडब्ल्यूपी में, व्यक्ति अपना पैसा म्यूचुअल फंड योजना में निवेश करते हैं और फिर एक निश्चित अवधि में अपने निवेश को वापस ले लेते हैं। एसडब्ल्यूपी आम तौर पर उन व्यक्तियों के लिए उपयुक्त है जो एक निश्चित की तलाश में हैंआय नियमित कार्यकाल के दौरान। यह लेख आपको सिस्टमैटिक विदड्रॉल प्लान की अवधारणा, एसडब्ल्यूपी कैलकुलेटर कैसे काम करता है, और अन्य संबंधित मापदंडों की समग्र समझ देता है।
म्यूचुअल फंड में व्यवस्थित निकासी योजना या एसडब्ल्यूपी म्यूचुअल फंड निवेश की इकाइयों को भुनाने की एक व्यवस्थित और नियोजित प्रक्रिया को संदर्भित करता है। SWP की अवधारणा इसके विपरीत तरीके से काम करती हैसिप. एसडब्ल्यूपी में, व्यक्ति म्यूचुअल फंड योजनाओं में एकमुश्त राशि का निवेश करते हैं जो आम तौर पर कम जोखिम वाली होती हैं, जैसेलिक्विड फंड या अल्ट्राअल्पकालिक निधि. इसके बाद व्यक्ति नियमित अंतराल पर निवेश की गई राशि को निकालना शुरू कर देते हैं। व्यक्ति अपनी आवश्यकताओं के आधार पर अपनी निकासी की आवृत्ति जैसे मासिक, त्रैमासिक, वार्षिक आदि को अनुकूलित कर सकते हैं। इस मामले में, म्यूचुअल फंड में निवेश किया गया पैसा भी व्यक्तियों के लिए राजस्व प्राप्त करता है। व्यक्ति, विशेष रूप से सेवानिवृत्त व्यक्ति, जो आय के नियमित स्रोत की तलाश में हैं, वे व्यवस्थित निकासी योजना का विकल्प चुन सकते हैं।म्यूचुअल फंड में निवेश.
SWP कैलकुलेटर व्यक्तियों को एक निश्चित अवधि में म्यूचुअल फंड निवेश में उनकी निकासी का अनुमान लगाने में मदद करता है। एसडब्ल्यूपी कैलकुलेटर में दर्ज किए जाने वाले इनपुट डेटा में शामिल हैं:
तो, आइए हम एक उदाहरण के साथ एसडब्ल्यूपी कैलकुलेटर की अवधारणा को विस्तृत रूप से समझते हैं।
एसडब्ल्यूपी तालिका की गणना नीचे दी गई है।
महीना | माह की शुरुआत में शेष राशि (INR) | मोचन राशि (INR) | अर्जित ब्याज (INR) | माह के अंत में शेष राशि (INR) |
---|---|---|---|---|
1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
3 | 1,01,229 | 10,000 | 532 | 91,761 |
4 | 91,761 | 10,000 | 477 | 82,238 |
5 | 82,238 | 10,000 | 421 | 72,659 |
6 | 72,659 | 10,000 | 366 | 63,025 |
7 | 63,025 | 10,000 | 309 | 53,334 |
8 | 53,334 | 10,000 | 253 | 43,587 |
9 | 43,587 | 10,000 | 196 | 33,783 |
10 | 33,783 | 10,000 | 139 | 23,921 |
1 1 | 23,921 | 10,000 | 81 | 14,003 |
12 | 14,003 | 10,000 | 23 | 4,026 |
इस प्रकार, उपरोक्त तालिका से, यह कहा जा सकता है कि एसडब्ल्यूपी लेनदेन के माध्यम से म्यूचुअल फंड योजना का अर्जित लाभ 4,026 रुपये है।
VALUE AT END OF TENOR:₹4,597SWP Calculator
एसडब्ल्यूपी के कुछ प्रमुख लाभ इस प्रकार हैं।
SWP के प्राथमिक लाभों में से एक यह है कि व्यक्ति नियमित आय के स्रोत के रूप में व्यवस्थित निकासी योजना का उपयोग कर सकते हैं। ऐसा इसलिए है क्योंकि निकाली गई राशि स्थिर रहती है।
SWP व्यक्तियों के बीच एक अनुशासित निकासी की आदत बनाता है क्योंकि केवल एक निश्चित राशि निकाली जाती है और शेष धन को म्यूचुअल फंड में निवेश किया जाता है। यह रोकता हैराजधानी निवेश पर कटाव साथ ही, म्यूचुअल फंड में निवेश रिटर्न उत्पन्न करता है।
SWP सेवानिवृत्त व्यक्तियों के मामले में पेंशन के विकल्प के रूप में कार्य करता है। सेवानिवृत्त व्यक्ति एसडब्ल्यूपी के माध्यम से नियमित आय के लिए स्वयं को आश्वस्त कर सकते हैं।
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एसडब्ल्यूपी आम तौर पर म्यूचुअल फंड योजनाओं में किया जाता है जिसमें लिक्विड फंड जैसे जोखिम का स्तर कम होता है। इसलिए, लिक्विड/अल्ट्राशॉर्ट श्रेणी के तहत कुछ बेहतरीन म्यूचुअल फंड योजनाएं जिनकी शुद्ध संपत्ति . से अधिक है1000 करोड़
नीचे सूचीबद्ध हैं।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹470.248
↑ 0.11 ₹14,525 2 3.6 6.4 5.2 4.8 7.56% 5M 8D 5M 16D Baroda Pioneer Liquid Fund Growth ₹2,602.22
↑ 0.47 ₹7,111 1.8 3.5 6.3 4.3 4.9 7.15% 26D 29D Canara Robeco Liquid Growth ₹2,719.8
↑ 0.48 ₹3,732 1.8 3.5 6.3 4.3 4.9 7.07% 1M 4D 1M 7D Axis Liquid Fund Growth ₹2,514.21
↑ 0.53 ₹25,739 1.8 3.5 6.3 4.3 4.9 7.09% 1M 8D 1M 8D Aditya Birla Sun Life Liquid Fund Growth ₹364.141
↑ 0.07 ₹39,131 1.9 3.5 6.3 4.3 4.8 7.32% 1M 20D 1M 20D UTI Liquid Cash Plan Growth ₹3,708.18
↑ 0.66 ₹27,772 1.8 3.5 6.3 4.3 4.8 7.23% 1M 27D 1M 27D Principal Cash Management Fund Growth ₹1,995.15
↑ 0.41 ₹3,995 1.8 3.4 6.2 4.2 4.8 7.16% 29D 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jun 23
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Liquid Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a Below is the key information for UTI Liquid Cash Plan Returns up to 1 year are on To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.
The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks. Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a Below is the key information for Principal Cash Management Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (02 Jun 23) ₹470.248 ↑ 0.11 (0.02 %) Net Assets (Cr) ₹14,525 on 30 Apr 23 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.49 Sharpe Ratio -0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 5 Months 16 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,874 31 May 20 ₹11,722 31 May 21 ₹12,369 31 May 22 ₹12,833 31 May 23 ₹13,652 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.6% 1 Year 6.4% 3 Year 5.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 14 Jun 14 8.88 Yr. Kaustubh Gupta 15 Jul 11 11.8 Yr. Monika Gandhi 22 Mar 21 2.11 Yr. Dhaval Joshi 21 Nov 22 0.44 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 61.38% Debt 38.62% Debt Sector Allocation
Sector Value Corporate 43.74% Cash Equivalent 30.82% Government 25.2% Securitized 0.24% Credit Quality
Rating Value AA 21.44% AAA 78.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 29062023
Sovereign Bonds | -6% ₹855 Cr 86,204,130
↓ -5,000,000 Housing Development Finance Corporation Ltd
Debentures | -4% ₹597 Cr 6,000 182 DTB 29092023
Sovereign Bonds | -3% ₹487 Cr 50,000,000 Hindalco Industries Limited
Debentures | -2% ₹350 Cr 35,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 Shriram Finance Limited
Debentures | -2% ₹275 Cr 2,750 Sikka Ports & Terminals Limited
Debentures | -2% ₹252 Cr 2,520 Reliance Industries Limited
Debentures | -2% ₹251 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹250 Cr 2,500 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹250 Cr 2,500 2. Baroda Pioneer Liquid Fund
CAGR/Annualized
return of 6.9% since its launch. Ranked 22 in Liquid Fund
category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (04 Jun 23) ₹2,602.22 ↑ 0.47 (0.02 %) Net Assets (Cr) ₹7,111 on 30 Apr 23 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.42 Information Ratio -3.5 Alpha Ratio -0.1 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.15% Effective Maturity 29 Days Modified Duration 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,757 31 May 20 ₹11,382 31 May 21 ₹11,746 31 May 22 ₹12,159 31 May 23 ₹12,924 Returns for Baroda Pioneer Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.3% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Mayank Prakash 21 Oct 22 0.53 Yr. Vikram Pamnani 14 Mar 22 1.13 Yr. Data below for Baroda Pioneer Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 70.53% Corporate 21.27% Government 8.2% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps 16-May-2023
CBLO/Reverse Repo | -20% ₹1,660 Cr Net Receivable / Payable
CBLO | -9% -₹746 Cr 182 DTB 01062023
Sovereign Bonds | -5% ₹379 Cr 38,000,000
↑ 23,000,000 Small Industries Development Bank of India
Commercial Paper | -4% ₹344 Cr 7,000
↑ 7,000 364 Dtb 01062023
Sovereign Bonds | -4% ₹323 Cr 32,400,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -4% ₹314 Cr 6,300
↑ 300 Canara Bank
Certificate of Deposit | -4% ₹300 Cr 6,000 Ntpc Limited
Commercial Paper | -4% ₹296 Cr 6,000
↑ 6,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹250 Cr 5,000 Larsen And Toubro Limited
Commercial Paper | -3% ₹248 Cr 5,000 3. Canara Robeco Liquid
CAGR/Annualized
return of 6.9% since its launch. Ranked 44 in Liquid Fund
category. Return for 2022 was 4.9% , 2021 was 3.2% and 2020 was 3.7% . Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (04 Jun 23) ₹2,719.8 ↑ 0.48 (0.02 %) Net Assets (Cr) ₹3,732 on 15 May 23 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.14 Sharpe Ratio 0.26 Information Ratio -3.43 Alpha Ratio -0.09 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.07% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,743 31 May 20 ₹11,301 31 May 21 ₹11,654 31 May 22 ₹12,053 31 May 23 ₹12,811 Returns for Canara Robeco Liquid
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.3% 3 Year 4.3% 5 Year 5.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.2% 2014 9% 2013 9.2% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Avnish Jain 1 Apr 22 1.08 Yr. Kunal Jain 18 Jul 22 0.79 Yr. Data below for Canara Robeco Liquid as on 15 May 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 78.41% Corporate 12.93% Government 8.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -7% ₹255 Cr Reliance Retail Ventures Limited
Commercial Paper | -5% ₹197 Cr 4,000
↑ 4,000 National Bank For Agriculture And Rural Development
Commercial Paper | -5% ₹173 Cr 3,500
↑ 3,500 91 DTB 10082023
Sovereign Bonds | -5% ₹172 Cr 17,500,000
↑ 17,500,000 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹150 Cr 3,000 Union Bank Of India
Certificate of Deposit | -4% ₹149 Cr 3,000
↑ 2,000 LIC Housing Finance Limited
Commercial Paper | -3% ₹125 Cr 2,500 Housing Development Finance Corporation Limited
Commercial Paper | -3% ₹100 Cr 2,000 Bajaj Finance Limited
Commercial Paper | -3% ₹100 Cr 2,000
↑ 1,000 Axis Bank Limited
Certificate of Deposit | -3% ₹100 Cr 2,000 4. Axis Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 21 in Liquid Fund
category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.3% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (02 Jun 23) ₹2,514.21 ↑ 0.53 (0.02 %) Net Assets (Cr) ₹25,739 on 30 Apr 23 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,758 31 May 20 ₹11,391 31 May 21 ₹11,760 31 May 22 ₹12,170 31 May 23 ₹12,936 Returns for Axis Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.3% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 10.49 Yr. Aditya Pagaria 13 Aug 16 6.72 Yr. Data below for Axis Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 70.62% Government 22.24% Corporate 7.14% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -6% ₹1,895 Cr 91 DTB 13072023
Sovereign Bonds | -3% ₹989 Cr 100,000,000 91 DTB 15062023
Sovereign Bonds | -3% ₹806 Cr 81,000,000 Punjab National Bank
Certificate of Deposit | -3% ₹795 Cr 16,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹777 Cr 15,600
↑ 4,100 Canara Bank
Certificate of Deposit | -3% ₹749 Cr 15,000 91 DTB 25052023
Sovereign Bonds | -3% ₹749 Cr 75,000,000 Indian Bank
Certificate of Deposit | -3% ₹747 Cr 15,000 Punjab National Bank
Certificate of Deposit | -2% ₹738 Cr 15,000
↑ 15,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹572 Cr 11,500 5. Aditya Birla Sun Life Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 15 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.3% . Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (02 Jun 23) ₹364.141 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹39,131 on 30 Apr 23 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio -0.02 Information Ratio -4.07 Alpha Ratio -0.16 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.32% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,754 31 May 20 ₹11,390 31 May 21 ₹11,764 31 May 22 ₹12,170 31 May 23 ₹12,936 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.5% 1 Year 6.3% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.3% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 11.8 Yr. Kaustubh Gupta 15 Jul 11 11.8 Yr. Sanjay Pawar 1 Jul 22 0.83 Yr. Dhaval Joshi 21 Nov 22 0.44 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 68.16% Corporate 17.34% Government 14.5% Credit Quality
Rating Value AA 0.09% AAA 99.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -6% ₹2,622 Cr 7.16% Govt Stock 2023
Sovereign Bonds | -6% ₹2,433 Cr 243,337,000 91 DTB 13072023
Sovereign Bonds | -5% ₹1,908 Cr 192,921,400 Indian Bank
Certificate of Deposit | -4% ₹1,792 Cr 36,000 Bank Of Maharashtra
Certificate of Deposit | -2% ₹996 Cr 20,000 Dbs Bank India Limited
Certificate of Deposit | -2% ₹993 Cr 20,000 Indian Bank
Certificate of Deposit | -2% ₹991 Cr 20,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹985 Cr 19,800 Net Receivables / (Payables)
CBLO | -2% -₹875 Cr ICICI Securities Limited
Commercial Paper | -2% ₹795 Cr 16,000 6. UTI Liquid Cash Plan
CAGR/Annualized
return of 6.8% since its launch. Ranked 32 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% . UTI Liquid Cash Plan
Growth Launch Date 11 Dec 03 NAV (03 Jun 23) ₹3,708.18 ↑ 0.66 (0.02 %) Net Assets (Cr) ₹27,772 on 30 Apr 23 Category Debt - Liquid Fund AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio -0.1 Information Ratio -4.86 Alpha Ratio -0.16 Min Investment 500 Min SIP Investment 1,500 Exit Load NIL Yield to Maturity 7.23% Effective Maturity 1 Month 27 Days Modified Duration 1 Month 27 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,757 31 May 20 ₹11,378 31 May 21 ₹11,747 31 May 22 ₹12,154 31 May 23 ₹12,916 Returns for UTI Liquid Cash Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.3% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.1% Fund Manager information for UTI Liquid Cash Plan
Name Since Tenure Amit Sharma 7 Jul 17 5.82 Yr. Data below for UTI Liquid Cash Plan as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 60.03% Government 25.42% Corporate 14.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹1,243 Cr 12,500,000,000 91 DTB 27072023
Sovereign Bonds | -4% ₹1,233 Cr 12,500,000,000
↑ 12,500,000,000 91 DTB 23062023
Sovereign Bonds | -4% ₹1,192 Cr 12,000,000,000 Net Current Assets
Net Current Assets | -4% ₹1,041 Cr Indian Bank
Certificate of Deposit | -3% ₹846 Cr 8,500,000,000 91 DTB 18052023
Sovereign Bonds | -3% ₹790 Cr 7,900,000,000 91 DTB 06072023
Sovereign Bonds | -3% ₹743 Cr 7,500,000,000 91 DTB 20072023
Sovereign Bonds | -3% ₹741 Cr 7,500,000,000
↑ 7,500,000,000 7.16% Govt Stock 2023
Sovereign Bonds | -2% ₹700 Cr 7,000,000,000 Punjab & Sind Bank
Certificate of Deposit | -2% ₹500 Cr 5,000,000,000 7. Principal Cash Management Fund
CAGR/Annualized
return of 6.4% since its launch. Ranked 5 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 3.8% . Principal Cash Management Fund
Growth Launch Date 30 Aug 04 NAV (02 Jun 23) ₹1,995.15 ↑ 0.41 (0.02 %) Net Assets (Cr) ₹3,995 on 30 Apr 23 Category Debt - Liquid Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 7.16% Effective Maturity 29 Days Modified Duration 29 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,808 31 May 20 ₹10,322 31 May 21 ₹10,644 31 May 22 ₹11,004 31 May 23 ₹11,690 Returns for Principal Cash Management Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.2% 3 Year 4.2% 5 Year 3.2% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.2% 2020 3.8% 2019 6.2% 2018 -1.8% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Principal Cash Management Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 1.33 Yr. Sandeep Agarwal 16 May 22 0.96 Yr. Data below for Principal Cash Management Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 54.58% Corporate 24.27% Government 21.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -28% ₹1,175 Cr Canara Bank
Certificate of Deposit | -4% ₹150 Cr 3,000 Aditya Birla Finance Limited
Commercial Paper | -3% ₹149 Cr 3,000
↑ 3,000 Treps
CBLO/Reverse Repo | -3% ₹132 Cr Axis Bank Limited
Certificate of Deposit | -3% ₹125 Cr 2,500 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -3% ₹125 Cr 2,500 Cash And Other Net Current Assets^
CBLO | -3% -₹117 Cr Indian Bank
Certificate of Deposit | -2% ₹100 Cr 2,000 Punjab National Bank
Certificate of Deposit | -2% ₹99 Cr 2,000 IDFC First Bank Limited
Certificate of Deposit | -2% ₹99 Cr 2,000