+91-22-48913909एसडब्ल्यूपी कैलकुलेटर - व्यवस्थित निकासी योजना कैलकुलेटर
एसडब्ल्यूपी कैलकुलेटर एक ऐसा उपकरण है जो व्यक्तियों को यह गणना करने में मदद करता है कि उनका एसडब्ल्यूपी निवेश अवधि के दौरान कैसा रहेगा। SWP या सिस्टमैटिक विदड्रॉअल प्लान, यूनिट्स को रिडीम करने या इनमें निवेश करने की एक तकनीक हैम्यूचुअल फंड्स. एसडब्ल्यूपी में, व्यक्ति अपना पैसा म्यूचुअल फंड योजना में निवेश करते हैं और फिर एक निश्चित अवधि में अपने निवेश को वापस ले लेते हैं। एसडब्ल्यूपी आम तौर पर उन व्यक्तियों के लिए उपयुक्त है जो एक निश्चित की तलाश में हैंआय नियमित कार्यकाल के दौरान। यह लेख आपको सिस्टमैटिक विदड्रॉल प्लान की अवधारणा, एसडब्ल्यूपी कैलकुलेटर कैसे काम करता है, और अन्य संबंधित मापदंडों की समग्र समझ देता है।
म्यूचुअल फंड में SWP का क्या मतलब है?
म्यूचुअल फंड में व्यवस्थित निकासी योजना या एसडब्ल्यूपी म्यूचुअल फंड निवेश की इकाइयों को भुनाने की एक व्यवस्थित और नियोजित प्रक्रिया को संदर्भित करता है। SWP की अवधारणा इसके विपरीत तरीके से काम करती हैसिप. एसडब्ल्यूपी में, व्यक्ति म्यूचुअल फंड योजनाओं में एकमुश्त राशि का निवेश करते हैं जो आम तौर पर कम जोखिम वाली होती हैं, जैसेलिक्विड फंड या अल्ट्राअल्पकालिक निधि. इसके बाद व्यक्ति नियमित अंतराल पर निवेश की गई राशि को निकालना शुरू कर देते हैं। व्यक्ति अपनी आवश्यकताओं के आधार पर अपनी निकासी की आवृत्ति जैसे मासिक, त्रैमासिक, वार्षिक आदि को अनुकूलित कर सकते हैं। इस मामले में, म्यूचुअल फंड में निवेश किया गया पैसा भी व्यक्तियों के लिए राजस्व प्राप्त करता है। व्यक्ति, विशेष रूप से सेवानिवृत्त व्यक्ति, जो आय के नियमित स्रोत की तलाश में हैं, वे व्यवस्थित निकासी योजना का विकल्प चुन सकते हैं।म्यूचुअल फंड में निवेश.
एसडब्ल्यूपी म्यूचुअल फंड कैलकुलेटर
SWP कैलकुलेटर व्यक्तियों को एक निश्चित अवधि में म्यूचुअल फंड निवेश में उनकी निकासी का अनुमान लगाने में मदद करता है। एसडब्ल्यूपी कैलकुलेटर में दर्ज किए जाने वाले इनपुट डेटा में शामिल हैं:
- एसडब्ल्यूपी/आहरण राशि - यह निश्चित निकासी राशि को संदर्भित करता है जिसे आप नियमित अंतराल पर निकालने की योजना बना रहे हैं।
- प्रारंभिक निवेश - प्रारंभिक निवेश एकमुश्त राशि को संदर्भित करता है जिसे आप म्यूचुअल फंड योजना में निवेश करना चाहते हैं।
- निकासी आवृत्ति - निकासी आवृत्ति, उस समय सीमा को संदर्भित करती है जिस पर आप अपना निवेश वापस लेना चाहते हैं। यह मासिक, साप्ताहिक या त्रैमासिक हो सकता है। आम तौर पर गणना मासिक के लिए की जाती है।
- रिटर्न की अपेक्षित दर - इसका मतलब है कि आप अपने निवेश पर रिटर्न की उम्मीद कर रहे हैं।
तो, आइए हम एक उदाहरण के साथ एसडब्ल्यूपी कैलकुलेटर की अवधारणा को विस्तृत रूप से समझते हैं।
नमूना चित्रण
- प्रारंभिक निवेश राशि - INR 1.20,000
- एसडब्ल्यूपी राशि - INR 10,000
- निकासी अवधि - 12 महीने
- वापसी की अपेक्षित दर - 7%
एसडब्ल्यूपी तालिका की गणना नीचे दी गई है।
| महीना | माह की शुरुआत में शेष राशि (INR) | मोचन राशि (INR) | अर्जित ब्याज (INR) | माह के अंत में शेष राशि (INR) |
|---|---|---|---|---|
| 1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
| 2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
| 3 | 1,01,229 | 10,000 | 532 | 91,761 |
| 4 | 91,761 | 10,000 | 477 | 82,238 |
| 5 | 82,238 | 10,000 | 421 | 72,659 |
| 6 | 72,659 | 10,000 | 366 | 63,025 |
| 7 | 63,025 | 10,000 | 309 | 53,334 |
| 8 | 53,334 | 10,000 | 253 | 43,587 |
| 9 | 43,587 | 10,000 | 196 | 33,783 |
| 10 | 33,783 | 10,000 | 139 | 23,921 |
| 1 1 | 23,921 | 10,000 | 81 | 14,003 |
| 12 | 14,003 | 10,000 | 23 | 4,026 |
इस प्रकार, उपरोक्त तालिका से, यह कहा जा सकता है कि एसडब्ल्यूपी लेनदेन के माध्यम से म्यूचुअल फंड योजना का अर्जित लाभ 4,026 रुपये है।
VALUE AT END OF TENOR:₹4,597SWP Calculator
व्यवस्थित निकासी योजना के लाभ
एसडब्ल्यूपी के कुछ प्रमुख लाभ इस प्रकार हैं।
नियमित आय प्रवाह
SWP के प्राथमिक लाभों में से एक यह है कि व्यक्ति नियमित आय के स्रोत के रूप में व्यवस्थित निकासी योजना का उपयोग कर सकते हैं। ऐसा इसलिए है क्योंकि निकाली गई राशि स्थिर रहती है।
अनुशासित निकासी की आदत
SWP व्यक्तियों के बीच एक अनुशासित निकासी की आदत बनाता है क्योंकि केवल एक निश्चित राशि निकाली जाती है और शेष धन को म्यूचुअल फंड में निवेश किया जाता है। यह रोकता हैराजधानी निवेश पर कटाव साथ ही, म्यूचुअल फंड में निवेश रिटर्न उत्पन्न करता है।
पेंशन के लिए विकल्प
SWP सेवानिवृत्त व्यक्तियों के मामले में पेंशन के विकल्प के रूप में कार्य करता है। सेवानिवृत्त व्यक्ति एसडब्ल्यूपी के माध्यम से नियमित आय के लिए स्वयं को आश्वस्त कर सकते हैं।
Talk to our investment specialist
2022 के लिए सर्वश्रेष्ठ एसडब्ल्यूपी म्यूचुअल फंड
एसडब्ल्यूपी आम तौर पर म्यूचुअल फंड योजनाओं में किया जाता है जिसमें लिक्विड फंड जैसे जोखिम का स्तर कम होता है। इसलिए, लिक्विड/अल्ट्राशॉर्ट श्रेणी के तहत कुछ बेहतरीन म्यूचुअल फंड योजनाएं जिनकी शुद्ध संपत्ति . से अधिक है1000 करोड़ नीचे सूचीबद्ध हैं।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹563.477
↑ 0.16 ₹22,389 1.6 3.4 7.6 7.5 7.9 6.81% 5M 19D 6M 22D ICICI Prudential Ultra Short Term Fund Growth ₹28.4285
↑ 0.01 ₹17,841 1.6 3.2 7.2 7.2 7.5 6.64% 4M 24D 6M 11D SBI Magnum Ultra Short Duration Fund Growth ₹6,127.78
↑ 1.23 ₹14,505 1.5 3.1 7.1 7.2 7.4 6.39% 4M 20D 5M 26D Invesco India Ultra Short Term Fund Growth ₹2,763.35
↑ 0.53 ₹1,259 1.4 3 7 7 7.5 6.37% 4M 23D 5M 2D Kotak Savings Fund Growth ₹43.9427
↑ 0.01 ₹15,149 1.5 3.1 7 7 7.2 6.49% 5M 12D 6M 11D Nippon India Ultra Short Duration Fund Growth ₹4,128.83
↑ 1.11 ₹12,641 1.5 3.1 6.9 6.9 7.2 6.81% 5M 17D 7M 19D DSP Money Manager Fund Growth ₹3,487.09
↑ 0.74 ₹3,960 1.4 2.9 6.8 6.8 6.9 6.54% 5M 12D 7M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Nov 25 Research Highlights & Commentary of 7 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Invesco India Ultra Short Term Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund DSP Money Manager Fund Point 1 Highest AUM (₹22,389 Cr). Upper mid AUM (₹17,841 Cr). Lower mid AUM (₹14,505 Cr). Bottom quartile AUM (₹1,259 Cr). Upper mid AUM (₹15,149 Cr). Lower mid AUM (₹12,641 Cr). Bottom quartile AUM (₹3,960 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (14+ yrs). Established history (21+ yrs). Established history (23+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Point 5 1Y return: 7.64% (top quartile). 1Y return: 7.24% (upper mid). 1Y return: 7.10% (upper mid). 1Y return: 6.99% (lower mid). 1Y return: 6.95% (lower mid). 1Y return: 6.94% (bottom quartile). 1Y return: 6.84% (bottom quartile). Point 6 1M return: 0.60% (top quartile). 1M return: 0.57% (upper mid). 1M return: 0.57% (upper mid). 1M return: 0.53% (bottom quartile). 1M return: 0.54% (lower mid). 1M return: 0.55% (lower mid). 1M return: 0.53% (bottom quartile). Point 7 Sharpe: 3.40 (top quartile). Sharpe: 2.79 (upper mid). Sharpe: 2.48 (upper mid). Sharpe: 2.37 (lower mid). Sharpe: 1.86 (bottom quartile). Sharpe: 2.13 (lower mid). Sharpe: 1.47 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.81% (top quartile). Yield to maturity (debt): 6.64% (upper mid). Yield to maturity (debt): 6.39% (bottom quartile). Yield to maturity (debt): 6.37% (bottom quartile). Yield to maturity (debt): 6.49% (lower mid). Yield to maturity (debt): 6.81% (upper mid). Yield to maturity (debt): 6.54% (lower mid). Point 10 Modified duration: 0.47 yrs (bottom quartile). Modified duration: 0.40 yrs (upper mid). Modified duration: 0.39 yrs (top quartile). Modified duration: 0.40 yrs (upper mid). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.46 yrs (bottom quartile). Modified duration: 0.45 yrs (lower mid). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Invesco India Ultra Short Term Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
DSP Money Manager Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Research Highlights for Invesco India Ultra Short Term Fund Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Savings Fund Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP Money Manager Fund Below is the key information for DSP Money Manager Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (26 Nov 25) ₹563.477 ↑ 0.16 (0.03 %) Net Assets (Cr) ₹22,389 on 31 Oct 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.4 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 6 Months 22 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,401 31 Oct 22 ₹10,849 31 Oct 23 ₹11,626 31 Oct 24 ₹12,522 31 Oct 25 ₹13,485 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 3.4% 1 Year 7.6% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.38 Yr. Kaustubh Gupta 15 Jul 11 14.31 Yr. Monika Gandhi 22 Mar 21 4.62 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 49.2% Debt 50.56% Other 0.24% Debt Sector Allocation
Sector Value Corporate 47.85% Cash Equivalent 39.2% Government 12.71% Credit Quality
Rating Value AA 28.73% AAA 71.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹614 Cr 60,000 Nirma Limited
Debentures | -2% ₹487 Cr 48,500 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹376 Cr 37,500,000 Muthoot Finance Limited
Debentures | -2% ₹352 Cr 35,000
↑ 10,000 Mankind Pharma Limited
Debentures | -1% ₹348 Cr 34,500 Bank of Baroda
Debentures | -1% ₹344 Cr 7,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹341 Cr 3,400 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹298 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -1% ₹272 Cr 27,000 2. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (26 Nov 25) ₹28.4285 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹17,841 on 31 Oct 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.64% Effective Maturity 6 Months 11 Days Modified Duration 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,410 31 Oct 22 ₹10,833 31 Oct 23 ₹11,585 31 Oct 24 ₹12,446 31 Oct 25 ₹13,352 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 3.2% 1 Year 7.2% 3 Year 7.2% 5 Year 6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.97 Yr. Ritesh Lunawat 15 Jun 17 8.39 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 59.71% Debt 40.29% Debt Sector Allocation
Sector Value Corporate 43.89% Cash Equivalent 39.51% Government 14.12% Securitized 2.49% Credit Quality
Rating Value AA 19.37% AAA 80.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.22% Govt Stock 2028
Sovereign Bonds | -4% ₹653 Cr 64,636,600 National Bank For Agriculture And Rural Development
Debentures | -3% ₹613 Cr 61,000
↑ 3,500 LIC Housing Finance Ltd
Debentures | -3% ₹600 Cr 6,000 364 DTB 15012026
Sovereign Bonds | -3% ₹496 Cr 50,000,000
↑ 50,000,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹460 Cr 450 National Bank For Agriculture And Rural Development
Debentures | -2% ₹376 Cr 3,750 Small Industries Development Bank Of India
Debentures | -2% ₹352 Cr 35,000 Vedanta Limited
Debentures | -2% ₹301 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹277 Cr 27,500 India (Republic of)
- | -1% ₹250 Cr 25,000,000 3. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (26 Nov 25) ₹6,127.78 ↑ 1.23 (0.02 %) Net Assets (Cr) ₹14,505 on 31 Oct 25 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.39% Effective Maturity 5 Months 26 Days Modified Duration 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,337 31 Oct 22 ₹10,741 31 Oct 23 ₹11,492 31 Oct 24 ₹12,345 31 Oct 25 ₹13,225 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 3.1% 1 Year 7.1% 3 Year 7.2% 5 Year 5.8% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.47 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 59.03% Debt 40.66% Other 0.31% Debt Sector Allocation
Sector Value Corporate 46.27% Cash Equivalent 38.14% Government 15.27% Credit Quality
Rating Value AA 9.58% AAA 90.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -5% ₹685 Cr 68,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹547 Cr 54,500
↑ 25,000 HDFC Bank Ltd.
Debentures | -3% ₹490 Cr 10,000 Rec Limited
Debentures | -3% ₹400 Cr 4,000 Ntpc Limited
Debentures | -2% ₹349 Cr 34,800 Bank of Baroda
Debentures | -2% ₹295 Cr 6,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹258 Cr 255 Citicorp Finance (India) Limited
Debentures | -2% ₹250 Cr 25,000 364 Day T-Bill 06.11.26
Sovereign Bonds | -2% ₹237 Cr 25,000,000
↑ 25,000,000 Muthoot Finance Limited
Debentures | -2% ₹226 Cr 22,500 4. Invesco India Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (26 Nov 25) ₹2,763.35 ↑ 0.53 (0.02 %) Net Assets (Cr) ₹1,259 on 31 Oct 25 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 2.37 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.37% Effective Maturity 5 Months 2 Days Modified Duration 4 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,299 31 Oct 22 ₹10,668 31 Oct 23 ₹11,378 31 Oct 24 ₹12,219 31 Oct 25 ₹13,080 Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3% 1 Year 7% 3 Year 7% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% 2015 8.3% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 5.83 Yr. Vikas Garg 27 Jul 21 4.27 Yr. Data below for Invesco India Ultra Short Term Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 58.17% Debt 41.55% Other 0.28% Debt Sector Allocation
Sector Value Cash Equivalent 42.37% Corporate 39.68% Government 17.67% Credit Quality
Rating Value AA 21.58% AAA 78.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹75 Cr 7,500,000
↑ 7,500,000 Small Industries Development Bank Of India
Debentures | -4% ₹50 Cr 5,000,000 India (Republic of)
- | -4% ₹49 Cr 5,000,000
↑ 5,000,000 Summit Digitel Infrastructure Limited
Debentures | -3% ₹40 Cr 4,000,000 Sundaram Home Finance Limited
Debentures | -3% ₹35 Cr 3,500,000 Manappuram Finance Limited
Debentures | -2% ₹28 Cr 2,800,000 Power Finance Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹25 Cr 2,500,000 Rural Electrification Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000 5. Kotak Savings Fund
Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (26 Nov 25) ₹43.9427 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹15,149 on 31 Oct 25 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.49% Effective Maturity 6 Months 11 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,324 31 Oct 22 ₹10,731 31 Oct 23 ₹11,467 31 Oct 24 ₹12,290 31 Oct 25 ₹13,149 Returns for Kotak Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.1% 1 Year 7% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.8% 2022 4.5% 2021 3.2% 2020 5.8% 2019 7.8% 2018 7.4% 2017 6.7% 2016 8.2% 2015 8.6% Fund Manager information for Kotak Savings Fund
Name Since Tenure Deepak Agrawal 15 Apr 08 17.56 Yr. Manu Sharma 1 Nov 22 3 Yr. Data below for Kotak Savings Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 47.47% Debt 52.23% Other 0.29% Debt Sector Allocation
Sector Value Corporate 50.84% Cash Equivalent 25.86% Government 22.08% Securitized 0.93% Credit Quality
Rating Value AA 10.87% AAA 89.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Housing Finance Limited
Debentures | -4% ₹645 Cr 6,420 National Bank For Agriculture And Rural Development
Debentures | -4% ₹583 Cr 57,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹572 Cr 57,000
↓ -20,000 Rec Limited
Debentures | -3% ₹476 Cr 47,500 182 Days Treasury Bill 08/05/2026 Tb
Sovereign Bonds | -2% ₹317 Cr 32,500,000
↑ 32,500,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹304 Cr 31,000,000 Mankind Pharma Limited
Debentures | -2% ₹302 Cr 30,000 364 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹243 Cr 25,000,000 6.22% Govt Stock 2028
Sovereign Bonds | -1% ₹227 Cr 22,500,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -1% ₹213 Cr 210 6. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (26 Nov 25) ₹4,128.83 ↑ 1.11 (0.03 %) Net Assets (Cr) ₹12,641 on 31 Oct 25 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 2.13 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 7 Months 19 Days Modified Duration 5 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,811 31 Oct 22 ₹11,262 31 Oct 23 ₹12,020 31 Oct 24 ₹12,882 31 Oct 25 ₹13,781 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.1% 1 Year 6.9% 3 Year 6.9% 5 Year 6.6% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.6% 2021 7.8% 2020 4.9% 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% 2015 7.6% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 12.09 Yr. Kinjal Desai 25 May 18 7.44 Yr. Akshay Sharma 1 Dec 22 2.92 Yr. Lokesh Maru 5 Sep 25 0.16 Yr. Divya Sharma 5 Sep 25 0.16 Yr. Data below for Nippon India Ultra Short Duration Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 44.47% Debt 55.33% Other 0.2% Debt Sector Allocation
Sector Value Corporate 54.03% Cash Equivalent 30.17% Government 15.6% Credit Quality
Rating Value AA 23.81% AAA 76.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹487 Cr 48,500 182 Days Tbill
Sovereign Bonds | -2% ₹294 Cr 30,000,000 Power Finance Corporation Limited
Debentures | -2% ₹251 Cr 25,000
↓ -10,000 JSW Energy Limited
Debentures | -2% ₹251 Cr 25,000 Small Industries Development Bank Of India
Debentures | -2% ₹251 Cr 2,500 Vedanta Limited
Debentures | -2% ₹241 Cr 24,000 TATA Communications Limited
Debentures | -2% ₹227 Cr 22,500 Aadhar Housing Finance Limited
Debentures | -2% ₹202 Cr 20,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹201 Cr 20,000 Embassy Office Parks Reit
Debentures | -2% ₹201 Cr 2,000 7. DSP Money Manager Fund
DSP Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (26 Nov 25) ₹3,487.09 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹3,960 on 31 Oct 25 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1.02 Sharpe Ratio 1.47 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.54% Effective Maturity 7 Months 20 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,284 31 Oct 22 ₹10,648 31 Oct 23 ₹11,361 31 Oct 24 ₹12,150 31 Oct 25 ₹12,986 Returns for DSP Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.8% 3 Year 6.8% 5 Year 5.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.9% 2023 6.7% 2022 4.1% 2021 2.9% 2020 4.7% 2019 7.3% 2018 5% 2017 6% 2016 7.5% 2015 7.9% Fund Manager information for DSP Money Manager Fund
Name Since Tenure Karan Mundhra 31 May 21 4.42 Yr. Shalini Vasanta 1 Jan 25 0.83 Yr. Data below for DSP Money Manager Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 53.3% Debt 46.3% Other 0.39% Debt Sector Allocation
Sector Value Corporate 46.8% Cash Equivalent 38.31% Government 14.51% Credit Quality
Rating Value AA 13.53% AAA 86.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.59% Govt Stock 2026
Sovereign Bonds | -4% ₹154 Cr 15,000,000
↑ 10,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹154 Cr 15,000 Godrej Properties Limited
Debentures | -3% ₹129 Cr 12,500
↑ 10,000 Small Industries Development Bank Of India
Debentures | -3% ₹102 Cr 10,000 Aadhar Housing Finance Limited
Debentures | -2% ₹101 Cr 9,700
↑ 9,700 Piramal Finance Limited
Debentures | -2% ₹101 Cr 10,000 National Housing Bank
Debentures | -2% ₹78 Cr 7,500 Rec Limited
Debentures | -2% ₹77 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -2% ₹77 Cr 7,500 Rec Limited
Debentures | -2% ₹77 Cr 7,500
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for Aditya Birla Sun Life Savings Fund