+91-22-48913909एसडब्ल्यूपी कैलकुलेटर - व्यवस्थित निकासी योजना कैलकुलेटर
एसडब्ल्यूपी कैलकुलेटर एक ऐसा उपकरण है जो व्यक्तियों को यह गणना करने में मदद करता है कि उनका एसडब्ल्यूपी निवेश अवधि के दौरान कैसा रहेगा। SWP या सिस्टमैटिक विदड्रॉअल प्लान, यूनिट्स को रिडीम करने या इनमें निवेश करने की एक तकनीक हैम्यूचुअल फंड्स. एसडब्ल्यूपी में, व्यक्ति अपना पैसा म्यूचुअल फंड योजना में निवेश करते हैं और फिर एक निश्चित अवधि में अपने निवेश को वापस ले लेते हैं। एसडब्ल्यूपी आम तौर पर उन व्यक्तियों के लिए उपयुक्त है जो एक निश्चित की तलाश में हैंआय नियमित कार्यकाल के दौरान। यह लेख आपको सिस्टमैटिक विदड्रॉल प्लान की अवधारणा, एसडब्ल्यूपी कैलकुलेटर कैसे काम करता है, और अन्य संबंधित मापदंडों की समग्र समझ देता है।
म्यूचुअल फंड में SWP का क्या मतलब है?
म्यूचुअल फंड में व्यवस्थित निकासी योजना या एसडब्ल्यूपी म्यूचुअल फंड निवेश की इकाइयों को भुनाने की एक व्यवस्थित और नियोजित प्रक्रिया को संदर्भित करता है। SWP की अवधारणा इसके विपरीत तरीके से काम करती हैसिप. एसडब्ल्यूपी में, व्यक्ति म्यूचुअल फंड योजनाओं में एकमुश्त राशि का निवेश करते हैं जो आम तौर पर कम जोखिम वाली होती हैं, जैसेलिक्विड फंड या अल्ट्राअल्पकालिक निधि. इसके बाद व्यक्ति नियमित अंतराल पर निवेश की गई राशि को निकालना शुरू कर देते हैं। व्यक्ति अपनी आवश्यकताओं के आधार पर अपनी निकासी की आवृत्ति जैसे मासिक, त्रैमासिक, वार्षिक आदि को अनुकूलित कर सकते हैं। इस मामले में, म्यूचुअल फंड में निवेश किया गया पैसा भी व्यक्तियों के लिए राजस्व प्राप्त करता है। व्यक्ति, विशेष रूप से सेवानिवृत्त व्यक्ति, जो आय के नियमित स्रोत की तलाश में हैं, वे व्यवस्थित निकासी योजना का विकल्प चुन सकते हैं।म्यूचुअल फंड में निवेश.
एसडब्ल्यूपी म्यूचुअल फंड कैलकुलेटर
SWP कैलकुलेटर व्यक्तियों को एक निश्चित अवधि में म्यूचुअल फंड निवेश में उनकी निकासी का अनुमान लगाने में मदद करता है। एसडब्ल्यूपी कैलकुलेटर में दर्ज किए जाने वाले इनपुट डेटा में शामिल हैं:
- एसडब्ल्यूपी/आहरण राशि - यह निश्चित निकासी राशि को संदर्भित करता है जिसे आप नियमित अंतराल पर निकालने की योजना बना रहे हैं।
- प्रारंभिक निवेश - प्रारंभिक निवेश एकमुश्त राशि को संदर्भित करता है जिसे आप म्यूचुअल फंड योजना में निवेश करना चाहते हैं।
- निकासी आवृत्ति - निकासी आवृत्ति, उस समय सीमा को संदर्भित करती है जिस पर आप अपना निवेश वापस लेना चाहते हैं। यह मासिक, साप्ताहिक या त्रैमासिक हो सकता है। आम तौर पर गणना मासिक के लिए की जाती है।
- रिटर्न की अपेक्षित दर - इसका मतलब है कि आप अपने निवेश पर रिटर्न की उम्मीद कर रहे हैं।
तो, आइए हम एक उदाहरण के साथ एसडब्ल्यूपी कैलकुलेटर की अवधारणा को विस्तृत रूप से समझते हैं।
नमूना चित्रण
- प्रारंभिक निवेश राशि - INR 1.20,000
- एसडब्ल्यूपी राशि - INR 10,000
- निकासी अवधि - 12 महीने
- वापसी की अपेक्षित दर - 7%
एसडब्ल्यूपी तालिका की गणना नीचे दी गई है।
| महीना | माह की शुरुआत में शेष राशि (INR) | मोचन राशि (INR) | अर्जित ब्याज (INR) | माह के अंत में शेष राशि (INR) |
|---|---|---|---|---|
| 1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
| 2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
| 3 | 1,01,229 | 10,000 | 532 | 91,761 |
| 4 | 91,761 | 10,000 | 477 | 82,238 |
| 5 | 82,238 | 10,000 | 421 | 72,659 |
| 6 | 72,659 | 10,000 | 366 | 63,025 |
| 7 | 63,025 | 10,000 | 309 | 53,334 |
| 8 | 53,334 | 10,000 | 253 | 43,587 |
| 9 | 43,587 | 10,000 | 196 | 33,783 |
| 10 | 33,783 | 10,000 | 139 | 23,921 |
| 1 1 | 23,921 | 10,000 | 81 | 14,003 |
| 12 | 14,003 | 10,000 | 23 | 4,026 |
इस प्रकार, उपरोक्त तालिका से, यह कहा जा सकता है कि एसडब्ल्यूपी लेनदेन के माध्यम से म्यूचुअल फंड योजना का अर्जित लाभ 4,026 रुपये है।
VALUE AT END OF TENOR:₹4,597SWP Calculator
व्यवस्थित निकासी योजना के लाभ
एसडब्ल्यूपी के कुछ प्रमुख लाभ इस प्रकार हैं।
नियमित आय प्रवाह
SWP के प्राथमिक लाभों में से एक यह है कि व्यक्ति नियमित आय के स्रोत के रूप में व्यवस्थित निकासी योजना का उपयोग कर सकते हैं। ऐसा इसलिए है क्योंकि निकाली गई राशि स्थिर रहती है।
अनुशासित निकासी की आदत
SWP व्यक्तियों के बीच एक अनुशासित निकासी की आदत बनाता है क्योंकि केवल एक निश्चित राशि निकाली जाती है और शेष धन को म्यूचुअल फंड में निवेश किया जाता है। यह रोकता हैराजधानी निवेश पर कटाव साथ ही, म्यूचुअल फंड में निवेश रिटर्न उत्पन्न करता है।
पेंशन के लिए विकल्प
SWP सेवानिवृत्त व्यक्तियों के मामले में पेंशन के विकल्प के रूप में कार्य करता है। सेवानिवृत्त व्यक्ति एसडब्ल्यूपी के माध्यम से नियमित आय के लिए स्वयं को आश्वस्त कर सकते हैं।
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2022 के लिए सर्वश्रेष्ठ एसडब्ल्यूपी म्यूचुअल फंड
एसडब्ल्यूपी आम तौर पर म्यूचुअल फंड योजनाओं में किया जाता है जिसमें लिक्विड फंड जैसे जोखिम का स्तर कम होता है। इसलिए, लिक्विड/अल्ट्राशॉर्ट श्रेणी के तहत कुछ बेहतरीन म्यूचुअल फंड योजनाएं जिनकी शुद्ध संपत्ति . से अधिक है1000 करोड़ नीचे सूचीबद्ध हैं।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹572.749
↑ 0.41 ₹21,467 1.2 2.8 6.8 7.3 7.4 7.14% 5M 23D 6M 18D ICICI Prudential Ultra Short Term Fund Growth ₹28.9075
↑ 0.03 ₹14,897 1.3 2.8 6.5 7 7.1 7.11% 5M 8D 6M 14D SBI Magnum Ultra Short Duration Fund Growth ₹6,232.84
↑ 5.49 ₹13,685 1.3 2.8 6.4 7 7 6.47% 4M 13D 6M Kotak Savings Fund Growth ₹44.6959
↑ 0.05 ₹16,105 1.3 2.8 6.3 6.9 6.8 7.12% 5M 23D 6M 18D Nippon India Ultra Short Duration Fund Growth ₹4,199.17
↑ 3.30 ₹10,672 1.3 2.8 6.3 6.8 6.8 7.27% 5M 13D 7M 28D Axis Liquid Fund Growth ₹3,033.06
↑ 0.72 ₹43,636 1.4 2.9 6.2 6.9 6.6 6.36% 1M 11D 1M 14D Tata Liquid Fund Growth ₹4,289.77
↑ 1.04 ₹33,869 1.4 2.9 6.2 6.9 6.5 6.21% 1M 7D 1M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Mar 26 Research Highlights & Commentary of 7 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund Axis Liquid Fund Tata Liquid Fund Point 1 Upper mid AUM (₹21,467 Cr). Lower mid AUM (₹14,897 Cr). Bottom quartile AUM (₹13,685 Cr). Lower mid AUM (₹16,105 Cr). Bottom quartile AUM (₹10,672 Cr). Highest AUM (₹43,636 Cr). Upper mid AUM (₹33,869 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (21+ yrs). Established history (24+ yrs). Established history (16+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.77% (top quartile). 1Y return: 6.54% (upper mid). 1Y return: 6.44% (upper mid). 1Y return: 6.35% (lower mid). 1Y return: 6.30% (lower mid). 1Y return: 6.23% (bottom quartile). 1Y return: 6.22% (bottom quartile). Point 6 1M return: 0.28% (bottom quartile). 1M return: 0.31% (bottom quartile). 1M return: 0.33% (lower mid). 1M return: 0.36% (upper mid). 1M return: 0.33% (lower mid). 1M return: 0.41% (upper mid). 1M return: 0.42% (top quartile). Point 7 Sharpe: 2.39 (upper mid). Sharpe: 2.28 (lower mid). Sharpe: 2.26 (lower mid). Sharpe: 1.80 (bottom quartile). Sharpe: 1.90 (bottom quartile). Sharpe: 2.99 (top quartile). Sharpe: 2.84 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.14% (upper mid). Yield to maturity (debt): 7.11% (lower mid). Yield to maturity (debt): 6.47% (lower mid). Yield to maturity (debt): 7.12% (upper mid). Yield to maturity (debt): 7.27% (top quartile). Yield to maturity (debt): 6.36% (bottom quartile). Yield to maturity (debt): 6.21% (bottom quartile). Point 10 Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.44 yrs (lower mid). Modified duration: 0.37 yrs (upper mid). Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.12 yrs (upper mid). Modified duration: 0.10 yrs (top quartile). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
Axis Liquid Fund
Tata Liquid Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Savings Fund Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Liquid Fund Below is the key information for Axis Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (27 Mar 26) ₹572.749 ↑ 0.41 (0.07 %) Net Assets (Cr) ₹21,467 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,424 28 Feb 23 ₹10,957 29 Feb 24 ₹11,766 28 Feb 25 ₹12,673 28 Feb 26 ₹13,576 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.8% 1 Year 6.8% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.7 Yr. Kaustubh Gupta 15 Jul 11 14.64 Yr. Monika Gandhi 22 Mar 21 4.94 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 42.74% Debt 56.94% Other 0.32% Debt Sector Allocation
Sector Value Corporate 57.02% Cash Equivalent 26.95% Government 15.71% Credit Quality
Rating Value AA 30.53% AAA 69.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Money Mgr Dir Gr
Investment Fund | -5% ₹1,101 Cr 28,181,297
↑ 28,181,297 Shriram Finance Limited
Debentures | -3% ₹612 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹545 Cr 54,000 Bharti Telecom Limited
Debentures | -2% ₹399 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹351 Cr 35,000 Mankind Pharma Limited
Debentures | -1% ₹321 Cr 32,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹303 Cr 30,000 Avanse Financial Services Limited
Debentures | -1% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹297 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹286 Cr 28,500
↑ 3,500 2. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (27 Mar 26) ₹28.9075 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹14,897 on 15 Mar 26 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.11% Effective Maturity 6 Months 14 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,405 28 Feb 23 ₹10,919 29 Feb 24 ₹11,703 28 Feb 25 ₹12,559 28 Feb 26 ₹13,419 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.8% 1 Year 6.5% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 7.5% 2022 6.9% 2021 4.5% 2020 4% 2019 6.5% 2018 8.4% 2017 7.5% 2016 6.9% 2015 9.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 9.29 Yr. Ritesh Lunawat 15 Jun 17 8.71 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 81.75% Debt 17.96% Other 0.29% Debt Sector Allocation
Sector Value Corporate 57.93% Cash Equivalent 56.29% Credit Quality
Rating Value AA 20.78% AAA 79.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹454 Cr 450 Vedanta Limited
Debentures | -2% ₹353 Cr 35,000 Goi Floating Rate Bond 2028
Sovereign Bonds | -2% ₹311 Cr 30,773,600 Muthoot Finance Limited
Debentures | -2% ₹303 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹246 Cr 24,500 AU Small Finance Bank Ltd.
Debentures | -1% ₹236 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹201 Cr 20,000 Nuvama Wealth Finance Limited
Debentures | -1% ₹201 Cr 20,000 Motilal Oswal Home Finance Limited
Debentures | -1% ₹201 Cr 20,000 05/03/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹200 Cr 20,000,000 3. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (27 Mar 26) ₹6,232.84 ↑ 5.49 (0.09 %) Net Assets (Cr) ₹13,685 on 28 Feb 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.47% Effective Maturity 6 Months Modified Duration 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,356 28 Feb 23 ₹10,855 29 Feb 24 ₹11,637 28 Feb 25 ₹12,489 28 Feb 26 ₹13,331 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.8% 1 Year 6.4% 3 Year 7% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 7.4% 2022 7% 2021 4.5% 2020 3.4% 2019 5.9% 2018 8% 2017 7.9% 2016 6.6% 2015 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.79 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 71.7% Debt 31.6% Other 0.35% Debt Sector Allocation
Sector Value Cash Equivalent 52.25% Corporate 44.84% Government 2.57% Credit Quality
Rating Value AA 20.84% AAA 79.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Gs 2026
Sovereign Bonds | -6% ₹880 Cr 88,000,000 Small Industries Development Bank of India
Debentures | -5% ₹749 Cr 16,000
↑ 16,000 Standard Chartered Bank
- | -4% -₹500 Cr Bank of Baroda
Debentures | -3% ₹469 Cr 10,000 Small Industries Development Bank of India
Debentures | -3% ₹421 Cr 9,000
↑ 9,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹390 Cr 39,000 India (Republic of)
- | -3% ₹346 Cr 35,000,000
↑ 35,000,000 Adani Power Limited
Debentures | -2% ₹299 Cr 30,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹254 Cr 255 HSBC Bank PLC
Debentures | -2% -₹250 Cr 4. Kotak Savings Fund
Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (27 Mar 26) ₹44.6959 ↑ 0.05 (0.10 %) Net Assets (Cr) ₹16,105 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,342 28 Feb 23 ₹10,844 29 Feb 24 ₹11,605 28 Feb 25 ₹12,429 28 Feb 26 ₹13,252 Returns for Kotak Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.8% 1 Year 6.3% 3 Year 6.9% 5 Year 5.8% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 7.2% 2022 6.8% 2021 4.5% 2020 3.2% 2019 5.8% 2018 7.8% 2017 7.4% 2016 6.7% 2015 8.2% Fund Manager information for Kotak Savings Fund
Name Since Tenure Deepak Agrawal 15 Apr 08 17.89 Yr. Manu Sharma 1 Nov 22 3.33 Yr. Data below for Kotak Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 43.26% Debt 56.45% Other 0.29% Debt Sector Allocation
Sector Value Corporate 54.19% Cash Equivalent 25.02% Government 20.51% Credit Quality
Rating Value AA 13.57% AAA 86.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹579 Cr 57,500 Bank of Baroda
Debentures | -4% ₹564 Cr 60,000 Tamil Nadu (Government of) 0.0654%
- | -3% ₹450 Cr 45,000,000
↑ 45,000,000 6.9% Maharashtra Sgs 2030
Sovereign Bonds | -2% ₹302 Cr 30,000,000
↑ 30,000,000 Mankind Pharma Limited
Debentures | -2% ₹301 Cr 30,000 21/05/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹247 Cr 25,000,000 06/08/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹244 Cr 25,000,000 Small Industries Development Bank of India
Debentures | -1% ₹235 Cr 25,000 HDFC Bank Ltd.
Debentures | -1% ₹234 Cr 25,000
↑ 25,000 Small Industries Development Bank of India
Debentures | -1% ₹234 Cr 25,000
↑ 25,000 5. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (27 Mar 26) ₹4,199.17 ↑ 3.30 (0.08 %) Net Assets (Cr) ₹10,672 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.27% Effective Maturity 7 Months 28 Days Modified Duration 5 Months 13 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,793 28 Feb 23 ₹11,321 29 Feb 24 ₹12,103 28 Feb 25 ₹12,968 28 Feb 26 ₹13,821 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.8% 1 Year 6.3% 3 Year 6.8% 5 Year 6.7% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 7.2% 2022 6.7% 2021 4.6% 2020 7.8% 2019 4.9% 2018 0.9% 2017 7.3% 2016 5.8% 2015 6.8% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 12.42 Yr. Kinjal Desai 25 May 18 7.77 Yr. Akshay Sharma 1 Dec 22 3.25 Yr. Lokesh Maru 5 Sep 25 0.48 Yr. Divya Sharma 5 Sep 25 0.48 Yr. Data below for Nippon India Ultra Short Duration Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 50.21% Debt 49.51% Other 0.29% Debt Sector Allocation
Sector Value Corporate 58.39% Cash Equivalent 36.66% Government 3.95% Securitized 0.71% Credit Quality
Rating Value AA 35.75% AAA 64.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -3% ₹285 Cr 28,500 JSW Energy Limited
Debentures | -2% ₹250 Cr 25,000 16/04/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹248 Cr 25,000,000 Vedanta Limited
Debentures | -2% ₹241 Cr 24,000 TATA Communications Limited
Debentures | -2% ₹225 Cr 22,500 30/04/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹213 Cr 21,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹200 Cr 20,000 Embassy Office Parks Reit
Debentures | -2% ₹200 Cr 2,000 10/04/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹199 Cr 20,000,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹194 Cr 1,950 6. Axis Liquid Fund
Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (27 Mar 26) ₹3,033.06 ↑ 0.72 (0.02 %) Net Assets (Cr) ₹43,636 on 28 Feb 26 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 2.99 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.36% Effective Maturity 1 Month 14 Days Modified Duration 1 Month 11 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,336 28 Feb 23 ₹10,889 29 Feb 24 ₹11,678 28 Feb 25 ₹12,533 28 Feb 26 ₹13,330 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.9% 1 Year 6.2% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7.1% 2021 4.9% 2020 3.3% 2019 4.3% 2018 6.6% 2017 7.5% 2016 6.7% 2015 7.6% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 13.32 Yr. Aditya Pagaria 13 Aug 16 9.55 Yr. Sachin Jain 3 Jul 23 2.66 Yr. Data below for Axis Liquid Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 83.15% Corporate 13.22% Government 3.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -4% ₹1,724 Cr Small Industries Development Bank of India
Commercial Paper | -4% ₹1,693 Cr 34,000
↑ 4,000 Union Bank of India
Domestic Bonds | -3% ₹1,481 Cr 30,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹1,480 Cr 30,000 27/03/2026 Maturing 91 DTB
Sovereign Bonds | -3% ₹1,440 Cr 144,500,000 National Bank For Agriculture & Rural Development
Commercial Paper | -3% ₹1,232 Cr 25,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹997 Cr 20,000 Punjab National Bank
Domestic Bonds | -2% ₹993 Cr 20,000 07/05/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹990 Cr 100,000,000 India (Republic of)
- | -2% ₹988 Cr 100,000,000
↑ 100,000,000 7. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (27 Mar 26) ₹4,289.77 ↑ 1.04 (0.02 %) Net Assets (Cr) ₹33,869 on 15 Mar 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.21% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,331 28 Feb 23 ₹10,871 29 Feb 24 ₹11,650 28 Feb 25 ₹12,494 28 Feb 26 ₹13,285 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.9% 1 Year 6.2% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.38 Yr. Harsh Dave 1 Aug 24 1.58 Yr. Data below for Tata Liquid Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 83.28% Corporate 16.22% Government 0.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -5% ₹1,755 Cr 176,500,000
↑ 1,500,000 (C) Treps
CBLO/Reverse Repo | -5% ₹1,679 Cr Small Industries Development Bank of India
Commercial Paper | -4% ₹1,494 Cr 30,000 Indian Overseas Bank
Debentures | -4% ₹1,469 Cr 29,500 National Bank for Agriculture and Rural Development
Certificate of Deposit | -4% ₹1,221 Cr 24,500 02/04/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹1,135 Cr 114,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹1,059 Cr 21,500
↑ 21,500 Bajaj Financial Securities Limited
Commercial Paper | -3% ₹990 Cr 20,000 National Bank For Agriculture & Rural Development
Commercial Paper | -3% ₹985 Cr 20,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -3% ₹898 Cr 18,000
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Research Highlights for Aditya Birla Sun Life Savings Fund