Table of Contents
एसडब्ल्यूपी कैलकुलेटर एक ऐसा उपकरण है जो व्यक्तियों को यह गणना करने में मदद करता है कि उनका एसडब्ल्यूपी निवेश अवधि के दौरान कैसा रहेगा। SWP या सिस्टमैटिक विदड्रॉअल प्लान, यूनिट्स को रिडीम करने या इनमें निवेश करने की एक तकनीक हैम्यूचुअल फंड्स. एसडब्ल्यूपी में, व्यक्ति अपना पैसा म्यूचुअल फंड योजना में निवेश करते हैं और फिर एक निश्चित अवधि में अपने निवेश को वापस ले लेते हैं। एसडब्ल्यूपी आम तौर पर उन व्यक्तियों के लिए उपयुक्त है जो एक निश्चित की तलाश में हैंआय नियमित कार्यकाल के दौरान। यह लेख आपको सिस्टमैटिक विदड्रॉल प्लान की अवधारणा, एसडब्ल्यूपी कैलकुलेटर कैसे काम करता है, और अन्य संबंधित मापदंडों की समग्र समझ देता है।
म्यूचुअल फंड में व्यवस्थित निकासी योजना या एसडब्ल्यूपी म्यूचुअल फंड निवेश की इकाइयों को भुनाने की एक व्यवस्थित और नियोजित प्रक्रिया को संदर्भित करता है। SWP की अवधारणा इसके विपरीत तरीके से काम करती हैसिप. एसडब्ल्यूपी में, व्यक्ति म्यूचुअल फंड योजनाओं में एकमुश्त राशि का निवेश करते हैं जो आम तौर पर कम जोखिम वाली होती हैं, जैसेलिक्विड फंड या अल्ट्राअल्पकालिक निधि. इसके बाद व्यक्ति नियमित अंतराल पर निवेश की गई राशि को निकालना शुरू कर देते हैं। व्यक्ति अपनी आवश्यकताओं के आधार पर अपनी निकासी की आवृत्ति जैसे मासिक, त्रैमासिक, वार्षिक आदि को अनुकूलित कर सकते हैं। इस मामले में, म्यूचुअल फंड में निवेश किया गया पैसा भी व्यक्तियों के लिए राजस्व प्राप्त करता है। व्यक्ति, विशेष रूप से सेवानिवृत्त व्यक्ति, जो आय के नियमित स्रोत की तलाश में हैं, वे व्यवस्थित निकासी योजना का विकल्प चुन सकते हैं।म्यूचुअल फंड में निवेश.
SWP कैलकुलेटर व्यक्तियों को एक निश्चित अवधि में म्यूचुअल फंड निवेश में उनकी निकासी का अनुमान लगाने में मदद करता है। एसडब्ल्यूपी कैलकुलेटर में दर्ज किए जाने वाले इनपुट डेटा में शामिल हैं:
तो, आइए हम एक उदाहरण के साथ एसडब्ल्यूपी कैलकुलेटर की अवधारणा को विस्तृत रूप से समझते हैं।
एसडब्ल्यूपी तालिका की गणना नीचे दी गई है।
महीना | माह की शुरुआत में शेष राशि (INR) | मोचन राशि (INR) | अर्जित ब्याज (INR) | माह के अंत में शेष राशि (INR) |
---|---|---|---|---|
1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
3 | 1,01,229 | 10,000 | 532 | 91,761 |
4 | 91,761 | 10,000 | 477 | 82,238 |
5 | 82,238 | 10,000 | 421 | 72,659 |
6 | 72,659 | 10,000 | 366 | 63,025 |
7 | 63,025 | 10,000 | 309 | 53,334 |
8 | 53,334 | 10,000 | 253 | 43,587 |
9 | 43,587 | 10,000 | 196 | 33,783 |
10 | 33,783 | 10,000 | 139 | 23,921 |
1 1 | 23,921 | 10,000 | 81 | 14,003 |
12 | 14,003 | 10,000 | 23 | 4,026 |
इस प्रकार, उपरोक्त तालिका से, यह कहा जा सकता है कि एसडब्ल्यूपी लेनदेन के माध्यम से म्यूचुअल फंड योजना का अर्जित लाभ 4,026 रुपये है।
VALUE AT END OF TENOR:₹4,597SWP Calculator
एसडब्ल्यूपी के कुछ प्रमुख लाभ इस प्रकार हैं।
SWP के प्राथमिक लाभों में से एक यह है कि व्यक्ति नियमित आय के स्रोत के रूप में व्यवस्थित निकासी योजना का उपयोग कर सकते हैं। ऐसा इसलिए है क्योंकि निकाली गई राशि स्थिर रहती है।
SWP व्यक्तियों के बीच एक अनुशासित निकासी की आदत बनाता है क्योंकि केवल एक निश्चित राशि निकाली जाती है और शेष धन को म्यूचुअल फंड में निवेश किया जाता है। यह रोकता हैराजधानी निवेश पर कटाव साथ ही, म्यूचुअल फंड में निवेश रिटर्न उत्पन्न करता है।
SWP सेवानिवृत्त व्यक्तियों के मामले में पेंशन के विकल्प के रूप में कार्य करता है। सेवानिवृत्त व्यक्ति एसडब्ल्यूपी के माध्यम से नियमित आय के लिए स्वयं को आश्वस्त कर सकते हैं।
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एसडब्ल्यूपी आम तौर पर म्यूचुअल फंड योजनाओं में किया जाता है जिसमें लिक्विड फंड जैसे जोखिम का स्तर कम होता है। इसलिए, लिक्विड/अल्ट्राशॉर्ट श्रेणी के तहत कुछ बेहतरीन म्यूचुअल फंड योजनाएं जिनकी शुद्ध संपत्ति . से अधिक है1000 करोड़
नीचे सूचीबद्ध हैं।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹477.445
↑ 0.09 ₹14,783 1.7 3.7 6.8 5.1 4.8 7.39% 5M 1D 5M 8D Canara Robeco Liquid Growth ₹2,758.98
↑ 0.55 ₹3,297 1.7 3.5 6.7 4.6 4.9 6.8% 24D 26D Axis Liquid Fund Growth ₹2,551.37
↑ 0.48 ₹27,002 1.7 3.5 6.7 4.6 4.9 6.99% 2M 2D 2M 2D BOI AXA Liquid Fund Growth ₹2,637.31
↑ 0.50 ₹1,110 1.7 3.5 6.7 4.6 4.9 6.85% 1M 13D 1M 13D Aditya Birla Sun Life Liquid Fund Growth ₹369.501
↑ 0.07 ₹46,406 1.7 3.5 6.7 4.6 4.8 7% 1M 13D 1M 17D Baroda Pioneer Liquid Fund Growth ₹2,639.62
↑ 0.50 ₹8,660 1.7 3.5 6.7 4.6 4.9 6.93% 29D 1M 2D UTI Liquid Cash Plan Growth ₹3,762.15
↑ 0.70 ₹33,902 1.7 3.5 6.7 4.6 4.8 7% 1M 25D 1M 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 23
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Liquid Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a Below is the key information for UTI Liquid Cash Plan Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (22 Aug 23) ₹477.445 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹14,783 on 31 Jul 23 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.11 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 5 Months 8 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,897 31 Aug 20 ₹11,732 31 Aug 21 ₹12,264 31 Aug 22 ₹12,745 31 Aug 23 ₹13,620 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.7% 1 Year 6.8% 3 Year 5.1% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 9.21 Yr. Kaustubh Gupta 15 Jul 11 12.14 Yr. Monika Gandhi 22 Mar 21 2.45 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 54.34% Debt 45.66% Debt Sector Allocation
Sector Value Corporate 46.88% Cash Equivalent 30.31% Government 22.81% Credit Quality
Rating Value AA 20.68% AAA 79.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -4% ₹597 Cr 6,000 182 DTB 21122023
Sovereign Bonds | -3% ₹465 Cr 47,500,000 Tata Realty And Infrastructure Limited
Debentures | -2% ₹360 Cr 36,000 Hindalco Industries Limited
Debentures | -2% ₹350 Cr 35,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 182 DTB 07122023
Sovereign Bonds | -2% ₹295 Cr 30,000,000 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹250 Cr 2,500 HDFC Bank Limited
Debentures | -2% ₹245 Cr 2,450 India (Republic of)
- | -1% ₹173 Cr 17,500,000 Reliance Industries Limited
Debentures | -1% ₹150 Cr 1,500 2. Canara Robeco Liquid
CAGR/Annualized
return of 6.9% since its launch. Ranked 44 in Liquid Fund
category. Return for 2022 was 4.9% , 2021 was 3.2% and 2020 was 3.7% . Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (22 Aug 23) ₹2,758.98 ↑ 0.55 (0.02 %) Net Assets (Cr) ₹3,297 on 31 Jul 23 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 1.4 Information Ratio -4.12 Alpha Ratio -0.12 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.8% Effective Maturity 26 Days Modified Duration 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,709 31 Aug 20 ₹11,182 31 Aug 21 ₹11,536 31 Aug 22 ₹11,981 31 Aug 23 ₹12,792 Returns for Canara Robeco Liquid
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 6.7% 3 Year 4.6% 5 Year 5% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.2% 2014 9% 2013 9.2% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Avnish Jain 1 Apr 22 1.42 Yr. Kunal Jain 18 Jul 22 1.12 Yr. Data below for Canara Robeco Liquid as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 73.06% Government 13.88% Corporate 13.06% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 02112023
Sovereign Bonds | -20% ₹646 Cr Power Finance Corporation Ltd.
Commercial Paper | -8% ₹249 Cr 5,000 Union Bank Of India
Certificate of Deposit | -6% ₹200 Cr 4,000
↑ 4,000 ICICI Bank Limited
Certificate of Deposit | -6% ₹197 Cr 4,000
↑ 4,000 Small Industries Development Bank Of India
Commercial Paper | -5% ₹150 Cr 3,000 Bajaj Finance Limited
Commercial Paper | -5% ₹148 Cr 3,000
↑ 3,000 Indian Bank
Certificate of Deposit | -4% ₹124 Cr 2,500 HDFC Bank Limited
Debentures | -3% ₹100 Cr 1,000 Axis Bank Limited
Certificate of Deposit | -3% ₹100 Cr 2,000 Shree Cement Limited
Commercial Paper | -3% ₹100 Cr 2,000 3. Axis Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 21 in Liquid Fund
category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.3% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (22 Aug 23) ₹2,551.37 ↑ 0.48 (0.02 %) Net Assets (Cr) ₹27,002 on 31 Jul 23 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 1.21 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 2 Months 2 Days Modified Duration 2 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,735 31 Aug 20 ₹11,280 31 Aug 21 ₹11,644 31 Aug 22 ₹12,098 31 Aug 23 ₹12,916 Returns for Axis Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 6.7% 3 Year 4.6% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 10.83 Yr. Aditya Pagaria 13 Aug 16 7.05 Yr. Sachin Jain 3 Jul 23 0.16 Yr. Data below for Axis Liquid Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 100% Debt 0% Debt Sector Allocation
Sector Value Cash Equivalent 78.57% Corporate 13.53% Government 7.9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Limited
CBLO/Reverse Repo | -4% ₹1,099 Cr 91 DTB 14092023
Sovereign Bonds | -4% ₹998 Cr 100,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹836 Cr 17,000
↑ 17,000 91 DTB 07092023
Sovereign Bonds | -3% ₹799 Cr 80,000,000
↓ -50,000,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹738 Cr 15,000
↑ 15,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹737 Cr 15,000
↑ 15,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹699 Cr 14,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹697 Cr 14,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹697 Cr 14,000 91 DTB 09112023
Sovereign Bonds | -2% ₹588 Cr 59,500,000 4. BOI AXA Liquid Fund
CAGR/Annualized
return of 6.6% since its launch. Ranked 34 in Liquid Fund
category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (22 Aug 23) ₹2,637.31 ↑ 0.50 (0.02 %) Net Assets (Cr) ₹1,110 on 31 Jul 23 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 1.31 Information Ratio -4.01 Alpha Ratio -0.13 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,717 31 Aug 20 ₹11,237 31 Aug 21 ₹11,593 31 Aug 22 ₹12,051 31 Aug 23 ₹12,867 Returns for BOI AXA Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 6.7% 3 Year 4.6% 5 Year 5.2% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% 2013 9.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 2.04 Yr. Data below for BOI AXA Liquid Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 55.83% Corporate 33.02% Government 11.15% Credit Quality
Rating Value AA 4.7% AAA 95.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Repo
CBLO/Reverse Repo | -10% ₹111 Cr Net Receivables / (Payables)
CBLO | -9% -₹97 Cr State Bank Of India
Certificate of Deposit | -7% ₹75 Cr 7,500,000 Power Finance Corporation Ltd.
Commercial Paper | -4% ₹50 Cr 5,000,000 Canara Bank
Certificate of Deposit | -4% ₹50 Cr 5,000,000 182 DTB 29092023
Sovereign Bonds | -4% ₹50 Cr 5,000,000
↑ 5,000,000 91 DTB 05102023
Sovereign Bonds | -4% ₹50 Cr 5,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹50 Cr 5,000,000 HDFC Bank Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 Axis Finance Limited
Commercial Paper | -4% ₹49 Cr 5,000,000 5. Aditya Birla Sun Life Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 15 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.3% . Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (22 Aug 23) ₹369.501 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹46,406 on 31 Jul 23 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 0.97 Information Ratio -3.99 Alpha Ratio -0.19 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,740 31 Aug 20 ₹11,287 31 Aug 21 ₹11,648 31 Aug 22 ₹12,098 31 Aug 23 ₹12,915 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.5% 1 Year 6.7% 3 Year 4.6% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.3% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 12.14 Yr. Kaustubh Gupta 15 Jul 11 12.14 Yr. Sanjay Pawar 1 Jul 22 1.17 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 63.81% Corporate 21.86% Government 14.33% Credit Quality
Rating Value AA 0.79% AAA 99.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 22092023
Sovereign Bonds | -7% ₹2,789 Cr 280,000,000 Reverse Repo
CBLO/Reverse Repo | -6% ₹2,554 Cr Net Receivables / (Payables)
Net Current Assets | -6% -₹2,386 Cr Small Industries Development Bank Of India
Commercial Paper | -5% ₹1,966 Cr 40,000
↑ 40,000 Bank Of Baroda
Certificate of Deposit | -5% ₹1,954 Cr 39,700
↑ 39,700 182 DTB 14092023
Sovereign Bonds | -3% ₹1,082 Cr 108,500,000 IDFC Bank Limited
Certificate of Deposit | -2% ₹959 Cr 19,500
↑ 19,500 Bank Of Maharashtra
Certificate of Deposit | -2% ₹948 Cr 19,000
↓ -1,000 Rural Electrification Corporation Limited
Commercial Paper | -2% ₹895 Cr 18,000 Punjab And Sind Bank
Certificate of Deposit | -2% ₹800 Cr 16,000
↑ 16,000 6. Baroda Pioneer Liquid Fund
CAGR/Annualized
return of 6.9% since its launch. Ranked 22 in Liquid Fund
category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (22 Aug 23) ₹2,639.62 ↑ 0.50 (0.02 %) Net Assets (Cr) ₹8,660 on 31 Jul 23 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 1.11 Information Ratio -4.08 Alpha Ratio -0.15 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 1 Month 2 Days Modified Duration 29 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,731 31 Aug 20 ₹11,263 31 Aug 21 ₹11,629 31 Aug 22 ₹12,086 31 Aug 23 ₹12,901 Returns for Baroda Pioneer Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 6.7% 3 Year 4.6% 5 Year 5.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Mayank Prakash 21 Oct 22 0.86 Yr. Vikram Pamnani 14 Mar 22 1.47 Yr. Data below for Baroda Pioneer Liquid Fund as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 66.96% Corporate 21.91% Government 11.14% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Commercial Paper | -5% ₹522 Cr 10,500
↑ 10,500 91 DTB 23112023
Sovereign Bonds | -5% ₹517 Cr 52,500,000
↑ 52,500,000 HDFC Bank Limited
Certificate of Deposit | -5% ₹492 Cr 10,000
↑ 10,000 National Bank For Agriculture And Rural Development
Commercial Paper | -5% ₹492 Cr 10,000
↑ 10,000 Reliance Industries Limited
Commercial Paper | -5% ₹469 Cr 9,500
↑ 9,500 Treps 01-Sep-2023
CBLO/Reverse Repo | -4% ₹452 Cr State Bank Of India
Certificate of Deposit | -4% ₹449 Cr 9,000 ICICI Bank Limited
Certificate of Deposit | -4% ₹419 Cr 8,500
↑ 8,500 Tata Capital Financial Services Limited
Commercial Paper | -3% ₹297 Cr 6,000
↑ 6,000 91 DTB 17112023
Sovereign Bonds | -3% ₹296 Cr 30,000,000
↑ 30,000,000 7. UTI Liquid Cash Plan
CAGR/Annualized
return of 6.8% since its launch. Ranked 32 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% . UTI Liquid Cash Plan
Growth Launch Date 11 Dec 03 NAV (22 Aug 23) ₹3,762.15 ↑ 0.70 (0.02 %) Net Assets (Cr) ₹33,902 on 31 Jul 23 Category Debt - Liquid Fund AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 0.89 Information Ratio -4.57 Alpha Ratio -0.18 Min Investment 500 Min SIP Investment 1,500 Exit Load NIL Yield to Maturity 7% Effective Maturity 1 Month 25 Days Modified Duration 1 Month 25 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹10,734 31 Aug 20 ₹11,268 31 Aug 21 ₹11,631 31 Aug 22 ₹12,082 31 Aug 23 ₹12,895 Returns for UTI Liquid Cash Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 6.7% 3 Year 4.6% 5 Year 5.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.1% Fund Manager information for UTI Liquid Cash Plan
Name Since Tenure Amit Sharma 7 Jul 17 6.15 Yr. Data below for UTI Liquid Cash Plan as on 31 Jul 23
Asset Allocation
Asset Class Value Cash 99.86% Debt 0.14% Debt Sector Allocation
Sector Value Cash Equivalent 76.87% Government 19.59% Corporate 3.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 13072023
Sovereign Bonds | -4% ₹1,247 Cr 12,500,000,000 182 DTB 31082023
Sovereign Bonds | -4% ₹1,047 Cr 10,500,000,000 Indian Bank
Certificate of Deposit | -3% ₹994 Cr 10,000,000,000 91 DTB 02112023
Sovereign Bonds | -3% ₹943 Cr 9,561,160,000
↑ 9,561,160,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹749 Cr 7,500,000,000 91 DTB 13072023
Sovereign Bonds | -3% ₹749 Cr 7,500,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹746 Cr 7,500,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹695 Cr 7,000,000,000 Can Fin Homes Ltd.
Commercial Paper | -2% ₹499 Cr 5,000,000,000 ICICI Securities Primary Dealership Ltd
Commercial Paper | -2% ₹498 Cr 5,000,000,000