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एसडब्ल्यूपी कैलकुलेटर - व्यवस्थित निकासी योजना कैलकुलेटर

Updated on June 1, 2023 , 16968 views

एसडब्ल्यूपी कैलकुलेटर एक ऐसा उपकरण है जो व्यक्तियों को यह गणना करने में मदद करता है कि उनका एसडब्ल्यूपी निवेश अवधि के दौरान कैसा रहेगा। SWP या सिस्टमैटिक विदड्रॉअल प्लान, यूनिट्स को रिडीम करने या इनमें निवेश करने की एक तकनीक हैम्यूचुअल फंड्स. एसडब्ल्यूपी में, व्यक्ति अपना पैसा म्यूचुअल फंड योजना में निवेश करते हैं और फिर एक निश्चित अवधि में अपने निवेश को वापस ले लेते हैं। एसडब्ल्यूपी आम तौर पर उन व्यक्तियों के लिए उपयुक्त है जो एक निश्चित की तलाश में हैंआय नियमित कार्यकाल के दौरान। यह लेख आपको सिस्टमैटिक विदड्रॉल प्लान की अवधारणा, एसडब्ल्यूपी कैलकुलेटर कैसे काम करता है, और अन्य संबंधित मापदंडों की समग्र समझ देता है।

म्यूचुअल फंड में SWP का क्या मतलब है?

म्यूचुअल फंड में व्यवस्थित निकासी योजना या एसडब्ल्यूपी म्यूचुअल फंड निवेश की इकाइयों को भुनाने की एक व्यवस्थित और नियोजित प्रक्रिया को संदर्भित करता है। SWP की अवधारणा इसके विपरीत तरीके से काम करती हैसिप. एसडब्ल्यूपी में, व्यक्ति म्यूचुअल फंड योजनाओं में एकमुश्त राशि का निवेश करते हैं जो आम तौर पर कम जोखिम वाली होती हैं, जैसेलिक्विड फंड या अल्ट्राअल्पकालिक निधि. इसके बाद व्यक्ति नियमित अंतराल पर निवेश की गई राशि को निकालना शुरू कर देते हैं। व्यक्ति अपनी आवश्यकताओं के आधार पर अपनी निकासी की आवृत्ति जैसे मासिक, त्रैमासिक, वार्षिक आदि को अनुकूलित कर सकते हैं। इस मामले में, म्यूचुअल फंड में निवेश किया गया पैसा भी व्यक्तियों के लिए राजस्व प्राप्त करता है। व्यक्ति, विशेष रूप से सेवानिवृत्त व्यक्ति, जो आय के नियमित स्रोत की तलाश में हैं, वे व्यवस्थित निकासी योजना का विकल्प चुन सकते हैं।म्यूचुअल फंड में निवेश.

एसडब्ल्यूपी म्यूचुअल फंड कैलकुलेटर

SWP कैलकुलेटर व्यक्तियों को एक निश्चित अवधि में म्यूचुअल फंड निवेश में उनकी निकासी का अनुमान लगाने में मदद करता है। एसडब्ल्यूपी कैलकुलेटर में दर्ज किए जाने वाले इनपुट डेटा में शामिल हैं:

एसडब्ल्यूपी/आहरण राशि - यह निश्चित निकासी राशि को संदर्भित करता है जिसे आप नियमित अंतराल पर निकालने की योजना बना रहे हैं।
प्रारंभिक निवेश - प्रारंभिक निवेश एकमुश्त राशि को संदर्भित करता है जिसे आप म्यूचुअल फंड योजना में निवेश करना चाहते हैं।
निकासी आवृत्ति - निकासी आवृत्ति, उस समय सीमा को संदर्भित करती है जिस पर आप अपना निवेश वापस लेना चाहते हैं। यह मासिक, साप्ताहिक या त्रैमासिक हो सकता है। आम तौर पर गणना मासिक के लिए की जाती है।
रिटर्न की अपेक्षित दर - इसका मतलब है कि आप अपने निवेश पर रिटर्न की उम्मीद कर रहे हैं।

तो, आइए हम एक उदाहरण के साथ एसडब्ल्यूपी कैलकुलेटर की अवधारणा को विस्तृत रूप से समझते हैं।

नमूना चित्रण

प्रारंभिक निवेश राशि - INR 1.20,000
एसडब्ल्यूपी राशि - INR 10,000
निकासी अवधि - 12 महीने
वापसी की अपेक्षित दर - 7%

एसडब्ल्यूपी तालिका की गणना नीचे दी गई है।

महीना	माह की शुरुआत में शेष राशि (INR)	मोचन राशि (INR)	अर्जित ब्याज (INR)	माह के अंत में शेष राशि (INR)
1	1,20,000	10,000	642	1,10,642
2	1,10,642	10,000	587	1,01,229
3	1,01,229	10,000	532	91,761
4	91,761	10,000	477	82,238
5	82,238	10,000	421	72,659
6	72,659	10,000	366	63,025
7	63,025	10,000	309	53,334
8	53,334	10,000	253	43,587
9	43,587	10,000	196	33,783
10	33,783	10,000	139	23,921
1 1	23,921	10,000	81	14,003
12	14,003	10,000	23	4,026

इस प्रकार, उपरोक्त तालिका से, यह कहा जा सकता है कि एसडब्ल्यूपी लेनदेन के माध्यम से म्यूचुअल फंड योजना का अर्जित लाभ 4,026 रुपये है।

SWP Calculator

VALUE AT END OF TENOR:₹4,597

व्यवस्थित निकासी योजना के लाभ

एसडब्ल्यूपी के कुछ प्रमुख लाभ इस प्रकार हैं।

नियमित आय प्रवाह

SWP के प्राथमिक लाभों में से एक यह है कि व्यक्ति नियमित आय के स्रोत के रूप में व्यवस्थित निकासी योजना का उपयोग कर सकते हैं। ऐसा इसलिए है क्योंकि निकाली गई राशि स्थिर रहती है।

अनुशासित निकासी की आदत

SWP व्यक्तियों के बीच एक अनुशासित निकासी की आदत बनाता है क्योंकि केवल एक निश्चित राशि निकाली जाती है और शेष धन को म्यूचुअल फंड में निवेश किया जाता है। यह रोकता हैराजधानी निवेश पर कटाव साथ ही, म्यूचुअल फंड में निवेश रिटर्न उत्पन्न करता है।

पेंशन के लिए विकल्प

SWP सेवानिवृत्त व्यक्तियों के मामले में पेंशन के विकल्प के रूप में कार्य करता है। सेवानिवृत्त व्यक्ति एसडब्ल्यूपी के माध्यम से नियमित आय के लिए स्वयं को आश्वस्त कर सकते हैं।

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2022 के लिए सर्वश्रेष्ठ एसडब्ल्यूपी म्यूचुअल फंड

एसडब्ल्यूपी आम तौर पर म्यूचुअल फंड योजनाओं में किया जाता है जिसमें लिक्विड फंड जैसे जोखिम का स्तर कम होता है। इसलिए, लिक्विड/अल्ट्राशॉर्ट श्रेणी के तहत कुछ बेहतरीन म्यूचुअल फंड योजनाएं जिनकी शुद्ध संपत्ति . से अधिक है1000 करोड़ नीचे सूचीबद्ध हैं।

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹470.248 ↑ 0.11	₹14,525	2	3.6	6.4	5.2	4.8	7.56%	5M 8D	5M 16D
Baroda Pioneer Liquid Fund Growth	₹2,602.22 ↑ 0.47	₹7,111	1.8	3.5	6.3	4.3	4.9	7.15%	26D	29D
Canara Robeco Liquid Growth	₹2,719.8 ↑ 0.48	₹3,732	1.8	3.5	6.3	4.3	4.9	7.07%	1M 4D	1M 7D
Axis Liquid Fund Growth	₹2,514.21 ↑ 0.53	₹25,739	1.8	3.5	6.3	4.3	4.9	7.09%	1M 8D	1M 8D
Aditya Birla Sun Life Liquid Fund Growth	₹364.141 ↑ 0.07	₹39,131	1.9	3.5	6.3	4.3	4.8	7.32%	1M 20D	1M 20D
UTI Liquid Cash Plan Growth	₹3,708.18 ↑ 0.66	₹27,772	1.8	3.5	6.3	4.3	4.8	7.23%	1M 27D	1M 27D
Principal Cash Management Fund Growth	₹1,995.15 ↑ 0.41	₹3,995	1.8	3.4	6.2	4.2	4.8	7.16%	29D	29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jun 23

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (02 Jun 23)	₹470.248 ↑ 0.11 (0.02 %)
Net Assets (Cr)	₹14,525 on 30 Apr 23
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.49
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.56%
Effective Maturity	5 Months 16 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹10,874
31 May 20	₹11,722
31 May 21	₹12,369
31 May 22	₹12,833
31 May 23	₹13,652

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	3.6%
1 Year	6.4%
3 Year	5.2%
5 Year	6.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%
2014	9.7%
2013	9.5%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	14 Jun 14	8.88 Yr.
Kaustubh Gupta	15 Jul 11	11.8 Yr.
Monika Gandhi	22 Mar 21	2.11 Yr.
Dhaval Joshi	21 Nov 22	0.44 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 23

Asset Allocation

Asset Class	Value
Cash	61.38%
Debt	38.62%

Debt Sector Allocation

Sector	Value
Corporate	43.74%
Cash Equivalent	30.82%
Government	25.2%
Securitized	0.24%

Credit Quality

Rating	Value
AA	21.44%
AAA	78.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 29062023 Sovereign Bonds \| -	6%	₹855 Cr	86,204,130 ↓ -5,000,000
Housing Development Finance Corporation Ltd Debentures \| -	4%	₹597 Cr	6,000
182 DTB 29092023 Sovereign Bonds \| -	3%	₹487 Cr	50,000,000
Hindalco Industries Limited Debentures \| -	2%	₹350 Cr	35,000
Bharti Telecom Limited Debentures \| -	2%	₹325 Cr	3,250
Shriram Finance Limited Debentures \| -	2%	₹275 Cr	2,750
Sikka Ports & Terminals Limited Debentures \| -	2%	₹252 Cr	2,520
Reliance Industries Limited Debentures \| -	2%	₹251 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹250 Cr	2,500
Cholamandalam Investment And Fin. Co. Ltd Debentures \| -	2%	₹250 Cr	2,500

2. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 22 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund Growth
Launch Date	5 Feb 09
NAV (04 Jun 23)	₹2,602.22 ↑ 0.47 (0.02 %)
Net Assets (Cr)	₹7,111 on 30 Apr 23
Category	Debt - Liquid Fund
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	0.42
Information Ratio	-3.5
Alpha Ratio	-0.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.15%
Effective Maturity	29 Days
Modified Duration	26 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹10,757
31 May 20	₹11,382
31 May 21	₹11,746
31 May 22	₹12,159
31 May 23	₹12,924

Baroda Pioneer Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	6.3%
3 Year	4.3%
5 Year	5.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.8%
2015	8.4%
2014	9.1%
2013	9.2%

Fund Manager information for Baroda Pioneer Liquid Fund

Name	Since	Tenure
Mayank Prakash	21 Oct 22	0.53 Yr.
Vikram Pamnani	14 Mar 22	1.13 Yr.

Data below for Baroda Pioneer Liquid Fund as on 30 Apr 23

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	70.53%
Corporate	21.27%
Government	8.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps 16-May-2023 CBLO/Reverse Repo \| -	20%	₹1,660 Cr
Net Receivable / Payable CBLO \| -	9%	-₹746 Cr
182 DTB 01062023 Sovereign Bonds \| -	5%	₹379 Cr	38,000,000 ↑ 23,000,000
Small Industries Development Bank of India Commercial Paper \| -	4%	₹344 Cr	7,000 ↑ 7,000
364 Dtb 01062023 Sovereign Bonds \| -	4%	₹323 Cr	32,400,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) Certificate of Deposit \| -	4%	₹314 Cr	6,300 ↑ 300
Canara Bank Certificate of Deposit \| -	4%	₹300 Cr	6,000
Ntpc Limited Commercial Paper \| -	4%	₹296 Cr	6,000 ↑ 6,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹250 Cr	5,000
Larsen And Toubro Limited Commercial Paper \| -	3%	₹248 Cr	5,000

3. Canara Robeco Liquid

To enhance the income, while maintaining a level of liquidity through, investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 44 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.2% and 2020 was 3.7% .

Below is the key information for Canara Robeco Liquid

Canara Robeco Liquid Growth
Launch Date	15 Jul 08
NAV (04 Jun 23)	₹2,719.8 ↑ 0.48 (0.02 %)
Net Assets (Cr)	₹3,732 on 15 May 23
Category	Debt - Liquid Fund
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.14
Sharpe Ratio	0.26
Information Ratio	-3.43
Alpha Ratio	-0.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹10,743
31 May 20	₹11,301
31 May 21	₹11,654
31 May 22	₹12,053
31 May 23	₹12,811

Canara Robeco Liquid SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Canara Robeco Liquid

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	6.3%
3 Year	4.3%
5 Year	5.1%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.9%
2021	3.2%
2020	3.7%
2019	6.4%
2018	7.4%
2017	6.5%
2016	7.5%
2015	8.2%
2014	9%
2013	9.2%

Fund Manager information for Canara Robeco Liquid

Name	Since	Tenure
Avnish Jain	1 Apr 22	1.08 Yr.
Kunal Jain	18 Jul 22	0.79 Yr.

Data below for Canara Robeco Liquid as on 15 May 23

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.41%
Corporate	12.93%
Government	8.66%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	7%	₹255 Cr
Reliance Retail Ventures Limited Commercial Paper \| -	5%	₹197 Cr	4,000 ↑ 4,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	5%	₹173 Cr	3,500 ↑ 3,500
91 DTB 10082023 Sovereign Bonds \| -	5%	₹172 Cr	17,500,000 ↑ 17,500,000
Small Industries Development Bank Of India Certificate of Deposit \| -	4%	₹150 Cr	3,000
Union Bank Of India Certificate of Deposit \| -	4%	₹149 Cr	3,000 ↑ 2,000
LIC Housing Finance Limited Commercial Paper \| -	3%	₹125 Cr	2,500
Housing Development Finance Corporation Limited Commercial Paper \| -	3%	₹100 Cr	2,000
Bajaj Finance Limited Commercial Paper \| -	3%	₹100 Cr	2,000 ↑ 1,000
Axis Bank Limited Certificate of Deposit \| -	3%	₹100 Cr	2,000

4. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.3% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (02 Jun 23)	₹2,514.21 ↑ 0.53 (0.02 %)
Net Assets (Cr)	₹25,739 on 30 Apr 23
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.09%
Effective Maturity	1 Month 8 Days
Modified Duration	1 Month 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹10,758
31 May 20	₹11,391
31 May 21	₹11,760
31 May 22	₹12,170
31 May 23	₹12,936

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	6.3%
3 Year	4.3%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.9%
2021	3.3%
2020	4.3%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%
2013	9.2%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	10.49 Yr.
Aditya Pagaria	13 Aug 16	6.72 Yr.

Data below for Axis Liquid Fund as on 30 Apr 23

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	70.62%
Government	22.24%
Corporate	7.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	6%	₹1,895 Cr
91 DTB 13072023 Sovereign Bonds \| -	3%	₹989 Cr	100,000,000
91 DTB 15062023 Sovereign Bonds \| -	3%	₹806 Cr	81,000,000
Punjab National Bank Certificate of Deposit \| -	3%	₹795 Cr	16,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹777 Cr	15,600 ↑ 4,100
Canara Bank Certificate of Deposit \| -	3%	₹749 Cr	15,000
91 DTB 25052023 Sovereign Bonds \| -	3%	₹749 Cr	75,000,000
Indian Bank Certificate of Deposit \| -	3%	₹747 Cr	15,000
Punjab National Bank Certificate of Deposit \| -	2%	₹738 Cr	15,000 ↑ 15,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹572 Cr	11,500

5. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.3% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (02 Jun 23)	₹364.141 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹39,131 on 30 Apr 23
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	-0.02
Information Ratio	-4.07
Alpha Ratio	-0.16
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	1 Month 20 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹10,754
31 May 20	₹11,390
31 May 21	₹11,764
31 May 22	₹12,170
31 May 23	₹12,936

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.5%
1 Year	6.3%
3 Year	4.3%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.8%
2021	3.3%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.2%
2013	9.3%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	11.8 Yr.
Kaustubh Gupta	15 Jul 11	11.8 Yr.
Sanjay Pawar	1 Jul 22	0.83 Yr.
Dhaval Joshi	21 Nov 22	0.44 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 30 Apr 23

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	68.16%
Corporate	17.34%
Government	14.5%

Credit Quality

Rating	Value
AA	0.09%
AAA	99.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	6%	₹2,622 Cr
7.16% Govt Stock 2023 Sovereign Bonds \| -	6%	₹2,433 Cr	243,337,000
91 DTB 13072023 Sovereign Bonds \| -	5%	₹1,908 Cr	192,921,400
Indian Bank Certificate of Deposit \| -	4%	₹1,792 Cr	36,000
Bank Of Maharashtra Certificate of Deposit \| -	2%	₹996 Cr	20,000
Dbs Bank India Limited Certificate of Deposit \| -	2%	₹993 Cr	20,000
Indian Bank Certificate of Deposit \| -	2%	₹991 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹985 Cr	19,800
Net Receivables / (Payables) CBLO \| -	2%	-₹875 Cr
ICICI Securities Limited Commercial Paper \| -	2%	₹795 Cr	16,000

6. UTI Liquid Cash Plan

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 32 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% .

Below is the key information for UTI Liquid Cash Plan

UTI Liquid Cash Plan Growth
Launch Date	11 Dec 03
NAV (03 Jun 23)	₹3,708.18 ↑ 0.66 (0.02 %)
Net Assets (Cr)	₹27,772 on 30 Apr 23
Category	Debt - Liquid Fund
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	-0.1
Information Ratio	-4.86
Alpha Ratio	-0.16
Min Investment	500
Min SIP Investment	1,500
Exit Load	NIL
Yield to Maturity	7.23%
Effective Maturity	1 Month 27 Days
Modified Duration	1 Month 27 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹10,757
31 May 20	₹11,378
31 May 21	₹11,747
31 May 22	₹12,154
31 May 23	₹12,916

UTI Liquid Cash Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Liquid Cash Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	6.3%
3 Year	4.3%
5 Year	5.3%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%
2013	9.1%

Fund Manager information for UTI Liquid Cash Plan

Name	Since	Tenure
Amit Sharma	7 Jul 17	5.82 Yr.

Data below for UTI Liquid Cash Plan as on 30 Apr 23

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.03%
Government	25.42%
Corporate	14.55%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹1,243 Cr	12,500,000,000
91 DTB 27072023 Sovereign Bonds \| -	4%	₹1,233 Cr	12,500,000,000 ↑ 12,500,000,000
91 DTB 23062023 Sovereign Bonds \| -	4%	₹1,192 Cr	12,000,000,000
Net Current Assets Net Current Assets \| -	4%	₹1,041 Cr
Indian Bank Certificate of Deposit \| -	3%	₹846 Cr	8,500,000,000
91 DTB 18052023 Sovereign Bonds \| -	3%	₹790 Cr	7,900,000,000
91 DTB 06072023 Sovereign Bonds \| -	3%	₹743 Cr	7,500,000,000
91 DTB 20072023 Sovereign Bonds \| -	3%	₹741 Cr	7,500,000,000 ↑ 7,500,000,000
7.16% Govt Stock 2023 Sovereign Bonds \| -	2%	₹700 Cr	7,000,000,000
Punjab & Sind Bank Certificate of Deposit \| -	2%	₹500 Cr	5,000,000,000

7. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 3.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (02 Jun 23)	₹1,995.15 ↑ 0.41 (0.02 %)
Net Assets (Cr)	₹3,995 on 30 Apr 23
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.16%
Effective Maturity	29 Days
Modified Duration	29 Days

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹9,808
31 May 20	₹10,322
31 May 21	₹10,644
31 May 22	₹11,004
31 May 23	₹11,690

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.4%
1 Year	6.2%
3 Year	4.2%
5 Year	3.2%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.8%
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.1%
2013	9.2%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	1.33 Yr.
Sandeep Agarwal	16 May 22	0.96 Yr.

Data below for Principal Cash Management Fund as on 30 Apr 23

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	54.58%
Corporate	24.27%
Government	21.15%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	28%	₹1,175 Cr
Canara Bank Certificate of Deposit \| -	4%	₹150 Cr	3,000
Aditya Birla Finance Limited Commercial Paper \| -	3%	₹149 Cr	3,000 ↑ 3,000
Treps CBLO/Reverse Repo \| -	3%	₹132 Cr
Axis Bank Limited Certificate of Deposit \| -	3%	₹125 Cr	2,500
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) Certificate of Deposit \| -	3%	₹125 Cr	2,500
Cash And Other Net Current Assets^ CBLO \| -	3%	-₹117 Cr
Indian Bank Certificate of Deposit \| -	2%	₹100 Cr	2,000
Punjab National Bank Certificate of Deposit \| -	2%	₹99 Cr	2,000
IDFC First Bank Limited Certificate of Deposit \| -	2%	₹99 Cr	2,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।