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फिनकैश »व्यवस्थित निकासी योजना »एसडब्ल्यूपी कैलकुलेटर

एसडब्ल्यूपी कैलकुलेटर - व्यवस्थित निकासी योजना कैलकुलेटर

Updated on June 1, 2023 , 16968 views

एसडब्ल्यूपी कैलकुलेटर एक ऐसा उपकरण है जो व्यक्तियों को यह गणना करने में मदद करता है कि उनका एसडब्ल्यूपी निवेश अवधि के दौरान कैसा रहेगा। SWP या सिस्टमैटिक विदड्रॉअल प्लान, यूनिट्स को रिडीम करने या इनमें निवेश करने की एक तकनीक हैम्यूचुअल फंड्स. एसडब्ल्यूपी में, व्यक्ति अपना पैसा म्यूचुअल फंड योजना में निवेश करते हैं और फिर एक निश्चित अवधि में अपने निवेश को वापस ले लेते हैं। एसडब्ल्यूपी आम तौर पर उन व्यक्तियों के लिए उपयुक्त है जो एक निश्चित की तलाश में हैंआय नियमित कार्यकाल के दौरान। यह लेख आपको सिस्टमैटिक विदड्रॉल प्लान की अवधारणा, एसडब्ल्यूपी कैलकुलेटर कैसे काम करता है, और अन्य संबंधित मापदंडों की समग्र समझ देता है।

म्यूचुअल फंड में SWP का क्या मतलब है?

म्यूचुअल फंड में व्यवस्थित निकासी योजना या एसडब्ल्यूपी म्यूचुअल फंड निवेश की इकाइयों को भुनाने की एक व्यवस्थित और नियोजित प्रक्रिया को संदर्भित करता है। SWP की अवधारणा इसके विपरीत तरीके से काम करती हैसिप. एसडब्ल्यूपी में, व्यक्ति म्यूचुअल फंड योजनाओं में एकमुश्त राशि का निवेश करते हैं जो आम तौर पर कम जोखिम वाली होती हैं, जैसेलिक्विड फंड या अल्ट्राअल्पकालिक निधि. इसके बाद व्यक्ति नियमित अंतराल पर निवेश की गई राशि को निकालना शुरू कर देते हैं। व्यक्ति अपनी आवश्यकताओं के आधार पर अपनी निकासी की आवृत्ति जैसे मासिक, त्रैमासिक, वार्षिक आदि को अनुकूलित कर सकते हैं। इस मामले में, म्यूचुअल फंड में निवेश किया गया पैसा भी व्यक्तियों के लिए राजस्व प्राप्त करता है। व्यक्ति, विशेष रूप से सेवानिवृत्त व्यक्ति, जो आय के नियमित स्रोत की तलाश में हैं, वे व्यवस्थित निकासी योजना का विकल्प चुन सकते हैं।म्यूचुअल फंड में निवेश.

एसडब्ल्यूपी म्यूचुअल फंड कैलकुलेटर

SWP कैलकुलेटर व्यक्तियों को एक निश्चित अवधि में म्यूचुअल फंड निवेश में उनकी निकासी का अनुमान लगाने में मदद करता है। एसडब्ल्यूपी कैलकुलेटर में दर्ज किए जाने वाले इनपुट डेटा में शामिल हैं:

SWP Calulator

  1. एसडब्ल्यूपी/आहरण राशि - यह निश्चित निकासी राशि को संदर्भित करता है जिसे आप नियमित अंतराल पर निकालने की योजना बना रहे हैं।
  2. प्रारंभिक निवेश - प्रारंभिक निवेश एकमुश्त राशि को संदर्भित करता है जिसे आप म्यूचुअल फंड योजना में निवेश करना चाहते हैं।
  3. निकासी आवृत्ति - निकासी आवृत्ति, उस समय सीमा को संदर्भित करती है जिस पर आप अपना निवेश वापस लेना चाहते हैं। यह मासिक, साप्ताहिक या त्रैमासिक हो सकता है। आम तौर पर गणना मासिक के लिए की जाती है।
  4. रिटर्न की अपेक्षित दर - इसका मतलब है कि आप अपने निवेश पर रिटर्न की उम्मीद कर रहे हैं।

तो, आइए हम एक उदाहरण के साथ एसडब्ल्यूपी कैलकुलेटर की अवधारणा को विस्तृत रूप से समझते हैं।

नमूना चित्रण

  1. प्रारंभिक निवेश राशि - INR 1.20,000
  2. एसडब्ल्यूपी राशि - INR 10,000
  3. निकासी अवधि - 12 महीने
  4. वापसी की अपेक्षित दर - 7%

एसडब्ल्यूपी तालिका की गणना नीचे दी गई है।

महीना माह की शुरुआत में शेष राशि (INR) मोचन राशि (INR) अर्जित ब्याज (INR) माह के अंत में शेष राशि (INR)
1 1,20,000 10,000 642 1,10,642
2 1,10,642 10,000 587 1,01,229
3 1,01,229 10,000 532 91,761
4 91,761 10,000 477 82,238
5 82,238 10,000 421 72,659
6 72,659 10,000 366 63,025
7 63,025 10,000 309 53,334
8 53,334 10,000 253 43,587
9 43,587 10,000 196 33,783
10 33,783 10,000 139 23,921
1 1 23,921 10,000 81 14,003
12 14,003 10,000 23 4,026

इस प्रकार, उपरोक्त तालिका से, यह कहा जा सकता है कि एसडब्ल्यूपी लेनदेन के माध्यम से म्यूचुअल फंड योजना का अर्जित लाभ 4,026 रुपये है।

SWP Calculator

Investment Corpus Amount:
Expected Returns (% pa):
%
Withdrawal Amount:
Per Month
Withdrawal Tenure:
Years

VALUE AT END OF TENOR:₹4,597

व्यवस्थित निकासी योजना के लाभ

एसडब्ल्यूपी के कुछ प्रमुख लाभ इस प्रकार हैं।

नियमित आय प्रवाह

SWP के प्राथमिक लाभों में से एक यह है कि व्यक्ति नियमित आय के स्रोत के रूप में व्यवस्थित निकासी योजना का उपयोग कर सकते हैं। ऐसा इसलिए है क्योंकि निकाली गई राशि स्थिर रहती है।

अनुशासित निकासी की आदत

SWP व्यक्तियों के बीच एक अनुशासित निकासी की आदत बनाता है क्योंकि केवल एक निश्चित राशि निकाली जाती है और शेष धन को म्यूचुअल फंड में निवेश किया जाता है। यह रोकता हैराजधानी निवेश पर कटाव साथ ही, म्यूचुअल फंड में निवेश रिटर्न उत्पन्न करता है।

पेंशन के लिए विकल्प

SWP सेवानिवृत्त व्यक्तियों के मामले में पेंशन के विकल्प के रूप में कार्य करता है। सेवानिवृत्त व्यक्ति एसडब्ल्यूपी के माध्यम से नियमित आय के लिए स्वयं को आश्वस्त कर सकते हैं।

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2022 के लिए सर्वश्रेष्ठ एसडब्ल्यूपी म्यूचुअल फंड

एसडब्ल्यूपी आम तौर पर म्यूचुअल फंड योजनाओं में किया जाता है जिसमें लिक्विड फंड जैसे जोखिम का स्तर कम होता है। इसलिए, लिक्विड/अल्ट्राशॉर्ट श्रेणी के तहत कुछ बेहतरीन म्यूचुअल फंड योजनाएं जिनकी शुद्ध संपत्ति . से अधिक है1000 करोड़ नीचे सूचीबद्ध हैं।

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2022 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹470.248
↑ 0.11
₹14,52523.66.45.24.87.56%5M 8D5M 16D
Baroda Pioneer Liquid Fund Growth ₹2,602.22
↑ 0.47
₹7,1111.83.56.34.34.97.15%26D29D
Canara Robeco Liquid Growth ₹2,719.8
↑ 0.48
₹3,7321.83.56.34.34.97.07%1M 4D1M 7D
Axis Liquid Fund Growth ₹2,514.21
↑ 0.53
₹25,7391.83.56.34.34.97.09%1M 8D1M 8D
Aditya Birla Sun Life Liquid Fund Growth ₹364.141
↑ 0.07
₹39,1311.93.56.34.34.87.32%1M 20D1M 20D
UTI Liquid Cash Plan Growth ₹3,708.18
↑ 0.66
₹27,7721.83.56.34.34.87.23%1M 27D1M 27D
Principal Cash Management Fund Growth ₹1,995.15
↑ 0.41
₹3,9951.83.46.24.24.87.16%29D29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jun 23

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (02 Jun 23) ₹470.248 ↑ 0.11   (0.02 %)
Net Assets (Cr) ₹14,525 on 30 Apr 23
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.49
Sharpe Ratio -0.55
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.56%
Effective Maturity 5 Months 16 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,874
31 May 20₹11,722
31 May 21₹12,369
31 May 22₹12,833
31 May 23₹13,652

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 3.6%
1 Year 6.4%
3 Year 5.2%
5 Year 6.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha14 Jun 148.88 Yr.
Kaustubh Gupta15 Jul 1111.8 Yr.
Monika Gandhi22 Mar 212.11 Yr.
Dhaval Joshi21 Nov 220.44 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash61.38%
Debt38.62%
Debt Sector Allocation
SectorValue
Corporate43.74%
Cash Equivalent30.82%
Government25.2%
Securitized0.24%
Credit Quality
RatingValue
AA21.44%
AAA78.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 29062023
Sovereign Bonds | -
6%₹855 Cr86,204,130
↓ -5,000,000
Housing Development Finance Corporation Ltd
Debentures | -
4%₹597 Cr6,000
182 DTB 29092023
Sovereign Bonds | -
3%₹487 Cr50,000,000
Hindalco Industries Limited
Debentures | -
2%₹350 Cr35,000
Bharti Telecom Limited
Debentures | -
2%₹325 Cr3,250
Shriram Finance Limited
Debentures | -
2%₹275 Cr2,750
Sikka Ports & Terminals Limited
Debentures | -
2%₹252 Cr2,520
Reliance Industries Limited
Debentures | -
2%₹251 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹250 Cr2,500
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹250 Cr2,500

2. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (04 Jun 23) ₹2,602.22 ↑ 0.47   (0.02 %)
Net Assets (Cr) ₹7,111 on 30 Apr 23
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 0.42
Information Ratio -3.5
Alpha Ratio -0.1
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.15%
Effective Maturity 29 Days
Modified Duration 26 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,757
31 May 20₹11,382
31 May 21₹11,746
31 May 22₹12,159
31 May 23₹12,924

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 6.3%
3 Year 4.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Mayank Prakash21 Oct 220.53 Yr.
Vikram Pamnani14 Mar 221.13 Yr.

Data below for Baroda Pioneer Liquid Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent70.53%
Corporate21.27%
Government8.2%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 16-May-2023
CBLO/Reverse Repo | -
20%₹1,660 Cr
Net Receivable / Payable
CBLO | -
9%-₹746 Cr
182 DTB 01062023
Sovereign Bonds | -
5%₹379 Cr38,000,000
↑ 23,000,000
Small Industries Development Bank of India
Commercial Paper | -
4%₹344 Cr7,000
↑ 7,000
364 Dtb 01062023
Sovereign Bonds | -
4%₹323 Cr32,400,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
4%₹314 Cr6,300
↑ 300
Canara Bank
Certificate of Deposit | -
4%₹300 Cr6,000
Ntpc Limited
Commercial Paper | -
4%₹296 Cr6,000
↑ 6,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹250 Cr5,000
Larsen And Toubro Limited
Commercial Paper | -
3%₹248 Cr5,000

3. Canara Robeco Liquid

To enhance the income, while maintaining a level of liquidity through, investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 44 in Liquid Fund category.  Return for 2022 was 4.9% , 2021 was 3.2% and 2020 was 3.7% .

Below is the key information for Canara Robeco Liquid

Canara Robeco Liquid
Growth
Launch Date 15 Jul 08
NAV (04 Jun 23) ₹2,719.8 ↑ 0.48   (0.02 %)
Net Assets (Cr) ₹3,732 on 15 May 23
Category Debt - Liquid Fund
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.14
Sharpe Ratio 0.26
Information Ratio -3.43
Alpha Ratio -0.09
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 1 Month 7 Days
Modified Duration 1 Month 4 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,743
31 May 20₹11,301
31 May 21₹11,654
31 May 22₹12,053
31 May 23₹12,811

Canara Robeco Liquid SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Canara Robeco Liquid

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 6.3%
3 Year 4.3%
5 Year 5.1%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.2%
2020 3.7%
2019 6.4%
2018 7.4%
2017 6.5%
2016 7.5%
2015 8.2%
2014 9%
2013 9.2%
Fund Manager information for Canara Robeco Liquid
NameSinceTenure
Avnish Jain1 Apr 221.08 Yr.
Kunal Jain18 Jul 220.79 Yr.

Data below for Canara Robeco Liquid as on 15 May 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent78.41%
Corporate12.93%
Government8.66%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
7%₹255 Cr
Reliance Retail Ventures Limited
Commercial Paper | -
5%₹197 Cr4,000
↑ 4,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
5%₹173 Cr3,500
↑ 3,500
91 DTB 10082023
Sovereign Bonds | -
5%₹172 Cr17,500,000
↑ 17,500,000
Small Industries Development Bank Of India
Certificate of Deposit | -
4%₹150 Cr3,000
Union Bank Of India
Certificate of Deposit | -
4%₹149 Cr3,000
↑ 2,000
LIC Housing Finance Limited
Commercial Paper | -
3%₹125 Cr2,500
Housing Development Finance Corporation Limited
Commercial Paper | -
3%₹100 Cr2,000
Bajaj Finance Limited
Commercial Paper | -
3%₹100 Cr2,000
↑ 1,000
Axis Bank Limited
Certificate of Deposit | -
3%₹100 Cr2,000

4. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 21 in Liquid Fund category.  Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.3% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund
Growth
Launch Date 9 Oct 09
NAV (02 Jun 23) ₹2,514.21 ↑ 0.53   (0.02 %)
Net Assets (Cr) ₹25,739 on 30 Apr 23
Category Debt - Liquid Fund
AMC Axis Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.09%
Effective Maturity 1 Month 8 Days
Modified Duration 1 Month 8 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,758
31 May 20₹11,391
31 May 21₹11,760
31 May 22₹12,170
31 May 23₹12,936

Axis Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 6.3%
3 Year 4.3%
5 Year 5.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.3%
2020 4.3%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.6%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for Axis Liquid Fund
NameSinceTenure
Devang Shah5 Nov 1210.49 Yr.
Aditya Pagaria13 Aug 166.72 Yr.

Data below for Axis Liquid Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent70.62%
Government22.24%
Corporate7.14%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -
6%₹1,895 Cr
91 DTB 13072023
Sovereign Bonds | -
3%₹989 Cr100,000,000
91 DTB 15062023
Sovereign Bonds | -
3%₹806 Cr81,000,000
Punjab National Bank
Certificate of Deposit | -
3%₹795 Cr16,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹777 Cr15,600
↑ 4,100
Canara Bank
Certificate of Deposit | -
3%₹749 Cr15,000
91 DTB 25052023
Sovereign Bonds | -
3%₹749 Cr75,000,000
Indian Bank
Certificate of Deposit | -
3%₹747 Cr15,000
Punjab National Bank
Certificate of Deposit | -
2%₹738 Cr15,000
↑ 15,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹572 Cr11,500

5. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 15 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.3% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund
Growth
Launch Date 30 Mar 04
NAV (02 Jun 23) ₹364.141 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹39,131 on 30 Apr 23
Category Debt - Liquid Fund
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio -0.02
Information Ratio -4.07
Alpha Ratio -0.16
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.32%
Effective Maturity 1 Month 20 Days
Modified Duration 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,754
31 May 20₹11,390
31 May 21₹11,764
31 May 22₹12,170
31 May 23₹12,936

Aditya Birla Sun Life Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.5%
1 Year 6.3%
3 Year 4.3%
5 Year 5.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.3%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.3%
Fund Manager information for Aditya Birla Sun Life Liquid Fund
NameSinceTenure
Sunaina Cunha15 Jul 1111.8 Yr.
Kaustubh Gupta15 Jul 1111.8 Yr.
Sanjay Pawar1 Jul 220.83 Yr.
Dhaval Joshi21 Nov 220.44 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent68.16%
Corporate17.34%
Government14.5%
Credit Quality
RatingValue
AA0.09%
AAA99.91%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
6%₹2,622 Cr
7.16% Govt Stock 2023
Sovereign Bonds | -
6%₹2,433 Cr243,337,000
91 DTB 13072023
Sovereign Bonds | -
5%₹1,908 Cr192,921,400
Indian Bank
Certificate of Deposit | -
4%₹1,792 Cr36,000
Bank Of Maharashtra
Certificate of Deposit | -
2%₹996 Cr20,000
Dbs Bank India Limited
Certificate of Deposit | -
2%₹993 Cr20,000
Indian Bank
Certificate of Deposit | -
2%₹991 Cr20,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹985 Cr19,800
Net Receivables / (Payables)
CBLO | -
2%-₹875 Cr
ICICI Securities Limited
Commercial Paper | -
2%₹795 Cr16,000

6. UTI Liquid Cash Plan

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 32 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% .

Below is the key information for UTI Liquid Cash Plan

UTI Liquid Cash Plan
Growth
Launch Date 11 Dec 03
NAV (03 Jun 23) ₹3,708.18 ↑ 0.66   (0.02 %)
Net Assets (Cr) ₹27,772 on 30 Apr 23
Category Debt - Liquid Fund
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.23
Sharpe Ratio -0.1
Information Ratio -4.86
Alpha Ratio -0.16
Min Investment 500
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 7.23%
Effective Maturity 1 Month 27 Days
Modified Duration 1 Month 27 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,757
31 May 20₹11,378
31 May 21₹11,747
31 May 22₹12,154
31 May 23₹12,916

UTI Liquid Cash Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Liquid Cash Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 6.3%
3 Year 4.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.1%
Fund Manager information for UTI Liquid Cash Plan
NameSinceTenure
Amit Sharma7 Jul 175.82 Yr.

Data below for UTI Liquid Cash Plan as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent60.03%
Government25.42%
Corporate14.55%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹1,243 Cr12,500,000,000
91 DTB 27072023
Sovereign Bonds | -
4%₹1,233 Cr12,500,000,000
↑ 12,500,000,000
91 DTB 23062023
Sovereign Bonds | -
4%₹1,192 Cr12,000,000,000
Net Current Assets
Net Current Assets | -
4%₹1,041 Cr
Indian Bank
Certificate of Deposit | -
3%₹846 Cr8,500,000,000
91 DTB 18052023
Sovereign Bonds | -
3%₹790 Cr7,900,000,000
91 DTB 06072023
Sovereign Bonds | -
3%₹743 Cr7,500,000,000
91 DTB 20072023
Sovereign Bonds | -
3%₹741 Cr7,500,000,000
↑ 7,500,000,000
7.16% Govt Stock 2023
Sovereign Bonds | -
2%₹700 Cr7,000,000,000
Punjab & Sind Bank
Certificate of Deposit | -
2%₹500 Cr5,000,000,000

7. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 3.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (02 Jun 23) ₹1,995.15 ↑ 0.41   (0.02 %)
Net Assets (Cr) ₹3,995 on 30 Apr 23
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio 0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.16%
Effective Maturity 29 Days
Modified Duration 29 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹9,808
31 May 20₹10,322
31 May 21₹10,644
31 May 22₹11,004
31 May 23₹11,690

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 6.2%
3 Year 4.2%
5 Year 3.2%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.2%
2020 3.8%
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 221.33 Yr.
Sandeep Agarwal16 May 220.96 Yr.

Data below for Principal Cash Management Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent54.58%
Corporate24.27%
Government21.15%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
28%₹1,175 Cr
Canara Bank
Certificate of Deposit | -
4%₹150 Cr3,000
Aditya Birla Finance Limited
Commercial Paper | -
3%₹149 Cr3,000
↑ 3,000
Treps
CBLO/Reverse Repo | -
3%₹132 Cr
Axis Bank Limited
Certificate of Deposit | -
3%₹125 Cr2,500
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
3%₹125 Cr2,500
Cash And Other Net Current Assets^
CBLO | -
3%-₹117 Cr
Indian Bank
Certificate of Deposit | -
2%₹100 Cr2,000
Punjab National Bank
Certificate of Deposit | -
2%₹99 Cr2,000
IDFC First Bank Limited
Certificate of Deposit | -
2%₹99 Cr2,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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