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शीर्ष 10 लिक्विड म्युचुअल फंड 2022

Updated on May 14, 2025 , 14456 views

लिक्विड फंड अधिशेष नकदी के लिए सबसे अच्छा विकल्प हैं जो में पड़े हैंबैंक कारण। लिक्विड फंड वे हैंम्यूचुअल फंड्स जो आपके पैसे को बहुत ही कम समय में निवेश करते हैंमुद्रा बाजार ट्रेजरी बिल, वाणिज्यिक पत्र जैसे उपकरण,जमा प्रमाणपत्र, आदि।

ये फंड प्रकृति में अत्यधिक तरल होते हैं और इनमें कोई प्रवेश या निकास भार नहीं होता है। लिक्विड फंड्स द्वारा प्रदान किए जाने वाले सर्वोच्च लाभों के कारण; उन्हें अक्सर सावधि जमा की तुलना में बेहतर निवेश विकल्प माना जाता है औरबचत खाता.

शीर्ष 10 लिक्विड म्युचुअल फंड बिना समझौता किए बेहतर रिटर्न प्राप्त करने का अवसर प्रदान करते हैंलिक्विडिटी कारक सबसे अच्छा प्रदर्शन करने वाले लिक्विड फंड आपको कम समय में शानदार रिटर्न देते हैं। चूंकि लिक्विड फंड की औसत परिपक्वता 91 दिनों से कम है, यह उन निवेशकों के लिए सबसे उपयुक्त है जो छोटी अवधि की तलाश कर रहे हैंनिवेश योजना. इसके अलावा, चूंकि लिक्विड म्यूचुअल फंड इससे ज्यादा प्रभावित नहीं होते हैंमंडी अस्थिरता, निवेशक जोखिम कारकों की चिंता किए बिना आसानी से निवेश कर सकते हैं।

लिक्विड फंड में निवेश के प्रमुख लाभ

कुछ प्रमुखनिवेश के लाभ लिक्विड म्यूचुअल फंड में हैं:

लिक्विड फंड में, आप 24 घंटे के भीतर अपना फंड निकाल सकते हैं
चूंकि लिक्विड फंड मुख्य रूप से फिक्स्ड में निवेश करते हैंआय जिन प्रतिभूतियों की परिपक्वता अवधि कम होती है, उनमें अन्य की तुलना में सबसे कम ब्याज दर जोखिम होता हैडेट म्यूचुअल फंड
लिक्विड म्युचुअल फंड प्रति वर्ष लगभग 7.5-8% का औसत रिटर्न प्रदान करते हैं
इन फंडों में कोई लॉक-इन अवधि नहीं होती है, जिसका अर्थ है कि आप जहां भी आवश्यक हो, अपनी नकदी रिडीम कर सकते हैं
लिक्विड फंड मूल्यवान कर लाभ प्रदान करते हैं

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शीर्ष 10 लिक्विड म्युचुअल फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Indiabulls Liquid Fund Growth	₹2,505.72 ↑ 0.50	₹130	0.5	1.8	3.6	7.3	7.4	7.07%	2M 1D	2M 2D
PGIM India Insta Cash Fund Growth	₹337.302 ↑ 0.06	₹366	0.5	1.8	3.6	7.3	7.3	6.93%	2M 15D	2M 19D
Principal Cash Management Fund Growth	₹2,285.59 ↑ 0.45	₹5,477	0.5	1.8	3.5	7.2	7.3	7.06%	2M 1D	2M 2D
JM Liquid Fund Growth	₹70.693 ↑ 0.01	₹2,806	0.5	1.7	3.5	7.1	7.2	7.13%	1M 10D	1M 13D
Axis Liquid Fund Growth	₹2,884.73 ↑ 0.55	₹32,609	0.5	1.8	3.6	7.3	7.4	7.08%	2M 4D	2M 4D
Invesco India Liquid Fund Growth	₹3,561 ↑ 0.73	₹10,945	0.5	1.8	3.6	7.3	7.4	7.01%	2M 5D	2M 5D
Aditya Birla Sun Life Liquid Fund Growth	₹417.494 ↑ 0.08	₹41,051	0.5	1.8	3.6	7.3	7.3	7.2%	2M 8D	2M 8D
Tata Liquid Fund Growth	₹4,080.55 ↑ 0.81	₹19,074	0.5	1.8	3.6	7.2	7.3	7.06%	2M 17D	2M 17D
ICICI Prudential Liquid Fund Growth	₹383.571 ↑ 0.08	₹42,293	0.5	1.8	3.5	7.2	7.4	6.99%	2M 5D	2M 10D
Nippon India Liquid Fund Growth	₹6,322.94 ↑ 1.20	₹28,241	0.5	1.8	3.5	7.2	7.3	7.32%	1M 17D	1M 21D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (16 May 25)	₹2,505.72 ↑ 0.50 (0.02 %)
Net Assets (Cr)	₹130 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.76
Information Ratio	-2.12
Alpha Ratio	-0.15
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	2 Months 2 Days
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,318
30 Apr 22	₹10,639
30 Apr 23	₹11,239
30 Apr 24	₹12,044
30 Apr 25	₹12,926

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.97 Yr.

Data below for Indiabulls Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.6%
Other	0.4%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.82%
Government	14.14%
Corporate	10.64%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Export-Import Bank Of India Commercial Paper \| -	11%	₹15 Cr	1,500,000
National Bank For Agriculture And Rural Development (10/06/2025) ** Commercial Paper \| -	10%	₹14 Cr	1,425,000 ↑ 1,425,000
Small Industries Development Bank Of India Debentures \| -	7%	₹10 Cr	1,000,000 ↓ -500,000
Bank Of Baroda Certificate of Deposit \| -	7%	₹10 Cr	1,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	7%	₹10 Cr	1,000,000
HDFC Securities Limited Commercial Paper \| -	7%	₹10 Cr	1,000,000
India (Republic of) - \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
India (Republic of) - \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
Axis Bank Limited Certificate of Deposit \| -	6%	₹9 Cr	900,000 ↓ -500,000
LIC Housing Finance Ltd Debentures \| -	6%	₹8 Cr	800,000 ↑ 500,000

2. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (16 May 25)	₹337.302 ↑ 0.06 (0.02 %)
Net Assets (Cr)	₹366 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.88
Information Ratio	-1.44
Alpha Ratio	-0.16
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.93%
Effective Maturity	2 Months 19 Days
Modified Duration	2 Months 15 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,344
30 Apr 22	₹10,696
30 Apr 23	₹11,330
30 Apr 24	₹12,148
30 Apr 25	₹13,034

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.9%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Bhupesh Kalyani	13 Sep 22	2.63 Yr.
Puneet Pal	16 Jul 22	2.79 Yr.

Data below for PGIM India Insta Cash Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.51%
Other	0.49%

Debt Sector Allocation

Sector	Value
Cash Equivalent	82.94%
Corporate	11.06%
Government	5.51%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Ltd Debentures \| -	6%	₹25 Cr	2,500,000
Infina Finance Private Limited Commercial Paper \| -	6%	₹25 Cr	2,500,000
Export-Import Bank Of India Commercial Paper \| -	6%	₹25 Cr	2,500,000
Aditya Birla Money Ltd. Commercial Paper \| -	6%	₹25 Cr	2,500,000
HDFC Bank Ltd. ** # Certificate of Deposit \| -	6%	₹25 Cr	2,500,000
Punjab National Bank ** # Certificate of Deposit \| -	6%	₹25 Cr	2,500,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	6%	₹25 Cr	2,500,000
Small Industries Development Bank of India Commercial Paper \| -	6%	₹25 Cr	2,500,000
India (Republic of) - \| -	6%	₹25 Cr	2,500,000
Bank Of Baroda ** # Certificate of Deposit \| -	6%	₹25 Cr	2,500,000 ↑ 2,500,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.5% since its launch. Ranked 5 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (16 May 25)	₹2,285.59 ↑ 0.45 (0.02 %)
Net Assets (Cr)	₹5,477 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Months 2 Days
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,318
30 Apr 22	₹10,663
30 Apr 23	₹11,297
30 Apr 24	₹12,111
30 Apr 25	₹12,987

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.5%
1 Year	7.2%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	3.33 Yr.
Sandeep Agarwal	16 May 22	2.96 Yr.

Data below for Principal Cash Management Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	75.13%
Corporate	23.32%
Government	1.35%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	7%	₹538 Cr
91 Days Treasury Bill 26-Jun-2025 Sovereign Bonds \| -	4%	₹297 Cr	30,000,000 ↑ 30,000,000
HDFC Bank Ltd. ** # Certificate of Deposit \| -	3%	₹223 Cr	4,500
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	3%	₹223 Cr	22,500,000 ↑ 7,500,000
Tata Capital Limited Commercial Paper \| -	3%	₹199 Cr	4,000
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	2%	₹173 Cr	17,500,000 ↑ 17,500,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹149 Cr	3,000
Axis Bank Ltd. Certificate of Deposit \| -	2%	₹149 Cr	3,000
Export-Import Bank Of India Commercial Paper \| -	2%	₹149 Cr	3,000
Small Industries Development Bank Of India Certificate of Deposit \| -	2%	₹149 Cr	3,000

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2024 was 7.2% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (16 May 25)	₹70.693 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹2,806 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.58
Information Ratio	-3.16
Alpha Ratio	-0.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.13%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,330
30 Apr 22	₹10,685
30 Apr 23	₹11,314
30 Apr 24	₹12,128
30 Apr 25	₹12,998

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.1%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	7%
2022	4.8%
2021	3.3%
2020	4%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Killol Pandya	5 Nov 24	0.48 Yr.
Naghma Khoja	21 Oct 21	3.53 Yr.
Ruchi Fozdar	3 Apr 24	1.08 Yr.

Data below for JM Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	97.87%
Debt	1.84%
Other	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	75.35%
Corporate	20.57%
Government	3.79%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ccil CBLO/Reverse Repo \| -	8%	₹211 Cr	211,405 ↑ 211,405
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	5%	₹127 Cr	12,800,000
Punjab National Bank ** # Certificate of Deposit \| -	5%	₹124 Cr	12,500,000
182 DTB 05062025 Sovereign Bonds \| -	4%	₹99 Cr	10,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	4%	₹99 Cr	10,000,000
182 DTB 19062025 Sovereign Bonds \| -	4%	₹99 Cr	10,000,000 ↓ -5,000,000
Bank of India Ltd. Debentures \| -	4%	₹99 Cr	10,000,000
Net Receivable/Payable Net Current Assets \| -	3%	-₹93 Cr
Birla Group Holdings Private Limited Commercial Paper \| -	3%	₹75 Cr	7,500,000 ↑ 7,500,000
Axis Bank Ltd. Certificate of Deposit \| -	3%	₹75 Cr	7,500,000

5. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (16 May 25)	₹2,884.73 ↑ 0.55 (0.02 %)
Net Assets (Cr)	₹32,609 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	3.09
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.08%
Effective Maturity	2 Months 4 Days
Modified Duration	2 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,340
30 Apr 22	₹10,695
30 Apr 23	₹11,337
30 Apr 24	₹12,164
30 Apr 25	₹13,054

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.1%
2022	4.9%
2021	3.3%
2020	4.3%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.6%
2015	8.4%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.49 Yr.
Aditya Pagaria	13 Aug 16	8.72 Yr.
Sachin Jain	3 Jul 23	1.83 Yr.

Data below for Axis Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	81.86%
Corporate	17.92%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	6%	₹2,237 Cr	225,000,000
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	6%	₹2,232 Cr
Canara Bank (09/06/2025) Certificate of Deposit \| -	4%	₹1,490 Cr	30,000
Reliance Jio Infocomm Ltd. Commercial Paper \| -	4%	₹1,479 Cr	30,000 ↑ 30,000
Export Import Bank Of India 09-Jun-2025 ** Commercial Paper \| -	4%	₹1,415 Cr	28,500
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	3%	₹1,291 Cr	130,000,000
Reliance Industries Ltd. Commercial Paper \| -	3%	₹1,287 Cr	26,000
National Bank For Agriculture And Rural Development (10/06/2025) ** Commercial Paper \| -	3%	₹1,226 Cr	24,700
Net Receivables / (Payables) CBLO \| -	3%	-₹1,115 Cr
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹991 Cr	20,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (16 May 25)	₹3,561 ↑ 0.73 (0.02 %)
Net Assets (Cr)	₹10,945 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	3.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.01%
Effective Maturity	2 Months 5 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,334
30 Apr 22	₹10,686
30 Apr 23	₹11,319
30 Apr 24	₹12,140
30 Apr 25	₹13,026

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.9%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.8%
2021	3.3%
2020	4.1%
2019	6.5%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.4%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	14.03 Yr.
Prateek Jain	14 Feb 22	3.21 Yr.

Data below for Invesco India Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.91%
Corporate	20.54%
Government	0.34%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd. ** # Certificate of Deposit \| -	3%	₹495 Cr	50,000,000
91 DTB 30052025 Sovereign Bonds \| -	3%	₹492 Cr	49,500,000
Punjab National Bank ** # Certificate of Deposit \| -	3%	₹470 Cr	47,500,000 ↓ -2,500,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	3%	₹446 Cr	45,000,000
Bank Of Baroda 2025 ** # Net Current Assets \| -	3%	₹394 Cr	40,000,000 ↑ 40,000,000
182 Days Tbill (Md 01/05/2025) Sovereign Bonds \| -	2%	₹339 Cr	34,000,000
Axis Bank Ltd. Certificate of Deposit \| -	2%	₹298 Cr	30,000,000
National Bank For Agriculture And Rural Development 16-Jun-2025 ** Commercial Paper \| -	2%	₹297 Cr	30,000,000 ↑ 30,000,000
Union Bank of India Domestic Bonds \| -	2%	₹297 Cr	30,000,000
Canara Bank (17/06/2025) Certificate of Deposit \| -	2%	₹297 Cr	30,000,000

7. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7.1% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (16 May 25)	₹417.494 ↑ 0.08 (0.02 %)
Net Assets (Cr)	₹41,051 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.2%
Effective Maturity	2 Months 8 Days
Modified Duration	2 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,347
30 Apr 22	₹10,700
30 Apr 23	₹11,340
30 Apr 24	₹12,162
30 Apr 25	₹13,049

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7.1%
2022	4.8%
2021	3.3%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	13.8 Yr.
Kaustubh Gupta	15 Jul 11	13.8 Yr.
Sanjay Pawar	1 Jul 22	2.83 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.71%
Corporate	20.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) CBLO \| -	7%	-₹3,932 Cr
91 Days Tbill Sovereign Bonds \| -	4%	₹1,995 Cr	200,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	3%	₹1,483 Cr	30,000
Punjab National Bank Certificate of Deposit \| -	2%	₹1,240 Cr	25,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,216 Cr	24,500
91 DTB 30052025 Sovereign Bonds \| -	2%	₹1,132 Cr	114,017,700 ↑ 114,017,700
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹997 Cr	20,000
HDFC Bank Ltd. Debentures \| -	2%	₹987 Cr	20,000 ↑ 20,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹984 Cr	20,000 ↑ 20,000
Rbl Bank Limited Certificate of Deposit \| -	2%	₹940 Cr	19,000 ↑ 19,000

8. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (16 May 25)	₹4,080.55 ↑ 0.81 (0.02 %)
Net Assets (Cr)	₹19,074 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Months 17 Days
Modified Duration	2 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,337
30 Apr 22	₹10,687
30 Apr 23	₹11,311
30 Apr 24	₹12,128
30 Apr 25	₹13,011

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.6%
1 Year	7.2%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.55 Yr.
Abhishek Sonthalia	6 Feb 20	5.23 Yr.
Harsh Dave	1 Aug 24	0.75 Yr.

Data below for Tata Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.7%
Other	0.3%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.94%
Corporate	15.75%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Punjab National Bank ** # Certificate of Deposit \| -	6%	₹1,364 Cr	27,500 ↓ -1,000
364 DTB Sovereign Bonds \| -	5%	₹1,137 Cr	114,500,000 ↓ -10,000,000
ICICI Securities Limited** Commercial Paper \| -	5%	₹1,067 Cr	21,500
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	5%	₹1,019 Cr	102,500,000 ↓ -12,500,000
Reliance Retail Ventures Limited Commercial Paper \| -	5%	₹998 Cr	20,000 ↑ 20,000
Bank Of Baroda Certificate of Deposit \| -	5%	₹993 Cr	20,000 ↑ 1,000
Indian Oil Corp Ltd. Commercial Paper \| -	5%	₹992 Cr	20,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	4%	₹804 Cr	81,000,000
Small Industries Dev Bank Of India (05/06/2025) ** Commercial Paper \| -	3%	₹745 Cr	15,000
National Bank For Agriculture And Rural Development (10/06/2025) ** Commercial Paper \| -	3%	₹745 Cr	15,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (16 May 25)	₹383.571 ↑ 0.08 (0.02 %)
Net Assets (Cr)	₹42,293 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.88
Information Ratio	-1.48
Alpha Ratio	-0.19
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	2 Months 10 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,343
30 Apr 22	₹10,691
30 Apr 23	₹11,321
30 Apr 24	₹12,140
30 Apr 25	₹13,023

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.5%
1 Year	7.2%
3 Year	6.9%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%
2015	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.41 Yr.
Darshil Dedhia	12 Jun 23	1.89 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.25%
Corporate	19.94%
Government	5.58%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	7%	₹3,964 Cr	400,000,000 ↑ 400,000,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	4%	₹2,475 Cr	250,000,000
Punjab National Bank ** # Certificate of Deposit \| -	4%	₹2,226 Cr	45,000
IDBI Bank Limited (Industrial Development Bank Of India Ltd) Certificate of Deposit \| -	3%	₹1,494 Cr	30,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	3%	₹1,488 Cr	150,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,480 Cr	30,000 ↑ 30,000
India (Republic of) - \| -	3%	₹1,480 Cr	150,000,000 ↑ 150,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,341 Cr	27,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,296 Cr	26,000
Punjab National Bank Certificate of Deposit \| -	2%	₹1,241 Cr	25,000

10. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (16 May 25)	₹6,322.94 ↑ 1.20 (0.02 %)
Net Assets (Cr)	₹28,241 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.66
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	1 Month 21 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,341
30 Apr 22	₹10,690
30 Apr 23	₹11,319
30 Apr 24	₹12,136
30 Apr 25	₹13,015

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.5%
1 Year	7.2%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.94 Yr.
Vikash Agarwal	14 Sep 24	0.63 Yr.

Data below for Nippon India Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.5%
Debt	0.28%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	85.26%
Corporate	13.39%
Government	1.13%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	9%	-₹3,066 Cr
5.22% Govt Stock 2025 Sovereign Bonds \| -	5%	₹1,733 Cr	173,500,000 ↑ 67,500,000
Reverse Repo CBLO/Reverse Repo \| -	4%	₹1,543 Cr
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	3%	₹1,038 Cr	104,500,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	2%	₹854 Cr	86,068,400 ↑ 18,000,000
National Bk For Agriculture & Rural Dev. ** Commercial Paper \| -	2%	₹745 Cr	15,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	2%	₹676 Cr	68,000,000
Bank Of Baroda Certificate of Deposit \| -	2%	₹646 Cr	13,000 ↑ 2,000
National Bank For Agriculture And Rural Development** Commercial Paper \| -	2%	₹594 Cr	12,000 ↓ -3,000
HDFC Bank Ltd. Debentures \| -	2%	₹594 Cr	12,000 ↑ 12,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।